KR20090052846A - Mobile phone and program recording medium - Google Patents

Abstract

The present invention relates to a mobile phone and a recording medium therefor, wherein the mobile phone according to the present invention generates a coupon or a gift certificate or a ticket by using a coupon or gift certificate or ticket generation information received through a communication network, and generates the coupon or gift certificate. Or generating a ticket by including authentication data stored in the IC card mounted on the user's mobile phone in a coupon or gift certificate or ticket, and recording the generated coupon or gift certificate or ticket on the IC card mounted in the mobile phone. A program is provided.

IC (Integrated Circuit) Card, Personal Information Integration, Coupon, Agent Program, POS

Description

Mobile phone and program recording medium {Mobile Phone and Program Recording Medium}

1 is a simple block diagram connected with a card company, a client system, a point of sales (POS) and a value added network (VAN) provider to provide a personal information linked coupon to an integrated circuit (IC) card according to the present invention. to be.

Figure 2 is a simple internal block diagram of a coupon operating system that can be included in the card company or implemented separately and connected to the card company.

3 is a simple flowchart illustrating a process of recording information on a personal information linked coupon on an integrated circuit (IC) card according to the first method of the present invention.

4 is a simple flowchart illustrating a process of using an integrated circuit (IC) card in which personal information linked coupon information is recorded through the process of FIG.

5 is a client system equipped with a coupon generation agent program for providing a coupon to an integrated circuit (IC) card according to the second method of the present invention, a card company, a point of sales (POS), and a value added network (VAN). This is a simple block diagram that connects operators.

FIG. 6 is a simple flowchart illustrating a process of recording information about a coupon on an integrated circuit (IC) card according to the second method of the present invention of FIG.

7 is an exemplary view in which personal information linked coupon information is recorded on a mobile integrated circuit (IC) card in a wireless network according to the present invention.

<Description of main parts of drawing>

* 100: coupon operation system 105: client system

110: application program 115: card reader

120: IC card 125: POS

130: VAN Business

The present invention generates a coupon or voucher or ticket using the coupon or voucher or ticket generation information received through a communication network, the authentication data stored in the IC card mounted on the user's mobile phone to the generated coupon or voucher or ticket coupon or The present invention relates to a mobile phone having a function of generating a gift certificate or a ticket and generating a program to record the generated coupon or gift certificate or ticket on an IC card mounted in the mobile phone.

Coupons are a means of discounting some of their prices when they are actually purchased for one or more of the specified items. Recently, coupons are used for a variety of services. Websites have begun offering coupons online as part of their promotion and customer engagement. The coupons provided on-line were mainly printed by a client through an output means such as a printer, and then visited and used in a corresponding offline affiliated store.

Therefore, the client feels a considerable inconvenience in using the coupon, and the rate of using the coupon is not high compared to other developed countries.

An object of the present invention for resolving the above problems is to generate a coupon or voucher or ticket using the coupon or voucher or ticket generation information received through the communication network, the user to the mobile phone to the generated coupon or voucher or ticket A mobile phone having a program for executing the function of generating the authentication data stored in the mounted IC card in a coupon or gift certificate or a ticket and recording the generated coupon or gift certificate or ticket in the IC card mounted in the mobile phone. In providing.

The mobile phone according to the present invention generates a coupon or a gift certificate or a ticket using a coupon or gift certificate or ticket generation information received through a communication network, the authentication stored in the IC card mounted on the user's mobile phone to the generated coupon or gift certificate or ticket And a program for executing a function of generating data by including the data in a coupon, a gift certificate, or a ticket, and recording the generated coupon, gift certificate, or ticket on an IC card mounted in the mobile phone.

