JPH0517713Y2 - - Google Patents

Description

[Detailed description of the invention] (Industrial application field) This invention can be applied to, for example, ATMs (Automated Teller Machines) and CDs (Cash Dispensing Machines) installed in banks, post offices, terminals, etc. The present invention relates to an automatic transaction device that automatically performs transactions according to a user's predetermined operations.

(Prior Art) As is well known, a conventional automatic transaction device is equipped with a passbook slot, a card slot, and a cash slot, and is further equipped with a display equipped with a touch sensor for operation, or a simple display and operation keys.
By selectively pressing keys or sensors, deposits, payments, balance inquiries, bankbook entries, etc. can be made.

(Problems to be solved by the invention) This type of automatic transaction device requires a card such as a cash card for payment.

By the way, especially near the end of the month, many people use these automatic transaction devices, so long lines always form and it takes a considerable amount of time just to wait in line. And, when the usage frequency is high near the end of the month, I always make 3 times in one operation without finishing.
I have seen cases where the operation is repeated four times in a row and the machine is occupied for a long time. This often occurs when one person holds the cards of several acquaintances and withdraws cash.

However, if this one person uses a bankbook and a card at the same time, since the bankbook is larger than the card, the people in line behind him will be able to understand that it will not be possible to complete the operation in one go, but they will be able to use only the card. In such cases, because the cards are palm-sized, it is impossible to tell from behind whether it is a single operation or multiple operations, and the preconception is that the cards are lined up thinking that it is one operation. It causes a lot of trouble for those who follow.

In view of these conventional drawbacks, it is an object of the present invention to provide an automatic transaction device that is less likely to cause inconvenience to subsequent users.

(Means for Solving Problems) In order to achieve the above object, the automatic transaction device of the present invention is an automatic transaction device that automatically performs transactions according to the user's predetermined operations. A repeat operation count display 13 that displays the number of times of use is provided at a position corresponding to the automatic transaction device that is separated from the surface 1B on which operation means including input keys 12 operated by the user are provided, and one transaction is completed. A control means is provided for displaying the remaining number obtained by subtracting 1 from the initial number of repeated uses displayed on the display 13 each time.

In order to further improve convenience for subsequent users, the control means may be provided with a voice producing means for producing the number of repeated uses as a voice instruction.

(Operation) When performing transaction operations multiple times, for example, three times in a row, with the automatic transaction device configured as described above,
When the user selects the desired number of repeated uses by operating the input keys, this number will be automatically displayed on the repeated operation count display, and each subsequent repeated use will increase the number by 1 from the initial number. The number obtained by subtracting the number will be displayed. Since this display is located in a place where other users can easily see it, it helps other users clearly understand the current user's operation progress.

Displaying the number of times and pronouncing the number of times audibly also appeals to the sense of hearing and serves to improve the display effect.

(Example) Next, an example of the present invention will be described based on the drawings.

FIG. 1 is an external view illustrating the case where the present invention is applied to an ATM.

In the figure, the operation surface 1 consists of a vertical surface 1A and a horizontal surface 1B. On the vertical surface 1A, there are an operation indicator lamp 2 that lights up to indicate that the device is in operation, function indicator lamps 3 and 4 (for transfers) that light up to indicate items that can be handled such as deposits and payments in the device, and a bankbook. A passbook insertion slot 5 for inserting and returning a passbook, a card insertion slot 6 for inserting a card magnetically recorded with a customer's unique personal code or secret number, and a slip output slot 7 for returning the inserted card. ,
A banknote ejection port 8 is provided for ejecting cash during payment. Note that the slip ejection port 7 and the banknote ejection port 8 may serve as a single ejection port.

On the horizontal surface 1B, there are provided a bill insertion slot 9, into which bills are inserted when making a deposit, or which is returned when the inserted bill is not determined to be genuine as a result of a genuineness check, flicker lamps 91, 92 for notifying the customer when the bill insertion slot 9 is being operated to insert or return a bill, function keys 10 used to specify the type of transaction, input cancellations and confirmations, and input the unit of the payment claim amount in tens of thousands, thousands, or yen, etc., a guidance display 11 consisting of a cathode ray tube CRT used to display operation guidance images to guide the customer's operations, to indicate the functions of the function keys 10, and to display the payment claim amount and other operation confirmations, and a numeric keypad 12 for inputting numerical information such as a PIN number and the payment claim amount.

