JPS61147391A - Automatic teller's/exchange equipment permissible to foreigncurrency - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to an automatic teller/exchange device that can use foreign currency.

[Conventional technology]

Conventionally used automatic teller/exchange devices can only accept Japanese yen, and cannot deposit, withdraw, or exchange foreign currency.

Therefore, when entering or leaving Japan, it was necessary to manually exchange foreign currency such as dollars, pounds, or francs at banks.

[Problem that the invention seeks to solve]

Not only is the above process time-consuming, but it is also complicated as it requires paying close attention to the exchange rate every day.

[Means for solving problems]

An object of the present invention is to provide an automatic teller/money exchange device capable of depositing/withdrawing foreign currency and exchanging money with Japanese yen.

This purpose is achieved in the present invention by providing an automatic teller/exchange device equipped with Japanese yen identification means and storage means, a means for storing at least one type of foreign currency, a business designation means, and a method for discriminating between the foreign currency and yen. By adding an exchange rate storage means and a discrimination means for each of the foreign currencies, and specifying the type of currency handled and the type of business by the business specifying means, the currency can be changed according to the type of currency and business. This is achieved by configuring the storage means, the money discrimination means, and the exchange rate storage means to be selectively activated to execute the deposit/withdrawal of the designated money or the exchange of money with the designated money. .

[Effect]

The customer specifies the type of money to be handled and the business using the business designation means described above. When the designated business is a withdrawal, the corresponding money storage means is activated and the requested amount of money is paid out through the money storage means.

When the designated task is deposit, the corresponding money storage means and money discrimination means are activated, the money discrimination means discriminates the deposited money, and the deposit processing is performed via the money storage means.

When the designated business is money exchange, the exchange rate storage means operates in addition to the corresponding money discrimination means and money storage means, and the deposited money is discriminated by the money discrimination means and deposited via the money storage means. The processing is performed, and the amount of money converted using the exchange rate of the day read from the exchange rate storage means is paid out via the money storage means.

〔Example〕

An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 is a block diagram showing the system configuration of an embodiment of the present invention, in which 1 is a money storage means, 2 is a money discrimination means, 3 is an exchange rate storage means, 4 is a business specification means, and 5 is a money recognition means. This is the work specification rate. FIG. 2 is a plan view showing an example of the business specification rate 5, in which 6 is a group of business specification keys, 7 is a group of keys that specifies the type of currency to be handled, and 8 is a group of keys that specifies the type of money to be exchanged. .

Using this business specification rate 5, the customer specifies the desired business and the type of money.

That is, in the case of exchanging money, first the exchange key 61 is pressed, and then, when the type of currency to be exchanged 9, for example, yen, is to be exchanged into dollars, the yen-$ key 81 is pressed. The business designation means 4 receives the above input and sends the money storage means 1. Currency identification means 2. and sends a necessary signal to the exchange rate storage means 3, activates the 9 yen discrimination means of the yen and dollar storage means, and sends the exchange rate of yen and dollars to the money storage means 1.

The customer inserts the yen to be exchanged into the receiving and paying slot 9. This yen is discriminated by a yen discriminating means, for example 21, and if there is no abnormality, it is sent to a yen storing means, for example 11, and after the amount is confirmed, it is stored in this yen storing means 11. Next, using the exchange rate between the yen and the dollar on that day sent from the exchange rate storage means, dollars corresponding to the above amount are taken out from the dollar storage means, for example 12, and paid out to the customer from the receiving and paying slot 9.

In the case of this exchange, fractions generally occur. Although not shown, it is also possible to prepare small denomination coins in the money storage means l and pay out fractions in small denomination coins.

The exchange rate storage means 3 is connected to a host computer (not shown), and by automatically updating the exchange rate every day from the host computer, fluctuations in exchange rates can always be coped with.

In the case of depositing or dispensing money, the customer presses the deposit key 62 or the payout key, and then presses the pound designation key 73 if the money 1 to be deposited or withdrawn is, for example, pounds.

In the case of deposit, a signal from the business designation means 4 activates the pound discrimination means, for example, the edict, and the pound storage means, for example 13, and the bond discrimination means discriminates the deposited currency, and if there is no abnormality, the amount is confirmed. After that, it is stored in the pound storage means 13. At this time, it goes without saying that the above-mentioned payment transaction is recorded in the customer's account and other accompanying measures are taken, such as writing it out in a bankbook or journal.

In the case of a payout, the pound storage means 13 is activated by a signal from the business designation means 4, and the invoiced amount is transferred to the receiving and paying slot 9.
pay out to the customer. At this time as well, it goes without saying that processing such as verifying and recording the customer's account will be performed.

When the bookkeeping key 64 is pressed, the details of the transaction that have not been entered in the customer's bankbook are entered.

In the description of the above embodiment, only dollars, bonds, and francs are shown in FIGS. 1 and 2 for convenience of explanation, but this does not limit the present invention, and the currency of any country may be used. It goes without saying that the present invention can also be used for.

〔Effect of the invention〕

As explained above, according to the present invention, not only the number of operations such as depositing and withdrawing money and currency exchange are reduced, but also the complication of having to pay close attention to the daily exchange rate is also eliminated.

[Brief explanation of the drawing]

FIG. 1 is a block diagram of main parts showing the system configuration of an embodiment of the present invention, and FIG. 2 is a plan view showing an example of the configuration of a task designation desk. In the figure, 1 is a money storage means, 2 is a money discrimination means, and 3
4 indicates an exchange rate storage means, 4 indicates a business specification means, and 5 indicates a business specification desk.

Claims (1)

[Claims] means for storing at least one type of foreign currency in an automatic teller/exchange device equipped with Japanese yen identification means and storage means; business designation means; exchange rate storage means for the foreign currency and yen; By attaching a discrimination means for each foreign currency and specifying the type of currency handled and the type of business by the business designation means, the money storage means, money discrimination means, and a desired one of the exchange rate storage means is selectively activated;
An automatic teller/money exchange device capable of using foreign currency, characterized in that it is configured to deposit and withdraw the specified currency or exchange money with the specified currency.