JP6091463B2 - Information processing apparatus, method, and program - Google Patents

Description

  The present application relates to an information processing apparatus, a method, and a program.

  As a service incidental to financial transactions, it has been proposed to send a message to a recipient (see, for example, Patent Documents 1-3).

JP 2012-084101 A JP 2012-084102 A JP 2012-084103 A

  In the case of financial transactions, there are cases where it is desired to share information related to financial transactions between traders. Therefore, as a service incidental to financial transactions, it may be possible to exchange messages between traders. However, since the financial transaction itself is completed as soon as the procedure is started, it is difficult to attach to the financial transaction a service that enables two-way message exchange between the traders. In addition, since there is no organic relationship between individual financial procedures performed between various traders, it is difficult to systematically display individual messages exchanged accompanying various financial transactions.

  Therefore, an object of the present invention is to provide a technology that enables systematic provision of information accompanying individual financial transactions and exchange of the information in two directions between traders.

  In order to solve the above problems, in the present invention, when a registration operation of related information related to a financial transaction is performed by a trader, the financial transaction in a unique storage area corresponding to the trader who performed the registration operation is identified. When processing for adding related information to key information for performing and processing for adding key information to a shared storage area allocated in common to traders is performed, and browsing operation of related information is performed, Systematic provision of information associated with individual financial transactions and between traders by calling and providing relevant information corresponding to all key information added to the shared storage area from the unique storage area Exchange of the information in both directions.

  Specifically, the present invention is an information processing apparatus, and when a financial transaction is made via an account, a unique memory assigned to each financial transaction trader is assigned key information for identifying the financial transaction. When the registration operation of the key information addition processing unit to be added to the area and the related information related to the financial transaction is performed by at least one of the financial transaction business partners, it corresponds to the trader who performed the registration operation. Transaction information registration for executing the process of adding the related information to the key information in the unique storage area and the process of adding the key information to a shared storage area commonly allocated to the financial transaction traders When the processing unit and the browsing operation of the related information are performed by at least one of the financial transaction traders, all the key information added to the shared storage area Each call to the relevant information to respond from the specific storage area, and a related information providing unit for providing the transaction who has made the browsing operation.

Here, the key information is information for individually identifying each financial transaction. For example, each financial transaction that can be generated based on various kinds of information such as a sender, a recipient, a remittance date and time, and a remittance amount. Any information that can be identified is applicable. Related information refers to various types of information prepared by traders in relation to financial transactions. For example, information related to memories exchanged with financial transactions and various office work exchanged with financial transactions. Information.

  According to the information processing apparatus, when a financial transaction is made via an account, key information for identifying the financial transaction is added to each storage area unique to each transaction. For example, the storage area is provided in a system separate from the accounting system that manages the financial transaction, so that the load related to information processing in the storage area is processed in the financial system. Can be suppressed as much as possible.

  Then, in the information processing apparatus, when an operation for registering related information related to a financial transaction is performed by any one of the traders, the related information is added to each storage area unique to the trader, Information for identifying the financial transaction is added to a shared storage area that is commonly allocated to the traders of the financial transaction. Furthermore, when a browsing operation is performed by any of the traders, the related information called from the individual storage areas of each trader related to the financial transaction based on the information added to the shared storage area Therefore, information related to financial transactions can be shared by each financial transaction trader.

  In this information processing apparatus, it is possible to add related information to the storage area and to acquire related information from the storage area for any trader. It is not limited to unilateral provision from one trader to another trader, and bidirectional information sharing is possible. The range in which the related information is shared is limited among traders related to a specific financial transaction. Therefore, it is possible to systematically provide information accompanying individual financial transactions and to exchange the information in both directions between the traders.

  The key information addition processing unit, when a financial transaction via an account is performed by an account system, the key information issued by the account system acquired from the account system is stored in the unique storage. It may be added to the area. If the information is obtained from an account system, the possibility of imposing a load on the account system is reduced, and the key information added to the storage area unique to each trader does not match the actual financial transaction. The possibility can be suppressed as much as possible.

