KR20100101445A - System and method for managing coupon account - Google Patents

Abstract

The present invention relates to a purchase right account management system and a purchase right account management method, wherein the purchase right account management system includes a communication unit capable of communicating with a user terminal of a plurality of users and an affiliated store terminal of at least one affiliate store that issues a prepaid purchase right. Wow; A storage unit for storing information about an incentive of a size determined to increase according to a purchase amount of at least one other user for the prepaid purchase right after the purchase of the prepaid purchase right by the user; Storing the account information for each user in the storage unit based on the sales information of the prepaid purchase right sold to the plurality of users through the user terminal, and using the prepaid purchase right from the affiliated store terminal; And a controller for updating the account information of the user based on the incentive granted to the user.

As a result, incentives given to the user can be maximized, and the purchase of a purchase right can be promoted quickly, thereby more effectively promoting the sale of goods or services through the purchase right.

Description

Purchasing Rights Account Management System and Purchasing Rights Account Management System {SYSTEM AND METHOD FOR MANAGING COUPON ACCOUNT}

The present invention relates to a purchase right account management system and a purchase right account management method for managing a user-specific account for a purchase right sold to a user, and updating the user's account when using the purchase right.

Purchase vouchers, which are called various names such as gift certificates, food vouchers, and coupons, are used to allow users to purchase them online or offline, and then present them to the issuer who issued the corresponding purchase voucher and receive the corresponding product or service.

In order to more effectively promote the sale of goods or services through such a purchase right, the purchaser may discount the purchase price at the time of purchase of the purchase right or additionally provide some goods or services when using the purchase right. By giving incentives, the user's purchase of goods / services is promoted.

However, according to the conventional product / service purchase promotion method, the incentive given to the user is often dependent only on the purchase situation of the user, such as giving more incentives as the purchase amount of the user increases.

However, this conventional method has a problem in that it is not easy to activate a user's purchase because the amount of incentive given is limited because the purchase amount that an individual user can purchase is limited. This, in turn, leads to a decrease in the sales of goods / services, thereby reducing the profits of the issuer.

In addition, since incentives based on the conventional method merely depend on the purchase price, even a user who is willing to pay a large purchase price to purchase a purchase ticket does not need to rush purchase, so the purchase of goods / services is quick. There is also a problem that is difficult to achieve. This problem likewise leads to reduced sales of goods / services at a given time.

Accordingly, an object of the present invention is to provide a purchase right account management system and a purchase right account management method capable of maximizing the incentive given to a user so that the sale of goods or services through the purchase right is more effectively promoted.

In addition, another object of the present invention is to provide a purchase right account management system and a purchase right account management method that can facilitate the purchase of a user quickly purchase of a purchase, so that the sale of goods or services through the purchase right more effectively.

According to an aspect of the present invention, there is provided a purchase right account management system, comprising: a communication unit capable of communicating with a user terminal of a plurality of users and an affiliated store terminal of at least one affiliated store that issues a prepaid purchase right; A storage unit for storing information about an incentive of a size determined to increase according to a purchase amount of at least one other user for the prepaid purchase right after the purchase of the prepaid purchase right by the user; Storing the account information for each user in the storage unit based on the sales information of the prepaid purchase right sold to the plurality of users through the user terminal, and using the prepaid purchase right from the affiliated store terminal; It may be achieved by the purchase right account management system including a control unit for updating the account information of the user based on the incentive granted to the user.

The storage unit may further store information regarding an issuance limit of the affiliated store capable of issuing the prepaid purchase right, and the control unit may issue an issuance limit of the affiliated store when the user requests a purchase of the prepaid purchase right. Depending on whether it is exceeded, it is possible to selectively determine the sale of the upfront purchase right. Accordingly, in the issuance of prepayment rights, the limit is set according to the credit of the merchant, and the guarantee of the financial institution is guaranteed within the limit, thereby ensuring the stable use of the prepayment rights, thereby making it possible to purchase the prepayment rights. It can be promoted effectively.

The storage unit may further store information on the incentive to which different conditions are given for each of two or more sections divided according to the total purchase amount of the plurality of users for the prepaid purchase right, and the control unit may be configured to provide the prepaid purchase right. The condition of the incentive may be determined according to which of the two or more sections the purchase time point of the user belongs to. Accordingly, by varying the incentive conditions according to the purchase amount, it is possible to promote the purchase in more various ways. In addition, by providing a high incentive to the risk-taking user, it is possible to purchase the prepaid purchase right until the limit of the merchant is exceeded.

The storage unit may further store information regarding the incentive to which different conditions are given for each predetermined period or time period, and the controller may determine whether the purchase time for the prepayment right belongs to the predetermined period or time zone. The condition can be determined. Accordingly, by giving a relatively high incentive to a specific period or time period of low user preference, it is possible to sell products more effectively.

The storage unit further stores information on the incentive of a size determined to increase as the period from the purchase of the prepayment right to the use of the prepayment right is longer, and the control unit, when the prepayment purchase right is purchased. The size of the incentive can be determined according to the period from time to use. Accordingly, by maximizing the period between payment and providing the product, it is possible to further improve the utilization of the down payment of the merchant.

The control unit may delete and store the account information of the corresponding users so that the prepaid purchase right is transferred from one of the plurality of users to another user. In this way, the purchase of the prepaid purchase right can be further promoted by allowing the prepaid purchase right not only to enjoy the provision of the goods but also to the object of the transaction for the purpose of investment.

