KR100834529B1 - Management Terminal for Paper-baseor Valuable Papers - Google Patents

Abstract

According to the present invention, when a predetermined document (or securities) is provided from a predetermined document (or securities) provider, the predetermined image (or securities) provided by the document (or securities) provider is scanned to provide predetermined image content. A scanning device unit for generating; An identification device unit for reading predetermined identification information from the identification means of the document (or securities) provider; And inserting identification data of the vendor (or securities) provider extracted from the identification apparatus unit into image contents of the journal (or securities) generated from the scanning apparatus unit and storing the identification data of the journal (or securities) provider in a predetermined memory or storage medium. The terminal device unit; and a book (or securities) management characterized in that it comprises a terminal device and a book (or securities) management method and system and a recording medium therefor. Thereby, when a given securities occupant generates and / or transfers and / or exercises the rights of the securities, or when a given ticket provider receives the tickets at a given financial institution, the securities or tickets Maximizing the efficiency of the relevant business, and after the right and / or transfer and / or exercise of the securities' rights, or after the document is received, facilitates the identification and management of the document (or securities) provider. There is this.

Statement, Securities, Management

Description

Management Terminal for Paper-Base (or Valuable Papers)}

1 is a view showing a preferred functional configuration of a book (or securities) management terminal device according to the present invention.

2 is a diagram illustrating a book (or securities) management system according to an embodiment of the present invention.

3 is a diagram illustrating a method for managing a book (or securities) according to an embodiment of the present invention.

4 is a diagram illustrating a process of reading and generating image content of a document (or securities) according to an embodiment of the present invention.

FIG. 5 is a diagram illustrating a process of inserting identification data of a vendor (or securities) provider into image contents of the journal (or securities) according to one embodiment of the present invention.

6 is a view showing a preferred functional configuration of the financial transaction document management terminal device according to the present invention.

7 is a diagram illustrating a financial transaction document management system according to an embodiment of the present invention.

8 is a view showing a financial transaction document management method according to an embodiment of the present invention.

9 is a diagram illustrating a process of reading and generating image content of a financial transaction document according to an embodiment of the present invention.

FIG. 10 illustrates a process of inserting identification data (or electronic signature) of a financial transaction customer into image content of a financial transaction document according to an exemplary embodiment of the present invention.

<Description of main parts of drawing>

100: scanning device unit 102: generation unit

104: optical unit 106: input unit

108: discharge unit 110: identification device unit

111: IC card reader 112: ID card scanning unit

113: RFID reader unit 114: biometric information recognition unit

115: signature recognition unit 116: local area communication unit

120: terminal device unit 125: reading unit

130: extraction unit 135: control unit

140: authentication unit 145: processing unit

150: storage unit 155: transmission unit

160: screen output unit 165: key input unit

170: communication unit 175: memory unit

180: power supply

According to the present invention, when a securities occupant generates and / or transfers and / or exercises the rights of the securities, or when a predetermined document provider receives the document at a predetermined financial institution, the document (or oil price) Securities), when providing the unique information on the document (or securities) as predetermined image contents, inputting the information on the information on the provider of the document (or securities) provider as predetermined data, and then inputting the entered document (or securities). ) The image contents including the unique information and the data including the identification (or securities) provider identification information are linked to each other and stored in a predetermined storage medium 205 to facilitate management of the identification (or securities). To provide a book (or securities) management terminal device, a method and system for managing a book (or securities) and a recording medium therefor.

Valuable Papers are securities commensurate with the right of property (property) that combines rights and securities so that all or part of the occurrence / transfer / exercise of the rights can be exercised only by securities (= It is a system that facilitates the exercise of property value) and promotes its distribution. The securities are classified into commodity securities, currency securities, and capital securities according to their economic characteristics. The securities include warehouse securities, bills of lading and freight forwarding certificates, and currency securities include checks, bills of exchange, and promissory notes. Securities include stocks, bonds and debentures.

Generally, securities require possession and / or delivery of the securities prior to the exercise and / or transfer of the rights listed on the securities, which may include at least one issuer and / or payer and / or payee. If not stated, the beneficiary is the beneficiary of the securities who are legally possessed and / or occupied in the course of distribution of the securities. Therefore, from the payer's point of view, authentication and / or identification of the possession and / or possession of the securities is required, and the current practice is face-to-face (e.g., a clerk holds the securities possession and / or the identity of the occupant). Identification and endorsement (e.g., signing and holding the securities' possession and / or occupant's name and contact information behind the securities).

However, in the conventional face-to-face and endorsement for the identification and / or identification of the possession and / or possession of the securities, the management cost is high, and the possession and / or occupancy of the securities is provided with an identification card and And / or forgery or tampering with endorsements, including the loss or loss of the property value of the security.

Paper-base is a general term for all office papers, including certain forms foreseeing the items to be filled out (or processed), including a certain form so that various materials or information can be identified at a glance. , Books and / or slips and / or cards containing such forms. The scope of the use of this document is extensive throughout office work, and representative documents related to the financial service include giro and deposit and withdrawal slips corresponding to utility bills and / or various payment notices. And / or bills are included in the journal.

In most financial institutions, when processing financial transactions through predetermined financial statements, in the conventional processing method in which clerks process the details of the documents at the counter, OCR (Optical Character Recognition) and / or MICR (Magnetic Ink Character) After a certain automatic recognition element such as Recognition, etc., the automatic ticket vending system using an automatic teller machine (ATM) and / or a cash dispenser (CD) and / or a predetermined journal depositor Although it is being constructed, the book recognition rate of the book journal automation system is not at a reliable level, and if there is a handwritten portion in the book, the recognition rate is significantly lowered. Recently, various features (e.g., Karhunen-Loeve Transform (KLT)) were used to extract the features of the coupon, and then applied the 3D Self-Organizing Feature Map (BPN) and Learning Vector Quantization (LVQ). ), And the WSNN (Weignted Seceral Nearest Neighbor), which is a method of recognizing and fusion and processing the results), have improved the recognition rate, but errors still occur.

An object of the present invention to solve the above problems is derived to solve the problems of the above-described document or securities, when providing a predetermined document (or securities) from a predetermined document (or securities) provider, After inputting predetermined information (or securities) unique information from the book (or securities) as image content, inputting the information on the provider (or securities) provider identification as predetermined data, and then entering the book (or securities). Securities) Incorporate data containing the form (or securities) provider identification information into image content that includes unique information.Invisibility and / or Robustness and / or Uniqueness and / or Consent (Collusion Allowance and / or Asymmetry and / or Anonymity and / or Conditional Traceability) To be inserted will be the jangpyo (or security) code management terminal and jangpyo (or security) management method and system, and a recording medium for this purpose.

In order to achieve the above object, the present invention provides a method for scanning a predetermined document (or securities) provided by the document (or securities) provider upon providing the predetermined document (or securities) from the predetermined document (or securities) provider. A scanning device unit generating predetermined image contents; An identification device unit for reading predetermined identification information from the identification means of the document (or securities) provider; And inserting identification data of the vendor (or securities) provider extracted from the identification apparatus unit into image contents of the journal (or securities) generated from the scanning apparatus unit and storing the identification data of the journal (or securities) provider in a predetermined memory or storage medium. And a terminal device unit.

According to a preferred embodiment of the present invention, the scanning device unit may include the light emitting device and the price (or oil price) through at least one optical device including glass or mirror in a flat and / or curved shape. Securities) an optical unit that optically scans a paper form (or securities) provided by a provider; And a generation unit for digitizing the optically recognized document (or securities) pixel by pixel through a predetermined charge-coupled device (CCD) element to generate predetermined image content. And / or a paper form provided by the provider (or securities) provider through at least one or more optical devices comprising a predetermined light emitting element and glass or mirror in planar and / or curved form. Or an optical unit for optically scanning by securities; A generation unit for digitizing the optically recognized document (or securities) in pixel units through a predetermined charge-coupled device (CCD) device to generate predetermined image content; An input unit for inputting a predetermined document (or securities) into the optical unit; And a discharge unit through which the scanned document (or securities) is discharged from the optical unit, and / or managing the book (or securities) in accordance with a predetermined document (or securities) standard. It is preferable that the terminal apparatus be mounted integrally or detachably mounted.

According to a preferred embodiment of the present invention, the identification device unit reads predetermined identification information from the identification means in response to at least one identification means for verifying the identity of the vendor (or securities) provider. It is preferable to further comprise an identification device, it is preferable to be mounted integrally or to be mounted on the form (or securities) management terminal device.

According to a preferred embodiment of the present invention, the identification means is provided in the form (or securities) at a predetermined IC card issuer, including a national agency and / or a financial institution and / or a card company and / or a mobile carrier. IC card issued to the provider, and / or national ID card and / or electronic resident registration card and / or driver's license and / or cardinal card issued by the national agency to the provider of the above-mentioned document (or securities) (e.g. resident registration card, resident registration card, family register) ID card, and / or fingerprint and / or hand and / or iris and / or voice and / or face and / or signature and / or retina and / or Or biometric information, including venous and / or DNA (Deoxyribo Nucleic Acid), and / or the signature or electronic signature of the provider of the voucher (or securities). And / or authorized certificate information (or a copy of a certificate) and / or a document (or certificate of identification) that can identify the identity of the supplier (or securities) provider from the IC card and / or e-ID card of the supplier (or securities) provider. Or securities) IC card reader unit for reading the personal identification information including at least one or more of the provider name, address, social security number; An identification card scanning unit for optically scanning the identification card of the document (or securities) provider and reading a copy of a predetermined ID card; An RFID reader unit for reading predetermined RFID information from an RFID (Radio Frequency Identification) included in the IC card and / or ID card of the vendor (or securities) provider; A biometric information recognizing unit configured to recognize and read predetermined biometric information from a living body of the document (or securities) provider; A signature recognition unit that recognizes and reads the signature of the document (or securities) provider through a predetermined signature device; And a short-range communication unit for reading public certificate information (or certificate copy) and / or personal identification information from a wireless terminal of the document provider (or securities) provider through a predetermined short-range wireless communication means. Do.

According to a preferred embodiment of the present invention, the terminal device unit reads the image contents of the ticket (or securities) generated from the scanning device unit, and identifies the identity of the document (or securities) provider from the identification device unit. After extracting the identification information as predetermined identification data, the identification data is invisible and / or robust and / or unique and / or collusion and / or asymmetric and / or anonymous and / or conditional to the image content. And inserting the traceability to include at least one traceability and storing the traceability in a predetermined memory or a storage medium.

According to a preferred embodiment of the present invention, the terminal device unit comprises: a screen output unit for outputting predetermined information or data required to manage the book (or securities) of the book (or securities) provider; A key input unit for inputting predetermined information or data required to manage the book (or securities) of the book (or securities) provider; A control unit for controlling and managing the previous operation of the terminal device unit; A memory unit configured to store predetermined program routines and / or data required by the controller to control and manage the terminal device; A communication unit connecting the terminal device unit with at least one external device and / or an external network; And a power supply unit for supplying predetermined power to the terminal device unit.

According to a preferred embodiment of the present invention, the terminal device unit reads a predetermined image content generated by scanning a document (or securities) from the scanning device unit; An extraction unit for extracting identification information of the document (or securities) provider from the identification device unit as predetermined identification data; A processing unit inserting identification data of the provider of the voucher (or the security) into the image content of the read voucher (or the security); And a storage unit for storing image contents of the voucher (or the security) in which the identification data of the voucher (or the security) provider is inserted into a predetermined memory or a storage medium.

According to a preferred embodiment of the present invention, when the reading unit (or securities) in the form of paper is optically scanned and digitized by the scanning device unit to generate a predetermined image content, the book from the scanning device unit (Or securities) It is desirable to read the image content.

According to a preferred embodiment of the present invention, the extracting unit, when the identification device unit reads predetermined identification information from the identification means of the document (or securities) provider, the identity verification from the identification device unit It is desirable to extract the information into predetermined identification data.

According to a preferred embodiment of the present invention, the processing unit displays invisible and / or robustness and / or uniqueness and / or collusion in the image content of the voucher (or securities) provider. It is desirable to insert at least one of allowable and / or asymmetric and / or anonymous and / or conditional traceability, and / or in the image content of the book (or securities) the book (or securities). It is desirable to insert the provider's identification data into an unidentifiable and / or non-deletable form with the naked eye.

According to a preferred embodiment of the present invention, it is preferable that the terminal device unit further comprises a memory unit for storing image contents of the voucher (or securities) into which identification data of the voucher (or securities) provider is inserted. And / or to authenticate the integrity of the image content of the voucher (or securities) read from the scanning device portion, and / or to the identification data of the voucher (or securities) provider extracted from the identification device portion. It is preferable to further comprise an authentication unit for authenticating the validity, and / or to display the image content of the voucher (or securities) inserted with the identification data of the voucher (or securities) provider on the external device and / or network It is preferable to further comprise a transmission unit for transmitting to the storage medium.