  Further, when the related information provision processing unit receives the information of a specific trader, the related information provision processing unit displays the related information corresponding to all the key information added to the shared storage area related to the specific trader. Each may be called from the unique storage area and provided to the trader who has performed the browsing operation. If the related information is provided in this way, all related information related to the specific trader who performed the browsing operation can be presented to the trader. Therefore, the trader can browse all the relevant information related to the financial transaction with which the trader is related.

  In addition, when the related information provision processing unit receives information on a specific financial transaction, the related information provision processing unit displays the related information corresponding to all the key information added to the shared storage area related to the specific financial transaction. You may call from the said specific storage area and provide to the trader who performed the said browsing operation. If the related information is provided in this way, related information related to a specific financial transaction can be presented to the trader. Therefore, the trader can browse related information collected from a specific financial transaction separately from information collected from other financial transactions.

In addition, this invention can also be caught from the side as a method. For example, the present invention is an information processing method, and when a financial transaction via an account is performed, a unique storage area to which key information for identifying the financial transaction is assigned to each financial transaction trader. When the key information addition processing to be added to and the registration operation of the related information related to the financial transaction are performed by at least one of the financial transaction business operators, the unique information corresponding to the business operator who performed the registration operation Transaction information registration process for executing the process of adding the related information to the key information in the storage area of the bank, and the process of adding the key information to a shared storage area that is commonly assigned to traders of the financial transaction; When the browsing operation of the related information is performed by at least one of the financial transaction traders, it corresponds to all the key information added to the shared storage area. That each call to the associated information from the specific storage area, and the related information providing process for providing the transaction who has made the viewing operation, may perform a.

  The present invention can also be understood from the aspect of a program. For example, the present invention is an information processing program, and when a financial transaction via an account is performed on a computer, key information for identifying the financial transaction is uniquely assigned to each financial transaction trader. When the key information addition processing to be added to the storage area and the registration operation of the related information related to the financial transaction are performed by at least one of the financial transaction business partners, it corresponds to the business operator who performed the registration operation. Transaction information for executing the process of adding the related information to the key information in the unique storage area and the process of adding the key information to a shared storage area that is commonly allocated to the traders of the financial transaction When the registration process and the browsing operation of the related information are performed by at least one of the financial transaction traders, all the information added to the shared storage area Each said call to said related information corresponding to the key information from the specific storage area, and the related information providing process for providing the transaction who has made the viewing operation may be one for execution.

  With the information processing apparatus, method, and program, it is possible to systematically provide information accompanying individual financial transactions and to exchange the information in both directions between traders.

FIG. 1 is an example of a diagram illustrating an overview of information processing realized in the information processing system according to the embodiment. FIG. 2 is an example of a hardware configuration diagram of the information processing system according to the embodiment. FIG. 3 is an example of a diagram showing functional blocks realized by a related information system, an accounting system, and a user terminal that form an information processing system by executing a computer program. FIG. 4A is an example of a diagram showing information processing realized when user A opens a bank account. FIG. 4B is an example of a diagram illustrating information processing realized when the user B opens a bank account. FIG. 5 is an example of a diagram showing information processing realized when a picture of a child born to user B is registered. FIG. 6 is an example of a diagram showing information processing realized when a user B registers a picture of a carp streamer purchased using money deposited at the time of opening an account. FIG. 7 is an example of a diagram illustrating information processing that is realized when user A remits an entrance celebration to user B's child. FIG. 8 is an example of a diagram illustrating information processing that is realized when the user A registers a congratulatory message accompanying the congratulatory gift sent to the user B. FIG. 9 is an example of a diagram showing information processing realized when the user B browses the congratulatory message sent by the user A. FIG. 10 is an example of a diagram illustrating information processing realized when the user B registers an entrance ceremony photo accompanying the entrance celebration sent from the user A. FIG. FIG. 11 is an example of a diagram illustrating information processing realized when the user A browses all related information related to the user A. FIG. 12 is an example of a diagram illustrating information processing realized when the user B browses all related information related to the user B.

