JP7341948B2 - Store management system and store management method - Google Patents

Description

The present invention is a store management system that can manage sales proceeds through cash payments and electronic payments at stores of retailers such as convenience stores, supermarkets, drug stores, and gas stations, and efficiently remit money to the stores. Regarding systems and store management methods.

Conventionally, at retail stores such as convenience stores, supermarkets, drug stores, and gas stations, if a customer of the store pays with cash M, a clerk will install a Cash M is put into a certain money handling machine and accumulated. Then, at an appropriate time, the cash collection and delivery company collects the cash M from the money handling machine and distributes operating funds such as change to the store.

Here, regarding cash payments, cash sales data is transmitted from the money handling machine to a server installed at the cash collection and delivery company on the same day, and the collected cash M and cash sales data are processed in the server. Therefore, as shown in Figures 4 and 5, the next day, the cash collection and delivery company sends the day's cash sales data to the store so that the store manager can view it and also remit the sales proceeds to the store's account. (See Patent Document 1).

On the other hand, as shown in FIG. 4, when the user pays with C, such as a credit card, debit card, or electronic money, a clerk reads the data of C, such as the credit card, using an electronic payment terminal installed in the store. Sales data is then sent from the electronic payment terminal to the card company's data center, where the sales data is collected and processed and sent to C's card company for credit cards, debit cards, electronic money, etc. Ru.

Then, as shown in Figures 4 and 5, credit card, debit card, electronic money, etc. card companies process electronic payment sales data and usually issue electronic payment transactions on the 15th or 30th of each month. In addition to notifying the store of sales data in writing, the sales proceeds are transferred electronically to the store's account.

Japanese Patent Application Publication No. 2013-105198

As mentioned above, in the past, when it came to cash payments, store managers were able to view the day's cash sales data and have the sales proceeds transferred to the store's account the next day, making it extremely convenient. it was good.
However, when it comes to electronic payments, store managers are unable to receive the sales proceeds into their store accounts until the 15th or 30th of each month. This was a cause for concern regarding procurement.

Therefore, the accounting process for cash payments and electronic payments is extremely complicated, and for store managers, the accounting process is troublesome and time-consuming.
For this reason, there are many stores that do not accept C payments such as credit cards, debit cards, and electronic money, which has been an obstacle to promoting electronic payments.

On the other hand, cash payments are extremely convenient for stores, but for cash collection and delivery companies, they have to remit sales proceeds to the store's account the next day based on the day's cash sales data. , they had to obtain a fairly large amount of money from a financial institution such as a bank over a long period of time and keep it in their own account as remittance funds at all times.
As a result, for cash collection and delivery businesses, interest when repaying the loaned funds becomes high, reducing profits related to cash collection and delivery operations.

The present invention has been made in view of such conventional problems, and is useful for stores in that it speeds up processing related to electronic payments, allows sales data for cash and electronic payments to be viewed simultaneously, The sales proceeds can be deposited into the store's account quickly, and it does not take long for the store to process the sales, and there is no need to worry about raising funds. To provide a store management system and a store management method that do not require a considerable amount of money to be financed over a long period of time and do not reduce profits related to cash collection and delivery operations.

