KR20020012395A

KR20020012395A - Control method for buying and selling syber card

Info

Publication number: KR20020012395A
Application number: KR1020000045674A
Authority: KR
Inventors: 김종하
Original assignee: 김종하
Priority date: 2000-08-07
Filing date: 2000-08-07
Publication date: 2002-02-16

Abstract

PURPOSE: A method for trading of a cyber card is provided to support an artist and an athlete economically by commercializing an intangible property of an artist and an athlete as a cyber card at an on-line and trading the cyber card. CONSTITUTION: If a cyber card trade is selected between members, it is judged whether the trade is a cyber card buying business. If the trade is a cyber card buying business, it is checked whether a selling order adapted to the buying condition is existed by reading a pre-stored sale requesting information. If the selling order is existed, it is judged whether the order is dealt by an electronic money payment. It is judged whether a buying amount less than the balance of the user. Cyber card information is updated and stored in a cyber card database in accordance with the trade, and amount of the account is decreased as the buying amount. If the order is not dealt by an electronic money payment, the trade is judged as a credit card payment, and cyber card information in accordance with the trade is stored in a cyber card database, and a payment is requested to a card certification institution.

Description

Control method for buying and selling syber card

본 발명은 사이버 카드 매매제어방법에 관한 것으로, 특히 인터넷상에서 특정 인물의 사진 및 여러 기능을 갖추고 있는 사이버 카드를 인터넷 이용자에게 유통시키고, 사이버 카드를 가진 이용자끼리 서로 사이버 카드를 교환할 수 있도록 하는 사이버 카드 매매제어방법에 관한 것이다.The present invention relates to a cyber card trading control method, and in particular, a cyber card for distributing a cyber card having a picture of a specific person and various functions to an internet user, and allowing cyber users to exchange cyber cards with each other. A card trading control method.

종래에 있어서는 뛰어난 재능과 자질을 갖춘 예술인, 운동선수들이 열악한 주위환경 때문에, 특히 경제적인 어려움에 의해 자신의 역량을 제대로 발휘하지 못하고 사장됨으로써, 대중문화 예술의 발전에 저해되는 등의 문제점이 있었다.Conventionally, artists with excellent talents and qualities, athletes, because of poor surrounding environment, especially due to economic difficulties, because of their own ability to stand up to the performance of the pop culture art has been hampered.

따라서, 본 발명은 상기와 같은 종래의 문제점을 해결하기 위해 창안한 것으로, 예술인 및 운동선수의 인기, 능력, 자질 등과 같은 무형자산을 온라인 상의 사이버 카드(특정 인물의 사진 및 여러 기능을 갖추고 있는)로 상품화하여 온라인 상에서 매매할 수 있도록 함으로써, 예술인(운동선수 포함)에게 경제적인 후원을 할 수 있도록 하는 사이버 카드 매매제어방법을 제공함에 그 목적이 있다.Accordingly, the present invention has been made to solve the above-mentioned conventional problems, the online card of the intangible assets such as the popularity, ability, qualities, etc. of artists and athletes (with a picture of a specific person and various functions) The aim is to provide a cyber card trading control method that enables financial support to artists (including athletes) by allowing them to trade on-line and trade online.

도 1은 본 발명에서 회원등록 및 계정 등록을 보인 흐름도.1 is a flow chart showing membership registration and account registration in the present invention.

도 2는 본 발명에서 전자화폐 계정 관리를 보인 흐름도.Figure 2 is a flow chart showing the electronic money account management in the present invention.

도 3은 본 발명에서 카드구매수행을 보인 흐름도.Figure 3 is a flow chart showing a card purchase performance in the present invention.

도 4는 본 발명에서 카드매매수행을 보인 흐름도.Figure 4 is a flow chart showing a card purchase execution in the present invention.

