KR101011577B1 - Method for dispensing currency note in an automated teller machine - Google Patents

Abstract

The present invention relates to a banknote withdrawal method of the automated teller machine that allows the customer to select and withdraw the desired number of bills of the kind of paper in the automated teller machine. The banknote withdrawal method includes an input unit for inputting information, a screen unit on which a financial service menu and a transaction status are displayed, a withdrawal unit through which a customer can receive banknotes for withdrawal transactions, and a control unit for controlling the operation thereof. In the automatic teller machine comprising a step of inputting the withdrawal amount desired by the customer on the screen; The control unit calculates and displays the number of withdrawals in high priority order according to the withdrawal amount, and causes the customer to select whether to withdraw the withdrawal number; If the customer chooses to withdraw the purchase number, allowing the customer to receive the bills through the withdrawal unit according to the withdrawal number; If the customer chooses to modify the number of withdrawals, allowing the customer to select the desired number of copies by volume on the screen; And allowing the customer to receive bills according to the selected number of books by the withdrawal unit.

According to the bill withdrawal method, the customer can select the number of the desired number of withdrawals from the total withdrawal amount to withdraw the customer's convenience.

Automatic teller machine, screen part, specific volume, number of pieces, selection, bills

Description

How to withdraw banknotes from automated teller machines {Method for dispensing currency note in an automated teller machine}

The present invention relates to a banknote withdrawal method of the automatic teller machine. More specifically, the present invention relates to a banknote withdrawal method of the automated teller machine that allows a customer to select and withdraw a desired number of banknotes of the desired range.

In general, an automated teller machine (ATM) includes an input unit for inputting information, a screen unit on which a financial service menu and a transaction status are displayed, and a banknote that a customer can input or receive banknotes for withdrawal and withdrawal transactions. A withdrawal and withdrawal device is provided, and the customer withdraws or withdraws cash or checks through the withdrawal device. Herein, "paper waste" is meant to include any means that can be printed and distributed on paper with property values such as cash, checks, gift certificates, and the like.

Currently, in the trading society, 10,000 won, 5,000 won and 1,000 won bills are distributed together, but in the automated teller machines, only 10,000 won are being deposited or withdrawn due to operational difficulties. However, with the recent issuance of a 50,000 won bill in response to demands for high-volume rights, financial instruments will be widely used for withdrawal and withdrawal.

Some customers want to withdraw the total amount of money as much as possible with 50,000 won right, and some may want to withdraw mainly with 10,000 won. Therefore, if the total withdrawal amount is more than 50,000 won, if the customer can withdraw the desired number of each kind of withdrawal from 10,000 won and 50,000 won bills will be able to provide a financial automation device that is closer to the convenience of customers.

Therefore, the present invention has been invented in view of the above circumstances, and aims to provide customers with a banknote withdrawal method of the automated teller machine that allows the customer to select and withdraw the desired number of books from the total withdrawal amount. have.

And an input unit for inputting information according to the present invention, a screen unit on which a financial service menu and a transaction state are displayed, a withdrawal unit through which customers can receive bills for withdrawal transactions, and a control unit for controlling their operations. The banknote withdrawal method of the automated teller machine includes the steps of: a customer inputting a desired withdrawal amount on a screen unit; The control unit calculates and displays the number of withdrawals in high priority order according to the withdrawal amount, and causes the customer to select whether to withdraw the withdrawal number; If the customer chooses to withdraw the purchase number, allowing the customer to receive the bills through the withdrawal unit according to the withdrawal number; If the customer chooses to modify the number of withdrawals, allowing the customer to select the desired number of copies by volume on the screen; And allowing the customer to receive bills according to the selected number of books by the withdrawal unit.

In addition, the step of allowing the user to select the desired number of pieces according to the number of pieces, characterized in that it comprises the step of displaying on the screen the maximum number of selectable number of the kind of the customer wants to modify the number of withdrawals.