The computer-readable recording medium according to the present invention generates a coupon or voucher or ticket using a coupon or voucher or ticket generation information received through a communication network, and is stored in the user IC card in the generated coupon or voucher or ticket. And a program for executing the function of including the authentication data in the coupon, the gift certificate or the ticket and executing the function of processing the generated coupon, the gift certificate or the ticket to be recorded on the IC card.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. First, in adding reference numerals to the elements of each drawing, it should be noted that the same elements are denoted by the same reference numerals as much as possible even if they are shown in different drawings. In addition, in the following description, in order to explain the embodiments of the present invention, specific details such as specific elements are illustrated, which are provided to help a more general understanding of the present invention, and the present invention may be practiced without these specific details. It will be apparent to those skilled in the art. In describing the present invention, when it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted.

In addition, in order to be more faithful to the present invention, it is noted that changes or modifications can be made by those skilled in the art without departing from the spirit of the present invention.

1 shows a card company (coupon operating system) 100, a client system 105, a point of sales (POS) 125 and a value-added communication network (VAN) to provide a coupon to an integrated circuit (IC) card in accordance with the present invention; Value Added Network) is a simple block diagram that is connected to the carrier 130.

* The card company may include a coupon management system 100 to be implemented by the present invention, or may be connected to a network with a coupon management system 100 implemented separately. A card company is connected to a Value Added Network (VAN) service provider 130 for authentication of an IC (Integrated Circuit) card including coupon information used by a client, so that a database can be shared, and the VAN ; Value Added Network) Personal information linked type (name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card generated at the request of the client according to the present invention through the operator 130; And other card number association forms included therein).

According to the present invention, when the client system 105 connects to a card company and selects and requests a coupon for a desired product or service (1), the coupon operation system 100 in the card company selects and requests information about the coupon requested by the client. To extract the personal information linked (name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other card number included in the form) coupons are generated. The coupon operation system 100 matches the generated coupon with subscriber information of the client system 105 and stores the coupon in the coupon database 235 (2).

Coupon management system 100 is a personal information associated type (name (ID), or address, or social security number (business registration number), or a wireless terminal number or credit card and generated therein at the request of the client system 105 Other coupon number association format) is transmitted to the client system 105 via the network (3). Client system 105 is a personal information associated type (name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other cards included therein transmitted from the coupon operation system 100) When the coupon is temporarily stored and stored, and when the IC (Integrated Circuit) card 120 is recognized through the card reader 115, the coupon information is recorded in the IC (Integrated Circuit) card 120. Alternatively, when the card reader 115 and the integrated circuit (IC) card 120 are connected at the time of receiving the coupon, real-time recording is also possible (4).

The IC (Integrated Circuit) card 120 generally includes personal authentication information, payment means information, and the like, and according to the present invention, personal information linked to the IC (Integrated Circuit) card 120 (name (ID)) Voucher information is recorded, including the address, or social security number (business registration number), or wireless terminal number or credit card and other card number associated therewith. As described above, the coupon information takes a form (including name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other card number associated therein) associated with personal information data. Records are also possible, so that coupons can also be authenticated through Value Added Networks (VANs) that handle credit card lookups and approvals. In addition, a plurality of coupon information can be stored according to the storage capacity in the IC (Integrated Circuit) card (120).

When the recording of the information on the coupon is completed in the IC (Integrated Circuit) card 120, it is possible to use the coupon using the IC (Integrated Circuit) card. The IC (Integrated Circuit) card 120 is a credit card. When the client presents the card 120 to purchase a desired product (a product which requested a coupon), the POS terminal 125 is displayed. The calculation and coupon information for the product is transmitted to the value added network (VAN) operator 130 for authentication (6).

The value added network (VAN) operator 130 is connected with a card company (coupon operating system) 100 to check the coupon information matched with the card number information and card number information of the client and performs authentication (7). ). When the authentication of the integrated circuit (IC) card 120 is completed, the value-added communication network operator 130 transmits the authentication details to the card company (coupon operating system) 100 (8). The card company (coupon operating system) 100 having received the authentication details deletes the coupon information matched with the card number information of the client from the coupon database 235 to notify that the coupon has been used (9).