The above object of the present invention is a purchase right account management method, wherein a processor executes a computer program to sell a prepaid purchase right issued by at least one affiliated store sold to the plurality of users through a user terminal of a plurality of users. Storing the account information for each user based on the information; Updating, by the processor, the account information of the user based on an incentive of the size determined to increase according to the purchase amount of at least one other user for the prepaid purchase right after the purchase of the prepaid purchase right by the user; ; The processor may also be achieved by a purchase right account management method comprising the step of updating the account information of the user based on the usage information of the prepaid purchase right from the merchant terminal.

The storage unit may further store information regarding an issuance limit of the affiliated store capable of issuing the prepaid purchase right, and updating the account information, when the user requests a purchase of the prepaid purchase right, corresponding affiliate store And optionally determining the sale of the upfront purchase right in accordance with whether the issuance limit of the is exceeded.

The storage unit further stores information about the incentive to which different conditions are given for each of two or more sections divided according to the total purchase amount of the plurality of users for the prepayment right, and updates the account information based on the incentive. The step may include determining a condition of a corresponding incentive according to which of the two or more sections the purchase time point of the user for the prepaid purchase right belongs to.

The storage unit may further store information about the incentive to which different conditions are given for a predetermined period or time period, and updating the account information based on the incentive may include: a purchase point for the prepaid purchase right being the predetermined period; Alternatively, the method may include determining a condition of a corresponding incentive according to one of time zones.

The storage unit further stores information about the incentive of a size determined to increase as the period from the purchase of the prepayment right to the use of the prepayment right is longer, and updates the account information based on the incentive. The step may include determining the size of the incentive according to the period from the time of purchase of the prepayment right to the use.

The purchase right account management method may further include deleting and storing, by the processor, the account information of the corresponding users so that the prepaid purchase right is transferred from one of the plurality of users to another user.

As described above, according to the present invention, it is possible to maximize the incentive given to the user, thereby more effectively promoting the sale of goods or services through the purchase right.

In addition, it is possible to facilitate the purchase of the right to purchase the user, more effectively promote the sale of goods or services through the purchase right.

Hereinafter, an embodiment of the present invention will be described in detail. 1 shows a purchase right account management system 1 according to an embodiment of the present invention. The purchase right account management system 1 according to an embodiment of the present invention processes information regarding the sale and management of a prepaid purchase right of at least one affiliated store sold to a plurality of users.

The affiliated store of this embodiment is a subject that provides tangible or intangible goods or services (hereinafter, collectively referred to as "goods") that a user can purchase for a fee. There is no restriction | limiting in the kind of the product of this Example, All the things which a user can obtain for a fee from affiliated store are included. In addition, there is no limitation in the form in which the merchant in the present embodiment provides the product to the user. For example, the affiliated store may be an offline store or an online shopping mall.

The prepaid purchase right of the present embodiment is a bond issued by a merchant that provides a product and purchased by a user, which is then used by the user to purchase a product. In this embodiment, the payment for the purchase price of the prepaid purchase right may be required at the time of purchase of the prepaid purchase right, that is, at the point of sale. In other words, the user pays the purchase price of the prepaid purchase right when the user purchases the prepaid purchase right, and the paid purchase price is attributed to the merchant that issued the prepaid purchase right.

A predetermined incentive is given to a user who purchases a prepayment right in this embodiment. The incentive of the present embodiment is provided to the user to promote or induce the purchase of the merchandise of the affiliated store, which is a benefit given to the user. The incentives of the present embodiment include not only economic benefits such as money, spots, and services, but also mental benefits such as certain behaviors that benefit the user as long as the value can be objectively evaluated. In the form of providing incentives, incentives may be provided in various forms, such as discounting purchased products, providing cash, gift certificates, coupons, points, miles, etc., or providing additional products in addition to the purchased products.

The purchase right account management system 1 of the present embodiment sells a prepaid purchase right to a plurality of users, manages a user-specific account for the prepaid purchase right sold, and based on the usage history when the prepaid purchase right is used. Update the user's account. In addition, the purchase right account management system 1 updates an account for each user based on incentives granted in accordance with the purchase occurrence of the prepaid purchase right. In this embodiment, when a user of a plurality of users purchases a prepaid purchase right, an incentive is given to at least one other user who previously purchased the prepaid purchase right. The size of the incentive of the present embodiment is determined to be increased according to the purchase amount of at least one other user for the prepaid procurement right generated after the purchase of the incentive user, that is, the sale amount of the prepaid procurement right for another user.

As a result, users who have already purchased a pre-paid purchase right are given incentives not only for their own purchase but also for the purchase of other users, thereby maximizing the incentives given to the users and promoting sales of products more effectively. You can. In addition, the faster the purchase of the upfront purchase right, the more incentives are granted, thereby facilitating the rapid purchase of the upfront purchase right, thereby reinforcing the fast profits of the merchants.

In this embodiment, the 'purchase amount' of the user for the prepaid purchase right corresponds to the 'sales amount' of the merchant that issued the prepaid purchase right. Accordingly, it should be noted that even if only one of the 'purchase amount' or 'sale amount' is mentioned, this may be implemented by being replaced with the other. Hereinafter, embodiments of the present invention will be described in more detail.

Referring back to FIG. 1, the purchase right account management system 1 of the present embodiment is connected to a user terminal 2 on the user side and an affiliated store terminal 3 on the affiliated store side via a wired or wireless network 5. They exchange information with them about the sale and management of prepayment rights. Network 5 according to an embodiment of the present invention, regardless of the terms such as the Internet, Local Area Network (WLAN), Wide Area Network (WAN), Value Added Network (VAN), telephony, broadcast communication, etc. Accordingly, the purchase right account management system 1, the user terminal 2, and the affiliated terminal 3 according to the embodiment of the present invention may be provided according to the form of the corresponding network 5. For example, when the network 5 is the Internet, the purchase right account management system 1 and the user terminal 2 may be implemented as a computer system having an Internet communication function. Accordingly, the purchase right account management system 1 and the merchant terminal 3 may be provided with a communication function required for an electronic payment system such as a credit card payment system.