In addition, the step of allowing the user to select the desired number of pieces by each kind, characterized in that the customer can select the desired number of sheets of the particular kind by touching the bill shape or letter portion corresponding to the particular kind displayed on the screen portion .

In addition, the step of allowing the user to select the desired number of pieces of each kind, if the customer selects the desired number of pieces of any kind of the remaining kinds of the high-volume note withdrawal number of the withdrawal number, characterized in that it comprises the step of displaying on the screen do.

In addition, the customer may select the desired number of sheets of the remaining windings.

In addition, when the customer selects the desired number of sheets for the lowest class, the remaining classes are calculated and displayed on the screen in a high-volume order, and if there is a remaining amount, the number according to the number is automatically selected for the selected number of the lowest class. Summing to display on the screen unit.

In addition, when the customer selects the desired number for the lowest volume, the remaining volume is calculated by displaying the number of withdrawals in priority on the high volume, and if there is a remaining amount, displaying the amount on the screen; And allowing the customer to modify the number of purchases of the lowest number of pieces by the number of the sum of the number of pieces according to the remaining amount and the number of selections of the lowest number of pieces.

In addition, the step of allowing the customer to select whether to withdraw the withdrawal number, the step of allowing the customer to select the desired number of checks; The control unit calculates and displays the number of withdrawals on the screen in a high priority order, except for the amount according to the number of checks selected by the customer from the withdrawal amount, and allows the customer to select whether to withdraw the withdrawal number. It features.

According to the banknote withdrawal method of the automatic teller machine of the present invention, the customer can select the number of the desired kind of money from the total withdrawal amount and withdraw the customer's convenience.

Hereinafter, the configuration and operation of the preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings. In the drawings, like reference numerals refer to like elements throughout. The same reference numerals in the drawings denote like elements throughout the drawings.

1 is a view showing a general automated teller machine.

The automatic teller machine includes an input unit 1 through which a customer inputs information, a screen unit 2 on which a financial service menu and a transaction status are displayed, and a deposit and withdrawal unit through which a customer can input or receive a banknote for a deposit and withdrawal transaction ( 3) (withdrawal unit in the case of withdrawal transaction) and a control unit (not shown) for controlling their operation.

In the general transaction for deposit and withdrawal, after the customer inputs a cash card through the card input port 4 and selects a desired transaction among the deposit or withdrawal, the transaction is performed according to the guidance displayed on the screen unit 2.

2 to 4 illustrate a method for withdrawing cash from the automated teller machine of the present invention.

When the customer inputs a desired withdrawal amount through the touch screen input unit, as shown in FIG. 2, a screen is displayed on the screen to guide the user to select cash or check.

If the customer selects a cash withdrawal, the control unit calculates the number of withdrawals in priority on the high value according to the withdrawal amount and displays it on the screen.

If the customer wants to withdraw an amount less than 50,000 won, for example, 40,000 won, four 10,000 won tickets are displayed on the screen, and the customer can receive four thousand won tickets through the deposit and withdrawal unit.

If the customer wants to withdraw an amount of more than 50,000 won, for example, 340,000 won, the display indicates that six 50,000 won bills and four thousand won bills will be withdrawn. In addition, as shown in FIG. 3, the screen unit displays a guide phrase for selecting whether or not to withdraw the customer according to the number of sheets calculated by giving priority to the high volume.

If the customer selects "Yes", the shutter of the deposit and withdrawal unit is opened, and the customer can receive 6 50,000 won tickets and 4 10,000 won tickets through the deposit and withdrawal unit.

If the customer selects "no", a screen is displayed that allows the customer to select the desired number of sheets of the particular class, as shown in FIG.

At this time, the customer can select the desired number of 50,000 won or 10,000 won by touching a bill shape or "50,000 won," "10,000 won" corresponding to the 50,000 won or 10,000 won displayed on the screen.