The card company (coupon operating system) 100 transmits the authentication completion details to the POS terminal 125 through the value added network (VAN) operator 130 (10), the POS terminal 125 of the client The payment is processed using the IC (Integrated Circuit) card 120 and coupon use (11).

2 is a simple internal block diagram of a coupon operation system 100 that may be included in a card company or implemented separately and connected to the card company.

The coupon operation system 100 serves to generate and issue a coupon at the client's request. The coupon operation system 100 is installed in the client system 105 to perform information communication with the IC (Integrated Circuit) card 120. ) May be provided, for this purpose, a coupon generation module 205, a coupon transmission module 210, an application program distribution module 215, an authentication check module 220, a payment processing module 225, and a subscriber. It is composed of a database 230, a coupon database 235 and the like, the detailed function is as follows.

The coupon generation module 205 extracts information on the selected coupon according to the client's request and connects personal information (name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and And other coupon number association format included).

The coupon transmission module 210 functions to transmit the coupon generated through the coupon generation module 205 to the client system 105 in which the application program 110 is installed.

Application program distribution module 215 is a personal information generated from the coupon operation system 100 (name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other cards included therein) Receiving a coupon), an application that can be installed in the client system 105 to write information to the IC (Integrated Circuit) card 120 through the card reader 115 or to read the information of the card 120 Function to provide the program 110, and is responsible for the periodic update and security problem resolution of the distributed application program (110).

The authentication check module 220 confirms the authentication of the basic credit card function included in the integrated circuit (IC) card 120 and the authentication of the coupon information according to the present invention, and a value-added communication network (VAN). ; Value Added Network) operates in conjunction with the operator (130).

Payment processing module 225 is a personal information associated type (including name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other card number associated form included therein) coupon information It functions to perform payment processing according to the use of the included IC (Integrated Circuit) card (120).

Subscriber database 230 is a database that stores information such as card information (card number, card product name, password and card limit amount), name, address, mobile phone number issued to the client.

The coupon database 235 may be a personal information association type (name (ID), or address, or social security number (business registration number)) generated by a request of the client system 105, or a wireless terminal number or credit card and other information contained therein. Card number association format) It stores and stores the information about the coupon (coupon issue date, coupon serial number, coupon expiration date, coupon use merchant, coupon value, etc.) by matching with the subscriber information of the requesting client. ; Value Added Network) in conjunction with the operator 130 helps to authenticate this when using the coupon.

3 is a personal information linkage type (name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card in the IC (Integrated Circuit) card 120 according to the first method of the present invention; It is a simple flow diagram illustrating a process of recording information about the coupon (including other card number association format included therein).

The drawing shows that the coupon operation system 100 is a personal information linked type (name (ID), or address, or social security number (business registration number), or a wireless terminal number or credit card and the same) at the request of the client system 105. Generated coupons) and transmit the generated coupons to the client system 105 using the card reader 115 connected with the client system 105 to the integrated circuit (IC) card 120. The coupon information of the IC card 120 is recorded by recording information on the coupon and recognizing the integrated circuit (IC) card 120 on which the coupon information is recorded by the POS (Point Of Sales) terminal 125. This is a flowchart for a process for authenticating through a Value Added Network (VAN) provider 130.

When the client system 105 accesses the coupon management system 100 in the card company (300) and selects a coupon to be obtained, the coupon management system 100 receives a coupon request from the client system 105. In operation 310, the installation of the application program 110 having the reception function of the coupon to be transmitted and the function that can be recorded on the integrated circuit (IC) card 120 is confirmed (310).

If the application program 110 is not installed in the client system 105 (315), the client system 105 is downloaded and installed (320). However, if the application system 100 is installed in the client system 105 (325), the coupon operation system 100 extracts information about the requested coupon (330), personal information linked type (name (ID)) Or 335 generates an address, or a social security number (business registration number), or a wireless terminal number or credit card and other card number association forms included therein (335).

