JPH04102993A - Automatic cash transaction machine - Google Patents

Abstract

PURPOSE:To quickly execute cash transaction work for the succeeding customers by connecting an information fetching device for inputting the contents of the cash transaction of the succeeding customer to an automatic cash transaction machine. CONSTITUTION:During the transaction work of a preceding customer, the succeeding customer or after inputs a cash card into a card reading part through an information fetching device 8 to read out the contents of the card, an identification (ID) number inputted from an input part 10 is collated with the read number 5, and when both the values agree with each other, the amount to be paid is inputted from an input part 10. Input information is sent from a control part 13 to a controller 7 in the automatic cash transaction machine 1 through a connection cable 14. Various input information from the controller 7 is transmitted to a host computer through a line, its response result is stored in a memory built in the controller 7 and the cash card is returned from the card reading part 12. After the end of the preceding customer's cash transaction, the cash transaction operation of the succeeding customer can be immediately completed only by inputting the cash card. Thus, the processing time of the automatic cash transaction machine 1 can be shortened.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to an automatic teller machine, and particularly to an automatic teller machine used in financial institutions such as banks.

[Conventional technology]

A conventional automatic teller machine has an input device for inputting necessary customer information, a display device for guiding the customer through operating procedures, a cash processing device for processing banknotes, and a car 1 for processing cash cards and receipts. - It has a processing device and a passbook processing device that processes passbooks.

For example, when a customer makes a payment, they transfer their cash card to a card processing device, enter their PIN number from the input device, check it with the number read by the cart processing device, and if there is a discrepancy, enter the payment amount. Have the customer input data from the device. Then, information such as the customer's account number and payment amount is sent to the host computer through the line, and if the host computer replies that it is OK to perform the payment operation, the banknotes are paid from the cash processing device and the receipt is sent from the card processing device. It is used to issue and return cards.

[Invention or problem to be solved]

Conventional automatic teller machines can only handle customer-to-person transactions, so when the number of transactions increases rapidly on weekends or just before closing, customers are forced to wait for long periods of time, resulting in a decline in service. There were also problems such as poor operational efficiency.

[Means to solve the problem]

The automatic teller machine of the present invention is an automatic teller machine located in a financial institution that automatically processes cash transactions for unspecified customers, and when a cash transaction is being made by a previous customer, the automatic teller machine automatically processes cash transactions for unspecified customers. The transaction information including the customer's cash card PIN and transaction details is stored in advance, and the cash transaction is completed immediately by simply inputting the next customer's cash card after the previous customer finishes the cash transaction. .

Further, the automatic teller machine of the present invention includes a card reading section for processing cash card reading transaction input, a cart reading section for processing passbook reading transaction input, an input section for inputting transaction information, and necessary operation procedures. An information capture device that includes a display unit that displays input information, and a control unit that controls operations related to the input and display and transmits the input information, and that captures customer and transaction information for subsequent customers in advance. It is composed of .

〔Example〕

Next, the present invention will be explained with reference to the drawings.

FIG. 1 is a perspective view showing the configuration of an embodiment of the present invention. The automatic teller machine 1 includes a display device 2, an input device 3,
It is composed of a card processing device 4, a passbook processing device 5, a cash processing device 6, and a control device 7. In addition, the information importing device N8, which is configured independently from the main body of the automatic teller machine 1, includes a display section for displaying input information including operating procedures, an input section 10 for inputting transaction information, and a reading section for reading necessary information from the passbook. It consists of a bankbook reading section 1], a cash card reading section 12, and a control section 13 that controls the operation of each section and sends out input information. The connection cable 14 that connects the control unit] 3 of the capture device 8 is not shown.

While the first customer is conducting a transaction, the second and subsequent customers use the information acquisition device 8 to transfer the cash card to the car 1.
The reading unit 12 manually reads the code, compares the PIN entered from the input unit 1-0 with the number 5 read by the cart reading unit 12, and if there is a discrepancy, inputs the payment amount from the input unit 0, and the control unit The input information is sent from 13 to the control device 7 of the automatic teller machine 1 via the connection cell 14. Control device 7
Various types of input information are transmitted through a line to a host computer (not shown), the response results are stored in the built-in memory of the control device 7, and the cash card is returned from the card reader 12.

The above operations are completed during the cash transaction business of the first customer, and when the business of the first customer is completed, the cash card is transferred to the cart processing device 4 of the automatic teller machine 1 to the second customer. is read out from the memory of the control device 7, and based on that information, the cash processing device 6 executes bill payment, and the cart processing device 4 immediately issues a receipt, etc. Execute and finish the work.

The information transaction device 8 includes a main body of an automatic teller machine;
Connections can be made freely and easily, and should only be used when there are many customers.

In this way, cash transaction operations for subsequent customers can be significantly speeded up.

〔Effect of the invention〕

As explained above, the present invention connects an automatic teller machine and an information acquisition device that inputs the next customer's cash transaction device. Also, by performing preliminary cash transaction processing in advance, the processing time of the automatic teller machine can be significantly shortened, and service and operational efficiency can be significantly improved.

[Brief explanation of the drawing]

FIG. 1 is a perspective view showing the configuration of an embodiment of the present invention. 1. Automatic teller machine, 2. Display device, 3. Input device, 4. Card processing device, 5. Passbook processing device, 6. Cash processing device, 7. Control device. , 8...
Information acquisition device, 9...display section, 10...input section, ]1
...Passbook reading section,]-2...Cart reading section,]3.
...Control unit, 14...Connection cable.

Claims (1)

[Scope of Claims] 1. In an automatic teller machine in a financial institution that automatically processes cash transactions for unspecified customers, when a cash transaction is being made by a previous customer, the next customer who is waiting The present invention is characterized by having a means for pre-storing transaction information including a customer's cash card PIN number and information regarding the details of the transaction, and immediately completing the cash transaction by simply inputting the next customer's cash card after the previous customer has completed the cash transaction. automatic teller machine. 2. A card reading section that processes cash card reading input, a card reading section that processes passbook reading input, an input section that inputs transaction information, a display section that displays necessary input information along with operating procedures, and the input and a control unit that controls display-related operations and sends out input information, and further includes an information capture device that captures customer and transaction information for subsequent customers in advance. Automatic trading machine.