JP6816373B2 - Examination management system - Google Patents

Description

The present invention relates to an examination management system that examines whether or not an application can be accepted and manages information related to the application.

When various loan contracts, insurance contracts, etc. are applied for, the financial institution, etc. that received the contract application examines whether the application can be accepted. In recent years, a system has been proposed in which a server performs part or all of such examinations. The server conducts examination based on, for example, the information input by the contract applicant and the data and the program held by the server (see, for example, Patent Document 1).

Japanese Unexamined Patent Publication No. 2008-90689

By the way, in order to conclude a contract such as a loan, it is necessary that the contract is approved by the above-mentioned examination, and that the applicant is informed of the precautions regarding the contract and the applicant approves it. Therefore, in addition to the above-mentioned examination, the person in charge of the financial institution, etc. must explain the above precautions, etc. to the applicant and provide an opportunity to obtain the consent of the applicant before concluding the contract. Providing such an opportunity is complicated for the person in charge and the applicant, and as a result, the efficiency of the process from the application of the contract to the conclusion of the contract remains low.

In addition, these issues are not limited to application for contracts such as loans, but various contracts and registrations that require examination of whether the application can be accepted and approval of various matters by the applicant in order to execute the application contents. It is common in application.

An object of the present invention is to provide an examination management system capable of improving user convenience.

The examination management system that solves the above problems is the examination from the input terminal into which the examination information, which is the information used for the examination of whether or not the application can be accepted, is input, and the examination department that conducts the examination using the examination information. The information management department is provided with an information management unit that receives the examination result and manages the examination result, and an applicant terminal that displays based on the information received from the information management department. The information management department executes the application contents. For each of the plurality of consent items that require the consent of the applicant for the purpose, the examination result is displayed on the storage unit that stores the consent item management data that manages the status of the consent and the applicant terminal. When the examination result transmission unit that transmits the information for making the application and the examination result indicate that the application can be accepted, the applicant terminal is provided with the information for displaying the request for approval of each approval item. The consent matter management data has been updated and the corresponding consent matter has been accepted based on the notification from the consent matter transmission unit to be transmitted and the applicant terminal indicating that the consent matter has been accepted. It has an update unit for recording data.

According to the above configuration, when the examination result of whether or not the application can be accepted is displayed on the applicant terminal and the examination result indicates that the application can be accepted, the applicant terminal accepts the consent items. Is displayed, and the information management department records that the consent items have been accepted on the applicant terminal. That is, following the examination, the examination management system displays the examination result, displays the request for approval of the consent items, and manages the acceptance status of the consent items. Therefore, the person in charge of processing the application is from the applicant. It is possible to execute the application contents without providing an opportunity to obtain the consent of the consent items. Therefore, the convenience of the person in charge and the applicant from the start of the application to the execution of the application contents is enhanced.

In the above configuration, the storage unit stores examination result management data that manages the status of confirmation of the examination result by the applicant, and the update unit can accept the application with the examination result. Regardless of whether or not the above examination result is indicated, the examination result management data is updated and the examination result is confirmed based on the notification from the applicant terminal indicating that the examination result has been confirmed. It is preferable to record.

According to the above configuration, the information management department records that the examination result is confirmed on the applicant terminal regardless of the examination result. That is, since the confirmation status of the examination result is managed regardless of the examination result, the processing after the examination result is obtained can be smoothly proceeded according to the examination result.

In the above configuration, the consent matter is the first consent matter, the matter that requires the consent of the applicant when using the examination information is the second consent matter, and the input terminal is the input terminal when inputting the examination information. The information indicating that the second consent item has been accepted is provided based on the fact that the request for approval of the second consent item is displayed and the operation of accepting the second consent item is input to the input terminal. It is preferable to send it to the management unit.

According to the above configuration, the approval of the first consent matter is required after the examination, and the approval of the second consent matter is required before the examination. Therefore, requests for consent of different types of consent items are made at an appropriate timing.

According to the present invention, it is possible to improve the convenience of the user between the start of the application and the execution of the application contents.

The figure which shows the structure of the examination management system about one Embodiment of the examination management system. The figure which shows an example of the structure of the status data in the examination management system of one Embodiment. A flowchart showing an outline of the processing flow by the examination management system of one embodiment. It is a sequence diagram which shows the process procedure by the examination management system of one Embodiment, and is the figure which shows the process procedure from the input of the input information to the notification of the completion of the primary examination. It is a sequence diagram which shows the process procedure by the examination management system of one Embodiment, and is the figure which shows the process procedure about the status management. The figure which shows an example of the screen for confirmation of the examination result of the primary examination displayed on the applicant terminal in the examination management system of one Embodiment. The figure which shows an example of the screen for approval of the pre-contract consent matter displayed on the applicant terminal in the examination management system of one Embodiment. It is a sequence diagram which shows the process procedure by the examination management system of one Embodiment, and is the figure which shows the process procedure about the confirmation of the status. It is a sequence diagram which shows the process procedure by the examination management system of one Embodiment, and is the figure which shows the process procedure about a secondary examination.

An embodiment of the examination management system will be described with reference to FIGS. 1 to 9. The examination management system of the present embodiment is a system that examines whether or not an application can be accepted and manages information related to the application regarding an application for a contract such as a loan.

For the application to be processed by the system of this embodiment, it is determined that the application can be accepted by the institution that received the application by the first examination, which is a simple examination, for the conclusion of the contract, that is, the execution of the application contents. After being submitted, it is necessary to determine that the application can be accepted by the secondary examination, which is an examination based on more detailed information than the primary examination. Further, the application to be processed by the system of the present embodiment is an application in which the applicant needs to consent to a predetermined matter regarding the application content in order to execute the application content.

[Configuration of examination management system]
The configuration of the examination management system will be described with reference to FIG.
As shown in FIG. 1, the examination management system 100 includes a reception server 10, a management server 20, and an examination server 30. Further, the examination management system 100 includes an input terminal 40, an applicant terminal 50, and a management terminal 60.

The reception server 10, the input terminal 40, and the applicant terminal 50 are connected to a network, and the reception server 10 transmits and receives data to and from each of the input terminal 40 and the applicant terminal 50 through the network. Further, the reception server 10 and the management server 20 are connected to a network, and data is transmitted and received from each other through the network. Similarly, the management server 20 and the examination server 30 are connected to a network and transmit and receive data to each other through the network. Further, the management server 20 and the management terminal 60 are connected to the network, and the management server 20 transmits and receives data to and from the management terminal 60 through the network.

The network used for communication of each of the above-mentioned devices may include a plurality of independent networks, or may be a common network. These networks may be general-purpose communication lines such as the Internet, or may be dedicated communication lines for communication of each device. For example, it is preferable that the network to which the reception server 10, the input terminal 40, and the applicant terminal 50 are connected is a general-purpose communication line, and the other networks are dedicated communication lines such as an in-house line.