If the customer needs 4 sheets of 50,000 won bills, the user can touch the 50,000 won bill form or “50,000 won” character on the screen, and the screen section selects the maximum number of 50,000 won bills, that is, withdraws the total amount from 340,000 won to 50,000 won bills. The phrase "six sheets can be input" is displayed to indicate the number of possible sheets. Next, when the customer touches "4" on the right side of the screen, the user selects four 50,000 won books, and the control unit displays the number "200,000 won", which is the amount corresponding to four 50,000 won books, on the screen. Calculate the amount excluding the total amount of the customer's total withdrawal amount of 340,000 won from the amount of 40,000 won tickets, and display the amount corresponding to the purchase and purchase of 10,000 won tickets, that is, 14 pieces and "140,000 won" on the screen. . At this time, when the customer touches "OK", the shutter of the deposit and withdrawal unit is opened so that the customer can receive four thousand won and four thousand won tickets through the deposit and withdrawal unit.

On the other hand, when the customer needs 15 sheets of 10,000 won, if the user touches the banknote shape of the thousand won or the letter portion of "10,000 won," the display unit displays the maximum number of sheets of 10,000 won, that is, "34 sheets can be entered." do.

Next, when the customer touches "1" and "5" consecutively on the right side of the screen, the user selects 15 thousand won tickets, and the controller controls the remaining amount except the 150,000 won, which is equivalent to 15 thousand won tickets. Calculate as 190,000 won. 190,000 won can be withdrawn with three 50,000 won bills, with 40,000 won bills corresponding to 40,000 won (remaining amount), which cannot be withdrawn with 50,000 won bills. Here, "the remaining amount" refers to the amount that can be withdrawn only to the lowest class (e.g. 10,000 won).

As a result, the total amount of withdrawal of 340,000 won is withdrawn in 19 thousand won by adding three 50,000 won bills, 15 thousand won bills selected by the customer, and four 10,000 won bills corresponding to the remaining amount. Accordingly, the display unit displays the amount corresponding to the purchase and purchase of 50,000 won bills, that is, three pieces and "150,000 won", and the amount corresponding to the purchase and purchase of the ten thousand bill, i.e., 19 pieces and "190,000 won". In this case, a message or voice may be displayed on the screen indicating that the remaining amount of money has been changed due to the remaining amount of money. When the customer touches "OK", the shutter of the deposit and withdrawal unit is opened so that the customer can receive three 50,000 won tickets and 19 thousand tickets through the deposit and withdrawal unit.

On the contrary, the remaining amount of 40,000 won is displayed as “40,000 won” on the screen, and the customer enters the number of 10,000 won bills including 15 pieces of 10,000 won bills selected by the customer and 4 pieces of purchases corresponding to the remaining amount of “40,000 won”. Message may be displayed on the screen or voiced. If the customer touches the banknote shape of the 10,000 won bill or the letter portion of "10,000 won" on the screen, and then touches "1" and "9" consecutively on the right side of the screen, the remaining amount is displayed as "0". On the screen, the amount corresponding to the purchase and purchase of 50,000 won tickets, that is, 3 pieces and "150,000 won", and the amount corresponding to the purchase and purchase of 10,000 won tickets, that is, 19 pieces and "190,000 won" are displayed. ", The shutter of the deposit and withdrawal unit is opened so that the customer can receive three 50,000 won tickets and 19 thousand tickets through the deposit and withdrawal unit.

5 to 8 are diagrams for explaining a method of withdrawing cash and check together in the automated teller machine of the present invention.

When a customer inputs a desired withdrawal amount, for example, 128 million won through an input unit of a touch screen type, as shown in FIG. 5, a screen is displayed on the screen to guide a user to select cash or check.

When the customer touches the cash + check portion, a screen is displayed to guide the user to select the desired 100,000 won check purchase number, as shown in FIG.

When the customer selects 5 sheets, the control unit calculates and displays the withdrawal number of sheets with a high priority right out of the total amount of the withdrawal amount of 128 million won, except the amount corresponding to the number of checks 500,000 won as shown in FIG. 7. That is, the screen part indicates that five 100,000 won checks, fifteen thousand won bills, and three thousand won bills will be withdrawn. In addition, the display unit displays a guide phrase for allowing the customer to select whether to withdraw according to the number of sheets calculated by giving priority to the high volume.