2 is a block diagram showing the configuration of a purchase right account management system 1 according to an embodiment of the present invention. The purchase right account management system 1 of this embodiment includes a communication unit 11, a storage unit 12, and a control unit 13. The communication unit 11 communicates with the user terminal 2 and the affiliated store terminal 3 via the network 5. The storage unit 12 stores information necessary for the sale and management of the prepayment right. The control unit 13 performs the sale and management of the prepayment right, and transmits and receives related information with the user terminal 2 and the affiliated store terminal 3 through the communication unit 11, processes the information, and processes the information. Is stored in the storage unit 12.

The sale of the prepayment right of the present embodiment is made at the request of the merchant (hereinafter referred to as "issuance"). The prepaid purchase right issued by the merchant is registered in the purchase right account management system 1. The control unit 13 may store information related to the prepaid procurement right (hereinafter, referred to as "registration information") that the merchant intends to issue in the storage unit 12 to register the prepaid procurement right. Registration of the prepayment right in the present embodiment may be performed regularly or irregularly.

As an alternative embodiment, any one prepayment right may be used at a plurality of affiliated stores. For example, three affiliated stores consisting of A affiliated store (Korean), B affiliated store (lunch), and C affiliated store (fraction) may issue a prepaid purchase right as one package. In this case, the user who purchased the prepayment right can use the prepayment right for the products of the merchants desired by the three merchants. Accordingly, by extending the range of products that can use the upfront purchase right, it is possible to further improve the purchase of the upfront purchase right.

The storage unit 12 of this embodiment stores the registration information of the upfront purchase right in the form of a database such as a table. The registration information of the prepaid purchase right may be transmitted from the merchant terminal 3 to the purchase right account management system 1 or through an input unit (not shown) such as a mouse and a keyboard provided in the purchase right account management system 1. May be received.

3 shows an example of the registration information 121 of the prepayment right in the present embodiment. 3 shows a case where a prepaid purchase right issued by a plurality of affiliates is registered. As shown in Fig. 3, the registration information 121 of the prepayment right of the present embodiment includes affiliated store codes A1, A2, ..., incentive conditions B1, B2, ..., limit amounts C1, C2,. ), End date and time (D1, D2, ...) and purchase conditions (E1, E2, ...).

The affiliated store codes A1, A2, ... are information unique to each affiliated store that makes it possible to identify the affiliated store.

The incentive terms B1, B2, ... are information on the contents of the incentive to be given to the user who purchases the prepayment right. For example, the incentive of the present embodiment may be a discount rate set in the corresponding pre-purchase right. The incentive of this embodiment may be determined by the merchant that issues the prepayment right. Incentives will be discussed in detail later.

The limit amounts C1, C2, ... are information on the limit of the total sales volume of the upfront purchase right that can be issued by a single merchant, and can be selectively set according to the merchant. The limit on the total sales volume of the upfront purchase right may be determined by the credit of the merchant that issues the upfront purchase right. In this case, the control unit 13 may receive information about the credit of the affiliated store from the financial server 4 such as a credit card company or a financial company through the network 5.

End date and time (D1, D2, ...) is information about the time limit that the merchant can sell the prepayment right, can be selectively set according to the merchant.

Purchasing conditions (E1, E2, ...) is a condition to be applied in the sale of the prepaid procurement right, can be selectively set by the merchant. For example, the purchase conditions E1, E2,... May be qualifications of a user who can sell or purchase a predetermined unit amount or more.

In an alternative embodiment, the registration information 121 of the upfront purchase right may further include product codes P1, P2, ... that are information about products corresponding to the upfront purchase right. In this embodiment, for example, a merchant may issue a plurality of prepayment rights in which unique incentives are granted for each of a plurality of products of the affiliate store. In other words, one merchant is trying to set different incentive conditions for each product while selling a low price product and a high price product together. This example can be applied not only to products, but also to the case of giving incentives with different conditions for each product group representing various types of products.

Hereinafter, the sales process of the prepayment right of the present embodiment will be described in detail with reference to FIG. 4. 4 is a flowchart illustrating a sales process of a prepaid purchase right according to an embodiment of the present invention. In this embodiment, the sales of the upfront purchase right are explained by way of example, but the sales form of the upfront purchase right of the present invention is not limited thereto.

First, as shown in Figure 4, the control unit 13 of the purchase right account management system 1 of the present embodiment, the registration information 121 stored in the storage unit 12 for the prepaid purchase right that the merchant requested sales. At least a portion of the post is posted on a web page selling the upfront purchase right (hereinafter also referred to as a "sale page") (401). The user accesses the sales page of the purchase right account management system 1 through the user terminal 2 and browses the registration information 121 of the prepaid purchase right. The connection to the sales page of the purchase right account management system 1 in this embodiment includes not only a connection through input of an address but also a connection through an address link.

5 shows an example of a sales page 51 in which the registration information 121 of the prepayment right is posted according to the present embodiment. In FIG. 5, reference numeral 501 denotes an affiliated store that issues a prepayment right, and reference numeral 502 denotes an incentive granted to the prepayment right. As a further embodiment, as shown in FIG. 5, the control unit 13 of the purchase right account management system 1 may further post information indicating the remaining amount 503 of the prepaid purchase right currently available for purchase on the sales page. have. The remaining amount 503 of the upfront purchase right may be determined by referring to the purchase amount of all users who have purchased the upfront purchase right, which will be described in more detail below.

