KR102337265B1 - Method for dealing a digital token matching biometric identification - Google Patents

Abstract

The present invention relates to a digital token security transaction method of matching biometric information with a digital token derived from a cryptocurrency to interconnect the same with a telephone number and, more specifically, to a digital token transaction method using a detachable USB supporting security authentication technology of a digital token transaction interconnecting a random quantum number with biometric information, and a digital token transaction method using a detachable USB supporting security authentication technology. The method includes: a step (130b) in which a digital token transaction guide server (200a) determines whether a user is a recipient based on a telephone number for recipient authentication from a recipient terminal (400a) for user authentication after a fingerprint or/and vein matching information matching determination step (S130a); and a fingerprint/vein matching algorithm decoding step (S180a) in which fingerprint/vein matching authentication information is inputted such that a fingerprint/vein matching algorithm matched with the random quantum number can be decoded after a step (S170) of outputting a URL for recipient recognition to the recipient terminal.

Description

A secure transaction method for digital tokens that match biometric information with digital tokens and link them with phone numbers {Method for dealing a digital token matching biometric identification}

The present invention relates to a digital token security transaction method in which biometric information is matched with a digital token derived from virtual currency and linked with a phone number. A digital token transaction method using a removable USB and a digital token transaction method that can use a removable removable USB supporting security authentication technology.

The present inventor applied for a patent for a 3D stereoscopic imaging device as a fingerprint and finger vein authentication device according to Patent Application No. 10-2016-46122 for technical matters applied as the subject of this patent application, and also applied for a patent in domestic patent application No. 10 Patents have been applied for algorithms for fingerprints and fingerprints, fingerprints and finger veins, and finger veins and veins according to -2016-0153836, 10-2016-0157310, and 10-2016-0157311 Nos.

A digital virtual currency transaction system with a blockchain between parties, which is a background technology for applying this technology, has also been patented with patent registration Nos. 10-1673073 and 10-1628007.

In other words, the Bitcoin (same concept as virtual currency) (BTC, Bitcoin) system was developed in 2009 by an individual or group of programmers who use the pseudonym Nakamoto Satoshi, and basically does not depend on a specific computer or network. It is based on a distributed database based on P2P (pear to pear). In a word, it means that individual computers or servers with the Bitcoin (same concept as virtual currency) program installed are gathered to create the entire Bitcoin (same concept as virtual currency) system.

In this system, what we call Bitcoin (the same concept as virtual currency) is created through the act of Mining (originally it means Data Mining, that is, information processing, but in Korea, it means 'mining'). You can store the generated coins in your personal wallet and trade them. Currently, about 13.8 million of these bitcoins (same concept as virtual currency) are mined and distributed, and 21 million are scheduled to be mined sequentially by 2140.

If there is one key word in the description of Bitcoin (same concept as virtual currency), it is Mining.

Mining is usually a way to get new bitcoins (same concept as virtual currency). Bitcoin (same concept as virtual currency) The computer (terminal) composing the network competes to find an operation value that satisfies a specific condition. The process provided is called mining. However, this mining is not only a simple way to acquire Bitcoin (same concept as virtual currency), but also serves to authenticate transactions of Bitcoin (same concept as virtual currency).

Currently, world-class companies that accept payments in Bitcoin (same concept as virtual currency) include DELL (computer), MicroSoft (software), Expedia (the world's largest online travel agency), and Braintree, a subsidiary of PayPal (payment). The number is growing rapidly. You can check the approximate status of affiliated stores at http://coinmap.org.

The following is the structure of Crypto-Currency.

Crypto-currencies represented by Bitcoin (same concept as virtual currency) have a common type of transaction ledger called a blockchain.

As an overview, the general user downloads a wallet program of cryptocurrency to his/her computer. And install it on your computer. Then, as the program runs, it first starts to synchronize (match) with the blockchain recorded on itself and the network. Since the data is tens of gigabytes, it usually takes 3 to 7 days. When the synchronization is finished, you can create your own address (concept of an account in a bank) in your wallet and receive or transmit Bitcoin (same concept as virtual currency) through the address. In the case of Bitcoin (same concept as virtual currency), an address is a combination of 34 letters (uppercase and lowercase letters) and numbers starting with 1 (ex, 1MowqQrQJL5AeaDMpX35B6EiJ4qnXPJnFp).

Here, all cryptocurrencies (Crypto-Currency) running in the block chain system, including Bitcoin (same concept as virtual currency), become a pair of keys in the form of 'private key-public key (address)' by the user. have. The public key corresponds to a bank account number and the private key corresponds to a password, which is a pair that only fits each other.

Bitcoin (same concept as virtual currency) In the case of QT program (user personal wallet program), the private key is encrypted using the user password and stored in the member computer.

In the case of a Bitcoin (same concept as virtual currency) exchange web wallet, the private key is encrypted using the user password or the server's SALT and stored on the server.

In any case, the existing method is to store the private key on the server or on the member computer.

In other words, there is a possibility that an exchange security-related insider who knows the encryption method will decrypt the encrypted private key stored in the server and use it secretly.

When a member inquires about his or her account through the exchange server, the balance registered and stored in the server database (DB) is displayed. The actual balance in the address has no meaning to the member. The actual transfer of normal Bitcoin (same concept as virtual currency) requires 6 confirmations, but takes about an hour, so it is impossible to buy and sell frequently in a short time with this method.

Looking at this, as shown in FIGS. 1 to 4, the digital virtual currency transaction system having a block chain between the parties of the present invention includes a plurality of block chain holding servers 100 and block chain-based digital virtual currency transaction guide server 200. , it consists of a donor terminal 300 and a donor terminal 400 .

First, the plurality of block chain holding servers 100 verify the transaction information for digital virtual currency transaction with the transmitted block chain when the transaction information for digital virtual currency transaction with the block chain is transmitted. A member equipped with a block chain that authenticates a transaction and records transaction information for a digital virtual currency transaction with a block chain according to the authentication. They are devices that form a peer-to-peer network (P2P)-based distributed database, that is, a Bitcoin (same concept as virtual currency) network that performs digital virtual currency transactions with block chains through authentication and records.

In the configuration constituting the block chain holding server 100, a block chain-based digital virtual currency transaction guide server 200, which will be described later as operated by the Bitcoin (same concept as virtual currency) exchange side, belongs to one member. .

In addition, the propagation of transaction information for digital virtual currency transaction with block chain is promised by the protocol, and when transaction information for digital virtual currency transaction with block chain occurs, one node (here, block chain holding server) ) is propagated to the next 8 nodes specified, and through pyramid-type propagation, it repeatedly propagates to the next 8 nodes designated for each 8 nodes that receive the transaction information for digital virtual currency transaction with the block chain. It is completed by propagating to all blockchain holding servers 100 equipped with a block chain necessary to perform digital virtual currency transaction with block chain.

On the other hand, the block chain holding servers 100 are equipped with a block chain, and a server (or terminal) operated by a miner who mines digital virtual currency having a block chain or a user for digital virtual currency transaction with a block chain A terminal (for example, a PC or a smartphone) may also consist of one member when an electronic wallet having a block chain is mounted.

Types of digital virtual currency having a block chain with such transaction characteristics include Bitcoin (same concept as virtual currency), Litecoin, Darkcoin, Namecoin, Dogecoin, and Ripple.

The block chain-based digital virtual currency transaction guide server 200 generates a recipient recognition URL (A) that guides to recognize a recipient receiving a gift of digital virtual currency having a block chain when a donor transaction request signal is transmitted. When the personal information signal for authentication of the beneficiary is transmitted, the amount to be given to the donor is deducted from the amount information of the blockchain-based digital virtual currency held by the donor in the e-wallet, and the deducted amount is the beneficiary's e-wallet. A member that controls to generate transaction information for digital virtual currency transaction consisting of transaction details accumulated in the block chain-based digital virtual currency amount information of When transacting a digital virtual currency with a block chain, it performs a function that guides the transaction through the aforementioned URL (A) for recognition of the recipient without recognizing the public address consisting of 32 bytes. do.

To this end, the block chain-based digital virtual currency transaction guide server 200 includes information registered by a user when registering as a member for a block chain-based digital virtual currency transaction, including the member's ID, password, phone number including the mobile communication terminal, Member list information DB 211 in which member personal information including address is stored separately for each member, and a public address and private key of a blockchain-based digital virtual currency opened by a user who has signed up as a member and a DB unit 210 having an electronic wallet list information DB 212 in which an electronic wallet including block chain-based digital virtual currency amount information is stored separately for each member is mounted.

Through this, the block chain-based digital virtual currency transaction guide server 200 transmits the donor's personal information included in the donor transaction request signal when a donor transaction request signal is transmitted from the donor terminal 300, which will be described later, to member list information. After confirming that the member is a member by matching with the DB 211, a URL (A) for recognition of the beneficiary is generated and transmitted to the donor terminal 300, and a personal details signal for authentication of the beneficiary is transmitted from the beneficiary terminal 400 to be described later. The personal information of the beneficiary included in the personal details signal is matched with the member list information DB 211, and after confirming that the member is a member, the block chain-based digital virtual currency amount stored in the donor's electronic wallet information in the electronic wallet list information DB 212 Deduct the amount you want to donate to the beneficiary from the information, accumulate the deducted amount in the blockchain-based digital virtual currency amount information stored in the beneficiary's electronic wallet information, and then create transaction information for digital virtual currency transactions based on this. It performs a function of controlling the propagation to the blockchain holding servers 100 .

In this way, the donor and the beneficiary who own the donor terminal 300 and the beneficiary terminal 400 to be described later are subscribed to the blockchain-based digital virtual currency transaction guide server 200 as a member whose electronic wallet is managed.

The donor terminal 300 generates a donor transaction request signal including the amount information of the digital virtual currency having the block chain to be donated and the donor's personal information, and transmits it to the digital virtual currency transaction guide server 200, , a donor-side block chain-based digital virtual currency transaction app 310 that guides the recipient to designate and transmit the recipient recognition URL (A) transmitted from the digital virtual currency transaction guide server 200 This is the mounted terminal member.

Here, the donor-side blockchain-based digital virtual currency transaction app 310 is an application program, and is downloaded by accessing the App Store through the donor terminal 300 or to the aforementioned blockchain-based digital virtual currency transaction guide server 200. You can directly access it, download it, install it, and use it.

In addition, the donor terminal 300 stores a block chain-based digital virtual currency transaction screen 510 for inputting an amount of digital virtual currency having a block chain and selecting an instant messenger.

In this block chain-based digital virtual currency transaction screen 510, the amount display field 511 in which the amount of digital virtual currency having the block chain to be donated is displayed, the instant messengers mounted on the donor terminal 300 are displayed, and the displayed Among the instant messengers, an instant messenger selection box 512 for selecting the donor's side instant messenger to which the donor is subscribed, a text input field 513 for inputting and displaying a message to be transmitted to the recipient, and a transmission menu requesting data transmission ( 514).

Through this, the donor side block chain-based digital virtual currency transaction app 310 of the donor terminal 300 clicks the transmission menu 514 of the block chain-based digital virtual currency transaction screen 510, the amount display field 511 ), the amount information of the digital virtual currency with the displayed block chain, the selected IM identification information selected through the instant messenger selection box 512, and the personal information of the donor being stored and managed to generate a transaction request signal for the donor. become angry

The transaction process of digital virtual currency having a block chain between the parties using the digital virtual currency transaction system having a block chain between the parties of the present invention having the above configuration will be described as follows.

First, when the donor executes (S110) the donor-side blockchain-based digital virtual currency transaction app 310 mounted on the donor terminal 300, the executed donor-side block chain-based digital virtual currency transaction app 310 Controls the stored and managed blockchain-based digital virtual currency transaction screen 510 to be output and displayed (S120) through the information output unit 301 of the donor terminal 300 .

Thereafter, the donor enters the input form in the amount display field 511, the instant messenger selection field 512, and the text input field 513 on the block chain-based digital virtual currency transaction screen 510 displayed through the information output unit 301. If the send menu 514 is clicked in the state in which the input is correct, the donor-side block chain-based digital virtual currency transaction app 310 displays the amount information of the digital virtual currency input through the block chain-based digital virtual currency transaction screen 510 , the selected IM identification information and the stored and managed donor's personal information are collected to generate a transaction request signal for the donor and transmitted to the blockchain-based digital virtual currency transaction guide server 200 (S130).

After that, when the block chain-based digital virtual currency transaction information server 200 transmits a donor transaction request signal from the donor terminal 300, the donor's personal information included in the donor transaction request signal is transferred to the member list information DB (211). By matching with and confirming that you are a member, a URL (A) for beneficiary recognition that guides you to recognize a beneficiary who is gifted with digital virtual currency having a block chain is generated and transmitted to the donor terminal 300 (S140).

After that, the donor-side blockchain-based digital virtual currency transaction app 310 of the donor terminal 300 transmits the donor recognition URL (A) from the blockchain-based digital virtual currency transaction guide server 200, select IM identification In a state where the donor-side instant messenger corresponding to the information is controlled to be automatically executed, the donor-side instant messenger URL display guidance screen (refer to FIG. 3b) in which the donor-side instant messenger URL (A) is inserted and displayed in the automatically executed donor-side instant messenger It is controlled to be output through the information output unit 301 (S150).

Thereafter, the donor-side instant messenger of the donor terminal 300 designates the donor account of the instant messenger that the donor requests for delivery of the donor-identifying URL (A) through the donor designation guide screen for the donor-side instant messenger (refer to FIG. 3c ). If so, the URL (A) for recognition of the recipient is transmitted to the recipient terminal 400 corresponding to the recipient account (S160).

