KR101044640B1 - System for Operating Mobile Application(or Data) - Google Patents

Abstract

The present invention relates to a wireless application (or data) operating system, comprising: a storage medium for storing license information required for an application (or data) issue or post issuance relay service, and an application ( Or data) a management server including a license processing unit for providing license information stored in the storage medium to a server (or device) applying for an Issuance or Post Issuance relay service, and a relay service to the management server. A license request unit for requesting issuance or post-issuance license of a target application (or data), and an application corresponding to the issuance or post-issuance license request of the relay service target application (or data) provided by the license processing unit in the management server ( Or data) issuance or post-issuance license information, An IC chip mounted on or detached from the mobile phone based on a receiving unit for receiving application (or data) issuance or post-issuance request information from the phone, and the application (or data) issuance or post-issuance request information received by the receiver; Issuing unit for extracting or generating an application (or data) to be issued or post-issued to an IC card, and the extracted (or generated) application (or data) to the mobile phone through a wireless data communication means or a short-range communication means using a mobile communication network. It includes a server (or device) having a transmitting unit for transmitting.

IC card, post-issuance, application

Description

Wireless application (or data) operating system {System for Operating Mobile Application (or Data)}

1 is an embodiment of a preferred wireless application (or data) operating system for issuing or postissuing a predetermined card application (or data) with an IC chip or IC card mounted or detached from a wireless terminal.

Fig. 2 is a diagram of a preferred functional configuration of a wireless terminal in which a predetermined card application (or data) is mounted with an IC chip or IC card which is mounted or detached from the wireless terminal.

3 is a flowchart of a preferred process of issuing a predetermined card application (or data) issuance or post-issuance license from the management server 2 to the server 1 or a device.

Fig. 4 is a flow chart of a preferred process of mounting a card application (or data) with an IC chip or IC card on which a server 1 or device having a mounting license for the card application (or data) is mounted or detached from a wireless terminal. to be.

5 is a preferred embodiment of issuing or post-issuing a predetermined card application (or data) to an IC chip or IC card mounted or detached from a wireless terminal through real time license acquisition from the management server 2.

Fig. 6 shows that the server 1 or device preferably uses a predetermined license provided by the management server 2 to mount a predetermined card application (or data) as an IC chip or IC card mounted or detached from the wireless terminal. Flow chart for the process.

<Description of main parts of drawing>

100: service (1) or device 105: license request unit

110: receiving unit 115: issuing unit

120 transmission unit 125 short-range communication means

130: management server (2) 135: license processing unit

140: service relay requester server (3) or terminal

The present invention provides a storage medium for storing license information required for an application (or data) issue or post issuance relay service, and an application (or data) issue or post issuance. Issuance) Management server including a license processing unit for providing a license information stored in the storage medium to a server (or device) applying for a relay service, and issuing or post-issuance license of a relay service target application (or data) to the management server A license requesting unit for requesting a license, an application (or data) issuing or post-issuing license information corresponding to an issuance or post-issuance license request of the relay service target application (or data) provided by the license processing unit in the management server, and a mobile phone; To issue or post-issue an application (or data) from a client An application (or data) to be issued or post-issued to an IC chip or IC card mounted on or detached from the mobile phone based on a receiving unit for receiving information and application (or data) issuing or post-issuing request information received by the receiving unit. A server (or device) having an issuing unit for extracting or generating a) and a transmission unit for transmitting the extracted or generated application (or data) to the mobile phone through a wireless data communication means or a short-range communication means using a mobile communication network. A wireless application (or data) operating system is included.

An IC chip or IC card is an integrated circuit (IC) capable of storing and computing various digital information by embedding a central processing unit and various memory devices. It consists of ROM (Read Only Memory), RAM (Random Access Memory), and EEPROM (Electrically Erasable and Programmable Read Only Memory), and functions as a small computer without I / O devices.

Recently, the IC chip or IC card is independent of the platform because the program can be executed regardless of the card issuing institution (or the card issuer), and it is aiming at an open platform that can be installed and deleted even after the card is issued. . The characteristics of the open platform as described above are that the IC chip or IC card manufactured by the card manufacturer is relayed from the card issuing agency (or card issuer) to the partners and service providers that change from time to time even after being issued to the user through the card issuing organization (or card issuer). It supports a period (or service relay) and post-issuance application service that can share the application area of the smart card with each user.

In the IC chip or IC card equipped with the open platform as described above, the issuance or post-issuance service of the card application (or data) proposed so far is mostly card-oriented, and the issuer of the IC chip or IC card is It is leading the issuance or post-issuance of certain card applications (or data) to chips or IC cards.

However, in order to activate the IC chip or IC card, to minimize the cost investment of the card issuer (or card issuer), and to provide various card services to the customers, the existing card Dependent card is adopted. At least one IC issued by a plurality of card issuers (or card issuers) without regard to a particular card issuer (or card issuer) for at least one service relay period (or service relay) associated with the card issuer (or card issuer) It must evolve into a service-oriented type that issues or post-issues certain card applications (or data) with chips or IC cards.

SUMMARY OF THE INVENTION An object of the present invention is to provide a storage medium for storing license information required for an application (or data) issue or post issuance relay service, and an application (or data). A management server including a license processing unit for providing license information stored in the storage medium to a server (or device) applying for an Issuance or Post Issuance relay service, and an application subject to a relay service to the management server; A license requesting unit for requesting issuance or post-issuance license of (or data) and an application (or data) corresponding to the issuance or post-issuance license request of the relay service target application (or data) provided by the license processing unit in the management server. Issuance or post-issuance license information and IC chip or IC card mounted or detached from the mobile phone based on the receiving unit for receiving application (or data) issuance or post-issuance request information and the application (or data) issuance or post-issuance request information received by the receiver. Issuing unit for extracting or generating an application (or data) to be issued or post-issued to the mobile station, and transmitting the extracted or generated application (or data) to the mobile phone through a wireless data communication means or a short-range communication means using a mobile communication network It is to provide a wireless application (or data) operating system including a server (or device) having a transmission unit.

The wireless application (or data) operating system according to the present invention includes a storage medium storing license information required for application (or data) issuance or post issuance relay service, and an application (or Data) A management server including a license processing unit for providing license information stored in the storage medium to a server (or device) applying for an Issuance or Post Issuance relay service, and subjecting the relay service to the management server. An application (or license) requesting an issuance or post-issuance license of an application (or data) and an application (or data) corresponding to the issuance or post-issuance license request of the relay service target application (or data) provided by the license processing unit in the management server. Data) issued or post-issued license information IC chip or IC mounted on or detached from the mobile phone based on the receiving unit for receiving the application (or data) issuance or post-issuance request information and the application (or data) issuance or post-issuance request information received by the receiver. Issuing unit for extracting or generating an application (or data) to be issued or post-issued to a card, and transmitting the extracted or generated application (or data) to the mobile phone through a wireless data communication means or a short-range communication means using a mobile communication network. It characterized in that it comprises a server (or device) having a transmission unit to.

According to the present invention, the application (or data), at least one or more discount coupon data, redemption ticket data, ticket data, admission ticket data, gift certificate data, lottery data, prescription data, meal data, electronic money data, service provision data It is characterized by including.

The present invention will be described in detail below with reference to the accompanying drawings and the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to a user's or operator's intention or custom. Therefore, the definition should be based on the contents throughout the present title.

According to the present invention, a communication session is established between the wireless terminal and the server 1 or a device for issuing or postissuing a predetermined card application (or data) to an IC chip or IC card which is mounted or detached from the wireless terminal. The method of connecting may be a method using wireless data communication using a mobile communication network and / or short range communication using a predetermined short range communication means, which will be described below in order to effectively explain the boarding features of the present invention. The description will be used interchangeably.

1 is an embodiment of a preferred wireless application (or data) operating system for issuing or post-issuing a predetermined card application (or data) with an IC chip or IC card mounted or detached from a wireless terminal.