In an alternative embodiment, the control unit 13 of the purchase right account management system 1 may post the registration information 121 of the prepaid purchase right by category on the sales page. For example, the category may be a type of goods provided, an area of a merchant that can use a prepayment right, and the like.

In an alternative embodiment, the control unit 13 of the purchase right account management system 1 performs a search according to the user's keyword search request through the user terminal 2, and the prepaid purchase corresponding to the search result on the sales page. The registration information 121 of the volume may be posted. The keyword used for the search may include the affiliate, the product, the incentive, the limit amount, the purchase condition, the end date and the like of the prepaid purchase right.

In an alternative embodiment, the control unit 13 of the purchase right account management system 1 may register the prepaid purchase right registration information 121 on the sales page so that the user can select a desired prepaid purchase right through the user terminal 2. ) Can be posted.

Referring back to FIG. 4, the control unit 13 of the purchase right account management system 1 receives a purchase request for the prepaid purchase right selected by the user from among the prepaid purchase rights posted on the sales page from the user terminal 2. (402).

At the time of purchase of the prepaid purchase right, the control unit 13 of the purchase right account management system 1 determines the purchase amount (hereinafter referred to as "purchase amount") of the prepaid purchase right to be purchased by the user. The control unit 13 of the purchase right account management system 1 sets a plurality of amounts in advance, and allows the user to select any one of them through the user terminal 2, or directly inputs the desired purchase amount. As a result, the purchase amount of the prepayment right can be determined. The purchase amount of the prepaid purchase right of this embodiment is an example of the purchase amount of the prepaid purchase right.

In an alternative embodiment, the control unit 13 of the purchase right account management system 1 may include a limit amount C1, C2,..., Corresponding to the prepaid purchase right stored in the storage unit 12 due to the purchase of the prepaid purchase right. Check if) is exceeded. Whether the limit amount C1, C2, ... is exceeded may be determined by referring to the purchase amount of all users who have purchased the prepayment right. This will be described in more detail in the corresponding section below.

The control unit 13 of the purchase right account management system 1 does not perform the sale of the prepaid purchase right when the limit amount C1, C2, ... set in the prepaid purchase right is exceeded due to the purchase of the prepaid purchase right. You may not. Alternatively, as another embodiment, the control unit 13 of the purchase right account management system 1 may sell the prepaid purchase right to a part of the purchase amount requested by the user within the limits of the amount of the amounts C1, C2,... Can be done. The control unit 13 of the purchase right account management system 1 stores the limit amounts C1, C2,..., Which are stored in the storage unit 12 so that the limit of the affiliated store is raised by the request of the affiliated store through the affiliated terminal 3. ) Can be updated.

In this way, in the issuance of prepayment rights, the limit is set according to the credit of the merchant, and the guarantee of the financial institution is guaranteed within the limit, thereby ensuring the stable use of the prepayment rights, and thus purchasing the prepayment rights. It can be promoted effectively.

Reference is again made to FIG. 4. When the user's purchase request for the prepaid purchase right is received, the control unit 13 of the purchase right account management system 1 checks whether the purchase price for the prepaid purchase right is paid (403). The control unit 13 of the purchase right account management system 1 of the present embodiment checks whether the purchase price for the prepaid procurement right has been deposited into the financial account of the affiliated store that issued the prepaid procurement right. The control unit 13 of the purchase right account management system 1 may check whether the payment for the purchase price of the corresponding prepaid purchase right is made through a communication with the financial server 4 of the financial company.

In an alternative embodiment, the control unit 13 of the purchase right account management system 1 may further include a credit card payment function. The control unit 13 of the purchase right account management system 1 may directly perform payment processing for the purchase price of the prepaid purchase right. However, the payment method of the prepaid purchase right is not limited to this, and may be implemented by various payment means such as cash deposit, bank transfer, mobile phone.

In an alternative embodiment, the purchase price for the upfront purchase right may be settled in installments. For example, the purchase price for the upfront purchase right may be settled monthly. In this case, the control unit 13 of the purchase right account management system 1 may check whether the payment for the prepaid purchase right is periodically performed according to the payment date.

Referring to FIG. 4 again, when the payment for the upfront purchase right is confirmed, the control unit 13 of the purchase right account management system 1 controls the upfront purchase right account of the user based on the sales information of the upfront purchase right. Information related to the following (hereinafter referred to as "account information") is stored in the storage unit 12 (404). With reference to FIG. 6, the account information of this embodiment is demonstrated in detail.

The storage unit 12 of the present embodiment may store the account information 122 for each user in the form of a database such as a table. As shown in Fig. 6, account information 122 for each user of this embodiment includes user codes U1, U2, ..., merchant codes A1, A2, ..., purchase amounts M1, M2, ..., holding amount. (R1, R2, ...), purchase date (N1, N2, ...), and the like.

The user codes U1, U2, ... are information unique to the user who can identify the user who purchased the prepayment right. The user codes U1, U2, ... may be determined based on information input from the user terminal 2 of the user who purchases the prepayment right. For example, the user codes U1, U2, ... may be a credit card number of the user.

Merchant code (A1, A3, ...) indicates the merchant that issued the prepaid purchase right purchased by the user, the merchant code (A1, A2, ...) which is the registration information 121 of the prepaid purchase right shown in FIG. Corresponds to.

The purchase amount M1, M2, ... corresponds to the purchase price of the upfront purchase right purchased.

