KR100304834B1 - Terminal device, information providing device, system - Google Patents

Abstract

In a mail order sales using a computer communication network, a terminal device may provide a browser, which communicates with the World Wide Web, and a message viewer, which communicates with a personal network, in order to provide a terminal device, an information providing device, a system, and a recording medium which can be securely paid. Means for ordering a product from a browser to a host computer connected to the World Wide Web, means for receiving an amount of the product from the World Wide Web, and means for transferring the amount to a message viewer. Means for performing a payment process for paying an amount using a personal network.

Description

Terminal device, information providing device, system

The user of the world wide web can communicate with various host computers in the world wide web through a host computer (called an information providing device) provided by a provider. In recent years, many virtual stores have been formed in the world wide web, and users can purchase goods by mail order through the world wide web. Products such as programs and data can also be purchased through the World Wide Web. The user can pay for the goods with the credit card by sending the credit card number and expiration date.

However, within the World Wide Web, information is passed through many host computers, making it less secure. In particular, if the number and the expiration date of the credit card are transmitted through the World Wide Web, the information may be misused, which is not preferable. Accordingly, an object of the present invention is to provide a terminal device, an information providing device, a system, and a recording medium that can securely pay in communication sales using a computer communication network.

In order to achieve the above object, according to the first aspect of the present invention, a browser for communicating with the World Wide Web and a message viewer for communicating with a personal network are provided, and the browser orders products from a host computer connected to the World Wide Web. Means for receiving the price of goods from the World Wide Web, and means for delivering the price to the message viewer, and means for performing a payment process for the message viewer to pay the price using a personal network. .

According to a second aspect of the present invention, in the first aspect of the present invention, the message viewer further includes means for receiving information from the personal network indicating that the payment processing is completed, and means for delivering to the browser that the payment processing is completed. And a means for the browser to notify the host computer via the world wide web that the payment processing has been completed.

According to a third aspect of the present invention, there is provided a browser that communicates with the World Wide Web, a message viewer that communicates with a personal network, and a message viewer receives means for ordering a product on a personal network, and the price of the product from a personal network. Means for making payment processing for payment through the personal network, and means for delivering to the browser that the order and payment processing have been completed, and the browser notifies the World Wide Web that the order and payment processing has been completed. It is provided with a means to.

According to the fourth aspect of the present invention, in any of the first to third aspects of the present invention, the message viewer transmits the number and expiration date of the credit card of the user of the terminal to the personal network in payment processing.

According to a fifth aspect of the present invention, there is provided a gateway for accessing the World Wide Web from a terminal, a storage management device for managing communication through the gateway, and a message management device stored in a dedicated line in a payment system for making payments. An information providing apparatus comprising: a means for transmitting information of a product ordered by a terminal from a terminal to a host computer stored in the world wide web, and means for transmitting the price of the product from the host computer to the terminal via the world wide web. The message management device includes a requesting means for requesting a payment system through a dedicated line for payment processing for paying for a product.

According to a sixth aspect of the present invention, in the fifth aspect of the present invention, the message management apparatus further includes means for receiving information from the payment system indicating that the payment processing is completed, and the gateway is configured to display the world that the payment processing is completed. Means for notifying the host computer via the wide web.

According to the seventh aspect of the present invention, there is provided a gateway for accessing the World Wide Web from a terminal, a storage management device for managing communication through the gateway, and a message management device stored in a dedicated line in a payment system for making payment. A message management device comprising: a means for transmitting information of goods ordered by a terminal from a terminal to a payment system, a means for transmitting a price of a product from a payment system to a terminal, and a payment process for a product price. And requesting means for requesting the payment system through the payment system, and means for receiving information from the payment system indicating that the payment processing is completed, and the gateway includes means for notifying the host computer through the world wide web that the payment processing is completed. .

According to an eighth aspect of the present invention, in any one of the fifth to seventh aspects of the present invention, the message management apparatus further includes means for transmitting to the storage management apparatus that the payment processing is completed, and storage management. The apparatus includes means for notifying the host computer that payment processing has been completed for the gateway.

According to the ninth aspect of the present invention, in any one of the fifth to eighth aspects of the present invention, the requesting means transmits the number and expiration date of the credit card of the user of the terminal to the payment system.

According to a tenth aspect of the present invention, there is provided a system for performing payment processing of a product ordered by a user of a terminal accessing the world wide web through the world wide web, the user data storing in advance the number and expiration date of the credit card the user has. An interface for accessing a personal network (closed network) that performs payment processing by credit card, a base, means for connecting using a terminal and a personal network, and request for payment processing, payment price, and merchandise from a terminal through a personal network. Means for receiving information indicating a dealer, means for reading the number and expiration date of the credit card from the user database, means for transmitting the price, the information indicating the dealer and the number and expiration date of the credit card to the personal network; Personal information indicating that the credit card was accepted Means for receiving from the network were provided.

