KR20030012304A - System and method for issuing internet lottery according to the breakdown of using the function of traffic card of the credit card - Google Patents

Abstract

PURPOSE: A system and a method for issuing an Internet lottery ticket according to the use particulars of a transportation card function of a credit card are provided to increase the use of the transportation card function and the profit of a member client using the credit card having the transportation card function by accumulating a point for the use particulars of the transportation card function and enabling the member client to buy the Internet lottery ticket. CONSTITUTION: A member client(10) uses the credit card(14) and buys the Internet lottery ticket with the accumulation point. A lottery ticket providing system(30) receives the use particulars of the transportation card function of the member client(10) from a cooperating credit card company(40), accumulates the point to each member client according to the use particulars of the transportation card function, and provides the Internet lottery ticket requested by the member client(10). A credit card company(40) provides the credit card(14) and transmits the use particulars of the transportation card function of the member client(10) to the lottery ticket providing system(30).

Description

SYSTEM AND METHOD FOR ISSUING INTERNET LOTTERY ISSUING BY USE OF TRANSPORT CARD FUNCTION OF CREDIT CARD

The present invention relates to an internet lottery issuing system and method according to the use of the transportation card function of the credit card, more specifically, the user of the credit card with the transportation card function according to the usage history or charge amount for the transportation card function The present invention relates to an internet lottery issuing system and method according to the use of a transportation card function of a credit card, which gives points, accumulates the given points, and purchases an internet lottery when the accumulated points reach a predetermined point. .

In recent years, due to the convenience of using a traffic card, a credit card with a traffic card function has emerged, and is being used more widely than a conventional traffic card.

Credit cards with the transportation card function are rechargeable and non-rechargeable.

Rechargeable is a method of charging a certain amount of money at a place equipped with a charging facility, such as a conventional transportation card, and the amount of money charged as the card is used up.

In addition, the non-rechargeable type is a method of using a card without recharging and paying a used amount every predetermined period.

Both methods are functions added to the credit card, so that the user of the card can be identified, and the amount of use or recharge amount can be identified.

As a credit card with a traffic card function is widely used as described above, a credit card company provides a free gift or additional service to attract customers, resulting in excessive costs or manpower. In addition, many customers rarely use their cards after they have been issued, so credit card companies faced two burdens: customer acquisition and inducement.

Therefore, the credit card companies have been asked to increase their card usage by attracting customers with low investment costs and providing services based on their usage of the transportation card function.

In addition, in the case of a user of a credit card with a traffic card function, the user expects additional services or rewards due to the continuous use of the card. In the case of a conventionally provided service, there is a problem in that a service satisfying a customer cannot be provided.

Therefore, the customer was asked for a way to be provided with a service that can be practically helpful according to the use of the transportation card function.

In addition, in recent years, as economic conditions have become difficult, people's attention has been concentrated on the lottery, and as the Internet is activated, internet lotteries are being activated to purchase or receive lottery tickets and check the results immediately.

In the conventional internet lottery, the user is burdened with the purchase when it is provided for a fee, and the price due to winning is weak when it is provided for free. In addition, in the case of the conventional Internet lottery, there is a problem that can not be activated due to the small number of factors that can cause the user's attention or motivate the purchase.

The present invention has been presented to solve the above problems, and an object of the present invention is to provide an internet lottery issuing system according to the use of the transportation card function of the credit card.

In addition, another object of the present invention is to provide a method for issuing an internet lottery ticket according to the usage details of a traffic card function of a credit card.

In order to achieve the above object, the Internet lottery issuing system according to the history of use of the transportation card function of the credit card according to the present invention, the member client gives a point, using the transportation card function attached to the credit card, An internet lottery issuing system according to a usage history of a transportation card function of a credit card that accumulates and allows a member client to purchase an internet lottery by a cumulative point, comprising: a member client using a credit card and purchasing an internet lottery with a cumulative point; A lottery providing system that receives a member's usage of the traffic card function, grants and accumulates points for each member client according to the usage history of the transportation card function, and provides an internet lottery requested by the member client for purchase; And an affiliated credit card company system for providing a credit card to the member client and transmitting a usage history of the member card's transportation card function to the lottery providing system.

