KR102471734B1 - Method, system, and computer program for managing joint account linked to challenge - Google Patents

Abstract

A method, system, and computer program for managing meeting bankbooks associated with challenges are disclosed. A method for managing a meeting bankbook may include connecting meeting information including at least one member and a challenge with an authentication purpose to a meeting bankbook; and managing the deposit of the member through the meeting bankbook based on the challenge.

Description

Method, system, and computer program for managing meeting bankbooks linked to challenges {METHOD, SYSTEM, AND COMPUTER PROGRAM FOR MANAGING JOINT ACCOUNT LINKED TO CHALLENGE}

The description below relates to techniques for managing joint accounts.

Recently, as various gatherings (social gatherings, gatherings, clubs, alumni associations, etc.) have been activated through SNS channels, there is an increasing trend of managing the amount necessary for the meeting through a bankbook, which can be referred to as a meeting bankbook.

As an example of meeting passbook technology, Korea Patent Publication No. 10-2019-0008602 (published on January 25, 2019) discloses a technology for processing banking functions by opening a virtual account as a meeting account in conjunction with a bank server. have.

You can manage the deposit related to the challenge by linking the meeting that includes the challenge to the meeting account.

Based on the data transmitted through the chat room with each member, the member's challenge can be automatically certified.

Penalties can be applied to members who have not verified the challenge, and the deposit can be deducted according to the penalty.

Incentives can be provided to members who have achieved the certification criteria of the challenge.

The deposit in the meeting bankbook can be managed separately from the balance of the bankbook, and the meeting bankbook can be separated and managed into sub-accounts according to the purpose.

Challenge certification request notifications according to master settings can be automatically delivered to each member.

A meeting passbook management method executed on a computer device, wherein the computer device includes at least one processor configured to execute computer readable instructions contained in a memory, and the meeting passbook management method is performed by the at least one processor. , Connecting meeting information including at least one member and a challenge with an authentication purpose to the meeting bankbook; and managing, by the at least one processor, the deposit of the member through the meeting bankbook based on the challenge.

According to one aspect, the connecting step may include generating the meeting information in a chat room including the member through interworking with a messenger.

According to another aspect, the connecting step may include setting the member and the challenge in the meeting bankbook in a process of generating the meeting bankbook.

According to another aspect, the meeting passbook management method may further include processing, by the at least one processor, authentication for the challenge using data obtained from the member's device.

According to another aspect, in the processing step, when a predetermined keyword is received through a chat room with the member, it may be authenticated that the challenge task has been performed.

According to another aspect, the processing may include determining whether the challenge is authenticated by comparing data received through a chat room with the member with a target value set as the challenge.

According to another aspect, the meeting passbook management method may include setting, by the at least one processor, notification information related to the challenge; and providing, by the at least one processor, a notification requesting authentication of the challenge through a chat room with the member according to the notification information.

According to another aspect, in the managing step, the deposit may be managed separately from the bankbook balance in the meeting bankbook.

According to another aspect, the managing step may create at least one sub-account in the meeting bankbook and manage the deposit as the sub-account.

According to another aspect, the meeting passbook management method may further include imposing, by the at least one processor, a penalty on the member based on whether or not the challenge has been authenticated.

According to another aspect, the imposing may include deducting an amount determined according to the penalty from the deposit of the member.

According to another aspect, the meeting bankbook management method includes, by the at least one processor, depositing the penalty-imposed deposit balance into the account of the member when a predetermined performance period for the challenge expires. can include more.

According to another aspect, the meeting passbook management method may further include providing, by the at least one processor, an incentive to a member who has achieved an authentication criterion for the challenge.

A computer program stored in a computer-readable recording medium is provided to execute the meeting bankbook management method on a computer.

A computer device comprising at least one processor configured to execute computer readable instructions contained in a memory, wherein the at least one processor is configured to: meet meeting information including at least one member and a challenge for authentication purposes in a meeting passbook; Meeting passbook connection to connect; And it provides a computer device comprising a deposit management unit for managing the deposit of the member through the meeting bankbook based on the challenge.

