KR20090093273A - System and Method for Processing Financial Card Combined Student Card Issue and Recording Medium - Google Patents

Abstract

A system and a method for issuing a financial card combined student card and a recording medium therefor are provided to visit a financial institution after registering financial request information through the internet before visiting the financial institution, thereby using a financial transaction service by only writing a simple document. An information registration unit stores combined student ID and card issuing request information to be related to a client ledger. If a client provides autograph information and password information after checking the stored combined student ID and card issuing request information, an information receiver(815) receives the autograph information and password information. A card issuing request processor(850) request to issue a combined student ID card to a card company server based on the stored combined student ID and card issuing request information and the received password information.

Description

System and Method for Processing Financial Card Combined Student Card Issue and Recording Medium}

The present invention, when receiving the customer information, the student card combined card issuance application information from the terminal, the information registration step of storing the received student card combined card issuance application information in connection with the customer ledger in the information registration means, and the customer to the financial institution After checking the student card combined application issuance application information stored in connection with the customer ledger, and providing the handwritten signature information and password information, information receiving step of receiving the handwritten signature information and password information in the information receiving means; Student card issuance processing process including a card issuance request step of requesting issuing a student card combined card issued to the card company server based on the received card information and the student card combined card issuance information stored in the card issuance request processing means It is about a method.

The development of the financial industry has led to the use of various financial services in our lives, and is using it to issue cards and student IDs based on contracts between schools and financial institutions.

However, in the case of issuance of student ID card, a huge number of people are attracted at the beginning of the year, and the branch of the financial institution takes a huge amount of time for new processing.

In addition, although a financial institution provides a reservation service for opening a financial account, etc., there is a problem that a long time is still required due to the processing of the application after the visit to the financial institution is completed. to be.

An object of the present invention for solving the above problems, the information registration means for connecting and storing the received student card combined card issuance application information with the customer ledger when receiving the customer information, the student card combined card issuance application information from the terminal, After the customer visits the financial institution and checks the application card issuance application information stored in connection with the customer ledger, and provides the handwritten signature information and the password information, information receiving means for receiving the handwritten signature information and the password information; Providing a student card combined card issuance processing method comprising a card issuance request processing means for requesting issuance of a student card combined card issued to the card company server based on the received student card combined card issuance application information and the received password information have.

In the student card combined card issuance processing method according to the present invention, when receiving customer information, student card combined card issuance application information from the terminal, information registration means for storing the received student card combined card issuance application information in the information registration means connected with the customer ledger Step, the customer visits the financial institution and checks the student card combined application card issuance application information stored in connection with the customer ledger, and provides the handwritten signature information and password information, the information receiving means in the information receiving means, the password A card issuing request for requesting issuance of a student ID combined card to a card company server based on the information receiving step of receiving information, the student card combined application card issuance application information stored in connection with the customer ledger in the card issuing request processing means, and the received password information. Characterized in that comprises a step.

In the student ID card issuance processing method according to the present invention, the information registration step, further comprising the step of checking whether the received ID card issuance application information is matched with the student list of the school to which the customer requesting issuance of the student ID card It is characterized by comprising.

In the student ID card issuance processing method according to the present invention, the card issuing request step, based on the student ID card issuance application information in the account opening processing means when the request for opening the payment fee account using the combined use of the student ID card Characterized in that it further comprises the step of opening the financial account processing.

In the method for issuing a student card combined card issue according to the present invention, the card issuing request step is a step of confirming whether the designated financial account is a common deposit account when a financial account for processing payment of a fee according to the use of the student card combined card is designated. And, as a result of the check, if the designated financial account is a normal deposit account, characterized in that further comprising the step of converting the financial product for the student applying for the student card combined card issuance application.

In the student ID card issuance processing method according to the present invention, the student card combined card is a check card, a cash card, a debit card, a prepaid card, or a credit card.

On the other hand, it includes a computer-readable recording medium recording a program for executing the above-described student card combined card issuing processing method.

On the other hand, the student card combined card issuance processing system according to the present invention, when receiving the customer information, student card combined card issuance application information from the terminal, the information registration means for storing the received student card combined card issuance application information and the customer ledger; If the customer visits a financial institution and checks the student ID card application request information stored in connection with the customer ledger, and provides the handwritten signature information and the password information, the customer receives the handwritten signature information and the password information. And a card issuing request processing means for requesting issuance of a student card combined card to a card company server based on the received student card combined application card issuance application information and the received password information.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

Hereinafter, the present invention is shown based on a method for providing a service to the existing financial institution trading customers, but for a new financial institution trading customer, after opening a temporary financial account at the time of applying for a reservation, a method of processing It will be inferred that the present invention is not limited thereby.

In addition, after completing all the processing at the time of applying for a financial transaction service, the customer can infer the implementation method that can shorten the processing time by collecting and processing simple documents when visiting the financial institution. The present invention is not limited.

In addition, the present invention will be described mainly with respect to the implementation method for a service for a customer applying for a student card combined card issuance, but the present invention is not limited by this, can be used for all financial transaction services.

1 is a diagram illustrating a non-face-to-face student ID card issuance reservation transaction application information registration system for a university student to apply for a student card combined card issuance reservation transaction before visiting a financial institution according to an embodiment of the present invention.

In more detail, Figure 1 is a predetermined customer through a predetermined information registration interface is a student card dual card issuance reservation transaction application information registration system for the university student before the visit to the financial institution for the use of student information and student card for the student card issuance reservation transaction application When the student card combined card issuance reservation transaction application information including at least one card issuance application information is provided, a predetermined student card including the student card combined card issuance reservation transaction application information is provided by the student card combined card issuance reservation transaction application information registration system. Generate a combined card issuance reservation transaction application electronic document and store it in a predetermined electronic document repository, and the predetermined storage medium by linking the customer information and the student card combined card issuance application information included in the student card combined card issuance reservation transaction application information. 165 systems to store , It is for the embodiment method that specifically the electronic document repository is provided on the external system associated with the student ID Combination card issuing reservation transaction application information registration system through a predetermined communication means as for the castle.

For those of ordinary skill in the art to which the present invention pertains, refer to and / or modify this drawing 1 so that a college student may apply for a student card combined card issuance reservation transaction application for a student card combined card issuance reservation transaction application before visiting a financial institution. Various implementation methods for the configuration may be inferred, but the present invention includes all the implementation methods inferred above and is not limited to the implementation method shown in FIG.

For example, those skilled in the art to which the present invention pertains may refer to and / or modify the drawing 1 so that the electronic document storage is provided in a DBMS located within the student ID card reservation reservation application information registration system. Although the implementation method may be inferred, the present invention includes all the implementation methods inferred above and is not limited to the implementation method shown in FIG.

In addition, according to the implementation method shown in FIG. 1, the description will be made by generating the electronic document for the student card combined card issuance reservation transaction application on the server on the student card combined card issuance reservation transaction application information registration system. The present invention is not limited thereto, and the student ID card issuance reservation transaction application electronic document may be generated at the terminal side which inputs (or selects) the student ID card issue card reservation reservation application information (eg, at the server side). The electronic document generation function is provided on the terminal side to generate the student ID combined card issuance reservation transaction application electronic document), thereby not limiting the present invention.

Hereinafter, the student ID combined card issuance reservation transaction application information is received from the customer through a predetermined information registration interface on the student card combined card issuance reservation transaction application information registration system shown in FIG. At least one means for generating an electronic document and storing it in a predetermined electronic document storage and storing the student ID card issuance reservation transaction application information in a predetermined storage medium 165 and / or a component corresponding to a functional configuration for convenience. It is called "information registration server 100".

Referring to FIG. 1 according to the embodiment of the present invention, the student ID card issuance reservation transaction application information registration system for the student to apply for student card combined card issuance reservation transaction before visiting the financial institution, the wired terminal and / or used by the customer And an information registration terminal 175 including at least one client terminal including at least one wireless terminal, etc., wherein the information registration terminal 175 is provided with the student ID card through a predetermined network means. The communication channel is connected to the information registration server 100 provided on the issuance reservation transaction application information registration system.

According to an embodiment of the present invention, the customer accesses the information registration server 100 through at least one client terminal of a wired terminal connected to a predetermined wired communication network and / or a wireless terminal connected to a predetermined wireless communication network, When the college student inputs (or selects) the student ID card issued card reservation reservation application information for the student card combined card issuance reservation transaction application before the visit of the financial institution through at least one user interface provided by the information registration server 100, It is preferable to transmit from the client terminal to the information registration server 100 provided on the student ID combined card issuance reservation transaction application information registration system through a predetermined network means.

Here, the wired terminal connected to the wired communication network is a generic term for all terminal devices connected to a transmission control protocol / Internet protocol (TCP / IP) based communication network and includes a desktop computer and / or a laptop connected to the TCP / IP based communication network. (Notebook) or at least one home appliance terminal (for example, a refrigerator, a set-top-box, etc.) connected to the TCP / IP-based communication network, or a kiosk (KIOSK) connected to the TCP / IP-based communication network It is preferable to make it.

In addition, a wireless terminal connected to the wireless communication network is any terminal device connected to a mobile communication network based on Code Division Multiple Access (CDMA) (and / or High-Speed Downlink Packet Access (HSDPA)), and / or IEEE 802.16x based. A generic term for all terminal devices connected to the portable Internet and / or all terminal devices connected to an IEEE 802.11x based wireless LAN, and is connected to the CDMA based (and / or HSDPA based) mobile communication network (Personal Communication System; PCS). ) And / or Global System for Mobile communications (GSM) terminals and / or Personal Digital Cellular (PDC) and / or Personal Handyphone System (PHS) terminals and / or Personal Digital Assistants (PDAs) And / or a mobile Internet terminal connected to a smart phone and / or telematics, or the IEEE 802.16x based mobile internet, or the IEEE 802.11x based It is preferable to include at least one or more WLAN terminal connected to the WLAN.

Also, the information registration server 100 connected to the client terminal may be any one of an internet banking server and / or a wireless banking server and / or a telebanking server and / or a TV banking server according to the characteristics of the client terminal and network means. And / or preferably comprises a separate web server for the information registration.

In addition, the network means for connecting the client terminal and the information registration server 100 is a CDMA-based (and / or HSDPA-based) mobile communication network and / or IEEE 802.16x-based based on the type of wireless communication network connected to the client terminal It is preferable that any one of the portable Internet and / or IEEE 802.11x-based wireless LAN, and / or includes all kinds of wireless communication networks proposed in the future including a predetermined wireless interval.

In addition, the client terminal outputs at least one or more user interfaces provided by the information registration server 100, and inputs and / or selects at least one or more information through the user interface to the information registration server 100. It is preferable that a function configuration (for example, a browser program and a communication function, or a predetermined communication program and communication function to communicate with the information registration server 100, etc.) is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the client terminal corresponding to at least one or more wired terminals and / or wireless terminals, and thus the detailed description thereof is omitted for convenience. .

In the student ID card issuance reservation transaction application information registration system as described above, the client terminal including at least one or more wired terminal and / or wireless terminal used by the customer, the client terminal and the information registration server 100 is connected The at least one wired and / or wireless communication network performs a function of an information registration interface for the customer to register a student ID card issuance reservation transaction application information for a student card dual card issuance reservation transaction application before the college student visits a financial institution. do.

According to another exemplary embodiment of the present invention, the information registration terminal 175 may include an automatic teller machine (ATM) and a cash dispenser connected to a predetermined financial network (for example, a financial common network) in addition to the client terminal. A wired telephone network such as a financial automatic device (not shown) further including a cash dispenser (CD), and / or a public switched telephone network (PSTN) or a voice over IP (VoIP) network. Or further comprises a predetermined call terminal (not shown) connected to the mobile telephone network, and / or a predetermined call terminal (not shown) connected to a mobile telephone network, such as a wireless VoIP network, and / or Terminals (and / or servers) (not shown) provided in at least one or more institutions affiliated with the financial institution may be further included, whereby the present invention is not limited.

In the above student ID card combined card issuance reservation transaction application information registration system, when the information registration terminal 175 is the financial automated device (not shown), the financial automated device (not shown) and the financial automated device (not shown) Information network interface for connecting the information registration server 100 and the information registration server 100 to register the student ID card issuance reservation transaction application information for the student to apply for a student card combined card issuance reservation transaction before the college student visits the financial institution And / or when the information registration terminal 175 is the call terminal (not shown), the call terminal (not shown) and the call terminal (not shown) and the information registration server 100. The wired telephone network and / or wireless telephone network that connects the student to the student to apply for a student ID card reservation reservation transaction before the college student visits the financial institution A function of an information registration interface for registering a combined card issuance reservation transaction application information, and / or a terminal (and / or server) provided with an institution in which the information registration terminal 175 is affiliated with the financial institution (shown in FIG. Omission), a network connecting the terminal (and / or server) (not shown) and the terminal (and / or server) (not shown) and the information registration server 100 may be provided by the customer. It performs the function of the information registration interface for registering the student ID card issuance reservation transaction application information for the application for the student card dual card issuance reservation transaction before visiting the institution.

The storage medium 165 provided on the student card combined card issuance reservation transaction application information registration system according to the present invention is the customer information included in the student card combined card issuance reservation transaction application information provided from the information registration terminal 175. In addition, the student card combined application card issuance application information, characterized in that stored in a predetermined storage medium (165).

The student ID card issuance application information may be entered (or selected) by the customer requesting the issuance of the student ID card, the application form for reservation information, service selection information, and application information for the customer applying for the student ID card issuance And, it is preferable to include at least one or more payment account input information according to the student card combined card issuance.

The Internet financial application reservation application information included in the application card issuance application information is divided into the applicants for the customer, the name of the applicant applying for the student ID card issuance, the applicant's social security number, and the university applying for the student ID card issuance. After applying for the name of the university, the applicant's student number, the Internet financial application reservations, it is preferable to include at least one or more confirmation password information for confirming this.

The service selection information included in the student ID card issuance application information includes the selection information on the service for the work that the customer visits and handles when the customer receives the Internet financial application reservation before the visit to the financial institution. Preferably, the service selection information includes whether to apply for a bankbook, card type information on the combined student card, and whether the combined student card to be issued is a hybrid card including a cash card function. desirable.

The application information included in the application card issuance application information is the English name, mobile phone number, e-mail address, marital status information, home address, home phone number, work name, work address, work phone number At least one visit point information is preferably included.

The payment account input information included in the student ID card issuance application information may include an account number for the financial account held by the customer.

The customer information includes personal information of the customer (eg, customer's name, social security number, address, telephone number, mobile phone number, e-mail address, etc.), and member information of the customer (eg, the customer is a financial transaction customer of the financial institution). Member ID information, CIF (Customer Information File) number, etc., provided in the customer ledger provided on the financial system in connection with the student ID card issuance reservation transaction application information registration system in response to the customer. It is preferable to include at least one.

According to an exemplary embodiment of the present invention, the storage medium 165 is provided on the student card combined card issuance reservation transaction application information registration system (or linked with the student card combined card issuance reservation transaction application information registration system). Preferably, the storage medium 165 is a ledger D / B 200 provided in the DBMS on the financial system, and / or a predetermined linkage with the ledger D / B 200. It may be a database of, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the storage medium 165 is provided with (or linked to) an internet banking system, and / or a telebanking system provided on the student ID card issuance reservation transaction application information registration system, and / Or a DBMS on at least one banking system of a wireless banking system and / or a TV banking system, and the present invention is not limited thereto.

Student management D / B (170) provided on the student ID card issuance reservation transaction application information registration system according to the present invention is a list of students received from the school institution to which students belong to handle the student card issuance reservation transaction application The information and the school information provided by the student list are linked to each other and stored in a predetermined storage medium 165.

The student list information, when the customer requests issuance of a combined student card, to determine which school the customer belongs to, at least a student name, student number, etc. received from the school in accordance with the agreement between the financial institution and the school It is preferable to include one or more.

The school information includes the institutional information of the customer (e.g., name of the institution, corporate registration number, business registration number, address, telephone number, e-mail address, etc.) and the member information of the customer (e.g. Member ID information or CIF (Customer Information File) number provided in the customer ledger provided on the financial system in connection with the student ID combined card issuance reservation transaction application information registration system corresponding to the customer by joining as a financial transaction customer. Etc.) It is preferable to include at least one or more, and may include an institution management code for managing the organization according to the intention and purpose of those skilled in the art.

According to one embodiment of the invention, the student management D / B (170) is provided on the student card combined card issuance reservation transaction application information registration system (or associated with the student card combined card issuance reservation transaction application information registration system) It is preferable to be provided in the DBMS on the financial system, wherein the student management D / B (170) is ledger D / B (200) provided in the DBMS on the financial system, and / or the ledger D / B ( 200 may be a predetermined database associated with the present invention, and the present invention is not limited thereto.

According to another exemplary embodiment of the present invention, the student management D / B 170 is provided with (or linked to) an internet banking system and / or a telebanking system provided on the student ID card issuance reservation transaction application information registration system. It is possible to be provided in the DBMS on at least one or more of the banking system, and / or wireless banking system, and / or TV banking system, whereby the present invention is not limited.

The information registration server 100 provided on the student card combined card issuance reservation transaction application information registration system according to the present invention is the student card combined card issuance reservation transaction application is connected to the information registration terminal 175 through a predetermined network means A generic term for components of the information registration system, including at least one server (or device), and / or at least one or more programs recorded on a recording medium provided in a predetermined server (or device). The present invention is not limited thereby.

According to an embodiment of the present invention, when the information registration terminal 175 is a client terminal including a wired terminal and / or a wireless terminal connectable to an internet banking server on a predetermined internet banking system, the information registration server 100 Is a predetermined Internet banking server provided on the Internet banking system, and / or a program provided in the Internet banking server, and / or a predetermined server accessible to the external system of the financial system through the Internet banking system. (Or a device), a program provided in the server (or device), and / or a server provided in the external system on the financial system accessible through the Internet banking server (and / or the server (or device)). (Or a device), and / or a program provided to the external world on the financial system, whereby the present invention It shall be defined.

According to another embodiment of the present invention, when the information registration terminal 175 is a client terminal including a wireless terminal connectable to a wireless banking server on a predetermined wireless banking system, the information registration server 100 is the wireless banking Any server (or device) provided with a wireless banking server provided on the system, and / or a program provided with the wireless banking server, and / or accessible to the external system of the financial system through the wireless banking system. A server (or device) external to the financial system, or a program included in the server (or device) and / or accessible through the wireless banking server (and / or the server (or device)). Or, and / or a program provided to the external world on the financial system, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when the information registration terminal 175 is a call terminal (not shown) connectable with a telebanking server on a predetermined telebanking system, the information registration server 100 is configured for the telebanking. A predetermined telebanking server (e.g., an Automatic Response Service (ARS) server) provided on the system, and / or a program provided on the telebanking server, and / or the banking system of the financial system through the telebanking system. The financial system accessible to an alien server through a predetermined server (or device), a program included in the server (or device), and / or accessible through the telebanking server (and / or the server (or device)). It may be a server (or device) provided in the external world of the above, and / or a program provided in the external world of the financial system, whereby the present invention is not limited. No.

According to another embodiment of the present invention, when the information registration terminal 175 is a wired terminal (or two-way digital TV) connectable to a TV banking server on a predetermined TV banking system, the information registration server 100 is A predetermined server (or a TV banking server provided on the TV banking system, and / or a program provided in the TV banking server, and / or a predetermined server (or accessible to the external system of the financial system through the TV banking system) Device), a program provided in the server (or device), and / or a server (or in a foreign system on the financial system accessible through the TV banking server (and / or the server (or device)). Device) and / or a program included in the external system on the financial system, and the present invention is not limited thereto.

According to an embodiment of the present invention, the information registration server 100 is provided with an interface unit 105 (or interface means) for connecting and managing a predetermined communication channel with the information registration terminal 175 through the network means. Characterized in that made.

According to an embodiment of the present invention, when the information registration terminal 175 is a client terminal including a wired terminal and / or a wireless terminal connected to a predetermined wired communication network and / or a wireless communication network, the interface unit 105 At least one or more information (or a predetermined communication channel) is connected to the client terminal based on a protocol stack defined in the wired communication network and / or a wireless communication network, and using a communication protocol defined in a communication program included in the client terminal. It is desirable to provide a communication interface for transmitting and receiving data.

For example, when the client terminal is provided with a browser program corresponding to the Hyper-Text Transfer Protocol (HTTP) protocol, the interface unit 105 connects a communication channel with the client terminal based on the TCP / IP protocol, It provides a communication interface for transmitting and receiving web pages (eg, Hyper-Text Markup Language (HTML) compatible web pages) and / or information using the HTPP protocol defined in the browser program.

Alternatively, when the client terminal is provided with a communication program (eg, an internet banking program) provided by the information registration server 100, the interface unit 105 communicates with the client terminal based on the TCP / IP protocol. It connects a channel and provides a communication interface for transmitting and receiving information (or data) using a communication protocol defined in the communication program.

According to another embodiment of the present invention, when the information registration terminal 175 is a financial automatic device connected to a predetermined financial network, the interface unit 105 is based on the protocol stack defined in the financial network. It is desirable to provide a communication interface for connecting at least one communication channel with an automation device and for transmitting and receiving at least one information (or data) using a communication protocol defined in a financial transaction related program included in the automated teller machine.

According to another embodiment of the present invention, if the information registration terminal 175 is a client terminal including a wireless terminal connected to a predetermined wireless communication network, the interface unit 105 is a protocol stack defined in the wireless communication network. It is preferable to provide a communication interface for transmitting and receiving at least one information (or data) using a communication protocol defined in a communication program provided in the client terminal and connecting a predetermined communication channel with the client terminal. .

For example, when a browser program corresponding to a WAP (Wireless Application Protocol) and / or a Mobile Explorer (ME) protocol is provided in the client terminal, the interface unit 105 communicates with the client terminal based on the CDMA protocol. And a communication interface for transmitting and receiving web pages (e.g., WML (Wireless Markup Language) compatible web pages, or HTML compatible web pages) and / or information using the WAP / ME protocol defined in the browser program. .

Alternatively, when the client terminal is provided with a communication program (eg, IC chip-based banking program) provided by the information registration server 100, the interface unit 105 is based on the CDMA protocol with the client terminal. It connects a communication channel and provides a communication interface for transmitting and receiving information (or data) using a communication protocol defined in the communication program.

According to another exemplary embodiment of the present invention, when the information registration terminal 175 is a call terminal (not shown) connected to a wired telephone network and / or a wireless telephone network, the interface unit 105 is connected to the wired telephone network and / or It is preferable to connect a communication terminal (not shown) with a predetermined call path based on a voice call protocol defined in a wireless telephone network, and to provide a communication interface for transmitting and receiving the voice call-based information (or data).

For example, the interface unit 105 provides a communication interface for transmitting and receiving information based on Dual Tone MultiFrequency (DTMF) based on the call terminal and the communication path, and / or provides a communication interface for transmitting and receiving information based on voice recognition. to provide.

According to another embodiment of the present invention, when the information registration terminal 175 is a wired terminal (or two-way digital TV) connected to the TV banking system, the interface unit 105 is a protocol defined in the TV banking system. Connect a predetermined communication channel with the wired terminal (or bidirectional digital TV) based on the stack, and use the communication protocol defined in the communication program included in the wired terminal (or bidirectional digital TV) at least one or more information (or It is desirable to provide a communication interface for transmitting and receiving data.