Referring to FIG. 1 according to a preferred embodiment of the present invention, a wireless application (or data) operating system for issuing or postissuing a predetermined card application (or data) with an IC chip or IC card mounted or detached from a wireless terminal. Is a service relay that is operated by a service relay requestor, and requests a service relay to the server 1 or the device 100 and provides a predetermined card service using an IC chip or IC card mounted or detached from the wireless terminal. Predetermined card by IC chip or IC card which is mounted or detached to a predetermined wireless terminal at the request of the service relay requester in cooperation with the requester server 3 or the terminal 140 and the card issuing agency (or card issuer). Server 1 or device 100 for issuing or issuing or issuing applications (or data) and running by card issuer (or card issuer) The management server 2 permitting the server 1 or the device 100 to issue or post-issue a predetermined card application (or data) to an IC chip or IC card mounted or detached from the wireless terminal. 130, and a wireless terminal that is issued or post-issued the card application (or data).

According to the present invention, the service relay requester server 3 or the terminal 140 is operated by a service relay requester who applies a predetermined card application (or data) relay service to the server 1 or the device 100. After the card application (or data) transmitted from the server 1 or the device 100 receives the card application (or data) from the wireless terminal mounted on the IC chip or the IC card, the card application (or data) is transmitted to the card application (or data). A corresponding predetermined service is applied to the customer of the wireless terminal.

According to a preferred embodiment of the present invention, the card application for the card application (or data) relay service that the service relay requester server 3 or the terminal 140 applies to the server 1 or the device 100 ( Or data) includes at least one or more discount coupon data, exchange ticket data, ticket data, admission ticket data, gift certificate data, lottery data, prescription data, meal data, electronic money data, and service providing data. (3) Alternatively, the terminal 140 may apply the predetermined service corresponding to the card application (or data) to the wireless terminal owner customer, when the card application (or data) is discount coupon data. Apply a discount rate, and if the card application (or data) is voucher data, exchange If the card application (or data) is ticket or ticket data, the smart card owned customer is admitted, and if the card application (or data) is lottery data, the lottery ticket is exchanged. Issue or confirm the winning of the lottery, apply the prescription when the card application (or data) is prescription data, provide the meal when the card application (or data) is meal data, When the card application (or data) is electronic money, it charges electronic money, and when the card application (or data) is service providing data, it includes at least one or more.

According to the present invention, the server 1 or the device 100 and the license request unit 105 for requesting the issuance or post-issuance license of the relay service target card application (or data) to the management server (2) 130 and; Issuing or after a predetermined card application (or data) corresponding to the issuance or post-issuance license request of the relay service target card application (or data) provided by the license processing unit 105 in the management server (2) (130) Issuing unit 110 for receiving issuance license information, predetermined card application (or data) issuance or post-issuance request information from the wireless terminal, and issuing or post-issuance of card application (or data) received by the receiving unit 110. Card application (or data) to be issued or post-issued to the IC chip or IC card mounted or detached in the wireless terminal based on the request information. The card unit (or data) is extracted and / or generated through the issuing unit 115 for extracting and / or generating a predetermined number) and a predetermined wireless data communication means or a short range communication means 125 using a mobile communication network. It characterized in that it comprises a transmission unit 120 for transmitting to a wireless terminal in which the chip or IC card is mounted or detached.

According to a preferred embodiment of the present invention, the wireless terminal is configured to issue or post-issue a predetermined card application (or data) to an IC chip or IC card mounted or detached from the wireless terminal. Or to provide predetermined card application (or data) issuance or post-issuance request information to the device 100, wherein the license requesting unit 105 provided in the server 1 or the device 100 is received from the wireless terminal. Card application (or data) issuance or post-issuance request information is characterized in that it is transmitted to the management server (2) (130).

The receiving unit 110 provided in the server 1 or the device 100 is connected to a wireless terminal and the server 1 or the device 100 through a predetermined wireless data communication means using a mobile communication network. Mobile messaging and / or using a mobile communication network consisting of a base station, a control station, an exchange station and / or an interworking function (IWF) connecting a wireless data communication session between a terminal and the server 1 or the device 100. Receiving a predetermined card application (or data) issuance or post-issuance-related information through a wireless Internet.

In addition, when the wireless terminal and the server 1 or the device 100 are connected through a predetermined short-range communication means 125, the receiving unit 110 included in the server 1 or the device 100 may be connected to the receiving unit 110. Local area communication means 125 including infrared ray communication, radio frequency (RF) communication, Bluetooth (Bluetooth), and wireless LAN (WLAN) between the wireless terminal and the server 1 or the device 100. It is characterized in that for receiving a predetermined card application (or data) issuance or post-issuance related information. To this end, the server 1 or the device 100 further comprises a predetermined short-range communication device.

Card application (or data) issuance or post-issuance request information received by the receiving unit 110 and / or the near field receiving unit is an IC chip or IC mounted or detached from the server 1 or the device 100 in the wireless terminal. And a predetermined command, query, and / or data code requesting to issue or post-issue a predetermined card application (or data) to the card. Predetermined customer for a customer who possesses predetermined IC chip or IC card information from an IC chip or IC card mounted on or detached from and / or has predetermined wireless terminal information or the IC chip or IC card from the wireless terminal It is characterized by including the information.

In particular, a predetermined command requesting issuance or post-issuance of the card application (or data) included in the card application (or data) issuance or post-issuance request information is performed between the server 1 or the device 100 and the wireless terminal. A command for requesting issuance or post-issuance of a predetermined card application (or data) from the wireless terminal to the server 1 or the device 100 according to the protocol promised to the server 1 or the device. 100 reads the command received from the wireless terminal, and a predetermined card application (or an IC chip or IC card mounted or detached from the wireless terminal to the management server (2) 120 based on the command). Data) to generate a predetermined query requesting a license for issuing or issuing a post-issuance to the management server (2) (130).

In addition, a predetermined query requesting issuance or post-issuance of the card application (or data) included in the card application (or data) issuance or post-issuance request information is loaded into the wireless terminal by the management server (2) 130. Or as a query for requesting a license for issuing or reissuing a predetermined card application (or data) with a detachable IC chip or IC card, wherein the server 1 or the device 100 receives the query from a wireless terminal. By relaying the query to the management server (2) 130, a license for issuing or postissuing a predetermined card application (or data) to an IC chip or IC card mounted or detached from the wireless terminal is relayed. request.

In addition, the predetermined data code requesting the issuance or post-issuance of the card application (or data) included in the card application (or data) issuance or post-issuance request information may be executed at the wireless terminal in addition to the command and / or query. A card application (or data) issuance or post-issuance request tag transmitted to the server 1 or the device 100. For example, the preferred data code is the Wireless Markup Language (WML) tag of the Wireless Application Protocol (WAP) of the wireless Internet.

In addition, the receiving unit 110 provided in the server 1 or the device 100 may request the card application (or data) issuance license requested by the license requesting unit 105 to the management server 2 (130). And receiving or issuing corresponding card application (or data) issuance or post-issuance license information, wherein the card application (or data) issuance or post-issuance license information is included in an IC chip mounted or detached from the wireless terminal or The IC card preferably includes an IC chip system configuration and / or a memory configuration.

The issuing unit 115 provided in the server 1 or the device 100 is the license receiving unit when receiving the card application (or data) issuance or post-issuance license information from the management server (2) (130) Extracting and / or generating a card application (or data) to be issued or post-issued to an IC chip or IC card mounted or detached from the wireless terminal by using the card application (or data) issuance or post-issuance license information. Characterized in that issued.

According to one embodiment of the invention, the issuing unit 115 is provided with a predetermined storage medium for storing a predetermined card application (or data) to be issued to the IC chip or IC card mounted or detached in the wireless terminal. In addition, the issuing unit 115 generates a predetermined card application (or data) to be issued to the IC chip or IC card, stores it in the storage medium, and receives the card application received from the management server (2) 130. (Or data) A predetermined card application (or data) to be issued to the IC chip or IC card mounted or detached to the wireless terminal is extracted from the storage medium based on the issuance or post-issuance license information.

