KR100788767B1 - Method of the transfer of cash and milleage, milleage accumulation based on both customers' celluar phone and telecom server - Google Patents

Abstract

The present invention is a method and system for earning transfer payment and mileage based on a server of a customer's mobile phone and a mobile communication company. Enter the mobile phone number of the purchaser (user) into the mobile phone (business phone) of the business owner, enter the mobile phone number of the purchaser (user) into the Internet payment window, save it in the form of a barcode on the screen of the mobile phone, and transfer it to the reader (contact) This is a method of inputting the purchaser's mobile number to the terminal. There are four ways to pay with cash transfers or accrued mileage within the credit limit provided to your mobile carrier, and to earn mileage. When inputted and sent to the mobile carrier server, the server of the mobile carrier is a method and system for earning mileage in the DB of the mobile phone number used at the time of input.

The effect of the present invention combines the advantages of individual mileage and integrated mileage system, when a customer purchases (uses) a customer at a store (shopping company) and enters the customer's mobile number, the customer purchases at this store (shopping company) ( As the results are displayed separately, the miles can be provided preferentially to the regular customers, thus maintaining and managing the regular customers. In addition, it is difficult to issue mileage cards, and small and medium businesses can operate the mileage system without introducing a card issuing system, and the mileage usage of this system can be used anywhere. It is a method and system without a mileage boss because purchasers use a mobile phone (number) without carrying a mileage card, so payment and accumulation are convenient and mileage accumulation is integrated through a mobile carrier server.

Cell phone number, cell phone terminal, Internet payment window, credit card payment terminal, transfer payment, mileage usage and accrual, carrier's server, mileage accrual number

Description

METHOD OF THE TRANSFER OF CASH AND MILLEAGE, MILLEAGE ACCUMULATION BASED ON BOTH CUSTOMERS 'CELLUAR PHONE AND TELECOM SERVER}

1 is a block diagram showing the payment, mileage earned by entering the customer's mobile number into the mobile phone of the employer of the present invention

Figure 2 is a block diagram showing the transfer payment, mileage earned by entering the mobile number in the Internet payment window of the present invention

Figure 3 is a block diagram showing the transfer payment, mileage earned by barcode the mobile phone number on the user's mobile phone screen of the present invention

Figure 4 is a block diagram showing the transfer payment, mileage accrual by entering the mobile number into the credit card payment terminal of the present invention

Figure 5 is a flow chart of payment transfer, mileage accrual process in the block diagram of Figure 1

Figure 6 is a flow chart of payment transfer, mileage accrual process in the block diagram of Figure 2

Figure 7 is a flow chart of payment transfer, mileage accrual process in the block diagram of Figure 3

8 is a flow chart of payment transfer, mileage accrual process in the block diagram of FIG.

Figure 8a is a flow chart of the payment transfer, mileage accrual process in the block diagram of Figure 4

Figure 9 is a flow chart of how to earn by printing the mileage offer number on the product

Figure 10 is a flowchart of the automatic program method when the employer provides mileage accrual

[Code Description of Main Part of Drawing]

1: purchaser (user), 2: business owner payment terminal, 3: mobile carrier server, 4,6: user's mobile phone, 5: business owner's mobile phone

The present invention enters the customer's mobile phone number to the owner's mobile phone (telephone) in order to accumulate payment and mileage, enter the customer's mobile phone number in the Internet payment window, store in the form of a barcode on the screen of the mobile phone dam, credit card payment By inputting the mobile phone number of the customer to the terminal, payment and mileage are accumulated in cash or accumulated mileage of credit transfer limit stored in the server of the carrier, and the transaction between the customer and the store (purchase) based on the server of the carrier is used. It is a method and system that a purchaser (user) and a business operator conveniently use by using a payment and a credit for a mobile phone.

[Technology to which the Invention belongs and Prior Art in the Field]

The present invention enters the mobile phone number of the customer in the mobile phone (telephone) of the owner, the purchase (use) of the mobile phone number in the Internet payment window in order to make payments and mileage, the mobile phone number through the recognizer by storing in the form of a barcode on the screen of the mobile phone Recognition, credit card payment terminal, mobile phone number input to the mobile carrier's server to pay the credit limit or earned mileage, and earn mileage in addition to these four methods in addition to printing the mileage credit unique number on the product to purchase It is a method and system for accumulating in a customer DB purchased (using) a mobile carrier server by inputting into a customer's mobile phone.

