KR20020056802A - Method for stock dealing of unissued stock certificate using internet - Google Patents

Abstract

PURPOSE: A method for trading a stock-certificate unissued stock using the Internet is provided to purchase and sell a stock the stock-certificate thereof is not deposited in a nominal renewal agency and a stock-certificate unissued stock at a cyber space on the Internet. CONSTITUTION: A communication network(100) as the Internet is provided for transmitting/receiving a file as a computer E-mail. Client computers(102,104) connect to the Internet and transmit/receive digital data. The client computers(102,104) have a function capable of downloading an electronic certification program, creating an electronic certification key, and transmitting/receiving an electronically certified file. A virtual stock server(110) responds to an input of virtual stock conclusion details information and renews a stock nomination in a virtual stock database corresponded to a stockholders list. An order/conclusion server(106) is connected to the virtual stock server(110) through the communication network(100), has a client database including conclusion account information and balance information corresponded to the clients and the virtual stock database, concludes a sale/purchase by the clients, and stores details thereof in the client database.

Description

How to buy and sell non-issued stocks using the Internet {METHOD FOR STOCK DEALING OF UNISSUED STOCK CERTIFICATE USING INTERNET}

The present invention relates to a system for buying and selling stocks through a communication network, and in particular, a sovereign unissued stock that allows a stock certificate to be automatically traded through a communication network, such as the Internet, for an unissued stock. It is about a trading method.

In general, a stock trading method through a communication network such as the Internet is classified into two types according to whether a stock certificate is issued or not. The first is to issue stock sovereignty and deposit it in an institution such as a securities depository agency or agency bank, which is an agency for renaming stocks, renaming sovereignty at the time of conclusion and paying the transaction price after a certain period of time. That's how. The second is to buy and sell titles directly at stock issuers without depositing sovereignty at sovereign title transfer agencies.

For example, a stock trading method such as the former may be traded on the Internet using a brokerage firm's home trading system (HTS). For example, stocks listed on the stock exchange or registered in the association are subject to the sovereignty of the issued sovereignty, which is contracted with the agency for the transfer of the transfer of funds, and thus the sale, payment, and Withholding and payment of securities transaction tax and resignation of taxes are all processed.

In the latter case, by rewriting the shareholder's name recorded in the shareholders' list directly, the repurchaser had to face the trading hopes and trade because the rewriting was not done on the Internet. For example, when a stock sale is concluded, the company directly goes to the stock company that issued the stock, rewrites the name of the stockholder listed on the stock list, and then exchanges the trading price. The securities transaction tax and capital gains tax are voluntarily reported to the tax office. shall.

Therefore, the latter method was very inconvenient in the actual transaction, and the securities transaction tax and capital gains tax are required to be paid by the parties themselves to the tax office. For this reason, there has been a problem that the sovereignty has not been issued or the sale of stocks that do not deposit the sovereignty to the transfer agency is problematic.

Accordingly, it is an object of the present invention to provide a stock trading method that enables stocks to be sold in cyberspace on the Internet for stocks that are not deposited in stock transfer agencies and stocks that have not been issued.

Another object of the present invention is to sell stocks that are not deposited to stock transfer agencies and stocks that have not been issued sovereignty in the cyber space on the Internet to complete the rewriting of shareholders, withholding payment and taxes, and paying them automatically. The present invention provides a stock trading system and a method of trading the same.

The present invention for achieving the above object is a communication network for interconnecting a plurality of servers and clients; A virtual sovereignty server which rewrites the shareholder name in a virtual stock database corresponding to the shareholder list in response to input of the virtual sovereignty signing information; A client database that can be connected to the virtual sovereignty server through a communication network and has fastening account information and balance information corresponding to the clients that can be connected through the communication network, and a virtual sovereignty transmitted from a plurality of virtual sovereignty servers. 10. A method of trading a sovereign unissued stock having a database, comprising an ordering / setting-up server which concludes a sell / buy by said clients and stores the details in said client database; Loading a virtual stock database transmitted from the virtual stock server and retrieving the client database when there is a sell / buy order of stock corresponding to the virtual stock database from a logged in client; As a result of the search, when the number of shares held by the selling client is greater than the amount of purchase by the selling client and the balance amount is greater than the amount of the buying client by the selling client, the stock trading is executed, and when the trading is concluded, the execution information of the virtual stock and the personal information of the selling / buying client It characterized in that it comprises a process of transmitting to the virtual sovereignty server.

