KR102657177B1 - Apparatus and method for brokering investment in a security token offering system using marketing - Google Patents

Abstract

This disclosure relates to a system for issuing and managing token securities. According to the present disclosure, in a token securities issuance system utilizing marketing, a token securities trading device receives project information about the contents of the investment target and the right holder of the investment target, and in response to receiving the project information, Obtain investor information indicating investors' propensity for the type, generate token securities issuance information for the project information based on the investor information and the project information, and provide the token securities issuance information to the token securities issuance information through a blockchain network. Token securities can be issued.

Description

Device and method for brokering investment in token securities issuance system using marketing {APPARATUS AND METHOD FOR BROKERING INVESTMENT IN A SECURITY TOKEN OFFERING SYSTEM USING MARKETING}

This disclosure generally relates to a system for issuing and managing token securities. More specifically, it sets the conditions for issuing token securities for the project by considering the details of the investment target and the rights holder, and utilizes marketing to attract investors. It relates to devices and methods for recruiting and revitalizing the token securities market.

Cooperation between companies with ideas or technology and investors with capital is of great interest to both companies and investors in that it can convert idea innovation into economic profit. Companies and investors are pursuing many projects through cooperation through technology transactions, licenses, and capital investments, but there are not many successful cases in reality. In particular, small and medium-sized businesses, startups, and individual rights holders with poor finances are experiencing a lot of trial and error due to lack of experience and expertise when proposing product sales plans.

Since the initial coin offering (ICO) through utility tokens received great attention due to the cryptocurrency boom, interest in security token offering (STO) has recently been increasing. Existing blockchain companies used to secure funds by issuing utility tokens while planning new projects to raise funds to develop future projects. In relation to this, as the price of cryptocurrency rises rapidly, the scale of ICO financing rises to an astronomical amount, and many people enter the cryptocurrency industry.

However, in an environment where no specific regulations were established, some investors purchased tokens in advance at a low price and then resold them to individuals, and there were cases where project members who had completed funding deserted. To prevent such damage, a new alternative to raising funds is the STO system, which raises funds through security tokens. Token securities are digital assets that link real assets such as real estate and intellectual property rights, as well as financial assets such as stocks and bonds, to tokens. According to STO, token securities simplify procedures, reduce costs, and protect investments when raising funds. There is an advantage in being able to receive .

According to the conventional token securities issuance system, the product right holder or securities company sets detailed conditions for token securities issuance and posts them on the platform's website, and then the investor checks the conditions of the token securities displayed on the website. Token securities trading was carried out as an investment method. However, according to this conventional method, token securities issuance information such as token securities issuance amount and dividend ratio is set according to the experience and skill of the right holder, and if such token securities issuance information does not reflect the needs of investors, the token securities are issued. There was a problem where transactions were not carried out smoothly. In response to this, there is a need to develop technology to revitalize the token securities issuance system using marketing by attracting companies and investors to the token securities issuance market by setting more precise token securities issuance conditions.

The above-mentioned technology is technical information that the inventor possessed for deriving the present invention or acquired in the process of deriving the present invention, and does not necessarily indicate known technology disclosed to the general public before filing the application for the present invention.

Registered Patent Publication No. 10-2374538 (2022.03.10)

Based on the above-mentioned discussion, this disclosure provides a device and method for setting the conditions for issuing token securities for a project in consideration of the contents of the investment target and the right holder in the token securities issuance system utilizing marketing. to provide.

In addition, this disclosure provides a device and method for calculating a risk rating based on the contents of the investment target and the history of the right holder in a token securities issuance system utilizing marketing, and setting the conditions for issuance of token securities using the risk rating. do.

Additionally, the present disclosure provides a device and method for adding and adjusting the contents of token securities according to investment proposals sold during the sales period in a token securities issuance system utilizing marketing.

In addition, the present disclosure provides a device and method for assisting investors in efficiently using token securities by extracting promotional content using information about investment proposals and investment companies in a token securities issuance system utilizing marketing. .

In addition, this disclosure provides a token securities issuance system utilizing marketing by precisely setting the conditions for issuance of token securities by taking into account the contents of the investment target, the ability of the right holder, and the investment inclination of the investor. Provides a device and method for activating.

According to various embodiments of the present disclosure, in a security token offering (STO) system utilizing marketing, a method of operating a token securities trading device receives project information about the contents of the investment object and the right holder of the investment object. In response to receiving the project information, obtaining investor information indicating investors' propensity for the type of investment object, based on the investor information and the project information, token securities for the project information It may include generating issuance information, and issuing token securities according to the token securities issuance information through a blockchain network.

According to another embodiment, the step of generating the token securities issuance information includes determining whether the project information satisfies the requirements for token securities issuance, considering the contents of the investment target and the right holder, Based on the classification and the investment solicitation history of the right holder, calculating a risk grade indicating the risk of the project, based on the risk grade, the minimum unit of investment for the project information, sales period and operation period, and tokens determining an issuance amount, determining a dividend ratio based on the investor information, the risk grade, the token issuance amount, the operation period, and the value of collateral assets included in the project information, and the minimum investment unit, the It may include generating token security issuance information including the sales period and operation period, the token issuance amount, and the dividend ratio.

According to another embodiment, the step of calculating the risk rating includes extracting comparative information of a comparative investment object of the same type as the investment object from a database, and determining a first risk based on the classification of the investment object from the comparative information. It may include determining a grade, determining a second risk grade based on the right holder from the project information, and calculating a risk grade by adding the first risk grade and the second risk grade.

According to another embodiment, the method of operating the token securities trading device further includes the step of determining a display position of the token securities within the token securities trading web page according to any one of the size of the dividend ratio and the minimum investment unit. can do.

According to another embodiment, a method of operating a token securities trading device includes extracting a first base date, a second base date, and a base amount within the sale period from the sale period and the token issuance amount, and selling by the first base date. Identifying whether the first investment amount is more than the reference amount, reducing the risk level and changing the dividend ratio according to the reduced risk level to add a first amount. issuing token securities, if the first investment amount is less than the reference amount, identifying whether a second investment amount collected by the second reference date is greater than or equal to the reference amount, and if the second investment amount is less than the reference amount; If smaller, the step may further include increasing the risk level and changing the dividend ratio according to the increased risk level to issue a second additional token security.

According to another embodiment, a method of operating a token securities trading device includes receiving an investment proposal for the token securities and investment company information from an investor terminal, using the investment company information to send the investment proposal from a database. The method further includes extracting corresponding promotional content, and transmitting the promotional content to the investor terminal, wherein the promotional content includes content related to the interests and level of understanding of the main customer base of the investment company, and the investor. It can include content expressing the entered keyword.

According to various embodiments of the present disclosure, in a security token offering (STO) system, in a token securities trading device, the token securities trading device includes a processor, the processor Receive project information about the content and the right holder of the investment object, and, in response to receiving the project information, obtain investor information indicating the inclination of investors regarding the type of the investment object, and obtain the investor information and the project information. Based on this, token securities issuance information for the project information can be created, and token securities according to the token securities issuance information can be issued through the blockchain network.

According to another embodiment, the processor considers the contents of the investment object and the right holder, determines whether the project information satisfies the requirements for issuing token securities, and determines whether the project information satisfies the requirements for issuance of token securities, based on the classification of the investment object and the issuance history of the right holder. Based on this, a risk grade indicating the risk of the project is calculated, and based on the risk grade, the minimum unit of investment for the project information, the sales period and operation period, and the token issuance amount are determined, the investor information, the above Determine the dividend ratio based on the risk level, the token issuance amount, the operation period, and the value of collateral assets included in the project information, the minimum investment unit, the sales period and operation period, the token issuance amount, and the dividend. Issue information including ratios can be created.