Each of the input terminal 40, the applicant terminal 50, and the management terminal 60 is a computer terminal such as a tablet terminal, a smartphone, or a personal computer. Each terminal has a display unit that displays information, an operation unit that accepts user operations, a communication unit that controls communication, a storage unit that stores programs and data, and a storage unit that controls and performs arithmetic processing of each of these units. It is equipped with a control unit that performs operations based on stored programs and data. The storage unit has a configuration including a non-volatile memory, and the control unit has a configuration including a volatile memory such as a CPU and RAM.

The input terminal 40 is a terminal into which information provided by the contract applicant is input, and is operated by the applicant or a person in charge of an organization that manages the application.
The input information, which is the information input to the input terminal 40, includes the primary examination information which is the information used for the primary examination. For example, the applicant's name, occupation, contact information, conditions set by the applicant regarding the contract contents, etc. including. In the input terminal 40, the control unit displays a screen prompting the input of such information on the display unit, and the applicant or the like operates the operation unit according to the instructions on the screen to receive the signal from the operation unit. Generates data indicating the above information. As a result, the input information is input to the input terminal 40. The control unit of the input terminal 40 transmits the input information to the reception server 10 via the communication unit.

In addition, the matters that require the consent of the applicant when using the input information including the primary examination information are the pre-examination consent items, and the control unit of the input terminal 40 requests the approval of the pre-examination consent items when inputting the input information. Display on the display. The pre-examination consent items include, for example, items that require the consent of the applicant regarding the use of personal information. Then, an operation indicating that the pre-examination consent item has been accepted is input to the input terminal 40, that is, such an operation is performed on the operation unit, and a signal indicating the operation is input from the operation unit to the control unit. Based on the above, the control unit of the input terminal 40 transmits information indicating that the pre-examination consent item has been accepted to the reception server 10 via the communication unit.

Each of the above-mentioned functions possessed by the control unit of the input terminal 40 may be individually embodied by various hardware such as a plurality of CPUs and a memory composed of RAM and the like, and software that functions them. It may be embodied by software that gives multiple functions to one common hardware. Such software is stored in the storage unit of the input terminal 40, for example, as application software for applying for a loan contract.

The applicant terminal 50 is a terminal operated by the applicant. The applicant terminal 50 is used for confirming the examination result of the primary examination by the applicant and for accepting a plurality of pre-contract consent items, which are items that the applicant needs to approve in order to execute the application contents.

The control unit of the applicant terminal 50 causes the display unit to display the examination result of the primary examination based on the information received by the communication unit from the reception server 10. Further, the control unit of the applicant terminal 50 causes the display unit to display a request for consent for each of the pre-contract consent items based on the information received by the communication unit from the reception server 10.

Then, an operation indicating that the examination result has been confirmed is input to the applicant terminal 50, that is, such an operation is performed on the operation unit, and a signal indicating the operation is input from the operation unit to the control unit. Based on this, the control unit of the applicant terminal 50 transmits a confirmation notification, which is a notification indicating that the examination result has been confirmed, to the reception server 10 via the communication unit. Further, based on the operation indicating that the pre-contract consent item has been accepted is input to the applicant terminal 50, the control unit of the applicant terminal 50 is a notification indicating that the pre-contract consent item has been accepted. The consent notification is transmitted to the reception server 10 via the communication unit.

The management terminal 60 is a terminal operated by an application manager who is a person in charge of an institution that accepts applications, such as a financial institution that provides a loan. The management terminal 60 is used for confirming the information provided by the applicant and the examination result, the confirmation status of the examination result by the applicant, and the acceptance status of the pre-contract consent items. The control unit of the management terminal 60 displays the information to be confirmed on the display unit based on the information received by the communication unit from the reception server 10. Further, the management terminal 60 is used for inputting the secondary examination information which is the information used for the secondary examination. The control unit of the management terminal 60 transmits the secondary examination information to the management server 20 via the communication unit.

The reception server 10 is a server that relays information between the input terminal 40 and the management server 20 and provides information to the applicant terminal 50. The reception server 10 includes a communication unit 11, a control unit 12, and a storage unit 13.

The communication unit 11 executes a connection process between the reception server 10 and each of the above-mentioned devices through the network, and transmits and receives data between the reception server 10 and each device.
The control unit 12 has a configuration including a volatile memory such as a CPU and RAM, and based on the programs and data stored in the storage unit 13, the communication unit 11 controls the communication and reads the information in the storage unit 13. It controls each part of the reception server 10, such as writing, writing, and various arithmetic processes. Such a control unit 12 includes a reception information processing unit 12a and an examination result processing unit 12b.

The reception information processing unit 12a stores the information received by the communication unit 11 from the input terminal 40 in the storage unit 13 as reception information, and transmits the information to the management server 20 via the communication unit 11.

When the communication unit 11 receives the examination result of the primary examination from the management server 20, the examination result processing unit 12b stores the examination result in the storage unit 13 in association with the reception information. Then, the examination result processing unit 12b transmits the examination result information, which is the information for displaying the examination result of the primary examination, to the applicant terminal 50 via the communication unit 11. Further, when the examination result of the primary examination indicates that the application can be accepted, that is, the contract is permitted, the examination result processing unit 12b informs the applicant terminal 50 of the acceptance of the pre-contract consent items. The consent matter information, which is the information for displaying the request, is transmitted via the communication unit 11. If the examination result of the primary examination indicates that the application is not accepted, the examination result processing unit 12b does not send the consent matter information to the applicant terminal 50.

The examination result information and the consent matter information are transmitted to the applicant terminal 50 as, for example, web page data. Such web page data is stored in the storage unit 13, and the examination result processing unit 12b transmits the web page data to the applicant terminal 50 in response to a request from the applicant terminal 50. Specifically, when the reception server 10 receives the examination result of the primary examination from the management server 20, the examination result processing unit 12b completes the primary examination to the e-mail address that is the contact information of the applicant included in the reception information. A notification of what has been done is transmitted via the communication unit 11. Based on the access of the URL described in this communication by the applicant terminal 50, information is exchanged between the applicant terminal 50 and the reception server 10.

Further, when the communication unit 11 receives the confirmation notification or the consent notification from the applicant terminal 50, the examination result processing unit 12b transmits the same notification to the management server 20 via the communication unit 11.
The storage unit 13 has a configuration including a non-volatile memory such as a hard disk drive, and stores programs and data necessary for processing executed by the control unit 12. As a part of such data, the storage unit 13 stores the above reception information and the examination result of the primary examination.

The management server 20 is a server that transmits examination information to the examination server 30, manages the status of confirmation of examination results and the status of acceptance of pre-contract consent items. The management server 20 includes a communication unit 21, a control unit 22, and a storage unit 23.

