KR101053932B1 - System for managing stock firm server with coupon issue - Google Patents

Abstract

PURPOSE: A stock service providing system and stock service providing method using the same are provided to use stock information and stock transaction which has high reliability of a stock company at a low cost for stock client who connected to other site which is interlinked with a stock company site on the Internet. CONSTITUTION: A stock company server gives a constant cost to a first user authenticated on a wired/wireless network. A stock company provides stock information content or acts as a proxy in a stock transaction. A coupon issuing server issues a coupon which is used for free during specific time. A stock specialist cafe operates stock information content to a stock company server. A channel server has a plurality of relay server for providing stock broadcasting to a stock specialist cafe. A broadcasting management server performs a recording function of the stock broadcasting.

Description

Securities service provision system through coupon issuance and securities service provision method using the same {System for managing stock firm server with coupon issue}

The present invention relates to a securities service providing system and a method of providing a securities service using the same. More specifically, the securities company's reliable securities information and securities transactions are provided to securities customers connected to other sites linked to securities companies on the Internet at a low cost. The present invention relates to a system for providing a securities service through issuing a coupon capable of promoting mutual cooperation between a securities customer and a securities company by issuing a coupon that can be used, and a method of providing a securities service using the same.

Today, the development of the Internet is forming a new paradigm in all areas of society and economy, and according to this trend, the work area through the Internet is also expanding. In recent years, financial products such as banking and insurance have been made available from information retrieval and trading of tangible products, and online securities trading is also active.

Securities investment through online securities trading has a big advantage for investors in terms of promptness of information because it can collect domestic and foreign securities information in real time without spatial constraints and reflect it in investments compared to securities investments made offline. These advantages have led to an explosive increase in online securities investments by the public.

However, most of existing online securities customers invest securities by checking securities information through communication media such as internet and broadcasting. However, some of the securities information has some degree of reliability or has to pay for some information provided by experts. While there are some things that can be checked, there is a problem that these costs are passed on as a burden for beginners of securities investments or those who are actively engaged in securities trading as a fee is generated in consultation with securities companies.

The present invention has been made in order to solve the problems of the prior art as described above, the securities customers with reliable securities information and securities transactions available to securities customers connected to other sites linked to securities companies on the Internet at low cost The purpose of the present invention is to provide a securities service providing system and a method of providing securities service using issuing coupons that can promote mutual cooperation between securities customers and securities companies by issuing coupons.

Securities service providing system through issuing a coupon according to the present invention for achieving the technical problem, a securities company server for providing securities information content or on behalf of securities transactions by charging a certain cost to the first user authenticated on the wired and wireless network; A coupon issuing server for issuing a coupon for freely using one or more of securities information contents and securities transactions of the securities company server for a specific period by imposing a discounted discount on the fixed cost to a second user authenticated on a wired or wireless network; It is characterized by providing.

Meanwhile, the securities service providing method using the securities service providing system through issuing a coupon according to the present invention imposes a certain cost on a first user authenticated on a wired / wireless network through the securities company server to provide securities information contents or act as a securities transaction. A first step of doing; Issuing a coupon that can use one or more of the securities information server and the securities transaction of the securities company server free of charge for a specific period by imposing a discounted discount than the predetermined cost to the second user authenticated on the wired / wireless network through the coupon issuing server. To a second step; characterized in that it comprises a.

Securities service providing system and coupon service providing method using the same according to the present invention by providing the securities trading information and securities transaction fee at a low price through the coupon issuance, securities customers investment costs due to insufficient information It is possible to prevent the damage to the maximal situation, and the service provider can improve the quality of the securities information content by providing more reliable securities information through securing the preferential cost according to the number of coupons.

1 is a view showing a schematic configuration of a security service providing system through issuing coupons according to the present invention according to the present invention.
2 is a view illustrating a principle of providing securities information contents in a securities service providing system through issuing coupons according to the present invention.
3 is a diagram illustrating a structure of a broadcasting server in a security service providing system through issuing coupons according to the present invention.
Figure 4 is a flow chart schematically showing a security service providing system and a method of providing a security service using the coupon according to the present invention.

