KR102540034B1 - Apparatus for Real Estate Transaction Brokerage and Driving Method Thereof - Google Patents

Abstract

The present invention relates to a real estate transaction brokerage device and a driving method of the device, and the real estate transaction brokerage device according to an embodiment of the present invention includes a supplier's terminal providing information on real estate for sale and a consumer who wants to use real estate for sale. It may include a communication interface unit that communicates with the consumer terminal, and a control unit that adjusts the rental price based on price negotiation information provided by the supplier terminal and the consumer terminal to adjust the rental price of real estate for sale to conclude a transaction.

Description

Real Estate Transaction Brokerage and Driving Method Thereof

The present invention relates to a real estate transaction brokerage device and a driving method of the device, and more particularly, to a real estate transaction brokerage device that utilizes, for example, consumer's personal (credit) information and transaction information during a past real estate lease transaction period for real estate rental brokerage and a driving method of the device.

In general, in the case of a rental transaction on a real estate transaction platform, when the lessor registers information such as the address of the rental property, desired rent, management fee, and facilities on the platform and expresses his intention to rent, the lessee expresses his intention to rent by reading the information on the platform and contracts are signed by the parties on the platform directly or offline through a licensed broker. In the case of a reverse auction platform, when the lessee registers the conditions of the real estate he/she wishes to rent on the platform, the lessor registers information about the rental real estate to express his/her intention to rent, and on the platform, the parties can sign a contract directly or offline through a real estate agent. It could be.

The rental price of real estate should be determined by the competitiveness of the rental property, but the credit status of the lessee is just as important. If the lessee overdue rent for an amount exceeding the security deposit or causes property damage through careless or dangerous use of the leased object, damages exceeding the lessor's profit may occur, so such risk is not reflected in the rent. It will be reasonable.

Conversely, if there is a risk that the rental property will be sold at auction due to bad credit of the lessor, if the lessor's ability to return the deposit is low, or if the lessor is very stingy in repairing defects in the rental property, the lessee may suffer damages. It would also be reasonable to reflect that in the rent.

In the current real estate brokerage practice, there is limited communication between the lessor (the supplier) and the lessee (the demander) indirectly through a real estate agent, and there is only a short face-to-face meeting at the stage of drafting the contract, so there is no sharp way to verify the risk. It is difficult to reflect the above risks in rental rates.

In addition, even in the case of brokerage platforms, requests are made mainly for rental real estate information, but there is no platform that supports the verification of the above risks and reflects them in the rental price.

For the above reasons, a system for reasonable real estate transaction or mediation is urgently required in the market.

Korean Patent Publication No. 10-2022-0009791 (2022.01.25) Korea Patent Registration No. 10-2322594 (2021.11.01)

An object of the present invention is to provide a real estate transaction brokerage device and a driving method of the device that utilizes, for example, consumer's personal (credit) information and transaction information during the past real estate lease transaction period for real estate lease brokerage.

A real estate transaction brokerage device according to an embodiment of the present invention includes a communication interface unit communicating with a supplier terminal of a supplier providing information on a real estate sale and a consumer terminal of a consumer who wants to use the real estate sale, and a rental price of the real estate sale. In order to adjust the rental price based on price negotiation (negotiation) information provided by the supplier terminal and the consumer terminal, a control unit is included to adjust the lease price to conclude a transaction.

The control unit is the price negotiation information, credit information of the credit information company for the lessor and lessee, past real estate transaction information of the lessor and lessee, reputation information of the past lessee and lessor for the lessor and lessee, and information about the lessor and lessee. Income information, work information of the lessor and lessee, and at least one of debt information for the rental deposit of the real estate for sale may be included and processed.

The control unit may adjust the lease price by receiving the price negotiation information when an option item for price negotiation is selected in the provider terminal or the consumer terminal.

When an option item for price negotiation is not selected in the supplier terminal or the consumer terminal, the control unit may conclude a transaction at a rental price suggested by the supplier when providing information on the real estate for sale.

When the control unit receives the price negotiation information and adjusts the lease price, it is determined whether the real estate transaction is a party to the transaction, and when it is determined that the real estate transaction party is an actual transaction party, the control unit adjusts the lease price to conclude the transaction.

The control unit may determine whether or not the lessor is the real estate owner and whether the lessee moves in based on identity verification based on the information in the lease contract and public documents provided by the public office in order to determine whether the parties to the transaction are involved.

In addition, the driving method of the real estate transaction brokerage device according to an embodiment of the present invention includes the step of communicating with a supplier terminal of a supplier providing information on a real estate for sale through a communication interface unit and a consumer terminal of a consumer who wants to use the real estate for sale; and and concluding a transaction by adjusting the lease price based on price negotiation information provided by the supplier terminal and the consumer terminal in order to adjust the lease price of the real estate for sale by the control unit.

The step of concluding the transaction includes, as the price negotiation information, credit information of the credit information company for the lessor and lessee, past real estate transaction information of the lessor and lessee, reputation information of past lessee and lessor for the lessor and lessee, and At least one of income information of the lessor and lessee, job (workplace) information of the lessor and lessee, and information on the rental deposit of the real estate for sale may be included and processed.

In the step of concluding the transaction, when an option item for price negotiation is selected in the supplier terminal or the consumer terminal, the rental price adjustment may be performed by receiving the price negotiation information.

In the step of concluding the transaction, when an option item for price negotiation is not selected in the supplier terminal or the consumer terminal, the transaction may be concluded at the rental price suggested by the supplier when providing the sale information of the real estate for sale.

In the step of concluding the transaction, when the price negotiation information is received and the rental price is adjusted, it is determined whether the transaction is a party to the real estate transaction, and when it is determined that the transaction is an actual transaction party, the transaction can be concluded by adjusting the rental price.

In the step of concluding the transaction, in order to determine whether the parties to the transaction are identified, whether the lessor is the real estate owner based on the information in the lease contract, public documents provided by the public office, and whether the lessee moves in can be determined.

Furthermore, the real estate transaction brokerage device according to an embodiment of the present invention is a brokerage server that mediates rental real estate for sale between a consumer and a supplier, a wireless communication interface that performs wireless communication with a consumer terminal or a supplier terminal, and a supplier terminal from a supplier terminal. Receives personal information, rental property information and rental conditions, compares supplier's personal information and rental property owner information to confirm whether they match, transmits recommended rental conditions to the supplier's terminal, and receives rental property information and rental conditions are registered in the mediation web page or mediation app, the consumer's personal information is received from the consumer's terminal, the recommended rental conditions are transmitted to the consumer's terminal, and rental desired information is received from each of a plurality of consumer terminals. Creates a rental request result based on the generated rental request information, transmits the generated rental request result to the provider terminal, receives information on a consumer selected from among a plurality of consumers from the supplier terminal in response to the rental request result, , Including a processor that transmits the selection result to the consumer terminal corresponding to the selected consumer, but the processor receives consent to the collection, use, and provision of personal (credit) information from the supplier or consumer, and the supplier or consumer's personal (credit ) Information can be collected, used, and provided.

The personal (credit) information includes personal credit score (rating) information of a credit information company for the supplier or consumer, job (workplace) information of the supplier or consumer, income information of the supplier or consumer, real estate of the supplier or consumer It may include information on a lease transaction and rental deposit debt information related to the rental property of the supplier.

The collection, use, and provision of personal (credit) information refers to the collection, use, and provision of personal (credit) information of the supplier or consumer from credit information companies, real estate lease counterparties, or real estate lease management systems of the supplier or consumer. This may include collecting information about the rental transaction, using the collected information, and providing the collected information to third parties.

The rental conditions include personal credit score (grade) information of the credit information company for the consumer, occupation (workplace) information of the consumer, income information of the consumer, information on overdue rent occurring during the real estate lease transaction period of the consumer, and the consumer may include a request for reputational information received in connection with a real estate lease transaction.

The rental condition is in the form of an option that allows the consumer to select according to his/her own desire, and may include a method in which the rent can be increased or decreased for each option.