According to a preferred embodiment of the present invention, the storage unit is a book (or securities price) into which the identification information of the book (or securities) provider is inserted into the institution information and / or time information provided with the book (or securities) It is preferable to store the information in the memory or the storage medium in association with the image content of the stock).

According to an embodiment of the present invention, a book (or securities) management system scans a predetermined book (or securities) provided by a book (or securities) provider. A scanning device section for generating image contents, an identification device section for reading predetermined identification information from identification means of a ticket (or securities) provider, and a book (or securities) generated from the scanning device section A processing unit for inserting identification data of the voucher (or securities) provider extracted from the identification device unit into the image content of the voucher; and the voucher (or the identification data of the voucher (or securities) provider is inserted. A ticket (or securities) management terminal having a transmitting unit for transmitting image contents of the securities to a server on a network; And a receiving unit for receiving image contents of the book (or securities) into which identification data of the book (or securities) provider is inserted, from the book (or securities) management terminal device, and the identification data inserted therein. And a server having a storage unit for storing the image contents of the ticket (or the deferred ticket) in a predetermined storage medium.

According to another embodiment of the present invention, a book (or securities) management system scans a predetermined book (or securities) provided by a book (or securities) provider. A scanning device unit for generating image content of the document, an identification device unit for reading predetermined identification information from the identification means of the document (or securities) provider, and a book (or securities) generated from the scanning device unit. A ticket (or securities) management terminal having a transmission unit which transmits the image content of the &lt; RTI ID = 0.0 &gt;) &lt; / RTI &gt; And a receiving unit for receiving image content of the book (or securities) and identification data of the book (or securities) provider from the book (or securities) management terminal, and the image of the book (or securities). A processing unit for inserting identification data of the voucher (or securities) provider into contents, and a storage unit for storing image contents of the voucher (or securities) into which the identification data is inserted into a predetermined storage medium. Server; characterized in that comprises a.

The method of managing a book (or securities) according to an embodiment of the present invention may be performed by scanning the book (or securities) by providing a predetermined document (or securities) from a predetermined document (or securities) provider. Generating image content; Reading predetermined identification information from identification means of the table (or securities) provider; And inserting identification data of the vendor (or securities) provider into image content of the generated journal (or securities) and storing the identification data of the vendor (or securities) in a predetermined memory or a storage medium.

According to a preferred method of the present invention, the step of reading predetermined identification information from the identification means of the voucher (or securities) provider, IC card and / or electronic resident registration card of the voucher (or securities) provider Reads personally identifiable information from at least one of the official certificate information (or a copy of the certificate) and / or the name, address, and social security number of the vendor (or securities) provider to verify the identity of the vendor (or securities) provider from Or by optically scanning the identification card of the voucher (or securities) provider to read a copy of a certain identification card, or the radio frequency identification provided in the IC card and / or identification card of the voucher (or securities) provider E) read predetermined RFID information or from a living body of the document (or securities) provider Recognize biometric information, or recognize the signature of the voucher (or securities) provider through a predetermined signing device, or from a wireless terminal of the voucher (or securities) provider through predetermined short range wireless communication means It is desirable to include reading information (or copy of certificate) and / or personally identifiable information.

According to a preferred embodiment of the present invention, the step of inserting the identification data of the provider (or securities) provider in the image content of the generated document (or securities) and storing in the predetermined memory or storage medium, the An image of the statement (or securities) such that the identification data includes at least one of invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability. And inserting the identification data into the content, and / or in a form in which the identification data of the ticket (or securities) provider cannot be visually confirmed in the image content of the ticket (or the security). And / or inserting in an irremovable form.

According to a preferred embodiment of the present invention, the method of managing a book (or securities) authenticates the integrity of the image content of the book (or securities), and / or identifies the identity of the book (or securities) provider. And authenticating the validity of the data, and / or to display the image contents of the voucher (or securities) into which identification data of the voucher (or securities) provider is inserted. Preferably, the method further comprises transmitting to a storage medium on a network.

According to a preferred method of the present invention, the step of inserting the identification data of the provider (or securities) provider in the image content of the generated document (or securities) and storing in the predetermined memory or storage medium, the The institution information and / or the time information provided with the document (or the securities) are processed in association with the image contents of the document (or the securities) in which the identification data of the document (or the securities) provider is inserted into the memory or the storage. Preferably, the method further comprises storing in a medium.

According to a preferred embodiment of the present invention, the step of reading predetermined identification information from the identification means of the book (or securities) provider in the terminal, the IC card of the book (or securities) provider and / Or from an electronic resident registration card that includes at least one of the official certificate information (or a copy of the certificate) and / or the name, address and social security number of the vendor (or securities) provider that can identify the identity of the provider (or securities). Read information, or optically scan the identification card of the voucher (or securities) provider to read a copy of the identification card; or use the RFID (or RFID) card provided with the IC card and / or identification card of the voucher (or securities) provider. Reads predetermined RFID information from Radio Frequency Identification), or

Recognize the predetermined biometric information from the living body of the document (or securities) provider, or recognize the signature of the document (or securities) provider through a predetermined signature device, or through the predetermined short range wireless communication means. It is desirable to read the official certificate information (or copy of certificate) and / or personally identifiable information from the wireless terminal of the vendor (or securities) provider.

According to a preferred embodiment of the present invention, the step of inserting the identification data of the read (or securities) provider provider in the image content of the generated check (or securities) in the terminal, the identification data In the image content of the document (or securities) to include at least one of invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability. It is preferable to insert identification data, and / or in a form in which the identification data of the provider (or securities) provider cannot be visually identified and / or non-deletable in the image content of the document (or securities). It is preferable to insert it.

According to a preferred embodiment of the present invention, the method of managing a book (or securities) authenticates the integrity of the image content of the book (or securities), and / or identifies the identity of the book (or securities) provider. Preferably, the method further comprises authenticating the validity of the data.

According to a preferred embodiment of the present invention, the step of transmitting the image content of the voucher (or the security) in which the identification data of the voucher (or the security) provider is inserted to the server on the network may include: Or the securities) and the institution information and / or providing time information is preferably provided to the server.

According to a preferred embodiment of the present invention, the step of storing the image content of the voucher (or securities) in which the identification data is inserted in a predetermined storage medium in the server, the voucher (or securities) in the terminal ), When the agency information and / or provision time information is received, the agency information and / or provision time information provided with the document (or securities) is inserted with identification data of the provider (or securities) provider. Preferably, the method may further include a step of linking and processing the image contents of the document (or the security) in the memory or the storage medium.

According to another embodiment of the present invention, a method for managing a book (or securities) is provided at a predetermined terminal when the book (or securities) is provided from a predetermined book (or securities) provider. Scanning and generating predetermined image content; Reading predetermined identification information from the identification means of the document (or securities) provider in the terminal; Transmitting, at the terminal, image contents of the generated check (or securities) and identification data of the read-out check (or securities) provider to a server on a network; Receiving image content of the voucher (or securities) and identification data of the voucher (or securities) provider from the terminal; Inserting, by the server, identification data of the vendor (or securities) provider into the image content of the journal (or securities); And storing image contents of the voucher (or securities) in which the identification data is inserted into a predetermined storage medium by the server.

According to a preferred embodiment of the present invention, the step of inserting identification data of the voucher (or securities) provider in the image content of the voucher (or the security) in the server, wherein the identification data is invisible and / or Or insert the identification data into the image content of the document (or securities) to include at least one of robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability. And / or inserting identification data of the vendor (or securities) provider in a form that is not visually identifiable and / or non-deletable in the image content of the journal (or securities). Do.

According to a preferred embodiment of the present invention, the method of managing a book (or securities) authenticates the integrity of the image content of the book (or securities), and / or identifies the identity of the book (or securities) provider. Preferably, the method further comprises authenticating the validity of the data, and / or transmitting the institution information and / or providing time information provided with the voucher (or securities) from the terminal to the server. It is preferable to comprise.

According to a preferred embodiment of the present invention, the step of storing the image content of the voucher (or securities) in which the identification data is inserted in a predetermined storage medium in the server, the voucher (or securities) in the terminal In the case of transmitting the institution information and / or providing time information provided, the institution information and / or providing time information provided in the document (or securities) is included in the document (or securities). (Or securities) in conjunction with the image content is preferably further comprises the step of storing in the memory or storage medium.

In the recording medium provided in the book (or securities) management system according to an embodiment of the present invention, when the book (or securities) is provided from a book (or securities) provider, the book (or securities) Scanning) to generate predetermined image content; A function of reading predetermined identification information from identification means of the document (or securities) provider; And a function of inserting identification data of the read provider (or securities) provider into the image content of the generated check (or securities).

According to a preferred embodiment of the present invention, the program further realizes a function of storing the book (or securities) image contents into which a book (or securities) provider's identification data is inserted in a predetermined memory or storage medium. And / or to further realize the function of transmitting the book (or securities) image content into which the document (or securities) provider's identification data has been inserted to a server or device or storage medium on the network. desirable.

According to a preferred embodiment of the present invention, the program is linked to at least one optical device made of a predetermined light emitting device and glass or mirror in the form of flat and / or curved surfaces. Securities) a function of optically scanning a paper form (or securities) provided by a provider; And a function of digitizing the optically recognized document (or securities) pixel by pixel through a predetermined charge-coupled device (CCD) element to generate predetermined image content; and / or Or an authorized certificate information (or copy of a certificate) and / or a supplier (or securities) provider that can verify the identity of the provider (or securities) provider from the IC card and / or the electronic resident registration card of the provider (or securities) provider. Reading personal identification information including at least one of a name, an address and a social security number; Optically scanning an identification card of the voucher (or securities) provider to read a predetermined copy of the identification card; A function of reading predetermined RFID information from an RFID (Radio Frequency Identification) included in the IC card and / or ID card of the vendor (or securities) provider; A function of recognizing predetermined biometric information from a living body of the document (or securities) provider; A function of recognizing the signature of the document (or securities) provider through a predetermined signature device; And at least one or more functions of reading public certificate information (or copy of certificate) and / or personal identification information from a wireless terminal of the document provider (or securities) provider in conjunction with a predetermined short range wireless communication means. Do.

According to a preferred embodiment of the present invention, the program displays invisible and / or robustness and / or uniqueness and / or collusion in the image content of the voucher (or securities) provider. It is desirable to further realize the ability to insert to include at least one of allowable and / or asymmetric and / or anonymity and / or conditional traceability, and / or in the image content of the document (or securities). (Or securities) It is desirable to further realize the function of inserting the identification data of the provider in an unidentifiable and / or non-deletable form visually, and / or in the image content of the document (or securities). Verifying the integrity of the data and / or validating the identity data of the document (or securities) provider. It is desirable to realize and / or the institution information and / or the time information provided with the document (or securities) of the document (or securities) into which the identification data of the document (or securities) provider is inserted. It is preferable to further implement a function of storing in the memory or the storage medium in association with the image content, and / or the server or device on the network to the agency information and / or the time information provided with the voucher (or securities) Or it is desirable to further realize the function of transmitting to the storage medium.

The book (or securities) management terminal device, which is included in another technical configuration of the technical idea of the present invention, includes at least one book (or securities) from a predetermined book (or securities) provided by the book (or securities) provider. Unique information reading unit for reading the unique information; An identification device unit for reading predetermined identification information from the identification means of the document (or securities) provider; And linking the identification (read or securities) unique information read from the identification information reading unit with identification data of the vendor (or securities) provider read from the identification device unit and storing the identification data in a predetermined memory or storage medium. And a terminal device unit, wherein the unique information reader (not shown) is interlocked with an optical character reader (OCR) or a magnetic ink character reader (MICR). It is characterized in that for reading at least one unique information (or securities) unique information from the book (or securities).

According to a preferred embodiment of the present invention, the unique information reading unit includes a predetermined optical character reader (OCR) or a magnetic ink character reader (MICR) in the journal (or securities). In this case, the optical character reader (OCR) or magnetic device provided in the book (or the security) in place of the scanning device unit reads the image contents of the book (or the security) in the preferred embodiments. It is preferable to include reading unique information on the form (or securities) from a Mignetic Ink Character Reader (MICR).