According to the eleventh aspect of the present invention, there is provided a system for performing a payment process for a product ordered by a user of a terminal using a network, the user database storing in advance the number and expiration date of a credit card the user has, An interface for connecting to a closed network (personal network) that performs payment processing, a means for connecting using a terminal and a personal network, a means for receiving an order of a product from a terminal to a dealer of a product through a personal network, and a personal network Means for transmitting the payment for the order to the terminal via means, means for receiving confirmation of the price from the terminal via a personal network, means for reading the number and expiration date of the credit card from the user database, and a closed network ( Number and validity of payments and credit cards) It was provided with a means for transmitting and a means for receiving the information indicating that it has a credit card authorization from a private network.

According to a twelfth aspect of the present invention, in the tenth or eleventh aspect of the present invention, a dealer database for storing a merchandise dealer and a connection address of a host computer of the dealer, and a dealer of a product ordered Means for reading the contact address of the host computer identified in the dealer database from the dealer database, means for connecting to the host computer using the contact address via a dedicated line, and information indicating that the credit card has been approved using the dedicated line. A means for notifying the host computer was further provided.

According to a thirteenth aspect of the present invention, there is provided a recording medium storing a program acting on a CPU of a terminal connected to a public line, the browser module acting on the CPU to communicate with the World Wide Web, and the CPU communicating with a personal network. Means for ordering a product to a host computer connected to the World Wide Web by the browser module acting on the CPU; means for receiving a price of the product from the World Wide Web by acting on the CPU; And means for delivering the price to the message viewer, and means for causing the message viewer module to act on the CPU to perform payment processing for paying the price using the personal network.

According to a fourteenth aspect of the present invention, in a thirteenth aspect of the present invention, there is provided a means for receiving, from a personal network, information that the message viewer module acts on the CPU to indicate that the payment processing has been completed; And means for informing the host computer via the world wide web that the browser module acts on the CPU to complete the payment process.

According to a fifteenth aspect of the present invention, there is provided a recording medium storing a program acting on a CPU of a terminal connected to a public line, the browser module acting on the CPU to communicate with the World Wide Web, and the CPU to communicate with a personal network. A message viewer module, the message viewer module acting on the CPU to order a product on a personal network, a means acting on the CPU to receive a price of the product from the personal network, and acting on the CPU to pay for the personal network. A payment means for performing payment processing for payment through the web, and a means for informing the browser that the order and payment processing have been completed by acting on the CPU, and the browser module acting on the CPU to complete the order and payment processing. Means for notifying the terminal.

According to a sixteenth aspect of the present invention, in any one of the thirteenth to fifteenth aspects of the present invention, the message viewer module acts on the CPU in payment processing to provide the personal card number and expiration date for the user of the terminal. Send it to the network.

The present invention relates to a message retrieval system and a terminal device for displaying information obtained from a communication network such as the world wide web. In addition, the present application relates to the following five Japanese applications. Designated countries in which editing by reference to a document is permitted are edited in the present application with reference to the contents described in the following application, and are part of the description of the present application.

1. Japanese Patent Application No. 8-9521, filing date January 23, 8

2. Japanese Patent Application No. 8-67278 Filed Date February 28, 8

3. Japanese Patent Application No. 8-139689 Filed Date May 10, 8

4. Japanese Patent Application No. 8-139690 Filed Date May 10, 8

5. Japanese Patent Application No. 8-163679 Filed Date June 5, 8

1 is a block diagram showing the hardware configuration of the entire communication system according to the first embodiment;

2 is a block diagram showing a hardware configuration of the terminal 10;

3 is an explanatory diagram showing a functional configuration of software executed by the CPU 40 of the main body 14;

4 is an explanatory diagram showing a display of the display 12;

5 is a block diagram showing the hardware configuration of the connection management device 23, the message management device 24, and the host computer 30;

6 is an explanatory diagram showing a hardware configuration of the message distribution system 39;

7 is an explanatory diagram showing a configuration of a dealer database 33;

8 is an explanatory diagram showing a configuration of the message user database 34;

9 is an explanatory diagram showing a configuration of a message transmission condition database 36;

10 is an explanatory diagram showing a connection sequence of the terminal 10 to the world wide web 32 and the message distribution device 28;

11 is an explanatory diagram showing an order sequence of goods in Example 1;

12 is an explanatory diagram showing a payment sequence in Example 1;

13 is an explanatory diagram showing a product order sequence in Example 2;

14 is an explanatory diagram showing a payment sequence in Example 2;

15 is an explanatory diagram showing a payment sequence in Example 3;

16 is an explanatory diagram showing a payment sequence in Example 4;

17 is an explanatory diagram showing a payment sequence in Example 5;

18 is an explanatory diagram showing a configuration of an entire communication system according to a sixth embodiment;

19 is an explanatory diagram showing a payment sequence in Example 6;

20 is an explanatory diagram showing a payment sequence in Example 7;

21 is an explanatory diagram showing a configuration of an entire communication system according to a eighth embodiment;

FIG. 22 is an explanatory diagram showing a product order sequence in Example 8. FIG.

(Example)

Hereinafter, an example of an embodiment of the present invention will be described with reference to the drawings.

(Example 1)

1 is a block diagram showing an example of the configuration of the entire communication system of this embodiment. In FIG. 1, one or a plurality of terminals 10 are connected to each of the plurality of information providing apparatuses 20 via a modem 16, 18, a public network (communication network) 17, and a public network gateway 19. . The information providing apparatus 20 is managed by a provider of the so-called World Wide Web, and is connected to a plurality of host computers 30 via the Internet (World Wide Web) 32. It is also connected to the payment system 35 via a dedicated line.