1 is a diagram illustrating an example of a network environment according to an embodiment of the present invention.
2 is a block diagram illustrating an example of a computer device according to one embodiment of the present invention.
3 is a diagram illustrating an example of components that may be included in a processor of a computer device according to an embodiment of the present invention.
4 is a flowchart illustrating an example of a method that can be performed by a computer device according to an embodiment of the present invention.
5 to 17 are exemplary diagrams for explaining a process of connecting and managing a meeting including a challenge in a meeting passbook according to an embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

The meeting bankbook management system according to embodiments of the present invention may be implemented by at least one computer device, and the meeting bankbook management method according to embodiments of the present invention includes at least one computer device included in the meeting bankbook management system. can be performed through At this time, a computer program according to an embodiment of the present invention may be installed and driven in the computer device, and the computer device may perform the meeting bankbook management method according to the embodiments of the present invention under the control of the driven computer program. have. The above-described computer program may be combined with a computer device and stored in a computer readable recording medium to execute a meeting bankbook management method on a computer.

1 is a diagram illustrating an example of a network environment according to an embodiment of the present invention. The network environment of FIG. 1 shows an example including a plurality of electronic devices 110 , 120 , 130 , and 140 , a plurality of servers 150 and 160 , and a network 170 . 1 is an example for explanation of the invention, and the number of electronic devices or servers is not limited as shown in FIG. 1 . In addition, the network environment of FIG. 1 only describes one example of environments applicable to the present embodiments, and the environment applicable to the present embodiments is not limited to the network environment of FIG. 1 .

The plurality of electronic devices 110, 120, 130, and 140 may be fixed terminals implemented as computer devices or mobile terminals. Examples of the plurality of electronic devices 110, 120, 130, and 140 include a smart phone, a mobile phone, a navigation device, a computer, a laptop computer, a digital broadcast terminal, a personal digital assistant (PDA), and a portable multimedia player (PMP). ), and tablet PCs. As an example, FIG. 1 shows the shape of a smartphone as an example of the electronic device 110, but in the embodiments of the present invention, the electronic device 110 substantially uses a wireless or wired communication method to transmit other information via the network 170. It may refer to one of various physical computer devices capable of communicating with the electronic devices 120 , 130 , and 140 and/or the servers 150 and 160 .

The communication method is not limited, and short-distance wireless communication between devices as well as a communication method utilizing a communication network (eg, a mobile communication network, a wired Internet, a wireless Internet, and a broadcasting network) that the network 170 may include may also be included. For example, the network 170 may include a personal area network (PAN), a local area network (LAN), a campus area network (CAN), a metropolitan area network (MAN), a wide area network (WAN), and a broadband network (BBN). , one or more arbitrary networks such as the Internet. In addition, the network 170 may include any one or more of network topologies including a bus network, a star network, a ring network, a mesh network, a star-bus network, a tree or a hierarchical network, and the like. Not limited.

Each of the servers 150 and 160 communicates with the plurality of electronic devices 110, 120, 130, and 140 through the network 170 to provide commands, codes, files, contents, services, and the like, or a computer device or a plurality of computers. Can be implemented in devices. For example, the server 150 provides a plurality of electronic devices 110, 120, 130, and 140 connected through the network 170 to provide a service (eg, a banking service, a messaging service (such as a messenger or SNS), and a search service). service, content provision service, map service, translation service, etc.).

2 is a block diagram illustrating an example of a computer device according to one embodiment of the present invention. Each of the plurality of electronic devices 110 , 120 , 130 , and 140 or each of the servers 150 and 160 described above may be implemented by the computer device 200 shown in FIG. 2 .