The recommended rental conditions include personal credit score (grade) information of the credit information company for the consumer, occupation (workplace) information of the consumer, income information of the consumer, information on overdue rent occurring during the real estate lease transaction period of the consumer, Reputation information received by the consumer in relation to real estate rental transactions is classified in the form of enumeration by section or type, and each recommends an additional or reduced rent, or personal credit score (grade) information of the credit information company for the supplier, and Occupation (workplace) information, income information of the supplier, reputation information received by the supplier in relation to real estate rental transactions, and rental deposit debt information related to the rental property of the supplier may be recommended for deposit or rent upward or downward. .

The brokerage web page or brokerage app directly transmits a link address connected to the brokerage webpage or brokerage app in which the sale information and rental conditions of the rental property are registered from the supplier terminal to the consumer terminal, or from the supplier terminal to the realtor terminal. It can be transmitted to the consumer terminal via.

The recommended rental conditions include personal credit score (grade) information of the credit information company for the consumer, occupation (workplace) information of the consumer, income information of the consumer, information on overdue rent occurring during the real estate lease transaction period of the consumer, Depending on the reputation information received by the consumer in relation to the real estate rental transaction, the rent is recommended upward or downward, or the personal credit score (rating) information of the credit information company for the supplier, the supplier's occupation (workplace) information, and the supplier's income information , Reputation information received by the supplier in relation to real estate rental transactions, rental deposit debt information related to the rental real estate of the supplier, can be classified in the form of enumeration by section or type to recommend addition or reduction of deposit or rental fee, respectively .

The rental request information includes the initial rental conditions received from the supplier terminal, the modified rental conditions registered from the consumer terminal by modifying the initial rental conditions, the newly added and registered rental conditions from the consumer terminal, and the consumer's individual (credit ) information, information on the demander's real estate lease transaction, request for information on the supplier's personal (credit) information, request for provision of information on the supplier's real estate lease transaction, request for provision of rental deposit debt information for the rental property can include

The information on the real estate lease transaction may include information on arrears in rent of the consumer, reputation information about the consumer, and reputation information about the supplier, which occurred during the transaction period of the real estate lease contract that has already expired or is about to be terminated, It can be provided by requesting it to the counterparty of the real estate lease contract, or it can be provided with information generated from the real estate lease management system.

In the case of a real estate lease contract that has already been terminated or is about to be terminated, whether the lessor's name, lessor's resident registration number and the address of the leased real estate in the contract match the owner's name and owner's resident registration number information on the real estate register, etc. Authenticity can be confirmed by verifying whether the move-in record information of the lessee's resident registration (abstract) according to the contract exists and whether the move-in date is within the range of the lease period or not, whether or not there is a record of moving into the address of the leased real estate in the relevant real estate lease contract.

The counterparty to the above real estate lease contract can identify the lessor using the lessor's name, lessor's resident registration number, and lessor's mobile phone number in the real estate lease agreement, and can identify the lessee using the lessee's name, lessee's resident registration number, and lessee's mobile phone number. there is.

The reputation information may include a score, a rating, and a form of recommendation.

The processor may arrange the plurality of consumers in the order of the final calculated rent, including the rental increase or decrease option, in the order of high, or in the order of low credit risk according to the personal credit score or reputation information of the consumer to generate the rental desired result. there is.

In addition, the driving method of the real estate transaction brokerage device according to an embodiment of the present invention is a mediation method of a mediation server that mediates rental real estate for sale between a consumer and a supplier, and provides personal information of the supplier and information on rental properties of the rental property from the supplier terminal. Step of receiving conditions, step of comparing personal information of the supplier and information of the owner of the rental property to confirm whether they match, step of transmitting the recommended rental conditions to the supplier terminal, and displaying the received property information and rental conditions of the rental property on the brokerage webpage Or registering in an intermediary app, receiving personal information of the consumer from the consumer terminal, transmitting recommended rental conditions to the consumer terminal, receiving rental request information from each of a plurality of consumer terminals, received rental request Generating a rental request result based on information, transmitting the generated rental request result to the provider terminal, receiving information on a consumer selected from among a plurality of consumers from a supplier terminal in response to the rental request result Step, including the step of transmitting the selection result to the consumer terminal corresponding to the selected consumer, and the brokerage method includes the step of receiving consent to the collection, use, and provision of personal (credit) information from the supplier or consumer, and the supplier or consumer It further includes the step of collecting, using, and providing personal (credit) information.

The personal (credit) information includes personal credit score (rating) information of a credit information company for the supplier or consumer, job (workplace) information of the supplier or consumer, income information of the supplier or consumer, real estate of the supplier or consumer It may include information on a lease transaction and rental deposit debt information related to the rental property of the supplier.

The collection, use, and provision of personal (credit) information includes the collection, use, and provision of personal (credit) information of the supplier or consumer from a credit information company, the real estate lease counterparty or the real estate lease management system, etc. This may include collecting information about real estate lease transactions, using the collected information, and providing the collected information to third parties.

The rental conditions include personal credit score (grade) information of the credit information company for the consumer, occupation (information) information of the consumer, income information of the consumer, information on overdue rent occurring during the real estate lease transaction period of the consumer, and the consumer may include a request for reputational information received in connection with a real estate lease transaction.

The rental condition is in the form of an option that allows the consumer to select according to his/her own desire, and may include a method in which the rent can be increased or decreased for each option.

The recommended rental conditions include personal credit score (grade) information of the credit information company for the consumer, occupation (workplace) information of the consumer, income information of the consumer, information on overdue rent occurring during the real estate lease transaction period of the consumer, Reputation information received by the consumer in relation to real estate rental transactions is classified in the form of enumeration by section or type, and each recommends an additional or reduced rent, or personal credit score (grade) information of the credit information company for the supplier, and Occupation (workplace) information, income information of the supplier, reputation information received by the supplier in relation to real estate rental transactions, and rental deposit debt information related to the rental property of the supplier may be recommended for deposit or rent upward or downward. .

The brokerage web page or brokerage app directly transmits a link address connected to the brokerage webpage or brokerage app in which the sale information and rental conditions of the rental property are registered from the supplier terminal to the consumer terminal, or from the supplier terminal to the realtor terminal. It can be transmitted to the consumer terminal via.

The recommended rental conditions include personal credit score (grade) information of the credit information company for the consumer, occupation (workplace) information of the consumer, income information of the consumer, information on overdue rent occurring during the real estate lease transaction period of the consumer, Depending on the reputation information received by the consumer in relation to the real estate rental transaction, the rent is recommended upward or downward, or the personal credit score (rating) information of the credit information company for the supplier, the supplier's occupation (workplace) information, and the supplier's income information , Reputation information received by the supplier in relation to real estate rental transactions, rental deposit debt information related to the rental real estate of the supplier, can be classified in the form of enumeration by section or type to recommend addition or reduction of deposit or rental fee, respectively .

The rental request information includes the initial rental conditions received from the supplier terminal, the modified rental conditions registered from the consumer terminal by modifying the initial rental conditions, the newly added and registered rental conditions from the consumer terminal, and the consumer's individual (credit ) information, information on the demander's real estate lease transaction, information requested to provide information on the supplier's personal (credit) information, information requested to provide information on the supplier's real estate lease transaction, and provision of rental deposit debt information of the rental property May contain requested information.

The information on the real estate lease transaction may include information on arrears in rent of the consumer, reputation information about the consumer, and reputation information about the supplier, which occurred during the transaction period of the real estate lease contract that has already expired or is about to be terminated, It can be provided by requesting it to the counterparty of the real estate lease contract, or it can be provided with information generated from the real estate lease management system.

In the case of a real estate lease contract that has already been terminated or is about to be terminated, whether the lessor's name, lessor's resident registration number and the address of the leased real estate in the contract match the owner's name and owner's resident registration number information on the real estate register, etc. Authenticity can be confirmed by verifying whether the move-in record information of the lessee's resident registration (abstract) according to the contract exists and whether the move-in date is within the range of the lease period or not, whether or not there is a record of moving into the address of the leased real estate in the relevant real estate lease contract.

The counterparty of the above real estate lease contract can identify the lessor using the lessor's name, lessor's social security number, and lessor's mobile phone number in the real estate lease agreement, and can identify the lessee using the lessee's name, lessee's social security number, and lessee's mobile phone information. there is.