Referring to FIG. 1, when the predetermined information registration terminal 175 connects a predetermined communication channel with the information registration server 100 through the interface unit 105, the college student Before the financial institution visits, the information registration terminal 175 inputs (or selects) predetermined student ID card issuance reservation transaction application information to apply for the student card combined card issuance reservation transaction and transmits it to the information registration server 100. Interface providing unit 110 (or generating (or extracted) at least one user interface, and provides the generated (or extracted) user interface to the information registration terminal 175 in association with the interface unit 105. Interface providing means) and the information registration terminal 175 inputs (or selects) the student card combined card issuance reservation transaction application information through the user interface; ), The information receiving unit 115 (or information receiving means) for receiving the student card combined card issuance reservation transaction application information transmitted from the information registration terminal 175 in association with the interface unit 105 Characterized in that made.

The interface providing unit 110 connects a predetermined communication channel with the information registration server 100 through the interface registration unit 105, and then the information registration server 100 to the information registration server 100. When a college student requests a user interface for applying for a student ID card issuance reservation transaction before visiting a financial institution, the network means is inputted from the information registration terminal 175 to input (or select) predetermined student ID card issuance reservation transaction application information. Generate at least one user interface to be transmitted to the information registration server 100 through, or / or extracted from a predetermined database (not shown), and the generated (or extracted) in conjunction with the interface unit 105 The user interface may be provided to the information registration terminal 175 through the network means.

According to an exemplary embodiment of the present invention, when the information registration terminal 175 is a client terminal including a wired terminal connected to a predetermined wired communication network, the interface providing unit 110 may include a browser program provided in the client terminal; It is preferable to generate (or extract) a predetermined user interface that can be provided to a communication program, and provide the generated (or extracted) user interface to the client terminal through the interface unit 105.

According to another embodiment of the present invention, when the information registration terminal 175 is a financial automation device connected to a predetermined financial network, the interface providing unit 110 may be a financial transaction related program provided in the financial automation device. It is preferable to generate (or extract) a predetermined user interface that can be provided, and provide the generated (or extracted) user interface to the automated teller machine through the interface unit 105.

According to another exemplary embodiment of the present invention, when the information registration terminal 175 is a client terminal including a wireless terminal connected to a predetermined wireless communication network, the interface providing unit 110 is a browser provided in the client terminal. It is preferable to generate (or extract) a predetermined user interface that can be provided by a program and / or a communication program, and provide the generated (or extracted) user interface to the client terminal through the interface unit 105.

According to another exemplary embodiment of the present invention, when the information registration terminal 175 is a call terminal (not shown) connected to a wired telephone network and / or a wireless telephone network, the interface providing unit 110 may include the call terminal (not shown). Create (or extract) a predetermined user interface that can be provided as an omission, and generate the user interface (eg, ARS based user interface) generated by the interface unit 105 to the call terminal (not shown). Is preferably provided.

According to another exemplary embodiment of the present invention, when the information registration terminal 175 is a wired terminal (or two-way digital TV) connected to a TV banking system, the interface providing unit 110 is the wired terminal (or two-way digital). It is preferable to generate (or extract) a predetermined user interface that can be provided to a TV) and to provide the generated (or extracted) user interface to the wired terminal (or interactive digital TV) through the interface unit 105. .

According to another embodiment of the present invention, at least one of inputting (or selecting) predetermined student ID and card issuance reservation transaction application information to the information registration terminal 175 and transmitting the information to the information registration server 100 through the network means. When a predetermined information registration program having one or more user interfaces is provided, a user interface for inputting (or selecting) predetermined student ID and card issuance reservation transaction application information and transmitting it to the information registration server 100 as described above. The interface providing unit 110 for generating (or extracting) and providing the information registration terminal 175 may be omitted, and the present invention is not limited thereto.

Thereafter, the information registration terminal 175 inputs (or selects) the student card combined card issuance reservation transaction request information including at least one of the customer information and the student card combined card issuance application information through the user interface, and the input ( Or selected) student card combined card issuance reservation transaction application information is transmitted to the information registration server 100 through the network means, corresponding to the information receiving unit 115 in association with the interface unit 105 Characterized in that it receives the student card combined card issuance reservation transaction application information transmitted from the registration terminal 175.

According to the implementation method of the present invention, the information registration terminal 175 in the information registration server 100 to the student card combined card issuance reservation transaction request information including at least one or more of the customer information, student card combined card issuance application information; At least one or more of a predetermined password and / or security card information and / or a one-time password (OTP) generator for verifying the validity of the student ID card reservation transaction application information It is preferable to transmit to the information registration server 100 through the network means.

According to an exemplary embodiment of the present invention, the information registration terminal 175 may include at least one encryption method (eg, symmetrical) for the student card combined card issuance reservation transaction request information including at least one of the customer information and the student card combined card issuance application information. Key-based encryption method, and / or public key-based encryption method, and / or electronic envelope-based encryption method, and / or key exchange-based encryption method, etc.), and / or Preferably, a predetermined electronic signature is attached and transmitted to the information registration server 100 through the network means. For this purpose, the information registration terminal 175 may include at least one encryption key corresponding to the encryption method. And / or have a predetermined public certificate including at least one encryption key, and / or When the official certificate is provided on a predetermined IC chip (or IC card), it is preferable that a card reader for checking the official certificate provided on the IC chip (or IC card) is provided.

Those skilled in the art to which the present invention belongs, the technical characteristics of the various encryption schemes for encrypting the student card combined card issuance reservation transaction application information, and the predetermined electronic signature to the student card combined card issuance reservation transaction application information Since it will be familiar with the technical features to be attached, the detailed description thereof will be omitted for convenience.

Referring to FIG. 1, when the information registration server 100 receives the student ID combined card issuance reservation transaction application information transmitted from the information registration terminal 175 through the information receiving unit 115, the received student ID combined The card issuance reservation transaction application information is characterized in that it is provided with a validity verification unit 120 (or validity verification means) for confirming whether the college student satisfies the validity for the student card combined card issuance reservation transaction application before visiting the financial institution.

According to an embodiment of the present invention, the student ID card issuance reservation transaction application information is at least one encryption method (eg, symmetric key based encryption and / or public key based encryption, and / or electronic envelope based encryption, And / or a key exchange-based encryption scheme, etc.), the validity verification unit 120 converts the encrypted student ID combined card issuance reservation transaction application information into at least one decryption scheme (eg, symmetric) corresponding to the encryption scheme. Key-based decryption scheme, and / or public key-based decryption scheme, and / or electronic envelope-based decryption scheme, and / or key exchange-based decryption scheme, etc. It is desirable to authenticate validity.

Alternatively, when a predetermined electronic signature is attached to the student card combined card issuance reservation transaction application information, the validity confirming unit 120 confirms the electronic signature attached to the student card combined card issuance reservation transaction application information, thereby receiving the received electronic signature. It is advisable to verify the validity of the student ID card issuance reservation transaction application information.

Those skilled in the art to which the present invention pertains include technical features of various decryption methods for decrypting the encrypted student card combined card issuance reservation transaction application information, and attached to the student card combined card issuance reservation transaction application information. Since you will be familiar with the technical features of verifying the digital signature, a detailed description thereof will be omitted for convenience.

In accordance with an embodiment of the present invention, a predetermined password for confirming the validity of the student ID card issuance reservation transaction application information is further included in the student card combination card issuance reservation transaction application information received through the information receiving unit 115. In this case, the validity confirming unit 120 compares and authenticates the received password included in the student card combined card issuance reservation transaction application information and the password provided corresponding to the customer on the DBMS, thereby issuing the received student card combined card issuance. It is desirable to verify the validity of the reservation transaction application information.

Alternatively, when the student card combined card issuance reservation transaction application information received through the information receiving unit 115 further includes predetermined security card information for confirming the validity of the student card combined card issuance reservation transaction application information, the The validity confirming unit 120 compares and authenticates the security card information included in the student card combined card issuance reservation transaction application information and the security card information provided corresponding to the customer on the DBMS, thereby receiving the received student card combined card. It is desirable to verify the validity of the issuance reservation transaction application information.

Alternatively, when the student ID combined card issuance reservation transaction application information received through the information receiving unit 115 further includes a predetermined OTP code for confirming the validity of the student ID card issuance reservation transaction application information, the validity The identification unit 120 compares and authenticates the OTP code generated based on the OTP code included in the student ID card reservation issuance transaction application information and the OTP code generated based on predetermined OTP generation information provided corresponding to the customer on the DBMS. In addition, it is preferable to authenticate the validity of the received student card combined card issuance reservation transaction application information.

According to the implementation method of the present invention, the validity of the student card combined card issuance reservation transaction application information check is combined with the student card in the ledger D / B (200) on the financial system associated with the student card combined card issuance reservation transaction application information registration system It is preferable to include whether the at least one ledger information matching the card issuance reservation transaction application information is registered.

For example, the validity confirming unit 120 of the information included in the student card combined card issuance reservation transaction application information, the customer information (customer personal information, or member information) is the student card combined card issuance reservation transaction application information registration system It is preferably made to include matching with the customer ledger stored in the ledger D / B (200) on the financial system associated with.

In addition, the validity of the student card combined card issuance reservation transaction application information is confirmed that the Internet financial application reservation acceptance information included in the student card combined card issuance reservation transaction application information is linked to the student card combined card issuance reservation transaction application information registration system It is preferable to include a check that matches the student list information stored in the student management D / B (170) on the system.

In addition, the validity of the student card combined card issuance reservation transaction application information, the application information included in the student card combined card issuance reservation transaction application information is the ledger on the financial system linked to the student card combined card issuance reservation transaction application information registration system It is preferably made to include matching with the customer ledger stored in the D / B (200).

Referring to FIG. 1, when the validity of the student card combined card issuance reservation transaction application information is authenticated through the validity checking unit 120, the information registration server 100 receives the student card combined card issuance reservation transaction application information. An electronic document generation unit 125 (or an electronic document generating means) for generating a predetermined student card combined card issuance reservation transaction application electronic document including a student card combined card issuance reservation transaction application electronic document And an electronic document transmission unit 130 (or electronic document transmission means) for transmitting to the electronic document repository associated with the issuance reservation transaction application information registration system.

The electronic document generation unit 125 generates a student ID combined card issuance reservation transaction application electronic document including the student ID card combination issuance reservation transaction application information received from the information registration terminal 175 through the information receiving unit 115. Characterized in that.

According to an exemplary embodiment of the present invention, the electronic document generating unit 125 may include at least the customer information and the student ID card issuing application information included in the student card combined card issuance reservation transaction application information received through the information receiving unit 115. Word that generates at least one document content and includes at least one document file (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, or an HWP / DOC) including the document content. Processor file, or a web document file including MHT), it is preferable that the college student processes the student ID combined card issuance reservation transaction application electronic document for the student ID combined card issuance reservation transaction application before visiting the financial institution.

Alternatively, the electronic document generation unit 125 may include document content including at least one of customer information included in the student ID card reservation issuance application information received through the information receiving unit 115 and student ID card application request information. After generating, the document content includes at least one or more information of the customer information included in the student card combined card issuance reservation transaction application information, the student card combined card issuance application information in a watermarking (Watermarking) method, the watermarking is included Document files containing document contents (eg, Portable Document Format (PDF) files, Electronic Data Interchange (EDI) files, Word processor files including at least one or more such as HWP / DOC, or Web document files including MHT) Student ID card to apply for reservation transaction Grade booking transactions is preferable to apply processing to electronic documents.

Alternatively, the electronic document generation unit 125 may include document content including at least one of customer information included in the student ID card reservation issuance application information received through the information receiving unit 115 and student ID card application request information. Create an image file including image content (e.g., image content generated by capturing the document content on a memory) that captures the document content, and apply for a student card combined reservation reservation transaction before the college student visits a financial institution. It is preferable to process the student ID card for the student card.

Alternatively, the electronic document generation unit 125 may include document content including at least one of customer information included in the student ID card reservation issuance application information received through the information receiving unit 115 and student ID card application request information. Issuing the card information to the image content (e.g., the image content generated by capturing the document content on the memory) that captures the document content. After including at least one or more information of the application information in a watermarking method, the image file including the image content including the watermarking, combined with a student ID card for the application for a student's card issued reservation transaction before visiting the financial institution It is preferable to process the card issuance reservation transaction application electronic document.

According to another exemplary embodiment of the present invention, the electronic document generating unit 125 may include the customer information and the student card combined card issuing application information included in the student card combined card issuance reservation transaction application information received through the information receiving unit 115. Generate a document content including at least one or more, and a predetermined document file (e.g., PDF (including image content generated by capturing the document content on a memory) captured by the document content (e.g., The university student visits a financial institution by generating a Portable Document Format (EDI) file, an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or a web document file including an MHT. Before the student ID card issuance booking transaction application for student ID card issuance reservation transaction application process It is good.

Alternatively, the electronic document generation unit 125 may include document content including at least one of customer information included in the student ID card reservation issuance application information received through the information receiving unit 115 and student ID card application request information. Issuing the card information to the image content (e.g., the image content generated by capturing the document content on the memory) that captures the document content. Generating image content including at least one or more information of the application information in a watermarking manner, and including a document file (eg, a PDF (Portable Document Format) file or an EDI file) including the image content including the watermarking. Electronic Data Interchange) file, or a word processor file including at least one, such as HWP / DOC, It is preferable that the web page file, etc.) the process to apply for issuing student ID card combined reservations trading electronic documents to apply for your student ID card issued combine scheduled transactions, the college before visiting a financial institution created by including the MHT.

According to another exemplary embodiment of the present invention, the electronic document generation unit 125 includes the customer information included in the student card combined card issuance reservation transaction application information received through the information receiving unit 115, the student card combined card issuance application information. Generating document content including at least one of the document content, and capturing the document content (e.g., image content generated by capturing the document content on a memory) and the student card combined card issuance reservation transaction application information. A predetermined document file (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more such as HWP / DOC, or a web document file including an MHT) ), The student can use the student ID card to apply for the student ID card reservation reservation before visiting the financial institution. De issuance booking transactions is preferable to apply processing to electronic documents.

Alternatively, the electronic document generation unit 125 may include document content including at least one of customer information included in the student ID card reservation issuance application information received through the information receiving unit 115 and student ID card application request information. Issuing the card information to the image content (e.g., the image content generated by capturing the document content on the memory) that captures the document content. A document file including image information including at least one or more information of the application information by watermarking, and including the watermarking image content and the student ID card issuance reservation application information (eg, PDF). (Portable Document Format) files, EDI (Electronic Data Interchange) files, or HWP / DOC By generating a word processor file containing at least one, or a web document file including the MHT, etc.), the college student is processed as a student card combined card issuance reservation transaction application electronic document for the application for a student card combined card issuance reservation transaction before visiting the financial institution It is desirable to.

If the person skilled in the art of the present invention belongs to the technical features, the electronic document generating unit 125 generates a student card combined card issuance reservation transaction application electronic document of the image file format and / or predetermined document file format And, because you will be familiar with the technical features of the file format for the image file and / or document file corresponding to the student card combined card issuance reservation transaction application electronic document, a detailed description thereof will be omitted for convenience.

The electronic document transmission unit 130 is a predetermined electronic document linked to the student card combined card issuance reservation transaction application information registration system generated by the electronic document generation unit 125, the student card combined card issuance reservation transaction application electronic document generated by the electronic document generator 125 Characterized in that the transfer to the storage.

As shown in FIG. 1, the electronic document repository is electronically connected with a predetermined electronic document server 140 connected to the information registration server 100 on the student ID combined card issuance reservation transaction application information registration system through a predetermined communication means. When provided externally, including the document D / B 160, the electronic document transmission unit 130 communicates the student card combined card issuance reservation transaction request electronic document generated by the electronic document generation unit 125 It is characterized in that the transmission to the electronic document server 140 via means.

Here, when the electronic document server 140 and the electronic document D / B (160) is provided outside the student card combined card issuance reservation transaction application information registration system, the electronic document server 140 and the electronic document D / B 160 is preferably managed by an authorized organization.

According to another embodiment of the present invention, when the electronic document storage is provided on a DBMS provided in the student ID card reservation issuance transaction application information registration system, the electronic document transmission unit 130 is the electronic document generation unit 125 Storing the electronic card D / B 160 corresponding to the electronic document storage on the DBMS provided in the student ID card issuance reservation transaction application information registration system. It is possible, and the invention is not limited thereby.

According to the embodiment of the present invention, the electronic document transmission unit 130 is electronic document related information for generating predetermined electronic document management information in the electronic document server 140 (for example, the student card combined card issuance reservation transaction request) Customer information transmitted by inputting (selecting) information, and / or financial institution information for transmitting the student card combined card issuance reservation transaction request electronic document, and / or electronic document file format information, and / or the student card combined card issuance reservation Transaction application information, etc.) may be further transmitted to the electronic document repository, whereby the present invention is not limited thereto.

Referring to Figure 1, the information registration server 100 before the college student visits the financial institution through the validity checker 120 is the student card combined card issuance reservation transaction application information received through the information receiving unit 115 When the validity for the combined card issuance reservation transaction application is authenticated, the predetermined storage medium 165 is processed by linking the customer information and the student ID combined card issuance application information included in the student card combined card issuance reservation transaction application information which has been validated. And an information storage unit 135 (or information storage means) stored in the storage unit.

When the validity of the student card combined card issuance reservation transaction application information is confirmed by the validity verification unit 120, the information storage unit 135 is combined with the customer information, student card included in the student card combined card issuance reservation transaction application information Characterized in that the card issuing application information is stored in the storage medium 165, the storage medium 165 is provided in the information registration server 100, or associated with the information registration server 100 When provided on the network, the information storage unit 135 stores the information stored in the storage medium 165 by linking and processing the customer information included in the received student card combined card issuance reservation transaction application information and the student card combined card issuance application information. Preferably, when the storage medium 165 is provided in the DBMS provided on the financial system, the information storage unit 135 issuing the received student card combined card issued Customer information included in the reservation transaction application information, student card combined application card issuance application information is provided to the information system through the external system on the financial system is preferably stored in the DBMS provided on the financial system.

Referring to FIG. 1, a predetermined ID card issuance reservation transaction application electronic document is received from the information registration server 100 provided on the ID card issuance reservation transaction application information registration system. The electronic document server 140 stored and managed in the 160 is an electronic document receiving unit 145 for receiving a predetermined ID card combined issuance reservation transaction application electronic document from the information registration server 100 through a predetermined communication means. (Or an electronic document receiving means) and an information generating unit for generating predetermined electronic document management information for storing and managing the received student card combined card issuance reservation transaction application electronic document in the electronic document D / B 160 ( 150 (or information generating means), and the electronic document management information and the student card combined card issuance reservation transaction application electronic document to be stored in a predetermined electronic document D / B (160) And having an electronic document storage unit 155 (or the e-document storage means) is characterized in that formed.

The electronic document receiving unit 145 may receive a student card combined card issuance reservation transaction application electronic document in the form of an image file and / or a document file from the information registration server 100 through the communication means.

According to the exemplary embodiment of the present invention, the electronic document receiving unit 145 receives the student card combined card issuance reservation transaction application electronic document received through the communication means from the information registration server 100 to the information registration server 100. A document file (eg, a Portable Document Format (PDF) file, or EDI (Electronic) containing document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information, student card combined card issuance application information) Data Interchange) file, a word processor file including at least one of HWP / DOC, or the like, or a web document file including MHT).

Alternatively, the student document combined card issuance reservation transaction application electronic document received by the electronic document receiving unit 145 through the communication means is the student card combined card issuance reservation received by the information registration server 100 from the information registration terminal 175. At least one or more of customer information included in the transaction application information, document information including at least one student card issuance application information, customer information included in the student card combined reservation card application information, student card combined card issuance application information And a document file (eg, a Portable Document Format (PDF) file, an EDI (Electronic Data Interchange) file, or HWP / DOC, etc.) containing document content including the watermarking after the watermarking method. A word processor file including at least one or a web document file including an MHT). It is desirable.

Alternatively, the student document combined card issuance reservation transaction application electronic document received by the electronic document receiving unit 145 through the communication means is the student card combined card issuance reservation received by the information registration server 100 from the information registration terminal 175. Image data captured (e.g., image content generated by capturing the document content on a memory) including document information including at least one of customer information included in the transaction request information and student ID card issue request information. It is preferable to include an image file.

Alternatively, the student document combined card issuance reservation transaction application electronic document received by the electronic document receiving unit 145 through the communication means is the student card combined card issuance reservation received by the information registration server 100 from the information registration terminal 175. The student ID is included in image content (eg, image content generated by capturing the document content on a memory) that captures document content including at least one of customer information included in the transaction request information and student ID card issue request information. After including at least one or more of the customer information included in the combined card issuance reservation transaction application information, the student card combined application card issuance application information by the watermarking method, and includes an image file including the image content including the watermarking It is preferable to make it.

According to another embodiment of the present invention, the electronic document receiving unit 145 receives the student card combined card issuance reservation transaction application electronic document received through the communication means, the information registration server 100 is the information registration terminal 175 Image content (e.g., capturing the document content on the memory by capturing document content including at least one of customer information included in the student ID card issuance reservation transaction application information and the student ID card issuance application information received from the A predetermined document file (for example, a portable document format (PDF) file, an electronic data interchange (EDI) file, a word processor file including at least one HWP / DOC, etc.) including an image content generated, or an MHT; Web document files, etc.) to be included.

Alternatively, the student document combined card issuance reservation transaction application electronic document received by the electronic document receiving unit 145 through the communication means is the student card combined card issuance reservation received by the information registration server 100 from the information registration terminal 175. The student ID is included in image content (eg, image content generated by capturing the document content on a memory) that captures document content including at least one of customer information included in the transaction request information and student ID card issue request information. Generating image content including at least one or more of the customer information included in the combined card issuance reservation transaction application information, student card combined application card issuance application information by the watermarking method, and includes the image content including the watermarking Document files (e.g., Portable Document Format (PDF) files, or EDI (Electronic Data Int) erchange) file, or a word processor file including at least one of HWP / DOC, or a web document file including MHT).

According to another exemplary embodiment of the present invention, the electronic document receiving unit 145 receives the student card combined card issuance reservation transaction application electronic document received through the communication means, the information registration server 100 is the information registration terminal 175 Image content (e.g., capturing the document content on a memory), which captures document content including at least one of customer information included in the student ID card issuance reservation transaction application information and the student card combined card issuance application information received from A predetermined document file (e.g., a Portable Document Format (PDF) file, an EDI (Electronic Data Interchange) file, an HWP / DOC, etc.) including the image content generated by the One or more word processing files, or web document files containing MHT). Preferable.

Alternatively, the student document combined card issuance reservation transaction application electronic document received by the electronic document receiving unit 145 through the communication means is the student card combined card issuance reservation received by the information registration server 100 from the information registration terminal 175. The student ID is included in image content (eg, image content generated by capturing the document content on a memory) that captures document content including at least one of customer information included in the transaction request information and student ID card issue request information. Generating image contents including at least one or more of the customer information included in the combined card issuance reservation transaction application information, the student card combined application card issuance application information by a watermarking method, and the image content including the watermarking and the Document file (for example, P containing a student ID card reservation reservation application information) A DF (Portable Document Format) file, an EDI (Electronic Data Interchange) file, a word processor file including at least one or more HWP / DOC, or a web document file including MHT.

The information generating unit 150 is a predetermined electronic document unique number (or unique information) to be assigned to the student ID card issuance reservation transaction application electronic document received through the electronic document receiving unit 145, and the electronic document receiving unit 145 E) an electronic document containing e-mail retention date and time information including a date and time (or a date and time at which the student ID card issuance reservation transaction application electronic document was received). And generating management information.