FIG. 2 shows a circuit configuration of the cash handling device shown in FIG. 1. This circuit has a master-slave configuration, and includes a bill dispensing machine 101 having a bill detection sensor that detects the number of bills dispensed, a bill checker 102 that inspects, takes in, and dispenses coins, and issues receipts and the like. A slip issuing machine 103, a card reader 104, a bookkeeping machine 105 that records data in a passbook and reads data from the passbook, a key input device 106,
A plurality of slave CPUs each controlling one or more of the display device 107 including the CRT 11 and the repeated operation count display 13 (described later).
(S-CPU) and a master CPU (M-CPU) that controls these S-CPUs. Each of these S-CPU and M-CPU is connected to a ROM in which a control program is stored and a RAM in which data is temporarily stored as a work area or the like. 108 is a transmission control circuit for communicating with the center.

FIG. 3 is an enlarged view of the main parts of the repeated operation count display 13. This display consists of a rotating shaft connected to an electric motor 132 via a reduction gear box 133. 134
The card board is pivotally connected to disks 135 fixed on the left and right sides of the board, and the card boards are rotated one by one by the rotation of an electric motor 132 against the locking of elastic locking claws 136. . In addition to the means shown in the figure, this display includes means for displaying numbers 1 to n in the circumferential direction on the surface of the rotating drum, and for rotating the rotating drum at a fixed angle by the rotation of the electric motor 132, and furthermore, A numeric display tube can be used instead of a mechanical one. This display displays the number of repeated operations as the number of times is entered by operating the numeric keypad 12, and thereafter, each time one operation is completed, the number is subtracted by 1. It is controlled to display the remaining number of repeated operations, and is installed at the upper end of the vertical surface 1A, that is, at a position where other customers can easily see it. FIG. 4 is a circuit diagram showing details of the display device 107 in FIG. 2. The display device 107 includes a decoder 110 that decodes control data from an S-CPU 109 that controls the display device, and a display device that displays the number of repeated operations on a repeat operation count display 13 based on the data from the decoder 110 according to the status of the repeated operation. A control circuit 111 is provided.

FIG. 5 shows the ATM processing procedure, particularly the payment processing procedure, and also shows the processing procedure when repeated operations are performed.

First, a guidance display for specifying the transaction type is displayed on the CRT (step 101; abbreviated as SP in the illustration).
Next, when the payment button on the function key 10 is pressed to specify a transaction (step 102), processing of the payment transaction begins. Once a payment transaction is specified, the steps
Moving on to step 103, a display is displayed on the CRT 11 to indicate whether or not to repeat the operation. When the customer sees this display and presses the key for repeated use on the function key 10 (step 104), the numeric keypad 12 appears on the CRT 11.
is used to display a message asking the user to enter the number of repeat operations (step 105). When the customer sees this display,
Enter the number of operations n using the numeric keypad 12. When the number of operations is pressed on the numeric keypad 12, S-
The CPU 109 sets the area M of the memory 14 to +n and at the same time causes the repeated operation count display 13 to display n. Therefore, the current operator can indicate to the person at the back of the line how many times the operation will be repeated. The procedure from the display of the number of repeated operations to the return of the card is well known, and the outline is as follows. That is, first, a message to insert a bankbook or card is displayed on the CRT 11 (step 108). Payments can be made using a passbook and card, or only by card. When the customer sees this display and inserts the bankbook into the bankbook insertion slot 5 (step 109), a message to insert the card is displayed on the CRT 11 (step 109).
110). When the customer sees this display and inserts the card into the card slot 6 (steps 111 and 112), the CRT1
1 to enter the password using the numeric keypad 12 (step 113). When the customer enters a PIN number (step 114), the entered PIN number is checked to see if it matches the one recorded on the card, and if so, the next
A message is displayed on the CRT 11 asking you to enter the amount to be paid (step 115). When the customer inputs the amount to be paid using the numeric keypad 12 and function key 10 (step 116),
11 will display a wait instruction to wait a little while (step 11).
117), creates the necessary message and proceeds to communicate with the center (step 118). When the message sent from the center is received, the contents of the message are examined to determine whether the message is rejected by the center.