In order to achieve the above object, the store management system of the present invention includes:
A money handling machine installed in each store, which stores cash as sales proceeds and transmits cash sales data for cash settlements together with store information data to a server installed at a cash collection and delivery company on the same day or the next day;
An electronic payment terminal installed in each store and transmits electronic sales data for electronic payments together with personal information data and store information data to a server installed at a credit card company on the same day or the next day;
The cash sales data for cash payments received from the money handling machines installed at cash collection and delivery companies and installed at each store is aggregated for each store, and based on the aggregate results, cash settlement final sales data is generated, and the sales aggregation agency a server that sends the cash collected from each store to a data collection server installed at the bank, and remits the cash collected from each store to the financial institution's account via a deposit/withdrawal processing server installed at the financial institution;
It is installed at the card issuing company and processes the electronic sales data, personal information data, and store information data received from the electronic payment terminal, aggregates it for each store on the same day, and based on the aggregation results, it processes the electronic sales data, personal information data, and store information data received from the electronic payment terminal. A server that generates data and sends it to a data collection server installed at a sales aggregation institution, and also remits the sales proceeds collected from users to the financial institution's account via a deposit/withdrawal processing server installed at the financial institution. ,
Confirmed sales data is calculated by adding together the final cash payment sales data received from the server installed at the sales aggregation agency and the cash collection and delivery company, and the electronic payment sales data received from the server installed at the card issuer. A data collection server that aggregates the sales data for each store and sends the finalized sales data to each store on the same day or the next day, and also sends the data together with each store's information to a deposit/withdrawal processing server installed at a financial institution. ,
A deposit/withdrawal processing server installed at a financial institution that remits sales proceeds to each store's account two or three days after the date of cash or electronic payment, based on sales finalization aggregate data;
It is characterized by being composed of.

Further, the sales aggregation organization transmits to the wholesaler the finalized sales aggregated data of each store related to the wholesaler based on the purchase price data of the products purchased from the wholesaler and the finalized sales aggregated data , and
The financial institution may have a function of remitting the purchase price of the product purchased from the wholesaler based on sales finalized aggregate data of each store related to the wholesaler.

Further, the sales aggregation agency may have a function of transmitting tax data to an accounting agency used by each store based on the sales finalized aggregation data .

Further, the store management method of the present invention includes:
A step of transmitting cash sales data for cash settlement from the money handling machine installed at each store to a server installed at the cash collection and delivery company along with store information data on the same day or the next day;
A step of transmitting electronic sales data for electronic payment together with personal information data and store information data to a server installed at a card issuing company from an electronic payment terminal installed at each store on the same day or the next day;
A server installed at the cash collection and delivery company aggregates the cash-settled cash sales data received from the money processing machine for each store, generates cash-settled final sales data based on the aggregated results, and sends the data to the sales aggregation agency. transmitting the data to the installed data collection server and remitting the cash collected from each store to the financial institution's account via the deposit/withdrawal processing server installed at the financial institution;
A server installed at the card issuing company aggregates the electronic sales data received from the electronic payment terminal for each store, generates electronic payment finalized sales data based on the aggregation results, and sends it to the sales aggregation organization. transmitting the data to the installed data collection server and remitting the sales proceeds collected from the users to the financial institution's account via the deposit/withdrawal processing server installed at the financial institution;
The data collection server installed at the sales aggregation agency adds up the final sales data for cash payments and the final sales data for electronic payments, aggregates the final sales data for each store, and sends the final sales data to each store. and transmitting the information together with each store information data to a deposit/withdrawal processing server installed at a financial institution;
A step of remitting the sales proceeds from a deposit/withdrawal processing server installed at a financial institution to the account of each store based on sales finalization aggregate data two or three days after the date of cash or electronic payment ;
It is characterized by having the following.

Further, the sales aggregation agency transmits to the wholesaler finalized sales aggregated data for each store related to the wholesaler based on the purchase price data of the products purchased from the wholesaler and the finalized sales aggregated data , and The method may also include a step of remitting the purchase price of the product purchased from the wholesaler from the institution based on sales finalized aggregate data of each store regarding the wholesaler.

Furthermore, the method may include a step of transmitting tax data from the sales aggregation institution to an accounting institution used by each store based on the sales finalized aggregation data .

According to the store management system and store management method of the present invention, stores can view sales data for cash payments and electronic payments at the same time, and can improve the efficiency of office processing at stores.

Furthermore, the sales proceeds from cash payments and electronic payments can be deposited into the store's account at an early stage, and can be converted into cash quickly, thereby reducing the burden of managing funds at the store.

Furthermore, the cash collection and delivery business does not need to obtain a loan of considerable amount of money over a long period of time, and can achieve high profits from the cash collection and delivery business.