Thereafter, in the recipient's instant messenger of the recipient terminal 400, a URL display guide screen for the recipient's instant messenger in which the transmitted recipient recognition URL (A) is inserted and displayed (refer to FIG. 3D ) is output through the information output unit 401 ( S170) to be controlled.

After that, when the recipient recognition URL (A) displayed on the recipient side instant messenger of the recipient terminal 400 is clicked, the recipient side block chain-based digital virtual currency transaction app 410 is automatically executed in conjunction with this (S180) .

The beneficiary side block chain-based digital virtual currency transaction app 410 of the automatically executed beneficiary terminal 400 generates a personal details signal for beneficiary authentication including the personal information of the beneficiary who receives a digital virtual currency gift with a block chain, This is controlled to be transmitted (S190) to the digital virtual currency transaction guide server 200.

After that, when the block chain-based digital virtual currency transaction guide server 200 transmits the personal details signal for authentication of the beneficiary from the beneficiary terminal 400, the personal information of the beneficiary included in the personal information signal for authentication of the beneficiary is stored in the member list information DB. (211), after confirming that the donor is a member, deduct the amount to be donated to the beneficiary from the blockchain-based digital virtual currency amount information stored in the donor's electronic wallet information in the electronic wallet list information DB 212 After accumulating as much as the amount of digital virtual currency amount information stored in the beneficiary's electronic wallet information, based on this, transaction information for digital virtual currency transaction with a block chain is generated and transmitted to the designated block chain holding servers ( 100 ). Transmit (S200).

After that, when the designated individual block chain holding server 100 transmits the transaction information for digital virtual currency transaction with the block chain, it verifies the transmitted transaction information for digital virtual currency transaction with the block chain based on blockchain By authenticating a virtual currency transaction, and recording transaction information for a digital virtual currency transaction having a block chain according to the authentication (S210), the transaction is authenticated.

Thereafter, the blockchain-based digital virtual currency transaction guide server 200 transmits a message to the donor terminal 300 stating that the digital virtual currency having the block chain has been paid to the donor.

After that, when a message is transmitted from the blockchain-based digital virtual currency transaction guide server 200 to the donor-side blockchain-based digital virtual currency transaction app 310 of the donor terminal 300, the donor side corresponding to the selected IM identification information In a state where the instant messenger is controlled to be automatically executed, a payment confirmation guide screen for the donor instant messenger in which a message is inserted and displayed in the automatically executed donor instant messenger (refer to FIG. 3E ) is controlled to be output through the information output unit 301 .

In addition, when a message is transmitted from the blockchain-based digital virtual currency transaction guide server 200, the beneficiary side block chain-based digital virtual currency transaction app 410 of the recipient terminal 400 automatically executes the recipient side instant messenger. In the controlled state, the control is performed so that the accumulated storage guide screen for the recipient's instant messenger (refer to FIG. 3F ) in which a message is inserted and displayed in the automatically executed recipient's instant messenger is output through the information output unit 401 .

However, in the digital virtual currency transaction system having the block chain between the parties as described above, if the private key corresponding to each unique address, that is, the public address and password, is lost, Bitcoin (virtual currency) Same concept as ), there is a problem in the security and hacking.

Moreover, the actual transfer of Bitcoin (same concept as virtual currency) requires 6 confirmations, but takes about an hour, so there is a problem in that it is impossible to buy and sell frequently in a short time with this method.

In addition, when transferring Bitcoin (same concept as virtual currency) and the biometric authentication coin of the patent applicant by biometric authentication, a different type of app is required for each device when transferring by the fingerprint reader installed in the smartphone. In case of using it on a computer, there was a problem in that it was possible only by installing a separate fingerprint reader.

In addition, the Galaxy A Quantum is a newly released Samsung smartphone from SKT. It is equipped with quantum security for the first time in the world, so the technology to send and receive important information related to login and finance more safely than before has been completed.

Quantum random number generation, which is still unfamiliar, has developed into a technology that can protect important information from the risk of hacking because it can encrypt important data by generating random numbers using the randomness of light that has no specific pattern and is unpredictable.

As you can see from the name Galaxy A Quantum taken from QRNG, that is, Quantum Random Number Generator, a quantum random number generation chipset with a size of 2.5 mm inside the device, not only the general public, but also people in important security-related tasks such as finance or military personnel. known to be suitable for

However, even though such a quantum random number generation chipset has been developed, its application field has not been clearly defined, leading to the development of a technology that matches the biometric information of fingerprints/finger veins.

In addition, the present invention is to develop a digital token security transaction method in which biometric information is matched with a digital token derived from virtual currency and linked with a phone number, followed by security authentication technology for digital token transaction linking quantum random numbers and biometric information The purpose is to develop a digital token transaction method using a removable and removable USB that supports

Therefore, it is an object of the present invention to not only need to create a different type of app for each device, even if the digital token and the biometric authentication coin of the patent applicant are transferred by biometric authentication, even if it is transferred by the fingerprint reader mounted in the smart phone. The purpose is to develop a general-purpose fingerprint (including finger veins) recognizer that can be used in computers and operate it with a quantum random number generation chipset.

Moreover, when the fingerprint conversion device of another type of the present invention comes into contact with the fingerprint, the ridges and grooves of the fingerprint are separated, and not by binary data output as a digital electrical signal, so that it can be linked with other digital electrical signals. There is this.

In addition, another type of finger vein conversion device of the present invention divides the image screen of the finger capillaries obtained through the preprocessing unit that visualizes the images of capillaries into matrix blocks, and divides the image screen into blocks according to the presence or absence of the divided capillary images. By not relying on binary data output as a digital electrical signal, the purpose is to enable interlocking with other digital electrical signals.

In the present invention, first, when the donor terminal 300a executes (S110) the donor-side digital token transaction app 310a mounted according to the donor’s selection, the executed donor-side digital token transaction app 310a) Displaying the stored and managed digital token transaction screen 510 through the information output unit 301 of the donor terminal 300a on the display unit of a smart phone or USB (S120); At this time, after the output is displayed (S120) through the information output unit 301 of the donor terminal 300a, the digital token transaction app 310a is the fingerprint by the fingerprint or / and finger vein information authentication means for self-authentication. Or/and finger vein information requires biometric authentication on the donor side consisting of binary data determined according to the presence or absence of fingerprint or/and finger vein image pattern of each pixel, where the fingerprint or/and finger vein information is the Fingerprint and/or finger vein information matching step (S130a) to determine whether it is matched with the electronic encryption source;
In the fingerprint and/or finger vein information matching step (S130a), the digital token transaction app 310a does not determine whether the fingerprint and/or finger vein information matches the electronic cryptographic source of the digital token. In the case of , the transaction is terminated, and after the fingerprint or/and finger vein information matching step (S130a), the donor displays the amount in the digital token transaction screen 510 displayed through the information output unit 301 ( 511), the instant messenger selection box 512 and the text input field 513 are entered according to the input form and the send menu 514 is clicked, the donor-side digital token transaction app 310a displays the digital token transaction screen 510 ), collects the amount information of the digital token, the selected IM identification information, and the stored and managed donor's personal information to generate a transaction request signal for the donor and transmit it to the digital token transaction guide server 200a (S130) ; Then, the digital token transaction guide server 200a matches the donor's personal information included in the donor transaction request signal with the member list information DB 211 when the donor transaction request signal is transmitted from the donor terminal 300a, After confirming that the member is a member, generating a recipient recognition URL (A) that guides the recipient of a digital token gift with a block chain to be recognized, and transmitting it to the donor terminal 300a (S140); Then, when the donor-side digital token transaction app 310a of the donor terminal 300a transmits the donor recognition URL (A) from the digital token transaction guide server 200a, the donor-side instant messenger corresponding to the selected instant identification information In the state in which is controlled to be automatically executed, the URL display guide screen for the donor-side instant messenger in which the URL (A) for recognition of the recipient is inserted and displayed in the automatically executed donor-side instant messenger (see FIG. 3b ) is displayed through the information output unit 301 . controlling the output to be output (S150); Thereafter, in the donor-side instant messenger of the donor terminal 300a, the donor designates the donor account of the instant messenger that the donor requests delivery of the recipient-recognized URL (A) through the donor designation guide screen for the donor-side instant messenger (refer to FIG. 3c ). If so, transmitting the URL (A) for recognizing the recipient to the recipient terminal 400a corresponding to the recipient account (S160); Thereafter, in the recipient's instant messenger of the recipient terminal 400a, the URL display guide screen for the recipient's instant messenger in which the transmitted recipient recognition URL (A) is inserted and displayed (see FIG. 3D ) is output through the information output unit 401 step (S170); Thereafter, when the recipient-side instant messenger of the recipient terminal 400a is clicked on the recipient-recognized URL (A) displayed on the recipient-side instant messenger, the recipient-side digital token transaction app 410a is automatically executed in conjunction with this step (S180); The auto-executed beneficiary terminal (400a) of the digital token transaction app 410a on the side of the beneficiary generates a personal details signal for the beneficiary authentication including the personal information of the beneficiary who receives the digital token, and it is a digital token transaction guide server (200a). transmitting to (S190); Thereafter, when the digital token transaction guide server 200a transmits the personal details signal for authentication of the beneficiary from the beneficiary terminal 400a, the personal information of the beneficiary included in the personal details signal for authentication of the beneficiary is transferred to the member list information DB 211 and After matching and confirming that the beneficiary is a member, the digital token amount information stored in the electronic wallet information of the donor in the electronic wallet list information DB 212 is deducted by the amount to be donated to the beneficiary, and the deducted amount is the electronic wallet information of the beneficiary. After accumulating in the digital token amount information stored in the , generating transaction information for digital token transaction based on this and transmitting it to the designated donor terminal 300a (S200); At this time, the digital token transaction guide server 200a is a request to convert the donor of the token matched with the electronic encryption source of the digital token and the electronic algorithm source of the fingerprint or finger vein into a beneficiary by the authentication signal of the fingerprint or finger vein, whether there is a request Determining and converting the information of the donor-recipient's fingerprint or finger vein authentication information conversion step (S210a); Thereafter, when the digital token transaction transaction information is transmitted, the designated individual donor terminal 300a authenticates the digital token transaction by verifying the transmitted digital token transaction transaction information, and according to the authentication, the digital token transaction transaction recording information (S210); It is a digital token security transaction method that matches biometric information with a digital token and links it with a phone number.

And, in the present invention, when the donor-side digital token transaction app 310a is executed (S110), the donor terminal 300a checks whether the fingerprint/finger vein authentication means 300a is connected by USB. After determining (S120a), and after output is displayed (S120) through the information output unit 301 of the donor terminal 300a, the digital token transaction app 310a generates a quantum random number of a smart phone or USB determining whether to generate a random number in the device (S120b); After the quantum random number generation step (S120b), determining whether to match the quantum random number with a fingerprint or/and finger vein algorithm (S120c); After the quantum random number matching step (S120c), a fingerprint/finger vein authentication information input confirmation step (S120d) of determining whether fingerprint/finger vein authentication information is input to match the quantum random number so that a transaction can be made; It is a secure transaction method of a digital token that matches biometric information with a digital token, characterized in that it further comprises a phone number and interlocks it with a phone number.

And, in the present invention, after the fingerprint or / and finger vein information matching step (S130a), the digital token transaction guide server 200a for self-authentication is a phone number for authentication of the beneficiary from the beneficiary terminal 400a. After the step of determining whether the recipient is a recipient (130b), and outputting the URL for recognizing the recipient to the recipient terminal (S170), the fingerprint/fingerprint algorithm matched with the quantum random number can be decoded. It is a secure transaction method of digital tokens that match biometric information with digital tokens and link them with phone numbers, characterized in that it further includes a fingerprint/finger vein algorithm decoding step (S180a) that allows input by MAC authentication information.

