KR101262930B1 - Method of issued or collected-check classification using check classification system with check rolling printer and stamper - Google Patents

Abstract

The present invention relates to a check automatic classification method using an automatic check classification stamping machine having a stamping machine, a check transfer unit for transferring the supplied check, a printing unit for printing the first information to the check transferred by the check transfer unit, the A stamping unit for stamping the second information on the transferred check, a check recognition unit for reading and reading the second information displayed on the transferred check, the second information read from the check recognition unit or the magnetic character printing step A storage unit for storing first information, a stamp unit for stamping or printing a character or symbol on the check in accordance with a result read by the check recognition unit, and a check stamped or printed with the character or symbol to a predetermined reference Check automatic classification method using an automatic check classification stamping machine with a stamping magnet including a stacker unit that can be classified and stored according to The check issuing mode or the collection check processing mode is performed according to the step of selecting one of a check issuing mode and a collection check processing mode by an external input or an internally stored setting. Characterized in that it comprises a step.

Description

Method of issued or collected-check classification using check classification system with check rolling printer and stamper}

The present invention relates to a check automatic classification method using an automatic check classification stamping machine having a stamping machine, in detail, for a check issuance and recovery of checks, a check supply step, a magnetic letter factor step, a stamp Check automatic classification method using a check automatic sorting stamping machine having a check issuance mode including a check issuance mode comprising a step and the accumulation step, and a recovery check processing mode including a check supply step, reading and reading step and classification step .

A check is a type of securities in which an issuer entrusts a payer with a fixed amount of payment to the payee or other legitimate holder. It is used to ensure the certainty of the repayment of the bond and to facilitate the quick and easy circulation of the bond. Unlike checks, these checks can be set freely. In particular, checks issued by financial institutions are commonly used due to their security.

In addition, since the face value of high-end bills is not high compared to the economic scale of Korea, the cashier's check issued by financial institutions is more widely used as quasi-money. Recently, with the development of automated teller machines, it has become common to conduct deposits and withdrawals using ATM (Automated Teller Machine) machines installed in banks and public places, and recently, the automated teller machines that handle checks are also increasing. .

On the other hand, in handling such checks, checks can be transliterated as well as money before they are returned to the payer.However, checks that have been recovered to the payer are retained after a certain record and are discarded after a certain retention period. to be. Collected checks will therefore be marked with the teller number, payment bank, and processing result deposited for the record.

Conventionally, the above window display, check sorting, stamping or printing work was done manually by a bank employee. In other words, a check stamped with an ATM number equipped with a bank or through a bank teller is stamped with a stamp indicating a window number or a letter identifying whether the ATM device is received, and the right to travel and other tickets are classified. And sorted, and then stamped on the front of the check, such as "Payment" or "Payment for Bank XX".

However, when a person finishes the work by hand as in the related art, it takes a long time and decreases work efficiency, and there is a problem that a wrong or missing stamping may occur.

The technical problem to be achieved by the present invention is to solve the above-mentioned conventional problems, stamping the mark identifying the window or recovered ATM devices deposited in the collected check, and the collected check is issued to the right of travel and other rights and Classify the check as unreadable and then stamp the result of the check to provide a fast and accurate method of processing the check, and stamper using invariant ink to display encrypted information indicating the issuing bank name and payment name. A check issuing method that can quickly and efficiently issue a check, and a check automatic classification stamping machine having a check stamping machine equipped with a stamper can selectively take the collection check processing method and the check issuing method. It is an object to provide a classification method.

The present invention has been made in order to solve the above problems, and in detail, for the processing of checks issued and collected checks, automatic checks issued method, including check supply step, magnetic letter printing step, stamping step and accumulation step And a method for automatically sorting a check that includes a check supplying step, a reading or reading step, and a sorting step.

Here, the automatic check method for issuing a check may include: a check transfer unit for transferring the supplied check paper, a printing unit for printing first information on the check paper transferred by the check transfer unit, a stamping unit for stamping the second information, and the printed The automatic check classification stamping machine is provided with a stamping machine including a storage unit for storing first information and a housing unit for storing the check.

The automatic check sorting method performed in the automatic check sorting stamping machine includes: (1) a check sheet supplying step in which a check sheet supplied from the outside is transferred by the check conveying unit to supply a check sheet, and (2) the printing unit. A magnetic character factor step of printing the self-characterized first information on at least one face of the check transferred by the check transfer unit by (3) the selected face of the check on which the self-characterized information is printed A stamping step of stamping the second information including the stamp, payment address, or issuer information; and (4) a stacking step of storing the stamped check in the storage unit.

