JPH05324981A - Payment processing method for cash transaction device - Google Patents

Abstract

PURPOSE:To selectively perform the payment processing of coins or notes with a cash transaction device which opens a not shutter and a coin shutter for payment of the notes and the coins respectively. CONSTITUTION:To a cash transaction device which is provided with a note handling part 6 to receive the notes after a note shutter 13 is opened together with a coin handling part 7 which receives the coins after a coin shutter 12 is opened, a customer operating part 5, and a control part 2. In such a constitution, the cash transaction device can perform the payment transaction of notes and coins. The part 2 opens the shutter 13 or 12 with selection of payment to permit the push of a coin or not key of the part 5. Then, the part 2 opens the shutter 12 or 13 in response to the push of the coin or note key.

Description

Detailed Description of the Invention

(Table of Contents) Industrial Application Field of the Prior Art Problems to be Solved by the Invention Means for Solving the Problems (FIG. 1) Action Example (a) Description of Cash Transaction Machine (Example 1) (FIG. 5) (b) Description of deposit processing of one embodiment (FIGS. 6 to 8) (c) Description of other embodiment (FIG. 9) Effect of the invention

[0002]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention opens a banknote shutter to enable the receipt of banknotes, opens a coin shutter,
The present invention relates to a deposit processing method of a cash transaction device that enables deposit of coins.

[0003] In recent years, automatic cash deposit devices have been used in financial institutions.
A cash transaction device such as an automatic cash deposit / withdrawal device is widely used for deposits, transfers and the like, and one capable of deposit transactions of both banknote and coin denominations is used.

Such a cash transaction device for handling both bills and coins has a bill handling section and a coin handling section each having a shutter, and when the cash deposit is selected, the shutter is opened and these handling sections are operated. It is operated to perform the deposit operation, and it is desired that the operation is simple and the processing time is short.

[0005]

2. Description of the Related Art Conventionally, in such a cash transaction apparatus, as a customer's cash deposit method, after selecting deposit, "banknotes only", "coins only", "both banknotes and coins" are selected, and a banknote shutter, Although there are those that control the opening of the coin shutter, in general, since most customers want to deposit only banknotes, it takes an extra step of selecting the deposit money type, it takes time for the customer, and the processing time also becomes long. ..

Further, as another conventional example, by selecting a deposit,
There is also a method of omitting the denomination selection operation by opening the shutters (reception ports) for bills and coins at the same time, but there is a risk that coins may be inserted into the bill insertion port or bills may be inserted into the coin insertion port. In addition, considering the current situation where most banknote deposits are made, foreign matter may enter a coin unit that is not used so much, which causes the unit to stop operating at a high rate.

Therefore, in order to allow only the banknote shutter to be opened and allow the banknote to be deposited by the deposit selection, the banknote shutter is closed once to suspend the banknote depositing process, and then the coin selection key is pressed. A method has been proposed in which a coin shutter is opened by pressing the coin shutter to insert a coin (Japanese Patent Laid-Open No. 60-200364).

[0008]

However, the conventional proposals have the following problems. If the banknote depositing process is not interrupted, the next coin depositing process cannot proceed. Therefore, the coin depositing process is delayed and the coin depositing process is delayed by the amount corresponding to the banknote depositing process interrupting process.

After the coin deposit process has been carried out and when it is desired to deposit the banknote, the banknote deposit process has been interrupted, so it is necessary to carry out the banknote deposit process restart process, which delays the banknote deposit.

Accordingly, it is an object of the present invention to provide a deposit processing method for a cash transaction apparatus, which can selectively deposit coins or bills during deposit processing of bills or coins.

[0011]

FIG. 1 shows the principle of the present invention. According to claim 1 of the present invention, the bill shutter 13 is opened to receive bills, and the coin shutter 1 is provided.
In a cash transaction device that has a coin handling unit 7 that accepts coins by opening 2 and a customer operation unit 5 and a control unit 2 and is capable of depositing transactions of banknotes and coins, the control unit 2 deposits money. Depending on the selection, the bill shutter 13 or coin shutter 12
Is opened to permit pressing of the coin or banknote deposit key of the customer operation unit 5, and in response to pressing of the coin or banknote deposit key,
The coin shutter 12 or the bill shutter 13 is opened.

According to claim 2 of the present invention, in claim 1,
The control unit 2 is characterized in that the coin key or the bill key is displayed on the screen of the customer operation unit 5 and the depression of the coin key or the bill key is permitted.

According to a third aspect of the present invention, in the first or second aspect, the bill handling unit 6 waits for a bill to be inserted after the bill shutter 13 is opened. When a bill is inserted, the inserted bill is counted, The coin handling unit 7 includes the coin shutter 12
After opening the coin, it will wait for the insertion of coins, and when coins are inserted,
Characterized by counting inserted coins.

