KR20000050113A - Method of Union Mileage Service - Google Patents

Abstract

PURPOSE: A method for integrated mileage service is provided to use a personal communicating number as an identifying key, and reserve, transfer or add up the mileage for suiting member's use or purpose. The method can be used like cash at participated stores, and transferred to a bank account. CONSTITUTION: A method for integrated mileage service comprises the steps of: registering an internet user as a member, by storing the user for applying the member in a database of a mileage service system, when the user connected to the system applies for the member via a wire/wireless internet network; registering the telephone network user as a member, by storing necessary personal information for registering inputted from the user in the database, when the user connected to the telephone network applies for the member via the telephone network; registering internet shopping malls and/or stores as a participated store, by storing the malls and stores in the database, when shopping malls' operators and/or stores' owners apply for the participated store via the internet network; being transmitted buying information of the member into the mileage system, if the member buys goods of the participated stores; reserving a fixed ratio of the buying amount according to buying information; transferring the reserving amount to member's account, if requested; recognizing the reserving amount as the buying amount, if increased over a fixed amount; and outputting detailed contents of the reserving amount to a member's terminal, if requested.

Description

Method of Union Mileage Service {Method of Union Mileage Service}

The present invention relates to an integrated mileage service method, and more particularly, to an integrated mileage service method that allows the use of a personal communication number as an identification key of an account and transfers the accumulated mileage freely.

In general, many points earning products are used to attract customers. These points earned products are increasing in number of users by returning a certain percentage of reserves (hereinafter referred to as "mileage") to the customers according to the customer's purchase of the product.

However, in the conventional mileage service, the mileage was accumulated by using a credit card corresponding to each service when purchasing a product. Therefore, it was impossible to accumulate mileage when the card was lost or not carried. In addition, individual mileage could not be transferred or combined according to purpose and use.

Accordingly, an object of the present invention relates to an integrated mileage service method that allows the use of a personal communication number as an identification key of an account, as well as freely transfer or add up the accumulated mileage.

1 is a flow chart showing a member registration procedure of the present invention.

Figure 2a and 2b is a flow chart showing the merchant registration process of the present invention.

3A and 3C are flowcharts illustrating the mileage accumulation procedure of the present invention.

Figure 4 is a flow chart illustrating a procedure for transferring reserves of the present invention.

5 is a flow chart showing the procedure of using the reserve of the present invention.

Figure 6 is a flow chart illustrating a reserve inquiry procedure of the present invention.

7 is a view showing a service procedure of the merchants of the present invention.

8 is a diagram showing a service configuration diagram of the present invention.

9A and 9E illustrate a service procedure of the present invention.

10 is a diagram illustrating an ordering process using a telephone.

<Description of the code | symbol about the principal part of drawing>

238: checker 240: check program

242,244,268: Merchants 246,260: Mileage Service System

248,252,254: Members 250,280: Database

256,264,270 Repeater 258,266,276 Hub

262: Bank 272: communication server

274: Wired / Wireless Membership Server

In order to achieve the above object, in the integrated mileage service method of the present invention, when an internet user accesses a mileage service system via a wired / wireless internet network and applies as a new registered member of the mileage service system, Registering the Internet user as a member by storing the data in a database prepared in the mileage service system; When a telephone network user connected to the telephone network applies as a new registered member of the mileage service system through the telephone network, the personal information necessary for membership registration is input from the telephone network user and stored in a database of the mileage service system to register the telephone network user as a member. Wow; When an operator of an internet shopping mall and / or a store owner accesses a mileage service system via an internet network and an operator of the internet shopping mall and / or a store owner applies as a merchant, the mileage service system applies to the applied internet shopping mall and / or shop. Registering the Internet shopping mall and / or shop as an affiliated store by storing the information in a database of the same; Transmitting, by the member's terminal, the member's purchase information to the mileage service system when the member purchases the product of the affiliated store; Accumulating a predetermined ratio as a reserve from the purchase price of the product based on the purchase information; Transferring the reserve to the member's account if a transfer of the reserve is requested; Approving the reserve as a purchase amount for the product when the reserve of the member is increased to a predetermined amount or more; If there is a request for deposit inquiry, the method includes outputting the details of the reserve to the terminal of the member.