In addition, the issuing unit 115 is not provided with a predetermined card application (or data) to be issued to an IC chip or IC card mounted on or detached from a wireless terminal, and to generate the card application (or data). A construction tool is included, and an IC chip or IC mounted on or detached from the wireless terminal based on card application (or data) issuance or post-issuance license information received from the management server (2) (130). And a predetermined card application (or data) to be issued to the card.

The transmission unit 120 provided in the server 1 or the device 100 is connected to a wireless terminal and the server 1 or the device 100 through a predetermined wireless data communication means using a mobile communication network. The issuing unit via wireless messaging and / or wireless internet using a mobile communication network consisting of a base station, a control station, an exchange station and / or an IWF connecting a wireless data communication session between the wireless terminal and the server 1 or the device 100. It is characterized in that the predetermined card application (or data) issued is transmitted to the wireless terminal in which the IC chip or IC card is mounted or detached.

In addition, when the wireless terminal and the server 1 or the device 100 are connected through a predetermined short-range communication means, the transmitter 120 provided in the server 1 or the device 100 may be connected to the wireless terminal. When the server 1 or the device 100 is connected through a predetermined short-range communication means, infrared communication between the wireless terminal and the server 1 or the device 100, RF communication, Bluetooth, WLAN It is characterized in that for transmitting a predetermined card application (or data) issued by the issuing unit 115 to the wireless terminal in which the IC chip or IC card is mounted or detached through a short-range communication means.

According to the present invention, the management server (2) 130 is a storage medium for storing predetermined license information required for a predetermined card application (or data) issuance or post issuance relay service. And a license for providing license information stored in the storage medium to at least one server 1 or device 100 applying for a predetermined card application (or data) issuance or post issuance relay service. It is characterized by including a processing unit 135.

According to a preferred embodiment of the present invention, the management server (2) 130 is preferably located in the card company server (2) or mobile communication company server (2) or financial company server or authentication server (2).

The storage medium provided in the management server (2) 130 is characterized in that it further stores the predetermined card issuing information for the IC chip or IC card mounted or detached in the wireless terminal, the card issuing Information is issued from the management server (2) 130 to the server (1) or the device 100 to issue card application (or data) or to provide the post-issuance license information of the server (1) or device (100) Validity of (= service relay period (or service relay)), validity of the IC chip or IC card mounted or detached from the wireless terminal, and / or validity of the customer who issued the IC chip or IC card. Used to authenticate. If the management server (2) 130 in the process of issuing a card application (or data) issuance or post-issuance license information to the server (1) or device 100, the server (1) or device 100 If the process of authenticating the validity of the IC chip or the IC card and / or the customer is omitted, the storing of the card issue information may be omitted.

According to a preferred embodiment of the present invention, the card issuing information includes an IC chip system structure for an IC chip or an IC card issued by the card issuing organization (or card issuer) in a customer's wireless terminal. And / or predetermined information including a memory configuration, customer information from which the IC chip or IC card is issued, and wireless terminal information on which the IC chip or IC card is mounted or detached. It features.

The predetermined information including the IC chip system structure included in the card issuing information includes chip manufacturer information, chip production number, COS (Chip Operating System) information, and card issuer (or card) included in the IC chip or IC card. Issuer) information and / or unique information recorded on the IC chip or IC card by the card issuer (or card issuer).

Further, the predetermined information including the memory information included in the card issuing information includes data and / or application information stored and / or mounted on the chip by a card issuing agency (or card issuer), and the data and / or And memory usage information for each application.

According to a preferred embodiment of the present invention, the license information stored in the storage medium provided in the management server (2) 130, the card issuing organization (or card issuer) in the server (1) or device 100 A predetermined data code is stored for allowing or denying issuance or post-issuance of a predetermined card application (or data) to an IC chip or IC card mounted or detached from a wireless terminal. A license for the server 1 or device, a license for an IC chip or IC card mounted on or detached from the wireless terminal, and / or a license for the IC chip or IC card customer.

According to a preferred embodiment of the present invention, the license processing unit 135 provided in the management server (2) 130 is a card application (or data) issuance license request requested from the server (1) or device 100 Extracting or issuing the card application (or data) license information from the license information stored in the storage medium from the license information stored in the storage medium, and extracting the extracted license information from the server 1 or the device 100. ) As a license that permits issuance or post-issuance of a predetermined card application (or data) to an IC chip or IC card mounted on or detached from the wireless terminal and provided to the server 1 or the device 100. It is characterized by.

In addition, the license processing unit 135 extracts predetermined card application (or data) issuance or post-issuance request information from the card application (or data) issuance license request received from the server 1 or the device 100. Extracting predetermined license information stored to match the extracted card application (or data) issuance or post-issuance request information from a storage medium and comparing the card application (or data) with the card application (or data) issuance or post-issuance request information; When the comparison result is matched, the server 1 or the device 100 may issue or post-issue a predetermined card application (or data) to an IC chip or IC card mounted or detached from the wireless terminal. Extract and / or determine card application (or data) issuance or post-issuance license information for It will be a function of transmitting to the server (1) or device 100 is characterized.

Fig. 2 is a diagram of a preferred functional configuration of a wireless terminal in which a predetermined card application (or data) is mounted in an IC chip or IC card which is mounted or detached from the wireless terminal.

Referring to FIG. 2, the wireless terminal basically supplies the control unit 200, the screen output unit 210, the key input unit 215, the wireless processing unit 225, the voice processing unit 220, the memory unit 240, and the power supply. And an IC chip 250 mounted on or detached from the wireless terminal and an IC chip interface 235 for reading / writing predetermined information or data on the IC chip 250. do.

The control unit 200 includes a processor, an execution memory, and a bus, and after the process of booting and / or booting the wireless terminal is performed, the controller 200 is loaded from the storage memory into the execution memory to perform a function specific to the wireless terminal, Surface Mounted Device (SMD) in the form of chipset on a printed circuit board (PCB) provided inside a wireless terminal or as a routine calculated by the router, and performs a function specific to the wireless terminal through a bus. A general term for a predetermined chipset routine that is provided to an execution memory and a processor, an operating system (OS) and a system program for terminal control management which are loaded from the storage memory into the execution memory to perform a function specific to a wireless terminal. (System Program) and Agent Program to perform a certain function, or inside the wireless terminal It includes a system management module and an agent operation module provided in the form of chipset on the PCB and a coprocessor for mathematical operations (eg, codec operations or encryption operations). do.

In the wireless terminal, the control unit 200 performs a function specific to a known wireless terminal or a predetermined function provided in the wireless terminal for a specific purpose, and controls and manages the overall operation thereof. That is, all functions and / or tasks performed through the wireless terminal are performed through the controller 200, and in the process, the controller 200 may perform at least one or more function performing units (eg, screen outputs) provided in the wireless terminal. And a control and management function for a key input unit, a wireless processing unit, and / or a voice processing unit, etc.), and a predetermined task using the function performing unit.

Referring to FIG. 2 according to a preferred embodiment of the present invention, the control unit 200 includes a predetermined card application (or data) transmitted from the server 1 or the device 100 of the corresponding International Standard Organization (ISO). The mounting unit 205 for recording and mounting on the IC chip or IC card mounted or detached to the wireless terminal is provided based on a predetermined standard based on the IC chip 250 or the IC card standard.

According to a preferred embodiment of the present invention, the mounting unit 205 to perform the above function is preferably provided as a component added in a wireless terminal, a part of the component, or a module added to the provided component. Do.

The screen output unit 210 receives at least one or more key data generated by the key input unit 215 and / or various information and signals generated and / or generated during the control process of the controller 200 and is provided in the wireless terminal. Characterized in that the output to the screen (for example, Liquid Crystal Display (LCD)).

The key input unit 215 includes a plurality of number keys, a character key for inputting a character, and at least one function key. When a key is pressed, corresponding key data are generated and provided to the controller 200.

The radio processor 225 processes a radio frequency signal transmitted and received in a radio communication section between a radio terminal and a base station on a mobile communication network through a radio frequency (RF).