Preferably, the lottery providing system provides an internet lottery purchase requested by a member client, provides a predetermined web page for checking whether the Internet lottery is won, divides the accumulated points into predetermined steps, and accumulates the accumulated points. The Internet lottery is divided into a plurality of different kinds of probability of winning or winning according to the stage of winning.

In addition, in order to achieve another object of the present invention, the first embodiment of the Internet lottery issuing method according to the use of the transportation card function of the credit card according to the present invention, the member client uses the transportation card function added to the credit card An affiliated credit card company that provides credit cards as a method of issuing points according to the usage of the transportation card function of a credit card that gives points, accumulates points, and allows a member client to purchase an internet lottery by accumulated points. A first step of receiving, from the system, a usage history of the traffic card function of the member client; A second step of assigning and accumulating points according to usage details of the traffic card function; A third step of providing an internet lottery when the accumulated points reach a predetermined point and wish to purchase the internet lottery from the member client; And a fourth step of subtracting and storing a point corresponding to the internet lottery provided from the accumulated point.

In addition, in order to achieve another object of the present invention, the second embodiment of the Internet lottery issuing method according to the use of the transportation card function of the credit card according to the present invention, the member client uses the transportation card function added to the credit card According to the usage of the transportation card function of the credit card that grants points, accumulates the points, divides the accumulated points into predetermined steps, and allows member clients to purchase differentiated Internet lotteries according to the accumulated points. An internet lottery issuing method, comprising: a first step of receiving a usage history of a transportation card function of a member client from an affiliate credit card company system that provides a credit card; A second step of assigning and accumulating points according to usage details of the traffic card function; A third step of receiving an input of whether to purchase an internet lottery corresponding to the step from a member client when the accumulated points reach a predetermined step; And a fourth step of, when the member client requests the purchase of the internet lottery, provides the internet lottery, and stores the points corresponding to the above steps from the accumulated points.

Advantages and Features of the Invention A preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram of an Internet lottery issuing system according to the details of the traffic card function usage of the credit card according to the present invention.

2 is a flow chart in which the Internet lottery issuing process according to the use of the transportation card function of the credit card according to the present invention.

*** Explanation of symbols on the main parts of the drawing ***

10: member client 12: terminal

14: Credit card 20: Internet or wired or wireless network

30: lottery offer system 32: lottery offer server

34: Member Database 36: Affiliate Database

38: Lottery Service Database 40: Affiliate Credit Card Companies

42: credit card company server 44: management database

1 is a block diagram of an Internet lottery issuing system according to the details of the traffic card function usage of the credit card according to the present invention. Referring to FIG. 1, the configuration of the system according to the present invention uses the traffic card function added to the credit card 14, and is given points according to the usage details of the traffic card function added to the credit card 14. Use of the transportation card function added to the credit card 14 of the member client 10 from the member client 10, the Internet or wired / wireless communication network 20, and the affiliated credit card company 40 according to the present invention. The lottery providing system 30 and the member client are provided with the details, the points are accumulated and accumulated according to the usage history, and the member client 10 can purchase the internet lottery when the accumulated points reach a predetermined point. Provides a transportation card function added to the credit card 14 used by (10), and the lottery providing system 30 records the usage of the transportation card function added to the credit card 14 of the member client 10. Including credit card companies (40) affiliate offering.

The member client 10 according to the present invention uses a traffic card function added to the credit card 14 of the affiliated credit card company 40 and uses a service provided from the affiliated credit card company 40. That is, the transportation card function added to the credit card 14 is used, and the payment function, card loan, cash service, etc. which are the original functions of the credit card 14 are used. In addition, the member client 10 is a person who has subscribed to the lottery providing system 30 and receives points from the lottery providing system 30 according to the usage history of the traffic card function added to the credit card 14. The usage history of the traffic card function added to the credit card 14 means the number of times the member client 10 used the traffic card function, the amount used, and the like. The amount used means a charge amount in the case of a rechargeable credit card, and means a use amount settled every predetermined period in the case of a non-rechargeable credit card. When the member client 10 uses the plurality of credit cards 14 and is provided with points for the plurality of credit cards 14, the provided points are separately accumulated for each credit card 14. When the accumulated points reach a predetermined point, the internet lottery ticket can be purchased according to the selection of the member client 10. In this case, the accumulated points are exhausted as necessary for the purchase of the internet lottery. If the member client 10 does not wish to purchase an internet lottery, the points continue to accumulate. The internet lottery can be configured in various ways depending on the accumulated points. That is, the higher the accumulated points, the higher the probability of winning, or the higher the price of the winnings or prizes that can be received. Therefore, when the member client 10 wants a lottery with a high probability of winning or a lottery with a high price due to winning, the member client 10 may accumulate points without purchasing a lottery.