In order to use the current mobile payment system, a new mobile phone with mobile banking function must be purchased, and the chip is issued by the bank and inserted into the mobile phone. When the user wants to use different bank accounts, the chip is used every time. There is an inconvenience to replace and use.

In the current Internet shopping mall, the method of payment by inputting the mobile number is that the customer enters the mobile number in the payment window and the authentication number is sent to the customer's mobile phone after a while. Therefore, you can not proceed to the next step until the authentication number is entered, and only the cash payment is used, and the mileage is not used and accumulated, and the mileage accumulation contents or purchases (use) for each site such as shopping malls and games used by the customer Many customers are unable to manage their regular customers because they don't show up, and they can't use the mileage given to them at various shopping centers, Internet sites, and branches.

The system designed for mileage use and accumulation using current credit card terminals remembers all 16 digits including the mobile phone number including the 4 digit unique number used on the credit card. Therefore, when the mobile phone station number is 3 digits, the inputter should put imaginary numbers separately in consideration of the number of mobile phone station numbers. If you remember all 16-digit numbers and enter this number to inform your business owner when you make a payment, you will often enter the wrong number when you enter your bill. Remembering your cell phone number and password allows you to use your cash or mileage reserve at any time in the future, which is an important security issue.

The system for payment and mileage earning with the current mileage cannot be operated due to the difficulty of introducing small and medium sized companies and small merchants due to system development and terminal installation, and large shopping centers keep their shopping customers as regular customers. In the case of self-operation and large companies to operate their customer service and synergy effect, the company operates OK CASHBAG system with several companies, but the mileage system operated by shopping centers should be used only by the corresponding shopping centers. The main purpose is to maintain regular customers. In addition, it is inconvenient for buyers to use the mileage in an integrated way and is incompatible with other shopping centers or stores, and the mileage is often lost. The mileage integrated use system, which is jointly operated by large corporations, consistently accumulates mileage from the central system, so it is differentiated and proactively from the operator's point of view according to regular customers, hourly, day of the week, buyers, purchased goods, first-come-first-served basis, etc. Since we can't provide the mileage, we pay mileage to all customers, so we have to accumulate a small amount of mileage. There is no small number, and the system only enhances the user's convenience regardless of securing regular customers.

Among the existing inventions, the credit card payment terminal is used only for credit card payment or presents the mileage card separately and recognizes the credit card terminal first, then recognizes the credit card to display the mileage on the credit card receipt and manage the mileage. Because it is used in the way of being stored on the company's server, you must always carry a mileage card to earn mileage, the inconvenience of having to carry the card even when using the mileage, the use of mileage is very small, and even if mileage accumulates, the mileage is Users are less interested in mileage due to being dead. In addition, the method of providing mileage is a product that has a low margin ratio compared to the sales because the system is configured to withdraw and earn mileage points at the time of payment according to the designated purchase rate in batches according to the rate once entered into the company server managing the mileage (eg, Computers, etc.) cannot use this system, and the mileage provider will be assigned according to customer, purchase amount, purchase (use) time, low season, day of the week, event, first-come-first-served, product, etc. Actively accumulate mileage at a certain rate, not always accumulate, so small amount is accumulated, so users have little interest in mileage accumulation points. In order to actively accumulate, it is necessary to build a mileage system on its own, and it is difficult for small businesses to issue and operate mileage cards alone, and users have to carry all of the mileage cards at the workplace.

By printing the mileage coupon on the product, the customer cuts it out and attaches it to the collection box on the sticker for collecting the mileage coupon, and puts it in the collection box, and the mileage management company collects it and recognizes it on the mileage earning terminal to earn mileage points for each member. . However, this method is inconvenient for the purchaser to cut out the mileage coupon every time and put it in the designated collection box, and the company that manages the mileage also manages the collection box to collect the mileage, supply sticker paper for coupon collection and coupon collection, and collect mileage. There is a problem in that a large number of people must be mobilized and management is expensive.

Existing mileage systems are not compatible with each other and each system is configured to operate independently. In other words, in operating the mileage system, only the efficiency of frequent customer retention and mileage utilization are considered. In addition, it is inconvenient for users to carry many mileage cards (shopping centers, gas stations, movie theaters, etc.) because they can only benefit from the mileage system. The mileage earning and using systems of the currently operated mobile phone mobile banking are configured separately, so users cannot expect synergies with each other, and users have to purchase new mobile phones.