In the payment system 35, the message distribution system 39 is a closed network (private network) 27, such as CAFIS (trademark) (a network for connecting a network of credit cards, a host computer of a credit card company, and a user terminal of the host computer). It is connected to the computer 28 of the credit card company through. In addition, the message distribution system 39 is connected to the plurality of information providing apparatuses 20 through a dedicated line, and provides information (called a message) about goods, such as advertisements, provided from a retailer who sells products on a network. Is transmitted to the terminal 10 through. The message may be a still picture, a moving picture, an audio, or any combination thereof. Each message describes data representing the address of the home page on the World Wide Web (WWW) of the store. The message management device 24 of the information providing device 20 stores the message received from the message distribution system 39 in the message database 26 in association with the identification number (message URL) of the message.

The homepage (and its lower page) of each dealer is stored in the host computer 30. The terminal 10 may receive information such as a homepage from the Internet 32 through the gateway 22 of the information providing apparatus 20. The user orders the product by accessing the homepage and the lower page of the dealer. The terminal 10 can also receive a message from the message management device 24. The message management device 24 transmits the message read from the message database 26 to the terminal 10 based on the request from the terminal 10. The user inputs an ID (provider user ID) and password for connecting to the gateway 22 through the public line gateway 19, and an ID (message user ID) and password for obtaining a message from the message management device 24. Equipped.

2 is a block showing the hardware configuration of the main body 14 of the terminal 10. In FIG. 2, the CPU 40 operates based on programs stored in the ROM 42 and the RAM 44. The timer 46 counts a predetermined time. Data is input from the user via the input device 48. The hard disk 50 as an example of the storage device stores data such as an image, information about a user, and a program in which the CPU 40 operates.

The calendar IC 51 is backed up by the battery and provides the CPU 40 with the current date and time. The floppy disk drive 52 reads data or a program from the floppy disk 56 and provides it to the CPU 40. The CD-ROM drive 54 reads data or programs from the CD-ROM 58 and provides them to the CPU 40. The main body 14 also has an interface for connecting to the modem 16 and the display 12.

3 is a block diagram showing a functional configuration of software executed by the CPU 40. As shown in FIG. These software are stored in a recording medium such as floppy disk 56 or CD-ROM 58 and provided to the user. The software stored on the recording medium may be compressed or uncompressed. The software is installed in the hard disk 50 from the recording medium, read into the RAM 44 and executed by the CPU 40.

The software stored and provided on the recording medium, that is, the software installed on the hard disk 50 includes a communication module 73 including a PPP driver 70 and a TCP / IP driver 72 as a functional configuration, and a browser 74. ) And a message viewer 76. The PPP driver 70 creates a data link on one physical line between the gateways 19 (FIG. 1). The browser 74 communicates with the gateway 22 via the TCP / IP driver 72 on the data link generated by the PPP driver 70 and displays the received image on the display 12. As the browser 74, a network (trademark), a mosaic (trademark), etc. can be used, for example.

The message viewer 76 displays on the display 12 an image received by communicating with the message management device 24 via the TCP / IP driver 72 on the data link generated by the PPP driver 70. The message viewer 76 has a functional configuration, a connection module 80 for connecting to the message management device 24, an order processing module 82 for ordering goods at a dealership, and a payment processing module 84 for paying an amount of the ordered goods. It is provided.

4 is an explanatory diagram showing an example of a screen displayed on the display 12. The display 12 opens a window (browser window) 60 of the browser 74 and a window (message viewer window) 62 of the message viewer 76. The information received from the Internet 32 is displayed in the browser window 60, and the message received from the message management device 24 is displayed in the message viewer window 62. The message viewer window 62 displays new messages every predetermined time period, for example, every minute.

The message viewer window 62 has a home page button 64, a billing button 66, a stop / resume button 68, and an end button 69. When the home page button 64 is pressed, the home page corresponding to the message displayed in the message viewer window 62 is displayed in the browser window 60. When the data request button 66 is pressed, the data of various products related to the message displayed in the message viewer window 62 is transmitted from the message management device 24 to be displayed in the message viewer window 62. The message or material is provided with a button for placing the ordered goods.

5 is a block diagram showing the hardware configuration of the connection management apparatus 23, the message management apparatus 24, and the host computer 30. As shown in FIG. In the figure, the CPU 90 operates on the basis of programs stored in the ROM 92 and the RAM 94. The timer 96 counts a predetermined time. The communication interface 98 processes input and output with a communication line. Data is input from the user through the input device 100. The database interface 102 connects with various databases constituted by a hard disk or the like. The floppy disk drive 104 reads data or a program from the floppy disk 106 and provides it to the CPU 90. The calendar IC provides the date and time to the CPU 90. The display 108 displays the communication status and the like to the operator.