In addition, in one embodiment of the present invention, the magnetic character factor step may further include storing first information printed on one or more sides of the check in the storage unit. By storing the data in a separate storage space as described above, the first information can be used later to be used for verifying or authenticating, analyzing, and statistics using the first information.

On the other hand, in the present invention, the automatic check method for sorting checks includes: a check transfer unit for transferring a supplied check, a check recognition unit for reading and reading check information displayed on the transferred check, and storing check information read from the check recognition unit. A storage unit for stamping or printing a character or symbol on the check according to a result read by the check recognition unit and a check stamped or printed with the character or symbol according to predetermined criteria It is performed in an automatic check classification stamping machine having a stamping magnet including a stacker.

The automatic check sorting method performed in such an apparatus includes, in particular, (1) a check supply step in which a check supplied from the outside is transferred by the check transfer unit, and a check is supplied, and (2) one of the transferred checks. A reading and reading step of reading and reading the check information displayed on the page and storing the check information in the storage unit; (3) a classification step of classifying the check according to the check classification criteria based on the stored check information; and (4) the classified check. Stamping or printing a character or symbol on one side of the. The check passed through the above steps is accumulated in the stacker unit.

In addition, the present invention is a check transfer unit for transporting a check or check paper (hereinafter referred to as 'check'), so that the check issuance and recovery check processing in one embodiment, the transfer by the check transfer unit A printing unit which prints first information on the checked check, a stamping unit which stamps second information on the transferred check, a check recognition unit which reads and reads the second information displayed on the transferred check, and reads from the check recognition unit. A storage unit for storing the second information or the first information printed in the magnetic character factor step, a stamp unit for stamping or printing a character or symbol on the check according to a result read by the check recognition unit, and the character Or an automatic check classification with a stamping machine comprising a stacker unit for sorting and storing checks stamped or printed according to predetermined criteria A check automatic classification method driven by a stamping machine is disclosed.

The check automatic classification method driven by the apparatus may include (1) selecting one of a check issuing mode and a collection check processing mode by external input or internally stored settings; and (2) the selected mode. According to, characterized in that it comprises the step of performing the check issuance mode or the recovery check processing mode.

Here, the check issuing mode and the collected check processing mode are the same as the issued check sorting method and the collected check sorting method respectively.

The present invention provides a quick and accurate check closing and returning process of a collected check through an automatic issuance or retrieval check method using an automatic check classification stamping machine having a stamping machine using a check automatic classification stamping machine having a stamping machine as described above. By being able to simultaneously and instantaneously issue checks quickly and quickly, the overall work time can be shortened, and the accuracy of the work can be improved, thereby improving work efficiency.

1 is a block diagram of an automatic check classification stamping machine having a stamping machine is carried out the present invention.
2 is a perspective view of an automatic check classification stamping machine having a stamping machine capable of performing the automatic check and automatic check sorting method according to an embodiment of the present invention.
FIG. 3 is a plan view illustrating a configuration of an automatic check classification stamping machine having a stamper shown in FIG. 2.
4 is a perspective view showing the configuration of the hopper portion and the check supply unit shown in FIGS.
5 is a view showing the front of the check transfer unit of the automatic check classification stamping machine having a stamping magnetic.
FIG. 6 is a diagram illustrating a rear surface of the check transfer unit of the automatic check classification stamping machine having a stamping magnet.
FIG. 7 is a diagram showing a configuration of a stack portion of an automatic check classification stamping machine having a stamping magnet.
8 is a flowchart illustrating a method for automatically classifying checks issued in accordance with an embodiment of the present invention.
9 is a flowchart illustrating a method of automatically recovering a collection check according to an embodiment of the present invention.
10 is a flowchart of a check automatic classification method according to an embodiment of the present invention.

Hereinafter, preferred embodiments of the present invention will be described with reference to the accompanying drawings so that those skilled in the art may easily implement the present invention. However, in describing the present invention, the following drawings are only for expressing an embodiment of the present invention, not intended to limit the scope of the present invention.