With reference to the drawings will be described in detail the securities service providing system and the securities service providing method using the coupon according to the present invention in detail.

<1. System configuration>

1 is a view showing a schematic configuration of a security service providing system through issuing coupons according to the present invention according to the present invention.

1, a securities service providing system through coupon issuance according to the present invention, a securities company server for providing securities information content or a securities transaction by charging a certain cost to the first user authenticated on the wired and wireless network, wired and wireless network It includes a coupon issuing server for issuing a coupon that can be used at least one of the securities information content and securities trading of the securities company server free of charge for a specific period by charging a discounted price than the predetermined cost to the second user authenticated on the .

(1) Securities firm server

The securities company server is constructing a homepage and providing a securities transaction application or an application for checking information content to a first user who is a member by accessing the homepage using a user terminal in a wired / wireless network environment, and the first user provides a predetermined cost. When charged to the securities company server side, the securities information contents can be provided to the user terminal or securities trading is possible. Here, the securities information content is securities experts with expertise in stock investment, securities trading information that sets the recommended securities and the target price and investment period of the securities stocks that they want to recommend.

Here, the stock information content is a post in the form of a text inputted by a securities specialist as shown in FIG. 2, or a securities information such as a trading time and a sale of a securities stock recommended by a securities specialist at a time when a securities trade is performed in real time. It may be a securities information broadcast to broadcast, the securities information content is provided in the securities specialists cafes privately operated by the securities company server. In this case, the securities information contents are bi-directionally communicated between the first and second users and the securities experts through HTS (Home Trading System) screen (for example, electronic blackboard), voice communication, and chat that the securities expert controls in real time through the securities expert terminal. It provides real-time question and answer, and additionally provides a bulletin board or chat space where information can be exchanged between members.

As mentioned above, the securities firm server, when a securities specialist accesses the homepage using a securities specialist terminal, provides a securities specialist with an application that can generate securities information contents, and recommends the securities specialist recommended by the securities specialist and the securities firm. Generate stock information content with target price and investment period.

In the case of generating the securities information content, for example, in the case of a text-type post, a securities expert uses a text editor to create a text-formatted post containing a recommended securities item and a target price and investment period of the corresponding securities item. Stock information is generated by registering the bulletin on the bulletin board. Then, the securities company server continuously stores and manages the price change history of the securities recommended after the securities information content is published.

As another example, in the case of securities information broadcasting, a securities expert broadcasts securities information in real time using a broadcasting program to generate securities information contents. At this time, the recommended securities in the securities information broadcasting, the target price and investment period of the securities, the recommended securities recommended by the securities experts while broadcasting the securities information. This is done by the securities expert broadcasting the securities information on the HTS screen and voice, inputting the recommended securities stocks, the target price and investment period of the securities stocks, or the securities company server analyzing the securities information broadcasting to recommend securities stocks. We can also extract the target price and investment period for securities. Then, the securities company server will continuously store and manage the price change history of the recommended securities stock with the point in time when the securities expert broadcasts the securities information in real time, when the sale sign for the securities stock is recommended.

The described stock broadcast is provided through a broadcast server, wherein the broadcast server includes a channel server including a plurality of relay servers for providing a stock broadcast to a securities expert café, and a broadcast for performing a recording function of the stock broadcast. First and second authentication and settlement of real-time or recorded securities broadcasting to securities company server, including a process host for providing the securities broadcasting selected by the securities expert cafe through the process of the management server and the channel server and the broadcasting management server. To the user.