1 is a conceptual diagram of an embodiment of a store management system of the present invention. It is a conceptual diagram of other embodiments of the store management system of this invention. It is a conceptual diagram of other embodiments of the store management system of this invention. It is a data and cash processing diagram of cash payment and electronic payment in a conventional store management system. It is a conceptual diagram of a conventional store management system.

Hereinafter, preferred embodiments of the store management system of the present invention will be described in detail with reference to the drawings.

As shown in FIG. 1, the store management system 101 of the present invention coordinates a user 1, a store 2, a cash collection and delivery company 3, a card issuer 4, a sales aggregation organization 5, and a financial institution 6. It is made up of

When User 1 purchases a product or service with cash M (01), when paying for the product or service, the clerk at Store 2 calculates the price for the product or service using the cash register, and then uses the cash register to calculate the price for the product or service. Cash M is received from person 1, and the change is returned.

The cash M stored in the cash register is input and processed by the store manager or person in charge of store 2 into the money handling machine installed in store 2 on the same day, and cash sales data is generated by the money handling machine (02). be done.

Then, the cash sales data from the cash payment is aggregated by the money handling machine on the same day or the next day, and is transmitted (03) to the data processing server installed at the cash collection and delivery company 3 together with the store information data.

Next, the cash sales data is processed in a data processing server installed in the cash collection and delivery company 3, and is transmitted (04) to the data processing server installed in the sales aggregation organization 5 as cash payment confirmed sales data.

When User 1 purchases a product or service using electronic media C such as a credit card, debit card, or electronic money (05), when paying for the product or service, the clerk at Store 2 first Personal information data stored in the electronic medium C is read by bringing the electronic medium C presented by the person 1 close to an electronic payment terminal installed in the store 2.

As a result, the personal information data of the electronic medium C is transmitted as credit inquiry data to the data processing server of the card issuing company 4, and the card issuing company 4 inquires whether the presented electronic medium C is appropriate. .

If the electronic medium C is appropriate and usable, if the clerk at store 2 writes the price for the product or service on the electronic payment terminal, the price for the product or service will be stored in the electronic payment terminal as electronic sales data. Ru.

Then, the electronic sales data from the electronic payment is aggregated at the electronic payment terminal on the same day or the next day, and transmitted (06) to the data processing server of the card issuing company 4 along with the personal information data and store information data.

Next, the electronic sales data is processed in a data processing server installed in the card issuing company 4, and is transmitted (07) to the data processing server installed in the sales aggregation organization 5 as electronically settled sales data.

In the data processing server of the sales aggregation agency 5, the cash payment finalized sales data and the electronic payment finalized sales data are totaled for each store (08, 09), and the finalized sales data is compiled for each store on the same day or the next day. The information is sent to the store, and is sent (10) to the deposit/withdrawal processing server installed in the financial institution 6 along with the store information data.

As a result, the financial institution 6 totals the cash-settled sales data for each store 2 received from the money handling machine and the electronically-settled sales data for each store 2 received from the card issuer 4. , Early on, for example, after 2 or 3 days, the sales proceeds corresponding to the final sales total data are remitted to the bank account of each store 2 (11).

The cash collection and delivery company 3 regularly visits each store 2 every predetermined number of days, collects cash (12) from the money handling machines of each store 2, and distributes change.
Then, the cash collection and delivery company 3 remits the cash collected from each store 2 to the account of the financial institution 6 via the deposit/withdrawal processing server installed in the financial institution 6 (13).

On the other hand, the card issuing company 4 collects the electronic payment proceeds from the user 1's bank account several days, for example, 15 days after the electronic payment sales occur (14).
Then, the card issuing company 4 remits the sales proceeds collected from the user 1 to the account of the financial institution 6 via the deposit/withdrawal processing server installed in the financial institution 6 (15).

Further, the sales aggregation agency 5 transmits (16) finalized sales aggregated data obtained by compiling and totaling the finalized sales data for cash settlement and the finalized sales data for electronic settlement to each store 2 on the same day or the next day.
Thereby, each store 2 can view and confirm the finalized sales total data for the day using a terminal device as appropriate.