If the customer selects "Yes," the shutter of the deposit and withdrawal unit is opened so that the customer can receive 5 100,000 won checks, 150,000 won and 15 won forms, and three 10,000 won tickets through the deposit and withdrawal unit.

If the customer selects "no", a screen is displayed that allows the customer to select the desired number of sheets of a particular class, as shown in FIG.

If the customer needs 10 sheets of 50,000 won bills, the user touches the 50,000-dollar bill or “50,000 won” character on the screen, and the screen shows the maximum number of 50,000 won bills, that is, the total amount of cash withdrawal except the check amount of 780,000 won. The phrase "15 sheets can be entered" is displayed, indicating the number of withdrawals available for 50,000 won. Next, when the customer touches "1" and "0" on the right side of the screen in succession, 10 pieces of 50,000 won books are selected, and the control unit displays the number "500,000 won" which is an amount corresponding to 10 pieces of 50,000 won books. At the same time, the total amount of cash out of customers is calculated from 780,000 won, excluding the amount equivalent to 10 sheets of 50,000 won tickets, and the amount corresponding to the purchase and purchase of 10,000 won tickets, that is, 28 pieces and "280,000 won." Is displayed on the screen. At this time, when the customer touches "OK", the shutter of the deposit and withdrawal unit is opened so that the customer can receive five 100,000 won checks, ten thousand won and ten thousand won, and 28 thousand won tickets through the deposit and withdrawal unit.

On the other hand, when the customer needs 50 sheets of 10,000 won, if the user touches the bill shape of the 10,000 won bill or the letter portion of "10,000 won," the display unit displays the maximum number of sheets of 10,000 won, that is, "78 sheets can be entered." do.

Next, when the customer touches "5" and "0" consecutively on the right side of the screen, the user selects 50 sheets of 10,000 Won, and the control unit selects the remaining amount excluding the amount corresponding to 50 sheets of 10,000 Won from the total cash withdrawal amount of 280,000 won. Calculate in 10,000 won. The 280,000 won can be withdrawn with five 50,000 won bills and three 10,000 won bills corresponding to the remaining amount (30,000 won). Thus, the total cash withdrawal amount of 780,000 won is withdrawn with five 50,000 won bills and 53 thousand won bills. Accordingly, the screen portion displays the amount corresponding to the purchase and purchase of 50,000 won bills, that is, five pieces and "250,000 won", and the amount corresponding to the purchase and purchase of the ten thousand bills, i.e., 53 pieces and "530,000 won". At this time, when the customer touches "OK", the shutter of the deposit and withdrawal unit is opened so that the customer can receive five thousand won checks, five 50,000 won bills, and 53 thousand won tickets through the deposit and withdrawal unit.

On the contrary, the remaining amount of 30,000 won is displayed as “30,000 won” on the screen, and the user is prompted to reenter the number of 10,000 won bills including 50 sheets of 10,000 won bills selected by the customer and 3 sheets of purchases corresponding to the remaining amount of “30,000 won”. Message may be displayed on the screen or voiced. After the customer touches the bill shape of the 10,000 won bill or the letter portion of the "10,000 won" on the screen part, and touches "5" and "3" consecutively on the right side of the screen part, the remaining amount is displayed as "0". On the display, the amount corresponding to the purchase and purchase of 50,000 won tickets, that is, 5 sheets and "250,000 won", and the amount corresponding to the purchase and purchase of 10,000 won tickets, i.e. 53 sheets and "530,000 won", are displayed. ", The shutter of the deposit and withdrawal unit is opened, and the customer can receive five 100,000 won checks, five 50,000 won bills and 53 thousand won tickets through the deposit and withdrawal unit.

Although the above explanation has been based on the withdrawal of 50,000 won and 10,000 won, it is expected that additional 100,000 won will be issued in the future. In this case, the screen portion additionally displays a banknote shape corresponding to a 100,000 won bill and a letter representing "100,000 won".