According to the exemplary embodiment of the present invention, the information generating unit 150 refers to the information registration server 100 that transmits the student ID combined card issuance reservation transaction application electronic document received through the electronic document receiving unit 145. It is preferable to check the financial institution that has transmitted the student card combined card issuance reservation transaction application electronic document, and generate the electronic document management information further comprising the confirmed financial institution information.

According to another exemplary embodiment of the present invention, when predetermined electronic document related information is further received from the information registration server 100 through the electronic document receiving unit 145, the information generating unit 150 receives the received information. Electronic document-related information (e.g., customer information transmitted by inputting (selecting) the student card combined card issuance reservation transaction application information, and / or financial institution information transmitting the student card combined card issuance reservation transaction application electronic document, and / or And electronic document file format information and / or the student card combined card issuance reservation transaction application information).

The electronic document storage unit 155 processes the electronic document management information generated through the information generating unit 150 and the electronic document management card issuance reservation transaction application electronic document received through the electronic document receiving unit 145 to be predetermined. Characterized in that stored in the electronic document D / B (160).

According to the exemplary embodiment of the present invention, the electronic document storage unit 155 stores the student card combined card issuance reservation transaction application electronic document stored in the electronic document D / B 160 by the information registration server 100. Document file (eg, PDF (Portable Document Format) including document content including at least one of customer information included in the student ID card issuance reservation transaction application information received from the registration terminal 175, and student card issuance application information File, or an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or the like, or a web document file including an MHT.

Alternatively, the electronic document storage unit 155 receives the student ID combined card issuance reservation transaction application electronic document stored in the electronic document D / B 160 by the information registration server 100 from the information registration terminal 175. The student information included in the student card combined reservation card application information, the document information containing at least one student card combined application card application information, the customer information included in the student card combined card issue reservation transaction application information, the student card combined application card issuance application After including at least one of the information in a watermarking (Watermarking) method, a document file containing a document content including the watermarking (for example, a PDF (Portable Document Format) file, or an EDI (Electronic Data Interchange) file, Or a word processor file including at least one or more HWP / DOC, or a web document file including MHT). It is preferable.

Alternatively, the electronic document storage unit 155 receives the student ID combined card issuance reservation transaction application electronic document stored in the electronic document D / B 160 by the information registration server 100 from the information registration terminal 175. Image content (e.g., generated by capturing the document content on a memory) which captures document content including at least one of customer information included in a student ID card issuance reservation transaction application information and information for issuing a student ID card issuance application It is preferable to include an image file (including image content).

Alternatively, the electronic document storage unit 155 receives the student ID combined card issuance reservation transaction application electronic document stored in the electronic document D / B 160 by the information registration server 100 from the information registration terminal 175. Image content (e.g., generated by capturing the document content on a memory) which captures document content including at least one of customer information included in a student ID card issuance reservation transaction application information and information for issuing a student ID card issuance application Image content) including at least one or more of the customer information included in the student ID card issuance reservation transaction application information, the student card combined card issuance application information in a watermarking method, and then includes the image content including the watermarking. It is preferable to include an image file to include.

According to another exemplary embodiment of the present invention, the electronic document storage unit 155 stores the student card combined card issuance reservation transaction application electronic document stored in the electronic document D / B 160 by the information registration server 100. Image content capturing document contents including at least one of customer information included in the student ID card issuance reservation transaction application information received from the information registration terminal 175 and the student card issuance application information (eg, the document). Word containing at least one predetermined document file (e.g., Portable Document Format (PDF) file, EDI (Electronic Data Interchange) file, HWP / DOC, etc.) including content generated by capturing contents on memory. Processor file, or a web document file including MHT).

Alternatively, the electronic document storage unit 155 receives the student ID combined card issuance reservation transaction application electronic document stored in the electronic document D / B 160 by the information registration server 100 from the information registration terminal 175. Image content (e.g., generated by capturing the document content on a memory) which captures document content including at least one of customer information included in a student ID card issuance reservation transaction application information and information for issuing a student ID card issuance application Image content) to generate image content including at least one or more information of the customer information included in the student card combined card issuance reservation transaction application information, the student card combined card issuance application information in a watermarking (watermarking) method, Document files containing embedded image content (e.g., Portable Document Format (PDF) files, or Electronic Data I) nterchange) file, a word processor file including at least one or more HWP / DOC, or a web document file including MHT).

According to another exemplary embodiment of the present invention, the electronic document storage unit 155 stores the student card combined card issuance reservation transaction application electronic document stored in the electronic document D / B (160) is the information registration server 100 Image content capturing document content including at least one of customer information included in the student ID card issuance reservation transaction application information received from the information registration terminal 175 and the student card combined card issuance application information (eg, the A predetermined document file (e.g., a Portable Document Format (PDF) file or an EDI (Electronic Data Interchange) file) containing document content captured by a document content on a memory and the student ID card issuance reservation transaction application information; or A word processor file including at least one of HWP / DOC, or a web document file including MHT). It is good.

Alternatively, the electronic document storage unit 155 receives the student ID combined card issuance reservation transaction application electronic document stored in the electronic document D / B 160 by the information registration server 100 from the information registration terminal 175. Image content (e.g., generated by capturing the document content on a memory) which captures document content including at least one of customer information included in a student ID card issuance reservation transaction application information and information for issuing a student ID card issuance application Image content) to generate image content including at least one or more information of the customer information included in the student card combined card issuance reservation transaction application information, the student card combined card issuance application information in a watermarking (watermarking) method, Document file containing the included image content and the student ID card issuance reservation transaction application information (for example, A PDF (Portable Document Format) file, an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or the like, or a web document file including MHT).

According to the implementation method of the present invention, the electronic document storage unit 155, the electronic document management information stored in the electronic document D / B (160) by processing in conjunction with the student ID card issuance reservation transaction request electronic document, the It is preferable to include a predetermined electronic document unique number (or unique information) assigned to the student card combined card issuance reservation transaction application electronic document and the electronic document storage date and time information.

According to one embodiment of the present invention, the electronic document storage unit 155 is electronic document management information stored in the electronic document D / B (160) by processing in conjunction with the student ID card issuance reservation transaction application electronic document, It is preferable to further include information on the financial institution that has transmitted the student card combined card issuance reservation transaction application electronic document confirmed with reference to the information registration server 100 that sent the student card combined card issuance reservation transaction application electronic document.

According to another exemplary embodiment of the present invention, when the predetermined electronic document-related information is further received from the information registration server 100, the electronic document storage unit 155 may be connected with the student ID card issuance reservation transaction application electronic document. The electronic document management information stored in the electronic document D / B 160 in association with each other may be stored in the electronic document D / B 160. And / or financial institution information for transmitting the student card combined card issuance reservation transaction request electronic document, and / or electronic document file format information, and / or the student card combined card issuance reservation transaction application information, etc.). desirable.

Figure 2 is issued according to the embodiment of the present invention issuance of dual-use student card card issued in the ledger D / B (200) equipped in the DBMS on the financial system in a non-face-to-face application for college students to apply for a student card dual card reservation reservation before visiting the financial institution It is a figure which shows the structure of reservation transaction application information.

In more detail, FIG. 2 shows the ledger information provided in the ledger D / B 200 when the storage medium 165 shown in FIG. 1 is the ledger D / B 200 provided in the DBMS on the financial system. As the information structure for an implementation method of storing the student card combined card issuance reservation transaction application information including the customer information and the student card combined card issuance application information, the person having ordinary knowledge in the technical field to which the present invention belongs. By referring to and / or modifying the drawing 2, it will be possible to infer various information configuration methods for storing the student ID combined card issuance reservation transaction application information in the ledger D / B (200), the present invention is all inferred It includes an implementation method and is not limited to the implementation method shown in FIG.

Referring to Figure 2 according to an embodiment of the present invention, the ledger information provided in the ledger D / B 200 provided in the DBMS on the financial system is a predetermined customer ledger, and an account ledger associated with the customer ledger (eg , The reception ledger, the loan ledger, etc.) and at least one information associated with the account ledger, the person having ordinary knowledge in the technical field to which the present invention belongs, is provided in the DBMS on the financial system. The ledger D / B 200 includes at least one ledger (eg, a loan ledger, a mortgage ledger, ..., etc.) and / or at least for maintaining and managing the ledgers in addition to the customer ledger and account ledger shown in FIG. It will be clearly understood that one or more additional information is included, and it will also be familiar with specific technical matters, so the detailed description thereof is intended for convenience. The.

The customer ledger is CIF (Customer Information File) number, country code, contact person ID, sales office number, customer classification, customer name, customer address, regional classification code, telephone number, business number, business name, classification code, expiration date, status head office Information, Settlement Date, Cash Date, Last Name, Person, Social Security Number, Company Address, Company Phone Number, Mailing Address, Account Number, President, Business Type, Legal Representative, Initial Transaction Date, TRW, DB, Usage, Parent Company Number. Country name, transmission, sex resident, occupation, mailing address, company name, guardian name, guardian telephone number, legal representative business number, construction process classification, tax classification, area code, group code and postal code, etc. The customer ledger includes ledger information for a customer including at least one of an individual customer, a corporate customer, a minor, and the like.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the customer ledger, and thus the detailed description thereof will be omitted for convenience.

In addition, the account ledger is linked to the customer ledger relationally, account number, CIF number, point number, currency, opening date, status, product type, interest rate, password, balance, RBI balance 1, RBI balance 2, bank balance , Bank account number, interest interest, time extension, time extension amount, ARS setting, last deposit date, last withdrawal date, final deposit amount, final withdrawal amount, unpaid account transactions, interest rate account, flat currency connection, final payment interest, final payment transaction It includes at least one of a number, an individual interest rate reference, and a final interest calculation date, and includes at least one account number, abstention (month), period (days), period extension, maturity date, and target amount corresponding to the account ledger. Periodic reception information, and / or trust reception information including at least one or more of an account number, a deposit amount, a par value, a pension date, and the number of shares corresponding to the account ledger, and / or the account ledger. Transactions that include at least one account number, transaction number, date, point number, product type, transaction type, cash amount, RBI, batch number, batch transaction, date of payment, bank account line, summary, CIF, etc. It includes the history information.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the account ledger and the additional information configuration, and thus the detailed description thereof will be omitted for convenience.

Referring to FIG. 2, the student card combined card issuance reservation transaction application information provided through the student card combined card issuance reservation transaction application registration system shown in FIG. 1 is stored in the form of additional information added to the account ledger. In addition, the student card combined card issuance reservation transaction application information is characterized by comprising at least one or more customer information, student card combined card issuance application information.

The student ID card issuance application information may be entered (or selected) by the customer requesting the issuance of the student ID card, the application form for reservation information, service selection information, and application information for the customer applying for the student ID card issuance And, it is preferable to include at least one or more payment account input information according to the student card combined card issuance.

The Internet financial application reservation application information included in the application card issuance application information is divided into the applicants for the customer, the name of the applicant applying for the student ID card issuance, the applicant's social security number, and the university applying for the student ID card issuance. After applying for the name of the university, the applicant's student number, the Internet financial application reservations, it is preferable to include at least one or more confirmation password information for confirming this.

The service selection information included in the student ID card issuance application information includes the selection information on the service for the work that the customer visits and handles when the customer receives the Internet financial application reservation before the visit to the financial institution. Preferably, the service selection information includes whether to apply for a bankbook, card type information on the combined student card, and whether the combined student card to be issued is a hybrid card including a cash card function. desirable.

The application information included in the application card issuance application information is the English name, mobile phone number, e-mail address, marital status information, home address, home phone number, work name, work address, work phone number At least one visit point information is preferably included.

The payment account input information included in the student ID card issuance application information may include an account number for the financial account held by the customer.

The customer information includes personal information of the customer (eg, customer's name, social security number, address, telephone number, mobile phone number, e-mail address, etc.), and member information of the customer (eg, the customer is a financial transaction customer of the financial institution). Member ID information, CIF (Customer Information File) number, etc., provided in the customer ledger provided on the financial system in connection with the student ID card issuance reservation transaction application information registration system in response to the customer. It is preferable to include at least one.

According to another embodiment of the present invention, the student card combined card issuance reservation transaction application information is stored in the form of information included in the account ledger (not shown), and / or other ledgers other than the account ledger (eg, customers It may be stored in the form of additional information added to the ledger) and / or in the form of information included in other ledgers (eg, customer ledgers) other than the account ledger, and thus, the present invention is not limited thereto.

Figure 3 is a database linked to the ledger D / B (200) provided in the DBMS on the financial system in a non-face-to-face in order to apply for a student card combined reservation card issuance before visiting the financial institution according to another embodiment of the present invention Figure is a diagram showing the structure of the student card combined card issuance reservation transaction application information stored.

In more detail, FIG. 3 shows an information structure of an embodiment in which the storage medium 165 shown in FIG. 1 is stored in a predetermined database linked to the ledger D / B 200 provided in a DBMS on a financial system. As shown in the drawings, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 3 to provide a predetermined database with the student ID and card issuance reservation transaction application information to the ledger D / B ( It is possible to infer various information configuration methods for storing in association with 200, but the present invention includes all the implementation methods inferred, and is not limited to the implementation method shown in FIG.

In particular, Figure 3 is not easy to store the student card combined card issuance reservation transaction application information in the ledger information of the ledger D / B (200) on the DBMS provided on the financial system (for example, the policy of the financial institution) When it is not easy to change the ledger D / B 200 of the DBMS, or the system expansion is not easy due to the characteristics of the financial system), the student ID card is used in a predetermined database instead of the ledger D / B 200. It shows an implementation method for storing the issuance reservation transaction application information, and the database and the ledger D / B (200) linked to process.

In addition, the database shown in FIG. 3 does not have to be provided on a DBMS provided on a financial system as in the embodiment method shown in FIG. It may be configured in the form of a database on a telebanking system, a database on a wireless banking system, and / or a database on a TV banking system, and the present invention is not limited thereto.

Referring to Figure 3, the database is characterized in that the customer information included in the student card combined card issuance reservation transaction application information, the student card combined card issuance application information is stored in association, the student card combined card issuance reservation transaction application information Is preferably made to further include a CIF number corresponding to the ledger information in the student card combined card issuance reservation transaction application information to be processed in conjunction with the ledger D / B (200).

The student ID card issuance application information may be entered (or selected) by the customer requesting the issuance of the student ID card, the application form for reservation information, service selection information, and application information for the customer applying for the student ID card issuance And, it is preferable to include at least one or more payment account input information according to the student card combined card issuance.

The Internet financial application reservation application information included in the application card issuance application information is divided into the applicants for the customer, the name of the applicant applying for the student ID card issuance, the applicant's social security number, and the university applying for the student ID card issuance. After applying for the name of the university, the applicant's student number, the Internet financial application reservations, it is preferable to include at least one or more confirmation password information for confirming this.

The service selection information included in the student ID card issuance application information includes the selection information on the service for the work that the customer visits and handles when the customer receives the Internet financial application reservation before the visit to the financial institution. Preferably, the service selection information includes whether to apply for a bankbook, card type information on the combined student card, and whether the combined student card to be issued is a hybrid card including a cash card function. desirable.

The application information included in the application card issuance application information is the English name, mobile phone number, e-mail address, marital status information, home address, home phone number, work name, work address, work phone number At least one visit point information is preferably included.

The payment account input information included in the student ID card issuance application information may include an account number for the financial account held by the customer.

The customer information includes personal information of the customer (eg, customer's name, social security number, address, telephone number, mobile phone number, e-mail address, etc.), and member information of the customer (eg, the customer is a financial transaction customer of the financial institution). Member ID information, CIF (Customer Information File) number, etc., provided in the customer ledger provided on the financial system in connection with the student ID card issuance reservation transaction application information registration system in response to the customer. It is preferable to include at least one.

4 is a view showing the construction of a student ID card issuance reservation transaction application information stored in a DBMS provided in a banking server in a non-face-to-face manner for a university student to apply for a student ID card issuance reservation transaction before visiting a financial institution according to another embodiment of the present invention. Figure is shown.

In more detail, FIG. 4 illustrates a predetermined banking system in which the storage medium 165 shown in FIG. 1 is provided on an internet banking system, and / or a telebanking system, and / or a wireless banking system, and / or a TV banking system. As an embodiment of the present invention provided in the DBMS provided in the server, those skilled in the art to which the present invention pertains, the present invention is provided with at least one banking server by referring to and / or modifying the figure 4 It is possible to infer a method of configuring information on the student ID card issuance reservation transaction application information stored in a predetermined DBMS, but the present invention includes all the implementation methods inferred, and is not limited to the implementation method shown in FIG. No.

Referring to FIG. 4, the predetermined DBMS provided in the banking server may store and store the customer information and the student ID card issuance application information included in the student card combined card issuance reservation transaction application information.

The student ID card issuance application information may be entered (or selected) by the customer requesting the issuance of the student ID card, the application form for reservation information, service selection information, and application information for the customer applying for the student ID card issuance And, it is preferable to include at least one or more payment account input information according to the student card combined card issuance.

The Internet financial application reservation application information included in the application card issuance application information is divided into the applicants for the customer, the name of the applicant applying for the student ID card issuance, the applicant's social security number, and the university applying for the student ID card issuance. After applying for the name of the university, the applicant's student number, the Internet financial application reservations, it is preferable to include at least one or more confirmation password information for confirming this.

The service selection information included in the student ID card issuance application information includes the selection information on the service for the work that the customer visits and handles when the customer receives the Internet financial application reservation before the visit to the financial institution. Preferably, the service selection information includes whether to apply for a bankbook, card type information on the combined student card, and whether the combined student card to be issued is a hybrid card including a cash card function. desirable.

The application information included in the application card issuance application information is the English name, mobile phone number, e-mail address, marital status information, home address, home phone number, work name, work address, work phone number At least one visit point information is preferably included.

The payment account input information included in the student ID card issuance application information may include an account number for the financial account held by the customer.

The customer information includes personal information of the customer (eg, customer's name, social security number, address, telephone number, mobile phone number, e-mail address, etc.), and member information of the customer (eg, the customer is a financial transaction customer of the financial institution). Member ID information, CIF (Customer Information File) number, etc., provided in the customer ledger provided on the financial system in connection with the student ID card issuance reservation transaction application information registration system in response to the customer. It is preferable to include at least one.

5A and 5B illustrate a process of registering a student ID card issuance reservation transaction application information in a non-face-to-face manner for a university student to apply for a student ID card issuance reservation transaction before visiting a financial institution according to an exemplary embodiment of the present invention. .

In more detail, FIGS. 5A and 5B show that the information registration terminal 175 on the student ID card reservation issuance transaction application information registration system shown in FIG. 1 is a client terminal, and the information registration server 100 is a predetermined network means. In the case where the client terminal has a web server function that can be accessed through a client, a predetermined customer applies for the customer information and student card combined card issuance through the client terminal in order to apply for a student card combined card reservation reservation transaction before the university student visits a financial institution. If the student card combined card issuance reservation transaction application information including at least one information is provided, the student card combined card issuance reservation transaction application information registration system is issued. Create a reservation transaction request electronic document It is an implementation method of storing in a storage medium (165) by storing in the advisory store, the customer information included in the student card combined card issuance reservation transaction application information, the student card combined card issuance application information in a predetermined storage medium 165, Those skilled in the art to which the present invention pertains, refer to and / or modify the drawings 5a and 5b to register the student card combined card issuance reservation transaction application information from the client terminal to the information registration server 100 Various implementation methods may be inferred, but the present invention includes all implementation methods inferred from the above, and is not limited to the implementation methods shown in FIGS. 5A and 5B.

For example, in the implementation method illustrated in FIGS. 5A and 5B, a predetermined web provided by the information registration server 100 provides a user interface for the client terminal to input (or select) the student card combined card issuance reservation transaction application information. Although illustrated as being provided through a page, when a predetermined information registration program is provided in the client terminal, the user interface may not be provided from the information registration server 100, and the present invention is not limited thereto. No.

5A and 5B, the client terminal shown in FIG. 1 is referred to as a "terminal" for convenience, and the information registration server 100 shown in FIG. 1 is referred to as a "server" for convenience, and the client terminal The customer information transmitted to the information registration server 100, the student card combined card issuance application information is referred to as "student card combined card issuance reservation transaction application information" for convenience.

5A and 5B, when the client terminal illustrated in FIG. 1 is a predetermined network means (for example, when the client terminal is a wired terminal, a TCP / IP based wired communication network, and the client terminal is a wireless terminal, Connect to a server through a CDMA based (and / or HSDPA based) mobile communication network, and / or an IEEE 802.16x based portable Internet, and / or an IEEE 802.11x based wireless LAN, and connect a predetermined communication channel, If a web page including a user interface for requesting a student ID card issuance reservation transaction application is requested (500) before the visit to the financial institution, the server includes at least one of the customer information and the student ID card application request information. And a user interface for inputting (or selecting) student ID card issuance reservation transaction application information and transmitting the same to the server. Generating a web page (or extract), and 505, and outputs to send the web page containing the created user interface (or extraction) via the network means to the mobile station 510. The

According to an embodiment of the present invention, the process of transmitting and / or outputting the web page from the server to the terminal is preferably performed at least once according to the procedure for registering the student card combined reservation card application information. The invention is not limited.

Thereafter, the terminal inputs (or selects) the student ID combined card issuance reservation transaction application information including at least one or more customer information and the student ID combined card issuance application information through the user interface included in the web page (515).

If the terminal inputs (or selects) the student card combined card issuance reservation transaction request information including the customer information and the student card combined card issuance application information through the user interface (520), the terminal is connected to the communication channel. Input (or selected) customer information, student card combined card issuance application information is transmitted to the server (525).

According to the implementation method of the present invention, the terminal for the student card combined card issuance reservation transaction application information including at least one of the customer information, the student card combined card issuance application information for the student card combined card issuance reservation transaction application information from the server At least one or more of a predetermined password and / or security card information for confirming the validity and / or OTP code generated through a predetermined one time password (OTP) generator for transmitting to the server via the network means It is preferable.

According to an embodiment of the present invention, the terminal may include at least one encryption method (eg, a symmetric key based encryption method) for the student ID and the card issue reservation transaction request information including at least one of the customer information and the card issue application information. And / or public key based encryption, and / or electronic envelope based encryption, and / or key exchange based encryption, etc.) and / or a predetermined electronic signature is applied to the student ID card reservation reservation application information. In addition, it is preferable to transmit to the server through the network means, for this purpose, the terminal has at least one encryption key corresponding to the encryption scheme, and / or a predetermined authentication including at least one encryption key. A certificate, and / or the certificate is a predetermined IC chip (or I) C card), it is preferable that a card reader for checking the official certificate provided on the IC chip (or IC card) is provided.

According to an embodiment of the present invention, the terminal may include at least one encryption method (eg, a symmetric key based encryption method) for the student ID and the card issue reservation transaction request information including at least one of the customer information and the card issue application information. And / or a public key based encryption method, and / or an electronic envelope based encryption method, and / or a key exchange based encryption method, and the like, and transmits the encrypted data to the server through the network means. Have at least one encryption key corresponding to the encryption scheme, and / or have a predetermined certificate containing at least one encryption key, and / or the certificate has a predetermined IC chip (or IC card) If provided in, the card to check the official certificate provided in the IC chip (or IC card) It is preferable that a further is provided.

Those skilled in the art to which the present invention belongs, the technical characteristics of the various encryption schemes for encrypting the student card combined card issuance reservation transaction application information, and the predetermined electronic signature to the student card combined card issuance reservation transaction application information Since it will be familiar with the technical features to be attached, the detailed description thereof will be omitted for convenience.

