JP4976141B2 - Electronic money server and electronic money system - Google Patents

Description

  The present invention relates to an electronic money server and an electronic money system. Specifically, electronic money for executing processing for charging electronic money corresponding to the charge amount to the user's portable terminal by performing settlement of the charge amount using the balance of the account opened by the user at the financial institution. The present invention relates to an electronic money system including a server and the portable terminal, and an electronic money server.

Conventionally, when electronic money is charged online, a financial institution server is accessed from a mobile terminal, and the amount of charge is settled using mobile banking. There is an electronic money system that sends a consumption breaking report to an electronic money server through which the electronic money can be charged (for example, Patent Document 1).
JP-A-2006-215747 (paragraphs 0066 and 0224 to 0237)

  However, according to the technology disclosed in Patent Document 1, since only financial institutions that are members of a dedicated financial institution network can be used for settlement, there is a problem that user convenience is low and the spread of electronic money cannot be promoted. there were.

  The present invention has been conceived in view of such circumstances, and an object of the present invention is to improve the convenience of the user and to promote the spread of electronic money, and an electronic money system Is to provide.

Specific examples of means for solving the problems and their effects

(1) By performing settlement of the charge amount using the balance of the account opened by the user at the financial institution, electronic money (for example, value) corresponding to the charge amount is transferred to the user's mobile terminal (for example, the mobile phone 100). An electronic money server (e.g., electronic money management server 200, payment server 280) that executes processing for charging
Each of the plurality of financial institutions is a financial institution that is a member of a dedicated network (for example, a dedicated financial institution network 920), and a first settlement request that requests settlement of the charge amount (for example, mobile banking) A payment request is received from the mobile terminal (for example, step S118a), and a first payment completion notification (for example, an application message, an application flash report) for notifying that the payment for the first payment request has been completed. A notification is sent to the electronic money server via the dedicated network (step S269). A first financial institution (for example, a financial institution that supports indirect settlement) is a financial institution in which a first financial institution server (eg, financial institution server 500) is installed. Organization) and a second settlement request (for example, settlement request information) requesting settlement of the charge amount Is received from the electronic money server (for example, step S2642) and a second settlement completion notification (for example, settlement completion notification) for notifying that the settlement for the second settlement request is completed is notified to the electronic money server. (For example, step S2643) The second financial institution (for example, the financial institution that supports direct settlement) that is the financial institution in which the second financial institution server (for example, the financial institution server 500A) is installed is set. Financial institution setting means (for example, financial institution setting screen)
A financial institution designation accepting means (for example, step S223) that accepts designation of a financial institution used for the settlement of the charge amount from the mobile terminal among the plurality of financial institutions;
In response to a charge request for charging electronic money (for example, a charge request), it is determined whether the financial institution designated by the financial institution designation receiving means is the first financial institution or the second financial institution. Financial institution determination means (for example, step S241, step S264a),
The first settlement is performed by accessing the first financial institution server from the portable terminal on condition that the financial institution determination means determines that the first financial institution is determined (for example, NO in step S264a). Access information transmitting means (for example, step S268) for transmitting access information (for example, takeover screen information) for transmitting a request to the mobile terminal;
Settlement request transmission for transmitting the second settlement request to the second financial institution server on condition that the second institution is determined by the financial institution determination means (for example, YES in step S264a) Means (eg, step S2642);
A first charge for charging the mobile terminal with electronic money on condition that the first settlement completion notification for the first settlement request is received via the dedicated network (for example, YES in step S269) The processing (for example, Step S270, Step S2709, Step S271 to Step S279) is executed, while the second settlement completion notification for the second settlement request is received from the second financial institution server (for example, YES in S2643) And a charge processing means for executing a second charge process (steps S2651 to S2658) for charging electronic money to the portable terminal.

  According to such a configuration, the first financial institution that is the financial institution in which the first financial institution server is installed and the second financial institution that is the financial institution in which the second financial institution server is installed by the electronic money server. Is set, and the financial institution used for the settlement of the charge amount is accepted from the mobile terminal from a plurality of financial institutions, and is specified in response to the charge request for charging electronic money. Whether the first financial institution is the first financial institution or the second financial institution is determined, and the first financial institution server is accessed from the portable terminal on condition that the first financial institution is determined to be the first financial institution. Access information for transmitting one settlement request is transmitted to the mobile terminal, and the second settlement request is transmitted to the second financial institution server on the condition that it is determined to be the second financial institution. On the condition that the first settlement completion notification for the first settlement request is received via the dedicated network, the first charge process for charging the mobile terminal with electronic money is executed, while the first settlement request for the second settlement request is performed. On the condition that the 2 settlement completion notification is received from the second financial institution server, the second charge process for charging the mobile terminal with electronic money is executed.

  For this reason, not only financial institutions that are affiliated with the dedicated network but also financial institutions that are not affiliated with the dedicated network can be used for the settlement of the charge amount of electronic money. As a result, user convenience can be improved and the spread of electronic money can be promoted.

(2) If the financial institution designated by the financial institution designation accepting means is the second financial institution, account specifying information (for example, an account number) that allows the user to specify an account opened in the financial institution is provided. Account specifying information receiving means (for example, step S223) received from the mobile terminal;
For each portable terminal, information (for example, financial institution designation information) that can identify the financial institution designated by the financial institution designation receiving means is stored, and the account specifying information received by the account specifying information receiving means Financial institution storage means (for example, user information DB 221, step S224),
The access information transmitting means includes information indicating the first financial institution server of the financial institution identified from the stored information in the financial institution storage means as the communication destination of the first settlement request (for example, the internet banking system of the financial institution server 500) Is transmitted to the portable terminal as the access information (for example, S268),
The settlement request transmitting means transmits the second settlement request for requesting settlement from an account specified from the account specifying information stored in the financial institution storage means (for example, step S2642).

  According to such a configuration, when the designated financial institution is the second financial institution by the electronic money server, the account specifying information that allows the user to specify the account opened in the financial institution is received from the mobile terminal. For each mobile terminal, information that can identify the designated financial institution is stored, and the accepted account specifying information is stored, and the first settlement of the first financial institution server of the financial institution specified from the stored information is made first. Information indicating the communication destination of the request is transmitted as access information to the portable terminal, and a second settlement request is transmitted that requires settlement from an account identified from the stored account identification information.

  For this reason, regardless of whether the designated financial institution is the first financial institution or the second financial institution, settlement is performed using information or account specifying information that can be stored in advance. As a result, it is possible to save the trouble of inputting information for payment for each payment of the charge amount of electronic money, so that convenience for the user can be improved.

