JP7343681B1 - Information processing device and information processing method - Google Patents

Abstract

[Problem] To enable transactions in a virtual space based on the trust of an avatar in the virtual space.
[Solution] An information processing device 1 includes an acquisition unit 132 that acquires avatar revenue related information that is information related to revenue corresponding to an activity in a virtual space of an avatar corresponding to a user, and an avatar revenue acquired by the acquisition unit 132. An evaluation unit 133 that evaluates the profitability of the avatar based on related information; a credit execution unit 134 that executes credit for the avatar based on the profitability of the avatar evaluated by the evaluation unit 133; and an output unit 135 that outputs credit result information indicating the credit result.
[Selection diagram] Figure 2

Description

The present invention relates to an information processing device and an information processing method.

Conventionally, a user's credit has been managed based on the user's activities in a virtual space. For example, Patent Document 1 discloses a system that sets a credit limit for a user based on the user's product purchases at a store that subscribes to a predetermined portal site as a virtual space.

Japanese Patent Application Publication No. 2003-036351

In recent years, there has been an increase in opportunities for users to earn money by performing activities in virtual space using avatars that serve as their alter egos. Although this creates trust in the avatar in the virtual space, conventional techniques have a problem in that the credibility of the avatar's activities in the virtual space is not evaluated. Furthermore, since the user acts as an avatar in the virtual space, the user may conduct transactions in the virtual space. Therefore, there is a need to enable transactions in virtual space based on the trust of avatars in virtual space.

Therefore, the present invention has been made in view of these points, and an object of the present invention is to enable transactions in a virtual space based on the trust of an avatar in the virtual space.

An information processing device according to a first aspect of the present invention includes an acquisition unit that acquires avatar revenue related information that is information related to revenue corresponding to an activity in a virtual space of an avatar corresponding to a user; an evaluation unit that evaluates the profitability of the avatar based on the avatar revenue related information that has been evaluated; a credit execution unit that provides credit to the avatar based on the profitability of the avatar evaluated by the evaluation unit; and an output section that outputs credit result information indicating the result of the credit executed by the execution section.

The acquisition unit acquires, as the avatar revenue related information, information regarding revenue generated in response to the avatar providing a predetermined service in the virtual space, and the evaluation unit determines that the avatar has provided the predetermined service. The profitability of the avatar may be evaluated based on information regarding the revenue generated in response to the avatar.

The evaluation unit evaluates the future profitability of the avatar in the virtual space based on the avatar profit related information, and the credit execution unit evaluates the future profitability of the avatar based on the evaluation content of the future profitability of the avatar by the evaluation unit. The avatar may be given credit by using the avatar.

The acquisition unit acquires, as the avatar revenue related information, information regarding revenue generated in response to the avatar providing a predetermined service in the virtual space, and the evaluation unit determines that the avatar has provided the predetermined service. The future profitability of the avatar in the virtual space may be evaluated based on information regarding profits generated in response to the avatar.

The evaluation unit evaluates the avatar's revenue performance in the virtual space based on the avatar revenue related information, and the credit execution unit evaluates the avatar's revenue performance based on the evaluation content of the avatar's revenue performance by the evaluation unit. The avatar may be credited.

The acquisition unit acquires, as the avatar revenue related information, information regarding assets formed based on the revenue associated with the activities of the avatar, and the evaluation unit acquires information regarding the assets formed based on the revenue associated with the avatar revenue related information. The asset corresponding to the avatar may be evaluated, and the credit execution unit may provide credit to the avatar based on the evaluation content of the asset corresponding to the avatar by the evaluation unit.

The acquisition unit is configured to obtain a financial institution's information issued to the avatar, which is associated with user identification information for identifying the user, as information regarding assets formed based on profits from activities of the avatar. Account balance information may also be obtained.

The acquisition unit acquires avatar revenue-related information for each of the plurality of avatars corresponding to the user, and the evaluation unit determines the avatar revenue-related information for each of the plurality of avatars, based on the avatar revenue-related information for each of the plurality of avatars acquired by the acquisition unit. The credit execution unit may provide credit to each of the plurality of avatars based on the profitability of the plurality of avatars evaluated by the evaluation unit.

The acquisition unit acquires a plurality of pieces of avatar revenue-related information corresponding to the avatar's activities in each of the plurality of virtual spaces, and the evaluation unit evaluates the plurality of avatar revenue-related information of the avatar acquired by the acquisition unit. Based on this, the profitability of the avatar may be evaluated.