The communication unit 21 executes a connection process between the management server 20 and each of the above-mentioned devices through the network, and transmits and receives data between the management server 20 and each device.
The control unit 22 has a configuration including a CPU and a volatile memory such as a RAM, and controls each unit included in the management server 20 based on the programs and data stored in the storage unit 23. Such a control unit 22 includes an acquisition information processing unit 22a, a status management unit 22b, and a management information providing unit 22c.

The acquisition information processing unit 22a stores the reception information received by the communication unit 21 from the reception server 10 in the storage unit 23 as registration information, and the primary examination information included in the reception information is stored in the examination server 30 via the communication unit 21. Send to.

Further, the acquisition information processing unit 22a stores the examination result of the primary examination received by the communication unit 21 from the examination server 30 in the storage unit 23 in association with the registration information, and receives the examination result via the communication unit 21. Send to server 10.

Further, the acquisition information processing unit 22a includes the secondary examination information received by the communication unit 21 from the management terminal 60 in the registration information and stores it in the storage unit 23, and examines the secondary examination information via the communication unit 21. Send to server 30. Further, the acquisition information processing unit 22a stores the examination result of the secondary examination received by the communication unit 21 from the examination server 30 in the storage unit 23 in association with the registration information.

The status management unit 22b generates status data 23a and stores it in the storage unit 23 for each registration information, that is, for each contract application. The status data 23a includes examination result management data that manages the status of confirmation of the examination result of the primary examination by the applicant, and consent item management data that manages the status of approval by the applicant for each of the plurality of pre-contract consent items. Includes. In the examination result management data, the confirmation status of the examination result is set to either "confirmed" or "unconfirmed". In the consent item management data, the status of acceptance of each of the pre-contract consent items is set to either "accepted" or "unaccepted". In the initial state, the status of the examination result in the examination result management data is set to "unconfirmed", and the status of each of the pre-contract consent items in the consent item management data is set to "unconfirmed".

When the communication unit 21 receives a notification from the reception server 10 indicating that the examination result of the primary examination has been confirmed, the status management unit 22b updates the examination result management data of the corresponding application and changes the status of the examination result. Set to "Confirmed".

Further, when the communication unit 21 receives a notification from the reception server 10 indicating that the pre-contract consent item has been accepted, the status management unit 22b updates the consent item management data of the corresponding application and pre-contracts. Set the status of the consent item to "Accepted".

In response to a request from the management terminal 60, the management information providing unit 22c receives registration information and examination results stored in the storage unit 23, examination results recorded in the status data 23a, and status information of pre-contract consent items. Is transmitted to the management terminal 60 via the communication unit 21. In the management terminal 60, these information received from the management server 20 are displayed on the display unit of the management terminal 60.

The storage unit 23 has a configuration including a non-volatile memory such as a hard disk drive, and stores programs and data necessary for processing executed by the control unit 22. Status data 23a is stored in the storage unit 23 as a part of such data. In addition, the storage unit 23 also stores the above registration information and the examination results of the primary examination and the secondary examination.

The examination server 30 is a server that performs the above-mentioned primary examination and secondary examination. The examination server 30 includes a communication unit 31, a control unit 32, and a storage unit 33.
The communication unit 31 executes a connection process between the examination server 30 and the management server 20 through the network, and transmits and receives data between the examination server 30 and the management server 20.

The control unit 32 has a configuration including a CPU and a volatile memory such as a RAM, and controls each unit included in the examination server 30 based on the programs and data stored in the storage unit 33. Such a control unit 32 includes an examination unit 32a.

The examination unit 32a uses the primary examination information received by the communication unit 31 from the management server 20 to refer to the data and the like stored in the storage unit 33, and performs the primary examination. Then, the examination unit 32a transmits the examination result of the primary examination to the management server 20 via the communication unit 31.

In the present embodiment, the examination result that the application can be accepted in the primary examination means that the contract is tentatively permitted as a judgment based on the primary examination information and the transition to the secondary examination is permitted. In addition, the examination result that the application is not accepted in the primary examination means that the approval or disapproval of the contract cannot be determined based on the primary examination information, and further investigation is required.

Further, the examination unit 32a uses the secondary examination information received by the communication unit 31 from the management server 20 to refer to the data and the like stored in the storage unit 33, and performs the secondary examination. Then, the examination unit 32a transmits the examination result of the secondary examination to the management server 20 via the communication unit 31.

In the present embodiment, the examination result that the application can be accepted in the secondary examination means that the contract is officially permitted. In addition, the examination result that the application is not accepted in the second examination means that the contract is not accepted. Instead, the examination result that the application is not accepted in the primary examination may mean that the contract is not accepted.

The storage unit 33 has a configuration including a non-volatile memory such as a hard disk drive, and stores programs and data necessary for processing executed by the control unit 32.
In addition, each of the reception information processing unit 12a and the examination result processing unit 12b in the reception server 10, the acquisition information processing unit 22a and the status management unit 22b in the management server 20, the management information providing unit 22c, and the examination unit 32a in the examination server 30. May be embodied separately by various hardware such as a plurality of CPUs and memories composed of RAM and the like, and software that functions them, or a plurality of hardwares that are common to each server. It may be embodied by software that provides the functionality of.

[Status data configuration]
An example of the configuration of the status data 23a will be described with reference to FIG.
As shown in FIG. 2, the status data 23a includes the examination result of the primary examination and a plurality of pre-contract consent items as management items. The pre-contract consent items are not particularly limited as long as they require the consent of the applicant in order to conclude the contract. For example, the consent of the applicant is obtained in order to meet the requirements of the prescribed laws and systems related to the contract. It may be a necessary matter, or it may be a matter that requires the consent of the applicant for the smooth performance of the contract. The pre-contract consent items are, for example, the contents of the contract, precautions for fulfilling the contract, precautions regarding fees, and the like.

In the status data 23a, the status is set for each of the management items. The status of the examination result is "confirmed" or "unconfirmed", and in the status data 23a, the data related to the examination result constitutes the examination result management data Da. The status of each of the pre-contract consent items is "accepted" or "unaccepted", and in the status data 23a, the data related to the pre-contract consent items constitutes the consent item management data Db.

The status data 23a exists for each registration information stored in the management server 20, that is, for each contract application, and is stored in the storage unit 23 in association with the registration information. In the initial state, that is, before the examination result information and the consent item information are sent from the reception server 10 to the applicant terminal 50, the examination result status is set to "unconfirmed", and each status of the pre-contract consent item is "unconfirmed". It is set to "Accept". The status management unit 22b of the management server 20 changes these statuses based on the notification from the reception server 10.

[Processing flow of examination management system]
The outline of the processing flow of the examination management system will be described with reference to FIG. The flow shown in FIG. 3 is a process performed by the examination management system each time a contract application is received.