As described above, the radio frequency signal transmitted and received through the radio communication section between the radio processor 225 and the base station may include a voice channel and a data channel, and in the case of the voice channel, radio between the radio processor 225 and the base station The radio frequency signal transmitted and received through the communication section is a voice call is made through a wired communication section consisting of a control station connected to at least one or more base stations, an exchange station connecting at least one or more control stations, and also in the case of a data channel The radio frequency signal transmitted and received through the radio communication section between the radio processor 225 and the base station includes a control station connected to at least one base station, an exchange station connecting at least one control station, and a signal reaching the exchange station. Extract data signals from the network and route them to a packet-based network The wireless terminal and the communication device on the network and / or via a wired communication interval consisting of a network interlocking device (eg, InterWorking Function (IWF)) and a communication device and / or server on the network connected to the gateway through a packet-based network A communication session is connected to a server and the like.

The voice processor 220 encodes a voice signal input from a microphone and transmits the encoded audio signal to the wireless processor 225 through the controller 200 and decodes a signal received through the wireless processor 225. It includes a function for outputting as a voice signal to the speaker via the control unit 200. In particular, the voice signal input and output through the voice processor 220 as described above connects voice calls to at least two voice call devices through the voice channel included in the wireless processor 225.

The memory unit 240 stores and / or stores a predetermined program code for controlling the overall operation of the wireless terminal, and information and / or data input and / or output when an operation by the program code is performed. As a general term of the area, a wireless terminal is generally provided in the form of a read-only memory such as ROM (Read Only memory) and a read / write memory such as EEPROM (Electrically Erasable and Programmable Read Only Memory) or FM (Flash Memory). It is characterized by.

The IC chip interface 235 may provide information between the processing unit and / or storage unit and the financial IC chip 250 provided in the wireless terminal through IC chip standards including ISO / IEC 7816 and / or ISO / IEC 14443. Or providing data exchange. For example, the IC chip interface 235 provides information and / or data exchange between the IC chip agent program and the financial IC chip 250 via an application protocol data unit (APDU).

Referring to the IC chip standard and the EMV standard including ISO / IEC 7816 and / or ISO / IEC 14443, etc., the financial IC chip 250 mounted or detached from the wireless terminal is supplied with the power supply (VCC). An input / output interface that communicates with the card terminal device through a contact point such as a reset signal (RST), a clock signal (CLK), a ground (GND), a programming power supply (VPP), and / or an input / output (I / O), and the like. A processor unit comprising at least one computing element including a central process unit (CPU), a micro process unit (MPU), and / or a coprocessor, a read only memory (ROM), a random access memory (RAM) And a memory unit including at least one memory element including electrically erasable and programmable read only memory (EEPROM) and flash memory (FM). In particular, at least one of the memory elements manages and operates an internal resource of a smart card. Is the chip operating system; is provided with a (Chip Operating System COS), also it is provided with at least one IC chip storing information for providing a service using a smart card, at least one of the remaining memory elements.

The IC chip storage information included in the memory unit on the financial IC chip 250 may include a data storage unit for storing a data set corresponding to data or information read and used by a card terminal program, and / or the card terminal program. And a data processing unit for storing and running a program module (eg, JAVA Applet) or the like that can be used by the same. In particular, the program processing unit includes a card configuration (eg, a COS or a virtual machine of an open smart card ( Part of the virtual machine, or interworking with the card configuration.

3 is a flowchart of a preferred process of issuing a predetermined card application (or data) issuance or post-issuance license from the management server 2 or 130 to the server 1 or the device 100.

The card issuing organization (or card issuer) issues a predetermined IC chip or IC card to or from the wireless terminal to a customer who owns the wireless terminal (300), and issues the IC chip or IC card as described above. In the storage medium of the management server (2) 130 to issue predetermined license information for the IC chip or IC card issued to the customer (for example, to issue a predetermined card application (or data) to the IC chip or IC card). License information required for post-issuance) and / or card issue information is stored (305).

When predetermined license information and / or card issuing information is stored in a storage medium of the management server 2 or 130 as described above, the management server 2 or 130 may include at least one service relay agency (or service relay). Determine whether a relay license agreement of a predetermined card application (or data) is concluded, and if a relay license agreement of a predetermined card application (or data) is concluded with at least one service relay agency (or service relay) (310). The management server (2) 130 provides predetermined license information stored in the storage medium to the server 1 or the device 100 of the service relay authority (or service relay) (315).

A relay license agreement of a predetermined card application (or data) is concluded with a server 1 or a device 100 of a service relaying institution (or service relay), and predetermined license information is transmitted to the server 1 or the device 100. If provided, the management server (2) (130) connects and stores the license information and the server (1) or device information to which the relay license agreement is concluded (320) to the storage medium.

As described above, the server 1 or the apparatus 100 to which the relay license agreement for the predetermined card application (or data) has been concluded with the card issuing agency (or card issuer) is determined from at least one service relay requester. It is determined whether a card application (or data) relay service for issuing or post-issuing or issuing (or data) to an IC chip or IC card mounted in at least one or more wireless terminals is requested.

If a card application (or data) relay service is requested from at least one service relay requester (325), the server (1) or device (100) creates and / or generates a card application (or data) requested by the service relay requester. Or extract 330 and store the card application (or data) generated and / or extracted as described above in a predetermined storage medium provided in the server 1 or the apparatus 100 (335).

According to a preferred embodiment of the present invention, the server 1 or the device 100 is provided with a predetermined production tool for generating a card application (or data) requested by the service relay requester, by using the production tool. Predetermined storage for generating a card application (or data) requested by the service relay requester and / or storing a predetermined raw code (raw code) or a raw application (or data) for extracting the card application (or data) A medium is provided, and extracts the requested source code or raw application (or data) from the storage medium to generate a card application (or data) requested by the service relay requester.

As described above, when the server 1 or the device 100 generates the card application (or data) requested by the service relay requester, the server 1 or the device 100 selects the card application (or data). After storing in the storage medium, the card application (or data) is provided to the management server 2 (130) (340), and requested to determine the validity of the card application (or data) (345).

The management server (2) 130 compares the card application (or data) provided from the server 1 or the device 100 with card issuance information and / or performs a predetermined simulation based on the card issuance information. The validity of the card application (or data) requested by the service relay requester is determined.

If a predetermined validity for the card application (or data) is not authenticated at the management server (2) 130 (350), the management server (2) 130 is the server 1 or device 100 Send a card application (or data) validity error code (355), and the server (1) or device (100) deletes the corresponding card application (or data) stored in the storage medium, and loads or The process of mounting a predetermined card application (or data) with the detachable IC chip or IC card is terminated (360).

On the other hand, if a predetermined validity of the card application (or data) is authenticated in the management server (2) 130 (365), the management server (2) 130 is equipped with a predetermined card application (or data) The card application (or data) is issued or post-issued to the IC chip or IC card which is mounted or detached from the wireless terminal through the process (370).

Fig. 4 is a flow chart of a preferred process for mounting a card application (or data) with an IC chip or IC card on which a server 1 or device having a mounting license for the card application (or data) is mounted or detached from a wireless terminal. to be.

Referring to FIG. 1 above according to a preferred method of the present invention, a predetermined card application (or data) using a predetermined license provided by the management server 2 or 130 in the server 1 or the device 100 is provided. The card application (or data) issuing or post-issuing system for mounting the IC chip or IC card mounted on or detached from the wireless terminal is provided with an authentication server provided with a predetermined authentication unit and authentication information. In each step of the present invention, predetermined data and / or information transmitted and received between the wireless terminal and the server 1 or the device 100, and the server 1 or the device 100 and the management server 2 ( 130 have performed some authentication to maintain confidentiality, authentication, integrity, and nonrepudiation of certain data and / or information transmitted and received between All.

However, in FIG. 3, each of the steps will be described. In the server 1 or the device 100, a predetermined card application (or data) is wirelessly executed using a predetermined license provided by the management server 2 or 130. Although the authentication step using the authentication server has been omitted in order to efficiently explain the preferred process of mounting or detaching the IC chip or IC card to be mounted on the terminal, if the person skilled in the art to which the present invention pertains belongs, It will be apparent that each step of the invention includes a predetermined authentication step using the authentication server.