The reputation information may include a score, a rating, and a form of recommendation.

The step of generating the desired rental result includes arranging the plurality of consumers in the order of the highest final calculated rent, including rent reduction options, or in the order of low credit risk according to the consumer's personal credit score or reputation information. can include

According to an embodiment of the present invention, the real estate rental brokerage method and the brokerage server implementing the method support the lessee's risk, which was not considered in determining the rent of the rental property, in the lease contract conditions from the sale registration stage, so that the lessor has the lessee's It provides opportunities for pricing that reflects risk, and provides opportunities for lessees with low risks to receive preferential rent at the stage of registering rental information.

1 is a view showing a real estate (lease) transaction brokerage system according to an embodiment of the present invention;
Figure 2 is a view for explaining the service operation of the real estate transaction brokerage device of Figure 1;
3 is a block diagram illustrating the detailed structure of the real estate transaction brokerage device of FIG. 1;
Figures 4a and 4b is a flow chart showing the real estate (lease) transaction brokerage process, and
5 is a flowchart illustrating a driving process of the real estate transaction intermediary apparatus of FIG. 1 .

Hereinafter, a real estate rental brokerage method according to an embodiment of the present invention and a brokerage server implementing the same will be described in detail with reference to the accompanying drawings. Although a lease is exemplified, it can be applied not only to a lease but also to the sale of a building or land. The present invention can be applied with various changes and can have various forms. Here, a specific embodiment will be described in detail by exemplifying the drawings. However, this is not intended to limit the present invention to a specific form disclosed, and should be understood to include all modifications, equivalents, and substitutes included in the spirit and scope of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

1 is a diagram showing a real estate transaction brokerage system according to an embodiment of the present invention, and FIG. 2 is a diagram for explaining a service operation of the real estate transaction brokerage device of FIG. 1 .

As shown in FIGS. 1 and 2, the real estate transaction brokerage system 90 according to an embodiment of the present invention includes a supplier terminal 101, a consumer terminal 103, a (past or past transaction) lessee terminal 105, (Past or past transactions) It includes some or all of the lessor's terminal 107, the broker's terminal 109, the communication network 110, the real estate transaction intermediary device 120, and the third party device 130.

Here, "including some or all" means that some components such as the third party device 130 are omitted so that the real estate transaction brokerage system 90 is configured, or the components constituting the real estate transaction brokerage device 120 This means that some or all of them can be integrated and configured in a network device (eg, a wireless switching device, etc.) constituting the communication network 110, and will be described as including all of them to help a sufficient understanding of the present invention.

The user terminal 100 includes at least one of a supplier terminal 101, a consumer terminal 103, a (former) lessee terminal 105, a (former) lessor terminal 107, and a broker terminal 109, and includes a user terminal (100) may include desktop computers and laptop computers, tablet PCs, smart phones, wearable devices worn by users on their wrists, and the like.

The provider terminal 101 refers to a terminal possessed by a lessor who wishes to rent real estate. Since it provides information on real estate for sale, the lessor can become a supplier of real estate for sale. The supplier terminal 101 accesses the real estate transaction brokerage device 120 of FIG. 1 in order to register the real estate for sale it possesses on the online platform. In this process, the real estate transaction broker 120 determines whether or not to proceed with a contract by adjusting the rental price of the real estate for sale with the tenants when the registration of the information is completed, for example, in the process of providing basic information related to the real estate for sale. It is possible to provide or create related option items. Here, the selection of option items becomes price negotiation information that can adjust the rental price.

That is, it can be seen that the lessor of the provider terminal 101 provides a kind of price negotiation information that allows the lessor to adjust the rental price he or she proposes on the basis of the lessee's credit information, past lease transaction information, and salary level. For example, bad landlords may be able to lower the rental price. For example, in the case of a lessor, when credit is unstable due to financial loans by performing gap investment, or when it is judged that there are too many real estate holdings as a result of checking real estate sales information, the rental price may go down. Therefore, if the supplier of the supplier terminal 101 does not select or create an option item, the transaction is made at the rental price presented at the time of registering the property. In other words, the real estate transaction brokerage device 120 concludes a real estate transaction at the corresponding rental price, and does not separately perform price adjustment. Of course, price adjustment may be possible offline through an intermediary, but in the embodiment of the present invention, such price adjustment is an option and is preferably not included in price negotiation information. However, if it is implemented on the online service of the real estate transaction intermediary device 120, it will not be particularly excluded.

The supplier terminal 101 may transmit supplier personal information, rental real estate listing information, and rental conditions to the real estate transaction intermediary device 120, transmit information provision consent, consumer selection information, and the like. In addition, the supplier terminal 101 may receive information related to past lease transaction information of a consumer and a supplier, recommended rental conditions, rental desired information, etc. from the real estate transaction intermediary device 120 . Furthermore, the provider terminal 101 can transmit a link to a web page or app that can view and modify rental real estate property information and rental conditions to the broker terminal 109, and a link to a web page or app that can view rental information. may be provided from the broker terminal 109.

The consumer terminal 103 is a terminal possessed by a lessee who intends to use real estate products registered in the service of the real estate transaction brokerage device 120 of FIG. 1 . Corresponds to the demander of the supplied real estate for sale. In the case of a consumer possessing the consumer terminal 103, when applying for and proceeding with a real estate contract online, options may be selected or created, similarly to the lessor. For example, if you have no flaws in past real estate transactions, have good credit in financial transactions, take into account the good reputation of lessors in the past leasing process, and if your salary level is not relatively low, ask the lessor to adjust the rental price. can apply For example, you can ask for a down payment on your deposit or rent. In other words, the consumer of the consumer terminal 103 selects options for increasing or decreasing the rent, and as a result of determining the credit level, etc. in the real estate transaction brokerage device 120, if the risk is low because the credit rating is high, the lessor's supplier terminal based on this You can proceed with the contract by providing relevant information to (101). If the provider terminal 101 receives approval to adjust the rental price based on the corresponding information, the consumer terminal 103 may proceed with a procedure for executing a contract according to the price adjustment. Of course, it is obvious that the real estate transaction brokerage device 120 proceeds with the procedure by selecting the supplier terminal 101 of the supplier who has selected the options in this process. In other words, since the consumer of the consumer terminal 103 checks the lessor's real estate offering with options and responds to the price adjustment, the real estate transaction brokerage device 120 substantially notifies the supplier terminal 101 that there is a consumer, and accordingly It can be seen that the transaction proceeds when the supplier of the supplier terminal 101 approves.

The consumer terminal 103 may transmit consumer personal information, consent to provide information, rental information, etc. to the real estate transaction intermediary device 120 and request past rental transaction information. In addition, the consumer terminal 103 may receive past lease transaction information of a consumer and a supplier from the real estate transaction broker 120 and recommended rental conditions, and may receive a consumer selection result. Furthermore, the consumer terminal 103 can link and transmit a web page or app for viewing rental information to the broker terminal 109, and the broker terminal 109 can view and modify rental property information and rental conditions. You can receive it by linking to an available web page or app.

The past tenant terminal 105 may provide information relating to a lessor under a previous lease agreement in relation to any real estate, for example. The past tenant terminal 105 receives a request for past lease transaction information from the real estate transaction brokerage device 120 and transmits related information. For example, the past tenant terminal 105 may provide information related to the past, for example, delay in payment of the deposit of the previous lessor. In the embodiment of the present invention, the third party device 130 uses the information of the past tenant or the past lessor through the real estate lease management system 133 of FIG. 2, but it will not be particularly limited to any one form.

The past lessor terminal 107 receives and transmits past lease transaction information related to the lessee. Typically, in the case of a lessor, the real estate transaction brokerage device 120 may request reputation information about the lessee in the previous real estate transaction of the lessee to the lessor terminal 107 in the past. The lessee may also request the reputation information of the lessee in the past real estate lease transaction from the past lessor terminal 107 according to his/her own needs. In an embodiment of the present invention, past lease transaction information related to past lessors may be used through the real estate lease management system 133 of FIG. 2 .

