KR101459596B1 - Method for unified operating mobile gift certificates - Google Patents

Abstract

The present invention relates to a method for integrally operating mobile gift certificates and, more specifically, to a method for integrally operating mobile gift certificates, which can issue mobile gift certificates by using general management programs, websites, mobile applications, credit card terminals, ATM/CD machines, payment terminals such as kiosks, or ARS when the mobile gift certificates are issued; when a refund of an issued mobile gift certificate is requested, can refund money to the user through websites, mobile applications, credit card terminals, ATM/CD machines, and payment terminals such as kiosks; and enables conversion, present, relay, and payment of the issued mobile gift certificates.

Description

{METHOD FOR UNIFIED OPERATING MOBILE GIFT CERTIFICATES}

More particularly, the present invention relates to an integrated management method of mobile gift vouchers, and more particularly, to a method of managing mobile gift vouchers using a general management program and a payment terminal such as a web site, a mobile application, a credit card terminal, an ATM / When a refund of the issued mobile voucher is requested, a refund can be made through a payment terminal such as a web site, a mobile application, a credit card terminal, an ATM / CD device, or a kiosk, The present invention relates to a method of operating an integrated mobile gift voucher, which enables conversion, gift, relay, and settlement of a mobile gift voucher.

A gift certificate is a type of ticket with a certain amount of value, and it is mainly used as a means by which a company promotes and purchases its products. These gift certificates are generally used as gifts especially among the general public, and it is generally used in the form of paying in advance the amount that can be paid by the gift certificate, purchasing the gift certificate, and presenting it to the other person.

Gift certificates play the same role as cash for all goods or services handled by the issuing store. Most widely used gift certificates are in the form of tributaries. In order to prevent counterfeiting of gift certificates, gift certificates contain holograms or complex patterns have. Therefore, there is a problem that the manufacturing cost is expensive to manufacture a complex type of voucher, and in particular, there is a problem that the voucher type of the tributary type is not recovered when it is stolen or lost. In order to solve these problems, various forms of mobile vouchers have recently been proposed.

Korean Patent Laid-Open No. 10-2008-0038117 and Korean Patent Laid-Open No. 10-2008-0017822 are published as prior art related to the mobile voucher.

The Korean Patent Laid-Open Publication No. 10-2008-0038117 relates to a mobile gift certificate processing system, comprising: means for receiving paper gift certificate information to be loaded on a user mobile device through a user mobile device; means for confirming validity of the received gift certificate information And means for generating gift voucher data corresponding to the paper gift voucher and processing the gift voucher data to be transmitted to the user mobile device when the gift voucher corresponding to the received paper gift voucher information is available as a result of the validity check.

In the mobile gift certificate issuing method and the ticketing method disclosed in Korean Patent Laid-Open Publication No. 10-2008-0017822, when a consumer pays a purchase price at a checkout counter in a store, a cashier joins a consumer through a POS terminal provided at the checkout counter A second step of connecting to a mobile communication company server and inputting a mobile device number of a consumer, a second step of inputting the gift certificate information to be paid according to the paid purchase amount, A third step of issuing a mobile voucher at the server, generating a password for issuing the issued voucher, and storing the generated password in a database server provided in the server, and a third step of transmitting the mobile voucher information and the password to an SMS server To the mobile device of the customer.

However, in the above-described Korean Patent Laid-Open No. 10-2008-0038117, the tributary gift certificate is simply exchanged for the mobile voucher, and the domestic publication 10-2008-0017822 issues the mobile voucher using the POS, There is a limited problem.

Accordingly, it is possible to easily access the issuance of the gift certificate to the user who uses the mobile gift certificate by not only online but also offline, and it is possible to switch the issued mobile gift certificate to other forms of gift certificate and credit card company And mobile voucher operating technology capable of expanding the market of mobile vouchers is being strongly demanded by allowing mobile vouchers to be sold to transit sites.

Korean Patent Laid-Open No. 10-2008-0038117 Korean Patent Laid-Open No. 10-2008-0017822

SUMMARY OF THE INVENTION The present invention has been made to solve the above-mentioned problems, and it is an object of the present invention to enable issuance of a mobile voucher using a general management program, a payment terminal such as a web site, a mobile application, a credit card terminal, an ATM / CD, When a refund of the issued mobile voucher is requested, it can be refunded through payment terminals such as website, mobile application, credit card terminal, ATM / CD machine, kiosk, etc., The issuance of the voucher can be easily issued not only on-line but also off-line to the user who uses the mobile voucher, so that the mobile voucher can be converted into other types of vouchers and card company points as well as payment, Mobile vouchers can also be sold to transit sites. The purpose of this study is to provide an integrated operation method of mobile vouchers which can expand the market of mobile vouchers by locking the mobile vouchers.

According to an aspect of the present invention,

When a manager PC accesses a mobile gift voucher server and inputs a denomination, a quantity, and a mobile phone number of a recipient, a mobile voucher is issued through the image of a bar code and data of the mobile voucher to send a mobile voucher through a text service, Or a payment terminal such as a mobile application, a credit card terminal, an ATM / CD device, or a kiosk, or an ARS to access the mobile gift voucher operating server and input a denomination, a quantity, and a mobile phone number of a recipient, A mobile voucher issuing step of issuing a mobile voucher through the barcode of the barcode and image data and sending the mobile voucher through a text service; If the buyer logs in from the website and accesses the mobile gift voucher server after requesting division or integration of the issued mobile gift voucher, the mobile gift voucher is divided or integrated after deducting the corresponding fee, and then the bar code and data of the mobile gift voucher are imaged A mobile gift coupon segmentation / integration step for sending a mobile gift coupon through a text service; If the buyer logs in from the website and accesses the mobile gift voucher server and requests to exchange a selected one of the mobile voucher, branch gift voucher and prepaid card voucher with a different voucher or an affiliate point, the fee is deducted and then the voucher Exchanging a gift certificate to the buyer or switching to an affiliate point; A mobile voucher refund step of subtracting the fee and refunding a recommended amount when a purchaser requests a refund of a mobile gift certificate after accessing the mobile gift certificate operating server through a website or a mobile application or the payment terminal; A mobile gift coupon relaying step of, when the purchaser logs in to the mobile relay site and accesses the mobile gift coupon server and requests the purchase of the issued mobile gift coupon, after deducting the corresponding fee, the promotional amount is paid and the coupon is sold to a third party; And an application installed in the merchant store POS to scan and inquire the mobile merchandise right of the purchaser, confirms the availability of the mobile gift certificate through the mobile gift certificate operating server and performs settlement, and if the settlement is requested to the mobile gift certificate operating server from the merchant store POS, And a mobile voucher settlement step of sending the settlement amount to the merchant.

Here, when the mobile voucher issuing step tries to issue the mobile voucher to the manager PC, A1) the manager accesses the mobile gift voucher server through the management program; A2) an administrator generating a denomination, a quantity and a unique number in the management program; A3) the manager inputting the recipient's mobile phone number; A4) is completed, the mobile gift certificate operating server performs a bar code of the mobile gift certificate and image data to issue a mobile gift certificate; A5) sending the issued mobile voucher to a recipient's mobile device via a text service; A6) transmitting the dispatch data of the mobile voucher to the mobile communication company server at the mobile voucher operating server, and updating the voucher dispatch list when the dispatch result value is transmitted from the mobile communication company server and the dispatch is normally performed; And A7) If dispatch is not normally performed, the issued mobile voucher is retransmitted to the recipient's mobile device through the text service, and then the process is repeated.

Herein, if the buyer wants to issue a mobile gift certificate through a web site in the mobile gift certificate issuing step, A10) the buyer logs in to the website and accesses the mobile gift certificate operating server; A11) a step of the buyer selecting a denomination and a quantity on the web; A12) a step of the purchaser performing settlement of the corresponding amount; A13) the buyer inputting the recipient's mobile phone number; A14) when the settlement and the information input are completed, the mobile gift voucher server performs barcode and data imaging of the mobile gift voucher on the mobile gift voucher server to issue the mobile gift voucher; A15) sending the issued mobile voucher to a recipient's mobile device via a text service; A16) transmitting the dispatch data of the mobile voucher to the mobile communication company server at the mobile voucher operating server, and updating the voucher dispatch list when the dispatch result value is transmitted from the mobile communication company server and the dispatch is normally performed; And A17) if dispatch is not normally performed, the issued mobile voucher is retransmitted to the recipient's mobile device through the text service, and then the process is repeated.

Here, if the buyer wants to issue a mobile gift certificate through the mobile application in the mobile gift certificate issuing step, A20) the buyer logs into the mobile application and accesses the mobile gift certificate operating server; A21) a step of the purchaser selecting a denomination and a quantity on the web; A22) a step of the buyer performing settlement of the corresponding amount; A23) the buyer inputting the recipient's mobile phone number;

A24) Upon completion of payment and information input, the mobile gift voucher server performs barcode and data imaging of the mobile gift voucher and publishes the mobile voucher on the mobile gift voucher server; A25) sending the issued mobile voucher to a recipient's mobile device via a text service; A26) transmitting the dispatch data of the mobile voucher to the mobile communication company server at the mobile voucher operating server, and updating the voucher dispatch list when the dispatch result value is transmitted from the mobile communication company server and the dispatch is normally performed; And A27), if the dispatch is not normally performed, the issued mobile voucher is re-sent to the recipient's mobile device through the text service, and then the process is repeated.

