KR101872742B1 - The smart card payment system having multi slot structure for multi-payment processing, and control method thereof - Google Patents

The smart card payment system having multi slot structure for multi-payment processing, and control method thereof Download PDF

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KR101872742B1
KR101872742B1 KR1020170144361A KR20170144361A KR101872742B1 KR 101872742 B1 KR101872742 B1 KR 101872742B1 KR 1020170144361 A KR1020170144361 A KR 1020170144361A KR 20170144361 A KR20170144361 A KR 20170144361A KR 101872742 B1 KR101872742 B1 KR 101872742B1
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smart card
response signal
payment
slot
smart
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KR1020170144361A
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Korean (ko)
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황금천
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주식회사 파미르
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0013—Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers
    • G06K7/0056—Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers housing of the card connector
    • G06K7/0073—Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers housing of the card connector having multiple insertion slots, the respective slots suited for the same or different card form factors
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10019—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves resolving collision on the communication channels between simultaneously or concurrently interrogated record carriers.
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/356—Aspects of software for card payments

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  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Health & Medical Sciences (AREA)
  • Toxicology (AREA)
  • Computer Hardware Design (AREA)
  • Electromagnetism (AREA)
  • General Health & Medical Sciences (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

According to the present invention, a smart card payment system having a multi-slot structure for multi-payment processing may comprise: a smart card reader which has two or more slots into which two or more smart cards are inserted, senses insertion of the smart cards into each slot, and then transmits results of sensing insertion of the smart cards into each slot to a smart card payment device; and the smart card payment device which is connected to the smart card reader by communications, executes a multi-thread processing program for card payment when a sensing signal that the smart card is inserted into a certain slot is input by the smart card reader, receives an input of information of the smart cards inserted into each slot through the smart card reader, sequentially receives inputs of payment amounts for each smart card through a payment amount input unit, accesses a financial institution through a payment communications network, requests the financial institution to perform payment for the input payment amounts for each smart card, and consequently and simultaneously performs multi-payment of the payment amounts of two or more smart cards. According to the present invention, the smart card payment system has multiple slots on one smart card reader which enables a user to proceed multiple card payments of customers with smart cards inserted into the multiple slots at once.

Description

[0001] The present invention relates to a smart card payment system having a multi-slot structure for multi-payment processing and a control method thereof,

The present invention relates to a smart card payment system and a control method having a multi-slot structure for multi-payment processing. More particularly, the present invention relates to a smart card payment system and a control method for a multi- And a multi-payment method for a multi-payment process capable of simultaneously paying a payment amount according to a payment amount according to a payment amount.

Currently, our widely used Smart Card is an 8-bit or 32-bit microprocessor (MPU) with self-computing capability on the surface of a plastic card that is the same material and size as a typical credit card, COS), and an integrated circuit (IC) chip with an embedded EEPROM as a secure storage area.

Such a smart card can be used for personal identification, authentication, data storage, and card settlement.

The smart card may be classified into a contact type card, a non-contact type card, a hybrid card, and a combination card according to a recognition method, CHIP), there is a concern that electric shock or damage may occur to the contact circuit chip due to frequent contact of the contact, but there is a possibility that a transaction authentication or electronic transaction processing a relatively large amount of data Signatures, and the like.

The contactless card communicates with a smart card terminal through an antenna built in a smart card. The contactless card can be applied to a traffic card which is subject to a restriction on the processing time because physical contact between the smart card and the smart card reader is not required.

The Hybrid Card is a type in which a contact type card and a contactless type card exist separately in one card. Since a separate memory and a separate operating system exist in one card, not only the use of a smart card is inefficient, High.

The Combi Card is a chemically coupled card that can be shared by contact-type cards and non-contact cards, and can not be shared. Can be imported.

The combination card is problematic in that the contact or contactless card function can be paralyzed if the shared memory area is damaged, but it is considered to be the most efficient form to date.

Such a smart card is usually inserted into a slot equipped in a smart card reader when a card is paid, and the smart card reader reads information of the smart card inserted in the slot and transmits the smart card information to the smart card settlement device And the smart card settlement unit accesses a financial institution through a payment communication network to settle the payment amount.