Referring to FIG. 4 according to a preferred embodiment of the present invention, the server 1 or the device 100 issues a predetermined card application (or data) to an IC chip or IC card mounted or detached from the wireless terminal. Or a predetermined communication session is established between the wireless terminal and the server 1 or device 100 for post-issuance (400), the communication session between the server 1 or device 100 and the wireless terminal. The communication means for connecting the mobile communication network comprises a base station, a control station, a switching station and / or an IWF, and / or an infrared communication for connecting a wireless data communication session between the wireless terminal and the server 1 or the device 100. And predetermined short range communication means including RF communication, Bluetooth, and / or wireless LAN.

According to a preferred embodiment of the present invention, when the server 1 or the device 100 and a wireless terminal are connected through a mobile communication network, the wireless terminal may be a short message service (SMS) or an enhanced message (EMS) on the mobile communication network. Preferably, a communication session is connected by connecting to the server 1 or the device 100 through a predetermined wireless messaging and / or wireless internet including a multimedia messaging service (MMS), or the server ( 1) Alternatively, the device 100 transmits a predetermined callback URL and / or callback number to the wireless terminal, and transmits the callback UEL and / or a callback number to the server through the wireless terminal. 1) Alternatively, it is also possible to connect the device 100 via some wireless messaging and / or wireless internet.

In addition, when the server 1 or the device 100 and the wireless terminal are connected through a predetermined short range communication session, the wireless terminal is connected to the server 1 or the device 100 through a predetermined short range communication means. When the server 1 or the device 100 searches for a predetermined wireless terminal located at a short distance through a predetermined short distance communication and searches for a predetermined wireless terminal located at a short distance, the server 1 Alternatively, the device 100 may be connected to the wireless terminal through a predetermined short range communication means.

When the communication session between the wireless terminal and the server 1 or the device 100 is connected as described above, the wireless terminal issues or posts a predetermined card application (or data) to be transmitted to the server 1 or the device 100. Generate or determine issuance request information, and transmit the card application (or data) issuance or post-issuance request information to the server 1 or the device 100 through the communication session (405).

According to a preferred embodiment of the present invention, the card application (or data) issuance or post-issuance request information transmitted from the wireless terminal to the server 1 or the device 100 is the server 1 or the device 100. A command, query, and / or data code requesting to issue or post-issue a predetermined card application (or data) to an IC chip or IC card mounted or detached from the wireless terminal. Data code) and / or predetermined IC chip or IC card information from an IC chip or IC card mounted or detached from the wireless terminal, and / or predetermined wireless terminal information or IC chip from the wireless terminal. Or the predetermined customer information about the customer holding an IC card.

According to another embodiment of the present invention, among the card application (or data) issuance or post-issuance request information transmitted from the wireless terminal to the server 1 or the device 100, the wireless terminal information and / or customer information may be The wireless terminal may receive predetermined wireless terminal information and / or the IC chip from a predetermined database (HLR / VLR) provided on the mobile communication network to which the wireless terminal subscribes or registers the location of the wireless terminal. It is possible to extract predetermined customer information for a customer who holds an IC card.

Through the above process, the wireless terminal reads card application (or data) issuance or post-issuance request information from the server 1 or the device 100, and determines a post-issuance license (410). If there is no post-issuance license for the card application (415), the server 1 or the device 100 transmits an error message to the wireless terminal and terminates the card application (or data) loading process (420).

On the other hand, if the post-issuance license is determined as a result of the post-issuance license (425), the server 1 or the device 100 stores the storage medium of the server 1 or the device 100 through the process of FIG. Extracting a card application (or data) stored in the (430), and transmits the extracted card application (or data) to the wireless terminal through the communication session (435).

The wireless terminal receiving the predetermined card application (or data) from the server 1 or the device 100 is processed into a structure capable of recording or mounting the card application (or data) on the IC chip or the IC card ( In operation 445, the card application (or data) is recorded or mounted on the IC chip or the IC card based on a predetermined standard based on an IC chip or IC card related standard of ISO.

When a predetermined card application for which the service relay requester requests a relay service is issued or post-issued and mounted on an IC chip or IC card mounted or detached from the wireless terminal as described above, the wireless terminal customer may select a predetermined number through the card application. Card services can be provided.

Therefore, the service relay requester server 3 or the terminal 140 is issued or post-issued to the IC chip or IC card that is mounted on or detached from the wireless terminal through the server 1 or the device 100. It is determined whether the card application (or data) of is used for a given card service (450).

According to a preferred embodiment of the present invention, an IC chip or IC card mounted or detached from the wireless terminal is predetermined half duplex using the service relay requester server 3 or the terminal 140 and an APDU (Application Protocol Data Unit). When communication is initiated, the card application (or data) is used.

If a predetermined card application (or data) issued or post-issued to an IC chip or IC card mounted or detached from the wireless terminal is used (455), the wireless terminal is mounted on the IC chip or IC card. A predetermined card application (or data) is extracted based on the standards of ISO / IEC 7816 and / or ISO / IEC 14443 and provided to the service relay requester server 3 or the terminal 140 (460), and the service relay. The requestor server 3 or the terminal 140 uses the provided predetermined card application (or data) to provide a predetermined card service corresponding to the card application (or data) to the wireless terminal customer (465).

Based on the technical features of the present invention described above, an IC chip in which the server 1 or the device 100 mounts or detaches a predetermined card application (or data) on which the service requester requests a relay service to or from the wireless terminal. Or in the case of issuing or issuing the IC card to the IC card, the card application (or data) is issued from the management server (2) 130 to the IC chip or IC card mounted or detached from the wireless terminal. By obtaining a license for issuing and mounting in real time, a description will be given of an embodiment that is safer and more reliable than the aforementioned wireless application (or data) operating method and system.

5 is a preferred embodiment of issuing or post-issuing a predetermined card application (or data) to an IC chip or IC card mounted or detached from a wireless terminal through real time license acquisition from the management server 2.

Referring to FIG. 1 according to a preferred embodiment of the present invention, a system for issuing or postissuing a predetermined card application (or data) with an IC chip or IC card mounted or detached from a wireless terminal is provided with a card issuer (or Management server that authorizes issuing or post-issuance of a predetermined card application (or data) by an IC chip or IC card mounted or detached from a wireless terminal by at least one server 1 or device 500 (2) 535, and a service relay authority (or service relay) is an IC that is installed or detached from a wireless terminal by issuing a card application (or data) from the management server (2) 535 or obtaining a post-issuance license. The server 1 or the device 500 that issues or post-issues a predetermined card application (or data) with a chip or IC card, and the card issuer (or card issuer) It is characterized in that it consists of a wireless terminal mounted or detached with a predetermined IC chip or IC card issued.

According to the present invention, the management server (2) 535 is an integrated circuit (IC) chip or integrated circuit card (IC card) that is mounted or detached from the server 1 or the device 500 to the wireless terminal. Stores predetermined license information matching the card application (or data) issuance or post-issuance request information to provide a license for issuance or post issuance of the card application or card data. The card application (or data) issuance or post-issuance license from the license information stored in the storage medium by using a storage medium and a card application (or data) issuance license request requested from the server 1 or the device 500. And a license processing unit 540 for extracting and / or determining information and providing the information to the server 1 or the device 500. It is characterized by.

According to a preferred embodiment of the present invention, the management server (2) 535 is preferably located in the card company server (2) or mobile communication company server (2) or financial company server or authentication server (2).

According to a preferred embodiment of the present invention, the storage medium provided in the management server (2) (535) further includes a predetermined card issuing information for the IC chip or IC card mounted or detached in the wireless terminal The card issuing information may be generated in the process of providing card application (or data) issuance or post-issuance license information from the management server (2) (535) to the server (1) or the device (500). The validity of the server 1 or the device 500 (= service relay period (or service relay)), the validity of the IC chip or IC card mounted or detached from the wireless terminal, and / or the IC chip or Used to authenticate the validity of the customer who issued the IC card. If the management server (2) 535, the server (1) or device 500 in the process of issuing a card application (or data) issuance or post-issuance license information from the server (1) or device 500 If the process of authenticating the validity of the IC chip or the IC card and / or the customer is omitted, the storing of the card issue information may be omitted.

