JP7280423B1 - Information processing device, information processing method and information processing program - Google Patents

Abstract

An object of the present invention is to promote the improvement of the user experience of users who make offerings/worships online. An information processing device according to the present application has an issuing unit and a remittance control unit. The issuing unit issues identification information associated with one of the plurality of wallets associated with the religious corporation. When a remittance request using the identification information issued by the issuing unit is received from the terminal device, the remittance control unit remits money from the wallet of the user to the wallet associated with the identification information. [Selection drawing] Fig. 4

Description

The present invention relates to an information processing device, an information processing method, and an information processing program.

In recent years, methods have begun to be proposed for cashless remittances, such as donations in the event of a disaster, offerings to temples and shrines, and the like, instead of cash such as banknotes and coins. In recent years, as in crowdfunding, fund raising through networks has become generally recognized, and it is assumed that individuals will send money to specific organizations on a daily basis.

Also known is a technique aimed at supporting electronic settlement of donations in worship.

Japanese Patent Application Laid-Open No. 2020-173710

However, in the conventional technology, there is room for further improvement in terms of promoting the improvement of the user experience of users who make offerings/worships online.

The present application has been made in view of the above, and aims to promote the improvement of the user experience of users who make offerings/worships online.

An information processing device according to the present application includes an issuing unit that issues identification information linked to one of a plurality of wallets linked to a religious corporation, and uses the identification information issued by the issuing unit. and a remittance control unit that, when receiving a remittance request from the terminal device, remits money from the wallet of the user to the wallet associated with the identification information.

According to one aspect of the embodiment, there is an effect that it is possible to promote an improvement in the user experience of a user who makes a donation/worship online.

FIG. 1 is a diagram showing an overview of processing that is a prerequisite for information processing according to the present embodiment. FIG. 2 is a diagram showing an overview of information processing according to this embodiment. FIG. 3 is a block diagram showing a configuration example of a terminal device according to this embodiment. FIG. 4 is a block diagram showing a configuration example of an information processing apparatus according to this embodiment. FIG. 5 is a diagram showing an example of a religious corporation wallet storage unit according to this embodiment. FIG. 6 is a diagram showing an example of a shrine/temple information storage unit according to the present embodiment. FIG. 7 is a flow chart showing an example of the processing procedure of the information processing apparatus according to this embodiment. FIG. 8 is a hardware configuration diagram showing an example of a computer that implements the functions of the information processing apparatus according to this embodiment.

Embodiments for implementing an information processing apparatus, an information processing method, and an information processing program according to the present application (hereinafter referred to as "embodiments") will be described in detail below with reference to the drawings. The information processing apparatus, information processing method, and information processing program according to the present application are not limited to this embodiment. Also, in each of the following embodiments, the same parts are denoted by the same reference numerals, and overlapping descriptions are omitted.

[1. Example of processing that is a prerequisite for information processing according to the present embodiment]
An example of processing that is a prerequisite for information processing according to the present embodiment will be described below. FIG. 1 is a diagram showing an overview of processing that is a prerequisite for information processing according to the present embodiment. It should be noted that the premise processing described below and the information processing according to the present embodiment are executed in an information processing system SYS having the same configuration.

As shown in FIG. 1 , the information processing system SYS according to this embodiment includes a terminal device 10 and an information processing device 100 . Note that FIG. 1 shows an example of the information processing system SYS according to the present embodiment, and other terminal devices not shown in FIG. 1 may be included.

The terminal device 10 and the information processing device 100 are wired or wirelessly connected to a network N (see FIG. 4, for example). The terminal device 10 and the information processing device 100 can communicate with each other through the network N. FIG.

A terminal device 10 shown in FIG. 1 is an information processing terminal used by a user U who is a user of an electronic payment service provided by an information processing device 100 . A typical example of the terminal device 10 is a smartphone, but it may be implemented by a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), or the like. . In the example of FIG. 1 , a smart phone is shown as the terminal device 10 . In addition, in the following description, the terminal device 10 may be referred to as the user U in some cases. That is, the user U can be read as the terminal device 10 . Also, in the following description, the user of the electronic payment service provided by the information processing apparatus 100 may be simply referred to as "user".

In addition, the terminal device 10 is compatible with wireless communication networks such as LTE (Long Term Evolution), 4G (4th Generation), 5G (5th Generation: fifth generation mobile communication system), Bluetooth (registered trademark), wireless LAN (Local Area Network) for connecting to a network N via short-range wireless communication. Thereby, the user U can operate the terminal device 10 to access the information processing device 100 and use the electronic payment service provided by the information processing device 100 .

In addition, the terminal device 10 can display information for using the electronic payment service provided by the information processing device 100 using a web browser or an application. At this time, when the terminal device 10 receives from the information processing device 100 control information for realizing information display processing by a web browser, an application, or the like, the terminal device 10 realizes display processing according to the received control information.

The information processing apparatus 100 shown in FIG. 1 provides users U with electronic payment services. The information processing device 100 is typically a server device, but may be realized by a mainframe, workstation, or the like. When the information processing apparatus 100 is realized by a server device, it may be realized by a single server, or may be realized by a cloud system or the like in which a plurality of server devices and a plurality of storage devices operate in cooperation.

Note that the information processing device 100 may function as a distribution device that distributes control information to the terminal device 10 that the user U uses. Here, the control information is described in, for example, a script language such as JavaScript (registered trademark) or a style sheet language such as CSS (Cascading Style Sheets). Note that the application itself distributed from the information processing apparatus 100 may be regarded as control information.