The configuration of the message distribution system 39 is shown in FIG. Parts corresponding to those in FIG. 5 are denoted by the same reference numerals as those in FIG. 5, and their description is omitted. However, the communication interface for connecting to the personal network 27 and the communication interface for connecting to the information providing apparatus 20 may be provided instead of the communication interface 98. The message distribution system 39 includes a dealer database 33, a message user database 34 for storing information about message users of each terminal 10, and a message transmission condition database for storing transmission conditions of each message ( 36) and a connection log 38 for storing a communication history.

The structure of the dealer database 33 is shown in FIG. The dealer database 33 stores a dealer code registered in the credit card company 28 of each dealer who sells the goods on the network, and a connection destination address on the network indicating the host computer 30 of each dealer.

8 shows the configuration of the message user database 34. The message user database 34 includes a user ID (message user ID) and password (message user password) for using each message, a provider ID for identifying one information providing apparatus 20, and a user using the provider. User information (provider user ID), message display time and date of birth, gender, marital status, occupation, and address (user information), which are used for access, are provided. The message user database 34 also includes a credit card number and expiration date, a name, and a final communication date and time used by the user.

The user inputs user information to the terminal 10 when the message viewer 76 is used for the first time or when the message viewer 76 is installed on the terminal 10, for example. The terminal 10 stores the input user information in the hard disk 50 and transmits the same to the message management apparatus 24. The message management device 24 transmits the user information received from the user to the message distribution system 39. The message distribution system 39 stores user information in the message user database 34. In addition to the user information, age, occupation, income, hobby, and the like may be stored.

9 is an explanatory diagram showing the configuration of the message transmission condition database 36. The message transmission condition database 36 stores message UPL for identifying each message and conditions for transmitting the message in association. The conditions for sending the message include the limit of the display frequency for each user, the limit of the display frequency for all users, the time when the message should be displayed and the age range, gender, marital status, occupation and address of the user who should display the message. Save it. The message distribution system 39 reads user information from the message user database 34 according to a request from the terminal 10, and retrieves a message from the message transmission condition database 36 using the user information. The URL of the retrieved message is transmitted to the terminal 10. Therefore, a message URL of a message suitable for the user (for example, advertisement of a product related to the user) can be transmitted to each terminal 10.

The connection sequence of the terminal 10, the connection management apparatus 23, the message management apparatus 24, the message distribution system 39, the gateway 22, and the Internet 32 is demonstrated using FIG. When the communication module 73 of the terminal 10 makes a PPP connection request (S102), the connection management device 23 registers the received provider user ID and provider user password in the provider user database 25. Inquire whether or not there is (S104).

If the ID and password are registered, the connection management device 23 transmits the PPP connection permission to the terminal 10 (S106). Further, the provider user ID is notified to the message management device 24 (S108). If the PPP connection is permitted, the browser 74 of the terminal 10 connects to the gateway 22 with TCP / IP (S110) and communicates with the Internet 32 via the gateway 22 (S112). The connection module 80 of the message viewer 76 makes a TCP / IP connection with the message management device 24 (S114). Then, the message management device 24 requests authentication information from the message viewer 76 of the terminal 10 (S118).

When the connection module of the message viewer 76 receives the authorization information request, it transmits the message user ID and password as the authentication information to the message management device 24 (S120). The message management device 24 stores the provider user ID received from the connection management device, the message user ID and message user password received from the message viewer 76, and the provider ID of the information providing device 20. 39) (S121). The message distribution system 39 then determines whether the received message user ID and the message user password are registered in the message user DB 34 (S122). If they are registered, the access permission is transmitted to the message viewer 76 (S124).

Next, the message distribution system 39 notifies the connection management apparatus 23 that the charging for the user identified by the provider user ID should be stopped (S130). Then, the connection management device 23 stops charging for the use of the information providing device 20 for the user (S132). The usage fee while charging is stopped is paid from the message distribution system 39 to the information providing apparatus 20. On the other hand, the message distribution system 39 charges a fee corresponding to the message display to the dealer who provided the message. That is, according to the present embodiment, the user can access the Internet 32 free of charge by displaying an advertisement in the message viewer window 62.

Since a link is established between the browser 74, the Internet 32, the message viewer 76, and the message management device 24, respectively, they can communicate independently. Since the communication method between the browser 74 and the Internet 32 is well known, description is abbreviate | omitted. The message viewer 76 periodically requests a message URL from the message distribution system 39 using the timer 46 (S134). When the message distribution system 39 receives the retrieved message URL, it requests the message management device 24 for the message of the message URL (S136).

The message management device 24 retrieves the message of the received message URL from the message database 26 and transmits the message to the message viewer 76 (S136). As this message, an advertisement of a product can be transmitted, for example. The user can order the advertised product. The communication between the Internet 32 and the browser 74 is inexpensive, but is less reliable because it communicates through multiple computers in the Internet. On the other hand, since a dedicated line is used for communication between the message viewer 76, the message management device 24, and the message distribution system 39, the reliability is high.

11 shows an order sequence of goods using the system shown in FIG. In this embodiment, the user designates the goods to order using the browser 74. The page for ordering a product is displayed in the browser window 60 by pressing the home page button 64 in the message viewer window 62. However, as another example, a page for placing an order for a product by an operation in the browser window 60 may be displayed in the browser window 60. Herein, the product refers to the product provided to the user at a cost, and other information, such as a service, a program, or data, is applicable.