The book (or securities) management system including the above technical configuration reads at least one unique information of the book (or securities) from a predetermined book (or securities) provided by the document (or securities) provider. Is a unique information reading unit, an identification device unit for reading predetermined identification information from the identification means of the book (or securities) provider, and the unique information of the book (or securities) read from the unique information reading unit. And a ticket (or securities) management terminal having a transmission unit for linking and processing the identification data of the ticket (or securities) provider read out from the identification device unit to a server on a network; And a receiving unit for receiving the identification (or securities) inherent information and identification data of the identification (or securities) provider from the identification (or securities) management terminal device, and the identification (or securities) intrinsic information. And a server having a storage unit which stores identification data of the document (or securities) provider in a predetermined storage medium.

In addition, the method of managing a book (or securities) of the present invention including the technical configuration as described above may provide the book (or securities) when a predetermined book (or securities) is provided from a predetermined book (or securities) provider. Reading at least one unique information (or securities) unique information from the; Reading predetermined identification information from the identification means of the document (or securities) provider; And linking the read document (or securities) unique information with identification data of the provider (or securities) provider in a predetermined memory or storage medium and / or a server (or device or storage medium) on the network. And transmitting to).

According to a preferred embodiment of the present invention, the step of reading at least one unique information (or securities) unique information from the book (or securities), an optical character reader (OCR) or a magnetic ink character reader It is preferable to read at least one unique information (or securities) unique information from the book (or securities) in conjunction with (MICR, Mignetic Ink Character Reader).

According to a preferred embodiment of the present invention, the unique information of the read (or securities) and the identification data of the provider (or the securities) provider are linked and stored in a predetermined memory or storage medium and / or network. The server (or device or storage medium) may be transmitted to the server (or the securities) on which the institution (or securities) provided with the institution information and / or the time information provided by the document (or securities) unique information read out and the document (or Securities) in association with identification data of the provider, preferably stored in the memory or storage medium and / or transmitted to a server (or device or storage medium) on the network.

In addition, the record medium provided in the book (or securities) management system of the present invention including the above-described technical configuration, at the time of providing a book (or securities) from a predetermined book (or securities) provider, Or a function of reading at least one unique information (or securities) unique information from a predetermined document (or securities) provided by the securities provider; A function of reading predetermined identification information from identification means of the document (or securities) provider; And linking the read document (or securities) unique information with identification data of the provider (or securities) provider in a predetermined memory or storage medium and / or a server (or device or storage medium) on the network. A predetermined program for realizing the function of transmitting to) is recorded.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be based on the contents throughout the present title.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

The embodiment described below with reference to the drawings provides a predetermined image content by scanning the book (or securities) when a prescribed book (or securities) is provided from a document (or securities) provider, and the image The identification information of the provider (or securities) provider in the content is provided as identification data as invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional. The present invention relates to a case in which at least one traceability is inserted and stored, and the technical spirit of the present invention is not limited by the embodiments included in the drawings and the description below. Those skilled in the art of the present invention, in addition to inserting certain identification data into the image content, encrypts the image content through a predetermined certificate issued to the provider (or securities) provider It will be clearly understood that adding and / or digitally signing may be added. As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a view showing a preferred functional configuration of a book (or securities) management terminal device according to the present invention.

Referring to FIG. 1 according to a preferred embodiment of the present invention, a book (or securities) management terminal scans a predetermined book (or securities) provided by a book (or securities) provider to retrieve predetermined image content. The scanning device unit 100 to generate, the identification device unit 110 for reading predetermined identification information from the identification means of the document (or securities) provider, and the document generated from the scanning device unit 100. (Or securities) invisible and / or robustness and / or uniqueness and / or collusion and the identification data of the provider (or securities) provider extracted from the identification device unit 110 in the image content Alternatively, the terminal device 120 inserts at least one of asymmetric and / or anonymous and / or conditional traceability to be stored in a predetermined memory or storage medium 205. It is sex.

The scanning device unit 100 may be provided by the provider (or securities) provider through at least one optical device including a predetermined light emitting device and glass or mirror in a flat and / or curved shape. The optical part 104 which scans a paper form (or securities) in the form of a paper and optically recognizes it, and the optically recognized form (or securities) as described above through a predetermined charge-coupled device (CCD) device. And a generation unit 102 for digitalizing the pixel unit to generate predetermined image content, and the input unit 106 for inputting a predetermined document (or securities) into the optical unit 104. ) And a discharge unit 108 through which the scanned document (or securities) is discharged from the optical unit 104.

According to a preferred embodiment of the present invention, the scanning device unit 100 is preferably integrally mounted to the book (or securities) management terminal device in accordance with a predetermined document (or securities) standard, or the book (Or securities) may be mounted on a separate type connected to the terminal device of the management terminal device.

The identification device unit 110 reads predetermined identification information from the identification means in response to at least one identification means that is recognized to verify the identity of the vendor (or securities) provider. And the identification device reads predetermined identification information from the identification device, and manufactures a standard standard corresponding to the identification device and / or the identification device. And / or in accordance with specifications established by those skilled in the art of selling and / or operating.

Referring to Figure 1, the identification means for verifying the identity of the provider (or securities) provider

An IC card issued to the provider of the document (or securities) by a given IC card issuer, including a national institution and / or a financial institution and / or a card company and / or a mobile carrier, and / or

-An identification card including a resident registration card and / or an electronic resident registration card and / or a driver's license and / or an equivalent card (e.g., a resident registration card, a resident registration card, a family register card, a family register card) , And / or

The fingerprint and / or hand and / or iris and / or voice and / or face and / or signature and / or retina and / or vein and / or A living body including DNA (Deoxyribo Nucleic Acid), and / or

-Signature of the provider (or securities) provider, etc., in which uniqueness and integrity are recognized, wherein the identification device unit 110 has a predetermined identity from the identification means of the ticket (or securities). And at least one device capable of reading the identification information.

According to a preferred embodiment of the present invention, the identification device unit 110

-Authorized certificate information (or copy of certificate) and / or voucher (or securities) provider that can verify the identity of the voucher (or securities) provider from the IC card and / or e-resident registration card of the voucher (or securities) provider. IC card reader 111 for reading the personal identification information and / or payment means information, including the name, address, social security number of the, and / or

Identification scanning unit 112, which optically scans the identification card of the voucher (or securities) provider to read a predetermined copy of the identification card, and / or

An RFID reader unit 113 for reading predetermined RFID information from an RFID (Radio Frequency Identification) provided in the IC card and / or ID card of the vendor (or securities) provider, and / or

A biometric information recognizing unit 114 for recognizing and reading predetermined biometric information from a living body of the document (or securities) provider, and / or

A signature recognition unit 115 for recognizing and reading the signature of the document (or securities) provider through a predetermined signature device, and / or

Predetermined IC chip information (e.g., the official certificate information (or a copy of the certificate) and / or an individual from an IC chip mounted or detached from a wireless terminal of the document (or securities) provider through a predetermined short range wireless communication means; Short-range communication unit 170, 116 for reading the identification information and / or payment means information, etc., preferably

The IC card reader unit 111 and / or ID card scanning unit 112 and / or RFID reader unit 113 and / or biometric information recognition unit 114 and / or signature recognition unit 115 and / or short-range communication unit The method of reading the predetermined identification information by the predetermined identification device unit 110 (170, 116) preferably conforms to the standard corresponding to each identification device.

According to a preferred embodiment of the present invention, the identification device unit 110 is integrally mounted on the terminal device of the bill (or securities) management terminal device, or is separated from the terminal device device 120 It may be mounted as.

The terminal device unit 120 reads an image content of a book (or securities) generated from the scanning device unit 100, and from the identification device unit 110 to the provider of the book (or securities). After the identification information is extracted as predetermined identification data, the identification data is invisible and / or firmness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or in the image content. The conditional traceability may be inserted to include at least one of the conditional traceability and stored in the predetermined memory or the storage medium 205.

Referring to FIG. 1, the terminal device unit 120 may store predetermined information or data required to manage a book (or securities) of the book (or securities) provider in the book (or securities) management terminal device. A screen output unit 160 for outputting a key, a key input unit 165 for inputting predetermined information or data required for managing a book (or securities) of the book (or securities) provider, and the terminal device unit The control unit 135 for controlling and managing the previous operation of the 120 and the predetermined program routines and / or data required for the control unit 135 to control and manage the terminal device unit 120. The memory unit 175 to store and the communication unit 170 for connecting the terminal device unit 120 with at least one external device and / or an external network and a power supply unit for supplying a predetermined power to the terminal device unit 120 ( 180) is basically included.

The memory unit 175 basically performs an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the terminal device unit 120. A general term for a memory device that stores information and / or data input and output at a time, and includes a read only memory (ROM) corresponding to a read-only memory, a flash memory (FM), and an EEPROM (electrically readable). Erasable and Programmable Read Only Memory (HDD), Hard Disk Drive (HDD), and the like, wherein the identification data of the provider (or securities) provider is invisible and / or robust and / or unique and And / or the image content of the embedded insert (or securities) is stored to include at least one or more of the collusion and / or asymmetry and / or anonymity and / or conditional traceability It characterized in that it is assigned a predetermined memory block.

The control unit 135 inputs / outputs a predetermined program routine and / or program data for operating the terminal device unit 120 from a processor, an execution memory, and the memory unit 175 including a CPU / MPU in hardware. A program routine including a bus and a predetermined electronic circuit (or integrated circuit), which is loaded into the execution memory from the memory unit 175 and arithmeticly processed by the processor. The generic term for the program data (hence, in the present invention, a predetermined program routine recorded in the recording medium of the terminal device 120 for managing the book (or securities) is shown in the controller 135). It is characterized by the corresponding.

According to the present invention, the terminal device unit 120

A memory unit 175 in which image contents of the voucher (or the security) into which the voucher (or the security) provider's identification data is inserted are stored;

A reading unit 125 for reading a predetermined image content generated by scanning a document (or securities) from the scanning device unit 100;

An extraction unit 130 for extracting identification information of the document (or securities) provider from the identification device unit 110 as predetermined identification data;

A processing unit 145 for inserting identification data of the vendor (or securities) provider into the image contents of the read manifest (or securities);

A storage unit 150 for storing, in the memory unit 175, image contents of the document (or securities) into which identification data of the document (or securities) provider is inserted;

Reading the image contents of the document (or the security) from the scanning device unit 100 and inserting identification data of the provider (or the security) provider extracted from the identification device unit 110 to insert the identification data; And a control unit 135 for controlling the storing in 175.

According to a preferred embodiment of the present invention, the terminal device unit 120

-Authenticating the integrity of the image content of the voucher (or securities) read from the scanning device unit 100, and / or of the voucher (or securities) provider extracted from the identification device unit 110; Preferably, the authentication unit 140 further authenticates the validity of the identification data.

According to a preferred embodiment of the present invention, the terminal device unit 120

And a transmitting unit 155 for transmitting the image contents of the voucher (or the security) into which the identification data of the voucher (or the security provider) is inserted, to the storage medium 205 on the external device and / or the network. It is preferable to make.

The reading unit 125 is configured to scan and digitize a paper form (or securities) by the scanning device unit 100 to generate predetermined image content. Characterized in that the image content of the book (or securities) is read.

According to a preferred embodiment of the present invention, when the scanning device unit 100 is integrally mounted on the document (or securities) management terminal device, the reading unit 125 generates the scanning device unit 100. It is preferable to perform an interface (eg, a data bus) function for loading the image content generated by the unit 102 into the terminal device unit 120, and / or the scanning device unit 100 performs the list. (Or securities) When mounted detachably connected to a management terminal device, the reader 125 receives the image content generated and transmitted by the generation unit 102 of the scanning device unit 100. It is preferable to carry out. For example, when the terminal device unit 120 is provided in a predetermined personal computer (PC), and the scanning device unit 100 is a scanner connected through a universal serial bus (USB), the reader unit 125 ) Includes a USB for receiving image contents of the document (or securities) from the scanner and a driver for driving the image content.

The extraction unit 130, the identification device unit 110 reads predetermined identification information from the identification means of the document (or securities) provider, from the identification device unit 110 Characterized in that the identification information is extracted as predetermined identification data.

According to the present invention, the identification information read out from the identification means of the document (or securities) provider by the identification device unit 110 depends on the identification means, and the purpose of the identification information is Only by identifying the identity of the provider (or securities), the structure of the identification information and the contents contained therein are different from each other. In general, the identification information read from the identification means of the document (or securities) provider is formed in a predetermined signal form, and the identification information is applied to each identification device unit 110. It shall be converted into the form of digitized identification data by the standard and / or protocol of If the identification information read out from the identification means is digitized, the identification information may be used as the identification data as it is.