이와 같은 목적을 달성하기 위한 본 발명 사이버 카드 매매제어방법은, 컴퓨터를 통하여 인터넷 접속하여 메인페이지를 오픈시키면 현재 접속한 사용자가 등록회원인가를 판단하는 동작 과정을 수행하는 회원판단단계와; 은행으로부터 통보되는 이용자의 입금상황에 따라 회원등록시 주어지는 해당 이용자의 전자화폐 계정에 이용자가 입금한 금액만큼 증가시키고, 이용자의 은행계좌에서 공급자의 은행계좌로 이체를 통보하는 전자화폐지급단계와; 상기 회원판단단계에서 회원으로 확인된 후, 전자화폐 계정을 조회하여 환불 등의 기능 선택에 따른 동작과정을 수행하는 전자화폐 계정 관리단계와; 상기 회원판단단계에서 회원으로 확인된 후, 카드구매를 선택하면 그에 따른 구매동작 과정을 수행하는 카드구매수행단계와; 상기 회원판단단계에서 회원으로 확인후, 회원간의 카드매매를 선택하면 그에 따른 동작 과정을 수행하는 카드매매수행단계로 이루어진 것을 특징으로 한다.In accordance with another aspect of the present invention, there is provided a cyber card trading control method, comprising: a member judgment step of performing an operation process of determining whether a currently connected user is a registered member when the main page is opened through a computer; An electronic money payment step of increasing the amount of money deposited by the user in the electronic money account of the user given at the time of membership registration according to the user's deposit status notified from the bank, and notifying the transfer from the user's bank account to the supplier's bank account; An electronic money account management step of checking an electronic money account and performing an operation process according to a function selection such as a refund after being identified as a member in the member judgment step; A card purchase performing step of performing a purchase operation process according to the selection of a card purchase after being identified as a member in the member judging step; After confirming as a member in the member judging step, selecting a card sale between the members is characterized in that consisting of a card buying step to perform the operation process accordingly.

이하, 본 발명에 따른 일실시예를 첨부한 도면을 참조하여 상세히 설명하면 다음과 같다.Hereinafter, an embodiment according to the present invention will be described in detail with reference to the accompanying drawings.

도 1은 본 발명에서 회원등록 및 계정 등록을 보인 흐름도로서, 이에 도시한바와 같이 인터넷 사용자가 웹브라우저를 이용하여 메인페이지를 오픈시킨 후, 현재 접속한 이용자가 회원등록을 신청하면 기존에 동일한 이용자가 등록되어 있는가를 검색한 후, 도일한 이용자가 없을 경우 회원데이터베이스에 사용자 정보를 저장하고, 회원 계정데이터베이스에 전자화폐 계정을 개설하여준다.Figure 1 is a flow chart showing the membership registration and account registration in the present invention, as shown in the Internet user opens the main page using a web browser, the current user is currently the same user when applying for membership registration After searching whether the user is registered, if there is no user, the user information is stored in the member database and the electronic money account is opened in the member account database.

도 2는 본 발명에서 전자화폐 계정 관리를 보인 흐름도로서, 이에 도시한 바와 같이 이용자는 회원확인 후 이용자가 전자화폐 계정조회를 선택하면 저장되어 있는 해당 이용자의 회원 계정 데이터베이스에서 계정정보를 읽어들여 화면에 디스플레이한다. 이후 이용자로부터 환불요청이 있는가를 판단하여 판단결과 요청이 있으면 환불요청금액이 이용자 계정의 전자화폐 잔액이하인가를 판단하며, 이 판단결과 이상이면 재입력동작을 수행시키고, 이하면 이용자 계정에서 해당 환불요청금액 만큼 감소시키고, 이용자의 은행계좌에 환불요청금액 입금을 은행에 통지하고 종료한다.2 is a flow chart illustrating an electronic money account management according to the present invention. As shown in FIG. 2, when a user selects an electronic money account inquiry after confirming a member, the screen reads the account information from the member account database of the corresponding user. Display on. If it is determined that there is a refund request from the user, if the result of the judgment is requested, it is determined whether the refund request amount is less than the electronic money balance of the user account. The amount is reduced and the bank is notified of the deposit of the refund request amount to the user's bank account.

도 3은 본 발명에서 카드구매수행을 보인 흐름도로서, 이에 도시한 바와 같이 회원확인 후 사이버 카드구매 주문이 있으면 사이버 카드데이터베이스에서 사이버 카드정보를 읽어들여 판매할 사이버 카드를 화면에 디스플레이한다. 이후 이용자(이하 구매자라 함)로부터 구매할 사이버 카드를 선택하고, 구매수량 및 가격을 입력하면 신청된 사이버 카드의 수량이 남아 있는가를 판단하며, 이 판단결과 남아 있으면 전자화폐 결재인가를 판단하고, 이 판단결과 전자화폐 결재이면 구매가격이 이용자의 전자화폐 잔액 미만인가를 다시 판단하며, 판단결과 미만이면 구매정보를 저장하고, 구매자(이용자) 계정에서 해당 구매금액 만큼 감소시키고 종료한다.3 is a flowchart illustrating a card purchase process according to the present invention. If there is a cyber card purchase order after membership confirmation, the cyber card information is read from the cyber card database and displayed on the screen. After selecting a cyber card to purchase from the user (hereinafter referred to as a buyer) and inputting the purchase quantity and price, it is determined whether the quantity of the cyber card applied for remains, and if it remains, the electronic money settlement is determined. If the result is electronic money settlement, it is determined again whether the purchase price is less than the balance of the user's electronic money. If the result is less than the judgment result, the purchase information is stored, and the purchase price is reduced by the corresponding purchase amount in the buyer (user) account and then terminated.