The personal information linked coupon is characterized by including the number format of existing credit cards and other cards, which is to facilitate the use of the IC (Integrated Circuit) card 120 is equipped with the coupon It refers to a coupon that can be operated in connection with the point of sales (POS) system and the value added network (VAN) operator 130.

The generated personal information association type (including name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other card number association form included therein) coupons and the subscriber information of the client The match is stored in the coupon database 235 (340), and when the storage is completed is transmitted to the client system 105 (345). The coupon transmitted to the client system 105 is linked with the personal information to the integrated circuit (IC) card 120 through a card reader 115 that serves as an interface of the read / write function of the integrated circuit (IC) card 120. Information of the type (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other card number association form included therein is recorded (350).

4 is a personal information linkage type (including name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other card number linkage form included therein) coupon information through the process of FIG. Is a simple flowchart showing the procedure for the use of the recorded IC (Integrated Circuit) card 120.

Through the process of Fig. 3, the information of the personal information linkage type (name (ID) or address, or social security number (business registration number), or wireless terminal number or credit card and other card number linkage forms included therein) can be obtained from the IC. Once recorded on the (Integrated Circuit) card 120, it is possible to use the coupon using the IC (Integrated Circuit) card 120 (400). Point of Point (POS) that recognizes the IC (Integrated Circuit) card 120 when an attempt is made to purchase an item to which the stored coupon is applied (405) with the IC (Integrated Circuit) card 120 in which the coupon information is recorded. The terminal (125) transmits the coupon information recorded in the integrated circuit (IC) card 120 to the value added network (VAN) service provider 130 and requests authentication (410).

The value added network (VAN) operator 130 that receives the authentication request for the coupon information of the client from the point of sales (POS) terminal 125 performs authentication in connection with the card company (coupon operating system) 100. In operation 415, the authentication information is notified to the card company and the point of sales terminal 125 (420).

The card company (coupon operating system) 100 checks the details of the coupon information (425) to recognize the use of the corresponding coupon, and deletes the coupon record from the coupon database 235 (430).

According to the present invention, the coupon information recorded on the IC (Integrated Circuit) card 120, as described above, the form associated with the personal information data (name (ID), or address, or resident registration number (business registration) Number), or wireless terminal number or credit card and other card number association forms included therein), so that a value added network (VAN) for performing credit card inquiry and approval tasks as shown in this drawing can be obtained. Through 130) it is also possible to authenticate the coupon.

5 is a personal information linkage type (name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card in the IC (Integrated Circuit) card 120 according to the second method of the present invention; In order to provide a coupon, the client system 105 equipped with the coupon generation agent program 500 is provided with a card company (coupon operating system) 100, a point of sales (POS) and a value-added communication network. (VAN; Value Added Network) This is a simple block diagram that is connected to the operator 130.

FIG. 1 illustrates a method for generating a coupon by itself through a coupon generation agent program 500 in the client system 105. The card company (coupon operating system) 100 of FIG. 1 is an application program 110. As one of the above, it only serves to provide the more advanced coupon generation agent program 500 to the client system 105, and is not responsible for generating coupons.

The coupon generation agent program 500 includes a read / write function for information recorded on the IC (Integrated Circuit) card 120, as well as the self-generation of the coupon through the coupon generation information acquired by the client on / offline. It is possible to include in the coupon to generate the authentication data of the client recorded in the IC (Integrated Circuit) card 120 at the time of generating the coupon, the use of the coupon through the IC (Integrated Circuit) card 120 is made later When lost, it helps to facilitate the authentication of coupons more conveniently and securely.

In addition, the coupon generation agent program 500 is a personal information linked type (name (ID), or address, or social security number (business registration number), or a wireless terminal number or credit card and other card numbers included therein according to the present invention) Forms associated with the personal information data (name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other card number included therein) in order to generate coupons Include an algorithm for the implementation of the

The coupon generation information provider 505 provides coupon generation information on / offline and drives the coupon generation agent program 500 installed in the client system 105 using the provided coupon generation information, thereby corresponding to the coupon generation information. Helps to generate a coupon, and transmits the coupon generation information to the card company or coupon management system 100 to enable authentication when the client uses the coupon.