The broker terminal 109 may communicate with the supplier terminal 101, the consumer terminal 103, and the real estate transaction brokerage device 120 via the communication network 110, respectively. The broker terminal 109 may transmit a message or the like by linking a web page or app through which rental information can be viewed to the provider terminal 101 . In addition, the consumer terminal 103 may be linked to a web page or app capable of viewing and modifying rental real estate property information and rental conditions. In addition, the broker terminal 109 may receive a request for providing information on rental real estate from the real estate transaction intermediary device 120 and provide the corresponding information.

In addition, when the broker terminal 109 receives a notification from the real estate transaction intermediary device 120 to proceed with the transaction contract between the lessor and the lessee, the transaction agreement may proceed accordingly. Of course, in the case of a direct transaction between the lessor and the lessee, the real estate transaction brokerage device 120 may proceed with the transaction related to the contract, but for the property registered by the broker, the process may be brokered so that the contract is carried out through the broker.

The communication network 110 includes both wired and wireless communication networks. For example, as the communication network 110, a wired or wireless Internet network may be used or interlocked. Here, the wired network includes an Internet network such as a cable network or a public switched telephone network (PSTN), and the wireless communication network includes CDMA, WCDMA, GSM, EPC (Evolved Packet Core), LTE (Long Term Evolution), and Wibro networks. meaning to include Of course, the communication network 110 according to an embodiment of the present invention is not limited thereto, and may be used as an access network of a next-generation mobile communication system to be implemented in the future, for example, a cloud computing network under a cloud computing environment, a 5G network, and the like. For example, when the communication network 110 is a wired communication network, an access point within the communication network can access an exchange center of a telephone company, but in the case of a wireless communication network, access to an SGSN or GGSN (Gateway GPRS Support Node) operated by a communication company to process data, Data can be processed by connecting to various repeaters such as BTS (Base Transceiver Station), NodeB, and e-NodeB.

The communication network 110 may include an access point. Access points include small base stations such as femto or pico base stations that are often installed in buildings. Here, the femto or pico base stations are classified according to the maximum number of user terminals 100 and the like that can be accessed in the classification of small base stations. Of course, the access point may include a short-range communication module for performing short-range communication such as ZigBee and Wi-Fi with the user terminal 100 and the like. The access point may use TCP/IP or Real-Time Streaming Protocol (RTSP) for wireless communication. Here, short-range communication may be performed in various standards such as Bluetooth, ZigBee, infrared (IrDA), RF (Radio Frequency) such as UHF (Ultra High Frequency) and VHF (Very High Frequency), and ultra-wideband communication (UWB) in addition to Wi-Fi. can Accordingly, the access point can extract the location of the data packet, designate the best communication path for the extracted location, and forward the data packet to the next device, for example, the real estate transaction broker 120 along the designated communication path. An access point may share several lines in a general network environment, and includes, for example, a router, a repeater, and a repeater.

The real estate transaction intermediary device 120 includes an intermediary server and a DB 120a, and mediates real estate lease transactions between the supplier terminal 101 and the consumer terminal 103. The real estate transaction brokerage device 120 operates so that a rent may be set low for a lessee with a low risk, and provides a service to be differentiated from a lessee with a high risk. To this end, the real estate transaction broker 120 provides a method for the lessor to identify the risk of the lessee at the transaction stage and a systematic program such as a tool, while the lessee with a lower risk discloses his or her credit to lower the rent. It provides a real estate rental brokerage method that contributes to a more reasonable real estate lease transaction practice in the real estate brokerage market by providing systematic tools and a real estate lease brokerage method and an online platform that implements it.

The real estate transaction intermediary device 120 receives the supplier's personal information (or personal information), the sale information of the rental property, and the rental condition information from the supplier terminal 101. Here, the supplier's personal information includes information necessary for real-name confirmation such as name, resident registration number, and mobile phone number, and the sale information of rental real estate includes physical information of the real estate such as address, rental area, and floor, and rental condition information It includes all transaction conditions related to the lease between the lessor and the lessee, such as rental type (e.g. monthly rent), deposit, monthly rent, rental period, whether or not to provide wallpaper and move-in cleaning, and facility and furnishing information.

The real estate transaction brokerage device 120 provides a method for preparing rental conditions in the form of an option that allows the consumer to select rental conditions according to his or her wishes in the consumer terminal 103, and provides a method for increasing or subtracting rent for each option. to provide. In addition, it is possible to provide a method of increasing or decreasing rent for each combined option by combining each option with a plurality of AND conditions or OR conditions. For example, the AND condition and the OR condition may be possible by programmatically determining whether two conditions are simultaneously satisfied or only one of the two conditions is satisfied. Therefore, the selected option may be at least one of credit information of a credit information company, past real estate transaction information related to rent and rental fee handling, reputation information and salary level of the previous lessor in the case of a lessee, and job (workplace) information. .

For example, in the real estate transaction brokerage device 120, when a supplier registers property information for a rent of 500,000 won, providing the consumer's personal credit score as an option and selecting and registering information on rent payment among the consumer's past rental transactions ① Corresponding For each option, if the consumer's personal credit score is 900 or more, the monthly rent is reduced by 20,000 won, and if the consumer is in arrears during the past lease transaction period, the monthly rent is reduced by 20,000 won. Combined together, under the AND condition, if the consumer's personal credit score is 900 or more and the consumer is non-due during the past lease transaction period, the monthly rent reduction option of KRW 30,000 is registered to be selected. ③ The two options are combined under the OR condition If the consumer has a personal credit score of 900 or more or has not been in arrears during the past lease transaction period, he or she can register to select the option of reducing the monthly rent by 20,000 won. If the supplier presents an option in the form ① and the consumer selects it because both conditions can be satisfied, the monthly rent will be 460,000 won. In this case, the monthly rent will be 470,000 won. On the other hand, if the supplier presents an option in the form of ③, but the consumer cannot make a choice because both conditions cannot be satisfied, the monthly rent of 500,000 won is applied.

The real estate transaction brokerage device 120 transmits the link address to the brokerage webpage or brokerage app in which the sale information and rental conditions of the rental property are registered to the provider terminal (101 ) to be directly transmitted to the consumer terminal 103 or to be transmitted from the supplier terminal 101 to the consumer terminal 103 via the broker terminal 109. At this time, the broker terminal 109 may be a mobile phone of a licensed broker.

The credit management module (or credit management unit) 123 of the real estate transaction brokerage device 120 may receive consent to the collection, use, and provision of personal (credit) information from suppliers or consumers, and based on this, credit information companies, Personal (credit) information of the supplier or consumer may be collected and used from the other party to the real estate lease transaction of the supplier or consumer, and provided to a third party. Here, personal (credit) information refers to personal credit score (rating) information of a credit information company for a supplier or consumer, job (workplace) information of a supplier or consumer, income information of a supplier or consumer, real estate lease transaction of a supplier or consumer Information, may include rental deposit obligation information related to the supplier's rental property. Information on a real estate lease transaction of a supplier or consumer may include information on arrears of rent of a consumer, reputation information about a consumer, and reputation information about a supplier that occurred during the transaction period of a real estate lease contract that has already expired or is about to end.

The credit management module 123 of the real estate transaction brokerage device 120 includes a credit information company server 131, a real estate lease management system 133, and a terminal of a tenant who has transacted in the past to collect personal (credit) information of a supplier or consumer. 105), it is possible to access the terminal 107 of the lessor with which the transaction was made in the past, and in addition, it is possible to access a server of a public institution such as the National Health Insurance Corporation.

The AI module (or AI unit) 121 of the real estate transaction brokerage device 120 may transmit recommended rental conditions to the supplier terminal 101 and recommended rental conditions to the consumer terminal 103 . The recommended rental conditions are the personal credit score (rating) information of the credit information company for the consumer, the consumer's income information, the consumer's occupation (workplace) information, the information on overdue rent that occurred during the real estate lease transaction period of the consumer, and the consumer's real estate lease transaction and Reputation information received in relation to each section or type is listed and recommended for rent addition or reduction, respectively, credit information company's personal credit score (rating) information, supplier's occupation (workplace) information, supplier Income information, reputation information received by the supplier in relation to real estate rental transactions, and rental deposit debt information related to the supplier's rental property include methods of recommending an increase or decrease in the deposit or rent.