  (3) The charge processing means sends a notification mail (e.g., an e-mail with takeover information) as an e-mail notifying that the electronic money can be charged as the first charge process. (For example, step S2709), and as the second charging process, a process for charging the mobile terminal with electronic money is executed (for example, by sending value issue information to the mobile phone 100 in step S2656, Immediately, the value is written from the remote issuing server 400 to the mobile phone 100 in steps S1481 to S1484).

  According to such a configuration, as the first charge process, the electronic money server transmits a notification mail, which is an e-mail notifying that the electronic money can be charged, to the mobile terminal, and as the second charge process. Then, the process of charging the electronic money to the portable terminal is executed.

  For this reason, the user who has designated the first financial institution can be surely recognized that charging has become possible, and the user who has designated the second financial institution can be quickly electronically connected to the mobile terminal. You can charge money.

  (4) The charge processing means transmits the notification mail including link information (for example, takeover information) operated for charging electronic money as the first charge processing (for example, step S2709). Based on the fact that the link information has been operated (for example, YES in step S191), a process (for example, step S271 to step S279) for charging the mobile terminal with electronic money is executed.

  According to such a configuration, a notification mail including link information operated for charging electronic money is transmitted by the electronic money server as the first charging process, and the link information is operated based on the operation. Then, the process of charging the electronic money to the portable terminal is executed.

  For this reason, the user who has designated the first financial institution operates the link information included in the notification mail, thereby charging the mobile terminal with electronic money. As a result, it is possible to reduce the operation burden for charging the electronic money of the user who designates the first financial institution.

(5) The first settlement completion notification is received on the condition that the financial institution determination unit determines that the first financial institution is determined (for example, in the case of NO in step S264a), but the mobile terminal still does not Further comprising uncharged electronic money determination means (for example, step S244) for determining whether or not there is uncharged electronic money (for example, uncharged value) that is uncharged electronic money;
The access information transmitting unit does not transmit the access information to the portable terminal on condition that the uncharged electronic money determining unit determines that there is uncharged electronic money (for example, YES in step S244). (For example, the process proceeds to step S270, and the e-mail attached with the takeover information in step S2709 is not transmitted to the mobile phone 100, but the process proceeds from step S245 to step S277, and the value issuance information is transmitted to the mobile phone 100. ).

  According to such a configuration, it is determined whether or not there is uncharged electronic money that is electronic money that has received the first settlement completion notification but has not yet been charged in the mobile terminal, and determines that there is uncharged electronic money. The access information is not transmitted to the portable terminal on the condition that it is done.

  For this reason, when there is uncharged electronic money, the access information is not transmitted to the mobile terminal, so that while there is uncharged electronic money, it is possible to newly prevent electronic money from being charged. As a result, erroneous charging of electronic money by the user can be prevented.

(6) By performing settlement of the charge amount using the balance of the account opened by the user at the financial institution, electronic money (for example, value) corresponding to the charge amount is transferred to the user's mobile terminal (for example, the mobile phone 100). An electronic money system (e.g., electronic money system 10) including an electronic money server (e.g., electronic money management server 200, settlement server 280) for executing processing for charging
The electronic money server is
Each of the plurality of financial institutions is a financial institution that is a member of a dedicated network (for example, a dedicated financial institution network 920), and a first settlement request that requests settlement of the charge amount (for example, mobile banking) A payment request is received from the mobile terminal (for example, step S118a), and a first payment completion notification (for example, an application message, an application flash report) for notifying that the payment for the first payment request has been completed. A notification is sent to the electronic money server via the dedicated network (step S269). Organization) and a second settlement request (for example, settlement request information) requesting settlement of the charge amount Is received from the electronic money server (for example, step S2642) and a second settlement completion notification (for example, settlement completion notification) for notifying that the settlement for the second settlement request is completed is notified to the electronic money server. (For example, step S2643) The second financial institution (for example, the financial institution that supports direct settlement) that is the financial institution in which the second financial institution server (for example, the financial institution server 500A) is installed is set. Provide financial institution setting means (for example, financial institution setting screen)
The portable terminal is
A financial institution that transmits financial institution information (for example, financial institution designation information) indicating a financial institution designated by a user as a financial institution used for the settlement of the charge amount from the plurality of financial institutions to the electronic money server. Information transmitting means (for example, step S112);
Charge request transmission means (for example, step S133) for transmitting a charge request (for example, charge request information) for requesting charging of electronic money to the electronic money server;
The electronic money server further includes:
In response to the charge request transmitted from the charge request transmitting means, the financial institution indicated by the financial institution information transmitted from the financial institution information transmitting means is the first financial institution or the second financial institution. Financial institution determination means (for example, step S241, step S264a) for determining whether or not an institution;
The first settlement is performed by accessing the first financial institution server from the portable terminal on condition that the financial institution determination means determines that the first financial institution is determined (for example, NO in step S264a). Access information transmitting means (for example, step S268) for transmitting access information (for example, takeover screen information) for transmitting a request to the mobile terminal;
The mobile terminal further includes:
In accordance with the access information transmitted from the access information transmitting means, the first settlement request transmitting means (for example, step S118a) for transmitting the first settlement request to the first financial institution server,
The electronic money server further includes:
Second settlement that transmits the second settlement request to the second financial institution server on condition that the second institution is determined by the financial institution determination means (for example, YES in step S264a) Request transmission means (for example, step S2642);
A first charge for charging the mobile terminal with electronic money on condition that the first settlement completion notification for the first settlement request is received via the dedicated network (for example, YES in step S269) The processing (for example, Step S270, Step S2709, Step S271 to Step S279) is executed, while the second settlement completion notification for the second settlement request is received from the second financial institution server (for example, YES in S2643) In the case of the above), a charge processing means for executing a second charge process (steps S2651 to S2658) for charging the mobile terminal with electronic money is provided.

  According to such a configuration, the convenience for the user can be improved, and the spread of electronic money can be promoted.

[First Embodiment]
The best mode for carrying out the present invention will be described below in detail with reference to the drawings. In the following best mode, a pachinko gaming machine is shown as an example of a gaming machine, but the present invention is not limited to this, and for example, other gaming machines such as a coin gaming machine and a slot machine. Also good.

(Description of each component of the electronic money system 10)
FIG. 1 is a block diagram showing an example of the configuration of an electronic money system 10 according to the present invention. Referring to FIG. 1, an electronic money system 10 is installed in a mobile phone 100, an electronic money management server 200, a settlement server 280, a remote issuing server 400, financial institution servers 500 and 500A, and a game hall 30. Equipment.

