KR101875731B1

KR101875731B1 - Online automobile marketing and registration method and therefore collective operation system

Info

Publication number: KR101875731B1
Application number: KR1020170096458A
Authority: KR
Inventors: 박병각; 양성필
Original assignee: 박병각; 양성필
Priority date: 2017-07-28
Filing date: 2017-07-28
Publication date: 2018-07-06

Abstract

The present invention provides an integrated operation apparatus for dealing and registering automobiles. According to embodiments of the present invention, the integrated operation apparatus for dealing and registering automobiles includes a communication unit to connect a seller and a buyer via a communication network and communicate with servers related to automobile dealing and registering works. Also, the integrated operation apparatus for dealing and registering automobiles includes a used automobile processing unit to perform a sales and transfer registration work of a used automobile when the buyer purchases a used automobile. Also, the integrated operation apparatus for dealing and registering automobiles includes a management unit to control the communication unit and the used automobile processing unit to perform sales and vehicle registration of a used automobile online in a connected way, and provide the user with a loan condition estimated for each financial sector via the communication unit based on an authenticated and verified credit rating of the buyer when the buyer requests a loan to purchase a used automobile.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an online automobile marketing and registration method and an online automobile marketing and registration method,

The present invention relates to automobile trade and registration, and more particularly, to a method and system for processing and registering a new automobile or a used automobile in an online manner, And a method for registering and registering a vehicle.

Today, the sale and advertising of goods through networks such as the Internet is widely used.

The distribution of goods through the network can be done directly between the seller and the purchaser, eliminating the intermediary distributor, thus reducing the distribution margin.

Sales of cars can also be done through internet shopping malls. Internet shopping malls are handling a lot of used cars in particular.

Internet shopping malls that sell used cars advertise the type, color, price and performance records of used cars. Substantially, the buyer who viewed the advertisement can purchase the car viewed offline from the advertisement.

Thus, when a buyer visits a used car trading firm offline, the seller, a used car trading firm, often tries to introduce another used car, saying that the buyer has not seen the commercial in the advertisement. It is a fake property or bait property.

As a result, the Internet shopping mall is not a place where the actual sale is actually performed, and is merely an advertising medium that allows the buyer to visit the offline trading company.

In addition, a new registration procedure for registering a new car is required when a purchaser purchases a new car. In addition, if the buyer purchases a used car, a previous registration procedure is required for the previous registration.

Since the new registration procedure or the previous registration procedure is carried out in a public office such as a ward office or an automobile registration office, the buyer takes time to visit the public office after processing it, or consigns it through agency.

The time gap is inevitably generated between the time of registration of the vehicle and the time of sale of the vehicle, so that the stability of the transaction is not fully guaranteed. For example, if a trading boss buys a car late on Friday afternoon, the enrollment process will be early on the following Monday. In this case, a time gap of at least 48 hours is generated.

Often, such a time gap exists because the trading firm often sells the sold vehicle to another person after not receiving the previous registration to the buyer after receiving the car sales price from the buyer.

As a result, in order to solve the transaction safety degradation due to the time gap, automobile sales and registration need to be processed in an integrated manner.

On the other hand, installments and leases are often used in the case of purchasing automobiles. Generally, used car installments have a relatively high interest burden. The buyer is relatively high on the financial costs presented in the normal auto loan in the case of installment.

Also, if the registration procedure is carried out through the registered agent at the time of registration of the automobile, the discount fee for the discount of the automobile, which is generated when the automobile is purchased, includes the agency fee.

In addition, documents to be prepared by buyers or sellers at the time of sale or registration are relatively large and complicated, and they should be listed on the form entry form of necessary documents.

An object of the present invention is to provide an on-line automobile sales and registration method capable of handling the sale and registration of a new automobile or a used automobile on an online basis, and a vehicle sales and registration batch management apparatus accordingly.

Another problem to be solved by the present invention is to provide an online automobile sales and registration method that can minimize the burden of financial cost of a buyer or the hassle of selling and registering, and a vehicle sales and registration batch management apparatus accordingly.

Another problem to be solved by the present invention is to provide an online automobile sales and registration method capable of enhancing the reliability of automobile purchase and registration, and a vehicle sales and registration batch management apparatus accordingly.

The apparatus for collecting and registering a car transaction and registration according to an embodiment of the present invention includes a communication unit for connecting a seller and a buyer through a communication network and communicating with servers related to a car purchase and registration service. Further, the automobile sales and registration batch operating apparatus includes a used automobile processing section for performing the purchase and registration of the used car when the purchaser purchases the used car. Also, the apparatus for collecting and registering the automobile sales and registration may control the communication unit and the used automobile processing unit so that the sale and the vehicle registration of the used automobile are carried out on an online basis, and when the buyer requests a loan for the purchase of the used automobile, And a management unit for informing the buyer of the loan condition estimated for each financial institution through the communication unit based on the authentication of the buyer and the inquired creditworthiness.

