KR100269779B1 - Fraudulent check/card processing method of ecr - Google Patents

Abstract

PURPOSE: A method for managing a trouble check/card of a cash register is provided to ask the check/card again during the appointed number of times for recording the face of a check/card holder with operating a CCTV automatically in case that the check/card is stolen or lost. CONSTITUTION: In the method for managing the trouble check/card of the cash register, a few stages are included. In the first stage, the check/card, which is showed in approving the check/card of the price of transaction, is read and it is referred if there is a matter with the check/card or not. In the second stage, if it is the check/card of stop of transaction by bad credit, a message for informing it is output. In the third stage, the CCTV is controlled in case that the check/card is reported as being lost and stolen and the face of the check/card holder is recorded. In the fourth stage, the reference of the check/card is commanded again to have the enough time for recording the face of the check/card holder.

Description

How to process a problem check / card on a cash register

The present invention relates to a problem check / card processing method of the cash register, in particular, the problem check / card of the cash register that allows the automatic recording of the customer's face when the customer uses a check / card that is reported stolen or lost It is about a processing method.

In general, the cash register is a device that processes various data accompanying the sales of pain so that the information can be managed smoothly, and informs the user of the results. It ranges from Point of Sales (POS) system to comprehensively manage the distribution economy of the company. Hereinafter, in the present specification, the term electronic cash register controlled by a microprocessor is used as a broad concept including a low-end cash register to a POS terminal.

On the other hand, in recent years, such a credit card (check) because the credit card (hereinafter referred to collectively as the term credit card as a generic term for all cards that can replace cash), debit cards or checks are widely available in the trading community. It is a situation that a cash register has been developed and used to make payment using.

1 is a perspective view showing the appearance of a cash register with such a card reader. As shown in FIG. 1, the cash register capable of paying a card includes a keyboard 2 for registering according to sales and setting a desired function, a mode selection key 5 used for selecting various operation modes provided in the cash register, A cashier's indicator (4) that tells the clerk the various operations of the cash register, including the transaction history, a customer's indicator (3) that shows the total amount the customer should pay, and a receipt outlet (1) where a receipt containing the transaction history is output. ) A money storage box 7 for storing cash and a card input port 6 for reading a credit card.

FIG. 2 is a key configuration diagram of the keyboard in FIG. 1, and in fact, the arrangement and the number of functions (functions) may be changed or added according to the height of the model or ease of use. As shown in FIG. 2, the pre-configuration of the cash register capable of card payment designates a digit group group 23 used for inputting various numbers required for manual inquiry and function setting of a sales registration check / credit card, and desired items. It can be roughly divided into the functional group group 27 used to perform a desired function among the functions provided in the item group group 25 and the cash register which are used. The functional group group 27 defines a 'credit card' key 27a, a 'debit card' key 27b and a 'check' key 27e, which are used to query a credit card, a debit card and a check, respectively.

In the conventional cash register having the above-described configuration, when a customer wants to pay a check or a card, the cashier registers the transaction details in the registration mode, presses the corresponding key, and then displays the card presented by the customer. It is read through (6) (manual number is read by manual operation), and finally the 'input' key 27c defined on the keyboard is pressed. After this operation, the cash register registers the phone number of a pre-stored bank or card company to check the status of the presented check or card.If it is found that there is nothing wrong with the inquiry result, the check is printed and the problem check / card In the case of, the code corresponding to the reason for rejection is displayed on the indicator 4 for the clerk.

However, according to the problem check / card processing method of the conventional cash register as described above, even if the presently presented check or card is stolen / lost, it only prohibits the use of the active check / card holder. There is a problem that can not prevent the criminal acts related to the check / card because it does not have a function to detect.

The present invention has been made to solve the above-mentioned problems, the problem of the cash register to be able to record the check / card holder's face by operating the camera automatically when the check / card presented as angular / missing check / card The purpose is to provide a check / card processing method.

Problems of the cash register of the present invention to achieve the above-mentioned check / card processing method of the cash register that can query the cash replacement card or check, can control the CCTV device to record the situation of the store In the method of processing check / card, check the check / card presented at check / card payment of transaction amount and check whether the check / card is abnormal, transaction stop check / card due to credit failure If the step of outputting a message indicating this, the result of the inquiry in the inquiry step theft / lost check / card control the CCTV device to record the check / card holder's face, and the check / card stolen / lost And instructing the re-check of the check / card so as to ensure sufficient recording time when recording the face of the check / card holder. Than it has done.

1 is a perspective view showing the appearance of a general cash register with a card reader.

2 is a diagram showing the key configuration of a keyboard in FIG.

3 is an electrical block diagram of a cash register to which the problem check / card processing method of the present invention can be applied.

4 is a flowchart illustrating a problem check / card processing method of a cash register according to an embodiment of the present invention.

* Explanation of symbols for the main parts of the drawings

1: receipt outlet 2: keyboard

3: customer indicator 4 clerk indicator

5: Mode select key 6: Card input port

7: money box 23: numeric key group

25: Item group 27: Function key group

1OO: Central processing unit 11O: Input unit

120: card input unit 130: RAM

140: ROM 150: EPROM

160: display unit 170: printer

180: communication control unit 190: CCTV device

192: camera 194: monitor

196: VCR

Hereinafter, a problem check / card processing method of a cash register according to a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.