  The equipment installed in the game hall 30 includes a ticket vending machine 300, a card unit 600, a pachinko gaming machine 700, and a store server 800. The card unit 600 is provided corresponding to the pachinko gaming machine 700.

  The cellular phone 100 includes an electronic money application 111 and a non-contact IC (Integrated Circuit) chip 190 as main components in the present embodiment. The mobile phone 100 can communicate with the electronic money management server 200 via the mobile phone Internet network 910.

  The electronic money management server 200 is an example of an issuance processing server that performs issuance processing for issuing electronic money (value) as data in the present invention to the mobile phone 100, and is an example of the issuance write processing server in the present invention. In addition to being an example of the transaction management device of the present invention and an example of an electronic money server, the main configuration in the present embodiment is an initial registration AP (Application Program) 211 and , Value purchase AP 212, value issue AP 213, balance management AP 214, value deposit AP 215, value return AP 216, privilege grant AP 217, privilege notification AP, user information DB (DataBase) 221, issuance information DB222 and privilege DB223 are provided.

  The electronic money system 10 uses the value, which is a specific type of electronic money charged in the user's mobile phone 100, to enable the pachinko game in the pachinko gaming machine 700 installed in the game hall 30. This is a system that provides a money game use service.

  The mobile phone 100 includes a call function, a web page browsing function by a web browser, an e-mail function, an application software execution function, and a short-range communication function by a non-contact IC chip 190. In addition, if it is a device having a web page browsing function, an e-mail function, an application software execution function, and a short-range communication function using a non-contact type IC chip 190, a mobile information terminal having no call function instead of the mobile phone 100 Other portable terminals such as (Personal Digital Assistance, hereinafter referred to as “PDA”) may be used.

  In the present embodiment, by introducing the electronic money application 111, which is a program showing a processing procedure on the mobile phone 100 side for executing the electronic money game use service, to the mobile phone 100, as described later, The electronic money system 10 can use the mobile phone 100.

  The electronic money application 111 can communicate with the electronic money management server 200, the financial institution server 500, and the remote issue server 400 via the mobile phone Internet network 910. Further, the electronic money application 111 manages the processing status related to value by storing it in the storage unit 120.

  The non-contact type IC chip 190 can communicate with the electronic money application 111 and an external chip reader / writer. The communication between the non-contact type IC chip 190 and the external chip reader / writer is such that the mobile phone 100 is held over the chip reader / writer so that the non-contact type IC chip 190 is close to a distance of several centimeters from the chip reader / writer. Is done by.

  Communication between the non-contact type IC chip 190 and an external chip reader / writer is performed by the non-contact type IC chip 190 or the chip reader / writer modulating a carrier wave that is an electromagnetic wave from the chip reader / writer. The non-contact type IC chip 190 is supplied with electric power from the external chip reader / writer side by electromagnetic induction by electromagnetic waves from the chip reader / writer.

  Therefore, even when power is not supplied from the mobile phone 100 side, the non-contact type IC chip 190 can be operated by bringing the non-contact type IC chip 190 close to the chip reader / writer.

  The electronic money management server 200 includes an initial registration AP 211, a value purchase AP 212, a value issue AP 213, a balance management AP 214, a value deposit AP 215, a value return AP 216, a privilege grant AP 217, a privilege notification AP, a user information DB 221 and an issue information DB 222. And various services in the electronic money game use service as described later are provided to the mobile phone 100 and the game arcade 30 by the function such as the privilege DB 223.

  The settlement server 280 includes a billing information DB 281 and manages user settlement for the electronic money game use service. The settlement server 280 can communicate with the electronic money management server 200 via a dedicated line.

  The remote issuance server 400 is an example of a write processing server that performs a write process for writing electronic money (value) as data in the present invention into the non-contact type IC chip 190 of the mobile phone 100. Of the service providing area according to the service provided by each service providing organization in the storage unit 192 that can be used by a plurality of service providing organizations. It is operated by a service providing area management organization that performs billing management for each service providing organization in order to perform processing for construction and deletion, and to charge a fee according to the construction of the service providing region.

  The remote issuance server 400 manages securing of storage areas and writing of information from the electronic money management server 200 and the mobile phone 100 to the non-contact type IC chip 190. Specifically, in the present embodiment, the remote issuing server 400 provides an electronic money game use service provided by the operating organization of the electronic money management server 200 that is a service providing organization to the storage unit 192 of the non-contact type IC chip 190. Accordingly, processing for constructing and deleting a storage area for the electronic money game use service is performed, and billing management is performed in order to charge a fee corresponding to the construction of the storage area for the electronic money game use service. Here, the storage unit 192 of the non-contact type IC chip 190 is a storage medium that can be used by a plurality of service providing organizations, and is a storage medium mounted on the mobile phone 100.

  Further, the remote issue server 400 receives a request from the mobile phone 100 to write a value to the storage area for the electronic money game use service in the storage unit 192 of the non-contact IC chip 190 of the mobile phone 100. Next, in response to this request, the remote issuance server 400 performs a writing process for writing the value into the storage area for the electronic money game use service. Then, the remote issuing server 400 manages the processing status of whether or not the value has been written by storing that the value has been written as the processing status based on the end of the writing process. . The remote issuing server 400 also manages the processing status related to value other than value writing.

  The financial institution servers 500 and 500A are financial institution servers used by the user in order to pay a provider of the electronic money game use service when using the electronic money game use service. The financial institution server 500 is installed in a financial institution that is a member of an organization that operates a dedicated financial institution network 920 in which various storage institutions and financial institutions are closed-connected by a dedicated line. The financial institution server 500 can communicate with the settlement server 280 via the financial institution dedicated network 920. The financial institution server 500 can communicate with the mobile phone 100 via the mobile phone Internet network 910. The financial institution server 500A can communicate with the electronic money management server 200 via a dedicated line or a public line.

  That is, the financial institution server 500 is a first financial institution server installed in a first financial institution that is a member of the financial institution dedicated network 920, and issues a first settlement request for requesting settlement of the charge amount of electronic money. The electronic money management server 200 is notified via the financial institution dedicated network 920 of a first settlement completion notice (consumption breaking report) for receiving from the portable terminal and notifying that the settlement for the first settlement request has been completed. To do. Also, the financial institution server 500A receives a second settlement request (settlement request information) for requesting settlement of the charge amount of electronic money from the electronic money management server 200 and notifies that settlement for the second settlement request has been completed. This is a server for notifying the electronic money management server 200 of a second settlement completion notification (settlement completion notification) to be made (without going through the financial institution dedicated network 920), and is installed in the second financial institution.

