KR101041114B1 - Remote Control Device with Television Banking Automation Application and Recording Medium - Google Patents

Abstract

The present invention relates to a remote control device having a TV banking automation function and a recording medium therefor. The remote control device having a TV banking automation function according to the present invention includes TV banking automation processing information-account information of a customer's name, Or a memory unit that stores customer's frequently used transfer account information or foreign currency remittance information for each remittance of foreign currency remittance for foreign currency remittance, and a broadcasting terminal and near field communication-near field communication, or near field communication, or near field communication. A communication unit for connecting a communication channel via a communication unit, a confirmation unit for outputting a financial transaction information input screen through the broadcast terminal screen, or confirming whether an operation mode of the broadcast terminal is a financial transaction information input mode; When checking the financial transaction information input screen (or mode), the TV banking automation processing information stored in the memory unit is And a transmission unit for activating and transmitting the TV banking automation processing information to the broadcasting terminal through the communication channel.

TV, remote control, automation

Description

Remote control device with TV banking automation and recording medium for it {Remote Control Device with Television Banking Automation Application and Recording Medium}

1 is a diagram showing the configuration of a remote control device for TV banking automated processing according to an embodiment of the present invention.

2 is a block diagram illustrating a broadcasting terminal providing a financial transaction function according to an exemplary embodiment of the present invention.

3 is a diagram illustrating a broadcast terminal configuration providing a financial transaction function according to another exemplary embodiment of the present invention.

4 is a diagram illustrating a financial transaction process through a broadcasting terminal and a remote control apparatus according to an embodiment of the present invention.

5 is a diagram illustrating a TV banking automation process according to an embodiment of the present invention.

6 is a diagram illustrating a TV banking automation process according to another embodiment of the present invention.

<Description of main parts of drawing>

100: remote control device 105: remote control communication unit

110: control unit 115: memory unit

120: battery 125: key input unit

130: IC chip reader unit 135: short-range communication unit

140: monitoring unit 145: communication unit

150 processing unit 155 confirmation unit

160: authentication unit 165: transmission unit

170: interface provider

The present invention provides a memory unit for storing TV banking automated processing information-account information in the name of the customer, transfer account information frequently used by the customer, or foreign currency remittance information for each foreign currency remittance for foreign exchange remittance; A communication unit that connects a communication channel through communication—near field communication, short distance wireless communication, or short distance optical communication—and the broadcasting terminal screen outputs a financial transaction information input screen through the communication channel, or operates the broadcasting terminal. A confirmation unit for checking whether a mode is a financial transaction information input mode, and upon confirmation of the financial transaction information input screen (or mode), activating TV banking automation processing information stored in the memory unit, and performing the TV banking through the communication channel. Remote system with TV banking automation function having a transmission unit for transmitting the automation processing information to the broadcasting terminal It relates to an apparatus.

Recently, various services have been tried to provide Internet search, shopping, and various financial transaction services by adding two-way communication functions to broadcasting media including IPTV, and TV banking services using the broadcasting media are also based on two-way communication of the broadcasting media. It is expected to be tried.

Meanwhile, the TV banking service is a typical non-face-to-face financial transaction service. For the non-face-to-face financial transaction service, it is necessary to input various financial transaction information, and through the remote control which is the basic input means of TV banking, It includes a difficult problem of inputting various financial transaction information required for a transaction.

An object of the present invention for solving the above problems, TV banking automated processing information-account information in the name of the customer, or transfer system information frequently used by the customer, or forex remittance forex remittances for foreign exchange remittance for foreign currency transfer-storage A memory unit configured to connect a communication channel with a broadcast terminal through a short-range communication such as short-range communication, short-range wireless communication, or short-range wireless communication, or near-field optical communication, and a TV banking automation processing information stored in the memory unit. The present invention provides a remote control device having a TV banking automation function including a transmitter for transmitting the TV banking automation process information to the broadcasting terminal through a communication channel.

The remote control device with a TV banking automation function according to the present invention, TV banking automation processing information-account information in the name of the customer, or transfer system account information frequently used by the customer, or foreign currency remittance information for each foreign currency remittance for foreign currency remittance- A memory unit for storing the data in association with a communication terminal; and a communication unit for connecting a communication terminal through a short-range communication such as short-range communication, short-range wireless communication, or short-range wireless communication, or short-range optical communication. A confirmation unit for outputting an information input screen or confirming whether an operation mode of the broadcasting terminal is a financial transaction information input mode, and automating TV banking processing information stored in the memory unit when the financial transaction information input screen (or mode) is confirmed And transmitting the TV banking automation processing information to the broadcasting terminal through the communication channel. Provided with a characterized in that formed.

In the remote control device having a TV banking automation function according to the present invention, the financial transaction information input screen is switched (or erased) to another screen or the financial transaction information input mode is switched to another mode through the communication channel. The monitoring unit periodically monitoring whether or not (or erasing) the financial transaction information input screen (or mode) is switched (or erasing), and the TV banking automation processing information (or TV transmitted to the broadcasting terminal) stored in the memory unit. Banking automation processing information) is characterized in that it comprises a processing unit for processing to be deactivated.

On the other hand, the remote control device with a TV banking automation function according to the present invention, TV banking automated processing information-account information in the name of the customer, or transfer system account information frequently used by the customer, or foreign currency remittance for foreign currency remittance for foreign currency transfer A memory unit for storing information in association with a communication terminal, a communication unit for connecting a communication channel via a broadcasting terminal and a short-range communication such as short-range communication, short-range wireless communication, or near-field optical communication, and TV banking automation processing information stored in the memory unit. And a transmission unit for transmitting the TV banking automation processing information to the broadcasting terminal through the communication channel.

On the other hand, it includes a recording medium recording a program for realizing the device configuration of the remote control device having the above-described TV banking automation function.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to a user's or operator's intention or custom. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify, integrate, or separate the terminology so that those skilled in the art to which the present invention pertains may clearly understand the present invention. The present invention is by no means limited thereto. In other words, each means constituting the present invention is a server (or terminal) provided on the system shown in the following embodiments, or a predetermined functional configuration provided in at least one or more servers (or terminals), or at least It may be an association of at least two or more functional components provided in one or more servers (or terminals). In addition, the server (or terminal) shown in the following embodiment is shown to include at least two or more functional components for achieving the technical features of the present invention for convenience, the functional component shown in the server (or terminal) Matched with the above-described means may be provided in two or more different servers (or terminals) according to the role and function of each functional component and the corresponding server (or terminal) operator (or operator), whereby the present invention is not limited No.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram showing the functional configuration of the remote control device 100 for TV banking automated processing according to an embodiment of the present invention.

In more detail, Figure 1 is equipped with TV banking automation processing information in the memory provided in the remote control device (Remote Control) for transmitting a remote control signal for a broadcast terminal through an infrared signal, and through the broadcast terminal finance The present invention relates to a remote control device 100 function configuration for transmitting the TV banking automated processing information to the broadcasting terminal through short-range communication (for example, short-range wired communication, short-range wireless communication, or short-range optical communication). Those skilled in the art can infer and implement various functions of the remote control apparatus 100 for the TV banking automation process by referring to and / or modifying the drawing 1. However, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG. The.

Referring to FIG. 1, the remote control apparatus 100 for TV banking automation processing may include a controller 110 corresponding to a processor and an execution memory, a key input unit 125 corresponding to a keypad, an antenna, and various RFs. A near field communication unit 135 corresponding to the module, a remote control communication unit 105 for transmitting at least one or more remote control signals to a broadcast terminal, a memory unit 115 corresponding to a nonvolatile memory, and a battery for supplying predetermined power Characterized in that it comprises a 120, it is preferable that the memory unit 115 is provided with TV banking automated processing information for processing the financial transaction through the broadcast terminal.

According to another exemplary embodiment of the present invention, the remote control apparatus 100 may include an IC chip for storing the TV banking automation processing information in place of the memory, and a diary / write function for the IC chip. It is preferable to further comprise 130).

The controller 110 includes a processor and an execution memory including a CPU / MPU provided in the processor and the execution memory in hardware, and provides a function specific to the remote control apparatus 100 from a predetermined memory element. The program routine (Routine) and / or the bus (BUS) for inputting and outputting the program data and a predetermined electronic circuit (or integrated circuit) provided for this, characterized in that the memory unit 115 in software And / or a generic term for program routines and / or program data loaded from the memory device (or chipset) into the execution memory and computed through the processor to perform specific functions (and thus remote for the TV banking automation process). A predetermined program routine recorded on the recording medium of the control device 100 is provided in the control unit 110 for convenience. The program routine included in the controller 110 is basically an operating system routine (not shown) and at least one system management routine (eg, a power management routine, a channel (forward / reverse) management). Routine, handoff routine, etc.), and various functional configurations to be implemented in the remote control apparatus 100 by the controller 110 are realized.

