KR20050020729A - The ATM and the Method for Preventing Disturbing CCTV in Photographing and an Illegal Withdrawal - Google Patents

Abstract

PURPOSE: An ATM(Automated Teller Machine) and a method for preventing infringement of security camera usages and illegal withdrawal are provided to increase security level by permitting transactions based on signals from a proximity sensor and images from a security camera. CONSTITUTION: A key input(10) outputs electrical signals converted from input information of users. A bank book/card recognizer(12) recognizes inserted bank books or cards. A display(22) displays transaction history. A printer(24) prints the transaction on the bank book and issues a slip. A bank note input/output portion(26) receives or dispenses bank notes. A cash input/output portion(30) deposits or draws cash. A memory(16) stores control programs or transactions. A communicator(28) performs communication with a central computer. A central processor(20) controls the overall components. A security camera(18) takes images and sends the taken images to the central processor. A proximity sensor(50) detects approaching objects. An ATM(60) permits the transactions when no infringement is detected at the proximity sensor and the images from the security camera are greater than a reference value.

Description

Financial automated equipment and method for preventing security camera photography and illegal withdrawal {The ATM and the Method for Preventing Disturbing CCTV in Photographing and an Illegal Withdrawal}

The present invention relates to a financial automatic device for preventing security camera photography and preventing illegal withdrawal by preventing a security camera from using a hand or other object at a store where the automatic teller machine is installed. Specifically, at the store where the automated teller machine is installed, the security camera mounted on the automated teller machine is blocked with a hand or other object and detected when an illegal withdrawal is attempted, and the card is notified in real time using an e-mail or SMS. By allowing the owner to check whether the theft has been prevented, it is possible to prevent financial accidents such as crimes such as illegally withdrawing security cameras and increase the reliability of financial transactions, and improve customer satisfaction. Increase customer confidence, increase customer confidence The present invention relates to a financial automatic device for preventing security camera photography and illegal withdrawal.

In recent years, most companies' five-day week system has led to the use of automated teller machines such as ATMs and CDs, rather than going directly to banks. Various functions are being implemented and used in the automated teller machines to provide unmanned services without consulting. In addition, as banks work five days a week, the installation of automated teller machines is gradually expanding. As a result, the number of automated teller machines and the amount held per unit are increasing. At present, the automatic teller machine is being implemented by considering not only the main tasks but also various additional functions, and it is continuously developing the automated teller machine for improving bank competitiveness and customer satisfaction.

Hereinafter, a general automatic teller machine will be described with reference to the accompanying drawings.

1 is a block diagram showing an internal configuration module for explaining a conventional automated teller machine.

Referring to FIG. 1, a general automated teller machine is composed of a plurality of keys for basic input / output, and a key input unit 10 for converting and outputting user input information into an electrical signal, and a passbook / card for recognizing an inserted bankbook or card. There is a recognition unit 12, a check input and output unit 26 for performing a deposit and withdrawal function of the check, and a cash input and output unit 30 for depositing or withdrawing cash.

In addition to this, for a general transaction, a storage unit 16 for storing a program for controlling the system or the transaction contents of the automated teller machine, a communication unit 28 for exchanging information with the central computer of the head office, and The central processing unit 20 for exchanging information with the main office through the communication unit 28, the display unit 22 for displaying the transaction details and the like, and print the transaction details on the account book, and print the transaction statement There is a printing section 24 for outputting.

In addition to this, a security camera unit 14 for considering a threatening situation from the outside or a security camera unit 18 for photographing and storing a face image of a user to be used for identification of a bad trader later may be provided. Can be.

The bankbook / card recognition unit 12 reads the information stored in the magnetic strip of the bankbook or card or the information stored in the IC chip and transmits the information to the central computer of the head office through the communication unit 28 to inquire the identity of the trader, and deposits the money. It is a function to return the card or bank account after recording the contents of the overdraft.

The security unit 14 stops operation when a threat is applied from the outside, and the locking device is activated or connected to a professional security service company by a surveillance camera or a surveillance button via a telephone line to enable 24-hour monitoring. .

The central processing unit 20 receives the output signals of the key input unit 10 and the passbook / card recognition unit 12 to exchange information with the central computer of the main store through the communication unit 28 according to the input information It controls the financial transaction function, and the display unit 22 displays the information input through the key input unit 10 and the information processed by the central processing unit 20 so that the user can recognize it. Do it.