In the smart card reader of the smart card payment system, only one slot for inserting the smart card is installed, so that only one smart card can be processed at a time of payment of the card. Therefore, at the time of multiple payment using two or more smart cards, There was an inconvenience that a card reader was required.

Accordingly, when a lot of shoppers request payment through a smart card at a time when a lot of people are driving, the use of only one smart card reader in the store may increase the waiting time for payment and inconvenience of use.

In order to solve the above inconvenience, when two or more smart card readers are installed in the store, it is possible to solve the inconvenience of using the standby time, but there is a problem that it is reluctant to introduce the smart card reader due to cost and space limitation.

In the meantime, the smart card reader for a credit card payment terminal is a smart card reader having a Bluetooth or an ear jack, a smart card reader for a credit card payment terminal, and a smart card reader of a patent registration number "10-1749517 " A communication unit for communicating with a server and a mobile terminal of a user through a communication method using the mobile terminal; A first memory having a ROM memory device storing raw smart card identification information each including identification information for first manufacturers of the manufacturers of the smart card, and a second memory for storing the raw smart card identification information and the first manufacturers ' And a second storage unit having an EEPROM memory device for storing transmission smart card identification information consisting of update smart card identification information each including identification information for different second manufacturers; And transmitting and receiving information to / from the smart card in a contact or non-contact manner, transmitting one of the transmission smart card identification information stored in the second storage unit to the smart card, Wherein the control unit periodically receives information on the frequency of use of each smart card by the maker calculated by the server, and based on the information on the frequency of use, The control unit periodically changes the storage order of the transmission smart card identification information stored in the second storage unit, and the control unit confirms that the transmission smart card identification information transmitted from the smart card to identify the manufacturer of the smart card is its identification information Lt; RTI ID = 0.0 > smartcard < / RTI > Information transmits in sequence according to the order stored in the smart card.

Korea Patent Registration No. 10-1089805 (December 12, 2011) Korea Patent Registration No. 10-1749517 (June 27, 2017) Korea Patent Registration No. 10-1773376 (2017.09.12)

SUMMARY OF THE INVENTION Accordingly, the present invention has been made keeping in mind the above problems occurring in the prior art, and it is an object of the present invention to provide a smart card reader and a smart card dispenser capable of multi- The present invention provides a smart card payment system and a control method having a multi-slot structure for a multi-payment process.

In order to accomplish the above object, a smart card payment system having a multi-slot structure for multi-payment processing according to the present invention comprises two or more slots in which two or more smart cards are inserted, A smart card reader for detecting the insertion of the smart card into each of the slots and transmitting the detection result to the smart card settlement unit; When receiving a sensing signal indicating that a smart card is inserted into a specific slot from the smart card reader, a multithread processing program for card settlement is executed, Receives the smart card information inserted in the slot, sequentially receives the payment amount for each smart card through the payment amount input unit, and then accesses the financial institution through the payment communication network and requests the financial institution to settle the input payment amount for each smart card And a smart card settlement unit for simultaneously paying the settlement amount for each of the two or more smart cards.

A smart card settlement system and a control method having a multi-slot structure for multi-payment processing according to the present invention having such a configuration are characterized in that a plurality of slots are formed in one smart card reader and a plurality of smart cards Multiple card payments can be made multiple times at once.

Accordingly, a smart card payment system and a control method having a multi-slot structure for a multi-payment process according to the present invention allow a plurality of smart cards to be settled by a pair of smart card readers and a smart card payment device, The waiting time can be greatly reduced and the discomfort can be alleviated. In addition, the settlement amount allocated for the Dutch Pay between the co-worker and the friend can easily be paid to the smart card.