The evaluation unit evaluates the profitability of the avatar based on profit standards in each of the plurality of virtual spaces and avatar profit related information in each of the plurality of virtual spaces of the avatar acquired by the acquisition unit. Good too.

The acquisition unit acquires user revenue related information that is information related to the user's revenue in real space, and the evaluation unit evaluates the revenue standard in real space and the user revenue related information acquired by the acquisition unit. The profitability of the user is evaluated based on the user's earnings, and the profitability of the avatar is evaluated based on the earnings standard in the virtual space and the earnings of the avatar indicated by the avatar earnings related information acquired by the acquisition unit. , the credit execution unit may provide credit to the avatar based on the profitability of the avatar and the profitability of the user evaluated by the evaluation unit.

The evaluation unit evaluates the user's future profitability in real space based on the user profit related information, and the credit execution unit evaluates the user's future profitability based on the evaluation content of the user's future profitability by the evaluation unit. The avatar may be given credit by using the avatar.

The evaluation unit evaluates the user's revenue performance in real space based on the user revenue related information, and the credit execution unit evaluates the user's revenue performance based on the evaluation content of the user's revenue performance by the evaluation unit. Avatar credit may be performed.

The acquisition unit acquires information regarding assets formed based on the user's earnings as the user earnings related information, and the evaluation unit acquires information regarding assets formed based on the user's earnings indicated by the user earnings related information. The credit execution unit may provide credit to the avatar based on the evaluation content of the assets corresponding to the user by the evaluation unit. .

An information processing method according to a second aspect of the present invention includes a step of acquiring avatar revenue-related information, which is information related to revenue corresponding to an activity in a virtual space of an avatar corresponding to a user, executed by a computer; a step of evaluating the profitability of the avatar based on the avatar profit-related information, a step of extending credit to the avatar based on the evaluated profitability of the avatar, and a credit result indicating a result of the executed credit. and outputting information.

According to the present invention, it is possible to conduct transactions in the virtual space based on the trust of the avatar in the virtual space.

FIG. 1 is a diagram showing an overview of an information processing device. 1 is a diagram showing a functional configuration of an information processing device. It is a figure showing an example of user information. It is a figure showing an example of avatar information. 2 is a flowchart showing the flow of processing related to execution of user credit by the information processing device.

[Overview of information processing device 1]
FIG. 1 is a diagram showing an overview of an information processing device 1. As shown in FIG. The information processing device 1 is a server that executes user credit. The information processing device 1 is communicably connected to a user terminal 2 such as a smartphone or a personal computer used by a user.

In this embodiment, it is assumed that the user has an avatar as his/her alter ego, and uses the avatar to carry out activities in virtual space. The virtual space is, for example, the Internet, an online game, a metaverse space, or the like.

The information processing device 1 receives, for example, from the user terminal 2 a credit execution request requesting execution of credit for an avatar corresponding to the user ((1) in FIG. 1). Upon receiving the credit execution request, the information processing device 1 acquires avatar revenue related information that is information regarding revenue corresponding to the activity of the avatar corresponding to the user in the virtual space ((2) in FIG. 1).

The information processing device 1 evaluates the profitability of the avatar based on the acquired avatar-related information ((3) in FIG. 1), and provides credit to the avatar based on the profitability of the avatar ((4) in FIG. 1). ). For example, the information processing device 1 calculates the credit limit when the avatar conducts a transaction using a deferred payment method in the virtual space based on the profitability of the avatar. The information processing device 1 notifies the user terminal 2 of information indicating the calculated credit limit as the credit result ((5) in FIG. 1). By doing so, the user can use the avatar to conduct transactions in the virtual space based on the avatar's trust in the virtual space.

[Functional configuration of information processing device 1]
Next, details of the configuration of the information processing device 1 will be explained. FIG. 2 is a diagram showing the functional configuration of the information processing device 1. As shown in FIG. The information processing device 1 includes a communication section 11, a storage section 12, and a control section 13.

The communication unit 11 is a communication interface for transmitting and receiving data to and from the user terminal 2 via a network such as the Internet.
The storage unit 12 is a storage medium that stores various data, and includes a ROM (Read Only Memory), a RAM (Random Access Memory), a hard disk, and the like. The storage unit 12 stores programs executed by the control unit 13. The storage unit 12 stores a program that causes the control unit 13 to function as a reception unit 131 , an acquisition unit 132 , an evaluation unit 133 , a credit execution unit 134 , and an output unit 135 .