In order to solve the problems of mobile banking and mileage accumulation (use), it can be used as a user cell phone versus operator cell phone (phone), a user cell phone versus internet site, a user cell phone versus operator cell phone recognition terminal, and a user cell phone to card payment terminal. If the user only has a mobile phone can be conveniently used anytime and anywhere. In addition, since the mileage is integrated into the DB of the carrier's server, it is convenient because the small mileage accumulated at each branch is collected and used, and it is convenient for mileage accrual method. If the buyer prints a unique number and the buyer unpacks or scratches the cover, the unique number displayed on his mobile phone will be credited to the DB of the mobile number used by the mobile carrier server. Cell phone-to-phone payment method tells the operator's cell phone number to the operator's cell phone without purchasing a separate terminal for payment. If you press the call button before and after the number, the carrier server enters the payment amount in the process of sending an e-mail to automatically enter the password to the mobile phone of the purchaser (user). Enter the mileage credit manually by distinguishing whether to use cash (mileage credit) within the credit limit or accumulate mileage, and display it on the operator's mobile phone (telephone) according to the customer's purchase (use) The mileage is automatically granted according to the automatic mileage payment program of the carrier server. When accumulating the mileage manually, if the password is entered by the operator's mobile phone (phone), it is approved by the carrier password management server and transferred from the employer's DB to the user's DB. Send a message to complete the payment and accumulation process.

If you put your mobile number when you pay with your mobile phone in online shopping malls or game sites, your authentication number will be sent to your mobile phone after a while, and you will have to wait for a few minutes until the verification number is delivered. After entering the password registered in the carrier's server in advance, if the transfer is approved, the payment will proceed quickly, and after payment, the payment confirmation SMS will be sent to the mobile phone registered by the purchaser (user). Program the program and store the program on the server of the carrier or the Internet site operator so that the customer can automatically accumulate according to the amount of purchase (use) and past purchase (use).

In the payment method and system using a mobile device, a mobile phone number can be stored on the screen of the mobile phone as a barcode, which is then sent to the mobile phone users. If you open the barcode screen on the reader, the mobile phone number will be recognized and settled. When this is more than a certain amount set in the carrier's customer DB server, enter the password registered in advance and if the number is correct, the transfer is approved and transferred from the carrier's customer DB to the employer's DB. Same as above.

How to use the system and payment and mileage accrual by using a mobile phone number on the credit card payment terminal is as follows. The program is made to automatically attach imaginary number 9 when the number of 4 digits that are compatible with the credit card payment network and 3 digits of mobile phone number on the bansa or card company servers. When the starting number is entered and sent to the bansa and card companies, the program stored here recognizes that the mobile phone number is entered and automatically identifies the credit card compatible number. The program consists of imaginary numbers 9 and 01 1-9 654-3210. Therefore, if you enter your mobile number and payment identification number 1 or earning recognition number 2 for payment and earning, the total number becomes 16 digits. If the password is registered in advance, the password management server transfers the approval to the mobile carrier, and the cash or accumulated mileage from the purchase (use) customer's DB to the employer's database is transferred and settled.

In the present invention, the process of inputting and approving a password is a mobile phone which is used when registering from a mobile carrier server automatically when a user registers with a mobile communication server through his mobile phone in advance and inputs the user's mobile phone number into a terminal at the time of payment. When the password is automatically sent to the user and the user enters the password, if the password stored in the carrier server is correct, the transfer is approved between the customer DB and the owner DB. Even during the input and transmission of the password, the employer can continuously enter the payment amount and the mileage input up to the stage of approval before the transfer is approved, and there is no waiting time for approval, and after sending and depositing, the SMS is sent to the mobile phone to automatically check security and lose the mobile phone. If you request a suspension from your mobile carrier, others may stop your unauthorized use.

In order to facilitate merchandise sales, a mileage offer number can be printed on the inside and outside of the product packaging so that the purchaser can open the product to earn mileage. When the buyer enters the mobile phone, the carrier's mileage server uses the mobile phone number used to enter the mileage points from the owner's database to earn credits. It is a method and system that prevents double accumulation by inquiring this number first when saving mileage points to customers by storing them in the business owner DB.