  Hereinafter, embodiments will be described. The embodiment described below is merely an example, and the technical scope of the present disclosure is not limited to the following aspect.

  FIG. 1 is an example of a diagram illustrating an overview of information processing realized in the information processing system according to the embodiment. The information processing system SYS according to the embodiment is formed by a related information system 1, a billing system 2, and a user terminal 3, as shown in FIG. The related information system 1, the billing system 2, and the user terminal 3 can communicate with each other through the network 4. The related information system 1 is a system that handles related information exchanged between users in association with financial transactions processed in the accounting system 2. The accounting system 2 is the core system of a financial institution that manages the computer processing of financial transactions handled by financial institutions such as banks, credit unions, and credit unions. The user terminal 3 is an information processing device used by a user (which is an example of a “trader” in the present application) when registering and browsing related information handled by the related information system 1. As the user terminal 3, for example, various information processing devices such as a smartphone, a mobile phone, a personal computer (PC), and a tablet PC can be applied. Since the account system 2 is a core system of a financial institution, in this embodiment, the related information system 1 that handles related information is separated from the account system 2, and the related information system 1, the user terminal 3, and the account system By processing information exchanged with the system 2 on a delayed online basis, the load on the billing system 2 is reduced.

  In the information processing system SYS according to the embodiment, when a financial transaction is performed in the accounting system 2, the transaction content is recorded in a database of the accounting system 2 (hereinafter referred to as “ledger DB”), and the financial transaction is Information for identification (hereinafter referred to as “transaction information key”, which is an example of “key information” in the present application) is issued. As the transaction information key, for example, a number sequence in which the account number of the transfer person, the account number of the payee, and the transaction date and time are arranged can be exemplified. Then, when any user registers related information associated with the financial transaction at the user terminal 3, the related information system 1 database (hereinafter referred to as "related information DB") with the related information linked to the transaction information key. "). In addition, the issued transaction information key is added in the shared storage area to the parties involved in the financial transaction secured in the related information DB. Users related to financial transactions can access related information associated with other transaction information keys stored in the same shared storage area as the transaction information key identifying their financial transaction. Therefore, for example, if the related information of another person associated with the other transaction information key is stored in the related information DB, the user can browse the related information of the other person. That is, in the information processing system SYS according to the embodiment, related information accompanying a financial transaction can be shared between users related to the financial transaction.

  Note that the content of related information handled by the information processing system SYS according to the embodiment is not particularly limited, and information of any content may be handled. If it is related information that is registered along with financial transactions exchanged between family members and relatives, the information processing system SYS has a high probability of handling memory information related to memories such as congratulatory messages, photos, and videos. it is conceivable that. Moreover, if it is the relevant information registered accompanying the financial transaction exchanged between the companies which carry out a commercial transaction, the information processing system SYS will handle the number of the slip concerning a settlement, and other various administrative information, for example The probability is high.

FIG. 2 is an example of a hardware configuration diagram of the information processing system SYS according to the embodiment.
The related information system 1 stores various information such as a control unit 11 including a CPU (Central Processing Unit), a RAM (Random Access Memory), a ROM (Read Only Memory) and the like, a program executed by the control unit 11, and related information. The information processing apparatus includes a storage device 12 and a communication I / F (interface) 13 for performing communication via the network 4.

  Similarly to the related information system 1, the billing system 2 is an information processing system including a control unit 21, a storage device 22, and a communication I / F 23. In addition, the accounting system 2 may be connected to a financial institution's window terminal or ATM (Automated Teller Machine), which is not shown, via a network.

  The user terminal 3 includes a control unit 31 including a CPU, RAM, ROM, and the like, a storage device 32 that stores programs executed by the control unit 31 and other various information, and a communication I / F 33 for performing communication via the network 4. In addition, a display device 34 that presents information to the user and an input device 35 that accepts user input operations are provided.