The storage unit 12 stores user information in which a user ID as user identification information for identifying a user is associated with information regarding the user. FIG. 3 is a diagram showing an example of user information. As shown in Figure 3, the user information includes the user's user ID, user name, user's income, user attributes, and information on the account issued to the user that manages assets at a financial institution, etc. It can be confirmed that the information is associated with certain user account information. The user's attributes are, for example, occupation and age, but are not limited thereto, and may include information indicating various attributes such as the user's gender and area of residence.

User account information includes, for example, account identification information that identifies the account issued to the user, corresponding to a bank, electronic currency, crypto asset or non-fungible token, and the login required to view the account. It is a combination of information. Here, the balance of the account issued to the user includes the revenue obtained from the user's activities in the real space, and from the deposit and withdrawal information of the balance, It shall be possible to identify the revenue generated. Note that the account issued to the user may include only the amount corresponding to the user's real-world earnings, and may not include the avatar's earnings obtained from the avatar's activities. .

The storage unit 12 also stores avatar information in which a user ID of a user is associated with information regarding an avatar corresponding to the user. FIG. 4 is a diagram showing an example of avatar information. As shown in FIG. 4, the avatar information includes the user's user ID, the avatar ID for identifying the avatar used by the user, the name of the avatar (avatar name), and avatar revenue related information related to the avatar's revenue. and avatar account information, which is information on an account issued to the avatar that manages assets at a financial institution, etc.

The avatar revenue related information includes, for example, information regarding revenue generated in response to the avatar providing a predetermined service in the virtual space. The information regarding profits is, for example, information indicating the profits and profit prediction for each unit period of the avatar. Note that the avatar profit related information is not limited to information related to profit, and may include index information that is an index for evaluating avatar sales and avatar profitability.

Sales of avatars include sales by service and product, such as sales of various services such as fan community services provided by avatars, such as appearances at events held in virtual spaces, and sales of products related to avatars. may be included. In addition, the index information for evaluating the profitability of avatars includes the number of stores where products or services related to avatars are provided, the number of purchasers of the products or services, the number of visits to stores, and the number of stores using fan community services. It may also include the number of fans of the avatar or members of the service.

In addition, avatar account information includes, for example, account identification information that identifies the account issued to the avatar, corresponding to a bank, electronic currency, or crypto asset, and login information necessary to refer to the avatar's account. It is a combination of Here, the balance of the account issued to the avatar includes the revenue obtained from the avatar's activities in the virtual space, and from the deposit and withdrawal information of the balance, the income earned from the avatar's activities in the virtual space is It shall be possible to identify the revenue generated. Note that the account issued to the avatar may not include an amount corresponding to the user's real-world earnings, but may include only the earnings obtained from the avatar's activities.

The control unit 13 is, for example, a CPU (Central Processing Unit). The control unit 13 functions as a reception unit 131 , an acquisition unit 132 , an evaluation unit 133 , a credit execution unit 134 , and an output unit 135 by executing programs stored in the storage unit 12 .

[Reception of credit execution request]
The reception unit 131 receives a credit execution request that includes the user ID of the user and requests execution of credit for an avatar corresponding to the user. For example, the reception unit 131 accepts a credit execution request by receiving the credit execution request from the user terminal 2 used by the user. Here, the execution of credit for an avatar means, for example, when a user makes a purchase using a deferred payment method in real or virtual space as an avatar without disclosing that the user is the user of the avatar. The purpose is to calculate the credit limit when carrying out.

Purchasing behavior includes, for example, purchasing behavior of products such as costumes worn by avatars to appear in events held in virtual spaces, and purchasing behavior of lighting services and stage equipment used in events held in virtual spaces. This is purchasing behavior related to services such as rental services that are used for presentation when an avatar appears in an event held in a virtual space. Purchasing behavior also includes behavior for posting advertisements for avatars in real or virtual space, behavior for generating non-fungible tokens corresponding to avatar products, and purchase behavior for avatars to purchase land in virtual space. included. In this embodiment, it is assumed that the user can purchase these products or services as the avatar using a deferred payment method such as a credit card issued to the avatar.

[Obtaining information regarding revenue]
The acquisition unit 132 acquires avatar revenue related information, which is information related to revenue corresponding to the activity of the avatar corresponding to the user in the virtual space. When the receiving unit 131 receives the credit execution request, the acquisition unit 132 refers to the avatar information stored in the storage unit 12 and obtains the avatar revenue related information associated with the user ID included in the credit execution request. get. When a plurality of avatar IDs are associated with the user ID included in the credit execution request, the acquisition unit 132 acquires revenue related information of each of the plurality of avatars indicated by the plurality of avatar IDs.

