JPS6247775A - Cash handling terminal - Google Patents

Abstract

PURPOSE:To execute an inter-transaction overlap processing by executing a processing by an interruption, when a fault is generated in an automatic money receiving and paying machine in an output stage, and the payment is executed manually. CONSTITUTION:An overlap available bit is contained in a center down- telegraphic message 10. When this bit is detected, a terminal side permits immediately an input of the next transaction data. A transmission to the center of the input data, and a reply from the center are executed by a transmission/ reception task. This task 12, an input task 14 for controlling a data input, and an output task 16 for controlling an output based on the center down- telegraphic message are under a management of a picture task 16. When the transmission/reception task 12 analyzes the center down-telegraphic message and detectes the overlap available bit, the picture management task 20 starts immediately the input task 14. If a fault is generated in an automatic money receiving and paying machine in an output stage, the picture management task 12 suspends an operation of the input task 14, saves a data, etc. stored in a register of a CPU, instead of which a payment amount of each separate amount is displayed on the CRT picture.

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention relates to a cash handling terminal installed in a store of a financial institution such as a bank.

[Conventional technology]

At banks that have introduced computer systems, when making withdrawal transactions,
Enter the required data using the keyboard, bankbook magnetic stripe, cash card, etc., and send the input data to the center. When the center replies, the bankbook will be recorded, slip authentication will be printed, and deposits and withdrawals will be made according to the returned data. This completes one transaction, and if there is a next transaction, the process moves on to that transaction. Roughly speaking, one transaction is divided into two parts, the input stage before sending and receiving, and the output stage after that (bookkeeping, deposits and withdrawals).
It is characterized in that a CRT display is used in the input stage, and a printer is used in the output stage.

Bank branches have high counters, where customers stand and transact with bank staff for cash, bonds, bills, and checks, and low counters, where customers sit and discuss financial products and make contracts with bank staff. , these are called -lines. - There is a second line work area after the line work area, and although employees in the second line work area do not have direct contact with customers, they still handle various transactions (mainly bookkeeping).
Do the following.

Figure 6 shows an overview of this. Terminal devices T (1, 2, . . . a, b are suffixes to distinguish each other) are installed on both the - line and the second line, and these have similar functions,
- line installation terminal T1. T2. . . . performs the above-mentioned transactions sequentially, and does not overlap them unlike the two-wire installed terminal TaTb. This is related to the fact that cash is handled on the minus line, whereas cash is not handled on the second line.

In other words, the front line is equipped with automatic cash deposit/withdrawal machines AC/AD. For example, if the transaction is a deposit withdrawal and the transaction is approved through communication with the center, the cash deposit/withdrawal machine outputs the corresponding amount of cash, but if a malfunction occurs. If it becomes impossible to output the cash due to lack of cash on board, etc., the payment amount will be displayed on the CRT display of the terminal installed on the line. Upon seeing this, the bank employee proceeds to make the payment manually, that is, takes out the relevant amount of cash from the safe and hands it to the customer to complete the transaction. To deal with such a situation, terminals installed on the line are prohibited from entering into the next transaction until one transaction is completed. On the other hand, since cash is not handled in the 2nd line, there is no need to prepare for the occurrence of the above-mentioned failure, and since the printer is used in the output stage and the CRT display is not used, the transmission/reception is performed after the input stage is completed.
Once the output stage is entered, it is possible to perform overlap processing between transactions in which the next transaction is input in parallel with the output of the current transaction.

FIG. 5 is a diagram illustrating and explaining this.

[Problem that the invention seeks to solve]

However, the occurrence of failures is rare, and it is wasteful to leave data input means such as keyboards and CRT displays idle during the output stage in order to cope with such rare situations. Furthermore, for bank employees, the first line and second line are not completely separated; second line employees can become first line employees, and vice versa. In this case, even though they are the same terminal device, one device can perform overlap processing while the other cannot, which is confusing and is a problem.

The present invention attempts to improve these points, and also attempts to enable overlap processing between transactions in a - line installed terminal.

[Means for solving problems]

The present invention provides an input task for inputting transaction data, a transmission/reception task for transmitting input data to the center and receiving reply data from the center, in a cash handling terminal connected to a center and installed in a line inside a financial institution store. and a screen management task that manages output tasks that perform bookkeeping and deposits and withdrawals according to the data returned from the center, and when an overlap enabled bit is detected in the data returned from the center, the screen management task activates the input task. Display the input guidance screen on the display to start inputting data for the next transaction, and when a failure occurs while the automatic deposit/withdrawal machine is withdrawing money according to the reply data from the center, the screen management task saves the data. to stop data input, and display the amount to be paid manually on the display, and when the manual payment completion key is pressed, the screen management task restores the saved data, redisplays the input guidance screen on the display, and displays the amount to be paid manually on the display. This feature is characterized in that the input is restarted.

