KR20010063383A - A portable telecommunication complex terminal - Google Patents

A portable telecommunication complex terminal Download PDF

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Publication number
KR20010063383A
KR20010063383A KR1019990060450A KR19990060450A KR20010063383A KR 20010063383 A KR20010063383 A KR 20010063383A KR 1019990060450 A KR1019990060450 A KR 1019990060450A KR 19990060450 A KR19990060450 A KR 19990060450A KR 20010063383 A KR20010063383 A KR 20010063383A
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South Korea
Prior art keywords
microprocessor
fingerprint
terminal
signal
communication device
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KR1019990060450A
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Korean (ko)
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KR100362175B1 (en
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김성겸
김송강
한주열
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송문섭
주식회사 현대큐리텔
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes

Abstract

PURPOSE: A portable mobile communication complex terminal is provided to perform an electronic commerce transaction function, add an electronic money function and a fingerprint identification security(FIDS) to a personal portable mobile telephone, and solve a security problem in a credit card. CONSTITUTION: A microprocessor(11) outputs signals for controlling an entire operation of a portable communication device. A memory element(12) has a ROM for providing a driving program and setting data needed for an operation of the microprocessor(11) and a RAM for temporarily storing data outputted from the microprocessor(11). An RF signal processing unit(20) receives a control signal of the microprocessor(11) and performs a wireless signal transmitting and receiving operation of the portable communication device. A fingerprint identification security(FIDS) recognizes a fingerprint of a user according to a control operation of the microprocessor(11), converts the recognized fingerprint into an electric signal, and provides the converted electric signal to the microprocessor(11).

Description

휴대용 이동통신 복합 단말기{A portable telecommunication complex terminal}A portable telecommunication complex terminal

본 발명은 개인 휴대용 복합단말기에 관한 것으로서, 보다 상세하게는 이동통신기기에 전자화폐 및 지문인식기능을 적용한 복합단말기에 관한 것이다.The present invention relates to a personal portable composite terminal, and more particularly, to a composite terminal in which an electronic money and a fingerprint recognition function are applied to a mobile communication device.

일반적으로 전자상거래는 인터넷이나 유선전화를 통해 많이 이루어지고 있다. 이런 전자상거래는 가정이나 컴퓨터가 설치되어 있는 장소에서만 이루어질 수 있었다. 기존 단말기는 보안 유지를 위해 비밀번호를 사용하고 있으나 이는 비밀번호의 망각, 분실에 따른 위험에 노출되어 있다.In general, electronic commerce is carried out through the Internet or landline. This e-commerce could only take place at home or in a location with a computer. Existing terminal uses a password to maintain security, but this is exposed to the risk of forgetting or losing the password.

인간의 경제 활동과 더불어 거래가 형성되어 왔다. 21세기를 전자상거래 시대라고 부르기도 한다. 전자상거래의 발전을 가속화시키는 요소 중의 하나는 전자화폐를 비롯한 전자지불시스템의 발전이다. 이에 경제 활동에 수반되는 전자결제에 있어, 직접 대금을 지불하는 대신 컴퓨터와 유선전화에 의해 대금을 결제하는화폐로 카드형 전자화폐가 있는데, 외형은 기존의 신용카드나 카드 판독기가 있는 곳이라면 어디든 전자화폐를 사용할 수 있다. 단말기가 편리하게 이용될 수 있지만, 한편으로 보안상에 문제점을 안고 있다. 기존 단말기의 보안장치로는 비밀번호를 사용하고 있다. 이것은 노출, 망각, 분실 등에 따른 위험성이 있다.Transactions have been formed with human economic activity. The 21st century is also called the era of e-commerce. One of the factors that accelerate the development of electronic commerce is the development of electronic payment systems, including electronic money. In the electronic payments accompanying economic activities, there is a card-type electronic money as a currency that pays by computer and a landline phone instead of paying directly. The appearance is wherever existing credit cards or card readers are located. Electronic money can be used. The terminal can be used conveniently, but has security problems on the one hand. A password is used as a security device of the existing terminal. This is a risk due to exposure, forgetting or losing.