  FIG. 3 is an example of a diagram illustrating functional blocks that are realized by the related information system 1, the billing system 2, and the user terminal 3 that form the information processing system SYS, each executing a computer program.

  In the related information system 1, the control unit 11 in which the CPU interprets and executes the computer program expanded in the RAM cooperates with the storage device 12 and the communication I / F 13 to register the key information addition processing unit 1A and transaction information registration. The processing unit 1B and the related information provision processing unit 1C are realized. When a financial transaction via an account is performed in the accounting system 2, the key information addition processing unit 1 </ b> A stores a transaction information key for identifying a financial transaction in a unique storage area allocated to each financial transaction trader. Controls the execution of additional processing. The transaction information registration processing unit 1B, when a registration operation of related information related to a financial transaction is performed by at least one of the financial transaction traders, a transaction in a unique storage area corresponding to the trader who performed the registration operation. It performs execution of a process for adding related information to an information key, a process for adding a transaction information key to a shared storage area that is commonly allocated to financial transaction traders, and the like. The related information provision processing unit 1C uniquely identifies related information corresponding to all the transaction information keys added to the shared storage area when the browsing operation of the related information is performed by at least one of the financial transaction traders. It manages the processing to be provided to the trader who has called and browsed from each storage area.

  The accounting system 2 includes an accounting processing unit 2A and an information notification processing unit 2B in which a control unit 21 in which a CPU interprets and executes a computer program expanded in a RAM cooperates with a storage device 22 and a communication I / F 23. The registration opening processing unit 2C is realized. The account processing unit 2A is responsible for a remittance request from a specific account to another account, a deposit request to a specific account, account processing related to various other financial transactions, and the like. The information notification processing unit 2B is responsible for issuing a transaction information key associated with a financial transaction, a transaction information key notification process for the related information system 1 and the user terminal 3, and the like. The registration opening processing unit 2C is responsible for receiving customer information registration, opening an account, and the like.

  The user terminal 3 registers related information by the control unit 31 in which the CPU interprets and executes the computer program expanded in the RAM in cooperation with the storage device 32, the communication I / F 33, the display device 34, and the input device 35. The processing unit 3A and the related information browsing processing unit 3B are realized. The related information registration processing unit 3 </ b> A controls a process in which a user operating the user terminal 3 receives input of information desired to be registered in the related information system 1 and notifies the related information system 1. The related information browsing processing unit 3 </ b> B receives a request for access to related information that the user operating the user terminal 3 desires to browse, and controls the related information in the related information system 1.

Hereinafter, information processing realized in the information processing system SYS according to the embodiment will be described.

  FIG. 4A is an example of a diagram showing information processing realized when user A opens a bank account. In FIG. 4A, the area indicated by halftone dots covers information in the ledger DB and related information DB that is not particularly relevant in the description given with reference to the drawing. Is the same.

  For example, when the user A makes a customer information registration request (S101) at a financial institution window or the user terminal 3, the information processing system SYS executes processing related to customer information registration. That is, when there is a customer information registration request, in the accounting system 2, the registration opening processing unit 2C generates information for identifying the customer (hereinafter referred to as “customer information key”) in the ledger DB (S102). . As a result, the customer information master having the customer information key of user A is stored in the ledger DB as shown in FIG. 4A. In the related information system 1, the key information addition processing unit 1A secures an area for storing the customer A's customer information in the related information DB (S103). As a result, a customer information area for user A is secured in the related information DB, as shown in FIG. 4A.

  For example, when the user A makes a request for opening an account with payment (S104) at the financial institution or the user terminal 3, the information processing system SYS executes processing related to the account opening. That is, when there is a request for opening an account with payment, in the accounting system 2, the registration opening processing unit 2C generates an account master for managing the balance of the bank account in the ledger DB, and the account processing unit 2A opens the account. A transaction information key for identifying the current deposit transaction is generated in the ledger DB (S105). Further, the information notification processing unit 2B notifies the transaction information key to the related information system 1. As a result, in the ledger DB, as shown in FIG. 4A, an account master for managing the account of the user A and a transaction information key for identifying a deposit transaction at the time of opening the account are added. In the related information system 1 notified of the transaction information key, the key information addition processing unit 1A adds the transaction information key in the related information DB in association with the transaction date and time or the customer information key (S106). As a result, in the related information DB, as shown in FIG. 4A, the transaction information key associated with the transaction date and time and the customer information key is stored in the area for storing the customer information reserved for the user A. Added.