According to the exemplary embodiment of the present invention, after power is supplied to the remote control apparatus 100, the operating system routine (not shown), at least one system management routine (not shown), and various system variables corresponding thereto are controlled by the controller. Preferably, the memory 110 is loaded into execution memory provided at 110 and processed by the processor.

After performing the booting procedure, the operating system routine (not shown), at least one system management routine (not shown), and various system variables corresponding thereto are loaded into the execution memory included in the controller 110 and loaded into the processor. It is preferable that arithmetic processing is performed.

The key input unit 125 is provided with at least one key button including a predetermined number key and / or a character key and / or a function key. And a driver for driving the key input device, thereby detecting at least one key input signal generated by clicking (or entering) the key button in the key input device. It is characterized by.

Here, the key button is a number key button of '0' to '9', a direction key button for controlling the channel / volume, and the confirmation key button and at least one function key button for controlling the TV output ( For example, a previous channel key button, an external input key button, a menu key button, a reservation key button, a channel memory / erase key button, and the like may be provided.

According to an embodiment of the present invention, the key input unit 125 preferably performs a function of key input means for inputting at least one or more key data corresponding to the TV banking automation function for the TV banking automation process.

The remote control communication unit 105 transmits a remote control signal for controlling the broadcast terminal among the key data input through the key input unit 125 through infrared communication, and is generally in the technical field to which the present invention belongs. Those skilled in the art will be familiar with the technical features of the remote control communication unit 105 for transmitting a remote control signal to the broadcast terminal through the infrared communication, a detailed description thereof will be omitted for convenience.

According to the exemplary embodiment of the present invention, when the near field communication unit 135 is provided with a near field communication function that conforms to the Infrared Financial Messaging (IrFM) standard of the Infrared Data Association (IrDA), the remote control communication unit 105 and the near field communication unit are provided. 135 may be implemented as a single component, whereby the present invention is not limited.

The short-range communication unit 135 connects the short-term communication channel with the broadcast terminal to transmit the TV banking automation processing information stored in the memory unit 115 to the broadcast terminal during the financial transaction service through the broadcast terminal. do.

Here, the short-range communication function, at least one of a short-range wired communication function, including a USB (Universal Serial Bus), Bluetooth (BlueTooth), Wireless LAN (Wireless LAN), Wi-Fi (Ui-Fi), UWB (Ultra Wide Band) It is preferable to include at least one of a short range wireless communication function including the above and an optical communication function conforming to the Infrared Financial Messaging (IrFM) standard of the Infrared Data Association (IrDA).

The IC chip reader unit 130 may be an IC chip (eg, a financial IC chip) mounted on or detached from the remote control device 100 through an IC chip standard including ISO / IEC 7816 and / or ISO / IEC 14443. Or a functional component for exchanging at least one information (or data, or command) with a contact IC card reader corresponding to the ISO / IEC 7816 standard, and / or the ISO / IEC 14443 standard. And a contactless IC card reader, wherein the IC card reader exchanges at least one information (or data or command) with the IC chip through an APDU (Application Protocol Data Unit). .

Referring to the standards including ISO / IEC 7816 and / or ISO / IEC 14443, an IC chip mounted or detached from a customer wireless terminal may include a power supply (VCC), a reset signal (RST), and a clock signal (CLK). An input / output interface that communicates (eg, exchanges commands or data) with the IC chip reader 130 through contact points such as ground (GND), programming power supply (VPP), and / or input / output (I / O), A processor unit comprising at least one computing element including a central process unit (CPU), a micro process unit (MPU), and / or a coprocessor, a read only memory (ROM), a random access memory (RAM) And at least one memory device including an electrically erasable and programmable read only memory (EEPROM), a flash memory (FM), and the like, and in particular, at least one memory device (eg, a ROM) Sleeping inside card A chip operating system (COS) that manages and operates a circle is stored. When a predetermined power is supplied from the IC chip reader 130 through a power supply (VCC) contact point of the input / output interface, the memory is stored in the memory. The stored COS is loaded into a predetermined execution memory to control the overall operation of the IC chip, and to generate an APDU (Application Protocol Data Unit) based on the clock frequency (eg, 3.57 MHz or 4.9 MHz) of the clock signal (CLK) contact point. It controls the information or data exchange between the IC chip and the IC chip reader 130 through.

The memory unit 115 corresponds to a storage medium for storing at least one or more information (or data) in the remote control apparatus 100, and / or a recording medium for recording program codes corresponding to at least one or more program routines. General term for nonvolatile memory, including read only memory (ROM) corresponding to the read only memory, flash memory (FM), electrically erasable and programmable read only memory (EEPROM), and the like. Characterized in that made.

According to an embodiment of the present invention, the ROM information of the nonvolatile memory is stored, and system information that should not be deleted is stored in the flash memory, and various application program routines provided through an operating system routine and / or the remote control apparatus 100 and Information or data for this purpose are stored, and the EEPROM includes at least one or more terminal extraction related parameters and a phone number (for example, an address book) or extracted and / or generated while executing an application provided in the remote control apparatus 100. Preferably, the information (or data) is stored.

According to the exemplary embodiment of the present invention, the memory unit 115 preferably stores TV banking automation processing information for financial transactions to be transmitted to the broadcasting terminal for the TV banking automation processing.

According to another exemplary embodiment of the present invention, the TV banking automation processing information for financial transactions may be stored on the IC chip, whereby the present invention is not limited thereto.

Here, the TV banking automation processing information may be account information in a customer's name, a transfer system account information frequently used by a customer, or foreign currency remittance information for each foreign currency remittance for foreign currency remittance (for example, foreign currency remittance classification data, currency code data, Remittance amount data, fee bearer information data, area code data, country code data, bank number data, deposit bank name data, deposit bank address data, deposit bank store name data, payee data, payee account Number data, payee address data, payee phone number data, sender's name data, sender's address data, sender's phone number data, and forwarded content data).

Those skilled in the art to which the present invention pertains will be able to infer various types of TV banking automation processing information for automating information input of the TV banking in addition to the TV banking automation processing information described above. Is characterized in that it comprises all the inferred information configuration.

Referring to FIG. 1, the remote control apparatus 100 for the TV banking automation process may include a communication unit 145 connecting the broadcasting terminal and a short range communication channel in association with the short range communication unit 135, and the communication channel. Receive mode setting information corresponding to the financial transaction mode from the broadcast terminal to determine whether the operation mode of the broadcast terminal is the financial transaction mode, or receives the screen setting information corresponding to the financial transaction screen from the broadcast terminal to the broadcast terminal A confirmation unit 155 for confirming that the screen outputs the financial transaction information input screen of the financial transaction screen; and the memory unit 115 when the financial transaction mode (or the financial transaction screen) is confirmed by the confirmation unit 155. Activating the stored TV banking automation processing information and transmitting the TV banking automation processing information to the broadcasting terminal through the communication channel. Characterized in that obtained by having a send (165).

The communication unit 145 is a short-distance wired communication channel including the broadcast terminal and a universal serial bus (USB) through the local area communication unit 135, Bluetooth (BlueTooth), Wireless LAN (Wireless LAN), Wi-Fi (Wi-Fi) At least one of a short range wireless communication channel including at least one ultra wide band (UWB) and an optical communication channel conforming to the Infrared Financial Messaging (IrFM) standard of the Infrared Data Association (IrDA). do.

When the broadcasting terminal and the short-range communication channel are connected, the broadcasting terminal transmits mode setting information corresponding to the financial transaction mode or screen setting information corresponding to the financial transaction screen through the communication channel. Correspondingly, the checking unit 155 receives mode setting information corresponding to the financial transaction mode from the broadcasting terminal through the communication channel to confirm whether the operating mode of the broadcasting terminal is the financial transaction mode or finances from the broadcasting terminal. And receiving the screen setting information corresponding to the transaction screen and checking whether the broadcast terminal screen outputs the financial transaction information input screen of the financial transaction screen.

In addition, after the short-range communication channel is connected, when the broadcast terminal receives all switch control signals from the remote control device 100, or receives the mode switch information received from the financial company server on the communication network, the broadcast terminal The mode setting information corresponding to the switched financial transaction mode is transmitted to the remote control apparatus 100 through the communication channel, or the screen setting information corresponding to the switched financial transaction screen is transmitted. The confirmation unit 155 receives mode setting information corresponding to the switched financial transaction mode from the broadcasting terminal through the communication channel to confirm whether the operation mode of the broadcasting terminal is the financial transaction mode or finances from the broadcasting terminal. The broadcast terminal screen is received on the financial transaction screen by receiving the switched screen setting information corresponding to the transaction screen. It is characterized in that whether to output the financial transaction information input screen.