For example, the acquisition unit 132 refers to the avatar information stored in the storage unit 12, and uses the unit period, which is information indicating the avatar's revenue performance in the virtual space, as the avatar revenue related information associated with the user ID. Get information showing the revenue per. The acquisition unit 132 also refers to the avatar information stored in the storage unit 12, and obtains a unit of information indicating future profitability of the avatar in the virtual space as avatar profit related information associated with the user ID. Get information showing revenue forecasts by period.

In addition, the acquisition unit 132 refers to the avatar information stored in the storage unit 12, and obtains information related to avatar revenue associated with the user ID that is generated in response to the avatar providing a predetermined service in the virtual space. Get information about earned revenue. As mentioned above, information regarding revenue generated in response to avatars providing predetermined services in virtual space includes sales by service and product related to avatars, the number of stores where products or services related to avatars are provided, and the products concerned. Alternatively, it is index information indicating an index such as the number of service purchasers, the number of visits to a store, the number of avatar fans using the fan community service, or the number of service members.

Note that, although the acquisition unit 132 refers to the avatar information stored in the storage unit 12 and acquires information regarding revenue generated in response to the avatar providing a predetermined service in the virtual space, the information is not limited thereto. . For example, the avatar information may be stored in one or more external devices different from the information processing device 1, and the acquisition unit 132 refers to the avatar information stored in each of the one or more external devices to determine the avatar information. Information regarding revenue generated in response to providing a predetermined service in the virtual space may be acquired.

In addition, the acquisition unit 132 acquires avatar asset information, which is information regarding assets formed based on the earnings associated with the avatar's activities, as the avatar earnings related information. For example, the acquisition unit 132 refers to the avatar information and uses the avatar account information associated with the user ID to collect information from the server of the financial institution that the user uses in the name of the avatar based on the revenue associated with the avatar's activities. As information regarding the formed assets, the balance information of the financial institution account issued to the avatar is obtained.

Further, the acquisition unit 132 acquires user earnings related information that is information regarding the user's earnings in real space. For example, the acquisition unit 132 refers to the user information stored in the storage unit 12 and acquires the income and user attributes associated with the user ID included in the credit execution request as user revenue related information. do.

Further, the acquisition unit 132 acquires information regarding assets formed based on the user's earnings as user earnings related information. For example, the acquisition unit 132 refers to the user information and uses the user account information associated with the user ID to acquire assets formed based on the user's earnings from a server of a financial institution that the user uses in his or her own name. The balance information of the financial institution's account issued to the user is acquired as information related to the transaction. Note that information indicating stocks, bonds, etc. held by the user as information on the user's financial assets is stored in the user information, and the acquisition unit 132 calculates the evaluation value of the stocks and bonds based on the information. You may obtain it.

[Evaluation of information regarding earnings]
The evaluation unit 133 evaluates the profitability of the users and avatars based on the information regarding the profits of the users and avatars acquired by the acquisition unit 132.
The evaluation unit 133 evaluates the profitability of each of the one or more avatars corresponding to the user based on the avatar profit-related information acquired for each of the one or more avatars by the acquisition unit 132 and the profit criteria in the virtual space. . Specifically, the evaluation unit 133 evaluates the avatar's earnings performance in the virtual space and the avatar's future profitability in the virtual space based on the avatar earnings related information acquired by the acquisition unit 132.

More specifically, the evaluation unit 133 uses the information obtained by the acquisition unit 132 indicating the profit per unit period in the virtual space of the avatar and the reference value of the profit per unit period in the virtual space as the profit standard. Based on this, a first score is calculated, which is a score indicating the level of revenue based on the avatar's revenue performance. The reference value of revenue per unit period in the virtual space is the average value or median value of the revenue per unit period of a plurality of avatars corresponding to each of a plurality of users, and is stored in advance in the storage unit 12. . It is assumed that other reference values as revenue standards are also stored in the storage unit 12. The evaluation unit 133 calculates, for example, the average value of earnings per unit period of the avatar corresponding to the user. The evaluation unit 133 calculates the first score in such a manner that the higher the calculated average value of the profits is, the higher the first score is, compared with the reference value of the profits per unit period in the virtual space.