Here, an example of payment (electronic payment) using the terminal device 10 will be described prior to the information processing according to the embodiment. In the following description, a two-dimensional code (QR code (registered trademark)) placed at a store that is a member store of an electronic payment service and indicating store identification information for identifying the store is used. , an example in which the user U makes a payment using the terminal device 10 will be described, but the embodiment is not limited to this. An example of payment described below is also applicable when any user uses any terminal device to make payment at any store. The store identification information may be not only a QR code (registered trademark), but also a bar code, a predetermined mark, a number, or the like.

For example, when the user U uses or purchases a payment target (transaction target) such as various products and services at a store, the user U uses a payment application (payment application) installed in the terminal device 10. to start. Then, the user captures the store identification information installed at the store via the payment application. In such a case, the terminal device 10 displays a screen for inputting the price to be settled, and receives the input of the payment amount from the user U or the store clerk. Then, the terminal device 10 stores user identification information that identifies the user U, store identification information (or information indicated by the store identification information, that is, information indicating the store (for example, store ID)), and a settlement amount. The indicated payment information is transmitted to the information processing apparatus 100 .

In such a case, the information processing apparatus 100 transfers the amount of electronic money indicated by the payment amount from the account of the user U indicated by the user identification information to the account of the shop indicated by the shop identification information. Then, the information processing device 100 transmits to the terminal device 10 a notification that the payment has been completed. In such a case, the terminal device 10 notifies that the payment has been made with electronic money by outputting a screen or a predetermined sound indicating that the payment has been completed.

Note that the settlement using the terminal device 10 is not limited to the processing described above. For example, settlement using the terminal device 10 may be made using a store terminal installed in a store. For example, the terminal device 10 displays user identification information for identifying the user U on the screen. In such a case, the store terminal installed in the store reads the user identification information displayed on the terminal device 10, and reads the user identification information (or information indicated by the user identification information, that is, information indicating the user U). (for example, user ID)), the payment amount, and the information identifying the store are transmitted to the information processing apparatus 100 . In such a case, the information processing apparatus 100 transfers the amount of electronic money indicated by the settlement amount from the account of the user U indicated by the user identification information to the account of the store, and sends it to the store terminal or terminal device 10 of the store. On the other hand, the fact that the payment has been made may be notified by outputting a screen or a predetermined voice indicating that the payment has been completed.

In addition, settlement using the terminal device 10 is not only a process of transferring electronic money from an account charged with electronic money in advance by the user U to an account of the store, but also, for example, using a credit card registered in advance by the user U. It can be payment. In such a case, for example, the terminal device 10 may transfer electronic money for the settlement amount to the account of the store, and may charge the operating company of user U's credit card for the settlement amount.

It should be noted that the payment means and payment services described above are not limited to those for the provision of compensation for the purchase of goods or the provision of services (settlement of obligations). For example, as described above, the payment means or payment service may have functions related to remittances between accounts owned by multiple users. That is, the above-described payment means and payment service may be any service that controls transmission and reception of electronic money between accounts of any owner linked to the owner of electronic money, such as user U or a store. In other words, the settlement means and settlement service according to the embodiments are not limited to various controls for realizing exchange of electronic money (control of various inter-account remittances via electronic money, but also controls for exchange between an electronic money account and a bank account). Various types of credit processing such as control, division, processing accompanying bonus payments, and other various types of control related to the exchange of property including electronic money) can be provided in any form. good too. In addition, various controls realized by such transaction means and transaction services may include both control related to settlement and control related to remittance. That is, "transaction" is a concept that includes not only "settlement" related to electronic money, but also "remittance" of electronic money and various other processes. That is, the information processing device 100 may be an information processing device that implements transaction means for controlling exchange of electronic money between arbitrary owners.

Further, the information processing apparatus 100 shown in FIG. 1 provides a corporate account service for corporations. The corporate account service is used when using various services related to domestic exchange transactions for corporations. In the corporate account service, the corporate account provided from the information processing device 100 to the business operator X includes, for example, a main wallet and a sub-wallet.

The main wallet is linked to a financial institution account designated by business operator X in advance. For example, through this main wallet, the business operator X can deposit funds to be used for transactions of various services that the business operator X pre-registers for use. In addition, for example, business operator X can also receive payment of leftover funds that have not been appropriated for transaction of various services through this main wallet. In addition, the sub-wallet is associated with various services that the business operator X pre-registers for use. The balance transferred from the main wallet to the sub-wallet will be used for various service transactions.

Further, as a premise of the information processing according to the present embodiment, the information processing apparatus 100 can efficiently execute service processing related to digital money such as electronic money by allocating processing requests from the user U to appropriate processing. Hereinafter, processing that is a prerequisite for information processing according to the present embodiment will be specifically described along a flow that is assumed when this processing is performed. In the following explanation, Business Operator X concludes a merchant agreement as a member store of the electronic payment service with a business operator that operates the electronic payment service and the corporate account service, and is assumed to have been concluded. In other words, it can be said that business operator X is a service user who has a predetermined contractual relationship with a business operator who operates an electronic payment service and a corporate account service.

For example, the user U operates the terminal device 10 to read identification information Q, which is a two-dimensional code associated with the business operator X, and transmits a processing request corresponding to the identification information Q to the information processing device 100 . The identification information Q shown in FIG. 1 is associated with either payment processing or remittance processing. The identification information Q is configured to be readable using the terminal device 10 when the user U transmits a processing request. If the identification information Q is for the purpose of payment, it may be installed at a store that is a member of the electronic payment service. In addition, if the identification information Q is identification information for the purpose of remittance such as donation or offering, it will be placed at a fundraising venue for soliciting donations, shrines and temples, or a predetermined website for fundraising such as crowdfunding. It is assumed that A processing request transmitted from the terminal device 10 to the information processing device 100 includes request identification information for specifying the processing content corresponding to the processing request. For example, the request identification information is pre-embedded inside the code when the identification information Q is written.