First, the browser 74 transmits an order request indicating the designated product to the gateway 22 (S150). The gateway 22 transmits the order request to the host computer 30 via the Internet 32 (S152). Then, the host computer 30 requests the gateway 22 for the mailing address and name of the goods (S154). Upon receiving a request for an address and a name from the gateway 22 (S156), the browser 74 displays a display prompting the input of the address and name of the mail destination on the browser window 60 (S158).

The browser 74 transmits the address and name entered by the user to the host computer 30 via the gateway 22 (S160) (S162). The host computer 30 then determines whether the goods can be mailed using the received address and determines the postage fee (S170). If the mail can be attached to the order the identification number (S172). In addition, information indicating the identification number, the product contents, and the address of the mail destination is stored in the RAM 94 (S174).

The host computer 30 stores the order identification number, the product contents, the address of the mailing address, the name, the amount of the goods, the tax amount, the total amount of the payment of the postage fee, the mailing period and the dealer code indicating the handling point of the goods. Through (S180), and transmits to the browser (74) (S182). The browser 74 displays these information in the browser window 60 (S184), and waits for confirmation by the user (S186). When the goods arrive only to the user by the communication line, S154 to S170 may be omitted. When the user makes an input indicating confirmation, the payment sequence is started.

12 shows a payment sequence. The payment processing module 84 executes the operation of the message viewer 76 in this sequence. The browser 74 exchanges the payment request indicating the order identification number, the total amount of money, and the dealer code to the message viewer 76 (S202). Then, the message viewer 76 transmits the payment request to the message management device 24 (S204). The message management device 24 transmits the payment request to the message distribution system 39 via the dedicated line (S206). The message distribution system 39 reads the message user's credit card number, expiration date and name from the message user database 34 (S210).

The message distribution system 39 sends the total amount, the dealer code, the number of the credit card, the expiration date, and the name to the credit card company 28 via the personal network 27 to inquire whether the payment can be made (S220). . If the credit card company 28 checks whether or not the payment can be made, if the payment can be made (S222), the payment approval ID is transmitted to the message distribution system 39 (S230). Then, the message distribution system 39 reads the connection destination address of the handling point from the handling point database 33 using the handling point code (S232). Further, a payment notice indicating the order identification number, the payment approval ID, and the connection destination address is transmitted to the message management device 24 (S234). The message management device 24 transmits the received information to the connection management device 23 (S236).

The connection management device 23 transmits a payment notice indicating the order identification number and the payment approval ID to the host computer 30 indicated by the connection address (S240). The host computer 30 then reads the contents of the goods, the address of the mailing address and the name of the mailing address from the RAM 94 by using the identification number, and performs a process for mailing the goods (S242). In addition, it informs the connection management device 23 that the ordering of goods is completed (S250).

The connection management device 23 notifies the message management device 24 of the completion of the order (S270), and the message management device 24 notifies the message viewer 76 of it (S272), and the message viewer 76 The browser 74 is notified of it (S274). The browser 74 then displays in the browser window 60 that the ordering has been completed (S276).

According to the present embodiment, even when a product displayed on a page of the world wide web is purchased, an amount of money can be paid through the message distribution system 39. Since the number and the expiration date of the credit card are not transmitted via the Internet (World Wide Web) 32, it is possible to prevent the credit card number from being acquired and abused by a third party. In addition, since the reliability of the leased line is much higher than that of the Internet 32, it is possible to prevent the loss of the approval ID, payment notice, or order completion notice.

(Example 2)

FIG. 13 shows a sequence when a product is ordered using the message viewer 76. As shown in FIG. In this case, the message distribution system 39 substitutes for the order of goods. If an order of goods is requested from the message viewer 76 to the message management device 24 (S150), the message management device 24 requests an order of goods from the message distribution system 39 (S152). From the message distribution system 39 via the message management device 24 (S154), if an address and name are requested from the message viewer 76 (S156), the message viewer 76 sends an address and a message to the message viewer window 62. A display requesting a name is performed (S158). When the address and name are input, the message viewer 76 transmits them to the message distribution system 39 via the message management device 24 (S160) (S162).

The message distribution system 39 calculates the shipping rate of the product (S170), attaches an identification number to the order (S172), and stores the identification number, the contents of the product, and the mailing address in the RAM 94 (S174). . In addition, the information is transmitted to the message viewer 76 via the message management device 24 (S180) (S182). The message viewer 76 displays the received amount and the like (S184), and waits for the user to confirm (S186). In comparison with FIG. 11, the message viewer 76 in place of the browser 74, the message management device 24 in place of the gateway 22, and the message distribution system 39 in place of the host computer 30. This product order operation is performed.

14 shows a payment sequence in the present embodiment. In the present embodiment, the message distribution system 39 reads the connection destination address of the dealer from the dealer database 33 (S232), and then reads from the RAM 94 the contents of the goods stored in S160 and the address of the mail destination. (S233). In addition, the message distribution system 39 transmits the connection destination address, the contents of the goods, the payment approval ID, and the mailing address to the message management device 24 to convey that the goods have been ordered (S235). These informations are transferred from the message management device 24 to the host computer 30 via the connection management device 23 (S237) (S241). Since the subsequent processing is the same as in Fig. 12, the description is omitted.