[0014]

According to the first aspect of the present invention, when the deposit operation is performed, the coin (or banknote) deposit key is pressed without waiting for both the banknote and the coin to be inserted and waiting for the insertion of only the banknote (or coin). When the customer wants to deposit coins (or banknotes), the coin (or banknote) deposit key is pressed to open the coin (or banknote) shutter and insert the coin (or banknote). The deposit processing of coins (or banknotes) is executed in parallel with the banknote (or coin) deposit processing so as to shorten the deposit processing time.

According to the second aspect of the present invention, the coin key or the bill key is displayed on the screen of the customer operation unit 5 to permit the depression of the coin key or the bill key, thereby confirming the permission of the coin insertion to the customer. In addition, by pressing the coin key or bill key of the customer, open the coin or bill shutter,
It is possible to clarify the insertion place of coins or bills and prevent erroneous insertion.

According to the third aspect of the present invention, the bill handling unit 6 and the coin handling unit 7 wait for the insertion after the shutters 13 and 12 are opened, and when they are inserted, counting is performed. Can be shortened.

[0017]

【Example】

(a) Description of one embodiment cash transaction apparatus FIG. 2 is an external view of one embodiment of the present invention, an automatic cash transaction apparatus, FIG. 3 is a block diagram of one embodiment of the present invention, and FIG. FIG. 5 is a configuration diagram of a recycling unit, and FIG. 5 is a configuration diagram of a coin recycling unit according to an embodiment of the present invention.

In FIG. 2, the automatic transaction apparatus 1 includes a card entrance / exit 10 for entering and exiting a customer's card, a passbook entrance / exit 11 for entering and exiting a passbook, and a coin entrance / exit 12 for entering and exiting coins. It has a bill entrance / exit 13 for inserting and exiting bills, and a touch panel display unit 14 having a touch panel and a display unit.

In FIG. 3, reference numeral 3 denotes a card reader / writer unit, which includes a card reader / writer unit for reading and writing the customer's card from the card slot 10, and a card emboss reading unit for reading the embossed portion of the customer's card. Including a printer unit for creating receipts / journals, 4 is a passbook printer unit, which includes a passbook magnetic stripe reader / writer unit for reading and writing the magnetic stripe of the customer's passbook from the passbook doorway 11 and a passbook printer unit. I have it.

Reference numeral 5 denotes a customer operation unit, which has a color display for displaying operation guidance, operation contents, etc. to the customer, and a touch keyboard for the customer to input a personal identification number, transaction type, usage amount, etc. Is a banknote recycling unit, which deposits and withdraws banknotes from the banknote inlet / outlet 12, is described in FIG. 4, and 7 is a coin recycling unit, which deposits and withdraws coins from the coin inlet / outlet 12, This will be described with reference to FIG.

Reference numeral 2 denotes a control unit, which is connected to the center (or a terminal controller) and has a bill recycling unit 6, a coin recycling unit 7, a card reader / writer unit 3,
The passbook printer unit 4 and the customer operation unit 5 are controlled.

The operation of this automatic cash transaction apparatus is well known and will not be described here. In the configuration of the banknote recycling unit in FIG. 4, the banknote recycling unit 6 discriminates banknotes from a cash safe 60 for replenishing / collecting banknotes, stackers 61, 62, 63 accommodating banknotes for each denomination. Identification section 6
4 and withdrawal pool section 66 for primary depositing banknotes
And a deposit pool section 67 for pooling deposited banknotes, a banknote shutter 13, an insertion / extraction section 68 which is a deposit / withdrawal port, and the front and back of the discriminated banknotes are turned, and the cash safe 6
0, each stacker 61 to 63, a withdrawal pool section 66, and a front and back turn section 65 for sending to the deposit pool section 67.

The operation of the bill recycle unit 6 is to take out bills from the cash box of the cash vault 60, send the bills to the discrimination unit 64 by the transport unit, and after discrimination by the discrimination unit 64, the stackers 61, 62, 63 according to the discrimination denomination. Store in and refill cash.

At the time of withdrawal, each stacker 61, 6
The bills are fed out from 2, 63, sent to the discriminating unit 64, discriminated by the discriminating unit 64, pooled in the withdrawal pool unit 66, and the withdrawn bills are collectively ejected to the inserting / withdrawing unit 68, and the bill shutter 13 is opened. And withdraw to the customer.