  In FIG. 1, only one financial institution server 500 and one financial institution server 500 </ b> A are shown for the sake of drawing. However, in actuality, the charge amount with the operating organization of the electronic money management server 200 is shown. It is installed in each of a number of first financial institutions and second financial institutions that are affiliated with each other for settlement.

  The financial institution server 500 exchanges information for settlement with the electronic money management server 200 indirectly via the financial institution dedicated network 920 and the settlement server 280. Further, the financial institution server 500A directly exchanges information for settlement with the electronic money management server 200. Hereinafter, the financial institution in which the financial institution server 500 is installed is referred to as a financial institution (first financial institution) that supports indirect settlement. The financial institution in which the financial institution server 500A is installed is referred to as a financial institution (second financial institution) that supports direct settlement.

  The ticket vending machine 300 receives cash and value from the user and issues a prepaid card 371 in which prepaid data having a predetermined game value enabling a game is recorded. As will be described later, the ticket vending machine 300 includes a chip reader / writer and can communicate with the non-contact type IC chip 190 of the mobile phone 100 as described above. That is, the ticket vending machine 300 is an example of a transaction apparatus, and performs a process of issuing a prepaid card 371 using a value stored in the mobile phone 100 as a transaction process.

  The card unit 600 is provided corresponding to the pachinko gaming machine 700. The card unit 600 accepts a prepaid card 371, cash and value from the player, and the value indicated by the prepaid data recorded on the prepaid card 371 in response to an operation of a ball rental button provided on the pachinko gaming machine 700. The value equivalent to a predetermined amount (for example, equivalent to 500 yen) is subtracted from the inside.

  The card unit 600 transmits to the pachinko gaming machine 700 a ball lending operation signal instructing to pay out a game ball corresponding to the subtracted value. The card unit 600 discharges the prepaid card 371 in response to an operation of a return button 632 provided on the pachinko gaming machine 700. The card unit 600 includes a chip reader / writer as will be described later, and can communicate with the non-contact type IC chip 190 of the mobile phone 100 as described above. That is, the card unit 600 is an example of a transaction apparatus, and performs a process of paying out a game ball from the pachinko gaming machine 700 using a value stored in the mobile phone 100 as a transaction process.

  The pachinko gaming machine 700 is a device that provides a pachinko game to a player who is a user. The pachinko gaming machine 700 receives a ball lending operation signal from the card unit 600 and pays out a game ball equivalent to a predetermined amount. Then, according to the operation of the launch handle provided in the pachinko gaming machine 700 by the player, the paid-out game balls are launched into the game area, whereby the pachinko game is performed.

  The store server 800 can communicate with the ticket vending machine 300 and the card unit 600 via a LAN (Local Area Network) in the game hall 30. The store server 800 can communicate with the electronic money management server 200 via a dedicated line or a public line.

  The store server 800 obtains information such as transaction information associated with the sale of the prepaid card 371 in the ticket vending machine 300 and usage information associated with the use of the prepaid card 371 in the card unit 600 from the ticket vending machine 300 and the card unit 600. And receive that information.

  The store server 800 transmits, to the electronic money management server 200, information related to the use of value, which will be described later, among the stored information. The store server 800 receives information about fraud in the electronic money game use service from the electronic money management server 200.

  The store server 800 transmits the information received from the electronic money management server 200 to the ticket vending machine 300 or the card unit 600 as necessary.

  Payment server 280 may be configured to be included in electronic money management server 200. In addition, initial registration AP 211, value purchase AP 212, value issue AP 213, balance management AP 214, value deposit AP 215, value return AP 216, privilege grant AP 217, privilege notification AP, user information DB 221, issue information DB 222, and privilege DB 223 Each of these configurations may be included in a computer different from the electronic money management server 200. Further, for example, a server that exchanges information during web processing of the mobile phone 100 and a server that exchanges information during the processing of the electronic money application 111 of the mobile phone 100 may be configured by different computers.

  FIG. 2 is a block diagram showing an example of the configuration of the mobile phone 100 according to the present invention. Referring to FIG. 2, mobile phone 100 includes a data processing unit 110, a storage unit 120, a data input unit 130, a display unit 140, a voice input / output unit 150, a wireless communication unit 160, an antenna 161, and the like. And the non-contact type IC chip 190 described above.

  The non-contact type IC chip 190 includes a control unit 191, a storage unit 192, a non-contact communication unit 193, and an antenna 194.

  The storage unit 120 includes a semiconductor memory such as a nonvolatile memory such as a ROM (Read Only Memory) or a flash memory, or a volatile memory such as a RAM (Random Access Memory). The storage unit 120 stores programs and data for causing the data processing unit 110 to execute various functions of the mobile phone 100. In addition, the storage unit 120 stores in advance a mobile ID that is mobile terminal information for identifying the mobile phone 100. The storage unit 120 is an application program in various services using the non-contact type IC chip 190, and in this embodiment, processing means for receiving the electronic money service received from the electronic money management server 200 is shown. The electronic money application 111 as the specified program is stored. The storage unit 120 stores and manages the processing status of electronic money (value), and the processing status is updated by the data processing unit 110 according to the processing procedure of the electronic money application 111.

  The data input unit 130 includes dial keys, cross operation keys, and other function keys for inputting numbers such as telephone numbers and various data, alphabets, and other characters. The data input unit 130 receives data input from the user and transfers the input data to the data processing unit 110.

  The display unit 140 includes a liquid crystal display (hereinafter referred to as “LCD”). In addition, the display part 140 may be comprised with other display apparatuses, such as an EL (ElectroLuminescence) display. Display unit 140 displays character data and image data received from data processing unit 110.

  The voice input / output unit 150 includes a microphone and a speaker. The voice input / output unit 150 converts the voice input from the outside into an electrical signal, delivers it to the data processing unit 110, converts the electrical signal from the data processing unit 110 into a voice, and outputs it to the outside.

  The wireless communication unit 160 delivers a signal received by the antenna 161 from another mobile phone or server to the data processing unit 110 and causes the antenna 161 to output a signal to be transmitted from the data processing unit 110 to the other mobile phone or server.