[Effect]

If a failure occurs in the automatic deposit/withdrawal machine during the output stage and the payment has to be made manually, overlapping processing between transactions is possible by processing the transaction using an interrupt. To do this, a screen management task is provided in the terminal software, a bit is provided in the downlink message from the center to allow overlap, and when this bit is detected, the input task is activated to start inputting the next transaction data. Also, start the output task to start output operations such as bookkeeping, and if an automatic deposit/withdrawal machine malfunctions and an interrupt occurs during this time, save the input data displayed on the CRT display and give manual payment instructions. You can return to the original input state after completing the manual payment.

〔Example〕

To explain with reference to the drawings, as shown in FIG. 1, in the present invention, the center downlink message IO includes an overlap enabled bit. If the transaction is a deposit withdrawal, the message sent to the center includes information such as whether or not the transaction is a deposit withdrawal, the withdrawal amount, the balance, etc.
shows these data. The overlap enabled bit may be placed at the beginning, middle, or end of the message 10, but
In this example, it is placed near the beginning, and when the terminal side detects this bit, it immediately allows input of the next transaction data.

The transmission/reception task is responsible for transmitting input data to the center and receiving replies from the center (telegrams sent down to the center). This task 12, the input task 14 for data input control, and the output task 16 for output control based on the center-down message are under the control of the screen management task 20, as shown in FIG.

When the sending/receiving task 12 analyzes the message sent from the center and detects a bit that allows overlap, the screen management task 2 sends a message to that effect.
In response to this, the screen management task immediately starts the input task 14.

When the input task 14 is activated, a menu is displayed on the CRT display of the terminal as shown in FIG. 3, and the terminal operator (teller) is prompted to make a selection.

On this menu screen, there are various transaction items such as regular deposit deposits, same withdrawals, time deposit deposits, withdrawals due to the expiration of the same period, etc., so the teller is the one that corresponds to the current transaction. Specify by key operation etc. With this designation, a guidance screen for the transaction as shown in Fig. 4 (fa) (bl) is displayed on the CRT display, and the teller, looking at it, inputs the required data into the blank space using the keyboard. When the data entry is complete, the teller presses the input completion key.

Upon receiving this, the screen management task activates the sending/receiving task, sends the input data to the center, and waits for a reply from the center. When there is a reply, the screen management task 20 detects the overlap enabled bit and starts the input task as described above.
It also starts output tasks to perform bookkeeping, start up automatic deposit/withdrawal machines, etc. For example, in the case of a deposit withdrawal, the automatic deposit/withdrawal machine inputs the withdrawal amount by denomination and dispenses the cash amount.

If a failure occurs in the automatic cash deposit/withdrawal machine during this output stage, the automatic cash deposit/withdrawal machine will notify the terminal device to that effect (specifically, the output task will notify the screen management task of the abnormality in the cash deposit/withdrawal machine), and the screen management task stops the input task, saves data input from the keyboard, etc. that is still in the CPU register (the CRT input guidance screen disappears),
Instead, the output task displays the payout amount for each denomination on the CRT screen. For example, if you are withdrawing 15,000 yen, this display will appear on the payout screen, 10,000, io, ooo, s, 5,000. 1,000, Coin O5 columns are arranged vertically.

Teller saw this and took out the required cash from a nearby safe.
Hand it to the customer along with the recorded passbook and press the completion key. When the completion key is pressed, the screen management task stops displaying the payout screen, restores the saved data, returns the CRT screen to the input guidance screen, and resumes data input.

Processing of the next transaction started in an overlapping manner will be done until data input, and subsequent transmission/reception and output will be done after the output of the previous transaction is completed.

〔Effect of the invention〕

As explained above, according to the present invention, it is possible to improve the processing speed (increase in throughput) of terminals installed in the first line, and also to make in-store terminals more general-purpose, so that the same operation can be performed on both the first line and the second line, eliminating the feeling of discomfort. Benefits such as:

[Brief explanation of drawings]

Figures 1 and 2 are explanatory diagrams of the present invention, Figure 3 is an explanatory diagram showing an overview of terminal operations, Figure 4 is an explanatory diagram of the input gun dance screen, and Figure 5 is an explanation of overlap processing between transactions. FIG. 6 is an explanatory diagram of the internal structure of the store. T is a terminal device, 12 is a sending/receiving task, 14 is an input task, and 16 is an output task.

Claims (1)

[Claims] In a cash handling terminal connected to a center and installed in a line within a financial institution store, an input task for inputting transaction data, a transmission/reception for transmitting input data to the center and receiving reply data from the center. A screen management task is provided to manage tasks and an output task that performs bookkeeping and deposit/withdrawal according to the data returned from the center, and when a bit that allows overlap is detected in the data returned from the center, the screen management task becomes an input task. The screen management task displays the input guidance screen on the display to start data input for the next transaction, and when a failure occurs while the automatic deposit/withdrawal machine is withdrawing money according to the reply data from the center, the screen management task The screen management task restores the evacuated data and redisplays the input guidance screen on the display when the manual payment completion key is pressed. A cash handling terminal characterized in that the terminal is configured to resume data entry after