Thereafter, the server receives and reads the customer information and the student card combined card issuance application information through the communication channel to check the validity of the student card combined card issuance reservation transaction application information (530).

According to an embodiment of the present invention, the student ID card issuance reservation transaction application information is at least one encryption method (eg, symmetric key based encryption and / or public key based encryption, and / or electronic envelope based encryption, And / or a key exchange based encryption scheme), the server may include the at least one decryption scheme (eg, a symmetric key based decryption scheme) corresponding to the encryption scheme for the encrypted student ID combined card issuance reservation transaction application information. And / or public key based decryption scheme, and / or electronic envelope based decryption scheme, and / or key exchange based decryption scheme, etc., to verify the validity of the received student ID combined card issuance reservation transaction application information. desirable.

Alternatively, when a predetermined electronic signature is attached to the student card combined card issuance reservation transaction application information, the server checks the electronic signature attached to the student card combined card issuance reservation transaction application information, thereby receiving the received student card combined card issuance reservation. It is desirable to verify the validity of the transaction application information.

Those skilled in the art to which the present invention pertains include technical features of various decryption methods for decrypting the encrypted student card combined card issuance reservation transaction application information, and attached to the student card combined card issuance reservation transaction application information. Since you will be familiar with the technical features of verifying the digital signature, a detailed description thereof will be omitted for convenience.

In accordance with an embodiment of the present invention, a predetermined password for confirming the validity of the student ID card issuance reservation transaction application information is further included in the student card combination card issuance reservation transaction application information received through the information receiving unit 115. In the case, the server compares and authenticates the password received included in the student card combined card issuance reservation transaction application information and the password provided in correspondence with the customer on the DBMS, to the received student card combined card issuance reservation transaction application information. It is desirable to authenticate validity.

Alternatively, when the student card combined card issuance reservation transaction application information received through the information receiving unit 115 further includes predetermined security card information for confirming the validity of the student card combined card issuance reservation transaction application information, the The server compares and authenticates the security card information included in the student card combined card issuance reservation transaction application information and the security card information provided corresponding to the customer on the DBMS, thereby receiving the received student card combined card issuance reservation transaction application information. It is desirable to authenticate the validity of the.

Alternatively, when the student ID combined card issuance reservation transaction application information received through the information receiving unit 115 further includes a predetermined OTP code for checking the validity of the student ID card issuance reservation transaction application information, the server The student ID card is obtained by comparing and authenticating the received OTP code included in the student card combined card issuance reservation transaction application information and the OTP code generated based on predetermined OTP generation information provided corresponding to the customer on the DBMS. It is desirable to verify the validity of the dual card issuance reservation transaction application information.

According to the implementation method of the present invention, the validity of the student card combined card issuance reservation transaction application information check is combined with the student card in the ledger D / B (200) on the financial system associated with the student card combined card issuance reservation transaction application information registration system It is preferable to include whether the at least one ledger information matching the card issuance reservation transaction application information is registered.

For example, the validity confirming unit 120 of the information included in the student card combined card issuance reservation transaction application information, the customer information (customer personal information, or member information) is the student card combined card issuance reservation transaction application information registration system It is preferably made to include matching with the customer ledger stored in the ledger D / B (200) on the financial system associated with.

In addition, the validity of the student card combined card issuance reservation transaction application information is confirmed that the Internet financial application reservation acceptance information included in the student card combined card issuance reservation transaction application information is linked to the student card combined card issuance reservation transaction application information registration system It is preferable to include a check that matches the student list information stored in the student management D / B (170) on the system.

In addition, the validity of the student card combined card issuance reservation transaction application information, the application information included in the student card combined card issuance reservation transaction application information is the ledger on the financial system linked to the student card combined card issuance reservation transaction application information registration system It is preferably made to include matching with the customer ledger stored in the D / B (200).

If the validity of the student ID card issuance reservation transaction application information is not authenticated (535), the server generates a web page including a predetermined information registration error information and transmits it to the terminal (540), the student card combined use The information registration procedure corresponding to the card issuance reservation transaction application information is not performed.

On the other hand, if the validity of the student card combined card issuance reservation transaction application information is authenticated (535), the server includes at least one customer information including the student card combined card issuance reservation transaction application information, student card combined card issuance application information Generate a predetermined document content (545), and generates a predetermined student card combined card issuance reservation transaction application electronic document including the document content (550).

According to an exemplary embodiment of the present invention, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and the document content. A document file (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more such as HWP / DOC, or a web document file including an MHT) It is preferable that the college student to process the student ID card combined card issuance reservation transaction application electronic document for the student card combined card issuance reservation transaction application before visiting the financial institution.

Alternatively, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and reservation issuance of the student card combined card issuance in the document content. After including at least one or more information of the customer information included in the transaction application information, the student card combined application card application information by watermarking (Watermarking) method, a document file containing document content including the watermarking (eg, PDF (Portable) A Document Format (DDI) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one of HWP / DOC, or a web document file including an MHT). Issuance of student ID card for reservation transaction application It is desirable.

Alternatively, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and captures the document content. Process an image file including contents (e.g., image content generated by capturing the document content on a memory) into an electronic document for a student's dual card issuance reservation transaction application for a student's dual card issuance reservation transaction application before the college student visits a financial institution. It is desirable to.

Alternatively, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and captures the document content. Watermarking at least one or more of the customer information included in the student card combined card issuance reservation transaction application information and the student card combined card issuance application information to content (e.g., image content generated by capturing the document content on a memory). After the method is included, it is preferable that the college student processes the image file including the image content including the watermarking as a student ID card issuance reservation transaction application electronic document for the student card dual card issuance reservation transaction application before visiting the financial institution. .

According to another exemplary embodiment of the present invention, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and the document A predetermined document file (e.g., a Portable Document Format (PDF) file, or an electronic data interchange (EDI) file) including image content (e.g., image content generated by capturing the document content on a memory). File, or a word processing file including at least one of HWP / DOC, or a web document file including MHT), so that the college student can use the student ID card to apply for a reservation transaction before the student visits a financial institution. It is preferable to process the issuance reservation transaction application electronic document.

Alternatively, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and captures the document content. Watermarking at least one or more of the customer information included in the student card combined card issuance reservation transaction application information and the student card combined card issuance application information to content (e.g., image content generated by capturing the document content on a memory). Generating an image content including the image content, and at least a document file (eg, a Portable Document Format (PDF) file, an EDI (Electronic Data Interchange) file, or an HWP / DOC, etc.) containing the image content including the watermarking. A word processor file containing one or more, or a web document file containing MHT) By gender, it is preferable that the college is treated as a combined student ID card issued reservations trading application for electronic document combined student ID card issued by a financial institution before the visit scheduled transactions apply.

According to another exemplary embodiment of the present invention, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information. A predetermined document file (eg, PDF (Portable Document) including image content captured by document content (eg, image content generated by capturing the document content on a memory) and the student ID combined card issuance reservation transaction application information. Format file, EDI (Electronic Data Interchange) file, word processor file including at least one of HWP / DOC, or web document file including MHT). Student ID card for reservation card application It is desirable to.

Alternatively, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and captures the document content. Watermarking at least one or more of the customer information included in the student card combined card issuance reservation transaction application information and the student card combined card issuance application information to content (e.g., image content generated by capturing the document content on a memory). A document file (for example, a PDF (Portable Document Format) file or an EDI (Electronic Data Interchange) that generates image content including the image content and includes the watermarking image content and the student ID card reservation reservation application information. ) Word Pro which contains at least one file, or HWP / DOC By creating a document file, or web page files, etc.) that contain MHT, it is preferable that the college is treated as a combined student ID card issued reservations trading application for electronic document combined student ID card issued by a financial institution before the visit scheduled transactions apply.

Those skilled in the art to which the present invention pertains, the technical features that the server generates a student card combined card issuance reservation transaction application electronic document in the image file format and / or a predetermined document file format, and the student card combined card Since the technical features of the file format of the image file and / or the document file corresponding to the issuance reservation transaction request electronic document will be familiar, detailed description thereof will be omitted for convenience.

Thereafter, the server stores the generated student card combined card issuance reservation transaction application electronic document in a predetermined electronic document storage (555).

As shown in FIG. 1, the electronic document repository is connected with a server on the student ID card issuance reservation transaction application information registration system and a predetermined electronic document server 140 and electronic document D / B ( When provided to the outside, including the 160, the server transmits the generated student card combined card issuance reservation transaction request electronic document to the electronic document server 140 through the communication means to the electronic document D / B ( 160).

Alternatively, when the electronic document storage is provided on the DBMS provided in the student card combined card issuance reservation transaction application information registration system, the server issues the generated student card combined card issuance reservation transaction application electronic document to the student card combined card issuance card issuance. It is possible to store in the electronic document D / B 160 corresponding to the electronic document storage on the DBMS provided in the reservation transaction application information registration system, whereby the present invention is not limited.

According to the method of the present invention, the storing of the student card combined card issuance reservation transaction application electronic document in the electronic document storage, the process of linking the generated student card combined card issuance reservation transaction application electronic document and predetermined electronic document management information In this case, it is preferable to include the information stored in the electronic document D / B 160 shown in FIG.

Here, the electronic document management information preferably includes a predetermined electronic document unique number (or unique information) assigned to the student card combined card issuance reservation transaction application electronic document and the electronic document storage date and time information.

The electronic document management information may further include financial institution information that transmits the student card combined card issuance reservation transaction application electronic document.

The electronic document management information may include predetermined electronic document-related information (for example, customer information transmitted by inputting (selecting) the student card combined card issuance reservation transaction application information and / or the student card combined card issuance reservation transaction application electronic document). Financial institution information, and / or electronic document file format information, and / or the student card combined card issuance reservation transaction application information).

If the electronic document storage of the student ID card issuance reservation transaction application electronic document is stored (560), the server links the customer information and the student card combined card issuance application information included in the student card combined card issuance reservation transaction application information Process and store in a predetermined storage medium 165 (565), a predetermined information registration history information (e.g., the history of storing the student card combined card issuance reservation transaction application electronic document in the electronic document storage, and / or the storage In the medium 165, a history of storing the student card combined card issuance reservation transaction application information) is generated (or extracted) and transmitted to the terminal (570).

According to an exemplary embodiment of the present invention, the storage medium 165 is provided on the student card combined card issuance reservation transaction application information registration system (or linked with the student card combined card issuance reservation transaction application information registration system). Preferably, the storage medium 165 is a ledger D / B 200 provided in the DBMS on the financial system, and / or a predetermined linkage with the ledger D / B 200. It may be a database of, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the storage medium 165 is provided with (or linked to) an internet banking system, and / or a telebanking system provided on the student ID card issuance reservation transaction application information registration system, and / Or a DBMS on at least one banking system of a wireless banking system and / or a TV banking system, and the present invention is not limited thereto.

Figures 6a and 6b and 6c is a college student according to one embodiment of the present invention to register the student card combined card issuance reservation transaction application information through the non-face-to-face financial transaction channel for the application of student card combined card issuance reservation transaction before visiting the financial institution A diagram illustrating the process.

6a, 6b, and 6c show the case where the student ID card issuance reservation transaction application registration system shown in FIG. 1 is realized through an internet banking system among non-face-to-face financial transaction channels (i.e., FIG. In the case where the information registration server 100 on the student ID card issuance reservation transaction application information registration system shown in Fig. 1 is an Internet banking server, the client terminal is connected to the Internet via a TCP / IP based network (eg, the Internet). After accessing the banking server and performing a predetermined customer authentication procedure, the client terminal sends the predetermined student ID combined card issuance reservation transaction application information for applying for a student ID combined card issuance reservation transaction to the Internet banking server before the college student visits the financial institution. When the transmission, the Internet banking server receives the received student card combined card issuance reservation transaction request Generate a predetermined student card combined card issuance reservation transaction application electronic document including information, and store it in a predetermined electronic document storage, and link the customer information and student card combined card issuance application information included in the student card combined card issuance reservation transaction application information. The present invention relates to a method of processing and storing the same in a predetermined storage medium 165. Those skilled in the art to which the present invention pertains may refer to and / or modify the present drawings 6a, 6b, and 6c. Although various implementation methods for registering the student card combined card issuance reservation transaction application information may be inferred through a non-face-to-face financial transaction channel, the present invention includes all the implementation methods inferred, as shown in FIGS. 6A and 6B. It is not limited to the embodiment shown in Figure 6c.

That is, in FIGS. 6A, 6B, and 6C, when accessing the Internet banking server through a predetermined browser program (for example, Microsoft Internet Explorer, and / or Netscape's Netscape Navigator, etc.) included in the client terminal, Although an implementation method of connecting an Internet banking-based financial transaction channel for registering a student ID combined card issuance reservation transaction application information between the client terminal and the Internet banking server based on the browser program is illustrated, it is common in the art to which the present invention pertains. Those skilled in the art may refer to and / or modify an Internet banking-based financial transaction channel connection method using the browser program shown in FIGS. 6A, 6B, and 6C, based on a predetermined Internet banking program mounted on the client terminal. The client terminal Although it is possible to infer an implementation method of connecting an internet banking-based financial transaction channel for registering a student ID combined card issuance reservation transaction application information between the Internet banking servers, the present invention provides an internet banking-based service provided based on the internet banking program. Including financial transactions, the present invention is not limited thereto.

In addition, those skilled in the art to which the present invention pertains, in addition to the Internet banking system by referring to and / or modifying the Internet banking-based financial transaction channel connection method shown in Figures 6a, 6b and 6c, Other banking systems, such as telebanking systems and / or wireless banking systems and / or TV banking systems, may infer implementation methods for linking non-face-to-face, channel-based financial transactions channels for registration of student ID and card issuance reservation application information. The present invention includes all kinds of non-face-to-face channel based financial transactions, including the telebanking system and / or wireless banking system and / or TV banking system and / or the non-face-to-face channel banking system proposed in the future, The technical configuration is by no means limited to the case of the Internet banking shown in Figures 6a, 6b and 6c. All.

6A, 6B, and 6C, the client terminal is referred to as " terminal " for convenience, and the Internet banking server corresponding to the information registration server 100 is referred to as " server "

6A, 6B, and 6C, when the terminal executes a predetermined browser program and accesses the server through the TCP / IP based network (600a), the server connects the terminal and the server through the browser. The communication channel is connected to the communication channel (605a), wherein the communication channel is generated (or extracted) by a request of a browser program provided in the terminal from the server and transmitted to the terminal. This means that a predetermined communication session is allocated to receive at least one or more information (or data) input (or selected) based on a predetermined user interface included in the web page in the provided browser program.

According to another embodiment of the present invention, when the terminal is provided with a predetermined internet banking program, the server is based on a predetermined communication protocol defined in the internet banking program and at least one or more information (or Communication channel for transmitting / receiving data) can be allocated.

Thereafter, the server is equipped with a predetermined security module for internet banking on the terminal in a predetermined web page (eg, an internet banking main page) generated (or extracted) for providing to the terminal, and / or the By providing a predetermined script for checking whether to update the security module to the terminal, whether the terminal is equipped with a predetermined security module for Internet banking, and / or update the security module Check (610a).

According to another exemplary embodiment of the present invention, when the terminal is provided with a predetermined internet banking program, the server requests the version information and / or the last update date information from the internet banking program, thereby providing the Internet banking program (and / or Or a security module associated with an internet banking program).

If a predetermined security module is to be mounted and / or updated in the terminal (615a), the server transmits the latest version of the Internet banking security module to the terminal according to a remote program installation procedure defined in the browser program. And mount and / or update (620a).

If the terminal does not need to install and / or update the latest version of the security module for internet banking (625a), or if the terminal does not need to load and / or update the security module for internet banking (615a), the server may By activating the security module for Internet banking mounted on the terminal, to connect the security channel for Internet banking (or switch the communication channel between the terminal and the server to a secure channel) between the terminal and the server (630a), where the security for Internet banking A channel is attached to a predetermined digital signature and / or at least one encryption method (or data) of information (or data) required for security among information (or data) included in a web page to be provided from the server to the terminal. And / or provide encryption by an encryption algorithm, confirming the digital signature in the terminal and / or knowing the encryption scheme (and / or encryption). Means a communication channel for decrypting the information (or data) by a predetermined decryption method (and / or decryption algorithm) corresponding to the same), and the server for registering the student card combined reservation issuance application information in the terminal. Attaching a predetermined digital signature to information (or data) to be provided by the network and / or encrypting and transmitting the data using at least one or more encryption methods (and / or encryption algorithms), the server may verify the digital signature and / or the A communication channel for decrypting the information (or data) by a predetermined decryption method (and / or decryption algorithm) corresponding to an encryption method (and / or an encryption algorithm).

According to another exemplary embodiment of the present invention, when the terminal is provided with a predetermined internet banking program, the Internet banking-based secure channel may be provided by the server to the terminal according to a communication protocol defined in the internet banking program (or When the electronic signature is attached to the data) and / or encrypted and provided by at least one or more encryption methods (and / or encryption algorithms), the terminal confirms the electronic signature and / or the encryption method (and / or Means a communication channel for decrypting the information (or data) with a predetermined decryption method (and / or decryption algorithm) corresponding to an encryption algorithm), and also for registering the student card combined reservation issuance application information in the terminal. Attach certain electronic signatures to information (or data) to be provided to the server; and / Or encrypting and transmitting with at least one encryption method (and / or encryption algorithm), the server verifies the digital signature and / or a predetermined decryption method (and / or corresponding to the encryption method (and / or encryption algorithm)). / Or decryption algorithm) means a communication channel for decoding the information (or data).

According to the present invention, the security module is to perform an electronic signature attachment, and / or encryption, and / or protection function for the information (or data) by using the customer's authorized certificate mounted on the terminal It features.

When the secure channel for internet banking is connected, the server requests the terminal to perform an internet banking customer authentication process through the browser program (635a).

According to an exemplary embodiment of the present invention, the Internet banking customer authentication procedure may include predetermined Internet banking-based customer authentication data (eg, ID / PW, customer number, etc., registered by the customer during the internet banking application process) through the terminal. ) Is input (or generated) and transmitted to the server, wherein the server comprises authenticating a customer connected through the terminal as an internet banking customer based on the customer authentication data, wherein the customer authentication data It is preferable that the digital signature and / or encrypted is transmitted through the secure channel.

According to another exemplary embodiment of the present invention, the Internet banking customer authentication procedure may include predetermined Internet banking-based customer authentication data (for example, an ID / PW or customer number registered by the customer during the internet banking application process) through the terminal. And the like) are input (or generated) and transmitted to the authentication server, the authentication server authenticates the customer connected through the terminal as the Internet banking customer based on the customer authentication data, and provides the result to the server. In this case, it is preferable that the customer authentication data include public certificate-based authentication data, and the authentication server is a server for authenticating the public certificate-based authentication data.

Thereafter, the terminal inputs (or generates) predetermined customer authentication data according to the request, transmits the electronic signature and / or encryption to the server (and / or authentication server) through the security module, and performs internet banking customer authentication. Request 640a, the server (and / or authentication server) authenticates a customer connected through the terminal as an Internet banking customer for a non-face-to-face channel based financial transaction based on the customer authentication data received from the terminal. (645a).

If the Internet banking customer authentication fails (650a), the server blocks the Internet banking security channel for the terminal (655a), so that the Internet banking-based financial transactions are not made through the terminal.

On the other hand, if the Internet banking customer authentication is successful (650a), the server is connected to the security module provided in the terminal to convert the Internet banking security channel into an internet banking-based financial transaction channel (660a), where the Internet banking based The financial transaction channel refers to a communication channel through which a university student can transmit and register predetermined student ID combined card issuance reservation transaction application information for application for a student ID combined card issuance reservation transaction from the terminal to the server.

Subsequently, when the terminal requests a web page to the server through the Internet banking-based financial transaction channel, the web page including the user interface for applying for a student ID card issuance reservation transaction before visiting the financial institution (600b), and correspondingly The server generates (or selects) a web page including a user interface for inputting (or selecting) student ID card issuance reservation transaction request information including at least one of the customer information and the student ID card issuance application information and transmitting the same to the server. Extraction) (605b), and transmits and outputs a web page including the generated (or extracted) user interface to the terminal through the internet banking-based financial transaction channel (610b).

According to an embodiment of the present invention, the web page includes a user interface for inputting (or selecting) student ID and card issuance reservation transaction request information including at least one of customer information and student card combined card issuance application information in the terminal. Preferably, and / or predetermined password and / or security card information (e.g., in the process of applying for internet banking) in order to verify the validity of the Internet banking customer requesting to register the student ID combined card issuance reservation transaction application information. The security card information printed on the security card issued to the user and / or the one time password (OTP) (e.g., during the internet banking application process (or after an internet banking application) And a user interface for entering a one-time password generated via It is preferable.

In addition, the process of transmitting and / or outputting the web page to the terminal is preferably performed at least one or more times in accordance with the student ID card issuance reservation transaction application information registration procedure, whereby the present invention is not limited.

Thereafter, the terminal inputs (or selects) the student card combined card issuance reservation transaction request information including at least one of the customer information and the student card combined card issuance application information through the information registration interface (615b).

If the terminal inputs (or selects) the student card combined card issuance reservation transaction application information including the customer information and the student card combined card issuance application information through the user interface (620b), the terminal is connected to the financial transaction channel. The input (or selection) of the student ID combined card issuance reservation transaction application information is transmitted to the server (625b).

According to the implementation method of the present invention, the terminal for the student card combined card issuance reservation transaction application information including at least one of the customer information, the student card combined card issuance application information for the student card combined card issuance reservation transaction application information from the server At least one or more of a predetermined password and / or security card information for confirming the validity and / or OTP code generated through a predetermined one time password (OTP) generator for transmitting to the server via the network means It is preferable.

According to an embodiment of the present invention, the terminal may include at least one encryption method (eg, a symmetric key based encryption method) for the student ID and the card issue reservation transaction request information including at least one of the customer information and the card issue application information. And / or public key based encryption, and / or electronic envelope based encryption, and / or key exchange based encryption, etc.) and / or a predetermined electronic signature is applied to the student ID card reservation reservation application information. In addition, it is preferable to transmit to the server through the network means, for this purpose, the terminal has at least one encryption key corresponding to the encryption scheme, and / or a predetermined authentication including at least one encryption key. A certificate, and / or the certificate is a predetermined IC chip (or I) C card), it is preferable that a card reader for checking the official certificate provided on the IC chip (or IC card) is provided.

According to an embodiment of the present invention, the terminal may include at least one encryption method (eg, a symmetric key based encryption method) for the student ID and the card issue reservation transaction request information including at least one of the customer information and the card issue application information. And / or a public key based encryption method, and / or an electronic envelope based encryption method, and / or a key exchange based encryption method, and the like, and transmits the encrypted data to the server through the network means. Have at least one encryption key corresponding to the encryption scheme, and / or have a predetermined certificate containing at least one encryption key, and / or the certificate has a predetermined IC chip (or IC card) If provided in, the card to check the official certificate provided in the IC chip (or IC card) It is preferable that a further is provided.

Those skilled in the art to which the present invention belongs, the technical characteristics of the various encryption schemes for encrypting the student card combined card issuance reservation transaction application information, and the predetermined electronic signature to the student card combined card issuance reservation transaction application information Since it will be familiar with the technical features to be attached, the detailed description thereof will be omitted for convenience.

Thereafter, the server receives and reads the student card combined card issuance reservation transaction application information through the financial transaction channel to check the validity of the student card combined card issuance reservation transaction application information (630b).