The member client 10 according to the present invention has a traffic card function provided by the terminal 12 and the affiliated credit card company 40 which are means for accessing the lottery providing system 30 using the Internet or wired or wireless communication network 20. An added credit card 14 is provided.

The terminal 12 according to the present invention is a means for the member client 10 to access the lottery providing system 30 and should be accessible through the Internet or the wired / wireless communication network 20. As the terminal 12, a personal computer, a PDA, an IMT 2000 terminal, or a mobile phone capable of wireless internet is used.

The lottery providing system 30 according to the present invention sends the member client 10 to the member client 10 based on the usage history of the traffic card function added to the credit card 14 of the member client 10 provided from the affiliated credit card company 40. Give points. In addition, points are accumulated for each credit card 14 used by each member client 10, and when the accumulated points reach a predetermined point, the Internet lottery can be purchased according to the selection of the member client 10. If the member client 10 does not want to purchase an internet lottery, the points continue to accumulate. Accordingly, the member client 10 may accumulate points and simultaneously purchase a plurality of internet lotteries. In addition, it is possible to vary the type of Internet lottery that can be purchased according to the accumulated points. In this case, as the cumulative points are higher, a plurality of kinds of Internet lotteries can be provided in which the probability of winning is increased or the cost of winning is increased.

In addition, when the internet lottery ticket paid to the member client 10 is won, the payment is made accordingly.

In addition, the lottery providing system 30 according to the present invention, grants and accumulates the points to each member client 10, and when the member client 10 is to purchase the Internet lottery with a cumulative point, the lottery to provide an internet lottery Internet lottery provided to member server 10, member database 34 storing information of member client 10, affiliate database 36 storing information of affiliated credit card company 40, and member client 10. A lottery service database 38 is provided for storing information about and additionally provided information about other services.

The lottery providing server 32 according to the present invention receives the usage history of the traffic card function added to each credit card 14 of each member client 10 from each of the affiliated credit card companies 40, and points each point. Grant. In addition, when the member client 10 that accumulates the points and accumulates predetermined points desires to purchase the internet lottery, the Internet lottery is provided. In addition, from the accumulated points of the member client 10, the points necessary for the Internet lottery purchase are exhausted.

The lottery providing server 32 according to the present invention can provide other services to the member client 10 through a predetermined web page. Other service means a service provided in a general portal site.

The member database 34 according to the present invention stores and manages the personal information of the member client 10, the accumulated points for each credit card used, and information on the provided Internet lottery. When the member client 10 purchases the internet lottery ticket with cumulative points, the member client 10 subtracts the points necessary for purchasing the internet lottery ticket from the accumulated points. That is, the cumulative point is updated.

The affiliate database 36 according to the present invention stores and manages information about the affiliate credit card company 40.

The lottery service database 38 according to the present invention stores and manages information related to Internet lottery information purchased by the member client 10 and other services provided to the member client 10. It is also possible to purchase different types of Internet lotteries depending on the accumulated points. In this case, the information of the internet lottery that can be purchased for each point is stored. In other words, the higher the points, the higher the winning rule or the higher the price for winning.

The affiliated credit card company 40 according to the present invention is affiliated with the lottery providing system 30, and has a traffic card function added to the credit card 14 used by the member client 10 and the original of the credit card 14 It provides a service, and provides the lottery providing system 30 with the usage history of the traffic card function added to the credit card 14 of each member client 10.

The affiliated credit card company 40 according to the present invention manages the member client 10 using the credit card 14 of the credit card company, and adds a traffic card added to the credit card 14 of each member client 10. The credit card company server 42 which transmits the usage history of a function to the lottery provision server 32, and the management database 44 which store the information according to the credit card 14 service provision are provided.

The credit card company server 42 according to the present invention manages the member client 10 which is a customer of the credit card company, and collects the details of the use of the traffic card function added to the credit card 14 for each member client. The lottery providing server 32 transmits.

The management database 44 according to the present invention stores and manages the information of the member client 10, which is the customer of the credit card company, and the usage history of the traffic card function added to the credit card 14, and the like.