And, in the present invention, first, when the donor terminal 300a executes (S110) the donor-side digital token transaction app 310a mounted according to the donor’s selection, the executed donor-side digital token transaction app ( 310a) outputs and displays the stored and managed digital token transaction screen 510 through the information output unit 301 of the donor terminal 300a on the display unit of the smartphone (S120); At this time, in order to prevent the exposure of all information, it is requested by the fingerprint or/and finger vein authentication means whether the electronic encryption source of the digital token and the electronic algorithm source of the fingerprint or finger vein are matched. / And determining whether the finger vein authentication information is matched (S130a); Thereafter, for self-authentication, the digital token transaction guide server 200a determines whether the recipient is a recipient with a phone number for authentication of the recipient from the recipient terminal 400a (130b);
In the step 130b of determining whether the recipient is a recipient with the phone number for authentication of the recipient, if the digital token transaction guide server 200a does not perform authentication with the phone number for verification of the recipient, the transaction is terminated, and conversely, authentication of the recipient When authentication is performed with a phone number for use, the donor terminal 300a displays an amount display field 511, an instant messenger selection field 512 and text on the digital token transaction screen 510 displayed through the information output unit 301. When the send menu 514 is clicked in the state entered in the input field 513 according to the input form, the donor-side digital token transaction app 310a displays the digital token amount information input through the digital token transaction screen 510. , generating a transaction request signal for the donor by collecting the selected IM identification information and the stored and managed donor's personal information, and transmitting it to the digital token transaction guide server 200a (S130); Then, the digital token transaction guide server 200a matches the donor's personal information included in the donor transaction request signal with the member list information DB 211 when the donor transaction request signal is transmitted from the donor terminal 300a, After confirming that the member is a member, generating a recipient recognition URL (A) that guides the recipient to recognize a digital token gift recipient, and transmitting it to the donor terminal 300a (S140); Then, when the donor-side digital token transaction app 310a of the donor terminal 300a transmits the donor recognition URL (A) from the digital token transaction guide server 200a, the donor-side instant messenger corresponding to the selected instant identification information In the state in which is controlled to be automatically executed, the URL display guide screen for the donor-side instant messenger in which the URL (A) for recognition of the recipient is inserted and displayed in the automatically executed donor-side instant messenger (see FIG. 3b ) is displayed through the information output unit 301 . controlling the output to be output (S150); Thereafter, in the donor-side instant messenger of the donor terminal 300a, the donor designates the donor account of the instant messenger that the donor requests delivery of the recipient-recognized URL (A) through the donor designation guide screen for the donor-side instant messenger (refer to FIG. 3c ). If so, transmitting the URL (A) for recognizing the recipient to the recipient terminal 400a corresponding to the recipient account (S160); Thereafter, in the recipient's instant messenger of the recipient terminal 400a, the URL display guide screen for the recipient's instant messenger in which the transmitted recipient recognition URL (A) is inserted and displayed (see FIG. 3D ) is output through the information output unit 401 step (S170); Then, when the recipient-side instant messenger of the recipient terminal 400a is clicked on the recipient-recognized URL (A) displayed on the recipient-side instant messenger, the recipient-side digital token transaction app 410 is automatically executed in conjunction with this step (S180); The auto-executed beneficiary terminal (400a) of the digital token transaction app 410a on the side of the beneficiary generates a personal details signal for the beneficiary authentication including the personal information of the beneficiary who receives the digital token, and it is a digital token transaction guide server (200a). transmitting to (S190); Thereafter, when the digital token transaction guide server 200a transmits the personal details signal for authentication of the beneficiary from the beneficiary terminal 400a, the personal information of the beneficiary included in the personal details signal for authentication of the beneficiary is transferred to the member list information DB 211 and After matching and confirming that the beneficiary is a member, the digital token amount information stored in the electronic wallet information of the donor in the electronic wallet list information DB 212 is deducted by the amount to be donated to the beneficiary, and the deducted amount is the electronic wallet information of the beneficiary. After accumulating in the digital token amount information stored in the , generating transaction information for digital token transaction based on this and transmitting it to the designated donor terminal 300a (S200); At this time, the digital token transaction guide server 200a is a request to convert the donor of the token matched with the electronic encryption source of the digital token and the electronic algorithm source of the fingerprint or finger vein into a beneficiary by the authentication signal of the fingerprint or finger vein, whether there is a request Determining and converting the information of the donor-recipient's fingerprint or finger vein authentication information conversion step (S210b); Thereafter, when the digital token transaction transaction information is transmitted, the designated individual donor terminal 300a authenticates the digital token transaction by verifying the transmitted digital token transaction transaction information, and according to the authentication, the digital token transaction transaction recording information (S210); It is a secure transaction method of digital tokens that match biometric information with digital tokens and link them with a phone number, characterized in that it comprises a.

And, in the present invention, the fingerprint or/and finger vein authentication means is a digital token security transaction method in which biometric information, characterized in that it is an iris or/and face authentication means, is matched with a digital token and linked with a phone number.

As described above, the present invention develops a digital token security transaction method in which biometric information is matched with a digital token derived from virtual currency and linked with a phone number, followed by security authentication technology for digital token transaction linking quantum random numbers and biometric information By providing a digital token transaction method using a removable and detachable USB that supports Developing a transaction method has the effect of blocking hacking.

And, by matching the quantum random number that can be derived from such a quantum random number generation chipset with the biometric information algorithm of fingerprint/finger veins, anyone can match the biometric information of the random quantum random number in the case of security and hacking prevention of virtual currency is effective as an anti-hacking technology that no one can solve.

In addition, according to the present invention, when the digital token and the biometric authentication coin of the patent applicant are transferred by biometric authentication, even if the transfer is made by the fingerprint reader mounted on the smart phone, it is not necessary to create a different type of app for each device, as well as in the computer. It has the effect of developing a universal fingerprint (including finger veins) recognizer that can be used and operating it with a quantum random number generation chipset.

Moreover, when the fingerprint conversion device of another type of the present invention comes into contact with the fingerprint, the ridges and grooves of the fingerprint are separated, and not by binary data output as a digital electrical signal, so that it can be linked with other digital electrical signals. have.

In addition, another type of finger vein conversion device of the present invention divides the image screen of the finger capillaries obtained through the preprocessing unit that visualizes the images of capillaries into matrix blocks, and divides the image screen into blocks according to the presence or absence of the divided capillary images. By not relying on binary data output as a digital electrical signal, there is an effect of enabling interlocking with other digital electrical signals.

1 is an overall configuration diagram showing a digital virtual currency transaction system having a block chain between parties of the prior invention;
2 is a block diagram showing the DB unit mounted on the block chain-based digital virtual currency transaction guide server among the components constituting the digital virtual currency transaction system with the block chain between the parties of the prior invention;
3A is a diagram showing a block chain-based digital virtual currency transaction screen stored in a donor terminal during the configuration of a digital virtual currency transaction system having a block chain between parties of the prior invention;
FIG. 3b shows a donor recognition URL during a transaction process of a digital virtual currency having a block chain between parties using the conventional digital virtual currency transaction system having a block chain between parties according to the prior invention on the donor's instant messenger mounted on the donor terminal. A drawing showing the displayed donor-side instant messenger URL display guide screen;
Figure 3c is a donor side that selects a donor on the instant messenger of the donor side mounted on the donor terminal during the transaction process of the digital virtual currency having the block chain between the parties using the transaction system of the digital virtual currency with the block chain between the parties of the prior invention Drawing showing the donor designation guide screen for instant messenger,
Figure 3d shows the recipient recognition URL on the recipient's instant messenger mounted on the recipient terminal during the transaction process of the digital virtual currency having the block chain between the parties using the transaction system of the digital virtual currency with the block chain between the parties of the prior invention. A drawing showing the displayed URL display guide screen for the recipient's instant messenger;
Figure 3e is a block chain of the donor on the donor's instant messenger mounted on the donor terminal during the transaction process of the digital virtual currency having the block chain between the parties using the transaction system of the digital virtual currency with the block chain between the parties of the prior invention. A drawing showing a payment confirmation guide screen for an instant messenger on the donor's side indicating that the digital virtual currency has been paid,
Figure 3f shows the electronic wallet of the recipient on the instant messenger of the recipient side mounted in the recipient terminal during the transaction process of digital virtual currency having a block chain between the parties using the transaction system of the digital virtual currency with the block chain between the parties of the prior invention. A drawing showing the cumulative storage guide screen for the donor side instant messenger that guides the cumulative storage of digital virtual currency with the block chain sent by the donor;
4 is a flowchart illustrating a digital virtual currency transaction process having a block chain between parties using the conventional digital virtual currency transaction system having a block chain between parties of the present invention.
5 is a block diagram of matching a token with fingerprint/finger vein authentication information using the digital token transaction system using the USB of the present invention.
6 is a block diagram illustrating a digital token transaction process having a block chain between parties using the digital token transaction system of the present invention, and FIG. 7 is a first embodiment of the present invention, a party using a USB It is a flowchart showing the digital token transaction process between the parties using the inter-digital token transaction system.
7 is a block diagram showing a conversion device in which quantum random numbers of the present invention are matched with fingerprint/finger vein information.
8 is an overall configuration diagram showing a digital token transaction system between parties of the present invention.
9 is a view showing an example of the internal electronic configuration of the authentication device of the present invention.
10 shows a finger fingerprint surface (a) and a finger side surface (b) of the same finger photographed by the finger vein image sensor and the finger fingerprint image sensor.
10 is a view showing the image of the fingerprint and the finger veins for two fingers of the present invention separately.
11 is a view showing an input/output integrated module that interlocks an algorithm of a fingerprint and a finger vein.
12 is a flowchart for requesting registration of fingerprints and finger veins.
13 is a flowchart for requesting authentication of fingerprints and finger veins.
14 is a flowchart for requesting deletion of fingerprints and finger veins.
15 is an exemplary configuration diagram of a fingerprint or/and finger vein imaging authentication device according to an embodiment applied in the present invention;
16 is a block diagram showing the configuration of a fingerprint recognition device to which the analog processing circuit and digital processing circuit of the first conventional fingerprint invention applied to the present invention are applied.
17 is a block diagram showing the configuration of a single-chip fingerprint recognition device according to the second conventional fingerprint invention applied to the present invention.
18 is a block diagram showing a single-chip implementation example of a fingerprint recognition device according to a conventional second fingerprint invention applied to the present invention.
19 is an exemplary diagram comparing fingerprint recognition using a specific point of a fingerprint according to the conventional third fingerprint invention applied to the present invention;
20 is a flowchart illustrating the operation process of the biometric security device according to an embodiment of the prior art finger vein invention applied to the present invention;
21 is a diagram illustrating the setting of a reference point of an effective site during capillary imaging of a conventional finger vein invention applied to the present invention;
22 is a diagram illustrating the image segmentation and binarization process of the preprocessor of the conventional finger vein invention applied to the present invention.
23 is an external view of a finger vein pattern input device according to an embodiment of the prior art applied to the present invention.
24 is a cross-sectional view of FIG. 23 applied to the present invention.
25 and 26 are flow charts showing that a digital token transaction system using fingerprint/finger vein information in USB as an embodiment of the present invention performs a transaction process of a token matched with a quantum random number fingerprint/finger vein information. .
27 is a digital token payment flowchart using a general customer terminal of the present invention.
28 is a diagram conceptually illustrating an image acquisition mechanism of a finger vein and a finger fingerprint of the authentication device according to an embodiment of the present invention.
29 is a diagram of a smart phone conceptually illustrating a fingerprint and finger vein image acquisition mechanism of the authentication device using the USB of the present invention according to FIGS. 25 and 26, and FIG. 30 is the USB of the present invention according to FIGS. 25 and 26 It is a diagram of a smartphone conceptually illustrating the fingerprint image acquisition mechanism of the authentication device used, and FIG. 31 is a smartphone conceptually illustrating the finger vein image acquisition mechanism of the authentication device using the USB according to FIGS. 25 and 26 according to the present invention. It is a drawing.
And, Figure 32 is a schematic diagram of a device matched with finger vein information in which a quantum quantum random number security chip is formed using a digital virtual currency transaction system having a block chain between parties using USB as an embodiment of the present invention, 33 is a schematic diagram of a device matched with fingerprint information in which a security chip of a quantum quantum random number is formed using a digital virtual currency transaction system having a block chain between parties using USB as an embodiment of the present invention.
34 is a diagram of a smartphone conceptually illustrating a fingerprint image acquisition mechanism of the authentication device using a vertical style USB according to the present invention according to FIGS. 25 and 26 .

Hereinafter, the present invention will be described in detail so that those skilled in the art can easily understand and reproduce it through preferred embodiments of the present invention described with reference to the accompanying drawings.

Since the meaning of use may be included along with the meaning of each use of the term "or", the term E sometimes includes the concept of "or/and".

Hereinafter, an embodiment of the present invention will be described in detail with reference to FIG. 5 attached thereto.

5 is a block diagram of matching a token with fingerprint/finger vein authentication information using the digital token transaction system using the USB of the present invention.

The main controller (CPU) 340 shown in the block diagram for matching the token with biometric authentication information using the digital token transaction system having the inter-party block chain of the present invention in FIG. 5 is the encrypted digital token as described above. (315), the encrypted fingerprint / finger vein algorithm 415 as described above, the donor terminal 300 including a fingerprint / finger vein recognizer, and a removable fingerprint / finger vein authentication means (300a) linked thereto And, the recipient terminal 400 including a fingerprint / finger vein recognizer and a removable fingerprint / finger vein authentication means (400a) interlocked therewith, and the electronic encryption source and fingerprint / of the digital token 315 encrypted here A conversion device 500 that matches the electronic algorithm source of the algorithm 415 of the finger vein, and a donor-recipient fingerprint/finger vein conversion device 600 that converts the donor's token into the donor's token, and displays the token transaction status It consists of a token transaction status indicator 700, a quantum random number generator (QRNG) 900, and an encryption/decryption processor 910, and a fingerprint recognition device that transmits all commands and data so that they can be encrypted using an encryption code. It is formed as an interface 920, and then a phone number authentication processing unit 930 by phone number is formed for user authentication.

Hereinafter, an embodiment of the present invention will be described in detail with reference to FIGS. 6 and 7 attached thereto.

6 is a block diagram illustrating a digital token transaction process having a block chain between parties using the digital token transaction system of the present invention, and FIG. 7 is a first embodiment of the present invention, a party using a USB It is a flowchart showing the digital token transaction process between the parties using the inter-digital token transaction system.

In the present invention, the authentication information of the fingerprint or finger vein is matched and stored for each basic unit of the file of the digital token by the matching program 344, and the authentication information of the donor's fingerprint or finger vein is stored in the digital token transaction guide server 200. With respect to the digital token that can be converted into authentication information of the donor's fingerprint or finger vein by The digital token transaction guide server 200 determines whether there is a request to convert the authentication information of the donor's fingerprint or finger vein stored in matching with the digital token file into the authentication information of the donor's fingerprint or finger vein, It is a digital token issued by matching a digital token characterized by converting its information with a biometric authentication signal.

Here, as will be described later, the fingerprint/finger vein authentication information is iris/face authentication information.

In this regard, the technical content and transaction method will be described in detail.