본 발명은 전자상거래 기능을 수행할 수 있는 복합단말기를 제공하는 것을 목적으로 한다.An object of the present invention is to provide a composite terminal capable of performing an electronic commerce function.

본 발명의 다른 목적은 개인 휴대 이동전화에 전자화폐 기능과 지문인식기를 부가한 복합단말기를 제공하는 것이다.Another object of the present invention is to provide a composite terminal in which an electronic money function and a fingerprint reader are added to a personal mobile phone.

본 발명의 또 다른 목적은 신용카드가 가지고 있는 보안의 문제점을 해결할 수 있는 복합단말기를 제공하는 것이다.Still another object of the present invention is to provide a hybrid terminal which can solve the problem of security of the credit card.

이러한 목적을 달성하기 위한 본 발명은 휴대 통신기기의 전반적인 동작을 제어하기 위한 신호를 출력하는 마이크로프로세서와, 상기 마이크로프로세서의 동작에 필요한 구동 프로그램 및 설정데이터를 제공하는 ROM과, 상기 마이크로프로세서를 통해 이루어진 자료 및 데이터의 임시 기억장소인 RAM과, 상기 마이크로프로세서의 제어신호를 받아 휴대통신기기의 무선신호 송수신 동작을 수행하는 RF신호 처리부와, 상기 마이크로프로세서의 제어동작에 따라 사용자의 지문을 인식하여 전기신호로 변환하여 상기 마이크로프로세서에 제공하는 지문인식기를 포함하여 구성됨을 특징으로 한다.The present invention for achieving the above object is a microprocessor for outputting a signal for controlling the overall operation of the portable communication device, a ROM for providing a drive program and setting data necessary for the operation of the microprocessor, and through the microprocessor RAM, which is a temporary storage place of data and data, RF signal processing unit for receiving a control signal of the microprocessor and performing a wireless signal transmission / reception operation of a mobile communication device; And a fingerprint reader configured to convert the electrical signal into the microprocessor.

도 1은 본 발명에 따른 복합단말기의 구성을 개략적으로 나타낸 구성도,1 is a schematic view showing the configuration of a composite terminal according to the present invention,

도 2는 본 발명에 따른 복합단말기의 기능을 도시화한 기능표시도이다.2 is a functional display showing the function of the multi-function terminal according to the present invention.

이하 첨부된 도면을 참조로하여 본 발명의 구성과 그에 따른 동작을 설명하기로 한다. 도 1은 본 발명에 따른 복합단말기의 구성을 개략적으로 나타낸 구성도이다.Hereinafter, the configuration of the present invention and its operation will be described with reference to the accompanying drawings. 1 is a configuration diagram schematically showing the configuration of a composite terminal according to the present invention.

휴대 통신기기의 전반적인 동작을 제어하기 위한 신호를 출력하는 마이크로프로세서(11)와, 상기 마이크로프로세서(11)의 동작에 필요한 구동 프로그램 및 설정데이터를 제공하는 ROM과 상기 마이크로프로세서를 통해 이루어진 자료 및 데이터의 임시 기억장소인 RAM으로 구성된 기억소자(12)와, 상기 마이크로프로세서(11)의 제어신호를 받아 휴대통신기기의 무선신호 송수신 동작을 수행하는 RF신호 처리부(20)와, 상기 마이크로프로세서(11)의 제어동작에 따라 사용자의 지문을 인식하여 전기신호로 변환하여 상기 마이크로프로세서(11)에 제공하는 지문인식기(30)를 포함하여 구성된다.Microprocessor 11 for outputting signals for controlling the overall operation of the portable communication device, ROM for providing the drive program and setting data necessary for the operation of the microprocessor 11 and data and data made through the microprocessor A memory device 12 including a temporary storage location of RAM, an RF signal processor 20 for receiving a control signal from the microprocessor 11 and performing a wireless signal transmission / reception operation of a portable communication device, and the microprocessor 11 In accordance with the control operation of the) is configured to include a fingerprint reader 30 to recognize the user's fingerprint and convert it into an electrical signal provided to the microprocessor (11).

