KR20070102639A - System for operating qualified coupon using smart card(or ic card) and ic chip - Google Patents

Abstract

A system for operating characterized coupons with a smart card and an IC chip for the same are provided to enable a user to receive benefits such as discriminated incentive through a member shop terminal linked with a characterized coupon applet by discriminatingly providing the incentive according to predetermined time or frequency and installing the characterized coupon applet including characterized information to the smart card of the user. A provider issues characterized coupon data discriminatingly applying the incentive according to the predetermined date or time, and provides the issued characterized coupon data to the smart card(100). A characterized coupon processor inquires the predetermined date of the characterized coupon from the smart card, and determines application date of the characterized coupon by comparing the predetermined date with current date data. A characterized coupon processor inquires the predetermined frequency of the characterized coupon from the smart card, and determines an application frequency of the characterized coupon by comparing the predetermined frequency with that of accumulation data of the current characterized coupon. The characterized coupon processor discriminatingly applies the incentive to the characterized coupon by activating the characterized coupon depending on a determination result.

Description

System for Operating Qualified Coupon using Smart Card (or IC Card) and IC Chip}

1 is a simplified block diagram of a coupon operation system characterized in accordance with the present invention.

2 is a simple block diagram of a smart card and a coupon applet equipped with a coupon that provides benefits such as an incentive according to a specific date or the number of times of use.

3 is a simplified illustration of the data structure of a characterized coupon applet mounted in a characterized coupon storage area of a smart card, in accordance with the present invention.

FIG. 4 is a simple flowchart illustrating a process in which a type A characterized coupon of FIG. 3 is mounted on a client smart card from a characterized coupon server and used through a terminal such as an affiliated store.

5 is a simplified illustration of the data structure of a characterized coupon applet mounted in a characterized coupon storage area of a smart card, in accordance with the present invention.

FIG. 6 is a simple flowchart illustrating a process in which a C-type characterized coupon of FIG. 5 is mounted on a client smart card from a characterized coupon server and used through a terminal such as an affiliated store.

FIG. 7 is a simple data model for a coupon type database contained within a terminal to help identify a characterized coupon type of a client smart card in conjunction with a processor within the terminal.

<Description of main parts of drawing>

100: smart card (or IC card) 105: terminal

110: reader 115: processor

120: Specialized Coupon Server

The present invention provides a means for issuing specialized coupon data to which incentives (or activation rates) are applied differently according to a specific date or a specific number of times, and providing them to a smart card (or an IC card), and the smart card (or IC card). Inquire specific date information of a specialized coupon, compare the inquired specific date with the current date data to determine the application date of the specialized coupon, or determine specific number information of the specialized coupon stored in a smart card (or IC card). Inquiries, and comparing the specific number of times and the cumulative data of the number of times of use of the characterized coupons to determine the number of application of the characterized coupons, and activates the characterized coupons according to the determination result incentives (or activation) Using a smart card (or IC card) having a specialized coupon processor for different application of A characterized coupon management system.

An object of the present invention for solving the above problems, the memory for storing the characterized coupon data to which the incentive (or activation rate) is applied differently according to a specific date or a specific number of times and the specific date information of the characterized coupon stored in the memory Determine the application date of the specialization coupon by comparing the inquired specific date with the current date data, or query information on the specific number of times of the specialization coupon stored in the memory; An IC comprising a characterization coupon processor for determining an application number of the characterization coupon by comparing the number of times of use of cumulative data, and activating the characterization coupon according to the determination result to apply an incentive (or activation rate) to the coupon differently; In providing a chip.

Specialized coupon operation system using a smart card (or IC card) according to the present invention, by issue a special coupon data that is differently applied incentives (or activation rate) according to a specific date or a specific number of times, smart card (or IC card) Means to provide information, and the specific date information of the specialization coupon stored in the smart card (or IC card), and compare the specific date and the current date data to determine the application date of the specialization coupon, Or query specific number information of the specialized coupon stored in a smart card (or IC card), compare the specific number of times with the accumulated number of times of use of the specialized coupon, and determine the number of application of the specialized coupon. When the incentive (or activation rate) for the coupon is applied differently by activating the specialized coupon according to the determination result It is characterized by formed by having the characterization coupon processor.