The store management system 101 of the present invention has the above-described configuration, and based on the aggregation results in the sales aggregation institution 5, the store management system 101 of each store 2 can be used to collect data from the account of the financial institution 6 at an early stage, for example, after 2 or 3 days. Since the sales proceeds by cash payment and electronic payment are transferred to the bank account at the same time, each store 2 can quickly convert the sales proceeds into cash, and the burden of managing funds at the store 2 can be significantly reduced.

In addition, the manager of each store 2 can simultaneously receive sales data from cash payments and electronic payments on the same day or the next day, making administrative processes such as accounting at store 2 extremely efficient. .

In addition, since cash and electronic payment proceeds are simultaneously transferred from the account of the financial institution 6 to the bank account of each store 2, the cash collection and delivery company 3 is required to obtain a loan of a considerable amount of money over a long period of time. Therefore, high profits can be achieved in cash collection and delivery operations.

Further, as the store management system of the present invention, a store management system 201 as shown in FIG. 2 may be configured.

As shown in FIG. 2, the store management system 201 is made up of the store management system 101 and the wholesaler 7 in cooperation.

In this store management system 201, the sales aggregation organization 5 transmits the sales aggregation data of each store related to the wholesaler to the wholesaler 7 based on the purchase price data of the products purchased from the wholesaler 7 and the sales aggregation data. (17) Do.

Then, the financial institution 6 remits the purchase price of the product purchased from the wholesaler 7 to the wholesaler 7 based on the aggregated sales data of each store regarding the wholesaler (18).

According to this, each store 2 can save the trouble of remitting the purchase price of the products purchased from the wholesaler 7, and can also predict the purchase quantity of the products from the wholesaler 7.

Furthermore, the sales aggregation organization 5 transmits various tax data, for example, data regarding various tax forms, to each store 2 based on the sales aggregation data (19).

According to this, each store 2 can aggregate daily sales data of products or services and acquire various tax data, for example, data regarding various tax forms, without performing particular accounting processing.

Further, as the store management system of the present invention, a store management system 301 as shown in FIG. 3 may be configured.

As shown in FIG. 3, the store management system 301 is made up of the store management system 101, a wholesaler 7, and an accounting institution 8 in cooperation with each other.

In this store management system 301, the sales aggregation organization 5 sends various tax data to an accounting organization 8 used by each store 2, such as a tax accountant, a certified public accountant, an audit corporation, etc., based on the sales aggregation data. Send data regarding tax forms (20).

According to this, each store 2 aggregates daily sales data of products or services and provides various tax data, for example, data regarding various tax forms, to an accounting institution 8 such as a tax accountant without performing any particular accounting processing. can do.

In the above embodiment, regarding electronic payment, the case using electronic medium C such as a credit card, debit card, and electronic money was given as an example, but mobile payment using a mobile device such as a mobile phone or a smartphone, that is, a QR code [Registered trademark], code payments such as barcodes, carrier payments paid together with mobile phone charges, etc. can also be included.

Furthermore, electronic sales data from electronic payments is sent from the electronic payment terminal to each card issuer 4, but it is sent to each card issuer 4 via a payment agency that has a collective contract with each card issuer 4. format may be adopted.

In addition, it goes without saying that the store management system and store management method of the present invention include variously modified embodiments without departing from the spirit of the present invention.