현재 사용되고 있는 IC카드는 크게 접촉형과 비접촉형으로 나눌 수 있다. 접촉형 카드는 물리적인 접점을 통해 전원 및 신호를 전달받는 카드로서 마이크로프로세서의 내장여부에 따라 스마트(smart)카드와 메모리카드로 구분된다. 비접촉형은 단순히 일련번호를 읽어오는 RF-ID카드와 데이터를 읽고, 쓰고 기본적인 연산 기능을 갖고 있는 RF-IC카드가 있다. 상용화된 IC카드의 마이크로프로세서를 단말기의 CPU(MSM)로, ROM과 RAM은 단말기의 FLASH ROM & SRAM에 구현할 수 있다.Currently used IC cards can be divided into contact type and non-contact type. A contact card is a card that receives power and signals through physical contacts, and is divided into a smart card and a memory card according to whether a microprocessor is built in. Non-contact types are simply an RF-ID card that reads serial numbers and an RF-IC card that reads, writes data and has basic computing functions. The microprocessor of the commercially available IC card can be implemented as the CPU (MSM) of the terminal, and the ROM and the RAM can be implemented in the FLASH ROM & SRAM of the terminal.

이에 위에서 서술한 카드 중 장점만을 골라 전자 카드 형태로 단말기에 적용한다면, 전자상 거래, 전자화폐 및 금융결제를 개인휴대 이동통신 단말기 하나로 가능하게 될 것이다. 그래서 복합단말기에서는 좀 더 보안을 강화하기 위해 지문인식기(Fingerprint Identification Security : FIDS)를 적용하였다.If only the advantages of the cards described above applied to the terminal in the form of an electronic card, electronic commerce, electronic money and financial settlement will be possible with one personal mobile communication terminal. Therefore, the fingerprint terminal (Fingerprint Identification Security) (FIDS) is applied to the terminal for more security.

지문 인식기(30)란 각 개인이 소유한 단 하나뿐인 지문을 통한 본인 여부를 생물학적 측정기능을 기초로 한 독특한 특수 알고리즘에 의한 인식기이다. 동작원리를 지문을 전자적으로 읽어 미리 입력된 데이터와 비교, 본인 여부를 판단(CPU)한다. 그러므로 제3자가 부정한 방법으로 복합단말기를 사용할 수 없도록 하였다. 현재 지문 인식기는 주택, 기밀문서 자료함, 은행, 공공기관, 주요 연구소 등에 응용되어 사용되고 있다.The fingerprint recognizer 30 is a recognizer by a unique special algorithm based on a biological measurement function based on a person's own fingerprint through only one fingerprint. The operation principle is read electronically and compared with the previously input data to determine whether the user (CPU). Therefore, it is impossible for a third party to use a multi-use terminal in an illegal way. Currently, fingerprint readers are used in housing, confidential documents, banks, public institutions, and major research institutes.

개인 휴대 이동통신 단말기에 적용을 한다면 장소에 구애받지 않고 언제 어디서나 전자상거래를 할 수 있다는 장점이 있으며, 신용카드를 따로 가지고 다닐 필요가 없다. 또한 물품의 구매 및 자동이체, 전자화폐의 충전등 다양한 금융서비스를 받을 수 있을 것이며 버스, 전철요금도 단말기에 충전되어 있는 전자화폐를 이용할 수 있을 것이다.When applied to a personal mobile communication terminal has the advantage that you can do electronic commerce anytime and anywhere regardless of place, there is no need to carry a credit card separately. In addition, it will be able to receive various financial services such as purchase of goods, automatic transfer, and charging of electronic money, and it will be possible to use electronic money charged in the terminal for buses and trains.

