KR20060009726A - Wireless telecommunication terminal and method for managing inform message about a bill credit card - Google Patents

Abstract

1. TECHNICAL FIELD OF THE INVENTION

The present invention relates to a wireless communication terminal having a credit card usage notification message management function and a method thereof.

2. The technical problem to be solved by the invention

According to the present invention, a credit card for displaying a text message from an external device and managing the credit card history notification message separately from a general text message according to the received text message is a credit card history notification message. It is an object of the present invention to provide a wireless communication terminal and its method having a function of managing usage notification messages.

3. Summary of Solution to Invention

The present invention provides a wireless communication terminal having a credit card usage notification message management function, comprising: wireless transmission and reception means for transmitting and receiving a text message (general text message or credit card usage notification message); Storage means for separately storing the general text message and the credit card usage notification message received by the wireless transmission and reception means; Display means for displaying a text message received by the wireless transmission / reception means; Input means for receiving a selection signal for managing a credit card usage notification message; And displaying the text message as the text message is received by the wireless transmission / reception means, and managing the credit card usage notification message separately from a general text message according to the received text message. Control means for controlling the.

4. Important uses of the invention

The present invention is used in a wireless communication terminal.

Credit card usage notification message management, inquiry password, monthly calendar, wireless communication terminal

Description

Wireless telecommunication terminal and method for managing informative credit card usage notification message and a method thereof             

1 is a configuration of an embodiment of a wireless communication terminal having a credit card usage notification message management function according to the present invention;

2A and 2B illustrate an embodiment of a method for managing a credit card usage notification message in a wireless communication terminal according to the present invention;

3 is a flowchart illustrating a method for managing a credit card usage notification message in a wireless communication terminal according to the present invention.

* Explanation of symbols for the main parts of the drawings

11 wireless transceiver 12: storage unit

13 display unit 14 input unit

15: control unit

The present invention relates to a wireless communication terminal having a function of managing a credit card usage notification message and a method thereof, and more particularly, to display a text message when receiving a text message from the outside, wherein the received text message is notified of the credit card usage notification. The present invention relates to a wireless communication terminal having a credit card usage notification message management function for managing the credit card usage notification message separately from a general text message according to the message.

In the present invention, the wireless communication terminal is a mobile communication terminal, a personal communication service (PCS) terminal, a personal digital assistant (PDA), a smart phone, a next generation mobile communication (IMT-2000) terminal, a wireless LAN terminal and the like through wireless communication Refers to a portable wireless communication terminal capable of transmitting and receiving text and image data.

In general, a credit card is a plastic identification card issued by a bank, a large mart, or a department store. The credit card allows postpay payment or cash withdrawal at a cash dispenser (CD) for various services including purchase of goods. Is widely used as a card.

In addition, credit card merchants read credit cards while accessing the main computer of the credit card issuing company online using a credit inquiry terminal (CAT), and check the limit and validity of the credit card to allow post-payment of sales. do.

In addition, the bank's cash dispenser reads credit card information to verify the cardholder's account details and pay cash.

Such credit cards can be used more easily than cash, which is difficult to store or handle, and its use is gradually increasing in line with the trend of crediting due to economic development.

Moreover, as part of a transparent tax payment policy, the government has mandated credit card affiliates for a certain number of service providers, and provides benefits such as tax credits for credit card use in credit card lottery systems or year-end settlements. At the same time, it is encouraging people to use credit cards.

As a result of this policy, the use of credit cards has increased rapidly, and illegal use by others has become a social problem.

Accordingly, in order to prevent illegal use of credit cards, credit card companies send credit card transaction authorizations via text message, and the transaction authorizations are real-time to the wireless communication terminal registered in advance when the credit card user uses the credit card. You can check it.

On the other hand, the conventional method for managing a credit card usage notification message has been inconvenient to inquire about the credit card usage history of a desired date later, because the credit card usage notification message is treated and managed in the same manner as a general text message.