For example, if a customer inputs a cash amount of 128 million won through a touch screen input unit, the screen unit calculates the number of withdrawals in a high priority order and displays it on the screen unit. That is, the display unit indicates that 12 thousand won bills, one 50,000 won bills, and three thousand won bills will be withdrawn. In addition, the display unit displays a guide phrase for allowing the customer to select whether to withdraw according to the number of sheets calculated by giving priority to the high volume.

If the customer selects "Yes", the shutter of the deposit and withdrawal unit is opened so that the customer can receive 12 sheets of 100,000 won, one 50,000 won and 3 thousand won.

If the customer selects "No", a screen is displayed that allows the customer to select the desired number of copies of the specific volume.

At this time, when the customer touches the bill shape corresponding to the 100,000 won bill or the letter portion of "100,000 won" displayed on the screen, the phrase "12 sheets can be input" indicating the maximum number of 100,000 won bills is selectable is displayed. Next, when the customer selects ten thousand won bills, the display shows that the ten thousand won bills, five thousand won bills, and three thousand won bills will be withdrawn by calculating the number of withdrawals in the priority of the high bill. In this case, when the customer touches "OK", the shutter of the deposit and withdrawal unit is opened so that the customer can receive 10 thousand won, five thousand won and five thousand won, and three thousand won tickets through the deposit and withdrawal unit.

If the customer needs 10 sheets of 10-won tickets along with 10 sheets of 10-won tickets, select the number of 100-won bills, and then touch the bill shape of the 10,000-won bill or the letter portion of "10,000 won" on the screen. That is, the phrase "28 sheets can be entered" corresponding to the amount of 280,000 won, excluding the amount of 10 sheets of 100,000 won bills from 128 million won is displayed.

Next, when the customer selects 10 sheets of 10,000 won, the control unit calculates the remaining amount of 180,000 won except the amount corresponding to 10 sheets of 10,000 won. 180,000 won can be withdrawn with three 50,000 won bills, with 30,000 won bills equivalent to 30,000 won (remaining amount), which cannot be withdrawn with 50,000 won bills. Here, the remaining amount refers to the amount that can be withdrawn only at the lowest volume (10,000 won). As a result, 280,000 won, except 100,000 won out of the total amount of 1280,000 won, will be withdrawn by 13 thousand won by adding three 50,000 won bills, 10 ten thousand bills selected by the customer, and three 10,000 won bills corresponding to the remaining amount. Therefore, the screen section indicates that 10 100,000 won bills, 3 50,000 won bills, and 13 thousand won bills will be withdrawn. In this case, a message or voice may be displayed on the screen indicating that the remaining amount of money has been changed due to the remaining amount of money. When the customer touches "OK", the shutter of the deposit and withdrawal unit is opened so that the customer can receive 10 sheets of 100,000 won, 3 sheets of 50,000 won, and 13 sheets of 10,000 won.

On the other hand, the remaining amount of 30,000 won is displayed as "30,000 won" on the screen, and the customer enters the number of 10,000 won bills, which is the total number of 10 thousand won bills selected by the customer and the three purchases corresponding to the remaining amount of "30,000 won" guided again. Message may be displayed on the screen or voiced. After the customer touches the banknote shape of the 10,000 won bill or the letter portion of "10,000 won" on the screen part, and touches "1" and "3" consecutively on the right side of the screen part, the remaining amount is displayed as "0". Therefore, the display shows that 10 100,000 won, 3 50,000 won, and 13 thousand won will be withdrawn, and when the customer touches "OK", the shutter of the deposit and withdrawal unit is opened, and the customer receives 10 100,000 won through the deposit and withdrawal unit, Three 50,000 won bills and 13 thousand bills can be received.

As described above, according to the banknote withdrawal method of the automatic teller machine of the present invention, the customer can select and withdraw the desired number of books from the total withdrawal amount to facilitate the customer's convenience.