According to an embodiment of the present invention, the student ID card issuance reservation transaction application information is at least one encryption method (eg, symmetric key based encryption and / or public key based encryption, and / or electronic envelope based encryption, And / or a key exchange based encryption scheme), the server may include the at least one decryption scheme (eg, a symmetric key based decryption scheme) corresponding to the encryption scheme for the encrypted student ID combined card issuance reservation transaction application information. And / or public key based decryption scheme, and / or electronic envelope based decryption scheme, and / or key exchange based decryption scheme, etc., to verify the validity of the received student ID combined card issuance reservation transaction application information. desirable.

Alternatively, when a predetermined electronic signature is attached to the student card combined card issuance reservation transaction application information, the server checks the electronic signature attached to the student card combined card issuance reservation transaction application information, thereby receiving the received student card combined card issuance reservation. It is desirable to verify the validity of the transaction application information.

Those skilled in the art to which the present invention pertains include technical features of various decryption methods for decrypting the encrypted student card combined card issuance reservation transaction application information, and attached to the student card combined card issuance reservation transaction application information. Since you will be familiar with the technical features of verifying the digital signature, a detailed description thereof will be omitted for convenience.

In accordance with an embodiment of the present invention, a predetermined password for confirming the validity of the student ID card issuance reservation transaction application information is further included in the student card combination card issuance reservation transaction application information received through the information receiving unit 115. In the case, the server compares and authenticates the password received included in the student card combined card issuance reservation transaction application information and the password provided in correspondence with the customer on the DBMS, to the received student card combined card issuance reservation transaction application information. It is desirable to authenticate validity.

Alternatively, when the student card combined card issuance reservation transaction application information received through the information receiving unit 115 further includes predetermined security card information for confirming the validity of the student card combined card issuance reservation transaction application information, the The server compares and authenticates the security card information included in the student card combined card issuance reservation transaction application information and the security card information provided corresponding to the customer on the DBMS, thereby receiving the received student card combined card issuance reservation transaction application information. It is desirable to authenticate the validity of the.

Alternatively, when the student ID combined card issuance reservation transaction application information received through the information receiving unit 115 further includes a predetermined OTP code for checking the validity of the student ID card issuance reservation transaction application information, the server The student ID card is obtained by comparing and authenticating the received OTP code included in the student card combined card issuance reservation transaction application information and the OTP code generated based on predetermined OTP generation information provided corresponding to the customer on the DBMS. It is desirable to verify the validity of the dual card issuance reservation transaction application information.

According to the implementation method of the present invention, the validity of the student card combined card issuance reservation transaction application information check is combined with the student card in the ledger D / B (200) on the financial system associated with the student card combined card issuance reservation transaction application information registration system It is preferable to include whether the at least one ledger information matching the card issuance reservation transaction application information is registered.

For example, the validity confirming unit 120 of the information included in the student card combined card issuance reservation transaction application information, the customer information (customer personal information, or member information) is the student card combined card issuance reservation transaction application information registration system It is preferably made to include matching with the customer ledger stored in the ledger D / B (200) on the financial system associated with.

In addition, the validity of the student card combined card issuance reservation transaction application information is confirmed that the Internet financial application reservation acceptance information included in the student card combined card issuance reservation transaction application information is linked to the student card combined card issuance reservation transaction application information registration system It is preferable to include a check that matches the student list information stored in the student management D / B (170) on the system.

In addition, the validity of the student card combined card issuance reservation transaction application information, the application information included in the student card combined card issuance reservation transaction application information is the ledger on the financial system linked to the student card combined card issuance reservation transaction application information registration system It is preferably made to include matching with the customer ledger stored in the D / B (200).

If the validity of the student ID card issuance reservation transaction application information is not authenticated (635b), the server generates a web page including predetermined information registration error information and transmits it to the terminal (640b). The information registration procedure corresponding to the card issuance reservation transaction application information is not performed.

On the other hand, if the validity of the student card combined card issuance reservation transaction application information is authenticated (635b), the server includes at least one customer information including the student card combined card issuance reservation transaction application information, student card combined card issuance application information Generates a predetermined document content (645b), and generates a predetermined student card combined card issuance reservation transaction application electronic document containing the document content (650c).

According to an exemplary embodiment of the present invention, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and the document content. A document file (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more such as HWP / DOC, or a web document file including an MHT) It is preferable that the college student to process the student ID card combined card issuance reservation transaction application electronic document for the student card combined card issuance reservation transaction application before visiting the financial institution.

Alternatively, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and reservation issuance of the student card combined card issuance in the document content. After including at least one or more information of the customer information included in the transaction application information, the student card combined application card application information by watermarking (Watermarking) method, a document file containing document content including the watermarking (eg, PDF (Portable) A Document Format (DDI) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one of HWP / DOC, or a web document file including an MHT). Issuance of student ID card for reservation transaction application It is desirable.

Alternatively, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and captures the document content. Process an image file including contents (e.g., image content generated by capturing the document content on a memory) into an electronic document for a student's dual card issuance reservation transaction application for a student's dual card issuance reservation transaction application before the college student visits a financial institution. It is desirable to.

Alternatively, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and captures the document content. Watermarking at least one or more of the customer information included in the student card combined card issuance reservation transaction application information and the student card combined card issuance application information to content (e.g., image content generated by capturing the document content on a memory). After the method is included, it is preferable that the college student processes the image file including the image content including the watermarking as a student ID card issuance reservation transaction application electronic document for the student card dual card issuance reservation transaction application before visiting the financial institution. .

According to another exemplary embodiment of the present invention, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and the document A predetermined document file (e.g., a Portable Document Format (PDF) file, or an electronic data interchange (EDI) file) including image content (e.g., image content generated by capturing the document content on a memory). File, or a word processing file including at least one of HWP / DOC, or a web document file including MHT), so that the college student can use the student ID card to apply for a reservation transaction before the student visits a financial institution. It is preferable to process the issuance reservation transaction application electronic document.

Alternatively, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and captures the document content. Watermarking at least one or more of the customer information included in the student card combined card issuance reservation transaction application information and the student card combined card issuance application information to content (e.g., image content generated by capturing the document content on a memory). Generating an image content including the image content, and at least a document file (eg, a Portable Document Format (PDF) file, an EDI (Electronic Data Interchange) file, or an HWP / DOC, etc.) containing the image content including the watermarking. A word processor file containing one or more, or a web document file containing MHT) By gender, it is preferable that the college is treated as a combined student ID card issued reservations trading application for electronic document combined student ID card issued by a financial institution before the visit scheduled transactions apply.

According to another exemplary embodiment of the present invention, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information. A predetermined document file (eg, PDF (Portable Document) including image content captured by document content (eg, image content generated by capturing the document content on a memory) and the student ID combined card issuance reservation transaction application information. Format file, EDI (Electronic Data Interchange) file, word processor file including at least one of HWP / DOC, or web document file including MHT). Student ID card for reservation card application It is desirable to.

Alternatively, the server generates document content including at least one of customer information included in the received student card combined card issuance reservation transaction application information and student card combined card issuance application information, and captures the document content. Watermarking at least one or more of the customer information included in the student card combined card issuance reservation transaction application information and the student card combined card issuance application information to content (e.g., image content generated by capturing the document content on a memory). A document file (for example, a PDF (Portable Document Format) file or an EDI (Electronic Data Interchange) that generates image content including the image content and includes the watermarking image content and the student ID card reservation reservation application information. ) Word Pro which contains at least one file, or HWP / DOC By creating a document file, or web page files, etc.) that contain MHT, it is preferable that the college is treated as a combined student ID card issued reservations trading application for electronic document combined student ID card issued by a financial institution before the visit scheduled transactions apply.

Those skilled in the art to which the present invention pertains, the technical features that the server generates a student card combined card issuance reservation transaction application electronic document in the image file format and / or a predetermined document file format, and the student card combined card Since the technical features of the file format of the image file and / or the document file corresponding to the issuance reservation transaction request electronic document will be familiar, detailed description thereof will be omitted for convenience.

Thereafter, the server stores the generated student card combined card issuance reservation transaction application electronic document in a predetermined electronic document storage (655c).

As shown in FIG. 1, the electronic document repository is connected with a server on the student ID card issuance reservation transaction application information registration system and a predetermined electronic document server 140 and electronic document D / B ( When provided to the outside, including the 160, the server transmits the generated student card combined card issuance reservation transaction request electronic document to the electronic document server 140 through the communication means to the electronic document D / B ( 160).

Alternatively, when the electronic document storage is provided on the DBMS provided in the student card combined card issuance reservation transaction application information registration system, the server issues the generated student card combined card issuance reservation transaction application electronic document to the student card combined card issuance card issuance. It is possible to store in the electronic document D / B 160 corresponding to the electronic document storage on the DBMS provided in the reservation transaction application information registration system, whereby the present invention is not limited.

According to the method of the present invention, the storing of the student card combined card issuance reservation transaction application electronic document in the electronic document storage, the process of linking the generated student card combined card issuance reservation transaction application electronic document and predetermined electronic document management information In this case, it is preferable to include the information stored in the electronic document D / B 160 shown in FIG.

Here, the electronic document management information preferably includes a predetermined electronic document unique number (or unique information) assigned to the student card combined card issuance reservation transaction application electronic document and the electronic document storage date and time information.

The electronic document management information may further include financial institution information that transmits the student card combined card issuance reservation transaction application electronic document.

The electronic document management information may include predetermined electronic document-related information (for example, customer information transmitted by inputting (selecting) the student card combined card issuance reservation transaction application information and / or the student card combined card issuance reservation transaction application electronic document). Financial institution information, and / or electronic document file format information, and / or the student card combined card issuance reservation transaction application information).

If the electronic document storage of the student card combined card issuance reservation transaction application electronic document is stored (660c), the server links the customer information, student card combined card issuance application information included in the student card combined card issuance reservation transaction application information Process the data to store in a predetermined storage medium 165 (665c), the predetermined information registration history information (e.g., the history of storing the student card combined card issuance reservation transaction application electronic document in the electronic document storage, and / or the storage In the medium 165, a history of storing the student card combined card issuance reservation transaction application information) is generated (or extracted) and transmitted to the terminal (670c).

According to an exemplary embodiment of the present invention, the storage medium 165 is provided on the student card combined card issuance reservation transaction application information registration system (or linked with the student card combined card issuance reservation transaction application information registration system). Preferably, the storage medium 165 is a ledger D / B 200 provided in the DBMS on the financial system, and / or a predetermined linkage with the ledger D / B 200. It may be a database of, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, the storage medium 165 is provided with (or linked to) an internet banking system, and / or a telebanking system provided on the student ID card issuance reservation transaction application information registration system, and / Or a DBMS on at least one banking system of a wireless banking system and / or a TV banking system, and the present invention is not limited thereto.

7 is a diagram illustrating an example screen for an Internet financial application service that is output for a college student to apply for a student ID card issuance reservation transaction before visiting a financial institution according to an embodiment of the present invention.

In more detail, Figure 1 shows an example screen for the information registration interface screen outputted when a customer applying for a student ID card issue is connected to the server and requests the information registration interface, in the technical field to which the present invention pertains. One of ordinary skill in the art may refer to and / or modify the drawing 1 to infer various implementation methods for an example screen for applying for a student ID card reservation reservation transaction before visiting a financial institution. It includes all the implementation methods inferred, and is not limited to the implementation method shown in FIG.

For example, one of ordinary skill in the art to which the present invention pertains may refer to and / or modify the drawing 1 and / or at least one or more information input windows (or areas or buttons) shown in the example screen for the Internet financial application service. ), The input method, etc. may be modified, and the present invention is not limited thereto.

Referring to FIG. 7, the example screen for the Internet financial application service is characterized by comprising an area for service selection, an area for inputting application information, and an area for inputting a payment account.

Preferably, the service selection area includes information on selection of a financial transaction service for a customer who applies for the student ID card issue and visits a financial institution to use a financial transaction service. It is preferable to have a bankbook application area, a card type selection area for selecting a check card, a student card check card, no check card application, and the like, and an area for selecting whether to use a cash card.

Here, the student card combined card is preferably a check card, a cash card, a debit card, a prepaid card, or a credit card.

The application information input area, name, resident registration number, English name, mobile phone number, email address, marital status, anniversary date, home address, home phone number, work name, department name, workplace Each area for inputting information such as an address, a work phone number, a billing point, a branch selection, and the like, and a mark for indicating an essential input item of the respective areas, are preferably included.

The payment account input area may include payment account information to which the card payment amount will be withdrawn when the customer applying for the student ID card issuance card uses the card.

8 is a diagram illustrating a system of face-to-face student ID card issuing processing information registration system for a student card visit and a student ID card issuing process according to an embodiment of the present invention.

In more detail, Figure 8 shows that a predetermined customer fills out and submits a student ID card issuance processing application form including at least one of customer information, password information, and handwritten signature information for a student ID card processing process. Obtain a predetermined image content corresponding to the student card combined card issuance processing application through a predetermined image acquisition device in the window terminal 890 of the terminal, and the student card combined with the student card combined card issuance processing information registration system through a predetermined information registration interface When the student card combined card issuance processing information corresponding to the combined card issuance processing application and the image content obtained from the student card combined card issuance processing application are provided, a predetermined student card combined card issuance processing electronic document including the image content is generated. We send to predetermined electronic document archive And a system configuration for linking and processing the customer information, password information, and handwritten signature information included in the student ID card issue processing information, and storing the predetermined information in a predetermined storage medium 885. Through the communication means of the method for the implementation is provided on the external system associated with the student ID card issuance processing information registration system.

If one of ordinary skill in the art to which the present invention pertains, various implementation methods for the construction of a student ID card issue processing information registration system for processing a student card combined card issuance process by referencing and / or modifying this figure 8 Although it can be inferred, the present invention includes all the implementation methods inferred above, and is not limited to the implementation method shown in FIG.

For example, those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 8 so that the electronic document storage is provided in a DBMS located in the student ID card issue processing information registration system. Although it can be inferred, the present invention includes all the implementation methods inferred above, and is not limited to the implementation method shown in FIG.

In addition, according to the implementation method shown in FIG. 8, it will be described by showing that the student ID combined card issuance processing electronic document corresponding to the student ID combined card issuance processing application is generated on the server side on the student ID combined card issuance processing information registration system. However, the present invention is not limited thereto, and the student ID card issuance processing electronic document may be generated at a terminal that has obtained image content corresponding to the student ID card issue processing application through a predetermined image acquisition device. (E.g., the electronic document generation function provided on the server side is provided on the terminal side to generate the student ID combined card issuance processing electronic document), by which the present invention is not limited.

Hereinafter, the student ID combined card issuance processing information and the image content corresponding to the student ID combined card issuance processing application created by the customer are provided through a predetermined information registration interface on the student ID combined card issuance processing information registration system shown in FIG. Corresponding to at least one or more means and / or functional configuration for generating a student card combined card issuing processing electronic document of the electronic card to store in a predetermined electronic document storage, and storing the student card combined card issuing processing information in a predetermined storage medium 885 The component is referred to as "information registration server 800" for convenience.

Referring to this figure 8 according to the embodiment of the present invention, a student ID card combined card issuance processing information registration system for the student card issuance processing of the student card, the window is provided at at least one branch (or branch) of the financial institution And an information registration terminal 895 including a terminal 890, wherein the information registration terminal 895 is provided on the student card combined card issuance processing information registration system through a predetermined financial network. The registration server 800 and the communication channel is connected.

According to an exemplary embodiment of the present invention, the customer visits the financial institution branch (branch branch) for the student card combined processing of issuance of a student card and visits the customer through a window provided at the financial institution branch (branch branch) (or A form for applying a predetermined student ID card issue processing application (for example, the customer visits the office to fill in at least one item of information for the student ID card issue processing). In this case, it is preferable that the customer seal the seal of the customer for the legal basis for the student ID card application process.

Subsequently, when the customer submits the prepared student card combined card issuance processing application to the window staff, the window staff scans the student card combined card issuance processing application through a predetermined image acquisition device to obtain predetermined image contents, and Combined student card including at least one of the image content obtained in response to the application card issuance processing application and the customer information, password information, and handwritten signature information written in the student card combined card issuance processing application through the window terminal (890) of the Input (or select) card issuance processing information, and correspondingly, the counter terminal 890 includes the image content and the student card combined card issuance processing information on the student card combined card issuance processing information registration system through the financial network. It is preferable to transmit to the registered information registration server 800.

Here, the window terminal 890 preferably comprises a financial terminal used by employees of the branch (or branch) of the financial institution, the information registration server 800 connected to the window terminal 890 is the predetermined It is preferable to include a server (eg, ledger server, etc.) provided on the financial system, the financial network connecting the teller terminal 890 and the information registration server 800 is the teller terminal 890 and the information. It is preferable to include the current network for connecting the communication channel between the registration server (800).

In the above-mentioned student ID card issue processing information registration system as described above, the image acquisition device for acquiring the image content corresponding to the student ID card issued processing application written by the customer, the window terminal 890 and the window used by the employee The financial network connecting the terminal 890 and the information registration server 800 performs a function of an information registration interface for the customer to register the student card combined card issuance processing information for the customer card visiting process issued by the customer. Do.

The storage medium 885 provided on the student ID card issue processing information registration system according to the present invention includes the customer information, password information, included in the student ID card issue processing information provided from the information registration terminal 895, and the like. The handwritten signature information is stored in a predetermined storage medium 885 by being processed in association with the student ID card issue card application information registered through the student card issue card reservation reservation application information registration system shown in FIG.

The student ID card issuance application information may be entered (or selected) by the customer requesting the issuance of the student ID card, the application form for reservation information, service selection information, and application information for the customer applying for the student ID card issuance And, it is preferable to include at least one or more payment account input information according to the student card combined card issuance.

The Internet financial application reservation application information included in the application card issuance application information is divided into the applicants for the customer, the name of the applicant applying for the student ID card issuance, the applicant's social security number, and the university applying for the student ID card issuance. After applying for the name of the university, the applicant's student number, the Internet financial application reservations, it is preferable to include at least one or more confirmation password information for confirming this.

The service selection information included in the student ID card issuance application information includes the selection information on the service for the work that the customer visits and handles when the customer receives the Internet financial application reservation before the visit to the financial institution. Preferably, the service selection information includes whether to apply for a bankbook, card type information on the combined student card, and whether the combined student card to be issued is a hybrid card including a cash card function. desirable.

The application information included in the application card issuance application information is the English name, mobile phone number, e-mail address, marital status information, home address, home phone number, work name, work address, work phone number At least one visit point information is preferably included.

The payment account input information included in the student ID card issuance application information may include an account number for the financial account held by the customer.

The password information is a card to be issued in response to the student ID combined card issuance reservation transaction application information registered by the customer who created the student card combined card issuance processing application registration system shown in Figure 1 through the student card issuance reservation transaction application information registration system (e.g., , Credit card, check card, cash card, etc.) is preferably made of a four-digit password for use.

The handwritten signature information corresponds to the student ID card issuance reservation transaction application information registered by the customer who created the student ID card issue processing application through the student ID card issuance reservation transaction application information registration system shown in FIG. After confirming the details of the application for issuance of the student ID card and the reservation transaction, the signature information signed by hand in accordance with the consent for the processing of the student card and the combined use of the student ID card for the case where there is no error in the student ID card and the reservation transaction application information is included. It is preferable to make it.

The customer information includes the personal information of the customer (for example, the name, resident registration number, address, telephone number, mobile phone number, e-mail address, etc.) of the customer who prepared the student ID card issue processing application, and the member information of the customer (eg, the Member ID information, or CIF (Customer) provided in the customer ledger provided on the financial system associated with the student ID combined card issuance processing information registration system in response to the customer by signing up as a financial transaction customer of the financial institution Information file) or the like).

According to an exemplary embodiment of the present invention, the storage medium 885 is provided in a DBMS on a financial system provided on the student ID card issue processing information registration system (or associated with the student ID card issue processing information registration system). In this case, the storage medium 885 may be ledger D / B provided in the DBMS on the financial system, and / or a predetermined database associated with the ledger D / B, thereby the present invention This is not limited.

According to another exemplary embodiment of the present invention, the storage medium 885 is provided with (or associated with) an internet banking system, and / or a telebanking system, and / or wirelessly provided on the student ID card issue processing information registration system. It is possible to be provided in a DBMS on at least one banking system of a banking system, and / or a TV banking system, whereby the present invention is not limited.

The information registration server 800 provided on the student card combined card issuance processing information registration system according to the present invention is the student card combined card issuance processing information registration system side connected to the information registration terminal 895 through a predetermined financial network Collectively, the components may be implemented including at least one server (or device), and / or implemented by at least one or more programs recorded on a recording medium included in a predetermined server (or device). The present invention is not limited.

According to an embodiment of the present invention, when the information registration terminal 895 is a window terminal 890 connected to a predetermined financial network, the information registration server 800 is connected to the window terminal 890 through a predetermined financial network. It may be a ledger server provided on the financial system connected to the), and / or a server (or device) provided on the external system on the financial system, and / or a program provided on the external system on the financial system. The present invention is not limited by this.

According to an embodiment of the present invention, the information registration server 800 includes an interface unit 805 (or interface means) for connecting and managing a predetermined communication channel with the information registration terminal 895 through the financial network. Characterized in that made.

According to the embodiment of the present invention, when the information registration terminal 895 is a window terminal 890 connected to a predetermined financial network, the interface unit 805 is based on the protocol stack defined in the financial network. Connecting a predetermined communication channel with the terminal 890, and providing a communication interface for transmitting and receiving at least one or more information (or data) using a communication protocol defined in the financial transaction-related program included in the window terminal 890 It is preferable.

Referring to FIG. 8, when the predetermined information registration terminal 895 connects a predetermined communication channel with the information registration server 800 through the interface unit 805, the customer registers the customer. The visitor obtains the image contents corresponding to the student ID card issuance processing application created by the customer through a predetermined image acquisition device provided in the information registration terminal 895 for the student ID card issue processing, and the student ID card Generate (or extract) at least one user interface for inputting (or selecting) student ID combined card issuance processing information corresponding to the issuance processing application to be transmitted to the information registration server 800, and the interface unit 805 and The interface providing unit 810 (or the interworking unit) provides the generated (or extracted) user interface to the information registration terminal 895 in association. Case providing means) and the information registration terminal 895 through the user interface to input (or select) the student ID card issued card processing information corresponding to the student card combined card issuance processing application, the interface unit 805 And an information receiving unit 815 (or information receiving means) for receiving the student ID combined card issuance processing information transmitted from the information registration terminal 895 and the user interface at the information registration terminal 895. When the image content corresponding to the student ID card application processing issued by the customer is obtained and transmitted through a predetermined image acquisition device, the image content corresponding to the student ID card application processing issued in connection with the interface unit 805 is obtained. It is provided with an image receiving unit 820 (or image receiving means) for receiving the It characterized.

The interface providing unit 810 connects a predetermined communication channel with the information registration server 800 through the interface registration unit 805, and then sends the information registration server 800 to the information registration server 800. When the customer visits the user interface for the student ID card issuance processing, the image content corresponding to the student ID card issuance processing application created by the customer is obtained through a predetermined image acquisition device provided in the information registration terminal 895. Generate at least one user interface for inputting (or selecting) the student ID card issue processing information corresponding to the student ID card issue processing application and transmitting the information to the information registration server 800 through the financial network; And / or extracted from a predetermined database (not shown), and in conjunction with the interface unit 805 to generate the The extracted user interface is provided to the information registration terminal 895 through the financial network.