In the characterized coupon operating system using a smart card (or IC card) according to the present invention, the characterized coupon data comprises at least one or more general coupon data, ticket data, discount coupon data, gift certificate data and electronic money data It is characterized by.

On the other hand, the IC chip according to the present invention, the memory for storing the characteristic coupon data to which the incentive (or activation rate) is differently applied according to a specific date or a specific number of times and query the specific date information of the characterizing coupon stored in the memory, The application date of the specialization coupon is determined by comparing the inquired specific date and the current date data, or the specific frequency information of the specialization coupon stored in the memory is inquired, and the use of the specific frequency and the current coupon that is inquired is used. And a characterization coupon processor for determining the number of application of the characterization coupon by comparing the cumulative number of times, and activating the characterization coupon according to the determination result to differently apply an incentive (or activation rate) to the coupon.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. First, in adding reference numerals to the elements of each drawing, it should be noted that the same elements are denoted by the same reference numerals as much as possible even if they are shown in different drawings. In addition, in the following description, in order to explain the embodiments of the present invention, specific details such as specific elements are illustrated, which are provided to help a more general understanding of the present invention, and the present invention may be practiced without these specific details. It will be apparent to those skilled in the art. In describing the present invention, when it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted.

In addition, in order to be more faithful to the present invention, it is noted that changes or modifications can be made by those skilled in the art without departing from the spirit of the present invention.

1 is a schematic diagram of a system for characterizing a coupon management system according to the present invention.

Characterized coupon operation system is connected to the smart card 100, the client and the network that can be equipped with the coupon coupon applet characterized, according to the client's request, the smart card 100 in the form of an applet by issuing a specialized coupon Characterized coupon server 120 to be mounted on, the smart card 100 is recognized, and characterized in that the terminal 105 to check the characterized coupon data mounted in the smart card 100 to enable its use, etc. More specifically described as follows.

The smart card 100 receives the specialized coupon applet from the specialized coupon server 120 through a network, mounts it in the specialized coupon storage area in the smart card 100, and installs it in a merchant for use of the mounted coupon. Function to communicate with the characterized coupon processor 115 in the terminal 105.

The terminal 105 refers to a device having a smart card interface 110 installed in the affiliated store in order to use a coupon downloaded and loaded by the client into the smart card 100, and basically, the smart card 100 and Control means for connecting and controlling other components in the terminal 105 is connected to a coupon (ticket, gift certificate, etc.) provider, an electronic money provider or a financial institution and the like to transmit the result data processed in conjunction with, Data exchange with the card interface 110 physically connected to the smart card 100, input means such as a keyboard, output means such as a printer, display means such as a monitor, storage means necessary for data storage, and upper organizations It is possible to further include a communication means for the configuration. In addition, according to the present invention, the terminal 105 includes the characterization coupon type information for confirming the presence or absence of the characterization coupon mounted in the smart card 100 to be inserted.

The characterized coupon type information may be used for each characterized coupon type (eg, A, B, C, etc.) for characterization coupons issued by the characterization coupon server 120 are activated on a specific date or according to a specific number of times of use. ... etc.).

In addition, the terminal 105 is equipped with a characterization processor 115 for communicating the characterization coupon data in the smart card 100 and the terminal 105 self-operation, etc., the processor 115 is a version (Version) And update of additional functions can be downloaded through local and remote sites.

In addition, the processor 115 checks the characteristic coupon data in the recognized client smart card 100 and determines an incentive according to the corresponding characteristic in association with the characteristic coupon type information. By checking the number of times of use of the coupon, etc. mounted on the 100), the smart card 100 may provide information on the number of times of use.