As shown in FIG. 2 , the computer device 200 may include a memory 210, a processor 220, a communication interface 230, and an input/output interface 240. The memory 210 is a computer-readable recording medium and may include a random access memory (RAM), a read only memory (ROM), and a permanent mass storage device such as a disk drive. Here, a non-perishable mass storage device such as a ROM and a disk drive may be included in the computer device 200 as a separate permanent storage device distinct from the memory 210 . Also, an operating system and at least one program code may be stored in the memory 210 . These software components may be loaded into the memory 210 from a computer-readable recording medium separate from the memory 210 . The separate computer-readable recording medium may include a computer-readable recording medium such as a floppy drive, a disk, a tape, a DVD/CD-ROM drive, and a memory card. In another embodiment, software components may be loaded into the memory 210 through the communication interface 230 rather than a computer-readable recording medium. For example, software components may be loaded into memory 210 of computer device 200 based on a computer program installed by files received over network 170 .

The processor 220 may be configured to process commands of a computer program by performing basic arithmetic, logic, and input/output operations. Instructions may be provided to processor 220 by memory 210 or communication interface 230 . For example, processor 220 may be configured to execute received instructions according to program codes stored in a recording device such as memory 210 .

The communication interface 230 may provide a function for the computer device 200 to communicate with other devices (eg, storage devices described above) through the network 170 . For example, a request, command, data, file, etc. generated according to a program code stored in a recording device such as the memory 210 by the processor 220 of the computer device 200 is controlled by the communication interface 230 to the network ( 170) to other devices. Conversely, signals, commands, data, files, etc. from other devices may be received by the computer device 200 through the communication interface 230 of the computer device 200 via the network 170 . Signals, commands, data, etc. received through the communication interface 230 may be transferred to the processor 220 or the memory 210, and files, etc. may be stored as storage media that the computer device 200 may further include (described above). permanent storage).

The input/output interface 240 may be a means for interface with the input/output device 250 . For example, the input device may include a device such as a microphone, keyboard, or mouse, and the output device may include a device such as a display or speaker. As another example, the input/output interface 240 may be a means for interface with a device in which functions for input and output are integrated into one, such as a touch screen. The input/output device 250 and the computer device 200 may be configured as one device.

Also, in other embodiments, computer device 200 may include fewer or more elements than those of FIG. 2 . However, there is no need to clearly show most of the prior art components. For example, the computer device 200 may be implemented to include at least some of the aforementioned input/output devices 250 or may further include other components such as a transceiver and a database.

Hereinafter, specific embodiments of a method and system for managing a meeting passbook associated with a challenge will be described.

3 is a block diagram illustrating an example of components that may be included in a processor of a computer device according to an embodiment of the present invention, and FIG. 4 is a method that the computer device according to an embodiment of the present invention can perform. It is a flow chart showing an example of

The computer device 200 according to this embodiment may provide a meeting bankbook management service to clients through a dedicated application installed on the client or access to a web/mobile site related to the computer device 200 . A computer-implemented meeting bankbook management system may be configured in the computer device 200 . For example, the meeting passbook management system may be implemented in the form of a program that operates independently, or may be configured in the form of an in-app of a specific application to enable operation on the specific application. For example, a bank app, which is an app dedicated to managing bankbooks for meetings, may be configured as an in-app form of a messenger app, or may be configured as a separate and independent app and implemented in conjunction with a messenger app.

The processor 220 of the computer device 200 is a component for performing the meeting bankbook management method according to FIG. 4, and as shown in FIG. 3, the meeting bankbook connection unit 310, the deposit management unit 320, and the notification providing unit 330, and a challenge authentication unit 340. Depending on embodiments, components of the processor 220 may be selectively included in or excluded from the processor 220 . Also, components of the processor 220 may be separated or merged to express functions of the processor 220 according to embodiments.

The processor 220 and components of the processor 220 may control the computer device 200 to perform steps S410 to S450 included in the method for managing a meeting passbook of FIG. 4 . For example, the processor 220 and components of the processor 220 may be implemented to execute instructions according to an operating system code and at least one program code included in the memory 210 .

Here, elements of the processor 220 may be expressions of different functions performed by the processor 220 according to instructions provided by program codes stored in the computer device 200 . For example, the meeting bankbook connection unit 310 may be used as a functional expression of the processor 220 that controls the computer device 200 according to the above-described command so that the computer device 200 connects the meeting and the meeting bankbook.

