JPH0390994A - Card system for privilage and change - Google Patents

Abstract

PURPOSE:To simplify the processing of privilage points and changes by magnetically recording a privilage point and change data in a card at the time of selling commodities and printing out these data on the card. CONSTITUTION:A privilage point printing item column 12 for printing out a privilage point as a mark and a change balance printing item column 13 for printing out change balance data are formed on the surface of a card 10 and a magnetic recording band 11 for recording information such as the privilage point the change residual data and the issuing data relating to the card 10 is formed on the rear face. Privilage points for commodity sales are accumulatively magnetically recorded and printed out as marks on the card 10 so that the current privilage point can be immediately observed and the fraction of a change generated in each commodity sales is processed by the card 10 and only the fraction of the change is magnetically recorded and printed out to manage it. Consequently, the processing of the privilage point and change payment can be executed without requiring excess time and labor.

Description

[Detailed Description of the Invention] Purpose of the Invention; (Industrial Application Field) This invention magnetically records bonus (premium) points and change data (for example, fractional change) in a cart when buying and selling products, and also records them on a card. The present invention relates to a cart system for rewards and change that is printed in a visually visible manner to simplify the processing of reward points and change.

(Conventional technology) Traditionally, service points have been stamped on designated carts or mounts at a fixed rate according to the purchase price of the product, or marks have been added to the product itself according to the product price. There was a service system in which people cut out and pasted a stamp on a card or mount, and received a specified service when the service points reached a predetermined number. Cutting out the marks required a lot of effort, and calculating service points was also quite troublesome and extremely inefficient.

In contrast, in recent years, reward point card systems have emerged in which service points are magnetically recorded on a card brought by the customer, and when this point value reaches a certain number, a certain service can be received. Only bonus points were recorded.

(Problem to be solved by the invention) On the other hand, as a result of the recent introduction of consumption tax (April 1, 1999), the total purchase price plus consumption tax is generally 1.
Fractions of the same vehicle occur, making it troublesome to pay change when buying and selling products, making it extremely time-consuming and troublesome.

This invention was made in view of the above-mentioned circumstances, and the purpose of this invention is to magnetically record and print change data on a conventional reward point cart, and to make it possible to pay or receive the purchase price of goods (plus consumption tax). At that time, the system adds bonus points, compares the change data recorded on this card with the payment amount, calculates the payment amount without any fractional change, displays it on the display, and updates the change data. To provide a card system for rewards and change that is magnetically recorded and printed.

Structure of the Invention: (Means for Solving the Problems) The present invention relates to a card system for rewards and change. Points are magnetically recorded and printed on the card, and new change data is obtained by correlating the change from the product sale with the remaining change data magnetically recorded on the card, and the change data is magnetically recorded and printed on the card. This can be achieved by printing it out and returning it.

(Function) In this invention, the bonus (premium) points for product sales are cumulatively printed on the card with magnetic recording and marks, so that the current reward points can be immediately recognized with the naked eye, and the change is generated for each product purchase. Fractions (for example, 1 car) are processed using cards. For example, when managing change data on a card with 1 car in the same position, the card always has 1
I keep a record of change of 9 yen from 10 yen (including 0 yen), and if the change exceeds 10 yen, I pay (receive) the change in 10 yen units and use a card. Only fractions of change are processed and managed by magnetic recording and printing.

Additionally, the bonus points recorded and printed on the card will reach a predetermined value (
#! 4 points), the card can be used as a gift certificate service cart for a fixed amount (for example, 700 yen).

(Example) First, a card 10 used in the present invention will be explained according to FIGS. 1(^), (B), and (C).

Figure 1 (A) shows the front side of the card IO, which includes a benefit point printing item field 12 for printing benefit points with marks, and a change remaining amount printing field for printing remaining change data in numbers of the same rank. An item column 13 is provided. By the way, the numbers in the change remaining data do not calculate the total amount of change stored in the card 10 by adding them, but rather they are calculated (additions and subtractions) each time a product is sold and the least digit (1) of the final change amount obtained. This indicates the digit fraction). Figure 1 (B) shows the back side of the card lO.
It is equipped with a magnetic recording band 11 for recording information such as bonus points related to O, remaining change data, and date of issue. Note that the number of lines and positions of the bonus point printing item column 12 and the change balance printing item column 13 can be changed arbitrarily, and the position and shape of the magnetic recording band 11 can also be configured arbitrarily. In Figure 1 (C), the number of bonus points is a predetermined number, and the card 10
This shows an example of printing when the gift certificate is sent to the gift certificate service car 1.