According to an embodiment of the present invention, mode setting information received from the broadcasting terminal may include mode setting information corresponding to a financial transaction information input mode among detailed financial transaction modes of the financial transaction mode. When the information input mode is confirmed, the transmission unit 165 activates the TV banking automation processing information stored in the memory unit 115 and broadcasts the TV banking automation processing information through the communication channel through the communication channel. Characterized in that the transmission to the terminal.

Alternatively, the screen setting information received from the broadcasting terminal may include screen setting information corresponding to a financial transaction information input screen among detailed financial transaction screens of the financial transaction screen, and when the financial transaction information input screen is confirmed The transmitter 165 activates the TV banking automation processing information stored in the memory unit 115 and transmits the TV banking automation processing information to the broadcasting terminal through the communication channel. It is done.

Referring to FIG. 1, the remote control apparatus 100 for the TV banking automation process outputs a financial transaction information input screen of a financial transaction screen through the communication channel by the verification unit 155. Or, if it is determined that the operation mode of the broadcast terminal is the financial transaction information input mode of the financial transaction mode, outputs the user authentication information input interface for using the TV banking automation processing information on the screen of the broadcast terminal through the communication channel When the user authentication information is input through the interface output unit and the key input unit 125 based on the user authentication information input interface, the user authentication information is authenticated to authenticate whether the TV banking automation processing information is activated. Characterized in that it comprises an authentication unit 160.

The broadcasting terminal screen outputs the financial transaction information input screen of the financial transaction screen through the communication channel, or the operating mode of the broadcasting terminal is the financial transaction information input mode among the financial transaction modes. If confirmed, the interface output unit processes to output the user authentication information input interface embedded in the broadcasting terminal through the communication channel or user authentication information input interface information (stored in the memory unit 115 through the communication channel). Not shown) to be transmitted to the broadcast terminal for output.

After the user authentication information input interface is output on the broadcast terminal screen, if user authentication information is input through the key input unit 125, the authentication unit 160 authenticates the user authentication information to automate the TV banking. And certifying whether the processing information is activated. After the user authentication information is authenticated, the transmission unit 165 activates the TV banking automation processing information stored in the memory unit 115, and establishes the communication channel. Preferably, the TV banking automation processing information is transmitted to the broadcasting terminal through the communication channel.

Those skilled in the art to which the present invention pertains, since the authentication unit 160 will be familiar with various implementation methods for authenticating the user authentication information, a detailed description thereof will be omitted for convenience.

Referring to FIG. 1, the remote control apparatus 100 for the TV banking automation process outputs a financial transaction information input screen of a financial transaction screen through the communication channel by the verification unit 155. Or after the operation mode of the broadcasting terminal is determined to be the financial transaction information input mode in the financial transaction mode, the financial transaction information input screen is switched (or erased) to another screen through the communication channel, or the financial The monitoring unit 140 periodically monitors whether the transaction information input mode is switched (or erased) to another mode, and when the authentication authentication use screen (or mode) is switched (or erased), stored in the memory unit 115. And a processing unit 150 for processing the TV banking automation processing information (or TV banking automation processing information transmitted to the broadcast terminal) to be deactivated. .

When the broadcasting terminal receives all the switching control signals from the remote control device 100 or receives the mode switching information received from the financial institution server on the communication network, the broadcasting terminal receives the remote control device through the communication channel ( Transmits mode setting information corresponding to the switched financial transaction mode or screen setting information corresponding to the switched financial transaction screen, and in response, the monitoring unit 140 transmits the communication channel. And periodically monitoring whether the financial transaction information input screen is switched (or erased) to another screen or the financial transaction information input mode is switched (or erased) to another mode.

If it is confirmed that the authorized authentication screen (or mode) is switched (or erased), the processing unit 150 is the TV banking automation processing information (or TV banking automation transmitted to the broadcast terminal) stored in the memory unit 115 Processing information) is deactivated, thereby preventing the TV banking automation processing information from being abused.

2 is a diagram illustrating a broadcast terminal providing a financial transaction function according to an embodiment of the present invention.

More specifically, FIG. 2 shows broadcast data transmitted using a IP (Internet Protocol) communication network as a broadcast transmission medium, and video data and audio data output through the TV screen 297 and a speaker. And output the converted video data through the TV screen 297 and output the converted audio data through the TV speaker 299. , IPTV-related services by connecting a communication channel with a real time broadcasting server 205, a video providing server 210, or a web server (eg, a search server, a home banking server, an online game server, a home shopping server, etc.), Broadcasting terminal (eg, set-top box) providing a financial transaction service by connecting a communication channel with a financial company server 200 on a communication network to provide the financial transaction function 220) (Set Top Box)) configuration, and those skilled in the art to which the present invention pertains to the configuration of the broadcasting terminal providing the financial transaction function by referring to and / or modified in the Figure 2 Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 2, the broadcast terminal includes a key table for controlling the reception and conversion of broadcast data transmitted from at least one broadcast transmission medium and output through a TV screen 297 and a speaker. A remote control device 215 for transmitting a remote control signal identified by matching key data input through a key input with the key table through infrared communication (or near field communication), and the remote control device 215 from the remote control device 215. And a signal receiver 243 for receiving a remote control signal for controlling TV output and controlling the financial transaction function.

The remote controller 215 includes a number key button of '0' to '9', a direction key button for controlling a channel / volume, the confirmation key button and at least one function key button for controlling the TV output. (Eg, previous channel key button, external input key button, menu key button, reservation key button, channel memory / erase key button, etc.), and the web server (eg, search server, home banking server). , At least one web service (eg, a search service, a home banking service, an online game service, a home shopping service, etc.) may be added according to the intention of a person skilled in the art. Characterized in that it comprises at least one function key button for receiving.

When at least one key button is input, the remote controller 215 is a key table for controlling to receive and convert broadcast data transmitted from at least one broadcast transmission medium to output through the TV screen 297 and a speaker. Confirm the remote control signal matching the key data corresponding to the input key button through, or through the key table for accessing at least one web server to receive various web services corresponding to the input key button The remote control signal matching the key data is checked, and the identified remote control signal is transmitted through infrared communication (or near field communication).

According to the embodiment of the present invention, the remote control device 215 is preferably provided with at least one or more function key buttons for providing the financial transaction service, if at least one key button is input, the financial transaction Check the remote control signal matching the key data corresponding to the input key button through a key table for providing a service, and transmits the identified remote control signal through infrared communication (or near field communication). It is done.

According to an embodiment of the present invention, the remote control device 215 is a short-range communication connecting the short-term communication channel with the broadcast terminal in order to transmit the TV banking automation processing information stored in the memory of the financial transaction service to the broadcast terminal It is preferable to have a function, the short-range communication function, a short-range wired communication function including a universal serial bus (USB), Bluetooth (BlueTooth), Wireless LAN (Wireless LAN), Wi-Fi (Wi-Fi), UWB ( It is preferable to include at least one short range wireless communication function including at least one Ultra Wide Band, and at least one optical communication function conforming to the Infrared Financial Messaging (IrFM) standard of the Infrared Data Association (IrDA).

Here, the TV banking automation processing information may be account information in a customer's name, a transfer system account information frequently used by a customer, or foreign currency remittance information for each foreign currency remittance for foreign currency remittance (for example, foreign currency remittance classification data, currency code data, Remittance amount data, fee bearer information data, area code data, country code data, bank number data, deposit bank name data, deposit bank address data, deposit bank store name data, payee data, payee account Number data, payee address data, payee phone number data, sender's name data, sender's address data, sender's phone number data, and forwarded content data).

Those skilled in the art to which the present invention pertains will be able to infer various types of TV banking automation processing information for automating information input of the TV banking in addition to the TV banking automation processing information described above. Is characterized in that it comprises all the inferred information configuration.

The signal receiver 243 receives at least one remote control signal transmitted from the remote control device 215, and the remote control signal receives and transmits broadcast data transmitted from at least one broadcast transmission medium. At least one control signal for converting and outputting through the TV screen 297 and the speaker, or at least one control signal for providing at least one or more web services through at least one or more web servers.

According to an embodiment of the present invention, the remote control signal, preferably further comprises a control signal for controlling the financial transaction function.