In order to describe the present invention in detail with reference to the drawings of FIGS. 1 to 5, the present specification provides an automatic check classification stamping machine having a stamping machine to which the present invention will be performed with reference to FIGS. 1 to 7. An embodiment will be described, and (2) with reference to FIGS. 1 to 8, an automatic check check classification method will be described in an embodiment of the present invention. (3) Next, with reference to Figs. 1 to 7 and 9, a method for automatically sorting a collection of checks will be described. (4) Finally, with reference to FIGS. 1 to 7 and 10, a check automatic classification method for selectively performing a check issuing mode and a collection check processing mode will be described.

1 and 2 will be described an embodiment of an automatic check classification stamping machine having a stamping magnet to be carried out the present invention.

1 is a block diagram of an automatic check classification stamping machine having a stamping machine in which the present invention is carried out, Figure 2 is an automatic check and automatic check processing method can be performed according to an embodiment of the present invention A perspective view of an automatic check classification stamping machine having a sealer. 3 is a plan view showing the configuration of an automatic check classification stamping machine having a stamping magnet shown in FIGS. 4 is a configuration of the hopper unit and the check supply unit, FIG. 5 is a front view of the check transfer unit, FIG. 6 is a rear view of the check transfer unit, and FIG.

As shown in FIGS. 1 and 2, the automatic check classification stamping having a stamper, which is the method of automatic checking, automatic collection of checks, and automatic checking of checks, is recovered in the main body 10. Hopper 100 for receiving a check or a check sheet to be issued (hereinafter referred to as 'check'), a check is provided so that one side is in contact with the hopper 100 to supply a check stored in the hopper 100 Supply unit 200, one side is connected to the other side of the check supply unit 200 check transfer unit 300 for transferring the check supplied from the check supply unit 200, a double sensor, any one selected on the check transfer unit 300 A printing unit 400 provided at a portion to print the first information on the check transferred by the check transfer unit 300, and provided at any one selected portion of the check transfer unit 300 by the check transfer unit 300. Second on the transferred check Check recognition unit 430 for reading information, any one selected on the check transfer unit 300, the stamping unit 450, which is provided on the other side of the printing unit 400 to stamp the check information, the check transfer unit ( A selected portion on the check mark 300, which is provided on the other side of the check recognition unit 430 is stamped to stamp or print letters or symbols on the check in accordance with the result read by the check recognition unit 430 ( 470) is provided on the other side of the check transfer unit 300 is provided in the stacker unit 500 and the main body 10 for storing the check stamp stamped or printed by the stamp unit 470 and the user's operation information The input and output unit 55 shows a business process, and according to the embodiment, receives information for selecting one of the check issuing mode and the collection of the check collection mode from the outside, and outputs the processing result. It characterized in that it comprises 0).

1 to 4, the hopper unit 100 is provided on one side of the main body to accommodate the collected check or the check paper to be issued, and the hopper guide 130 provided perpendicularly to the main body 10. And, the check pressing plate 150 provided in parallel to the other side of the hopper guide 130, the elastic means for applying an elastic force to the check pressing plate 150 (not shown) and the check pressing plate 150 It is configured to include a support shaft (not shown) for supporting the.

The hopper unit 100 configured as described above, after separating the check pressing plate 150, the check is received between the hopper guide 130 and the check pressing plate 150, and then applied to an external force applied to the check pressing plate 150. If it is removed, the check pressing plate 150 is in close contact with the check by the elastic force. Hopper part 100 is a known component and a detailed description thereof will be omitted.

Check supply unit 200 is provided so that one side is in contact with the hopper unit 100 to supply a check stored in the hopper unit 100 to the check transfer unit 300, the supply roller to add the initial transfer force to the check 230, a check supply guide 250 for supporting and guiding the check started to move by the feed roller 230 so as not to tilt or fall, and a check selection unit 270 to prevent the checks from being overlapped. It is configured to include).

The feed roller 230 is provided so that a part of the body passes through the hopper guide 130 so that a part of the outer circumferential surface of the feed roller 230 contacts the water surface, and is rotated by an electric motor (not shown). The outer circumferential surface of the supply roller 230 is preferably such that the contact protrusion 235 is formed to facilitate the transfer of the water surface.

Check supply guide 250 is arranged in parallel with the hopper guide 130 described above, to prevent the check supplied by the supply roller 230 is inclined or collapsed. Check supply guide 250 is configured to allow two checks to pass in parallel between the two plates arranged side by side as shown in the figure. However, this is only an example of the check supply guide is a variety of well-known shape that can be passed while the check is standing vertically while both sides are supported.