Various respective aspects and features of the invention are defined in the appended claims. Combinations of the features of the dependent claims may be combined with the features of the independent claims as appropriate, not just those explicitly set out in the claims.

Additionally, one or more features selected from any one embodiment described in this disclosure may be combined with one or more features selected from any other embodiments described in this disclosure, and alternatives to these features may be used. A combination of the above may at least partially alleviate one or more technical problems discussed in the present disclosure, or at least partially alleviate technical problems that can be discerned by a person skilled in the art from this disclosure, and further improve the features of the embodiments ( Unless a particular combination or permutation of embodiment features thus formed is not understood by those skilled in the art to be incompatible, the combination is possible.

In any described example implementation of this disclosure, two or more physically distinct components may alternatively be integrated into a single component if such integration is possible, so forming a single component. If the same function is performed by , integration is possible. Conversely, a single component of any embodiment described in this disclosure may alternatively, where appropriate, be implemented as two or more separate components that achieve the same functionality.

The objective of certain embodiments of the present invention is to solve, alleviate or eliminate, at least in part, at least one of the problems and/or disadvantages associated with the prior art. Certain embodiments aim to provide at least one of the advantages described below.

The apparatus and method according to various embodiments of the present disclosure enable, in a token securities issuance system utilizing marketing, to recommend conditions for issuing token securities for a project by considering the details of the investment target and the right holder.

In addition, the apparatus and method according to various embodiments of the present disclosure calculate a risk level based on the contents of the investment target and the history of the right holder in a token securities issuance system utilizing marketing, and use the risk rating to determine the conditions for issuance of token securities. Allows you to set it precisely.

In addition, the devices and methods according to various embodiments of the present disclosure assist in attracting investment in investment targets by adding and adjusting the contents of token securities according to investment proposals sold during the sales period in a token securities issuance system utilizing marketing. make it possible

In addition, the apparatus and method according to various embodiments of the present disclosure extract promotional content using information about investment proposals and investment companies in a token securities issuance system utilizing marketing, thereby allowing investors to use token securities for promotion. do.

In addition, the apparatus and method according to various embodiments of the present disclosure consider all the contents of the investment target, the ability of the right holder, and the investment inclination of the investor in the token security issuance system using marketing. By precisely setting the conditions for issuing token securities, it is possible to activate the token securities issuance system using marketing.

The effects that can be obtained from the present disclosure are not limited to the effects mentioned above, and other effects not mentioned can be clearly understood by those skilled in the art from the description below. will be.

The accompanying drawings, which are included as part of the detailed description to aid understanding of the embodiments, provide various embodiments and together with the detailed description describe technical features of the various embodiments.
1 illustrates a token security issuance system utilizing marketing according to various embodiments of the present disclosure.
Figure 2 illustrates a network environment of a token security issuance system utilizing marketing according to various embodiments of the present disclosure.
Figure 3 shows the configuration of a program in a token security issuance system using marketing according to various embodiments of the present disclosure.
Figure 4 illustrates the configuration of a token securities trading device in a token securities issuance system utilizing marketing according to various embodiments of the present disclosure.
Figure 5 shows a schematic diagram of the process of issuing token securities in a token securities issuance system using marketing according to various embodiments of the present disclosure.
Figure 6 shows a schematic diagram of a process for setting token security issuance information in a token security issuance system using marketing according to various embodiments of the present disclosure.
Figure 7 shows a flowchart of a method of operating a token security issuance system using marketing according to various embodiments of the present disclosure.
FIG. 8 illustrates a flowchart of a method of operating a token securities trading device in a token securities issuance system utilizing marketing according to various embodiments of the present disclosure.
FIG. 9 illustrates a flowchart of a method by which a token securities trading device issues investment token securities in a token securities issuance system utilizing marketing according to various embodiments of the present disclosure.

Terms used in the present disclosure are merely used to describe specific embodiments and may not be intended to limit the scope of other embodiments. Singular expressions may include plural expressions, unless the context clearly dictates otherwise. Terms used herein, including technical or scientific terms, may have the same meaning as commonly understood by a person of ordinary skill in the technical field described in this disclosure. Among the terms used in this disclosure, terms defined in general dictionaries may be interpreted to have the same or similar meaning as the meaning they have in the context of related technology, and unless clearly defined in this disclosure, have an ideal or excessively formal meaning. It is not interpreted as In some cases, even terms defined in the present disclosure cannot be interpreted to exclude embodiments of the present disclosure.

In various embodiments of the present disclosure described below, a hardware approach method is explained as an example. However, since various embodiments of the present disclosure include technology using both hardware and software, the various embodiments of the present disclosure do not exclude software-based approaches.

Hereinafter, this disclosure relates to a system for issuing and managing token securities using marketing. Specifically, this disclosure sets the conditions for issuing token securities for the project in consideration of the investment target and the right holder, and provides a technology to revitalize the token securities market by flexibly issuing additional token securities according to the investment amount in the token securities. Explain.

Below, various embodiments will be described in detail with reference to the attached drawings so that those skilled in the art can easily implement them. However, since the technical idea of the present disclosure can be modified and implemented in various forms, it is not limited to the embodiments described in this specification. In describing the embodiments disclosed in this specification, if it is determined that detailed description of related known technologies may obscure the gist of the technical idea of the present disclosure, detailed descriptions of the known technologies will be omitted. Identical or similar components will be assigned the same reference number and duplicate descriptions thereof will be omitted.

In this specification, when an element is described as being "connected" to another element, this includes not only the case of being "directly connected" but also the case of being "indirectly connected" with another element in between. When an element is said to "include" another element, this means that it does not exclude another element in addition to the other element, but may further include another element, unless specifically stated to the contrary.

Some embodiments may be described in terms of functional block configurations and various processing steps. Some or all of these functional blocks may be implemented as any number of hardware and/or software configurations that perform specific functions. For example, the functional blocks of the present disclosure may be implemented by one or more microprocessors or by circuit configurations for certain functions. Functional blocks of the present disclosure may be implemented in various programming or scripting languages. The functional blocks of this disclosure may be implemented as algorithms running on one or more processors. Functions performed by a functional block in the present disclosure may be performed by a plurality of functional blocks, or functions performed by a plurality of functional blocks in the present disclosure may be performed by a single functional block. Additionally, the present disclosure may employ conventional technologies for electronic environment setup, signal processing, and/or data processing.

In addition, in the present disclosure, the expressions greater than or less than are used to determine whether a specific condition is satisfied or fulfilled, but this is only a description for expressing an example and excludes descriptions of more or less. It's not about doing it. Conditions written as ‘more than’ can be replaced with ‘more than’, conditions written as ‘less than’ can be replaced with ‘less than’, and conditions written as ‘more than and less than’ can be replaced with ‘greater than and less than’.

Figure 1 illustrates a token security issuance system 100 utilizing marketing according to various embodiments of the present disclosure.

The crowd funding system is a system in which companies in need of funds receive funding from the crowd. Companies provide product sales plans to the crowd funding platform, and investors who join the crowd funding platform provide them through the platform. After checking the sales plan for the product, decide whether to invest. However, because the crowdfunding system was focused on raising investment funds for tangible products, it was difficult for investors to find the investment target they wanted due to the lack of marketing for the investment product, and the target of funding was difficult to find. There was a problem with being limited to tangible products. In response to this, this disclosure explains a token securities issuance system using marketing that expands the investment target of the crowdfunding system using token securities and increases investment accessibility in connection with marketing. Here, marketing refers to all planning activities for the transfer of products and may include, but is not limited to, funnel marketing.