  FIG. 4B is an example of a diagram illustrating information processing realized when the user B opens a bank account. Information processing realized when user B opens a bank account is the same as that of user A, and the series of processing from step S101 to step S106 described above is executed, as shown in FIG. 4B. In addition, the customer information master, account master, and transaction information key of user B are added to the ledger DB. Further, a customer information area for user B is secured in the related information DB, and a transaction information key associated with a transaction date and time and a customer information key is added to the customer information area.

FIG. 5 is an example of a diagram showing information processing realized when a picture of a child born to user B is registered. For example, when the user B operates the user terminal 3 and makes a request (S201) for registering a photograph of a child, which is a type of related information, in association with his / her customer information key, the information processing system SYS registers the photograph. The process related to is executed. That is, when an operation related to a photo registration request is performed on the user terminal 3, the related information registration processing unit 3A of the user terminal 3 requests the account system 2 to notify the customer information key. In the accounting system 2 that is requested to notify the customer information key, the information notification processing unit 2B, after performing an appropriate user authentication process, obtains the customer information key obtained by accessing the customer information master of the user B to the user terminal 3. Notification is made (S202). When the user terminal 3 receives the customer information key notification from the accounting system 2, the related information registration processing unit 3A of the user terminal 3 transmits the photo data together with the notified customer information key to the related information system 1 (S203). . When the related information system 1 receives the customer information key and the photo data, the transaction information registration processing unit 1B of the related information system 1 adds the photo data in the related information DB in association with the registration date and time or the customer information key ( S204). As a result, in the related information DB, as shown in FIG. 5, the child photo data 5C associated with the registration date and customer information key stores the customer information reserved for the user B. It is added in the area.

  FIG. 6 is an example of a diagram showing information processing realized when a user B registers a picture of a carp streamer purchased using money deposited at the time of opening an account. For example, when the user B operates the user terminal 3 and makes a request (S301) to register a picture of a carp streamer, which is a type of related information, in association with a transaction information key related to payment at the time of opening his / her own account. In the system SYS, processing related to registration of a photo is executed. That is, when an operation related to a photo registration request is performed on the user terminal 3, the related information registration processing unit 3 </ b> A of the user terminal 3 requests the account system 2 to notify the transaction information key. In the accounting system 2 that is requested to notify the transaction information key, the information notification processing unit 2B notifies the user terminal 3 of the transaction information key obtained by accessing the transaction details of the user B after an appropriate user authentication process. (S302). When the user terminal 3 receives the transaction information key notification from the account system 2, the related information registration processing unit 3A of the user terminal 3 transmits the photograph data together with the notified transaction information key to the related information system 1 (S303). . When the related information system 1 receives the transaction information key and the photo data, the transaction information registration processing unit 1B of the related information system 1 adds the photo data in the related information DB in association with the registration date and time and the transaction information key ( S304). As a result, as shown in FIG. 6, in the related information DB, the data 5K of the carp streamer linked to the registration date / time and the transaction information key is secured corresponding to the deposit transaction at the time of opening the account. It is added in the unique transaction information area. This unique transaction information area may be secured in the related information DB at the time of execution of step S304, but may be secured at the time of transaction information processing in step S106 described above. Good.