Other objects and features of the present invention in addition to the above objects will become apparent from the description of the embodiments with reference to the accompanying drawings.

Hereinafter, exemplary embodiments of the present invention will be described with reference to FIGS. 1 to 10.

1 is a flowchart illustrating a membership registration procedure of the present invention.

Referring to FIG. 1, a user first accesses an accumulation service site through a terminal that can access the Internet. (S2) Here, the terminal that can access the Internet includes a personal computer, a personal digital assistant (PDA), IMT2000 terminal, WEB PAD, notebook and the like. When the user accesses the earning site, the mileage service system outputs the initial screen of the earning service site to the user's terminal. (S4) The user clicks the member registration button included in the initial screen of the earning service site to register as a member. (S6) When the user clicks the member registration button, the member agreement and the personal information protection pledge are displayed on the user's terminal. (S8) The mileage service system outputs the membership agreement and the personal information protection pledge on the user's device. (S10) If the user agrees to the membership agreement and the personal information protection pledge, the mileage service system outputs a membership application form to the user's terminal. (S12) In step S10, the user agrees to the membership agreement and the individual. If you do not agree to the data protection pledge, the membership registration process is terminated. After the membership application form is output to the terminal of the user, the user inputs the personal information of the user in the input field of the membership application form (S14). The personal information of the user includes a member ID (identification), a password, a social security number, an address, and an e-mail. Included. The user enters the personal information of the user in the input field of the membership application, and then enters the phone number for the credit account. (S16) The phone number for the credit account includes all types of communication numbers that the user has. Examples include landline telephone numbers, personal communication systems (PCSs), cellular phones, IMT 2000 terminals, and pagers. The phone number for the savings account entered by the user is used as an identification key of the savings account. After the user enters the phone number for the savings account, the mileage service system checks whether the phone number for the account is owned by the user. (S18) If the phone number for the account is owned by the user, the mileage service system reserves the money. (S20) After the user inputs the bank, the account number and the account holder, the mileage service system stores all the information submitted by the user in the database (S22). The mileage service system stores the information submitted by the user in a database and outputs a notice to the user's terminal. (S24) The announcement includes a procedure to confirm whether or not the information submitted by the user is true or not. do. After the notice is printed, check whether there are more phone numbers for saving to apply. (S26) Also, if the conversion number for the saving account is not owned by the user in step S18, whether there is more phone number for saving to apply. (S26) If there are more phone numbers to accumulate to apply, repeat steps S16 to S26. If there is no earning phone number to apply, the registration process is terminated. (S28)

Member registration, such as the process of Figure 1 may be submitted by filling in the information on the application form provided in the merchant.

2A and 2B are flowcharts illustrating a merchant registration procedure of the present invention.

2A and 2B, the merchant registration procedure of the present invention is classified into a method of using the Internet and a method of requesting registration by telephone. (S30, S32) First, in order to register by telephone, an applicant is required to call a mileage service call center. (S34) If the applicant calls the mileage service call center and the counselor indicates his / her intention to join the counselor, the counselor notifies the applicant of the available date. (S36) Afterwards, the mileage service system operator visits the merchant and joins. Fill out the application form and the contract (S38) After the application form and the contract is filled out, store the applied store in the merchant database. (S40) Store the store where the subscription application and the contract was written in the merchant database, the merchant registration process is terminated (S42) In order to register as an affiliated store using the Internet, the applicant can access the Internet. (S44) When the applicant connects to the earning site, the initial screen of the earning service site is output to the terminal of the applicant. (S46) The applicant applies to the initial screen of the earning service site to join the merchant. Click the affiliated merchant registration button included (S48). If the applicant clicks the member registration button, the affiliated subscriber agreement is output on the applicant's terminal. (S50) After the affiliated subscriber agreement is output on the applicant's terminal, the mileage service system It is checked whether the applicant agrees to this. (S52) If the applicant does not agree to the terms and conditions of the affiliated store registration, the affiliated store registration process is terminated. Print the application form. (S54) The applicant joins the affiliated store output on the terminal. Fill out the fields on the application form (S56). The fields on the application form for merchant registration include the type of business, trade name, business number, representative's name, telephone, address, representative's social security number, items handled and the reserve rate. The merchant registration application form prepared by the applicant is stored in the affiliated store registration database of the mileage service system. (S58) After the affiliate store application is stored in the database, the mileage service system outputs a notice on the applicant's terminal. (S60) This includes the information stating that the store applied by the applicant has been temporarily registered as an affiliated store and that the operator of the mileage service system will visit within two to three days. (S60) After that, the credit and financial status of the registered merchant are reviewed. S62) After reviewing the credit and financial status of the registered merchant, the visitor is notified of the visitor. (S64) Afterwards, the mileage service system operator visits the registered merchant and prepares a contract (S66). After the registration is completed, the registered merchant is placed in the merchant database of the mileage service system. Thereby lock. (S68) When the merchant is registered with the merchant database registration process is terminated. (S70)