According to the present invention, since the procedure of car purchase and registration is implemented all over the online, the procedure between the buyer and the seller is simplified and expedited, and the stability of the transaction is guaranteed.

In addition, in the case of a loan application for purchasing a car, estimates are obtained for each financial sector according to the creditworthiness of the buyer, thereby reducing the burden on the financial cost of the buyer.

In addition, since the agency fee is not included in the discounted price of the automobile when the automobile is purchased, the cost of the buyer is lowered.

Also, at the time of purchasing a car, the buyer can select the desired car number online from among the numbers listed.

In addition, the documents prepared by the buyer or the seller are omitted or simplified, and documents necessary for the sale or registration are automatically created or prepared online.

In addition, in the case of used car sales, the reliability of purchasing can be improved because the result of the commissioned car evaluation can be provided.

1 is a block diagram of an overall system for on-line car trading and registration according to the present invention.
2 is a functional block diagram of the vehicle trading and registration batch operating system of FIG. 1;
3 is a flowchart of a control operation of a new car sales according to an embodiment of the present invention.
4 is a flow chart of a control operation of a new vehicle registration linked with Fig.
5 is a flow chart of a control operation of the used-car sales according to the embodiment of the present invention.
FIG. 6 is a flow chart of a control operation of the payment of the used car and the insured in association with FIG.
FIG. 7 is a flowchart of a control operation of the pre-registration of the used car in conjunction with FIG.
FIG. 8 is an exemplary diagram of the documents required for registration of new cars applied to the present invention. FIG.
9 is an illustration of an automobile tax estimate applied to the present invention.
10 is an illustration of an installment virtual quotation applied to the present invention.
11 is an exemplary view of a vehicle status display applied to the present invention.
12 is an exemplary view of a car performance check table applied to the present invention.
13 is a diagram illustrating an example of security processing for preventing forgery and falsification of an electronic document according to an embodiment of the present invention.

In the following, embodiments of the present invention will be described in detail and in detail so that those skilled in the art can easily carry out the present invention. Moreover, well-known communication terminals, network configurations, and system configurations are not described in detail in order to avoid ambiguity in embodiments of the present invention.

1 is a block diagram of an overall system for on-line car trading and registration according to the present invention.

Referring to the drawings, an overall system includes clients 100-1, 100-2, ..., 100-n, a communication network 200, a car sales and registration batch operation device 300, The overall system includes a financial institution server 410, an insurance company server 420, a fault insurance server 430, a car history server 440, a personal authentication server 450, a public institution server 460, a credit inquiry server 470 ), An electronic document creation server 480, and an automobile manufacturer server 490.

At least one of the clients 100-1, 100-2, ..., 100-n may be a communication terminal (hereinafter, "seller") for automobile sales.

At least one of the clients 100-1, 100-2, ..., 100-n may be a communication terminal for purchasing an automobile (hereinafter referred to as a purchaser).

The communication terminal may be a computer, a server, or a smart phone installed with an application provided in the system and capable of executing an application.

The communication network 200 may be the Internet or an intranet.

The automobile sales and registration batch operation device 300 interlocks the automobile sales and registration procedures in order to achieve the high-level objectives of the present invention.

The automobile sales and registration batch operating apparatus 300 may provide an application program (hereinafter referred to as an "application") through the communication network 200 for performing the marketing and registration according to the embodiment of the present invention.

2 is a functional block diagram of the vehicle trading and registration batch operating system of FIG. 1;

2, the automobile sales and registration batch operating apparatus 300 includes a new automobile processing unit 310, a used automobile processing unit 320, a document analysis unit 330, a communication unit 340, a management unit 350, (360).

The new automobile processing unit 310 performs the sales and the vehicle registration of the new automobile according to the program when the purchaser purchases the new automobile.

The new automobile processing unit 310 can automatically create a new registration application for the vehicle registration service based on the information provided from the seller and the purchaser in accordance with the program.

The new automobile processing unit 310 may directly receive a document necessary for automobile registration from the seller or selectively receive the server among the servers and the vendor.

The used-car processing unit 320 performs the sale and pre-registration of the used car when the purchaser purchases the used car.

The used-car processing unit 320 may receive the photographed image when the seller photographs the document necessary for the registered car registration and the used license plate, and store the received digital document as the forgery-inhibited document.

The document analysis unit 330 analyzes the received document and decodes the document. The document analysis unit 330 may analyze the document received by the new automobile processing unit 310. [ The document analyzer 330 may analyze the document received by the used car processor 320. [

The communication unit 340 connects the seller and the buyer through the communication network and communicates with the servers related to the car sales and registration service.