1 shows a first embodiment of the present invention,
2 shows a second embodiment of the present invention,
3 shows a third embodiment of the present invention,
4 shows a fourth embodiment of the present invention,
5 is a control block diagram of a smart card reader,
6 is a view for explaining that a number or a letter for dividing a slot is displayed in front of a slot into which a smart card is inserted and an LED indicating whether a card is inserted when a smart card is inserted into the slot is additionally mounted,
7 is a control block diagram of a smart card settlement apparatus,
8 is a flowchart illustrating a payment screen displayed on a display window of a smart card settlement apparatus when a plurality of smart cards inserted in a multi-slot have been paid for a payment amount,
FIG. 9 is a flowchart illustrating a control method of a smart card payment system having a multi-slot structure for multi-payment processing according to the present invention.

Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

As shown in FIGS. 1 to 4, a smart card settlement system having a multi-slot structure for multi-payment processing according to the present invention includes two or more slots 3 (Slot 3) in which two or more smart cards 1 are inserted, And detects the insertion of the smart card 1 into each slot 3 and then transmits the detection result of whether or not the smart card 1 is inserted to each slot 3 to the smart card slot machine 5 A smart card reader 7 (Smart Card Reader) for transmitting the data to the mobile terminal 1; A multithreading device for communicating with the smart card reader 7 and receiving a detection signal indicating that the smart card 1 is inserted into the specific slot 3 from the smart card reader 7, A processing program is executed to input the information of the smart card 1 inserted in each slot 3 through the smart card reader 7 and sequentially receive the payment amount for each smart card 1 through the payment amount input part, A smart card settlement unit 5 that simultaneously accesses a financial institution through a communication network and requests payment to the financial institution for a payment amount for each smart card 1 to thereby simultaneously pay a payment amount for each of the two or more smart cards 1; ≪ / RTI >

The smart card settlement unit 5 accesses a financial institution using a settlement communication network of a payment gateway (PG) or a VAN (Value Added Network) company and then transmits a payment for each smart card as many as the number of the smart cards 1 inserted in the slot .

As shown in FIG. 5, the smart card reader 7 is installed in each of two or more slots 3, and when the smart card 1 is inserted into the slot 3, And a smart card interface 9 (Smart Card Interface) connected to the integrated circuit chip Chip.

The smart card interface unit 9 includes a power supply unit 11 for supplying power to a power input terminal of the integrated circuit chip of the smart card 1, A reset signal input section 13 for inputting a reset signal to the reset terminal of the smart card 1 and a reset signal input terminal 13 for inputting a reset signal to the reset terminal of the integrated circuit chip of the smart card 1 through the reset signal input section 13 And a response signal receiving unit 15 for receiving an answer to reset (ATR) signal output from the smart card 1 when the smart card reader 7 receives the response signal (ATR) And a USB communication unit 17 for transmitting a response signal to the smart card 1 and a number of the smart card 1 for each slot 3 to the smart card settlement unit 5 via USB communication.

A response signal (Answer To Reset) output from the smart card 1 when a reset signal is input to the reset terminal of the integrated circuit chip of the smart card 1 is a type of the smart card 1, 1), or information on the manufacturer of the smart card 1.

The response signal is an information processing function for authenticating the smart card 1 and is defined in the ISO 7816 standard.

5, the USB communication unit 17 includes a response signal receiving unit 15 connected to each of the smart card interface units 9 and mounted on each smart card interface unit 9, A response signal transmitted through a serial communication method or a smart card 1 number transmitted from the smart card interface unit 9 is converted into a USB (universal serial bus) communication method and transmitted to the USB hub 21 A plurality of communication protocol converting units 23 connected to the at least two communication protocol conversion units 23 and adapted to transmit the response signals of the smart cards 1 respectively transmitted from the two or more communication protocol conversion units 23, And a USB hub 21 (Hub) for transmitting the number of the smart card 1 transmitted from the smart card interface unit 9 to the smart card settlement unit 5 via USB communication.

6, when the smart card reader 7 receives a response signal from the smart card 1 inserted in the specific slot 3 through the response signal receiving unit 15, An LED display unit 19 for indicating to the user of the smart card reader 7 that the smart card 1 is normally recognized by lighting the front mounted LED to indicate that the smart card 1 is inserted into the specific slot 3, .