On the other hand, the target price of the recommended securities stocks are set to sell forecasts recommended by securities experts for recommended securities stocks, and investment periods of securities stocks are short-term (day), mid-term (week), long-term (month, It may be set based on a certain period of years, set to a specific date, set to a time when a specific event is executed, or not set an investment period. In particular, if there is a sudden change in market conditions that have not been predicted by the securities market, a securities expert may sell the recommended securities, and in this case, the securities are forcibly recommended at the time of selling. May be terminated. If the investment period of the recommended securities is forcibly terminated, the fact must be notified to the first user, and the first user can be notified through real-time securities broadcasting or through e-mail, text message, or ARS.

The securities company server provides a list of securities information contents to a first user who accesses the homepage through a user terminal. Here, the list of securities information content provides information such as personal information such as the title of the content, the name of the securities expert, career, specialty, investment direction, etc., and an expert reliability evaluation index such as the hit ratio of the recommended securities. The first user can select specific securities information content based on this information, and can purchase the selected securities information content, and the purchased content is registered in the securities information contents purchase history of the first user. The securities company server provides the securities information contents only to the first user registered in the purchase history of the securities information contents.

The securities company server provides the securities information content selected by the first user who accesses the homepage through the user terminal. In this case, when the stock information content is a post in text format, the securities information content is provided by allowing the first user to view the post, and when the stock information content is a securities broadcast, the securities information contents broadcast by the securities expert in real time. It provides a plurality of first users in real time.

The securities firm server calculates a hit ratio for the target price of the recommended securities item when the recommended securities item of the securities information content reaches the set investment period, and applies it to the evaluation of the securities information content. This process calculates the hit ratio of the recommended securities by comparing the target price of the recommended securities with the price changes up to the investment period of the recommended securities. Here, the hit ratio of the recommendation securities is calculated based on whether or not the price of the recommended securities has reached the target price during the investment period of the securities, or the present price of the securities recommended at the end of the investment period of the securities. You can compare and calculate the target price with the ratio.

The calculated hit rate of the recommended securities item is applied to the evaluation of the securities information content. However, when the securities information content includes one or more recommended securities stocks, the securities information contents are evaluated by applying the hit ratios of the recommended securities stocks recommended through the securities information contents. In addition, when the investment period of each of the recommended securities is re-each, each time the investment period is reached and the hit ratio of the recommended securities is calculated, the evaluation of the securities information contents is updated by applying the same. In addition, when the securities information content includes one or more recommended securities stocks, the evaluation result of the securities information contents is preferably an average value of the hit ratios of the one or more recommended securities stocks.

Securities firm server according to the present invention for achieving the above function provides a securities expert with an application that can generate the securities information content, securities experts recommended securities stocks and securities stocks with the target price and investment period is set Securities information contents generating means for generating information contents, and providing the list of securities information contents to the first and second users so that the first user selects and purchases the specific securities information contents, or is issued by the second user at the coupon issuing server. A securities service selection means for registering the securities service purchase history corresponding to each of the first and second users so that one or more of the securities information contents and securities transactions can be used free of charge using the coupon, and the first and second users. Securities information contents providing means for providing the selected securities information content, and securities policy Securities information contents management means for continuously storing and managing price changes of recommended securities stocks from the time of recommendation of recommended securities stocks, and when the securities information recommendation stocks have reached the set investment period, the targets of recommended securities stocks A securities information content evaluation means for evaluating the securities information content by calculating the hit ratio of the securities information by comparing the current price of the securities with the recommended securities item, the personal information of the first user, the purchase history of the securities information content, the securities information content, Including a first customer DB (DataBase) in which evaluation information of the stock information contents, information necessary to provide the stock information contents, authenticated second user personal information of the coupon issuing server, and information on coupon issuance history are stored and updated. It is composed.

In addition, the securities company server transmits the first user's personal information to the coupon issuing server through the securities company server's personal information consent procedure according to the agreement agreement presented at the time of membership registration. And encryption and decryption means for transmitting the personal information to the coupon issuing server in the form of an encrypted packet, wherein the encryption and decryption means also performs a function of decrypting the encrypted personal information of the second user transmitted from the coupon issuing server. The encryption and decryption method of the first and second user personal information adds a Cyclic Redundancy Check (CRC) bit to a key value composed of random numbers, and encrypts the encrypted packet encrypted with AES (Advanced Encryption Standard) and the personal information of the first and second user. It is transmitted along with the next decoding method.