Holding amount (R1, R2, ...) is the balance of the user's prepaid purchase right account, which is the amount that the user can use when purchasing the product of the merchant. The amount of reserves R1, R2, ... at the time of purchase of the upfront purchase right is equal to the purchase amount M1, M2, ..., or the sum of the sums based on basic incentives (described below). Can be. Retaining liquid R1, R2, ... is demonstrated in detail in the said part below.

The purchase date and time (N1, N2, ...) represents the date and time that the user purchased the prepaid purchase right.

Hereinafter, the incentive according to the present embodiment will be described in detail. As described above, the incentive of the present embodiment is granted to at least one other user who has already purchased the prepaid purchase right when a user of the plurality of users purchases the prepaid purchase right. The size of the incentive granted to one user is determined to increase according to the purchase amount of at least one other user with respect to the prepaid purchase right generated after the purchase of the user. The incentive of the present embodiment is determined to be increased according to the total purchase amount of all users for the prepaid purchase right generated after the purchase of the user. It will be described in more detail with reference to Table 1 below. Table 1 shows an example of an incentive according to an embodiment of the present invention.

TABLE 1

Increase in total purchases for all users incentive 100,000 won Base (10%) + 0.2% = 10.2% 500,000 won Base (10%) + 1.0% = 11.0% 1 million won Basic (10%) + 2.0% = 12.0% 2 million won Basic (10%) + 4.0% = 14.0% 3 million won Basic (10%) + 6.0% = 16.0% 4 million won Basic (10%) + 8.0% = 18.0% 5 million won Basic (10%) + 10.0% = 20.0%

In [Table 1], 'the total purchase amount increase of all users' represents the total purchase amount of all users for the prepaid purchase right generated after a user purchase. As shown in FIG. 6, the total purchase amount of all users is referred to the affiliate store codes A1, A3,..., Which are account information 122 stored in the storage unit 12, and the purchase amounts M1, M2,... Can be determined. That is, the total purchase amount of all the users may be determined by the sum of the purchase amounts M1, M2, ... for the same affiliated store codes A1, A3, .... However, this example is limited to the case where the corresponding upfront purchase right is unique if the affiliated codes A1, A3, ... are identical. As another example, one blind spot may issue a plurality of upfront purchase rights. In this case, the storage unit 12 may be further provided with an additional field for storing identification information of the plurality of prepayment rights. Meanwhile, in determining the total purchase amount of all users generated after a user purchase, the purchase date and time N1, N2,..., Account information 122 stored in the storage unit 12 may be referred to.

"Incentives" in Table 1 indicate incentives corresponding to "total purchase increase of all users." As shown in FIG. 3, specific incentives are based on incentive conditions B1, B2,... Which are registration information 121 of a prepayment right stored in the storage 12. In the incentives shown in Table 1, the portion indicated as 'basic (10%)' is the basic incentive applied when purchasing the upfront purchase right. In some embodiments, the default incentive may not be set. In the present embodiment, in addition to the basic incentive, an additional incentive of 0.2% per 100,000 won in total purchases of all users is applied. The incentives in this embodiment are the sum of the base and additional incentives.

Referring to [Table 1], for example, the incentive for the first purchaser of the upfront purchase right when the total purchase amount of all users is 3 million won is 10% (basic incentive) + 6% (additional incentive) = 16 It becomes%. As another example, an incentive for a user who purchases when the total purchase amount of all users is 1 million won, when the total purchase amount of all users is 2 million won, is because the total purchase increase of all users is 200-100 = 1 million won, The total incentive for that user is 12%.

In another embodiment, the sections may be divided according to the total purchase amount of all the users, and different incentives may be given to the respective sections depending on which section the point of purchase of the prepaid purchase right belongs to. For example, in the case where the total purchase amount of all users is 5 million won or less, the incentive under the conditions as shown in [Table 1] is applied, and when the total purchase amount of all the users exceeds 5 million won, Incentives of 25% for every 100,000 won in increments of purchases, corresponding to higher profits, can be applied. Such an example may be applied to a case where the affiliate store intends to sell beyond the limit when the prepayment right has the limit amounts C1, C2, ... set (for example, 5 million won). Accordingly, by giving a high incentive to the risk-taking user, it is possible to maximize the purchase of the upfront purchase right until the limit of the merchant is exceeded. The control unit 13 of the purchase right account management system 1 of the present embodiment, when there is a request for purchasing a prepaid purchase right, the purchase amount M1, M2,..., Which is the account information 122 stored in the storage unit 12. The total purchase amount of all users of the prepayment right can be checked with reference to which section the purchase belongs to.

As another embodiment, a predetermined period or time zone may be set in advance, and different incentives may be given for each period or time zone depending on which period or time zone the point of use of the prepayment right belongs to. Predetermined periods include seasons, months, days, days of the week, and the like. Accordingly, by giving a relatively high incentive to a specific period or time period of low user preference, it is possible to sell products more effectively. In the control unit 13 of the purchase right account management system 1 of the present embodiment, when there is a request for using the prepaid purchase right from the affiliated terminal 3, the use is stored in the storage unit 12 and registered information 121. It is possible to check whether the incentive condition (B1, B2, ...) corresponds to the period or time zone set.

As another embodiment, as the period from the purchase of the upfront purchase right to the use of the upfront purchase right is longer, the incentive may be increased accordingly. For example, if the purchase point of the prepaid purchase right is March 1, 2009, the incentive given to the user may be applied as shown in Table 2 below.