As shown in FIG. 3, as the process of step S1, the examination server 30 performs the primary examination using the primary examination information input to the input terminal 40.
As the process of step S2, the reception server 10 that has received the examination result of the primary examination determines whether or not the examination result indicates that the application can be accepted, that is, whether or not the examination result is accepted, and the examination result is determined. When indicating that the application can be accepted (step S2: YES), the process proceeds to the process of step S3 and subsequent steps.

As the process of step S3, the reception server 10 transmits the examination result information regarding the examination result indicating that the application can be accepted to the applicant terminal 50, and the management server 20 manages the status of the examination result. That is, the management server 20 changes the status of the examination result in the status data 23a in response to the response from the applicant terminal 50. Further, as the process of step S4, the reception server 10 transmits the consent matter information to the applicant terminal 50, and the management server 20 manages the status of the pre-contract consent matter. That is, the management server 20 changes the status of the pre-contract consent item in the status data 23a in response to the response from the applicant terminal 50. After that, as the process of step S5, the examination server 30 performs the secondary examination using the secondary examination information input to the management terminal 60.

On the other hand, when the examination result of the primary examination indicates that the application is not accepted (step S2: NO), as the process of step S6, the reception server 10 indicates that the application is not accepted. The examination result information about the above is transmitted to the applicant terminal 50, and the management server 20 manages the status of the examination result. That is, the management server 20 changes the status of the examination result in the status data 23a in response to the response from the applicant terminal 50. When the examination result indicates that the application is not accepted, the consent matter information is not transmitted to the applicant terminal 50. Therefore, the status of the pre-contract consent item is not managed, that is, the status is not changed based on the response from the applicant terminal 50.

In this way, regardless of the approval or disapproval of the examination result of the primary examination, the examination result information is transmitted to the applicant terminal 50, and the status of the examination result is managed. On the other hand, only when the examination result indicates that the application can be accepted, the consent matter information is transmitted to the applicant terminal 50, that is, the applicant is requested to accept the pre-contract consent matter, and the pre-contract consent is made. The status of the matter is managed.

[Operation of examination management system]
The processing procedure of the examination management system 100 shown in FIG. 3 will be described in detail with reference to FIGS. 4 to 9.

<From inputting input information to managing status>
First, with reference to FIGS. 4 to 7, the procedure from inputting the input information to the input terminal 40 to managing the status of the examination result of the primary examination and the pre-contract consent item will be described.

As shown in FIG. 4, first, the input terminal 40 performs an initial process as a predetermined operation is performed (step S10). The initial process includes, for example, activation of application software, and the input terminal 40 performs the initial process while accessing the reception server 10 as needed.

Subsequently, the explanation of the pre-examination consent item and the request for approval of the pre-examination consent item are displayed on the display unit of the input terminal 40 (step S11). When the applicant performs an operation indicating that the pre-examination consent item has been accepted, such as tapping a predetermined area, and this operation is input to the input terminal 40 (step S12), the input terminal 40 accepts the pre-examination consent. Retain the information indicating that the matter has been accepted, and proceed to the next process.

As the next process of step S12, the input information is input to the input terminal 40 (step S13). The information included in the input information is not particularly limited as long as it includes the primary examination information, and the input information includes information used for the secondary examination and information used for application management in addition to the primary examination information. You may. In the present embodiment, the input information includes an e-mail address as the contact information of the applicant in addition to the primary examination information. Further, the information included in the primary examination information is not particularly limited as long as it is information used for the primary examination, and may be appropriately set according to the examination content of the primary examination. Further, it is preferable that the input information includes the authentication information used for confirming the examination result. The authentication information is embodied in, for example, a password determined by the applicant.

When the input of the input information is completed, the input terminal 40 transmits the input information and the information indicating that the pre-examination consent item has been accepted to the reception server 10 (step S14).
Upon receiving these information from the input terminal 40, the reception information processing unit 12a of the reception server 10 issues a reception number and transmits it to the input terminal 40 (step S15). Further, the reception information processing unit 12a stores the received information excluding the authentication information in the storage unit 13 as reception information in association with the authentication information and the reception number (step S16). Then, the reception information processing unit 12a transmits the reception information to the management server 20 (step S17).

The input terminal 40 displays the reception number received from the reception server 10 on the display unit and notifies the applicant (step S18). As a result, the processing of the input terminal 40 in the examination management system 100 is completed.

Upon receiving the reception information from the reception server 10, the acquisition information processing unit 22a of the management server 20 transmits the primary examination information included in the reception information to the examination server 30 (step S19). The management server 20 further acquires information for the primary examination based on the information included in the reception information, and the acquisition information processing unit 22a adds such information to the primary examination information received from the reception server 10. , May be sent to the examination server 30.

Further, the acquisition information processing unit 22a stores the information including the reception information acquired by the management server 20 in the storage unit 23 as the registration information (step S20). The registration information also includes information indicating that the pre-examination consent items have been accepted. Then, the status management unit 22b stores the status data 23a for each registration information in which the status of the examination result is set to "unconfirmed" and the status of each pre-contract consent item is set to "unaccepted" in the storage unit 23 ( Step S21).

The reception information stored in the reception server 10 and the registration information and status data 23a stored in the management server 20 are managed in association with the identification information assigned to each application. This identification information may be set by the reception server 10 or the management server 20 at the start of the application, that is, when the initial processing is started at the input terminal 40, or when the primary examination information or the like is received. It may be set by the reception server 10 or the management server 20. Further, these identification information may be used while being switched. Various types of information are transmitted and received between the servers together with the above identification information, and each server identifies the information for each application based on the identification information.

Upon receiving the primary examination information from the management server 20, the examination unit 32a of the examination server 30 performs the primary examination using the primary examination information (step S22). The examination criteria may be appropriately set according to the type and content of the contract, and the examination unit 32a may use the data stored in the storage unit 33 or the data stored in the external device as necessary. Refer to it and perform the primary examination process.

When the primary examination is completed, the examination unit 32a transmits the examination result to the management server 20 (step S23). Upon receiving the examination result, the acquisition information processing unit 22a of the management server 20 stores the examination result in the storage unit 23 in association with the registration information of the corresponding application (step S24). Further, the acquisition information processing unit 22a transmits the examination result to the reception server 10 (step S25).

Upon receiving the examination result of the primary examination, the reception information processing unit 12a of the reception server 10 stores the examination result in the storage unit 13 in association with the reception information of the corresponding application (step S26). In addition, the reception information processing unit 12a sends an e-mail notification that the primary examination has been completed to the contact information of the applicant included in the reception information (step S27).