In addition, the evaluation unit 133 determines the future earnings of the avatar based on the growth rate of predicted earnings per unit period in the virtual space of the avatar and the reference value of the growth rate of predicted earnings per unit period of the avatar in the virtual space. A second score is calculated, which is a score indicating the height of the second score. For example, the evaluation unit 133 calculates the growth rate of revenue prediction per unit period of the avatar corresponding to the user, and compares it with a reference value of the growth rate of revenue prediction per unit period in the virtual space. The second score is calculated such that the higher the second score is, the higher the second score is. Here, the reference value of the growth rate of predicted revenue per unit period in the virtual space is, for example, the average value or median value of the growth rate of predicted revenue per unit period of multiple avatars corresponding to multiple users. .

Furthermore, the evaluation unit 133 evaluates the profitability of the avatar based on information regarding the revenue generated in response to the avatar providing a predetermined service in the virtual space. In this case, the evaluation unit 133 evaluates the profitability of the avatar based on the information acquired by the acquisition unit 132 regarding the revenue generated in response to the avatar providing a predetermined service in the virtual space.

For example, the evaluation unit 133 calculates a third score indicating the level of profitability based on index information as information regarding profits generated in response to the avatar providing a predetermined service in the virtual space. For example, the evaluation unit 133 calculates the third score such that the higher the sales for each avatar-related service and product compared to the standard sales for each avatar-related service and product, the higher the third score. The standard sales by services and products related to avatars are, for example, the average value or median of the sales by services and products of a plurality of avatars corresponding to each of a plurality of users.

The evaluation unit 133 also evaluates the number of stores where products or services related to Avatar are provided, the number of purchasers of the products or services, the number of visits to stores, and the number of Avatar fans or service members using the fan community service. The third score is calculated such that the larger the number is compared to the reference values of the number of stores, the number of purchasers, the number of customers visiting the store, and the number of members, the higher the third score becomes. The reference values for the number of stores, the number of purchasers, the number of store visits, and the number of members are, for example, the average or median value of the number of stores, the number of purchasers, the number of store visits, and the number of members corresponding to multiple avatars of multiple users. It is.

Furthermore, the evaluation unit 133 evaluates the assets corresponding to the avatar based on the avatar asset information acquired by the acquisition unit 132. For example, the evaluation unit 133 calculates a fourth score, which is a score indicating the amount of assets of the avatar, based on the assets of the avatar indicated by the acquired avatar asset information. The evaluation unit 133 compares the asset standard value, which is the average value or median value of the avatar assets of each of the plurality of users, so that the more assets the avatar has as indicated by the avatar asset information, the higher the fourth score. A fourth score is calculated.

Furthermore, the evaluation unit 133 evaluates the user's profitability in the real space based on the user profit related information acquired by the acquisition unit 132 and the profit standard in the real space. For example, the evaluation unit 133 evaluates the user's earnings performance in real space based on the user earnings related information acquired by the acquisition unit 132. The evaluation unit 133 calculates a fifth score indicating the height of the user's income in the real space based on the user's income as the user income related information and the reference value of the income in the real space. The reference value of income in real space is, for example, the average value or median of incomes of a plurality of users. The evaluation unit 133 calculates the fifth score such that the higher the user's income as the user income related information is compared to the reference value of income in real space, the higher the fifth score becomes.

Furthermore, the evaluation unit 133 evaluates the future profitability of the user in real space based on the user earnings related information. For example, the storage unit 12 stores information indicating the average value or median value of income for each age and gender as information indicating the relationship between age and gender as user attributes and income. Based on the user's income, user's age, and gender acquired by the acquisition unit 132, the evaluation unit 133 determines the degree of deviation between the user's income and the average or median income corresponding to the user's age and gender at the current time. Calculate. For example, the evaluation unit 133 calculates, as the user's future income, an income that deviates from the average or median income corresponding to the user's future age by the calculated degree of deviation. The evaluation unit 133 calculates a sixth score indicating the height of the user's future earnings in real space, based on the calculated future earnings of the user.

Furthermore, the evaluation unit 133 evaluates the asset corresponding to the user based on the information regarding the asset formed based on the user's earnings as the user earnings related information acquired by the acquisition unit 132. For example, the evaluation unit 133 calculates the seventh score, which is a score indicating the amount of assets of the user, based on information regarding the user's assets as the user profit related information. The evaluation unit 133 calculates the seventh score such that the seventh score becomes higher as the amount of assets of the user increases compared to the average value or median value of the amount of assets in real space.