The information processing device 100 executes allocation processing for allocating the processing request received from the user U to the payment processing or the remittance processing (step S1). For example, based on the request identification information included in the processing request from the user U, the information processing device 100 sorts the processing based on the processing request into either payment processing or remittance processing.

Further, when the processing request is assigned to the payment processing, the information processing device 100 executes the payment processing according to the content of the processing request (step S2-1). When the payment processing is normally completed, the information processing device 100 receives electronic money equivalent to the payment amount through the payment service compatible wallet provided to the business operator X based on the conclusion of the electronic payment service member store contract. Accept deposits. Then, the information processing device 100 pays out the balance of the payment service compatible wallet to the financial institution account designated in advance by the business operator X as a transfer destination at a predetermined timing according to the member store contract.

Further, when the processing request is assigned to the remittance processing, the information processing device 100 executes the remittance processing according to the content of the processing request (step S2-2). When the remittance process is normally completed, the information processing device 100 accepts deposit of electronic money corresponding to the remittance amount through the remittance service sub-wallet linked to the corporate account of the business operator X. Then, the information processing device 100 adds the balance of the sub-wallet compatible with the remittance service to the balance of the main wallet of the corporate account as the received money of the business operator X. Then, the information processing device 100 pays out the balance of the corporate wallet to a financial institution account designated in advance by the business operator X as a transfer destination at a predetermined timing according to the use contract of the corporate account service.

In this manner, the information processing apparatus 100 according to the present embodiment can allocate processing requests from the user U to appropriate processing, and can efficiently execute processing related to services related to digital money such as electronic money. Further, the information processing apparatus 100 according to the present embodiment can provide the user U with a service of processing payment processing and remittance processing on the same platform.

[2. Example of information processing according to the present embodiment]
An example of information processing according to the present embodiment will be described below. FIG. 2 is a diagram showing an overview of information processing according to this embodiment. In addition, the information processing according to the present embodiment, in the above-described premise processing, when the processing request from the user U is assigned to the remittance processing, the wallet of the religious corporation linked with the identification information from the user's wallet Realize remittance to As a result, the information processing apparatus 100 according to the present embodiment can promote an improvement in the user experience of the user who performs the offering/worshipping online.

For example, the user U can easily execute electronic payment or remittance by reading the identification information Q using a payment application installed on the terminal device 10 . Note that the remittance-related function may be provided in advance as a mini-app that operates in a payment app that functions as a super app, or may be provided as a separate application program.

The information processing according to the present embodiment will be specifically described below along the assumed flow when this information processing is performed. In the following, a case will be described in which the user U uses a payment application to send a donation to a specific remittee using digital money such as electronic money or virtual currency. can be applied to various cashless remittances using digital money without being particularly limited to this example. Also, the religious corporation according to the embodiment is not limited to temples and shrines, and may be, for example, a public interest incorporated foundation whose purpose is to contribute to society.

For example, user U visits a certain shrine or temple. A shrine or temple has identification information Q1 installed at a plurality of locations. For example, it is installed in multiple places such as the main shrine, Inari shrine, Otorii, and the approach to the shrine. The user U operates the terminal device 10 to read the identification information Q1 installed at the place where the temple or shrine he is visiting is located (step S11). Note that the identification information Q1 is generated in advance in the information processing device 100 in response to a request from the religious corporation. For example, the identification information Q1 is composed of a two-dimensional code such as a QR code (registered trademark), and functions as a receiving means for receiving a remittance request from the user U. The identification information Q1 is an example of receiving means for receiving a remittance request from the user U, and any means capable of receiving a remittance request from the user U can be adopted. The identification information Q1 describes information for performing remittance for a predetermined purpose by linking to a corporate account provided to a religious corporation and using these corporations as remittance destinations. The identification information Q1 describes information for accessing a remittance screen (web page) prepared in advance for the offering. For example, the information described in the identification information Q1 includes remittance destination identification information for identifying the remittance destination, a remittance flag indicating a remittance request, and the like. Further, the identification information according to the embodiment may be laminated, or may include logos of temples and shrines.

Purchases of omikuji and lucky charms are executed by normal settlement processing. For example, the identification information Q2 describes information for displaying a remittance screen prepared in advance for purchasing an omikuji or an amulet. For example, the information described in the identification information Q2 includes remittance destination identification information for identifying the remittance destination, a remittance flag indicating a remittance request, and the like. The user U operates the terminal device 10 to obtain the identification information Q2 installed at the conferment office of the shrine or temple during which the user is visiting, or the identification information displayed on the terminal device of the attendant (for example, the attendant) at the conferment office. Read Q2, etc. As with the identification information Q1, the identification information Q2 is generated in advance in the information processing device 100 in response to a request from the religious corporation. For example, the identification information Q2 is composed of a two-dimensional code such as a QR code (registered trademark), and functions as a receiving means for receiving a remittance request from the user U. Note that the identification information Q2 is an example of receiving means for receiving a remittance request from the user U, and any means capable of receiving a remittance request from the user U can be adopted. The identification information Q2 describes information for performing remittance for a predetermined purpose by linking to corporate accounts provided to religious corporations, with these corporations as remittance recipients.

A plurality of wallets are linked to the religious corporation of the shrines and temples that the user U visits. sent to that wallet. A certain wallet among the plurality of wallets is associated with the identification information Q2, and when purchasing an omikuji or amulet, the money is sent to the wallet via the identification information Q2. In this way, money is sent to different wallets of the same religious corporation depending on the purpose of the money transfer.