The first file ( The electronic encryption source 316 provided in 315a) is converted in the general matching program 340a, and the electronic algorithm source 416 provided in the fingerprint / finger vein algorithm 415 is converted in the general matching program 340a, These are to be fused by the matching program 344 so that they can be transacted as a basic unit of transmission.

That is, in the starting stage, the authentication information of the fingerprint or finger vein is matched and stored for each basic unit of the file of the digital token by the matching program 344, and the authentication information of the donor's fingerprint or finger vein is stored in the digital token transaction guide server 200 ), the donor terminal 300 for a digital token that can be converted into authentication information of the fingerprint or finger vein of the donor by Or it is processed by the finger vein authentication information matching determination step (S130a).

And, in the transfer step, the authentication information of the fingerprint or finger vein is matched and stored for each basic unit of the file of the digital token by the matching program 344. With respect to the digital token that can be converted into authentication information of the donor's fingerprint or finger vein by the server 200, the blockchain-based digital token transaction guide server 200 matches the file of the digital token and stores the donor's fingerprint or It is processed by the donor-recipient's fingerprint or finger vein authentication information conversion step (S210a), which determines whether there is a request to convert the authentication information of the finger vein into the authentication information of the recipient's fingerprint or finger vein, and converts this information .

Unexplained reference numerals 315b and 315c indicate the number of second and third files of the digital token following the first file, which is the basic unit of the digital token.

Of course, in order to transmit a large amount, it is desirable to create and operate a program of a lump-sum payment method.

In the code display, the same code with the same technical content as that of the prior art is used the same.

The following describes a cryptocurrency transaction method that uses quantum quantum random numbers to match fingerprint/finger vein information as a security measure.

7 is a block diagram showing a conversion device in which quantum random numbers of the present invention are matched with fingerprint/finger vein information.

As shown in FIG. 7, in the present invention, the encrypted random number encryption source 316d provided from the random number 315d generated by the quantum random number generator 900 linked with the general matching program 340a is the general matching program 340a. ), and the electronic algorithm source 416 provided by the fingerprint / finger vein algorithm 415 is converted in the general matching program 340a, so that they can be fused by the matching program 344, the basic unit of transmission will become available for trading.

Of course, in order to transmit a large amount, it is desirable to create and operate a program of a lump-sum payment method.

First, in order to help understanding of the technical content of the present invention, the donor terminal 300a and the donor terminal 400a, which are the technical contents that form the basis of the present invention, even in the prior art related to FIG. 1, will be described in detail.

8 is an overall configuration diagram showing a digital token transaction system between parties of the present invention.

The donor terminal 300a generates a donor transaction request signal including the amount information of the digital token to be donated and the donor's personal information, and transmits it to the digital token transaction guide server 200a, and the digital token transaction guide It is a terminal member equipped with a donor-side digital token transaction app 310a that guides the recipient to designate and transmit the recipient recognition URL (A) transmitted from the server 200a.

Here, the donor-side blockchain-based digital token transaction app 310a is an application program, and is downloaded by accessing the App Store through the donor terminal 300a or directly connected to the aforementioned digital token transaction guide server 200a. It can be installed and used.

It is possible to use the hybrid web instead of the app 310a, and by activating the hybrid web, it is possible to access or transmit information here.

In addition, the donor terminal 300a controls the donor terminal 300a according to the user's operation in order to operate the donor-side digital token transaction app 310a, or an information input unit such as a keypad that generates a user input signal for operating. , an information storage unit in which data such as the donor's personal information to be described later or the donor-side digital token transaction app 310a, which is a dedicated program, is stored, and multimedia information such as a digital token transaction screen 510 to be described later. Information output It is composed of a control unit that performs overall operation control of the unit 301 and the donor terminal 300a, and only the information output unit 301 is designated with reference numerals to clearly limit the present invention, which will be described later in the donor terminal 400a. ), only the information output unit 401 is indicated with reference numerals.

As such, the donor terminal 300a performing the function includes palmtops, personal digital assistants (PDAs), communication terminal devices such as smart phones capable of Internet access, portable multimedia player (PMP), or UMPC (Ultra). - It can be applied to various terminals such as mobile PC) and MID (Mobile Internet Device), which is equally applicable to the recipient terminal 400a to be described later.

The beneficiary terminal 400a is automatically executed when clicking the URL (A) for recognizing the donor, from which the URL (A) for recognizing the recipient is transmitted from the donor terminal (300a), and receiving a digital token with a block chain. It is a terminal member equipped with a beneficiary-side block chain-based digital token transaction app (410a) that generates a personal details signal for authentication of the recipient including information and controls it to be transmitted to the digital token transaction guide server (200a).

Here, the donor-side digital token transaction app 310a and the donor-side digital token transaction app 410a are the same app, and prefixes of the donor side and the donor side are attached to clearly distinguish them.

In addition, it is preferable that the donor terminal 300a and the donor terminal 400a be provided based on an instant messenger (IM) so that the donor can easily select a donor who wants to give a digital token having a block chain.

To this end, the donor-side instant messenger is mounted on the donor terminal 300a, and the donor-side instant messenger is mounted on the donor terminal 400a.

As such, the donor-side instant messenger and the donor-side instant messenger are the same instant messenger, and here too, prefixes of the donor side and the recipient side are attached to clearly distinguish them.

Through this, the donor-side blockchain-based digital token transaction app 310a of the donor terminal 300a collects and transmits selective IM identification information identifying the donor-side instant messenger designated by the donor in the donor transaction request signal, When the donor recognition URL (A) is transmitted from the digital token transaction guide server 200a, the donor-side instant messenger designated by the donor is automatically executed while the donor-side instant messenger is automatically executed. (A) is output, and the donor's instant messenger sends the donor's instant messenger to the donor's terminal 400a corresponding to the donor's account when the donor designates a beneficiary account of the instant messenger that requests delivery of the beneficiary URL (A). It is programmed to be transmitted.

In addition, the recipient-side instant messenger of the recipient terminal 400a controls the transmitted recipient recognition URL (A) to be output, and the recipient-side block chain-based digital token transaction app 410a of the recipient terminal 400a When the recipient clicks the recipient recognition URL (A) displayed on the recipient's instant messenger, it is automatically executed to generate a personal details signal for recipient authentication and is programmed to be transmitted to the digital token transaction guide server 200a.

Here, the fingerprint or / and finger vein authentication means is formed as follows.

9 is a diagram showing an example of the internal electronic configuration of the authentication device of the present invention, and FIG. 10 is a finger fingerprint surface (a) and finger side surface (b) of the same finger photographed by the finger vein image sensor and the finger fingerprint image sensor It is a drawing.

9 is an internal electronic configuration example of a finger vein photographing authentication device according to a preferred embodiment of the present invention.

The integrated photographic authentication device includes an infrared light source unit 1240, a finger vein image sensor 1230, a finger fingerprint image sensor 1220, a digital conversion unit 1290, a decryption algorithm unit 1260, a biometric information data storage unit 1270 and a display unit. (1280).

In addition, although not shown in the drawing, it may include a power supply unit, a communication unit, and various I/O devices.

The infrared light source unit irradiates infrared light toward the object receiving unit. Preferably, it may be composed of one or more LEDs as emitting infrared light with a wavelength of 630 to 1,000 nm suitable for imaging a finger vein image. In addition, an optical filter may be preferably installed to remove optical noise.

The visible light source unit irradiates visible light toward the object receiving unit. By emitting ultraviolet light of a wavelength suitable for photographing a finger print on the surface of a finger, it may be composed of one or more LEDs.

In addition, in some embodiments of the present invention, one infrared light source unit and one visible light source unit for irradiating infrared light and visible light toward the object receiving unit may be installed.

In another embodiment of the present invention, a plurality of infrared light source units and visible light source units are installed in the object receiving unit so that infrared rays and visible lines reach the object evenly, thereby optimizing image acquisition.

In a preferred embodiment of the present invention, the finger vein image sensors 1230 and 1231 acquire a finger vein image for one finger object from the lower side and the side.

In another preferred embodiment of the present invention, the finger vein image sensor 1230 acquires a finger vein image of a fingerprint surface and a side of a single finger object.

As shown in Fig. 10 (a), (b), the angle at which infrared rays are photographed from the inner surface and the side of one finger, respectively.

Unexplained reference numeral 1a denotes the part of the finger vein between the knuckles, 1b denotes the knuckle of the finger, and 1c denotes the fingerprint part.

When taking a front image of a finger object, place the fingertip surface of the finger so that it touches the scan panel, and depending on the number of finger vein image sensors, when taking a side image, place the finger so that the side touches the scan panel at 90 degrees to the side. . The shooting order of the fingerprint surface and the side of the finger can be changed.

The digital conversion unit 1290 receives both the finger vein image and the finger fingerprint image and extracts the finger vein image and the finger fingerprint image. By the digital conversion unit 1290, the present invention obtains a finger vein and a finger fingerprint image file for a finger.

The control unit 1210 transmits the image files converted by the digital conversion unit 1290 to the matching algorithm unit 1260 .

In addition, the user's biometric information stored in advance is stored in the biometric data data storage 1270 . In one embodiment of the present invention, the biometric data storage 1270 may be built in the internal memory of the authentication device.

In another embodiment of the present invention, the data storage 1270 is located in a storage external to the device and can be accessed through wired or wireless communication.

The biometric data storage 1270 may use a crypto-processor that can be protected from external hardware and software attacks or theft.

The matching algorithm unit 1260 obtains the user's data stored in the biometric data storage 1270 and determines whether or not the user's biometric information value obtained from the digital conversion unit 1290 matches. If they match, a success message may be output through the display unit 1280 . If the decryption fails, an authentication failure message may be output on the display unit 1280 .

The control unit 1210 controls the operation and function of the authentication device.

In particular, it determines the finger vein image acquisition, processing, authentication operation and authentication result. Various software can be used in relation to the processing and calculation of the acquired finger vein image.

For example, a Canny edge detector algorithm can be used. By applying a Gaussian filter, the noise of the original image can be completely removed. Edge the image through Image Gradient. That is, the sketch line of the image is extracted. Apply Non-Maximum Suppression to thin the edges (sketch lines), apply a double threshold to classify dark edges as solid edges, and classify faint edges as noise and classify them as weak edges. . And finally, the weak edges are deleted, only the clear edges are left, and finally the edged image of the finger veins is output.

The integrated module that interlocks the algorithm of fingerprints and finger veins to implement this can be described as follows.

11 is a view showing an input/output integrated module that interlocks an algorithm of a fingerprint and a finger vein, FIG. 12 is a flowchart for requesting registration of a fingerprint and a finger vein, and FIG. 13 is a flowchart for requesting authentication for a fingerprint and a finger vein. , Figure 14 is a flowchart for requesting deletion of fingerprints and finger veins.

As shown in FIG. 11, the input/output integration module U1 for linking the algorithm of the fingerprint and the finger veins at the same time is composed of a fingerprint module U2, a finger vein module U3, and a conversion module U4.

First, the fingerprint module U2 will be described.

GND line 1 of the fingerprint module (U2) is the reference of the (-) voltage circuit, and serves as a 0V grounding function, and the RX line 2 is a serial data receiving port and functions to control the fingerprint module, and TX 3 The line is a serial data transmission port, which reads the fingerprint module status, and the VCC line 4 serves as a +5V voltage input based on the (+) voltage of the power circuit. The fingerprint is scanned and compared with the pre-stored image, and if there is a person with the same fingerprint image, the registered authentication code of the person is output through serial communication (here, 232 communication is applied as an example).

Here, 232 communication refers to the serial communication standard.

Next, the finger vein module (U3) will be described.

GND line 1 of the finger vein module (U3) is the reference of the (-) voltage, and serves as a 0V grounding function. Line A 2 is a serial communication standard RS485 communication port A, which functions to receive and transmit data, B Line 3 is a serial communication standard RS485 communication port B, which functions to receive and transmit data, and VCC line 4 is to input +5V voltage based on the (+) voltage of the power circuit. After penetrating a finger with an infrared LED, the camera image sensor scans the vein and compares it with the pre-stored vein image. output as

Here, 485 communication refers to the serial communication standard.

The following describes the conversion module (U4) of 485-232 communication.

Line 1 of GND on the left side of the conversion module (U4) serves as a 0V grounding function as a reference of (-) voltage, and line A 2 is a serial communication standard RS485 communication port A, which functions to receive and transmit data, B Line 3 is a serial communication standard RS485 communication port B, which functions to receive and transmit data, and VCC line 4 is to input +5V voltage based on (+) voltage. It receives the 485 communication output from the input and converts it to 232 communication and outputs it.

And, the DI line 5 on the right side of the conversion module (U4) is a serial 232 communication receiving port, which functions to receive data, and the RE 6 line is a 485 communication control port, which controls the transmission/reception status of the 485 communication module. The DE line 7 is a 485 communication control port, which controls the transmission/reception status of the 485 communication module, and the RO 8 line is a serial 232 communication transmission port, which functions to transmit commands. It will be linked with the integrated module (U1).

Next, the fingerprint and finger vein input and USB output integrated module (U1) will be described.