According to another embodiment of the present invention, the information registration terminal 895 acquires image contents corresponding to the student ID card issue processing application written by the customer through a predetermined image acquisition device, and the application card issuance processing application form. When a predetermined information registration program is provided with at least one user interface for inputting (or selecting) corresponding student ID card issue processing information and transmitting the same to the information registration server 800 through the financial network. Acquire the image content corresponding to the student card combined card issuance processing application prepared by the customer through a predetermined image acquisition device, and inputs (or selects) the student card combined card issuance processing information corresponding to the student card combined card issuance processing application. Use to transmit to the information registration server 800 Creating an interface (or extract) to the information and the registered terminal (895) interface providing unit 810 is mubang be omitted to provide a, to which the present invention is not limited.

Thereafter, the information registration terminal 895 inputs (or selects) the student card combined card issuance processing information including at least one of the customer information, password information, and handwritten signature information through the user interface, and the input (or selection). The student card combined card issuance processing information is transmitted to the information registration server 800 through the financial network. In response thereto, the information receiving unit 815 is connected to the interface unit 805 and the information registration terminal 895. And receiving the student ID combined card issuance processing information transmitted from).

In addition, the information registration terminal 895 obtains the image content corresponding to the student card issued card issued by the customer through a predetermined image acquisition device based on the user interface, and the obtained image content to the financial The image receiving unit 820 is transmitted to the information registration server 800 through a network. In response thereto, the image receiving unit 820 receives image contents corresponding to the student ID card issue processing application in association with the interface unit 805. It is done.

According to another exemplary embodiment of the present invention, the information registration terminal 895 is obtained by acquiring image contents corresponding to the student ID card issue processing application written by the customer through a predetermined image acquisition device in the information registration terminal 895. In the case of pre-stored in a predetermined storage device provided in (or associated with), the information registration terminal 895 is a student card combined card created by the customer of at least one or more image contents stored in the storage device through the user interface An image content corresponding to the issuance processing application is selected and transmitted to the information registration server 800 through the financial network. In response thereto, the image receiving unit 820 is linked with the interface unit 805 to provide the student ID card. It is preferable to receive image content corresponding to the issuance processing application.

According to another embodiment of the present invention, the image registration corresponding to the student card combined card issuance processing application written by the customer through the user interface in the information registration terminal 895 and the student card corresponding to the student card combined card issuance processing application When the combined card issuance processing information is transmitted together, the information receiving unit 815 is connected with the interface unit 805 to receive both the image content corresponding to the student card combined card issuance processing application and the student card combined card issuance processing information together. It is possible (eg, the image receiving unit 820 is integrated into the information receiving unit 815 and operated), whereby the present invention is not limited.

Referring to FIG. 8, when the information registration server 800 receives the student ID combined card issuance processing information transmitted from the information registration terminal 895 through the information receiving unit 815, the received student ID combined card issuance is issued. It is characterized in that the processing information is provided with a validity confirming unit 825 (or validity confirming means) for checking whether the customer comes to meet the validity for the student ID card issued processing.

According to an embodiment of the present invention, the validity check of the combined student card issuance processing information is matched with the student card combined card issuance processing information on the ledger D / B on the financial system associated with the student card combined card issuance processing information registration system It is preferable to include checking whether at least one ledger information is registered.

For example, the validity verification unit 825 is a financial information associated with the student card combined card issuance processing information registration system of the customer information (customer personal information, member information, etc.) of the information included in the student card combined card issuance processing information It is preferable to include checking whether the matching with the customer ledger stored in the ledger D / B on the system.

In addition, the validity of the student card combined card issuance processing information is confirmed by the customer who sent the student card combined card issuance processing information issuance of the student card combined card issuance application according to the student card combined card issuance reservation transaction application details previously applied It is desirable to include whether it is stored in the ledger D / B on the financial system associated with the issuance processing information registration system.

Referring to FIG. 8, the information registration server 800 receives the image content transmitted from the information registration terminal 895 through the image receiving unit 820, and receives the student ID through the validity checking unit 825. When the validity of the combined card issuance processing information is authenticated, an electronic document generation unit 830 (or an electronic document generation means) for generating a predetermined student ID combined card issuance processing electronic document including the received image content, and the generation And an electronic document transmission unit 835 (or electronic document transmission means) for transmitting the student ID combined card issuance processing electronic document to an electronic document repository associated with the student ID combined card issuance processing information registration system.

The electronic document generation unit 830 generates a student card combined card issuance processing electronic document including the image content received from the information registration terminal 895 through the image receiving unit 820.

According to an exemplary embodiment of the present invention, the electronic document generation unit 830 visits an image file including the image content received from the information registration terminal 895 through the image receiving unit 820 as it is. Therefore, it is preferable to process the student card combined card issuance processing electronic document for the student card combined card issuance processing.

Alternatively, the electronic document generation unit 830 may be provided to the image content received from the information registration terminal 895 through the image receiving unit 820 to the student card combined card issuance processing information received through the information receiving unit 815. The student visits an image file corresponding to the image content including at least one of customer information, password information, and handwritten signature information in a watermarking manner, and issues a student ID card for processing a student ID card. It is desirable to generate a processing electronic document.

According to another embodiment of the present invention, the electronic document generating unit 830 is a predetermined document file (eg, including the image content received from the information registration terminal 895 through the image receiving unit 820) The customer visits the office by generating a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one of HWP / DOC, or a web document file including an MHT. It is preferable to generate a student card combined card issuance processing electronic document for the student card combined card issuance processing.

Alternatively, the electronic document generation unit 830 may be provided to the image content received from the information registration terminal 895 through the image receiving unit 820 to the student card combined card issuance processing information received through the information receiving unit 815. Generate image content including at least one or more of the included customer information, password information, and handwritten signature information in a watermarking manner, and include a predetermined document file (eg, PDF (Portable) including the generated image content. A document format (EDI) file, an EDI (Electronic Data Interchange) file, a word processor file including at least one or more HWP / DOC, or a web document file including an MHT). It is preferable to generate a student card combined card issuance processing electronic document for the card issuance processing.

According to another exemplary embodiment of the present invention, the electronic document generating unit 830 may receive the image content and the information receiving unit 815 received from the information registration terminal 895 through the image receiving unit 820. A predetermined document file (e.g., a Portable Document Format (PDF) file, an EDI (Electronic Data Interchange) file, or a HWP / DOC, etc.) containing the received student ID card issue processing information; Or a web document file including MHT), it is preferable that the customer come to generate a student ID combined card issuance processing electronic document for the student ID combined card issuance processing.

Alternatively, the electronic document generation unit 830 may be provided to the image content received from the information registration terminal 895 through the image receiving unit 820 to the student card combined card issuance processing information received through the information receiving unit 815. Generates image content including at least one or more of the included customer information, password information, and handwritten signature information by watermarking, and includes the generated image content and the student ID card issue processing information. By generating a document file (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more HWP / DOC, or a web document file including an MHT) The client may come to the office to generate a student ID card issue processing electronic document for processing a student card combined card issue. Preferable.

Those skilled in the art to which the present invention pertains, the electronic document generation unit 830 is a technical feature for generating a student card combined card issuance processing electronic document of the image file format and / or a predetermined document file format, Since it will be familiar with the technical features of the file format for the image file and / or document file corresponding to the student ID card issued processing electronic document, a detailed description thereof will be omitted for convenience.

The electronic document transmission unit 835 transmits the student card combined card issuance processing electronic document generated by the electronic document generation unit 830 to a predetermined electronic document repository associated with the student card combined card issuance processing information registration system. It is characterized by storing.

As shown in FIG. 8, the electronic document storage is connected to the information registration server 800 on the student ID card issue processing information registration system and the predetermined electronic document server 860 and the electronic document D, which are linked through predetermined communication means. / B (880) is provided to the outside, the electronic document transmission unit 835 is the student ID card issued processing electronic document generated by the electronic document generation unit 830 via the communication means Characterized in that the transmission to the electronic document server (860).

Here, when the electronic document server 860 and the electronic document D / B 880 are provided outside of the student ID card issue processing information registration system, the electronic document server 860 and the electronic document D / B 880 is preferably managed by an accredited agency.

According to another embodiment of the present invention, when the electronic document storage is provided on a DBMS provided in the student ID card issue processing information registration system, the electronic document transmitting unit 835 is connected to the electronic document generating unit 830. It is possible to store the student ID combined card issuance processing electronic document generated by the electronic document D / B 880 corresponding to the electronic document storage on the DBMS provided in the student ID combined card issuance processing information registration system, thereby The invention is not limited.

According to the method of the present invention, the electronic document transmission unit 835 is electronic document related information for generating predetermined electronic document management information in the electronic document server 860 (for example, combined with the student ID corresponding to the image content) Customer information on which the card issuance processing application is made, and / or financial institution information for transmitting the student card combined card issuance processing electronic document, and / or electronic document file format information, and / or the student card combined card issuance processing information, etc.). It is possible to transmit to the electronic document storage, including, thereby the present invention is not limited.

Referring to FIG. 8, the information registration server 800 is a student ID combined card issuance processing information received through the information receiving unit 815 through the validity check unit 825, the customer visits the student ID combined card issuance processing When the validity for the authentication is verified, the process of opening the financial account based on the password information included in the validity of the student card combined card issuance processing information, the handwritten signature information, and the student card issuance application information registered through the drawing 1 If the account opening processing unit 840 (or account opening processing means) and payment account input information included in the student ID card issuing application information is included, the payment account is for the customer applying for the student ID card issuance. If it is not a financial product provided to the target, the account conversion processing unit 845 (or account conversion processing number) that converts to the financial product ), The password information included in the validity-certified student ID card issue processing information, the handwritten signature information, and the student ID card issued card application information registered through the drawing 1 to the card company server that will issue the student ID card It is characterized by comprising a card issuance request processing unit 850 (or card issuance request processing means) to process.

When the student ID card issuance processing information received through the information receiving unit 815 is visited by the customer through the validity verification unit 825 and the validity for the student ID card issuance processing is authenticated, the account opening processing unit 840 Is characterized in that the processing of the opening of the financial account based on the password information included in the validity-certified student card combined card issuance processing information, the handwritten signature information, and the student card combined card issuance application information registered through the drawing 1.

Here, when the request for opening a new financial account is not requested on the service selection information included in the student ID card application request information registered through FIG. 1, the account opening processing unit 840 does not process the opening of a new financial account. desirable.

When the student ID card issuance processing information received through the information receiving unit 815 is visited by the customer through the validity verification unit 825 and the validity for the student ID card issuance processing is authenticated, the account transfer processing unit 845 If the payment account entered in the payment account input information included in the application card issuance application information registered through the drawing 1 is not a financial product provided to the customer applying for the student card combined card issuance, the financial product Characterized in that the conversion process.

For example, when the payment account is a general deposit, it is preferable to convert the payment account designated by the customer who applies for the student ID card issue from the general fund to the Tops campus plan product.

The card issuance request processing unit 850 uses the student ID card combined with the password information, the self-signed signature information, and the student card combined card issuance application information registered through the drawing 1 of the validity-certified student card combined card issuance processing information. Characterized in that the transfer process to the card company server to issue.

In this case, when the customer who applied for the student ID card issue is requested to open a new financial account, it is preferable to further transmit the account information for the newly opened financial account to the card company server.

Referring to FIG. 8, the information registration server 800 is a student ID combined card issuance processing information received through the information receiving unit 815 through the validity check unit 825, the customer visits the student ID combined card issuance processing When the validity for the authentication is authenticated, the information storage unit 855 for storing in a predetermined storage medium (885) by processing the customer information, password information, and handwritten signature information included in the validity-certified student ID card issued processing information (Or information storage means).

When the validity of the student card combined card issuance processing information is confirmed by the validity verification unit 825, the information storage unit 855 may include customer information, password information, and handwritten signature information included in the student card combined card issue processing information. The storage medium 885 may be stored in the storage medium 885, and the storage medium 885 may be provided in the information registration server 800 or may be provided on a network associated with the information registration server 800. In this case, the information storage unit 855 preferably processes the customer information, password information, and handwritten signature information included in the received student card combined card issuance processing information to be stored in the storage medium 885. If the storage medium 885 is provided in the DBMS provided on the financial system, the information storage unit 855 is a customer information, non-contained in the received student card combined card issuance processing information; The number information, handwritten signature information through an FEP system on the financial system provided to step information is preferably stored in a DBMS provided on the financial system.

Referring to FIG. 8, a predetermined ID card issuance processing electronic document is received from the information registration server 800 provided on the ID card issuance processing information registration system, and is provided to a predetermined electronic document D / B 880. The electronic document server 860 that stores and manages the electronic document receiving unit 865 for receiving a predetermined ID card combined process issuance processing electronic document from the information registration server 800 through a predetermined communication means, and the received student ID card. An information generation unit 870 for generating predetermined electronic document management information for storing and managing a combined card issuing electronic document in the electronic document D / B 880; and issuing the electronic document management information and the student ID card. And an electronic document storage unit 875 configured to link the processed electronic document and store it in a predetermined electronic document D / B 880.

The electronic document receiving unit 865 may receive, from the information registration server 800 through the communication means, the student card combined card issuance processing electronic document in the form of an image file and / or a document file.

According to one embodiment of the invention, the electronic document receiving unit 865 receives the student card combined card issuance processing electronic document received through the communication means received by the information registration server 800 from the information registration terminal 895. It is preferable that the image file including the image content is included as it is.

Alternatively, the student document combined card issuance processing electronic document received by the electronic document receiving unit 865 through the communication means may be used as the student card in the image content received by the information registration server 800 from the information registration terminal 895. It is preferable to include an image file corresponding to the image content including at least one or more of the customer information, password information, and handwritten signature information included in the card issuance processing information in a watermarking manner.

According to another embodiment of the present invention, the student registration card electronic card issuance processing electronic document received by the electronic document receiving unit 865 through the communication means is received by the information registration server 800 from the information registration terminal 895. A predetermined document file (e.g., a portable document format (PDF) file, an electronic data interchange (EDI) file, a word processor file including at least one or more HWP / DOC, etc.) containing an image content, or an MHT Web document files).

Alternatively, the student document combined card issuance processing electronic document received by the electronic document receiving unit 865 through the communication means may include the student card combined card on the image content received by the information registration server 800 from the information registration terminal 895. A predetermined document file (eg, a Portable Document Format (PDF) file) including image content including at least one or more of customer information, password information, and handwritten signature information included in the issuance processing information by a watermarking method; Or an EDI (Electronic Data Interchange) file, a word processor file including at least one or more HWP / DOC, or a web document file including MHT).

According to another embodiment of the present invention, the student registration card issuance processing electronic document received by the electronic document receiving unit 865 through the communication means is the information registration server 800 from the information registration terminal 895 At least one predetermined document file (e.g., a Portable Document Format (PDF) file, an EDI (Electronic Data Interchange) file, HWP / DOC, etc.) including the received image content and the student ID card issue processing information. Word processor files, or web document files containing MHT).

Alternatively, the student document combined card issuance processing electronic document received by the electronic document receiving unit 865 through the communication means may include the student card combined card on the image content received by the information registration server 800 from the information registration terminal 895. A predetermined document file including image content including at least one or more of customer information, password information, and handwritten signature information included in the issuance processing information in a watermarking manner, and a predetermined document file including the student ID card issue processing information. A PDF (Portable Document Format) file, an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or the like, or a web document file including MHT).

The information generation unit 870 is a predetermined electronic document unique number (or unique information) to be assigned to the student ID card issued processing electronic document received through the electronic document receiving unit 865, and the electronic document receiving unit 865 Generating electronic document management information including electronic document storage date and time information including a date and time when the student ID card issuing processing electronic document was received (or a date and time at which the student ID card issuing processing electronic document was stored). It features.

According to an embodiment of the present invention, the information generating unit 870 refers to the student registration card with reference to the information registration server 800 that transmitted the student ID card issued processing electronic document received through the electronic document receiving unit 865 It is preferable to confirm the financial institution that has sent the combined card issuance processing electronic document and to generate electronic document management information further including the identified financial institution information.

According to another exemplary embodiment of the present invention, when predetermined electronic document related information is further received from the information registration server 800 through the electronic document receiving unit 865, the information generating unit 870 receives the received information. Electronic document-related information (e.g., customer information for preparing a student ID card issue processing application corresponding to the image content, and / or financial institution information for transmitting the student ID card issue processing electronic document, and / or electronic document file format information) And / or the student card combined card issuance processing information, etc.).

The electronic document storage unit 875 associates a student ID card issued processing electronic document received through the electronic document receiving unit 865 with electronic document management information generated by the information generating unit 870 to form a predetermined electronic document. The document D / B 880 may be stored.

According to an embodiment of the present invention, the student registration card issued processing electronic document that the electronic document storage unit 875 stores in the electronic document D / B 880, the information registration server 800 is the information registration terminal It is preferable that the image file including the image content received from 895 is included as it is.

Alternatively, the student document combination card issuance processing electronic document stored in the electronic document D / B 880 by the electronic document storage unit 875 is received by the information registration server 800 from the information registration terminal 895. It is preferable that the image content includes an image file corresponding to the image content including at least one or more of the customer information, the password information, and the handwritten signature information included in the student ID card issue processing information in a watermarking manner. Do.

According to another embodiment of the present invention, the student registration card issuance processing electronic document that the electronic document storage unit 875 stores in the electronic document D / B 880, the information registration server 800 registered the information A word processor file including at least one predetermined document file (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, an HWP / DOC, etc.) including image content received from the terminal 895. , Or a web document file including MHT).

Alternatively, the electronic document storage unit 875 stores the student card combined card issuance processing electronic document stored in the electronic document D / B 880 in the image received by the information registration server 800 from the information registration terminal 895. A predetermined document file (e.g., PDF) containing image content including at least one or more of customer information, password information, and handwritten signature information included in the student ID card issue processing information in a watermarking manner. A Portable Document Format (EDI) file, an EDI (Electronic Data Interchange) file, or a word processor file including at least one or more HWP / DOC, or a web document file including an MHT.

According to another exemplary embodiment of the present invention, the student registration card issuance processing electronic document stored in the electronic document D / B 880 by the electronic document storage unit 875 is the information registration server 800 the information; A predetermined document file (e.g., a Portable Document Format (PDF) file, an EDI (Electronic Data Interchange) file, HWP / DOC, etc.) containing the image content received from the registration terminal 895 and the student ID card issue processing information. And a word processor file including at least one or a web document file including MHT).

Alternatively, the electronic document storage unit 875 stores the student card combined card issuance processing electronic document stored in the electronic document D / B 880 in the image received by the information registration server 800 from the information registration terminal 895. Image content including at least one or more of the customer information, password information, and handwritten signature information included in the student card combined card issuance processing information in the content by a watermarking method and a predetermined information including the student card combined card issuance processing information A document file (e.g., a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one or more HWP / DOC, or a web document file including an MHT) It is preferable to make it.

According to the method of the present invention, the electronic document management information stored in the electronic document D / B 880 by the electronic document storage unit 875 in association with the student ID card issuance processing electronic document is stored in the student ID It is preferable to include a predetermined electronic document unique number (or unique information) assigned to the card issuing processing electronic document and the electronic document storage date and time information.

According to one embodiment of the present invention, the electronic document storage unit 875, the electronic document management information stored in the electronic document D / B (880) in association with the student card combined card issuance processing electronic document is stored in the student card It is preferable that the financial institution further includes information on the financial institution that has transmitted the student card combined card issuance processing electronic document identified with reference to the information registration server 800 which has transmitted the combined card issuance processing electronic document.

According to another exemplary embodiment of the present invention, when the predetermined electronic document related information is further received from the information registration server 800, the electronic document storage unit 875 is linked with the student ID card issued processing electronic document processing. The electronic document management information stored in the electronic document D / B 880 may include the received electronic document related information (for example, customer information for preparing a student card combined card issuance processing application corresponding to the image content, and / or the Financial institution information for transmitting the student card combined card issuance processing electronic document, and / or electronic document file format information, and / or the student card combined card issuance processing information, etc.).

9 is a view showing the configuration of the student ID card issuance processing information stored in the ledger D / B provided in the DBMS on the financial system in a face-to-face manner for customers to come to visit the card according to one embodiment of the present invention .

In more detail, in FIG. 9, when the storage medium 885 shown in FIG. 8 is a ledger D / B provided in a DBMS on a financial system, the customer information and password information are included in the ledger information provided in the ledger D / B. , Showing an information structure for an implementation method in which student card combined card issuance processing information including handwritten signature information is stored, and those skilled in the art to which the present invention pertains, refer to FIG. Or it may be modified to infer a variety of information configuration methods for storing the student card combined card issuance processing information in the ledger D / B, but the present invention includes all the inferred implementation method, shown in Figure 9 It is not limited to the method alone.

Referring to FIG. 9 according to an embodiment of the present invention, the ledger information included in the ledger D / B provided in the DBMS on the financial system includes a predetermined ledger and an account ledger associated with the ledger (eg, a ledger ledger). , Loan ledger, etc.) and at least one information associated with the account ledger, if the person having ordinary knowledge in the technical field to which the present invention belongs, ledger provided in the DBMS on the financial system D / B further includes at least one ledger (eg, a ledger, mortgage ledger, ..., etc.) and / or at least one additional information for maintaining and managing the ledgers in addition to the customer ledger and account ledger shown in FIG. It will be clearly understood that it is included, and will also be familiar with the specific technical matters, so a detailed description thereof will be omitted for convenience.

The customer ledger is CIF (Customer Information File) number, country code, contact person ID, sales office number, customer classification, customer name, customer address, regional classification code, telephone number, business number, business name, classification code, expiration date, status head office Information, Settlement Date, Cash Date, Last Name, Person, Social Security Number, Company Address, Company Phone Number, Mailing Address, Account Number, President, Business Type, Legal Representative, Initial Transaction Date, TRW, DB, Usage, Parent Company Number. Country name, transmission, sex resident, occupation, mailing address, company name, guardian name, guardian telephone number, legal representative business number, construction process classification, tax classification, area code, group code and postal code, etc. The customer ledger includes ledger information for a customer including at least one of an individual customer, a corporate customer, a minor, and the like.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the customer ledger, and thus the detailed description thereof will be omitted for convenience.

In addition, the account ledger is linked to the customer ledger relationally, account number, CIF number, point number, currency, opening date, status, product type, interest rate, password, balance, RBI balance 1, RBI balance 2, bank balance , Bank account number, interest interest, time extension, time extension amount, ARS setting, last deposit date, last withdrawal date, final deposit amount, final withdrawal amount, unpaid account transactions, interest rate account, flat currency connection, final payment interest, final payment transaction It includes at least one of a number, an individual interest rate reference, and a final interest calculation date, and includes at least one account number, abstention (month), period (days), period extension, maturity date, and target amount corresponding to the account ledger. Periodic reception information, and / or trust reception information including at least one or more of an account number, a deposit amount, a par value, a pension date, and the number of shares corresponding to the account ledger, and / or the account ledger. Transactions that include at least one account number, transaction number, date, point number, product type, transaction type, cash amount, RBI, batch number, batch transaction, date of payment, bank account line, summary, CIF, etc. It includes the history information.

Those skilled in the art to which the present invention pertains will clearly understand the contents and features of the information contained in the account ledger and the additional information configuration, and thus the detailed description thereof will be omitted for convenience.

Referring to FIG. 9, the student card combined card issuance processing information provided through the student card combined card issuance processing information registration system shown in FIG. 8 is stored in the form of additional information added to the account ledger. The card issuance processing information may include at least one of customer information, password information, and handwritten signature information.