According to a preferred embodiment of the present invention, when the identification device unit 110 is integrally mounted on the document (or securities) management terminal device, the extraction unit 130 is the identification device unit 110 It is preferable to perform an interface (eg, data bus) function for loading the identification information read by the terminal device 120 into the terminal device unit 120 as predetermined identification data, and / or the identification device unit 110. ) Is mounted as a separate type connected to the document (or securities) management terminal device, the extraction unit 130 has a function of receiving the identification information from the identification device unit 110 by predetermined identification. It is preferable to carry out.

The authenticator 140 may forge the integrity of the image (or securities) of the document (or securities) read from the scanning device unit 100 by the reader 125. And / or whether or not modulation is performed.

According to a preferred embodiment of the present invention, the paper form (or securities) preferably includes at least one integrity determining means for determining whether the forgery and / or tampering, the authentication unit 140 is It is preferable to authenticate whether the book (or securities) has been forged and / or tampered with the means for determining the integrity of the book (or securities) from the image contents of the book (or securities).

According to another embodiment of the present invention, the authentication unit 140 for authenticating the integrity of the document (or securities) may be provided in the scanning device unit 100, in which case the authentication unit 140. In the process of optically recognizing the document (or securities) by the scanning device unit 100, the integrity discriminating means included in the document (or securities) is read and the integrity of the document (or securities) is read. It is possible to authenticate.

In addition, the authentication unit 140 authenticates the validity of the identification data of the voucher (or securities) provider extracted by the extracting unit 130 from the identification device unit 110 (eg, voucher ( Or securities) integrity and / or non-repudiation of the identity of the provider).

According to a preferred embodiment of the present invention, the identification means of the voucher (or securities) provider has its own validity authentication means for authenticating the validity, or is stored in a predetermined database provided on the network. It is preferable to have a validity authentication means using information or data, and the authentication unit 140 has its own validity authentication means (e.g., identification means provided to the identity provider (or securities) provider provided in the identification means). In the case of an issued IC card, the identification data is authenticated through a PIN (Personal Identification Number) in accordance with the standard of ISO / IEC 7816 to verify the validity within the IC card, or is processed in association with the identification means. Validation means that use information or data stored in a database on the network (eg (Or securities) in connection with a database storing biometric authentication information of the provider (or the validity of the biometric information of the securities) provider) it is preferable to authenticate the identification data.

According to another embodiment of the present invention, the authentication unit 140 for authenticating the validity of the identification data of the document (or securities) provider may be provided in the identification device unit 110, In this case, the authentication unit 140 may authenticate the validity of the identification information in the process of reading the identification information of the document (or securities) provider in the identification device unit 110.

The processing unit 145 confirms the predetermined identity by the extracting unit 130 on the image content of the document (or securities) read out from the scanning device unit 100 by the reading unit 125. The identification data of the provider (or securities) provider extracted from the device unit 110 may be invisible and / or robust and / or unique and / or collusion and / or asymmetric and / or anonymous and / or conditional. And inserting at least one traceability. Hereinafter, the image content of the book (or securities) in which the identification data of the book (or securities) provider is inserted as described above is referred to as "book (or securities) content" for convenience.

According to a preferred embodiment of the present invention, the processing unit 145 is invisible and / or solidity and / or uniqueness to the identification data of the provider (or securities) provider in the image content of the document (or securities) And / or incorporating at least one or more collusion and / or asymmetry and / or anonymity and / or conditional traceability,

The document (or securities) while retaining the visible function of the content of the book (or securities) (e.g., the ability to identify what is printed and / or written on the book (or securities) with the human eye). ) Invisibility, and / or preventing the provider's identification data from being visible to the human eye.

Image data processing such as conversion, resampling, requantization, and compression, as well as rotation, movement, and geometric image conversion of the document (or securities) content does not invalidate the identification data of the document (or securities) provider. Robustness to avoid, and / or

Identification data of the provider (or securities) provider inserted in the document (or securities) content may accurately specify the provider of the document (or securities) that provided the document (or securities). Uniqueness, and / or

Collusion Allowance, which prevents the deletion of identification data or insertion of other identification data by the provider of the ticket (or securities) inserted in the content of the statement (or the security), and / or

-The identification data of the provider (or securities) provider inserted into the contents of the ticket (or securities) is provided (or securities) and managed (or securities) through a terminal (or securities) management terminal. Asymmetry, and / or invisible to the organs and / or third parties that operate)

Anonymity, and / or to prevent identification data of the vendor (or securities) provider inserted into the journal (or securities) content from being exposed to the outside.

Preferably, at least one conditional traceability for tracking the contents of the book (or securities) is exposed to the outside.

Inserting the identification data including the invisibility into the image contents of the document (or securities) by the processing unit indicates that the resolution of hue and / or saturation and / or contrast that are visible to the human eye is limited. Using a Psycho-Visual Model, the image content includes a threshold that is not visually identifiable to the encoded (or encrypted) provider's identification data. To insert it. Representative insertion methods include a spatial domain transformation scheme for manipulating pixels of the image content and a frequency domain transformation scheme for inserting identification data by converting image contents into a frequency domain. In general, a spatial domain transformation method is a method of encoding and inserting the identification data into an RGB, LCrCb or YUV region of an image content, and a frequency transformation scheme is a fast Fourier transform (FFT) and / or After the conversion to the frequency domain through a discrete cosine transform (DCT) and / or wavelet transform, the appropriate frequency band is selected to insert the identification data.

Inserting the identification data with the robustness into the image contents of the document (or securities) by the processing unit corresponds to an attack including loss and compression, cutting, and stretching as well as rotation and movement of the image contents. To prevent the identification data inserted into the image from being deformed and / or deleted. In general, such an attack follows a certain pattern (e.g., loss or repositioning of high frequency areas) and / or certain image processing algorithms (e.g., converting all or part of a pixel at a constant rate). The processing unit inserts identification data into the image content so as not to be modified and / or deleted in such an attack. For example, when the processing unit inserts the identification data into the image content through a frequency conversion method, the robustness may be improved by inserting the identification data into a low frequency band.

The processing unit inserting the identification data including the uniqueness into the image content of the book (or the security) is obtained by the identification device unit 110 provided in the book (or the security). In order to read the identification information of the document (or securities) provider, the identification device unit 110 secures the integrity of the identification information according to an integrity authentication procedure using a recognized standard (eg, IC). When the identification information is read from the card, the integrity of the IC card holder is secured through a Personal Identification Number (PIN) according to the ISO / IEC 7816 standard.

The processing unit inserting the identification data in the image content of the document (or securities), including the collusion, may include an averaging attack and / or a max min attack and / or correlation. The identity data inserted into the image content may be added to a collusion attack including a negative negative correlation and / or zero correlation attack and / or a mosaic attack. It is not to be damaged.

The processing unit inserting the identification data into the image contents of the document (or securities) including asymmetry may prevent the identification data inserted into the image contents from leaking to the outside. The third party may not be aware of the book (or securities) management terminal operating institution that inserts data into the image content. In general, such asymmetry is achieved by converting the identification data through an encryption technique (eg, a public key infrastructure) using an asymmetric key cryptographically in inserting the identification data into the image content.

The processing unit inserting the identification data into the image content of the ticket (or securities) including anonymity means that the identification data inserted into the image content intuitively provides the provider of the ticket (or the security). It is not to be specified. In general, if the identification data includes a name and / or social security number, the identification data may intuitively specify a provider (or securities) provider. On the other hand, if the identification data is a predetermined code and / or key value that matches an intuitive identification data such as a name and / or social security number stored in a storage medium on the network (eg, a storage medium accessible only to an authorized administrator), Prior to accessing the storage medium, the identification data does not intuitively specify the provider of the voucher (or securities).

The processing unit inserting the identification data with conditional traceability in the image contents of the document (or securities) may include inserting the identification data and / or inserting the image contents. When information stored on a storage medium and / or an administrator views the image content stored in the storage medium, information about a person who has accessed the image content is inserted into the image content or associated with the image content. To be stored in a predetermined storage medium.

When the storage unit 150 stores the book (or securities) content in the memory unit 175, the book (or securities) is stored in the image content of the book (or securities) by the processing unit 145. Securities) generated by inserting the identification data of the provider to include at least one of invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability Characteristic of the book (or securities) is stored in the memory unit 175.

According to a preferred embodiment of the present invention, when the storage unit 150 stores the book (or securities) contents in the memory unit 175, the institution information (for example, provided with the book (or securities) is provided. , A bank name, a branch name, a contact person name, etc.) and / or time information (e.g., a current date generated and maintained by an internal clock of the terminal device unit 120). (Year / Month / Day) and time (hour / minute / second)) are preferably stored in association with each other, thereby retrieving and loading the contents of the document (or securities) stored in the memory unit 175. Can improve.

When the transmission unit 155 stores the contents of the book (or securities) on the storage medium 205 on the network, the processing unit 145 makes the identification data of the provider of the document (or the securities) invisible. And / or inserted (or securities) content, or storage unit, to include at least one of robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability. Extract the document (or securities) contents stored in the memory unit 175 by the storage unit 205 (or the server managing the storage medium 205) on the network through the communication unit 170. It characterized in that the transmission to.

According to a preferred embodiment of the present invention, when the transmission unit 155 transmits the contents (or securities) to the storage medium 205 on the network, the agency information (or securities) provided with the contents (or securities) is provided. For example, when a bank (or securities) is stored in a bank, a bank name, a branch name, a contact person name, etc.) and / or time information (for example, a current generated and maintained by an internal clock of the terminal device unit 120). Link date (year / month / day) and time (hour / minute / second) and / or the book (or securities) management terminal information (e.g., serial number of the book (or securities) management terminal) It is preferable to process and transmit the data, thereby improving the speed of retrieving and loading the contents of the voucher (or securities) stored in the storage medium 205.

According to another exemplary embodiment of the present invention, the transmission unit 155 may be configured to extract the image content of the document (or securities) read from the scanning device unit 100 by the reader 125 and the extractor ( 130, the identification data of the voucher (or securities) provider extracted from the identification device unit 110 may be cooperatively processed and transmitted to the server on the network, in which case the voucher ( Or (e.g., securities) in the image content of the provider (or securities) provider's identification data invisible and / or robust and / or unique and / or collusion and / or asymmetric and / or anonymous and / or conditional. It is possible to insert the traceability to include at least one and store it in the storage medium 205 on the network.

2 is a diagram illustrating a book (or securities) management system according to an embodiment of the present invention.

FIG. 2 illustrates a case where the contents of a book (or securities) generated by the book (or securities) management terminal device are stored in a storage medium 205 on a network. In the book (or securities) management terminal, the identification data of the book (or securities) provider is invisible and / or robust and / or unique and / or collusion and / or asymmetric and / or anonymous. And / or to generate inserted contents (or securities) to include at least one conditional traceability and to store them in a storage medium 205 on a network, and (b) of FIG. In the securities management terminal device, image content of a book (or securities) and identification data of the provider of the book (or securities) are networked (eg, a local network (Local Are). a network (LAN) or an external network), the server inserts the identification data of the vendor (or securities) provider into the image content of the inventory (or securities) as described above. It is for the case of storing to (205).

In FIG. 2, the book (or securities) management terminal includes a functional configuration as shown in FIG. 1, and the book (or securities) management terminal is connected through the network. Securities) characterized in that a predetermined communication channel is connected to a server that manages a predetermined storage medium 205 in which contents are stored.

Referring to (a) of FIG. 2 according to an embodiment of the present invention, the book (or securities) management system is

A storage medium 205 on a network for storing image content of the voucher (or securities) into which identification data of the voucher (or securities) provider is inserted;

A scanning device unit 100 for scanning a book (or securities) provided by the book (or securities) provider to generate predetermined image contents;

An identification device unit 110 for reading identification information of the document (or securities) provider and providing it as predetermined identification data;

A processing unit 145 for inserting identification data of the vendor (or securities) provider and image data of the vendor (or securities) provider into the image content of the journal (or securities); A ticket (or securities) management terminal including a terminal device 120 including a transmission unit 155 for transmitting image content of (or securities); And

A receiving unit 200 for receiving image contents of the book (or securities) into which identification data of the book (or securities) provider is inserted, from the book (or securities) management terminal;

And a server including a storage unit 150 storing the image content of the document (or securities) into which the identification data is inserted, in the storage medium 205.

Referring to Figure 2 (b) according to another embodiment of the present invention, the book (or securities) management system is

A storage medium 205 on a network for storing image content of the voucher (or securities) into which identification data of the voucher (or securities) provider is inserted;

A scanning device unit 100 for scanning a book (or securities) provided by the book (or securities) provider to generate predetermined image contents;

An identification device unit 110 for reading identification information of the document (or securities) provider and providing it as predetermined identification data;

A ticket comprising a terminal device unit 120 including a transmission unit 155 for cooperatively processing the image contents of the ticket (or securities) and identification data of the provider (or securities) provider ( Or securities) management terminal device; And

A receiving unit 200 for receiving image contents of the book (or securities) into which identification data of the book (or securities) provider is inserted, from the book (or securities) management terminal;

A processing unit 145 for inserting identification data of the vendor (or securities) provider into image contents of the journal (or securities);

And a server including a storage unit 150 storing the image content of the document (or securities) into which the identification data is inserted, in the storage medium 205.