D1/TX line 1 of the integrated module (U1) is a serial 232 communication transmission port, which transmits data to the computer, and the D0/RX line 2 is a serial 232 communication reception port, which functions to receive data from the computer. , GND line 4 is the reference of the (-) voltage and functions as a 0V ground, D2 line 5 is the fingerprint module (U2) serial 232 communication transmission line, which transmits commands to the fingerprint module, D3 6 Line No.2 is the serial 232 communication receiving line of the fingerprint module (U2), and has a function to receive the status value of the fingerprint module, and line 11 of D8 is the serial 232 communication transmission port of the 485-232 communication conversion module (U4). The function to control the MAC module (U3), D9 line 12 is the 485 communication control port of the 485-232 communication conversion module (U4), and controls the transmission/reception status of the 485 communication module, D10 line 13 is the 485 communication control port of the 485-232 communication conversion module (U4), which controls the sending/receiving status of the 485 communication module, and D11 line 14 is the serial 232 communication receiving port of the 485-232 communication conversion module (U4). As a function to read the status of the finger vein module (U3), 5V line 27 is a positive voltage 5V output PIN, and the fingerprint module (U2), finger vein module (U3), 485 communication conversion module (U4) ), the GND line 29 serves as a 0V grounding function as the (-) voltage reference, and the VIN line 30 serves as a (+) voltage reference and a +5V voltage input function. , The configuration as described above includes a fingerprint authentication code output from the fingerprint module U2 (a customer's unique number with a registered fingerprint), and a finger vein authentication code output from the finger vein module U3 (the customer's registered low vein). unique number) is converted into 232 communication by the conversion module (U4), received from the integrated module (U1), and when the fingerprint and finger vein authentication codes match each other, the corresponding authentication code is outputted through USB.

The fingerprint and finger vein algorithm of the invention in this case can be expressed as follows.

int getfingerauthorization(int fingerprintcode,int fingerveincode)

{

if( fingerprintcode>0 && fingerveincode>0 && fingerprintcode==fingerveincode) )

{

return fingerprintcode;

}

return 0;

}

The algorithm receives the fingerprint authentication code and the finger vein authentication code from the integrated module (U1), and allows the authentication code only when the fingerprint and the vein authentication code belong to the same person.

Looking at the details in more detail, it is as follows.

The fingerprint module U2 searches for a fingerprint, and if there is a person who matches the fingerprint, the code number of the person is output.

The finger vein module (U3) searches for a finger vein, and if there is a person matching the corresponding finger vein, the code number of the person is output.

The fingerprint code of the fingerprint module (U2) and the finger vein code of the finger vein module (U3) are input as fingerprintcode and fingerveincode, which are the arguments of the function name getfingerauthorization of the above algorithm, respectively, so that both argument values are valid and also two registrations Only when the customer's unique number matches, the fingerprint and finger vein integration module outputs that person's code.

Otherwise, when the fingerprint code and the finger vein code are invalid or do not match, an error code of 0 is output.

The following describes the procedures for registering, authenticating, and deleting fingerprints and finger veins in the self-storage recognizer or bank.

First, as shown in FIGS. 12 to 14 , as a step of registering a fingerprint and a finger vein, a registration request is made from the fingerprint and finger vein recognition device (S311).

When there is a registration request from the fingerprint and finger vein recognition device, the fingerprint and finger vein recognition device are first scanned with the finger of the person who wants to be registered (S312).

Next, after the first registration in the fingerprint and finger vein recognition device, a second scan is performed on the fingerprint and finger vein recognition device with the finger of the person to be registered (S313).

Next, after the first registration in the fingerprint and finger vein recognizer again, a third scan is performed on the fingerprint and finger vein recognition device with the finger of the person to be registered (S314).

In order to measure the accuracy of these three times of registration in the fingerprint and finger vein recognizers, it is determined whether all three scan images match (S315).

As described above, the registration of the fingerprint and finger vein recognizers three times is restarted when all three scan images do not match, and when they all match, the registration is completed (S316).

By performing this process three times, the correct fingerprint and finger vein images are registered.

The next step is to authenticate the registration of fingerprints and finger veins, and an authentication request is made from the fingerprint and finger vein recognizers (S321).

The fingerprint and finger vein recognition device scans the fingerprint and the finger vein image (S322).

Compare the scanned images of the fingerprint and the finger vein with the finger of a registered person in the fingerprint and finger vein recognizer (S323).

It is determined whether the images scanned by the recognizer of the fingerprint and the finger veins match (S324).

As described above, if the scanned images of the fingerprint and the finger vein recognizer do not all match, it starts again, and if they all match, the authentication is completed (S325).

The next step is to delete the registration of fingerprints and finger veins, and a deletion request is made from the fingerprint and finger vein recognizer (S331).

Inputs the code of the party to be deleted to the fingerprint and finger vein recognizer (S332).

It is determined whether to delete the image of the code to be registered in the fingerprint and finger vein recognizer (S333).

If the image scanned by the fingerprint and finger vein recognizer is not deleted, it restarts, and if it is deleted, the authentication is completed (S334).

As described above, if the self-storage recognizer for fingerprints and finger veins or a method of registration, authentication and deletion in the bank is operated, the recognition of fingerprints and finger veins is further increased, and the operation thereof is simplified.

Next, the fingerprint and finger vein authentication processing unit 1180 that can be commonly applied to the smart phone and mouse or the integrated terminal, which is the first embodiment of the sending device, will be described in detail.

First, a contact-type fingerprint and finger vein authentication device will be described.

15 is a perspective view schematically illustrating a contact-type fingerprint and finger vein authentication device of an integrated payment device using an integrated biometric authentication terminal of the present invention.

15, the fingerprint and finger vein authentication processing unit 1180 formed in the biometric authentication integrated terminal 1000 has a contact-type fingerprint scanning module 2310 formed toward the upper side, and a finger photographing groove 2410 is formed on the lower side. The formed finger vein authentication device 2100 is formed, and here is an invention that performs fingerprint and finger vein authentication.

The fingerprint scan module 2310 uses a contact-type recognition module, and a recognition circuit electric part 2320 for controlling it is formed on the rear surface thereof.

The authentication device unit 2100 for obtaining the finger vein information is formed so as to authenticate the finger vein at the lower edge of the main body side of the terminal, the inside of the terminal is the contact fingerprint scanning module 2310 and the finger vein authentication device A considerable authentication device subspace 2500 into which the part 2100 can enter is formed in the upper and lower light shape, and a side groove border 2200 is formed outside, and a contact fingerprint scanning module 2310 is formed on the upper side thereof. , a finger photographing groove 2410 is formed on the lower side to place a finger in a non-contact manner, and it is formed so that it can be recognized at the same time.

A very thin finger rest glass plate may be formed in the finger photographing groove 2410 to prevent the inflow of external dirt.

In this case, the image sensor can be operated by using the finger rest glass plate and attaching an infrared filtering film that blocks visible light thereto.

Furthermore, the finger rest glass plate may be manufactured to be formed in the front portion of the image sensor 2510a and the infrared ray emitting unit 2520a adjacent to each other together with the infrared filtering film.

Then, an empty finger photographing groove 2410 is formed on the lower side thereof to comfortably place the finger f.

In addition, in the back authentication device space 2500 of the empty finger photographing groove 2410, an image sensor 2510a and an infrared ray emitting unit 2520a are formed side by side, and a recognition circuit electronic unit 2530 for controlling this is formed. When the finger vein pattern is recognized, they are activated to transmit various control signals.

When the empty finger photographing groove 2410 is designed so that there is no risk of damage to the image sensor 2510a and the infrared emitter 2520a, it communicates with the authentication device space 2500 in a non-contact manner depending on the surrounding conditions. may be formed.

In addition, in the case of the image sensor 2510a, the range for recognizing finger veins is different depending on the size, so when the recognition nose is wide, a wide range of finger veins can be recognized by increasing the distance (Ha) from the finger, When the distance is short, only the finger vein pattern of a narrow range is recognized, so it should be devised and designed in consideration of the relationship with the size of the internal electric part of the terminal in consideration of this.

The following describes an algorithm for recognizing a fingerprint applied to the conversion device of the present invention.

16 is a block diagram showing the configuration of a fingerprint recognition device to which the analog processing circuit and digital processing circuit of the first invention are applied, and FIG. 17 is a block showing the configuration of a single chip fingerprint recognition device according to the second invention. , FIG. 18 is a block diagram showing a single-chip implementation example of a fingerprint recognition device according to the second invention, and FIG. 19 is an exemplary diagram comparing fingerprint recognition using specific points of a fingerprint.

In general, the fingerprint recognition sensor may be an input imaging device that acquires a fingerprint image (or image information of a fingerprint) of a finger indicating a characteristic difference unique to each user. The sensing data for the fingerprint image may be acquired in an optical, semiconductor, ultrasonic, or non-contact method.

The optical fingerprint recognition sensor may include, for example, a prism, a light source, a lens, or a charge-coupled device (CCD). In the optical sensor, when the fingerprint is in contact with the prism, the light source illuminates the prism, the lens collects the light reflected through the prism, and the CCD may acquire the collected light as a fingerprint image.

The semiconductor-type fingerprint recognition sensor may include a thermal sensor, a capacitive sensor, or an electric sensor. The semiconductor-type fingerprint sensor can be miniaturized, so it can be used in personal applications.

The thermal sensor may be a fingerprint recognition sensor that acquires a temperature distribution as a fingerprint image by a temperature difference between a contact portion and a non-contact portion of the fingerprint.

The capacitive sensor may be a fingerprint recognition sensor of a method of acquiring a difference in electric charge or capacitance between ridges of a contacted fingerprint as a fingerprint image.

The electric sensor may be a fingerprint recognition sensor of a method of acquiring fingerprint image information from a fingerprint in contact with the sensor or an electric field formed around the fingerprint.

On the other hand, the fingerprint recognition sensor may be configured to include at least a part of the processor. For example, the fingerprint recognition sensor may include operations such as correcting a fingerprint image or calculating characteristics of a fingerprint image in addition to an operation of acquiring a fingerprint image. In this case, the fingerprint recognition sensor may be a functional module having a hardware module and a software module.

In a fingerprint, there are a normal region composed of ridges with precise directions and a number of other characteristic regions. In the characteristic region, the point at which the ridge progresses and breaks is referred to as an ending point, and the point at which the ridge splits is referred to as a bifurcation. In general, about 100 to 150 feature points are distributed on one finger, and the type, location, and direction are different for each person. Accordingly, the location and direction of these feature points can be used as a means for determining each fingerprint.

As can be seen from Korean Patent Registration No. 10-0603975, FIG. 19 shows a conventional fingerprint recognition device performing the above-described function. valley) by converting the difference in capacitance according to the height difference into a voltage to detect a fingerprint image and output it as an electric signal, and an analog processing circuit 210 for outputting it as an electrical signal, and from the signal output from the analog processing circuit 210 to the fingerprint image After extracting the features, the digital processing circuit 220 is configured to determine or recognize the user of the detected fingerprint by comparing the extracted features with pre-stored fingerprint data.

In the above, the analog processing circuit 210 removes the sensor plate that converts the difference in capacitance according to the difference in the gap between the ridge and valley of the fingerprint into a voltage, and the parasitic capacitance generated in the sensor plate, It may consist of a parasitic capacitance removing circuit that outputs only the sensing voltage, and a comparator that compares the sensing voltage input through the parasitic capacitance removing circuit with a reference voltage Vref and outputs a binary signal of '0' or '1'.

In addition, the digital processing circuit 220 includes a digital input unit receiving the output signal of the analog processing circuit 210, a memory unit storing a plurality of fingerprint images and a fingerprint recognition algorithm, and performing the algorithm stored in the memory unit. It may be made of a microprocessor (MCU) that performs the detected identity authentication or discrimination processing.

However, in the conventional fingerprint recognition device of the first invention, since the analog processing circuit 210 and the digital processing circuit 222 are implemented on different chips, the size of the device is large, the price is high, and the above-mentioned large In order to solve the problem that it is difficult to use in various fields due to the volume and high price, the second invention of the related art implements a fingerprint sensor side and a digital processing circuit for recognizing a fingerprint on a single chip, thereby reducing the volume and unit cost of the product and making it portable In addition, a fingerprint recognition device implemented as a single chip that can be applied in various fields has been developed.

17 is a block diagram of a conventional fingerprint recognition device according to the second invention. In the fingerprint recognition device 300 of the present invention implemented as a single chip, the capacitance difference between the ridges and grooves of the fingerprint by contacting the bottom surface of the user's finger. The sensors 310 to detect and the algorithm stored in the flash memory 340 are executed, the electrical signal output from the sensor 310 is received and image processed to extract the features of the fingerprint image, and the extracted features are flashed. A microprocessor 320 that compares the reference fingerprint image registered in the memory 340 to determine whether it matches, and a cache memory 330 that is directly connected to the microprocessor 320 and stores frequently used instructions; A flash memory 340 in which a program, a fingerprint recognition algorithm, and fingerprint data are stored, and a bus 350 interconnecting the sensor 310, the microprocessor 320, and the flash memory 340 and providing a data path between the respective means ) and a bus interface 360 that controls data exchange between the sensor 310, the microprocessor 320, and the flash memory 340 through the bus 350.

The above-described components, sensors 310, microprocessor 320, cache memory 330, flash memory 340, bus 350, and bus interface 360 are directly integrated on a single chip.

FIG. 18 shows an implementation example of the fingerprint recognition device of the conventional second invention. As shown, the single-chip fingerprint recognition device includes a sensor array 410, an MCU 420, a cache memory 430, and a flash memory. 440 and the bus interface 450 are implemented as an integrated first chip 400 .

In the above, the flash memory 440 is an on-chip flash memory implemented on a semiconductor chip, and stores a program for implementing a fingerprint recognition algorithm performed by the MCU 420, and also includes a previously registered fingerprint image or The detected fingerprint image is stored. In addition, the cache memory 430 is a memory having a smaller capacity and faster access speed than the flash memory 440 , and is implemented on the same chip as the MCU 420 , that is, the first chip 400 , and the frequency of use is low. By storing high commands or data, processing speed in the MCU 420 is improved.