Referring to FIG. 2, the broadcast terminal includes a key table that matches the remote control signal, and stores program codes and data (or system information) required for operation, control, and operation of the broadcast terminal. A non-volatile read / write hard disk (or operating the key table and the broadcasting terminal on the hard disk) for storing data or MPEG content received from a server on a read-only memory (ROM) and a communication network from a server on a communication network; And a memory unit 273 including at least one program code and data (or system information) required for control and broadcasting terminal operation.

The memory unit 273 may store a key table having at least one key data matched with the remote control signal, or a program code and a data block. It is preferable to be loaded into the RAM at the same time as booting of the broadcast terminal.

In addition, the memory unit 273 may be an MPEG-encoded audio or video signal or at least one packet-based communication network (eg, a VDSL (Very High-data Rate Digital Subscriber Line) or LAN (Local Area Network) to which the broadcasting terminal is connected. It is desirable to store data or MPEG content received from

Referring to FIG. 2, the broadcast terminal connects a communication channel with a broadcast related server (eg, a real-time broadcast server 205, a video providing server 210, etc.) through a packet-based communication network, or at least one web. Communication processor 230 for connecting a communication channel with a financial company server 200 on a communication network to connect a communication channel with a server or to provide the financial transaction function, and IC (Integrated Circuit) for reception restriction (or financial transaction) IC card reader 235 for reading various information (or data) from the card.

The communication processor 230 may include a broadcast related server on a packet-based communication network including at least one of a TCP / IP-based wired communication network, a CDMA / WCDMA-based wireless communication network, an IEEE 802.11x-based wireless communication network, and an IEEE 802.16x-based wireless communication network. For example, a communication channel is connected to a real time broadcast server 205, a video providing server 210, and the like, and includes at least one broadcast content for receiving a real time broadcast or at least one video content for on-demand video playback through the communication channel. And receiving at least one information (or data) necessary for receiving the broadcast data.

In addition, the communication processor 230 connects a communication channel with a web server (eg, a search server, a home banking server, an online game server, a home shopping server, and the like) on a packet-based communication network, and at least one web service through the communication channel ( (E.g., a search service, a home banking service, an online game service, a home shopping service, etc.) to transmit and receive a web document file and web content, or to transmit and receive at least one or more information (or data) for providing the web service. It features.

In addition, the communication processing unit 230 is characterized in that for connecting the communication channel with the financial company server 200 on the communication network to provide the financial transaction function.

The IC card reader 235 connects an IC card 240 that stores reception restriction information (or financial information for T-Commerce) with a contact (or non-contact) contact point, and the IC card 240 ) Reading the restriction information (or financial information) from the.

In addition, the broadcast terminal is connected to the signal receiving unit 243, the memory unit 273, the communication processing unit 230, the IC card reader 235 and the bus (BUS), the signal through a processor and the execution memory Predetermined information (or data) input through the receiving unit 243, the communication processing unit 230, and the IC card reader 235, predetermined program execution code and data blocks loaded into the RAM, and predetermined stored in the ROM; The control unit for controlling the overall function and operation of the broadcast terminal by using the program and data (or system information) of the broadcast terminal, the memory unit 273 in response to booting (or setting a specific operation mode) Program execution code and data block for controlling the TV output control, the web service control, and the financial transaction function are loaded and processed. In the broadcasting station it will be described with showing the configuration functions provided in the broadcasting station as a program to provide a financial transaction function based on the control of the control unit within the control unit for convenience.

Referring to FIG. 2, the broadcast terminal may include broadcast data received through the communication processor 230 (eg, broadcast content for real-time broadcast reception or video content for on-demand video playback) or the output control unit 270. And an MPEG decoder 267 for MPEG decoding the data outputted from the data (eg, extracted from the storage unit) and transmitting the same to the audio / video converter 280.

Referring to FIG. 2, the broadcast terminal decodes and inputs an audio or video signal decoded by the MPEG decoder 267 through an audio or video output port. And a TV output module 275 having an audio / video converter 280 for outputting the video.

Referring to FIG. 2 according to the embodiment of the present invention, the TV output module 275 provided in the broadcasting terminal includes a plurality of audio or video input terminals and predetermined audio or video inputs input from the audio or video input terminals. Multiple analog-to-digital conversions that receive audio or video signals from sources (e.g., television tuners, movie cameras, video tape recorders (VTRs), digital video disk players, etc.) and convert them into digital values And an AV input unit 287 including an analog to digital (ADC) unit.

According to the exemplary embodiment of the present invention, when the audio or video signal of the plurality of channels is input through the AV input unit 287, the audio / video converting unit 280 may provide a plurality of channels provided from the AV input unit 287. The audio or video signal of any one channel selected from the audio or video signal is output to a moving picture expert group (MPEG) encoder through the storage signal output port.

In addition, referring to FIG. 2, the broadcast terminal receives an audio or video signal output through the storage signal output port of the audio / video converter 280, and performs an MPEG encoding with the MPEG encoder 265. Storing the data (or content) encoded by the MPEG encoder 265 in the memory unit 273 and outputting the data or content stored in the memory unit 273 (eg, the memory unit 273). If the content stored in the MPEG content for the DMB, characterized in that it comprises an output control unit 270 which outputs the MPEG content to the MPEG decoder (267).

Here, the output control unit 270 is connected to the control unit via a bus, and receives a predetermined control command required for storing predetermined data or content from the control unit in a storage unit and inputting / outputting through an MPEG encoder 265 / decoder. After receiving, characterized in that for reading and executing the control command.

According to the exemplary embodiment of the present invention, the output control unit 270 stores at least one or more broadcast data among the broadcast data received through the communication processor 230 based on the control command in the memory unit 273. It is preferable that it further comprises.

In addition, referring to FIG. 2, the TV output module 275 included in the broadcasting terminal includes an image of any one of video signals corresponding to at least one or more channels output from the audio / video converter 280. The screen generator 290, which uses a signal as a main screen and a video signal of other channels as a sub-screen, displays a specific color key value (Color Key) in a 24-bit overlay memory (not shown) of RGB 8: 8: 8. Value (i.e., color key value corresponding to OSD character (or picture) required for the screens to be output) OSD synthesizer 293 for implementing a suitable graphical OSD on the screen output from the screen generation unit 290 ), The video output unit 295 for outputting the video screen synthesized by the OSD synthesizing unit 293 to the TV screen 297, and the audio signal of the activated channel provided from the audio / video converting unit 280. Audio DA converter 283 for converting an analog signal into an analog signal; And further comprising an audio output unit 285 that the converted voice by the voice exchanger DA conversion unit 283, output from the TV speaker (299) is characterized in that formed.

Those skilled in the art will be familiar with the technical features of each functional component constituting the TV output module 275 provided in the broadcasting terminal, so the detailed description thereof will be omitted for convenience. Let's do it.

Referring to FIG. 2, the broadcast terminal may include a short range communication unit connecting a short range communication channel with the remote control unit 215 to receive TV banking automation processing information from the remote control unit 215 of the financial transaction service. 225), wherein the short-range communication function is a short-range wired communication function including a universal serial bus (USB), Bluetooth (BlueTooth), wireless LAN (Wireless LAN), and Wi-Fi (Wi-Fi). ), And a short range wireless communication function including at least one ultra wide band (UWB), and at least one optical communication function conforming to the Infrared Financial Messaging (IrFM) standard of the Infrared Data Association (IrDA).

Those skilled in the art to which the present invention pertains, because they will be familiar with the technical features of the short-range communication function, a detailed description thereof will be omitted for convenience.

Referring to FIG. 2, the broadcast terminal receives a remote control signal received from the remote controller 215 through the signal receiver 243 or from the financial institution server 200 through the communication processor 230. A mode setting unit 247 for setting the operation mode of the broadcasting terminal to a financial transaction mode according to the financial transaction initiation information, and a financial transaction screen corresponding to the set financial transaction mode in association with the TV output module 275; And a screen output unit 250 for outputting the TV screen (or a broadcast terminal screen).

The mode setting unit 247 sets the operation mode of the broadcasting terminal to the financial transaction mode by a remote control signal received from the remote control unit 215 through the signal receiving unit 243, or The operation mode of the broadcasting terminal is set to the financial transaction mode according to the financial transaction initiation information received from the financial institution server 200 through the communication processor 230.

After the operation mode of the broadcasting terminal is set to the financial transaction mode, the operation mode of the broadcasting terminal into the detailed financial transaction mode by the remote control signal received from the remote control device 215 through the signal receiving unit 243. Preferably, the detailed financial transaction mode includes a financial transaction information input mode for receiving TV banking automation processing information from the remote device through the short range communication channel.