Figure 1 is to enter the customer's mobile phone number into the owner's mobile phone (telephone) to transfer the payment amount in cash and accumulated mileage, and select the cumulative results or the accumulated mileage that the customer purchased (used) in this branch It is a method and system by which employers preferentially accumulate more mileage to regular customers. When a purchaser (1) and a business week transaction (17) occur, the business owner enters into his or her mobile phone or telephone (2) to recognize that the customer's mobile phone number is the mobile phone number for payment. Or, after entering * or # and pressing the call button, the message is automatically sent to the customer's mobile phone (4) from the password management server (3a) via the purchase customer DB (3b) of the mobile carrier server (3). (8) and the purchaser (1) enters the password in his mobile phone (4) and sends it (9), the transfer approval (12) from the purchase customer DB (3b) to the employer DB (3c) The amount entered is transferred, but until the purchase (use) customer (1) enters the password and approves the transfer, the employer can enter payment amount, cash payment or mileage payment selection. Wait till If the transfer is approved with a minimum of time, the transfer is completed and the mileage is earned. If the mileage is earned, the mileage is automatically or manually entered into the program (5), and the employer's password input request (15) is required to transfer the mileage. If the password is correct, the transmission is 16. If the password is correct, the mileage is accumulated from the employer's DB to the customer's DB.

2 is a payment method and system used when paying at an internet site such as a shopping mall or a game site. That is, when a customer (1) enters a mobile phone number and a transfer password when paying the purchase (use) amount on an internet site (2), the customer (1) transmits it to the mobile communication company server (3) through a wired or wireless Internet network (6) (11) If the password registered in advance in the password management server (3a) is correct, the payment amount is approved from the purchase (use) customer's DB (3b) to the employer's DB (3c) and payment is made to the owner's mobile phone (4) If there is a password input request for mileage accumulation (13), enter and transfer the password for transfer approval (14), and enter the password for mileage when registered on the carrier server or the Internet operation site server as a program for mileage accumulation. The process is omitted, the mileage is automatically credited after the transfer, and the method and system of sending and completing the transfer SMS SMS (5) to the customer to pay and earn.

In Figure 3, when a mobile phone company sends a barcode of a customer's mobile phone number and sends it to the customer's mobile phone, the customer downloads this file and stores it on the first screen of the mobile phone. And earning method and system. In this method, when the purchaser (1) faces the terminal 18 which recognizes the barcode (2) on the first screen of the mobile phone (if connected), it recognizes the mobile phone number of the purchaser (user). Transfer from the customer DB (3b) to the business owner DB (3c), and when the payment transfer over the set amount, enter the password to the mobile phone (4) of the purchase (use) from the password management server (3a) of the mobile carrier server (3) If requested (8), the customer enters the password and transmits it (9), and if the password previously entered is correct, the transfer approval (12) for the transfer from the purchase customer DB to the business owner DB becomes the transfer (13) and ends the payment. By the way, if there is no mileage accrual step, the transfer is completed by sending a complete SMS mail (6), and if there is a mileage accrual offer, if the employer enters the mileage points, there is a password input request (15) to the employer's mobile phone (5), enter the password and send ( 16) Approved the transfer from the business owner DB (3c) of the mobile carrier server (3) to the purchase customer DB (3b) (12) and the transfer (13), the transfer completion SMS mail (6) is sent after the mileage accumulation step is completed. Payment and earning method and system.

4 is a method and system for putting a purchaser's mobile number into a credit card payment terminal and earning payment and mileage. The method is automatically entered by the program stored in the bansa (18a) or the card company (18b) by entering the number to distinguish the user's mobile phone number and payment (1) or earning (2) in the credit card payment terminal (2) of the employer When the 4 digit unique number compatible with the credit card network and the 3 digit mobile phone number, the imaginary number (9) is automatically attached to the 16 digit number and becomes the mobile phone server through the bansa (18a) and the card company (18b). (3) If the password is sent to the purchase (use) customer's mobile phone (4), the password input request mail is sent (8) and the customer enters the password and sends it (9). Use) The transfer 13 from the customer DB (3b) to the employer DB (3c). Until the password is entered and approved, the employer can continue to enter the payment amount, mileage amount, etc. If you put the customer's mobile number in the credit card payment terminal (2), the carrier's card payment terminal ( 2), the amount of money purchased (used) or accumulated mileage earned by the customer at this office (store) is displayed so that the employer can preferentially provide many miles to the regular customer based on any one of them. You can manage and program the mileage offer to the mobile carrier server, the mileage is automatically accumulated and the transfer is completed by sending a complete SMS mail (6). There is a password input request (15), enter the password to send (16) of the carrier server (3) It is a method and system for approving a transfer from the business owner DB (3c) to the purchase customer DB (3b) (12) and the mileage is accumulated by the transfer (13).