3A to 3C are flowcharts illustrating a mileage accumulation procedure.

3A to 3C, first, a member purchases an item at an affiliated store. (S72) If the affiliated store member purchases an item at step S72, the user purchases the product previously installed in the terminal of the affiliated store. Enter the purchase amount and the account number of the member into the program. (S74, S76) After the purchase amount and the number of the account is entered into the terminal, click on the request for approval of accumulation program of the payment program and write the request for accreditation. (S78, S84) If the merchant that the member purchased the goods in step S72 is not an off-line merchant, that is, if the on-line merchant enters the member's account number and purchase amount in the payment program of the terminal (S74). (S8, S82) After the payment of the member's savings account phone number and purchase amount is deposited in the payment program of the terminal, the payment program is executed to write the full approval request. (S8 4) After the earning approval request is written, it is checked whether the request for approval for each case is earned. (S86) If the request for approval for each case is transmitted, the request for earning approval is transferred to the mileage service system. This is used. However, the bulk accumulation approval request may be used at the convenience of the merchant and / or the member's request / consent. If it is not a request for approval for each case at step S86, it is checked whether it is an off-line affiliated store. (S90) If it is an off-line affiliated store at step S90, the full credit request request is stored in the memory of the terminal. If the merchant is not affiliated stores the accreditation request full text in the local system. (S94) The accreditation request full text stored in step S92 or S94 is transmitted to the mileage service system at a predetermined time. (S96) The accreditation request request mileage service system When it is transmitted to the mobile station, it is checked whether it is an off-line terminal of the off-line merchant. (S98) If it is an off-line terminal, the total number of approval requests is output to the terminal. Receive the full approval request request (S102) In addition, the mileage accrual request request credits transmitted in steps S100 and S88. (S102) The mileage service system stores the accreditation approval request text transmitted in steps S88, S98, and S100 in the history database. (S104) Mileage after the accreditation approval request text is stored in the history database. The service system determines whether the credit approval request merchant is a registered merchant. (S106) If the credit approval request merchant is a registered merchant, search for the crediting rate of the corresponding merchant (S108, S110). Predetermined In step S106 and S108, if the request for approval of credit accumulation is not a registered merchant, a response message indicating that an unregistered merchant is written is created. The mileage accrual procedure is terminated after the full text is transmitted to the terminal of the unregistered merchant. (S116) After the accumulated amount is calculated to determine whether the registered phone number for the account is registered. (S118) If the phone number for the account is registered registered phone number is added to the phone number. (S120 , S124) If the phone number for the account is not registered in the step S120 registered phone number is a response message indicating that the unregistered phone number (S122) The full text written in step S120 is transmitted to the affiliated store. (S114) After the response message indicating that the unregistered phone number is sent to the terminal of the merchant, the mileage accumulation process is terminated. (S144) The reserve is stored in step S124 The credit approval response text written in step S124 is created after being added to the corresponding phone number. The credit approval response text written in step S124 is stored in the history database. (S128) The mileage service after the credit approval response text is stored in the history database. The system transmits the credit approval response message to the affiliated store. (S130) When the credit approval response message is sent to the affiliated store, it is checked whether it is a batch approval response (S132). -The credit approval response message is transmitted to the payment program of the line merchant. (S136) Payment program received the credit approval response message Outputs the accumulated amount to the terminal. (S142) After the payment program outputs the accumulated amount to the terminal, the mileage accumulation procedure is terminated. (S144) If the collective approval response in step S132 is checked, it is checked whether it is an offline merchant. (S134) Offline The mileage accrual procedure ends after outputting the total number of processed transactions to the terminal. (S140, S144) If the offline affiliated store is not completed in step S134, the mileage accrual procedure is terminated after deleting the completed text from the approval request list of the terminal. (S138, S144)