The terminal device 10 transmits the code reading information read from the identification information Q1 to the information processing device 100 as a processing request to the information processing device 100 (step S12). For example, the code reading information includes the remittance destination identification information for identifying the remittance destination, the remittance flag indicating a remittance request (corresponding to the above-mentioned "request identification information"), and the remittance source (user U). Remittance source identification information for identification is included. For example, as the remittance source identification information, a user ID (for example, U#000) that is individually assigned to the user U who uses the electronic payment service is used.

When the code reading information received from the terminal device 10 includes a remittance flag, the information processing device 100 recognizes that it is a remittance process, and reads the remittee information based on the remittee identification information included in the code reading information. acquire (step S13).

Here, the user interface will be explained. Since the identification information Q1 describes information for displaying the remittance screen prepared in advance for the offering, the remittance screen is displayed by reading the identification information Q1 (step S14/step S15). Therefore, the user U can make a donation by reading the identification information Q1 installed at another place such as an Inari shrine without going to the main shrine during busy times.

Remittance is executed by inputting and confirming the amount on the remittance screen (step S16/step S18/step S19). At this time, the remittance may be confirmed by entering the amount on the remittance screen and pressing the confirmation button, or by entering the amount on the remittance screen and ringing a bell like that often seen in the offering box. A gyro sensor may respond by shaking the device 10, and the remittance may be confirmed. Also, when the remittance is confirmed, an effect different from that during normal remittance may be performed. For example, when a remittance is confirmed, the sound of a bell or hichiriki is output (executing the dress-up of the payment sound), the animation content of ringing the bell or bell, or the animation content of playing the hichiriki is output. , output animation content such as throwing money into the offertory box, output content with pre-determined words for each temple and shrine (new year greetings, etc.), and output content with red stamps. may be output, or the content in which the red seal of the shrine or temple that is being visited may be output (executing the dress change of the red seal) (step S17). Also, a set of these contents and sounds and an omikuji may be output. When the information processing device 100 receives a remittance instruction from the terminal device 10, the information processing device 100 executes remittance processing according to the received remittance instruction. Then, when the transmission process is normally completed, the information processing device 100 transmits a remittance completion notice to the terminal device 10 (step S20).

Also, such an effect may be performed when the amount is entered on the remittance screen instead of when the remittance is confirmed. Also, when inputting the amount on the screen for remittance, a presentation different from that when confirming the remittance may be performed. For example, when inputting the amount of money on the remittance screen, an animation content may be output such as throwing money into the offering box, and when the remittance is confirmed, an animation content such as ringing a bell may be output. Also, depending on the time of the visit, the god of the temple or shrine may not be there. For example, since Kannazuki is a time when gods are absent, it can be considered that gods are absent from the temples and shrines you visit. For this reason, when the remittance screen is displayed, if God is absent, content indicating his absence may be output.

In addition, for example, when reading the identification information Q1 displayed on the terminal device of the service person at the awarding place and making a donation, not only the terminal device 10 but also the terminal device of the service person at the awarding place is displayed when the remittance is confirmed Contents and sounds different from those at the time of normal remittance may be output. Moreover, these contents and sounds may be output differently depending on the temples and shrines, on the user side, on the religious corporation side (for example, on the side of the servants of the conferment office). For example, if the temple is a shrine, an animation content of ringing a bell is output, and if the temple is a temple, animation content of ringing a bell is output. may be output.

The information processing apparatus 100 may perform authentication for fraud prevention, and execute remittance to the wallet of the religious corporation of the remittee when the authentication is successful. Here, the identification information according to the embodiment may be linked with the map to display temples and shrines where offerings can be made on the map. For example, the terminal device 10 displays a map showing shrines and temples located near the user U. FIG. For example, when there are multiple temples and shrines located near the user U, the multiple temples and shrines are displayed. When the user U designates a shrine or temple that the user U is visiting, the information processing apparatus 100 issues identification information linked to the wallet for offering of the designated shrine or temple. In this way, remittance may be performed by reading actual identification information installed in temples and shrines, or remittance may be performed based on identification information issued by designating temples and shrines on the map. As a result, the user U can make a monetary offering without reading the actual identification information, thereby preventing dishonesty by a monetary thief or the like. For example, forgery of identification information by a money thief or the like can be assumed. For example, if the actual identification information is replaced with counterfeit identification information, it is possible that the counterfeit identification information will be read. The information processing apparatus 100 compares the identification information actually read by the user U with the identification information issued by the user U specifying it on the map, and determines whether or not they match. (If the authentication is successful), the money can be transferred to the wallet of the destination religious corporation. If the information does not match (if the authentication fails), the information processing apparatus 100 determines that it is fraudulent (recognizes as forgery), does not perform the remittance (denies the payment), and gives the user U the following information: It may be notified that the read identification information is unauthorized identification information. Further, at this time, the information processing apparatus 100 may notify the administrator of the religious corporation or the information processing apparatus 100 that the fraud has been committed. Also, for example, when the user U actually reads the identification information, the terminal device 10 links to the website of the mini app before the remittance screen. The information processing device 100, based on the site information (for example, URL (Uniform Resource Locator)) of the linked website and the identification information of the religious corporation, the identification information of the religious corporation included in the site information of the website is It may be determined whether or not the identification information matches the identification information of the religious corporation of the shrine or temple that the user U is visiting, and if the identification information matches, the remittance to the wallet of the religious corporation to which the remittance is made may be executed.