Token securities refer to securities that tokenize investment objects such as stocks, bonds, real estate, art, etc. and sell them like stocks. Here, the investment object is not only tangible assets, but also intangible assets that can expect economic benefits such as goodwill, services, brands, content, etc., and can refer to all types of objects that are the object of independent transactions. Using these token securities has the advantage of solving cash liquidity problems by sharing profits with others. Currently, token securities are traded mainly through private companies or securities firms without any special intervention from the central government, and have not yet attracted public attention due to lack of confidence in their usability. Accordingly, various methods are being studied to increase the stability, reliability, and versatility of token securities transactions. The token security issuance system 100 using marketing instructs a system to issue token securities and broker transactions of token securities between consumers and suppliers.

According to the token securities issuance system 100 using marketing, the rights holder can receive token securities for investment objects such as ideas or assets owned by the owner and upload sales information about the token securities to the platform. Additionally, investors can check sales information uploaded to the platform and suggest investment therein, and token securities trading managers can assist in making investments in investment objects by connecting rights holders and investors.

Marketing dictates marketing strategies that design the process of attracting customers and leading them to make purchases. The token securities issuance system using funnel marketing dictates a system that designs the process of eliciting investment in token securities from investors, and the investment stage for token securities is the recognition stage where potential investors recognize the company or product, and potential customers. It consists of an interest stage to capture investors with in-depth interest, a decision stage to support interested investors in making investment decisions, an action stage to enable investors to make investments, and an expansion stage to ensure continuous investment. You can. In other words, the token securities issuance system utilizing funnel marketing specifies the investment object that is the target of STO rights and recruits investors for token securities in connection with funnel marketing, thereby directing a system that assists token securities trading to take place actively. . According to an embodiment of the present disclosure, the token securities issuance system 100 utilizing marketing may include a right holder terminal 101, an investor terminal 103, a token securities transaction device 105, and a network 107. there is.

The right holder terminal 101 instructs the electronic device operated by the right holder for the investment object. The right holder is at least one user with the rights to the investment object and can direct the individual who owns the investment object and the securities company that conducts investment solicitation for the investment object. In addition, investment targets can indicate the value of any item, including real estate, private equity funds, venture capital, crops, and works of art. The right holder can use the right holder terminal 101 to notify the outside world of the investment request for the investment target. The right holder terminal 101 can generate project information related to the contents of the investment target based on the right holder's input and transmit the project information to the outside through the network 107. According to an embodiment of the present disclosure, the right holder terminal 101 may include a fixed terminal implemented as a computer device or a mobile terminal. Specifically, the rights holder terminal 101 may indicate a smart phone, a mobile phone, a navigation device, a computer, a laptop, a digital broadcasting terminal, a personal digital assistant (PDA), a portable multimedia player (PMP), or a tablet PC.

The investor terminal 103 directs an electronic device operated by an investor proposing an investment. Investors can access the token securities trading web page according to marketing, check sales information on token securities uploaded to the web page, select an investment target according to their investment inclination and taste, and provide investment funds for it. . The investor terminal 103 can generate an investment proposal related to the details of the investment, such as investment amount or investment period, based on the investor's input, and can transmit the investment proposal to the outside through the network 107. According to an embodiment of the present disclosure, the investor terminal 103 may also include a fixed terminal or a mobile terminal implemented as a computer device.

The token securities trading device 105 directs an electronic device operated by a token securities trading manager. The token securities trading manager can connect the right holder terminal 101 and the investor terminal 103 using the token securities trading device 105. Here, the token securities trading device 105 confirms the project details of the investment object and issues token securities corresponding to the project information in order to promote the inflow of rights holders and investors into the investment market and connect rights holders and investors with greater reliability. Conditions can be recommended. Additionally, the token securities trading device 105 can activate token securities trading by dynamically issuing token securities in accordance with the trend of collecting investment proposals from investors. According to an embodiment of the present disclosure, the token securities trading device 105 may be implemented as a computer device or a plurality of computer devices that communicate through a network to provide commands, codes, files, content, services, etc. The token securities trading device 105 may store information on rights holders and investors who have subscribed to the crowd investment platform service in the database 104.

As shown in FIG. 1, components of the token security issuance system 100 using marketing may be connected through a network 107. According to an embodiment of the present disclosure, the network 107 refers to a connection structure capable of exchanging information between nodes such as a plurality of terminals and servers. Examples of such networks include RF, 3GPP (3rd generation partnership project) network, LTE (long term evolution) network, 5GPP (5th generation partnership project) network, WIMAX (world interoperability for microwave access) network, Internet, LAN (local area network), Wireless LAN (wireless local area) network), WAN (wide area network), PAN (personal area network), Bluetooth network, NFC network, satellite broadcasting network, analog broadcasting network, DMB (digital multimedia broadcasting) network, etc., but are not limited thereto. .

According to the token securities issuance system 100 using marketing, the right holder can design the project contents for the investment target and upload it to the token securities transaction web page, and the investor can propose investment through the token securities transaction web page. there is. For example, when an investment object is sold, the rights holder can distribute profits or rights to the investor according to the dividend ratio according to the sales quantity. Here, the token securities trading manager verifies the qualifications and content of the project information provided by the rights holder before uploading the project contents for the investment object to the token securities trading web page and sets the conditions for token securities issuance to optimize investment in token securities. Recommendations can be made, and token securities can be issued flexibly by checking the trend of investment proposals raised after uploading to the token securities trading web page. Below, in activating the token securities issuance system 100 utilizing marketing, the configuration and operation method of the token securities issuance system 100 utilizing marketing will be described in detail.

FIG. 2 illustrates a network environment 200 of a token security issuance system 100 utilizing marketing according to various embodiments of the present disclosure.

In the network environment 200, the right holder terminal 101 may communicate with at least one of the investor terminal 103, the token securities trading device 105, and an external device (not shown) through a wireless communication network. According to an embodiment of the present disclosure, the right holder terminal 101 includes a processor 120, a memory 130, an input module 150, an audio output module 155, a display module 160, an audio module 170, Sensor module 176, interface 177, connection terminal 178, haptic module 179, camera module 180, power management module 188, battery 189, communication module 190, subscriber identification module (196), or may include an antenna module (197).

The processor 120 can control the overall operations required in the process of the right holder terminal 101 acquiring project information in the token security issuance system 100 using marketing. The processor 120 can control at least one other component of the right holder terminal 101 and perform various data processing or calculations. According to an embodiment of the present disclosure, the processor 120 may store commands or data received from other components in the memory 130 or process the stored commands or data as at least part of data processing or computation. The processor 120 may include the main processor 121 or an auxiliary processor 123 that can operate independently or together with the main processor 121. Specifically, when the right holder terminal 101 includes both the main processor 121 and the auxiliary processor 123, the auxiliary processor 123 may be set to use lower power than the main processor 121 or be specialized for a designated function. You can. Through this, the processor 120 can control the input and output of project information about the investment target from the right holder.

The auxiliary processor 123 operates on behalf of the main processor 121 or together with the main processor 121 while the main processor 121 is in an active state, at least one of the components of the right holder terminal 101. You can control it. According to one embodiment of the present disclosure, the auxiliary processor 123 may be implemented as part of other functionally related components.