  The data processing unit 110 is configured by a microprocessor (Micro Processing Unit, hereinafter referred to as “MPU”). The data processing unit 110 can communicate with the control unit 191 of the non-contact type IC chip 190. The data processing unit 110 is input from the storage unit 120, the data input unit 130, the wireless communication unit 160, the voice input / output unit 150, or the control unit 191 of the non-contact type IC chip 190 according to the program stored in the storage unit 120. The processed data is processed and output to the storage unit 120, the display unit 140, the wireless communication unit 160, the voice input / output unit 150, or the control unit 191 of the non-contact type IC chip 190.

  The storage unit 192 of the non-contact type IC chip 190 stores data such as value used in various services using the non-contact type IC chip 190 and data such as service points, and data used in application programs. That is, the storage unit 192 constitutes storage means for storing electronic money (value) as data in the present invention.

  The non-contact communication unit 193 of the non-contact type IC chip 190 communicates with an external chip reader / writer via the antenna 194. In the present embodiment, the non-contact communication unit 193 communicates with the chip reader / writer 390 provided in the ticket vending machine 300 and the chip reader / writer 690 provided in the card unit 600. Further, as described above, the non-contact communication unit 193 receives power from the antenna 194 and supplies power to each part of the non-contact type IC chip 190 by electromagnetic induction by electromagnetic waves from an external chip reader / writer.

  The control unit 191 of the non-contact type IC chip 190 processes data input from the storage unit 192, the non-contact communication unit 193, or the data processing unit 110 according to the program stored in the storage unit 192, and stores the storage unit 192, the non-contact communication unit 193, or the data processing unit 110.

  In the present embodiment, mobile phone 100 may or may not include voice input / output unit 150.

  FIG. 3 is a block diagram showing an example of the configuration of the electronic money management server 200 according to the present invention. Referring to FIG. 3, electronic money management server 200 includes a data processing unit 210, a storage unit 220, a data input unit 230, a display unit 240, and a communication unit 260.

  The storage unit 220 includes a nonvolatile memory such as a ROM and a flash memory, a semiconductor memory such as a volatile memory such as a RAM, and an external storage device such as a hard disk. The storage unit 220 stores programs and data for causing the data processing unit 210 to execute various functions of the electronic money management server 200.

  In the present embodiment, initial registration AP 211, value purchase AP 212, value issue AP 213, balance management AP 214, value deposit AP 215, value return AP 216, privilege granting AP 217, and privilege notification AP are stored in storage unit 220. The Further, the above-described user information DB 221, issue information DB 222 and privilege DB 223 are also stored in the storage unit 220.

  The data input unit 230 includes input devices such as a keyboard and a mouse. The data input unit 230 receives data input from a user such as an administrator of the electronic money management server, and transfers the input data to the data processing unit 110.

  The display unit 240 is configured with an LCD. The display unit 240 may be configured by other display devices such as a CRT (Cathode Ray Tube) display or an EL (ElectroLuminescence) display. Display unit 240 displays character data and image data received from data processing unit 210.

  The communication unit 260 passes data received from the mobile phone 100 or other server via the mobile phone Internet network 910 or other network to the data processing unit 210, and the data processing unit 210 transmits the data to the mobile phone Internet network 910 or other Data to be transmitted to the mobile phone 100 or another server via the network is output.

  The data processing unit 210 is configured with an MPU. The data processing unit 210 processes the data input from the storage unit 220, the data input unit 230, or the communication unit 260 according to the program stored in the storage unit 220, and the storage unit 220, the display unit 240, or The data is output to the communication unit 260.

  The configuration of the settlement server 280, the remote issue server 400, the financial institution servers 500 and 500A, and the store server 800 is the same as the configuration of the electronic money management server 200 described in FIG.

  FIG. 4 is a diagram for explaining the user information database 221 used when the electronic money management server 200 in the present embodiment provides an electronic money game use service.

  Referring to FIG. 4, in user information DB 221, in association with the member ID and mobile terminal information, the e-mail address of mobile phone 100, financial institution designation information, financial institution account number, financial institution password, uncharged The processing value related to the count value of the deletion counter, the type of mobile phone 100, whether normal or test, the daily purchase limit of the mobile phone 100, the mobile phone 100 hold limit, and the value Remembered.

  The member ID is an ID for uniquely identifying a member of the electronic money game use service. The mobile terminal information is information for uniquely identifying the mobile phone 100. The electronic money address of the mobile phone 100 is an address used for an electronic mail that is uniquely set for the mobile phone 100.

  The financial institution designation information is a number uniquely given in advance to a financial institution used by a member for settlement of a charge amount of value. The account number is an account number of a financial institution used by a member for settlement of a charge amount of value. The password is a password of a financial institution account used by the member to settle the value charge amount. As described above, the user information DB 221 is an example of a financial institution storage unit according to the present invention, and is a financial institution that can specify a financial institution designated by the user (mobile terminal 100) as a financial institution used for the settlement of the charge amount. In addition to storing the institution specifying information, the account number and password as account specifying information capable of specifying the account opened by the user in the financial institution are stored. The account number and password are stored only when the financial institution (second financial institution) corresponding to the direct settlement is designated as the financial institution. The uncharged deletion counter is a counter for counting the number of times the initial registration fee is not settled for each mobile terminal 100 registered in the electronic money game use service.

  The test mobile phone is a mobile phone used for testing whether or not the electronic money game use service in the electronic money system 10 is properly provided. The normal mobile phone is a mobile phone used for a general user to enjoy an electronic money game use service.

  The daily purchase limit is the limit of the value that can be purchased per day. The mobile holding limit is a limit of value that can be charged to the mobile phone 100. Here, the daily purchase limit and portable retention limit can be set and changed in the electronic money management server 200. Specifically, the test mobile phone is more than the upper limit for the normal mobile phone. The upper limit for is set higher. Also, in the electronic money management server 200, the options (display amount list: see FIGS. 41 and 42) when the user selects the charge amount of value are also for the normal mobile phone and the test mobile phone. The setting can be changed in accordance with the set upper limit amount, and the set option for the charge amount for the normal mobile phone and the option for the charge amount for the test mobile phone are managed.

  The processing status relating to value is a processing status other than the processing status (issue status) for each issuance of value, which is the processing status described later in FIG. 5. Specifically, the electronic money in the initial registration AP described later in FIG. An area indicating that information for allocating the storage area for the game use service has already been transmitted has been secured, and the storage area for the electronic money game use service is deleted by depositing the value in the value deposit AP described later with reference to FIG. 26 shows either a deletion response indicating that the information for transmission has been transmitted and a return indicating that the information for receiving the return of value in the value return AP of FIG. 25 has been transmitted.