  FIG. 7 is an example of a diagram illustrating information processing that is realized when user A remits an entrance celebration to user B's child. For example, when the user A makes a remittance request from the account of the user A to the account of the user B at the financial institution or the user terminal 3 (S401), the information processing system SYS executes processing related to remittance between accounts. The That is, when there is a remittance request, in the accounting system 2, the account processing unit 2A performs remittance processing between accounts (S402). Further, the information notification processing unit 2B notifies the transaction information key to the related information system 1. Thereby, as shown in FIG. 7, a transaction information key for identifying a withdrawal transaction from the account of user A is added to the transaction details of user A in the ledger DB, and the transaction details of user B in the ledger DB are added to the transaction details of user B. Adds a transaction information key that identifies a deposit transaction to user B's account. In the related information system 1 in which the transaction information key of the user A and the transaction information key of the user B are notified, the key information addition processing unit 1A associates the transaction information key with the transaction date and time or the customer information key. In addition to being added in the information DB, an area for storing transaction information shared between the user A and the user B is secured (S403). As a result, in the related information DB, as shown in FIG. 7, the transaction information key associated with the transaction date / time and the customer information key is stored in the user A and the user B, respectively. A shared transaction information area that is added in the area to be associated with each transaction information key is secured. This shared transaction information area is linked to the financial transaction exchanged between the user A and the user B. Therefore, as a matter of course, a shared transaction information area associated with a financial transaction exchanged between other users is separately prepared in the related information DB. That is, the shared transaction information area is generated for each combination of users related to linked financial transactions.

FIG. 8 is an example of a diagram illustrating information processing that is realized when the user A registers a congratulatory message accompanying the congratulatory gift sent to the user B. For example, when the user A operates the user terminal 3 and makes a request (S501) to register a congratulatory message, which is a type of related information, in association with the remittance of the above-mentioned entrance celebration, the information processing system SYS registers the congratulatory message. The process related to is executed. In other words, when an operation related to a registration request for a congratulatory message is performed on the user terminal 3, the related information registration processing unit 3A of the user terminal 3 requests the account system 2 to notify a transaction information key related to remittance for the entrance celebration. In the accounting system 2 that is requested to notify the transaction information key, the information notification processing unit 2B notifies the user terminal 3 of the transaction information key obtained by accessing the transaction details of the user A after performing an appropriate user authentication process. (S502). When the user terminal 3 receives a transaction information key notification from the accounting system 2, the related information registration processing unit 3A of the user terminal 3 transmits a congratulatory message to the related information system 1 together with the notified transaction information key (S503). . When the related information system 1 receives the transaction information key and the congratulation message, the transaction information registration processing unit 1B of the related information system 1 adds the congratulation message in the related information DB in association with the registration date and time and the transaction information key ( S504). As a result, in the related information DB, as shown in FIG. 8, data 5M of the congratulatory message linked to the registration date and transaction information key is secured corresponding to the withdrawal transaction related to the remittance of the entrance celebration. Added to the unique transaction information area. In addition, a transaction information key for identifying the withdrawal transaction is added to the shared transaction information area secured in association with the transaction information key for identifying the withdrawal transaction related to the remittance for the entrance celebration together with the date and time of registration.

  FIG. 9 is an example of a diagram showing information processing realized when the user B browses the congratulatory message sent by the user A. For example, when the user B operates the user terminal 3 and makes a request for browsing a congratulatory message (S601), the information processing system SYS executes processing related to browsing the congratulatory message. In other words, when an operation related to a request for viewing a congratulatory message is performed on the user terminal 3, the related information browsing processing unit 3B of the user terminal 3 requests the account system 2 to notify the transaction information key related to the payment for the entrance celebration. In the accounting system 2 that is requested to notify the transaction information key, the information notification processing unit 2B notifies the user terminal 3 of the transaction information key obtained by accessing the transaction details of the user B after an appropriate user authentication process. (S602). When the user terminal 3 receives the transaction information key notification from the bill system 2, the related information browsing processing unit 3B of the user terminal 3 transmits the notified transaction information key to the related information system 1 (S603). When the related information system 1 receives the transaction information key, the related information provision processing unit 1C of the related information system 1 accesses the shared transaction information area associated with the transaction information key related to payment for admission and celebrates the shared transaction. Reference all transaction information keys stored in the information area. Then, the related information provision processing unit 1C transmits the congratulatory message data 5M, which is related information associated with the transaction information key stored in the shared transaction information area, to the user terminal 3 (S604). In the user terminal 3 that has received the congratulatory message data 5M from the related information system 1, the related information browsing processing unit 3B displays the received congratulatory message on the display device 34 (S605). Therefore, the user B can browse the data 5M of the congratulatory message related to the payment transaction related to the payment for the entrance celebration separately from other information (for example, the photo of the data 5C).