The memory 130 may store various data used by at least one component of the right holder terminal 101. Data may include input data or output data for software and instructions related thereto. Memory 130 may include volatile memory 132 and non-volatile memory 134.

The program 140 may be stored as software in the memory 130. According to one embodiment of the present disclosure, the program 140 may include an operating system 142, middleware 144, or an application 146.

The communication module 190 may support establishment of a communication channel or wireless communication channel between the right holder terminal 101 and an external electronic device, electronic device, or token securities trading device 105, and performance of communication through the established communication channel. . The communication module 190 operates independently of the processor 120 and may include one or more communication processors that support direct communication or wireless communication. The communication module 190 may include a wireless communication module 192 and a wired communication module 194. The antenna module 197 can transmit or receive signals or power externally.

Additionally, the owner terminal 101 includes an input module 150 for receiving commands or data to be used for components from the outside of the owner terminal 101, an audio output module 155 for outputting an audio signal, and an owner terminal ( A display module 160 for visually providing information to the outside of 101), an audio module 170 for converting sound into an electrical signal or, conversely, converting an electrical signal into sound, the operating state of the owner terminal 101, Alternatively, a sensor module 176 that detects an external environmental state and generates an electrical signal or data value corresponding to the detected state, one that can be used to connect the owner terminal 101 directly or wirelessly with an external electronic device. An interface 177 that supports the above-designated protocols, a connection terminal 178 for physical connection with an external electronic device, and conversion of electrical signals into mechanical or electrical stimulation that the user can perceive through tactile or kinesthetic senses. a haptic module 179 that captures still images and moving images, a camera module 180 that captures still images and moving images, a power management module 188 that manages power supplied to the rights holder terminal 101, and a battery 189 that supplies power to components. may include.

Figure 2 illustrates a case where each component is functionally separated from each other, but at least one of the components included in the right holder terminal 101 may be omitted, added, or integrated.

The right holder terminal 101 may store data received from an external electronic device such as the token securities trading device 105 or the investor terminal 103 in the memory 130 and then perform calculations. In Figure 3, the configuration and operation of the program 140 of the right holder terminal 101 during the process of creating project information by the right holder is explained in detail.

FIG. 3 illustrates the configuration 300 of the program 140 in the token security issuance system 100 utilizing marketing according to various embodiments of the present disclosure.

The program 140 instructs software implemented by the rights holder terminal 101 in the token security issuance system 100 using marketing. According to an embodiment of the present disclosure, the program 140 includes an operating system 142, middleware 144, and an application 146 executable on the operating system 142 for controlling one or more resources of the right holder terminal 101. ) may include. Operating system 142 may include AndroidTM, iOSTM, WindowsTM, SymbianTM, TizenTM, or BadaTM. Additionally, at least some of the programs 140 may be preloaded on the rights holder terminal 101 during manufacturing, or may be downloaded and updated from an external electronic device.

The operating system 142 may control management of one or more system resources of the rights holder terminal 101. The operating system 142 may include one or more driver programs for driving other hardware devices of the owner terminal 101.

The middleware 144 may provide various functions to the application 146 so that functions or information provided from one or more resources of the right holder terminal 101 can be used by the application 146. The middleware 144 includes an application manager 201 that manages the life cycle of the application 146, a window manager 203 that manages one or more GUI resources used on the screen, and a multimedia manager that encodes or decodes media files ( 205), a resource manager 207 that manages the source code of the application 146 or the memory space of the memory 130, a power manager 209 that determines or provides related information necessary for the operation of the right holder terminal 101, A database manager 211 that creates, searches, or changes a database, a package manager 213 that manages the installation or update of applications distributed in the form of package files, and a wireless or direct connection between the owner terminal 101 and an external electronic device. A connectivity manager 215 that manages the connection, a notification manager 217 that provides a function to notify the user of the occurrence of an event, a location manager 219 that manages the location information of the rights holder terminal 101, graphic effects or It may include a graphic manager 221 that manages the user interface related to this, a security manager 223 that provides system security or user authentication, a call manager 225 that manages call functions, and a voice recognition manager 227. .

The application 146 instructs an application program performed in the process of issuing and selling token securities, such as the process of entering information about the investment object and the right holder of the investment object. Applications (146) include home (251), dialer (253), SMS/MMS (255), IM (instant message) (257), browser (259), camera (261), alarm (263), and contact (265). , voice recognition (267), email (269), calendar (271), media player (273), album (275), watch (277), health (279), or environmental information (281) applications. . According to an embodiment of the present disclosure, the application 146 may further include an information exchange application that can support information exchange between the right holder terminal 101 and an external electronic device. The information exchange application may include a notification relay application configured to deliver designated information to an external electronic device, or a device management application configured to manage the external electronic device. The notification relay application may transmit notification information corresponding to a designated event generated in another application of the right holder terminal 101 to an external electronic device. The device management application can control the power or function of an external electronic device that communicates with the owner terminal 101 or some components thereof. A device management application may support installation, deletion, or update of applications running on external electronic devices.

In the token security issuance system 100 using marketing, the right holder terminal 101 can display UI screens provided through the application 146 on the display module 160, and the user inputs and outputs information through the UI screen. By doing so, the information necessary for generating token security issuance information can be transmitted to the token securities transaction device 105. Below, the specific configuration and operation of the token securities trading device 105 are described in detail.

FIG. 4 illustrates a configuration 400 of the token securities trading device 105 in the token securities issuance system 100 utilizing marketing according to various embodiments of the present disclosure.

Terms such as '... unit' and '... unit' used hereinafter refer to a unit that processes at least one function or operation, which can be implemented through hardware, software, or a combination of hardware and software. there is. The token securities trading device 105 may include a memory 410, a processor 420, a communication unit 430, an input/output interface 440, and a display unit 450.

The memory 410 temporarily or permanently stores data such as basic programs, applications, and setting information for the operation of the token securities trading device 105. The memory 410 may include a non-permanent mass storage device such as random access memory (RAM), read only memory (ROM), and a disk drive, but the present invention is not limited thereto. These software components may be loaded from a computer-readable recording medium separate from the memory 410 using a drive mechanism. Such separate computer-readable recording media may include computer-readable recording media such as floppy drives, disks, tapes, DVD/CD-ROM drives, and memory cards. Depending on the embodiment, software components may be loaded into the memory 410 through the communication unit 430 rather than a computer-readable recording medium. Additionally, the memory 410 may provide stored data upon request from the processor 420. According to an embodiment of the present disclosure, the memory 410 may store project information about the contents of the investment target and the right holder of the investment target.

The processor 420 controls the overall operations of the token securities trading device 105. For example, the processor 420 may control signals to be transmitted and received through the communication unit 430. Additionally, the processor 420 may be configured to process instructions of a computer program by performing basic arithmetic, logic, and input/output operations. Commands may be provided to the processor 420 by the memory 410 or the communication unit 430. For example, the processor 420 may be configured to execute received instructions according to program codes stored in a recording device such as memory 410. For example, the processor 420 may control the token securities trading device 105 to perform operations according to various embodiments described later.

According to an embodiment of the present disclosure, the processor 420 receives project information about the contents of the investment target and the right holder of the investment target, and, in response to receiving the project information, indicates the investors' inclination toward the type of investment target. You can obtain investor information, create token securities issuance information for the project information based on the investor information and project information, and control the issuance of token securities according to the token securities issuance information through the blockchain network.

