JPH044497A - Terminal device for prepaid card - Google Patents

Abstract

PURPOSE:To allow the holder of a prepaid card to purchase goods from a plurality of shops by using the card only by providing a plurality of terminal devices for prepaid card corresponding to identification numbers recorded on the prepaid card. CONSTITUTION:A prepaid card 1 with the identification numbers 3 of a plurality of terminal devices a-e and transaction amounts 4 recorded on its recording medium section 2 and a plurality of terminal devices a-e corresponding to the identification numbers 3 printed on the card 1 are prepared. The holder of the card 1 purchases goods by using the card 1 only from shops equipped with the plurality of terminal devices a-e. Since the prepaid card is provided with a data recording area divided for each shop, the card 1 has areas for recording remaining purchasable amounts to the plurality of shops and the purchasing history of the holder to each shop can be written on the card. Therefore, the holder of the prepaid card can utilize a plurality of shops, namely, a plurality of terminals for prepaid card in an off-line constitution.

Description

[Detailed Description of the Invention] [Summary] Regarding a prepaid card terminal device for purchasing goods using a prepaid card such as a magnetic card, the present invention relates to a prepaid card terminal device for purchasing goods, etc. using a prepaid card such as a magnetic card. The purpose of the present invention is to obtain a prepaid card terminal device that can be used with a prepaid card terminal, and to provide a prepaid card in which the identification numbers and transaction balances of multiple terminal devices are recorded in the recording medium section of the card, and the prepaid card described above. It has a plurality of prepaid card terminal devices corresponding to the identification number recorded on the card, and is configured to use the prepaid card to purchase goods from a store having the plurality of prepaid card terminal devices.

[Industrial application field]

The present invention relates to a prepaid card terminal device for purchasing goods using a prepaid card such as a magnetic card.

[Conventional technology]

Conventionally, when purchasing goods from multiple stores using a prepaid card, a control center connects terminal devices including an office computer or personal computer and a card reader installed in each of the multiple stores and each of these terminal devices. Set up a host computer in
Card history processing of item name, amount, and balance of item purchase data at each store was performed on the host computer side, and the history of the prepaid card was left on the terminal device of each store.

[Problem to be solved by the invention]

When processing the history of prepaid cards using the method described in the prior art described above, the online configuration increases equipment and operating costs, so there is a concept of using prepaid cards offline at a common store. . When performing online processing in this way, if a prepaid card is used at multiple stores (terminal devices), for example, if you purchase an item at store A and then purchase an item at store B, the prepaid card will not be processed. Although the remaining balance on the card is known, there is no history of how many items were purchased at stores A and B, so the purchase amount of the prepaid card cannot be distributed, and the card cannot be used at multiple stores, that is, on terminal devices. was there. Furthermore, in order to prevent card forgery, etc., it is desirable to keep a history of the card used in the memory of the terminal device, but this is difficult because it is not connected to the host computer.

An object of the present invention is to obtain a prepaid card terminal device that can be used at a plurality of stores, that is, a plurality of prepaid card terminals, using a prepaid card in an offline configuration.

[Failure to solve the problem]

As examples of the prepaid card terminal device of the present invention are shown in FIGS. 1 to 3, identification numbers 3 and transaction amounts 4 of a plurality of terminal devices a to e are recorded in the recording medium section 2 of the card. It has a prepaid card 1 and a plurality of prepaid card terminal devices a"-e corresponding to the identification number 3 recorded on the prepaid card 1, and the plurality of prepaid card terminal devices A prepaid card 1 can be used to purchase goods from a store having a store.

[For production]

According to the prepaid card terminal device of the present invention, since a prepaid card is used which has a data recording area divided for each of a plurality of stores, there is an area for recording the balance of the purchase amount at a plurality of stores, and the data recording area is divided into multiple stores. You can get something that allows you to write your purchase history onto a prepaid card.

〔Example〕

An embodiment of the prepaid card terminal device of the present invention will be described below with reference to FIGS. 1 to 5.

FIG. 1 shows an overall system diagram of the prepaid card terminal device of the present invention. In the figure, 5a to 5e are magnetic card readers placed in each store, and these magnetic card readers 5a to 5e are connected to a microcomputer (hereinafter referred to as CPU) by a pass line or the like,
A to 6e are display devices 7a to 7e such as CRTs, respectively.
have. These magnetic readers 5a to 5e, CPU 6
A to 6e and CRTs 52 to 5e constitute a prepaid card terminal device a to e. For example, one common prepaid card can be used at five stores, and the magnetic card 1 can be used at any store. In other words, you can purchase certain items with a prepaid card.