Preferably, the method further comprises updating a client database of the stock holding amount and cash holding balance of the selling client and the stock holding amount and cash holding balance of the buyer after transmitting the conclusion information to the virtual stock server. It is done.

According to a preferred embodiment of the present invention, the virtual sovereignty server further includes a process of transmitting the resumption of the stock name and the contents of the contract to an e-mail address included in the sell / buy client personal information included in the client database. It is characterized by including.

An embodiment according to the present invention is characterized in that the virtual stock server transmits a virtual stock database whose stock name has been changed to the stock order / settlement server.

As described above, the present invention issues a virtual stock in correspondence with the list of shareholders, and sells it through a stock order / locking server, and rewrites the name of the shareholder listed in the list of shareholders of the relevant company based on the sold information. Shareholders listed in the stockholder list of a stock company that has not actually issued stocks can buy and sell stocks without any hassle in cyberspace.

1 is a block diagram of a sovereign non-issued stock trading execution system according to an embodiment of the present invention.

FIG. 2 is a flowchart illustrating an operation of a sovereign non-issued stock trading execution system shown in FIG. 1;

3 is a flowchart illustrating the operation of the order / contract server shown in FIG.

<Description of Signs of Major Parts of Drawings>

100: internet, 102, 104: client 1, client 2

106: electronic authentication server, 108: order / conclusion server,

110: virtual sovereignty server,

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. In addition, in the following description of the present invention, it should be noted that a detailed description of a function or configuration for a known technical configuration may be omitted if it is determined that the present invention may unnecessarily obscure the subject matter of the present invention.

1 is a block diagram of a system for establishing and selling stocks of unissued stocks according to an embodiment of the present invention. In Fig. 1, reference numeral 100 denotes a communication network for transmitting and receiving files such as e-mail of a computer which is currently used for general purposes. An example of such a communication network may be the Internet. An embodiment of the present invention means the Internet, which is described in the following description as the Internet.

Reference numerals 102 and 104 are clients, and the clients 102 and 104 are computers that can transmit and receive digital data by accessing the Internet 100. The electronic authentication key is downloaded by downloading an electronic authentication program through the path described above. It has the function to create and send and receive electronically authenticated files.

106 is a stock ordering / setting-up server, which loads a virtual stock database that is electronically authenticated through the Internet 100 into an internal stock trading database, and buys and sells the stock information transmitted from the electronically authenticated client and the stock; In response to entering information

FIG. 2 is a flowchart illustrating an operation of the unsold stock trading execution system shown in FIG. 1, which illustrates a flow of operations between clients 102 and 104, a stock order / settling server 106, and a virtual stock server 110. .

3 is a flowchart illustrating an operation of the order / contract server shown in FIG. 1, which is a virtual sovereignty data transmitted from a company's virtual sovereignty server when information of a buy / sell order is input from clients 102 and 104. On the basis of the base, the client's account information, for example, information such as stock holdings, cash balance status, etc. can be searched and executed. It shows a series of processes for updating the account information of the client.

First, with reference to Figures 1 and 2 attached to the method of selling stocks unissued stock according to an embodiment of the present invention will be described in detail.

The sale of shares that have not been issued is transferred from the virtual sovereignty server 110 of FIG. 1, which allows the sale of shares, to a virtual stock certificate database (VSDB) from the stock sourcing / trading server 106 via the Internet 100. It is initiated by transmitting as in step 112 of 2.

For example, a company of a joint stock company that issues only stocks without issuing stocks and wants to trade its stocks in the stock order / settling server 106 of FIG. 1 is an intermediary company operating the stock order / settling server 106. After completing the registration process for receiving the electronic certificate to the electronic certification authority affiliated with (hereinafter referred to as "broker"), the electronic certificate management program is downloaded and installed in the virtual sovereignty server 110. Next, the operator of the virtual sovereignty server 110 receives the virtual sovereignty database prepared in correspondence with the company's shareholder list through the Internet 100 and transmits it to the stock order / settlement server 106 by the electronic mail transmission method. Here, the electronic authentication uses the electronic authentication method which is currently widely used as it is. At this time, the stock order / settlement server 106 loads the virtual stock database transmitted from the virtual stock server 110 to the internal database (DB1).