The communication unit 430 performs functions for transmitting and receiving signals through a wireless channel. All or part of the communication unit 430 may be referred to as a transmitting unit, a receiving unit, or a transmitting/receiving unit. The communication unit 430 may provide a function for the token securities trading device 105 and at least one other node to communicate with each other through a communication network. According to an embodiment of the present disclosure, when the processor 420 of the token securities trading device 105 generates a request signal according to a program code stored in a recording device such as the memory 410, the request signal is sent to the communication unit 430. It can be transmitted to at least one other node through a communication network under the control of . Conversely, control signals, commands, content, files, etc. provided under the control of a processor of at least one other node may be received by the token securities trading device 105 through the communication unit 430. According to an embodiment of the present disclosure, the communication unit 430 may receive project information from the right holder terminal 101 or an investment proposal from the investor terminal 103.

The input/output interface 440 may be a means for interfacing with an input/output device (not shown). At this time, the input device may be, for example, a device such as a keyboard or mouse, and the output device may be provided in the form of a device such as a display unit for displaying images. As another example, the input/output interface 440 may be a means for interfacing with a device that integrates input and output functions into one, such as a touch screen. Specifically, the processor 420 of the token securities trading device 105 processes the commands of the computer program loaded in the memory 410, and the service screen or content constructed using data provided by the server is input/output interface 440. ) can be displayed on the display. According to an embodiment of the present disclosure, the input/output interface 440 may include means for interfacing with the display unit 450. The input/output interface 440 may receive a user input for a web browsing window displayed on the display unit 450, and output data to be output through the display unit 450 in response to the above-described user input from the processor 420. It can be delivered. According to an embodiment of the present disclosure, the input/output interface 440 may directly receive a control signal for controlling the process of generating token security issuance information or the process of issuing additional token securities from the token securities transaction manager.

The display unit 450 indicates a display module including one or more displays. Each of the one or more displays included in the display unit 450 may individually display independent content, and the one or more displays described above may be combined to display a single content. According to an embodiment of the present disclosure, one or more displays included in the display unit 450 may include multiple physically separated displays, or may be multiple physically combined displays, and one screen may be divided and used. It may be a display that can be used. According to an embodiment of the present disclosure, the display unit 450 may display the setting status of token security issuance conditions or the issuance status of additional token securities on the display.

The token securities trading device 105 can set a risk rating that indicates the degree of risk for the project in the case where the investment object issues token securities, considering the contents of the investment object and the right holder of the investment object. The risk rating indicates a standard rating that is objectively calculated from project information in order to promote investors' attraction to the token securities market and maximize profits for rights holders, and the token securities trading device 105 uses the risk rating to recruit as many investors as possible. Token security issuance information can be set. The token securities trading device 105 can solicit investment in project information by setting the conditions for issuance of token securities by considering both the intention of the right holder and the inclination of the investor and uploading the sales information on the same to the token securities trading web page. there is.

In addition, the token securities trading device 105 can flexibly update the project progress process by considering the quantity and investment amount of investment proposals raised within the sales period for investment solicitation. In other words, the token securities trading device 105 can support the right holder to secure the largest amount of investment funds by adaptively issuing additional token securities in response to the recruitment trend of investment proposals. In Figure 5, a method by which the token securities trading device 105 generates token securities issuance information using a risk rating is explained.

FIG. 5 shows a schematic diagram 500 of the process of issuing token securities in the token securities issuance system 100 using marketing according to various embodiments of the present disclosure.

The token securities trading device 105 can support holders to receive investments from investors. Specifically, the token securities trading device 105 receives information about the investment target and project information 511 about the right holder from the right holder terminal 101, and investor information indicating the investors' inclination toward the type of investment target ( 531) can be obtained, and token security issuance information 553 for the project can be determined using the received information. Thereafter, the token securities trading device 105 may notify and recommend the token securities issuance information 552 to the holder, thereby assisting the holder to check the token securities issuance information 553.

In addition, the token securities trading device 105 can recruit at least one investor by uploading sales information on token securities issued according to the token securities issuance information 553 to the token securities trading web page, and monitor the investment solicitation status. By issuing additional token securities in consideration, token securities can be issued flexibly tailored to investors.

Specifically, the right holder terminal 101 transmits the contents of the investment target and project information 511 about the right holder to the token securities trading device 105. Project information 511 may include information about the specific details of the investment target and the capabilities of the right holder holding the investment target. According to an embodiment of the present disclosure, the project information 511 may include the classification of investment targets and the investment goal achievement rate in the investment recruitment history previously conducted by the right holder.

In response to receiving the project information 511, the token securities trading device 105 acquires investor information 531 indicating the investors' inclination toward the type of investment target. Investors invest passively or actively depending on the type of investment target. Accordingly, the token securities trading device 105 can confirm the investment tendencies of investors by confirming the type of investment object included in the project information 511 and checking the investment history of the investors in the type of investment object from the database. According to an embodiment of the present disclosure, the investor information 531 is a numerical value of investors' aggressive investment information and may indicate a number between 0 and 10.

The token securities trading device 105 determines token securities issuance information 553 using project information 511 and investor information 531. The token securities transaction device 105 uses the project information 511 to first determine whether the investment the right holder wishes to receive meets the requirements for issuance of token securities, and if the requirements for issuance of token securities are met, the project information 511 ) can be used to calculate the risk level (551). Here, the risk level 551 may indicate the degree of risk for the project in the case of issuing token securities, which is determined depending on the right holder's ability to raise investment and utilize the investment target and the interest in the investment target of multiple investors. Thereafter, the token securities trading device 105 may use the risk rating 551 to determine detailed token securities issuance information 553 in order to sell as many token securities as possible. Here, the token securities issuance information 553 may indicate detailed conditions of token securities issuance recommended to the holder so that the holder can receive many investment proposals from investors. The method by which the token securities trading device 105 calculates the risk rating 551 and determines the token securities issuance information 553 accordingly is explained in FIG. 6 .

The token securities trading device 105 issues token securities 555 according to the token securities issuance information 553. The token securities trading device 105 can issue token securities 555 by recording the contents according to the token securities issuance information 553 through the blockchain network.

The token securities trading device 105 generates sales information 557 for selling token securities 555. The token securities trading device 105 may generate sales information 557 that describes the contents, price, and investment conditions of the token securities 555, and upload the sales information 557 to the token securities trading web page. The token securities trading web page may direct a web page displaying token securities requested to be issued by a plurality of holders who have subscribed to the token securities trading service, and the token securities trading device 105 may provide token securities through the token securities trading web page. Investment proposals from investors can be solicited. Investors can visit the investment trading website according to funnel marketing, check the investment target they want to invest in, and proceed with the investment.

Here, the display position of token securities within the token securities trading web page may be determined according to the size of the dividend ratio and the minimum investment unit. According to one embodiment of the present disclosure, the token securities trading device 105 may arrange for token securities to be listed in order of high dividend rates on a token securities trading web page in order to promote sales of token securities with high dividend rates. You can. According to another embodiment of the present disclosure, the token securities trading device 105 lists token securities in order of lower minimum investment units on the token securities trading web page in order to promote sales of token securities with lower minimum investment units. It can be arranged as much as possible.

Additionally, the token securities trading device 105 may issue additional token securities by partially changing the contents of the token securities according to the recruitment rate of the investment proposal. The token securities trading device 105 extracts the first base date, second base date, and base amount within the sales period from the sales period and minimum investment unit of token securities included in the token securities issuance information 553, and extracts the extracted information. You can use to calculate whether to issue additional token securities and the conditions for issuance. In other words, the token securities trading device 105 can encourage investment by expanding investor gains by relaxing the dividend conditions for additional token securities when the recruitment rate for investment proposals is low, and when the recruitment rate for investment proposals is excessive. By tightening the dividend ratio of the final token security, the rights holder's profits can be expanded.