The check selection unit 270 is provided on the other side of the supply roller 230 to prevent the check supplied by the supply roller 230 from being superimposed on a plurality of checks and supplied to the check transport unit 300.

Check selection unit 270 is a reverse feeder 273 for transferring the check supplied by the supply roller 230 to the check transfer unit 300, and only one of the overlapping checks to pass through the reverse It consists of a rotary roller 275 and the interval adjusting unit 277 for adjusting the interval between the sorting feed roller 273 and the reverse rotation roller 275.

The sorting feed roller 273 and the reverse rotation roller 275 are provided to face each other on both sides of the check supply guide 250 described above. The sorting feed roller 273 rotates by an electric motor (not shown) and transfers the check supplied by the supply roller 230 to the check transfer unit 300, and the reverse rotation roller 275 is an electric motor (not shown). By the reverse rotation by the feed roller 230 to prevent the multiple checks are conveyed overlapping.

The reverse rotation roller 275 is installed on a plate 271 having a bent portion at one end thereof, and a plate elastic means 279 is connected to one side of the plate 271 so that the plate is provided by a gap adjusting unit 277 to be described later. 271 is supported to be movable. At this time, the interval between the sorting feed roller 273 and the reverse rotation roller 275 is provided at the rear of the reverse rotation roller 275 to the interval adjusting unit 277 for adjusting the position of the reverse rotation roller 275 Is adjusted. The gap adjusting unit 277 is installed on the main body 10 so as to be spaced apart from the reverse rotation roller 275.

Generally, the friction force between the roller and the check is large, the friction force between the check and the check is small, and because the check supply guide 250 is narrow, it is not uncommon for several checks to be transferred simultaneously. However, if there are foreign objects or moisture on the surface of the check, several checks overlap and move. In this case, the reverse roller 275 stops or stops the check except for one of the overlapped checks. It serves to return to the supply unit 200.

1 to 3, 5 and 6, the check transfer unit 300 is one side is connected to the other side of the check supply unit 200 described above, the other side is provided with a stack unit 500 to be described later Then, the check supplied from the check supply unit 200 is transferred to the stack unit 500.

 Check transfer unit 300 is provided with a guide rail 330 for guiding the transfer of the check, and a plurality of feed rollers 350 provided at regular intervals on the guide rail 330 to transfer the check while rotating by the electric motor Is provided, on the check transfer unit 300 is provided with a printing unit 400, check recognition unit 430, stamping unit 450, stamp portion 470 to be described later.

The guide rail 330 is provided in parallel so that two flat plates face each other vertically with respect to the main body 10, and a check transfer path 335 is formed between the guide rails 330. A plurality of through holes 370 are formed on the side of the guide rail 330 so that the feed roller 350, the printing unit 400, the check recognition unit 430, the stamp unit 450, and the like may face the check. do.

The feed roller 350 is provided on the guide rail 330 at regular intervals, and a part of the feed roller 350 is inserted into the through hole 370 formed in the guide rail 330 to transfer the check while contacting the check. The interval between the transfer roller 350 is preferably shorter than the length of the check so that the check passing through the guide rail 330 is always in contact with the at least one transfer roller 350.

The check transfer unit 300 is generally provided in a straight line, but if necessary, may be provided in a curve of various shapes including a U-shape.

Printing unit 400 is provided on any one portion selected on the check transfer unit 300 to print the issued information on the check paper conveyed by the check transfer unit 300, the printer on one side of the check transfer unit 300 A print cartridge 410 having a printing ribbon (MICR ribbon) wound around the wheel is provided, and a solenoid hammer 415 for printing the first information encoded in the check on the other side of the check transfer unit 300. ) Is provided.

The printing unit 400 is used when issuing a check. When the check sheet is transferred to the printing unit 400 by the transfer roller 350, the printing unit 400 is inputted with the first information encrypted on the check sheet.

Check recognition unit 430 is provided in any selected portion on the check transfer unit 300 to read the check information displayed on the check transferred by the check transfer unit (300). Check recognition unit 430 is provided on any one selected from one side or the other side of the check transfer unit 300.

As described above, all checks are printed with magnetic ink character recognition (MICR) using the stamping machine in the issuance process. That is, information such as a bank code, a branch code, an account number, a check amount, and a serial number for issuing a check is printed on a magnetic ink so as to determine whether the check is processed by the automated teller machine and whether the check is authentic.