In addition, the conventional management method has a problem of not receiving a credit card usage notification message when a plurality of text messages are received because of the limited text message inbox.

In addition, the conventional management method has a problem that the credit card usage notification message can be read by others because the inquiry password could not be set.

The present invention has been proposed to solve the above problems, and displays the text message when receiving a text message from the outside, and displays the credit card history notification message as the received text message is a credit card history notification message. It is an object of the present invention to provide a wireless communication terminal and a method having a credit card usage notification message management function for managing separately from a message.

In addition, the present invention displays the text message as received from the outside, credit card usage history for managing separately from the normal text message by setting the inquiry password as the received text message is a credit card history notification message, Another object of the present invention is to provide a wireless communication terminal having a notification message management function and a method thereof.

In addition, the present invention is displayed by receiving a text message from the outside, and set the inquiry password as the received text message is a credit card history notification message to manage separately from the normal text message for each received date, credit card Another object of the present invention is to provide a wireless communication terminal having a usage history message management function and a method thereof.                         

Other objects and advantages of the present invention can be understood by the following description, and will be more clearly understood by the embodiments of the present invention. In addition, it will be readily appreciated that the objects and advantages of the present invention may be realized by the means and combinations thereof indicated in the claims.

According to an aspect of the present invention, there is provided a wireless communication terminal having a credit card usage notification message management function, comprising: wireless transmission and reception means for transmitting and receiving a text message (general text message or credit card usage notification message); Storage means for separately storing the general text message and the credit card usage notification message received by the wireless transmission and reception means; Display means for displaying a text message received by the wireless transmission / reception means; Input means for receiving a selection signal for managing a credit card usage notification message; And displaying the text message as the text message is received by the wireless transmission / reception means, and managing the credit card usage notification message separately from a general text message according to the received text message. It characterized in that it comprises a control means for controlling.

On the other hand, the method of the present invention, the credit card usage notification message management method in a wireless communication terminal, the text message output step of outputting the received text message; A credit card usage notification message checking step of confirming whether the text message is a credit card usage notification message; And managing the credit card usage notification message separately from the general text message as the text message is a credit card usage notification message.

The above objects, features and advantages will become more apparent from the following detailed description taken in conjunction with the accompanying drawings, whereby those skilled in the art may easily implement the technical idea of the present invention. There will be. In addition, in describing the present invention, when it is determined that the detailed description of the known technology related to the present invention may unnecessarily obscure the gist of the present invention, the detailed description thereof will be omitted. Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a configuration of an embodiment of a wireless communication terminal having a function of managing credit card usage notification message according to the present invention.

As shown in Figure 1, the wireless communication terminal having a credit card history notification message management function according to the present invention, receives a text message (general text message, credit card history notification message) from the outside (network side), The wireless transceiver 11 for transmitting a text message (general text message, credit card usage notification message) to the outside, and stores the general text message and credit card usage notification message received from the wireless transceiver 11 In addition, the storage unit 12 for storing the credit card history notification message by date through the credit card history notification message management calendar, as well as the text message received by the wireless transceiver 11, Display screen 13 for outputting the inquiry password setting screen, the credit card usage notification message management calendar by the user, Input unit 14 for receiving a selection signal for managing the credit card history notification message, such as the inquiry password setting signal and the inquiry password non-setting signal, credit card usage history notification message storage signal and credit card usage history notification message non-storage signal, etc. And a controller 15 for displaying the text message as received from the outside and managing the credit card usage notification message separately from the general text message as the received text message is a credit card usage notification message. do.

Here, the control unit 15 further performs a function of setting an inquiry password in the credit card usage notification message as the received text message is a credit card usage notification message.

In addition, the controller 15 further performs a function of managing the credit card usage notification message for which the inquiry password is set by date through a credit card usage notification message management calendar.

In addition, the text message generally includes a message for acknowledgment between acquaintances and a credit card usage notification message sent from a bank or credit card company.