[3. Variations of processing of the embodiment]
(remote worship)
In the above embodiment, the user U actually visits temples and shrines and makes a donation on the remittance screen linked to the identification information Q1 installed at a plurality of locations of the temples and shrines. Here, processing for realizing remote worship that enables offering/worshiping from anywhere at any time will be described. By remote worship, for example, it is possible to make a money offering/worship from home, and thus it is possible to promote the improvement of convenience for users who make a money offering/worship online. For example, since it is possible to offer money without reading the identification information, it is possible to finish the offertory while lining up to enter the main shrine during busy times. The terminal device 10 displays, for example, shrines and temples on the map where offerings can be made. For example, when the user U designates a shrine or temple to which he/she wishes to make an offering/worship from among the temples and shrines displayed on the map, the information processing apparatus 100 can identify the identification information associated with the wallet for the offering of the religious corporation of the designated shrine or temple. sent to. In addition, the terminal device 10 displays a remittance screen for remittance of money to the money offering wallet of the religious corporation of the designated shrine or temple. The information processing apparatus 100 executes remittance based on the acquired identification information when the user U inputs and confirms the amount on the remittance screen.

(fraud prevention)
In the past, public interest corporations such as religious corporations were targeted by malicious forces because of their tax benefits, and there were incidents where they became a cover for tax evasion and money laundering. In the above-described embodiment, the information processing device 100 detects suspicious transactions that meet predetermined conditions based on the information (for example, amount, period, usage, deposit/withdrawal, eKYC (electronic Know Your Customer), etc.) of the remitter or remittee business operator. Remittance of transactions determined to be transactions (inappropriate transactions) may be restricted. For example, when the remittance amount exceeds a predetermined amount that is predetermined as the maximum amount of money offered (for example, when the amount exceeds 1 million yen, which cannot be assumed for the money offered), the information processing apparatus 100 Remittances may be restricted as suspicious transactions rather than donations. Further, for example, when a predetermined period of time has not passed since the wallet of the remittance destination business operator was set (for example, when less than one minute has passed since the wallet was set), the information processing device 100 , Remittances may be judged to be suspicious transactions rather than donations, and may be restricted. Further, for example, when the purpose of the wallet of the remittee business operator is unknown (for example, when the wallet is used only occasionally), the information processing device 100 determines that the remittance is not a donation but a suspicious transaction. You can also restrict transfers by Further, for example, when the number of deposits and withdrawals in the wallet of the remittee company exceeds a predetermined number of times (for example, when the same remitter makes 10 or more remittances on the same day), the information processing device 100 etc.), the remittance may be restricted by judging that the remittance is not a donation but a suspicious transaction. In this way, the information processing apparatus 100 can prevent fraud such as tax evasion and money laundering by restricting remittance of transactions determined to be suspicious transactions that meet predetermined conditions. Therefore, the information processing apparatus 100 can realize remittance only when it is determined that the transaction is not fraudulent such as tax evasion or money laundering.

[4. Configuration of terminal device]
Next, the configuration of the terminal device 10 according to the embodiment will be described using FIG. FIG. 3 is a diagram showing a configuration example of the terminal device 10 according to the embodiment. As shown in FIG. 3 , the terminal device 10 has a communication section 11 , an input section 12 , an output section 13 and a control section 14 .

(Communication unit 11)
The communication unit 11 is realized by, for example, a NIC (Network Interface Card) or the like. The communication unit 11 is connected to a predetermined network N by wire or wirelessly, and transmits and receives information to and from the information processing apparatus 100 and the like via the predetermined network N.

(Input unit 12)
The input unit 12 receives various operations from the user. In the example shown in FIG. 1, various operations from the user U are accepted. For example, the input unit 12 may receive various operations from the user through the display surface using a touch panel function. The input unit 12 may also accept various operations from buttons provided on the terminal device 10 or from a keyboard or mouse connected to the terminal device 10 .

(Output unit 13)
The output unit 13 is a display screen of a tablet terminal realized by, for example, a liquid crystal display or an organic EL (Electro-Luminescence) display, and is a display device for displaying various information. For example, the output unit 13 displays information acquired from the information processing device 100 .

(control unit 14)
The control unit 14 is, for example, a controller, and a CPU (Central Processing Unit), an MPU (Micro Processing Unit), or the like stores various programs stored in a storage device inside the terminal device 10 into a RAM (Random Access Memory). ) as a work area. For example, the various programs include application programs installed in the terminal device 10 . For example, the various programs include an application program for acquiring information from the information processing apparatus 100 and displaying the information. Also, the control unit 14 is implemented by an integrated circuit such as an ASIC (Application Specific Integrated Circuit) or an FPGA (Field Programmable Gate Array).

As shown in FIG. 3, the control unit 14 has a receiving unit 141 and a transmitting unit 142, and implements or executes the information processing operation described below.

(Receiver 141)
The receiving unit 141 receives various information from an external information processing device. The receiving unit 141 receives various information from other information processing devices such as the information processing device 100 . For example, the receiving unit 141 receives information for displaying a remittance screen for offering money. Further, for example, the receiving unit 141 receives information for displaying a remittance screen for purchasing an omikuji or an amulet. Also, for example, the receiving unit 141 receives map information in order to display temples and shrines on the map for which offerings are possible.

(Sending unit 142)
The transmission unit 142 transmits various types of information to an external information processing device. The transmission unit 142 transmits various types of information to other information processing devices such as the information processing device 100 . For example, when the transmission unit 142 captures a QR code (registered trademark) installed in a temple or shrine, it transmits the identification information of the captured QR code (registered trademark). Further, for example, when a shrine or temple where an offering is possible is specified on the map, the transmission unit 142 transmits identification information linked to the wallet for offering of the religious corporation of the specified shrine or temple. Based on these pieces of identification information, a remittance screen for offering money is displayed.