Here, if the buyer wants to issue the mobile gift certificate through the payment terminal installed with the application during the mobile gift certificate issuing step, A30) a step of the buyer selecting the denomination and the quantity and inputting the recipient's mobile phone number ; A31) when the purchaser performs settlement of the corresponding amount, the payment terminal transmits the corresponding information to the mobile gift certificate operating server through the VAN network, the bank computer network, and the Internet network; A32) generating a gift voucher number at the mobile voucher operating server when payment and information transmission are completed; A33) when the generation of the unique number is completed, a step of issuing a mobile voucher by performing a barcode and data imaging of the mobile voucher; A34) sending the issued mobile voucher to a recipient's mobile device via a text service; A35) transmitting the shipment data of the mobile gift certificate to the mobile communication company server at the mobile gift certificate operating server, and updating the gift certificate shipment list when the shipment result value is transmitted from the mobile communication company server and the shipment is normally performed; And A37), if the dispatch is not normally performed, the issued mobile voucher is retransmitted to the recipient's mobile device through the text service, and then the process is repeated.

A40) a step of the purchaser making a call to the ARS call center, inputting the denomination, the quantity, and the mobile phone number of the recipient, when the mobile gift certificate issuing step is to issue the mobile gift certificate through the ARS; A41) when the purchaser performs settlement of the amount of money with a credit card, the payment terminal transmits the corresponding information to the mobile gift certificate operating server through the Internet network; A42) generating a voucher unique number at the mobile voucher operating server when payment and information transmission are completed; A43) when the generation of the unique number is completed, a step of issuing a mobile voucher by performing a barcode and data imaging of the mobile voucher; A44) sending the issued mobile voucher to the recipient's mobile device via a text service; A45) transmitting the dispatch data of the mobile voucher to the mobile communication company server at the mobile voucher operating server, and updating the voucher dispatch list when the dispatch result value is transmitted from the mobile communication company server and the dispatch is normally performed; And A46) if the dispatch is not normally performed, the issued mobile voucher is re-sent to the recipient's mobile device through the text service, and then the process is repeated.

Next, when the buyer wants to purchase the mobile gift certificate through the website on a regular basis or to present it to a third party in the mobile gift certificate issuing step, A50) the buyer logs in to the web site and accesses the mobile gift certificate operating server Wow; A51) a step of the purchaser registering a payment means such as a credit card, a money transfer, and a deposit; A52) a step of the purchaser selecting a denomination and a quantity; A53) a step of the buyer selecting a period of time for regular purchase or gift; A54) transmitting a text message to the buyer, that is, the reservation person, when the date of the regular purchase or present arrives; A55) performing a payment with a registered payment means when the purchaser selects to make a regular purchase or gift and transmits the information to the mobile gift certificate operating server; A56) generating a gift voucher number at the mobile voucher operating server when payment is completed; A57) when the generation of the unique number is completed, a step of issuing a mobile voucher by performing barcode and data imaging of the mobile voucher; A58) sending the issued mobile voucher to a recipient's mobile device via a text service; A59) transmitting the shipment data of the mobile gift certificate to the mobile communication company server at the mobile gift certificate operating server, and updating the gift certificate shipment list when the shipment result value is transmitted from the mobile communication company server and the shipment is normally performed; And A60) if the dispatch is not normally performed, the issued mobile voucher is retransmitted to the recipient's mobile device through the text service, and then the process is repeated.

If the buyer cancels the regular purchase or gift at step A55, the mobile gift certificate operating server cancels the regular purchase or the gift.

Meanwhile, if the buyer wants to select the division of the mobile gift certificate through the website in the mobile gift coupon segmentation / integration step, B1) the buyer logs in to the web site and accesses the mobile gift certificate operation server; B2) registering a mobile voucher number that the buyer wants to divide; B3) when the mobile gift voucher number is registered, the mobile gift voucher server inquires the mobile voucher registered in the DB or the affiliate server to confirm whether or not it can be divided and informing the buyer thereof; B4) selecting a category and a quantity of the mobile voucher to be divided by the buyer if division is possible; B5) a step of the buyer inputting the recipient's mobile phone number for each selected gift certificate; B6) the buyer performing the settlement of the dividing fee; B7) when payment is completed, processing the mobile voucher divided by the mobile voucher operating server and generating a new voucher unique number; B8) When the generation of the unique number is completed, a step of issuing a mobile voucher by performing a barcode and data imaging of the newly divided mobile voucher, B9) sending the issued mobile voucher to a recipient's mobile device via a text service; B10) transmitting the dispatch data of the mobile voucher to the mobile communication company server at the mobile voucher operating server, and updating the voucher dispatch list when the dispatch result value is transmitted from the mobile communication company server and the dispatch is normally performed; And B11) if the sending is not normally performed, the issued mobile voucher is re-sent to the recipient's mobile device via the text service, and then the process is repeated.

At this time, if the division of the mobile voucher registered in the step B3 is not possible, the mobile voucher segmentation / integration step requests the buyer to re-input the mobile voucher number.

If the buyer wants to select the integration of the mobile voucher through the website in the mobile voucher segmentation / integration step, B20) the buyer logs in to the website and accesses the mobile gift voucher server; B21) registering a mobile voucher number to be integrated by the purchaser, respectively; B22) when the mobile gift voucher number is registered, the mobile gift voucher server inquires the registered mobile voucher in the DB or the affiliate server, confirms the integration possibility and informs the buyer thereof; B23) If the integration is possible, the buyer selects the number and type of the mobile voucher to be integrated; B24) the buyer inputting the recipient's mobile phone number for each selected gift certificate; B25) performing the settlement of the integration fee by the purchaser; B26) Upon completion of settlement, the mobile gift certificate operating server acquires the merged mobile gift certificate and generates a newly integrated gift certificate unique number; B27) when the generation of the unique number is completed, a barcode of the newly merged mobile voucher and data imaging are performed to issue the mobile voucher; B28) sending the issued mobile voucher to a recipient's mobile device via a text service; B29) transmitting the shipment data of the mobile gift certificate to the mobile communication company server at the mobile gift certificate operating server, and updating the gift certificate shipment list when the shipment result value is transmitted from the mobile communication company server and the shipment is normally performed; And B30) is not normally performed, the issued mobile voucher is retransmitted to the recipient's mobile device through the text service, and then the process is repeated.

If the division of the mobile voucher registered in step B22 is not possible, the mobile voucher segmentation / integration step requests the buyer to re-enter the mobile voucher number.

If the buyer wants to exchange the gift certificate with the mobile gift certificate or the prepaid card gift certificate through the website in the exchange of the gift certificate, C1) the buyer logs in to the web site and accesses the mobile gift certificate operating server; C2) registering a tributary gift voucher number to be exchanged by the purchaser; C3) When the branch gift certificate number is registered, the mobile gift certificate administration server inquires the branch gift certificate registered in the DB or the affiliate server, confirms the availability of the gift certificate, and informs the buyer thereof; C4), when the purchaser is available, selecting the mobile voucher or the prepaid card voucher; C5) registering a mobile voucher number or a prepaid card voucher number held by the purchaser; C6) When the mobile voucher number or the prepaid card voucher number is registered, the mobile gift voucher server inquires the mobile voucher or the prepaid card voucher registered in the DB or the affiliate server and confirms the availability of the mobile voucher or the prepaid card voucher. And C7), it is possible to purchase and process the integrated branch gift certificate at the mobile gift certificate operating server and charge the mobile gift certificate or the prepaid card gift certificate.

If it is not possible to use the tributary gift certificate, the mobile voucher or the prepaid card voucher registered in the steps C3 and C6, the mobile voucher division / integration step may be performed by dividing the mobile voucher number or the mobile voucher number or prepaid card voucher number Requires input.

If the buyer wants to exchange the mobile voucher for the prepaid card voucher or the prepaid card voucher with the mobile voucher through the website in the exchange of the voucher, C10) the buyer logs in to the web site, ; C11) registering a prepaid card voucher or a mobile voucher number to be exchanged by the purchaser; C12) When the prepaid card voucher or the mobile voucher number is registered, the mobile gift voucher server inquires the mobile voucher or the prepaid card voucher registered in the DB or the affiliate server and confirms the availability of the card; C13) registering the number of the mobile voucher held by the purchaser or the number of the prepaid card voucher if the use is possible; C14) when the mobile voucher number or the prepaid card voucher number is registered, the mobile gift voucher server inquires the mobile voucher or the prepaid card voucher registered in the DB or the affiliate server and confirms the availability; And C15), it is possible to update the data of the prepaid card voucher at the mobile voucher operating server to charge the prepaid card voucher or to charge the mobile voucher.

At this time, if the mobile voucher or prepaid card voucher registered in the steps C12 and C14 can not be used, the mobile voucher division / integration step requests the purchaser to re-enter the mobile voucher number or the prepaid card voucher number.

If the buyer wants to exchange the mobile gift certificate or the prepaid card gift certificate or the tributary gift certificate through the website in the exchange of the gift certificate, C20) the buyer logs in to the website and accesses the mobile gift certificate operating server Wow; C21) the purchaser registering the affiliate point card number; C22) When the affiliate point card number is registered, the mobile gift certificate operating server inquires the registered point card in the affiliate server and confirms the availability of the point card; C23) registering the mobile voucher number or the prepaid card voucher number or the branch voucher number to be converted by the buyer if the use of the point card is possible; C24) number is registered, the mobile gift voucher server inquires the mobile voucher, prepaid card voucher or branch gift voucher registered in the DB or the affiliate server and confirms the availability of the card; And C25), if it is possible to use the mobile gift certificate, update the gift certificate data in the mobile gift certificate operating server, transmit the amount data to be converted to the affiliate server, transmit the amount data to be converted to the affiliate server, Or a request for switching to an affiliate point by the recommended amount of the prepaid card gift certificate or branch gift certificate, and switching.

At this time, in the mobile gift coupon segmentation / integration step, if it is not possible to use the registered point card number or the mobile gift certificate or the prepaid card coupon or branch gift certificate in the steps C22 and C24, the buyer is informed of the point card number or the mobile gift certificate or the prepaid card certificate Or to re-enter the branch gift certificate.