만약, 상기 판단결과 전자화폐 결재가 아니면 신용카드 결재로 판단하여 구매금액이 신용카드 결재한도 금액 미만인가를 판단하며, 이 판단결과 미만이면 구매정보를 사이버 카드데이터베이스에 저장하고, 카드인증기관에 대금결재를 요청하고 종료한다.If it is determined that the electronic money is not settled as a result of the judgment, it is determined whether the purchase amount is less than the credit card settled amount. If it is less than this result, the purchase information is stored in the cyber card database and the amount is charged to the card certification authority. Request payment and exit.

도 4는 본 발명에서 카드매매수행을 보인 흐름도로서, 이에 도시한 바와 같이 회원확인 후 회원간의 사이버 카드매매를 선택하면 사이버 카드매입인가를 판단하고, 상기 판단결과 매입주문이면 매입할 카드의 선택, 매입할 카드 수량 및 금액을 입력하면 기 저장되어 있는 판매요청정보를 읽어들여 매입조건에 맞는 판매주문이 있는가를 판단하며, 이 판단결과 조건에 맞는 판매주문이 있으면 전자화폐 결재인가를 판단하고, 판단결과 전자화폐 결재이면 매입금액이 이용자의 전자화폐 잔액 미만인가를 다시 판단하며, 이 판단결과 미만이면 매매에 따른 사이버 카드정보를 갱신하여 사이버 카드데이터베이스에 저장하고, 이용자(매입자) 계정에서 해당 매입금액 만큼 감소시키고 종료한다. 또한 상기 판단결과 전자화폐 결재가 아니면 신용카드 결재로 판단하여 매입금액이 신용카드 결재한도 금액 미만인가를 판단하고, 이 판단결과 미만이면 매입에 따른 사이버 카드정보를 사이버 카드데이터베이스에 저장하고, 카드인증기관에 대금결재를 요청하고 종료한다.4 is a flowchart illustrating a card purchase process according to the present invention. As shown in FIG. 4, when the cyber card purchase is selected between members after membership confirmation, it is determined whether the card is a cyber card purchase. If you enter the quantity and amount of the card to be purchased, it reads the pre-stored sales request information to determine whether there is a sales order that meets the purchase conditions. If the electronic money is settled, it is determined again whether the purchase amount is less than the balance of the user's electronic money. If it is less than this result, the cyber card information is updated and stored in the cyber card database. Reduce and exit. In addition, if it is determined that the purchase amount is less than the credit card settlement limit amount, if it is not the electronic money settlement result, the cyber card information is stored in the cyber card database and the card is authenticated. Ask the institution for payment and terminate.

그러나, 상기 판단결과 매입주문이 아니면 판매주문으로 판단하여 입력되는 판매할 카드의 선택, 판매할 카드 수량 및 금액을 저장한 후, 저장되어 있는 매입요청정보를 읽어들여 판매조건에 맞는 매입주문이 있는가를 판단하며, 이 판단결과 조건에 맞는 매입주문이 있으면 판매에 따른 사이버 카드정보를 갱신하여 사이버카드데이터베이스에 저장하고, 이용자(판매자) 계정에 해당 판매금액 만큼 증가시키고 종료한다.However, if it is determined that the purchase order is not a purchase order, the selection of the card to be sold, the quantity of the card to be sold and the amount of money to be stored, and the stored purchase request information is read to see if there is a purchase order that meets the sales conditions. If there is a purchase order that satisfies the condition, the cyber card information according to the sales is updated and stored in the cyber card database, and the sales amount is increased by the corresponding sales amount in the user (seller) account and then terminated.