Therefore, the check recognition unit 430 is provided with a magnetic character reader (MICR reader) for recognizing and discriminating the above-described magnetic characters to recognize the information printed on the surface of the check to automatically classify and record the check.

On the other hand, in another embodiment of the present invention, the above-described check recognition unit 430 may be an image reading unit instead of the magnetic character reading unit. The image reading unit scans an image of the check and reads out necessary information from the scanned image. In this case, when the check information is recognized using the image reader, a separate storage device may be further provided to store the scanned check image as recorded data. Check information recognition using a magnetic character reader and an image reader is a well-known technique and a detailed description thereof will be omitted.

The stamping unit 450 is a selected portion on the check transfer unit 300 and is provided on the other side of the printing unit 400 to stamp the check information.

The stamping unit 450 stamps a predetermined letter into the check transferred through the check transporting unit 300, and supplies ink to the stamping roller 450 and the stamping roller 450 in which the letter to be stamped on the check is stamped. It consists of a press-in ink supply roller 455.

The check transferred to the stamping unit 450 through the check transfer unit 300 displays the check information on the check surface while the stamping roller 450 presses and rotates the check surface. At this time, the ink required for stamping is supplied by the stamping ink supply roller 455 provided to contact the stamping roller 450.

Stamp unit 470 is any selected portion on the check transfer unit 300, the check recognition unit 430 is provided on the other side according to the check information read by the check recognition unit 430 checks a letter or symbol Stamp.

The stamp portion 470 is composed of a stamp roller 473 in which a character to be stamped is stamped on the outer peripheral surface of the roller-shaped body and an ink supply roller 475 for supplying a stamp ink to the stamp roller 473. Stamp rollers 473 may be provided with a plurality according to the check classification criteria, stamping the letters, etc. while rotating by the electric motor.

Checks are classified according to the recognized information through the check recognition unit 430. The sorted check stamps the processing result on the check surface while the stamp roller 473 is pressed and rotated while passing through the stamp unit 470. For example, when the check recognized by the check recognition unit 430 is a self-serving check, the stamp unit 470 seals the "payment", and in the case of the other ticket, the "OO bank XX branch payment" In the case of a non-recognized check or a fake check such as a counterfeit check, it is classified and transferred to the stacker unit 500 without a separate recognition mark or any indication.

In the preferred embodiment of the present invention, the check transfer unit 300 checks whether the check passed through the check supply unit 200 is one sheet, and the operation of the device when the checks passing through the check supply unit 200 are several sheets. It is further provided with a double fence (not shown) to stop and inform the worker through a warning sound. The double fence is preferably provided on one side of the printing unit 400 described above to check whether the check is one sheet at the initial stage of check issuance and inspection.

The double sensor is a paper thickness detection device, and is provided with a detection roller in a passage through which a check passes, and measures the displacement of the roller to detect whether a check is passing through one or several sheets. The double sensor is a well-known technique and a detailed description thereof will be omitted.

1 to 3 and 7, the stack unit 500 is provided on the other side of the check transfer unit 300 described above to store a check stamped by the stamp unit 470, and the stack unit ( A stack guide 510 for guiding a check transferred to 500, a stopper 515 for classifying a check transferred through the stack guide 510, and a check classified by the stopper 515 It is configured to include a stack 520.

The stack guide 510 is arranged in parallel with the other side of the check transfer unit 300, and the one side guide 511 has a length corresponding to the width of each stack 520 and one end is bent in the stack 520 direction. The other side guide 513 is integrally formed.

The stopper 515 is provided in the connecting passage between the one side guide 511 and the stack 520 to selectively receive the check passing through the stack guide 510 in each stack 520. One end of the stopper 515 is hingedly fixed to the connection passage of the housing, and the other end is configured to coincide with the one-side guide 511 in a plate-like structure.

The stopper 515 is provided in the first stack 521 and the second stack 523, and the stack guide 510 is bent in the stacking direction in the third stack 525 so that the third stack is stacked. Checks reached up to 525 are immediately stored in the third stack 525.

The stopper 515 is rotated by the transmission means controlled by the electronic device.

As an example of a process of processing the collected check, when the check recognized by the check recognition unit 430 is a self-serving check, the other end of the first stopper 516 may be in close contact with the other guide 513 and the check may be the first check. When the check received in the stack 521 and the check recognized by the check recognition unit 430 is a ticket or a bad check, the other end of the first stopper 516 is in close contact with the one-side guide 511 so that the check is the first check. The stack 521 passes through the stack 521 and moves toward the second stack 523.