The communication unit 340 may perform wireless communication or wired communication with an external server or a communication terminal. For example, the communication unit 340 may be an Ethernet communication, a Near Field Communication (NFC), a Radio Frequency Identification (RFID) communication, a Mobile Telecommunication, a memory card communication, And a universal serial bus (USB) communication. For example, the communication unit 340 may include a baseband chipset, and may support communication such as GSM, GPRS, WCDMA, and HSxPA.

The management unit 350 controls the communication unit 340 and the new vehicle processing unit 310 to perform the online sale of new cars and vehicles in an interlocked manner and when the buyer requests a loan for purchasing a new car And informs the buyer of the loan condition estimated for each bank through the communication unit 340 based on the authentication and the inquired creditworthiness of the buyer.

When the government office server among the servers gives the registration authority regarding the vehicle registration service, the management unit 350 can verify the information without sending the document necessary for the registration of the new vehicle to the public office server.

The management unit 350 can inform the buyer of the tax payment including the discount of the bond necessary for the registration of the new car and support the online payment.

The management unit 350 can guide a plurality of selectable vehicle numbers to the purchaser at the time of registering a new car and request the related company to install the license plate according to the selection of the car number.

The management unit 350 informs the buyer of the insured condition estimated for each insurer through the communication unit 340 based on the authenticity of the purchaser or a person selected by the purchaser when the purchaser requests insurance, .

The management unit 350 can control the new automobile to be automatically registered to the automobile registration counter upon completion of payment of tax related to the new automobile registration.

The management unit 350 may control the automatic registration of the new automobile registration certificate on-line automatically upon completion of the payment of the tax related to the new automobile registration.

In addition, the management unit 350 controls the communication unit 340 and the used-car processing unit 320 so that the sale and the vehicle registration of the used car are performed in an interlocked manner on-line, and the buyer carries out a loan When the request is made, informs the buyer of the loan condition estimated for each bank through the communication unit 340 based on the authentication of the buyer and the inquired credit rating.

When the government office server among the servers gives the registration authority regarding the vehicle registration service, the management unit 350 can verify the registration information without sending the document necessary for the used car registration to the government office server.

The management unit 350 can inform the buyer of the tax payment including the discount of the bond necessary for the registration of the used car and support the online payment.

The management unit 350 can guide a plurality of selectable vehicle numbers to the purchaser when registering the used car and request the related company to install the license plate according to the selection of the car number.

The management unit 350 may control the used car to be automatically updated in the car registration counter when the payment of the tax related to the used car registration is completed.

The management unit 350 can control the automatic registration of the automobile registration certificate of the used car on-line when the payment of the tax related to the used car registration is completed.

The management unit 350 can perform authentication of the seller by connecting with the corresponding servers among the servers to prevent false sell or sales fraud by the seller.

The authentication of the identity may be performed using at least one or more of the authentication certificate, the iris, the face, the voice, the fingerprint, the business registration number, and the corporation registration number.

The management unit 350 can request a vehicle expert evaluation to guarantee the reliability of the used car when the purchaser selects the used car, and guide the evaluation result to the purchaser.

The management unit 350 may perform price adjustment based on the weight of each price increase / decrease parameter to guide the price adjustment result to the buyer and the seller to ensure price rationality for the used car.

The management unit 350 may omit the seal proof for the previous registration or receive the seal proof from the government office server among the servers when the seller is authenticated himself / herself.

The storage unit 360 stores various data related to the automobile sales and registration batch operations. The storage unit 360 may be a nonvolatile memory such as a flash memory device.

3 is a flowchart of a control operation of a new car sales according to an embodiment of the present invention.

The control operation of FIG. 3 is performed by the vehicle trading and registration batch operating apparatus 300 of FIG. The control operation of FIG. 3 may be performed by the management unit 350 in the automobile sales and registration batch operating apparatus 300. FIG. In this case, the remaining functional blocks except for the used-car processor 320 participate in the operation control.

First, in operation S310, when the buyer wants to purchase a new car, the management unit 350 controls the new car processor 310 and the communication unit 340 to provide a new car quotation to the buyer. Here, the purchaser may be the client # 1 (100-1) of FIG. On the other hand, the seller can be the client # 2 (100-2) of FIG.

The purchaser has already purchased the desired new car before the operation S310 is performed. ,

In operation S320, the management unit 350 checks whether a purchasing loan request is received from the purchaser.