On the other hand, the recommended rental conditions are the consumer's personal credit score (grade) information of the credit information company, the consumer's occupation (workplace) information, the consumer's income information, the consumer's overdue rent information during the real estate lease transaction period, and the consumer's real estate lease transaction Depending on the reputation information received in relation to, the rent is recommended up or down, the credit information company's personal credit score (rating) information about the supplier, the supplier's job (workplace) information, the supplier's income information, and the supplier's real estate rental transaction and It includes a method of recommending addition or reduction of deposit or rental fee, respectively, by classifying the received reputation information and rental deposit debt information related to the supplier's rental real estate into an enumerated form by section or type. Reputation information may include information on the consumer's rental property usage behavior, consumer's complaint information, complaint information about the consumer from others, information related to the return of the rental deposit by the supplier, and information related to the supplier's response to complaints.

For example, the AI module 121 of the real estate transaction brokerage device 120 utilizes user statistics to reduce the rent of 50,000 won if the personal credit score of the credit information company of an unspecified consumer is 900 points or more, and if it is 800 points or more Rent additions or reductions can be recommended by classifying them in the form listed for each score section, such as reducing 30,000 won or adding 50,000 won if the score is 600 or less, and adding or reducing rent in this way by combining several conditions can recommend In addition, if the reputation information received by the supplier in relation to the real estate rental transaction is below 3.0, it can recommend a reduction of 2 million won for the deposit or a reduction of 30,000 won for rent.

The AI module 121 of the real estate transaction brokerage device 120 communicates with the credit management module 123 of the real estate transaction brokerage device 120 to collect information necessary for recommending rental conditions or rental conditions, that is, operates in connection with the collected data. Recommended rental conditions or recommended rental conditions may be transmitted to the supplier terminal 101 and the consumer terminal 103 by applying the information to the pre-constructed neural network model. Of course, here, the neural network model, that is, the artificial intelligence program is a program capable of learning, and is intended to increase the accuracy of data analysis.

The real estate transaction brokerage device 120 may receive personal information of the consumer from the consumer terminal 103 and may transmit information about rental properties and lease condition information to the consumer terminal 103 . Here, the personal information of the consumer includes information necessary for real-name confirmation such as name, resident registration number, and mobile phone number, and the sale information of rental real estate includes physical information of the real estate such as address, rental area, and floor, and rental condition information It includes all transaction conditions related to the lease between the lessor and the lessee, such as rental type (e.g. monthly rent), deposit, monthly rent, rental period, whether or not to provide wallpaper and move-in cleaning, and facility and furnishing information.

The real estate transaction intermediary device 120 may receive rental information from each of a plurality of consumer terminals with respect to rental property information and rental condition information. Here, the rental request information includes the initial rental conditions received from the supplier terminal 101, the modified rental conditions registered by the consumer terminal 103 by modifying the initial rental conditions, the newly added and registered rental conditions from the consumer terminal 103, Consumer’s personal (credit) information, consumer’s real estate lease transaction information, supplier’s personal (credit) information request information, supplier’s request for information provision information on real estate lease transaction information, provision of deposit debt information for rental real estate May contain requested information.

Information on a real estate lease transaction may include information on arrears of rent of a consumer, reputation information about a consumer, and reputation information about a supplier that occurred during the transaction period of a real estate lease agreement that has already expired or is about to end, and the relevant real estate lease agreement It may be provided by requesting to the counterparty of the transaction or provided as information generated in the real estate lease management system 133 or the like. At this time, the reputation information may include a form such as a score or grade, and a letter of recommendation.

For example, the real estate transaction intermediary device 120 receives rental hope information modified by the consumer to the rental condition of 5 million won in deposit and 480,000 won in monthly rent for a rental property registered by the supplier as a rental condition of 5 million won in deposit and 500,000 won in monthly rent. 5 million won deposit, 500,000 won monthly rent, and 700 points or higher personal credit rating of the supplier, and receiving the rental wish information modified under the conditions of providing the information, or the consumer receives 5 million won deposit, 470,000 won monthly rent, and personal credit score 900 points can be disclosed, and rental hope information modified under the conditions of a reputation score of 4.0 or higher received from lessors of real estate rental transactions within the last two years can be received.

The real estate transaction brokerage device 120 may confirm the authenticity of a real estate lease contract that has already ended or is about to end. In the case of a lessor, authenticity can be confirmed by verifying whether the leased property address, lessor's name, and lessor's resident registration number in the real estate lease contract and the owner's name and owner's resident registration number information on the real estate register of the leased real estate address match, and in the case of a lessee Using the lessee's name, resident registration number, and mobile phone number of the lessee in the relevant real estate lease agreement, whether the move-in record information of the resident registration card (abstract) of the lessee whose identity is confirmed is consistent with the address of the leased property and the lease period in the relevant real estate lease agreement verify authenticity through For example, in the case of a lessee, after confirming the identity of the lessee by mobile phone identification using the lessee's name, the lessee's resident registration number, and the lessee's mobile phone number in the real estate lease agreement, the address change record information of the lessee's resident registration The authenticity of the relevant rental real estate contract is confirmed through consistency verification, which reviews whether there has been a move-in to the existing rental property address and whether the move-in date is within the rental period specified in the relevant real estate lease contract.

The real estate transaction broker 120 uses the lessor's name, the lessor's social security number, the lessor's mobile phone number, the lessee's name, the lessee's social security number, and the lessee's mobile phone number in the real estate lease agreement to verify the identity of the counterparty of the real estate lease contract. and the identity of each lessee.

The real estate transaction brokerage device 120 may generate a rental request result based on the received rental request information and transmit the generated rental request result to the provider terminal 101 . At this time, the rental desired results may be arranged in the order of the final calculated rent, including rent reduction options, or in the order of low credit risk according to the consumer's personal credit score or reputation information. For example, in the real estate transaction brokerage device 120, the supplier has a deposit of 5 million won, monthly rent of 500,000 won, option 1 with a personal credit score of 900 or more, and a monthly rent of 10,000 won when information is provided, option 2 of real estate within the last 2 years If the reputation score received from the lessor of the lease transaction is 4.0 or higher and the information is provided, the monthly rent is reduced by 10,000 won, and as option 3, if the rent delinquency information received from the lessor of the real estate lease transaction within the last 2 years is non-overdue, the monthly rent is reduced by 10,000 won. By selecting option 1 for the registered rental property, A, whose rent calculated on a 12-month basis is 5.88 million won, can be arranged higher than B, whose rent calculated on a 12-month basis is 5.76 million won by selecting option 1 and option 2. In addition, A with a personal credit rating of 1,000 points can be arranged higher than B with a personal credit rating of 910 points.

On the other hand, the third party device 130 of FIG. 1, as shown in FIG. 2, stores information related to credit information company server 131, real estate lease management system 133, and credit of suppliers and consumers according to an embodiment of the present invention. It may further include various types of devices that may be provided. For example, if payroll information is required, it can be interlocked with a payroll information providing server. In addition, public documents can be provided to determine whether or not a tenant has moved in through a government office. Accordingly, the third party device 130 may include a device such as a government office server of a government office. In addition, since the third party device 130 according to an embodiment of the present invention may include various types of devices, the embodiment of the present invention will not be particularly limited to any one device.

Figure 3 is a block diagram illustrating the detailed structure of the real estate transaction intermediary device of Figure 1.

As shown in FIG. 3, the real estate transaction brokerage device 120 of FIG. 1 according to an embodiment of the present invention includes a communication interface unit 300, a control unit 310, a real estate transaction brokerage unit 320, and a storage unit 330. ) includes some or all of

Here, "including part or all" means that some components such as the storage unit 330 are omitted to form the real estate transaction brokerage device 120, or some components such as the real estate transaction brokerage unit 320 are a control unit. It means that it can be integrated and configured with other components such as 310, and will be described as including all in order to help a sufficient understanding of the invention.