And, the sensor array 410 is made by arranging the sensor plates that output the capacitance generated between the contacted skin, that is, the skin of the touched finger region as a digital electrical signal, in an m × n matrix, the first chip It is integrated on the 400 and is connected to other circuits, that is, the MCU 420 or the flash memory 440 by a bus.

The above-described sensor array 410, MCU 420, cache memory 430, flash memory 440, and bus interface 450 are not formed on the same plane, but may be implemented in multiple layers. That is, the sensor plate of the sensor array 410 is implemented on the surface of the chip, and the remaining MCU 420 , the cache memory 430 , the flash memory 440 and the bus interface 450 are the lower layer of the sensor array 410 . may be laminated on the

19 is a technique for comparing and judging fingerprints by using feature points disclosed in Korean Patent Application Laid-Open No. 10-2015-0034832.

That is, referring to the drawing, the fingerprint image mapping unit may acquire feature information 812, 822, 832, 842 of the fingerprint image corresponding to the regions 811, 821, 831, and 841 of the user's finger for each region 811, 821, 831, and 841 of the user's finger. In addition, the fingerprint image mapping unit 260 may map characteristic information of the acquired fingerprint image to the part 855 of the user's finger.

For example, the feature information 812 of the fingerprint image 813 corresponding to one region 811 of the fingerprint image of 810 of FIG. 19 is the characteristic of the fingerprint image corresponding to the first region 851 of 850 of FIG. 19 . It can be mapped as information.

In addition, feature information 822 of the fingerprint image 823 corresponding to one region 821 of the fingerprint image of 810 of FIG. 19 is characteristic information of the fingerprint image corresponding to the second region 852 of 850 of FIG. can be mapped.

In addition, feature information 832 of the fingerprint image 833 corresponding to one region 831 of the fingerprint image of 810 of FIG. 19 is characteristic information of the fingerprint image corresponding to the third region 853 in 850 of FIG. can be mapped.

In addition, the feature information 842 of the fingerprint image 843 corresponding to one region 841 of the fingerprint image of 810 of FIG. 19 is characteristic information of the fingerprint image corresponding to the fourth region 854 of 850 of FIG. can be mapped. At this time, when there is an overlapping area between the first area 851 to the fourth area 854 , the characteristic information of the fingerprint image corresponding to the overlapping area is the characteristic of the first area 851 to the fourth area 854 . Among the information, higher quality, more information, or recently acquired feature information may be mapped with priority.

The fingerprint image mapping unit maps characteristic information for each area of a fingerprint image, and adjusts overlapping areas to obtain characteristic information of a fingerprint image from a part of a finger 855 as a target.

Accordingly, in the present invention, through the step of replying a predetermined authentication number from the callee's exchange of the personal financial relay transaction server, when the fingerprint comes into contact, the ridges and grooves of the fingerprint are separated and output as a digital electrical signal. Transmitting, by a conversion device, the arrangement of the DTMF signals to a receiving device according to a conversion logic based on a predetermined authentication number returned by the fingerprint information; According to the conversion logic based on , the receiving device is connected in the order of performing the step of restoring the converted DTMF signal to the arrangement of the DTMF signal transmitted by the user, and overlapping technical descriptions will be omitted.

Next, the algorithm of finger veins applied to the converter of the present invention will be described.

20 is a flowchart illustrating an operation process of the biometric security device according to an embodiment of the present invention, and FIG. 21 is a diagram illustrating the setting of a reference point of an effective site during capillary imaging, FIG. 22 is a diagram illustrating the image segmentation and binarization process of the preprocessor.

In Korean Patent Application Laid-Open No. 2003-0010977, when a finger is inserted, the light generating unit 15 of the image acquisition unit 10 emits infrared, laser, or halogen light to the finger, and uses the solid-state image sensor 11 to approximately use the finger. The image between the last node and the nail boundary is continuously taken a plurality of times (S10). In the above, various methods can be applied by recognizing whether a finger is inserted, using an optical sensor using a light emitting and light receiving diode, configuring the finger fixture 9 as a limit switch, or installing a manual switch that the user directly presses This makes it easy to know whether a finger is inserted or not.

As described above, in order to normalize the image of the photographed finger as a specific part of the finger is photographed, the preprocessor 20 must set a reference point. These unnecessary images are removed.

That is, as shown in FIG. 21, hold the center of the nail as the central point, draw a straight line downward while maintaining the same angle and spacing as both boundary lines from the central point, and draw a horizontal line so that it is perpendicular to the boundary line on both sides at the nail boundary, both sides meeting the horizontal line The part of the boundary line becomes the reference point (A, B) for normalization. Accordingly, the rectangular part formed between the reference point and the knuckle of the finger becomes an effective part of normalization, and the image of the effective part is rotated and enlarged to normalize (S11).

Next, in the preprocessor, an effective capillary image is acquired through a smoothing process that removes noise corresponding to the epidermal image or scattered light in the effective site, the capillary image is binarized into digital data, and the capillary image is thinned. (S12 to S14).

As described above, the thinned capillary image data is output to the feature extracting unit, and the feature extracting unit receives such data and performs image processing using pattern matching of blood vessels (S15, S16) and image processing using feature points (S17) , S18) are performed separately.

In the image processing process using the pattern matching, as shown in FIG. 8 , first, the image screen of the capillary image of the finger acquired through the preprocessor is divided into a plurality of matrix blocks (S15), and the divided capillary image is binarized for each block. to be output to the recognition control unit (S16).

On the other hand, the image processing process using feature points analyzes the binarized and thinned capillary image through the preprocessor to extract feature points such as branching points, cut points, branches, transformation points, convex folds, and concave folds (S17), and the Position coordinates for the blood vessels adjacent to the feature point, thickness, brightness, and feature values for pulsation information are measured and output to the recognition controller (S18). When measuring the brightness of the blood vessel, since the blood flow through the blood vessel constantly changes with time, the average brightness value is obtained by analyzing a plurality of consecutive blood vessel images. can be easily inferred.

Next, the recognition control unit uses the blood vessel pattern-related binarized data obtained through the feature extraction unit to directly match and compare various capillary pattern data recorded in the database to first detect a plurality of comparison data within the tolerance range (S19) ), the extracted feature points and their feature values and the feature points and feature values of a plurality of comparison data detected primarily are compared to each other to determine and recognize whether they are identical (S20, S21).

The blood vessel pattern information formed by binary data determined according to the presence or absence of the blood vessel image pattern of each pixel and the conversion device are fused to generate a new signal.

Therefore, in the present invention, the capillary image of the finger obtained through the preprocessor is divided into matrix blocks by dividing the image screen into a matrix block through the step of replying a predetermined authentication number from the receiver side exchange of the personal financial relay transaction server. According to a conversion logic based on a predetermined authentication number returned to the finger vein information by binary data output as a digital electrical signal for each block according to the presence or absence of a blood vessel image, a conversion device converts the arrangement of the DTMF signal to receive device sending to; According to the conversion logic based on the authentication number used for converting the converted DTMF signal to the DTMF signal, the receiving device restores the converted DTMF signal to an array of DTMF signals sent by the user. , overlapping technical descriptions are omitted.

And, the customer terminal is an integrated terminal with a smart phone, a fingerprint or/and finger vein authentication processing unit is formed on one side of the smart phone or integrated terminal, and a contact fingerprint scanning module is provided in the fingerprint or/and finger vein authentication processing unit (2310) (4310) and optical finger vein authentication device unit (2100, 4100) are respectively formed to authenticate the fingerprint or finger vein information and then selectively authenticate with a time difference, that is, fingerprint and finger vein information In the case of fusion, the signal is transmitted by the fused authentication code.

The following describes a finger vein pattern input device according to an embodiment of the prior art applied to the present invention.

23 is an external view of a finger vein pattern input device according to an embodiment of the related art applied to the present invention, and FIG. 24 is a cross-sectional view of FIG. 23 applied to the present invention.

The configuration of the finger vein pattern input device 100 will be described with reference to FIGS. 23 and 24 with respect to the technology shown in Korean Patent Application Laid-Open No. 10-2008-0022202.

The main body 10 is integrated with a built-in support 11 . Further, inside the main body 10, a control module unit (control module unit) 1 and an imaging unit (imaging unit) 2 mounted on a camera substrate 9 and having a built-in CPU for performing image processing are provided. . As is well known, the control module unit 1 compares the finger vein pattern extraction means for extracting the finger vein pattern from the image acquired by the imaging unit 2 and the finger vein pattern registered in advance with the extracted finger vein pattern, That is, it has image arithmetic means for collating.

The imaging unit 2 includes near-infrared light emitting LEDs 13 (13A, 13B) as irradiating means and finger detection means arranged in a space 12 formed in the upper portion (the left side in the vertical direction in the drawing) of the main body 10 , and a finger detecting means. (not shown) is provided.

Illumination windows 16 (16A, 16B) are provided in the brace 11 in a form opposite to the celestial spheres 15 (15A, 15B) and the near-infrared light emitting LED 13 installed in the brace 11. . The near-infrared light-emitting LED 13 is disposed in the space 12 , and light is not leaked other than the irradiation window 16 . An optical axis refraction unit 5 composed of a camera lens 3 and a camera module 4 having a CCD and a mirror is provided in the center of the body 10 . The optical axis refracting unit 5 has a mirror inclined, so that the overall thickness of the device is reduced to increase the optical path length for imaging, thereby reducing image distortion. An imaging opening 6 is largely formed in the central portion of the pedestal 11 , and an imaging window 7 is provided in the imaging opening 6 . As for the imaging window 7, a smoke-like material in which the central part is not visible is used. This material transmits infrared light. The imaging opening 6 has a shape with a depth in which the round R is performed outward, so that the finger does not contact the imaging window 7 during imaging. By performing the round R in this way, it is possible to prevent the vein from being crushed by compressing it, and it is also possible to improve the visibility of the vein located in the vicinity of the imaging opening. The imaging window 7 is provided perpendicularly to the groove 8 as shown in the figure provided in the imaging opening 6 .

The light projected through the camera lens 3 is bent by the mirror of the optical axis refracting unit 5 and is irradiated outward through the imaging window 7 and the opening 6 as indicated by arrows.

The near-infrared light emitting LED 13 and the status display LED 17 are arranged in the space 12 .

Moreover, it is designated as superior biometric information in all aspects such as resistance to counterfeiting, false acceptance rate, false reject rate, failure to enroll rate, and authentication time, compared to the above biometric technology. Mac authentication technology is known.

It may be applied to the execution system of the present invention by using the prior art as described above.

Next, as a first embodiment of the present invention, an embodiment of a digital token payment flowchart using USB will be described in detail.

25 and 26 are a flow chart showing that a digital token transaction system using fingerprint/finger vein information in USB as an embodiment of the present invention performs a transaction process of a token matched with a quantum random number fingerprint/finger vein information. about it.

As shown in FIGS. 25 and 26 , the same reference numerals as those of the prior art are used in the code display, and since they are essential elements of the present invention, they will be described as they are.

First, when the donor terminal 300a executes (S110) the donor-side digital token transaction app 310a mounted according to the donor's selection, the donor terminal 300a performs fingerprint/finger vein authentication means 300a When it is determined whether it is connected by USB (S120a), the executed donor-side digital token transaction app 310a displays the stored and managed digital token transaction screen 510 on the display unit of the smartphone or USB donor terminal 300a ) through the information output unit 301 of the control to display the output (S120).

At this time, after output is displayed (S120) through the information output unit 301 of the donor terminal 300a, the digital token transaction app 310a determines whether to generate a random number in a quantum random number generator of a smart phone or USB step (S120b) is performed.

After the quantum random number generation step (S120b), a step (S120c) of determining whether to match the quantum random number with a fingerprint or/and finger vein algorithm is performed.

After the quantum random number matching step (S120c), a fingerprint/finger vein authentication information input confirmation step (S120d) is performed to determine whether fingerprint/finger vein authentication information has been input to match the quantum random number so that the transaction can be made.

At this time, for self-authentication, the fingerprint or/and finger vein information by the fingerprint or/and finger vein information authentication means is the donor's Biometric authentication is required, where the fingerprint or/and finger vein information matching step (S130a) for determining whether the fingerprint and/or finger vein information is matched with the electronic encryption source of the digital token.

Thereafter, for identity authentication, the digital token transaction guide server 200a determines whether the recipient is a recipient with a phone number for authentication of the recipient from the recipient terminal 400a (130b).

If the above conditions are not satisfied, the transaction is terminated, and thereafter, the donor is displayed in the amount display field 511 and the instant messenger selection field 512 on the digital token transaction screen 510 displayed through the information output unit 301 . And when the send menu 514 is clicked while the text input field 513 is entered in accordance with the input form, the donor-side digital token transaction app 310a displays the amount of digital token input through the digital token transaction screen 510 Information, selection IM identification information, and the donor's personal information stored and managed are collected to generate a donor transaction request signal and transmitted to the digital token transaction guide server 200a (S130).

Then, the digital token transaction guide server 200a matches the donor's personal information included in the donor transaction request signal with the member list information DB 211 when the donor transaction request signal is transmitted from the donor terminal 300a, After confirming that the member is a member, a URL (A) for recognition of a donor is generated to guide the recipient of a digital token with a block chain to be recognized, and it is transmitted to the donor terminal 300a (S140).

Then, when the donor-side digital token transaction app 310a of the donor terminal 300a is transmitted from the digital token transaction guide server 200a, the donor-side instant messenger corresponding to the selected IM identification information. In the state in which is controlled to be automatically executed, the URL display guide screen for the donor-side instant messenger in which the URL (A) for recognition of the recipient is inserted and displayed in the automatically executed donor-side instant messenger (see FIG. 3b ) is displayed through the information output unit 301 . It is controlled to be output (S150).