도 2는 본 발명에 따른 복합단말기 동작수행을 기능적 측면에서 나타낸 도면이다. 먼저 복합단말기를 이용하여 전자화폐 기능을 수행하기 위해서는 거래하고 있는 금융시스템에 접속을 한다(1). 이 시스템에서는 사용자 인증작업을 수행하고(2), 인증이 완료되면 복합단말기에서 전자화폐 충전메시지를 송부하고(3), 결격사유나 문제가 없으면 복합 단말기에 충전완료 메시지를 송부한다(4).2 is a view showing a functional operation of the composite terminal according to the present invention. First of all, in order to perform the electronic money function using a multi-function terminal, it connects to the financial system with which it is trading. In this system, the user authentication operation is performed (2), and when the authentication is completed, the electronic terminal sends a charging message for electronic money (3), and if there is no reason for disqualification or a problem, the charging completion message is sent to the composite terminal (4).

다음으로 본 발명에 따른 복합단말기를 사용하여 신용카드 기능을 수행하기 위한 신용거래 인식을 수행하기 위해서는 다음과 같이 동작이 수행된다. 물품을직접 구입 시 복합 단말기를 신용거래 모드로 전환하여 신용거래 버튼을 눌러 상점에 비치되어 있는 신용거래 인식기에 인식시킨다. 인식 신호는 복합 단말기에서 RF신호가 될 것이다(1). 그 후, 신용거래 인식기에서 비밀번호를 기입하고 사용자 인증작업이 이루어진다. 인증작업이 끝나면 구입 가격을 기입하고 결과에 대해 복합 단말기에 신호(RF)를 보내 기록한다(2). 단말기에서는 이 신호를 받아 자동이체 또는 할부 아니면 전자화폐를 이용할 것인지를 결정한다. 결정된 사항에 대해 다시 신용카드 인식기에 신호를 보낸 다음 거래 성립 여부를 확인한다(3).Next, in order to perform credit transaction recognition for performing a credit card function using the multi-function terminal according to the present invention, the following operation is performed. When purchasing goods directly, the terminal is switched to credit mode and the credit button is recognized by the credit recognizer in the store. The recognition signal will be an RF signal at the composite terminal (1). After that, a password is entered in the credit recognizer and user authentication is performed. After the authentication is completed, the purchase price is entered and the result is signaled to the composite terminal (RF) (2). The terminal receives this signal and decides whether to use direct debit, installment or electronic money. The decision is then signaled to the credit card reader again to confirm the transaction (3).

다른 사용예로서, 컴퓨터등을 이용한 통신에 의한 물품구매 방법은 다음과 같다. 복합 단말기 인터넷 서비스를 통해 구입하고자 하는 물품을 선택하고 받고자 하는 일시와 장소를 입력한다. 그리고 구입가격에 대해서는 신용카드 결제시와 동일하게 신용거래 모드로 전환을 한 다음, 상점의 계좌로 전자화폐를 입금시킨다(1). 상점에서는 결제금액과 배달 시간, 장소를 확인한 다음 확인 메시지를 복합단말기에 보낸다(2).As another use example, the method of purchasing goods by communication using a computer or the like is as follows. Select the item you want to purchase through the Internet service of the multi-device terminal and enter the date and time you want to receive it. Then, the purchase price is switched to the credit transaction mode as in the case of the credit card payment, and then electronic money is deposited into the account of the store (1). The store confirms the payment amount, the delivery time, and the place, and then sends a confirmation message to the terminal (2).

복합단말기를 이용하여 대중교통 수단을 이용할 때에는 대중교통 요금모드로 전환한다. 그리고 이미 저장되어 있는 요금에 대해 교통수단 해당버튼을 눌러 인식기에 신호를 보낸다. 그러면 복합단말기에 충전되어 있던 전자화폐가 자동으로 인출된다.When using a public transport using a multi-terminal, switch to the public transportation fare mode. And by pressing the corresponding button for the transportation for the already stored fare signal to the recognizer. Then, the electronic money that was charged in the composite terminal is automatically withdrawn.