If the buyer requests a refund of the mobile gift certificate through the web site or the mobile application in the mobile gift certificate refund step, D1) the buyer logs in to the website and accesses the mobile gift certificate operating server; D2) registering the refund information and method such as deposit account, deposit, etc. by the buyer; D3) registering the mobile voucher number to be refunded by the purchaser; D4) inquiring the mobile voucher registered in the mobile voucher operating server to confirm whether or not a refund can be made; D5) calculating the refund amount after the refund fee if the refund is possible; And D6) processing the mobile voucher refunded by the mobile gift voucher server and refunding according to the refund method registered by the buyer.

At this time, in the mobile voucher refund step, if the refund of the mobile voucher registered in the step D3 is not possible, the buyer is requested to re-enter the mobile voucher number.

Also, when the purchaser requests refund of the mobile gift certificate through the payment terminal in the mobile gift certificate refund step, D10) the buyer logs in to the website and accesses the mobile gift certificate operating server; D11) registering the refund information and method such as deposit account, deposit, etc., by the purchaser; D12) a step of the purchaser registering the mobile voucher number to be refunded in the payment terminal; D13) When the purchaser registers the mobile voucher number to be refunded, the payment terminal transmits the information to the mobile gift voucher server through the VAN network, the banking network, and the Internet network, and when the refund information transmission is completed, Displaying the registered mobile voucher and confirming whether or not a refund can be made; D14) calculating the refund amount after the refund fee if the refund is possible; And D15) purchasing the refunded mobile gift certificate from the mobile gift certificate operating server, and refunding the refund according to the refund method previously registered by the purchaser.

At this time, in the mobile voucher refund step, if the refund of the mobile gift certificate registered in step D13 is not possible, the mobile gift certificate operating server requests the purchaser to re-enter the mobile gift certificate number through the payment terminal.

The mobile gift coupon relaying step may include: E1) a step of the buyer logging in to the mobile relay site and accessing the mobile gift coupon relay server; E2) registering the number of the mobile gift certificate issued by the purchaser and the initial recipient number at the time of purchase; E3) checking whether the gift certificate is valid by transmitting the validity of the gift certificate to the mobile gift certificate operating server to the mobile gift certificate relay server; E4) performing the initial recipient authentication to the mobile gift certificate operating server to the mobile gift certificate relay server again if the corresponding gift certificate is valid; E5) purchasing a mobile gift certificate from the mobile gift certificate operating server when the first recipient is authenticated, and paying a recommendation amount excluding the fee from the mobile gift certificate relay server; E6) selling the mobile gift certificate to the third party from the mobile gift certificate relay server; E7) requesting the mobile gift certificate relay server to issue a new mobile gift certificate to the mobile gift certificate operating server; And E8) sending the mobile voucher to the third party in the mobile voucher.

At this time, the mobile gift coupon relay step requests re-entry of the mobile gift voucher number and re-authentication of the recipient's phone number if the number of the mobile voucher registered in the steps E3 and E4 is not valid or the receiver's phone number is not authenticated.

Meanwhile, the mobile gift certificate settlement step may include: F1) downloading and installing an application to the merchant store force; F2) registering the ID of the merchant through the merchant shop and acquiring usage authorization from the mobile gift certificate operating server; F3) scanning the barcode of the mobile gift certificate provided by the consumer; F4) checking whether the scanned mobile voucher can be used; F5) performing settlement through the mobile voucher if the mobile voucher is available, buying the voucher at the mobile voucher server and registering the balance; F6) storing purchase details and settlement details according to settlement of the mobile gift certificate in the merchant store force; F7) requesting the merchandise shop for settlement to the mobile gift certificate operating server; And F8) transferring the settlement amount of the merchant account number from the mobile gift certificate operating server.

At this time, in the step of relaying the mobile gift certificate, if the number of the mobile gift certificate is not valid in step F4, the mobile gift certificate relaying step requests re-scanning of the mobile gift certificate.

According to the integrated operation method of the mobile voucher of the present invention having the above configuration, it is possible to issue a mobile voucher using a general management program, a payment terminal such as a web site, a mobile application, a credit card terminal, an ATM / CD machine, or a kiosk or ARS If you request a refund of the issued mobile voucher, you can make a refund through payment terminal such as website, mobile application, credit card terminal, ATM / CD machine, kiosk, etc., The issuance of the voucher can be easily issued not only on-line but also off-line to the purchaser using the mobile voucher, and the mobile voucher issued can be converted to other types of vouchers and credit card companies , And the mobile voucher is relayed between The market of mobile gift certificates can be expanded.

1 is a schematic diagram schematically showing a configuration of a system to which an integrated operation method of a mobile gift certificate according to the present invention is applied.
2 is a flowchart illustrating an integrated operation method of a mobile gift certificate according to the present invention.
FIG. 3 is an operational flowchart illustrating a process of issuing a mobile gift certificate through a web site among the integrated operation methods of the mobile gift certificate according to the present invention.
4 is an operational flowchart illustrating a process of issuing a mobile gift certificate through a mobile application among the integrated operation methods of the mobile gift certificate according to the present invention.
FIG. 5 is a flowchart illustrating a process of issuing a mobile gift certificate through a payment terminal among the integrated operation methods of the mobile gift certificate according to the present invention.
FIG. 6 is a flowchart illustrating a process of issuing a mobile gift certificate through an ARS in an integrated operation method of a mobile gift certificate according to the present invention.
FIG. 7 is a flowchart illustrating a process of publishing a mobile gift certificate through a regular purchase and gift of a mobile gift certificate through an integrated operation method of the mobile gift certificate according to the present invention.
8 is a flowchart illustrating a process of dividing a mobile gift certificate through a web site among the integrated operation methods of the mobile gift certificate according to the present invention.
FIG. 9 is an operational flowchart illustrating a process of integrating a mobile gift certificate through a web site among the integrated operation methods of the mobile gift certificate according to the present invention.
FIG. 10 is a flowchart illustrating a process of converting a tributary gift certificate into a mobile gift certificate or a prepaid card gift certificate through a web site among the integrated operation methods of the mobile gift certificate according to the present invention.
11 is a flowchart illustrating a process of converting a mobile voucher or a prepaid card voucher into a prepaid card voucher or a mobile voucher through a website among the integrated operation methods of the mobile voucher according to the present invention.
FIG. 12 is an operational flowchart illustrating a process of converting a mobile gift certificate or a prepaid card gift certificate or a tributary gift certificate to an affiliate point through a website among the integrated operation methods of the mobile gift certificate according to the present invention.
FIG. 13 is a flowchart illustrating a process in which a mobile gift certificate is refunded through a web site / mobile application in an integrated operation method of a mobile gift certificate according to the present invention.
FIG. 14 is an operation flowchart illustrating a process of refunding a mobile gift certificate through a payment terminal among integrated operation methods of a mobile gift certificate according to the present invention.
FIG. 15 is a flowchart illustrating a process of relaying a mobile gift certificate in a relay website among integrated operation methods of a mobile gift certificate according to the present invention.
FIG. 16 is a flowchart illustrating a process in which a mobile gift certificate is paid at an merchant store POS in the integrated operation method of the mobile gift certificate according to the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the structure of a system to which an integrated operation method of a mobile gift voucher according to the present invention is applied will be described in detail with reference to the accompanying drawings.

In the following description of the present invention, detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear. The following terms are defined in consideration of the functions of the present invention, and may be changed depending on the purchaser, operator's intention or custom. Therefore, the definition should be based on the contents throughout this specification.

1 is a schematic diagram schematically showing a configuration of a system to which an integrated operation method of a mobile gift certificate according to the present invention is applied.

1, a system to which an integrated operation method of a mobile gift certificate according to the present invention is applied includes a mobile gift certificate operating server 10, a mobile communication company server 20, a mobile gift certificate relay server 30, an affiliate server 40, A merchant PC 60, a mobile device 70, a payment terminal 80, an ARS 90, and an affiliate shop POS 100.

First, the mobile gift voucher server 10 executes a web site necessary for issuing a mobile gift voucher, performs various processes related to issuance, refund, division / integration, exchange and settlement of a mobile gift certificate as a subject of operation, Information on various mobile vouchers is stored in the mobile terminal.

The mobile communication company server 20 transmits the mobile gift certificate to the mobile gift certificate operating server 10 through a text message (SMS, LMS, MMS) through a communication network.

The mobile gift coupon relay server 30 operates a web site necessary for relaying the mobile gift coupon. When the purchaser requests the purchase of the mobile coupon issued by the purchaser in connection with the mobile gift coupon operating server 10, the mobile gift coupon server 30 subtracts the corresponding fee, After paying the money, sell it to a third party.

The affiliate server 40 includes a server operating a tributary gift voucher, a prepaid card voucher, a different mobile voucher, and an affiliate point card server. The affiliate server 40 is connected to the mobile voucher operating server 10 through a communication network, Exchange and integration.

The manager PC 50 is connected to the mobile gift voucher server 10 through a communication network and is provided with a management program so that control is possible, and the mobile voucher is transmitted through the management program.

On the other hand, the buyer PC 60 directly accesses the website of the mobile gift certificate operating server 10 and the web site of the mobile gift certificate relay server 30 through the communication network.

The mobile device 70 is a smart phone or a smart pad which is connected to the website of the mobile gift certificate operating server 10 and the web site of the mobile gift certificate relay server 30 through a communication network or installed with a mobile application, When the gift certificate is sent, it is stored.

The payment terminal 80 is a terminal capable of payment such as a credit card terminal, an ATM / CD device, and a kiosk. The payment terminal 80 is installed with an application for issuing and refunding a mobile gift certificate, And provides various information necessary for issue and refund of the mobile gift certificate.

The ARS 90 provides various information necessary for issuance and refund of the mobile gift voucher to the purchaser by voice and accesses the mobile gift certificate operating server 10 through the communication network to provide various information necessary for issuance and refund of the mobile gift certificate do.