As shown in FIG. 5, the e-mail of the above communication is confirmed by the applicant using the applicant terminal 50, and the applicant terminal 50 requests the reception server 10 to send the examination result information according to the instructions of the e-mail. (Step S28). Upon receiving the request, the examination result processing unit 12b of the reception server 10 generates examination result information based on the reception information and the examination result of the corresponding application and transmits it to the applicant terminal 50 (step S29).

Specifically, when the applicant terminal 50 accesses the URL described in the e-mail, the applicant terminal 50 can acquire the website page for viewing the examination result of the primary examination from the applicant terminal 50 to the reception server 10. Required. Upon receiving the request, the examination result processing unit 12b transmits the data of the predetermined page of the above website to the applicant terminal 50, and sends the reception number and the authentication information input to the applicant terminal 50 according to the instructions on this page. After collating with the information stored in the storage unit 13 and performing authentication, the data of the viewing page of the examination result is transmitted to the applicant terminal 50. The description content of the browsing page is generated based on the reception information associated with the reception number and the examination result.

Upon receiving the examination result information from the reception server 10, the applicant terminal 50 displays the examination result of the primary examination on the display unit based on the examination result information (step S30). Specifically, the browsing page is displayed on the display unit of the applicant terminal 50. As a result, the applicant confirms the examination result of the primary examination. For example, if it is determined by the primary examination that the application for the contract can be accepted, the applicant terminal 50 displays that the contract is permitted, and the acceptance of the application is approved by the primary examination. If it is determined that there is no contract, the applicant terminal 50 is displayed to the effect that a further investigation will be conducted as to whether or not the contract is possible. FIG. 6 shows an example of the confirmation screen Ia, which is a screen for confirming the examination result displayed on the applicant terminal 50.

After the process of step S30, the applicant performs an operation indicating that the examination result has been confirmed, such as tapping a predetermined area, and when this operation is input to the applicant terminal 50 (step S31), the applicant The terminal 50 transmits a confirmation notification, which is a notification indicating that the examination result has been confirmed, to the reception server 10 (step S32). The applicant terminal 50 may send a confirmation notification to the reception server 10 based on the fact that the examination result information is normally received and the examination result is displayed normally regardless of the predetermined operation. ..

Upon receiving the confirmation notification from the applicant terminal 50, the examination result processing unit 12b of the reception server 10 transmits a similar notification, that is, a confirmation notification indicating that the examination result has been confirmed, to the management server 20 (step S33). ..

Upon receiving the confirmation notification from the reception server 10, the status management unit 22b of the management server 20 receives the examination result management data of the corresponding application status data 23a, that is, the status data 23a associated with the registration information of the corresponding application. Is updated and the status of the examination result is changed to "confirmed" (step S34). As a result, it is recorded that the examination result of the primary examination is confirmed in the examination result management data.

Following the processing in step S33, the examination result processing unit 12b of the reception server 10 applies for the consent matter information when the examination result transmitted as the examination result information is the examination result indicating that the application can be accepted. It is transmitted to the person terminal 50 (step S35). Specifically, the examination result processing unit 12b inputs the data of the consent page, which is a web page including the explanation of each of the plurality of pre-contract consent items and the display requesting the consent of each pre-contract consent item, to the applicant terminal 50. Send to.

If the examination result transmitted as the examination result information is an examination result indicating that the application is not accepted, the processing after step S35 is not performed.
Upon receiving the consent matter information from the reception server 10, the applicant terminal 50 displays a request for consent of the pre-contract consent matter on the display unit based on the consent matter information (step S36). Specifically, the consent page is displayed on the display unit of the applicant terminal 50. The consent matter information may be transmitted for each pre-contract consent matter, or may be transmitted collectively for a plurality of pre-contract consent matters. That is, on the consent page, one request for acceptance of the pre-contract consent item may be displayed per page, or one request for approval of a plurality of pre-contract consent items may be displayed per page.

FIG. 7 shows an example of the consent screen Ib, which is a screen for consenting the pre-contract consent matter displayed on the applicant terminal 50. The consent screen Ib includes an explanation of the contents of the pre-contract consent items and an area selected by the applicant depending on whether or not the pre-contract consent items are accepted for each of the plurality of pre-contract consent items. The explanation of the contents of the pre-contract agreement may be displayed as a web page, or may be a downloaded document or video. In the example shown in FIG. 7, the areas selected according to the approval or disapproval of the pre-contract consent items are the area indicating that the applicant has accepted the pre-contract consent items and the information obtained from the consent screen Ib. It consists of an area indicating that the applicant does not accept the pre-contract agreement and wishes to have a detailed explanation by the person in charge. By viewing the consent screen Ib, the applicant confirms the contents of the pre-contract consent item.

After the process of step S36, the applicant performs an operation indicating that the pre-contract consent item has been accepted, such as tapping the area indicating that the pre-contract consent item has been accepted, and this operation is input to the applicant terminal 50. Then (step S37), the applicant terminal 50 transmits a consent notification, which is a notification indicating that the pre-contract consent matter targeted for the operation has been accepted, to the reception server 10 (step S38). The consent notice may be sent to the reception server 10 each time an operation indicating which pre-contract consent item has been accepted and each of the plurality of pre-contract consent items has been accepted is performed. After the operation indicating that each pre-contract consent item has been accepted is performed, a plurality of pre-contract consent items may be collectively transmitted to the reception server 10.

It should be noted that the input of the operation indicating that the pre-contract consent item has been accepted may be enabled when the condition indicating that the content of the pre-contract consent item has been confirmed is satisfied. For example, a contract is made when this condition is met, provided that a document explaining the contents of the pre-contract agreement has been downloaded and a video explaining the contents of the pre-contract agreement has been played to the end. It may be possible to input to the applicant terminal 50 an operation indicating that the previous consent item has been accepted.

Upon receiving the consent notification from the applicant terminal 50, the examination result processing unit 12b of the reception server 10 transmits a similar notification, that is, a consent notification indicating which pre-contract consent matter has been accepted to the management server 20 ( Step S39).

Upon receiving the consent notification from the reception server 10, the status management unit 22b of the management server 20 requests the status data 23a of the corresponding application, that is, the consent item management data of the status data 23a associated with the registration information of the corresponding application. Is updated, and the status of the pre-contract consent item indicated by the consent notification is changed to "accepted" (step S40). As a result, it is recorded in the consent matter management data that the pre-contract consent matter has been accepted.

<Status confirmation and secondary examination>
Subsequently, with reference to FIGS. 8 and 9, the operation of the examination management system 100 will be described while explaining the procedure of the status confirmation and the secondary examination process using the management terminal 60.

The status is confirmed by using the management terminal 60, for example, by the application manager who is the person in charge of the organization that accepts the application.
As shown in FIG. 8, a request for transmission of status information is made from the management terminal 60 to the management server 20 (step S40). Such a request is made together with the transmission of the information for designating the confirmation target from the management terminal 60 to the management server 20.