If the center does not reject it, various information about the payment transaction, such as the transaction date, payment amount, and new balance, is printed on the passbook or statement slip (step 119). After this CRT1
1 to receive the banknotes and statement slip (step 120), and the banknotes and statement slip for the amount to be paid are discharged into the bill dispensing port 8 (step 121). In addition, in the case of transactions using a passbook, a passbook pick-up guide is displayed on the CRT 11 (step 122), and the passbook is returned (step 123). Finally, a card reception guide is displayed on the CRT 11 (step 124), and the card is returned (step 125).

The first operation is completed with the above steps, but next, a sensor (not shown) detects the return of the card (step 126), and sends this detection signal to the S-CPU 109.
tell. Based on this input, the S-CPU 109 sets the area M for counting the number of repeated uses of the memory 14 to +n-1, and if n>0, causes the number of repeated operations display 13 to display the number n-1. ,
Subsequently, the process returns to step 108, the card is returned in the same manner as before, and the above operating procedure is repeated until finally n=0, and the entire processing procedure is completed only when n=0.

Incidentally, the present invention may also be configured to perform audio display in combination with the above-mentioned visual display means, and as shown in FIG. 4, the display device 107
, voice control section 112, conversion code storage section 11
3. Voice synthesizer 114, voice memory 11
5. Equipped with a D-A converter 116, an audio amplifier 117, and a speaker 118, it can emit multiple voices such as how many operations to perform, how many more operations to perform, and to request people at the back of the line to have a little more expectation. The sound is generated in accordance with the procedure, and specifically, the control unit 11
Reference numeral 2 denotes a conversion code storage unit 11 that stores the start address of each sentence of a voice memory 115 that stores voice patterns corresponding to a plurality of directive sentences as a conversion code.
3, and this audio control unit 112 includes a CPU 109.
Every time a control signal is given from the conversion code storage unit 113, the conversion code corresponding to the first address of the sentence required for pronunciation is read out and provided to the speech synthesizer 114. The voice synthesizer 114 supplies the conversion code to the voice memory 115 to read out the first word and the first voice pattern of the corresponding sentence voice pattern information, then updates the address and sequentially reads the voice patterns of this word, Finally, read out the entire sentence.

The audio pattern information read out by the audio synthesizer 114 is given to the D-A converter 116 and converted into an audio analog signal, and then sent to the amplifier 117.
is input to the speaker 118 and output from the speaker 118.

(Effects of the invention) Since the present invention is configured as described above, it produces the effects described below.

By installing a display that displays the number of repeated uses in a position that is easy for other users to see, other users can clearly understand how many times the current user will continue to repeat the operation, so other users can Users can be guided to the automatic transaction device with a faster turnover rate, and subsequent users can also calmly wait for their turn. The user can be guided to the device side, and subsequent users and other users can comfortably wait their turn.

Also, if you notify the number of times of display by voice,
This is more convenient for checking and understanding the operation status of not only the elderly but also other users in crowded situations or users at the back of the line.

[Brief explanation of the drawing]

FIG. 1 is an external view of an automatic transaction device according to an embodiment of the present invention, FIG. 2A is a block circuit diagram showing the circuit configuration of the device in FIG. 1, and FIG.
Fig. 3 is an enlarged partially cutaway front view of the repeat operation count display, Fig. 4 is a detailed block circuit diagram of the display device in Fig. 2A, and Fig. 5 is a flowchart showing the processing procedure of the automatic teller machine.・It is a chat. Description of symbols, 1... Operation surface, 10... Function key, 12... Numeric keypad, 13... Repeated operation count display, 107... Display device, 109...
S-CPU, 110...Decoder, 111...Display control circuit, 131...Card board, 132...Electric motor, 133...Gearbox, 134...
Rotating shaft, 135...disc, 136...claw.

Claims (1)

[Scope of Claim for Utility Model Registration] In an automatic transaction device that automatically performs transactions according to a user's predetermined operations, the user operates a repeated operation count display 13 that displays the user's desired number of repeated uses. It is provided at a position corresponding to the automatic transaction device, which is spaced apart from the surface 1B provided with the operation means including the input key 12 to perform the operation, and each time one transaction is completed, the initial repeated use displayed on the display 13 is displayed. An automatic transaction device characterized by being provided with a control means for displaying the remaining number by subtracting 1 from the number of times. 2. The automatic transaction device according to claim 1, wherein the control means includes a voice sounding means for sounding the number of times of repeated use as a voice instruction.