Figure 2 shows an example of marks printed in the bonus point printing item field 12, where (8) is 1 point and (B) is 2 points.
(C) shows 3 points, (D) shows 4 points, and up to 4 points are printed on each cylinder to make efficient use of space. When 4 points are reached, the bonus points are cumulatively printed in the next space starting from the 1 point mark (8). Incidentally, the benefit point printing item column 12 in FIG. 1 (8) shows a printing example of 34 points.

FIG. 3 shows an overview of the system of the present invention, in which a shopping mall member store 2 having a large number of members (customers) 1 is equipped with a card processing device 100 as described later, and a store i
ii Secretariat (management center) 3 to card processing device 10
Privilege points set to 0 (referred to as master points, for example, 5,000 points at 2 yen per point) are purchased with a mask card along with other necessary setting cards.

It is also possible to purchase directly from a financial institution commissioned by the secretariat 3. The setting card includes the conversion rate of reward points (for example, 1 point is 100 yen), premium rate, and fractional IA.
The number of points, full points (for example, 500 points), and the amount for gift certificate issuance (for example, 700 yen) are recorded, and the card is inserted into the card processing device +00 in advance to perform processing such as registering mask points. Incidentally, the premium rate refers to the premium on the conversion rate. For example, if you insert a card set at 21 times (1oot premium) into the card processing device 100 before the store opens on the day of a service bargain sale, you will earn 2 points for 100 yen. can be granted. In addition, the rounding process specifies whether to round up or round down the points when a fraction appears in the reward points. For example, if 180 yen is 1.8 points, this is 1 point] or 2 points.
Set as point i~.

The shopping street member store 2 issues the card 10 to the customer who has become the member 1, and the member store 2
adds bonus points according to the amount spent, and prints and records the calculated change data. If the member 1 repeatedly buys and sells products and the privilege points of the card IO of the member 1 reach a predetermined full score, the card IO can be used as a gift certificate service card (shopping discount ticket). When the gift certificate service card IO is used at the shopping district member store 2, it is taken or sent to the shopping district office 3, and the amount deposited by the shopping district office 3 into the deposit account 4 is used. The service fee is transferred to the shopping mall member store 2 and settled. It is also possible to settle in cash.

FIG. 4 shows a cart processing device 1 installed in a shopping mall member store 2 to process data on a card 10 issued to a member 1.
00 is shown. This cart processing device +00 has an external terminal so that input operations can be performed from outside! 10
When the card IO is inserted into the card processing device 100 through the card insertion slot 101, the benefit points held by the card 10 are displayed on the display sections 102 and III of the card processing device 100 and the external terminal +10. and change data are displayed. Then, when the operator enters the amount of the product to be bought and sold using the numeric keypad 112 and function keys 113 of the external terminal 110, the amount is displayed on the display section 111 of the external terminal 110, and when the enter key is pressed, the reward points and Calculation of change is performed as described later, and the calculated benefit points and change are displayed on the display units 102 and 111 of the card processing device +00 and the external terminal 110, and are displayed on the car 110 surface as shown in FIG. ), and necessary information is also recorded on the magnetic recording band 11. Thereafter, the card IO is returned to the member 1 through the card insertion slot +01.

Next, the processing of privilege points in the cart processing device 100 will be explained with reference to FIGS. 5(8) to 5(C). Various data are registered in advance in the card processing device 100 using a master card or other setting cards.