When the smart card 1 is inserted into a specific slot, the smart card settlement unit 5 can know which slot the smart card 1 is inserted into by using the serial port number assigned to the slot .

7 and 8, the smart card dispenser 5 is connected to the USB hub 21 and receives a response signal of the smart card 1 transmitted from the smart card reader 7 or a response signal of each slot A USB host 25 for receiving the number of the smart card 1 and a response signal reception standby unit 27 waiting for reception of the response signal of the smart card 1 from the USB host 25, And when the reception of the response signal of the smart card 1 is detected from the USB host 25 through the response signal receiving standby unit 27, the smart cards 1 inserted in the two or more slots 3 A multi-thread processing program for multi-payment processing is executed to multiply the settlement amount for the smart card (1), and the smart card (1) number for each slot is received from the smart card reader (7) The payment amount input means for inputting the amount And a multi-payment processing unit 29 for receiving payment amounts for each of the smart cards 1 displayed in the payment amount input window and accessing the financial institution through the payment communication network to simultaneously settle payment amounts for the respective smart cards 1 .

Execution of the multithread processing program for the multiple payment processing is performed by the number of the smart cards 1 inserted in the slots.

As shown in FIG. 9, a method of controlling a smart card payment system having a multi-slot structure for multi-payment processing according to the present invention includes arranging two or more slots 3 into which the smart card 1 is inserted The smart card reader 7 that reads the card information of the smart card 1 inserted in the two or more slots 3 sends an answer to the smart card 1 inserted in the slot 3 The smart card reader 7 sends a response signal for each smart card 1 to the smart card 1 when receiving a response signal from the smart card 1 inserted in each of the two or more slots 3, The smart card settlement unit 5 waits until a response signal to the smart card 1 is received from the smart card reader 7, The reader 7 reads out the information on the smart card 1 When a signal is received, a multi-thread for multi-payment processing is generated by the number of response signals inputted, the smart card number of each slot is received from the smart card reader 7, and two or more smart cards 1), accessing a financial institution through a payment communication network for each smart card 1, and concurrently making a settlement payment for two or more smart cards 1 using a multithreading scheme (step S3 ).

A smart card reader 7 for reading the card information of the smart card 1 inserted in two or more slots 3 is provided with two or more slots 3 into which the smart card 1 is inserted, (S1) of requesting a response signal (Answer To Reset) to the smart card inserted in the slot (3) when the smart card reader (7) inserts the smart card (1) Supplying power to the integrated circuit chip of the smart card 1 inserted in the memory card 3; And supplying the reset signal to the integrated circuit chip of the smart card 1 so that the smart card reader 7 receives the response signal from the smart card 1. [

The smart card reader 7 transmits a response signal for each smart card 1 to the smart card settlement device 5 when receiving a response signal from the smart card 1 plugged into each of the two or more slots 3 The smart card reader 7 receives a response signal transmitted from two or more smart cards 1 when receiving a response signal from the smart card 1 plugged into each of the two or more slots 3, The smart card reader 7 transmits the response signal to the slot 3 where the smart card 1 is inserted only to the smart card 1 that has transmitted the response signal, And displaying the fact that the recognition of the smart card 1 inserted in the slot 3 is normally performed by turning on the LED mounted on the front side.

The smart card payment machine 5 waits until a response signal to the smart card 1 is received from the smart card reader 7 and then receives a response signal to the smart card 1 from the smart card reader 7 A multithread processing program for multiple payment processing is executed by the number of response signals input when the mobile terminal 1 enters the mobile terminal 1, the smart card 1 number of each slot is received from the smart card reader 7, (S3) of simultaneously charging the settlement amount of two or more smart cards using a multithreading method by accessing a financial institution through a payment communication network for each smart card (1) The card dispenser 5 is configured to wait until a response signal to the smart card 1 is received from the smart card reader 7, 5 generates a multi-thread for multiple payment processing by the number of response signals when a response signal to the smart card 1 is input from the smart card reader 7, Receives the card number of the smart card 1 inserted in each slot 3 from the smart card reader 7 and displays the card number of the smart card 1 by the slot number 3 in the payment amount input window Receiving a payment amount for each smart card 1 through a payment amount input means and a smart card settlement device 5 receiving a payment amount for each smart card 1 through a payment amount input means, And simultaneously accessing the financial institution through the settlement communication network for each of the smart cards 1 by the number of the smart cards 1 that are plugged into the smart card 1 and simultaneously making settlement using the multithreading method.