3 is a diagram illustrating a method of managing a book (or securities) according to an embodiment of the present invention.

In more detail, FIG. 3 shows the document (or securities) on the image content generated by scanning the document (or securities) provided by the document (or securities) provider in the document (or securities) management terminal as shown in FIG. Securities) by inserting and storing the identification data of the provider to include at least one of invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability It is about the case.

Referring to FIG. 3 according to a preferred embodiment of the present invention, the book (or securities) management terminal apparatus scans a book (or securities) in the form of a paper to generate predetermined image contents. And an identification device unit 110 for reading predetermined identification information from a predetermined identification means for the vendor (or securities) provider, wherein the provider (or securities) provider is a paper type. In the case of providing a long list (or securities) to an institution operating the book (or securities) management terminal, the book (or securities) provider is provided with an identity provided in the book (or securities) management terminal. Must possess a predetermined identification means corresponding to the identification unit 110.

When the document (or securities) provider provides a predetermined document (or securities), the scanning device unit 100 optically scans and / or digitizes the front and / or the back side of the document (or securities). As shown in FIG. 4, predetermined image content including information printed and / or written on the document (or securities) is generated (300).

When the image content of the document (or securities) is generated in the scanning device unit 100 as described above, the terminal device unit 120 reads the image content from the scanning device unit 100 (305), The integrity of the image content of the read document (or securities) is determined (310).

If the integrity of the image content of the voucher (or securities) is not authenticated (315), the terminal device unit 120 initializes the scanning device unit 100 and / or the identification device unit 110 and 370, the management of the book (or securities) provided by the book (or securities) provider ends.

On the other hand, if the integrity of the image content of the ticket (or securities) is authenticated (315), the terminal device 120 is the validity check from the identification device unit 110 (or securities) The identification data of the provider is extracted (or the identification device 110 is extracted from the identification data of the provider (or securities) provider is confirmed whether the validity is verified) (320).

In addition, if the provider (or securities) provider provides the identification (or securities) as described above and provides a predetermined identification means for verifying their identity in response to the identification device unit 110 In addition, the identification device unit 110 through the predetermined identification device and / or identification protocol (or standard) corresponding to the identification means as shown in Figure 5 identification information of the provider (or securities) provider Read (330).

When the identification information of the document (or securities) provider is read in the identification device unit 110 as described above, the terminal device unit 120 determines the identification information from the identification device unit 110. The identification data is extracted as identification data (335), and the validity of the identification data of the extracted form (or securities) is determined (340).

According to a preferred embodiment of the present invention, the method for determining the validity of the identification data of the voucher (or securities) provider, the type and characteristics of the identification means (or identification data) and / or the identification verification Depending on the standard or protocol applied to the means, the technical idea of the present invention is not limited by the method of determining the validity of the identification data of the provider (or securities) provider.

If the validity of the identification data of the document (or securities) is not authenticated (345), the terminal device unit 120 initializes the scanning device unit 100 and / or identification device unit 110. 370, and ends managing the book (or securities) provided by the book (or securities) provider.

On the other hand, if the validity of the identification data of the check list (or securities) is authenticated (315), the terminal device unit 120 of the check list (or securities) whose integrity has been verified from the scanning device unit 100. In operation 350, it is checked whether image contents are read (or whether the integrity (or securities) image contents are read from the scanning apparatus unit 100 and the integrity is authenticated).

If the image content of the check (or securities) whose integrity is verified from the scanning apparatus unit 100 is read (355), the check (or securities) whose validity is verified from the identification device unit 110 is read. If the identification data of the provider is extracted (325), the terminal device 120 is invisible and / or robust to the identification data of the document (or securities) provider in the image content of the document (or securities) And / or insert 360 to include at least one or more of uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability to generate 360 certain content (or securities), and The generated book (or securities) content is stored in the memory unit 175 provided in the book (or securities) management terminal, or the book (or securities) content is stored on a network. And stores and transmits it to the storage medium 205 (365).

The memory unit 175 and / or provided with the book (or securities) management terminal device in which the book (or securities) content into which the identification data of the book (or securities) provider is inserted as described above is provided. When stored in the storage medium 205 on the network, the terminal device unit 120 initializes the scanning device unit 100 and / or the identification device unit 110 (370), and thus stores (or securities). ) Scan other documents (or securities) provided by the provider and / or other documents (or securities) provided by the provider, and extract identification data of the provider (or securities) provider It can be inserted into the image content of the book (or securities).

4 is a diagram illustrating a process of reading and generating image content of a document (or securities) according to an embodiment of the present invention.

In more detail, FIG. 4 illustrates a process of reading and generating image content for a 100,000 won cashier's check in the scanning device unit 100 of a book (or securities) management terminal provided in a bank.

As shown in (a) of FIG. 4, when the check provider provides at least one 100,000 won cashier's check, the scanning device unit 100 selects one check from the checks as shown in (b) of FIG. 3. Scan the front side (e.g., property value information of the 100,000 won check and the side on which the issuer and paying bank are printed) and / or the back side (e.g., the endorsement by the check provider), and as shown in (c) of FIG. The front side and the back side of the scanned check are pasted to generate a predetermined image content in which both the front side and the back side of the check are output.

According to another exemplary embodiment of the present invention, when the check is managed through the book (or securities) management terminal, endorsement on the back of the check may be omitted. In this case, the scanning device unit 100 The image may be generated by scanning the front side of the check.

FIG. 5 is a diagram illustrating a process of inserting identification data of a provider (or securities) provider into image content of the document (or securities) according to an embodiment of the present invention.

As shown in FIG. 4, the scanning device unit 100 scans a book (or securities) provided by a document provider (or securities) to generate predetermined image content, before or simultaneously with generating the image content. Alternatively, after being generated, the identification device unit 110 reads predetermined identification information from predetermined identification means for the vendor (or securities) provider.

For example, if the identification means of the supplier (or securities) provider is an electronic resident registration card and / or an IC card provided with self-validation authentication means, the identification device unit 110 is an IC card reader conforming to the ISO / IEC 7816 standard. It is preferable to include a unit 111, the IC card reader unit 111 is a predetermined authentication procedure for the electronic resident registration card and / or IC card (eg, IC card reader unit) of the document (or securities) provider The PIN of the vendor (or securities) provider is input through a predetermined PIN pad provided at 111, and the identification means (or identification information) is performed in accordance with the electronic resident ID card and / or the IC card. Or identity data).

In addition, for example, if the identification means of the document (or securities) provider is the current ID card, it is preferable that the identification card scanning unit 112 is provided with a printed pattern pattern recognition and / or hologram recognition function, the identification card scanning The unit 112 recognizes the pattern pattern and / or hologram included in the resident record, etc., and authenticates the validity of the resident registration card of the provider (or securities) provider. Alternatively, the identification card scanning unit 112 compares the photograph of the voucher (or securities) included in the resident registration card with the photograph of the resident ID card stored in a database operated by a state agency (or securities). Or authenticating validity of identification information or identification data).

Also, for example, if the identification means of the document (or securities) provider is an RFID tag (for example, an identification card attached with an RFID tag) including unique tag information, the identification device unit 110 may be an RFID reader unit. Preferably, it comprises a 113, the RFID reader unit 113 extracts predetermined RFID tag unique information (for example, tag information matched with the vendor (or securities) provider) from the RFID tag, Identification means (or identification information or identification data) of the document (or securities) by linking the extracted RFID tag unique information with a server managing tag information matched with the document (or securities) provider on a network. It is further possible to further include validating the validity of the.

Further, for example, the identification means of the vendor (or securities) provider may be used to identify the fingerprint (or securities) provider's fingerprints and / or hands on the biometric information (eg, uniqueness and integrity of the provider (or securities) provider). Shape and / or iris and / or voice and / or face and / or signature and / or retina and / or vein and / or DNA, etc.), the identification device unit 110 recognizes a predetermined living body and It is preferable to include a biometric information recognizing unit 114 for reading the corresponding biometric information, the biometric information recognizing unit 114 recognizes the biometric information of the book (or securities) provider, and the book on the network (Or securities) identification means (or identity verification information or identity verification) including biometric information of the document (or securities) provider in connection with a server managing biometric authentication information of the provider. It is possible to further include authenticating the validity of the data).

In addition, if the identification means of the document (or securities) provider is a handwritten signature, for example, the identification device unit 110 may include a signature recognition unit associated with a predetermined handwriting signature device (for example, a touch pad and a touch fan). It is preferable that the signature recognition unit 115 reads the handwritten signature of the voucher (or securities) provider, and manages the handwritten signature authentication information of the voucher (or securities) provider on the network. It may further comprise authenticating the validity of the identification means (or identification information or identification data) including the written signature of the document (or securities) provider in connection with the server.

As described above, when predetermined identification information is read from the identification means of the document (or securities) provider and extracted as the predetermined identification data to the terminal device 120 of the document (or securities) management terminal device, The terminal device 120 displays the identification data of the vendor (or securities) provider invisible and / or robustness and / or uniqueness and / or on the image content of the manifest (or securities) read as shown in FIG. Or insert at least one of collusion and / or asymmetry and / or anonymity and / or conditional traceability.

Referring to FIG. 5, a document in which image contents read and generated by the scanning device unit 100 through the process as illustrated in FIG. 4 and identification data of the document (or securities) provider are inserted ( Or securities) content is indistinguishable because the identification data of the provider (or securities) provider has been inserted to provide invisibility.

6 is a view showing a preferred functional configuration of the financial transaction document management terminal device according to the present invention.

Referring to FIG. 6 according to a preferred embodiment of the present invention, the financial transaction document management terminal apparatus scans a predetermined financial transaction document provided by a financial transaction customer and generates a predetermined image content; The identification confirmation unit 610 receives predetermined identification information (or electronic signature) from the financial transaction customer, and the image content of the financial transaction document generated by the scanning device unit 600 from the identification confirmation unit 610. At least one of the extracted financial transaction customer's identification data (or digital signature) is invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability. The terminal device unit 620 is inserted to include the above and stored in a predetermined memory or the storage medium 705.

The scanning device unit 600 is a paper type provided by the financial transaction customer through at least one or more optical devices including a predetermined light emitting device and glass or mirror in a flat and / or curved shape. An optical unit 604 for optically recognizing a financial transaction document and a predetermined image by digitizing the optically recognized financial transaction document in units of pixels through a predetermined charge-coupled device (CCD) device. And a generation unit 602 for generating content, and an input unit 606 for inputting a predetermined financial transaction document into the optical unit 604 and a financial unit scanned from the optical unit 604. It is preferable that the transaction document further comprises a discharge unit 608 is discharged.

According to a preferred embodiment of the present invention, the scanning device unit 600 is preferably integrally mounted to the financial transaction document management terminal in accordance with a predetermined financial transaction document standard, or of the financial transaction document management terminal It may be mounted on a detachable type connected to a terminal device.

The identification confirmation receiving unit 610 may be provided with identification information (or electronic signature) provided with the identification information from the identification means in response to at least one identification means that is recognized to confirm the identity of the financial transaction customer. It characterized in that it comprises a device, wherein the identification device is provided with a predetermined identification information (or electronic signature) from the identification means means that the standard and / or the identification corresponding to the identification device In accordance with the specifications set by those skilled in the art of manufacturing and / or selling and / or operating the device.

Referring to Figure 6, the identification means for verifying the identity of the financial transaction customer includes a predetermined IC card issuer including a national institution and / or financial institution and / or card company and / or and / or mobile communication company IC card issued to a financial transaction customer, and / or a resident registration card and / or an electronic resident registration card and / or driver's license and / or an equivalent card issued to the financial transaction customer by a national institution (e.g., a resident registration copy, a resident registration copy, a family register) ID card, and / or fingerprint and / or hand and / or iris and / or voice and / or face and / or signature and / or retina of the financial transaction customer whose uniqueness and integrity are recognized. And / or signatures of living organisms, including venous and / or DNA (Deoxyribo Nucleic Acid), and / or signatures of the financial transaction customers whose authenticity and integrity are recognized. The identification confirmation receiver 610 may include at least one device capable of reading predetermined identification information (or electronic signature) from the identification means of the financial transaction document.