The information for designating the confirmation target is information for designating one or more of a plurality of applications corresponding to the plurality of registration information stored in the management server 20, and is, for example, a management terminal 60 such as a reception number. The application may be specified by inputting to, or the application may be specified by selecting one of the applications from the list of applications displayed on the management terminal 60.

Upon receiving the request from the management terminal 60, the management information providing unit 22c of the management server 20 is associated with the status data 23a corresponding to the application designated as the confirmation target, that is, the registration information of the designated application. With reference to the status data 23a, status information is generated and transmitted to the management terminal 60 (step S41). The status information is information for displaying the status of the examination result and the status of each of the plurality of pre-contract consent items on the management terminal 60.

The management terminal 60 displays the examination result and the status of each pre-contract consent item on the display unit based on the status information received from the management server 20 (step S42). As a result, the manager can confirm the status of the examination result of the primary examination and each pre-contract consent item. Therefore, the manager can know the examination result of the primary examination by the applicant and the status of grasping each pre-contract consent item.

It should be noted that the request and transmission of information for displaying the status of the examination result of the primary examination and the request and transmission of information for displaying the status of each pre-contract consent item may be performed separately.

Further, in the same procedure as the processes of steps S40 to S42, the registration information and the examination result stored in the management server 20 are transmitted from the management server 20 to the management terminal 60 in response to the request from the management terminal 60. , It is preferable that various information included in the registration information and the examination result of the primary examination are displayed on the management terminal 60. As a result, the administrator can view the information provided by the applicant at the time of application and the examination result of the primary examination. In addition, since the registration information also includes information indicating that the pre-examination consent items have been approved, the administrator can confirm that the pre-examination consent items have been approved by the applicant. The registration information and the information for displaying the examination result may be transmitted from the management server 20 to the management terminal 60 together with the status information.

Here, when the administrator confirms that the examination result of the primary examination indicates that the application can be accepted and the status of the examination result is "confirmed", the administrator is notified of the secondary examination. Guidance will be given. If the applicant wishes for the secondary examination, the administrator inputs the information provided by the applicant by filling out a predetermined application form or the like into the examination management system 100 to start the secondary examination.

The information that the applicant must provide for the primary examination is less than that of the secondary examination, and the applicant can finally make a contract in the secondary examination by the primary examination that can be performed by a simple procedure. You can know the prospect of whether or not it will be accepted. In this way, by performing a simple primary examination before the secondary examination, the applicant can easily consider the use of the contract such as the use of the loan.

The procedure of the process related to the secondary examination will be described with reference to FIG.
As shown in FIG. 9, the secondary examination information is input to the management terminal 60 by the administrator based on the information provided by the applicant (step S50). The information included in the secondary examination information is not particularly limited as long as it is information used for the secondary examination, and may be appropriately set according to the examination content of the secondary examination.

When the input of the secondary examination information is completed, the management terminal 60 transmits the secondary examination information to the management server 20 (step S51). Upon receiving the secondary examination information, the acquisition information processing unit 22a of the management server 20 includes the secondary examination information in the registration information of the corresponding application and stores it in the storage unit 23, and stores the secondary examination information in the examination server 30. Transmit (step S52). In addition to the secondary examination information, the acquisition information processing unit 22a may transmit information held by the management server 20 such as other information included in the registration information to the examination server 30.

Upon receiving the secondary examination information from the management server 20, the examination unit 32a of the examination server 30 performs the secondary examination using the secondary examination information (step S53). The examination criteria may be appropriately set according to the type and content of the contract, and the examination unit 32a may use the data stored in the storage unit 33 or the data stored in the external device as necessary. Refer to it and perform the second screening process.

When the secondary examination is completed, the examination unit 32a transmits the examination result to the management server 20 (step S54). Upon receiving the examination result, the acquisition information processing unit 22a of the management server 20 stores the examination result in the storage unit 23 in association with the registration information of the corresponding application (step S55).

In this way, the secondary examination information and the examination result of the secondary examination stored in the storage unit 23 of the management server 20 are requested from the management terminal 60 in the same procedure as the processes of steps S40 to S42 of FIG. It is transmitted to the management terminal 60 and can be confirmed by the management terminal 60.

In this way, when the secondary examination is completed, the administrator confirms the examination result of the secondary examination using the management terminal 60, and when the examination result indicates that the application can be accepted, the administrator gives the applicant the secondary examination. We will inform you of the result of the contract and guide you through the contract procedure. Then, the contract procedure is carried out by the applicant by filling in a predetermined document, and the contract is concluded.

Here, conventionally, it has been necessary for the manager to explain the pre-contract consent items to the applicant and obtain the consent after the second examination and before the conclusion of the contract. On the other hand, in the present embodiment, when the examination result that the application can be accepted is obtained after the primary examination, the pre-contract consent item is displayed on the applicant terminal 50 following the examination result. Approval is given by the applicant. If the administrator confirms that the status of all pre-contract consent items is "accepted" using the management terminal 60, he / she can proceed with the contract procedure without providing an opportunity to explain the pre-contract consent items. Can be done. Therefore, it is possible for the applicant to confirm the examination result of the primary examination and the pre-contract consent items at a convenient time, and for the manager, the setting of the opportunity to explain the pre-contract consent items, the preparation thereof, and the explanation itself. It is possible to improve the convenience of both the applicant and the administrator without having to do the above.

In this way, since the examination management system 100 requests the acceptance of the pre-contract consent items and manages the acceptance status, the efficiency of processing from the application for the contract to the conclusion of the contract is improved.

In particular, since the request for approval of the pre-contract consent items is made after the primary examination and before the secondary examination, it is possible to smoothly proceed with the contract procedure after the secondary examination. And, in the unlikely event that it is found that there are items that the applicant cannot approve among multiple pre-contract consent items, it is not necessary to carry out the second examination, so after the second examination, the pre-contract consent items Compared to the case where consent is required, unnecessary examination is suppressed. In addition, consent to the pre-contract consent items is required only for applicants who are judged to be able to accept the application by the primary examination, that is, only for applicants who are likely to actually conclude a contract. .. Therefore, compared to the case where consent of the pre-contract consent items is required before the first examination, it is possible to prevent the applicant who does not pass the examination from being required to approve the pre-contract consent items, which is unnecessary for the applicant. It is possible to prevent unnecessary load from being applied and unnecessary processing by the system.

Also, for example, if the status of some of the multiple pre-contract consent items is "unaccepted" and a detailed explanation is desired, the administrator will explain only the unaccepted items to the applicant. do it. In this way, by confirming the status of the pre-contract consent items, the manager can accurately grasp the items to be explained to the applicant. Therefore, it is possible to efficiently explain the pre-contract consent items as compared with the case where the administrator has explained all the pre-contract consent items to the applicant as in the past.