A smart card settlement system and a control method having a multi-slot structure for the multi-payment process according to the present invention having such a structure constitute a plurality of slots in one smart card reader 7, and a plurality of slots With the smart card 1, multiple settlement amounts can be settled at one time.

Accordingly, in the smart card payment system and control method having a multi-slot structure for the multi-payment process according to the present invention, the smart card reader 7 and the smart card dispenser 5 pay for a plurality of smart cards The standby time of the customers who wait for the payment of the card can be greatly reduced and the complicated payment can be easily paid to the smart card 1 when the Dutch Pay is made between the co-worker and the friend.

1. Smart card 3. Slot
5. Smart card payment machine 7. Smart card reader
9. Smart card interface part 11. Power supply
13. Reset signal input section 15. Response signal receiving section
17. USB communication section 19. LED indicator
21. USB hub 23. Communication protocol conversion section
25. USB host 27. Response signal reception standby
29. Multiple Payment Processing Unit

Claims (6)

Two or more slots 3 in which two or more smart cards 1 are inserted are provided and the insertion of the smart card 1 into each slot 3 is sensed, A smart card reader 7 for transmitting a detection result of whether or not the smart card 1 is inserted to the smart card settlement device 5;
When the smart card reader 7 is connected to the smart card reader 7 and receives a detection signal indicating that the smart card 1 is inserted into the specific slot 3 from the smart card reader 7, And receives the information of the smart card 1 inserted in each slot 3 through the smart card reader 7 and sequentially inputs the payment amount for each smart card 1 through the payment amount inputting unit, And a smart card settlement unit 5 for simultaneously paying the settlement amount for each of the two or more smart cards 1 by requesting the financial institution to settle the payment amount for each smart card 1 connected to the organization,
The smart card reader 7 is mounted on each of the two or more slots 3 and connected to the integrated circuit chip Chip of the smart card 1 when the smart card 1 is inserted into the slot 3 (Smart Card Interface) 9,
The smart card interface unit 9 includes a power supply unit 11 for supplying power to a power input terminal provided on the integrated circuit chip of the smart card 1,
A reset signal input unit 13 for inputting a reset signal to a reset terminal provided on an integrated circuit chip of the smart card 1,
(ATR: Answer To Reset) output from the smart card 1 when a reset signal is input to the reset terminal of the integrated circuit chip of the smart card 1 through the reset signal input unit 13, And a receiving unit 15,
The smart card reader 7 transmits the response signal to the smart card 1 and the smart card 1 number for each slot 3 transmitted through the response signal receiving unit 15 to the smart card settlement unit And a USB communication unit (17)
The USB communication unit 17 is connected to each smart card interface unit 9 through a serial communication method from a response signal receiving unit 15 connected to each smart card interface unit 9 by 1: Two or more communication protocol conversion units for converting the transmitted response signal or the smart card 1 number transmitted from the smart card interface 9 into a universal serial bus (USB) communication method and transmitting the converted signal to the USB hub 21 (Hub) (23);
A response signal of the smart card 1 transmitted from the two or more communication protocol converting units 23 and a response signal of the smart card 1 transmitted from the smart card interface unit 9, 1) number to the smart card settlement apparatus 5 via USB communication, and the USB hub 21 (Hub)
The smart card reader 7 turns on the LED mounted on the front surface of the specific slot 3 when receiving a response signal from the smart card 1 inserted in the specific slot 3 through the response signal receiving unit 15 Further comprising an LED display unit (19) indicating that the smart card (1) is inserted in the specific slot (3) and indicating to the user of the smart card reader (7) that the smart card (1)
The smart card settlement device (5)
A USB host 25 connected to the USB hub 21 and receiving a response signal of the smart card 1 transmitted from the smart card reader 7 or the smart card 1 number of each slot,
A response signal receiving standby unit 27 waiting for receiving a response signal of the smart card 1 from the USB host 25,
