JPH01173285A - Automatic transaction machine - Google Patents

Abstract

PURPOSE:To save a time and labor to operate an exchanger again for a customer requiring a small amount of coins by paying back the remainder of a partial deposit transaction in a note including the coin. CONSTITUTION:The throw-in of paper money to be deposited is accepted first, then, it is pooled. Next, the key-in of the amount of partial deposit is accepted by depressing a partial deposit key. The setting of a deposit amount can be set in detail, for example, by designating up to a unit of 10-yen. After the deposit amount being set, it is transmitted to a deposit telegram center. After a response is received, the deposit telegram is transmitted to the center. The paper money deposited after receiving the response is stored in a safe, and the amount is printed on a journal sheet. Next, the remainder is displayed on an amount display and setting part when a remainder exchange key is depressed, and the setting of an exchange pattern is accepted. As the kind of note of the exchange, it is possible to designate each coin of 10-yen, 100-yen and 500-yen, a note of 1,000-yen, and a note of 5,000-yen, etc. The cash money of the kind of note equivalent to a set amount is delivered from a stock, then, the cash money is delivered.

Description

DETAILED DESCRIPTION OF THE INVENTION Field of the Invention This invention relates to an automatic transaction processing device capable of processing partial deposit transactions.

(b) Summary of the Invention The automatic transaction processing device according to the present invention allows the balance of a partial deposit transaction to be refunded in denominations including small denomination coins, thereby making it possible to set the partial deposit amount in detail. This eliminates the need for customers who need small denomination coins to operate the exchange machine again.

(C) Prior Art Currently, automatic transaction processing devices capable of processing some deposit transactions have been put into practical use. A partial deposit transaction is a transaction in which only the amount specified by the customer is deposited into the deposit account from the cash input by the customer.
This is a transaction in which the remaining amount is returned. This is a complex transaction function that was implemented for the purpose of saving customers the trouble of exchanging money when they do not have the exact amount of cash they wish to deposit.

By the way, the conventional automated transaction processing device can accept and accept banknotes of 1,000 yen or more, and can discharge banknotes of 1,000 yen or more. For this reason, it was also possible to set the amount for partial deposits in units of 1,000 yen.

+d) Problems that the invention aims to solve On the other hand, there are cases where the customer wants to specify the deposit amount in more detail (down to the smallest digit), but if the customer specifies the deposit amount in detail, the amount returned will also be finer. However, as mentioned above, conventional automatic transaction processing devices were not equipped with a function to release amounts less than 1,000 yen.
Such detailed settings were not possible. For this reason, the customer sets a deposit amount close to the desired deposit amount in units of 1,000 yen and makes a deposit, resulting in the problem of insufficient customer service.

In addition, customers may need coins, but with conventional automatic transaction processing devices, the remaining balance is always returned in 1,000 yen bills (denominations of 1,000 yen or more), so they have to exchange money again to obtain coins. You have to operate the machine to exchange money. This increases customer effort and increases the number of times customers use the equipment.
There was a problem in that the time required increased and the operating efficiency of the device decreased.

In view of these problems, it is an object of the present invention to provide an automatic transaction processing device that solves the above problems by making it possible to release the balance of a partial deposit in coins.

TE1 Means for Solving Problems This invention provides an automatic transaction processing device that processes a partial deposit transaction in which a specified portion of the inserted cash is deposited into a deposit account and the remaining amount is returned. The present invention is characterized by comprising a coin processing device for processing the release of the coin, and a means for returning the remaining balance in a denomination including the coin.

(f) Function The automatic transaction processing device of the present invention can return the remaining amount in denominations including coins when processing a partial deposit transaction. For customers who need coins (small change), coins can be included upon request, and if 10 yen is included in the coin, the partial deposit amount can be set in detail to the nearest 10 yen.

(g) Embodiment FIG. 2 is an external view of an automatic transaction processing apparatus which is an embodiment of the present invention. This automatic transaction processing device is capable of processing human withdrawal transactions and currency exchange transactions. A vertical panel and a horizontal panel of a customer operation panel are provided on the front side of the automatic transaction processing device.

On the vertical panel, there is a handling display 1 that displays the transaction status when the device is operating, an operation mode display 2 that displays the types of transactions that can be handled, and an amount display/setting that displays the amount inserted, exchange denomination, etc. A section 3 is provided with a cardholder exit 4 into which a bank card is inserted. In addition, on the horizontal panel surface, there is a bill insertion/receipt slot 5 where bills to be exchanged are inserted and bills to be withdrawn are discharged, an operation guide board 6 on which operation instructions are posted, a PIN number, withdrawal amount, etc. A numeric keypad 7 for inputting , a transaction selection key 8 for selecting the transaction type (deposit, withdrawal, balance inquiry, - partial deposit 2 currency exchange withdrawal, etc.), a cylindrical coin receiving slot 9 from which cylindrical coins are ejected, and a rose A coin receiving slot 10 is provided from which coins are dispensed.