In the above, the cash withdrawal method of the present invention has been described with reference to the withdrawal of cash and checks, but the present invention selects and withdraws the desired number of paper types from banknotes that can be distributed in various different types, for example, gift certificates. Of course, it can be used.

It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit and scope of the invention will be.

1 is a view showing the configuration of a general automated teller machine.

2 to 4 is a view for explaining a method for withdrawing cash from the automated teller machine of the present invention.

5 to 8 are diagrams illustrating a method for withdrawing cash and check together in the automated teller machine of the present invention.

<Description of the symbols for the main parts of the drawings>

1: input unit

2: screen

3: Deposit and Withdrawal

4: Card slot

Claims (10)

Financial automated equipment including an input unit for inputting information, a screen unit for displaying a financial service menu and a transaction status, a withdrawal unit through which customers can receive bills for withdrawal transactions, and a control unit for controlling their operations In the banknote withdrawal method of, Inputting a desired withdrawal amount by the customer on the screen unit; The control unit calculates and displays the number of withdrawals in high priority order according to the withdrawal amount, and causes the customer to select whether to withdraw the withdrawal number; If the customer chooses to withdraw the purchase number, allowing the customer to receive the bills through the withdrawal unit according to the withdrawal number; If the customer chooses to modify the number of withdrawals, allowing the customer to select the desired number of copies by volume on the screen; Banknotes withdrawal method of the automated teller machine comprising the step of allowing a customer to receive the bills according to the selected number of books by the withdrawal unit. The method of claim 1, wherein the step of allowing the user to select a desired number of sheets according to the number of books, And displaying the maximum selectable number of paper types the customer wants to modify the number of withdrawals on the screen unit. The method of claim 1, wherein the step of allowing the user to select a desired number of sheets according to the number of books, The method of withdrawing banknotes of the automatic teller machine characterized in that the customer can select the desired number of sheets of the particular kind by touching the bill shape or the letter portion corresponding to the particular kind displayed on the screen. The method of claim 1, wherein the step of allowing the user to select a desired number of sheets according to the number of books, If the customer selects the desired number of books of any one kind of bills withdrawal method of the automatic teller machine, characterized in that it comprises the step of calculating the number of withdrawals prior to high-volume bills and display on the screen. The method of claim 4, wherein the customer can select the desired number of copies of the remaining paper types. The method according to claim 4, wherein when the customer selects the desired number of sheets for the lowest volume, The remaining volume is calculated by displaying the number of withdrawals in priority on the high-volume note, and if there is a remaining amount, the number accordingly is automatically added to the selected number of the lowest volume type and displayed on the screen. How to withdraw banknotes of the automated teller machine. The method according to claim 4, wherein when the customer selects the desired number of sheets for the lowest volume, Calculating the number of withdrawals in the amount of money with a high volume right on the screen and displaying the amount on the screen if there is a remaining amount; And allowing the customer to modify the number of purchases of the lowest volume by the number of purchases based on the remaining amount and the selected number of the lowest volume. The method according to claim 5, wherein when the customer selects the desired number of sheets for the lowest volume, The remaining volume is calculated by displaying the number of withdrawals in priority on the high-volume note, and if there is a remaining amount, the number accordingly is automatically added to the selected number of the lowest volume type and displayed on the screen. How to withdraw banknotes of the automated teller machine. The method according to claim 5, wherein when the customer selects the desired number of sheets for the lowest volume, Calculating the number of withdrawals in the amount of money with a high volume right on the screen and displaying the amount on the screen if there is a remaining amount; And allowing the customer to modify the number of purchases of the lowest volume by the number of purchases based on the remaining amount and the selected number of the lowest volume. 10. The method of any one of claims 1 to 9, wherein the step of allowing a customer to select whether to withdraw the withdrawal number is Allowing the customer to select the desired number of checks; The control unit calculates and displays the number of withdrawals on the screen in a high priority order, except for the amount according to the number of checks selected by the customer from the withdrawal amount, and allows the customer to select whether to withdraw the withdrawal number. Banknotes withdrawal method characterized in that the automatic teller machine.

Images