Thereafter, in the donor-side instant messenger of the donor terminal 300a, the donor designates the donor account of the instant messenger that the donor requests delivery of the recipient-recognized URL (A) through the donor designation guide screen for the donor-side instant messenger (refer to FIG. 3c ). If so, the URL (A) for recognizing the recipient is transmitted to the recipient terminal 400a corresponding to the recipient account (S160).

Thereafter, in the recipient's instant messenger of the recipient terminal 400a, a URL display guide screen for the recipient's instant messenger in which the transmitted recipient recognition URL (A) is inserted and displayed (refer to FIG. 3D ) is output through the information output unit 401 ( S170) to be controlled.

After the step of outputting the URL for recognizing the recipient to the recipient terminal (S170), fingerprint/finger vein algorithm decoding that allows input by fingerprint/finger vein authentication information so that the fingerprint/finger vein algorithm matched with the quantum random number can be decoded Step S180a is performed.

If the above conditions are not satisfied, the transaction is terminated, and then, when the recipient recognition URL (A) displayed on the recipient's instant messenger of the recipient terminal 400a is clicked, the The app 410a is automatically executed (S180).

The auto-executed beneficiary terminal (400a) of the digital token transaction app 410a on the side of the beneficiary generates a personal details signal for the beneficiary authentication including the personal information of the beneficiary who receives the digital token, and it is a digital token transaction guide server (200a). It is controlled to be transmitted to (S190).

Thereafter, when the digital token transaction guide server 200a transmits the personal details signal for authentication of the beneficiary from the beneficiary terminal 400a, the personal information of the beneficiary included in the personal details signal for authentication of the beneficiary is transferred to the member list information DB 211 and After matching and confirming that the beneficiary is a member, the digital token amount information stored in the electronic wallet information of the donor in the electronic wallet list information DB 212 is deducted by the amount to be donated to the beneficiary, and the deducted amount is the electronic wallet information of the beneficiary. After accumulating in the digital token amount information stored in the , transaction information for digital token transaction is generated based on this and transmitted to the designated donor terminal 300a (S200).

At this time, the digital token transaction guide server 200a authenticates the digital token electronic encryption source (including the "file name" in which the token is formed) and the donor of the token matched with the electronic algorithm source of the fingerprint or finger vein. It is determined whether there is a request for conversion into a recipient by a signal, and the donor-recipient's fingerprint or finger vein authentication information conversion step (S210a) for converting this information is performed.

Thereafter, when the digital token transaction transaction information is transmitted, the designated individual donor terminal 300a authenticates the digital token transaction by verifying the transmitted digital token transaction transaction information, and according to the authentication, the digital token transaction transaction By recording the information (S210), authentication of the transaction is performed.

Thereafter, the digital token transaction guide server 200a transmits a message that the digital token has been paid to the donor to the donor terminal 300a.

Then, the donor-side digital token transaction app 310a of the donor terminal 300a controls so that, when a message is transmitted from the digital token transaction guide server 200a, the donor-side instant messenger corresponding to the selected IM identification information is automatically executed. In this state, a payment confirmation guide screen for the donor-side instant messenger in which a message is inserted and displayed in the automatically executed donor-side instant messenger (see FIG. 3E ) is controlled to be output through the information output unit 301 .

In addition, when a message is transmitted from the digital token transaction guide server 200a, the beneficiary side digital token transaction app 410a of the beneficiary terminal 400a controls the beneficiary side instant messenger to be automatically executed. Control is performed so that the accumulated storage guide screen (see FIG. 3F ) for the instant messenger on the recipient's side in which a message is inserted and displayed in the recipient's instant messenger is output through the information output unit 401 .

Next, as a second embodiment of the present invention, an embodiment of a digital token payment flowchart using a general customer terminal will be described in detail.

27 is a digital token payment flowchart using a general customer terminal of the present invention.

First, when the donor terminal 300a executes (S110) the donor-side digital token transaction app 310a mounted according to the donor's selection, the executed donor-side digital token transaction app 310a stores and manages The digital token transaction screen 510 is controlled to be output and displayed (S120) through the information output unit 301 of the donor terminal 300a on the display unit of the smartphone.

At this time, in order to prevent the exposure of all information, whether the electronic encryption source of the token and the electronic algorithm source of the fingerprint or finger vein are matched is requested by the fingerprint or/and finger vein authentication means, where the token and the fingerprint or/ And it is determined whether it is matched with the finger vein authentication information (S130a).

Thereafter, for identity authentication, the digital token transaction guide server 200a determines whether the recipient is a recipient with a phone number for authentication of the recipient from the recipient terminal 400a (130b).

If the above conditions are not satisfied, the transaction is terminated, and thereafter, the donor terminal 300a displays the amount of money 511 on the digital token transaction screen 510 displayed through the information output unit 301, the instant messenger When the send menu 514 is clicked while the input form is entered in the selection box 512 and the text input field 513 according to the input form, the donor-side digital token transaction app 310a is displayed through the digital token transaction screen 510. A transaction request signal for a donor is generated by collecting the input digital token amount information, selected IM identification information, and the donor's personal information stored and managed, and it is transmitted to the digital token transaction guide server 200a (S130).

Then, the digital token transaction guide server 200a matches the donor's personal information included in the donor transaction request signal with the member list information DB 211 when the donor transaction request signal is transmitted from the donor terminal 300a, After confirming that the member is a member, a URL (A) for recognition of a beneficiary is generated, which guides the recipient of a digital token to be recognized, and it is transmitted to the donor terminal 300a (S140).

Then, when the donor-side digital token transaction app 310a of the donor terminal 300a is transmitted from the digital token transaction guide server 200a, the donor-side instant messenger corresponding to the selected IM identification information. In the state in which is controlled to be automatically executed, the URL display guide screen for the donor-side instant messenger in which the URL (A) for recognition of the recipient is inserted and displayed in the automatically executed donor-side instant messenger (see FIG. 3b ) is displayed through the information output unit 301 . It is controlled to be output (S150).

Thereafter, in the donor-side instant messenger of the donor terminal 300a, the donor designates the donor account of the instant messenger that the donor requests delivery of the recipient-recognized URL (A) through the donor designation guide screen for the donor-side instant messenger (refer to FIG. 3c ). If so, the URL (A) for recognizing the recipient is transmitted to the recipient terminal 400a corresponding to the recipient account (S160).

Thereafter, in the recipient's instant messenger of the recipient terminal 400a, a URL display guide screen for the recipient's instant messenger in which the transmitted recipient recognition URL (A) is inserted and displayed (refer to FIG. 3D ) is output through the information output unit 401 ( S170) to be controlled.

Thereafter, when the recipient-side instant messenger of the recipient terminal 400a is clicked on the recipient-recognized URL (A), the recipient-side digital token transaction app 410 is automatically executed in conjunction with this (S180).

The auto-executed beneficiary terminal (400a) of the digital token transaction app 410a on the side of the beneficiary generates a personal details signal for the beneficiary authentication including the personal information of the beneficiary who receives the digital token, and it is a digital token transaction guide server (200a). is controlled to be transmitted to (S190).

Thereafter, when the digital token transaction guide server 200a transmits the personal details signal for authentication of the beneficiary from the beneficiary terminal 400a, the personal information of the beneficiary included in the personal details signal for authentication of the beneficiary is transferred to the member list information DB 211 and After matching and confirming that the beneficiary is a member, the digital token amount information stored in the electronic wallet information of the donor in the electronic wallet list information DB 212 is deducted by the amount to be donated to the beneficiary, and the deducted amount is the electronic wallet information of the beneficiary. After accumulating in the digital token amount information stored in the , transaction information for digital token transaction is generated based on this and transmitted to the designated donor terminal 300a (S200).

At this time, the digital token transaction guide server 200a checks whether there is a request to convert the donor of the token matched with the electronic encryption source of the token and the electronic algorithm source of the fingerprint or finger vein into a recipient by the authentication signal of the fingerprint or finger vein. It is determined, and the donor-recipient's fingerprint or finger vein authentication information conversion step (S210b) for converting its information is performed.

Thereafter, when the digital token transaction transaction information is transmitted, the designated individual donor terminal 300a authenticates the digital token transaction by verifying the transmitted digital token transaction transaction information, and according to the authentication, the digital token transaction transaction By recording the information (S210), authentication of the transaction is performed.

Thereafter, the digital token transaction guide server 200a transmits a message that the digital token has been paid to the donor to the donor terminal 300a.

Then, the donor-side digital token transaction app 310a of the donor terminal 300a controls so that, when a message is transmitted from the digital token transaction guide server 200a, the donor-side instant messenger corresponding to the selected IM identification information is automatically executed. In this state, a payment confirmation guide screen for the donor-side instant messenger in which a message is inserted and displayed in the automatically executed donor-side instant messenger (see FIG. 3E ) is controlled to be output through the information output unit 301 .

In addition, when a message is transmitted from the digital token transaction guide server 200a, the beneficiary side digital token transaction app 410a of the beneficiary terminal 400a controls the beneficiary side instant messenger to be automatically executed. Control is performed so that the accumulated storage guide screen (see FIG. 3F ) for the instant messenger on the recipient's side in which a message is inserted and displayed in the recipient's instant messenger is output through the information output unit 401 .

To summarize, the present invention uses the digital token transaction system to match the token with biometric authentication information. The main controller (CPU) 340 includes an encrypted token 315 and an encrypted fingerprint/finger vein algorithm 415. ), and a donor terminal 300a including a fingerprint / finger vein authentication means 300a, and a donor terminal 400a including a fingerprint / finger vein authentication means 400a, and an encrypted token 315 ), a conversion device 500 that matches the electronic algorithm source 416 of the algorithm 415 of the fingerprint/finger vein, and a donor-recipient fingerprint/finger vein conversion that converts the donor's token into the donor's token It consists of a device 600, and a token transaction status indicator 700 for displaying the token transaction status.

And, the electronic encryption source 316 provided in the first file 315a, which is the basic unit of the token associated with the general matching program 340a, is converted in the general matching program 340a, and the fingerprint / finger vein algorithm 415 The electronic algorithm source 416 provided in At the same time, the electronic algorithm source 416 of the fingerprint or finger vein is fused to become a basic unit of token transmission and can be transacted by the digital token transaction guide server 200a. 600) is a digital token issuance method that is transmitted by interlocking a digital token with a biometric authentication signal, characterized in that it can be converted into an electronic algorithm source of the beneficiary's fingerprint or finger vein.

28 is a diagram conceptually illustrating an image acquisition mechanism of a finger vein and a finger fingerprint of the authentication device according to an embodiment of the present invention.

As shown in FIG. 28, the present invention is composed of a USB 1000 detachable from a smart phone (or computer) 300 and 400, and the USB 1000 is a USB coupling unit 1001 connected to the smart phone. It is formed on the virtual upper side (this is also possible with a connection line), and a virtual currency transaction status indicator 700 for displaying the virtual currency transaction status is formed on the front of the USB 1000, and a donor terminal 300 is formed on one side of the USB 1000. ) and the detachable fingerprint/finger vein authentication means 300a and 400a interlocked with the recipient terminal 400 are provided with a contact fingerprint scanning module 2310 and a finger photographing groove 2410.

29 is a diagram of a smart phone conceptually illustrating a fingerprint and finger vein image acquisition mechanism of the authentication device using the USB of the present invention according to FIGS. 25 and 26, and FIG. 30 is the USB of the present invention according to FIGS. 25 and 26 It is a diagram of a smartphone conceptually illustrating the fingerprint image acquisition mechanism of the authentication device used, and FIG. 31 is a smartphone conceptually illustrating the finger vein image acquisition mechanism of the authentication device using the USB according to FIGS. 25 and 26 according to the present invention. It is a drawing.

29 is a diagram of a smart phone conceptually illustrating a fingerprint and finger vein image acquisition mechanism of the authentication device using USB of the present invention according to FIGS. 25 and 26, and is detachable from the smart phone (or computer) 300 or 400. It is composed of a USB 1000 that is used, and the USB 1000 has a USB coupling unit 1001 connected to a smart phone formed on the upper side (this is also possible with a connection line), and is virtual on the front of the USB 1000 . A virtual currency transaction status indicator 700 for displaying the currency transaction status is formed, and a virtual currency transaction status selection switch 700a is formed on one side thereof, and the donor terminal 300 and the donor terminal 400 are formed on the back side thereof. A contact-type fingerprint scanning module 2310 and a finger photographing groove 2410 are formed in the removable fingerprint/finger vein authentication means 300a and 400a interlocked with the .

30 is a diagram of a smart phone conceptually illustrating a fingerprint image acquisition mechanism of the authentication device using a USB according to the present invention according to FIGS. 25 and 26, and is a USB ( 1000), and the USB 1000 has a USB coupling unit 1001 connected to a smart phone formed on the upper side (this is also possible with a connection line), and the virtual currency transaction status on the front of the USB 1000 A virtual currency transaction status indicator 700 that displays A contact-type fingerprint scanning module 2310 of the removable fingerprint reader 300a is formed.

31 is a diagram of a smart phone conceptually illustrating an image acquisition mechanism of a finger vein of an authentication device using a USB of the present invention according to FIGS. (1000), the USB 1000 has a USB coupling part 1001 connected to a smart phone formed on the upper side (this is also possible with a connection line), and virtual currency transaction on the front side of the USB 1000 A virtual currency transaction status indicator 700 for displaying the current status is formed, and a virtual currency transaction status selection switch 700a is formed on one side thereof, and it is linked to the donor terminal 300 and the donor terminal 400 on one side. A finger vein finger photographing groove 2410 of the removable finger vein recognizer 400a is formed.