The processor 220 may read necessary commands from the memory 210 in which commands related to controlling the computer device 200 are loaded. In this case, the read command may include a command for controlling the processor 220 to execute steps S410 to S450 to be described later.

Steps (S410 to S450) to be described later may be performed in an order different from the order shown in FIG. 4, and some of the steps (S410 to S450) may be omitted or additional processes may be further included.

Referring to FIG. 4 , in step S410, the meeting bankbook connection unit 310 may connect a meeting bankbook for a meeting including challenge information and members. Gathering bankbook is a master's personal account used for a common purpose, and means a bankbook that can share the transaction details of the bankbook with all members included in the meeting. The meeting bankbook linking unit 310 may associate a challenge with an authentication purpose with a meeting bankbook. For example, the meeting bankbook connection unit 310 may connect a meeting bankbook to a meeting created in a chat room on a messenger. The messenger may include a function of creating a meeting with a corresponding challenge by setting challenge information in a chat room, and a function of linking a meeting bank account to the corresponding meeting. The meeting passbook linking unit 310 may create a meeting passbook using the members and challenge information included in the corresponding chat room as meeting information as challenge information is set in the chat room and a meeting is created through interworking with the messenger. As another example, in the process of creating a meeting bankbook, the meeting bankbook connection unit 310 may set a member of a meeting to be connected to the meeting bankbook as a member of the meeting bankbook and set challenge information as well. In addition to creating a new bankbook for a meeting to be connected to a meeting, it is also possible to convert an existing bankbook into a meeting bankbook and use it.

In this specification, a challenge is a mission type with an authentication purpose, and an activity corresponding to the purpose of the meeting may be set. As the challenge task, missions using bank products (eg, monthly membership fee payment, daily savings of 10,000 won, etc.) as well as missions unrelated to bank products (eg, reading a book every day, walking 10,000 steps every day, etc.) may be set. Challenge information is set by the master who created the meeting, and may include the name of the challenge, performance period, authentication rules, authentication method, deposit, penalty, incentive, and the like.

Accordingly, the meeting passbook connection unit 310 may link the meeting created by the master with the meeting bankbook of the master.

In step S420, the deposit management unit 320 may manage the deposit related to the challenge of the meeting by using the meeting bankbook connected to the meeting. The deposit management unit 320 may manage the deposit received from each member of the meeting after the meeting is created through a meeting bankbook connected to the meeting, and in this case, the deposit in the bankbook may be managed separately from the bankbook balance.

In step S430, the notification providing unit 330 may provide a challenge authentication request notification of the corresponding meeting through a chat room with each member of the meeting. The notification providing unit 330 may set notification information for requesting authentication of a challenge of a corresponding meeting through a master setting in a meeting bankbook connected to the meeting. As notification settings for requesting challenge certification, the master can set notification transmission cycle, notification transmission time, challenge certification deadline, penalty for non-certification, etc.

In step S440, the challenge authentication unit 340 may perform authentication of the challenge of the corresponding meeting for each member of the meeting. The challenge authentication unit 340 may authenticate a challenge of a corresponding member based on data transmitted through a chat room with the member. For example, the challenge authenticator 340 may determine that the challenge has been completed when a word matching a predefined keyword is received through the chat room. As another example, when a photo is received through a chat room, the challenge authentication unit 340 may determine whether the challenge is authenticated by analyzing information included in the photo. For example, it is possible to determine whether the challenge is authenticated by comparing the time, location, tag, text extracted from the photo, etc. included in the photo with a target value set as the challenge. As another example, the challenge authentication unit 340 may determine whether to authenticate the challenge based on the sensing data when various sensing data measured by a member's device is received through a chat room. For example, if the challenge task is 'walking 10,000 steps every day', whether or not the challenge is authenticated may be determined by comparing the number of steps or calories consumed measured by the device with a target value set as the challenge task. Challenge types can be classified in advance, and data used for challenge authentication or apps that can be linked can be predefined for each type. The challenge authentication unit 340 may obtain data necessary for authentication through a chat room with a member according to the challenge of the meeting, and may determine whether or not the challenge is authenticated by the corresponding member based on the acquired data.