When the purchase finance loan request is received in operation S320, the management unit 350 presents the loan conditions estimated for the first and second financial areas to the buyer in operation S330. Here, the management unit 350 authenticates whether the buyer is a corporation, a salaried employee, or an individual business operator. The purchaser's authentication can be performed by the management unit 350 with the assistance of the personal authentication server 450 of FIG. The management unit 350 can receive the authentication result from the identity authentication server 450 and request the credit inquiry server 470 of FIG. 1 for the credit inquiry of the purchaser. In addition, the management unit 350 can request the financial institution server 410 to estimate the loan condition based on the creditworthiness of the inquired buyer. The management unit 350 receives the loan condition estimate and provides it to the purchaser through the communication network 200.

The buyer's identity is to prove the identity or identity of the buyer. The authentication information may include a personal authentication certificate or a corporate authentication certificate. The personal authentication information may include at least one of iris authentication, face authentication, voice authentication, and fingerprint authentication in the case of an individual.

The purchaser can check the estimated loan conditions at various financial institutions and then select the desired loan conditions of the desired financial institution. Here, the buyer can get a much better loan than an ordinary auto loan.

For example, if a daughter of a socioeconomic person buys a new car, if the daughter purchases a new car in the name of the father and borrows the loan, the credit condition of the father may be reflected and the loan condition may be relatively good. Therefore, a daughter with a relatively low credit can receive a loan with a relatively good condition owing to her father's better creditworthiness.

In operation S340, the management unit 350 checks whether the loan agreement is concluded.

In operation S350, the management unit 350 causes the seller to pay the new vehicle purchase price to the seller after the purchase of the new vehicle is concluded between the seller and the buyer by the purchaser's alone or joint name. If the loan agreement is concluded, the purchase price of the new car will be paid to the seller from the financial institution that has made the arrangement. On the other hand, if the buyer directly pays without making a loan agreement, the new car purchase price will be paid from the buyer to the seller.

Further, in operation S350, the management unit 350 electronically documents the electronic tax invoice issued by the seller who has received the purchase price, and stores the electronic tax invoice in the storage unit 360 of FIG. In this case, the electronic documenting may be performed through the document analyzing unit 330.

In operation S360, the management unit 350 receives the documents necessary for new vehicle registration in an electronic document. At the time of new vehicle registration, the automobile production certificate, temporary driving license, and temporary license plate photograph are received from the seller. On the other hand, in case of imported cars, import declaration certificate, emission gas and noise certificate may be further needed. The import declaration certificate may be provided from the customs server of the public agency server 460, and the emission gas and noise certificate may be provided from the National Institute of Environmental Research (KERI) in the public institution server 460.

When the seller and the public agency server transmit necessary documents to a general file, the document analyzer 330 may convert the received document into a PDF file and store the received document.

In operation S370, the management unit 350 presents the auto insurance quote for each insurance company to the purchaser, and receives the insurance registration certificate from the insurance company when the insurance is completed. Likewise, the insurance certificate is electronically documented through the document analysis unit 330 and stored in the storage unit 360.

4 is a flow chart of a control operation of a new vehicle registration linked with Fig.

Referring to FIG. 4, in operation S410, the management unit 350 checks whether a new vehicle registration request is received.

When the new vehicle registration request is received in operation S410, in operation S420, the management unit 350 can automatically create a new registration application after authentication of the buyer. The management unit 350 can provide necessary documents to the vehicle registration server of the public agency server 460 when registering a new car. Here, since the necessary documents are already stored in the storage unit 360 shown in FIG. 2, the vehicle registration server can quickly receive the necessary documents.

On the other hand, when the automobile sales and registration batch operating apparatus 300 of FIG. 1 has a certification authority as a trusted agency, the management unit 350 can verify the necessary documents through the document analysis unit 330 have.

In operation S430, the management unit 350 confirms the payment of the tax when the buyer has completed the payment of the tax. Before confirming the payment of the tax, the management unit 350 informs the buyer of the tax to be paid. For example, information such as acquisition tax, registration tax, public holiday discount, income recognition fee, optional license plate costs, etc. In this case, the discount rate is the net cost calculated based on the discount rate at the time of registration, which does not include the agency fee.

Public bonds refer to public bonds. Public bonds (bonds) vary by vehicle type and are 1.5% to 20% of the ordinary tax base. The purchaser can register the vehicle by purchasing the bond. If the buyer purchases the bonds until the expiration date of the bonds, they can receive the interest of the bond amount and the amount of the bond amount. However, in most cases, the buyer tries to sell the bond again as soon as he purchases the bond to minimize the purchase cost of the vehicle. The selling price of a bond is the amount obtained by subtracting the discount rate applied on the bond from the bond amount. The discount rate on bonds varies with the market. Generally, the discount rate of the bond is about 30%, and the vehicle registration office and some financial institutions will announce the discount rate. There is a problem that the registration fee is calculated in the state where the discount rate of the public interest is arbitrarily applied in the case of the vehicle registration agency.