At this time, the credit card history notification message includes a specific character format. That is, the credit card usage notification message serviced by Kookmin Card includes a specific character of "[KB Card]", and the credit card usage notification message serviced by BC Card is specified as "[bank name BC]". Contains a character. Here, bank names include Choheung, Woori, Cheil, Hana, Nonghyup, Corporation, Busan, Korea and the like.

Accordingly, the controller 15 may check whether the text message received through the wireless transceiver 11 is a general text message or a credit card usage notification message by checking the specific text format.

In addition, the control unit 15 displays a screen asking whether to store the received credit card usage notification message as the text message received through the wireless transceiver 11 is a credit card usage notification message. By displaying through, the credit card history notification message may be stored or not stored according to the credit card usage history notification message storage signal or the credit card usage history notification message non-storage signal received through the input unit 14.

In addition, the controller 15 manages a credit card usage notification message by date using a credit card usage notification message management calendar. In this case, a calendar generally included in a scheduling function of a wireless communication terminal may be used as the calendar, or a newly generated calendar may be used to manage a credit card usage notification message. In this case, when a monthly calendar capable of a user interface (UI) included in the scheduling function is used, a credit card management item is added to the scheduling function, and the calendar is used for scheduling and credit card management, respectively.

This will be described in detail with reference to FIG. 2A.

For example, when the credit card usage notification message is received on the 11th, the control unit 15 manages the received credit card usage notification message on the 11th. That is, the received credit card usage notification message is stored in a storage area corresponding to 11 days.

Thereafter, when the user selects 11 to check the credit card usage history received on the 11th, the controller 15 displays a credit card usage notification message corresponding to 11 through the display unit 13.

At this time, when there are a large number of credit card usage notification messages received on the 11th, as shown in FIG.

That is, when the user selects 11, the credit card usage notification messages received on the 11th are displayed. After that, if the user selects No. 1, for example, "[ㅇㅇ card] Kim Lee-bak customers displayed 2,500 won at the o restaurant at 13:45 on May 11, 2004." .

Here, the credit card usage notification message may be sorted for each card company or may be sorted for each initial of the card company.

Also, if a credit card history notification message exists to indicate the existence of a credit card history notification message on the received date (for example, 11 days), replace 11 with an icon (for example, a card shape) or 11 You can also overlay the icon on the display. In this case, when there are a large number of credit card usage notification messages received on the 11th, the number of icons may be expressed by changing the color of the icon.

For example, one credit card history notification message may be green, one to three blue, three to five yellow, and five or more red.

3 is a flowchart illustrating a method for managing a credit card usage notification message in a wireless communication terminal according to the present invention.

First, in response to receiving a text message from the outside (network side), the display is displayed on the display unit 13 (301 and 302).

Then, it is checked whether the received text message is a credit card usage notification message (303). At this time, the verification method uses a method of confirming whether a specific character format exists in the credit card usage notification message. This is because the credit card usage notification message generally includes the name of a specific card company, for example, the character format "[KB card]" in the case of a national card.

As a result of the check 303, if the received text message is not a credit card usage notification message, the received text message is managed using the text message inbox (304).

On the other hand, if the check result 303, if the received text message is a credit card history notification message, the inquiry password to receive the inquiry password setting signal or inquiry password non-setting signal of the current credit card usage notification message received from the user The setting screen is displayed (305). In this case, the inquiry password may use a password set in the existing wireless communication terminal.

Thereafter, the selection signal from the user is confirmed (306).

As a result of the check 306, if the selection signal is an inquiry password setting signal, an inquiry password is set in the received credit card usage notification message (307).

In addition, as shown in FIGS. 2A and 2B, the credit card usage notification message in which the inquiry password is set is managed by date using a monthly calendar (308).

On the other hand, if the check result 306, if the selection signal is not an inquiry password setting signal, without setting an inquiry password in the received credit card usage notification message, as shown in Figures 2a and 2b, using a monthly calendar Manage by date (308).