  For this reason, the electronic money management server 200, based on the member ID or the mobile terminal information, corresponds to the member ID or the mobile terminal information, the e-mail address, the financial institution designation information, the count value of the uncharge deletion counter, the type, It is possible to easily search the processing status related to the daily purchase limit, the portable retention limit, and the value.

  In FIG. 4, for example, “1101” and “9999” are issued as member IDs to the mobile phone users “MN7RE” and “NO8SF” as mobile terminal information. Correspondingly, “mailto @ jp” and “testyo @ jp” are used as e-mail addresses, “2409329” and “351430” for specifying a specified bank specified account as financial institution specifying information, and “ “1234567”, “−” indicating that the account number is not stored, “***” as the password, “−” indicating that the password is not stored, and “2” as the count value of the uncharged deletion counter , “0”, “Normal” as the mobile phone type, “Test”, “30” as the daily purchase limit 00 "yen," 500,000 "yen," 30000 "yen as a mobile on the holding limit," 1000000 "yen, and" area already reserved, "" Delete response already "has been recorded as the processing status on value.

  FIG. 5 is a diagram for explaining the issue information database 222 used when the electronic money management server 200 according to the present embodiment provides an electronic money game use service.

  Referring to FIG. 5, in issue information DB 222, the value balance, purchase number, purchase price, fee, time stamp, value purchase record (uncharged value) of mobile phone 100 is associated with the above-described member ID and mobile terminal information. ), The number of value purchases, the accumulated amount on the day, the accumulated charge amount, the total transaction amount, the transaction store, and the transaction amount for each store.

  The value balance is the remaining value stored in the storage area for the electronic money game use service in the storage unit 192 of the contactless IC chip 190 of the mobile phone 100. The purchase number is a number for identifying purchase of each value. The purchase amount is a consideration for the value to be purchased. The fee is a fee for purchasing value to be paid by a member of the electronic money game use service to the provider of the electronic money game use service. The time stamp is information indicating the time when processing for purchasing value is performed. The value purchase record is a record of information related to purchase such as an uncharged value for each member ID. The number of value purchases is the number of times the member has purchased value since becoming a member. The accumulated amount on the day is the accumulated amount of the value purchased by the member on that day. The accumulated charge is the accumulated value that the member has purchased so far. The total transaction amount is the total amount that the user has transacted using value. The transaction store is a store where the user uses the value. The transaction amount for each store is the transaction amount for each store where the user has used the value for transaction.

  Therefore, the electronic money management server 200, based on the member ID or the mobile terminal information, corresponds to the member ID or the mobile terminal information, the value balance, purchase number, purchase price, fee, time stamp, value purchase record, value It is possible to easily search for the number of purchases, the current day accumulated amount, the accumulated charge amount, the total transaction amount, the transaction store, and the transaction amount by store. The value purchase record includes the value amount and the processing status indicating whether the value has been issued or not issued.

  In FIG. 5, for example, in association with the member ID “1101” and the mobile terminal information “MN7RE”, the value balance is “11000” yen, the value purchase count is “28th”, the accumulated amount is “6000” yen, “24000” yen is stored as the accumulated amount, and “23000” yen is stored as the total transaction amount.

  Further, “90010801” and “90005587” are stored as purchase numbers in association with the above-described member ID “1101” and portable terminal information “MN7RE”. In the present embodiment, every time value purchase is performed, a purchase number is stored in association with the member ID and the mobile terminal information.

  Corresponding to the purchase numbers “90010801” and “90005587”, the purchase amounts are “1000” yen and “5000” yen, the commissions are “200” yen and “200” yen, and the time stamps are “200504428153457”, “ “20050417071134”, “1000” yen and “5000” yen as the amount of value, “issued” indicating that the value has been issued as processing status, and “unissued” indicating that the value has not been issued Has been. That is, the uncharged value is a value whose processing status is “unissued”. As described above, the issue information DB 222 stores the purchase history corresponding to the purchase number.

  Further, “A”, “B”, and “C” are stored as transaction stores in association with the member ID “1101” and the mobile terminal information “MN7RE”.

  Corresponding to each of “A”, “B”, and “C” as transaction stores, “21000” yen, “1000” yen, and “1000” yen are stored as transaction amounts for each store in the transaction store. Specifically, in this embodiment, the member ID, mobile terminal information and transaction amount of the mobile phone 100 used for transactions (ball rental and card issuance) from the store server 800 of each store, and the store are identified. Based on having received the transaction information including the store identification information to be determined, it is determined whether or not the store of the store identification information is stored in association with the member ID in the issue information DB 222. While the transaction amount included in the transaction information is added to the corresponding transaction amount, if the store is not stored, the store is newly stored, and the transaction amount included in the transaction information is associated and stored. That is, the electronic money management server 200 collects and manages the transaction amount for each mobile phone 100 for each store.

  As above, the configuration including the user information DB 221 and the issue information DB 222 has been described as the database of the electronic money management server 200 in the present embodiment. However, the present invention is not limited to this, and a single database may be used. For example, it may be configured to store various information corresponding to the member ID or the mobile terminal information in association with the member ID and the mobile terminal information.

  As described above, the electronic money management server 200 associates each mobile phone 100 with the individually identifiable (mobile terminal) identification information (member ID, mobile terminal information) in the user information DB 221, and The financial institution designation information for specifying the financial institution used by the owner of 100 for the payment processing for the charge of the electronic money, and the storage area for the electronic money game use service in the storage unit 192 of the mobile phone 100 An uncharged deletion counter indicating the number of times the mobile phone 100 is constructed, a type indicating whether the mobile phone 100 is a normal mobile phone or a test mobile phone, and a daily purchase limit corresponding to the type of the mobile phone 100 It also stores and manages the amount of money that can be retained on the phone.

  Further, the electronic money management server 200 associates each mobile phone 100 with the individually identifiable (mobile terminal) identification information (member ID, mobile terminal information) in the issue information DB 222 of FIG. Value purchase record including the amount of electronic money that can be charged to the customer and the processing status (issuance status) indicating whether or not the electronic money has been issued, and the electronic money allowed to be charged on that day (predetermined period) Is stored and managed on the day.

  FIG. 6 is a block diagram showing an example of the configuration of the ticket vending machine 300 according to the present invention. Referring to FIG. 6, ticket vending machine 300 includes a data processing unit 310, a storage unit 320, an operation unit 330, a display unit 340, a communication unit 360, a card reader / writer 370, a money handling machine 380, A chip reader / writer 390.