In a financial transaction, when a user inserts a bankbook or a card, the bankbook / card recognition unit 12 recognizes this, and then the user checks the contents displayed on the display unit 22 and performs the financial transaction through the key input unit 10. Proceed to enter the password according to the guidance, the central processing unit 20 is connected to the central computer of the main store through the communication unit 28 to exchange data, and proceed with the financial transaction.

Subsequently, after storing the transaction details of the automatic teller machine in the storage unit 16, the printing unit 24 prints the transaction details on the account book, prints and prints the transaction statement, and prints the check or cash dispenser. The transaction can be completed by providing the user through 26 or the automated teller machine 30.

In the conventional method as described above, even if a security camera installed inside / outside the automatic teller machine is blocked by an object or normal shooting is not performed by light such as a backlight, photography continues as it is, and the financial transaction continues. Illegal withdrawal was possible, and the image data photographed by the security camera after the financial accident did not have a value, so there was a disadvantage in that investigation using it was impossible.

In addition, there is no function of notifying in real time when the incident of obstructing the security camera and illegally withdraws the security camera as described above, and it was not possible to prevent financial accidents because the notification was possible only after the illegal transaction was completed. .

The present invention has been proposed to solve the above problems, it is possible to prevent the accident to withdraw cash illegally by using a hand or other objects to prevent the security camera mounted on the automated teller machine at a store equipped with a automated teller machine. In addition, by blocking the security camera and attempts to withdraw illegally, it detects it and notifies in real time by using E-mail or SMS (Short Message Service) so that the owner can confirm the card theft. The purpose of the present invention is to provide a financial automatic device for preventing security camera photography and preventing illegal withdrawal of a security camera, which can prevent a crime, such as obstructing an increasing number of security cameras and illegally withdraw cash.

In addition, by using the system as described above, it is possible to improve the reliability of financial transactions by strengthening the security of the automated teller machine, increase customer satisfaction, highlight differentiated bank image, and improve customer reliability. Can also be achieved.

In order to achieve the above object, the present invention describes a financial automatic device for preventing security camera photography and illegal withdrawal, and also proposes an internal configuration module of the automatic teller machine for achieving the above processes.

In order to prevent security camera shooting and illegal withdrawal, the present invention provides a method for detecting a security camera; If there is no object close to the above, photographing the user and checking whether the image data is above a reference value, and providing a normal deposit and withdrawal financial transaction if the reference value is higher than the reference value; Providing a guide screen and a guide broadcast if there is an object in proximity or if the image data of the user is less than or equal to a reference value; If the provided guide screen and the guide broadcast are more than a predetermined number of times, outputting a screen indicating a transaction interruption, collecting the inserted card, and issuing a collection slip.

In addition, in order to control each of the steps, the present invention, consisting of a plurality of keys for the basic input and output for the general transaction business to recognize the key input unit for converting and outputting the user's input information to an electrical signal, the inserted bankbook or card A bankbook / card recognition unit, a display unit that displays transaction details, etc. on the screen, a printing unit that prints the transaction details on the bankbook, and prints and prints the transaction statement; and a check-in / output unit that performs deposit and withdrawal of checks. A cash in / out unit for depositing or withdrawing cash, a storage unit for storing the transaction contents of a program or cash machine for controlling the system, a communication unit for exchanging information with the central computer of the head office, In a cash machine having a central processing unit for controlling each unit, an image is taken and an image is taken. Security camera unit and the sending process the stored images is connected to the central processing unit the central processing unit; It further includes a proximity sensor installed outside or inside the automatic financial device to detect whether there is a nearby object, and the central processing unit is determined that no obstacles to the image is detected based on the proximity sensor and the internal / external security It is characterized in that the withdrawal processing operation is controlled only when the photographing image data of the camera unit is input to the reference value or more.

Hereinafter, the preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

Figure 2 is a block diagram showing the internal configuration module of the automated teller machine for preventing security camera shooting and illegal withdrawal according to an embodiment of the present invention.

In FIG. 2, the same reference numerals are used for components that perform the same functions as the components illustrated in FIG. 1, and detailed descriptions thereof will be omitted for unnecessary duplication in the following description.

Referring to FIG. 2, the ATM includes a key input unit 10, a bankbook / card recognition unit 12, a security device unit 14, a storage unit 16, a security camera unit 18, and a center for basic financial transactions. The processing device 20, the display unit 22, the printing unit 24, the check input and output unit 26, the communication unit 28, the cash input and output unit 30 is provided, in addition to the security camera shooting disturbance according to the present invention And proximity sensor 50 is connected to the security camera unit 18 to prevent illegal withdrawal, the security camera unit 18 is connected to the central processing unit 20, the central processing unit 20 To handle this.