According to an embodiment of the present invention, since the received text message is a credit card history notification message, the inquiry password setting screen is displayed to set the inquiry password immediately, but the storage signal of the credit card usage notification message received from the user is input. After receiving, you can display the inquiry password setting screen for setting the inquiry password. At this time, if the user receives a non-storage signal of the credit card usage notification message from the user immediately ends.

The present invention described above is capable of various substitutions, modifications, and changes without departing from the technical spirit of the present invention for those skilled in the art to which the present invention pertains. It is not limited by the drawings.

The present invention as described above, by receiving a text message from the outside to display it, by confirming that the received text message is a credit card usage notification message to manage separately from the normal text message, thereby improving the convenience of the user's inquiry It can be used to overcome the limitations of text message inbox.

In addition, the present invention displays the text message as received from the outside, by setting the inquiry password according to the received text message is a credit card history notification message, and manages separately from the general text message, so that other people There is an effect that can not confirm the credit card usage notification message.

In addition, the present invention is displayed by receiving a text message from the outside, and confirms whether the credit card history notification message to display the inquiry password setting screen according to the credit card history notification message, and according to the inquiry password setting signal By setting an inquiry password in the credit card usage notification message and managing by reception date, the user can more conveniently check the credit card usage notification message.

Claims (8)

A wireless communication terminal having a credit card usage notification message management function, Wireless transmission and reception means for transmitting and receiving a text message (general text message or credit card usage notification message); Storage means for separately storing the general text message and the credit card usage notification message received by the wireless transmission and reception means; Display means for displaying a text message received by the wireless transmission / reception means; Input means for receiving a selection signal for managing a credit card usage notification message; And Receiving a text message received by the wireless transmission and reception means, and displays the respective components to manage the credit card usage notification message separately from a normal text message as the received text message is a credit card usage history notification message. Control means for controlling Wireless communication terminal having a credit card usage notification message management function comprising a. The method of claim 1, The display means, Further performs a function for displaying the inquiry password setting screen for receiving the inquiry password from the user, The input means, Further performs a function to receive the inquiry password setting signal from the user, The control means, And controlling the display means and the input means to set an inquiry password in the credit card usage notification message as the received text message is a credit card usage notification message. A wireless communication terminal having a history notification message management function. The method of claim 2, The storage means, And performing a function of storing the credit card history notification message by date through a credit card history notification message management calendar. The display means, And performing a function of displaying the credit card usage notification message management calendar, The control means, And a credit card usage notification message management function, further comprising: managing a credit card usage notification message with the inquiry password set by date through the credit card usage notification message management calendar. The method according to any one of claims 1 to 3, The control means, The wireless communication terminal having a credit card usage notification message management function, characterized in that to check whether the specific message format included in the text message is a credit card usage notification message. In the credit card usage notification message management method in a wireless communication terminal, Outputting a text message as the text message is received; A credit card usage notification message confirming step of confirming whether the text message is a credit card usage notification message; And Managing the credit card usage notification message managed separately from the general text message according to the text message usage notification message Method of managing a credit card usage notification message in a wireless communication terminal comprising a. The method of claim 5, An inquiry password setting screen displaying step of displaying an inquiry password setting screen as the text message is a credit card usage notification message; And An inquiry password setting step of setting an inquiry password in the received credit card usage notification message according to an inquiry password setting signal Credit card usage notification message management method in a wireless communication terminal further comprising. The method of claim 6, Managing the credit card history notification message for which the inquiry password is set by date through a credit card history notification message management calendar; Credit card usage notification message management method in a wireless communication terminal further comprising. The method according to any one of claims 5 to 7, The credit card history notification message confirmation step, Checking a specific text format included in the text message to determine whether the text message is a credit card history notification message, characterized in that the credit card usage notification message management method in a wireless communication terminal.

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