4 is a flowchart illustrating a procedure for transferring reserves.

Referring to Figure 4, first, the member who wants to transfer the reserve is connected to the earning service site. S148) The member clicks the deposit transfer button included in the initial screen of the earning service site in order to transfer the reserve. (S150) When the member clicks the deposit transfer button, a member ID and password input window is generated and the member input window. Enter the member ID and password in (S152) The mileage service system searches the entered member ID and password to determine whether the registered member. (S154, S156) If the member who entered the member ID and password is a registered member, The reserves are printed out. (S160) The reserves are a list of the number of credits owned by the member, the total amount of reserves and available It includes the liquid. If the member who inputs the member ID and password in step S156 is not a registered member, the deposit transfer procedure is terminated after the message is output. (S158, S176) In the message output in step S158, the ID entered by the member is registered. No, and the procedure for joining as a member. After the reserve is output in step S160, it is checked whether the available reserve amount is greater than or equal to a predetermined amount. (S162) For example, if the predetermined amount is 10,000 won, it is checked whether the reserve amount is greater than 10,000 won. If the reserve amount available in step S162 is more than 10,000 won, it is checked whether there is a bank account of the member who applied for the transfer of the reserve. (S166, S168) If the reserve amount available in step S162 is less than 10,000 won, the message is printed and then the reserve The transfer procedure is terminated. (S164, S176) The message output in step S164 includes a content that the transfer is not possible if the available reserve amount is less than 10,000 won. If there is a bank account of the member who applied for the reserve transfer in step S168, the transfer amount is deposited in the transfer account. (S172) At this time, a transfer fee of a predetermined amount of the total available accumulation amount is calculated. If there is no transfer account at step S168, the deposit transfer procedure is terminated after the message is output. (S170, S176) The message output at step S170 includes a request for registering a transfer account. The fee calculated in step S172 and the amount transferred to the member's transfer account is deducted from the member's reserve, and the deposit transfer procedure is terminated. (S174, S176)

5 is a flowchart showing a procedure for using reserves.

Referring to FIG. 5, a member first purchases an item at an affiliated store. (S178) After the member purchases an item at an affiliated store, the member requests the use of the reserve as a payment method. The terminal of the affiliated store checks whether the purchase amount is smaller than the available accumulated amount. (S182) In step S182, the accumulated amount of the member is supplied by accessing the mileage service system. If the purchase amount is greater than the available reserve amount at step S182, the procedure for using the reserve is terminated. (S212) If the purchase amount is less than the available reserve amount at step S182, it is checked whether the merchant is on-line. (S184) If the merchant that purchased the product is an online merchant, the member ID and password are input from the payment program of the terminal. (S186) If the merchant that purchased the product is an offline merchant, the account is deducted from the pre-installation program installed in the terminal. The phone number, member ID, and password are input. (S188) After the step S186 or S188, the terminal writes a deduction request in the program of the terminal. (S190) After the deduction request is written in the terminal, the deduction request is completed in the mileage service system. (S192) The mileage service system receives the deduction request received from the terminal after the deduction received It stores the full text in the database. (S194, S196) It is checked whether the affiliate who sent the full text of the deduction request is a registered affiliated store after it is stored in the database (S198). If the merchant is not a merchant, the procedure for using the reserve is terminated. (S212) If the merchant that sent the deduction request is a registered merchant, it is checked whether the member who purchased the goods is a registered member (S200). The procedure for using the reserve is completed. (S212) If the member who purchased the goods in step S200 is a registered member, the mileage service system generates an approval message and stores it in the history database. (S204, S206) The approval expert in the history database After storage, the mileage service system subtracts the deductible amount from the available reserve and transmits the approval message to the terminal of the affiliated store (S208). Approved specialized transmitted from the service system uses the ridge then received by the program installed on the device reserves the procedure is terminated. (S210, S212)

6 is a flow chart showing a reserve inquiry procedure.