On the other hand, at the time of depositing, the bill shutter 13 is opened, the bill inserted from the inserting / withdrawing unit 68 is sent to the discriminating unit 64, and after discriminating by the discriminating unit 64, the deposit pool unit 67 via the front / back turn unit 65. When the deposit amount is approved by the customer, it is stored in each stacker 61, 62, 63 from the deposit pool unit 67 through the insertion / extraction unit 68 according to the discrimination denomination and is deposited.

In the structure of the coin recycling unit shown in FIG.
The coin recycling unit 7 includes a coin cassette 70 for replenishing / collecting coins and coins of each type (500 yen coin, 100 yen coin, 50 yen coin, 10 yen coin, 5 yen coin, 1 yen coin. ), The coin stacker 71, the coins received from the deposit / withdrawal port, the stacker 71, and the coins in the coin cassette 70 are discriminating unit 7
3, a payout unit 72 for paying out, a discrimination unit 73 for discriminating the coins from the payout unit 72, a sorting unit 74 for sorting the discriminated coins, and a primary holding unit 7 for temporarily holding the sorted coins.
5 and a coin depositing / dispensing unit 76 for holding deposit coins and deposit coins
, Coin shutter 12, primary holding section 75, stacker 7
1. It has an overflow stacker 77 for storing coins that have overflowed in the coin cassette 70.

The operation of the coin recycling unit 7 is performed by feeding coins from the coin stacker 70 and feeding the coins in the transport unit.
2 is sent to the discrimination unit 73 from the feeding unit 72, is discriminated by the discrimination unit 73, is stored in the stacker 71 via the primary holding unit 75 according to the discrimination denomination, and coins are replenished.

At the time of withdrawal, coins are fed from the stacker 71 and sent to the discrimination section 73 via the feeding section 72,
After discrimination by the discrimination section 73, the coin is discharged to the deposit / withdrawal port 76, the coin shutter 12 is opened, and the customer withdraws money.

On the other hand, at the time of depositing, the coin shutter 12 is opened and the bill inserted from the depositing / dispensing unit 76 is dispensed.
2 is sent to the discriminating unit 73, is discriminated by the discriminating unit 73, is temporarily stored in the primary holding unit 75, and the deposit amount is approved by the customer.
The money is stored in the stacker 71 from the primary holding unit 75 and is deposited.

(B) Description of Deposit Processing of One Embodiment FIG. 6 is a flow chart of deposit processing of one embodiment of the present invention, FIG. 7 is an operation screen explanatory diagram of one embodiment of the present invention, and FIG. 8 is one embodiment of the present invention. It is a screen explanatory view at the time of the amount confirmation.

When the deposit is selected on the operation screen of the customer operation unit 5, the control unit 2 opens the banknote shutter 13, waits for a banknote to be inserted into the banknote recycling unit 6, and keeps the coin shutter 12 closed. The deposit selection screen of FIG. 7A is displayed on the operation screen of the customer operation unit 5.

That is, the insertion of banknotes is prompted and the depression of the coin deposit key on the screen is permitted. The control unit 2 determines whether the coin deposit key on the screen is pressed. When the coin deposit key is not pressed and a banknote is inserted, the control unit 2 closes the banknote shutter 13, counts the inserted banknotes in the banknote recycling unit 6, and returns the customer operation unit 5 as described above with reference to FIG. The screen at the time of bill counting of FIG. 7B is displayed on the operation screen.

That is, the fact that the bill is being counted is displayed and the depression of the coin deposit key on the screen is permitted. Then, the control unit 2 determines whether the coin deposit key on the screen is pressed,
If the coin deposit key is not pressed by the end of bill counting,
If there is no coin deposit, after counting the bills, proceed to the amount confirmation step of the step, and if the coin deposit key is pressed,
Open the coin shutter 12 and proceed to the step.

On the other hand, when the coin deposit key is pressed in step, the control unit 2 opens the coin shutter 12 and waits for the insertion of bills and the insertion of coins. If neither a banknote nor a coin is inserted within a fixed time, the control unit 2 times out, closes the banknote shutter 13 and the coin shutter 12, and ends the deposit process.

When a bill and a coin are inserted, the control unit 2 closes the bill shutter 13 and the coin shutter 12, and counts the bill in the bill recycling unit 6 and the coin in the coin recycling unit 7, Upon completion of counting, the process proceeds to step.

When a coin is inserted, the control unit 2 closes the coin shutter 12, causes the coin recycling unit 7 to count the coin, waits for the insertion of the bill, and proceeds to the step when the coin counting is completed.

When a bill is inserted, the control unit 2 closes the bill shutter 13, causes the bill recycling unit 6 to count the bill, and waits for the insertion of coins.
Go to step.