2 is a flowchart of an internet lottery issuing process according to the use of the transportation card function of the credit card according to the present invention. 2, the present invention has the following flow.

The member client 10 using the credit card 14 of the affiliated credit card company 40 according to the present invention joins the lottery providing system 30 (step 100).

The member client 10 according to the present invention uses a transportation card function (hereinafter referred to as a transportation card service) added to the credit card 14 (step 105).

The affiliated credit card company 40 according to the present invention concludes an alliance agreement with the lottery providing system 30. (Step 110) In the alliance agreement, the lottery providing system 30 uses the transportation card service of the member client 10. Points are awarded in accordance with the agreement, and the Internet lottery is paid according to the points. The affiliated credit card company 40 can provide the lottery providing system 30 with the predetermined cost according to the internet lottery payment.

The affiliated credit card company 40 according to the present invention joins an affiliated company in the lottery providing system 30 (step 115).

The lottery providing system 30 according to the present invention registers an affiliate credit card company 40 affiliated with an affiliate company as an affiliate company and stores the information of the affiliate credit card company 40 in the affiliate company database 36. (120 step)

The affiliated credit card company 40 according to the present invention provides the lottery providing system 30 with the usage of the transportation card service according to the use of the transportation card service of the member client 10 (step 125). The transportation card service usage history of the member client 10 using the transportation card function added to the credit card 14 provided at 40 is provided. When the member client 10 uses a plurality of credit cards 14 to which the traffic card function is added, the credit card 14 provides the details of the traffic card service usage. The transportation card service usage history includes the number of times of using the transportation card function, the amount of charge in the case of a rechargeable credit card, and the amount of money settled every predetermined period in the case of using a non-rechargeable credit card.

The lottery providing system 30 according to the present invention gives a point to the member client 10 according to the details of the use of the traffic card service provided in step 125, and accumulates the points already granted (step 130). This may vary depending on the usage of the transportation card service. That is, points may be given differently according to the number of times of use of the traffic card function, the amount of charge or the amount of use. In addition, the accumulated points for each member client 10 are stored in the member database 34.

The lottery providing system 30 according to the present invention determines whether the accumulated points of the member client 10 have reached a predetermined point. (Step 135) The predetermined point is the minimum point at which the Internet lottery can be purchased. Means. When the accumulated points reach a predetermined point, the member client 10 is notified that the Internet lottery can be purchased. If the accumulated points do not reach, the accumulated points are accumulated. In other words, the points given are continuously accumulated.

If the point is not reached in step 135, the accumulated point is maintained (step 140).

The member client 10 according to the present invention uses the terminal 12 to access a predetermined website provided by the lottery providing system 30 or the lottery providing system 30, and performs a member login. )

If the point is reached in step 135, the lottery providing system 30 notifies the logged in member client 10 that the Internet lottery can be purchased (step 150).

As the notification method, a method by an automatic response system (ARS), a method of displaying on a predetermined web page, a method by e-mail, or the like can be used. In addition, accumulating points and Internet lottery information that can be purchased may be written on the credit card settlement bill sent to the member client 10.

In addition, in providing the internet lottery, when the accumulated point reaches a predetermined point without asking the purchase intention of the member client 10, it can be automatically issued.

In addition, when the Internet lottery is provided in various forms and different Internet lotteries are provided according to the accumulated points, the member client 10 may purchase an internet lottery that can be purchased at the accumulated points or continue to accumulate points. Can be. In other words, the more accumulated points, the higher the probability of winning or the greater the cost of winning the internet lottery. In this case, the lottery providing system 30 asks the member client 10 whether to purchase a lottery ticket.

The member client 10 according to the present invention determines whether or not to purchase a lottery ticket (step 155). That is, whether to purchase an internet lottery ticket that can be purchased with the currently accumulated points, or accumulate more points to purchase another Internet lottery ticket. Decide if

If it is determined in step 155 to purchase the lottery ticket, the member client 10 makes a request for purchasing the lottery ticket to the lottery providing system 30 (step 160).

The lottery providing system 30 according to the present invention provides the Internet lottery to the member client 10 with reference to the lottery service database 38. (Step 165) In this case, the internet lottery selected by the member client 10. In other words, an internet lottery that can be purchased with the accumulated points is provided.