Referring to FIG. 6, a member who wants to search for reserves first connects to a reserve service site via a wired / wireless communication network. The initial screen is output. (S216) The member clicks the reserve inquiry button included in the initial screen of the reserve site to inquire the reserve. (S218) When the member clicks the reserve inquiry button, a member ID and password input window is generated. Then, the member inputs the member ID and password in the input window (S220). After the member inputs the member ID and password, the mileage system determines whether the registered member is searched by searching for the member ID and password. (S222, S224) If the member who entered the member ID and password is a registered member, the reserves up to now are output. (S226) The reserves owned by the member This list includes the phone number, the total reserves and funds available. If the member who inputs the member ID and password in step S224 is not a registered member, the deposit search process is terminated. (S236) After the deposit is output in step S226, it is checked whether a detailed inquiry is requested for the specific phone number for the account. (S228) If the detailed inquiry is not requested, the reserve inquiry process is terminated. (S236) If the detailed inquiry is requested in step S228, the member inputs an inquiry period. (S230) The mileage service system searches the database and searches the corresponding period. (S232) Check whether or not to continue to look up after the earned history is output in step S232 (S234) If the member continues to look up the mileage service system repeats steps S228 to S234 Print the details. If you do not continue to look up the earned history in step S234 is the process of checking the reserve (S236).

The affiliated store of the present invention includes not only a real affiliated store but also an internet affiliated store as shown in FIG. 7.

Referring to FIG. 7, first, members 248 and 252 purchase a predetermined product from an actual affiliate store 242 or an internet affiliate store 240. The internet affiliated store 240 includes an internet shopping mall, an internet bookstore, and a site for booking various performances. When the members 248 and 252 purchase a predetermined product from the real merchant 242 or the internet merchant 244, the check program (or terminal) 238 of the real merchant 242 or the check program 240 of the internet merchant 244 Requests membership verification to the member database 250. When it is confirmed that the member is from the member database 250, the checker 238 or the check program 240 requests the mileage service system 246 to accumulate mileage corresponding to the product in the member's account number for the account, and the mileage service system 246 accumulates the corresponding mileage. Such mileage is stored in a database by the mileage service system 246.

8 is a diagram illustrating a configuration of an integrated mileage service system of the present invention.

Referring to FIG. 8, a member 254 first accesses a mileage service system 260 via a wired / wireless internet network, a repeater 256, and a hub 258. Mileage service system 260 is connected to databases 280 via hub 278. The member may access the mileage service system 260 to check the mileage accumulated up to now. In addition, various types of charge information provided by the mileage service system 260 may be used. Bank 262 is connected to communication server 272 via a CMS (Cash Management Service), repeater 264 and hub 266. The communication server 272 is connected to the mileage service system 260 via the hub 276. The mileage service system 260 deposits a predetermined amount into the account of the bank 262 that the member requests when the member 254 requests a bank transfer. The affiliate store 268 is connected to the communication server 272 via a public switched telephone network (PSTN), a repeater 270 and a hub 266. The affiliated store 268 requests the mileage service system 260 to confirm the member's information and the like, and the communication server transmits the corresponding information to the affiliated store 268 and accumulates the mileage of the corresponding member. The wired / wireless membership server 274 is connected to the mileage service system 260 via the hub 276. The wired / wireless membership server 274 becomes a customer of the phone number for the savings account that the member applied for. For example, if the phone number for the savings account the member applied for is a mobile phone number, the customer becomes a mobile phone service provider. The wired / wireless membership server 274 provides various services to members while sharing the member's information with the mileage service system 260.

The service procedure between the bank 262, the mileage service system 260, the affiliated store 268 and the member 254 will be described with reference to FIGS. 9A and 9E.