For example, the token securities trading device 105 may divide the sales period, which is the solicitation period for investment proposals, according to investment base dates, and extract the degree of achievement of the investment amount raised by the investment base dates. According to an embodiment of the present disclosure, the token securities trading device 105 extracts the point corresponding to 1/3 of the sales period as the first base date, and extracts the point corresponding to 2/3 of the sales period as the second base date. It can be extracted by the base date, and the token amount equivalent to 2/3 of the token issuance amount can be extracted as the base amount.

The token securities trading device 105 may determine the first investment amount by calculating the total amount of investment proposals collected by the first reference date and identify whether the first investment amount is greater than or equal to the reference amount.

If the first investment amount is more than the standard amount, it indicates that the investment proposal solicitation target has already been achieved even though only 1/3 of the investment proposal solicitation period has passed, indicating that the investment attractiveness of the investor is higher than the investment expectation of the right holder. . In this case, the token securities trading device 105 may issue a first additional token security by reducing the risk level 551 and changing the token security issuance information 553 according to the reduced risk level. Here, the issuance information for the first additional token security may have a higher minimum investment unit, a higher token issuance amount, and a lower dividend ratio than the existing token security issuance information 553. The token securities trading device 105 may sell the first additional token securities by uploading the first sale information for selling the first additional token securities to the token securities trading web page.

If the first investment amount is less than the standard amount and the second investment amount collected by the second reference date is more than the standard amount, it corresponds to the general recruitment trend of investment proposals. In other words, if the first investment amount is less than the standard amount and the second investment amount collected by the second standard date is more than the standard amount, it corresponds to a case where the standard amount was met during the investment solicitation period, so the investment expectations of the right holder and the investment attractiveness of the investor are different. Indicates agreement. In this case, the token securities trading device 105 may determine not to issue additional token securities.

If the first investment amount is less than the standard amount and the second investment amount collected by the second standard date is less than the standard amount, it indicates that the investment proposal falls short of the target even though 2/3 of the investment proposal solicitation period has passed, so the investment of the right holder This indicates that the investment attractiveness of investors is lower than expected. In this case, the token securities trading device 105 may issue a second additional token security by increasing the risk level 551 and changing the token security issuance information 553 according to the increased risk level. Here, the issuance information for the second additional token security may have a lower minimum investment unit, a lower token issuance amount, and a higher dividend ratio than the existing token security issuance information 553. The token security trading device 105 may sell the first additional token security by uploading the second sale information for selling the second additional token security to the token security trading web page.

In other words, the token securities trading device 105 sets the issuance and issuance conditions of additional token securities according to the solicitation trend of investment proposals, so as to proceed with the investment of the optimal product sales plan according to the investment expectations of the right holder and the investment attractiveness of the investor. You can set the method.

Additionally, the token securities trading device 105 can provide promotional content for investor promotion in order to improve the investment effect of investors using the token securities trading service, and investors can use the content for external promotion of the investment company. You can. The token securities trading device 105 can produce promotional content according to the value of the ratio corresponding to the investment amount included in the investment proposal, and can transmit the promotional content to the investor terminal that transmitted the investment proposal.

According to an embodiment of the present disclosure, the token securities trading device 105 may receive investment company information along with an investment proposal from the investor terminal 103. Here, the investment company information may include keywords entered for the industry of the company managed by the investor, the tendency of the customer base, and the identity of the company. The token securities trading device 105 may extract promotional content to promote investors from the database using investment company information. Here, the promotional content stored in the database may include content related to the interests and level of understanding of the main customer base of the company managed by the investor, and content expressing keywords input by the investor. For example, if the main customer base of a company managed by an investor is children, promotional content may include character content for children. For example, if the keyword is 'coexistence', promotional video content may be included to promote the extent to which the investor's company has contributed to coexistence with the local community. The token securities trading device 105 may transmit promotional content to the investor terminal 103. Accordingly, the investor terminal 103 can conduct promotion using content along with investment.

FIG. 6 shows a schematic diagram 600 of a process for setting token security issuance information in the token security issuance system 100 using marketing according to various embodiments of the present disclosure.

The token securities trading device 105 determines the token securities issuance information 553 using the project information 511 and the investment solicitation history 603. Specifically, the token securities trading device 105 determines whether the project information 511 meets the requirements for receiving investment and determines the risk rating 551 using the project information 511 and the investment solicitation history 603. By calculating the risk rating (551) and investor information (531), detailed token security issuance information (553) can be determined to recruit as many investors as possible. Here, the token security issuance information 553 may include issuance conditions 661 and dividend conditions 663.

First, the token securities trading device 105 determines (605) whether the investment target included in the project information (511) satisfies the requirements for issuing token securities. The token securities trading device 105 uses the project information 511 to determine whether the right holder is a subscriber to the token securities trading service and has no grounds for disqualification, and from the details of the investment target, the investment target is an item for which token securities can be issued. By checking whether the project is recognized, it can be determined whether the project satisfies the requirements for issuing token securities (605). The token securities trading device 105 may notify the rights holder that the project cannot proceed if the project information does not meet the requirements for token securities issuance.

If the project information satisfies the requirements for token securities issuance, the token securities trading device 105 calculates a risk rating 551 corresponding to the project information based on the classification of the investment target and the investment solicitation history 603 of the right holder. You can. The risk rating (551) indicates a value between 0 and 1 that is determined depending on the rights holder's ability and the investor's interest in the investment product. In other words, the risk rating (551) is a rating that takes into account both the trustworthiness of the right holder's investment raising ability and the investor's interest in the planned product. The lower the right holder's investment raising ability and skill, the lower the investor's interest in the investment target product. The lower this is, the higher the risk level (551) is.

Specifically, the token securities trading device 105 can obtain comparison history according to investment target product and type from the database. The token securities trading device 105 can select a product having the same product classification as the product classification of the investment target as a comparison product from the database, and extract a comparison history of the investment solicitation results of the comparison product. For example, if the classification of the investment object is 'water bottle', the token securities trading device 105 may extract the investment goal achievement rate for the investment amount compared to the target investment amount from the past comparison history for 'water bottle'.

Thereafter, the token securities trading device 105 may determine a first risk level based on the product classification of the investment target from the comparison history. The token securities trading device 105 may store in advance a rating table indicating the relationship between the investment goal achievement rate and the risk rating, and extract the rating corresponding to the investment goal achievement rate of the comparative product from the rating table to determine the first risk rating. You can.

Additionally, the token securities trading device 105 may determine a second risk rating based on the holder. The token securities trading device 105 may determine the second risk grade by extracting a grade corresponding to the average target achievement rate extracted from the past investment solicitation history 603 of the right holder from the grade table. The token securities trading device 105 may calculate the risk level 551 by adding the determined first risk level and the second risk level.

The token securities trading device 105 determines token securities issuance information 553 based on the risk rating 551 and investor information 531. Here, the token security issuance information 553 may indicate detailed conditions of the recommended investment so that the rights holder can receive many investment proposals from investors. In other words, because the risk rating 551 reflects the trustworthiness of both the holder and the investment target, the token securities trading device 105 uses the risk rating 551 calculated by taking into account the investment raising ability of the holder and the interest of investors. Using this, token security issuance information 553 can be determined. According to an embodiment of the present disclosure, the token securities issuance information 553 includes the minimum investment unit, the sales period and operation period of the token securities, the issuance conditions 661 for the token issuance amount, and the dividend conditions according to the sale of the investment object. (663) may include the relevant dividend ratio.