According to a preferred embodiment of the present invention, the identification confirmation receiver 610 is authorized certificate information (or a copy of the certificate) that can verify the identity of the financial transaction customer from the IC card and / or electronic resident registration card of the financial transaction customer and / Or the IC card reader 611 for reading the personal identification information and / or payment means information including the name, address, resident registration number of the financial transaction customer, and / or the identification card of the financial transaction customer by optical scanning. An identification card scanning unit 612 for reading a copy of an identification card and / or an RFID reader unit 613 for reading predetermined RFID information from an RFID (Radio Frequency Identification) included in the IC card and / or identification card of the financial transaction customer. And) or / or through a biometric information recognizing unit 614 for recognizing and reading predetermined biometric information from the biometrics of the financial transaction customer, and / or through a predetermined signature device. A predetermined IC chip from a signature recognition unit 615 for recognizing and reading a signature of a fusion transaction customer and / or an IC chip mounted or detached from a wireless terminal of the financial transaction customer through a predetermined short range wireless communication means. And a short range communication unit 616 for reading information (for example, the public certificate information (or a copy of the certificate) and / or personal identification information and / or payment means information, etc.), the IC card reader unit ( 611) and / or identification card scanning unit 612 and / or RFID reader unit 613) and / or biometric information recognition unit 614 and / or signature recognition unit 615 and / or near field communication unit 616. The method of reading the predetermined identification information (or the electronic signature) by the predetermined identification confirmation receiver 610 preferably conforms to the standard corresponding to each identification device.

According to a preferred embodiment of the present invention, the identification confirmation receiving unit 610 may be integrally mounted on the terminal device of the financial transaction document management terminal device, or may be mounted on a separate type connected to the terminal device part 620. Do.

The terminal device unit 620 reads the image content of the financial transaction document generated from the scanning device unit 600, and identification information (or electronic signature) for the financial transaction customer from the identification confirmation receiver 610. Is extracted as predetermined identification data (or digital signature), and then the identification data (or electronic signature) is invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry to the image content and And / or insert at least one of anonymity and / or conditional traceability to store in a predetermined memory or storage medium 705.

Referring to FIG. 6, the terminal device unit 620 may include a screen output unit 660 for outputting predetermined information or data required for managing the financial transaction document of the financial transaction customer in the financial transaction document management terminal device. A key input unit 665 for inputting predetermined information or data required for managing the financial transaction document of the financial transaction customer, a control unit 635 for controlling and managing the previous operation of the terminal device unit 620; At least a memory unit 675 for storing a predetermined program routine and / or data required for the control unit 635 to control and manage the terminal device unit 620 and the terminal device unit 620. It basically includes a communication unit 670 for connecting to one or more external devices and / or external networks and a power supply unit 680 for supplying predetermined power to the terminal device unit 620.

The memory unit 675 basically performs an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the terminal device unit 620. A general term for a memory device that stores information and / or data input and output at a time, and includes a read only memory (ROM) corresponding to a read-only memory, a flash memory (FM), and an EEPROM (electrically readable). Erasable and Programmable Read Only Memory (HDD), Hard Disk Drive (HDD), and the like, wherein the identification data (or electronic signature) of the financial transaction customer is invisible and / or robust and / or unique to achieve the present invention. And / or an element in which image content of an embedded financial transaction document is stored that includes at least one or more of collusion and / or asymmetry and / or anonymity and / or conditional traceability. This block of memory is characterized in that it is assigned.

The control unit 635 inputs / outputs a predetermined program routine and / or program data for operating the terminal device unit 620 from the processor and execution memory including the CPU / MPU in hardware and the memory unit 675. A program routine including a bus and a predetermined electronic circuit (or integrated circuit), which are loaded into the execution memory from the memory unit 675 by software and are processed by the processor. It corresponds to the generic term of the program data (hence, in the present invention, a predetermined program routine recorded on the recording medium of the terminal device unit 620 is provided in the control unit 635 in order to manage the financial transaction document). It features.

According to the present invention, the terminal device unit 620 may include a memory unit 675 storing image contents of a financial transaction document in which identification data (or electronic signature) of a financial transaction customer is inserted, and the scanning device unit 600. A reading unit 615 for reading a predetermined image content generated by scanning a financial transaction document, and the identification information (or electronic signature) of the financial transaction customer from the identification receiving unit 610. An extraction unit 630 for extracting as confirmation data (or an electronic signature), a processing unit 645 for inserting identification data (or electronic signature) of the financial transaction customer into the image contents of the read financial transaction document, The financial clearing from the storage unit 650 and the scanning device unit 600 storing image contents of the financial transaction document in which the identification data (or electronic signature) of the financial transaction customer is inserted in the memory unit 675. And a control unit 635 which controls reading of image content of a document, inserting identification data (or electronic signature) of a financial transaction customer extracted from the identification confirmation receiver 610, and storing the image content in the memory unit 675. Characterized in that made.

According to a preferred embodiment of the present invention, the terminal device unit 620 authenticates the integrity of the image content of the financial transaction document read from the scanning device unit 600, and / or the identification confirmation receiver 610. Preferably it further comprises an authentication unit 640 for authenticating the validity of the identification data (or electronic signature) of the financial transaction customer extracted from.

According to a preferred embodiment of the present invention, the terminal device unit 620 stores the image content of the financial transaction document in which the identification data (or electronic signature) of the financial transaction customer is inserted into an external device and / or a storage medium on a network ( It is preferable to further include a transmission unit 655 to transmit to 705.

The reading unit 615 may optically scan and digitize a financial transaction document in paper form by the scanning device unit 600 to generate predetermined image content. To read the image content.

According to a preferred embodiment of the present invention, when the scanning device unit 600 is integrally mounted on the financial transaction document management terminal device, the reading unit 615 is a generation unit 602 of the scanning device unit 600. It is preferable to perform an interface (eg, data bus) function to load the image content generated by the terminal to the terminal device unit 620, and / or the scanning device unit 600 manages the financial transaction document When mounted in a detachable manner connected to a terminal device, the reader 615 preferably performs the function of receiving the image content generated and transmitted by the generation unit 602 of the scanning device unit 600. . For example, when the terminal device unit 620 is provided in a personal computer (PC), and the scanning device unit 600 is a scanner connected through a universal serial bus (USB), the reading unit 615 ) Includes a USB for receiving the image content of the financial transaction document from the scanner and a driver for driving the same.

The extraction unit 630, when the identification confirmation unit 610 reads predetermined identification information (or electronic signature) from the identification means of the financial transaction customer, the identification from the identification confirmation unit 610 The identification information (or the digital signature) is extracted as predetermined identification data (or the electronic signature).

According to the present invention, the identification information (or electronic signature) read out from the identification means of the financial transaction customer by the identification confirmation unit 610 depends on the identification means, and the identification information (or electronic signature) The purpose of c) is only to identify the identity of the financial transaction customer, and the structure of the identification information (or the electronic signature) and the contents thereof are different from each other. In general, the identification information (or digital signature) read out from the identification means of the financial transaction customer is in the form of a predetermined signal (Signal), the identification information (or electronic signature) is each identification confirmation receiver ( 610 should be converted into the form of digitized identification data (or digital signature) by certain standards and / or protocols applied. If the identification information (or the digital signature) read out from the identification means is digitized, the identification information (or the electronic signature) may be used as the identification data (or the electronic signature) as it is.

According to a preferred embodiment of the present invention, when the identification confirmation receiver 610 is integrally mounted on the financial transaction document management terminal device, the extractor 630 is read by the identification receiver 610. It is preferable to perform an interface (e.g., data bus) function for loading identification information (or digital signature) into the terminal device unit 620 as predetermined identification data (or electronic signature), and / or the identity. When the confirmation receiving unit 610 is mounted on a separate type connected to the financial transaction document management terminal device, the extracting unit 630 receives the identification information (or electronic signature) from the identification confirmation receiving unit 610 by a predetermined identity. It is desirable to perform the function of receiving confirmation.

The authentication unit 640 is the integrity of the image content of the financial transaction document read from the scanning device unit 600 by the reader 615 (eg, whether the forgery and / or tampering of the financial transaction document) ) Is characterized in that the authentication.

According to a preferred embodiment of the present invention, the financial transaction document in the form of paper preferably includes at least one or more integrity determining means for determining whether the forgery and / or tampering, the authentication unit 640 is the financial transaction It is preferable to authenticate whether the financial transaction document is forged and / or tampered with the integrity determination means of the financial transaction document from the image contents of the document.

According to another embodiment of the present invention, the authentication unit 640 for authenticating the integrity of the financial transaction document may be provided in the scanning device unit 600, in which case the authentication unit 640 is the scanning In the process of optically recognizing the financial transaction document, the device unit 600 may read the integrity determination means included in the financial transaction document to authenticate the integrity of the financial transaction document.

In addition, the authentication unit 640 authenticates the validity of identification data (or electronic signature) of the financial transaction customer extracted from the identification confirmation receiver 610 by the extraction unit 630 (eg, financial transaction). Integrity and / or non-repudiation of the identity of the customer).

According to a preferred embodiment of the present invention, the identification transaction of the financial transaction customer has its own validity authentication means for authenticating the validity, or predetermined information or data stored in a predetermined database provided on the network. It is preferable to have a validity authentication means using the authentication unit 640, the authentication unit 640 has its own validity authentication means (for example, if the identification means is an IC card issued to the financial transaction customer, provided in the identification means, In accordance with the standard of ISO / IEC 7816, a PIN (Personal Identification Number) is input to authenticate the identification data (or electronic signature) through an IC card or validating in an IC card, or is processed in connection with the identification means, Validation means using information or data stored in a database (e.g., a financial transaction customer That in conjunction with the database that stores biometric information authenticating the identity data (or digital signatures) through the validation certificates) for the biometric information of the banking customers preferred.

According to another embodiment of the present invention, the authentication unit 640 for authenticating the validity of the identification data (or digital signature) of the financial transaction customer may be provided in the identification confirmation receiving unit 610, In this case, the authentication unit 640 authenticates the validity of the identification information (or the electronic signature) in the process of reading the identification information (or the electronic signature) of the financial transaction customer in the identification confirmation receiving unit 610. It is possible.

The processing unit 645 is the predetermined identification confirmation receiving unit 610 by the extracting unit 630 to the image content of the financial transaction document read from the scanning device unit 600 by the reading unit 615 The identification data (or digital signature) of the financial transaction customer extracted from the invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability At least one insert is characterized in that it is inserted. Hereinafter, the image content of the financial transaction document in which the identification data (or electronic signature) of the financial transaction customer is inserted as described above is referred to as "financial transaction document content" for convenience.

According to a preferred embodiment of the present invention, the processing unit 645 displays the identification data (or electronic signature) of the financial transaction customer in the image content of the financial transaction document invisible and / or robustness and / or uniqueness and / or Or incorporating at least one or more of the collusion and / or asymmetry and / or anonymity and / or conditional traceability, the visual function of the financial transaction document content (e.g., printing and And / or the invisibility of the financial transaction customer's identification data (or electronic signature) to be invisible to the human eye, and / or the financial The transaction document content can be transformed, resampled, requantized, and compressed into image processing and rotation, translation, and geometric imagery. Robustness that prevents the identification data (or electronic signature) of the fusion transaction customer from being invalidated, and / or identification data (or electronic signature) of the financial transaction customer inserted in the financial transaction document contents. Uniqueness that can accurately specify the financial transaction customer that provided the document, and / or delete identification data (or electronic signature) of the financial transaction customer inserted into the financial transaction document contents or other identification data. Collusion Allowance, which prevents the insertion of (or digital signature), and / or identification data (or digital signature) of the financial transaction customer inserted in the financial transaction document contents provided with the financial transaction document. Asymme that prevents the third party from knowing the institution and / or third party managing (or operating) through the financial transaction document management terminal. try), and / or anonymity to prevent identification data (or digital signature) of the financial transaction customer inserted into the financial transaction document content from being exposed to the outside, and / or the financial transaction document content is external It is desirable to include at least one conditional traceability (trace conditional traceability) to track when exposed to.

The processing unit 645 inserting the identification data (or the electronic signature) into the image contents of the financial transaction document including the invisibility is a color and / or saturation and / or identifiable to the human eye. Using a Psycho-Visual Model that the resolution of the contrast is limited, a threshold that cannot visually identify the identity data (or electronic signature) of the encoded and / or encrypted financial transaction customer. It will be inserted into the image content, including. Representative insertion methods include a spatial domain conversion method for manipulating pixels of the image content and a frequency domain conversion method for inserting identification data (or electronic signature) by converting the image content into the frequency domain. In general, the spatial domain transformation method is a method of encoding and inserting the identification data (or electronic signature) into an RGB, LCrCb or YUV region of image content, and the frequency transformation method includes fast Fourier transform (Fast Fourier Transform); The FFT) and / or Discrete Cosine Transform (DCT) and / or wavelet transform are used to transform the frequency domain and then select the appropriate frequency band to insert the identification data (or digital signature).