In addition, the coupon generation information provider 505 may be a card company (coupon operating system 100) that provides a coupon generation agent program 500, and may provide coupon generation information to the card company while being independently present. .

The coupon generation information provided by the coupon generation information provider 500 is a kind of code system that can be obtained on / offline by the client, and includes all letters, numbers, symbols, and the like, which can be included in various media and can be delivered.

According to this figure, the client system 105 receives the coupon generation agent program 500 from the card company or coupon management system 100 to install (1). The coupon generation information provider 505 transmits the information for generating the coupon to the card company (coupon operating system) 100 to store in the coupon database 235 (2). Coupon generation information will be distributed online and offline.

When the client system 105 obtains the coupon generation information distributed by the coupon generation information provider 505 through on / off line (3), the client system 105 generates the coupon using the obtained coupon generation information. Run the agent program 500 to provide a personal information link (including name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other card number associated form) coupons. Create (4). The coupon generated by the coupon generation agent program 500 is generated is recorded on the IC (Integrated Circuit) card 120 through the card reader 115 (5).

According to the present invention, the IC (Integrated Circuit) card 120, personal information associated type (name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other cards included therein) Coupon information can be recorded. The coupon information can be recorded in a format (name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and associated with the personal information data as described above. It is possible to record by taking the other card number association form included therein, so that the authentication of the coupon may also be possible through the Value Added Network (VAN) 130, which handles credit card inquiry and authorization. I will.

When the recording of the information on the coupon is completed in the IC (Integrated Circuit) card 120, it is possible to use the coupon using the IC (Integrated Circuit) card 120. The IC (Integrated Circuit) card 120 is a credit card. When the client presents the card 120 to purchase a desired product (a product which has requested a coupon), the POS terminal 125 is displayed. Calculation and coupon information for the product is transmitted to the value added network (VAN) provider 130 for authentication (7).

The value added network (VAN) operator 130 is connected with a card company (coupon operating system) 100 to check the coupon information matching the card number information and card number information of the client to perform authentication (8). ). When the authentication for the IC card 120 is completed, the Value Added Network (VAN) provider 130 transmits the authentication details to the card company (coupon operating system) 100 (9). The card company (coupon operating system) 100 receiving the authentication details compares the coupon generation information received from the coupon generation information provider 505 with the coupon information, determines that the corresponding coupon has been used, and determines the use prohibition of the coupon, The reuse of the coupon is prohibited (10) and the use of the coupon is notified to the coupon generation information provider 505 (11).

When the client uses the coupon using the IC (Integrated Circuit) card 120 through the above process, the card company (coupon operating system) 100 checks and stores the usage record of the client, and the client subsequently stores the coupon. If you try to reuse the value added network (VAN) by checking the coupon information of the client transmitted through the operator 130 does not allow authentication verification. The non-authentication details are transmitted to the POS terminal 125 to disable the use of the IC (Integrated Circuit) card 120 coupon of the client.

When the above process is completed, the card company (coupon operating system) 100 transmits the authentication completion details to the POS terminal 125 through a value added network (VAN) (12), and the POS terminal 125 The payment processing and coupon use using the IC (Integrated Circuit) card 120 of the client is processed (13).

FIG. 6 is a simple flowchart illustrating a process of recording information about a coupon on an integrated circuit (IC) card 120 according to the second method of the present invention of FIG. 5.

Creation of a personal information linkage (including name (ID), or address, or social security number (business registration number), or wireless terminal number or credit card and other card number association forms included therein) coupons (or gift certificates and tickets, etc.) The possible coupon generation agent program 500 is installed and installed on the client system 105. The coupon generation information provider 505 distributes the coupon generation information on / offline, and the client system 105 obtains the coupon generation information for generating the coupon.

When the coupon generation information is acquired on / offline from the coupon generation information provider 505, the client system 105 generates a desired coupon by driving the coupon generation agent program 500 using the obtained coupon generation information. .