TABLE 2

Date of Use of Prepayment Ticket incentive 2009.4.1 1.5% 2009.8.1 14% 2009.8.31 18% 2009.12.31 21%

As shown in [Table 2], the longer the period from the point of purchase of the upfront purchase right to the time of using the upfront purchase right, the greater the incentive can be set. Accordingly, by maximizing the period between payment and providing the product, it is possible to further improve the utilization of the down payment of the merchant. The control unit 13 of the purchase right account management system 1 of the present embodiment corresponds to the purchase date and time (N1, N2, ...) and the affiliated store terminal 3, which are user account information 122 stored in the storage unit 12. The incentive granted to the user may be determined by referring to the date and time when the use of the prepayment right is requested.

As another embodiment, when any one prepayment right can be used in a plurality of affiliated stores, an incentive of a condition uniquely set for the affiliated store may be given according to the affiliated store where the prepayment right is used. This example may apply when the prepayment right issued by the head office or the manufacturer producing the product is used by a plurality of distributors, distributors or franchisees who sell or distribute the product. In this case, the size of the incentive may be different for each of a plurality of distributors, a plurality of distributors or franchise companies. As a result, by extending the user selection range of the merchant to the same kind of goods, it is possible to further promote the purchase of the prepaid purchase right. The control unit 13 of the purchasing right account management system 1 of the present embodiment receives the identification information of the affiliated store from the affiliated store terminal 3 together with the request for using the prepaid purchase right, and based on this, the prepaid purchase right is used. You can see where the merchant is. The control unit 13 of the purchase right account management system 1 of the present embodiment transmits the information about the incentive condition set for the affiliated store to the affiliated store terminal 3, and the affiliated store terminal 3 transmits the transmitted incentive condition to the user. Can be output so that

As another embodiment, when the purchase price of the purchased upfront purchase right is paid in installment, the incentive may be lowered as the payment time of the purchase price is delayed.

The control unit 13 of the purchase right account management system 1 according to an embodiment of the present invention determines the incentive granted to the user as illustrated above when it is necessary to update the user's account information 122. do. The update of the user's account information 122 may occur for a variety of reasons. For example, when the prepaid purchase right is used as a product price, the amount of the user account is settled and updated, and the control unit 13 of the purchase right account management system 1 may determine the incentive granted to the user. . However, the time for determining the incentive is not limited thereto, and for example, the incentive may be determined or periodically performed when the user's account information 122 needs to be updated, such as when the user purchases a prepayment right. It may be. If incentives are determined multiple times in different time periods for a single upfront purchase right, the second and subsequent incentives are based on the total purchases of all users for that upfront purchase right that occurred after the last incentive decision for that user. Can be determined based on this.

Hereinafter, the update of the user's account information 122 according to the use of the prepayment right will be described in detail. 7 is a flowchart illustrating a process of updating account information 122 for each user according to an embodiment of the present invention. First, the control unit 13 of the purchase right account management system 1 receives a user's request to use the prepaid purchase right through the affiliated store terminal 3 (701). The use of the prepayment right in the present embodiment may occur when the user visits the affiliated store offline or when the user connects to the affiliated store's web page using the user terminal 2 online. . The merchant terminal 3 may be a terminal for credit card payment in the former case and a web server in the latter case. In either case, when a user purchases a product of a merchant, the user wants to use his or her prepaid purchase right for the purchase price.

When the user intends to use the prepaid purchase right, the control unit 13 of the purchase right account management system 1 includes a prepaid purchase right including identification information of the affiliated store and the user, price information of the product, and the like from the merchant terminal. Information regarding the use of (hereinafter referred to as "use information") can be received. For example, if the merchant terminal 3 is a credit card payment terminal, the control unit 13 of the purchase right account management system 1 may use the credit card number and the merchant code as the usage information of the prepaid purchase right from the credit card payment terminal. And the price information of the product can be received.

Next, when the usage information is transmitted from the affiliated store terminal 3, the control unit 13 of the purchase right account management system 1 determines the incentive given to the user who wants to use the prepaid purchase right (702). The control unit 13 of the purchase right account management system 1 receives the registration information 121 of the prepaid purchase right stored in the storage unit 12, the account information 122 of the user, and the affiliated store terminal 3. The incentive granted to the user may be determined by referring to the usage information.

Next, when the incentive granted to the user is determined, the control unit 13 of the purchase right account management system 1, based on the usage information and the determined incentive, the account of the user stored in the storage unit 12. Information 122 is updated (703). The update of the account information 122 in the present embodiment is an amount of money (hereinafter, ".") Given to the holding amounts R1, R2, ... which are the account information 122 of the user stored in the storage unit 12. And the processing of subtracting the price of the commodity. The control unit 13 of the purchase right account management system 1 updates the holding amounts R1, R2, ... stored in the storage unit 12 in accordance with the processing result. For example, if a user holds a prepaid purchase right of 500,000 won, an incentive amount of 50,000 won, and a product price of 400,000 won, the result of updating the account information 122 of the user is 50 + 5-40 = 15. It is full.

In the present embodiment, it is described that the processing of adding the incentive amount to the holding amount of the user account and subtracting the commodity price is performed at the same time, but this is only one example, and each processing is performed independently according to the cause. Can be. In other words, the process of adding the incentive amount to the amount of the user account is caused by the purchase of a user for the upfront purchase right, and the process of subtracting the commodity price from the amount of the user account is performed by the prepayment right of the user. Caused by the presence of use, each treatment can be performed at the required time.

In an alternative embodiment, the control unit 13 of the purchase right account management system 1, if the price of the product at the time of the use of the upfront purchase right is greater than the amount before the renewal, only a part of the corresponding price corresponding to the amount of the product It can be used up with prepayment rights. In this case, the remaining commodity price may be settled by conventional financial means such as a credit card account.