The processor 645 inserting the identification data (or the electronic signature) into the image content of the financial transaction document including the robustness, as well as rotation and movement of the image content, loss loss compression, cutting and stretching, and the like. The identification data (or digital signature) inserted into the image is prevented from being modified and / or deleted in response to an attack including the above. In general, such an attack follows a certain pattern (e.g., loss or repositioning of high frequency areas) and / or certain image processing algorithms (e.g., converting all or part of a pixel at a constant rate). The processing unit 645 inserts identification data (or electronic signature) into the image content so as not to be modified and / or deleted in such an attack. For example, when the processing unit 645 inserts the identification data (or digital signature) into the image content through a frequency conversion method, the identification data (or digital signature) is inserted into a low frequency band. By inserting, the firmness can be improved.

The processing unit 645 inserting the identification data (or the electronic signature) into the image content of the financial transaction document including uniqueness is obtained by the identification confirmation unit 610 included in the financial transaction document. To this end, the identification confirmation receiving unit 610 reads the identification information (or the electronic signature) for the financial transaction customer, for the identification information (or the electronic signature) according to the integrity authentication procedure using a recognized standard. Ensuring integrity (e.g., when reading identity information (or digital signature) from an IC card, ensuring the integrity of the IC card holder through a Personal Identification Number (PIN) in accordance with ISO / IEC 7816) Process.

The processing unit 645 inserting the identification data (or the electronic signature) into the image content of the financial transaction document, including allowing the collusion, an averaging attack and / or a maximum minimum attack (Max -Min). Insertion into the image content for collusion attacks including Attack and / or Negative-Correlation Attacks and / or Zero-Correlation Attacks and / or Mosaic Attacks. This identification data (or digital signature) is to prevent damage.

The processing unit 645 inserts the identification data (or the digital signature) into the image content of the financial transaction document including asymmetry, so that the identification data (or the electronic signature) inserted into the image content is In order to prevent leakage to the outside, the financial transaction document management terminal device operating institution that inserts the identification data (or electronic signature) into the image content is not known to a third party. In general, such asymmetry is an encryption technique (eg, public key based) that uses the asymmetric key cryptographically to insert the identification data (or electronic signature) into the image content. Structure).

The processing unit 645 inserts the identification data (or electronic signature) into the image content of the financial transaction document including anonymity, so that the identification data (or electronic signature) inserted into the image content is Intuitively, the financial transaction customer cannot be specified. In general, if the identification data (or digital signature) includes a name and / or social security number, the identification data (or electronic signature) can intuitively specify a financial transaction customer. On the other hand, the identification data (or digital signature) is intuitive identification data (or name and / or social security number, etc.) stored in the storage medium 705 on the network (e.g., the storage medium 705 accessible only to authorized administrators). If a predetermined code and / or key value is matched with the digital signature, the identification data (or digital signature) may not intuitively specify a financial transaction customer before accessing the storage medium 705.

The processing unit 645 inserting the identification data (or electronic signature) in the image content of the financial transaction document including conditional traceability, the image content inserts the identification data (or electronic signature). Or / or store the image content in a predetermined storage medium 705, and / or when an administrator views the image content stored in the storage medium 705, Information is inserted into the image content or stored in a predetermined storage medium 705 in association with the image content.

When the storage unit 650 stores the financial transaction document content in the memory unit 675, identification data (or the financial transaction customer's identification data) may be stored in the image content of the financial transaction document by the processing unit 645. Digital signature) to include financial transaction document content generated by inserting at least one of invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability. The memory unit 675 may be stored in the memory unit 675.

According to a preferred embodiment of the present invention, in the storage unit 650 stores the financial transaction document contents in the memory unit 675, the institution information (for example, a financial transaction document from a bank) provided with the financial transaction document. , The bank name, branch name, contact person name, etc.) and / or time information (for example, the current date (year / month / day) and time generated and maintained by the internal clock of the terminal device unit 620). (Hours / minutes / seconds)) is preferably linked and stored, thereby improving the speed of retrieving and loading the financial transaction document contents stored in the memory unit 675.

When the transmission unit 655 stores the financial transaction document contents in a storage medium 705 on a network, the processing unit 645 may display the identification data (or electronic signature) of the financial transaction customer invisible and / or. Or the financial transaction document content inserted to include at least one or more of firmness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability, or by the storage 650. The financial transaction document contents stored in the memory unit 675 may be extracted and transmitted to the storage medium 705 (or the server managing the storage medium 705) on the network through the communication unit 670.

According to a preferred embodiment of the present invention, when the transmission unit 655 transmits the financial transaction document contents to a storage medium 705 on a network, institution information (eg, a financial transaction in a bank) provided with the financial transaction document. When a document is stored, a bank name, a branch name, a contact person name, etc.) and / or time information (for example, the current date (year / month / day) generated and maintained by the internal clock of the terminal device unit 620) and Time (hours / minutes / seconds)) and / or the financial transaction document management terminal information (eg, serial number of the financial transaction document management terminal device) may be transmitted in a cooperative manner, thereby transmitting the storage medium 705. The search and loading speed of the financial transaction document content stored in the) can be improved.

According to another exemplary embodiment of the present invention, the transmission unit 655 may transmit the image content of the financial transaction document read from the scanning device unit 600 and the extraction unit 630 by the reading unit 615. It is possible to process the identification data (or digital signature) of the financial transaction customer extracted from the identification confirmation receiving unit 610 to transmit to the server on the network, in this case the image content of the financial transaction document from the server At least one or more of the invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or interest reputation and / or conditional traceability It is possible to insert and include in the storage medium 705 on the network.

According to the present invention, the scanning device 600 performs a function of an image content generating means for generating a predetermined financial transaction document as a predetermined image content, and the reader 615 receives a predetermined transaction from the financial transaction customer. It performs the function of the information receiving means for receiving identification information (or digital signature), wherein the identification receiver 610 and / or processing unit 645 is the financial transaction customer to the image content of the generated financial transaction document And a network connected by the transmitter 655 and / or the communicator 670 and the financial transaction document management terminal to insert the identification information (or the electronic signature) of the financial transaction. It functions as an information transmission means for transmitting the image content of the financial transaction document in which the identification information (or electronic signature) of the customer is inserted to a server on the network. Unit 650 and a memory unit (675) performs a predetermined function of the memory information storing means by inserting the identification information (or a digital signature) of the financial transaction customers on the image content of financial transaction document the created.

7 is a diagram illustrating a financial transaction document management system according to an embodiment of the present invention.

FIG. 7 illustrates a case in which financial transaction document content generated by the financial transaction document management terminal device is stored in a storage medium 705 on a network. More specifically, (a) of FIG. Identity management data (or digital signature) of the financial transaction customer in the management terminal device is invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability The present invention relates to a case in which financial transaction document contents inserted to include at least one or more are generated and stored in a storage medium 705 on a network, and (b) of FIG. 7 shows image contents of the financial transaction document in the financial transaction document management terminal. And the identification data (or digital signature) of the financial transaction customer on a network (eg, a local area network (LAN) or an external network). When the server is transmitted to the server, the server inserts the identification data (or electronic signature) of the financial transaction customer into the image content of the financial transaction document and stores the data in the storage medium 705 as described above.

In FIG. 7, the financial transaction document management terminal includes a functional configuration as shown in FIG. 6, wherein the financial transaction document management terminal is configured to store the financial transaction document contents through a network. The server managing the storage medium 705 and a predetermined communication channel is characterized in that the connection.

Referring to (a) of FIG. 7 according to an embodiment of the present invention, the financial transaction document management system stores image contents of the financial transaction document into which identification data (or electronic signature) of the financial transaction customer is inserted. A storage medium 705 on the network, a scanning device unit 600 that scans a financial transaction document provided by a financial transaction customer, and generates predetermined image content, and identification information (or electronic signature) of the financial transaction customer. ) And the identification confirmation unit 610 for providing predetermined identification data (or electronic signature) and inserting identification data (or electronic signature) of the financial transaction customer into the image content of the financial transaction document. And a transmission unit 655 which transmits an image content of the financial transaction document into which the identification data (or electronic signature) of the financial transaction customer is inserted. A financial transaction document management terminal including a terminal device 620; And a receiving unit 700 for receiving image content of the financial transaction document into which the identification data (or electronic signature) of the financial transaction customer is inserted from the financial transaction document management terminal device, and the identification data (or electronic signature). And a server including a storage unit 650 for storing the inserted image content of the financial transaction document in the storage medium 705.

Referring to (b) of FIG. 7 according to another embodiment of the present invention, the financial transaction document management system may display image contents of the financial transaction document into which identification data (or electronic signature) of the financial transaction customer is inserted. A storage medium 705 on the network for storing; A scanning device unit 600 for scanning a financial transaction document provided by a financial transaction customer to generate predetermined image content, and reading identification information (or electronic signature) of the financial transaction customer, and predetermined identification data (or A terminal including an identification confirmation receiving unit 610 provided by an electronic signature) and a transmission unit 655 which transmits the image content of the financial transaction document and identification data (or electronic signature) of the financial transaction customer in a cooperative manner. A financial transaction document management terminal including the device unit 620; And a receiving unit 700 for receiving image content of the financial transaction document into which the identification data (or electronic signature) of the financial transaction customer is inserted from the financial transaction document management terminal device. A processing unit 645 for inserting identification data (or electronic signature) of the financial transaction customer and image contents of the financial transaction document into which the identification data (or electronic signature) is inserted into the storage medium 705. A server comprising a storage unit 650 for storing; characterized in that comprises a.

According to the present invention, the network connecting the server and the financial transaction document management terminal device and the receiving unit 700 provided in the server identify the financial transaction document content and the predetermined identity imaged from the financial transaction document management terminal device. Performs a function of an information receiving means for receiving information (or an electronic signature), and the processing unit 645 provided in the server identifies the identification information (or electronic signature) of the financial transaction customer in the image content of the financial transaction document. And a storage unit 650 provided in the server and a storage medium 705 on a network, the image contents of the financial transaction document into which the identification information (or electronic signature) is inserted. Performs a function of information storage means for storing the data in a predetermined storage medium 705.

8 is a view showing a financial transaction document management method according to an embodiment of the present invention.

In more detail, FIG. 8 illustrates the identification data (or electronic signature) of the financial transaction customer in the image content generated by scanning the financial transaction document provided by the financial transaction customer in the financial transaction document management terminal as shown in FIG. One preferred embodiment for inserting and storing to include at least one of invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability. However, those skilled in the art to which the present invention pertains may refer to the financial transaction document management system of FIG. 7 and the financial transaction document management method of FIG. The generated image contents and identification data (or electronic signature) of the financial transaction customer is transmitted to the server, the server includes the identification data (or electronic signature) is inserted into the image content and stored therein. Various implementation methods may be easily inferred.

Referring to FIG. 8 according to a preferred embodiment of the present invention, the financial transaction document management terminal apparatus includes a scanning device unit 600 for scanning a financial transaction document in paper form and generating predetermined image content, and the financial transaction customer. An identification receiver 610 is provided for reading predetermined identification information (or electronic signature) from a predetermined identification means for the financial transaction document. When providing to the institution that operates the terminal device, the financial transaction customer should have a predetermined identification means corresponding to the identification confirmation receiving unit 610 provided in the financial transaction document management terminal device.

When the financial transaction customer provides a predetermined financial transaction document, the scanning device 600 optically scans and digitizes the front and / or rear side of the financial transaction document and prints and prints the financial transaction document as shown in FIG. And / or generate predetermined image content including the written information (800).

When the image content of the financial transaction document is generated in the scanning device unit 600 as described above, the terminal device unit 620 reads the image content from the scanning device unit 600 (805), and the read The integrity of the image content of the financial transaction document is determined (810).

If the integrity of the image content of the financial transaction document is not authenticated (815), the terminal device unit 620 initializes the scanning device unit 600 and / or identification confirmation unit 610 (870), Ending the management of the financial transaction document provided by the financial transaction customer.

On the other hand, if the integrity of the image content of the financial transaction document is authenticated (815), the terminal device unit 620 is the identification data (or electronic signature) of the financial transaction customer is validated from the identification confirmation receiver 610 ) Is extracted (or confirms whether identification data (or electronic signature) of the financial transaction customer is extracted and validated from the identification confirmation receiver 610) (820).