When the operation mode of the broadcast terminal is set to the financial transaction mode by the mode setting unit 247, the screen output unit 250 is connected to the TV output module 275 on the TV screen (or broadcast terminal screen). Output the financial transaction screen embedded in the broadcasting terminal or receive the financial transaction screen information corresponding to the financial transaction mode through the communication processor 230, and connect the TV screen with the TV output module 275. Or outputting the received financial transaction screen on a broadcast terminal screen.

When the operation mode of the broadcast terminal is set to the detailed financial transaction mode by the mode setting unit 247, the screen output unit 250 is connected to the TV output module 275 to the TV screen (or broadcast terminal screen). Outputting a detailed financial transaction screen embedded in the broadcasting terminal or receiving detailed financial transaction screen information corresponding to the detailed financial transaction mode through the communication processor 230, and outputting the TV output module 275. It is preferable to output the received detailed financial transaction screen on the TV screen (or broadcast terminal screen) in association.

If the operation mode of the broadcasting terminal is set to the financial transaction information input mode of the detailed financial transaction mode by the mode setting unit 247, the screen output unit 250 is connected to the TV output module 275. Output the financial transaction information input screen embedded in the broadcasting terminal on a TV screen (or a broadcasting terminal screen), or receive financial transaction information input screen information corresponding to the financial transaction information input mode through the communication processor 230. In addition, it is preferable to output the received financial transaction information input screen on the TV screen (or a broadcast terminal screen) in association with the TV output module 275.

Referring to FIG. 2, the broadcasting terminal sets the operation mode of the broadcasting terminal to the financial transaction mode by the mode setting unit 247 or outputs a financial transaction screen to the TV screen (or the broadcasting terminal screen). In response to the short-range communication unit 225, the remote control unit 215 connects the short-range communication channel with the communication connection unit 253, and the remote control unit 215 through the communication channel corresponding to the financial transaction mode. A transmission unit 255 for transmitting mode setting information or screen setting information corresponding to the financial transaction screen, and a receiving unit 257 for receiving TV banking automation processing information from the remote controller 215 through the communication channel. ), An automatic input unit 260 for automatically inputting the received TV banking automation processing information to a financial transaction screen, and the financial transaction mode (or financial transaction screen) through the automatically input financial transaction information. It characterized in that it comprises a financial transaction unit 263 for processing a financial transaction corresponding to the.

When the operation mode of the broadcast terminal is set to the financial transaction mode by the mode setting unit 247 or the financial transaction screen is output on the TV screen (or the broadcast terminal screen), the communication connection unit 253 may close the local area. Short-range wired communication channel including the remote controller 215 and the USB (Universal Serial Bus) through the communication unit 225, Bluetooth (BlueTooth), Wireless LAN (Wi-Fi), Wi-Fi (Ui-Fi), UWB (Ultra) One or more of a short range wireless communication channel including at least one wide band and an optical communication channel conforming to the Infrared Financial Messaging (IrFM) standard of the Infrared Data Association (IrDA).

When the short range communication channel is connected to the remote control device 215 by the communication connection unit 253, the transmission unit 255 may correspond to the financial transaction mode to the remote control device 215 through the communication channel. The mode setting information may be transmitted or screen setting information corresponding to the financial transaction screen may be transmitted.

According to the exemplary embodiment of the present invention, the transmission unit 255 receives all the switching control signals from the remote control unit 215 through the signal receiving unit 243 or the financial company through the communication processing unit 230. When receiving the mode switching information received from the server 200, the transmission unit 255 transmits the mode setting information corresponding to the switched financial transaction mode to the remote control device 215 through the communication channel or Or screen setting information corresponding to the converted financial transaction screen.

When the TV banking automation processing information is transmitted from the remote control unit 215 through the short range communication unit 225, the receiving unit 257 transmits the TV banking automation processing information through a communication channel connected to the remote control unit 215. Characterized in that it receives.

When the TV banking automation processing information is received through the receiving unit 257, the automatic input unit 260 may automatically input the received TV banking automation processing information to the financial transaction screen.

The financial transaction unit 263 processes a financial transaction corresponding to the financial transaction mode (or financial transaction screen) in connection with the financial company server 200 on the communication network based on the automatically input financial transaction information. .

If the person having ordinary knowledge in the technical field to which the present invention belongs, the financial transaction unit 263 in connection with the financial company server 200 on the communication network based on the authorized authentication information in the financial transaction mode (or financial transaction screen) Since you will be familiar with the technical features of processing financial transactions corresponding to the detailed description thereof will be omitted for convenience.

3 is a diagram illustrating a broadcasting terminal configuration providing a financial transaction function according to another exemplary embodiment of the present invention.

In more detail, FIG. 3 shows a broadcast signal transmitted from at least one broadcast transmission medium among satellite broadcast, terrestrial broadcast, and cable broadcast, converted, and output through a TV screen 390 and a speaker, and a broadcast related server through a communication network. (E.g., broadcaster server 305, SO server 310, content server 315, etc.) and the return channel, and to connect the communication channel with the financial company server 300 on the communication network to provide the financial transaction function Concerning the construction of a broadcasting terminal for providing a financial transaction service, a person having ordinary knowledge in the technical field to which the present invention pertains refers to a broadcasting terminal (eg, referring to FIG. 3 and / or modified to provide the financial transaction function). Various implementation methods for the configuration of the set top box 323 may be inferred, but the present invention includes all the implementation methods inferred. The technical features are not limited only to the implementation method shown on page 3.

Referring to FIG. 3, the broadcast terminal includes a key table for controlling the reception and conversion of a broadcast signal transmitted from at least one broadcast transmission medium and output through the TV screen 390 and a speaker, and a key input is performed. A remote control device 320 for transmitting a remote control signal identified by matching the key data inputted with the key table through infrared communication, and controlling the TV output and the financial transaction function from the remote control device 320. Characterized in that it comprises a signal receiving unit 335 for receiving a remote control signal for.

The remote controller 320 includes a number key button of '0' to '9', a direction key button for controlling channel / volume, the confirmation key button and at least one function key button for controlling the TV output. (Eg, a previous channel key button, an external input key button, a menu key button, a reservation key button, a channel memory / erase key button, etc.), and when at least one key button is input, at least one key key is input. Receiving and converting the broadcast signal transmitted from the broadcast transmission medium to check the remote control signal matching the key data corresponding to the input key button through the key table for controlling the output through the TV screen 390 and the speaker; And transmitting the identified remote control signal through infrared communication.

According to the exemplary embodiment of the present invention, the remote control device 320 connects the short distance communication channel with the short distance communication channel to transmit the TV banking automation processing information stored in a memory of the financial transaction service to the broadcast terminal. It is preferable to have a function, the short-range communication function, a short-range wired communication function including a universal serial bus (USB), Bluetooth (BlueTooth), Wireless LAN (Wireless LAN), Wi-Fi (Wi-Fi), UWB ( It is preferable to include at least one short range wireless communication function including at least one Ultra Wide Band, and at least one optical communication function conforming to the Infrared Financial Messaging (IrFM) standard of the Infrared Data Association (IrDA).

Here, the TV banking automation processing information may be account information in a customer's name, a transfer system account information frequently used by a customer, or foreign currency remittance information for each foreign currency remittance for foreign currency remittance (for example, foreign currency remittance classification data, currency code data, Remittance amount data, fee bearer information data, area code data, country code data, bank number data, deposit bank name data, deposit bank address data, deposit bank store name data, payee data, payee account Number data, payee address data, payee phone number data, sender's name data, sender's address data, sender's phone number data, and forwarded content data).

Those skilled in the art to which the present invention pertains will be able to infer various types of TV banking automation processing information for automating information input of the TV banking in addition to the TV banking automation processing information described above. Is characterized in that it comprises all the inferred information configuration.

The signal receiving unit 335 may receive at least one or more remote control signals transmitted from the remote control device 320, and the remote control signals may be received from at least one broadcast transmission medium. At least one control signal for controlling the conversion and output through the TV screen 390 and the speaker, or a control signal for controlling the financial transaction function is characterized in that it comprises.

Referring to FIG. 3, the broadcasting terminal includes a key table that matches the remote control signal, and is loaded with a program 365 execution code and a data block for controlling the TV output control and the financial transaction function. (365) (Random Access Memory; RAM), a ROM (367) (Read only Memory) for storing the program (365) code and data (or system information) required for the operation, control, and operation of the broadcast terminal; ROM).

The ROM 367 stores a key table having at least one key data matched with the remote control signal, or a program 365 code and a data block. The key table and the program 365 code are stored. And the data block is loaded into the RAM 365 at the same time as the booting of the broadcast terminal.