1 User 2 Store 3 Cash collection and delivery company 4 Card issuer 5 Sales aggregation organization 6 Financial institution 7 Wholesaler 8 Accounting organization

Claims (6)

A money handling machine installed in each store, which stores cash as sales proceeds and transmits cash sales data for cash settlements together with store information data to a server installed at a cash collection and delivery company on the same day or the next day;
An electronic payment terminal installed in each store and transmits electronic sales data for electronic payments together with personal information data and store information data to a server installed at a credit card company on the same day or the next day;
The cash sales data for cash payments received from the money handling machines installed at cash collection and delivery companies and installed at each store is aggregated for each store, and based on the aggregate results, cash settlement final sales data is generated, and the sales aggregation agency a server that sends the cash collected from each store to a data collection server installed at the bank, and remits the cash collected from each store to the financial institution's account via a deposit/withdrawal processing server installed at the financial institution;
It is installed at the card issuing company and processes the electronic sales data, personal information data, and store information data received from the electronic payment terminal, aggregates it for each store on the same day, and based on the aggregation results, it processes the electronic sales data, personal information data, and store information data received from the electronic payment terminal. A server that generates data and sends it to a data collection server installed at a sales aggregation institution, and also remits the sales proceeds collected from users to the financial institution's account via a deposit/withdrawal processing server installed at the financial institution. ,
Confirmed sales data is calculated by adding together the final cash payment sales data received from the server installed at the sales aggregation agency and the cash collection and delivery company, and the electronic payment sales data received from the server installed at the card issuer. A data collection server that aggregates the sales data for each store and sends the finalized sales data to each store on the same day or the next day, and also sends the data together with each store's information to a deposit/withdrawal processing server installed at a financial institution. ,
A deposit/withdrawal processing server installed at a financial institution that remits sales proceeds to each store's account two or three days after the date of cash or electronic payment, based on sales finalization aggregate data;
A store management system characterized by comprising: The sales aggregation organization transmits to the wholesaler the finalized sales aggregated data of each store related to the wholesaler based on the purchase price data of the products purchased from the wholesaler and the finalized sales aggregated data, and
2. The store management system according to claim 1, wherein the financial institution has a function of remitting the purchase price of products purchased from the wholesaler based on sales finalized aggregate data of each store regarding the wholesaler. 3. The store management system according to claim 1, wherein the sales aggregation agency has a function of transmitting tax data to an accounting agency used by each store based on the sales finalized aggregation data. A step of transmitting cash sales data for cash settlement from the money handling machine installed at each store to a server installed at the cash collection and delivery company along with store information data on the same day or the next day;
A step of transmitting electronic sales data for electronic payment together with personal information data and store information data to a server installed at a card issuing company from an electronic payment terminal installed at each store on the same day or the next day;
A server installed at the cash collection and delivery company aggregates the cash-settled cash sales data received from the money processing machine for each store, generates cash-settled final sales data based on the aggregated results, and sends the data to the sales aggregation agency. transmitting the data to the installed data collection server and remitting the cash collected from each store to the financial institution's account via the deposit/withdrawal processing server installed at the financial institution;
A server installed at the card issuing company aggregates the electronic sales data received from the electronic payment terminal for each store, generates electronic payment finalized sales data based on the aggregation results, and sends it to the sales aggregation organization. transmitting the data to the installed data collection server and remitting the sales proceeds collected from the users to the financial institution's account via the deposit/withdrawal processing server installed at the financial institution;
The data collection server installed at the sales aggregation agency adds up the final sales data for cash payments and the final sales data for electronic payments, aggregates the final sales data for each store, and sends the final sales data to each store. and transmitting the information together with each store information data to a deposit/withdrawal processing server installed at a financial institution;
A step of remitting the sales proceeds from a deposit/withdrawal processing server installed at a financial institution to the account of each store based on sales finalization aggregate data two or three days after the date of cash or electronic payment ;
A store management method characterized by having the following. The sales aggregation organization transmits to the wholesaler the finalized sales aggregated data of each store related to the wholesaler based on the purchase price data of the products purchased from the wholesaler and the finalized sales aggregated data, and the financial institution 5. The store management method according to claim 4, further comprising the step of remitting the purchase price of the product purchased from the wholesaler based on sales finalized aggregate data of each store regarding the wholesaler. 6. The store management method according to claim 4, further comprising the step of transmitting tax data from the sales aggregation agency to an accounting agency used by each store based on the sales finalized aggregation data.

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