이상에서 설명한 바와 같이 본 발명 사이버 카드 매매제어방법은 네티즌들이 단순히 관객으로서의 대중이 아니라 연예인, 스포츠선수 등의 실질적 재정 후원자가 될 수 있으며, 자질과 재능을 겸비한 예술인(운동선수 포함)을 후원함으로써 사회,문화적으로 큰 기여를 할 수 있는 등의 효과가 있다.As described above, the cyber card trading control method of the present invention allows netizens to become actual financial supporters of celebrities, sports players, etc., not just the public as an audience, and supports the artists (including athletes) who have qualities and talents. , Cultural contributions can be made.

Claims

A member judgment step of performing an operation process of determining whether a currently connected user is a registered member when the main page is opened through a computer through an Internet connection;

An electronic money payment step of increasing the amount of money deposited by the user in the user's electronic money account given at the time of membership registration according to the user's deposit status notified from the bank, and notifying the transfer from the user's bank account to the supplier's bank account;

An electronic money account management step of checking an electronic money account and performing an operation process according to a function selection such as a refund after being identified as a member in the member judgment step;

A card purchasing performing step of performing a purchase operation process according to selecting a cyber card purchasing after being identified as a member in the member judging step;

The cyber card trading control method, characterized in that consisting of a card buying step to perform the operation according to the operation after selecting the cyber card sales between the member after confirming the member in the member judging step.

The method of claim 1, wherein the electronic money account management step comprises: a first step of reading and displaying stored account information of a corresponding user when a user selects an electronic money account inquiry after membership confirmation;

A second step of determining whether there is a refund request after performing the first step;

A third step of determining whether the refund request amount is less than or equal to the electronic money balance of the user account when the determination result of the second step is requested;

If the result of the determination in the third step is equal to or greater than the result of the re-input operation, the fourth step of reducing the amount of the refund request in the user account, and notifying the bank of the deposit of the refund request amount in the user's bank account is completed. Cyber card trading control method, characterized in that.

The method of claim 1, wherein the performing of the card purchase process comprises: a first step of displaying a cyber card to be sold by reading stored cyber card data if there is a cyber card purchase order after membership confirmation;

A second step of judging whether the quantity of the requested cyber card remains when the user selects the cyber card and inputs a purchase quantity and a price after performing the operation of the first step;

A third step of determining whether the electronic money is settled if the determination result of the second step remains;

A fourth step of determining whether the purchase price is less than the balance of the user's electronic money if the electronic money is settled as a result of the third step;

A fifth step of storing purchase information if the result of the determination of the fourth step is less, and reducing and ending the corresponding purchase amount in a user (buyer) account;

A sixth step of judging whether the purchase amount is less than the credit card payment limit amount by judging by credit card payment if the electronic money is not settled as a result of the third step;

And a seventh step of storing purchase information, requesting payment to a card authentication authority, and ending if it is less than the determination result of the sixth step.

The method of claim 1, wherein the performing of the card buying process comprises: a first step of determining whether to purchase a cyber card when selecting a cyber card selling between members after member confirmation;

A second step of inputting a selection of a card to be purchased, a quantity of a card to be purchased, and an amount of money if the purchase order is a result of the determination in the first step;

A third step of determining whether there is a sale order that satisfies the purchase condition by reading the stored sale request information when the operation of the second step is performed;

A fourth step of determining whether the electronic money is settled if there is an order that satisfies the condition of the third step;

A fifth step of determining whether the purchase amount is less than the balance of the electronic money of the user if the electronic money is settled as a result of the fourth step;

A sixth step of updating and storing the cyber card information according to the transaction if less than the determination result of the fifth step, reducing and ending by the corresponding purchase amount in the user (buyer) account;

A seventh step of judging whether the purchase amount is less than the credit card settlement limit amount by judging by the credit card settlement if the electronic money settlement is not the result of the fourth step;

An eighth step of storing the cyber card information according to the purchase if the result of the determination of the seventh step is less than one;

A ninth step of judging the purchase order if the purchase order is not the purchase order, inputting the selection of the card to be sold, the quantity and the amount of the card to be sold;

A tenth step of reading the stored purchase request information when the operation of the ninth step is performed to determine whether there is a purchase order meeting the sales condition;

The cyber card comprises the eleventh step of updating and storing the cyber card information according to the sale if there is an order that satisfies the condition of the tenth step, and increasing and ending the corresponding sales amount in the user (seller) account. Trading control method.