[5. Configuration of Information Processing Device]
Next, the configuration of the information processing apparatus 100 according to the embodiment will be described using FIG. FIG. 4 is a diagram illustrating a configuration example of the information processing apparatus 100 according to the embodiment. As shown in FIG. 4, the information processing apparatus 100 has a communication section 110, a storage section 120, and a control section . The information processing apparatus 100 has an input unit (for example, a keyboard, a mouse, etc.) that receives various operations from the administrator of the information processing apparatus 100, and a display unit (for example, a liquid crystal display, etc.) for displaying various information. You may

(Communication unit 110)
The communication unit 110 is implemented by, for example, a NIC. The communication unit 110 is connected to the network N by wire or wirelessly, and transmits and receives information to and from the terminal device 10 and the like via the network N.

(storage unit 120)
The storage unit 120 is realized by, for example, a semiconductor memory device such as a RAM or flash memory, or a storage device such as a hard disk or an optical disk. As shown in FIG. 4 , the storage unit 120 has a religious corporation wallet storage unit 121 and a temple information storage unit 122 .

The religious corporation wallet storage unit 121 stores identification information associated with each wallet of the religious corporation. Here, an example of information stored in the religious corporation wallet storage unit 121 will be described with reference to FIG. FIG. 5 is a diagram showing an example of the religious corporation wallet storage unit 121 according to the embodiment. In the example of FIG. 5, the religious corporation wallet storage unit 121 has items such as "wallet ID", "religious corporation ID", and "identification information".

“Wallet ID” indicates identification information for identifying the wallet of the religious corporation. "Religious corporation ID" indicates identification information for identifying a religious corporation. “Identification information” indicates identification information associated with the wallet. In the example shown in FIG. 5, conceptual information such as "identification information #1" and "identification information #2" is stored in "identification information". ) are stored. This QR code (registered trademark) is installed at temples and shrines of the associated religious corporation. Also, when linking to a wallet for offering money, a remittance screen for offering money is displayed by reading the QR code (registered trademark).

The shrines and temples information storage unit 122 stores information on shrines and temples. Here, an example of information stored in the shrine/temple information storage unit 122 will be described with reference to FIG. FIG. 6 is a diagram showing an example of the shrine/temple information storage unit 122 according to the embodiment. In the example of FIG. 6, the shrines and temples information storage unit 122 has items such as "shrines and temples ID" and "shrines and temples information".

“Temple/shrine ID” indicates identification information for identifying a temple/shrine. In the example shown in FIG. 6, the "shrines and temples information" stores conceptual information such as "shrines and temples information #1" and "shrines and temples information #2" in the "shrines and temples information". , actually, information such as location information of temples and shrines is stored. Information indicating temples and shrines is displayed on the map based on this temple and shrine information. In addition, by designating the temples and shrines displayed on the map, if the purpose is to offer money, the identification information linked to the wallet for offering money of the religious corporation of the temples and shrines is acquired.

(control unit 130)
The control unit 130 is a controller, and is realized by, for example, executing various programs stored in a storage device inside the information processing apparatus 100 using a RAM as a work area by a CPU, MPU, or the like. Also, the control unit 130 is realized by an integrated circuit such as an ASIC or FPGA, for example. The control unit 130 according to the embodiment includes an issuing unit 131, an acquiring unit 132, a remittance control unit 133, and a notification unit 134, as shown in FIG. Realize or carry out

(Publishing unit 131)
The issuing unit 131 issues identification information associated with one of the plurality of wallets associated with the religious corporation. For example, when a certain religious corporation A is associated with a wallet for payment (for example, purchasing an omikuji or an amulet), the issuing unit 131 sends identification information for payment associated with the wallet for payment. A plurality of coins may be issued, and when a wallet for offering is linked, a plurality of pieces of identification information for offering may be linked with the wallet for offering. In this way, when a religious corporation A is associated with a plurality of wallets for offering and payment, the issuing unit 131 stores identification information for offering and payment linked with the wallet for offering. Issue a plurality of pieces of identification information including a wallet for payment and associated identification information for payment. These pieces of identification information are installed, for example, at a plurality of locations of religious corporation A's temples and shrines (eg, the main shrine, Inari shrine, Otorii gate, approach to the shrine, etc.). In addition, these identification information may be obtained, for example, by reading the identification information installed at multiple locations of religious corporation A's shrines and temples, or by specifying religious corporation A's temples and shrines on a map. may be obtained with

(Acquisition unit 132)
The acquisition unit 132 acquires various types of information from other information processing devices such as the terminal device 10 . For example, when the user U photographs a QR code (registered trademark) installed in a temple or shrine, the acquisition unit 132 acquires the identification information of the photographed QR code (registered trademark). Further, for example, when the user U designates a shrine or temple where an offering is possible on the map, the acquiring unit 132 acquires identification information linked to the wallet for offering of the religious corporation of the designated shrine or temple.

The acquisition unit 132 acquires various types of information from the religious corporation wallet storage unit 121 and the shrines and temples information storage unit 122 . For example, the acquisition unit 132 acquires wallet information linked to the acquired identification information, which is specified based on a comparison of the acquired identification information and information stored in the religious corporation wallet storage unit 121 . The amount of money entered on the remittance screen is remitted to this wallet. Also, for example, the acquiring unit 132 acquires position information of shrines and temples that can be visited among temples and shrines near the location specified by the user U, based on the information stored in the temple and shrine information storage unit 122 . By specifying temples and shrines on the map generated based on this location information, the money offered on the remittance screen will be sent to the wallet associated with the acquired identification information.