As the security camera 18, a CCTV (Closed Circuit Television), which is widely used in the past, or a large-capacity data storage is easy, and the search is convenient, and a DVR (Digital Video Recorder), which is widely used nowadays, may be used. The security camera 18 may be located adjacent to the proximity sensor 50 in parallel, and may be located inside or outside the automatic teller machine 60. The security camera 18 always photographs the user and notifies the central processing unit 20 when the photographed data capacity is smaller than the reference value.

The proximity sensor 50 may be installed in parallel with the security camera 18 to be located inside or outside the financial automatic device 60. Proximity sensors include magnetic sensors and capacitive sensors that detect the presence of objects or people by sensing the flow of electricity. The proximity sensor 50 operates when a card is inserted, detects whether a person or an object is blocking the security camera 18, and informs the central processing unit 20 to illegally attempt to withdraw money. Make it known.

Accordingly, when the proximity sensor 50 is installed in the central processing unit 20 outside or inside of the automated teller machine in parallel with the security camera unit 18, the proximity sensor 50 operates simultaneously with the card inserted. And, according to the result sent by the sensor to provide a user guide screen and guide broadcast. At this time, if the provided guide screen and the guide broadcast exceeds a predetermined number of times, the inserted card is recovered, a collection slip is issued accordingly, and the result of the above information and the inserted card are communicated through the communication unit 28. The central computer receives the central owner of the card and notifies the user of theft using an e-mail or an SMS.

3A and 3B are state diagrams in which a proximity sensor is installed inside and outside of the automated teller machine, respectively, in order to prevent security camera shooting and illegal withdrawal according to an exemplary embodiment of the present invention.

Referring to FIG. 3A, a state in which the proximity sensor 50 is mounted in parallel with the security camera unit 18 inside the automatic teller machine 60 system is shown. The security camera unit 18 may be a CCTV or DVR, it is mounted in parallel with the proximity sensor 50 in the inside of the automated teller machine system 60 is connected to the central processing unit 20.

When the card is inserted, the proximity sensor 50 detects whether there is a nearby object, and the security camera unit 18 photographs the object to check whether the capacity of the photographed image data exceeds the reference value, so that the user You can see if you are trying to interrupt security cameras and withdraw money.

3B, it can be seen that the proximity sensor 50 is mounted in parallel with the security camera 18 on the outside of the automatic teller machine 60 system. The security camera unit 18 may be a CCTV or DVR, it is mounted in parallel with the proximity sensor 50 on the outside of the automated teller machine system 60 is connected to the central processing unit 20.

As in FIG. 3A, the proximity sensor 50 detects whether there is a nearby object, and the security camera unit 18 photographs the object to check whether the capacity of the captured image data exceeds a reference value. You can see if you are trying to interrupt security cameras and withdraw money.

Figure 4 is a flow chart illustrating a financial automated device for preventing security camera shooting and illegal withdrawal of the present invention.

Referring to Figure 4, first, the user inserts the card into the insertion slot of the automated teller machine 60 to execute a financial transaction, such as deposit and withdrawal (S102). At this time, the proximity sensor 50, which is present inside or outside the automatic teller machine 60 is activated (S104), the central processing unit 20 is whether there is an object blocking the photographing unit of the security camera unit 18. Check whether there is no, and check the presence of a nearby object (S106). If there is no detected object, the user is photographed using a security camera or the like (S108).

If it is determined in step S108 that there is no adjacent object, the capacity of the captured image data of the user is compared with a reference value (S110). If the image data has a capacity equal to or greater than the reference value, the normal financial deposit and withdrawal transaction is performed (S112), and the transaction is normally terminated (S114).

However, in the process (S108), if a nearby object is detected or the image data has a capacity of less than the reference value, it is checked whether the number of previously provided guide screens and guide voices exceeds a predetermined number (S116). If the provided number of guide screens and guide voices is less than a predetermined number of times, the guide screen and guide voices are guided to guide the user to shoot normally (S118), so that the user can continue the transaction by reshooting.

If the number of the provided guide screen and guide voice exceeds a predetermined number of times, the user is informed of the guide screen and guide voice such as aborting the transaction to the user (S120), and subsequently, the inserted card is recovered, A recovery slip is issued (S122). In the present invention, in the above process, the central processing unit 20 reads the information of the inserted card and sends the above information to the owner of the card by e-mail or SMS (Short Message Service). By using the transmission, it is possible to notify in real time whether or not theft.

As mentioned above, although this invention was demonstrated in detail using the preferable embodiment, the scope of the present invention is not limited to a specific embodiment and should be interpreted by the attached claim. In addition, those skilled in the art should understand that many modifications and variations are possible without departing from the scope of the present invention.