In step S450, the deposit management unit 320 may provide a penalty or incentive for each member of the meeting based on whether or not the corresponding member's challenge is certified. For example, the deposit management unit 320 may impose a penalty on non-certified challenge members by deducting a predetermined amount from the deposit of each member. In addition to the deposit reduction method, the penalty can be extended to various forms of measures, such as kicking out of meetings. For example, if a member fails to verify the challenge more than the number of times set by the master, the member can be kicked out of the meeting. In addition, the deposit management unit 320 may provide incentives to members who have achieved a predetermined certification criterion after the meeting's challenge performance period has expired by adding a predetermined amount to the deposit of each member. At least a part of the amount accumulated as a penalty may be paid as an incentive according to the master setting or service policy. Incentives may be provided in various forms, such as paid content available on a messenger (eg, stickers), additional interest in the case of a meeting associated with a bank product, and the like, in addition to cash.

5 to 17 are exemplary diagrams for explaining a process of connecting and managing a meeting including a challenge in a meeting passbook according to an embodiment of the present invention.

First, the process of creating a meeting by the master and linking the meeting account will be described.

5 to 8 show examples of user interface screens on a dedicated application installed on a master device.

Referring to FIG. 5 , a chat room 500 including at least one member may include a 'Challenge' menu 501 for creating a meeting. The processor 220 provides a meeting creation screen 510 when the master selects the 'Challenge' menu 501 in the chat room 500 . The meeting creation screen 510 is an interface screen for creating a meeting by setting a challenge, name of the challenge, performance period (challenge start time and challenge end time), authentication rules (eg, number of authentication per unit time) etc.), an authentication method (eg, keywords, etc.), a deposit, a penalty, an interface for inputting challenge information such as an incentive may be included.

The processor 220 is as shown in FIG. 6 when the master inputs challenge information on the meeting creation screen 510 and then selects the 'Connect meeting bankbook' menu 511 for connecting the master's account, the meeting bankbook. Together, a meeting passbook connection screen 620 is provided. Referring to FIG. 6, the meeting bankbook connection screen 620 includes a 'select existing account' menu 621 for connecting an existing account to the meeting bankbook, and a 'create new bankbook' menu for connecting to the meeting bankbook through creation of a new account. (622) may be included.

The processor 220 may create a new bankbook or convert an existing bankbook into a meeting bankbook at the request of the master, and the meeting bankbook associated with the challenge through the master's bankbook list 630. (631) can be provided.

The processor 220 provides a bankbook detail screen 740 as shown in FIG. 7 when a meeting bankbook 631 associated with a challenge is selected from the bankbook list 630 . Referring to FIG. 7 , on the bankbook details screen 740, the bankbook balance 741, deposit and withdrawal details 742, member list 743, etc. can be checked, and the 'deposit' menu 744 for checking the deposit details is displayed. can be included

The processor 220 may separate and manage the balance of the bankbook and the deposit in the bankbook account in the case of a meeting bankbook. Depending on the embodiment, the sum of the two amounts may be displayed on the bankbook summary screen providing summary information of the bankbook, and the two amounts may be displayed separately on the bankbook detail screen 740 .

The processor 220 provides a deposit detail screen 750 when the 'deposit' menu 744 is selected on the bankbook detail screen 740 . On the deposit detail screen 750, it is possible to check the deposit deposit status and deposit deduction status for each member of the meeting.

The processor 220 may divide and manage the meeting bankbook into at least one sub-account according to the purpose according to the master setting. For example, sub-accounts may be created according to different purposes of use, such as deposits, travel expenses, and movie expenses, within a meeting bankbook, and managed for each purpose. Multiple sub-accounts can be created through logical separation from one account, and deposits can be managed as sub-accounts in the meeting account.

When a plurality of sub-accounts exist in the meeting bankbook 631 associated with the challenge, the processor 220 displays a list of sub-accounts 845 in the meeting bankbook 631 through the bankbook details screen 740 as shown in FIG. ) can be provided. The sub-account list 845 may include sub-accounts for each purpose including a deposit, and when a specific sub-account is selected, the detailed status of the sub-account may be checked.