Referring to FIG. 3, the broadcast terminal connects a return channel with a broadcast related server (eg, broadcaster server 305, SO server 310, content server 315, etc.) through a packet-based communication network, or Various information (or data) from the communication unit 327 which connects the communication channel with the financial company server 300 on the communication network and the integrated circuit (IC) card for reception restriction (or financial transaction) to provide the financial transaction function. It characterized in that it comprises an IC card reader 330 for reading the.

The communication unit 327 is a broadcast related server on a packet-based communication network (eg, at least one including a TCP / IP-based wired communication network, a CDMA / WCDMA-based wireless communication network, an IEEE 802.11x-based wireless communication network, and an IEEE 802.16x-based wireless communication network). Connection with a broadcaster server 305, SO server 310, content server 315, etc.), transmit and receive at least one or more information (or data) required for bidirectional broadcasting, or digital multimedia broadcasting (DMB). Or transmitting and receiving content required for DAB (Digital Audio Broadcasting).

In addition, the communication unit 327 is characterized in that to connect the communication channel with the financial company server 300 on the communication network to provide the financial transaction function.

The IC card reader 330 connects an IC card 333 that stores reception restriction information (or financial information for T-Commerce) with a contact (or non-contact) contact point, and the IC card 333 ) Reading the restriction information (or financial information) from the.

In addition, the broadcast terminal is connected to the signal receiving unit 335, RAM 365, ROM 367, communication unit 327, IC card reader 330 and the bus (BUS), the signal receiving unit 335 ), Predetermined information (or data) input through the communication unit 327 and the IC card reader 330, predetermined program 365 execution code and data block loaded in the RAM 365, and the ROM ( And a main control unit 337 for controlling the overall function and operation of the broadcasting terminal by using a predetermined program 365 and data (or system information) stored at 367. The broadcasting terminal shown in FIG. Based on the control function of the main control unit 337 will be described in the main control unit 337 for the functional configuration provided in the broadcasting terminal in the form of a program 365 to provide the financial transaction function for convenience.

Referring to FIG. 3 according to an embodiment of the present invention, the broadcast terminal includes a plurality of audio or video input terminals and a predetermined audio or video input source (for example, a television tuner, a movie camera, Receives predetermined audio or video signals from video tape recorder (VTR), digital video disk (DVD) player, cable broadcasting, satellite broadcasting, charge coupled device (CCD) camera, microphone, etc.) and converts them into digital values AV input unit 377 including a plurality of analog-to-digital converters (ADCs), and audio or video signals of any one channel selected from audio or video signals of a plurality of channels provided from the AV input unit. Output to the MPEG (Moving Picture Experts Group) encoder, and by the multi-channel audio or video signal and MPEG decoder Audio / video switching unit 370 for outputting the decoded audio or video signal to audio DA (digital to analog) converter or screen generator 380 through audio or video output port, and the audio / video switching unit The broadcast terminal through an MPEG encoder which receives an audio or video signal output through the storage signal output port of the receiver 370 and performs MPEG encoding, an audio or video signal encoded by the MPEG encoder, or a communication unit 327. Non-volatile read / write format for storing data or MPEG content received from the connected at least one packet-based communication network (eg, a VDSL (Very High-Data Rate Digital Subscriber Line) or a LAN (Local Area Network)) to a broadcast terminal. A storage unit 363 made of a storage memory (eg, a hard disk drive (HDD)), data output from the MPEG encoder, or the communication unit 327 The data stored in the storage 363 and the data or content received from the communication network are stored in the storage 363, and the data or content stored in the storage 363 is stored for the DMB. In case of MPEG content, the sub-control unit 360 outputting the MPEG content to the MPEG decoder and the data output from the sub-control unit 360 (for example, extracted from the storage unit 363) are MPEG-decoded to generate the voice. It is characterized in that it comprises a TV output module including at least one or more MPEG decoder to be transmitted to / video switching unit 370.

Here, the sub-control unit 360 is connected to the main control unit 337 through a bus, and stores predetermined data or content from the main control unit 337 in the storage unit 363 and the MPEG encoder / decoder 357. After receiving a predetermined control command required to input and output through the, characterized in that for reading and executing the control command.

In addition, referring to FIG. 3, the broadcast terminal uses a video signal of one channel among video signals corresponding to at least one channel output from the audio / video switching unit 370 as a main screen, and displays images of other channels. The screen generating unit 380, which takes a signal as a sub-screen, and the contents of a 24-bit overlay memory (not shown) of RGB 8: 8: 8 to a specific color key value (i.e., screens to be output). The OSD synthesizing unit 383 and the OSD synthesizing unit 383 for implementing an appropriate graphic OSD on the screen output from the screen generating unit 380 in comparison with the required OSD character (or picture color key value). The video output unit 385 for outputting the synthesized video screen to the TV screen 390, and the audio DA converter for converting the audio signal of the activated channel provided from the audio / video switching unit 370 into an analog ( 373), by the audio DA converter 373 And a TV output module including at least one voice output unit 375 for outputting the converted voice through the TV speaker 395.

Referring to FIG. 3, the broadcasting terminal may include a short range communication unit connecting a short distance communication channel with the remote control unit 320 to receive TV banking automation processing information from the remote control unit 320 of the financial transaction service. 325), wherein the short-range communication function includes a short-range wired communication function including a universal serial bus (USB), a Bluetooth (BlueTooth), a wireless LAN, and a Wi-Fi ), And a short range wireless communication function including at least one ultra wide band (UWB), and at least one optical communication function conforming to the Infrared Financial Messaging (IrFM) standard of the Infrared Data Association (IrDA).

Those skilled in the art to which the present invention pertains, because they will be familiar with the technical features of the short-range communication function, a detailed description thereof will be omitted for convenience.

Referring to FIG. 3, the broadcast terminal receives a remote control signal received from the remote controller 320 through the signal receiver 335 or a financial transaction received from the financial company server 300 through the communication processor. A mode setting unit 340 for setting an operation mode of the broadcasting terminal to a financial transaction mode according to the start information, and a financial transaction screen corresponding to the set financial transaction mode in association with the TV output module. And a screen output unit 343 for outputting to the terminal screen).

The mode setting unit 340 sets the operation mode of the broadcast terminal to the financial transaction mode by a remote control signal received from the remote control device 320 through the signal receiving unit 335, Alternatively, the operation mode of the broadcasting terminal may be set to the financial transaction mode by the financial transaction initiation information received from the financial institution server 300 through the communication processor.

After the operation mode of the broadcasting terminal is set to the financial transaction mode, the operation mode of the broadcasting terminal is set to the detailed financial transaction mode by a remote control signal received from the remote control device 320 through the signal receiver 335. Preferably, the detailed financial transaction mode includes a financial transaction information input mode for receiving TV banking automation processing information from the remote device through the short-range communication channel.

When the operation mode of the broadcast terminal is set to the financial transaction mode by the mode setting unit 340, the screen output unit 343 is connected to the TV output module on the TV screen (or broadcast terminal screen). Outputs a financial transaction screen embedded in or receives financial transaction screen information corresponding to the financial transaction mode through the communication processing unit, and receives the information on the TV screen (or a broadcast terminal screen) in association with the TV output module; Characterized in that for outputting the financial transaction screen.

When the operation mode of the broadcasting terminal is set to the detailed financial transaction mode by the mode setting unit 340, the screen output unit 343 is connected to the TV output module to display the TV screen (or broadcasting terminal screen). Output a detailed financial transaction screen embedded in a broadcast terminal or receive detailed financial transaction screen information corresponding to the detailed financial transaction mode through the communication processor, and connect the TV screen with the TV output module (or broadcast terminal). It is preferable to output the received detailed financial transaction screen on the screen).

If the operation mode of the broadcasting terminal is set to the financial transaction information input mode in the detailed financial transaction mode by the mode setting unit 340, the screen output unit 343 is connected to the TV output module to display the TV screen ( Or a financial transaction information input screen embedded in the broadcasting terminal on a broadcasting terminal screen, or receives financial transaction information input screen information corresponding to the financial transaction information input mode through the communication processor, and receives the TV output module. It is preferable to output the received financial transaction information input screen on the TV screen (or a broadcast terminal screen) in association with.

Referring to FIG. 3, in the broadcasting terminal, the operation mode of the broadcasting terminal is set to the financial transaction mode by the mode setting unit 340, or the financial transaction screen is output on the TV screen (or the broadcasting terminal screen). In response to the short-range communication unit 325, the communication connection unit 345 connects the short distance communication channel to the remote control unit 320, and the remote control unit 320 corresponds to the financial transaction mode through the communication channel. A transmission unit 347 for transmitting mode setting information or screen setting information corresponding to the financial transaction screen, and a receiver for receiving TV banking automation processing information from the remote controller 320 through the communication channel ( 350, an automatic input unit 353 for automatically inputting the received TV banking automation processing information to a financial transaction screen, and the financial transaction mode (or financial transaction screen) through the automatically input financial transaction information. It is characterized in that it comprises a financial transaction unit 355 for processing a financial transaction corresponding to the).