FIG. 2 shows a common magnetic card 1 used in the prepaid card terminal devices a to e of this example, for example, a JIS-■ type prepaid card. The data is distributed to a plurality of storage areas a' to e' of e. As shown in Fig. 3, each area divided into a' to e' contains the ID (identification number) column 3 of the store having the prepaid card terminal devices a to e and the amount of goods sold at that store. It has an amount column 4 for adding and recording, and the purchase amount Σ of the prepaid card 1 is stored at the last end of the magnetic stripe 2.

The operation in the above configuration will be explained with reference to the flowchart in FIG. In FIG. 4, the magnetic card 1 is inserted into the magnetic card reader 5b of a predetermined prepaid card terminal device as shown in FIG. 1, and when the card is input as shown in the first step ST, the CPU 6b reads the store ID using the magnetic card reader 5b (second step 5TZ).

In the next third step ST3, the ID of the card 1 is searched, and in the fourth step ST4, it is determined whether or not the card 1 has an ID. If "NO", the card 1 is ejected in the fifth step ST5. and then returned to the starting position. If the card ID is in the "YES" state in the fourth step ST4, the transaction is performed from the area of the corresponding ID in the sixth step ST6. Next, in the seventh step ST, it is determined whether the transaction amount A is equal to or larger than the purchase price Σ of the prepaid card, and if the transaction amount is large, the CRT is determined in the eighth step ST.
7b and sends card 1 to the 9th step ST9.
It is ejected and returned to the starting position, but the 7th step S
If T'r is "YES", the 10th step ST,
0, the transaction is performed, and the process proceeds to the 11th step 5TII, where the transaction amount is recorded in the corresponding ID area. That is, if, for example, an amount of 5,000 yen is recorded in the amount column 4 after b' in the store ID column 3, the amount obtained by adding the transaction amount A yen to this 5,000 yen is written.

Next, the 12th step S is performed on the floppy disk or IC card provided in the CPU 6b or magnetic card reader.
Enter the details of the transaction at T and 2, and eject the card at the 13th step 5TI3 to reach the end.

As mentioned above, if the contents are recorded separately from the card 1 in the 12th step ST, 2, if the card is not collected,
Alternatively, each store can bill the store that sold the prepaid card for the amount of goods sold based on the IC card records during settlement of accounts.

Figure 5 shows one flowchart of card issuance.In the first step STEI, a prepaid card is issued by the card issuer, and in the second step STEI, the card issuer issues a prepaid card.
In step 2, it is assumed that a specific store in a group consisting of multiple stores sells this prepaid card to a customer, and in the next third step 5TE3, the customer who bought this prepaid card sells items at other stores in the group. In the case of a purchase, the card issuer needs to return the proceeds to the other store where the item was sold as described in Step 4 5TE4.This can be done based on the collected prepaid card, but Settlement can be made using the contents of the IC card or floppy data recorded at each store.

As described above, the present invention provides a prepaid card terminal device that can be used offline to purchase items with a single prepaid card at any store in a group consisting of a plurality of stores.

〔Effect of the invention〕

According to the present invention, a prepaid card terminal device capable of purchasing items from a plurality of stores with one prepaid card can be configured offline.

[Brief Description of the Drawings] Fig. 1 is a system diagram of the prepaid card terminal device of the present invention, Fig. 2 is a plan view showing an embodiment of the prepaid card of the present invention, and Fig. 3 is an explanation of the contents of divided data. FIG. 4 is a flowchart showing an embodiment of the prepaid card terminal device of the present invention. FIG. 5 is a flowchart of card issuance. 1... Magnetic card, 2... Magnetic stripe, 3... Store ID field, 4... Amount field, 5a-5c... Magnetic card reader, 6a-6e... CPU, a- e... Prepaid card terminal device.

Claims (1)

[Claims] A prepaid card configured such that identification numbers and transaction balances of a plurality of terminal devices are recorded in a recording medium section of the card, and a plurality of prepaid cards corresponding to the identification numbers recorded on the prepaid card. 1. A prepaid card terminal device, comprising: a prepaid card terminal device, wherein the prepaid card is used to purchase goods from a store having the plurality of prepaid card terminal devices.