The credit execution unit 134 provides credit to the avatar based on the profitability of the avatar evaluated by the evaluation unit 133 and the profitability of the user. Specifically, the credit execution unit 134 calculates a first score indicating the evaluation content of the avatar's earnings performance, a second score indicating the evaluation content of the avatar's future profitability, and the avatar providing a predetermined service in the virtual space. a third score that shows the evaluation content of the revenue generated in response to the avatar, a fourth score that shows the evaluation content of the asset corresponding to the avatar, a fifth score that shows the evaluation content of the user's revenue performance, and the user's future revenue. The avatar is granted credit based on the sixth score indicating the evaluation content of the user's gender and the seventh score indicating the evaluation content of the asset corresponding to the user.

For example, the credit execution unit 134 calculates a total score that is the sum of the first score to the seventh score. The storage unit 12 stores information indicating the relationship between the total score and the credit limit. The credit execution unit 134 sets the credit limit corresponding to the calculated total score to the user based on the calculated total score and information indicating the relationship between the total score and the credit limit stored in the storage unit 12. Set the credit limit corresponding to the corresponding avatar.

If the user uses multiple avatars and the acquisition unit 132 acquires avatar profit related information for each of the avatars, the credit execution unit 134 calculates the profitability of each of the avatars evaluated by the evaluation unit 133. Credit may be granted to each of the plurality of avatars based on the user's profitability and the user's profitability.

The output unit 135 outputs the credit result executed by the credit execution unit 134. For example, the output unit 135 transmits limit information indicating the credit limit set by the credit execution unit 134 as a credit result to the user terminal 2 that has transmitted the credit execution request. By doing so, the user of the user terminal 2 can check the credit limit when purchasing products as an avatar using a deferred payment method. Note that the output unit 135 transmits the credit result executed by the credit execution unit 134, including the avatar ID that identifies the avatar and the set credit limit, to a server of another payment provider such as a credit card company. However, the credit results may be shared with other payment providers.

[Operation flow]
Next, the flow of processing of the information processing device 1 will be explained. FIG. 5 is a flowchart illustrating an example of the flow of processing related to the execution of user credit by the information processing device 1.
First, when the reception unit 131 receives a credit execution request including a user ID from the user terminal 2, the acquisition unit 132 acquires avatar revenue related information corresponding to the user ID and also acquires user revenue related information. Acquire information (S1).

Subsequently, the evaluation unit 133 evaluates the profitability of the avatar corresponding to the user based on the avatar earnings related information, and evaluates the profitability of the avatar corresponding to the user based on the user earnings related information (S2, S3). Note that in this flowchart, the process of S3 is performed after the process of S2, but the process is not limited to this. It may also be done.

Subsequently, the credit execution unit 134 sets a credit limit for the avatar corresponding to the user based on the profitability of the avatar evaluated by the evaluation unit 133 and the profitability of the user (S4).
Subsequently, the output unit 135 outputs limit information indicating the credit limit set by the credit execution unit 134 to the user terminal 2 that transmitted the credit execution request (S5).

[Modification 1]
In the above description, the execution of credit means calculating the credit limit when the user purchases a product as an avatar using a deferred payment method, but the present invention is not limited to this. Execution of credit may include determining whether or not to permit the credit transaction regarding transaction information related to the credit transaction in the virtual space of the avatar.

In this case, the reception unit 131 acquires a credit execution request that includes transaction information related to a credit transaction in the virtual space of the avatar and requests execution of credit corresponding to the credit transaction related to the transaction information. The transaction information includes the avatar ID of the avatar corresponding to the user and the amount paid by the avatar in the credit transaction.

The acquisition unit 132 acquires avatar revenue related information and user revenue related information in response to the reception unit 131 acquiring the credit execution request. In this case, the acquisition unit 132 identifies the user ID associated with the avatar ID included in the credit execution request, and acquires user revenue related information corresponding to the user ID. The evaluation unit 133 evaluates the profitability of the avatar corresponding to the user based on the avatar revenue related information acquired by the acquisition unit 132, and evaluates the profitability of the user based on the user revenue related information acquired by the acquisition unit 132. evaluate. The credit execution unit 134 determines whether or not to permit the credit transaction related to the transaction information based on the avatar's profitability and the user's profitability evaluated by the evaluation unit 133 and the payment amount included in the transaction information. do. The output unit 135 outputs determination result information indicating the determination result by the credit execution unit 134.

[Modification 2]
In the above description, the credit execution unit 134 provided credit to the avatar corresponding to the user based on the profitability of the avatar and the profitability of the user evaluated by the evaluation unit 133, but the present invention is not limited thereto. The credit execution unit 134 may provide credit to the avatar based only on the profitability of the avatar evaluated by the evaluation unit 133 without the evaluation unit 133 evaluating the user's profitability. For example, the credit execution unit 134 may provide credit to the avatar based on the total score of the first to fourth scores indicating the profitability of the avatar evaluated by the evaluation unit 133, or The credit of the avatar may be granted using at least one of the first to fourth scores indicating .