(Remittance control unit 133)
When the remittance control unit 133 receives a remittance request using the identification information issued by the issuing unit 131, the remittance control unit 133 transfers money from the wallet of the user to the wallet associated with the identification information. For example, the remittance control unit 133 executes remittance by inputting and confirming the amount on the remittance screen displayed by the user U reading the identification information. Further, for example, the remittance control unit 133 executes remittance by inputting and confirming the amount on the remittance screen displayed when the user U designates a shrine or temple on the map.

(Notification unit 134)
The notification unit 134 causes the terminal device 10 to output at least one of content and sound at the time of remittance. For example, when the remittance control unit 133 remits money to a wallet for donation among a plurality of wallets linked to a religious corporation, the notification unit 134 causes the content to differ from that when remittance to other wallets. and the terminal device 10 to output at least one of the sounds.

The notification unit 134 causes the terminal device 10 to output at least one of content and sound, for example, when remittance is confirmed. For example, the notification unit 134 causes the terminal device 10 to output at least one of content and sound when the user U enters the amount on the remittance screen and confirms the remittance. In addition, the notification unit 134 causes the terminal device 10 to output at least one of content and sound, for example, when an amount of money is entered on the remittance screen. For example, the notification unit 134 causes the terminal device 10 to output animation content (an example of content indicating that the purpose is for remittance) in which a coin is thrown into the offertory box.

[6. Information processing flow]
An information processing procedure of the information processing apparatus 100 according to the embodiment will be described with reference to FIG. 7 . FIG. 7 is a flowchart illustrating an example of an information processing procedure according to the embodiment.

As shown in FIG. 7, the information processing device 100 issues identification information associated with one of the plurality of wallets associated with the religious corporation (step S101).

When receiving a remittance request using the issued identification information, the information processing apparatus 100 executes remittance from the wallet of the user to the wallet associated with the identification information (step S102).

The information processing apparatus 100 outputs at least one of content and sound on the remittance screen when remittance is confirmed (step S103).

[7. effect〕
As described above, the information processing device 100 according to the embodiment has the issuing unit 131 and the remittance control unit 133 . The issuing unit 131 issues identification information associated with one of the plurality of wallets associated with the religious corporation. When the remittance control unit 133 receives a remittance request using the identification information issued by the issuing unit 131 from the terminal device, the remittance control unit 133 transfers money from the wallet of the user to the wallet linked with the identification information.

As a result, the information processing apparatus 100 according to the embodiment can make an offering online using the identification information, thereby promoting an improvement in the user experience of the user who makes an offering/worship online. .

In addition, the information processing apparatus 100 according to the embodiment, when remittance to a wallet associated with identification information issued by the issuing unit 131, at least one of content and sound different from those when remittance to another wallet. It further has a notification unit 134 for outputting to the terminal device.

As a result, the information processing apparatus 100 according to the embodiment can output sounds and contents different from those at the time of purchase of the omikuji or the amulet, thereby promoting an improvement in the user experience of the user.

In addition, the notification unit 134 causes the terminal device to output when the remittance is confirmed.

Thereby, the information processing apparatus 100 according to the embodiment can notify that the remittance has been successfully executed.

In addition, the notification unit 134 causes the terminal device to output content indicating that the purpose of the remittance is the remittance on the remittance screen.

As a result, the information processing apparatus 100 according to the embodiment can display a remittance screen according to the purpose of remittance, thereby promoting an improvement in the user experience of the user.

In addition, the notification unit 134 causes the terminal device to output animation content of throwing money into the offertory box.

As a result, the information processing apparatus 100 according to the embodiment, when the purpose of the remittance is to offer money, can display content such as throwing money into the offertory box, thereby promoting an improvement in the user experience of the user. be able to.

Also, the remittance control unit 133 executes remittance when the authentication is successful based on the identification information.

Accordingly, the information processing apparatus 100 according to the embodiment can appropriately prevent unauthorized authentication.

In addition, the remittance control unit 133 executes remittance when the authentication is successful based on the site information of the website on the mini-application linked to based on the identification information and the identification information of the religious corporation.

Accordingly, the information processing apparatus 100 according to the embodiment can more effectively prevent unauthorized authentication.

Further, the remittance control unit 133 executes remittance when authentication is successful based on comparison with identification information issued according to the location specified by the user on the map displayed on the terminal device.

Accordingly, the information processing apparatus 100 according to the embodiment can more effectively prevent unauthorized authentication.

[8. Hardware configuration]
Also, the information processing apparatus 100 according to each of the embodiments described above is implemented by, for example, a computer 1000 configured as shown in FIG. The information processing apparatus 100 will be described below as an example. FIG. 8 is a hardware configuration diagram showing an example of a computer that implements the functions of the information processing apparatus 100. As shown in FIG. Computer 1000 has CPU 1100 , ROM 1200 , RAM 1300 , HDD 1400 , communication interface (I/F) 1500 , input/output interface (I/F) 1600 and media interface (I/F) 1700 .

The CPU 1100 operates based on programs stored in the ROM 1200 or HDD 1400 and controls each section. The ROM 1200 stores a boot program executed by the CPU 1100 when the computer 1000 is started, programs dependent on the hardware of the computer 1000, and the like.

The HDD 1400 stores programs executed by the CPU 1100, data used by the programs, and the like. Communication interface 1500 receives data from other devices via communication network 500 (corresponding to network N in the embodiment) and sends it to CPU 1100, and also transmits data generated by CPU 1100 via communication network 500 to other devices. Send to device.

The CPU 1100 controls output devices such as displays and printers, and input devices such as keyboards and mice, through an input/output interface 1600 . CPU 1100 acquires data from an input device via input/output interface 1600 . Also, CPU 1100 outputs the generated data to an output device via input/output interface 1600 .

