JP7018369B2 - Cash center system - Google Patents

Description

The present invention relates to a cache center system.

Conventionally, automatic teller machines (ATMs) installed at financial institutions such as banks and their stores are used to replenish coins (banknotes and coins) that have been or will be paid out to customers. In addition, the required amount of money is delivered to the bank from the place where the money is stocked, which is called a cash center, and conversely, the money is collected from the ATM and delivered to the cash center. At the cash center, when a request for denomination and quantity is received from each bank under its jurisdiction, the staff prepares cash according to the request using a banknote counting device, etc., and for that bank by the specified date and time. Deliver cash to.

Some cash centers handle multiple types of foreign currencies, and some may require a large amount of extremely large types of foreign currencies. Conventionally, there is a cash center system described in Patent Document 1 as a cash center system that prepares cash in response to such a large number of types and a large amount of foreign currency requests.

WO2015 / 080588A1

Some cash centers handle multiple types of foreign currencies, and some may request a large amount of extremely many types of foreign currencies, and such requests are made from multiple bank stores at the same time. In this case, the work of the cash center staff was very complicated and made mistakes, and it took a very long time.

However, the technique described in Patent Document 1 is a large-scale system having a belt conveyor and a bill buffer, which increases the introduction cost and does not have the degree of freedom of arrangement for installation in a small space. It is difficult to introduce. In addition, the banknotes are manually loaded into the banknote cassette, which is complicated and makes mistakes, takes a very long time, etc., which not only imposes a heavy burden on the banknotes, but can also cause fraud. Is. In addition, if there was a fraud by a staff member, it was difficult to trace where the fraud occurred.

An object of the present invention is to provide a system for preparing money in response to a request from a bank or the like in a cash center that handles a plurality of types of money without fail and in a short time.

In order to solve the above problems, the cash center system of the present invention comprises a plurality of cash processing devices and a management device for controlling their operation, and the cash processing device includes a denomination and quantity of cash previously requested by a bank branch. A predetermined denomination and a quantity of cash determined based on the above are dispersedly loaded in each, and the management device controls the plurality of cash processing devices to operate in parallel to withdraw money. It is characterized by preparing cash of the denomination and quantity requested by the bank branch.

According to the present invention, it is possible to provide a system for processing a cash center that handles a plurality of types of money without fail in a short time in response to a request from a bank or the like.

It is a figure which shows the outline of the cache center system of this invention. It is a figure which shows the structure of the cash processing apparatus of this invention. It is a figure which shows an example of the method of loading a banknote into a cash processing apparatus in this invention. It is a figure which shows an example of the method of loading a banknote into a cash processing apparatus in this invention. It is a figure which shows an example of the method of loading a banknote into a cash processing apparatus in this invention. It is a figure which shows the screen display example of the cash processing apparatus and the management terminal in this invention. It is a figure which shows the delivery method of the banknote to a bank branch in this invention. It is a figure which shows an example of the withdrawal method from a cash processing apparatus in this invention. It is a figure which shows an example of the withdrawal method from a cash processing apparatus in this invention.

As shown in FIG. 1, the cash center system 100 of the present invention mainly includes a plurality of cash processing devices (111a to 111d) installed in the cash center 110, a management server 112 for controlling them, and a staff member operated by a staff member. It consists of a terminal 113. The cash processing device 111 may be any device that can stock and withdraw banknotes by denomination, and here, it is assumed that a banknote deposit / withdrawal device (TCR) for staff members installed at a bank counter is used. The general flow of processing is as follows.
(Step 1) At each bank branch 120, the type and quantity of banknotes required at the counter or automatic machine (ATM, foreign currency exchange machine, etc.) are transmitted to the cash center as a request.
(Step 2) At the cash center that received the requests from each bank, the contents of those requests are aggregated and
(Step 3) Make a plan of what kind of banknotes should be loaded and how much should be withdrawn in each of the plurality of cash processing devices.
(Step 4) Then, based on the plan, the management server controls the withdrawal operation of the cash processing device, prepares the banknotes according to the request of each bank, and prepares the banknotes.
(Step 5) It is delivered to each bank branch.

Here, the configurations of TCR1 to TCR4 will be described. As shown in FIG. 2A, the TCR200 is displayed on the upper surface of the deposit port 211 for depositing (loading) banknotes, the withdrawal port 212 for discharging banknotes, and the front side (operator side) of the banknotes. It has a unit 213. When the banknotes are ejected from the withdrawal port 212, the display unit 213 displays the request number, currency country, denomination, number of sheets, etc. of the banknotes ejected to the withdrawal port.