FIG. 10 is an example of a diagram illustrating information processing realized when the user B registers an entrance ceremony photo accompanying the entrance celebration sent from the user A. FIG. For example, when the user B operates the user terminal 3 and makes a request (S701) to register an entrance ceremony photo, which is a kind of related information, in association with the payment for the above-mentioned entrance celebration, in the information processing system SYS, Processing related to registration is executed. That is, when an operation related to a photo registration request is performed on the user terminal 3, the related information registration processing unit 3 </ b> A of the user terminal 3 requests the account system 2 to notify the transaction information key related to payment for the entrance celebration. In the accounting system 2 that is requested to notify the transaction information key, the information notification processing unit 2B notifies the user terminal 3 of the transaction information key obtained by accessing the transaction details of the user B after an appropriate user authentication process. (S702). When the user terminal 3 receives the transaction information key notification from the account system 2, the related information registration processing unit 3A of the user terminal 3 transmits the photograph data together with the notified transaction information key to the related information system 1 (S703). . When the related information system 1 receives the transaction information key and the photo data, the transaction information registration processing unit 1B of the related information system 1 adds the photo data in the related information DB in association with the registration date and time and the transaction information key ( S704). As a result, in the related information DB, as shown in FIG. 10, the registration date and data 5N of the entrance ceremony linked to the transaction information key correspond to the payment transaction related to the payment for the entrance celebration. It is added in the specific transaction information area to be secured. In addition, a transaction information key for identifying the withdrawal transaction is added together with the date and time of registration to the shared transaction information area secured in association with the transaction information key for identifying the deposit transaction related to the payment for the entrance celebration.

  FIG. 11 is an example of a diagram illustrating information processing realized when the user A browses all related information related to the user A. For example, when the user A operates the user terminal 3 and makes a request for browsing all related information related to the user A (S801), the information processing system SYS executes processing related to browsing related information. That is, when an operation related to a request for browsing all related information related to the user A is performed on the user terminal 3, the related information browsing processing unit 3B of the user terminal 3 stores the customer information key of the user A in the account system 2. Request notification. In the accounting system 2 for which the notification of the customer information key is requested, the information notification processing unit 2B, after performing an appropriate user authentication process, sends the customer information key obtained by accessing the customer information master of the user A to the user terminal 3. Notification is made (S802). When the user terminal 3 receives the transaction information key notification from the bill system 2, the related information browsing processing unit 3B of the user terminal 3 transmits the notified customer information key to the related information system 1 (S803). When the related information system 1 receives the customer information key, the related information provision processing unit 1C of the related information system 1 accesses all the unique transaction information areas and the shared transaction information areas linked to the customer information key of the user A. All the related information data 5M and 5N stored in the accessed unique transaction information area and shared transaction information area are transmitted to the user terminal 3 (S804). In the user terminal 3 that has received the data 5M, 5N from the related information system 1, the related information browsing processing unit 3B displays the received congratulatory message or entrance ceremony photo on the display device 34 (S805). Therefore, the user A can browse all the relevant information related to the financial transaction with the user B.

  FIG. 12 is an example of a diagram illustrating information processing realized when the user B browses all related information related to the user B. Information processing realized when the user B browses all related information related to the user B is the same as the case of the user A, and a series of processes from the step S801 to the step S805 described above are executed. 12, data 5C, 5K, 5M, and 5N of all related information stored in all the unique transaction information areas and the shared transaction information areas associated with the customer B customer information key are as shown in FIG. The image is transmitted to the user terminal 3, and a picture of a child, a picture of a carp streamer, a congratulatory message, and a picture of an entrance ceremony are displayed on the display device 34. Therefore, the user B can browse the relevant information related to the financial transaction with the user A without leaving it.