The specialized coupon server 120 functions to issue a specialized coupon and download it to the smart card 100 of the client according to a request of a client connected through a wired or wireless network.

For example, when a client accesses the characterized coupon server 120 and inputs information (such as a specific date or a specific number of times of use) specified to be activated on the 1st, 11th, 21st, and 31st of every month, the characterization is performed. Issuing a coupon containing the received information, and transmits to the client smart card 100, the coupon mounted on the smart card 100 to be provided by adding a specialized incentive in accordance with the specialized information.

2 is a simple block diagram of a smart card 100 and a coupon applet equipped with a coupon providing benefits such as an incentive according to a specific date or the number of times of use.

In general, the smart card 100 is a contact card that communicates by a contact method of supplying power or exchanging electrical signals to a card through a current generating element (contact), a card without passing through a current generating element (contact) It refers to a contactless card that communicates with a contactless method of supplying power or exchanging electrical signals, and a Combi card, a hybrid card, etc., which accommodate and use all of the above methods. It refers to a smart card 100 incorporating an IC chip of a processor type.

In addition, a chip embedded in the smart card 100 may support a platform for responding to a plurality of applications with a single card, and may include a CPU (Central Processing Unit) providing various computational functions, ROM (Read Only Memory) in which a Chip Operating System (COS) is stored, Random Access Memory (RAM) for temporarily storing processing data, and EEPROM for storing various programs and characterization coupon applets according to the present invention. (Electrically Erasable and Programmable ROM).

Further, according to the present invention, an area (hereinafter, characterized as a coupon storage area) in which the characterized coupon applet is stored in the smart card 100 is located in the EEPROM, and the characterized coupon applet is configured to include code and characterized coupon data. do.

3 is a simplified illustration of the data structure of a characterized coupon applet mounted in the characterized coupon storage area of the smart card 100 in accordance with the present invention.

Specialized coupon according to the present invention is to receive a benefit of a more discriminating incentive, etc. according to a specific date or the number of times of use, and if the specific conditions (specific date or the number of times, etc.) do not match, the differentiated benefits are not received. Say the coupon.

The data structure of the coupon applet includes a coupon type, a coupon issuer code, a coupon ID number, a coupon serial number, a discount / discount rate, a coupon description, and a description of the type of the coupon and the characterization coupon.

In the coupon type area, it is recorded that the coupon is a specialized coupon capable of receiving differential incentives according to a specific condition (specific date or frequency of use selected by the client), and the coupon issuer code area is unique to the coupon issuer who issued the specialized coupon. One code is inserted. In addition, in the coupon ID number area, information on which product or service is the coupon of the characterization coupon is recorded.

The coupon serial number area includes information on the number of coupons on which the coupon is issued, and the discount / discount rate records information on the discount amount or the discount rate applied according to the type of the specialized coupon. The type of specialization coupon indicates information on a specific date or the number of times of use requested by the client. The coupon description area includes a description of a coupon that can use a certain product anywhere. For example, a description in the form of 'xx pizza pizza voucher' is recorded in the coupon description area.

In addition, the characterization coupon type area is a place where the description of what kind of characteristics the characterization coupon has is recorded, and the processor 115 in the terminal 105 that recognizes the smart card 100 equipped with the coupon is included. Through this, incentives for the above characteristics can be provided.

For example, the type of the specialization coupon may be defined as type A, type B, etc., type A may further provide a differential incentive on a specific date (date requested by the client), and type B may check usage count information. In addition, the discriminative incentive may be further provided at a specific number of times. In addition, the type information is recognized by the processor 115 in the terminal 105, and obtains the type information of the recognized smart card 100, to check the type to enable the specialization coupon.

In addition, the definition of the type is intended to be capable of modification and processing within the scope of the invention in various forms at the level of those skilled in the art.