And, Figure 32 is a schematic diagram of a device matched with finger vein information in which a security chip of quantum quantum random number is formed using a digital virtual currency transaction system having a block chain between parties using USB as an embodiment of the present invention, FIG. 33 is a schematic diagram of a device matched with fingerprint information in which a security chip of a quantum quantum random number is formed using a digital virtual currency transaction system having a block chain between parties using USB as an embodiment of the present invention.

As shown in the figure, the present invention is configured horizontally or vertically as a USB 1000 detachable from a smart phone (or computer) 300 or 400, and the USB 1000 is a USB combination connected to a smart phone. The unit 1001 is formed on the upper side (this can be done wirelessly or with a connection line), and a virtual currency transaction status indicator 700 for displaying the virtual currency transaction status is formed on the front of the USB 1000, and the A contact-type fingerprint scanning module 2310 and a finger photographing groove 2410 are formed on one side of the donor terminal 300 and the removable fingerprint/finger vein authentication means (300a) (400a) interlocked with the donor terminal 400, , a quantum quantum random number development security chip 900, which is a quantum random number issuing device, is formed inside the USB to generate quantum random numbers.

Although the fingerprint and finger vein authentication devices are separately illustrated in FIGS. 32 and 33, the concept of designing them in front or behind or at the same time can be understood by those skilled in the art.

34 is a diagram of a smartphone conceptually illustrating a fingerprint image acquisition mechanism of the authentication device using a vertical style USB according to the present invention according to FIGS. 25 and 26 .

34, the present invention is composed of a USB (1000) detachable from a smart phone (or computer) 300 and 400, the USB 1000 is a USB coupling unit 1001 connected to the smart phone. It is formed on the virtual upper side (this is also possible with a connection line), and a financial transaction status indicator 700 for displaying the financial transaction status is formed on the front of the USB 1000, and a detachable type that is linked to a customer terminal on one side of the USB 1000 The fingerprint / finger vein authentication means (300a) of the contact type fingerprint scanning module 2310 is formed.

Unexplained code 710a is a red authentication signal lamp displayed when USB is connected to a smart phone, and 710b is a red authentication signal lamp displayed when authentication is performed with a fingerprint in a financial transaction.

The protection scope of the present invention is not limited to the description and expression of the embodiments explicitly described above. In addition, it is added once again that the protection scope of the present invention cannot be limited due to obvious changes or substitutions in the technical field to which the present invention pertains.

1210: control unit
1220: fingerprint image sensor
1230: finger vein image sensor
1240: infrared light source unit
1260: matching algorithm unit
1267: advertisement control unit
1270: Biometric data DB
1280: display
1290: digital conversion unit

Claims (5)

First, when the donor terminal 300a executes (S110) the donor-side digital token transaction app 310a mounted according to the donor's selection, the executed donor-side digital token transaction app 310a stores and manages Outputting the digital token transaction screen 510 to be displayed on the display unit of the smart phone or USB through the information output unit 301 of the donor terminal 300a (S120);
At this time, after the output is displayed (S120) through the information output unit 301 of the donor terminal 300a, the digital token transaction app 310a is the fingerprint by the fingerprint or / and finger vein information authentication means for self-authentication. Or/and finger vein information requires biometric authentication on the donor side consisting of binary data determined according to the presence or absence of fingerprint or/and finger vein image pattern of each pixel, where the fingerprint or/and finger vein information is the Fingerprint and/or finger vein information matching step (S130a) to determine whether it is matched with the electronic encryption source;
In the fingerprint and/or finger vein information matching step (S130a), the digital token transaction app 310a does not determine whether the fingerprint and/or finger vein information matches the electronic cryptographic source of the digital token. In the case of , the transaction is terminated, and after the fingerprint or/and finger vein information matching step (S130a), the donor displays the amount in the digital token transaction screen 510 displayed through the information output unit 301 ( 511), the instant messenger selection box 512 and the text input field 513 are entered according to the input form and the send menu 514 is clicked, the donor-side digital token transaction app 310a displays the digital token transaction screen 510 ), collects the amount information of the digital token, the selected IM identification information, and the stored and managed donor's personal information to generate a transaction request signal for the donor and transmit it to the digital token transaction guide server 200a (S130) ;
Then, the digital token transaction guide server 200a matches the donor's personal information included in the donor transaction request signal with the member list information DB 211 when the donor transaction request signal is transmitted from the donor terminal 300a, After confirming that the member is a member, generating a recipient recognition URL (A) that guides the recipient of a digital token gift with a block chain to be recognized, and transmitting it to the donor terminal 300a (S140);
Then, when the donor-side digital token transaction app 310a of the donor terminal 300a transmits the donor recognition URL (A) from the digital token transaction guide server 200a, the donor-side instant messenger corresponding to the selected instant identification information In the state in which is controlled to be automatically executed, the URL display guide screen for the donor-side instant messenger in which the URL (A) for recognition of the recipient is inserted and displayed in the automatically executed donor-side instant messenger (see FIG. 3b ) is displayed through the information output unit 301 . controlling the output to be output (S150);
Thereafter, in the donor-side instant messenger of the donor terminal 300a, the donor designates the donor account of the instant messenger that the donor requests delivery of the recipient-recognized URL (A) through the donor designation guide screen for the donor-side instant messenger (refer to FIG. 3c ). If so, transmitting the URL (A) for recognizing the recipient to the recipient terminal 400a corresponding to the recipient account (S160);
Thereafter, in the recipient's instant messenger of the recipient terminal 400a, the URL display guide screen for the recipient's instant messenger in which the transmitted recipient recognition URL (A) is inserted and displayed (see FIG. 3D ) is output through the information output unit 401 step (S170);
Thereafter, when the recipient-side instant messenger of the recipient terminal 400a is clicked on the recipient-recognized URL (A) displayed on the recipient-side instant messenger, the recipient-side digital token transaction app 410a is automatically executed in conjunction with this step (S180);
The auto-executed beneficiary terminal (400a) of the digital token transaction app 410a on the side of the beneficiary generates a personal details signal for the beneficiary authentication including the personal information of the beneficiary who receives the digital token, and it is a digital token transaction guide server (200a). transmitting to (S190);
Thereafter, when the digital token transaction guide server 200a transmits the personal details signal for authentication of the beneficiary from the beneficiary terminal 400a, the personal information of the beneficiary included in the personal details signal for authentication of the beneficiary is transferred to the member list information DB 211 and After matching and confirming that the beneficiary is a member, the digital token amount information stored in the electronic wallet information of the donor in the electronic wallet list information DB 212 is deducted by the amount to be donated to the beneficiary, and the deducted amount is the electronic wallet information of the beneficiary. After accumulating in the digital token amount information stored in the , generating transaction information for digital token transaction based on this and transmitting it to the designated donor terminal 300a (S200);
At this time, the digital token transaction guide server 200a is a request to convert the donor of the token matched with the electronic encryption source of the digital token and the electronic algorithm source of the fingerprint or finger vein into a beneficiary by the authentication signal of the fingerprint or finger vein, whether there is a request Determining and converting the information of the donor-recipient's fingerprint or finger vein authentication information conversion step (S210a);
Thereafter, when the digital token transaction transaction information is transmitted, the designated individual donor terminal 300a authenticates the digital token transaction by verifying the transmitted digital token transaction transaction information, and according to the authentication, the digital token transaction transaction recording information (S210);
When the donor-side digital token transaction app 310a is executed (S110), the donor terminal 300a determines whether the fingerprint/finger vein authentication means 300a is connected via USB (S120a) Including, after output is displayed (S120) through the information output unit 301 of the donor terminal 300a, the digital token transaction app 310a generates a random number in a quantum random number generator of a smart phone or USB determining (S120b);
After the quantum random number generation step (S120b), determining whether to match the quantum random number with a fingerprint or/and finger vein algorithm (S120c);
After the quantum random number matching step (S120c), a fingerprint/finger vein authentication information input confirmation step (S120d) of determining whether fingerprint/finger vein authentication information is input to match the quantum random number so that a transaction can be made;
A digital token security transaction method that matches biometric information with a digital token and interlocks it with a phone number, characterized in that it further comprises a.
delete The method of claim 1,
After the fingerprint or / and finger vein information matching step (S130a), the digital token transaction guide server 200a for identity authentication determines whether the recipient is a recipient with a phone number for authentication of the recipient from the recipient terminal 400a Including (130b), after the step of outputting the URL for recognizing the recipient to the recipient terminal (S170), the fingerprint / finger vein authentication information to decode the fingerprint / finger vein algorithm matched with the quantum random number A digital token security transaction method in which biometric information is matched with a digital token and linked to a phone number, characterized in that it further comprises a fingerprint / finger vein algorithm decoding step (S180a)
First, when the donor terminal 300a executes (S110) the donor-side digital token transaction app 310a mounted according to the donor's selection, the executed donor-side digital token transaction app 310a stores and manages Outputting the digital token transaction screen 510 to be displayed on the display unit of the smartphone through the information output unit 301 of the donor terminal 300a (S120);
At this time, in order to prevent the exposure of all information, it is requested by the fingerprint or/and finger vein authentication means whether the electronic encryption source of the digital token and the electronic algorithm source of the fingerprint or finger vein are matched. / And determining whether the finger vein authentication information is matched (S130a);
Thereafter, for self-authentication, the digital token transaction guide server 200a determines whether the recipient is a recipient with a phone number for authentication of the recipient from the recipient terminal 400a (130b);
In the step 130b of determining whether the recipient is a recipient with the phone number for authentication of the recipient, if the digital token transaction guide server 200a does not perform authentication with the phone number for verification of the recipient, the transaction is terminated, and conversely, authentication of the recipient When authentication is performed with a phone number for use, the donor terminal 300a displays an amount display field 511, an instant messenger selection field 512 and text on the digital token transaction screen 510 displayed through the information output unit 301. When the send menu 514 is clicked in the state entered in the input field 513 according to the input form, the donor-side digital token transaction app 310a displays the digital token amount information input through the digital token transaction screen 510. , generating a transaction request signal for the donor by collecting the selected IM identification information and the stored and managed donor's personal information, and transmitting it to the digital token transaction guide server 200a (S130);
Then, the digital token transaction guide server 200a matches the donor's personal information included in the donor transaction request signal with the member list information DB 211 when the donor transaction request signal is transmitted from the donor terminal 300a, After confirming that the member is a member, generating a recipient recognition URL (A) that guides the recipient to recognize a digital token gift recipient, and transmitting it to the donor terminal 300a (S140);
Then, when the donor-side digital token transaction app 310a of the donor terminal 300a transmits the donor recognition URL (A) from the digital token transaction guide server 200a, the donor-side instant messenger corresponding to the selected instant identification information In the state in which is controlled to be automatically executed, the URL display guide screen for the donor-side instant messenger in which the URL (A) for recognition of the recipient is inserted and displayed in the automatically executed donor-side instant messenger (see FIG. 3b ) is displayed through the information output unit 301 . controlling the output to be output (S150);
Thereafter, in the donor-side instant messenger of the donor terminal 300a, the donor designates the donor account of the instant messenger that the donor requests delivery of the recipient-recognized URL (A) through the donor designation guide screen for the donor-side instant messenger (refer to FIG. 3c ). If so, transmitting the URL (A) for recognizing the recipient to the recipient terminal 400a corresponding to the recipient account (S160);
Thereafter, in the recipient's instant messenger of the recipient terminal 400a, the URL display guide screen for the recipient's instant messenger in which the transmitted recipient recognition URL (A) is inserted and displayed (see FIG. 3D ) is output through the information output unit 401 step (S170);
Then, when the recipient-side instant messenger of the recipient terminal 400a is clicked on the recipient-recognized URL (A) displayed on the recipient-side instant messenger, the recipient-side digital token transaction app 410 is automatically executed in conjunction with this step (S180);
The auto-executed beneficiary terminal (400a) of the digital token transaction app 410a on the side of the beneficiary generates a personal details signal for the beneficiary authentication including the personal information of the beneficiary who receives the digital token, and it is a digital token transaction guide server (200a). transmitting to (S190);
Thereafter, when the digital token transaction guide server 200a transmits the personal details signal for authentication of the beneficiary from the beneficiary terminal 400a, the personal information of the beneficiary included in the personal details signal for authentication of the beneficiary is transferred to the member list information DB 211 and After matching and confirming that the beneficiary is a member, the digital token amount information stored in the electronic wallet information of the donor in the electronic wallet list information DB 212 is deducted by the amount to be donated to the beneficiary, and the deducted amount is the electronic wallet information of the beneficiary. After accumulating in the digital token amount information stored in the , generating transaction information for digital token transaction based on this and transmitting it to the designated donor terminal 300a (S200);
At this time, the digital token transaction guide server 200a is a request to convert the donor of the token matched with the electronic encryption source of the digital token and the electronic algorithm source of the fingerprint or finger vein into a beneficiary by the authentication signal of the fingerprint or finger vein, whether there is a request Determining and converting the information of the donor-recipient's fingerprint or finger vein authentication information conversion step (S210b);
Thereafter, when the digital token transaction transaction information is transmitted, the designated individual donor terminal 300a authenticates the digital token transaction by verifying the transmitted digital token transaction transaction information, and according to the authentication, the digital token transaction transaction recording information (S210);
A digital token security transaction method that matches biometric information with a digital token and interlocks with a phone number, comprising: delete

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