On the other hand, the merchant store POS 100 accesses the mobile gift certificate operating server 10 through the communication network to scan and inquire the mobile gift certificate of the purchaser, and confirms the availability through the mobile gift certificate operating server 10 And requests the mobile gift voucher server 10 for settlement.

Hereinafter, an integrated operation method of a mobile gift certificate according to the present invention will be described in detail with reference to the accompanying drawings.

FIG. 2 is a flowchart illustrating an integrated operation method of a mobile gift certificate according to the present invention. FIG. 3 is an operation flowchart illustrating a process of issuing a mobile gift certificate through a web site among integrated operation methods of a mobile gift certificate according to the present invention. 4 is an operational flowchart showing a process of issuing a mobile merchandise right through a mobile application among the integrated operating methods of the mobile gift certificate according to the present invention. FIG. 6 is an operational flowchart showing a process of issuing a mobile merchandise right through an ARS in an integrated operation method of a mobile gift certificate according to the present invention, and FIG. 7 is a flowchart illustrating an integrated operation of a mobile gift certificate according to the present invention How to make regular purchases and gifts of mobile vouchers through websites FIG. 8 is a flow chart illustrating a process of dividing a mobile gift certificate through a website among the integrated operation methods of the mobile gift certificate according to the present invention. FIG. 9 is a flowchart illustrating an operation flow of a mobile gift certificate according to the present invention. FIG. 10 is a flow chart showing a process of integrating a mobile gift certificate through a website among the integrated operation methods. FIG. 10 is a flowchart illustrating an integrated operation method of a mobile gift certificate according to the present invention, in which a branch gift certificate is converted into a mobile gift certificate or a prepaid card gift certificate FIG. 11 is a flow chart illustrating a process of converting a mobile gift certificate or a prepaid card gift certificate into a prepaid card gift certificate or a mobile gift certificate through a web site among integrated operation methods of the mobile gift certificate according to the present invention. , Fig. 12 is a view showing a flow of a mobile gift certificate according to the present invention FIG. 13 is a flowchart illustrating a process of converting a mobile gift certificate or a prepaid card gift certificate or a tributary gift certificate into an affiliate point through a web site among the operation methods. FIG. 13 is a flowchart illustrating an operation method of a web site / mobile application FIG. 14 is an operational flowchart showing a process of refunding a mobile gift certificate through a payment terminal among the integrated operation methods of a mobile gift certificate according to the present invention. FIG. FIG. 16 is a flow chart showing a process of relaying a mobile gift certificate in an intermediary web site among integrated operation methods of a mobile gift certificate. FIG. to be.

2 to 16, a method of operating an integrated mobile gift certificate according to the present invention includes a mobile gift certificate issuing step S100, a mobile gift coupon dividing / merging step S200, a gift certificate exchanging step S300, A refund step S400, a mobile gift certificate relay step S500, and a mobile gift certificate settlement step S600. At this time, each step of the mobile voucher refund step S400, the mobile gift voucher relay step S500, and the mobile voucher settlement step S600 can be operated independently, not in a time-series configuration.

"Mobile Gift Certificate Issue Step-S100"

First, when the manager PC 50 accesses the mobile gift certificate management server 10 and inputs a telephone number of a mobile device 70 of a denomination, a quantity, and a receiver (a buyer or a third party), the bar code of the mobile gift certificate and the data are imaged The mobile voucher may be issued via a text service to send a mobile voucher through a text service, to a buyer's PC 60 via a web site, or to a mobile device 70 of a buyer via a mobile application or a credit card terminal, an ATM / The purchaser or the third party's mobile device 70 through the payment terminal 80 or the ARS 90 such as a mobile phone or the like and inputs the phone number of the mobile device 70 to the mobile gift certificate operating server 10, The mobile merchandise coupon is issued through the barcode of the coupon and the image data, and the mobile merchandise coupon is sent through the character service using the mobile communication company server 20.

Hereinafter, the process of issuing a mobile gift certificate will be described in detail as follows.

A case where a mobile merchandise coupon is issued to a manager PC as shown in FIG. 3 will be described in detail.

The manager connects to the mobile gift certificate operating server 10 through the management program installed in the manager PC 50 (A1).

Then, the manager generates the denomination, the quantity and the unique number in the management program (A2).

Then, the manager inputs the telephone number of the recipient's mobile device 70 (A3). At this time, the recipient's telephone number of the mobile device 70 may be selected from the file stored in the manager PC 50 or the address book.

When the input is completed, the mobile gift voucher server 10 implements the bar code of the mobile gift voucher and data imaging to issue the mobile voucher (A4).

Then, the mobile voucher issued by the mobile voucher operating server 10 is sent to the recipient's mobile device 70 through the character service of the mobile communication company server 20 (A5).

Then, the mobile gift coupon server 10 transmits the shipment data of the mobile gift coupon to the mobile communication company server 20, and when the shipment result value is transmitted from the mobile communication company server 20 and the shipment is normally performed, the gift coupon shipment list is updated (A6). At this time, the mobile gift voucher server 10 separately stores an administrator shipping list among the gift voucher dispatch lists and provides them.

Thereafter, when the mobile gift certificate operating server 10 does not normally transmit the mobile gift certificate, the issued mobile gift certificate is retransmitted to the recipient's mobile device 70 through the text service, and the process is repeated (A7).

As shown in FIG. 3, a case where a buyer attempts to issue a mobile gift certificate via a web site will be described in detail as follows.

The purchaser logs in to the web site operated by the mobile gift voucher server 10 through the buyer PC 60 (A10). At this time, if the buyer is a non-member, the member is registered.

Then, the purchaser selects the denomination and the quantity on the web site (A11).

Then, the buyer performs settlement of the corresponding amount on the website (A12). At this time, a general credit card, a bank transfer, a non-transactional deposit, and a deposit can be used as a payment method.

Then, the buyer inputs the telephone number of the recipient's mobile device 70 on the website (A13).

Then, when the payment and input of information are completed, the mobile gift certificate operating server 10 issues a mobile gift certificate by performing a bar code and data imaging of the mobile gift certificate (A14).

Then, the mobile voucher issued by the mobile voucher operating server 10 is sent to the recipient's mobile device 70 through the character service of the mobile communication company server 20 (A15). At this time, the telephone number of the mobile device 70 may be selected from the file stored in the buyer PC 60 or the address book.

Then, the mobile gift coupon server 10 transmits the shipment data of the mobile gift coupon to the mobile communication company server 20, and when the shipment result value is transmitted from the mobile communication company server 20 and the shipment is normally performed, the gift coupon shipment list is updated (A16). At this time, the mobile gift certificate administration server 10 separately stores a Web (per purchaser) shipping list among the gift certificate delivery lists and provides the list.

Thereafter, if the mobile gift certificate operating server 10 does not normally transmit the mobile gift certificate, the issued mobile gift certificate is retransmitted to the recipient's mobile device 70 through the text service, and the process is repeated (A17).

4, a case where a purchaser attempts to issue a mobile gift certificate through a mobile application will be described in detail as follows.

The purchaser logs in operating in the mobile gift voucher operating server 10 through the mobile application installed in the mobile device 70 (A20). At this time, if the purchaser does not install the mobile application, the subscription is performed after installation.

Then, the buyer selects a denomination and a quantity on the mobile application (A21).

Then, the buyer performs settlement of the corresponding amount on the mobile application (A22). At this time, the payment method can use a general credit card, a money transfer, an untransferred deposit, a deposit, and other methods.

Then, the buyer inputs the telephone number of the recipient's mobile device 70 on the mobile application (A23). At this time, the telephone number of the mobile device 70 may be selected from a file stored in the mobile device 70 or an address book.

Then, when the payment and inputting of information are completed, the mobile gift certificate operating server 10 issues a mobile gift certificate by performing bar code and data imaging of the mobile gift certificate (A24).

Then, the mobile voucher issued by the mobile voucher operating server 10 is sent to the recipient's mobile device 70 through the character service of the mobile communication company server 20 (A25). At this time, when the receiver does not install the mobile application, the mobile gift voucher server 10 transmits a push message requesting installation of the mobile application. In addition, the mobile voucher may not be sent to the mobile device 70 and stored in the application.

Then, the mobile gift coupon server 10 transmits the shipment data of the mobile gift coupon to the mobile communication company server 20, and when the shipment result value is transmitted from the mobile communication company server 20 and the shipment is normally performed, the gift coupon shipment list is updated (A26).

Thereafter, if the mobile gift certificate issuing server 10 does not normally transmit the mobile gift certificate, the issued mobile gift certificate is retransmitted to the recipient's mobile device 70 through the text service, and then the process is repeated (A27).

5, a case where a purchaser attempts to issue a mobile gift certificate through a payment terminal installed with an application capable of issuing a mobile gift certificate will be described in detail.

The purchaser or the administrator of the payment terminal 80 selects the denomination and the quantity in the application of the payment terminal 80 and inputs the recipient's mobile phone number (A30).

When the purchaser performs settlement of the corresponding amount, the payment terminal 80 via the VAN network, the banking network, and the Internet network includes the denomination, the quantity, the mobile phone 70 telephone number, and payment information in the mobile gift certificate operating server 10 (A32).

When payment and information transfer are completed, the mobile gift voucher server 10 generates a gift voucher number (A33).

When the generation of the unique number is completed, the mobile gift voucher server 10 implements the bar code of the mobile gift voucher and data imaging to issue the mobile voucher (A34).

Then, the mobile voucher issued by the mobile voucher operating server 10 is sent to the recipient's mobile device 70 through the character service of the mobile communication company server 20 (A35).

Then, the mobile gift coupon server 10 transmits the shipment data of the mobile gift coupon to the mobile communication company server 20, and when the shipment result value is transmitted from the mobile communication company server 20 and the shipment is normally performed, the gift coupon shipment list is updated (A36).

Thereafter, if the mobile gift certificate operating server 10 does not normally transmit the mobile gift certificate, the issued mobile gift certificate is retransmitted to the recipient's mobile device through the text service, and then the process is repeated (A37).