In the case of the present invention, since the discount rate is a net rate that does not include the agency fee, the buyer can save the registration fee online.

In operation S440, the management unit 350 checks whether the purchaser has selected the car number. Vehicle number selection means that the buyer directly selects a desired number among a plurality of selectable numbers. People tend to prefer vehicle numbers that contain seven characters, excluding vehicle numbers that contain four characters. Also, in the case of Chinese, I like the car number with 8 characters. One of the reasons Audi vehicles are preferred in China is that the Audi emblem is like two eight-character lines arranged side-by-side.

Thus, it is very meaningful for the buyer to select his or her preferred vehicle number online.

In operation S450, the management unit 350 presents a plurality of sets of selectable vehicle numbers and waits for the buyer's vehicle number selection. When the purchaser selects the car number, the management unit 350 requests the installer to install the license plate to the installer or the license plate installer.

In operation S460, the management unit 350 controls the registration of the buyer's car in the registration unit of the car, and issues the registration certificate of the car on-line.

Accordingly, the buyer can receive the replacement service to the license plate at home or near the company, while driving the vehicle with the temporary license plate without visiting the vehicle registration establishment.

As described above, the purchaser can conveniently purchase a new car and register a new car online. In addition, the financing costs of purchasing and registering a new car can be minimized since the lending condition is improved and the agency fee is no or minimal.

5 is a flow chart of a control operation of the used-car sales according to the embodiment of the present invention.

Referring to FIG. 5, in operation S510, when the buyer wants to purchase a used car, the management unit 350 controls the used car processor 320 and the communication unit 340 to select a used car desired by the buyer .

Here, the purchaser may be the client # 1 (100-1) of FIG. On the other hand, the seller can be the client # 2 (100-2) of FIG. The seller may be an individual or a secondary car dealer or dealer.

The purchaser selects a desired used car through the service in operation S510.

In operation S520, the management unit 350 may provide the buyer with a used car estimated quote derived in accordance with the purchase form of the car such as installment, long-term rental, lease, and the like. As a result, the buyer can receive a variety of estimated quotes according to the purchase type when he / she purchases the used car.

In operation S530, the management unit 350 checks whether a purchasing loan request is received from the purchaser.

If the purchase finance loan request is received in operation S530, the management unit 350 presents the loan conditions estimated for the first and second financial sectors to the purchaser in operation S540. Here, the management unit 350 authenticates whether the buyer is a corporation, a salaried employee, or an individual business operator. The purchaser's authentication can be performed by the management unit 350 with the assistance of the personal authentication server 450 of FIG. The management unit 350 can receive the authentication result from the identity authentication server 450 and request the credit inquiry server 470 of FIG. 1 for the credit inquiry of the purchaser. Also, the management unit 350 can request the financial institution server 410 to estimate the loan conditions of the used car based on the creditworthiness of the inquired buyer. The management unit 350 receives the loan condition estimate of the used car and provides it to the purchaser through the communication network 200.

The purchaser can check the estimated loan conditions at various financial institutions and then select the desired loan conditions of the desired financial institution. Here, the buyer can receive a loan with much better conditions than a conventional used car loan.

For example, if a college son buys a used car, if his son and father buy a used car in a joint name and borrow a loan, the credit condition of the father may be reflected and the loan conditions may be relatively good. Therefore, a son with a relatively low creditworthiness can receive a loan with a relatively good condition due to his father's better creditworthiness.

In operation S550, the management unit 350 checks whether a used car loan agreement is concluded.

In operation S560, the management unit 350 acquires the license plate information from the seller. The vehicle license plate information may be stored in the storage unit 360 of FIG. 2 by the seller photographing and transmitting the license plate using a smart phone or the like. The buyer can confirm the license plate in real time, so that the false car sale of the used car or the sale of the bait sale may be abolished.

Receive the car registration information and provide it to the buyer. As a result, the purchaser can confirm whether or not seizure or storage is set for the selected used car.

In operation S560, the management unit 350 obtains the accident history information and the insurance processing history information of the used car and provides it to the purchaser. History information may be obtained from the car history server 440 of FIG. Therefore, the buyer can confirm the accident or the status of the insurance treatment of the used automobile to be purchased.

In operation S560, the management unit 350 may receive the performance status check log of the used car so that it can be confirmed by the purchaser. The performance status check log may be provided from a used car dealership or dealer.

Further, in operation S560, the management unit 350 may check the amount of used / used item according to the preset weighted value, and may provide it to the seller and the buyer.