The description area for the characterization coupon is an area in which a description of the type to which the characterization coupon corresponds is recorded. In this figure, the type of specialization coupon is A and is recorded to receive specialization incentive benefits on days ending with 0 or 5 characters.

4 is a simple flowchart illustrating a process in which the A-type characterized coupon of FIG. 3 is mounted on the client smart card 100 from the characterized coupon server 120 and used through a terminal 105 such as an affiliated store.

When the client accesses the characterization coupon server 120 that provides the characterization coupon, and requests a characterization coupon including a specific condition (such as a specific date or the number of times of use) to receive benefits such as differential incentives due to the coupon (400). The characterization coupon server 120 downloads the characterization coupon to the smart card 100 of the client (405).

The characterized coupon is mounted in the characterized coupon storage area in the smart card 100 in the form of an applet (410), the smart card is mounted on the terminal 105 located in the affiliated store for the use of the characterized coupons When inserting (100) (415), the processor 115 in the terminal 105 to check the coupon information in the smart card 100 to determine whether there is a characterized coupon (420).

If the characterized coupon exists in the smart card 100 (425), the processor 115 in the terminal 105 determines the type of the characterized coupon to determine what characteristics (such as a specific date or a specific number of times of use) of the coupon. Make sure that you have (430). Through the above process, the processor 115 in the terminal 105 determines that the type of the specialization coupon in the smart card 100 is A type (in the embodiment of the present invention, in the case of the A type, the characterized coupon type is activated on a specific date). The processor 115 then checks 440 the specific date data in the characterization coupon applet.

However, if it is not the A type (445), the processor 115 in the terminal 105 checks whether the coupon of the other type to proceed the procedure according to the type (450).

The processor 115 in the terminal 105 reads the specific date data in the characterization coupon applet and compares the current date with the specific date (5 days, 10 days, ...) recorded in the applet and confirms that it matches. If the current date coincides with the current date (455), the incentive is provided based on a specific amount or a discount rate stored in the specialized coupon applet (460).

5 is a simplified illustration of the data structure of the characterized coupon applet mounted in the characterized coupon storage area of the smart card 100, in accordance with the present invention.

As shown in FIG. 4, when the type of the characterized coupon is defined as an A type, a B type, or the like, the processor 105 of the terminal 105 checks the use frequency information of the coupon, This is an example data structure of a coupon applet that allows for further incentives.

The data structure of the coupon applet includes a coupon type, a coupon issuer code, a coupon ID number, a coupon serial number, a discount / discount rate, a coupon description, and a description of the type of the coupon and the characterization coupon.

Accordingly, in the drawing, the description of the type (C type) of the specialization coupon and when the specialization coupon is activated to receive benefits such as differential incentives is provided in the area in which the type of the specialization coupon and the description information of the specialization coupon are recorded. Included. In addition, the coupon applet data structure shown in the figure includes a counter (Counter) to help determine the number of times of use of the client, the counter is the number of times of use of the characterized coupon in the smart card 100 when the terminal 105 The processor 115 acquires and stores the data from the processor 115 in the CPC.

In this figure, it can be seen that the activation of the characterization coupon is recorded so as to be possible when using the 10 times, 20 times, ..., etc., and thus, the client uses the characterization coupon mounted on the smart card 100. Different incentives can be given based on the number of times.

FIG. 6 is a simple flowchart illustrating a process in which the C type characterizing coupon of FIG. 5 is mounted on the client smart card 100 from the characterizing coupon server 120 and used through a terminal 105 such as an affiliated store.

When the characterization coupon is requested from the characterization coupon server 120 that provides the characterization coupon, and the characterization coupon is downloaded to the client smart card 100 (600), the characterization coupon is characterized in the smart card 100 in the form of an applet. The smart card 100 is inserted into the coupon storage area, and the smart card 100 is inserted into the terminal 105 for use of the mounted special coupon (605).