The token securities trading device 105 can select the minimum investment unit, sales period and operation period, and token issuance amount corresponding to the risk grade 551. To this end, the token securities trading device 105 provides a first table for the correspondence between the risk grade 551 and the minimum investment unit, a second table for the correspondence between the risk grade 551 and the sales period and operation period. , and a third table for the correspondence between the risk grade 551 and the token issuance amount can be stored in advance. The token securities trading device 105 uses the first table, second table, and third table to extract the minimum investment unit, sales period and operation period, and token issuance amount corresponding to the risk grade 551, thereby determining the issuance conditions. (661) can be determined. Thereafter, the token securities trading device 105 may determine the dividend condition 663 for the dividend ratio based on the issuance condition 661, investor information 531, and risk rating 551. Specifically, the dividend ratio can be determined based on <Equation 1>.

Referring to <Equation 1>, DR is the dividend ratio, P _c is the investor's stability preference, V _pa is the value of the collateral asset, M _t is the token issuance volume, x _r is the risk grade, D is the operating period, and c ₁ is A preset amount conversion constant, c ₂ may indicate a preset quantity conversion constant, and k may indicate a preset period conversion constant.

For example, if the risk rating is 0.5, the investor's preference for stability is 3, the value of the collateral assets is 1.5 billion won, the token issuance volume is 1 billion won, the operation period is 50 days, and the amount conversion constant is 10 ^-11 , the quantity conversion constant is 10 ^-10 , if the period conversion constant is 0.01, the dividend ratio is approximately 0.00165. The token securities trading device 105 uses the risk rating 551, the issuance conditions 661, and the investor information 531 on the investor's inclination to determine the dividend ratio considering the reliability of the rights holder's ability and the investor's interest in the product. It can be determined, and accordingly, token securities issuance information 553 that takes into account the characteristics of both the holder and the investor can be determined.

FIG. 7 illustrates a flowchart 700 of a method of operating the token security issuance system 100 utilizing marketing according to various embodiments of the present disclosure.

Referring to FIG. 7, in step 701, the right holder terminal 101 transmits project information 511 to the token securities trading device 105. The right holder terminal 101 may transmit project information 511 regarding right holder information and the contents of the investment target to the token securities trading device 105 based on the right holder's input.

At step 703, the token securities trading device 105 obtains investor information 531. In response to receiving the project information 511, the token securities trading device 105 may extract investor information 531 about the investor's upgrade regarding the type of investment target from the database.

At step 705, the token securities trading device 105 generates token securities issuance information 553. The token securities trading device 105 can determine the risk level 551 for the project information using the project information 511 and the investor information 531. Thereafter, the token securities trading device 105 may generate token securities issuance information 553 for issuance conditions 661 and dividend conditions 663 using the risk rating 551.

At step 705, the token securities trading device 105 issues token securities. The token securities trading device 105 may issue token securities 555 by recording token securities issuance information 553 in the blockchain network.

At step 707, the token securities trading device 105 uploads sales information for the token securities to the token securities trading website. The token securities trading device 105 may upload sales information 557 to the token securities trading web page so that investors can check the token securities 555 according to the token securities issuance information 553. Accordingly, multiple investors can check the contents of the project information 511.

In step 711, the investor terminal 103 transmits an investment proposal to the token securities trading device 105. The token securities trading device 105 can solicit investment proposals during the sales period for the project information 511, and the investor terminal 103 can solicit investment proposals within the sales period through the token securities trading web page. It can be sent to (105).

FIG. 8 shows a flowchart 800 of a method of operating the token securities trading device 105 in the token securities issuance system 100 utilizing marketing according to various embodiments of the present disclosure. Figure 8 illustrates the operating method of the processor 420 of the token securities trading device 105.

Referring to FIG. 8, in step 801, the token securities trading device 105 receives project information about the contents of the investment target and the right holder of the investment target. The token securities trading device 105 may receive project information 511 about the investment target from the right holder terminal 101.

In step 803, the token securities trading device 105 acquires investor information indicating the investors' inclination toward the type of investment target in response to receiving the project information. The token securities trading device 105 may extract investor information 531 from the database.

In step 805, the token securities trading device 105 generates token securities issuance information for the project information, based on the investor information and the project information. According to an embodiment of the present disclosure, the token securities trading device 105 considers the contents of the investment object and the right holder, determines whether the project information satisfies the requirements for issuing token securities, and classifies the investment object and the right holder's investment. Based on the recruitment history, a risk grade that indicates the risk of the project is calculated, and based on the risk grade, the minimum investment unit for project information, sales period and operation period, and token issuance amount are determined, investor information, and risk grade. , determine the dividend ratio based on the token issuance volume, operation period, and value of collateral assets included in the project information, and provide token security issuance information including the minimum investment unit, sales period and operation period, token issuance volume, and dividend ratio. can be created.

According to an embodiment of the present disclosure, the token securities trading device 105 extracts comparative information of comparative investment objects of the same type as the investment object from the database, and determines a first risk rating based on the classification of the investment object from the comparative information. Determine the second risk level based on the rights holder from the project information, and calculate the risk level by adding the first risk level and the second risk level.

In step 807, the token security trading device 105 issues token securities according to the token security issuance information through the blockchain network.

According to an embodiment of the present disclosure, the token securities trading device 105 may determine the display position of the token securities within the token securities trading web page according to any one of the size of the dividend ratio and the minimum investment unit.

According to an embodiment of the present disclosure, the token securities trading device 105 receives an investment proposal for token securities and investment company information from an investor terminal, and uses the investment company information to create a transaction corresponding to the investment proposal from the database. Promotional content can be extracted and transmitted to the investor terminal. Here, the promotional content may include content related to the interests and level of understanding of the investment company's main customer base, and content expressing keywords input by the investor.

FIG. 9 illustrates a flowchart 900 of a method in which the token securities trading device 105 issues investment token securities in the token securities issuance system 100 utilizing marketing according to various embodiments of the present disclosure.

Referring to FIG. 9, in step 901, the token securities trading device 105 collects investment proposals by the first reference date and calculates the first investment amount. The token securities trading device 105 can extract the first base date, second base date, and base amount within the sale period from the sale period and token issuance amount, and by adding up the total investment amount of the investment proposals collected up to the first base date, 1 You can decide the investment amount.

At step 903, the token securities trading device 105 identifies whether the first investment amount is greater than or equal to the reference amount.

The token securities trading device 105 may determine that the right holder's expectation is lower than the investor's investment attractiveness when the first investment amount collected by the first reference date is greater than or equal to the reference amount. In this case, the token securities trading device 105 may proceed to step 905 to reduce the risk level, change the dividend ratio according to the reduced risk level, and issue first additional token securities.

If the first investment amount collected by the first reference date is less than the reference amount, the token securities trading device 105 proceeds to step 907 and determines whether to issue additional token securities using the second investment amount collected by the second reference date. You can judge.

In step 907, the token securities trading device 105 collects investment proposals by the second reference date and calculates the second investment amount. The token securities trading device 105 may determine the second investment amount by adding up the total investment amount of the investment proposals collected up to the second reference date.

At step 909, the token securities trading device 105 identifies whether the second investment amount is greater than or equal to the reference amount.