According to the present embodiment, when the advertisement of the product is displayed in the message viewer window 62, the user can order the product only by viewing the message viewer. Thus, for example, if the advertisement of the product is displayed on the material sent after pressing the data request button 66, the product can be ordered directly on the message viewer. Moreover, the communication system which can order goods by the description method in any one of Example 1 and 2 can also be comprised.

(Example 3)

15 shows a payment sequence in the present embodiment. The configuration other than the payment sequence is the same as in the first embodiment. In the present embodiment, when a payment request is exchanged with the message distribution system 39 (S202, S204, S206), the message distribution system 39 requests card information from the message viewer 76 (S211, S212). The message viewer 76 requests card information from the browser 74 (S214), and displays on the display 12 the browser 74 inquiring of the credit card number and expiration date (S215). When the user enters the credit card number and expiration date, the browser 74 transmits these card information to the message viewer 76 (S216). The message viewer 76 transmits the card information to the message distribution system 39 (S218, S219). Since the subsequent processing is the same as in Fig. 12, the description is omitted.

According to this embodiment, since the card information is requested to the user each time a payment request is made, it is not necessary to store the credit card information and the expiration date in the message user database 34. In addition, the user can freely select a credit card to be used each time a product is purchased. Also in the second embodiment, as in the third embodiment, the number and expiration date of the credit card may be inquired to the message viewer 76 each time.

(Example 4)

Fig. 16 shows a payment sequence in the present embodiment. The configuration other than the payment sequence is the same as in the third embodiment. In addition, since the operation from the dealer database 33 to the reading of the destination address (S232) in the payment sequence is the same as in the third embodiment, the description thereof is omitted. When the message distribution system 39 reads the connection destination address (S232), it notifies the message viewer 76 of the approval ID and the connection destination address (S234, S280).

Then, the message viewer 76 transmits the approval ID and the connection destination address to the browser 74 (S282). The browser 74 indicates that the payment process is terminated by sending a payment notice including the authorization ID to the host computer 30 indicated by the connection address (S290). The host computer 30 then performs a mailing geography for mailing the goods to the address stored in the RAM 94 in S160 (S292), and sends a order completion notification to the browser 74 indicating that the ordering process has been completed. (S300).

According to this embodiment, it is possible to order and pay goods in a simple sequence compared with the first or second embodiment. In particular, since the processing of the message management device 24 is small, it can be realized without making any major changes to the facilities of the existing provider. On the other hand, in Embodiment 1 or 2, since the terminal 10 does not need to process anything between the credit card company 28 and the host computer 30 until the mail processing is performed, the terminal ( Even if the power supply in step 10) is turned off, the goods can be shipped reliably. Therefore, it is possible to prevent the payment from the credit card without the goods arriving to the user.

(Example 5)

In this embodiment, the order of goods in the fourth embodiment is performed using the message viewer 76. Since the order of goods is the same as that of Example 2 (FIG. 13), description is abbreviate | omitted.

17 shows a payment sequence. In the present embodiment, the message viewer 76 first stores the order information notified in S182 (FIG. 13) in the RAM 44 (S200). The subsequent processing is similar to the fourth embodiment (Fig. 16), and therefore only the differences from the fourth embodiment will be described. In the present embodiment, the card information is input by the message viewer window 62 (S215). When the message viewer 76 receives the payment notice (S280), the message viewer 76 reads the order information from the RAM 44 (S284). Further, the contents of the ordered product, the connection destination address of the dealer, the approval ID, the address and the name of the transmission destination are transmitted to the browser 74, and the browser 74 is notified that the product has been ordered (S286).

The browser 74 connects to the host computer 30 indicated by the connection destination address, and notifies the host computer 30 of the product contents, the payment approval ID, and the address name of the transmission destination by notifying the product order (S288). When the host computer 30 performs the shipment processing of the goods (S293) and notifies the browser 74 that the shipment processing is completed (S300), the browser 74 notifies the message viewer 76 of the completion of the goods shipment. (S310). The message viewer 76 displays the completion of the order in the message window 62 (S312).

According to this embodiment, the load on the message management device 24 can be reduced as compared with the fourth embodiment. On the other hand, according to the method described in the fourth embodiment, even when the user turns off the terminal 10 at any time, it is possible to prevent only payment of the price and no mail processing of the goods. In addition, according to the present embodiment, when the advertisement of the product is displayed in the message viewer window 62, the user can order the product only by viewing the message viewer window 62. Thus, for example, if the advertisement of the product is displayed on the material sent by the data request button 66, the product can be ordered directly on the message viewer window 62.

(Example 6)

18 shows the configuration of the entire communication system according to the present embodiment. In this embodiment, the host computer 30 of the merchandise dealer is connected to the message distribution device 39 via a dedicated line. Since other configurations are the same as those in FIG. 1, the description is omitted. In addition, since the order sequence in a present Example is the same as that of FIG. 11, description is abbreviate | omitted.