  The chip reader / writer 390 includes a control unit 391, a storage unit 392, a non-contact communication unit 393, and an antenna 394.

  The storage unit 320 includes a nonvolatile memory such as a ROM or a flash memory and a semiconductor memory such as a volatile memory such as a RAM. The storage unit 320 stores programs and data for causing the data processing unit 310 to execute various functions of the ticket vending machine 300.

  The operation unit 330 includes an amount button for selecting the amount of the prepaid card to be purchased. The amount button is configured such that the lamp is turned on when selected. The operation unit 330 accepts an operation from the user and delivers a signal indicating the accepted operation to the data processing unit 310.

  The display unit 340 is configured with an LCD. The display unit 340 may be configured by other display devices such as an EL display. Display unit 340 displays character data and image data received from data processing unit 310.

  The communication unit 360 transfers the data received from the store server 800 via the LAN of the game hall 30 to the data processing unit 310 and transmits the data from the data processing unit 310 to the store server 800 via the LAN within the game hall 30. Output data.

  The card reader / writer 370 reads data from the prepaid card 371, delivers the read data to the data processing unit 310, records the data received from the data processing unit 310 on the prepaid card 371, and issues the prepaid card 371.

  The money handling machine 380 accepts cash of coins and banknotes, and delivers data indicating the amount of accepted cash to the data processing unit 310. Further, the money handling machine 380 returns the amount of cash indicated by the data received from the data processing unit 310 to the outside.

  The data processing unit 310 is configured with an MPU. The data processing unit 310 can communicate with the control unit 391 of the chip reader / writer 390. The data processing unit 310 is input from the control unit 391 of the storage unit 320, the operation unit 330, the communication unit 360, the card reader / writer 370, the money processor 380, or the chip reader / writer 390 according to the program stored in the storage unit 320. The processed data is processed and output to the storage unit 320, the display unit 340, the communication unit 360, the card reader / writer 370, the money handling machine 380, or the control unit 391 of the chip reader / writer 390.

  The storage unit 392 of the chip reader / writer 390 stores application programs for exchanging with the non-contact type IC chip 190 in various services using the non-contact type IC chip 190, and data used in those application programs.

  The non-contact communication unit 393 of the chip reader / writer 390 communicates with the non-contact type IC chip 190 of the mobile phone 100 via the antenna 394. Further, as described above, the non-contact communication unit 393 supplies electric power to the non-contact type IC chip 190 via the antenna 394 by electromagnetic induction by an electromagnetic wave that is a carrier wave from the non-contact communication unit 393.

  The control unit 391 of the chip reader / writer 390 processes the data input from the storage unit 392, the non-contact communication unit 393, or the data processing unit 310 according to the program stored in the storage unit 392, and stores the storage unit 392, The data is output to the non-contact communication unit 393 or the data processing unit 310.

  FIG. 7 is a block diagram showing an example of the configuration of the card unit 600 according to the present invention. Referring to FIG. 7, a card unit 600 includes a data processing unit 610, a storage unit 620, a display unit 640, a communication unit 660, a card reader / writer 670, a money handling machine 680, and a chip reader / writer 690. including. Further, as operation units for inputting signals to the card unit 600, there are a ball lending button 631 and a return button 632 provided in the pachinko gaming machine 700.

  The chip reader / writer 690 includes a control unit 691, a storage unit 692, a non-contact communication unit 693, and an antenna 694.

  The storage unit 620 includes a nonvolatile memory such as a ROM or a flash memory and a semiconductor memory such as a volatile memory such as a RAM. The storage unit 620 stores programs and data for causing the data processing unit 610 to execute various functions of the card unit 600.

  The ball lending button 631 outputs a ball lending operation signal requesting lending of game balls to the data processing unit 610 when pressed by the player. The return button 632 outputs a return operation signal for requesting the return of the prepaid card 371 to the data processing unit 610 when pressed by the player.

  Display unit 640 includes an LCD. The display unit 640 may be configured by other display devices such as an EL display. Display unit 640 displays character data and image data received from data processing unit 610.

  The communication unit 660 transfers data received from the store server 800 via the LAN of the game hall 30 to the data processing unit 610 and transmits the data from the data processing unit 610 to the store server 800 via the LAN within the game hall 30. Output data.

  The card reader / writer 670 reads data from the prepaid card 371, transfers the read data to the data processing unit 610, and records the data received from the data processing unit 610 on the prepaid card 371. Further, the card reader / writer 670 discharges the prepaid card 371 to the outside in response to a return operation signal received from the return button 632 via the data processing unit 610.

  The money handling machine 680 accepts coins and banknote cash, and delivers data indicating the amount of accepted cash to the data processing unit 610. The money handling machine 680 returns the amount of cash indicated by the data received from the data processing unit 610 to the outside.

  The data processing unit 610 is configured with an MPU. The data processing unit 610 can communicate with the control unit 691 of the chip reader / writer 690. The data processing unit 610 includes a storage unit 620, a ball lending button 631, a return button 632, a communication unit 660, a card reader / writer 670, a money processor 680, or a chip reader / writer 690 according to the program stored in the storage unit 620. Data input from the control unit 691 is processed and output to the storage unit 620, the display unit 640, the communication unit 660, the card reader / writer 670, the money processor 680, or the control unit 691 of the chip reader / writer 690.

  The storage unit 692 of the chip reader / writer 690 stores application programs for exchanging with the non-contact type IC chip 190 in various services using the non-contact type IC chip 190 and data used in those application programs.

  The control unit 691 of the chip reader / writer 690 processes data input from the storage unit 692, the non-contact communication unit 693, or the data processing unit 610 according to the program stored in the storage unit 692, and stores the storage unit 692, The data is output to the non-contact communication unit 693 or the data processing unit 610.

(Description of initial registration of mobile phone 100 to electronic money system 10)
FIG. 32 is a first display screen diagram displayed on display unit 140 of mobile phone 100 when the mobile phone is initially registered in the electronic money system according to the present embodiment. FIG. 32A is a screen of a web page that is first displayed on the display unit 140 of the mobile phone 100 when the web browser function is executed in the mobile phone 100.

  The screen of FIG. 32A is a “menu” screen. In the screen of FIG. 32A, “My Menu”, “Weekly Guide”, “Menu List”, “Tokuto Menu”, “Area”, and “Easy Search” are displayed as links to other web pages. Here, the “menu list” is highlighted as a selection candidate. Selection candidates can be switched with the cross operation key.