5 is a diagram illustrating the program of the block diagram of FIG. 1, when the customer's mobile phone number is entered into the mobile phone of the employer (S501), the mobile communication server automatically enters the password input request and the password into the customer's mobile phone and transmits it (S502). If the password is correct (S503), the transfer is approved (S507) and the payment amount is transferred from the customer's DB to the employer's DB (S508). At this time, the employer enters the customer's mobile number and enters the payment amount and withdrawal mileage (S504), and then selects a cash transfer or mileage use selection (S505), and then approves the transfer as long as the credit limit or mileage is less than the accumulated mileage (credit transfer limit). If the customer enters the password is sent to the mobile carrier server to enter the transfer can continue until the transfer approval (S507) If the transfer is approved in order to proceed to the next step (S502) SL51 and SL52 respectively at the same time It is configured to be sent so that the customer can enter a password to reduce the time waiting for a few minutes until the transfer is approved, and if the password (S503) is not correct and the mileage credit (S510) is not completed (S518) and the mileage or credit transfer limit I do not pay in my cash (S505) or the accumulated mileage (credit transfer limit) is withdrawn (deposit) ( When less than S506), a separate payment method, that is, payment by credit card or cash (S509) and when the mileage credit (S510) is automatically recorded by the owner's mobile phone (telephone) the customer purchased at this office (S511) ) In other words, indicate the amount of mileage earned by the sales (use) or this branch, the employer will provide a lot of mileage preferentially to the regular customers based on this record (S512). When the employer inputs and transmits the password registered in advance for the mileage transfer of the employer (S513), the transfer approval (12) in (3a) of FIG. ) Is a method and system for payment and accumulation by sending a notification notification (S516) to the customer's mobile phone.

FIG. 6 is a diagram of the program of the block diagram of FIG. 2, and when a customer (purchased) enters a mobile phone number and a password (S601) to be paid by a purchase (use) customer in the Internet payment window 2 of FIG. If the customer's mobile phone number and password entered in the correct classification is correct, the credit limit or total mileage amount (S603) is displayed, and the purchase (use) customer selects payment and mileage within the credit limit (S604) and withdraws the mileage (credit transfer). ) Is less than the cumulative available mileage (credit transfer limit) (S605), the cash and mileage is transferred from the customer's DB to the employer's database and the payment is made. If the cell phone number and password (S602) do not match during this process, When you do not choose to use cash transfer or mileage within the transfer limit (S604) and when the available mileage (credit transfer limit) is low (S605), purchase separately ( ) When the customer pays with credit card and cash (S607), etc., and there is mileage accumulation (S608), the customer sends the purchase record data to the server of the owner (S609) or is stored in the server of the carrier. It is a method and system for preferentially accumulating more mileage to regular customers according to the record (S610) that the customer purchased from this Internet site and transferring notification (S612) to the mobile phone of the customer.

7 is a diagram illustrating the program of the block diagram of FIG. 3, and a mobile phone company forms a customer's cell phone number in the form of a barcode and transmits the file to the cell phone (S701), the cell phone owner downloads the file and stores it on the first screen (S702). Open the screen of the mobile phone to pay the amount of purchase (use) of the product and face the barcode reader (S703). The amount for payment is stored in the recognizer in advance, or the payment amount is input every time the payment is displayed on the terminal (S704). As soon as the payment amount and mileage (S709) is transferred to the business owner DB from the transfer approval and customer DB, and more than a certain amount (S705), the transfer or mileage use within the credit limit is selected (S706) and the mileage to be withdrawn (credit transfer cash). ) Is less than the accumulated mileage (credit transfer limit), the customer is asked to enter his / her password on his / her mobile phone. If you send (S709) to enter the number that matches the password registered in advance in the same company server transfer is approved by the employer from the customer DB is DB or mileage payment is transferred (S709) and ends the payment. At this time, if the mileage and credit cash transfer selection (S706), when less mileage to be withdrawn, payment by credit card or cash (S710), if there is a mileage offer (S711) continues to be displayed on the employer's mobile phone recognition terminal and the employer is a regular customer According to preferentially provide a large amount of mileage (S712) and enter the password of the employer to accumulate mileage (S713) if the number is correct on the carrier server (S714) and if the number is correct from the employer DB to the customer's DB Transfer is a method and system that is terminated by giving a transfer notification (S716) to the customer's mobile phone.