The lottery providing system 30 according to the present invention updates the member information of the member client 10 stored in the member database 34 (step 170). That is, the points corresponding to the Internet lottery purchased from the accumulated points are obtained. The remainder is stored as a cumulative point. It also stores details about your internet lottery purchases.

When the member client 10 according to the present invention requests an inquiry on whether or not the Internet lottery has been purchased (step 175), the lottery providing system 30 notifies the winning result with reference to the lottery service database 38. (180 Step) As the notification method, a method by an automatic response system (ARS), a method of displaying on a predetermined web page, a method by e-mail, or the like may be used. In addition, the result of the winning may be entered in the credit card settlement bill sent to the member client 10.

In step 155, if the member client 10 decides not to purchase the lottery ticket, the member client 10 requests the accumulation of points (step 185). That is, when accumulating more points to purchase another lottery ticket, the member client 10 requests the accumulation of points. You may not purchase a lottery ticket.

The lottery providing system 30 according to the present invention accumulates points and stores them in the member database 34 (step 190).

The lottery providing system 30 according to the present invention provides additional services to the member client 10 with reference to the lottery service database 38 (step 195).

As described above, the present invention grants and accumulates the points according to the usage of the transportation card function of the credit card user with the transportation card function, and allows the member client to purchase the internet lottery based on the accumulated points. There is a remarkable effect of increasing the use of the transportation card function of the service card and increasing the profit of the member client using the credit card to which the transportation card function is added.

Therefore, credit card companies have the effect of increasing the attraction of customers and the use of transportation card function of the attracted customers. In addition, from the point of view of the member client, by using the traffic card function, points are accumulated and an internet lottery ticket can be purchased, thereby obtaining financial and realistic benefits.

While the preferred embodiments of the present invention have been described using specific terms, such descriptions are for illustrative purposes only, and it is understood that various changes and modifications may be made without departing from the spirit and scope of the following claims. Should be done.

Claims (5)

Usage of the transportation card function of a credit card, which gives points as the member client uses the transportation card function added to the credit card, accumulates the points, and allows the member client to purchase an internet lottery by the accumulated points. According to the Internet lottery issuing system, A member client using the credit card and purchasing the internet lottery with the accumulated points; The member client receives the details of using the transportation card function, provides and accumulates the points for each member client according to the usage history of the transportation card function, and provides an internet lottery for the member client to make a purchase request. system; And The affiliated credit card company system for providing the credit card to the member client, and transmits the use history of the traffic card function of the member client to the lottery providing system Internet lottery issuing system. According to claim 1, wherein the lottery providing system, Internet lottery issuing system according to the history of the use of the transportation card function of the credit card, characterized in that to provide the Internet lottery purchase requested by the member client, and to check whether the Internet lottery wins. According to claim 1, wherein the lottery providing system, The use of the transportation card function of the credit card, characterized in that the accumulated points are divided into predetermined steps, and the internet lottery is divided into a plurality of types having different winning probabilities or costs depending on the winning points. Internet lottery issuing system according to. Usage of the transportation card function of a credit card, which gives points as the member client uses the transportation card function added to the credit card, accumulates the points, and allows the member client to purchase an internet lottery by the accumulated points. According to the Internet lottery issuing method, A first step of receiving a usage history of the traffic card function of the member client from an affiliate credit card company system that provides the credit card; A second step of assigning and accumulating the points according to the usage details of the traffic card function; A third step of providing the internet lottery when the accumulated points reach a predetermined point and wish to purchase the internet lottery from the member client; And And a fourth step of subtracting and storing a point corresponding to the provided internet lottery from the accumulated point. As the member client uses the traffic card function added to the credit card, points are awarded, the points are accumulated, the accumulated points are divided into predetermined steps, and the member client is differentiated according to the steps of the accumulated points. An internet lottery issuing method based on the use of the transportation card function of a credit card that allows the purchase of a lottery ticket. A first step of receiving a usage history of the traffic card function of the member client from an affiliate credit card company system that provides the credit card; A second step of assigning and accumulating the points according to the usage details of the traffic card function; A third step of receiving an input of whether to purchase the Internet lottery corresponding to the step from the member client when the accumulated points reach a predetermined step; And And a fourth step of providing the internet lottery and subtracting and storing the points corresponding to the step from the accumulated points when the member client requests the purchase of the internet lottery. How to issue an internet lottery based on the feature usage history.