For example, even in the case of a used car having the same car model and year, the presence or absence of smoking in the car may be a factor to slightly increase or decrease the price of the used car. Therefore, if the car whose estimate is estimated to be 1500 is a smoking car, for example, 200,000 won can be deducted from 15 million won and can be 14,800 won.

On the other hand, in the case of a used car whose timing belt needs to be replaced, if the timing belt is already replaced immediately before sale, the price of the used car may be increased within a predetermined range under the recent repair history item.

Also, for example, in the case of a vehicle in which the owner of the vehicle has not transferred ownership and the driver has managed the vehicle, the amount of the price of the vehicle may be increased to increase the amount.

As described above, the checking of the amount of increase / decrease items according to the amount weight can provide advantageous advantages to both the buyer and the seller.

In operation S570, the management unit 350 may issue a vehicle expert evaluation opinion to the purchaser at the time of selection of the purchaser. In general, buyers are not experts in the purchase of used cars, so they may not know whether there is a defect in the document or a performance defect in the used car. Therefore, a selected and authenticated vehicle expert can additionally issue an evaluation opinion. Therefore, the buyer can purchase the used car with confidence.

In addition, in operation S570, the management unit 350 may adjust the initial estimated quotation amount based on the vehicle expert evaluation opinion.

In operation S580, the management unit 350 may issue a final quotation and provide it to the seller and the buyer.

FIG. 6 is a flow chart of a control operation of the payment of the used car and the insured in association with FIG.

In operation S610, the management unit 350 recognizes that the contract has been concluded at the time of request for sale from both sides of the transaction, that is, from the seller and the buyer, and automatically creates the vehicle transfer certificate. In this case, the management unit 350 already has the information necessary for the vehicle transfer certificate through the execution of the operation shown in Fig.

In operation S620, the management unit 350 electronically documents and stores the generated vehicle transfer certificate, receives the seller document necessary for vehicle registration, and stores the received seller document in the storage unit 360. [ The seller documents required for automobile registration include automobile registration certificate, seal for sale, seal stamp, copy of passbook, etc. If necessary, seal certificate for sale may be systematically omitted by performing seller's identity verification. In addition, the vehicle registration certificate may be received by the seller photographing and transmitting the photograph, or may be received by way of the public agency server 460 bypassed.

If the documents necessary for automobile registration are difficult to obtain through a public agency server, and they are received directly from the photographs of the seller or the buyer, the online trading and registration procedures are performed in an interlocking manner.

In operation S630, the management unit 350 causes the seller, that is, the car seller, to pay the quoted automobile sales proceeds. If the loan agreement is concluded, the used car transaction price will be paid to the seller from the financial institution that has made the agreement. On the other hand, if the buyer directly pays without making a loan agreement, the purchase price of the used car will be paid from the buyer to the seller.

In operation S630, the management unit 350 electronically documents the payment receipt issued at the time of payment of the purchase price and stores it in the storage unit 360 of Fig. In this case, the electronic documenting may be performed through the document analyzing unit 330.

In operation S630, the management unit 350 presents the auto insurance quote for each insurance company, and the buyer completes the insurance insurance. When the insurance is completed, the management unit 350 receives the insurance registration certificate from the insurance company. Likewise, the insurance certificate is electronically documented through the document analysis unit 330 and stored in the storage unit 360.

In operation S640, the management unit 350 may suggest a defect insurance quote if the buyer wishes to insure further insurance after joining the auto insurance including liability insurance. In operation S640, the management unit 350 issues and stores the defect insurance registration certificate to the buyer when the buyer completes the defect insurance registration.

Similarly, the defect insurance registration certificate may be electronically documented through the document analysis unit 330 and stored in the storage unit 360.

FIG. 7 is a flowchart of a control operation of the pre-registration of the used car in conjunction with FIG.

Referring to FIG. 7, in operation S710, the management unit 350 checks whether a previous registration application of the used car is received.

When the previous registration request is received in operation S710, the management unit 350 can automatically create the previous registration application after the authentication of the buyer in operation S720. The management unit 350 may provide the necessary documents for the previous registration to the vehicle registration server of the public institution server 460. [ Here, since the necessary documents for the previous registration are already stored in the storage unit 360 of FIG. 2, the vehicle registration server can quickly receive the necessary documents.

In operation S730, the management unit 350 confirms the payment of the tax when the buyer has completed the payment of the tax. Before confirming the payment of the tax, the management unit 350 guides the tax to be paid to the buyer. For example, information such as acquisition tax, registration tax, public holiday discount, income recognition fee, optional license plate costs, etc. In this case, the discount rate is the net cost calculated based on the discount rate at the time of registration, which does not include the agency fee.

As a result, in the case of the present invention, the buyer can save the registration fee online because the public discount rate is a net price that does not include the agency fee.