FIG. 3 is a block diagram of the control section of the automatic money exchange machine. A ROM 21 storing control programs and the like, a RAM 22 storing data and the like, and an interface 23 for communicating with the operating section are connected to the CPU 20 that centrally controls the operation of the device. Interface 2
3 includes a customer service display section 24 that controls the display of the amount display/setting section 3 and key human power, and a bill processing section 2 that processes banknote deposits and withdrawals.
5. A coin processing unit 26 that controls the release of loose coins, a cylindrical coin processing unit 27 that controls the release of cylindrical coins, a card reader control unit 28 that controls the card reader, a slip processing unit 29 that prints slips and journals, and a floppy disk. A floppy disk control section 30 for reading and writing the disk 31 and a communication control section 32 for communicating with a center 33 are connected. The coin processing section 26 has a loose coin ejection machine for 500 yen, 100 yen, and 10 yen.

FIG. 4 is a partial configuration diagram of the RAM 22.

Area M1 is an area where the amount deposited for deposit or exchange is stored. Area M2. M3 is an area where the amount specified for deposit and the remaining amount at the time of partial deposit transaction are stored. Area M4 is an area where the exchange pattern (number of coins for each denomination) set at the time of changing the balance or changing the currency is stored. At the time of currency exchange and withdrawal, cash of each denomination is dispensed with reference to the contents of area M4.

FIG. 1 is a flowchart showing the deposit transaction processing operation of the automatic transaction processing device. After the card is attached to the receiver and the customer is authenticated (nl), the banknotes to be deposited are inserted into the receiver and pooled (n2). Display this amount in the amount display/setting section 3 and accept the key press (n3). If the partial deposit key is pressed, proceed to the partial deposit operation below n4, and press the confirmation key (amount display/setting section ) is pressed, it is determined that the transaction is a full deposit transaction and the process proceeds to the full deposit transaction operation from n16 onwards.

At n4, a key-in for a portion of the deposited amount is accepted. The deposit amount can be set in detail down to the nearest 10 yen. After setting the deposit amount, the deposit message is sent to the center (n5). After receiving this reply, the banknotes deposited are stored in the safe from the pool (n6), and a journal is printed (n7). It is determined at n8 whether there is any remaining money after the partial deposit, and if there is any remaining money, the user is prompted to press a key to withdraw the remaining amount or make a partial deposit again (n9). If the partial deposit transaction is selected again, the process returns to n4. If the balance exchange key is pressed, the process advances to nlo, the balance is displayed in the amount display/setting section (n1o), and the setting of the exchange pattern (selection of denomination) is accepted (n11). This exchange denomination is 10
Yen coins, 100 yen coins, 500 yen coins, 1,000 yen bills, 5,000 yen bills, etc. can be specified. Dispense the set denomination of cash from the stocker n12), print the journal (
n13 After returning the L card (n14), the operation is completed by discharging the dispensed cash (n15), while, in the case of a full deposit transaction, a deposit message is sent to the center (n16).
After receiving the reply, I put the banknotes in the safe (n17)
, print the journal n18), return the card (
n19) Finish the operation.

n12. The operation n15 corresponds to the "means for returning in denominations including coins" of the present invention.

Th) Effects of the Invention As described above, according to the automatic transaction processing device of the present invention, the balance of a partial deposit transaction can be returned in small coins, so the partial deposit amount can be finely processed down to the unit of this coin. Can be set. Furthermore, the cash to be returned can be designated as small coins, thereby saving the effort of having to exchange money again. This improves transaction efficiency, contributes to improved customer service, and also contributes to improved device operating efficiency.

[Brief explanation of the drawing]

FIG. 1 is a flowchart showing the deposit operation of an automatic transaction processing device according to an embodiment of the present invention, FIGS. 2 and 3 are an external view of the automatic transaction processing device and a block diagram of the control section,
FIG. 4 is a partial configuration diagram of the memory of the control section. 26-Coin processing section.

Claims (1)

[Claims] (1) A coin processing device that processes the release of coins in an automatic transaction processing device that processes a partial deposit transaction in which a specified portion of the inserted cash is deposited into a deposit account and the remaining amount is returned; An automatic transaction processing device comprising: means for returning the remaining amount in denominations including the coins.