According to a preferred embodiment of the present invention, the card issuing information includes an IC chip system structure for an IC chip or IC card issued by the card issuing organization (or card issuer) to be mounted or detached from a wireless terminal of a customer. And / or predetermined information including a memory configuration, customer information from which the IC chip or IC card is issued, and wireless terminal information on which the IC chip or IC card is mounted or detached. It features.

The predetermined information including the IC chip system structure included in the card issuing information includes chip manufacturer information, chip production number, COS (Chip Operating System) information, and card issuer (or card) included in the IC chip or IC card. Issuer) information and / or unique information recorded on the IC chip or IC card by the card issuer (or card issuer).

Further, the predetermined information including the memory information included in the card issuing information includes data and / or application information stored and / or mounted on the chip by a card issuing agency (or card issuer), and the data and / or And memory usage information for each application.

According to a preferred embodiment of the present invention, the license information stored in the storage medium provided in the management server (2) 535, the card issuing organization (or card issuer) in the server (1) or device 500 A predetermined data code is stored for allowing or denying issuance or post-issuance of a predetermined card application (or data) to an IC chip or IC card mounted or detached from a wireless terminal. A license for the server 1 or device, a license for an IC chip or IC card mounted on or detached from the wireless terminal, and / or a license for the IC chip or IC card customer.

According to a preferred embodiment of the present invention, the license processing unit 540 provided in the management server (2) 535 is a card application (or data) issuance license request requested from the server 1 or the device 500 Extract or issue the card application (or data) license information from the license information stored in the storage medium by using the license information stored in the storage medium, and extract the extracted license information from the server 1 or the apparatus 500. ) As a license that permits issuance or post-issuance of a predetermined card application (or data) to an IC chip or IC card mounted on or detached from the wireless terminal and provided to the server 1 or the device 500. It is characterized by.

In addition, the license processing unit 540 extracts predetermined card application (or data) issuance or post-issuance request information from a card application (or data) issuance license request received from the server 1 or the device 500. And extracting predetermined license information stored to match the extracted card application (or data) issuance or post-issuance request information from a storage medium and comparing the card application (or data) with the card application (or data) issuance or post-issuance request information. If the comparison result is matched, the server 1 or the device 500 may issue a predetermined card application (or data) for issuing or postissuing a predetermined card application (or data) to an IC chip or IC card mounted or detached from the wireless terminal. Extract and / or determine card application (or data) issuance or post-issuance license information It will be a function of transmitting to the server (1) or device 500 is characterized.

According to the present invention, when the server 1 or the device 500 is connected to a wireless terminal and the server 1 or the device 500 through a predetermined wireless data communication means using a mobile communication network, the wireless data communication Receives predetermined card application (or data) issuance or post-issuance request information from a wireless terminal on which the IC chip or IC card is mounted or detached by means, or the wireless terminal and the server 1 or the device 500 ) Is connected via a predetermined short-range communication means, receives predetermined card application (or data) issuance or post-issuance request information from a wireless terminal on which the IC chip or IC card is mounted or detached through the short-range communication means. The receiving unit 515 to perform predetermined card application (or data) issuance or post-issuance request information received by the receiving unit 515. A license requesting unit 510 for requesting a card application (or data) issuance license to the management server (2) 535 using the card application (or data) issuance license request from the management server (2) 535. The license receiving unit 505 for receiving a predetermined card application (or data) issuance or post-issuance license information corresponding to the card application (or data) and the card application (or data) is mounted or detached from the wireless terminal using the issuance or post-issuance license information. Issuing unit 525 for extracting and / or generating and issuing card applications (or data) to be issued or post-issued with an IC chip or IC card, and a wireless terminal and the server 1 or device 500 are moved. When connected via a predetermined wireless data communication means using a communication network, the card application ( Is transmitted to a wireless terminal on which the IC chip or IC card is mounted or detached, or when the wireless terminal and the server 1 or the device 500 are connected through a predetermined short range communication means. And a transmission unit for transmitting the card application (or data) to a wireless terminal in which the IC chip or the IC card is mounted or detached through a short range communication means.

According to a preferred embodiment of the present invention, the receiving unit 515 provided in the server 1 or the device 500 is a wireless data communication between the wireless terminal and the server 1 or the device 500 using a mobile communication network. When connected via means, a mobile communication network comprising a base station, a control station, an exchange station, and / or an InterWorking Function (IWF) connecting a wireless data communication session between the wireless terminal and the server 1 or the device 500 is used. And issuing predetermined card application (or data) issuance or post-issuance request information through mobile messaging and / or wireless internet.

In addition, the reception unit 515 provided in the server 1 or the device 500 may be connected to the wireless terminal when the wireless terminal and the server 1 or the device 500 are connected through a predetermined short-range communication means. Predetermined card application through a short range communication means including infrared ray communication, radio frequency (RF) communication, Bluetooth (Bluetooth), and wireless LAN (WLAN) between the server 1 or the device 500. Or data) receiving or issuing post-issuance request information. To this end, the server 1 or the device further comprises a predetermined short-range communication device.

Card application (or data) issuance or post-issuance request information received by the receiving unit 515 is a predetermined card by an IC chip or IC card mounted or detached from the server 1 or the device 500 to the wireless terminal. And a predetermined command, query, and / or data code requesting to issue or post-issue an application (or data). A predetermined IC chip or IC card information from an IC chip or IC card, and / or predetermined wireless terminal information from the wireless terminal or predetermined customer information for a customer who possesses the IC chip or IC card. It features.

In particular, a predetermined command requesting issuance or post-issuance of the card application (or data) included in the card application (or data) issuance or post-issuance request information is performed between the server 1 or the device 500 and the wireless terminal. A command for requesting issuance or post-issuance of a predetermined card application (or data) from the wireless terminal to the server 1 or the device 500 according to the protocol promised to the server 1 or the device. The 500 reads the command received from the wireless terminal, and the predetermined card application (or the IC card or IC card mounted or detached from the wireless terminal to the management server (2) 535 based on the command). A predetermined query for requesting a license for issuing or postissuing data) is generated and transmitted to the management server 2 (535).

Further, a predetermined query requesting issuance or post-issuance of the card application (or data) included in the card application (or data) issuance or post-issuance request information is loaded into the wireless terminal by the management server (2) 535. Or as a query for requesting a license for issuing or postissuing a predetermined card application (or data) with a detachable IC chip or IC card, wherein the server 1 or the device 500 receives the query from a wireless terminal. By relaying the query to the management server (2) (535) to issue or post-issue a predetermined card application (or data) to an IC chip or IC card mounted or detached from the wireless terminal. request.

Further, a predetermined data code for requesting issuance or post-issuance of the card application (or data) included in the card application (or data) issuance or post-issuance request information may be generated by the wireless terminal in addition to the command and / or query. A card application (or data) issuance or post-issuance request tag that is sent to the server 1 or the device 500. For example, the preferred data code is the Wireless Markup Language (WML) tag of the Wireless Application Protocol (WAP) of the wireless Internet.

According to a preferred embodiment of the present invention, the license requesting unit provided in the server 1 or the device 500 issues card application (or data) issuance or post-issuance request information received from the wireless terminal to the card application (or data). Characterized in that it is determined to issue or post-issuance license request and transmits to the management server (2) (535), the license request unit 510 is a card application (or data) received from the wireless terminal issued or post-issuance request Read the information and generate a predetermined command and / or query requesting issuance or post-issuance of predetermined card application (or data) license information from the management server 2, and generates the command and / or query to the card application ( Or data) determined as an issuance or post-issuance license request and transmitted to the management server 2 (535) The features.

According to a preferred embodiment of the present invention, the license receiving unit 505 provided in the server 1 or the device 500 may include the card application requested by the license requesting unit 510 to the management server 2 or 535. Or data) issuing predetermined card application (or data) issuance or post-issuance license information corresponding to the issuance license request, wherein the card application (or data) issuance or post-issuance license information is mounted on the wireless terminal. Or IC chip system structure and / or memory structure for the IC chip or IC card being detached.