The internal structure of the TCR200 is shown in FIG. 2 (b). The deposit port 211, the withdrawal port 212, the identification unit 230 for discriminating the denomination and correct loss of banknotes, the banknote cassettes 1 to 5 (221 to 225) capable of storing and withdrawing banknotes, and the above-mentioned parts. It has a banknote transport path 240 for transporting banknotes between them. Each banknote cassette (221 to 225) can store, for example, 3,000 banknotes, and as shown in the thick line transport path in FIG. 2B, the banknotes are loaded by the deposit transaction operation from the deposit port 211. can do. Alternatively, the banknote cassettes (221 to 225) can be taken out and the banknotes can be directly loaded into each cassette.

An example of a method of loading cash (banknotes) into each cash processing device in step 3 will be described. Here, as shown in FIG. 3, it is assumed that a request is transmitted from three bank branches, bank branch A, bank branch B, and bank branch C (310). That is, the request of bank branch A is (US 100 dollar banknote: USD100 x 20,000, Chinese 100 yuan banknote: CNY100 x 10,000, European 100 euro banknote: EUR100 x 5,000, Japan 10,000 yen. Banknotes: JPY10K x 5,000), Bank Branch B's request (USD100 x 10,000, CNY100 x 10,000, EUR100 x 10,000, JPY10K x 1,000), Bank Branch C's The request is (USD100 x 10,000, CNY100 x 10,000, EUR100 x 5,000, JPY10K x 4,000).

Next, in response to the request, the cash center clerk aggregates the requested denomination and quantity of banknotes using the clerk terminal. In the above example, USD100 × 40,000 sheets, CNY100 × 30,000 sheets, EUR100 × 20,000 sheets, and JPY10K × 10,000 sheets (320).

Next, considering how to withdraw the above-mentioned aggregated denominations and quantities of banknotes from multiple cash processing devices in the cash center in parallel processing, it will be more efficient, and then to each banknote deposit / withdrawal device. Determine the denomination and quantity of banknotes to be loaded by distributing the banknotes. Here, as described with reference to FIG. 2, four clerk deposit / withdrawal devices (TCR1 to TCR4) having five banknote cassettes for stocking banknotes by denomination are assumed as cash processing devices. It should be noted that such a loading plan may be manually set by a staff member of the cache center, or may be automatically set by a calculation program or the like built in the staff member terminal 113.

As shown in FIG. 4, the banknotes are allocated from (1) to (20) in order according to the ratio of the banknotes requested most. For example, the ratio of the number of banknotes requested this time is (USD100: 40%, CNY100: 30%, EUR100: 20%, JPY10K: 10%), so (USD100: (1) to (8), CNY100 :( 9) to (14), EUR100: (15) to (18), JPY10K: (19) to (20)) are loaded.

Next, as shown in FIG. 5, requests from each bank branch are distributed to each TCR. That is, the withdrawal processing related to one request is distributed so as to be processed in parallel by a plurality of TCRs. As a result, the processing can be completed in a shorter time as a whole than processing a separate request in each TCR. In addition, parallel (processing) here does not mean that a plurality of TCRs are operated serially one by one, but means that a plurality of TCRs perform withdrawal operations in a distributed manner, and all TCRs do not necessarily operate. It is not limited to starting and ending the operation at the same timing.

Banknotes that are withdrawn across multiple TCRs by the above parallel processing are withdrawn as a bundle of banknotes to a certain number of units (for example, 100) to the withdrawal port, and the banknotes are withdrawn from the TCR withdrawal port with a staff member. When the TCR is taken out, the TCR resumes the withdrawal operation and is repeated until all the withdrawal processes assigned to the TCR are completed. The clerk can prepare all the banknotes corresponding to a predetermined request by collecting the banknote bundles withdrawn across each TCR.

FIG. 6 is an example of screen display of the management terminal and the worker terminal of each TCR in order to improve the operability of the staff who operate the TCR and prevent erroneous work. Request 01 from one bank branch (USD100 x 1000, USD50 (US 50 dollar bill) x 500, EUR50 (European 50 euro banknote) x 1,000) and request 02 from another bank branch (CNY100 x 1) It is assumed that (000 sheets) are distributed to TCR1 to TCR3 and processed for withdrawal.

On the screen display unit of the management terminal, the content of each request and its progress are shown as status information in denomination units. For example, when all withdrawals of a certain denomination are completed, it is displayed in another color. Then, when the receipt for delivery of the denomination is printed, it is displayed in another color. Here, information such as denomination, number of sheets, delivery destination branch name, date and time is printed on the delivery receipt to prevent the staff from accidentally delivering to another bank branch.