Next, as shown in FIG. 6, a case where a buyer wants to issue a mobile gift certificate via ARS will be described in detail as follows.

The buyer makes a call to the ARS call center, and inputs the denomination, the quantity, and the telephone number of the mobile device 70 of the receiver (A40).

When the purchaser performs the settlement using the credit card, the payment terminal transmits the denomination, the quantity, the recipient's phone number, payment information, and the like to the mobile gift certificate operating server through the Internet (A41).

On the other hand, when settlement and information transmission to the mobile gift certificate operating server 10 is completed, the mobile gift certificate operating server 10 generates a gift certificate unique number (A42).

Then, when the generation of the unique number is completed, the mobile gift voucher server 10 implements the barcode and data imaging of the mobile gift voucher to issue the mobile voucher (A43).

Next, the mobile voucher issued by the mobile voucher operating server 10 is sent to the recipient's mobile device 70 through the character service of the mobile communication company server 20 (A44).

Then, the mobile gift coupon server 10 transmits the shipment data of the mobile gift coupon to the mobile communication company server 20, and when the shipment result value is transmitted from the mobile communication company server 20 and the shipment is normally performed, the gift coupon shipment list is updated (A45).

Thereafter, if the mobile gift certificate operating server 10 does not normally transmit the mobile gift certificate, the issued mobile gift certificate is retransmitted to the recipient's mobile device 70 through the text service, and the process is repeated (A46).

Next, as shown in FIG. 7, a case where a purchaser wishes to regularly purchase a mobile gift certificate through a web site or present it to a third party will be described in detail as follows.

The buyer logs in to the web site or mobile application operated by the mobile gift voucher server 10 through the buyer's PC 60 or the mobile device 70 at A50.

Then, the purchaser registers a payment means such as a credit card, a bank account, and a deposit (A51).

Then, the buyer selects the denomination and the quantity on the web site or the mobile application (A52).

Then, the purchaser selects a period of time for regular purchase or present and stores the information in the mobile gift certificate operating server 10 (A53).

In this state, the mobile gift voucher server 10 transmits a text message to the buyer, that is, the reservation person, when the regular purchase or present date comes (A54).

Thus, if the purchaser selects periodic purchase or gift, and transmits the information to the mobile gift certificate operating server 10, the payment is executed by the registered payment means (A55). At this time, if the purchaser cancels the regular purchase or gift, the mobile gift certificate operating server 10 cancels the regular purchase or gift.

Then, when the settlement is completed, the mobile gift certificate operating server generates a gift certificate unique number (A56).

When the generation of the unique number is completed, the mobile gift voucher server 10 implements the bar code and data imaging of the mobile gift voucher to issue the mobile voucher (A57).

Subsequently, the mobile voucher issued by the mobile gift voucher server 10 is sent to the recipient's mobile device 70 through the character service of the mobile communication company server 20 (A58).

Then, the mobile gift coupon server 10 transmits the shipment data of the mobile gift coupon to the mobile communication company server 20, and when the shipment result value is transmitted from the mobile communication company server 20 and the shipment is normally performed, the gift coupon shipment list is updated (A59). At this time, the mobile gift voucher server 10 transmits a sending success text message to the reservation person.

Thereafter, if the mobile gift certificate operating server 10 does not normally transmit the mobile gift certificate, the issued mobile gift certificate is retransmitted to the recipient's mobile device 70 through the text service, and then the process is repeated (A60).

"Mobile Gift Certificate Partition / Integration Phase-S200"

When the buyer logs in to the buyer's PC 60 from the website and accesses the mobile gift certificate operating server 10 and requests the division or incorporation of the issued mobile gift certificate, the mobile gift certificate operating server 10 deducts the corresponding fee Then, after dividing or integrating the mobile voucher, the barcode and data of the mobile voucher are imaged and the mobile voucher is sent through the text service.

Hereinafter, the process of dividing / integrating mobile gift certificates will be described in more detail as follows.

As shown in FIG. 8, a case where a purchaser attempts to divide a mobile gift certificate through a web site will be described in detail as follows.

The buyer logs in to the website operated by the mobile gift voucher server 10 through the buyer's PC 60 (B1).

Then, the purchaser registers the mobile voucher number to be divided (B2).

When the mobile gift voucher number is registered, the mobile gift voucher server 10 inquires the mobile gift voucher registered in the DB or the affiliate server 40 to confirm whether or not it can be divided (B3). At this time, if the registered mobile voucher can not be divided, the mobile voucher operating server 10 requests the purchaser to re-enter the mobile voucher number.

Thus, if it is determined that the division is possible, the buyer selects the denomination and quantity of the mobile gift coupon to be divided through the buyer PC 60 (B4).

The buyer inputs the telephone number of the recipient's mobile device 70 for each selected gift certificate (B5).

Then, the buyer performs settlement of the division fee (B6).

When the settlement is completed, the mobile gift voucher server 10 buys the divided mobile voucher, and generates a new gift voucher number (B7). At this time, the number of divisions can be set in the mobile gift voucher server 10.

When the generation of the unique number is completed, the mobile gift voucher server 10 implements the barcode and data imaging of the newly divided mobile gift voucher to issue the mobile voucher (B8).

Subsequently, the mobile voucher issued by the mobile gift voucher server 10 is sent to the recipient's mobile device via the character service of the mobile communication company server 20 (B9).

Then, the mobile gift coupon server 10 transmits the shipment data of the mobile gift coupon to the mobile communication company server 20, and when the shipment result value is transmitted from the mobile communication company server 20 and the shipment is normally performed, the gift coupon shipment list is updated (B10).

Thereafter, if the mobile gift certificate operating server 10 does not normally transmit the mobile gift certificate, the issued mobile gift certificate is retransmitted to the recipient's mobile device through the text service, and the process is repeated (B11).

As shown in FIG. 9, a case where a purchaser intends to integrate a mobile gift certificate through a website will be described in detail as follows.

The buyer logs in to the web site operated by the mobile gift voucher server 10 through the buyer PC 60 (B20).

Then, the buyer registers the mobile gift voucher number to be integrated (B21).

When the mobile gift voucher number is registered, the mobile gift voucher server 10 inquires the registered mobile gift voucher in the DB or the affiliate server 40, confirms the integration possibility, and informs the buyer thereof (B22). At this time, if it is impossible to integrate the registered mobile vouchers, the mobile voucher server 10 requests the purchaser to re-enter the mobile voucher number.

Thus, if it is confirmed that integration is possible, the purchaser selects the denomination and quantity of the mobile gift certificate to be integrated through the buyer PC 60 (B23).

The buyer inputs the telephone number of the recipient's mobile device 70 for each selected gift certificate (B24).

Then, the buyer performs settlement of the integrated fee (B25).

When the payment is completed, the mobile gift voucher server acquires the integrated mobile voucher and generates a newly integrated gift voucher number (B26).

When the generation of the unique number is completed, the mobile gift voucher server 10 implements the barcode and the data image of the newly integrated mobile gift voucher to issue the mobile voucher (B27).

Subsequently, the mobile voucher issued by the mobile voucher operating server 10 is sent to the recipient's mobile device via the character service of the mobile communication company server 20 (B28).

Then, the mobile gift coupon server 10 transmits the shipment data of the mobile gift coupon to the mobile communication company server 20, and when the shipment result value is transmitted from the mobile communication company server 20 and the shipment is normally performed, the gift coupon shipment list is updated (B29).

Thereafter, if the mobile gift certificate operating server 10 does not normally transmit the mobile gift certificate, the issued mobile gift certificate is retransmitted to the recipient's mobile device through the text service, and then the process is repeated (B30).

"Voucher exchange step-S300"

On the other hand, when the purchaser logs in from the website to the buyer's PC 60, accesses the mobile gift certificate operating server 10, and then requests to exchange a selected one of the mobile gift certificates, branch gift certificates, and prepaid card gift certificates with different gift certificates or affiliate points , The fee will be deducted and then exchanged for the relevant voucher and sent to the purchaser or converted to the partner point.

Hereinafter, the process of exchanging gift certificates will be described in more detail as follows.

As shown in FIG. 10, a case in which a purchaser wishes to exchange a branch gift certificate with a mobile gift certificate or a prepaid card gift certificate through a web site will be described in detail.

The purchaser logs in to the web site operated by the mobile gift voucher server 10 through the buyer PC 60 (C1).

Then, the purchaser registers the tributary gift voucher number to be exchanged (C2).

When the tributary gift voucher number is registered, the mobile gift voucher server 10 inquires the tributary gift voucher registered in the DB or the affiliate server 40 to check whether the tributary gift voucher is exchangeable and notifies the purchaser thereof (C3). At this time, if the registered tributary voucher can not be used, the mobile voucher server 10 requests the purchaser to re-enter the tributary voucher number.

Thus, if it is confirmed that the exchange is possible, the purchaser selects the mobile voucher or the prepaid card voucher through the buyer PC 60 (C4).

Then, the mobile voucher number or the number of the prepaid card voucher held by the purchaser is registered (C5).

Then, when the mobile voucher or prepaid card voucher number is registered, the mobile voucher operating server inquires the mobile voucher or the prepaid card voucher registered in the DB or the affiliate server to check availability (C6). At this time, if the registered mobile voucher or prepaid card voucher can not be used, the mobile voucher server 10 requests the purchaser to re-enter the mobile voucher or the prepaid card voucher number.

Continuing, if available, the mobile gift voucher server will process the integrated branch gift voucher and charge it with the mobile voucher or prepaid card voucher (C7).

Meanwhile, as shown in FIG. 11, a case where the purchaser intends to exchange the prepaid card voucher or the prepaid card voucher with the mobile voucher through the website will be described in detail as follows.

The purchaser logs in to the web site operated by the mobile gift voucher server 10 through the buyer PC 60 (C10).