Figure 8 is a method and system for earning payment or mileage by entering the customer's mobile number in the credit card payment terminal as the customer's mobile number and payment (1) or earning (2) in the credit card payment terminal (S801) If a number starting with ＂01＂ is entered in the program stored in a bansa or card company (S802), the total number of digits is divided into 12 digits (S803) and 11 digits (S804). Is the same as a credit card compatible unique number (S805) (S807), and when the total number of input cell phones is 11 digits, the credit card unique number and the station number are recognized as three digits, followed by the imaginary number 9 (S806). In step S808, the carrier selects whether to use cash or accumulated mileage within the given credit limit (S809) to distinguish whether the payment amount is less than the credit limit (S810), or If the payment mileage is less than the accumulated mileage (S811) if less, that is, if yes, go to the password confirmation step of Figure 8a and request the password input to the customer's mobile phone (Fig. 4 to 8), the customer enters the password with his mobile phone If the password is correct (S813), if the password is entered (S813), if the payment amount or mileage is transferred from the customer DB of the mobile operator to the business owner DB (S814), the credit card payment terminal is provided (S815). When the results used by the customer at this branch are displayed (S816), the employer preferentially inputs and sends mileage to the customer according to the performance (S817), and enters and transmits the mileage transfer password of the employer (S818) to confirm that the password is correct ( S819) is distinguished and the password registered in the mobile carrier and the mileage is transferred from the employer's DB to the customer's DB (S820) If the operator selects and enters a criterion for earning mileage to the customer in the automatic mileage accumulation program of the carrier server, the mileage accumulation step (S818) and password input step (S819) are automatically stored as a program in the carrier server. The mileage is automatically credited to the customer, the transfer SMS mail sent to the customer's mobile phone (S821) is terminated (S822) and the transfer within the credit limit or the selected mileage selection (S809) or the credit limit amount (S810) or If the payment mileage (S811) is greater than or equal to the limit, payment by a separate credit card or cash (S812) is performed by the customer's mobile carrier DB and the card company DB when the card is paid. Is transferred to the business owner's database (S823) and summed up with the results purchased (used) at this branch (S816) Provided when a method and system for reference to special treatment to earn

Figure 9 prints and sells the mileage offer number inside and outside the package, and the buyer of the product opens the package and prints the number inside the package, or opens the package, and prints it on the package and covers it with opaque material. It is a method and system for storing mileage in the purchase customer DB of the mobile carrier server by inputting into his mobile phone. The method is a symbol ＂**＂ which recognizes the input of a special number when printing the mileage accrual offer number on the product and the mileage accrual classification number eg) 50, the company identification number ex) 123, the product identification number example) 90, the date of manufacture ) 051015, print serial number 12345 produced on the same day 적립 Mileage earning number ** 50 123 90 051015 Enter 12345 and press call button to print and sell (S901). Open the lid or print on the wrapping paper, peel off the trapped part to recognize the offer number, enter the phone number and then press the call (S902) is automatically connected to the carrier server, go to the business owner DB to look up the mileage credit offer number (S903) If the mileage offer number is correct (S904), and if the offer is correct, the mileage of the employer is not the number that was already earned by distinguishing whether the number has already been used (S905). It is a method and system to prevent duplicate transfer accumulation by storing the mileage number that was transferred from the DB to the customer's mileage DB (S906) and the business owner's DB.

10 is a method and system for automatically accumulating mileage upon payment if a mileage accumulation rate or amount is set in a program that automatically provides mileage accumulation to a mobile carrier server. When the mileage provision standard is set by accessing (S101), the customer's mobile phone number is entered into the owner's mobile phone (telephone) at the time of payment, the customer enters his / her mobile number in the Internet payment window, and the customer saves the barcode on the mobile phone. Access, enter the customer's mobile phone number in the credit card payment terminal (S103) to distinguish whether there is a mileage credit provided after payment (S104) and if the earning method is registered as a program (S105), the mileage provision criteria registered by the employer is stored in the program That is, semen, orthography, semen and orthodontic horn It is set to automatically accumulate (S106) and is automatically transferred from the operator DB of the mobile carrier server to the customer DB, and the credited contents are sent to the customer's mobile phone by SMS. It is a method and system for earning through a recognizer and a credit card payment terminal.