The communication interface unit 300 communicates with the user terminal 100 via the communication network 110 of FIG. 1 . The user terminal 100 includes a lessor's supplier terminal 101 registering real estate for sale in the real estate transaction brokerage device 120 of FIG. In addition to the intermediary terminal 109 that mediates the tenant's real estate transaction, in addition to the previous lessor terminal 107 owned by the immediate or past lessor of the lessee who is currently conducting real estate transactions, the past lessee terminal owned by the lessor's immediate or past tenant ( 105) can communicate with each other. The communication interface unit 300 may perform operations such as modulation/demodulation, muxing/demuxing, encoding/decoding, resolution conversion scaling, etc. in the process of performing communication, and since these operations are obvious to those skilled in the art, further descriptions are omitted. do.

In addition, the communication interface unit 300 communicates with the supplier terminal 101 of the lessor who leases the real estate for sale to operate so that the real estate for sale can be registered, and the consumer terminal 103 of the consumer who wants to rent the real estate for sale provides service Provides a service screen related to registered real estate for sale. In this process, the communication interface unit 300 may process price negotiation information for adjusting the rental price of the registered real estate for sale with the supplier terminal 101 and the consumer terminal 103 . Here, since the price negotiation information has been fully explained while explaining the options above, those contents are replaced.

The control unit 310 is in charge of overall control operations of the communication interface unit 300 of FIG. 3 , the real estate transaction brokerage unit 320 and the storage unit 330 . Representatively, when there is a service request from the supplier terminal 101 or the consumer terminal 103 of FIG. 1 , the controller 310 controls the real estate transaction broker 320 to execute a program installed therein to provide a service. For example, if the provider terminal 101 applies for registration of real estate for sale, a service screen is provided so that real estate for sale information can be registered. In this process, when an option is selected or created, various operations are additionally performed according to the contents of the option. For example, if the lessor expresses his or her intention to adjust the price when the credit is good after being provided with the price negotiation information of the lessee, the real estate transaction with the lessee may be performed by adjusting the real estate lease price according to the option selected accordingly. Of course, this operation can be equally applied to the lessee.

The real estate transaction broker 320 operates to adjust the rental price initially provided by the lessor between the lessor who leases the real estate for sale and the lessee who leases the real estate for sale based on price negotiation information. Here, the price negotiation information may be information related to risk during a real estate transaction between the lessor and the lessee. For example, in the case of a lessor, information such as having a lot of loans for real estate sales or owning too many real estate sales due to gap investment may be included, and in the case of a lessee, whether or not past rent is overdue, his/her salary level, and Credit information provided by credit information companies may be included. Of course, since various other types of information can be used as information for adjusting the rental price proposed by the lessor, the embodiment of the present invention will not be particularly limited to any one.

The real estate transaction intermediary unit 320 operates so that the rent can be set low for a lessee with a low risk, and the rent can be set high for a lessee with a high risk. Of course, through this process, the real estate transaction intermediary unit 320 rents and rents real estate for sale so that a reasonable real estate lease transaction is made. In this process, the real estate transaction brokerage unit 320 collects data when suppliers and consumers use the service, generates big data, and analyzes the generated big data to obtain analysis results, and the results of this analysis can be used by lessors and lessees. can be used for risk management. The real estate transaction brokerage unit 320 may increase the accuracy of the credit evaluation of the landlord and the lessee by increasing the analysis accuracy by performing a deep learning operation through an artificial intelligence program during data analysis.

The storage unit 330 may temporarily store various types of data processed under the control of the controller 310 and provide the data to the real estate transaction broker 320 . For example, the control unit 310 may receive information related to real estate for sale provided through the supplier terminal 101 from the communication interface unit 300 and store it in the storage unit 330, and call the corresponding information again. It can be provided to the real estate transaction brokerage unit 320.

In addition to the above, the communication interface unit 300, the control unit 310, the real estate transaction brokerage unit 320, and the storage unit 330 of FIG. 3 may perform various operations, and other details have been sufficiently described above. I want to replace it with content.

The communication interface unit 300, the control unit 310, the real estate transaction brokerage unit 320, and the storage unit 330 of FIG. 3 according to an embodiment of the present invention are composed of hardware modules physically separated from each other, but each module Software for performing the above operations may be stored therein and executed. However, since the corresponding software is a set of software modules, and each module can be formed of hardware, it will not be particularly limited to the configuration of software and hardware. For example, the storage unit 330 may be hardware storage or memory. However, since it is possible to store information in a software manner (repository), the above content will not be particularly limited.

Meanwhile, as another embodiment of the present invention, the control unit 310 may include a CPU and a memory, and may be formed as a single chip. The CPU includes a control circuit, an arithmetic unit (ALU), a command interpreter, and a registry, and the memory may include RAM. The control circuit performs control operations, the operation unit performs operation of binary bit information, and the instruction interpretation unit performs an operation of converting high-level language into machine language and machine language into high-level language, including an interpreter or compiler. , the registry may be involved in software data storage. According to the above configuration, for example, at the beginning of the operation of the real estate transaction intermediary device 120, the program stored in the real estate transaction intermediary unit 320 is copied, loaded into a memory, that is, RAM, and then executed, thereby increasing the data operation processing speed. can be rapidly increased. In the case of a deep learning model, it can be loaded into GPU memory rather than RAM, and can be executed by accelerating the execution speed using the GPU.

4a and 4b are flowcharts illustrating a real estate rental transaction mediation process. 4A and 4B, A-A', B-B', C-C', D-D', and E-E' are connected to each other.

The provider terminal 101 registers the lessor's personal information, personal (credit) information collection/use/provision consent, rental real estate information and rental conditions, and transmits them to the real estate transaction brokerage device (or brokerage server) 120 (S401, S402). At this time, the lessor's personal information includes the lessor's name, resident registration number, and mobile phone number, and the user is identified using this. For example, it can be assumed that the landlord registered 1,101 Sadang-dong, Dongjak-gu, Seoul as a rental property with a rental deposit of 10 million won, monthly rent of 500,000 won, and a monthly rent discount of 20,000 won when the lessee's personal credit score is 900 or higher. Personal (credit) information includes the personal credit score (rating) of the credit information company for the lessor, the lessor's occupation (workplace) information, the lessor's income information, the lessor's real estate lease transaction information, and the lessor's information related to the above rental property. Contains rental deposit debt information.

The provider terminal 101 is responsible for collecting personal (credit) information from the lessor from the credit information company server 131, collecting information from the real estate lease counterparty or the real estate lease management system 133, and using the collected information. Receive consent to and consent to provide the collected personal (credit) information to a third party (S401 to S402). At this time, the third party includes all organizations connected to the real estate transaction brokerage device 120, such as a consumer, a credit information company, a real estate lease management company, a real estate lease brokerage company, and a certified broker.

The real estate transaction brokerage device 120 checks whether the lessor registering the rental property listing information is the owner of the rental property by comparing the lessor's personal information and the rental property information received from the supplier terminal 101 with the owner information of the real estate register. It is checked whether or not (S403).

The real estate transaction brokerage device 120 connects to the real estate lease management system 133 and the credit information company server 131 to obtain the lessor's reputation information, such as information related to the return of the lessor's lease deposit, civil complaint response information, and the lessor's personal credit information. received, and based on the information, recommended rental conditions may be generated and transmitted to the provider terminal 101 (S404 to S410). In an embodiment of the present invention, it is assumed that the lessor receives 500 personal credit points from the credit information company server 131, and the real estate transaction brokerage device 120 recommends reducing the rental deposit of 10 million won registered by the lessor. In an embodiment of the present invention, it is assumed that the lessor accepts the rental conditions recommended by the real estate transaction broker 120 and registers the rental deposit by modifying the rental deposit from 10 million won to 7 million won.

The supplier terminal 101 transmits the rental property listing information and the modified rental conditions to the real estate transaction brokerage device 120, and the real estate transaction brokerage device 120 mediates them and registers them on a web page or app that the consumer can view. Do (S411 ~ S413).