As described above, the present invention, by comparing the proximity sensor and the image data in the store equipped with the automatic teller machine to prevent the security camera using a hand or other object and detect when illegal withdrawal attempts to prevent theft accidents in advance It can provide financial automation equipment that can increase customer satisfaction, highlight differentiated bank image and improve customer's credibility.

In addition, by using the above system, when the security camera shooting disturbance and illegal withdrawal is attempted, the owner of the card is notified immediately so that the owner can check in real time whether the card has been stolen. You can achieve the effect.

1 is a block diagram showing an internal configuration module for explaining a conventional automated teller machine.

Figure 2 is a block diagram showing the internal configuration module of the automated teller machine for preventing security camera shooting and illegal withdrawal according to an embodiment of the present invention.

3A and 3B are state diagrams in which a proximity sensor is installed inside and outside of the automated teller machine, respectively, in order to prevent security camera shooting and illegal withdrawal according to an exemplary embodiment of the present invention.

Figure 4 is a flow chart illustrating a financial automated device for preventing security camera shooting and illegal withdrawal of the present invention.

* Explanation of symbols for the main parts of the drawings

10: key input unit 12: bank account / card recognition unit

14: security unit 16: storage unit

18: security camera unit 20: central processing unit

22: display portion 24: printing portion

26: check input and output unit 28: communication unit

30: cash input and output unit 50: proximity sensor

60: financial automation equipment

Claims (8)

When the user inserts the card, the proximity sensor is activated to detect whether there is an object in proximity, A second step of photographing a user and checking whether image data is above a reference value if there is no object close to the above, and providing a normal deposit and withdrawal financial transaction if the reference value is above the reference value; A third step of providing a guide screen and a guide broadcast when there is an object in proximity or when the image data of the user is less than or equal to the reference value; A fourth step of outputting a screen indicating a transaction interruption, collecting the inserted card, and issuing a retrieval slip if the provided guide screen and the guide broadcast are more than a predetermined number of times; Method for preventing security camera photography and illegal withdrawal of security cameras, characterized in that consisting of. The method of claim 1, If the provided guide screen and the guide broadcast is more than a predetermined number of times, and further comprising the fifth step of notifying the owner of the card by the e-mail or SMS using the stolen status of the automated teller machine, characterized in that How to prevent security camera shooting and illegal withdrawal. The method of claim 1, If the provided guide screen and the guide broadcast is less than a predetermined number of times, the financial information, characterized in that it further comprises a sixth step of allowing the user to continue the transaction by providing a guide screen and guide voice to guide the user to shoot normally Method for preventing security camera photography and illegal withdrawal of security camera. It is composed of a plurality of keys for basic input / output for general trading tasks, and a key input unit for converting and outputting user input information into an electrical signal, a bankbook / card recognition unit for recognizing an inserted bankbook or card, and transaction details. A display unit for displaying a transaction, a printing unit for printing transaction details on a bank account, a printing statement for printing a transaction statement, a check in / out unit for depositing and withdrawing checks, a cash input / output unit for depositing or withdrawing cash, and , A cashier having a program for controlling the system or a storage unit for storing transaction details of the cash machine, a communication unit for exchanging information with the central computer of the head office, and a central processing unit for controlling the above units. To A security camera unit for taking an image and connecting the central processing unit to send the captured image to the central processing unit for processing; It further includes a proximity sensor installed outside or inside the automatic financial device to detect whether there is a nearby object, The central processing unit is configured to control the withdrawal processing operation only when it is determined that a photographing disturbance object is not detected based on the proximity sensor and the photographing image data of the internal / external security camera unit is input over a reference value. Financial automated devices to prevent interference and illegal withdrawals. The method of claim 4, wherein The proximity sensor and the security camera is a financial automation device for preventing security camera shooting and illegal withdrawal, characterized in that installed in parallel. The method according to claim 4 to 5, The security camera is a CCTV (Fixed Circuit Television) or DVR (Digital Video Recorder) is characterized in that a security camera for the security camera shooting and illegal withdrawal prevention characterized in that used. The method according to claim 4 to 5, The proximity sensor operates when a card is inserted, and detects whether a person or an object is blocking the security camera and informs the central processing unit of the security camera. The method of claim 4, wherein When the photographed image data is less than the reference value and the guidance broadcast and the guide screen is provided more than a predetermined number of times, the security camera for preventing security cameras and illegal withdrawal of the security camera, characterized in that to send an email or SMS to the owner of the card.