Then, the purchaser registers the mobile voucher or the prepaid card voucher number to be exchanged through the buyer's PC 60 (C11).

When the mobile voucher number or the prepaid card voucher number is registered, the mobile gift voucher server 10 inquires the mobile voucher or the prepaid card voucher registered in the DB or the affiliate server 40 to confirm exchangeability and informs the buyer thereof C12). At this time, if the registered mobile voucher or prepaid card voucher can not be used, the mobile voucher server 10 requests the purchaser to re-enter the mobile voucher or the prepaid card voucher number.

If it is available, the purchaser registers the number of the prepaid card voucher or mobile voucher held by the purchaser PC 60 (C13).

When the mobile voucher number or the prepaid card voucher number is registered, the mobile voucher operating server 10 inquires the mobile voucher or the prepaid card voucher registered in the DB or the affiliate server to check availability (C14). At this time, if the registered mobile voucher or prepaid card voucher can not be used, the mobile voucher server 10 requests the purchaser to re-enter the mobile voucher or the prepaid card voucher number.

If it is available, the mobile gift voucher server updates the data of the prepaid card voucher to charge the prepaid card voucher or charge the mobile voucher (C15).

In addition, as shown in FIG. 12, a case where a purchaser wants to exchange a mobile gift certificate or a prepaid card gift certificate or a gift certificate with an affiliate point will be described in detail as follows.

The purchaser logs in to the web site operated by the mobile gift voucher server 10 through the buyer PC 60 (C20).

Then, the purchaser registers the affiliate point card number to be exchanged through the buyer's PC 60 (C21).

When the affiliate point card number is registered, the mobile gift certificate operating server 10 inquires the registered point card in the DB or the affiliate server 40 to check availability (C22). At this time, if the registered point card can not be used, the mobile gift certificate administration server 10 requests the purchaser to re-enter the point card number.

If it is available, the purchaser registers the mobile voucher number, the prepaid card voucher number or the tributary voucher number to be converted by the purchaser through the purchaser's PC 60 (C23).

When the number is registered, the mobile gift certificate operating server 10 inquires the mobile gift certificate or the prepaid card gift certificate or branch gift certificate registered in the DB or the affiliate server 40 (C24). At this time, if it is not possible to use the registered mobile voucher or prepaid card voucher or branch gift voucher, the mobile voucher server 10 requests the purchaser to re-enter the mobile voucher or prepaid card voucher or branch voucher number.

Thus, if the mobile gift voucher or prepaid card voucher or branch gift voucher can be used, the mobile voucher server 10 updates the voucher data, transmits the amount data to be converted to the affiliate server 40, (C25) by switching to an affiliate point by the recommended amount of the mobile voucher or the prepaid card voucher or branch gift certificate.

"Mobile Gift Certificate Refund Phase-S400"

When the buyer accesses the mobile gift certificate operating server 10 through the mobile application or payment terminal 80 via the web site or the mobile device 70 via the buyer's PC 60 and requests a refund of the mobile gift certificate, The gift voucher server 10 refunds the recommended amount after subtracting the corresponding fee.

Hereinafter, the refund of the gift certificate will be described in more detail as follows.

As shown in FIG. 13, a case where a buyer desires to refund a mobile gift certificate through a web site or a mobile application will be described in detail as follows.

The purchaser logs in to the web site or the mobile application of the mobile device 70 via the buyer's PC 60 (D1).

Then, the buyer registers the refund information and method such as the deposit account and deposit through the buyer's PC 60 (D2).

Then, the purchaser registers the mobile voucher number to be refunded through the buyer's PC 60 (D3). At this time, if the registered mobile voucher can not be refunded, the mobile voucher server 10 requests the purchaser to re-enter the mobile voucher number.

Then, the mobile gift certificate operating server 10 inquires the registered mobile gift certificate and confirms whether the refund can be made (D4).

If the refund is possible, the mobile gift certificate operating server 10 calculates the refund fee after the refund fee (D5).

The mobile gift voucher server then processes the refunded mobile gift voucher and refunds it according to the refund method previously registered by the buyer (D6).

As shown in FIG. 14, a case where a buyer desires to refund a mobile gift certificate through a payment terminal will be described in detail as follows.

The purchaser logs in to the web site operated by the mobile gift voucher server 10 through the buyer's PC 60 (D10).

Then, the buyer registers the refund information and method such as the deposit account and the deposit in the buyer's PC 60 (D11).

In this state, the purchaser or the administrator of the payment terminal 80 registers the refundable mobile gift voucher number at the payment terminal 80 (D12).

When the purchaser registers the mobile voucher number to be refunded, the payment terminal 80 transmits information related to the refund to the mobile gift certificate operating server 10 through the VAN network, the banking computer network, and the Internet network, and when the refund information is transmitted, The operation server 10 inquires the registered mobile voucher and confirms whether or not a refund can be made (D13). At this time, if the registered mobile voucher can not be refunded, the mobile gift voucher server 10 requests the purchaser to re-enter the mobile gift voucher number through the payment terminal 80.

If the refund is possible, the mobile gift certificate operating server 10 calculates the refund fee after the refund fee (D14).

Then, the mobile gift certificate operating server receives the refunded mobile gift certificate, and refunds the refund according to the refund method previously registered by the purchaser (D15).

"Mobile Gift Certificate Relay Step-S500"

On the other hand, if the buyer logs in from the mobile relay site to the buyer's PC 60 and accesses the mobile gift coupon server and requests the purchase of the issued mobile gift certificate, the purchaser pays the fee and deducts the fee, It sells.

Hereinafter, the process of relaying the gift certificate will be described in detail as follows.

As shown in FIG. 15, the buyer logs in to the mobile relay site and connects to the mobile gift certificate relay server 30 (E1).

Then, the purchaser registers the number of the mobile voucher that has been issued and the first recipient number at the time of purchase (E2).

Then, the mobile gift certificate relay server 30 transmits the validity of the gift certificate to the mobile gift certificate operating server 10 to check whether the gift certificate is valid (E3). At this time, the mobile gift certificate relay server 30 requests re-entry of the mobile gift certificate number if the number of the registered mobile gift certificate is not valid.

If the gift certificate is valid, the mobile gift certificate relay server 30 requests authentication of the first recipient to the mobile gift certificate operating server 10 and performs authentication (E4). At this time, the mobile gift certificate relay server 30 requests re-authentication of the receiver's telephone number if authentication of the registered receiver's telephone number is not made.

Thus, when the first receiver is authenticated, the mobile gift coupon server 30 requests the mobile gift coupon server 10 to purchase the mobile gift coupon to purchase the coupon, and pays the coupon amount excluding the fee to the purchaser (E5) .

Then, the mobile gift certificate relay server 30 sells the mobile gift certificate to the third party (E6).

Then, the mobile gift certificate relay server 30 requests the mobile gift certificate operating server 10 to issue a new mobile gift certificate (E7).

Then, the mobile gift certificate operating server 10 causes the third party to send the mobile gift certificate (E8).

"Mobile Gift Certificate Settlement Phase-S600"

Then, the mobile terminal 100 scans and inquires the purchaser's mobile gift certificate in an application installed in the merchant shop 100, confirms the availability through the mobile gift certificate operating server and performs settlement, It will send the settlement amount to the merchant.

Hereinafter, the settlement process will be described in more detail as follows.

As shown in FIG. 16, the application is downloaded and installed in the affiliate shop POS 100 (F1).

Then, the ID of the franchisee is registered through the franchisee force 100 to acquire usage authorization from the mobile gift certificate operating server 10 (F2).

In this state, the merchant shop 100 scans and inquires the barcode of the mobile gift certificate provided by the consumer (F3).

Then, the mobile voucher operating server 10 confirms the availability (F4). At this time, if the number of the mobile gift voucher is not valid, the mobile shop voucher 100 requests re-scanning of the mobile gift voucher.

If the mobile voucher can be used, the mobile voucher 100 is used to settle the mobile voucher, the mobile voucher server 10 requests the purchase of the mobile voucher, and the balance is registered at the same time as the purchase is made (F5).

Then, the merchant shop 100 stores the purchase history and the settlement history according to the mobile gift voucher settlement (F6).

In the state where the purchase details and the settlement details are accumulated, the merchant store POS 100 requests the mobile gift certificate management server 10 for settlement (F7).

Then, the mobile gift voucher server sends the settlement amount to the merchant account number (F8).

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments. It is to be understood, however, that the invention is not to be limited to the specific forms thereof, which are to be considered as being limited to the specific embodiments, but on the contrary, the intention is to cover all modifications, equivalents, and alternatives falling within the spirit and scope of the invention as defined by the appended claims. .