In the above, the virtual stock database does not legally issue sovereignty, but the total number of shares generated and the name of the shareholder who legally holds the issued stock are recorded and how and which shareholders hold the shares of the stocks generated. Information that can be shown is shown in Table 1 below.

Virtual stock number Previous shareholder's name Current shareholder's name Current Shareholder Information Sales Information One □□□ △△△ XXX ◇◇◇ 2 □□□ △△△ XXX ◇◇◇ - - - - - n □□□ △△△ XXX ◇◇◇

In Table 1, the virtual stock number means the total number of shares that can be issued in the Articles of Incorporation, and the final number of the virtual stock number must match the number of total issued shares. The current shareholder information includes all the personal information of the current shareholder, for example, information such as address, social security number, and e-mail. The trading information is information indicating when the shareholder's name was rewritten, and information such as trading date and purchase / sell price are recorded.

In the embodiment of the present invention has been described an embodiment for issuing a virtual stock, it may be a simple information such as indicating only how many shares of the company issued by the person based on the real number of the real name, and various It should be noted that a database can be created in the form. In addition, although the embodiment has limited the example in which the information of the seller / buyer is recorded only once, it can be easily understood that the database can be implemented so that the information of the seller / buyer can be recorded several times to several tens of times.

Meanwhile, members for buying and selling unlisted stocks that have not been issued shares through the stock order / decision server 106 shown in FIG. 1 are connected to the web site of the stock order / decision server 106 and registered through a membership registration procedure. (identification), password registration and account opening should be done. Here, the granting and setting of ID and password are the same as the registration procedure of a normal web site, and the opening of an account means a financial account for depositing and withdrawing money required for selling / buying shares. There are many ways to open such an account. For example, an account is opened in a financial institution affiliated with the manager of the stock order / settling server 106 in real name and registered as a trading account settlement account, and the internet banking is applied to interwork with the aforementioned client database.

The client 1 102 or client 2 104 registered in the stock order / settlement server 106 accesses the stock order / settlement server 106 via the Internet 100 in step 114 of FIG. 2 and logs in a user log-in. You can order. This login process 114 has a procedure for inputting an ID and password in the same way as a normal web site.

If the logged in client 1 102 or client 2 104 enters a sell or buy order in step 116 of FIG. 2, the stock order / settling server 106 transfers and loads the contents of the database DB1 received and loaded from the virtual stock server 110 as described above. And the contents of the client database DB2 are retrieved in step 118 of FIG.

For example, when a sell order is input from a client 1 102, the stock order / settling server 106 checks the stock holding status and selling amount of the selling item in the contents of the client database DB2, and the stock of the selling item is held and at least the selling amount and When the stock holdings are the same, the sell order is loaded into the execution database. On the other hand, if a sell order is input from client 2 104, the stock order / settlement server 106 determines the balance of the client in the contents of the client database DB2 and the cash balance is at least equal to or greater than the purchase amount of the corresponding item. The purchase order is loaded into the execution database.

At this time, the stock sell / buy order information transmitted from the client 1 102 or the client 2 104 to the stock order / settlement server 106 may be simply transmitted as it is, the electronic order through the electronic authentication server 108 to authenticate the order information A method of transmitting to the order / contract server 106 may be used. In addition, although the stock holding of the selling client 1 102 was confirmed by the contents of the client database DB 2, it can be confirmed by using the information stored in the database DB 1 received from the virtual sovereignty server 110. In other words, to check the shareholder list received from the company.

The stock order / consolidation server 106 performing the process 118 of FIG. 2 executes trading based on the sell / buy information loaded in the execution database. In this case, the trading method for the conclusion may be made by applying the competitive trading method currently adopted by the stock exchange and the KOSDAQ stock market and the relative trading method adopted by the third stock market. The sale / buy order is concluded by the competitive sale method or the relative sale method as described above.

The stock order / conclusion server 106 changes the order execution and account information in step 120 of FIG. For example, in the case of a buyer, the purchase price of the stock purchased from the balance in the client database is withdrawn, and the amount of the withdrawal stock is added to the balance of the balance in the seller's database. The virtual sovereignty database corresponding to the item code) updates the contents of the loaded database DB1. In step 122, the stock change decision message is transmitted to the email addresses of the sell / buy clients 102 and 104.