And a response signal receiver unit 27 for receiving a response signal from the USB host 25 to the smart card 1, A multi-thread processing program for multi-payment processing is executed in order to multiply the settlement amount, the smart card reader 1 receives the number of the smart card 1 for each slot from the smart card reader 7, (1) a payment amount by the number of the smart card (1) displayed in the payment amount inputting window from the payment amount inputting means for inputting the payment amount, and accessing the financial institution through the payment communication network, And a payment processing unit (29).
delete delete A smart card reader 7 for reading the card information of the smart card 1 inserted into two or more slots 3 is provided with two or more slots 3 into which the smart card 1 is inserted, (S1) requesting a response signal (Answer To Reset) to the smart card 1 inserted in the smart card 1;
The smart card reader 7 transmits a response signal for each smart card 1 to the smart card settlement device 5 when receiving a response signal from the smart card 1 plugged into each of the two or more slots 3 (S2);
And the smart card settlement unit 5 waits until a response signal to the smart card 1 is received from the smart card reader 7 and then receives a response signal to the smart card 1 from the smart card reader 7 A multi-thread processing program for a multi-payment process is executed for the number of response signals inputted when inputting the smart card reader 7, the smart card number for each slot is received from the smart card reader 7, (S3) of simultaneously receiving payment amounts for two or more smart cards (1) using a multithreading method by accessing a financial institution through a payment communication network for each smart card (1) under,
A smart card reader 7 for reading the card information of the smart card 1 inserted in two or more slots 3 is provided with two or more slots 3 into which the smart card 1 is inserted, The step S1 of requesting a response signal (Answer To Reset) to the smart card 1 inserted in the step 3)
Supplying power to the integrated circuit chip of the smart card 1 inserted in the slot 3 when the smart card reader 7 is inserted into the slot 3;
The smart card reader 7 supplying a reset signal to the integrated circuit chip of the smart card 1 in order to receive a response signal from the smart card 1,
The smart card reader 7 transmits a response signal for each smart card 1 to the smart card settlement device 5 when receiving a response signal from the smart card 1 plugged into each of the two or more slots 3 (S2)
The smart card reader 7 receives a response signal from two or more smart cards 1 when receiving a response signal from the smart card 1 inserted in each of the two or more slots 3, To the card settlement device (5);
The smart card reader 7 turns on the LED mounted on the front face of the slot 3 in which the smart card 1 is inserted only by the smart card 1 that has transmitted the response signal, 1) has been normally recognized,
The smart card payment machine 5 waits until a response signal to the smart card 1 is received from the smart card reader 7 and then receives a response signal to the smart card 1 from the smart card reader 7 A multithread processing program for multiple payment processing is executed by the number of response signals input when the mobile terminal 1 enters the mobile terminal 1, the smart card 1 number of each slot is received from the smart card reader 7, (S3) of accessing a financial institution through a payment communication network for each smart card (1) and concurrently making payment for two or more smart cards using a multithreading scheme
The smart card settlement unit 5 waits until a response signal to the smart card 1 is received from the smart card reader 7;
The smart card settlement unit 5 generates a multi-thread for multiple settlement processing by the number of response signals when a response signal to the smart card 1 is input from the smart card reader 7;
The smart card settlement device 5 receives the card number of the smart card 1 inserted in each slot 3 from the smart card reader 7 and displays the smart card 1 by slot number 3 in the payment amount input window, Receiving a payment amount for each smart card (1) through a payment amount input means;
And a settlement amount inputting means for inputting a settlement amount for each smart card 1 by the number of smart cards 1 inserted in the slot 3, And a step of simultaneously accessing the financial institution through the multithreading method to settle the settlement amount using the multithreading method.
delete delete
KR1020170144361A 2017-11-01 2017-11-01 The smart card payment system having multi slot structure for multi-payment processing, and control method thereof KR101872742B1 (en)

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