The provider terminal 101 directs the link address that can connect to the web page or app in which the rental property listing information and the modified rental conditions are registered to the consumer terminal 103, or via the broker terminal 109, the consumer terminal 103 ) can be transmitted (S414, S415). In an embodiment of the present invention, the lessor transmits a link to the web page or app to the real estate agent because the lessee has been introduced to the rental real estate through the real estate agent without using the web page or app, and the real estate agent sends the link to the lessee. assume that

The consumer terminal 103 reads rental real estate listing information and rental conditions, registers the lessee's personal information and personal (credit) information collection, use, and provision consent, and transmits it to the real estate transaction brokerage device 120 (S416, S417). At this time, the tenant's personal information includes the tenant's name, resident registration number, and mobile phone number, and the user is identified using this. Personal (credit) information may include personal credit score (rating) of the credit information company for the lessee, information on the lessee's occupation (workplace), information about the lessee's income, and information about the lessee's real estate lease transaction.

The consumer terminal 103 collects information from the credit information company server 131 about personal (credit) information from the lessee, collects information from the real estate lease counterparty or the real estate lease management system 131, and uses the collected information. and consent to provide the collected personal (credit) information to a third party (S418 to S422). At this time, the third party includes all organizations connected to the real estate transaction brokerage device 120, such as suppliers, credit information companies, real estate lease management companies, real estate lease brokerage companies, and certified brokers.

The real estate transaction brokerage device 120 accesses the real estate lease management system 133 and the credit information company server 131 to access the lessee's rent arrears information and the lessee's reputation information (eg, leased property usage behavior information, civil complaint information) etc.), personal credit information of the lessee may be received, and based on the information, recommended rental conditions may be generated and transmitted to the consumer terminal 103 (S423 to S424).

The consumer terminal 103 includes the initial rental conditions received from the supplier terminal 101, the modified rental conditions by modifying the initial rental conditions, the rental conditions newly registered by the lessee, the consumer's personal (credit) information, and the consumer's real estate lease transaction. Create rental information including information on the supplier, information requesting the provision of information on the supplier's personal (credit) information, and information requesting the provision of information on the supplier's real estate rental transaction to the real estate transaction brokerage device 120. It can be transmitted (S425 to S426).

In the embodiment of the present invention, the lessee receives 800 personal credit points from the credit information company server 131, and accordingly, if the lessee has a credit score of 900 or more, the option to reduce the monthly rent of 20,000 won cannot be selected. Taking this into account, the real estate transaction brokerage device 120 recommends that the lessee receive information on non-delinquent rent from the lessor in the past transaction if there is no rent arrears in the real estate lease transaction, and the lessee agrees to the rental conditions presented by the lessor - the lessee's personal credit score of 900 It is assumed that the monthly rent discount condition of 20,000 won per month is modified and presented as the condition for monthly rent reduction of 20,000 won per month when proof of non-delinquency of the rent during past lease contract transactions. Here, it is assumed that the lessor has created and transmitted the rental desire information by adding a new request for reputation information regarding the return of the deposit from the previous rental transaction counterparty. It is assumed that the lessor has accepted all rental information of the lessee.

The lessor reads the lease terms modified and the newly added lease terms in the consumer terminal 103 and transmits acceptance information on the proposed conditions through the provider terminal 101 . The transmitted acceptance information is stored in the real estate transaction brokerage device 120 and transmitted to the consumer terminal 103 (S427 to S429).

The lessor registers the real estate lease contract information necessary for requesting the reputation for the return of the deposit and the information requesting the transaction reputation from the other party of the contract through the provider terminal 101, and transmits it to the real estate transaction brokerage device 120 (S430 ~ S431).

The real estate transaction brokerage device 120 may secure an image of a real estate lease agreement through the supplier terminal 101 and collect necessary information. In this case, the collection method may include a method of collecting text data using an OCR function from an image of a corresponding real estate lease agreement as well as a text-based input.

The real estate transaction intermediary device 120 verifies whether the lessor's name and the lessor's social security number in the real estate lease agreement for collecting personal information and reputation information that have undergone identification of the server user match, and the lessor's name and lessor's social security number correspond to the real estate lease Confirmation of the real estate lease agreement for the lessor by verifying whether the address of the leased property in the contract matches the owner's name and owner's social security number on the real estate register, and whether the lessor under the real estate lease contract owned the leased property during the lease contract period. Authenticity is confirmed (S432).

The real estate transaction intermediary device 120 collects personal information that has undergone identity verification of the server user after receiving consent to collect and use information from the past transaction tenant terminal 105, and collects the personal information and reputation information of the lessee under the real estate lease agreement. Verifies whether the name and resident registration number of the lessee match, and according to the move-in record information of the lessee's resident registration card (abstract), whether the lessee has moved to the address of the leased property in the real estate lease contract, and whether the date of move-in The authenticity of the real estate lease agreement for the lessee is confirmed through the consistency verification to review whether it is within the lease period range (S433, S434).

After each party to the real estate lease agreement for collecting reputation information is confirmed, the real estate transaction broker 120 collects and stores reputation information about the return of the deposit to the lessor from the past transaction tenant terminal 105, and the consumer terminal ( 103) to transmit the reputation information (S435 to S438).

The lessee registers the real estate lease contract information necessary for requesting the non-payment of rent information and the request for proof of non-payment of rent to the other party of the contract through the consumer terminal 103, and transmits it to the real estate transaction brokerage device 120 (S439 to S440). ).

The real estate transaction brokerage device 120 may secure an image of a real estate lease contract through the consumer terminal 103 and collect necessary information. In this case, the collection method may include a method of collecting text data using an OCR function from an image of a corresponding real estate lease agreement as well as a text-based input.

The real estate transaction broker 120 verifies whether the tenant's personal information, which has undergone identity verification of the server user, and the tenant's name and the tenant's social security number in the real estate lease agreement for collecting rent non-payment information match, and the tenant's resident registration card ( A real estate lease contract for a lessee through consistency verification to review whether the lessee has moved into the leased property address in the real estate lease contract and whether the move-in date is within the range of the lease period in the real estate lease contract. Confirm the authenticity of (S441).

The real estate transaction brokerage device 120 collects personal information that has undergone identification of the server user after receiving consent from the past transaction lessor terminal 107 to collect and provide information, and collects the personal information and the real estate lease contract for non-payment of rent information. Verify whether the lessor's name and the lessor's resident registration number match, and whether the lessor's name and the lessor's resident registration number match the owner's name and owner's resident registration number on the real estate register of the leased real estate address in the real estate lease contract It is verified whether the transactional lessor owned the real estate to confirm the authenticity of the real estate lease agreement for the past transactional lessor (S442, S443).

After each party to the real estate lease agreement for collecting information on non-delinquency of the rent is confirmed, the real estate transaction broker 120 collects and stores the information of the non-overdue rent of the lessee from the past transaction lessor terminal 107, and the supplier terminal 101 ) to transmit the information (S444 to S447).

In the embodiment of the present invention, it is assumed that the past transaction lessor evaluated that the lessee had no rent arrears information in the past real estate lease contract, and accordingly, the lessor wishes to transact with the lessee. In addition, in the embodiment of the present invention, it is assumed that the past transactional lessee evaluated that the lessor had a good reputation related to the return of the deposit in the past real estate lease contract, and accordingly, the lessee desires a transaction with the lessor.

The real estate transaction brokerage device 120 receives transaction desired information from the supplier terminal 101 and the consumer terminal 103, determines transaction conditions, and requests contract brokerage to the broker terminal 109 under the determined conditions. The broker terminal 109 transmits the contract schedule to the supplier terminal 101 and the consumer terminal 103 (S448 to S454).

The real estate transaction intermediary device 120 receives rental information including the lessor's initial transaction conditions, modified transaction conditions, and new transaction conditions from each of the plurality of consumer terminals 103, and receives the received rental information. Based on the desired information, rental desired results may be generated and generated rental desired results may be transmitted to the provider terminal 101 . At this time, the rental desired results may be arranged in the order of the final calculated rent, including rent reduction options, or in the order of low credit risk according to the consumer's personal credit score or reputation information.

5 is a flowchart illustrating a driving process of the real estate transaction intermediary apparatus of FIG. 1 .