When the operation mode of the broadcasting terminal is set to the financial transaction mode by the mode setting unit 340, or the financial transaction screen is output on the TV screen (or the broadcasting terminal screen), the communication connection unit 345 performs the short range. Short-range wired communication channel including the remote control device 320 and the USB (Universal Serial Bus) through the communication unit 325, Bluetooth (BlueTooth), Wireless LAN (Wireless LAN), Wi-Fi (Wi-Fi), UWB (Ultra) One or more of a short range wireless communication channel including at least one wide band and an optical communication channel conforming to the Infrared Financial Messaging (IrFM) standard of the Infrared Data Association (IrDA).

When the short range communication channel is connected to the remote control device 320 by the communication connection unit 345, the transmission unit 347 may correspond to the financial transaction mode to the remote control device 320 through the communication channel. The mode setting information may be transmitted or screen setting information corresponding to the financial transaction screen may be transmitted.

According to the exemplary embodiment of the present invention, the transmission unit 347 receives all the switching control signals from the remote control unit 320 through the signal receiving unit 335 or the financial company server 300 through the communication processing unit. When receiving the mode switching information received from the), the transmission unit 347 transmits the mode setting information corresponding to the switched financial transaction mode to the remote control device 320 through the communication channel, or And screen setting information corresponding to the converted financial transaction screen.

When the TV banking automation processing information is transmitted from the remote control unit 320 through the short range communication unit 325, the receiving unit 350 transmits the TV banking automation processing information through a communication channel connected to the remote control unit 320. Characterized in that it receives.

When the TV banking automation processing information is received through the receiving unit 350, the automatic input unit 353 may automatically input the received TV banking automation processing information to the financial transaction screen.

The financial transaction unit 355 processes a financial transaction corresponding to the financial transaction mode (or financial transaction screen) in connection with the financial company server 300 on the communication network based on the automatically input financial transaction information. .

If the person having ordinary knowledge in the technical field to which the present invention belongs, the financial transaction unit 355 in connection with the financial company server 300 on the communication network based on the authorized authentication information in the financial transaction mode (or financial transaction screen) As you will be familiar with the technical features of processing financial transactions corresponding to), the detailed description thereof will be omitted for convenience.

4 is a diagram illustrating a financial transaction process through a broadcasting terminal and a remote control device 320 according to an embodiment of the present invention.

In more detail, FIG. 4 illustrates a case in which the remote control device 320 shown in FIG. 1 and the broadcast terminal shown in FIG. 2 or FIG. 3 are connected to infrared communication for transmitting and receiving a remote control signal. FIG. 4 illustrates a process of accessing a financial transaction information input mode (or a financial transaction information input screen) included in the remote control device 320. If a person having ordinary knowledge in the technical field to which the present invention belongs, FIG. By referring to and / or modified to be able to infer various implementation methods for the financial transaction process through the broadcast terminal and the remote control device 320, the present invention includes all the implementation methods inferred, The technical features are not limited only to the implementation method shown in FIG.

For example, in FIG. 4, although omitted for convenience, the process of connecting the short-range communication channel between the remote control device 320 and the broadcasting terminal may be changed to the financial transaction mode or the broadcasting terminal. After the financial transaction screen is output on the screen, it may be performed at any point in time, and thus the present invention is not limited thereto.

Hereinafter, in FIG. 4, the remote control device 320 shown in FIG. 1 will be referred to as " apparatus " for convenience.

Referring to FIG. 4, the broadcasting terminal shown in FIG. 2 or FIG. 3 is operated by a remote control signal received from the apparatus or financial transaction initiation information received from the financial institution server 300 on a communication network. Mode is set to a financial transaction mode, and the broadcast terminal periodically checks whether a financial transaction initiation control signal is received from the device or a financial transaction initiation command is received from the financial institution server 300 to process the financial transaction. (400).

If the financial transaction start control signal is received from the device or the financial transaction start command is received from the financial institution server 300 (405), the broadcasting terminal switches the operation mode to the financial transaction mode. The financial transaction screen is output on the broadcast terminal screen (410).

Thereafter, the broadcast terminal checks whether the control signal for switching the operation mode from the device to the detailed financial transaction mode (eg, financial transaction information input mode) of the financial transaction mode is received (415).

If a control signal for switching the operation mode from the device to the detailed financial transaction mode (eg, financial transaction information input mode) of the financial transaction mode is received (420), the broadcasting terminal corresponds to the detailed financial transaction mode. A detailed financial transaction screen is output to the broadcast terminal screen (425), and the financial transaction information input signal corresponding to the detailed financial transaction screen is received from the device (430).

If the financial transaction information input signal is received (435), the broadcast terminal outputs the financial transaction information input signal on the detailed financial transaction screen (440), and the operation mode of the broadcasting terminal is the detailed financial transaction. It is checked whether the mode is switched to the financial transaction information input mode (445).

According to an embodiment of the present invention, a broadcast terminal may be configured to change an operation mode of the broadcast terminal to a deceased certificate use mode based on a remote control signal received from the device or information received from the financial institution server 300 on a communication network. It is desirable to switch to the financial transaction mode.

If the operation mode of the broadcast terminal is not switched to the financial transaction information input mode of the detailed financial transaction mode (460), the broadcast terminal outputs a detailed financial transaction screen corresponding to the detailed financial transaction mode on the broadcast terminal screen. Repeat the process.

On the other hand, when the operation mode of the broadcast terminal is switched to the financial transaction information input mode of the detailed financial transaction mode (460), the broadcast terminal receives the TV banking automation processing information from the device through the process shown in FIG. Perform the process of receiving.

5 is a diagram illustrating a TV banking automation process according to an embodiment of the present invention.

In more detail, in FIG. 5, when the operation mode of the broadcasting terminal shown in FIG. 2 or FIG. 3 is switched to the financial transaction information input mode through the process shown in FIG. 4, the broadcasting terminal and the remote control device 320 are displayed. Connecting a short distance communication channel between the remote control apparatus, and providing the TV banking automation processing information to the broadcasting terminal through the short distance communication channel in response to the financial transaction information input mode in the remote control device 320, and the TV in the broadcasting terminal. Regarding the process of processing the financial transaction through the banking automation processing information, those of ordinary skill in the art to which the present invention belongs, refer to and / or modify the Figure 5 for the TV banking automation processing process Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred, and the implementation shown in FIG. The technical features are not limited only by the method.

For example, some of the processes shown in FIG. 5 may be omitted or the order thereof may be changed, and thus the present invention is not limited thereto.

Hereinafter, in FIG. 5, the remote control device 320 shown in FIG. 1 will be referred to as " apparatus " for convenience.

Referring to FIG. 5, when the operation mode of the broadcasting terminal shown in FIG. 2 or FIG. 3 is switched to the financial transaction information input mode, the broadcasting terminal attempts to connect a short range communication channel with the device, and connects the short range communication channel. In response to the attempt, it is determined whether the device and the short range communication channel are connected (500).

Here, the local area communication channel, at least one local area wired communication channel including a USB (Universal Serial Bus), Bluetooth (BlueTooth), Wireless LAN (Wi-Fi), Wi-Fi (Ui-Fi), UWB (Ultra Wide Band) It is preferable to include at least one short-range wireless communication channel including the above, and an optical communication channel conforming to the Infrared Financial Messaging (IrFM) standard of the Infrared Data Association (IrDA).

If the near field communication channel is connected between the broadcast terminal and the device (505), the broadcast terminal transmits mode setting information corresponding to the financial transaction information input mode to the device through the near field communication channel (510). In operation 515, the device outputs a user authentication input interface to the broadcast terminal through the short range communication channel, and determines whether user authentication information is input through a key input means based on the user authentication input interface.

If user authentication information is input through the key input means (520), the device authenticates the user authentication information and verifies the validity of providing the TV banking automation processing information to the broadcast terminal (525).

If the user authentication information is not authenticated (530), the device deactivates the TV banking automation processing information stored in the memory unit (550).

On the other hand, if the user authentication information is authenticated (530), the device activates the TV banking automation processing information stored in the memory unit (535), and the operation mode of the broadcast terminal periodically through the short-range communication channel is the financial transaction In operation 540, it is determined whether the information input mode is switched to another mode.

If the operation mode of the broadcast terminal is switched to another mode (545), the device deactivates the TV banking automation processing information stored in the memory unit (550), and the device transmits the TV banking automation processing information to the broadcast terminal. Check whether the transmission history exists (555).