In addition, the stock order / conclusion server 106 is a virtual stock server 110 located in the company that the sale is concluded Virtual Stock Certificate Conclusion information (VSC) having stock trading information (VSC) to the electronic certificate server 108 in step 124 Send after electronic authentication. The information included in the VSC is the updated contents of the seller / buyer and the buyer's personal information corresponding to the virtual sovereignty number that has been traded in the virtual sovereignty database shown in Table 1 above. Thereafter, the stock order / settlement server 106 organizes the account information of the seller / buyer in step 126 of FIG. That is, to clean up the client database. Account clearing in step 126 is different from account clearing in step 120 described above. For example, if payment of the sell / buy is completed in step 120, only payment of the transfer and transaction taxes of the selling client 1 102 is made in step 126, and in step 126 if the sale price is not settled in step 120. Tax settlement and settlement of the sale price are made. Therefore, the program should be properly implemented so that the stock trading price can be settled only once in 120 and 126 processes.

Meanwhile, the virtual stock server 110 changes the virtual stock database (VSDB) stored in the internal storage device based on the virtual stock trading history information (VSC) transmitted from the stock order / setting server 106 in step 128 to change the name of the shareholder. Rewrite and update the virtual sovereignty database. In addition, after recertification of the stock name and the certificate of non-issued sovereignty is authenticated through the electronic authentication server 108 through the e-mail address in the personal information of the sell / buy client included in the virtual stock solicitation details information, the mail is processed in step 130 of FIG. send. Accordingly, the client 2 104 who purchases the stock can receive the details verifying the details of the transaction and the resumption of the stock as an electronically certified document from the stock company that bought the stock.

Thereafter, the virtual sovereignty server 110 electronically authenticates the updated virtual sovereignty database (VSDB) and transmits the same to the stock order / locking server 106 as an intermediary so that the above-described operation can be repeated. At this time, the transmission of step 132 implements a program to transmit once a day to reduce the program load in the case of frequent stock trading frequently.

As described above, in the method of trading stocks not issued according to the embodiment as shown in FIGS. 1 and 2, the virtual stocks corresponding to the stock list of the stock company are issued electronically, and the sales are made by transmitting them to the broker through electronic authentication. By doing so, it can facilitate the trading of shares in companies that have not actually issued sovereignty. In addition, when the stockholder's trading is established, the virtual stock server 110 automatically rewrites the name of the stock list, electronically authenticates the contents, and automatically notifies the buyer, so that the buyer can make a reliable transaction.

3 is a flow chart for explaining in more detail the operation of the stock order / settlement server 106 shown in FIG. This control process describes the operation after the virtual sovereignty database is loaded into the database DB1 in the order / decision server 106 and the clients 1 102 and the clients 2 104 are logged in through step 112 of FIG. It is to.

When the logins of the clients 102 and 104 are completed, the order / decision server 106 searches whether the transaction item is selected in step 22. When a particular client selects an item, the ordering / closing server 106 determines whether to sell or buy the stock of the selected item in step 204. This process is the same as that of HTS, which is currently widely used.

If it is determined that the sell order in step 204, the order / settlement server 106 checks the client database (account information) in step 206, and searches in step 208 whether the stock balance corresponding to the sell order amount. If the stock balance is less than the result of the search, an error is processed in step 212, and if there is more stock balance, the execution program is executed by loading the execution database in operation 210. Such an order stock execution program may use a program of the competitive trading method or the relative trading method described above. Thereafter, the order / conclusion server 106 determines whether the sale is concluded in step 214 and if the sell stock is concluded, in step 216 electronically authenticates the details of the conclusion of the sale and transmits to the selling client side, the virtual stock signing details (VSC) is sent. Transmit to the virtual sovereignty server 110. In step 218, the order / settlement server 106 that performs the step 216 searches whether the selling client selects the tax settlement mode. In this case, the tax settlement mode is an option to settle taxes such as securities transaction tax, capital gains tax, etc. after the client who sells the stock logs in, and deducts from the selling price and receives only the remaining amount. If the user selects the tax settlement mode, the broker operating the stock / locking server 106 withholds the settled tax amount and deposits the selling price in the client's account. If the tax settlement mode is selected above, the order / settlement server 106 transfers the selling price from the purchase account in step 220 and deposits only the tax settled amount into the account of the selling client. Then, the order / settlement server 106 intermediaries The tax accounting management server (not shown) of the company or tax accountant (operator of the order / decision server 106) is electronically processed and transmitted in step 222. Although not shown in detail here, the tax accounting management server may process the self-assessment payment of the capital gains tax within a statutory date and notify the result of the selling by the client's e-mail. If it is determined in step 218 that the tax settlement mode is not selected, the order / settlement server 106 transfers the stock selling price from the purchase account to the account of the selling client in step 224.