19 shows the payment sequence in the present embodiment. In the present embodiment, the browser 74 notifies the message viewer 76 of the dealer code, the contents of the product, the sum of the payment amount, and the address name (order information) of the payment destination when the payment is requested (S202). The order information is notified to the message distribution system 39 via the message management device 24 (S204, S206) and stored in the RAM 94 of the message distribution system 39 (S208). Since the processing for accepting the credit card (S 211 to S230) and the reading (S232) of the dealer database 33 are the same as those in the third embodiment, the description is omitted.

Thereafter, the message distribution system 39 reads the order information from the RAM 94 (S233), and notifies the host computer 30 that the order has been directly placed by transferring the connection address and the order information (S400). Then, the host computer 30 performs a process for mailing the goods notified by the order notification to the mailing address notified by the order notification (S402). Then, when the host computer 30 notifies the message distribution system 39 that the order processing has been completed (S410), the message distribution system 39 passes through the message management device 24 (S420) and the message viewer 76. (S422), the browser 74 is notified of the completion of the order (S424). The browser 74 indicates that the order is completed in the browser window 60.

According to this embodiment, the order of goods is notified from the message distribution system 39 to the host computer 30 without going through the Internet (world wide web) 32. It is possible to prevent the order of goods from being delivered to the host computer 30 due to an accident on the Internet 32. In particular, the reliability of the leased line is so high that it can be reliably prevented that the goods are not sent as payment is paid.

(Example 7)

In the present embodiment, the message distribution system 39 substitutes the order of goods in the sixth embodiment. Since the order sequence is the same as that of the second embodiment (Fig. 13), the description is omitted. In this embodiment, the host computer 30 does not have to be connected to the Internet 32.

20 shows a payment sequence. Compared to the payment sequence (Fig. 19) described in the sixth embodiment, the browser 74 is not involved in payment. In the present embodiment, since the order information is stored in the RAM 94 in S174 of FIG. 13, the payment request S204 transmits only the payment request without transmitting information about the order. In S233, information about the order stored in the RAM 94 in S174 is read. Since other operations are the same as in FIG. 19, description thereof is omitted.

According to the present embodiment, when the advertisement of the product is displayed in the window 62 of the message viewer 76, the user can order the product while viewing only the message viewer window 62.

(Example 8)

Fig. 21 shows the configuration of the system in this embodiment. In the present embodiment, the information providing apparatus 20 functions as a BBS such as a nifty sub (trademark), a compute sub (trademark), and the like. The connection management apparatus 23 is connected to the BBS database 21 which stores the information in BBS, and the BBS user database 25 which stores the information about a BBS user. In Example 1, the structure shown in FIGS. 2-10 is the same as that of this embodiment. However, in the present embodiment, the browser 74 functions to receive and display information of the BBS from the connection management device 23.

22 shows an order sequence of goods. When a product order is requested from the browser 74 (S150), the connection management device 23 requests the mailing address of the product from the browser 74 (S154). When the address is transmitted from the browser 74 (S158), the connection management device 23 calculates the postage fee (S170), information indicating the ordered product, the amount of the product, the amount of the postage, the tax amount, the total amount of the postal address. Information indicating the address and the mailing period is transmitted to the browser 74 (S80). Then, the browser 74 displays information such as the received fee (S184) and waits for the user to confirm (S186). Since the payment sequence is the same as in the sixth embodiment (Fig. 19), the description is omitted.

According to the present embodiment, the message distribution system 39 can perform the payment processing after placing an order using the BBS.

(Etc)

In Examples 1 to 7, the payment system 35 paid for the goods using a credit card. However, the "payment system" described in the claims includes all systems having a function of paying a dealer of a product. For example, a system may be used to replace a price at a user's bank account at a dealer, or a system may be used to transfer a price to a bank account for a payment system once a user's bank account is used and to pay a price at a dealer's store.

In the above embodiment, the browser 74 displays homepage information and the like of the Internet 32. However, the browser 74 may provide an internet telephone or an internet television telephone for voice communication via the Internet.

In addition, in the above embodiment, the dealer database 33, the message user database 34, the message transmission condition database 36, and the access log 38 are shown as roads of independent disk devices, but they are stored in the same disk device. You may be. In addition, the correlation of data in each field can be realized by various file configurations. For example, the message user database 34, the message transmission condition database 36, and the connection log 38 may be configured in different areas within the same file.

The browser window and the message display module window may be arranged up and down on the display 12. In addition, the browser 60 and the message display module 76 may be integrated, and one window may be divided into two areas. In this case, the information received from the Internet 32 and the information received from the message management device 24 can be displayed in each area in one window.

As an example of the recording medium, the floppy disk 56 or the CD-ROM 58 may store some or all of the functions of the terminal 10 described in the present application. The floppy disk 106 may also store some or all of the functions of other devices. These programs may be read directly from the recording medium into the RAM and executed.

In addition to floppy disks, CD-ROMs, optical recording media such as DVD, magnetic recording media such as MD, magneto-optical recording media such as PD, tape media, magnetic recording media, semiconductor memories such as IC cards and miniature cards, etc. It is available. Such a recording medium is used only for the manufacture of the terminal 10, the message management device 28, or the message distribution system 39, and the manufacture and sale of such a recording medium is based on the present application. It is clear that this constitutes an infringement of patent rights.