3 is an electrical block diagram of a cash register to which the problem card processing method of the present invention can be applied. As shown in Figure 3, the cash register system to which the method of the present invention can be applied reads the information recorded in the key input unit 110 for generating various key codes for mode designation and cash registration, and the credit card to be inquired. The central processing unit 100 that kisses the card input unit 120 and the key input unit 110 and commands the ECR mode according to the received key code, and performs various functions in the designated mode, and a program set by the user. Or RAM 130 for storing various data generated during a transaction, a ROM 140 storing a program for operating a system, an EPROM 150 for storing recorded contents even when the power is turned off, and a central processing unit 100. Printer 170 for issuing documents for customer receipts and various processing results under control of the control unit; a display unit 160 for displaying various information related to a transaction under the control of the central processing unit 100, a bank or a credit card. Sadeung comprises a communication control section 180 and the CCTV (Closed Circuit-Tele Vision) device 190 for controlling the communication with the emergency contact.

In the above-described configuration, the CCTV device 190 is provided from a camera 192 installed at a position where it is easy to capture a trader's face, a monitor 194 and a camera 192 which make a video signal output from the camera 192 in real time. It consists of a VCR (Video Cassette Recorder) 196 for recording the output video signal, which can be operated manually or automatically.

4 is a flowchart illustrating a problem check / card processing method of a cash register according to an embodiment of the present invention. For convenience, only the card will be described. As shown in FIG. 4, when the sale is made in the state of operating the cash register device registration mode, in step S10, the clerk inputs sales details by operating the corresponding keys of the pre-input unit 110. In this way, after the sales details are input, in step S11, it is determined whether the contents of the payment, that is, the card payment. This step S11 may determine whether or not a 'credit card' key or a 'debit card' key that has been specifically defined in the key input unit 110 has been input. If it is not the card payment in step (S11), the cash payment or credit payment is carried out, if the card payment proceeds to step (S12) to receive the contents of the credit card presented by the customer through the card input unit 120 do. Next, in step S14, the state of the credit card read by calling the relevant credit card company through the communication control unit 180 is inquired. In step S16, it is determined whether there is an abnormality in the inquiry result. In the case of a normal card, the process proceeds to step S18 and outputs a "no abnormality" message on the display for the clerk of the display unit 160. Next, the process proceeds to step S20 to issue and return the approval slip.

On the other hand, if there is an abnormality in the inquiry result in step S16 and proceeds to step S22 to determine whether the card is stopped due to bad credit, if the credit card is poor, proceed to step S24 for the clerk Print and return the message "Stop Credit Transaction" to the indicator. On the other hand, if it is determined in step S22 that the presented card is not a bad credit card, the process proceeds to step S26 to determine whether it is a stolen / lost card.

As a result of the determination in step S26, if the presented card is a stolen / lost card, the camera 192 and the VCR 196 are operated to control the CCTV device 190 in step S30 to record the face of the card presenter. At the same time, the process proceeds to step S32 to output a message for obtaining a sufficient time for recording. In other words, in order to obtain a sufficient time required for recording, a rescan message is output so that the face of the card presenter by the CCTV apparatus 190 can be more reliably recorded. On the other hand, in this step (S32), a customer's unsuspecting message, for example, "Please reinsert the card" or "Current inquiry volume, please inquire again" and the like output to the clerk display.

Here, considering that the clerk is embarrassed, it is better not to inform the clerk that the card is a stolen / lost card, and if necessary, the fact may be output by voice, in which case a voice output unit should be provided. . In this way, after delaying the time, in step S34, it is determined whether there is an input of the 'cancel' key 27d defined for canceling the card input. If it is, the process proceeds to step S36 to stop the operation of the CCTV device 190 to return after ending the recording. In the above, only the card has been described, but the check can be applied as it is. In this case, the input of the check content will be performed by the numeric keys. Furthermore, the technical idea of the present invention may be applied to a counterfeit check other than the stolen / lost check. It can be applied as it is.

The problem card processing method of the cash register of the present invention is not limited to the above-described embodiment, but can be modified in various ways within the scope of the technical idea of the present invention. Furthermore, it is clear that "/" used in the specification and claims is used as "or".

According to the problem check / card processing method of the cash register according to the present invention as described above, when the check or card presented is a stolen / lost card, the check / card holder's face is recorded to enable tracking. It is effective in preventing accidents related to cards.

Claims (1)

In the cash register problem check / card processing method that can check the cash replacement card or check, and can control the CCTV device to record the store's situation, the check / check presented at the time of payment / card payment Reading the card and checking whether the check / card is abnormal, outputting a message informing the user if the transaction is a stop check or card due to a credit failure as a result of the inquiry in the inquiry step, stolen the inquiry result in the inquiry step In the case of a check / card notified of loss, recording the check / card holder's face by controlling the CCTV device, and recording the face of the check / card holder when the check / card is stolen / lost. Instructing the check / card to be re-checked to ensure sufficient recording time. How to process problem checks / cards.

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