If there is a history of transmitting the TV banking automation processing information from the device to the broadcasting terminal (560), the device transmits the TV banking automation processing inactive information through a communication channel and transmits the TV banking automation processing information to the broadcasting terminal. The processing information is processed to be remotely deactivated (565).

On the other hand, if the operation mode of the broadcast terminal is not switched to another mode (545), the device transmits the activated TV banking automation processing information to the broadcast terminal through the communication channel (570), and then the short-range communication channel Periodically, the process of checking whether the operation mode of the broadcast terminal is switched from the financial transaction information input mode to another mode is repeated (540).

Here, the TV banking automation processing information may be account information in a customer's name, a transfer system account information frequently used by a customer, or foreign currency remittance information for each foreign currency remittance for foreign currency remittance (for example, foreign currency remittance classification data, currency code data, Remittance amount data, fee bearer information data, area code data, country code data, bank number data, deposit bank name data, deposit bank address data, deposit bank store name data, payee data, payee account Number data, payee address data, payee phone number data, sender's name data, sender's address data, sender's phone number data, and forwarded content data).

Those skilled in the art to which the present invention pertains will be able to infer various types of TV banking automation processing information for automating information input of the TV banking in addition to the TV banking automation processing information described above. Is characterized in that it comprises all the inferred information configuration.

The broadcast terminal receiving the TV banking automation processing information automatically processes the TV banking automation processing information on the financial transaction screen (575), processes the financial transaction through the TV banking automation processing information automatically input (580). If the financial transaction is normally processed 585, the TV banking automation processing information received from the device is deactivated 590.

6 is a diagram illustrating a TV banking automation process according to another embodiment of the present invention.

In more detail, in FIG. 6, when the operation mode of the broadcasting terminal shown in FIG. 2 or FIG. 3 is switched to the financial transaction information input mode through the process shown in FIG. Connecting a short-range communication channel between the remote control apparatuses, and providing the TV banking automation processing information to the broadcasting terminal through the short-range communication channel based on an authorized authentication use screen corresponding to the financial transaction information input mode in the remote control device 320. The process of processing the financial transaction through the TV banking automation processing information in the broadcasting terminal, and if the person of ordinary skill in the art to which the present invention pertains, refer to and / or modify this figure 6 Various implementation methods for the TV banking automation process may be inferred, but the present invention includes all implementation methods inferred from the above. Becomes fish, it shall not be limited to the technical features that only the exemplary method shown in the figure 6.

For example, some of the processes shown in FIG. 6 may be omitted or the order thereof may be changed, and thus the present invention is not limited thereto.

Hereinafter, in FIG. 6, the remote control device 320 shown in FIG. 1 will be referred to as " device " for convenience.

Referring to FIG. 6, when the operation mode of the broadcasting terminal illustrated in FIG. 2 or FIG. 3 is switched to the financial transaction information input mode, the broadcasting terminal attempts to connect the local communication channel with the device, and connects the local communication channel. In response to the challenge, the device determines whether the local area communication channel is connected (600).

The short range communication channel may include at least a short distance wired communication channel including a universal serial bus (USB), a Bluetooth, a Wireless LAN, a Wi-Fi, and a UWB (Ultra Wide Band). At least one short-range wireless communication channel including at least one optical communication channel conforming to the Infrared Financial Messaging (IrFM) standard of the Infrared Data Association (IrDA) is preferably included.

If the near field communication channel is connected between the broadcast terminal and the device (605), the broadcast terminal transmits screen setting information corresponding to the financial transaction information input screen to the device through the near field communication channel (610). In operation 615, the apparatus outputs a user authentication input interface to the broadcast terminal through the short range communication channel, and determines whether user authentication information is input through a key input means based on the user authentication input interface.

If user authentication information is input through the key input means (620), the device authenticates the user authentication information and confirms the validity of providing the TV banking automation processing information to the broadcast terminal (625).

If the user authentication information is not authenticated (630), the device deactivates the TV banking automation processing information stored in the memory unit (650).

On the other hand, if the user authentication information is authenticated (630), the device activates the TV banking automation processing information stored in the memory unit (635), and the broadcast terminal screen periodically inputs the financial transaction information through the short-range communication channel. It is checked whether the screen is switched to another screen (640).

If the broadcast terminal screen is switched to another screen (645), the device deactivates the TV banking automation processing information stored in the memory unit (650), and the device transmits the TV banking automation processing information to the broadcast terminal Check whether the history exists (655).

If there is a history of transmitting the TV banking automation processing information from the device to the broadcasting terminal (660), the device transmits the TV banking automation processing inactive information through a communication channel and transmits the TV banking automation processing information to the broadcasting terminal. The processing information is processed to be remotely deactivated (665).

On the other hand, if the broadcast terminal screen does not switch to another screen (645), the device transmits the activated TV banking automation processing information to the broadcast terminal through the communication channel (670), periodically through the short-range communication channel In step 640, the process of checking whether the broadcast terminal screen is switched from the financial transaction information input screen to another screen is repeated.

Here, the TV banking automation processing information may be account information in a customer's name, a transfer system account information frequently used by a customer, or foreign currency remittance information for each foreign currency remittance for foreign currency remittance (for example, foreign currency remittance classification data, currency code data, Remittance amount data, fee bearer information data, area code data, country code data, bank number data, deposit bank name data, deposit bank address data, deposit bank store name data, payee data, payee account Number data, payee address data, payee phone number data, sender's name data, sender's address data, sender's phone number data, and forwarded content data).

Those skilled in the art to which the present invention pertains will be able to infer various types of TV banking automation processing information for automating information input of the TV banking in addition to the TV banking automation processing information described above. Is characterized in that it comprises all the inferred information configuration.

The broadcast terminal receiving the TV banking automation processing information automatically processes the TV banking automation processing information on a financial transaction screen (675), and processes a financial transaction through the automatically inputted TV banking automation processing information (680). If the financial transaction is processed normally (685), the TV banking automation processing information received from the device is deactivated (690).

According to the present invention, a remote control device that transmits and receives a control signal to and from a broadcast terminal (eg, a set-top box) is provided with TV banking automation processing information, and the short-range communication between the remote control device and the broadcast terminal during a financial transaction using the broadcast terminal. The remote control device and remotely confirm / monitor the financial transaction status of the broadcasting terminal through the short range communication, and if the validity of the financial transaction status is authenticated, the short range communication channel in the remote control device. By providing the TV banking automation processing information to the broadcast terminal through the processing to be automatically input to the financial transaction screen, there is an advantage to conveniently and securely process the financial transaction through the broadcast terminal.

Claims (4)

Financial transaction information input screen including one or more information sets to be input on the financial transaction information input screen output through a TV terminal, including one or more of customer account information, transfer account information, and foreign currency remittance information for each foreign currency remittance item. A memory unit for storing automated TV banking processing information; A communication unit for connecting a two-way wireless data communication channel with the broadcasting terminal through short range wireless communication; An interface provider for outputting user authentication information input interface to the TV screen through the communication channel; An authenticator configured to authenticate user authentication information input through the user authentication information input interface to determine activation of the TV banking automation processing information; A confirmation unit for checking a financial transaction information input screen output on the TV screen through the communication channel when it is determined to activate the TV banking automated processing information; When the financial transaction information input screen is confirmed, the TV banking automation processing information including one or more information sets to be automatically input to the financial transaction information input screen is activated from the memory unit and transmitted to the broadcasting terminal through the communication channel. A transmission unit for inputting the financial transaction information input screen; A monitoring unit periodically checking whether the financial transaction information input screen is switched to another screen or erased through the communication channel; And And a processing unit for deactivating the TV banking automation processing information stored in the memory unit when the financial transaction information input screen is switched or erased. delete In the TV banking automation method in a remote control device connected to a broadcasting terminal, Financial transaction information input screen including one or more information sets to be input on the financial transaction information input screen output through a TV terminal, including one or more of customer account information, transfer account information, and foreign currency remittance information for each foreign currency remittance item. Storing each TV banking automation process information; Connecting the broadcasting terminal with a two-way wireless data communication channel through short-range wireless communication: Checking a financial transaction information input screen output on the TV screen through the communication channel; Activating TV banking automation processing information including one or more information sets to be automatically input to the identified financial transaction information input screen, transmitting the information to the broadcasting terminal through the communication channel, and inputting the same to the financial transaction information input screen; Periodically checking whether the financial transaction information input screen is switched to another screen or erased through the communication channel; And When the financial transaction information input screen is switched or erased, deactivating the TV banking automated processing information stored in the memory unit. A computer-readable recording medium having recorded thereon a program for implementing the method of claim 3.

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