[Modification 3]
In the above description, the storage unit 12 stores the avatar ID in association with one piece of avatar revenue related information corresponding to the avatar's activity in the virtual space, but the present invention is not limited to this. The storage unit 12 may store a plurality of pieces of avatar revenue-related information corresponding to the avatar's activities in each of the plurality of virtual spaces in association with the avatar ID.

In this case, the acquisition unit 132 refers to the avatar information stored in the storage unit 12 and acquires a plurality of pieces of avatar revenue-related information corresponding to the avatar's activities in each of the plurality of virtual spaces. Then, the evaluation unit 133 evaluates the profitability of the avatar based on the plurality of avatar profit related information of the avatar acquired by the acquisition unit 132. For example, the evaluation unit 133 evaluates the profitability of the avatar based on the profit criteria in each of the plurality of virtual spaces and the avatar profit related information in each of the plurality of virtual spaces of the avatar acquired by the acquisition unit 132.

Where profit standards differ in each of a plurality of virtual spaces such as the Internet, online games, and metaverse spaces, the evaluation unit 133 determines the profit standards in each of the plurality of virtual spaces and the avatar's profit relationship in each of the plurality of virtual spaces. Based on this information, it is possible to appropriately evaluate the profitability of the avatar in each of the plurality of virtual spaces.

[Modification 4]
In the above description, the evaluation unit 133 evaluated the future profitability of the avatar based on the information indicating the future profitability of the avatar in the virtual space as the avatar profit-related information, but the present invention is not limited to this. For example, the evaluation unit 133 may evaluate the future profitability of the avatar based further on information regarding profits generated in response to the avatar providing a predetermined service in the virtual space.

In this case, the acquisition unit 132 obtains, as index information regarding the avatar's revenue, sales by service and product, the number of stores where the product or service related to the avatar is provided, and the number of purchasers of the product or service in each of the plurality of periods. , obtain information indicating the number of visits to the store, the number of avatar fans or service members using the fan community service. The evaluation unit 133 estimates the future states of the plurality of indicators based on the obtained indicator information for each of the plurality of periods, and evaluates the future profitability of the avatar based on the estimated future states of the plurality of indicators. do. For example, the evaluation unit 133 determines that if a large proportion of the plurality of indicators include an indicator showing an increasing trend, the second score calculated based on information indicating the future profitability of the avatar in the virtual space will be high. Adjust the second score as follows.

[Effects of information processing device 1]
As described above, the information processing device 1 according to the present embodiment acquires avatar revenue related information, which is information related to revenue corresponding to the activity of the avatar corresponding to the user in the virtual space, and Evaluate the profitability of the avatar based on the information, provide credit to the avatar based on the profitability of the avatar, and output credit result information indicating the result of the credit. By doing so, the information processing device 1 can enable transactions in the virtual space based on the trust of the avatar in the virtual space.

Furthermore, the present invention makes it possible to contribute to Goal 9 of the Sustainable Development Goals (SDGs) led by the United Nations, "Create a foundation for industry and technological innovation."

Although the present invention has been described above using the embodiments, the technical scope of the present invention is not limited to the scope described in the above embodiments, and various modifications and changes can be made within the scope of the gist. be. For example, all or part of the device can be functionally or physically distributed and integrated into arbitrary units. In addition, new embodiments created by arbitrary combinations of multiple embodiments are also included in the embodiments of the present invention. The effects of the new embodiment resulting from the combination have the effects of the original embodiment.

1 Information processing device 2 User terminal 11 Communication unit 12 Storage unit 13 Control unit 131 Reception unit 132 Acquisition unit 133 Evaluation unit 134 Credit execution unit 135 Output unit