In an alternative embodiment, the control unit 13 of the purchase right account management system 1, if there is a basic incentive in the prepaid purchase right, it can be applied directly to the purchase price of the prepaid purchase right. For example, if the purchase amount of the prepayment right of a user is 500,000 won and the basic incentive is 10%, the control unit 13 of the purchase right account management system 1 receives 50- (50 * 0.1) = 450,000 won. The payment can be made based on the purchase price of the prepayment right. In this case, only the additional incentives excluded from the basic incentive will be granted in the use of the upfront purchase right.

In an alternative embodiment, the control unit 13 of the purchase right account management system 1 may reduce the incentive amount of the user's holdings over time, or extinguish the incentive amount after a predetermined time point. . For example, the control unit 13 of the purchase right account management system 1 may extinguish the incentive amount if the user does not use the prepayment right within a predetermined month after the incentive amount is added to the user's holding amount. . In addition, the control unit 13 of the purchase right account management system 1 may preferentially exhaust the incentive amount of the holding amount when a part of the holding amount of the prepaid purchase right is used for the price of the product. Alternatively, in another embodiment, the purchase amount of the holdings may be preferentially exhausted, or the purchase amount and the incentive amount may be exhausted at an equal ratio. The control unit 13 of the purchase right account management system 1 transmits the information to the user terminal 2 and / or the merchant terminal 3 when there is a decrease or extinction of the incentive, and the user terminal 2 and The merchant terminal 3 may output the transmitted information so that the user may know.

Returning to FIG. 7, as an optional embodiment, when the user's account information 122 is updated, the control unit 13 of the purchase right account management system 1 sends the update result to the user terminal 2 and / or It can be transmitted to the merchant terminal (3). The update result may include information regarding a corresponding product price, an incentive, a user's holding amount, and the like. The user terminal 2 and / or the affiliated terminal 3 may output the update result so that the user can know. For example, the affiliated store terminal 3 may output a receipt on which the corresponding update result is printed, or display the update result through a display.

Hereinafter, the transfer of a prepayment right according to an embodiment of the present invention will be described. 8 is a flowchart illustrating a process of transferring a prepayment right according to the present embodiment. In this embodiment, the upfront purchase right purchased by one user may be transferred to another user. The control unit 13 of the purchase right account management system 1 according to the present embodiment receives a request for the transfer of the prepaid purchase right from a user through the user terminal 2 (801). The control unit 13 of the purchase right account management system 1 posts (802) at least a part of the registration information 121 of the prepaid purchase right requested for transfer and the purpose of the transfer on the sales page (802). The posted registration information 121 may include a purchase amount, a purchase date, an incentive, an expected transfer amount, a transfer condition, and the like of a prepaid purchase right that is requested to be transferred.

The other user can access the sales page through the user terminal 2 and view the posting of the prepaid purchase right requested for transfer. When the control unit 13 of the purchase right account management system 1 according to the present embodiment receives a transfer request for a prepaid purchase right that has been requested to be transferred from another user through the user terminal 2 (803), the prepaid purchase is made. The payment for the positive price of the volume is confirmed (804). When the control unit 13 of the purchase right account management system 1 according to the present embodiment confirms that the transfer payment for the prepayment right has been deposited into the financial account of the user who requested the transfer, the prepayment right is transferred. The account information 122 of one user is deleted, and the account information 122 of the user who is pumped so that the prepaid purchase right is retained is stored in the storage 12 (805). When the prepayment right of the present embodiment is transferred, the purchase amount, purchase date and time, incentive conditions, etc. except the user may be transferred as it is. In this way, the purchase of the prepaid purchase right can be further promoted by allowing the prepaid purchase right not only to enjoy the provision of the product but also to be the object of the transaction for the purpose of investment.

In another embodiment, the control unit 13 of the purchase right account management system 1 according to the present embodiment performs payment in the financial account of the system with respect to the transfer amount of the prepaid purchase right requested for transfer, and corresponds to the name of the system. The prepayment right may be transferred, and the prepaid purchase right may be transferred back to another user.

Referring back to FIG. 2, the purchasing right account management system 1 of the present embodiment shown in FIG. 2 may be implemented in the form of a web server. The communication unit 11 may include a network 5 communication device connected to the network 5 and performing communication based on the Internet protocol. The storage unit 12 may include a hard disk drive or a flash memory which is a nonvolatile memory capable of storing the registration information 121 of the prepayment right and the account information 122 of the user. The control unit 13 is a nonvolatile memory (ROM, which can be implemented as a hard disk drive) in which a computer program programmed to perform the above functions is stored, and a volatile memory in which at least a part of the computer program stored in the ROM is loaded. In-RAM, and a processor such as a CPU that executes a computer program loaded in the RAM. In addition, the purchase right account management system 1 may further include an input unit (not shown) such as a keyboard and a mouse, a display unit (not shown) such as a monitor, and a power supply unit (not shown) for supplying power to the configuration. Can be.

Purchasing right account management system according to an embodiment of the present invention may be implemented as a single system, as shown in Figure 2, according to the embodiment, may be implemented separated into two or more systems. 9 is a block diagram illustrating a purchase right account management system 10 implemented separately into two systems. As illustrated in FIG. 9, the purchase right account management system 10 of the present embodiment includes a first purchase right account management system 10a and a second purchase right account management system 10b. The user terminal and the merchant terminal are omitted for convenience of the city.