The securities company server further includes a securities information contents payment means for requesting the first user to pay the use price of the securities information content and receiving the payment for the use from the first user.

Additionally, the securities company server analyzes the securities information usage logs of the first and second users and displays the securities information checked within a certain period from the last access date on the user terminal, thereby reducing the securities information usage time. It may also include.

(2) coupon issuing server

The coupon issuing server is constructing a homepage similarly to a securities company server, and accessing the homepage using a user terminal in a wired / wireless network environment and signing up for a membership, and then providing the securities company server with the securities information server of the securities company server. Coupons will be issued online to allow one or more selected services or securities trading services to be used free of charge for a specific period of time, such as daily, weekly, monthly, quarterly or semi-annual.

Coupon issuing server according to the present invention for achieving the above function is a payment means for proceeding the coupon issuing payment process from the second user logged in through the authentication process through the real name verification means as in the prior art, and issued online Coupon generating means for assigning a code that can be registered in the securities company server to the coupon to be implemented and the coupon in a visualized form that can be confirmed on the monitor or output to the printer, personal information of the second user, coupon issuance history, securities company And a second customer database (DataBase) in which the authenticated first user personal information of the server is stored and updated.

In addition, the coupon issuing server transmits the second user's personal information to the securities company server through the procedure of consent of the personal information of the coupon issuing server according to the terms and conditions agreed upon at the time of membership registration. And encryption and decryption means for transmitting the personal information in the form of an encrypted packet to the securities company server, wherein the encryption and decryption means also performs a function of decrypting the encrypted personal information of the first user transmitted from the coupon issuing server. As described above, the encryption method of the first and second user personal information includes an encryption packet encrypted by AES (Advanced Encryption Standard) by adding a Cyclic Redundancy Check (CRC) bit to a random key value, and the first and second encryption. 2 The user's personal information is transmitted together and then decrypted.

<2. Method composition>

4 is a flowchart showing the basic functions of the securities company server according to the present invention, Figure 5 is a flow chart schematically showing a method of providing a securities service using the securities service providing system through the coupon issuance according to the present invention.

The securities service providing method of the present invention can be preferably realized through the construction of the system described above.

The securities service providing method according to the present invention is a method of providing a securities service using the system described previously, and provides securities information contents or a securities transaction by charging a certain cost to a first user authenticated on a wired / wireless network through a securities company server. The first step is to charge a second user authenticated on the wired / wireless network through a coupon issuing server at a discounted price rather than a predetermined cost so that one or more of the securities company server's stock information contents and securities transactions can be used free of charge for a specific period of time. And a second step of issuing a coupon.

Since the structures of the securities company server and coupon issuing server provided in the first and second steps are as described above in detail, detailed descriptions thereof will be omitted, and the securities through the provision of the securities company server and coupon issuing server will be omitted. Let's take a look at the service usage procedure.

Referring to Figure 4, first of all the existing subscribers to the personal information (customer information) of the first user on the Internet online through the securities company server, the member and the right to use the securities information content granted in real time or in advance Providing securities information contents in the form of texts, securities broadcasting, etc. recorded in the document, enables the first user to check the contents and to mutually answer questions between the securities expert and the first user, and to store the broadcast VOD in the user terminal or 1 The user usage log is stored in the first customer DB.

In the case of a new subscriber of the securities company server, the personal information is transmitted to the coupon issuing server side in an encrypted form.

Referring to FIG. 5, the second user information registered for the first time in the coupon issuing server and logged in is transmitted to the securities company server in an encrypted form, and the second user information which has undergone the coupon issuing payment process is issued coupon information. And store the data in the first customer DB of the securities company server so that the second user can register the coupon after logging in to the securities company server without a separate registration procedure. The second user corresponding to the registered coupon selects one or more of securities information contents and securities transactions through the securities service selection means of the securities company server, and registers the securities services to perform securities information contents such as text and securities broadcasting or securities transactions. Free to use for a certain period of time.