Claims (16)

an acquisition unit that acquires avatar revenue related information that is information related to revenue corresponding to the activity of the avatar corresponding to the user in the virtual space;
an evaluation unit that evaluates the profitability of the avatar based on the avatar profit-related information acquired by the acquisition unit;
a credit execution unit that executes credit for the avatar in the case of conducting a transaction in the virtual space or the real space based on the profitability of the avatar evaluated by the evaluation unit;
an output unit that outputs credit result information indicating the result of the credit executed by the credit execution unit;
An information processing device having: The credit execution unit executes credit for the avatar when the transaction is performed by the avatar without disclosing that the user corresponding to the avatar is the user;
The information processing device according to claim 1. The acquisition unit acquires, as the avatar revenue related information, information regarding revenue generated in response to the avatar providing a predetermined service in the virtual space;
The evaluation unit evaluates the profitability of the avatar based on information regarding revenue generated in response to providing the predetermined service.
The information processing device according to claim 1. The evaluation unit evaluates the future profitability of the avatar in the virtual space based on the avatar profit related information,
The credit execution unit provides credit to the avatar based on the evaluation content of the future profitability of the avatar by the evaluation unit.
The information processing device according to claim 1. The acquisition unit acquires, as the avatar revenue related information, information regarding revenue generated in response to the avatar providing a predetermined service in the virtual space;
The evaluation unit evaluates future profitability of the avatar in the virtual space based on information regarding revenue generated in response to providing the predetermined service.
The information processing device according to claim 4 . The evaluation unit evaluates the revenue performance of the avatar in the virtual space based on the avatar revenue related information,
The credit execution unit executes credit for the avatar based on the evaluation content of the avatar's revenue performance by the evaluation unit.
The information processing device according to claim 1. The acquisition unit acquires, as the avatar revenue related information, information regarding assets formed based on revenue associated with the activities of the avatar;
The evaluation unit evaluates the asset corresponding to the avatar based on information regarding the asset indicated by the avatar revenue related information,
The credit execution unit executes credit for the avatar based on the evaluation content of the asset corresponding to the avatar by the evaluation unit.
The information processing device according to claim 1. The acquisition unit is configured to obtain a financial institution's information issued to the avatar, which is associated with user identification information for identifying the user, as information regarding assets formed based on profits from activities of the avatar. Get account balance information,
The information processing device according to claim 7 . The acquisition unit acquires avatar revenue related information for each of a plurality of avatars corresponding to the user,
The evaluation unit evaluates the profitability of each of the plurality of avatars based on the avatar profit related information of each of the plurality of avatars acquired by the acquisition unit,
The credit execution unit executes credit for each of the plurality of avatars based on the profitability of the plurality of avatars evaluated by the evaluation unit.
The information processing device according to claim 1. The acquisition unit acquires a plurality of avatar revenue-related information corresponding to activities of the avatar in each of a plurality of virtual spaces,
The evaluation unit evaluates the profitability of the avatar based on the plurality of avatar profit related information of the avatar acquired by the acquisition unit.
The information processing device according to claim 1. The evaluation unit evaluates the profitability of the avatar based on profit standards in each of the plurality of virtual spaces and avatar profit related information in each of the plurality of virtual spaces of the avatar acquired by the acquisition unit.
The information processing device according to claim 10 . The acquisition unit acquires user revenue related information that is information related to user revenue in real space,
The evaluation unit evaluates the profitability of the user based on the revenue standard in the real space and the user's revenue indicated by the user revenue related information acquired by the acquisition unit, and also evaluates the profitability of the user based on the revenue standard in the virtual space and the acquired revenue. Evaluating the profitability of the avatar based on the avatar's revenue indicated by the avatar revenue related information acquired by the department;
The credit execution unit executes credit for the avatar based on the profitability of the avatar and the profitability of the user evaluated by the evaluation unit.
The information processing device according to claim 1. The evaluation unit evaluates the future profitability of the user in real space based on the user earnings related information,
The credit execution unit provides credit to the avatar based on the evaluation content of the user's future profitability by the evaluation unit.
The information processing device according to claim 12 . The evaluation unit evaluates the user's earnings performance in real space based on the user earnings related information,
The credit execution unit provides credit to the avatar based on the evaluation content of the user's earnings performance by the evaluation unit.
The information processing device according to claim 12 . The acquisition unit acquires information regarding assets formed based on the user's earnings as the user earnings related information,
The evaluation unit evaluates assets corresponding to the user based on information regarding assets formed based on the user's earnings indicated by the user earnings related information,
The credit execution unit provides credit to the avatar based on the evaluation content of assets corresponding to the user by the evaluation unit.
The information processing device according to claim 12 . computer executes
obtaining avatar revenue related information that is information related to revenue corresponding to the activity of the avatar corresponding to the user in the virtual space;
evaluating the profitability of the avatar based on the obtained avatar profit-related information;
providing credit to the avatar based on the evaluated profitability of the avatar, where the avatar performs a transaction in the virtual space or the real space ;
outputting credit result information indicating the result of the executed credit;
An information processing method having

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