In addition, when the check recognized by the check recognition unit 430 is a right of passage, the second stack 523 stores the check in the second stack 523 in the same manner as the first stopper 516 described above. If the checked check is a bad check, the check is passed as it is to be stored in the third stack 525.

Stack 520 is composed of a fixed plate 530 for supporting one side of the check to be stored and a moving plate (not shown) that moves in the front and rear direction as the amount of the received check increases while supporting the other side of the received check. . As the check is sorted and stored, a method of moving the moving plate in the front-rear direction is well known, and a detailed description thereof will be omitted.

Meanwhile, in one embodiment, the stack 520 may provide a function of a stacking unit in which the issued checks are accumulated when a check is issued.

1 and 3, the input / output unit 550 includes an input device for inputting operation information for operating an automatic check classification stamping machine having a stamper according to the present invention, and an output device showing a check processing result. do.

The input device may use a variety of known input means including a start switch, a stop switch, as well as a keyboard for inputting numbers or letters, and the output device may use a variety of known output devices such as a printer device or a display device. have.

In addition, in one embodiment, the input / output unit 550 is configured to automatically receive information for selecting one of a check issuance mode and a collection check processing mode from the outside in the check automatic classification method. The check classification stamping machine may automatically perform any one of the check issuing mode and the collection of checks.

Also, in one embodiment, the input / output unit 550 may be configured to either the check issuing mode or the check check processing mode according to a setting determined by the input or pre-stored in an automatic check classification stamping machine equipped with the sealer. It may be characterized in that a display or the like indicating whether or not the mode being performed can be output.

Finally, although not shown in FIGS. 1 to 7, the storage unit may store first information printed by the printing unit 400 or store information read by the check recognition unit 430. It may include.

The storage unit may be provided inside the main body 10 or may be separately provided outside the main body 10 and connected to the main body 10 through a wired or wireless communication network.

Hereinafter, with reference to FIGS. 1 to 8, a method for automatically issuing checks will be described in an embodiment of the present invention.

8 is a flowchart illustrating a method for automatically classifying checks issued in accordance with an embodiment of the present invention.

Referring to FIG. 8 according to one embodiment of the present invention, a method for automatically issuing a check is composed of the following steps.

 (1) The check supply step (s10) in which the check paper supplied from the outside is transferred by the check transporting unit 300 so that the check is supplied.

(2) Magnetic character factor step (s11) for printing the first characterized magnetic information on one or more sides of the check transferred by the check transfer unit 300 by the printing unit 400

(3) a stamping step (s14) in which the stamping section 450 stamps the second information on any selected side of the check on which the self-characterized information is printed;

(4) The accumulation step (s15) in which the stamped check accumulates in the storing portion.

In one embodiment of the present invention to perform this sorting method, the automatic check classification stamping machine, a check transfer unit 200 for transferring the supplied checks, a factor for printing the first information to the check transferred by the check transfer unit The unit 400 includes a stamping unit 450 for stamping the second information, a storage unit for storing the first printed information, and a storage unit for storing the check.

As shown in FIGS. 1 to 8, the check paper supplied from the outside is first accommodated in the hopper unit 100, introduced into the check transfer unit 300 by the check supply unit 200, and the check transfer unit ( The check paper is transferred in the direction of the stamping unit 470 through 300. (s10)

The check transferred through the check transfer unit 300 passes through the printing unit 400 and is printed by the printing unit 400 with the first characterized information such as first information on one or more surfaces. In this case, the process of printing the information may be encoded and processed. (s11)

Here, the first information may include information such as a check number, a serial number or an account number, and may be recognized by the check recognition unit 430 which will be described later when the check is collected.

Meanwhile, in the embodiment of the present invention, the magnetic character factor step s11 may further include storing first information printed on one or more sides of the check in the storage unit.

Through the information stored in the storage unit, the bank can check whether a check has been issued, a check number, a serial number, or an account number of the issued check.

Meanwhile, according to an embodiment of the present invention, after the magnetic character factor step s11, the method further includes a step of s14 depending on whether to stamp the second information such as the seal, the issue place, and the payment place (s13). can do.

In the stamping step (s30), the stamping section 450 stamps the second information on any selected side of the check on which the self-characterized first information is printed.

In one embodiment of the present invention, the second information may be characterized by including the stamp, payment address or issue information.