The student ID card issuance application information may be entered (or selected) by the customer requesting the issuance of the student ID card, the application form for reservation information, service selection information, and application information for the customer applying for the student ID card issuance And, it is preferable to include at least one or more payment account input information according to the student card combined card issuance.

The Internet financial application reservation application information included in the application card issuance application information is divided into the applicants for the customer, the name of the applicant applying for the student ID card issuance, the applicant's social security number, and the university applying for the student ID card issuance. After applying for the name of the university, the applicant's student number, the Internet financial application reservations, it is preferable to include at least one or more confirmation password information for confirming this.

The service selection information included in the student ID card issuance application information includes the selection information on the service for the work that the customer visits and handles when the customer receives the Internet financial application reservation before the visit to the financial institution. Preferably, the service selection information includes whether to apply for a bankbook, card type information on the combined student card, and whether the combined student card to be issued is a hybrid card including a cash card function. desirable.

The application information included in the application card issuance application information is the English name, mobile phone number, e-mail address, marital status information, home address, home phone number, work name, work address, work phone number At least one visit point information is preferably included.

The payment account input information included in the student ID card issuance application information may include an account number for the financial account held by the customer.

The password information is a card to be issued in response to the student ID combined card issuance reservation transaction application information registered by the customer who created the student card combined card issuance processing application registration system shown in Figure 1 through the student card issuance reservation transaction application information registration system (e.g., , Credit card, check card, cash card, etc.) is preferably made of a four-digit password for use.

The handwritten signature information corresponds to the student ID card issuance reservation transaction application information registered by the customer who created the student ID card issue processing application through the student ID card issuance reservation transaction application information registration system shown in FIG. After confirming the details of the application for issuance of the student ID card and the reservation transaction, the signature information signed by hand in accordance with the consent for the processing of the student card and the combined use of the student ID card for the case where there is no error in the student ID card and the reservation transaction application information is included. It is preferable to make it.

The customer information includes the personal information of the customer (for example, the name, resident registration number, address, telephone number, mobile phone number, e-mail address, etc.) of the customer who prepared the student ID card issue processing application, and the member information of the customer (eg, the Member ID information, or CIF (Customer) provided in the customer ledger provided on the financial system associated with the student ID combined card issuance processing information registration system in response to the customer by signing up as a financial transaction customer of the financial institution Information file) or the like).

According to another embodiment of the present invention, the student ID card issuance processing information is stored in the form of information included in the account ledger (not shown), and / or other ledgers other than the account ledger (eg, customer ledger) It can be stored in the form of additional information added to and / or in the form of information contained in other ledgers (for example, customer ledger) other than the account ledger, thereby not limited to the present invention.

Figure 10 is configured according to another embodiment of the present invention, the customer visits the student card combined card issuance processing information stored in the database associated with the ledger D / B equipped in the DBMS on the financial system in a face-to-face for the student card combined card issuance processing Figure is a diagram.

More specifically, FIG. 10 shows an information structure of an embodiment in which the storage medium 885 shown in FIG. 8 is stored in a predetermined database linked to the ledger D / B provided in the DBMS on the financial system. As one of ordinary skill in the art to which the present invention pertains refers to and / or modifying this drawing 10 to store and process the student ID combined card issuance processing information in a predetermined database in association with the ledger D / B. Various information construction methods may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

Particularly, in FIG. 10, when it is not easy to store the student card combined card issuance processing information in the ledger information of the ledger D / B on the DBMS provided on the financial system (for example, in the policy of a financial institution, the ledger D of the DBMS) / B is not easy to change or the system is not easy to expand due to the characteristics of the financial system), and the student ID card issuance processing information is stored in a predetermined database instead of the ledger D / B, and the database and the The implementation method of linking and storing ledger D / B is shown.

In addition, the database shown in FIG. 10 need not be provided on a DBMS provided on a financial system as in the embodiment shown in FIG. 10, and the database on the Internet banking system according to the intention of the person skilled in the art, and / or It may be configured in the form of a database on a telebanking system, a database on a wireless banking system, and / or a database on a TV banking system, and the present invention is not limited thereto.

Referring to FIG. 10, the database stores and stores the customer information, the password information, and the handwritten signature information in association with the student card combined card issuance processing information. It is preferable that the CIF number corresponding to the ledger information is further included in the student card combined card issuance processing information to be linked to / B.

The student ID card issuance application information may be entered (or selected) by the customer requesting the issuance of the student ID card, the application form for reservation information, service selection information, and application information for the customer applying for the student ID card issuance And, it is preferable to include at least one or more payment account input information according to the student card combined card issuance.

The Internet financial application reservation application information included in the application card issuance application information is divided into the applicants for the customer, the name of the applicant applying for the student ID card issuance, the applicant's social security number, and the university applying for the student ID card issuance. After applying for the name of the university, the applicant's student number, the Internet financial application reservations, it is preferable to include at least one or more confirmation password information for confirming this.

The service selection information included in the student ID card issuance application information includes the selection information on the service for the work that the customer visits and handles when the customer receives the Internet financial application reservation before the visit to the financial institution. Preferably, the service selection information includes whether to apply for a bankbook, card type information on the combined student card, and whether the combined student card to be issued is a hybrid card including a cash card function. desirable.

The application information included in the application card issuance application information is the English name, mobile phone number, e-mail address, marital status information, home address, home phone number, work name, work address, work phone number At least one visit point information is preferably included.

The payment account input information included in the student ID card issuance application information may include an account number for the financial account held by the customer.

The password information is a card to be issued in response to the student ID combined card issuance reservation transaction application information registered by the customer who created the student card combined card issuance processing application registration system shown in Figure 1 through the student card issuance reservation transaction application information registration system (e.g., , Credit card, check card, cash card, etc.) is preferably made of a four-digit password for use.

The handwritten signature information corresponds to the student ID card issuance reservation transaction application information registered by the customer who created the student ID card issue processing application through the student ID card issuance reservation transaction application information registration system shown in FIG. After confirming the details of the application for issuance of the student ID card and the reservation transaction, the signature information signed by hand in accordance with the consent for the processing of the student card and the combined use of the student ID card for the case where there is no error in the student ID card and the reservation transaction application information is included. It is preferable to make it.

The customer information includes the personal information of the customer (for example, the name, resident registration number, address, telephone number, mobile phone number, e-mail address, etc.) of the customer who prepared the student ID card issue processing application, and the member information of the customer (eg, the Member ID information, or CIF (Customer) provided in the customer ledger provided on the financial system associated with the student ID combined card issuance processing information registration system in response to the customer by signing up as a financial transaction customer of the financial institution Information file) or the like).

11 is a view showing the configuration of student ID card issuance processing information stored in the DBMS provided in the banking server in a face-to-face manner for the customer visiting the card issued by the customer according to another embodiment of the present invention.

More specifically, in Figure 11, the storage medium 885 shown in Figure 8 is a predetermined banking provided on an Internet banking system, and / or a telebanking system, and / or a wireless banking system, and / or a TV banking system. One embodiment of the method provided in the DBMS provided in the server, those skilled in the art to which the present invention belongs, at least one or more banking server is provided with reference to and / or modified It is possible to infer an information construction method for the student card combined card issuance processing information stored in a predetermined DBMS, but the present invention includes all the implementation methods inferred above, and is not limited to the implementation method shown in FIG.

Referring to FIG. 11, a predetermined DBMS provided in the banking server may store and store customer information, password information, and handwritten signature information included in the student ID card issue processing information.

The student ID card issuance application information may be entered (or selected) by the customer requesting the issuance of the student ID card, the application form for reservation information, service selection information, and application information for the customer applying for the student ID card issuance And, it is preferable to include at least one or more payment account input information according to the student card combined card issuance.

The Internet financial application reservation application information included in the application card issuance application information is divided into the applicants for the customer, the name of the applicant applying for the student ID card issuance, the applicant's social security number, and the university applying for the student ID card issuance. After applying for the name of the university, the applicant's student number, the Internet financial application reservations, it is preferable to include at least one or more confirmation password information for confirming this.

The service selection information included in the student ID card issuance application information includes the selection information on the service for the work that the customer visits and handles when the customer receives the Internet financial application reservation before the visit to the financial institution. Preferably, the service selection information includes whether to apply for a bankbook, card type information on the combined student card, and whether the combined student card to be issued is a hybrid card including a cash card function. desirable.

The application information included in the application card issuance application information is the English name, mobile phone number, e-mail address, marital status information, home address, home phone number, work name, work address, work phone number At least one visit point information is preferably included.

The payment account input information included in the student ID card issuance application information may include an account number for the financial account held by the customer.

The password information is a card to be issued in response to the student ID combined card issuance reservation transaction application information registered by the customer who created the student card combined card issuance processing application registration system shown in Figure 1 through the student card issuance reservation transaction application information registration system (e.g., , Credit card, check card, cash card, etc.) is preferably made of a four-digit password for use.

The handwritten signature information corresponds to the student ID card issuance reservation transaction application information registered by the customer who created the student ID card issue processing application through the student ID card issuance reservation transaction application information registration system shown in FIG. After confirming the details of the application for issuance of the student ID card and the reservation transaction, the signature information signed by hand in accordance with the consent for the processing of the student card and the combined use of the student ID card for the case where there is no error in the student ID card and the reservation transaction application information is included. It is preferable to make it.

The customer information includes the personal information of the customer (for example, the name, resident registration number, address, telephone number, mobile phone number, e-mail address, etc.) of the customer who prepared the student ID card issue processing application, and the member information of the customer (eg, the Member ID information, or CIF (Customer) provided in the customer ledger provided on the financial system associated with the student ID combined card issuance processing information registration system in response to the customer by signing up as a financial transaction customer of the financial institution Information file) or the like).

12A and 12B illustrate a process of registering student card combined card issuance processing information in a face-to-face manner according to one embodiment of the present invention.

12a and 12b show a counter terminal 890 in which an information registration terminal 895 on the student ID card issue processing information registration system shown in FIG. 8 is provided at a financial institution branch (or a branch). In the case where the information registration server 800 has a ledger server (not shown) function on the financial system associated with the teller terminal 890 through a predetermined financial network, a predetermined customer visits the customer and issues a student ID card. When the student's ID card issuance process is completed and submitted, including at least one of customer information, password information, and handwritten signature information for processing, a predetermined window terminal 890 issues the student ID card through a predetermined image acquisition device. Acquires predetermined image contents corresponding to the processing application form, and the student ID card issuance processing information registration system through the predetermined information registration interface. By providing the student ID card combination processing information corresponding to the student card combined card issuance processing application and the image content obtained from the student card combined card issuance processing application, a predetermined ID card issuance processing electronic document containing the image content To generate and store in a predetermined electronic document storage, and the customer information, password information, and handwritten signature information included in the student ID card issue processing information to be stored in a predetermined storage medium (885) Specifically, after obtaining the predetermined image content corresponding to the student card combined card issuance processing application in the window terminal 890 through a predetermined image acquisition device and transmits to the information registration server 800, the student card combined Student card combined use card issuance corresponding to card issuance processing application By the re-information input (or selected) shows an exemplary method for transmitting to the information registering server 800.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 12a and 12b, and the student card combined card issuance processing information from the terminal 890 to the information registration server 800. It will be able to infer various implementation methods for registering the present invention, but the present invention includes all the implementation methods inferred, and is not limited to the implementation method shown in Figures 12a and 12b.

For example, in the implementation method shown in FIGS. 12A and 12B, the window terminal 890 acquires predetermined image contents corresponding to the student ID card issue processing application through a predetermined image acquisition device, and / or the Although the user interface for inputting (or selecting) the student ID card issue processing information corresponding to the student ID card issue processing application is illustrated and described as being provided from the information registration server 800, the counter terminal 890 provides a predetermined user interface. When the information registration program is provided, the user interface may not be provided from the information registration server 800, and thus the present invention is not limited thereto.

12A and 12B, the window terminal 890 shown in FIG. 8 is referred to as a " terminal " for convenience, and the information registration server 800 shown in FIG. 8 is referred to as a " server " The customer information, password information, and handwritten signature information transmitted from the window terminal 890 to the information registration server 800 are referred to as "student card combined card issuance processing information" for convenience.

Referring to FIGS. 12A and 12B, when a customer visits a customer and fills out and submits a student ID card issuance processing application form including at least one of customer information, password information, and handwritten signature information to process a student ID card issue process. The terminal 890 shown in FIG. 8 is connected to the server through a predetermined financial network and connected to a predetermined communication channel, and the customer corresponding to the student ID card issuance processing application visits the student ID card. When requesting a user interface for issuance processing (1200), in response, the server acquires predetermined image content corresponding to the student ID card issued processing application written by the customer through a predetermined image acquisition device in the terminal, and Generate (or extract) a user interface for transmission to a server (1205) The generated (or extracted) user interface is transmitted to the terminal and output through the network (1210).

Thereafter, the terminal acquires image content corresponding to the student card combined card issuance processing application through a predetermined image acquisition device based on the user interface (1215).

If image content corresponding to the student ID card issuance processing application is obtained through the image acquisition device (1220), the terminal transmits the obtained image content to the server through the financial network (1225).

Thereafter, the server inputs (or selects) the student ID combined card issuance processing information including at least one of customer information, password information, and handwritten signature information corresponding to the student ID combined card issuance processing application matching the image content. A user interface for transmitting to the terminal is generated (or extracted) (1230), and the generated (or extracted) user interface is transmitted to the terminal through the financial network (1235).

Subsequently, the terminal inputs (or selects) student ID card issue processing information including at least one of the customer information, password information, and handwritten signature information through the user interface (1240).

If the student ID combined card issuance processing information including at least one of the customer information, password information, and handwritten signature information is input (or selected) through the user interface (1245), the terminal connects to the server through the financial network. The input (or selected) student card combined card issuance processing information is transmitted (1250).

Thereafter, the server receives and reads the student ID card issue processing information including at least one of the customer information, the password information, and the handwritten signature information through the financial network to confirm the validity of the student ID card issue processing information. (1255).

According to an embodiment of the present invention, the validity check of the combined student card issuance processing information is matched with the student card combined card issuance processing information on the ledger D / B on the financial system associated with the student card combined card issuance processing information registration system It is preferable to include checking whether at least one ledger information is registered.

For example, the validity verification unit 825 is a financial information associated with the student card combined card issuance processing information registration system of the customer information (customer personal information, member information, etc.) of the information included in the student card combined card issuance processing information It is preferable to include checking whether the matching with the customer ledger stored in the ledger D / B on the system.

In addition, the validity of the student card combined card issuance processing information is confirmed by the customer who sent the student card combined card issuance processing information issuance of the student card combined card issuance application according to the student card combined card issuance reservation transaction application details previously applied It is desirable to include whether it is stored in the ledger D / B on the financial system associated with the issuance processing information registration system.

If the validity of the student ID card issue processing information is not authenticated (1260), the server generates predetermined information registration error information and transmits it to the terminal (1265), which corresponds to the student ID card issue processing information. Do not perform the information registration procedure.

On the other hand, if the validity of the student ID card issued processing information is authenticated (1260), the server generates a predetermined student card combined card issuance processing electronic document including the image content (1270).

According to an exemplary embodiment of the present invention, the server visits an image file including the image content received from the information registration terminal 895 through the image receiving unit 820 as it is, and the customer visits the student card. It is desirable to process the student card combined card issuance process for electronic documents.

Alternatively, the server may include the customer information and password included in the student card combined card issuing information received through the information receiving unit 815 on the image content received from the information registration terminal 895 through the image receiving unit 820. Wherein the customer visits an image file corresponding to the image content including at least one of information and handwritten signature information in a watermarking manner to generate a student ID card issue processing electronic document for a student ID card issue process It is preferable.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, Portable Document Format (PDF)) including the image content received from the information registration terminal 895 through the image receiving unit 820. File, or an EDI (Electronic Data Interchange) file, a word processor file including at least one or more of HWP / DOC, or a web document file including MHT, etc. It is desirable to create a student card combined processing card issuing electronic document for.

Alternatively, the server may include the customer information and password included in the student card combined card issuing information received through the information receiving unit 815 on the image content received from the information registration terminal 895 through the image receiving unit 820. Generating image content including at least one of information and handwritten signature information in a watermarking manner, and a predetermined document file (eg, a Portable Document Format (PDF) file) including the generated image content, or A student's card for processing a student ID card and issuing a student card by generating an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or a web document file including an MHT) It is preferable to generate a combined card issuance processing electronic document.

According to another exemplary embodiment of the present invention, the server issues the image content received from the information registration terminal 895 through the image receiving unit 820 and the student ID combined card received through the information receiving unit 815. A predetermined document file containing processing information (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one of HWP / DOC, etc.), or a web including an MHT. By generating a document file, etc., it is preferable that the customer come to the office to generate a student ID combined card issuance processing electronic document for the student ID combined card issuance processing.

Alternatively, the server may include the customer information and password included in the student card combined card issuing information received through the information receiving unit 815 on the image content received from the information registration terminal 895 through the image receiving unit 820. A predetermined document file (eg, PDF) that generates image content including at least one of information and handwritten signature information in a watermarking manner, and includes the generated image content and the student ID card issue processing information; (Portable Document Format) file, EDI (Electronic Data Interchange) file, word processor file including at least one of HWP / DOC, or web document file including MHT) It is preferable to generate a student ID card issue processing electronic document for the student ID card issue processing.

Those skilled in the art to which the present invention pertains, the technical feature that the server generates a student card combined card issuance processing electronic document in the image file format and / or a predetermined document file format, and the student card combined card issuance processing Since the technical features of the image file and / or the file format of the document file corresponding to the electronic document will be familiar, detailed description thereof will be omitted for convenience.

Thereafter, the server stores the generated student ID combined card issuance processing electronic document in a predetermined electronic document storage (1275).

As shown in FIG. 8, the electronic document storage is connected with a server on the student ID card issue processing information registration system through a predetermined communication means, and a predetermined electronic document server 860 and an electronic document D / B 880. When provided externally, the server transmits the generated student ID card issued processing electronic document to the electronic document server 860 via the communication means and stored in the electronic document D / B (880) It is desirable to.

Alternatively, when the electronic document storage is provided on a DBMS provided in the student ID card issue processing information registration system, the server stores the generated student ID card issue processing electronic document in the student ID card issue processing information registration system. It is possible to store in the electronic document D / B 880 corresponding to the electronic document storage on the DBMS provided therein, whereby the present invention is not limited.

According to an embodiment of the present invention, the storing of the student ID card issue processing electronic document in the electronic document storage may be performed by linking the generated student ID card issue processing electronic document with predetermined electronic document management information. It is preferable to include storing in the electronic document D / B (880) shown in.

Here, it is preferable that the electronic document management information includes a predetermined electronic document unique number (or unique information) assigned to the student card combined card issuance processing electronic document and the electronic document storage date and time information.

The electronic document management information may further include financial institution information that transmits the student card combined card issuance processing electronic document.

In addition, the electronic document management information is a financial institution that transmits predetermined electronic document-related information (for example, customer information for preparing a student card combined card issuance processing application corresponding to the image content, and / or the student card combined card issuance processing electronic document). Information, and / or electronic document file format information, and / or the above student ID card issue processing information).

If the electronic document storage is stored in the electronic document storage card (1280), the server links the customer information, password information, and handwritten signature information contained in the student ID card issuance processing information linked to a predetermined The storage device 885 stores the storage medium 885 and checks whether the customer who created the student ID card issue processing application has a request for opening a new financial account (1290).

If it is not requested to open a new financial account (1291), the server checks whether it is a financial product for the student who applied for a student ID card issued for the payment account requested by the customer (1292).

If it is not a financial product for the student applying for a student card combined card issuance (1293), the server converts the financial product for the previously opened financial account (1294).

On the other hand, if a request is made to open a new financial account (1291), the server opens a new financial account based on the student card issuance application information (1295).

Thereafter, the server requests the card issuance by transmitting the student card combined card issuance application information, the received password information, and the handwritten signature information stored in the storage medium 885 to the card company server (1296).

In this case, when the customer who applied for the student ID card issue is requested to open a new financial account, it is preferable to further transmit the account information for the newly opened financial account to the card company server.

13A and 13B illustrate a process of registering student card combined card issuance processing information in a face-to-face manner according to another exemplary embodiment of the present invention.

13a and 13b show a counter terminal 890 in which an information registration terminal 895 on the student ID card issue processing information registration system shown in FIG. 8 is provided at a branch of a financial institution (or a branch). In the case where the information registration server 800 has a ledger server (not shown) function on the financial system associated with the teller terminal 890 through a predetermined financial network, a predetermined customer visits the customer and issues a student ID card. When the student's ID card issuance process is completed and submitted, including at least one of customer information, password information, and handwritten signature information for processing, a predetermined window terminal 890 issues the student ID card through a predetermined image acquisition device. Acquires predetermined image contents corresponding to the processing application form, and the student ID card issuance processing information registration system through the predetermined information registration interface. By providing the student ID card combination processing information corresponding to the student card combined card issuance processing application and the image content obtained from the student card combined card issuance processing application, a predetermined ID card issuance processing electronic document containing the image content To generate and store in a predetermined electronic document storage, and the customer information, password information, and handwritten signature information included in the student ID card issue processing information to be stored in a predetermined storage medium (885) In detail, the counter terminal 890 inputs (or selects) a student ID combined card issuance processing information corresponding to the student ID combined card issuance processing application and transmits the information to the information registration server 800 to acquire a predetermined image. Corresponding to the above student ID card issue processing application through the device To obtain a defined image content shows an exemplary method for transmitting to the information registering server 800.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 13a and 13b, and the student card combined card issuance processing information from the terminal 890 to the information registration server 800. It will be able to infer various implementation methods for registering the present invention, but the present invention includes all the implementation methods inferred, and is not limited to the implementation method shown in Figures 13a and 13b.

For example, in the implementation method shown in FIGS. 13A and 13B, the window terminal 890 acquires predetermined image contents corresponding to the student ID card issue processing application through a predetermined image acquisition device, and / or Although the user interface for inputting (or selecting) the student ID card issue processing information corresponding to the student ID card issue processing application is illustrated and described as being provided from the information registration server 800, the counter terminal 890 provides a predetermined user interface. When the information registration program is provided, the user interface may not be provided from the information registration server 800, and thus the present invention is not limited thereto.

Hereinafter, the window terminal 890 shown in FIG. 8 in FIG. 13A and FIG. 13B will be referred to as "terminal" for convenience, and the information registration server 800 shown in FIG. 8 will be referred to as "server" for convenience. The customer information, password information, and handwritten signature information transmitted from the window terminal 890 to the information registration server 800 are referred to as "student card combined card issuance processing information" for convenience.

Referring to FIGS. 13A and 13B, when a customer visits a customer and fills out and submits a student ID card issuance processing application form including at least one of customer information, password information, and handwritten signature information to process a student ID card issue process The terminal 890 shown in FIG. 8 is connected to the server through a predetermined financial network and connected to a predetermined communication channel, and the customer corresponding to the student ID card issuance processing application visits the student ID card. When requesting a user interface for the issuance processing (1300), the server corresponding to the student ID card containing at least one or more customer information, password information, and handwritten signature information corresponding to the application card issued processing card issued by the customer User interface for inputting (or selecting) issuing processing information to the server for transmission. A face is generated (or extracted) (1305), and the generated (or extracted) user interface is transmitted to the terminal through the financial network and output (1310).

Thereafter, the terminal inputs (or selects) student card combined card issuance processing information including at least one of the customer information, password information, and handwritten signature information through the user interface (1315).