In operation S740, the management unit 350 checks whether the buyer is required to change the vehicle number. Vehicle number selection can also be performed optionally in the case of prior registration.

Thus, it is meaningful that the purchaser directly selects his or her preferred vehicle number online to change the previous vehicle number.

In operation S750, the management unit 350 presents a plurality of sets of selectable vehicle numbers and waits for the vehicle number selection from the buyer. When the purchaser selects the desired car number, the management unit 350 requests the installer or the license plate installer to install the license plate.

In operation S760, the management section 350 controls the purchaser's vehicle to be registered in the vehicle registration section in a renewed manner, and issues an automobile registration certificate on-line.

Accordingly, the buyer can receive the license plate replacement service at home or near the company without visiting the vehicle registration establishment. On the other hand, if you do not wish to change the license plate, the license plate replacement service is not performed.

As described above, the purchaser can conveniently purchase the used car and perform the previous registration conveniently online. In addition, the financing costs of purchasing and registering a used car can be minimized because the lending conditions are improved and the agency fee is no or minimal.

FIG. 8 is an exemplary diagram of the documents required for registration of new cars applied to the present invention. FIG.

Referring to FIG. 8, a provisional driving license, a receipt, an automobile production certificate, an insurance registration certificate, and a new automobile registration application are shown in turn. In the embodiment of the present invention, the documents shown in FIG. 8 are digitally documented and verified by the document analyzer 330.

9 is an illustration of an automobile tax estimate applied to the present invention.

Referring to FIG. 9, the calculated vehicle tax is shown for a used car classified as a non-commercial passenger car. With this notification service, the buyer can conveniently check the tax to be paid.

10 is an illustration of an installment virtual quotation applied to the present invention.

Referring to FIG. 10, in the case of a used car installment, a monthly installment estimated at a 24-month installment is shown. With this guidance service, the purchaser can conveniently check the installment amount to be borne on a monthly basis.

11 is an exemplary view of a vehicle status display applied to the present invention.

Referring to FIG. 11, there is no abnormality in the main skeleton, but there is a defect in the front fender in the outside shell. That is, the indication of FIG. 11 indicates that the front fender on the driver's seat is sheet metal, welded, repaired, replaced, or corroded.

12 is an exemplary view of a car performance check table applied to the present invention.

Referring to FIG. 12, the checked states are shown for each main device such as a prime mover, a transmission, power transmission, steering, and braking. For example, in the case of an automobile engine corresponding to a prime mover, the performance is degraded if there is oil leakage. On the other hand, if the brake oil is leaked from the braking device item, it may be fatal for safety. Such a car performance check list is a check item that the buyer must check.

13 is a diagram illustrating an example of security processing for preventing forgery and falsification of an electronic document according to an embodiment of the present invention.

Referring to FIG. 13, a Hangul or word file provided from a seller or a buyer can be converted into a PDF file by document conversion processing. File The converted PDF file is encrypted by extracting the hash value of the PDF file. In the case of text or handwriting input, text or handwriting input can be converted to a PDF file. The converted PDF file is encrypted by extracting the hash value of the PDF file. The forgery and alteration of the electronic document can be prevented by the encryption.

As described above, according to the present invention, since the procedure of car purchase and registration is implemented all over the online, the procedure between the buyer and the seller is simplified and speeded, and the stability of the transaction is guaranteed.

In addition, when the documents relating to the sale and registration are difficult to receive through the public agency server, they can be directly received through the photographs of the seller or the buyer, so that the online purchase and registration procedures are performed in an interlocking manner.

The foregoing are specific embodiments for carrying out the present invention. The present invention will also include embodiments that are not only described in the above-described embodiments, but also can be simply modified or changed easily. In addition, the present invention will also include techniques that can be easily modified and implemented using the embodiments. Therefore, the scope of the present invention should not be limited to the above-described embodiments, but should be determined by the claims equivalent to the claims of the present invention as well as the following claims.

100-1 to n: Client
200: Network
300: Automobile sales and registration batch management system
410: financial institution server
450: the authentication server