Finally, in one embodiment of the present invention, a check in which first information is printed and second information is stamped through the magnetic character factor step s11 or the magnetic character factor step s11 and a stamping step s14, The check may be accumulated in the accumulation portion or stacker portion 500 to be collected and accumulated (s15) or may be classified and accumulated according to a predetermined standard.

This way, checks can be issued automatically.

Hereinafter, with reference to FIGS. 1 to 7 and 9, a method for automatically sorting a collection of checks will be described.

9 is a flowchart illustrating a method of automatically recovering a collection check according to an embodiment of the present invention.

Referring to FIG. 9 according to one embodiment of the present invention, the automatic check sorting method is composed of the following steps.

(1) a check supply step (s20) in which a check supplied from an external check is transferred by the check transfer unit 300 so that the check is supplied;

(2) a read and read step (s22) of reading and reading check information displayed on one side of the transferred check and storing it in a storage unit; and

(3) a classification step (s23) of classifying the check according to the check classification criteria based on the stored check information.

The check supply step (s20) is generally the same as the meteorology described in the issued check classification method. However, check paper is supplied from the issued check, but here, there is a difference in that the collected check is supplied.

The supplied check is provided to the check recognition unit 430 through the check transfer unit 300, and the check recognition unit 430 reads check information displayed on one or both sides of the transferred check. The read and the read result are stored in the storage unit (s22). (S22)

In one example of the present invention, the check information may be the first information described above or may be the second information. When the check information is the first information, the check recognition unit may further include a magnetic character recognition module that recognizes the magnetic characters.

In one embodiment of the present invention, a check that the check information is read and read may be sorted and accumulated by the stacker unit 500 immediately according to the result of the read and read and the storage unit.

In one embodiment of the present invention, the method classified by the stacker unit 500 may classify the check into a check, a check, and an unrecognized check.

That is, as shown in FIG. 9, first, it is determined whether the check is a running check (s23), and in the case of a running check, it is classified as a running check and accumulated in the running stacker unit 500 (s27). In the case of the other line check to determine whether or not (s24) In the case of the other line check, it is classified as another line check and accumulated in the other line stacker 500 (s29), otherwise it is classified as unrecognized and reject stacker unit ( 500) (s25)

In a preferred embodiment of the present invention, before the track check is stacked (s27) on the track stacking unit 500 or before the row check is stacked on the stack stacking unit 500 (s29), each stamp ( S26 and s28) may be further included. Through the stamping, it is possible to intuitively find out whether the sorted check is a self-check or another check, and when it is recovered.

Hereinafter, with reference to FIGS. 1 to 7 and 10, a check automatic classification method for selectively performing a check issuing mode and a collection check processing mode will be described.

10 is a flowchart of a check automatic classification method according to an embodiment of the present invention.

According to FIG. 10, the check automatic classification method includes the following steps.

(1) a step (s1 to s1-2) of selecting one of a check issuing mode and a collection check processing mode by external input or internally stored settings; and

(2) according to the selected mode, the check issuing mode (s2) or the recovery check processing mode (s3) is performed.

Specifically, step (s1 to s1-2) in which one mode is first selected is a check issuance mode and a collection check processing mode such as a method of displaying a menu for requesting mode selection on a display screen of the input / output unit 550. Preparing to select one of the procedures (s1), thereby determining whether the command inputted is a command for starting the check issuing mode; and (s1-1) if the check issuing mode is correct, the check issuing mode. (s2), otherwise, it is determined whether or not it is in the check collection mode (s1-2). If the input command is a command for starting the collection check processing mode, the check collection processing mode (s3) is executed. Do it. In this selection step, the order of steps s1-1 and s1-2 may be reversed in view of the skill level of those skilled in the art.

In one embodiment of the present invention, the external input for the selection of the selection step (s1) may be performed by the I / O unit 550 described above.

Thereafter, the check issuing mode s2 or the collection check processing mode s3 is performed according to the selected mode.

As described above, the check issuing mode (s2) and the collection of the check collection mode (s3) described later can be freely performed according to the user's arbitrary intention or according to the pre-stored settings, so that the two modes can be performed with one device. This makes it possible to obtain an advantage of reducing the cost of an institution such as a bank in charge of issuing, collecting and processing the check.

Here, the check issuance mode (s2) is the same as the issued check classification method described above, and the recovery check processing mode (s2) is the same as the recovery check classification method, but if necessary within the range predictable by those skilled in the art. Modifications are also possible.