If through the user interface is input (or selected) student ID card combination processing information including at least one of the customer information, password information, handwritten signature information (1320), the terminal to the server through the financial network The input (or selected) student card combined card issuance processing information is transmitted (1325).

Thereafter, the server receives and reads the student ID card issue processing information including at least one of the customer information, the password information, and the handwritten signature information through the financial network to confirm the validity of the student ID card issue processing information. (1330).

According to an embodiment of the present invention, the validity check of the combined student card issuance processing information is matched with the student card combined card issuance processing information on the ledger D / B on the financial system associated with the student card combined card issuance processing information registration system It is preferable to include checking whether at least one ledger information is registered.

For example, the validity verification unit 825 is a financial information associated with the student card combined card issuance processing information registration system of the customer information (customer personal information, member information, etc.) of the information included in the student card combined card issuance processing information It is preferable to include checking whether the matching with the customer ledger stored in the ledger D / B on the system.

In addition, the validity of the student card combined card issuance processing information is confirmed by the customer who sent the student card combined card issuance processing information issuance of the student card combined card issuance application according to the student card combined card issuance reservation transaction application details previously applied It is desirable to include whether it is stored in the ledger D / B on the financial system associated with the issuance processing information registration system.

If the validity of the student ID card issue processing information is not authenticated (1335), the server generates predetermined information registration error information and transmits it to the terminal (1340), which corresponds to the student ID card issue processing information. Do not perform the information registration procedure.

On the contrary, if the validity of the student ID card issue processing information is authenticated (1335), the server acquires predetermined image contents corresponding to the student ID card issue processing application written by the customer through a predetermined image acquisition device in the terminal. By generating (or extracting) a user interface for transmission to the server (1345), and transmitting the generated (or extracted) user interface to the terminal through the financial network (1350).

Thereafter, the terminal acquires image content corresponding to the student ID card issue processing application through a predetermined image acquisition device based on the user interface (1355).

If image content corresponding to the student ID card issuance processing application is obtained through the image acquisition device (1360), the terminal transmits the acquired image content to the server through the financial network (1365).

The server, which has received the student card combined card issuance processing information and image content from the terminal, generates a predetermined student card combined card issuance processing electronic document including the image content (1370).

According to an exemplary embodiment of the present invention, the server visits an image file including the image content received from the information registration terminal 895 through the image receiving unit 820 as it is, and the customer visits the student card. It is desirable to process the student card combined card issuance process for electronic documents.

Alternatively, the server may include the customer information and password included in the student card combined card issuing information received through the information receiving unit 815 on the image content received from the information registration terminal 895 through the image receiving unit 820. Wherein the customer visits an image file corresponding to the image content including at least one of information and handwritten signature information in a watermarking manner to generate a student ID card issue processing electronic document for a student ID card issue process It is preferable.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, Portable Document Format (PDF)) including the image content received from the information registration terminal 895 through the image receiving unit 820. File, or an EDI (Electronic Data Interchange) file, a word processor file including at least one or more of HWP / DOC, or a web document file including MHT, etc. It is desirable to create a student card combined processing card issuing electronic document for.

Alternatively, the server may include the customer information and password included in the student card combined card issuing information received through the information receiving unit 815 on the image content received from the information registration terminal 895 through the image receiving unit 820. Generating image content including at least one of information and handwritten signature information in a watermarking manner, and a predetermined document file (eg, a Portable Document Format (PDF) file) including the generated image content, or A student's card for processing a student ID card and issuing a student card by generating an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or a web document file including an MHT) It is preferable to generate a combined card issuance processing electronic document.

According to another exemplary embodiment of the present invention, the server issues the image content received from the information registration terminal 895 through the image receiving unit 820 and the student ID combined card received through the information receiving unit 815. A predetermined document file containing processing information (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one of HWP / DOC, etc.), or a web including an MHT. By generating a document file, etc., it is preferable that the customer come to the office to generate a student ID combined card issuance processing electronic document for the student ID combined card issuance processing.

Alternatively, the server may include the customer information and password included in the student card combined card issuing information received through the information receiving unit 815 on the image content received from the information registration terminal 895 through the image receiving unit 820. A predetermined document file (eg, PDF) that generates image content including at least one of information and handwritten signature information in a watermarking manner, and includes the generated image content and the student ID card issue processing information; (Portable Document Format) file, EDI (Electronic Data Interchange) file, word processor file including at least one of HWP / DOC, or web document file including MHT) It is preferable to generate a student ID card issue processing electronic document for the student ID card issue processing.

Those skilled in the art to which the present invention pertains, the technical feature that the server generates a student card combined card issuance processing electronic document in the image file format and / or a predetermined document file format, and the student card combined card issuance processing Since the technical features of the image file and / or the file format of the document file corresponding to the electronic document will be familiar, detailed description thereof will be omitted for convenience.

Thereafter, the server stores the generated student ID combined card issuance processing electronic document in a predetermined electronic document storage (1375).

As shown in FIG. 8, the electronic document storage is connected with a server on the student ID card issue processing information registration system through a predetermined communication means, and a predetermined electronic document server 860 and an electronic document D / B 880. When provided externally, the server transmits the generated student ID card issued processing electronic document to the electronic document server 860 via the communication means and stored in the electronic document D / B (880) It is desirable to.

Alternatively, when the electronic document storage is provided on a DBMS provided in the student ID card issue processing information registration system, the server stores the generated student ID card issue processing electronic document in the student ID card issue processing information registration system. It is possible to store in the electronic document D / B 880 corresponding to the electronic document storage on the DBMS provided therein, whereby the present invention is not limited.

According to an embodiment of the present invention, the storing of the student ID card issue processing electronic document in the electronic document storage may be performed by linking the generated student ID card issue processing electronic document with predetermined electronic document management information. It is preferable to include storing in the electronic document D / B (880) shown in.

Here, it is preferable that the electronic document management information includes a predetermined electronic document unique number (or unique information) assigned to the student card combined card issuance processing electronic document and the electronic document storage date and time information.

The electronic document management information may further include financial institution information that transmits the student card combined card issuance processing electronic document.

In addition, the electronic document management information is a financial institution that transmits predetermined electronic document-related information (for example, customer information for preparing a student card combined card issuance processing application corresponding to the image content, and / or the student card combined card issuance processing electronic document). Information, and / or electronic document file format information, and / or the above student ID card issue processing information).

If the student card combined card issuance processing electronic document is stored in the electronic document repository (1380), the server links and processes the customer information, password information, and handwritten signature information included in the student card combined card issuance processing information. A storage medium 885 is stored (1385), and the request for opening a new financial account of the customer who prepared the student ID card issue processing application is checked (1390).

If it is not requested to open a new financial account (1391), the server checks whether it is a financial product for the student who applied for the student ID card issued for the payment account requested by the customer (1392).

If it is not a financial product for a student applying for a student card combined card issuance (1393), the server converts the financial product for the previously opened financial account (1394).

On the other hand, if a request is made to open a new financial account (1391), the server opens a new financial account based on the student ID card issuance application information (1395).

Thereafter, the server requests the card issuance by transmitting the student card combined application card issuance information stored in the storage medium 885, the received password information, and the handwritten signature information to the card company server (1396).

In this case, when the customer who applied for the student ID card issue is requested to open a new financial account, it is preferable to further transmit the account information for the newly opened financial account to the card company server.

14A and 14B illustrate a process of registering student card combined card issuance processing information in a face-to-face manner according to another exemplary embodiment of the present invention.

In more detail, FIGS. 14A and 14B show a counter terminal 890 in which an information registration terminal 895 on the student ID card issue processing information registration system shown in FIG. 8 is provided at a financial institution branch (or a branch). In the case where the information registration server 800 has a ledger server (not shown) function on the financial system associated with the teller terminal 890 through a predetermined financial network, a predetermined customer visits the customer and issues a student ID card. When the student's ID card issuance process is completed and submitted, including at least one of customer information, password information, and handwritten signature information for processing, a predetermined window terminal 890 issues the student ID card through a predetermined image acquisition device. Acquires predetermined image contents corresponding to the processing application form, and the student ID card issuance processing information registration system through the predetermined information registration interface. By providing the student ID card combination processing information corresponding to the student card combined card issuance processing application and the image content obtained from the student card combined card issuance processing application, a predetermined ID card issuance processing electronic document containing the image content To generate and store in a predetermined electronic document storage, and the customer information, password information, and handwritten signature information included in the student ID card issue processing information to be stored in a predetermined storage medium (885) In detail, a predetermined image content corresponding to the student card combined card issuance processing application is obtained from the window terminal 890 through a predetermined image acquisition device, and the student card combined card issuance corresponding to the student card combined card issuance processing application is obtained. Enter (or select) processing information to Information shows an exemplary method of transmitting a registration server (800).

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 14a and 14b, and the student card combined card issuance processing information from the terminal 890 to the information registration server 800. It will be possible to infer various implementation methods for registering the present invention, but the present invention includes all the implementation methods inferred above, and is not limited to the implementation method shown in Figures 14a and 14b.

For example, in the implementation method illustrated in FIGS. 14A and 14B, the counter terminal 890 acquires predetermined image contents corresponding to the student ID card issue processing application through a predetermined image acquisition device, and / or the Although the user interface for inputting (or selecting) the student ID card issue processing information corresponding to the student ID card issue processing application is illustrated and described as being provided from the information registration server 800, the counter terminal 890 provides a predetermined user interface. When the information registration program is provided, the user interface may not be provided from the information registration server 800, and thus the present invention is not limited thereto.

Hereinafter, the window terminal 890 shown in FIG. 8 in FIG. 14A and FIG. 14B will be referred to as "terminal" for convenience, and the information registration server 800 shown in FIG. 8 will be referred to as "server" for convenience. The customer information, password information, and handwritten signature information transmitted from the window terminal 890 to the information registration server 800 are referred to as "student card combined card issuance processing information" for convenience.

Referring to FIGS. 14A and 14B, when a customer visits a customer and fills out and submits a student ID card issuance processing application form including at least one of customer information, password information, and handwritten signature information to process a student ID card issue process The terminal 890 shown in FIG. 8 is connected to the server through a predetermined financial network and connected to a predetermined communication channel, and the customer corresponding to the student ID card issuance processing application visits the student ID card. When requesting a user interface for issuance processing (1400), the server correspondingly inputs (or selects) a student ID combined card issuance processing information corresponding to the student ID combined card issuance processing application created by the customer at the terminal, Predetermined credit corresponding to the above student ID card issuance processing application through the image acquisition device of To obtain a support content creating a user interface for transmitting to the server (or extract), and 1405, and outputs through the financial network transmits the user interface the generated (or extracted) to the mobile station (1410).

Thereafter, the terminal inputs (or selects) student ID card issue processing information including at least one of the customer information, password information, and handwritten signature information through the user interface (1415).

If the student card combined card issuance processing information including at least one of the customer information, the password information, and the handwritten signature information is input (or selected) through the user interface (1420), the terminal determines a predetermined value based on the user interface. An image content corresponding to the student ID card issue processing application is obtained through the image acquisition device (1425).

If the image content corresponding to the student card combined card issuance processing application is obtained through the image acquisition device (1430), the terminal transmits the student card combined card issuance processing information and image content to the server through the financial network. (1435).

Thereafter, the server receives and reads the student ID card issue processing information including at least one of the customer information, the password information, and the handwritten signature information through the financial network to confirm the validity of the student ID card issue processing information. (1440).

According to an embodiment of the present invention, the validity check of the combined student card issuance processing information is matched with the student card combined card issuance processing information on the ledger D / B on the financial system associated with the student card combined card issuance processing information registration system It is preferable to include checking whether at least one ledger information is registered.

For example, the validity verification unit 825 is a financial information associated with the student card combined card issuance processing information registration system of the customer information (customer personal information, member information, etc.) of the information included in the student card combined card issuance processing information It is preferable to include checking whether the matching with the customer ledger stored in the ledger D / B on the system.

In addition, the validity of the student card combined card issuance processing information is confirmed by the customer who sent the student card combined card issuance processing information issuance of the student card combined card issuance application according to the student card combined card issuance reservation transaction application details previously applied It is desirable to include whether it is stored in the ledger D / B on the financial system associated with the issuance processing information registration system.

If the validity of the student ID card issue processing information is not authenticated (1445), the server generates predetermined information registration error information and transmits it to the terminal (1450), corresponding to the student ID card issue processing information. Do not perform the information registration procedure.

On the other hand, if the validity of the student ID card issued processing information is authenticated (1445), the server generates a predetermined student card combined card issuance processing electronic document including the image content (1455).

According to an exemplary embodiment of the present invention, the server visits an image file including the image content received from the information registration terminal 895 through the image receiving unit 820 as it is, and the customer visits the student card. It is desirable to process the student card combined card issuance process for electronic documents.

Alternatively, the server may include the customer information and password included in the student card combined card issuing information received through the information receiving unit 815 on the image content received from the information registration terminal 895 through the image receiving unit 820. Wherein the customer visits an image file corresponding to the image content including at least one of information and handwritten signature information in a watermarking manner to generate a student ID card issue processing electronic document for a student ID card issue process It is preferable.

According to another exemplary embodiment of the present invention, the server may include a predetermined document file (eg, Portable Document Format (PDF)) including the image content received from the information registration terminal 895 through the image receiving unit 820. File, or an EDI (Electronic Data Interchange) file, a word processor file including at least one or more of HWP / DOC, or a web document file including MHT, etc. It is desirable to create a student card combined processing card issuing electronic document for.

Alternatively, the server may include the customer information and password included in the student card combined card issuing information received through the information receiving unit 815 on the image content received from the information registration terminal 895 through the image receiving unit 820. Generating image content including at least one of information and handwritten signature information in a watermarking manner, and a predetermined document file (eg, a Portable Document Format (PDF) file) including the generated image content, or A student's card for processing a student ID card and issuing a student card by generating an EDI (Electronic Data Interchange) file, a word processor file including at least one of HWP / DOC, or a web document file including an MHT) It is preferable to generate a combined card issuance processing electronic document.

According to another exemplary embodiment of the present invention, the server issues the image content received from the information registration terminal 895 through the image receiving unit 820 and the student ID combined card received through the information receiving unit 815. A predetermined document file containing processing information (eg, a Portable Document Format (PDF) file, an Electronic Data Interchange (EDI) file, a word processor file including at least one of HWP / DOC, etc.), or a web including an MHT. By generating a document file, etc., it is preferable that the customer come to the office to generate a student ID combined card issuance processing electronic document for the student ID combined card issuance processing.

Alternatively, the server may include the customer information and password included in the student card combined card issuing information received through the information receiving unit 815 on the image content received from the information registration terminal 895 through the image receiving unit 820. A predetermined document file (eg, PDF) that generates image content including at least one of information and handwritten signature information in a watermarking manner, and includes the generated image content and the student ID card issue processing information; (Portable Document Format) file, EDI (Electronic Data Interchange) file, word processor file including at least one of HWP / DOC, or web document file including MHT) It is preferable to generate a student ID card issue processing electronic document for the student ID card issue processing.

Those skilled in the art to which the present invention pertains, the technical feature that the server generates a student card combined card issuance processing electronic document in the image file format and / or a predetermined document file format, and the student card combined card issuance processing Since the technical features of the image file and / or the file format of the document file corresponding to the electronic document will be familiar, detailed description thereof will be omitted for convenience.

Thereafter, the server stores the generated student card combined card issuance processing electronic document in a predetermined electronic document storage (1460).

As shown in FIG. 8, the electronic document storage is connected with a server on the student ID card issue processing information registration system through a predetermined communication means, and a predetermined electronic document server 860 and an electronic document D / B 880. When provided externally, the server transmits the generated student ID card issued processing electronic document to the electronic document server 860 via the communication means and stored in the electronic document D / B (880) It is desirable to.

Alternatively, when the electronic document storage is provided on a DBMS provided in the student ID card issue processing information registration system, the server stores the generated student ID card issue processing electronic document in the student ID card issue processing information registration system. It is possible to store in the electronic document D / B 880 corresponding to the electronic document storage on the DBMS provided therein, whereby the present invention is not limited.

According to an embodiment of the present invention, the storing of the student ID card issue processing electronic document in the electronic document storage may be performed by linking the generated student ID card issue processing electronic document with predetermined electronic document management information. It is preferable to include storing in the electronic document D / B (880) shown in.

Here, it is preferable that the electronic document management information includes a predetermined electronic document unique number (or unique information) assigned to the student card combined card issuance processing electronic document and the electronic document storage date and time information.

The electronic document management information may further include financial institution information that transmits the student card combined card issuance processing electronic document.

In addition, the electronic document management information is a financial institution that transmits predetermined electronic document-related information (for example, customer information for preparing a student card combined card issuance processing application corresponding to the image content, and / or the student card combined card issuance processing electronic document). Information, and / or electronic document file format information, and / or the above student ID card issue processing information).

If the electronic document storage card issuance processing electronic document is stored in the electronic document storage (1465), the server links the customer information, password information, and handwritten signature information contained in the student ID card issuance processing information linked to a predetermined In operation 1470, the storage medium 885 stores a request for opening a new financial account for the customer who completed the student ID card issue processing application (1490).

If it is not requested to open a new financial account (1491), the server checks whether it is a financial product for the student who applied for the student ID card issued for the payment account requested by the customer (1492).

If it is not a financial product for a student applying for a student card combined card issuance (1493), the server converts the financial product for the previously opened financial account (1494).

On the other hand, if a request is made to open a new financial account (1491), the server opens a new financial account based on the student ID card issuance application information (1495).

Thereafter, the server requests the card issuance by transmitting the student card combined application card issuance information stored in the storage medium 885, the received password information, and the handwritten signature information to the card company server (1496).

In this case, when the customer who applied for the student ID card issue is requested to open a new financial account, it is preferable to further transmit the account information for the newly opened financial account to the card company server.

According to the present invention, by registering the financial application information through the Internet before the visit to the financial institution in advance, there is an advantage that the financial transaction service can be used only by completing simple documents when visiting the actual financial institution.

According to the present invention, a new financial transaction customer also has the advantage of using a new transaction more conveniently by visiting the Internet after applying for a financial transaction.

According to the present invention, there is an advantage of reducing the burden on the work process by receiving after processing through the Internet in advance for the new semester students are gathered.

FIG. 1 is a diagram illustrating a non-face-to-face student ID card issuance reservation transaction application information registration system for a university student to apply for a student card combined card issuance reservation transaction before visiting a financial institution according to an embodiment of the present invention.

2 is a non-face-to-face application for issuing student ID card issuance reservation transaction stored in the ledger D / B equipped with a DBMS on the financial system in a non-face-to-face for university students to apply for a student card issuance reservation transaction before visiting a financial institution according to an embodiment of the present invention It is a figure which shows an information structure.

3 is a combination of a student's card stored in a database linked to the ledger D / B equipped with a DBMS on the financial system in a non-face-to-face in order to apply for a student's card combined reservation card issuance before the visit to the financial institution according to another embodiment of the present invention A diagram showing the configuration of card issuance reservation transaction application information.

Figure 4 is a college student according to another embodiment of the present invention before the financial institution visits the student card combined card issuance reservation transaction application information stored in the DBMS provided in the banking server in a non-face-to-face application for a student card issuance reservation transaction application Figure is shown.

5A and 5B are diagrams illustrating a process of registering, by a college student, a non-face-to-face ID card issuance reservation transaction application information for applying for a student ID combined card issuance reservation transaction before visiting a financial institution according to one embodiment of the present invention; .

6A, 6B, and 6C illustrate that a college student registers a student card combined card issuance reservation transaction application information through a non-face-to-face financial transaction channel to apply for a student card combined card issuance reservation transaction before visiting a financial institution according to one embodiment of the present invention. A diagram illustrating the process.

FIG. 7 is a diagram illustrating an example screen for an internet financial application service outputted by a college student to apply for a student ID combined card issuance reservation transaction before visiting a financial institution according to an embodiment of the present invention.

8 is a diagram illustrating a system for registering a student ID card issue processing information registration system in a face-to-face manner for a student card visit and a student card combined card issuing process according to an embodiment of the present invention.

9 is a view showing the configuration of student ID card issuance processing information stored in the ledger D / B provided in the DBMS on the financial system in a face-to-face manner for the customer visiting the customer card issuance process according to one embodiment of the present invention .

FIG. 10 is a diagram illustrating the construction of student ID card issuing processing information stored in a database associated with the ledger D / B provided in a DBMS on a financial system in a face-to-face manner for a customer to come and process a student ID card issue according to another embodiment of the present invention. Figure is a diagram.

FIG. 11 is a diagram illustrating a configuration of student ID card issue processing information stored in a DBMS provided in a banking server in a face-to-face manner for a customer card visit and a student ID card issue process according to another embodiment of the present invention.

12A and 12B illustrate a process of registering student card combined card issuance processing information in a face-to-face manner according to an exemplary embodiment of the present invention.

13A and 13B illustrate a process of registering student card combined card issuance processing information in a face-to-face manner according to another exemplary embodiment of the present invention.

14A and 14B are views illustrating a process of registering student card combined card issuing processing information in a face-to-face manner according to another exemplary embodiment of the present invention.

<Description of main parts of drawing>

100: information registration server 105: interface unit

110: interface providing unit 115: information receiving unit

120: validation unit 125: electronic document generation unit

130: electronic document transmission unit 135: information storage unit

140: electronic document server 145: electronic document receiving unit

150: information generating unit 155: electronic document storage unit

160: electronic document D / B 165: storage medium

170: student management D / B 175: information registration terminal

Claims (7)

An information registration step of connecting and storing the received student card combined card issuance application information in the information registration means when receiving customer information and student card combined card issuance application information from a terminal; When the customer visits a financial institution and checks the student ID card application request information stored in connection with the customer ledger, and provides the handwritten signature information and the password information, the information receiving means receives the handwritten signature information and the password information. Receiving information step; And a card issuing request step for requesting issuance of a student card combined card from a card company server based on the received card information and the student card combined card issuance application information stored in the card issuance request processing means connected to the customer ledger. Student ID card combination issuance processing method to say. According to claim 1, wherein the information registration step, And confirming whether the received student card combined card issuance application information is matched with a student list of a school to which the client requesting issuance of the student card belongs. The method of claim 1, wherein the card issuing request step is performed by: In the case of requesting to open a fee payment account using the combined use of the student ID card, the step of opening the financial account based on the application information issued by the student ID combined card in the account opening processing means; further comprising a student ID How to issue a card. The method of claim 1, wherein the card issuing request step is performed by: Confirming whether the designated financial account is a general deposit account when a financial account for processing payment of a fee according to the use of the student ID card is specified; If the specified financial account is a general deposit account, the step of converting the financial product for the student who applied for the student card combined card issuance; The student card combined card issuance processing method further comprising. The student ID card of claim 1, wherein A method of processing a student card combined card issuance, characterized in that it is a check card, a cash card, a debit card, a prepaid card, or a credit card. A computer-readable recording medium having recorded thereon a program for executing the method of claim 1. Information registration means for receiving and storing the customer information and the student card combined card issuance application information from the terminal, and storing the received student card combined card issuance application information with the customer ledger; Information receiving means for receiving the handwritten signature information and password information when the customer visits a financial institution and checks the student card combined application card issuance application information stored in connection with the customer ledger, and provides the handwritten signature information and the password information. ; Student card issue card issuance, characterized in that it comprises a; card issuance request information and the card issuer request card issued to the card company server based on the received application information and the student card combined card issuance stored in connection with the customer ledger Processing system.