In addition, if the administrator confirms that the examination result of the primary examination indicates that the application is not accepted and the status of the examination result is "confirmed", the administrator further informs the applicant. Ask for a survey or change the conditions set for the contract details to ask for the first screening again. In this way, by managing the status of the examination result regardless of the examination result, even if the examination result indicates that the application is not accepted, the administrator can grasp the examination result of the primary examination by the applicant. Since it is possible to know the situation of the above, it is possible to smoothly proceed with the processing after the examination result is obtained.

In the present embodiment, the reception server 10 and the management server 20 form an information management unit, and the examination server 30 constitutes an examination unit. The information management unit has an examination result transmission unit, a consent matter transmission unit, an update unit, and a storage unit as functional units carried by the reception server 10 and the management server 20. In addition, the pre-contract consent items are an example of the first approval items, the pre-examination consent items are an example of the second approval items, the first examination is an example of the first examination, and the second examination is an example of the second examination. Is.

As described above, according to the examination management system 100 of the present embodiment, the effects listed below can be obtained.
(1) When the examination result of the primary examination as to whether or not the application can be accepted is displayed on the applicant terminal 50, and further, when the examination result indicates that the application can be accepted, the applicant terminal 50 is before the contract. The request for approval of the consent items is displayed, and the management server 20 records that the pre-contract consent items have been accepted by the applicant terminal 50. That is, following the primary examination, the examination management system 100 displays the examination result, displays the request for approval of the pre-contract consent items, and manages the acceptance status of the pre-contract consent items. It is possible to proceed with the execution of the application contents, that is, the procedure for concluding the contract, without the person in charge of processing the application having an opportunity to obtain the consent of the pre-contract consent items from the applicant. Therefore, the convenience of the person in charge and the applicant from the start of the application to the execution of the application contents is enhanced.

(2) Since the request for acceptance of the pre-contract consent items is made after the first examination and before the second examination, the contract procedure can be smoothly proceeded after the second examination. Then, if it is found that some of the pre-contract consent items cannot be accepted by the applicant, the consent of the pre-contract consent items is required after the second examination because the second examination does not have to be performed. Compared to the composition, unnecessary examination is suppressed. In addition, since the request for approval of the pre-contract consent items is made only when it is determined by the primary examination that the application can be accepted, the configuration requires the consent of the pre-contract consent items before the primary examination. In comparison, it is possible to prevent an applicant who is determined not to accept the application and does not make a contract from being required to accept the pre-contract consent items. Therefore, it is possible to prevent an unnecessary load from being applied to the applicant and unnecessary processing by the system.

(3) Regardless of the examination result, the confirmation of the examination result on the applicant terminal 50 is recorded on the management server 20, and the confirmation status of the examination result is managed. Therefore, after the examination result is obtained. The process can proceed smoothly according to the examination result.

(4) Approval of pre-examination consent items is required before the first examination, and approval of pre-contract consent items is required after the first examination. Therefore, requests for consent of different types of consent items are made at an appropriate timing.

The above embodiment can be modified and implemented as follows.
-In the above embodiment, before the input of the input information to the input terminal 40, the request for approval of the pre-examination consent items and the acceptance thereof are made, but these are the input of the input information to the input terminal 40. It may be performed in the middle or after input, and may be performed before the primary examination by the examination server 30. Further, the information indicating that the pre-examination consent matter has been accepted may be transmitted to the reception server 10 and the management server 20 when the operation of accepting the pre-examination consent matter is input to the input terminal 40. In addition, depending on the content of the input information including the primary examination information, if there are no items that require consent by the applicant when using the input information, the request for consent to the prescribed items when inputting the input information will not be made. You may. That is, the matters for which the applicant is required to consent between the start of the application and the execution of the application contents may be only the pre-contract consent matters.

-In the above embodiment, after the examination result information is transmitted to the applicant terminal 50 and the examination result is displayed, the consent matter information is transmitted to the applicant terminal 50 and the request for approval of the pre-contract consent matter is displayed. However, the examination result information and the consent matter information may be transmitted to the applicant terminal 50 at the same time, and the examination result and the request for approval of the pre-contract consent matter may be displayed on the applicant terminal 50 at the same time.

-The display of the examination result and the request for approval of the pre-contract consent items is not limited to the display on the website, and may be realized by, for example, dedicated application software for these displays.

-The input terminal 40 and the applicant terminal 50 may be the same terminal.
-In the above embodiment, the information management unit is composed of the reception server 10 and the management server 20, but the function of the reception server 10 and the function of the management server 20 may be realized by one server. That is, the information management unit may be composed of one server. Further, the information management unit may be composed of three or more servers.

-In the above embodiment, the management server 20 stores the status data 23a and manages the status of the examination result and the pre-contract consent item, but instead of the management server 20, or in addition to the management server 20, the reception server The 10 may store the status data 23a and manage the status of the examination result and the pre-contract consent item based on the confirmation notice and the consent notice from the applicant terminal 50. When the reception server 10 manages the status of the examination result and the pre-contract consent item, the management terminal 60 is connected to the reception server 10 via the network, acquires the status information from the reception server 10, and obtains the examination result. And the status of the pre-contract agreement may be displayed. The point is that the information management unit stores the status data 23a, manages the status of the examination result and the pre-contract consent item, and the management terminal 60 may acquire the status information from the information management unit.

-The consent item management data in the status data 23a may be generated only when the examination result indicates that the application can be accepted. Further, only when the examination result indicates that the application can be accepted, the status data 23a for the application may be generated and the status of the examination result and the pre-contract consent item may be managed.

-The status of the pre-contract consent item may be three types. For example, the status of the pre-contract consent item in the consent item management data is set to any of "unconfirmed", "accepted", and "detailed explanation request", and is set to "unconfirmed" in the initial state. Then, when an operation indicating that the pre-contract consent item has been accepted is input to the applicant terminal 50 and the management server 20 receives a notification indicating that the pre-contract consent item has been accepted, the status management unit of the management server 20 22b changes the status of the applicable pre-contract consent item to "accepted". Further, when an operation indicating that a detailed explanation of the pre-contract consent matter is requested is input to the applicant terminal 50, the details of the pre-contract consent matter are sent from the applicant terminal 50 to the management server 20 via the reception server 10. A notification is sent indicating that an explanation is required, and based on this notification, the status management unit 22b of the management server 20 changes the status of the corresponding pre-contract consent item to "request for detailed explanation". To do.

According to such a configuration, the administrator confirms whether or not the applicant has confirmed the request for acceptance of the pre-contract consent item by confirming the status of the pre-contract consent item using the management terminal 60, and further, the applicant. After confirming the request for acceptance of the pre-contract agreement, it is possible to understand whether the request has been accepted or a detailed explanation is requested. That is, since the manager can grasp the status of acceptance of the pre-contract consent items by the applicant in more detail, it is possible to take an efficient response according to the situation.