Purchasing (use) If you have your own mobile phone, you can get payment transfer, mileage and system as a method and system for business (store) main mobile phone (telephone), internet payment window, mobile phone payment recognizer or card payment terminal. Payment can be made only by entering the payment amount and password. Employer displays the result of purchase (use) at the store (shopping company), that is, the cumulative purchase (use) amount or accumulated mileage earned at the store (shopping company) when the customer enters the mobile phone number. Based on either of these two methods, the mileage accrual for customers who have purchased (used) at the branch (shopping company) is not a flat fee, fixed rate, purchase (use) performance by addition method or mixed method and mileage Providing customers with regular customers by providing first-come-first-served basis, hourly, day of the week, purchase hierarchy, purchase amount, purchased product, and purchase (use) performance by the employer, whether by manual delivery or automatic registration according to program registration. By preferentially providing and discounting mileage, it is a method and system for regular customer management.

Business owners can use the mileage system as if they do not have a separate system for mileage accumulation, and customers who purchase economically active customers have mobile phones, so they do not need to have a separate mobile phone to use the system. Payment method by entering mobile number in internet payment window after using internet shopping or internet game site, making mobile phone number by barcode on the screen of mobile phone and paying with recognition terminal when using and mobile phone number on credit card payment terminal How to enter the payment method is different from the terminal and the input method, but the payment and mileage through the mobile number and the carrier server is the same, the method of entering the mobile phone number on the credit card terminal is purchased on the credit card terminal ( If you enter only the number that distinguishes the user's mobile number and payment (1) or earning (2), the program is made to be imaginary when the unique number and the mobile phone number are three digits to be compatible with the credit card network automatically. 16 digit number, no need to enter all 16 digits As there is little possibility of error in input and almost all branches have a credit card payment terminal, there is an advantage that you do not have to equip additional equipment.

It is very convenient for purchasers to use their mobile phone number wherever they use the mileage service by integrating mileage, and do not have to carry the mileage card issued to each shopping center or business. In other words, business owners can maintain and manage regular customers, which is an advantage of the individual mileage system, and even for products with a small margin to sales, the employer can actively input and adjust the mileage accrual points. It can be flexibly adjusted according to the margin rate, and the purchaser can use the mileage anywhere, which is the advantage of the integrated mileage system. It is a method and system for conveniently earning mileage by inputting a unique mileage number (mileage coupon number) displayed by scratching or tearing an overlapped portion into a mobile phone.

Claims (19)