10: Mobile gift certificate operating server 20: Mobile carrier server
30: mobile gift coupon relay server 40: affiliate server
50: Manager PC 60: Buyer PC
70: mobile device 80: payment terminal
90: ARS 100: Merchant Force

Claims (26)

When a manager's PC accesses a mobile gift voucher server and inputs a denomination, a quantity, and a mobile phone number of a receiver, a mobile gift certificate is issued through barcode and data imaging of the mobile gift certificate, Site or mobile application, a payment terminal such as a credit card terminal, an ATM / CD device, or a kiosk, or ARS to access the mobile gift voucher server and input a denomination, a quantity and a mobile phone number of a recipient, A mobile voucher issuing step of issuing a mobile voucher through a barcode of the voucher and image data and sending the mobile voucher through a text service;
If the purchaser logs in to the website using the purchaser PC and accesses the mobile gift voucher server and requests the division or integration of the issued mobile gift voucher, the mobile gift voucher is divided or integrated after deducting the corresponding fee, A mobile gift coupon segmentation / integration step of imaging a bar code and data to send a mobile gift coupon through a text service;
If the purchaser logs in to the website using the purchaser PC and accesses the mobile gift voucher server and requests to exchange a selected one of the mobile voucher, the branch gift voucher, and the prepaid card voucher with a different voucher or an affiliate point, A gift voucher exchange step of exchanging the mobile voucher with the corresponding mobile voucher to send the gift voucher to the purchaser through text service or to switch to an affiliate point;
A mobile voucher refund step of refunding a mobile gift voucher after deducting the fee if the purchaser requests a refund of the mobile voucher after accessing the web site through the purchaser's PC or accessing the mobile voucher operating server through the mobile application and payment terminal;
If the buyer logs in to the mobile relay site using the mobile and accesses the mobile gift coupon server, and then requests the purchase of the issued mobile gift certificate, the purchaser pays the recommended fee after paying the fee, Gift certificate relaying step; And
The mobile gift voucher is scanned and inquired through the application installed in the merchant store force, and the settlement is checked through the mobile gift voucher operating server through the mobile gift voucher operating server. When settlement is requested to the mobile gift voucher operating server from the merchant shop, And a mobile voucher settlement step of sending the settlement amount to the merchant. The method according to claim 1,
When the mobile merchandise right issuing step tries to issue the mobile gift certificate to the manager PC,
A1) an administrator accessing the mobile gift certificate operating server through a management program installed in the manager PC;
A2) a step in which an administrator generates a denomination, a quantity and a unique number in the management program through a management program installed in the manager PC;
A3) the manager inputting the mobile telephone number of the receiver in the management program installed in the manager PC;
A4) is completed, the mobile gift certificate operating server performs a bar code of the mobile gift certificate and image data to issue a mobile gift certificate;
A5) sending the issued mobile voucher to a recipient's mobile device via a text service;
A6) transmitting the dispatch data of the mobile voucher to the mobile communication company server at the mobile voucher operating server, and updating the voucher dispatch list when the dispatch result value is transmitted from the mobile communication company server and the dispatch is normally performed; And
A7) If the dispatch is not normally performed, the issued mobile voucher is re-sent to the recipient's mobile device through the text service, and then the process is repeated. The method according to claim 1,
If the buyer wants to issue the mobile gift certificate through the website in the mobile gift certificate issuing step,
If the buyer wants to issue the mobile gift certificate through the website using the buyer's PC in the mobile gift certificate issuing step,
A10) the buyer logs in to the web site using the buyer's PC and accesses the mobile gift certificate operating server;
A11) a step of the buyer selecting a denomination and a quantity on the web using the buyer's PC;
A12) a step of the purchaser performing settlement of the amount using the buyer's PC;
A13) the buyer inputting the recipient's mobile phone number using the buyer's PC;
A14) when the settlement and the information input are completed, the mobile gift voucher server performs barcode and data imaging of the mobile gift voucher on the mobile gift voucher server to issue the mobile gift voucher;
A15) sending the issued mobile voucher to a recipient's mobile device via a text service;
A16) transmitting the dispatch data of the mobile voucher to the mobile communication company server at the mobile voucher operating server, and updating the voucher dispatch list when the dispatch result value is transmitted from the mobile communication company server and the dispatch is normally performed; And
A17) If the dispatch is not normally performed, the issued mobile voucher is re-sent to the recipient's mobile device through the text service, and then the process is repeated. The method according to claim 1,
If the buyer wants to issue the mobile gift certificate through the mobile application in the mobile gift certificate issuing step,
A20) a step of the buyer logging in via the mobile application of the mobile device and accessing the mobile gift certificate operating server;
A21) a step of the buyer selecting a denomination and a quantity on the web of the mobile device;
A22) a step of the purchaser performing settlement of the amount using the mobile device;
A23) the buyer inputting the recipient's mobile phone number using the mobile device;
A24) Upon completion of payment and information input, the mobile gift voucher server performs barcode and data imaging of the mobile gift voucher and publishes the mobile voucher on the mobile gift voucher server;
A25) sending the issued mobile voucher to a recipient's mobile device via a text service;
A26) transmitting the dispatch data of the mobile voucher to the mobile communication company server at the mobile voucher operating server, and updating the voucher dispatch list when the dispatch result value is transmitted from the mobile communication company server and the dispatch is normally performed; And
A27) If the dispatch is not normally performed, the issued mobile voucher is re-sent to the recipient's mobile device through the text service, and then the process is repeated. The method according to claim 1,
If the buyer wants to issue the mobile gift certificate through the payment terminal installed with the application during the mobile gift certificate issuing step,
A30) a step of the buyer selecting the denomination and the quantity through the payment terminal in which the application is installed, and inputting the recipient's mobile phone number;
A31) when the purchaser performs settlement of the corresponding amount through the payment terminal installed with the application, the payment terminal transmits the corresponding information to the mobile gift certificate operating server through the VAN network, the bank computer network, and the Internet network;
A32) generating a gift voucher number at the mobile voucher operating server when payment and information transmission are completed;
A33) when the generation of the unique number is completed, a step of issuing a mobile voucher by performing a barcode and data imaging of the mobile voucher;
A34) sending the issued mobile voucher to a recipient's mobile device via a text service;
A35) transmitting the shipment data of the mobile gift certificate to the mobile communication company server at the mobile gift certificate operating server, and updating the gift certificate shipment list when the shipment result value is transmitted from the mobile communication company server and the shipment is normally performed; And
A36) If the dispatch is not normally performed, the issued mobile voucher is re-sent to the recipient's mobile device through the text service, and then the process is repeated. The method according to claim 1,
When the mobile voucher issuing step tries to issue the mobile voucher through the ARS using the mobile device,
A40) a step of the purchaser making a call to the ARS call center using the mobile device, inputting the denomination, the quantity and the mobile device telephone number of the receiver;
A41) when the purchaser performs payment using the credit card using the mobile device, the payment terminal transmits the information to the mobile gift certificate operating server through the Internet network;
A42) generating a voucher unique number at the mobile voucher operating server when payment and information transmission are completed;
A43) when the generation of the unique number is completed, a step of issuing a mobile voucher by performing a barcode and data imaging of the mobile voucher;
A44) sending the issued mobile voucher to the recipient's mobile device via a text service;
A45) transmitting the dispatch data of the mobile voucher to the mobile communication company server at the mobile voucher operating server, and updating the voucher dispatch list when the dispatch result value is transmitted from the mobile communication company server and the dispatch is normally performed; And
A 46) If the dispatch is not normally performed, the issued mobile voucher is re-sent to the recipient's mobile device through the text service, and then the process is repeated. The method according to claim 1,
In the mobile gift certificate issuing step, when the purchaser desires to purchase the mobile gift certificate through the website on a regular basis or to present it to a third party,
A50) a step of the buyer logging in to the website using the buyer PC or the mobile device and accessing the mobile gift certificate operating server;
A 51) a step of the purchaser registering a payment means such as a credit card, a bank account, and a deposit using a buyer's PC or a mobile device;
A52) a step of the buyer selecting a denomination and a quantity using the buyer's PC or the mobile device;
A53) selecting a time for the purchaser to make a regular purchase or gift using the buyer's PC or the mobile device;
A54) transmitting a text message to the buyer, that is, the reservation person, when the date of the regular purchase or present arrives;
A55) performing a payment with a registered payment means when the purchaser selects to make a regular purchase or gift and transmits the information to the mobile gift certificate operating server;
A56) generating a gift voucher number at the mobile voucher operating server when payment is completed;
A57) when the generation of the unique number is completed, a step of issuing a mobile voucher by performing barcode and data imaging of the mobile voucher;
A58) sending the issued mobile voucher to a recipient's mobile device via a text service;
A59) transmitting the shipment data of the mobile gift certificate to the mobile communication company server at the mobile gift certificate operating server, and updating the gift certificate shipment list when the shipment result value is transmitted from the mobile communication company server and the shipment is normally performed; And
A60) If the dispatch is not normally performed, the issued mobile voucher is re-sent to the recipient's mobile device through the text service, and then the process is repeated. 8. The method of claim 7,
Wherein the mobile gift voucher server cancels the regular purchase or the gift if the buyer cancels the regular purchase or gift using the buyer's PC or the mobile device in step A55. The method according to claim 1,
B1) a step of the buyer logging in to the website using the buyer's PC and accessing the mobile gift certificate operating server;
B2) registering a mobile voucher number to be divided by the buyer using the buyer's PC;
B3) when the mobile gift voucher number is registered, the mobile gift voucher server inquires the mobile voucher registered in the DB or the affiliate server to confirm whether or not it can be divided and informing the buyer thereof;
B4) if the division is possible, the step of selecting a category and a quantity of the mobile voucher to be divided by the buyer using the purchaser PC;
B5) a step of the purchaser inputting the recipient's mobile phone number for each selected gift certificate using the purchaser's PC;
B6) the purchaser performing settlement of the division fee using the buyer's PC;
B7) when payment is completed, processing the mobile voucher divided by the mobile voucher operating server and generating a new voucher unique number;
B8) When the generation of the unique number is completed, a step of issuing a mobile voucher by performing a barcode and data imaging of the newly divided mobile voucher,
B9) sending the issued mobile voucher to a recipient's mobile device via a text service;
B10) transmitting the dispatch data of the mobile voucher to the mobile communication company server at the mobile voucher operating server, and updating the voucher dispatch list when the dispatch result value is transmitted from the mobile communication company server and the dispatch is normally performed; And