  In the user terminal 3 to which the related information data is sent from the related information system 1, for example, the related information may be displayed in order according to the registration date and time, or whether the related information is from the user A or the user B. May be displayed in a timeline divided into two columns so that can be visually recognized.

SYS. Information processing system; 1. Related information system; 2. Account system; 3. User terminal; 4. Network; 11, 21, 31 ... Control unit: 12, 22, 32 ... Memory 13, 23, 33 ... Communication I / F; 34 ... Display device; 35 ... Input device; 1A ... Key information addition processing part; 1B ... Transaction information registration processing part; 1C ... Related information provision Processing unit: 2A ... Account processing unit 2A; 2B ... Information notification processing unit: 2C ... Registration opening processing unit: 3A ... Related information registration processing unit: 3B ... Related information browsing processing unit: 5C, 5K, 5M , 5N ・ ・ Data

Claims (6)

When a financial transaction via an account is performed, a key information addition processing unit that adds key information for identifying the financial transaction to a unique storage area allocated to each of the financial transaction traders,
When a registration operation of related information related to the financial transaction is performed by at least one of the financial transaction traders, the key information in the unique storage area corresponding to the trader who performed the registration operation is stored in the key information. A transaction information registration processing unit that executes a process of adding related information, and a process of adding the key information to a shared storage area commonly allocated to the financial transaction traders;
When the browsing operation of the related information is performed by at least one of the financial transaction traders, the related information corresponding to all the key information added to the shared storage area is stored in the unique storage area. And a related information provision processing unit provided to the trader who performed the browsing operation, respectively,
Information processing device. When the financial transaction via the account is performed by an account system, the key information addition processing unit stores the key information issued by the account system acquired from the account system in the unique storage area. Add
The information processing apparatus according to claim 1. When the related information provision processing unit receives information of a specific trader, the related information provision processing unit assigns the related information corresponding to all the key information added to the shared storage area related to the specific trader to the unique Each of which is called from the storage area and provided to the trader who performed the browsing operation.
The information processing apparatus according to claim 1 or 2. When the related information provision processing unit receives information on a specific financial transaction, the related information provision processing unit assigns the related information corresponding to all the key information added to the shared storage area related to the specific financial transaction to the unique information. Calling from the storage area and providing to the trader who performed the browsing operation,
The information processing apparatus according to any one of claims 1 to 3. When a financial transaction via an account is performed, key information addition processing for adding key information for identifying the financial transaction to a unique storage area allocated to each of the financial transaction traders,
When a registration operation of related information related to the financial transaction is performed by at least one of the financial transaction traders, the key information in the unique storage area corresponding to the trader who performed the registration operation is stored in the key information. A transaction information registration process for executing a process of adding related information, and a process of adding the key information to a shared storage area that is commonly allocated to the traders of the financial transaction;
When the browsing operation of the related information is performed by at least one of the financial transaction traders, the related information corresponding to all the key information added to the shared storage area is stored in the unique storage area. And a related information provision process to be provided to the trader who performed the browsing operation.
Information processing method. On the computer,
When a financial transaction via an account is performed, key information addition processing for adding key information for identifying the financial transaction to a unique storage area allocated to each of the financial transaction traders,
When a registration operation of related information related to the financial transaction is performed by at least one of the financial transaction traders, the key information in the unique storage area corresponding to the trader who performed the registration operation is stored in the key information. A transaction information registration process for executing a process of adding related information, and a process of adding the key information to a shared storage area that is commonly allocated to the traders of the financial transaction;
When the browsing operation of the related information is performed by at least one of the financial transaction traders, the related information corresponding to all the key information added to the shared storage area is stored in the unique storage area. And the related information provision processing to be provided to the trader who performed the browsing operation.
Information processing program.

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