delete delete delete delete In the transfer payment and mileage accumulation method using a wired or wireless communication network, (a1) calling a mobile operator server by inputting a mobile phone number and a special number for recognizing a payment in a mobile phone or a telephone of a business owner; (b1) calling the mobile phone number of the customer in the mobile communication company server, receiving a password and comparing the password with the previously stored customer password; (c1) if the password is correct, performing a transfer by approving the transfer from the customer DB of the mobile communication company to the business owner DB, and ending if the password is not correct; (d1) While performing the steps (b1) and (c1) in the mobile communication company server, input the payment amount and withdrawal mileage amount in the mobile phone of the business owner to automatically or manually convert the mileage after the transfer is completed in the step (c1). Preparing to earn money; (e1) if the mileage is accumulated after the transfer is completed in the step (c1), transmitting the purchase record data for the customer to the mobile phone of the business owner, and ending if the mileage is not accumulated; (f1) receiving the mileage and password differentially given from the mobile phone of the business operator in the mobile communication company server; (g1) transferring the mileage from the business owner DB to the customer DB if the received password and the pre-registered password are correct; and ending if the password is not correct; And (h1) a transfer payment and mileage earning method using a wired / wireless communication network comprising the step of transmitting a result of the transfer payment and mileage accrual to the customer's mobile phone. In the transfer payment and mileage accumulation method using a wired or wireless communication network, (a2) receiving a mobile phone number and a password of a customer from an internet site such as a shopping mall or a game site, and comparing and authenticating the mobile phone number and the password of the customer previously registered in a mobile communication company server; (b2) receiving a selection by displaying a credit transfer limit or a total mileage amount available on the screen of the terminal if the mobile phone number and the password of the customer are correct, and ending if the mobile phone number and the password of the customer do not match; (c2) if the customer's withdrawal credit transfer is less than the available credit transfer limit or the customer's withdrawal mileage is less than the available mileage, transfer cash or mileage from the customer DB to the business owner DB operating the Internet site. step; (d2) if the mileage is accumulated after the transfer is completed in step (c2), transmitting the purchase record data for the customer to the server of the business owner, and ending the mileage if the mileage is not accumulated; (e2) receiving the preferential mileage granted by the purchase record data for the customer from the server of the business operator in the mobile communication company server; (f2) transferring mileage from the business owner DB of the mobile communication company server to the customer DB; And (g2) a transfer payment and mileage earning method using a wired / wireless communication network comprising the step of transmitting a result of the transfer payment and mileage accrual to the mobile phone of the customer. In the transfer payment and mileage accumulation method using a wired or wireless communication network, (a3) receiving a barcode mobile phone number from a mobile telecommunication company server and installing it on a customer's mobile phone, displaying the barcode mobile phone number on a mobile phone screen; (b3) inputting a barcode of a mobile phone number displayed on the mobile phone screen to a barcode reader to connect to the mobile communication company server and then input a payment amount; (c3) comparing the payment amount received from the mobile communication server with a predetermined amount, and if the payment amount is smaller than the specified amount, transfer the payment amount and mileage from the customer DB to the business owner DB; Receiving input of mileage usage; (d3) if the credit transfer to be withdrawn by the customer is less than the available credit transfer limit or the mileage to be withdrawn by the customer is greater than the available mileage, paying with a credit card and cash; (e3) transferring the payment amount from the customer DB to the business owner DB when the input password matches a password registered in advance in the mobile communication company server; (f3) receiving the mileage for the customer by transmitting the purchase record data for the customer to the terminal of the business owner when the mileage is accumulated after the transfer is completed; (g3) transferring mileage from the business owner DB of the mobile communication company server to the customer DB; And (h3) a transfer payment and mileage earning method using a wired / wireless communication network comprising the step of transmitting the result of the transfer payment and mileage accrual to the customer's mobile phone. In the transfer payment and mileage accumulation method using a wired or wireless communication network, (a4) dialing a bansa or a card company's server by entering a mobile phone number of the customer and a number for recognizing the payment or accumulation in the card payment terminal; (b4) determining whether the total number of digits of the number received from the card payment terminal is 12 or 11 at the server of the bansa or card company; (c4) a total of 12 digits of the received number is prefixed with a 4-digit unique number that is compatible with a credit card payment network in front of the received cell phone number; Adding one imaginary number in front of the mobile station number at the same time as the numbering; (d4) receiving a credit cash transfer from the card payment terminal or using the accumulated mileage at the mobile telecommunication company server; (e4) If the credit cash transfer or mileage is used, if the payment amount is less than the credit transfer limit or the payment mileage is less than the accumulated mileage, enter a password, and do not use the credit transfer or mileage or the payment amount is Paying with a credit card or cash if the credit limit is greater than or equal to or more than the accumulated mileage; (f4) transferring the deposit cash or the accumulated mileage from the customer DB of the mobile communication company to the business owner DB if the input password is the same as the previously registered password; (g4) receiving mileage, a numerical value, and a password for the customer by transmitting purchase record data for the customer to the card payment terminal when the mileage is accumulated after the transfer is completed; (h4) transferring the mileage from the business owner DB of the mobile telecommunication company server to the customer DB if the password matches the previously registered password; And (i4) a transfer payment and mileage earning method using a wired / wireless communication network comprising the step of transmitting the result of the transfer payment and mileage accrual to the mobile phone of the customer. delete delete delete delete delete delete In the transfer payment and mileage accumulation method using a wired or wireless communication network, (a5) pressing the call button after inputting the mileage number printed on the outside of the product packaging into the mobile phone of the customer and automatically connecting to the mobile communication server; (b5) determining whether the mileage number is an unused mileage number by looking up the mileage number received from the business owner DB of the mobile communication company server; (c5) if the mileage number is an unused number, transferring the mileage from the employer DB to the customer DB and storing the accumulated mileage number in the employer DB; And (d5) transmitting the mileage accrual results by SMS to the customer's mobile phone; and the mileage number includes the product manufacturer's unique number, product unique number, date of manufacture, serial number and before and after this number or Transfer payment and mileage earning method using a wired or wireless communication network, characterized in that the front or back contains a special character means to earn mileage. delete delete delete delete

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