B11) If the dispatch is not normally performed, the issued mobile voucher is re-sent to the recipient's mobile device through the text service, and then the process is repeated. 10. The method of claim 9,
The mobile voucher segmentation / integration step includes:
If the division of the mobile voucher registered in the step B3 is not possible, re-input of the mobile voucher number is requested to the purchaser. The method according to claim 1,
If the buyer wants to select the integration of the mobile voucher through the website in the mobile voucher segmentation / integration step,
B20) a step of the buyer logging into the website using the buyer's PC and accessing the mobile gift certificate operating server;
B21) registering a mobile voucher number to be integrated by the purchaser using the purchaser PC;
B22) when the mobile gift voucher number is registered, the mobile gift voucher server inquires the registered mobile voucher in the DB or the affiliate server, confirms the integration possibility and informs the buyer thereof;
B23) If the integration is possible, the step of the buyer selecting the denomination and quantity of the mobile gift certificate to be integrated using the buyer PC;
B24) a step of the purchaser inputting the recipient's mobile phone number for each selected gift certificate using the purchaser's PC;
B25) the purchaser performing payment of the integration fee using the purchaser's PC;
B26) Upon completion of settlement, the mobile gift certificate operating server acquires the merged mobile gift certificate and generates a newly integrated gift certificate unique number;
B27) when the generation of the unique number is completed, a barcode of the newly merged mobile voucher and data imaging are performed to issue the mobile voucher;
B28) sending the issued mobile voucher to a recipient's mobile device via a text service;
B29) transmitting the shipment data of the mobile gift certificate to the mobile communication company server at the mobile gift certificate operating server, and updating the gift certificate shipment list when the shipment result value is transmitted from the mobile communication company server and the shipment is normally performed; And
B30) If the dispatch is not normally performed, the issued mobile voucher is re-sent to the recipient's mobile device through the text service, and then the process is repeated. 12. The method of claim 11,
The mobile voucher segmentation / integration step includes:
If it is not possible to divide the registered mobile voucher, the re-entry of the mobile voucher number is requested to the purchaser in step B22. The method according to claim 1,
If the buyer wishes to exchange the tributary gift voucher with the mobile voucher or the prepaid card voucher through the website in the exchange of the voucher,
C1) the purchaser logs in to the website using the purchaser's PC and accesses the mobile gift voucher server;
C2) registering a tributary gift voucher number to be exchanged by the purchaser using the purchaser's PC;
C3) When the branch gift certificate number is registered, the mobile gift certificate administration server inquires the branch gift certificate registered in the DB or the affiliate server, confirms the availability of the gift certificate, and informs the buyer thereof;
C4) is available, the purchaser selects the mobile voucher or the prepaid card voucher using the buyer's PC;
C5) registering the number of the mobile voucher number or prepaid card voucher held by the purchaser using the purchaser's PC;
C6) When the mobile voucher number or the prepaid card voucher number is registered, the mobile gift voucher server inquires the mobile voucher or the prepaid card voucher registered in the DB or the affiliate server and confirms the availability of the mobile voucher or the prepaid card voucher. And
C7) if available, purchasing a tributary gift certificate integrated in the mobile gift certificate operating server, and charging the same with a mobile voucher or a prepaid card voucher. 13. The method of claim 12,
The mobile voucher segmentation / integration step includes:
If it is not possible to use the registered tributary gift voucher, the mobile voucher or the prepaid card voucher in the steps C3 and C6, the purchaser is requested to re-enter the tributary voucher number or the mobile voucher number or the prepaid card voucher number Integrated operating method of. The method according to claim 1,
If the buyer wishes to exchange the prepaid card voucher or the prepaid card voucher with the mobile voucher through the website in the exchange of the voucher,
C10) a step of the buyer logging into the website using the buyer's PC and accessing the mobile gift certificate operating server;
C11) registering the prepaid card voucher or mobile voucher number to be exchanged by the purchaser using the purchaser PC;
C12) When the prepaid card voucher or the mobile voucher number is registered, the mobile gift voucher server inquires the mobile voucher or the prepaid card voucher registered in the DB or the affiliate server and confirms the availability of the card;
C13) registering the number of the mobile voucher held by the purchaser or the number of the prepaid card voucher using the purchaser's PC if available;
C14) when the mobile voucher number or the prepaid card voucher number is registered, the mobile gift voucher server inquires the mobile voucher or the prepaid card voucher registered in the DB or the affiliate server and confirms the availability; And
C15) is available, updating the prepaid card voucher data in the mobile voucher server to charge the prepaid card voucher or charge the mobile voucher. 16. The method of claim 15,
The mobile voucher segmentation / integration step includes:
If it is not possible to use the registered mobile voucher or prepaid card voucher in steps C12 and C14, the mobile voucher server requests the purchaser to re-enter the mobile voucher number or the prepaid card voucher number Integrated operating method of. The method according to claim 1,
If the buyer wishes to exchange the mobile voucher or prepaid card voucher or branch gift voucher with the affiliate point through the website in the exchange of the voucher,
C20) the buyer logs in to the website and accesses the mobile gift voucher server;
C21) the purchaser registering the affiliate point card number;
C22) When the affiliate point card number is registered, the mobile gift certificate operating server inquires the registered point card in the affiliate server and confirms the availability of the point card;
C23) registering the mobile voucher number or the prepaid card voucher number or the tributary voucher number to be converted by the buyer if the use of the point card is possible; And
C24) number is registered, the mobile gift voucher server inquires the mobile voucher, prepaid card voucher or branch gift voucher registered in the DB or the affiliate server and confirms the availability of the card; And
C25), if it is possible to use, update the voucher data in the mobile voucher operating server, transmit the amount data to be converted to the affiliate server, transmit the amount data to be converted to the affiliate server, The method comprising the steps of: requesting conversion to an affiliate point by a recommended amount of the prepaid card gift certificate or branch gift certificate; and switching the mobile gift certificate. 18. The method of claim 17,
The mobile voucher segmentation / integration step includes:
If it is impossible to use the registered point card number or the mobile gift certificate or the prepaid card gift certificate or branch gift certificate in the above steps C22 and C24, the purchaser is requested to re-enter the point card number, mobile gift certificate, prepaid card gift certificate or branch gift certificate The integrated operating method of the mobile voucher with the feature. The method according to claim 1,
If the buyer requests a refund of the mobile gift certificate through the web site or the mobile application in the mobile gift certificate refund step,
D1) a step of the buyer logging into the website using the buyer's PC and accessing the mobile gift certificate operating server;
D2) registering the refund information and method such as deposit account, deposit, etc. using the buyer's PC;
D3) registering the mobile voucher number to be refunded by the purchaser using the buyer PC;
D4) inquiring the mobile voucher registered in the mobile voucher operating server to confirm whether or not a refund can be made;
D5) calculating the refund amount after the refund fee if the refund is possible; And
D6) The refunded mobile gift certificate is processed at the mobile gift certificate operating server, and the refund is made using the buyer's PC according to the refund method previously registered by the purchaser. 20. The method of claim 19,
In the mobile voucher refund step,
If the refund of the mobile gift certificate registered in step D3 is not possible, the buyer is requested to re-enter the mobile gift certificate number. The method according to claim 1,
When the purchaser requests the refund of the mobile gift certificate through the payment terminal in the mobile gift certificate refund step,
D10) a step of the purchaser logging into the web site using the purchaser PC and accessing the mobile gift voucher server;
D11) registering the refund information and method such as deposit account, deposit, etc. using the buyer's PC;
D12) registering the refundable mobile gift voucher number in the payment terminal using the purchaser's PC;
D13) When the purchaser registers the mobile voucher number to be refunded using the purchaser PC, the payment terminal transmits the information to the mobile gift certificate operating server through the VAN network, the bank computer network, and the Internet network, Checking the registered mobile voucher at the voucher operating server to check whether the voucher can be refunded;
D14) calculating the refund amount after the refund fee if the refund is possible; And
D15) The mobile gift certificate operating server receives the refunded mobile gift certificate, and the buyer refunds the refund according to the registered refund method. 22. The method of claim 21,
In the mobile voucher refund step,
If the refund of the mobile gift certificate is not possible in the step D13, the mobile gift certificate operating server requests the purchaser to re-enter the mobile gift certificate number through the payment terminal. The method according to claim 1,
The mobile gift coupon relay step includes:
E1) the buyer logs in at the mobile relay site using the buyer's PC and accesses the mobile gift certificate relay server;
E2) registering the number of the mobile gift certificate issued by the purchaser using the purchaser PC and the initial recipient number at the time of purchase;
E3) checking whether the gift certificate is valid by transmitting the validity of the gift certificate to the mobile gift certificate operating server to the mobile gift certificate relay server;
E4) performing the initial recipient authentication to the mobile gift certificate operating server to the mobile gift certificate relay server again if the corresponding gift certificate is valid;
E5) purchasing a mobile gift certificate from the mobile gift certificate operating server when the first recipient is authenticated, and paying a recommendation amount excluding the fee from the mobile gift certificate relay server;
E6) selling the mobile gift certificate to the third party from the mobile gift certificate relay server;
E7) requesting the mobile gift certificate relay server to issue a new mobile gift certificate to the mobile gift certificate operating server; And
E8) sending a mobile gift certificate to a third party in the mobile gift certificate. 24. The method of claim 23,
The mobile gift coupon relay step includes:
If the number of the mobile voucher registered in the steps E3 and E4 is not valid or if the receiver's phone number is not authenticated, re-entry of the mobile voucher number and re-authentication of the receiver's phone number are requested Way. The method according to claim 1,
The mobile voucher settlement step may include:
F1) downloading and installing an application to the franchisee force;
F2) registering the ID of the merchant through the merchant shop and acquiring usage authorization from the mobile gift certificate operating server;
F3) scanning the barcode of the mobile gift certificate provided by the customer through the merchant store force;
F4) checking whether the scanned mobile gift certificate is available through an operation server using a franchise opportunity;
F5) performing settlement through the mobile voucher if the mobile voucher is available, buying the voucher at the mobile voucher server and registering the balance;
F6) storing purchase details and settlement details according to settlement of the mobile gift certificate in the merchant store force;
F7) requesting the merchandise shop for settlement to the mobile gift certificate operating server; And
F8) transferring the settlement amount of the merchant account number from the mobile gift certificate operating server. 24. The method of claim 23,
The mobile gift coupon relay step includes:
And if the number of the mobile voucher is not valid in step F4, re-scanning of the mobile voucher is requested.

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