The first purchase right account management system 10a includes a first communication unit 101a, a first storage unit 102a, and a first control unit 103a, and the second purchase right account management system 10b includes a second communication unit. And a second storage unit 102b and a second control unit 103b. The first purchase right account management system 10a and the second purchase right account management system 10b of this embodiment divide and perform the functions of the purchase right account management system 1 shown in FIG. Distribution of functions between the first purchase right account management system 10a and the second purchase right account management system 10b may be variously implemented.

For example, the first purchase right account management system 10a may perform the management function on the sales page of the prepaid purchase right, and the second function may be performed by the second purchase right account management system 10b. As another example, the first purchase right account management system 10a may perform the payment processing function of the prepaid purchase right, and the second function may be performed by the second purchase right account management system 10b.

Furthermore, although not shown, the purchase right account management system according to an embodiment of the present invention may be implemented as three or more systems. In this case, for example, a management function, a payment processing function of a prepaid purchase right, and the like may all be implemented as separate systems on the sales page of the prepaid purchase right.

As mentioned above, the present invention has been described in detail through preferred embodiments, but the present invention is not limited thereto and may be variously implemented within the scope of the claims.

1 shows a purchase right account management system according to an embodiment of the present invention,

2 is a block diagram showing the configuration of a purchase right account management system according to an embodiment of the present invention,

Figure 3 shows an example of the registration information of the prepayment purchase rights according to an embodiment of the present invention,

4 is a flowchart illustrating a sales process of a prepaid purchase right according to an embodiment of the present invention.

5 shows an example of a sales page in which registration information of a prepayment right is posted according to an embodiment of the present invention.

6 shows an example of account information for each user according to an embodiment of the present invention.

7 is a flowchart illustrating a process of updating account information for each user according to an embodiment of the present invention.

8 is a flowchart illustrating a process of transferring a prepayment right according to an embodiment of the present invention.

9 illustrates a purchase right account management system according to another embodiment of the present invention.

Claims (12)

In the purchase right account management system, A communication unit capable of communicating with a user terminal of a plurality of users and an affiliated store terminal of at least one affiliated store that issues a prepaid purchase right; A storage unit for storing information about an incentive of a size determined to increase according to a purchase amount of at least one other user for the prepaid purchase right after the purchase of the prepaid purchase right by the user; Storing the account information for each user in the storage unit based on the sales information of the prepaid purchase right sold to the plurality of users through the user terminal, and using the prepaid purchase right from the affiliated store terminal; And a control unit for updating the account information of the user based on the incentive granted to the user. The method of claim 1, The storage unit further stores information on the issuance limit of the affiliated store that can issue the prepaid purchase right, The control unit, the purchase right account management system for selectively determining the sale of the prepaid purchase rights in accordance with whether or not the issuance limit of the affiliated store when the user requests the purchase of the prepaid purchase rights. The method according to claim 1 or 2, The storage unit further stores information about the incentive to which different conditions are given for each of two or more sections divided according to the total purchase amount of the plurality of users for the upfront purchase right, The control unit, the purchase right account management system for determining the conditions of the incentives according to which of the two or more periods of the purchase time of the user for the prepaid purchase right. The method of claim 1, The storage unit further stores information about the incentive to which different conditions are given for each predetermined period or time period. The control unit, the purchase right account management system for determining the conditions of the incentive according to whether the purchase time for the prepayment right belongs to the predetermined period or time zone. The method of claim 1, The storage unit further stores information on the incentive of a size determined to increase as the period from the purchase of the prepayment right to the use of the prepayment right is longer. The control unit, the purchase right account management system for determining the size of the incentive according to the period from the time of purchase of the prepayment right to use. The method of claim 1, The control unit, the purchase right account management system for deleting and storing the account information of the corresponding users so that the prepaid purchase right is transferred from one of the plurality of users to another user. In the How to Manage Purchase Ticket Account, The processor executes a computer program, and stores the account information for each user based on the sales information of the prepaid purchase right issued by at least one affiliated store sold to the plurality of users through a user terminal of the plurality of users. Steps; Updating, by the processor, the account information of the user based on an incentive of the size determined to increase according to the purchase amount of at least one other user for the prepaid purchase right after the purchase of the prepaid purchase right by the user; ; And updating, by the processor, the account information of the corresponding user based on the usage information of the prepaid purchase right from the merchant terminal. The method of claim 7, wherein The storage unit further stores information on the issuance limit of the affiliated store that can issue the prepaid purchase right, The step of storing the account information, And when the user requests a purchase of the prepaid purchase right, selectively determining the sale of the prepaid purchase right according to whether the issuance limit of the affiliate store is exceeded. 9. The method according to claim 7 or 8, The storage unit further stores information about the incentive to which different conditions are given for each of two or more sections divided according to the total purchase amount of the plurality of users for the upfront purchase right, Updating the account information based on the incentive, And determining a condition of a corresponding incentive according to which of the two or more sections the purchase time of the user for the prepaid purchase right belongs to. The method of claim 7, wherein The storage unit further stores information about the incentive to which different conditions are given for each predetermined period or time period. Updating the account information based on the incentive, And determining the conditions of the incentive according to which of the predetermined period or time period the purchase point for the prepaid purchase right belongs to. The method of claim 7, wherein The storage unit further stores information on the incentive of a size determined to increase as the period from the purchase of the prepayment right to the use of the prepayment right is longer. Updating the account information based on the incentive, And determining the size of the incentive according to the period from the time of purchase of the prepayment right to the use thereof. The method of claim 7, wherein And deleting and storing, by the processor, the account information of the corresponding users so that the prepaid purchase right is transferred from one of the plurality of users to another user.

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