이렇게 복합단말기에 전자카드를 적용하여 사용할 경우 전자상거래, 전자화폐, 신용거래 등 모든 금융관련 일을 단말기 하나로 처리할 수 있다.In this way, when the electronic card is applied to the multi-functional terminal, all financial related matters such as electronic commerce, electronic money, and credit transaction can be processed with one terminal.

이상에서 설명한 바와 같이, 본 발명은 기존의 이동통신 단말기에 전자카드와 지문 인식기를 적용한 것으로, 첫째: 기존의 신용카드, 버스카드, 전철용 패스가 필요하지 않으며, 둘째: 은행업무에 소모되는 시간을 줄일 수 있으며, 셋째: 물품 구매가 용이하고, 넷째: 현금이 필요치 않으며, 다섯째: 보안이 확실히 보장될 수 있는 효과를 가진다.As described above, the present invention applies an electronic card and a fingerprint reader to a conventional mobile communication terminal. First, there is no need for an existing credit card, bus card, train pass, and second: time spent on banking. Third, it is easy to purchase goods, fourth: no cash, and fifth: security can be assured.

Claims (1)

휴대 통신기기의 전반적인 동작을 제어하기 위한 신호를 출력하는 마이크로프로세서와,A microprocessor for outputting a signal for controlling the overall operation of the portable communication device; 상기 마이크로프로세서의 동작에 필요한 구동 프로그램 및 설정데이터를 제공하는 ROM과,A ROM for providing a driving program and setting data necessary for the operation of the microprocessor; 상기 마이크로프로세서를 통해 이루어진 자료 및 데이터의 임시 기억장소인 RAM과,RAM that is a temporary storage of data and data made by the microprocessor, 상기 마이크로프로세서의 제어신호를 받아 휴대통신기기의 무선신호 송수신 동작을 수행하는 RF신호 처리부와,An RF signal processor for receiving a control signal of the microprocessor and performing a wireless signal transmission / reception operation of a mobile communication device; 상기 마이크로프로세서의 제어동작에 따라 사용자의 지문을 인식하여 전기신호로 변환하여 상기 마이크로프로세서에 제공하는 지문인식기를 포함하여 구성됨을 특징으로 하는 휴대용 이동통신 복합단말기.And a fingerprint reader for recognizing a user's fingerprint in accordance with a control operation of the microprocessor, converting the fingerprint into an electrical signal, and providing the fingerprint to the microprocessor.
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WO2003042776A2 (en) * 2001-11-12 2003-05-22 Digital Service Co. Ltd. Payment apparatus and method using barcode stored in mobile communication terminal
WO2003091924A1 (en) * 2002-04-24 2003-11-06 Sk Telecom Co., Ltd Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal
KR100430035B1 (en) * 2001-11-02 2004-05-03 주식회사 세이프텍 Wireless-account device, goods-selling and wireless-account system, and internet-based goods-selling and wireless-account system using them

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KR101875791B1 (en) * 2017-05-01 2018-07-09 주식회사 비즈모델라인 Method for Certificating Medium based on Biometrics

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KR100238131B1 (en) * 1997-12-10 2000-01-15 윤종용 Head-held terminal for preventing use by others

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Publication number Priority date Publication date Assignee Title
KR100430035B1 (en) * 2001-11-02 2004-05-03 주식회사 세이프텍 Wireless-account device, goods-selling and wireless-account system, and internet-based goods-selling and wireless-account system using them
WO2003042776A2 (en) * 2001-11-12 2003-05-22 Digital Service Co. Ltd. Payment apparatus and method using barcode stored in mobile communication terminal
WO2003042776A3 (en) * 2001-11-12 2005-06-09 Digital Service Co Ltd Payment apparatus and method using barcode stored in mobile communication terminal
WO2003091924A1 (en) * 2002-04-24 2003-11-06 Sk Telecom Co., Ltd Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal
US8703315B2 (en) 2002-04-24 2014-04-22 Sk Planet Co., Ltd. Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal
US9286636B2 (en) 2002-04-24 2016-03-15 Sk Planet Co., Ltd. Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal

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