First, when the user manually inputs the amount for buying and selling a product using the numeric keypad 112 and function keys 113 of the external terminal 110 (step 51), the input amount and the corresponding bonus points are displayed on the display sections 102 and III (step S2). At the end of the amount calculation (step 53), the total amount and the corresponding total reward points are displayed (step S4). Then, the card IO is the card insertion slot 10.
1 (step S5), it is determined whether or not the gift certificate service card (shopping discount coupon) has a full reward point (step 520). The process shown in Figure 5 (B) is performed, and if it is not a gift certificate service card, it is determined whether it is a point card (cart that does not have a full score) or not in step S6.
), if it is not a point card, the cart is returned (step S7), and after the card is removed (step S8), the process returns to step S5. Also, if it is determined to be a point card in step S6 above,
Add the current total bonus points to the bonus points of the point card (Step 5io), and judge whether the added bonus points have reached a predetermined full score or higher (Step 53Q). If the added bonus points have reached a predetermined full score or higher, the process will be described later. The process shown in FIG. 5(C) is performed, and if the score is less than the perfect score, the current award points are printed as shown in FIG. 1(A) (step 540). By the way, if the gift certificate service card is not inserted into the card processing device 100, the entire amount of payment for the purchase and sale of goods is made in cash or by credit card. Therefore, if it is found that paying a certain amount this time will result in a full score or higher, it is possible to use the card issued in the process shown in FIG. 5(C) by changing the software program.

After printing to the benefit point 1 in step 540, only the current benefit point is subtracted from the memory to the master point 1 of the cart processing device 100 (step 541).
, determine whether it is necessary to process the change data (step 5).
42). Note that if a gift certificate service card is issued in step 541 in the process shown in FIG. 5(C), the remaining benefit points will be subtracted. Also, Figure 5 (B
) If a gift certificate service card is used in the process,
The subtracted benefit points will be subtracted from the master points. If the mask point set in the card processing device becomes "O", the shopping mall member store 2 may purchase the mask cart again from the store J11 secretariat 3 or the commissioned financial relations 4, or purchase the mask cart already. It is necessary to set mask points for the purchased mask card.

If the change data needs to be processed in step S42, the change data is processed (step 5100), and the process shown in FIG. 6 is performed. In addition, if processing of change data is not necessary and after processing of change data, the car FIO
performs magnetic recording of information necessary for (step 543);
The process ends when the card is returned and removed (steps 544 and 545).

Next, the process when the gift certificate service cart is used will be described with reference to the flowchart in FIG. 5(B).

First, the amount of the gift certificate service card is subtracted from the total amount of product sales (step 521), the gift certificate service points are subtracted from the total reward points (step 522),
The amount after the subtraction and the bonus points after the subtraction are displayed (step 523).

Then, use a printer to print "Used" on the gift certificate service card (step 524), magnetically record "°°used" on the magnetic recording band of the gift certificate service card (step 525), and return the card (step 524). 526
．． 527). The returned card is retrieved and stored by the store, and is brought to the secretariat 3 or directly to the outsourced financial institution for settlement once a month, for example. Then, it is determined whether the bonus points after subtraction in step S22 are "0" (step 528).

If the privilege point is "0", the process ends; if the privilege point is not "O", it is determined whether or not the raw card has been inserted (step 529);
The process returns to step 530 in FIG.

Further, with reference to the flowchart of FIG. 5(C), the process of issuing a gift certificate service card when the bonus points are full or more will be explained.

First, place the card in a predetermined position, for example, change balance printing field 1.
Print the gift certificate amount, etc. at the bottom of 3 (Figure 1 (C))
At the same time (step 531), necessary information is magnetically recorded (step 532), and then the full score is subtracted from the additional benefit points and displayed (step 533). The process of converting a full score card into a gift certificate service card is performed through steps 531 to S33. Then, in step 534, the number of benefit points given to the card this time is subtracted from the contents of the mask point memory of the card processing device 100.
), the card is returned (steps 535, 536). This card will be returned to the customer and used as a gift certificate service cart from next time onwards. Then, in step 537, it is determined whether the bonus points after subtraction are 0" or not.
), if the bonus point is “0゛”, the operation will end,
If the bonus point is not "0", it is determined whether a raw card has been inserted or not (step 538), FIG.
) returns to step 540.

Next, change data processing will be explained with reference to the flowchart shown in FIG. In this case, the initial value of the points in the cart processing device 100 is set to "0".