Next, a process of depositing a deposit by a member of a meeting will be described.

9 to 10 illustrate examples of user interface screens on a dedicated application installed on a member device.

The processor 220 provides a notification 902 requesting to join the meeting through the chat room 500 in which the meeting is created, as shown in FIG.

The processor 220 may create a meeting-only chat room 950 at the time when the meeting is created and the connection to the meeting account is completed, separate from the chat room 500 in which the meeting is created, and join the meeting through the meeting-only chat room 950. A request notification 951 may be provided.

When the meeting join request notification 902 is selected in the chat room 500, the meeting dedicated chat room 950 may be entered, or the meeting dedicated chat room 950 may be directly selected and entered from the chat room list.

The meeting registration request notification 951 in the meeting-only chat room 950 may include a link to a banking service page where a deposit can be deposited.

When the meeting subscription request notification 951 is selected in the meeting-only chat room 950, the processor 220 displays a remittance screen (1060 ) is provided. Each member can transfer the deposit determined by the master of the meeting through the remittance screen 1060, and can participate in the challenge of the meeting after transferring the deposit.

Next, the process of providing challenge authentication request notification will be described.

Referring to FIG. 11 , the processor 220 displays a menu list 1170 associated with the meeting bankbook 631 when a menu button 1146 is selected on the bankbook details screen 740 for the meeting bankbook 631 associated with the challenge. ) is provided. The menu list 1170 includes an 'auto setting' menu 1171 for setting a notification requesting challenge certification.

When the 'automatic setting' menu 1171 is selected in the menu list 1170 of the bankbook details screen 740, the processor 220 displays a notification setting screen for setting challenge authentication request notifications as shown in FIG. 12 ( 1270) is provided.

Referring to FIG. 12, a notification setting screen 1270 is an interface screen for setting a notification for requesting challenge authentication for meeting members, and an interface 1271 for inputting request contents related to the challenge, request An interface for selecting message cards sent every hour (1272), an interface for setting the notification transmission period and notification transmission time (1273), an interface for setting the deadline for challenge certification (1274), and setting a penalty for non-certification of the challenge An interface 1275 for performing a task, an interface 1276 for setting a period for performing a challenge, and the like may be included.

When the notification time is reached in a state in which the master of the meeting has set the challenge certification request notification through the notification setting screen 1270, the processor 220 has a one-on-one chat room with each member for the meeting members, as shown in FIG. 13 . (1380), for example, a challenge authentication request notification (1381) is provided through a chat room using an official account. Each member of the group can authenticate the challenge of the corresponding group through the challenge certification request notification 1381 . Penalties may be imposed for members who fail to certify the challenge within the certification period set by the master.

In the challenge authentication request notification 1381, an interface 1301 for immediately authenticating a challenge task, an interface 1302 for automatically setting challenge authentication, an interface 1303 for guiding meeting-related information such as penalties and incentives, etc. this may be included. For example, if the challenge task is 'saving 10,000 won every day', each member can directly transfer 10,000 won through the challenge certification request notification 1381 to certify the challenge. In addition, through the automatic setting interface 1302 in the challenge authentication request notification 1381, the automatic challenge authentication time (eg, automatic transfer time) can be set so that the challenge authentication task can be set to automatically proceed. The processor 220 may exclude a member who has set automatic authentication of a challenge task from being sent a challenge authentication request notification 1381 .

Next, the process of providing the challenge certification status will be described.

If the member's challenge authentication is successful, the processor 220 provides an authentication result message 1482 including the challenge authentication status through the one-on-one chat room 1380 with the corresponding member, as shown in FIG. 14 . The authentication result message 1482 may include a cumulative result of authentication status for each period as the member's challenge task authentication status for the group's challenge task.

In addition to the one-on-one chat room 1380 with members, the processor 220, as shown in FIG. 15, in the case of a meeting associated with a bank product, through an interface screen 1540 related to the meeting bankbook, challenge authentication in which authentication status is accumulated for each period It is also possible to provide status 1547.