-In the above embodiment, the secondary examination information is input to the management terminal 60 and transmitted from the management terminal 60 to the management server 20, but instead, the secondary examination information is input to the input terminal 40 by the applicant. Then, it may be transmitted from the input terminal 40 to the management server 20 via the reception server 10. Further, the examination result of the secondary examination is transmitted from the management server 20 to the reception server 10, and further, information for displaying the examination result of the secondary examination is transmitted from the reception server 10 to the applicant terminal 50 to apply. The examination result of the secondary examination may be confirmed using the person terminal 50.

-In the above embodiment, the examination server 30 performs the primary examination and the secondary examination, but the examination server 30 may be a server that performs at least the primary examination, and the secondary examination is linked with the examination management system 100. May be done by a system that does not. In short, the secondary examination may be performed after the examination result and the request for approval of the pre-contract consent items are displayed on the applicant terminal 50.

-For applications managed by the examination management system 100, after it is determined that the application can be accepted by the primary examination for the execution of the application contents, the application can be accepted by the secondary examination which is more detailed than the primary examination. The application may be any application that requires the determination to be, and the content of the application is not limited.

Furthermore, the application managed by the examination management system 100 does not require a two-step examination of the primary examination and the secondary examination, and the final examination is whether or not the application can be accepted by one examination. It may be an application for which a judgment is made. Even for such an application, if the examination management system 100 displays the examination result, displays the request for approval of the consent items, and manages the approval status of the consent items following the examination, it is separate from the examination. , It is possible to execute the application contents without providing an opportunity to obtain the consent of the consent items from the applicant. Therefore, the convenience of the person in charge and the applicant between the application and the execution of the application contents is enhanced.

In short, the application to be managed by the examination management system 100 may be an application that requires examination of whether or not the application can be accepted and approval of various matters by the applicant in order to execute the application contents. The application is not limited to a loan contract, but may be an insurance contract, a credit card contract, a contract such as opening a margin trading account, or an application for registration such as membership registration. The examination of whether or not the application can be accepted is a substantive examination of whether or not the contract or registration that is the subject of the application is permitted, and the execution of the application contents is the execution of the contract or registration that is the subject of the application. Refers to the act itself.

(Additional note)
The means for solving the above-mentioned problems include the following additional notes as the above-described embodiment and the technical idea derived from the above-mentioned modification.

The examination is the first examination, and the application is a second examination that is more detailed than the first examination after it is determined by the first examination that the application can be accepted for the execution of the application contents. It is an application that needs to be determined that the application can be accepted, and the transmission of information for displaying the request for approval of each of the consent items to the applicant terminal by the consent matter transmission unit is performed. An examination management system that is performed before the start of the second examination.

According to the above configuration, after the first examination and before the second examination, the request for approval of the consent items, which is the first approval item, is made, so that the application contents should be smoothly executed after the second examination. Can be done. If it is found that some of the above consent items cannot be approved by the applicant, the second examination does not have to be performed. Therefore, the consent of the above consent items is required after the second examination. In comparison, unnecessary examinations are suppressed. In addition, since the request for approval of the above-mentioned consent items is made only when it is determined by the first examination that the application can be accepted, the configuration is such that the consent of the above-mentioned consent items is required before the first examination. In comparison, it is possible to prevent an applicant who is determined not to accept the application and does not execute the application contents from being required to accept the above-mentioned consent items. Therefore, it is possible to prevent an unnecessary load from being applied to the applicant and unnecessary processing by the system.

100 ... Examination management system, 10 ... Reception server, 11 ... Communication unit, 12 ... Control unit, 12a ... Reception information processing unit, 12b ... Examination result processing unit, 13 ... Storage unit, 20 ... Management server, 21 ... Communication unit, 22 ... Control unit, 22a ... Acquisition information processing unit, 22b ... Status management unit, 22c ... Management information providing unit, 23 ... Storage unit, 23a ... Status data, 30 ... Examination server, 31 ... Communication unit, 32 ... Control unit, 32a ... Examination department, 33 ... Storage unit, 40 ... Input terminal, 50 ... Applicant terminal, 60 ... Management terminal, Da ... Examination result management data, Db ... Consent matter management data.

Claims (4)

An input terminal for inputting examination information, which is information used for examination of whether or not the application can be accepted, and
An information management department that receives the examination results of the examination from the examination department that conducts the examination using the examination information and manages the examination results.
An applicant terminal that displays based on the information received from the information management unit, and
It is equipped with a management terminal operated by the administrator of the application .
The information management department
For each of a plurality of consent items that require consent by the applicant in order to execute the application contents, a storage unit that stores the consent item management data that manages the status of the consent, and a storage unit.
An examination result transmission unit that transmits information for displaying the examination result to the applicant terminal,
When the examination result indicates that the application can be accepted, the consent matter transmission unit for transmitting information for displaying the request for approval of each consent matter on the applicant terminal, and the consent matter transmission unit.
Based on receiving a notification from the applicant terminal indicating that the consent matter has been accepted, the update unit that updates the consent matter management data and records that the corresponding consent matter has been accepted.
In response to a request from the management terminal, it has a management information providing unit that provides the status of the consent for each of the consent items to the management terminal based on the consent item management data .
The examination is the first examination, and the application is a second examination that is more detailed than the first examination after it is determined by the first examination that the application can be accepted for the execution of the application contents. It is an application that needs to be determined that the application can be accepted, and the transmission of information for displaying the request for approval of each of the consent items to the applicant terminal by the consent matter transmission unit is performed. It was conducted before the start of the second examination ,
An examination management system that displays the status of consent for each of the consent items on the management terminal in response to the provision from the management information providing unit . The storage unit stores examination result management data that manages the status of confirmation of the examination result by the applicant.
The renewal unit receives a notification from the applicant terminal indicating that the examination result has been confirmed, regardless of whether or not the examination result indicates that the application can be accepted. The examination management system according to claim 1, wherein the examination result management data is updated and the confirmation of the examination result is recorded. The above-mentioned consent matter is the first consent matter,
The matter that requires the consent of the applicant when using the examination information is the second consent matter.
The input terminal is
When inputting the examination information, the request for approval of the second consent item is displayed, and
The invention according to claim 1 or 2, wherein the information indicating that the second consent matter has been accepted is transmitted to the information management unit based on the operation of accepting the second consent matter being input to the input terminal. Examination management system. In the consent matter management data, the status of the consent of the consent matter is a state in which the consent matter is unconfirmed, a state in which the consent matter has been accepted, and a detailed explanation of the consent matter is desired. Managed by 3 types of status
The examination management system according to any one of claims 1 to 3.