The token securities trading device 105 may determine that the right holder's expectations and the investor's investment attractiveness match when the second investment amount collected by the second reference date is greater than or equal to the reference amount. If the second investment amount collected by the second reference date is less than the reference amount, the token securities trading device 105 may determine that the right holder's expectation is higher than the investor's investment attractiveness. In this case, the token securities trading device 105 may proceed to step 911 to increase the risk level and issue a second additional token security by changing the dividend ratio according to the increased risk level.

Methods according to embodiments described in the claims or specification of the present disclosure may be implemented in the form of hardware, software, or a combination of hardware and software. The method according to the embodiment may be implemented in the form of program instructions that can be executed through various computer means and recorded on a computer-readable medium, and may be implemented as a computer program combined with hardware and stored in a computer-readable recording medium.

When implemented as software, a computer-readable storage medium that stores one or more programs (software modules) may be provided. One or more programs stored in a computer-readable storage medium are configured to be executable by one or more processors in an electronic device (configured for execution). One or more programs include instructions that cause the electronic device to execute methods according to embodiments described in the claims or specification of the present disclosure.

These programs (software modules, software) may include random access memory, non-volatile memory, including flash memory, read only memory (ROM), and electrically erasable programmable ROM. (electrically erasable programmable read only memory, EEPROM), magnetic disc storage device, compact disc-ROM (CD-ROM), digital versatile discs (DVDs), or other forms of disk storage. It can be stored in an optical storage device or magnetic cassette. Alternatively, it may be stored in a memory consisting of a combination of some or all of these. Additionally, multiple configuration memories may be included.

In addition, the program may be distributed through a communication network such as the Internet, an intranet, a local area network (LAN), a wide area network (WAN), or a storage area network (SAN), or a combination thereof. It may be stored on an attachable storage device that is accessible. This storage device can be connected to a device performing an embodiment of the present disclosure through an external port. Additionally, a separate storage device on a communication network may be connected to the device performing an embodiment of the present disclosure.

In the specific embodiments of the present disclosure described above, elements included in the disclosure are expressed in singular or plural numbers depending on the specific embodiment presented. However, the singular or plural expressions are selected to suit the presented situation for convenience of explanation, and the present disclosure is not limited to singular or plural components, and even components expressed in plural may be composed of singular or singular. Even expressed components may be composed of plural elements.

Meanwhile, in the detailed description of the present disclosure, specific embodiments have been described, but of course, various modifications are possible without departing from the scope of the present disclosure. Therefore, the scope of the present disclosure should not be limited to the described embodiments, but should be determined not only by the scope of the patent claims described later, but also by the scope of this patent claim and equivalents.

101 Rightholder terminal 103 Investor terminal
104 Database 105 Token Securities Trading Unit
107 Network 410 Memory
420 Processor 430 Communication Department
440 input/output interface 450 display unit
511 Project Information 551 Risk Rating
553 Token Securities Issuance Information 555 Token Securities
557 Sales Information 531 Investor Information
603 Investment solicitation history 605 Issuance requirements met
661 Issuance conditions 663 Dividend conditions

Claims (10)

In a security token offering (STO) system, a method of operating a token security trading device,
Receiving project information about the contents of the investment object and the right holder of the investment object;
In response to receiving the project information, obtaining investor information indicating the investors' inclination toward the type of investment target;
Based on the investor information and the project information, generating token security issuance information for the project information; and
Comprising the step of issuing token securities according to the token security issuance information through a blockchain network,
The step of generating the token security issuance information is,
Considering the contents of the investment target and the right holder, determining whether the project information satisfies requirements for issuing token securities;
Calculating a risk grade indicating the risk of the project based on the classification of the investment target and the investment solicitation history of the right holder;
Based on the risk level, determining a minimum investment unit for the project information, a sales period and operation period, and a token issuance amount;
determining a dividend ratio based on the investor information, the risk level, the token issuance amount, the operation period, and the value of collateral assets included in the project information; and
Generating the token security issuance information including the minimum investment unit, the sales period and operation period, the token issuance amount, and the dividend ratio,
The dividend ratio is determined based on the following equation,
,
The DR represents the dividend ratio, the P _c represents the investor's stability preference included in the investor information, the V _pa represents the value of the collateral asset, the M _t represents the token issuance amount, and the x _r represents the risk level, D represents the operating period, c1, c2 and k represent a preset amount conversion constant, a preset quantity conversion constant and a preset period conversion constant, respectively,
The investor's stability preference is a method of expressing aggressive investment information quantified as a number between 0 and less than 10 according to the investment history of the investor confirmed from the database.
delete In claim 1,
The step of calculating the risk level is,
Extracting comparative information of comparative investment targets of the same type as the investment target from the database;
determining a first risk level based on the classification of the investment object from the comparative information;
determining a second risk level based on the right holder from the project information; and
A method comprising calculating a risk level by adding the first risk level and the second risk level.
In claim 1,
The method further includes determining a display position of the token securities in a token securities trading web page according to any one of the size of the dividend ratio and the minimum investment unit.
In claim 1,
extracting a first reference date, a second reference date, and a reference amount within the sales period from the sales period and the token issuance amount;
identifying whether the first investment amount sold by the first reference date is greater than or equal to the reference amount;
If the first investment amount is greater than or equal to the reference amount, reducing the risk level and changing the dividend ratio according to the reduced risk level to issue first additional token securities;
If the first investment amount is less than the reference amount, identifying whether the second investment amount collected by the second reference date is more than the reference amount; and
If the second investment amount is less than the reference amount, increasing the risk level and changing the dividend ratio according to the increased risk level to issue a second additional token security.
In claim 1,
Receiving, from an investor terminal, an investment proposal for the token securities and investment company information;
extracting promotional content corresponding to the investment proposal from the database using the investment company information; and
Further comprising transmitting the promotional content to the investor terminal,
A method wherein the promotional content includes content related to the interests and level of understanding of the investment company's main customer base, and content expressing keywords input by the investor.
In a security token offering (STO) system, in a token security trading device,
The token securities trading device includes a processor,
The processor,
From the corporate terminal, receive project information about the contents of the investment object and the right holder of the investment object,
In response to receiving the project information, obtain investor information indicating the investors' inclination toward the type of investment object,
Based on the investor information and the project information, generate token security issuance information for the project information,
Issue token securities according to the above token securities issuance information through the blockchain network,
The processor,
Considering the contents of the investment target and the right holder, determine whether the project information satisfies the requirements for issuing token securities,
Based on the classification of the investment object and the issuance history of the right holder, a risk grade indicating the risk of the project is calculated,
Based on the risk level, determine the minimum investment unit for the project information, the sales period and operation period, and the token issuance amount,
Determine the dividend ratio based on the investor information, the risk grade, the token issuance volume, the operation period, and the value of the collateral assets included in the project information,
Generating the token security issuance information including the minimum investment unit, the sales period and operation period, the token issuance amount, and the dividend ratio,
The dividend ratio is determined based on the following equation,
,
The DR represents the dividend ratio, the P _c represents the investor's stability preference included in the investor information, the V _pa represents the value of the collateral asset, the M _t represents the token issuance amount, and the x _r represents the risk level, D represents the operating period, c1, c2 and k represent a preset amount conversion constant, a preset quantity conversion constant and a preset period conversion constant, respectively,
The investor's stability preference is a token securities trading device that represents aggressive investment information as a number between 0 and 10 according to the investor's investment history confirmed from the database.
delete A computer program stored in a computer-readable recording medium in combination with hardware to execute the operation of claim 1.
A computer-readable recording medium storing a computer program that is combined with hardware to execute the operation of claim 1.

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