First, it is determined whether the first-place fraction (S) is °O" (step 5101). For example, if the total amount (v) is 3008 yen, it is V-3008, so it is S.8. Next, 1 Determine whether or not the number of digits (S) is less than or equal to the change card points (M) (step 5102) Card points (
If M) is "3", it becomes M-3. In this case, S-8
, M-3, so the first fraction (S) is the change card holding point (M
), the change (T) is calculated as T-10-5-
1o-8-2 (step 5103), calculate the amount to be received (U) as 11-V+T-3008
d-3010 (Step 5.1 (J4)
, and displays the amount (U) (3,010 yen) for the receiver 1j (step 5105). Then, calculate the remaining change as M+T-3+2-5 (step 510B),
Update the points (K) in the card processing device 100 (K-
T)-Nideni-T-0-2-2 (Step 5
1071, the change balance 5 obtained in step 5106 is printed, leaving 5 yen on the card (step 510).
8). For example, when you should receive 3008 yen, it is 301 yen.
Since I received O yen, I would have to keep an extra 2 yen at the store.

Once a month, a tally card is inserted into the card processing device 100 to print out the points K, and if it is negative, the amount is refunded to the office or bank. After step 5108, it is determined whether the space for C change balance print item 8!13 is full or not (step 5ilo), and if it is not full, the operation ends, the change data processing is completed, and the process proceeds to step S43 for magnetic recording. In addition, if the change remaining amount printing field 13 is full, a reissue process (step 5120) is performed, and a new power ~
Recording and printing will have to be done again on the card.

On the other hand, if the change card score (M) is, for example, "9", then S-8, M-9, so the first fraction (S) in the step 5102 is less than or equal to the change card score (M). Because there is
Calculate the amount (II) to be taken by the receiver 1l-V-5-30
08-8-3000 (step 5131), the amount to be received (U) is displayed (3000 yen) (step 5132), and the remaining change is calculated using M-
5-9-8.1 (step 5133), and update the points (K) in the card processing device 100 with +S- and Kas.0+8.8 (step 5134).
, skip to step 5108 above, and step 513
Print out the change balance 1 obtained in step 3. In this case, 3008
I only received 3,000 yen when I should have received yen.
The deduction of 8 yen will be stored as data in the card processing device 100. Once a month, you insert a tally card and have your points K printed out, and if it's a positive value, you get that amount.

Furthermore, when a gift certificate service card is issued, even if change data is recorded on the card, that value is temporarily stored in the card processing device and recorded as new change data on the new card, and the value is stored in the card processing device as new change data. Any remaining change will be considered invalid. Of course, the remaining change amount printing field 13e
You may also print O to make it clear that there is no remaining amount.

As described above, in this invention, privilege points and daily change data are printed and recorded on the card so that money can be transferred in units of 10 yen, or change data is 2 digits (0 to 99 yen). Alternatively, it can be processed using numerical values such as 3 digits (0 to 999 yen), and money transfers can be made in units of 100 yen or in increments of 100 yen.
It is also possible to make it as simple as 0,000 yen. Also,
It is also possible to print bonus bonds using Imoi marks and numbers.

Effects of the Invention: As described above, according to the privilege and change card system of the present invention, privilege points are recorded and processed on the card, and when an even number of change is processed due to consumption tax, etc., fractions are processed in the cart. Therefore, it is possible to provide a convenient card system to users (customers, shopping malls, etc.).

[Brief explanation of drawings]

Figure 1 (8) is a front view showing an example of a card used in this invention, Figure (B) is a back view thereof, Figure 1 (C) is a partial view showing an example of printing on a service card, and Figure 2 is a view of this card. FIG. 3 is a diagram showing an example of the system of the invention, FIG. 4 is an outline drawing of an example of the card processing device used in the invention, and FIG. ) to (C) are flowcharts showing processing examples of the present invention, and FIG. 6 is a flowchart showing a processing example of change data according to the invention. 1...Member, 2...Shopping district member store, 3...Shopping district office, 4...Deposit account (financial institution), 10...
Card, 11...Magnetic recording band, 12...Bonus point printing item column, 13...Change IA amount printing item column, 10
0...Card processing device. /10 (,4) (B) (C) Guzu (A) CB> (C) CD) Jin 2 Mezurume Geihi

Claims (1)

[Scope of Claims] 1. A card is inserted into a card processing device at the time of product sales, and bonus points for the product sales are magnetically recorded and printed on the card, and change for the product sales is magnetically recorded on the card. A card system for rewards and change, characterized in that new change data is obtained in relation to remaining change data, and the change data is magnetically recorded and printed on the card and returned. 2. The privilege and change card system according to claim 1, wherein the card can be used as a gift certificate service card for a fixed amount when the privilege points reach a predetermined value.