According to a preferred embodiment of the present invention, the issuing unit 525 provided in the server 1 or the apparatus 500 may be configured such that the license receiving unit 505 is provided with the card application (or the server) from the management server 2 or 535. Data) issuance or post-issuance license information, the card to be issued or post-issued to the IC chip or IC card mounted or detached to the wireless terminal using the card application (or data) issuance or post-issuance license information. Extract and / or generate and issue an application (or data).

According to an embodiment of the present invention, the issuing unit 525 is provided with a predetermined storage medium for storing a predetermined card application (or data) to be issued to an IC chip or IC card mounted or detached from a wireless terminal. The card issuing unit 525 generates a predetermined card application (or data) to be issued to the IC chip or IC card, stores it in the storage medium, and then receives the card application received from the management server (2) 535. (Or data) A predetermined card application (or data) to be issued to the IC chip or IC card mounted or detached to the wireless terminal is extracted from the storage medium based on the issuance or post-issuance license information.

In addition, the issuing unit 525 is not provided with a predetermined card application (or data) to be issued to an IC chip or IC card that is mounted or detached from a wireless terminal, and generates a predetermined card application (or data). A construction tool includes an IC chip or IC mounted or detached from the wireless terminal based on the card application (or data) issuance or post-issuance license information received from the management server (2) (530). And a predetermined card application (or data) to be issued to the card.

According to a preferred embodiment of the present invention, the transmission unit 520 provided in the server 1 or the device 500 may be a wireless terminal and predetermined wireless data using the mobile communication network by the server 1 or the device 500. Wireless messaging using a mobile communication network consisting of a base station, a control station, an exchange station and / or an IWF which connects a wireless data communication session between the wireless terminal and the server 1 or the device 500 when connected via a communication means; And / or transmits a predetermined card application (or data) issued by the issuing unit 525 to the wireless terminal in which the IC chip or the IC card is mounted or detached through the wireless Internet.

In addition, the transmission unit 520 provided in the server 1 or the device 500 is the wireless terminal when the wireless terminal and the server 1 or the device 500 is connected through a predetermined short-range communication means, The predetermined card application (or data) issued by the issuing unit 525 through a short range communication means including infrared communication, RF communication, Bluetooth, and wireless LAN between the server 1 or the device 500. The IC chip or IC card is characterized in that the transmission to the wireless terminal mounted or detached.

Fig. 6 shows that the server 1 or device preferably mounts a predetermined card application (or data) as an IC chip or IC card mounted on or detached from the wireless terminal using a predetermined license provided by the management server 2. Flow chart for the process.

Referring to FIG. 1 according to a preferred embodiment of the present invention, a predetermined card application (or data) using a predetermined license provided by the management server 2 or 535 in the server 1 or the apparatus 500 is provided. The card application (or data) issuing or post-issuing system for mounting the IC chip or IC card mounted on or detached from the wireless terminal is provided with an authentication server provided with a predetermined authentication unit and authentication information. In each step of the present invention, predetermined data and / or information transmitted and received between the wireless terminal and the server 1 or the device 500, and the server 1 or the device 500 and the management server 2 ( 535 perform certain authentications to maintain confidentiality, authentication, integrity, and nonrepudiation of certain data and / or information transmitted and received between All.

However, in FIG. 3, each of the steps will be described. In the server 1 or the device 500, a predetermined card application (or data) is wirelessly executed using a predetermined license provided by the management server 2 (535). Although the authentication step using the authentication server has been omitted in order to efficiently explain the preferred process of mounting or detaching the IC chip or IC card to be mounted on the terminal, if the person skilled in the art to which the present invention pertains belongs, It will be apparent that each step of the invention includes a predetermined authentication step using the authentication server.

Referring to FIG. 3 according to a preferred method of the present invention, the server 1 or the device 500 may issue predetermined card application (or data) issuance or post-issuance license information provided by the management server 2 or 535. In order to mount a predetermined card application (or data) to an IC chip or IC card that is mounted or detached from a wireless terminal, the management server (2) 535 is connected to the server (1) or the device (500). Matched with the predetermined card application (or data) issuance or post-issuance request information to provide a license for issuing or reissuing a predetermined card application (or data) with an IC chip or IC card mounted or detached from the wireless terminal. Store predetermined license information in a predetermined storage medium, and / or a card application (or data) from the management server (2) (535) to the server (1) or device (500) The card issuance information is further included in the storage medium when determining whether to issue a card for an IC chip or an IC card mounted or detached in the wireless terminal in the process of determining to provide issuance or post-issuance license information. Save it.

When predetermined license information and / or card issuance information are provided in the management server 2 or 535 as described above, an IC chip mounted or detached from the server 1 or the device 500 in the wireless terminal or A predetermined communication session is connected 600 between the wireless terminal and the server 1 or device 500 to issue or post-issue a predetermined card application (or data) to the IC card.

1 and / or 2, a communication means for connecting a communication session between the server 1 or the device 500 and the wireless terminal may include the wireless terminal and the server 1 or the device 500. A mobile communication network consisting of a base station, a control station, an exchange station, and / or an IWF, and / or some short-range communication means including infrared communication, RF communication, Bluetooth, and / or wireless LAN. Include.

According to a preferred embodiment of the present invention, when the server 1 or the device 500 and the wireless terminal are connected through a mobile communication network, the wireless terminal may be a short message service (SMS) or an enhanced message (EMS) on the mobile communication network. Preferably, a communication session is connected by connecting to the server 1 or the device 500 through a predetermined wireless messaging and / or wireless internet including a multimedia messaging service (MMS), or the server ( 1) Alternatively, the device 500 transmits a predetermined callback URL and / or callback number to the wireless terminal, and transmits the callback URL and / or callback number from the wireless terminal to the server. 1) Alternatively, it is also possible to connect the device 500 via some wireless messaging and / or wireless internet.

In addition, when the server 1 or the device 500 and the wireless terminal are connected through a predetermined short range communication session, the wireless terminal is connected to the server 1 or the device 500 through a predetermined short range communication means. Alternatively, the server 1 or the device 500 searches for a predetermined wireless terminal located at a short distance through a predetermined short distance communication, and if the predetermined wireless terminal located at a short distance is found, the server 1 or It is also possible to connect from the device 500 to the wireless terminal via some short range communication means.

As described above, when a communication session between the wireless terminal and the server 1 or the device 500 is connected, the wireless terminal may verify validity authentication information (eg, confidentiality and authentication of the IC chip or IC card). Extract a Personal Identification Number (PIN) providing integrity, integrity, and non repudiation, and transmit (602) the server (1) or device (500) via the communication session; 500 transmits the validity authentication information to a management server (2) 535 corresponding to a card issuer (or card issuer) to determine the validity of the IC chip or IC card mounted or detached from the wireless terminal. (604).

If the validity of the IC chip or IC card mounted in the wireless terminal is not authenticated in step 606, the server 1 or the device 500 validates the IC chip or IC card to the wireless terminal. An authentication error is transmitted (608), and the process of issuing or postissuing a predetermined card application (or data) to the IC chip or IC card is terminated.

On the other hand, if the validity of the IC chip or IC card mounted in the wireless terminal is authenticated (610), the server 1 or the device 500 transmits the validation authorization validation for the IC chip or IC card to the wireless terminal. In operation 612, the wireless terminal generates or determines predetermined card application (or data) issuance or post-issuance request information to be transmitted to the server 1 or the device 500, and the card application (or data) is issued or determined. The post-issuance request information is transmitted to the server 1 or the device 500 through the communication session (614).

According to a preferred embodiment of the present invention, the card application (or data) issuance or post-issuance request information transmitted from the wireless terminal to the server 1 or the device 500 may include the server 1 or the device 500. A command, query, and / or data code requesting to issue or post-issue a predetermined card application (or data) to an IC chip or IC card mounted or detached from the wireless terminal. Data code) and / or predetermined IC chip or IC card information from an IC chip or IC card mounted or detached from the wireless terminal, and / or predetermined wireless terminal information or IC chip from the wireless terminal. Or predetermined customer information about the customer who carries an IC card.