In addition, if the financial transaction customer provides a predetermined identification means for verifying their identity in response to the identification confirmation receiving unit 610 after providing the financial transaction document, the identification confirmation receiving unit 610 ) Reads identification information (or electronic signature) of the financial transaction customer through a predetermined identification device and / or identification protocol (or standard) corresponding to the identification means as shown in FIG. 10 (830).

As described above, when the identification information (or the electronic signature) of the financial transaction customer is read from the identification confirmation receiver 610, the terminal device 620 is the identification information (or electronic) from the identification confirmation receiver 610 The signature) is extracted as predetermined identification data (or digital signature) (835), and the validity of the identification data (or electronic signature) of the extracted financial transaction document is determined (840).

According to a preferred embodiment of the present invention, the method for determining the validity of the identification data (or digital signature) of the financial transaction customer, the type and characteristics of the identification means (or identification data (or digital signature)) And / or a standard or protocol applied to the identification means, the technical idea of the present invention is not limited by the method of determining the validity of the identification data (or electronic signature) of the financial transaction customer.

If the validity of the identification data (or the electronic signature) of the financial transaction document is not authenticated (845), the terminal device unit 620 may use the scanning device unit 600 and / or the identification confirmation unit 610. Initialize (870), and ends the management of the financial transaction document provided by the financial transaction customer.

On the other hand, if the validity of the identification data (or digital signature) of the financial transaction document is authenticated (815), the terminal device unit 620 is an image of the financial transaction document whose integrity is authenticated from the scanning device unit 600 In operation 850, it is checked whether content is read (or whether the financial transaction document image content is read from the scanning device unit 600 and the integrity is authenticated).

If the image content of the financial transaction document whose integrity is verified from the scanning device unit 600 is read (855), the identification data of the financial transaction customer whose validity is verified from the identification confirmation receiver 610 (or electronically). Signature) is extracted (825), the terminal device unit 620 adds the identification data (or electronic signature) of the financial transaction customer to the image content of the financial transaction document invisible and / or robustness and / or uniqueness and And / or insert certain financial transaction document contents by embedding at least one or more collusion and / or asymmetry and / or anonymity and / or conditional traceability (860), and generating the financial transaction document contents. The storage in the predetermined memory unit 675 provided in the terminal device unit 620 (865), the process of storing in the memory unit 675 is the financial transaction document according to the method of the present invention This is a valid implementation method when temporarily storing contents and temporarily transmitting the contents to the server, and omitting the process of storing the financial transaction document contents in the memory unit 675 by another implementation method (for example, real-time financial transaction document contents). May be transmitted to the server).

After the financial transaction document content is stored in the memory unit 675 as described above, the terminal device unit 620 stores the financial transaction document content in real time (or periodically) according to an operation policy of the financial transaction document management system. In step 870, the server receives the financial transaction document content and stores the content in the predetermined storage medium 705 (875).

9 is a diagram illustrating a process of reading and generating image content of a financial transaction document according to an embodiment of the present invention.

In more detail, FIG. 9 illustrates a process of reading and generating image content of a withdrawal slip for a financial transaction in the scanning device unit 600 of a financial transaction document management terminal provided in a bank.

When the financial transaction customer prepares and provides a predetermined financial transaction withdrawal slip for the financial transaction as shown in (a) of FIG. 9, the financial transaction institution stores the withdrawal slip for the financial transaction as shown in (b) of FIG. When a predetermined financial transaction is performed and predetermined financial transaction information is printed as shown in (c) of FIG. 9, the financial transaction document management terminal according to the present invention scans the withdrawal slip for the financial transaction to generate predetermined image contents. .

According to an exemplary embodiment of the present invention, the scanning device unit 600 of the financial transaction document management terminal apparatus prints predetermined financial transaction information on the withdrawal slip for the financial transaction, and scans the financial transaction document. It is preferable to have a function together, and after printing the financial transaction information on the withdrawal slip for the financial transaction through a predetermined printing device unit (not shown) according to another embodiment, the predetermined scanning device unit 600 It is possible to scan the financial transaction document, in which case the transfer of the financial transaction document between the printing device unit (not shown) and the scanning device unit 600 is performed manually or automatically (eg, printing device unit (not shown) and scanning). A method using a predetermined input unit 606 connecting the device unit 600).

FIG. 10 illustrates a process of inserting identification data (or electronic signature) of a financial transaction customer into image content of a financial transaction document according to an exemplary embodiment of the present invention.

As shown in FIG. 9, a predetermined image content is generated by scanning a financial transaction document provided by a financial transaction customer in the scanning device unit 600. Before the image content is generated, or simultaneously or after the image is generated, the identity is generated. The confirmation receiving unit 610 reads predetermined identification information (or electronic signature) from predetermined identification means for the financial transaction customer.

For example, if the identification means of the financial transaction customer is an electronic resident registration card and / or an IC card provided with its own validity authentication means, the identification confirmation receiver 610 may use the IC card reader 611 according to the ISO / IEC 7816 standard. Preferably, the IC card reader unit 611 includes a predetermined PIN (e.g., a predetermined PIN provided in the IC card reader unit 611) for the electronic resident registration card and / or the IC card of the financial transaction customer. Enter the PIN of the financial transaction customer through the pad and follow the identification means (or identification information (or digital signature) or identification data (or electronic signature) according to the electronic resident ID and / or the IC card to authenticate the PIN). Authenticate for)).

Further, for example, if the identification means of the financial transaction customer is the current ID card, it is preferable that the identification card scanning unit 612 is provided with a printed pattern pattern recognition and / or hologram recognition function, the identification card scanning unit 612 Recognizes the pattern pattern and / or hologram included in the resident certificate to validate the validity of the resident registration card of the financial transaction customer. Alternatively, the identification card scanning unit 612 compares the photograph of the financial transaction document included in the resident registration card with the photograph of the resident registration card stored in a database operated by a national agency to identify the identity of the financial transaction document (or identification information (or It may further comprise authenticating the validity of the digital signature) or identification data (or digital signature).

Also, for example, if the identification means of the financial transaction customer is an RFID tag (for example, an identification card attached with an RFID tag) including unique tag information, the identification confirmation receiver 610 includes an RFID reader unit 613. Preferably, the RFID reader unit 613 extracts predetermined RFID tag unique information (eg, tag information matched with the financial transaction customer) from the RFID tag, and extracts the extracted RFID tag unique information. Validate the identification means (or identification information (or digital signature) or identification data (or electronic signature)) of the financial transaction document in connection with a server managing tag information matched with the financial transaction customer on the network. It is possible to further include authenticating.

Further, for example, the identification means of the financial transaction customer may include the biometric information of the financial transaction customer (eg, the fingerprint and / or hand shape and / or iris and / or voice and / or of the financial transaction customer whose uniqueness and integrity are recognized). If the face and / or signature and / or retina and / or vein and / or DNA), the identification receiving unit 610 is a biometric information recognition unit for recognizing a predetermined living body and read the corresponding biological information ( And 614, wherein the biometric information recognition unit 614 recognizes biometric information of a financial transaction customer and connects with the server managing biometric authentication information of the financial transaction customer on a network. Further comprising authenticating the validity of the identification means (or identification information (or digital signature) or identification data (or digital signature)) comprising biometric information of It is possible to do

Also, for example, if the identification means of the financial transaction customer is a handwritten signature, the identification confirmation receiver 610 includes a signature recognition unit 615 associated with a predetermined handwriting signature device (eg, a touch pad and a touch fan). Preferably, the signature recognition unit 615 reads the handwritten signature of the financial transaction customer and includes the handwritten signature of the financial transaction customer in connection with a server managing the handwritten signature authentication information of the financial transaction customer on the network. It is possible to further include authenticating the validity of the identification means (or identification information (or digital signature) or identification data (or digital signature)).

As described above, predetermined identification information (or electronic signature) is read from the identification means of the financial transaction customer, and the predetermined identification data (or electronic signature) is read to the terminal device unit 620 of the financial transaction document management terminal device. When extracted, the terminal device unit 620 displays the identification data (or electronic signature) of the financial transaction customer invisible and / or robustness and / or uniqueness in the image content of the financial transaction document read as shown in FIG. And / or insert to include at least one collusion and / or asymmetry and / or anonymity and / or conditional traceability.

Referring to FIG. 10, an image content read and generated by the scanning device unit 600 and the identification data (or electronic signature) of the financial transaction customer are inserted through a process as illustrated in FIG. 9. The transaction document contents are not distinguishable in appearance because the identification data (or electronic signature) of the financial transaction customer has been inserted to provide invisibility.

According to the present invention, when a securities occupant generates and / or transfers and / or exercises the rights of the securities, or when a predetermined journal provider receives the journal at a predetermined financial institution, the securities Or maximize the business efficiency associated with the voucher, and easily identify and manage the voucher (or voucher) provider after the rights are generated and / or transferred and / or exercised, or after the voucher has been received. This has the advantage.

According to the present invention, in the case where a given securities occupant generates and / or transfers and / or exercises the rights of the securities, or when a predetermined journal provider receives the journal at a predetermined financial institution, the journal ( Or (e.g., securities) in the image content of the provider (or securities) provider's identification data invisible and / or robust and / or unique and / or collusion and / or asymmetric and / or anonymous and / or conditional. Inserting and storing traceability to include at least one traceability to prevent identification data of the vendor (or securities) provider from being exposed to the outside; and in the event of problems with the inventory (or securities) afterwards This has the advantage of easily tracking the provider of the securities.

According to the present invention, a function of the book management terminal is provided in a predetermined terminal device including a CAT (Credit Authorization Terminal) and / or a Point Of Sales Terminal (POS) installed in a store or a store. , When the customer provides a predetermined document (securities) as a payment method when paying at the store or store, identifying the identity of the provider (securities) provider in the image content of the document (securities) at the terminal device. The data (securities) by inserting and storing data to include at least one of invisible and / or robustness and / or uniqueness and / or collusion and / or asymmetry and / or anonymity and / or conditional traceability. If there is a problem in this, there is an advantage of easily tracking it.

Claims (88)

A scanning device unit scanning predetermined book (or securities) provided by the book (or securities) provider to generate predetermined image contents; Identification data including at least one of the official certificate information (or a copy of the certificate) or the personal identification information or the card information that can identify the identity of the supplier (or securities) provider from the IC card of the supplier (or securities) provider. IC card reader unit for reading the; And A terminal inserting identification data of the vendor (or securities) provider read from the IC card reader unit into image contents of the journal (or securities) generated by the scanning device unit and storing the identification data of the journal (or securities) in a predetermined memory or storage medium. Apparatus section; a bill (or securities) management terminal device comprising a. delete delete The method of claim 1, wherein the scanning device unit, A terminal (or securities) management terminal device, characterized in that it is integrally mounted on the document (or securities) management terminal device in accordance with a predetermined document (or securities) standard, or mounted separately. delete delete delete The method of claim 1, wherein the IC card reader unit, A terminal (or securities) management terminal device, characterized in that it is mounted integrally or mounted separately to the terminal (or securities) management terminal device. delete The method of claim 1, wherein the terminal device unit, A screen output unit for outputting predetermined information or data required to manage the book (or securities) of the book (or securities) provider; A key input unit for inputting predetermined information or data required to manage the book (or securities) of the book (or securities) provider; A control unit for controlling and managing the previous operation of the terminal device unit; A memory unit for storing a predetermined program routine or data required for the control unit to control and manage the terminal device unit; A communication unit connecting the terminal device unit with at least one external device or an external network; And And a power supply unit for supplying predetermined power to the terminal device unit. The method of claim 1, wherein the terminal device unit, A reading unit that reads predetermined image content generated by scanning a document (or securities) from the scanning device unit; A processing unit inserting identification data of the provider of the voucher (or the security) into the image content of the read voucher (or the security); And a storage unit for storing image contents of the voucher (or the security) in which the identification data of the voucher (or the security) provider is inserted into a predetermined memory or a storage medium. Management terminal. delete delete delete delete delete The method of claim 1 or 11, wherein the terminal device unit, And an authentication unit for authenticating the integrity of the image content of the document (or securities) read from the scanning device unit or authenticating the identity data of the document (or securities) provider. A terminal (or securities) management terminal. The method of claim 1 or 11, wherein the terminal device unit, The book (or securities) characterized in that it further comprises a transmission unit for transmitting the image content of the document (or securities) inserted with the identification data of the document (or securities) provider to an external device or a storage medium on the network. Management terminal. The method of claim 11, wherein the storage unit, Institutional information or time information provided with the document (or securities) is processed in association with the image contents of the document (or securities) into which the identification data of the document (or securities) provider is inserted, and the memory or storage medium. The terminal (or securities) management terminal, characterized in that stored in the. delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete

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