In addition, the request number for identifying each request and the progress status for each denomination are shown on the screen display of the worker terminal of each TCR. For example, the maximum withdrawal unit of one TCR is 100 sheets. If so, one scale may be displayed by an indicator representing 100 sheets, and every 100 sheets may be displayed in a different color when taken out from the TCR withdrawal port by a staff member. Further, the indicator may be blinked and displayed during the withdrawal of the 100 coins. Of course, the number of withdrawals and the number of remaining cards may be displayed numerically. This makes it possible to prevent the staff from forgetting to take out the banknotes. Further, similarly to the screen display unit of the management terminal, when the delivery receipt of the denomination is printed, it may be displayed in another color. These may be displayed on the display unit 413 of the TCR.

Further, in each TCR, the serial number of the bill to be withdrawn may be read by the identification unit at the time of withdrawal processing, and may be stored in the management server or the like in association with the request number and the withdrawal order. As a result, even if the staff does not know which request the banknotes collected from each TCR are related to, the serial number of the banknotes can be input from the operator terminal or the like and collated with the data stored in the management server. Allows the attributes of the banknote (bundle) to be identified.

As described above, the banknotes collected by withdrawing from the TCR at each request of each bank branch are given to each bank branch with the above-mentioned delivery receipt, for example, in units of 100 banknotes bundled in a strap. Will be delivered (Fig. 7).

The above configuration and operation can be modified as appropriate. For example, as shown in FIG. 8, during the withdrawal operation from each TCR, a specific TCR runs out of banknotes, or a delay occurs in the entire withdrawal operation due to some abnormality, and the remaining work amount at each work terminal. If an imbalance occurs, the work allocation can be automatically reviewed and optimization can be carried out again. If the required denomination cassette is not available after the work update, the required denomination cassette may be presented to the worker terminal and the management terminal.

Further, as shown in FIG. 9, when there is a TCR whose processing is completed earlier than planned, another request may be newly allocated for optimization.

110 ... Cash center 111 ... Cash processing device 112 ... Management server 113 ... Operator terminal 120 ... Bank branch

Claims (5)

It is a cash center system that consists of a plurality of cash processing devices and a management device that controls the operation of the cash processing device, and prepares cash according to a request from a bank branch.
The plurality of cash processing devices are loaded with a predetermined denomination and quantity of cash, which are determined in advance based on the denomination and quantity of cash requested by the bank branch, in a distributed manner.
The management device prepares the denomination and the amount of cash requested by the bank branch by controlling the plurality of cash processing devices to operate in parallel and withdraw .
The cash processing device has a display unit that displays status information at the time of withdrawal operation.
The status information is a cash center system characterized by including a request number for identifying a request from a bank branch, a currency type and denomination of cash to be withdrawn, and the number of withdrawals or the remaining number of coins. The cache center system according to claim 1 .
The management device is
A display device that displays the withdrawal status of each of the plurality of cash processing devices, and
A printing device that issues a receipt that describes the requested bank branch, denomination, and quantity information for each bundle of withdrawn cash.
A cache center system characterized by having. The cache center system according to claim 1 or 2 .
The cash processing device reads the serial number of the withdrawn banknote by the identification unit, associates it with the request number related to the withdrawal, and sends it to the management device as withdrawal banknote information.
The management device is a cash center system, characterized in that the transmitted withdrawal bill information is stored and can be referred to by inputting a serial number. It is a cash center system that consists of a plurality of cash processing devices and a management device that controls the operation of the cash processing device, and prepares cash according to a request from a bank branch.
The plurality of cash processing devices are loaded with a predetermined denomination and quantity of cash, which are determined in advance based on the denomination and quantity of cash requested by the bank branch, in a distributed manner.
The management device prepares the denomination and the amount of cash requested by the bank branch by controlling the plurality of cash processing devices to operate in parallel and withdraw.
If there is a delay in the withdrawal processing of any of the cash processing devices of the plurality of cash processing devices, the withdrawal processing assigned to the cash processing device in which the delay has occurred is withdrawn from the other cash processing device. A cash center system, characterized in that it is controlled by the management device. It is a cash center system that consists of a plurality of cash processing devices and a management device that controls the operation of the cash processing device, and prepares cash according to a request from a bank branch.
The plurality of cash processing devices are loaded with a predetermined denomination and quantity of cash, which are determined in advance based on the denomination and quantity of cash requested by the bank branch, in a distributed manner.
The management device prepares the denomination and the amount of cash requested by the bank branch by controlling the plurality of cash processing devices to operate in parallel and withdraw.
If the withdrawal processing of any of the plurality of cash processing devices is completed earlier than the withdrawal processing of the other cash processing device, it is assigned to the cash processing device being processed by the other cash processing device. A cash center system characterized in that the management device controls withdrawal processing so that withdrawals are made from a cash processing device whose withdrawal processing is completed early.

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