The processor 220 may calculate the certification rank based on the participation rate according to each member's challenge certification when the meeting challenge performance period expires, and authentication is performed through the chat room 950 dedicated to the meeting, as shown in FIG. 16 . A challenge result message 1652 including ranking is provided. In addition to the time when the challenge performance period expires, the challenge certification ranking may be provided periodically during the challenge performance period according to the master setting.

In addition, the processor 220 may provide incentives to members of the meeting who have achieved an authentication criterion set by the master. Referring to FIG. 17 , the processor 220 provides an incentive message 1783 including incentive payment details through a one-to-one chat room 1380 with a member eligible for incentive payment. In the case of an incentive in the form of cash, as the incentive message 1783 is selected in the one-to-one chat room 1380, the incentive amount may be transferred to the member's personal account.

In addition, the processor 220 may process so that the deposit balance of each member is automatically deposited into the member's personal account when the meeting's challenge performance period expires.

As such, according to the embodiments of the present invention, it is possible to manage the deposit related to the challenge by connecting the meeting including the challenge to the meeting passbook. In addition, according to the embodiments of the present invention, a notification requesting challenge authentication according to the master setting may be automatically delivered to each member, and the member's challenge may be set based on data transmitted through a chat room with each member. Automatic authentication is possible. In addition, according to embodiments of the present invention, a penalty may be applied to members who have not authenticated the challenge, and the deposit may be deducted according to the penalty, and incentives may be provided to members who have achieved the authentication criteria of the challenge. can provide In addition, according to the embodiments of the present invention, the deposit in the meeting bankbook can be managed separately from the balance of the bankbook, and the meeting bankbook can be divided into sub-accounts according to the purpose and managed.

The devices described above may be implemented as hardware components, software components, and/or a combination of hardware components and software components. For example, devices and components described in the embodiments include a processor, a controller, an arithmetic logic unit (ALU), a digital signal processor, a microcomputer, a field programmable gate array (FPGA), and a programmable PLU (programmable logic unit). logic unit), microprocessor, or any other device capable of executing and responding to instructions. The processing device may run an operating system (OS) and one or more software applications running on the operating system. A processing device may also access, store, manipulate, process, and generate data in response to execution of software. For convenience of understanding, there are cases in which one processing device is used, but those skilled in the art will understand that the processing device includes a plurality of processing elements and/or a plurality of types of processing elements. It can be seen that it can include. For example, a processing device may include a plurality of processors or a processor and a controller. Other processing configurations are also possible, such as parallel processors.

Software may include a computer program, code, instructions, or a combination of one or more of the foregoing, which configures a processing device to operate as desired or processes independently or collectively. You can command the device. The software and/or data may be embodied in any tangible machine, component, physical device, computer storage medium or device to be interpreted by or to provide instructions or data to a processing device. have. Software may be distributed on networked computer systems and stored or executed in a distributed manner. Software and data may be stored on one or more computer readable media.

The method according to the embodiment may be implemented in the form of program instructions that can be executed through various computer means and recorded on a computer readable medium. In this case, the medium may continuously store a program executable by a computer or temporarily store the program for execution or download. In addition, the medium may be various recording means or storage means in the form of a single or combined hardware, but is not limited to a medium directly connected to a certain computer system, and may be distributed on a network. Examples of the medium include magnetic media such as hard disks, floppy disks and magnetic tapes, optical recording media such as CD-ROM and DVD, magneto-optical media such as floptical disks, and ROM, RAM, flash memory, etc. configured to store program instructions. In addition, examples of other media include recording media or storage media managed by an app store that distributes applications, a site that supplies or distributes various other software, and a server.

As described above, although the embodiments have been described with limited examples and drawings, those skilled in the art can make various modifications and variations from the above description. For example, the described techniques may be performed in an order different from the method described, and/or components of the described system, structure, device, circuit, etc. may be combined or combined in a different form than the method described, or other components may be used. Or even if it is replaced or substituted by equivalents, appropriate results can be achieved.