When the smart card 100 is inserted into the terminal 105 of the affiliated store, the processor 115 in the terminal 105 inquires the coupon information in the smart card 100 to determine whether a specialized coupon exists. If the characterized coupon exists in the smart card 100 (615), the processor 115 in the terminal 105 to determine the type of the characterized coupon (620). When the processor 115 in the terminal 105 confirms the type (type C) of the characterization coupon mounted in the smart card 100 (625), the processor 115 activates the characterization coupon according to the number of times. Will be recognized. If it is not the type (C type) (630), the processor 115 checks the other type (635).

The processor 115 reads the characterization coupon information of the characterization coupon applet mounted in the smart card 100 (640) to determine how many times the differential incentive for the characterization coupon is provided, and the characterization coupon The counter information in the applet data is checked (645).

If the identified counter information coincides with the number of times the discriminative incentive is to be provided (650), the processor 115 in the terminal 105 is to provide the benefits according to the specific incentive (655).

7 is a simple data model for a coupon type database contained within terminal 105 that assists in identifying the characterization coupon type of client smart card 100 in conjunction with processor 115 in terminal 105.

In the present invention, the characterization coupon is described for each type to help the understanding of the present invention, but the characterization coupon type described in the present invention is not limited thereto.

In the figure, the type of the characterizing coupon is defined as A type, B type, C type, ..., etc. In the case of the A type, the processor 115 in the terminal 105 has a specific date when the corresponding characterizing coupon is repeated. Recognize to provide differentiated incentives. In addition, in the case of type B, it is recognized to provide benefits such as the incentive on a specific date, and the specific date is confirmed through a specialized coupon applet mounted in the smart card 100.

In addition, in the case of the C type, the processor 115 in the terminal 105 recognizes that the coupon is provided with an incentive according to a specific number of times of use.

According to the present invention, a special coupon applet including the characterization information such as the specific time or the specific number of times is provided on the user smart card, so that the incentives such as discrimination can be provided according to the specific time or the specific number of times of use. Thus, the user has an advantage of being able to receive benefits such as more differentiated incentives through a terminal such as an affiliated store that interworks with the specialized coupon applet.

In addition, the coupon provider can attract a large number of coupon users by providing a more interesting and interesting coupon, unlike the existing unilaterally provided coupons, such as a user-centered specific time or the number of times of use of the specialized coupon is activated. There is this.

In addition, the card provider has an advantage that the card usage rate can be increased due to the use of the coupon by mounting a coupon activated on the card at a specific time or a specific number of times of use.

Claims (3)

Means for issuing characterized coupon data for which incentives (or activation rates) are applied differently according to a specific date or a specific number of times and providing the coupon data to a smart card (or an IC card); Look up the specific date information of the characterized coupon stored in the smart card (or IC card), and compare the specific date and the current date data to determine the application date of the characterized coupon, or smart card (or IC card) Inquiring the specific number of times of the characterized coupon stored in the information, and the cumulative data of the number of times the inquiry and the number of times of use of the specialized coupon is determined to determine the number of application of the characterized coupon, the characterized coupon according to the determination result Characterized coupon operation system characterized in that it comprises a; characterized in that the coupon processor for activating different incentives (or activation rate) for the coupon. The method of claim 1, wherein the characterized coupon data, Characterized coupon operation system using a smart card (or IC card), characterized in that it comprises at least one or more general coupon data, ticket data, discount ticket data, gift certificate data and electronic money data. A memory for storing characterized coupon data to which incentives (or activation rates) are applied differently according to a specific date or a specific number of times; And Inquiry of the specific date information of the characterized coupon stored in the memory, and comparing the inquired specific date and the current date data to determine the application date of the characterized coupon, or to specify the specific number of information of the characterized coupon stored in the memory Inquiries, and comparing the specific number of times and the cumulative data of the number of times of use of the characterized coupons to determine the number of application of the characterized coupons, and activates the characterized coupons according to the determination result incentives (or activation) An IC chip comprising; a specialized coupon processor for differently applying.

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