Referring to FIG. 5 together with FIG. 1 for convenience of description, the real estate transaction brokerage device (or brokerage server, real estate rental brokerage device) 120 according to an embodiment of the present invention is a supplier terminal of a supplier providing information on real estate for sale. 101 communicates with the consumer terminal 103 of the consumer who wants to rent real estate for sale (S500). To perform communication, the supplier terminal 101 and the consumer terminal device 103 access the service of the real estate transaction brokerage device 120 through a web or app.

In addition, the real estate transaction brokerage device 120 adjusts the lease price based on the price negotiation information provided by the supplier terminal 101 and the consumer terminal 103 to adjust the lease price of the real estate sale, and concludes the transaction (S510). ). For example, when real estate for lease is put up on the online platform of the real estate transaction brokerage device 120, the lessor, the supplier of the real estate transaction, provides a plurality of options provided by the real estate transaction brokerage device 120 to adjust the lease price. When one of the options is selected or a new option is created and registration is requested, the real estate transaction brokerage device 120 collects and checks the credit information of the lessor according to the options, and adjusts the price when trading with the lessee when there is no problem. can Of course, if the lessor does not select or create a separate option, the real estate transaction broker 120 proceeds with the transaction based on the rental price suggested by the lessor. This is not much different from the demand for real estate for sale who wants to proceed with a contract to use the real estate for sale. In other words, when a consumer registers as a member or requests a contract by designating a specific real estate, the real estate transaction broker 120 presents selectable options or allows the consumer to create a new option and allows the lessee to select a specific option item. In this case, the lessee's credit information or salary level is collected accordingly, and based on the result of the judgment, the price is adjusted with the lessor at the time of the lease contract to proceed with the contract. Here, the price adjustment with the lessor can be seen as concluding the contract by adjusting the rental price according to the option selected by the lessor by notifying that the lessee who intends to proceed with the contract in the real estate transaction brokerage device 120 is a good grade customer.

In addition to the above, the real estate transaction brokerage device 120 of FIG. 1 may perform various operations, and since other details have been sufficiently described above, they will be replaced with those contents.

On the other hand, even if all the components constituting the embodiment of the present invention are described as being combined or operated as one, the present invention is not necessarily limited to these embodiments. That is, within the scope of the object of the present invention, all of the components may be selectively combined with one or more to operate. In addition, although all of the components may be implemented as a single independent piece of hardware, some or all of the components are selectively combined to perform some or all of the combined functions in one or a plurality of pieces of hardware. It may be implemented as a computer program having. Codes and code segments constituting the computer program may be easily inferred by a person skilled in the art. Such a computer program may implement an embodiment of the present invention by being stored in a computer-readable non-transitory computer readable media, read and executed by a computer.

Here, the non-transitory readable recording medium means a medium that stores data semi-permanently and can be read by a device, not a medium that stores data for a short moment, such as a register, cache, or memory. . Specifically, the above-described programs may be provided by being stored in a non-transitory readable recording medium such as a CD, DVD, hard disk, Blu-ray disk, USB, memory card, or ROM.

Although the preferred embodiments of the present invention have been shown and described above, the present invention is not limited to the specific embodiments described above, and is common in the art to which the present invention pertains without departing from the gist of the present invention claimed in the claims. Of course, various modifications and implementations are possible by those with knowledge of, and these modifications should not be individually understood from the technical spirit or perspective of the present invention.

100: user terminal 110: communication network
120: real estate transaction brokerage device 130: third party device
300: communication interface unit 310: control unit
320: real estate transaction brokerage unit 330: storage unit

Claims (12)

a communication interface unit that communicates with a provider terminal of a supplier or lessor providing information on a real estate for sale and a consumer terminal of a consumer who wants to use the real estate for sale; and
In order to adjust the rental price of the real estate for sale, based on the price negotiation (negotiation) information provided by the supplier terminal and the consumer terminal, the control unit adjusts the rental price to conclude a transaction; including,
The control unit receives one of the price negotiation information, reputation information of past tenants and lessees of the lessor and lessee, and when adjusting the rental price, determines whether the past lessee and lessor are parties to a real estate transaction. When it is judged to be the actual transaction party, the transaction is concluded by adjusting the rental price,
The control unit performs the lease price adjustment by receiving the price negotiation information when an option item for price negotiation is selected in the provider terminal or the consumer terminal,
Wherein the control unit, when an option item for price negotiation is not selected in the supplier terminal or the consumer terminal, concludes a transaction at the rental price suggested by the supplier when providing the sale information of the real estate for sale. According to claim 1,
The controller is the price negotiation information, credit information of the credit information company on the lessor and lessee, past real estate transaction information of the lessor and lessee, income information about the lessor and lessee, job or workplace information of the lessor and lessee, And Real estate transaction intermediary device for processing by further including at least one of the information on the rental deposit debt of the real estate sale. delete delete delete a communication interface unit that communicates with a past tenant terminal providing reputation information of the lessor and a past transaction lessor terminal providing reputation information of the lessee; and
A control unit that verifies whether the lessor and the lessee have a rental transaction relationship and transmits reputation information to a consumer terminal of real estate transaction;
The control unit,
If the user providing the reputation information is a tenant in past transactions, whether or not the tenant in the past transaction has moved to the address of the lease agreement on the resident registration and the record of moving in, whether the lessor was the owner of the real estate register at the address of the lease agreement and the period of ownership verify consistency through
If the user providing the reputation is a lessor in past transactions, whether the lessor in the past transaction was the owner of the address of the lease agreement on the main real estate register, etc. and the period of ownership, whether the lessee has moved to the address of the lease agreement on the original resident registration and through the moving record A real estate transaction brokerage device for verifying the reputation information by verifying the compatibility by verifying whether the user providing the reputation information is the lessor and the lessee in the past transaction for the lessor and the lessee. communicating, by a communication interface unit, a provider terminal of a supplier or lessor providing information on a real estate for sale and a consumer terminal of a consumer who wants to use the real estate for sale; and
Concluding a transaction by adjusting the rental price based on the price negotiation information provided by the supplier terminal and the consumer terminal in order to adjust the rental price of the real estate for sale by the control unit;
The steps in concluding the transaction are:
Reputation information of past tenants and lessors regarding the lessor and lessee, which is one of the price negotiation information, is received and when adjusting the rental price, it is determined whether or not the past lessee and lessor who evaluated the reputation were parties to a real estate transaction. When it is judged as a transaction party, the transaction is concluded by adjusting the rental price,
The steps in concluding the transaction are:
When an option item for price negotiation is selected in the provider terminal or the consumer terminal, the rental price adjustment is performed by receiving the price negotiation information;
The steps in concluding the transaction are:
When an option item for price negotiation is not selected in the supplier terminal or the consumer terminal, a transaction is concluded at the rental price suggested by the supplier when providing the sale information of the real estate for sale. According to claim 7,
The steps in concluding the transaction are:
As the price negotiation information, credit information of the credit information company on the lessor and lessee, past real estate transaction information of the lessor and lessee, income information about the lessor and lessee, job or work information of the lessor and lessee, and the real estate A driving method of a real estate transaction intermediary device that further includes and processes at least one of the rental deposit debt information for sale. delete delete delete communicating, by a communication interface unit, a past tenant terminal providing reputation information of the lessor and a past transaction lessor terminal providing reputation information of the lessee; and
Including, by the controller, verifying whether the lessor and the lessee have a rental transaction relationship and transmitting reputation information to a consumer terminal of real estate transaction;
If the user providing the reputation information is a past transaction tenant, the control unit determines whether or not the past transaction tenant has moved to the address of the lease agreement on the resident registration record, and whether the lessor was the owner of the real estate register at the address of the lease agreement. and verifying consistency through the ownership period;
In the case where the control unit provides a reputation as a lessor in the past transaction, whether the lessor in the past transaction was the owner of the address of the lease agreement on the main real estate register, etc., the period of ownership, whether the lessee moved to the address of the lease agreement on the original resident registration A step of verifying the reputation information by verifying the compatibility of the user providing the reputation information by verifying whether the lessor and the lessor of the lessor and the past transaction for the lessor and the lessee are correct by verifying the compatibility through the transfer record;
Further comprising, the driving method of the real estate transaction brokerage device.

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