Media interface 1700 reads programs or data stored in recording medium 1800 and provides them to CPU 1100 via RAM 1300 . CPU 1100 loads such a program from recording medium 1800 onto RAM 1300 via media interface 1700, and executes the loaded program. The recording medium 1800 is, for example, an optical recording medium such as a DVD (Digital Versatile Disc) or a PD (Phase change rewritable disc), a magneto-optical recording medium such as an MO (Magneto-Optical disk), a tape medium, a magnetic recording medium, or a semiconductor memory. etc.

For example, when the computer 1000 functions as the information processing apparatus 100 , the CPU 1100 of the computer 1000 implements the functions of the control unit 130 by executing programs loaded on the RAM 1300 . Further, each data in the storage device of the information processing apparatus 100 is stored in the HDD 1400 . CPU 1100 of computer 1000 reads these programs from recording medium 1800 and executes them, but as another example, these programs may be obtained from another device via a predetermined communication network.

[9. others〕
As described above, some of the embodiments of the present application have been described in detail based on the drawings. It is possible to carry out the invention in other forms with modifications.

In addition, the configuration of the information processing apparatus 100 described above can be flexibly changed, for example, by calling an external platform or the like using an API (Application Programming Interface), network computing, or the like, depending on the function.

In addition, the "unit" described in the claims can be read as "means", "circuit", or the like. For example, the acquisition unit can be read as acquisition means or an acquisition circuit.

10 terminal device 11 communication unit 12 input unit 13 output unit 14 control unit 100 information processing device 110 communication unit 120 storage unit 121 religious corporation wallet storage unit 122 shrines and temples information storage unit 130 control unit 131 issuing unit 132 acquisition unit 133 remittance control unit 134 notification unit 141 reception unit 142 transmission unit

Claims (13)

an issuing unit that issues identification information linked to one of a plurality of wallets linked to a religious corporation;
When a remittance request using the identification information issued by the issuing department is received from the terminal device, based on the site information of the website on the mini app linked to based on the identification information and the identification information of the religious corporation a remittance control unit that remits money from the user's wallet to the wallet linked with the identification information when the authentication is successful ;
An information processing device comprising: an issuing unit that issues identification information linked to one of a plurality of wallets linked to a religious corporation;
a remittance control unit that, when a remittance request using the identification information issued by the issuing unit is received from the terminal device, remits money from the wallet of the user to the wallet linked with the identification information;
When remittance to the wallet associated with the identification information issued by the issuing unit, at least one of content and sound different from those when remittance to other wallets among the plurality of wallets is performed on the terminal device. a notification section that outputs to
An information processing device comprising: a notification unit that causes the terminal device to output at least one of content and sound different from those when remittance to another wallet when remittance to the wallet linked with the identification information issued by the issuing unit;
2. The information processing apparatus according to claim 1 , further comprising: The notification unit
4. The information processing apparatus according to claim 2 , wherein the information is output to the terminal device when the remittance is confirmed. The notification unit
4. The information processing apparatus according to claim 2, wherein the terminal device is caused to output a content indicating that the purpose of the remittance is a remittance on the remittance screen. The notification unit
6. The information processing apparatus according to claim 5 , wherein an animation content of throwing money into the offertory box is output to the terminal device. The remittance control unit
3. The information processing apparatus according to claim 2 , wherein said remittance is executed when authentication is successful based on said identification information. The remittance control unit
8. The remittance is executed when authentication is successful based on the site information of the website on the mini-application linked based on the identification information and the identification information of the religious corporation. The information processing device described. The remittance control unit
9. The remittance according to claim 8 , wherein the remittance is executed when the authentication is successful based on the comparison with the identification information issued according to the location specified by the user on the map displayed on the terminal device. The information processing device described. A computer-executed information processing method comprising:
an issuing step of issuing identification information linked to one of a plurality of wallets linked to a religious corporation;
When a remittance request using the identification information issued in the issuing step is received from the terminal device, based on the site information of the website on the mini-app linked to based on the identification information and the identification information of the religious corporation A remittance control step of remittance from the user's wallet to the wallet linked with the identification information when the authentication is successful ;
An information processing method comprising: an issuance procedure for issuing identification information linked to one of a plurality of wallets linked to a religious corporation;
If a remittance request using the identification information issued by the above issuing procedure is received from the terminal device, it will be based on the site information of the website on the mini app linked to based on the identification information and the identification information of the above religious corporation. A remittance control procedure for remittance from the user's wallet to the wallet linked with the identification information when the authentication is successful ;
An information processing program characterized by causing a computer to execute A computer-executed information processing method comprising:
an issuing step of issuing identification information linked to one of a plurality of wallets linked to a religious corporation;
a remittance control step of remittance from the user's wallet to the wallet linked with the identification information when a remittance request using the identification information issued by the issuing step is received from the terminal device;
When remittance to the wallet associated with the identification information issued in the issuing step, at least one of content and sound different from those when remittance to other wallets among the plurality of wallets is performed on the terminal device. a notification step of outputting to
An information processing method comprising: an issuing procedure for issuing identification information linked to one of the multiple wallets linked to the religious corporation;
a remittance control procedure for remittance from the user's wallet to the wallet associated with the identification information when a remittance request using the identification information issued by the issuing procedure is received from the terminal device;
When remittance to the wallet associated with the identification information issued by the issuing procedure, at least one of content and sound different from those when remittance to other wallets among the plurality of wallets is performed on the terminal device. and a notification procedure to output to
An information processing program characterized by causing a computer to execute

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