As mentioned above, although embodiment of this invention was described, the technical scope of this invention concerning this application is not limited to the said embodiment. Various modifications can be made to the above embodiments, and the invention described in the claims can be practiced. It is also apparent from the description of the claims that such invention falls within the technical scope of the invention relating to this application.

According to the present invention, even when a product is ordered to a host computer connected to an open network such as the Internet, the credit card number can be introduced through a dedicated line without going through such an open network. Therefore, the information of the credit card can be prevented from being hacked and misused.

Claims (12)

Browsers that communicate with the World Wide Web, A message viewer that communicates with a private network, The browser and the message viewer are provided with communication means for independently communicating with the world wide web and the personal network using logically different lines, The browser, Means for ordering a product on a host computer connected to the world wide web; Means for receiving an amount of the product from the world wide web, Means for conveying the amount of money to the message viewer, The message viewer, And means for performing payment processing for paying the amount using the personal network. The method of claim 1, The message viewer Means for receiving from the personal network information indicating that the payment processing has been completed; Means for delivering to the browser that the payment processing is complete; The browser, And means for notifying the host computer via the world wide web that the payment processing has been completed. Browsers that communicate with the World Wide Web, A message viewer that communicates with a private network, The browser and the message viewer are provided with communication means for independently communicating with the world wide web and the personal network using logically different lines, The message viewer, Means for ordering goods in the personal network; Means for receiving an amount of the product from the personal network; Payment means for performing a payment process for paying the amount over the personal network; Means for communicating to the browser that the order and the payment process have been completed; The browser, And means for notifying the world wide web that the order and the payment process have been completed. The method of claim 3, wherein And the message viewer transmits the number and expiration date of the credit card of the user of the terminal to the personal network in the payment processing. A gateway for accessing the wide world web from a terminal, a connection management device for managing communication through the gateway, and a message management device capable of communicating with the terminal independently of the gateway; The gateway is, Means for transmitting information of goods ordered by the terminal from the terminal to a host computer connected to the world wide web; Means for transmitting the amount of the product from the host computer to the terminal via the world wide web, The message management device, It is connected to the payment system which pays the price by a private line, Means for receiving the amount of money from the terminal; And requesting means for requesting the payment system for payment processing for paying the amount of the product through the leased line. The method of claim 5, The message management apparatus further includes means for receiving completion information from the payment system indicating that the payment processing is completed, and means for notifying the gateway of the completion information, And the gateway comprises means for notifying the host computer via the world wide web that the payment processing has been completed. A gateway for accessing the World Wide Web from a terminal, a connection management device for managing communication through the gateway, and a message management device for communicating with the terminal independently of the gateway; The message management device, It is connected to the payment system that pays the price through a dedicated line. Means for transmitting information of goods ordered by the terminal from the terminal to the payment system; Means for transmitting an amount of the product from the payment system to the terminal; Request means for requesting the payment system for payment of the goods price to the payment system through the leased line; Means for receiving completion information from the payment system indicating that the payment processing is completed; Means for notifying the gateway of the completion information; The gate weight is, And means for notifying the host computer via the world wide web that the payment processing has been completed. The method of claim 7, wherein The message management device further includes means for transmitting to the connection management device that the payment processing is completed, And the connection management device includes means for notifying the host computer that the payment processing is completed for the gateway. The method of claim 8, And the requesting means transmits the number and expiration date of the credit card of the user of the terminal to the payment system. A system in which a user of a terminal accessing the World Wide Web performs a payment process for a product ordered through the World Wide Web, A user database that stores in advance the number and expiration date of the credit card of the user; An interface for accessing a personal network for payment processing by the credit card; Means for communicating with the terminal using a personal network that is a logical line independent from the communication between the world wide web and the terminal; Means for receiving information indicating the request for payment processing, the payment price, and the handling point of the product from the terminal via the personal network; Means for reading the number and the expiration date of the credit card from the user database; Means for transmitting the payment, the information representing the dealer and the number and the expiration date of the credit card to the personal network; And means for receiving information from the personal network indicating that the credit card has been accepted. A system for performing payment processing of goods ordered by a user of a terminal using a network, A user database that stores in advance the number and expiration date of the credit card of the user; An interface for accessing a personal network for payment processing by the credit card; Means for accessing the terminal using a personal network, which is a logical line independent from the communication between the world wide web and the terminal; Means for receiving an order of the goods from the terminal via the personal network to the dealer of the goods; Means for transmitting an amount for the order to the terminal via the personal network; Means for receiving a confirmation of the amount of money from the terminal via the personal network; Means for reading the number and the expiration date of the credit card from the user database; Means for transmitting the amount and the number of the credit card and the expiration date to the personal network; Means for receiving information from the personal network indicating that the credit card has been authorized. The method of claim 11, Dealer database which stores the store of the product and the connection address of the host computer of the store in correspondence, Means for reading from the dealer database a connection address of the host computer identified at the dealer of the goods for which the order was placed; Means for connecting to the host computer via a dedicated line using the connection address; And means for notifying the host computer using the leased line to indicate that the credit card has been accepted.