Specifically, in the check issuing mode, a check supply step in which a check supplied from an external check is transferred by the check transfer unit to supply a check, and at least one surface of the check transferred by the check transfer unit by the printing unit A magnetic character factor step of printing the first information which is self-characterized into the stamp; the stamping step of stamping the second information on the check on any selected side of the check on which the first information is printed; In, the stamped check may be characterized in that it comprises a stacking step of being accumulated.

In the recovery check processing mode, a check supply step in which a check supplied from an external check is transferred by the check transfer unit to supply a check, and read and read the second information displayed on one side of the transferred check. And classifying the check according to the check sorting criterion based on the reading and reading step of storing in the book and the stored second information.

Of course, each of the above modes may be applied to specific embodiments of the issued check or recovery check classification method and additional components for the implementation.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the scope of the present invention is not limited to the disclosed exemplary embodiments. In addition, various modifications and improvements within the scope of equivalents of those skilled in the art using the basic concept of the present invention are also within the scope of the present invention.

100: hopper section 130: hopper guide
150: check pressing plate 200: check supply unit
230: feed roller 250: check supply guide
270: Check selection unit 273: Screening feed roller
275: reversing roller 277: gap adjustment unit
300: check transfer unit 330: guide rail
335: check delivery path 350: feed roller
370: penetrating portion 400: printing portion
410: print cartridge 415: solenoid hammer
430: check recognition unit 450: stamping unit
453: stamping roller 455: stamping ink supply roller
470: stamp portion 473: stamp roller
475: stamp ink supply roller 500: stack unit
510: stack guide 511: one side guide
513: other side guide 515: stopper
520: the stack 521: the first stack
523: second stack 525: third stack

Claims (9)

delete delete delete delete A check transfer unit for transferring the supplied check, a check recognition unit for reading and reading check information displayed on the transferred check, a storage unit storing check information read from the check recognition unit, and a result read by the check recognition unit An automatic check with a stamping machine comprising a stamp portion for stamping or printing a letter or symbol on the check and a stacker portion for sorting the check stamped or printed according to a predetermined criterion In the recovery check automatic classification method using the classification stamping machine,
A check supply step in which a check supplied from an external check is transferred by the check transfer unit to supply a check; And
A read and read step of reading and reading check information displayed on one side of the transferred check and storing the check information in the storage unit;
Including,
After the read and read step,
A classification step of classifying the check according to a check classification standard based on the stored check information;
Further comprising:
The classification step,
Automatic check sorting method using an automatic check classification stamping machine having a stamper, characterized in that the check is classified into a check, other check and unrecognized check.
delete delete The method according to claim 5,
After the read and read step,
Stamping or printing letters or symbols on one side of the check;
Recovery check automatic classification method using an automatic check classification stamping machine having a stamping magnet further comprising a.
A check transfer unit for transferring the supplied check or check sheet, a printing unit for printing first information on the check transferred by the check transfer unit, a stamping unit for stamping the second information on the transferred check, and the displayed check A check recognizing unit for reading and reading second information, a storage unit storing second information read from the check recognizing unit or the first printed information, and a check recognition unit on the check according to a result read by the check recognizing unit Check using an automatic check classification stamping machine having a stamping unit including a stamp unit for stamping or printing a letter or symbol, and a stamper unit for classifying and storing a check stamped or printed according to a predetermined standard. In the automatic classification method,
Selecting one of a check issuance mode and a collection check processing mode by external input or internally stored settings; And
In accordance with the selected mode, executing the check issuance mode or the collection check processing mode;
Including,
The check issuance mode,
A check supply step in which a check supplied from an external check is transferred by the check transfer unit to supply a check;
A magnetic character factor step of printing the first characterized magnetic information on at least one side of the check transferred by the check transfer part by the printing part;
A stamping step of stamping, by the stamping unit, stamping the second information about the check on any selected side of the check on which the first information is printed; And
A stacking step in which the stamped check accumulates in the stacker portion;
Including,
The recovery check processing mode,
A check supply step in which a check supplied from an external check is transferred by the check transfer unit to supply a check;
A read and read step of reading and reading second information displayed on one side of the transferred check and storing the read information in the storage unit; And
A classification step of classifying the check according to the check classification criteria according to the stored second information;
Check automatic classification method using an automatic check classification stamping machine having a stamping magnetic, comprising a.

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