Therefore, other implementations, other embodiments, and equivalents of the claims are within the scope of the following claims.

Claims (20)

In the meeting passbook management method executed on a computer device,
The computer device includes at least one processor configured to execute computer readable instructions contained in a memory;
The meeting passbook management method,
connecting, by the at least one processor, meeting information including at least one member and a challenge for an authentication purpose to a meeting bankbook; and
Managing, by the at least one processor, the deposit of the member through the meeting bankbook based on the challenge.
including,
The management step is
By using the meeting bankbook to manage the deposit related to the challenge for each member,
Providing an interface for checking deposit details based on the authentication status of the challenge for each member
A meeting passbook management method comprising a. According to claim 1,
The linking step is
Creating the meeting information in a chat room including the member through interworking with a messenger
A meeting passbook management method comprising a. According to claim 1,
The linking step is
Setting the member and the challenge in the meeting bankbook in the process of creating the meeting bankbook
A meeting passbook management method comprising a. According to claim 1,
The meeting passbook management method,
Processing, by the at least one processor, authentication for the challenge using data acquired from the member's device.
A meeting passbook management method further comprising a. According to claim 4,
The processing step is
Authenticating that the challenge has been completed when a predetermined keyword is received through a chat room with the member
Meeting passbook management method characterized by. According to claim 4,
The processing step is
Determining whether the challenge is authenticated by comparing data received through the chat room with the member with a target value set as the challenge
A meeting passbook management method comprising a. According to claim 4,
The meeting passbook management method,
setting notification information related to the challenge, by the at least one processor; and
Providing, by the at least one processor, a notification requesting authentication of the challenge through a chat room with the member according to the notification information
A meeting passbook management method further comprising a. According to claim 1,
The management step is
Managing the deposit separately from the bank account balance in the meeting bank account
Meeting passbook management method characterized by. According to claim 1,
The management step is
Creating at least one sub-account in the meeting bankbook and managing the deposit as the sub-account
Meeting passbook management method characterized by. According to claim 4,
The meeting passbook management method,
Imposing, by the at least one processor, a penalty on the member based on whether or not the challenge has been authenticated.
A meeting passbook management method further comprising a. According to claim 10,
The step of imposing is
Deducting an amount determined according to the penalty from the deposit of the member
A meeting passbook management method comprising a. According to claim 10,
The meeting passbook management method,
Depositing, by the at least one processor, the balance of the deposit with the penalty imposed into the member's account when the performance period determined for the challenge expires;
A meeting passbook management method further comprising a. According to claim 4,
The meeting passbook management method,
providing an incentive to a member who has achieved certification criteria for the challenge, by the at least one processor;
A meeting passbook management method further comprising a. A computer program stored in a computer-readable recording medium in order to execute the meeting bankbook management method according to any one of claims 1 to 13 on a computer. In a computer device,
at least one processor configured to execute computer readable instructions contained in memory;
including,
The at least one processor,
a meeting bankbook linking unit for connecting at least one member to the meeting bankbook and meeting information including a challenge with an authentication purpose; and
Deposit management unit for managing the deposit of the member through the meeting bankbook based on the challenge
including,
The deposit management department,
Manage the deposit related to the challenge for each member using the meeting bankbook,
To provide an interface for checking deposit details based on the certification status of the challenge for each member
Characterized by a computer device. According to claim 15,
The meeting passbook connection part,
Creating the meeting information in a chat room including the member through interworking with a messenger
Characterized by a computer device. According to claim 15,
The at least one processor,
A challenge authentication unit that processes authentication for the challenge using data acquired from the member's device.
A computer device further comprising a. According to claim 17,
The at least one processor,
A notification providing unit for setting notification information related to the challenge and providing a notification requesting authentication of the challenge through a chat room with the member according to the notification information
A computer device further comprising a. According to claim 17,
The deposit management department,
Imposing a penalty on the member based on whether or not the challenge has been certified
Characterized by a computer device. According to claim 17,
The deposit management department,
To provide incentives to members who have achieved certification criteria for the above challenges
Characterized by a computer device.

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