Referring to FIG. 9A, a service procedure of a mileage service system 260, a service affiliate 268, a member 254, and a bank 262 is illustrated. First, a service procedure between the mileage service system 260 and the service affiliate 268 will be described with reference to FIG. 9B. Member 254 requests goods or services from service merchant 268. At this time, the member 254 presents the phone number for the credit account to the service merchant 268 in order to receive the mileage. The service affiliated store 268 transmits the phone number and purchase amount for the accumulated account submitted by the member to the mileage service system 260. The mileage service system 260 accumulates the purchase amount transmitted from the service member 268 to the phone number for the account of the member 254 and transmits the credit approval number to the service member 268. The accreditation number includes the date and miles earned. The service affiliated store 268 outputs the credit approval number transmitted from the mileage service system 260 to supply the member 254.

9C shows a service procedure between a mileage service system and a member.

Referring to FIG. 9C, a general Internet user may access the mileage service system 260 and register as a member 254. In addition, the member 254 may access the mileage service system 260 to inquire the contents of the mileages he has currently accumulated, and may apply for the use of the reserve when the mileage that he has accumulated is a predetermined amount or more. That is, the member 254 may request a transfer to the bank account when the mileage accumulated by the member 254 is greater than or equal to a predetermined amount, or may purchase a predetermined product from the internet merchant 244. The mileage service system 260 periodically sends the mileage accumulated contents and the deposit usage history of the member 254 to an e-mail address.

9D illustrates a service procedure between the mileage service system, a bank, and a service affiliate.

Referring to FIG. 9D, the mileage service system 260 periodically transmits the payment details for one month to the service affiliated store 268 through e-mail, mail, and fax on the 20th of every month. The service affiliated store 268 that receives the payment details from the mileage service system 260 pays the amount of the reserve to the bank 262. The bank 262 having received the deposit from the service member store 268 notifies the mileage service system 260 of the payment details confirmation.

9E illustrates a service procedure between the mileage service system, a bank, and a member.

Referring to FIG. 9E, first, the member 254 accesses the mileage service system 260 and applies for an account transfer of the reserve. The mileage service system 260 deposits the amount corresponding to the reserve amount into the account number of the member 254 who applied for bank transfer, and notifies the corresponding member 254 through the e-mail. Member 254 may verify the transfer reserves through their account number in the bank 262.

In the integrated mileage service method of the present invention, it can be transferred or added as shown in Table 1, which a member holds.

Contents product Sweetheart summing Combined Couple Mileage Jeongdongjin Travel Ticket / Coupling Family sum Total mileage within family Photography ticket / condo ticket Alumni sum Total mileage between designated alumni Deposit the funds as scholarships Church sum Total mileage among members of certain church members Use in Church Work Corporation total Mileage is added up among corporate customers Used for company activities

Referring to Table 1, the mileage held by a member can be combined with the person designated by the member. In other words, if the member chooses the family sum system, the mileage is added up with the members registered as members. If the sum of the mileages exceeds the predetermined value, a photo shooting ticket or a condo use ticket will be received as a product. The sum of these mileages is not limited to Table 1 but can be determined flexibly. In addition, in the present invention, the member 254 can order goods using the telephone.

Referring to FIG. 10, first, a member 254 calls and orders a product needed by a counselor of a call center 290. At this time, the counselor of the call center 290 provides various information about the products ordered by the member 254. The counselor of the call center 290 that receives the order of the product from the member 254 contacts the affiliated store 268 to notify the member 254 of the ordered product. The affiliated store 268 delivers the product to the member 254 and notifies the mileage service system 260 of the member account 254's accumulated account number. The mileage service system 260 not only accumulates mileage in the member's 254 account number, but also notifies the accumulated mileage to the member 254.

As described above, according to the integrated mileage service method according to the present invention, it is possible to accumulate mileage by using a phone number for the account without the need for a credit card. In addition, the member's mileage may be transferred or added to suit the member's intended use or purpose. Furthermore, when the mileage reaches a predetermined amount or more, it can be used as cash in an internet merchant or transferred to a bank account. In addition, members can earn mileage for items ordered by phone.