According to another exemplary embodiment of the present invention, among the card application (or data) issuance or post-issuance request information transmitted from the wireless terminal to the server 1 or the device 500, the wireless terminal information and / or customer information may be The wireless terminal may receive predetermined wireless terminal information and / or the IC chip from a predetermined database (HLR / VLR) provided on the mobile communication network to which the wireless terminal subscribes or registers the location of the wireless terminal. It is possible to extract predetermined customer information for a customer who holds an IC card.

When the card application (or data) issuance or post-issuance request information is received from the wireless terminal to the server 1 or the device 500 through the above process, the server 1 or the device 500 sends the card. By reading the application (or data) issuance or post-issuance request information (616), meanings imposed on certain commands, queries, and / or data codes included in the card application (or data) issuance or post-issuance request information; and And / or interpret the intention of the user of the wireless terminal (= IC chip or IC card customer) and / or predetermined IC chip or IC card information from the IC chip or IC card mounted or detached from the wireless terminal, and / or From the wireless terminal, predetermined wireless terminal information or predetermined customer information about a customer who possesses the IC chip or IC card is read.

When the card application (or data) issuance or post-issuance request information received from the wireless terminal is read as described above, the server 1 or the device 500 reads from the card application (or data) issuance or post-issuance request information. The card application (or data) to the management server 2 (535) using predetermined predetermined information (e.g., a predetermined command, query, and / or data code for issuing or post-issuance of the card application (or data)). Generates a predetermined query for requesting issuance or post-issuance license information (618), and generates a query generated to request card application (or data) issuance or post-issuance license information as described above in the management server (2) (535). In step 620,

According to a preferred embodiment of the present invention, the card application (or data) issuance or post-issuance license request query is included in the card application (or data) issuance or post-issuance request information, and the server 1 or Predetermined IC chip or IC card information from an IC chip or IC card mounted or detached from the wireless terminal transmitted to the device 500, and / or predetermined wireless terminal information or the IC chip or IC card from the wireless terminal It is preferable to further include predetermined customer information about the customer having a.

If the card application (or data) issuance or post-issuance license request query is transmitted from the server 1 or the device 500 to the management server 2 (535) through the above process, the management server (2) (535). Reads the card application (or data) issuance or post-issuance license request query, and from the card application (or data) issuance or post-issuance request information attached to the card application (or data) issuance or post-issuance license request query, A predetermined IC from an IC chip or IC card that is included in or detached from the card application (or data) issuing or post-issuance request information and is mounted or detached from the wireless terminal transmitted from the wireless terminal to the server 1 or the device 500. Carrying chip or IC card information and / or predetermined wireless terminal information or the IC chip or IC card from the wireless terminal. Issuing or post-issuance of a predetermined card application (or data) from the server 1 or the device 500 to an IC chip or IC card which is mounted or detached from a wireless terminal based on predetermined customer information about the customer. Determine validity for (622).

The validity determining process may include predetermined IC chip or IC card information and / or predetermined wireless terminal information or customer included in the card application (or data) issuance or post-issuance request information in the management server 2 (535). The server 1 or the device when information is compared with predetermined card issuing information stored in the card issuing information D / B, and a result of comparing the card application (or data) issuance or post-issuance request information with license information is matched. In 500, the validity of issuing or postissuing a predetermined card application (or data) to the IC chip or IC card mounted or detached from the wireless terminal is authenticated.

If the validity of issuance or post-issuance is issued in the server 1 or the device 500 with an IC chip or an IC card that is mounted or detached from a wireless terminal (624). The management server (2) 535 transmits a predetermined error code to the server (1) or the device (500), and the server (1) or the device (500) sends a predetermined card application (or data). Issuance or post-issuance to the IC chip or IC card mounted on or detached from the wireless terminal ends (626).

On the other hand, if the validity of the issuance or post-issuance of the predetermined card application (or data) from the server 1 or the device 500 to the IC chip or IC card that is mounted or detached from the wireless terminal is authenticated (628), The management server (2) 535 compares the card application (or data) issuance or post-issuance request information with license information stored in the storage medium, and as a result of the comparison, the server 1 or the device 500 wirelessly In operation 630, a card application (or data) issuance or post-issuance license information for issuing or post-issuance of a predetermined card application (or data) may be determined by using an IC chip or IC card mounted or detached from the terminal.

If it is determined as a result of the comparison that the server 1 or the device 500 does not issue or post-issue a predetermined card application (or data) to an IC chip or IC card mounted or detached from the wireless terminal (632). The management server (2) 535 transmits a predetermined error code to the server (1) or the device (500), and the server (1) or the device (500) sends a predetermined card application (or data). Ending the issuance or post-issuance of the IC chip or IC card mounted on or detached from the wireless terminal.

On the other hand, as a result of the comparison, a card application (or data) for issuing or issuing a predetermined card application (or data) from the server 1 or the device 500 to an IC chip or IC card mounted or detached from a wireless terminal. If it is determined to provide issuance or post-issuance license information (634), the management server (2) (535) is an IC chip or IC card that is mounted or detached from the server (1) or device 500 to the wireless terminal The card application (or data) issuance or post-issuance license information allowing the issuance of a predetermined card application (or data) is transmitted to the server 1 or the device 500 (636).

According to a preferred embodiment of the present invention, when the card application (or data) issuance or post-issuance license information is stored in the storage medium of the management server (2) 535, the management server ( 2) 535, the card issuing information for the IC chip or IC card mounted on or detached from the wireless terminal, and / or the IC chip mounted or detached from the management server 2 (535) to the wireless terminal. Or a predetermined information including an IC chip system structure and / or a memory structure for the IC card, so that the server 1 or the device 500 is mounted to or detached from the wireless terminal. It is desirable to refer to it for issuing certain card applications (or data).

When the card application (or data) issuance or post-issuance license information is received from the management server 2 or 535 as described above (638), the server 1 or the device 500 issues the card application (or data). Or read the post-issuance license information, extract a predetermined card application (or data) previously created and stored in the issuing unit based on the card application (or data) issuance or post-issuance license information, and / or A predetermined card application (or data) is produced and generated (640).

The server 1 or the device 500 receives card application (or data) issuance or post-issuance license information from the management server 2 or 535, and extracts a predetermined card application (or data) based on the license. And / or create, the server 1 or device 500 transmits the card application (or data) to the wireless terminal via a communication session between the server 1 or device 500 and the wireless terminal (642). ).

The wireless terminal receiving the predetermined card application (or data) from the server 1 or the device 500 is processed into a structure capable of recording or mounting the card application (or data) on the IC chip or the IC card ( 644), the card application (or data) is recorded or mounted on the IC chip or IC card based on a predetermined standard based on an IC chip or IC card related standard of ISO (646).

According to the present invention, a customer possessing a wireless terminal on which an IC chip or IC card is mounted or detached may have at least one service relay period (or service relay) on the IC chip or IC card regardless of the location and / or time. A card application (or data) can be issued or post-issued from a user, and as a result, the use of the IC chip or IC card is activated, the cost investment of the card issuer (or card issuer) is minimized, Provide card services.

Claims (2)

A storage medium storing license information required for an application issue or post issuance relay service; A management server including a license processing unit for providing license information stored in the storage medium to a server for applying for an application issue or post issuance relay service; A license request unit requesting an issuance or post-issuance license of the relay service target application to the management server; A receiving unit for receiving application issuance or post-issuance license information corresponding to the issuance or post-issuance license request of the relay service target application provided by the license processing unit in the management server, and application issuance or post-issuance request information from a mobile phone; An issuer for extracting (or generating) an application to be issued or post-issued to an IC chip (or IC card) mounted or detached from the mobile phone, based on the application issuance or post-issuance request information received by the receiver; And a server having a transmission unit for transmitting the extracted (or generated) application to the mobile phone through a wireless data communication means using a mobile communication network or a short range communication means. The method of claim 1, wherein the application, Wireless coupon operation system, characterized in that it comprises at least one or more discount coupon data, exchange ticket data, ticket data, admission ticket data, gift certificate data, lottery data, prescription data, meal data, electronic money data, service providing data.

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