Upon completion of counting, the control unit 2 displays the counted deposit amount (transaction amount) on the operation screen of the customer operating unit 5, displays the confirmation key and the cancel key, and again in the case of additional deposit, Instruct to insert banknotes and coins.

When the customer presses the confirmation key, the deposited cash is stored in each stacker, the shutters 13 and 12 are closed, the deposit processing is completed, and when the cancel key is pressed, the deposited cash is returned to the entrance / exit. When the additional cash is input, the input cash is similarly counted.

In this way, by selecting the deposit, the bill shutter 13 is opened to wait for insertion, a coin key is provided and displayed on the screen so that the coin deposit can be accepted at any time during the bill insertion wait and bill insertion. Leave.

When the coin deposit key is pressed, the coin shutter 12 is opened and coins can be deposited.
Therefore, it is possible to shorten the deposit processing time by opening only the bill shutter to prevent erroneous insertion, permitting coin deposit, and performing coin deposit alone or parallel processing of bill deposit and coin deposit.

(C) Description of Other Embodiment FIG. 9 is an explanatory view of an operation screen of another embodiment of the present invention, showing a money amount confirmation screen.

In this embodiment, for additional deposit, a coin deposit key, a bill deposit key, and a bill / coin deposit key are displayed on the amount confirmation screen, and the additional deposit can be made by pressing any deposit key. ing.

In addition to the above embodiment, the present invention can be modified as follows. Closing of the opened shutter may be performed after a lapse of a fixed time after the payment is selected, or may be performed when the counting of any cash is completed.

Although the cash transaction device has been described as an example of the automatic cash deposit / withdrawal device, it may be applied to the automatic cash deposit / withdrawal device. Depending on the operation status of the device, the coin shutter may be opened first and the bill deposit key may be displayed on the screen.

The present invention has been described above with reference to the embodiments.
Various modifications are possible within the scope of the invention, and these modifications are not excluded from the scope of the invention.

[0047]

As described above, according to the present invention,
It has the following effects. Since the shutter for bills or coins is opened to allow the deposit of coins or bills, only one shutter is opened, so that the cashing process time for coins and bills can be shortened while preventing the wrong insertion of cash, and the transaction time can be shortened. ..

Since the corresponding shutter is opened by pressing the bill or coin key, the customer can be made aware of the cash insertion position and erroneous insertion can be prevented.

[Brief description of drawings]

FIG. 1 is a principle diagram of the present invention.

FIG. 2 is an external view of an automated teller machine according to an embodiment of the present invention.

FIG. 3 is a block diagram of an embodiment of the present invention.

FIG. 4 is a configuration diagram of a bill recycling unit according to an embodiment of the present invention.

FIG. 5 is a configuration diagram of a coin recycling unit according to an embodiment of the present invention.

FIG. 6 is a flowchart of deposit processing according to an embodiment of the present invention.

FIG. 7 is an explanatory diagram of an operation screen according to the embodiment of this invention.

FIG. 8 is an explanatory diagram of a screen when confirming the amount of money according to the embodiment of the present invention.

FIG. 9 is an explanatory diagram of an operation screen according to another embodiment of the present invention.

[Explanation of symbols]

 2 Control part 5 Customer operation part 6 Banknote recycling part 7 Coin recycling part 12 Coin shutter 13 Banknote shutter

─────────────────────────────────────────────────── ─── Continuation of the front page (51) Int.Cl. ⁵ Identification code Office reference number FI technical display location G07D 1/00 381 A 9145-3E

Claims (3)

[Claims] 1. A bill handling section (6) for receiving bills by opening the bill shutter (13), and a coin shutter (1).
Coin handling part (7) that opens 2) and receives coins
In a cash transaction device that has a customer operation unit (5) and a control unit (2) and is capable of depositing transactions of banknotes and coins, the control unit (2) selects the banknote shutter (by selecting deposit). 13) or the coin shutter (12) is opened, the depression of the coin or bill deposit key of the customer operation unit (5) is allowed, and the coin shutter (12) or the coin shutter (12) or A deposit processing method for a cash transaction apparatus, which comprises opening a bill shutter (13). 2. The control unit (2) displays the coin key or the bill key on the screen of the customer operation unit (5) and permits the depression of the coin key or the bill key. The deposit processing method of the cash transaction apparatus according to claim 1. 3. The banknote handling section (6) waits for banknote insertion after the banknote shutter (13) is opened, and when a banknote is inserted, the banknote handling section (6) counts the inserted banknotes, and the coin handling section (7) stores the banknotes. 3. The deposit processing method of the cash transaction apparatus according to claim 1, wherein after the coin shutter (12) is opened, a coin is put on standby, and when the coin is inserted, the inserted coin is counted.