In the method of driving the coupon generation agent program 500 using the coupon generation information, when the coupon generation information is obtained online, in executing the coupon generation agent program 500, the coupon generation information is dragged and dropped. It may be possible by dragging or inputting a code (including letters, numbers, symbols, etc.) that can be included in the coupon generation information. The latter method is possible even offline.

When the coupon is generated by driving the coupon generation agent program 500, the generated coupon information is recorded on the IC (Integrated Circuit) card 120 through a card reader 115, the IC (Integrated Circuit) card ( Through 120 it is possible to use the coupon.

7 is an exemplary view in which coupon information is recorded on a mobile integrated circuit (IC) card 120 in a wireless network according to the present invention.

The figure is an embodiment in which a coupon (or gift certificate, ticket, etc.) according to the present invention is provided through a wireless communication device and a mobile IC (Integrated Circuit) card 120 inserted therein, the card company (coupon operating system) 100 Is connected to the mobile communication system 700. The wireless communication device may be a personal communication system (PCS), a global system for mobile communications (GSM), a personal digital cellular (PDC), a personal handyphone system (PHS), a personal digital assistant (PDA), a smart phone, and Means all kinds of wireless communication device 705 including an IMT-2000 (International Mobile Telecommunication-2000) terminal.

The method of generating a coupon may be included in the method of FIG. 1 and FIG. 5 even in a wireless network, and in the case of the method of FIG. 1, the wireless communication device 705 is connected to the card company (coupon operating system) 100. A mobile IC (Integrated Circuit) card which a client selects a desired coupon (or a gift certificate, a ticket, etc.) and receives the wireless communication device 705 through the mobile communication system 700 and inserts the same into the wireless communication device 705. 120, wherein the generated coupon is transmitted in a short message service (SMS) or a long message service (LMS) and a multimedia messaging service (MMS). And it can be transmitted through the WAP (Wireless Application Protocol) Push or Callback Uniform Resource Locator (URL) method using the same.

In addition, in the case of the method of FIG. 5, the coupon generating agent program 500 is installed in the wireless communication apparatus 705 to acquire and drive coupon generation information on / offline using the wireless communication apparatus 705, thereby enabling wireless communication. The device 705 itself generates coupons (or gift certificates and tickets, etc.) and records them on the mobile integrated circuit (IC) card 120.

In addition, in a method of receiving a coupon generation agent program 500 from a coupon operation system 100 on a wireless network, the coupon management system 100 may execute the coupon generation agent program 500 to the client wireless communication device 705. And a case where the wireless communication device 705 connects to the coupon operation system 100 and downloads the coupon generation agent program 500. In the former method, a step of inputting a telephone number of the corresponding wireless communication device 705 in the coupon operation system 100 is added, and in the latter case, the wireless communication device 705 is provided to the coupon management system 100. A step of requesting the transmission of the coupon generation agent program 500 is added.

According to the present invention, by providing a coupon using an IC (Integrated Circuit) card, the client has an advantage that does not need to output the coupon every day as before. In addition, the card provider has an advantage that by increasing the sales of the card by mounting the coupon information on the IC (Integrated Circuit) card, which can naturally promote the client's use of the card.

Claims (2)

Generate a coupon or gift certificate or ticket using the coupon or gift certificate or ticket generation information received through the communication network, the authentication data stored in the IC card mounted on the user's mobile phone to the generated coupon or gift certificate or ticket coupon or gift certificate or ticket To create and include in the And a program for executing a function of recording the generated coupon, gift certificate, or ticket on an IC card mounted in the mobile phone. Generate a coupon or voucher or ticket using the coupon or gift voucher or ticket generation information received through the communication network, generated by including the authentication data stored in the user IC card in the coupon or voucher or ticket generated in the coupon or voucher or ticket Function; And a program for processing the generated coupon, gift certificate, or ticket to be recorded on the IC card.

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