Claims

What is claimed is: 1. A car sales and registration collective operation device for connecting a seller and a buyer via a communication network and communicating with servers related to a car sales and registration service,
A communication unit for wirelessly or wiredly communicating with the seller, the purchaser, and the servers through the communication network;
A new automobile processing unit for performing the sales and vehicle registration of the new car according to the program when the purchaser purchases the new car;
A document analyzer for digitally analyzing the document received by the new disparity processing unit and analyzing the electronic document;
A storage for storing the electronic document; And
And a management unit for controlling the communication unit and the new automobile processing unit so that the sale and the vehicle registration of the new automobile are performed on an online basis,
The new automobile processing unit,
Directly receiving from the vendor a document necessary for registration of the new automobile or selectively receiving among the servers and the vendor among the servers;
Automatically creating a new registration application for the registration task of the new car based on the information provided by the seller and the purchaser,
Wherein,
When the buyer requests a loan for the purchase of the new automobile, performs authentication of the buyer with support of the authentication server among the servers;
Receiving an authentication result from the authentication server and performing a credit inquiry of the purchaser through the credit inquiry server among the servers;
Requesting a loan condition estimate for each financial institution through the financial institution server among the servers based on the authentication and inquired creditworthiness of the purchaser;
Guiding the loan condition estimate received via the financial institution server to the purchaser through the communication unit;
If a loan agreement is concluded in accordance with the informed loan condition, payment for purchase of the new automobile is paid to the seller from the financial institution to which the loan agreement is concluded;
Guiding the buyer to pay a tax including a bond discount necessary for registering the new car;
When the payment of the tax related to the registration of the new car is completed, the new car is automatically registered to the car registration counter;
Control to automatically issue an automobile registration certificate of the new automobile on-line;
When the public authority server gives the registration authority for registration of the new car among the servers, it does not transmit the document necessary for registration of the new car to the public agency server itself;
When the new automobile is registered, a plurality of selectable vehicle numbers are informed to the buyer and the installation of the license plate according to the selection of the car number is requested from the related company;
When the buyer requests insurance, the buyer or the purchaser selects a person selected by the buyer, and guides the buyer with the insurance coverage condition estimated for each insurance company through the insurance server among the servers based on the authenticated and inquired credit rating;
Wherein the electronic tax bill issued by the seller is electronically documented through the document analysis unit and is stored in the storage unit.

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A communication unit for connecting a seller and a buyer through a communication network and communicating with servers related to a car purchase and registration service;
A used automobile processing unit for performing the purchase and registration of the used car when the purchaser purchases the used car; And
A document analyzer for digitally documenting the used-car processing unit and analyzing the digitally-documented document;
A storage for storing the electronic document; And
And a management unit for controlling the communication unit and the used-car processing unit so that the sale and the vehicle registration of the used-car are performed in an online manner,
The used automobile processing unit includes:
Directly receiving from the seller through the communication unit a document necessary for registration of the used car or selectively receiving from the servers among the servers and the seller through the communication unit;
Automatically generating a vehicle transfer certificate and a previous registration application for registration of the used car based on the information provided by the seller and the purchaser,
Wherein,
Performing authentication of the purchaser with support of the authentication server among the servers when the purchaser requests a loan for purchase of the used car;
Receiving an authentication result from the authentication server and performing a credit inquiry of the purchaser through the credit inquiry server among the servers;
Requesting a loan condition estimate for each financial institution through the financial institution server among the servers based on the authentication and inquired creditworthiness of the purchaser;
Guiding the loan condition estimate received via the financial institution server to the purchaser through the communication unit;
And a payment for the purchase of the used car is paid to the seller from the financial institution that has made the loan agreement when the loan agreement is concluded in accordance with the announced loan condition;
Guiding the buyer to pay the tax including the discount of the bond necessary for registration of the used car;
When the payment of taxes related to the vehicle registration of the used car is completed, the used car is automatically updated on the car registration counter;
Controlling the automobile registration certificate of the used car to be automatically issued on-line;
When the public authority server gives the registration authority for registration of the used car, among the servers, it does not transmit the documents necessary for the registration of the used car to the public agency server itself;
When registering the used car, informs the purchaser of a plurality of selectable vehicle numbers, requests the affiliated company to install the license plate according to the selection of the car number,
When the buyer requests insurance, the buyer or the purchaser selects a person selected by the buyer, and guides the buyer with the insurance coverage condition estimated for each insurance company through the insurance server among the servers based on the authenticated and inquired credit rating;
The electronic tax bill issued by the seller is electronically documented through the document analyzer and stored in the storage unit;
Wherein the server is connected to the authentication server among the servers to authenticate the seller of the seller in order to prevent false sale or fraud by the seller.

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12. The method of claim 11,
Wherein,
Requesting a professional evaluation of the vehicle to guarantee the reliability of the used car with respect to the used car at the time of the selection of the purchaser, and guiding the evaluation result to the purchaser;
Performing a price adjustment based on a weight for each price increase / decrease parameter to guide the price adjustment result to the buyer and the seller to ensure price rationality for the used car;
When the seller is authenticated, omitting the seal proof for the previous registration or receiving the seal proof from the public agency server among the servers.

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12. The image processing apparatus according to claim 11, wherein the used automobile processing unit receives the document necessary for registering the used car and the photographed image when the seller photographs the license plate of the used car through the communication unit, forgery- Automobile marketing and registration batch management system.

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