On the other hand, if it is determined that the purchase in step 204, the order / settlement server 106 checks the client database (account information) in step 226, and in step 228 whether the cash balance corresponding to the amount of the purchase order amount do. If the cash balance is less than the number of the search result, an error is processed in step 212, and if there is more cash balance, the fastening database is loaded in step 230 to execute the fastening program. Such an order stock execution program may use a program of the competitive trading method or the relative trading method described above. Thereafter, the order / conclusion server 106 determines whether the purchase stock is concluded in step 232, if the purchase shares are concluded, in step 234 electronically authenticates the details of the conclusion of the purchase to the purchase client side after the virtual stock signing details (VSC) To the virtual sovereignty server 110. In step 236, the order / settlement server 106 performing the step 236 transfers the stock purchase price from the account information in the client database to the selling client's account.

The above operation process has been described as an example of a case where payment occurs immediately when a stock is concluded. However, the settlement may be made with a period of 2 days and 3 days, such as a stock exchange or a KOSDAQ stock market. The problem of timing can be facilitated by modification of the program.

As described above, the method for selling and selling non-issued stocks according to the present invention issues virtual stocks in a database corresponding to the stock list and transmits them to the broker through electronic authentication, and automatically sends the buyer to the buyer when the information sold by the broker is obtained. By e-mailing information on the contents of contracts, such as rewritten contracts, stocks can be sold and sold.

Claims (5)

A communication network interconnecting a plurality of servers and clients; A virtual sovereignty server which rewrites the shareholder name in a virtual stock database corresponding to the shareholder list in response to input of the virtual sovereignty signing information; A client database that can be connected to the virtual sovereignty server through a communication network and has fastening account information and balance information corresponding to the clients that can be connected through the communication network, and a virtual sovereignty transmitted from a plurality of virtual sovereignty servers. 10. A method of trading a sovereign unissued stock having a database, comprising an ordering / setting-up server which concludes a sell / buy by said clients and stores the details in said client database; Loading a virtual stock database transmitted from the virtual stock server and retrieving the client database when there is a sell / buy order of stock corresponding to the virtual stock database from a logged in client; As a result of the search, when the number of shares held by the selling client is greater than the amount of purchase by the selling client and the balance amount is greater than the amount of the buying client by the selling client, the stock trading is executed, and when the trading is concluded, the execution information of the virtual stock and the personal information of the selling / buying client The method of selling stocks not issued using the Internet, characterized in that it comprises the step of transmitting to the virtual stock server. The method of claim 1, further comprising: updating a client database of the stock holding amount and cash holding balance of the selling client and the stock holding amount and cash holding balance of the buyer after transmitting the execution detail information to the virtual stock server. Sovereignty unissued stock trading method using the Internet characterized in that. The method of claim 1 or 2, wherein the virtual sovereignty server transmits a document for verifying the rewriting details of the stock name via e-mail to an e-mail address included in the sell / buy client personal information included in the client database. A method of selling stocks of unissued stock using the Internet, which further comprises a process. The data file transmitted / received between the virtual sovereignty server, the order / decision server and the clients are electronically authenticated by an electronic authentication server designated by the order / decision server. How to buy and sell non-issued stock using the Internet, characterized in that The tax accounting system of claim 4, wherein the order / contract server withholds the securities transaction tax and the capital gains tax from the account of the selling client when the sale and the settlement of the buying and selling clients are concluded. The method of selling stocks not issued using the Internet, characterized in that it further comprises the step of transmitting the contents to the management server to process various tax payment processing.