Claims (16)

A securities company server for providing securities information contents or acting for securities transactions by charging a predetermined cost to a first user authenticated on a wired / wireless network;
A coupon issuing server for issuing a coupon for freely using one or more of securities information contents and securities transactions of the securities company server for a specific period by imposing a discounted discount on the fixed cost to a second user authenticated on a wired or wireless network; Including,
The securities information content is provided in any one or more forms of text and securities broadcasting through the securities specialists café operated by a securities company server and the securities broadcasting is provided through a broadcasting server,
The broadcast server includes a channel server having a plurality of relay servers for providing a stock broadcast to the securities expert cafe; A broadcast management server performing a recording function of the stock broadcasting; And a process host for providing the securities broadcast selected in the securities expert cafe through the process of the channel server and the broadcast management server.
In the securities expert cafe, real-time questions can be answered in both directions through at least one of chat, voice communication, and electronic blackboard between the first and second users and the securities expert.
The personal information of the first and second users for authentication and payment is transmitted in the form of encrypted packets through a decryption means and then decrypted.
The personal information of the first and second users is transmitted with a cryptographic redundancy check (CRC) bit added to the key value consisting of random numbers and encrypted with AES (Advanced Encryption Standard), and then decrypted. Securities service provision system through issuance. The method according to claim 1,
The securities company server has a first customer DB (DataBase) for receiving and managing the personal information of the second user authenticated in the coupon issuing server, the coupon issuing server is the personal information of the first user authenticated in the securities company server Securities service providing system through issuing a coupon, characterized in that it comprises a second customer DB for receiving and managing. delete delete delete delete delete The method according to claim 1,
The securities company server comprises a log analysis means for analyzing the securities information usage log of the first and second users to provide the securities information confirmed within a certain period from the last access date, the securities service providing system. A method of providing a securities service using the system according to any one of claims 1, 2 and 8,
A first step of providing securities information contents or acting for securities transactions by charging a predetermined cost to a first user authenticated on a wired / wireless network through the securities company server;
Issuing a coupon that can use one or more of the securities information server and the securities transaction of the securities company server free of charge for a specific period by imposing a discounted discount than the predetermined cost to the second user authenticated on the wired / wireless network through the coupon issuing server. To include; a second step;
The securities information content is provided in any one or more forms of text and securities broadcasting through the securities specialists café operated by a securities company server and the securities broadcasting is provided through a broadcasting server,
The broadcast server includes a channel server having a plurality of relay servers for providing a stock broadcast to the securities expert cafe; A broadcast management server performing a recording function of the stock broadcasting; And a process host for providing the securities broadcast selected in the securities expert cafe through the process of the channel server and the broadcast management server.
In the securities expert cafe, real-time questions can be answered in both directions through at least one of chat, voice communication, and electronic blackboard between the first and second users and the securities expert.
In the first and second steps, the personal information of the first and second users for authentication and payment is transmitted in an encrypted packet through a decryption means and then decrypted.
The personal information of the first and second users is transmitted with a cryptographic redundancy check (CRC) bit added to the key value consisting of random numbers and encrypted with AES (Advanced Encryption Standard), and then decrypted. Securities service provision method using the securities service provision system through issuance. The method according to claim 9,
The securities company server has a first customer DB (DataBase) for receiving and managing the personal information of the second user authenticated in the coupon issuing server, the coupon issuing server is the personal information of the first user authenticated in the securities company server Securities service providing method using a securities service providing system through issuing a coupon, characterized in that it comprises a second customer DB for receiving and managing. delete delete delete delete delete The method according to claim 9,
The securities company server comprises a log analysis means for analyzing the securities information usage log of the first and second users to provide the securities information confirmed within a certain period from the last access date, the securities service providing system through the coupon issuance How to provide used securities services.

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