Those skilled in the art will appreciate that various changes and modifications can be made without departing from the technical spirit of the present invention. Therefore, the technical scope of the present invention should not be limited to the contents described in the detailed description of the specification but should be defined by the claims.

Claims (9)

When an internet user accesses a mileage service system via a wired / wireless internet network and applies as a new registered member of the mileage service system, the user who has applied for the new registered member is stored in a database provided in the mileage service system. Registering an internet user as a member; When a telephone network user connected to a telephone network applies as a new registered member of the mileage service system through the telephone network, personal information necessary for membership registration is input from the telephone network user and stored in a database of the mileage service system. Registering as a member; When an operator of an internet shopping mall and / or a store owner connects to the mileage service system via an internet network and the manager of the internet shopping mall and / or a shopkeeper of the store applies to an affiliated store, the requested internet shopping mall and / or shop is applied. Storing the internet shopping mall and / or shop as an affiliated store by storing the data in a database of the mileage service system; Transmitting, by the member terminal, the purchase information of the member to the mileage service system when the member purchases the product of the affiliated store; Accumulating a predetermined ratio as a reserve from the purchase price for the product based on the purchase information; Transferring the reserve to the member's account if the transfer of the reserve is requested; Approving the reserve as a purchase amount for the product if the reserve of the member is increased by more than a predetermined amount; And outputting the details of the reserve to the terminal of the member when the reserve inquiry request is made. The method of claim 1, Registering the Internet user as a member, Outputting a member agreement to the terminal of the Internet user to determine whether the user agrees to the membership agreement; Outputting a membership application form to the terminal of the Internet user when the user agrees to the membership agreement, and completing the membership application form; Registering the phone number included in the membership registration application with the account number for the account to be used as the distinguishing key of the Internet user, and registering the Internet user as a member. . The method of claim 2, The accumulated account phone number is at least one or more of a landline telephone number owned by the member, a cellular phone, PCS (PCS) phone, AMT (2000) terminal and pager. The method of claim 1, Registering with the affiliated store, Outputting an affiliated store registration agreement to a terminal of an owner of the Internet shopping mall and / or a store to determine whether the affiliated store agrees to the registered store agreement; Outputting a subscription application to the operator and / or owner's terminal when the user agrees to the merchant registration agreement, and completes the subscription application; Registering the internet shopping mall and / or a shop as an affiliate store. The method of claim 1, The reserve is a method for the integrated mileage service, characterized in that the transfer or addition between the members by the application of the members. The method of claim 2, How to earn the reserves, When the member purchases an article at the affiliated store, inputs the member's accumulated account number and purchase amount into the terminal to generate a full credit approval request message and transmits it to the mileage service system; Determining whether to register the member store which has transmitted the full credit approval request and the phone number for the credit account of the member included in the full credit approval request; When the affiliated store and the credit account number are registered in the mileage service system, a predetermined percentage of the purchase amount included in the credit approval request message is accumulated in the credit account number, and a credit approval response message is generated. Integrated mileage service method comprising the step of transmitting to the terminal. The method of claim 1, The step of transferring the reserve, Receiving a member ID and password to determine whether the member is registered when the member applies for transfer of the reserve; When the member is a registered member, determining whether the member's reserve is more than a predetermined amount to transfer the reserve; And transferring the reserve to the account number of the member when the reserve of the member is greater than or equal to a predetermined amount. The method of claim 2, Approving the reserve as the purchase price for the product, Selecting the reserve as a payment means when the member purchases an article from the affiliated store; Determining whether the member's reserve is greater than the purchase amount of the article; If the reserve amount of the member is greater than the purchase amount of the article, causing the terminal to generate and transmit a deduction request message; Determining whether to register the member store which has transmitted the deduction approval request message and the phone number for the account of the member included in the accumulation approval request message; If the affiliated store and the phone number for the credit account is registered, including the purchase amount included in the full credit approval request, the deduction from the reserve as well as generating a deduction authorization full text and transmitting to the terminal; How to integrate mileage service. The method of claim 1, Wherein the member to query the reserve, Receiving a member ID and password to determine whether the member is registered when the member applies for inquiry of the reserve; And outputting the details of the reserve to the terminal of the member when the member is a registered member.