  In addition, as a common display in the screens after FIG. 32A, there are “return”, “select”, and “menu” displays at the bottom of the screen. By operating the left, middle, and right function keys of the data input unit 130, the functions of “return”, “select”, and “menu” can be executed.

  When the “return” function is executed, the screen of the previous web page is displayed. When the “select” function is executed, the screen of the web page linked to the selection candidate highlighted by the operation of the cross operation key is displayed. When the “menu” function is executed, the “menu” screen described with reference to FIG.

  When the “menu list” link is selected on the screen of FIG. 32A, the screen of FIG. 32B is displayed.

  The screen shown in FIG. 32B is a “menu list” screen. On the screen of FIG. 32 (b), “weather / news / information”, “mobile banking”, “hobby” and other links are displayed as links to other web pages. Here, the “hobby” link is highlighted as a selection candidate.

  When the “hobby” link is selected on the screen of FIG. 32B, the screen of FIG. 32C is displayed.

  In the screen of FIG. 32C, “Pachinko / pachislot”, “electronic money”, “→ all 23 sites”, and other links are displayed as links to other web pages. Here, the link of “electronic money” is highlighted as a selection candidate.

  When the link “→ 23 sites in total” is selected on the screen of FIG. 32C, links to other sites are further displayed. When the “electronic money” link is selected on the screen of FIG. 32 (c), the fact that the “electronic money” link has been accessed is transmitted from the mobile phone 100 to the electronic money management server 200.

  FIG. 8 is a flowchart showing the flow of processing of the initial registration application program 211 executed by the electronic money management server 200 in the present embodiment. With reference to FIG. 8, first, in step S201, the data processing unit 210 of the electronic money management server 200 accesses the URL (Uniform Resource Locator) of “electronic money” on the screen of FIG. Determine whether.

  If it is determined that access has been made (YES in step S201), in step S202, the data processing unit 210 transmits a top page screen for registration to the electronic money game use service to the mobile phone 100. In the present embodiment, “send screen” means to send data for displaying a screen. If it is determined that there is no access (NO in step S201), and after step S202, the data processing unit 210 proceeds to step S203.

  Proceeding to FIG. 32, the screen of FIG. 32 (d) is a top page screen for registration of the mobile phone 100 to the electronic money game use service. In the screen of FIG. 32 (d), in addition to the text of guidance for registration in the electronic money game use service, as a link to another web page, there is a link to the web page of the outline of the electronic money game use service. "What is electronic money?", "My menu registration" which is a link for registering a favorite web page in a user-specific menu, and "What's New!" Which is a link to a web page of an electronic money game use service update history. ”,“ Click here for new member registration! ”, Which is a link to the new member registration web page for the electronic money game use service, and other links are displayed. Here, “Register new member here!” Is highlighted as a selection candidate.

  FIG. 10 is a flowchart showing the flow of web processing executed by the web browser function of mobile phone 100 in the present embodiment. FIG. 10A is a flowchart showing the flow of web processing during initial registration among web processing. Referring to FIG. 10 (a), first, in step S101, the data processing unit 110 of the mobile phone 100 has selected the link “Register new member here!” On the screen of FIG. 32 (d). To determine whether a registration request has been made. If it is determined that there is a registration request (YES in step S101), in step S102, the data processing unit 110 transmits registration request information including model information of the mobile phone 100 to the electronic money management server 200.

  Returning to FIG. 8, in step S <b> 203, the data processing unit 210 determines whether registration request information including model information has been transmitted from the mobile phone 100. If it is determined that the registration request information has not been transmitted (NO in step S203), the data processing unit 210 advances the process to be executed to step S207. On the other hand, if it is determined that the registration request information has been transmitted (YES in step S203), in step S204, the data processing unit 210 receives the model information included in the transmitted registration request information in the electronic money system 10. It is determined whether or not the corresponding model is indicated.

  When it is determined that the mobile phone 100 is a model compatible with the electronic money system (YES in step S204), the data processing unit 210 transmits a mail transmission screen to the mobile phone 100 in step S205. Thereafter, the data processing unit 210 advances the process to be executed to step S207. On the other hand, when it is determined that the mobile phone 100 is not a model compatible with the electronic money system (NO in step S204), the data processing unit 210 transmits an incompatible model notification screen to the mobile phone 100 in step S206. Thereafter, the data processing unit 210 returns the process to be executed to step S201.

  FIG. 33 is a second display screen diagram displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 according to the present embodiment. FIG. 33A is a non-compatible model notification screen transmitted to the mobile phone 100 in step S206.

  In the screen of FIG. 33 (a), a text stating that the mobile phone 100 is not a compatible model of the electronic money system 10, a “mobile model compatible with electronic money” which is a link to a list of compatible models of electronic money, and FIG. "Go to the top of this site", which is a link to the top page of this site shown in).

  FIG. 33B is a mail transmission screen transmitted to the mobile phone 100 in step S205. In the screen of FIG. 33 (b), notes on registration for the electronic money game use service, “click here! (To empty mail transmission screen)” which is a link for displaying the mail transmission screen, and “To the top of this site”, which is a link to the top page of this site shown in FIG. 32D, is displayed. When the “Click here! (To empty mail transmission screen)” link is selected on the screen of FIG. 33 (b), the electronic mail function of the mobile phone 100 is activated, and the mail transmission screen of FIG. 33 (c). Is displayed.

  At the destination of the mail transmission screen in FIG. 33 (c), the mail transmission screen is displayed in a state where an electronic mail address for registration to the electronic money game use service has already been input. Also, nothing is entered in the title and text of the mail transmission screen.

  Returning to FIG. 10A, in step S103, the data processing unit 110 determines whether or not a mail transmission operation on the mail transmission screen in FIG. 33C has been performed by the user. If it is determined that a mail transmission operation has been performed (YES in step S103), in step S104, the data processing unit 110 transmits the mail on the mail transmission screen in FIG. 33 (c) to the electronic money management server 200. That is, an empty mail is transmitted.

  Returning to FIG. 8, in step S <b> 207, the data processing unit 210 determines whether a blank mail is received from the user's mobile phone 100. By receiving the empty mail, the data processing unit 210 can know the electronic mail address of the user's mobile phone 100.

  If it is determined that an empty mail has been received (YES in step S207), in step S208, the data processing unit 210 sends an e-mail describing a registration URL for continuing the registration procedure to the user's mobile phone 100. Send to an email address. Thereafter, the data processing unit 210 advances the process to be executed to step S210. On the other hand, if it is determined that the e-mail address has not been received (NO in step S207), data processing unit 210 advances the process to be executed to step S210.

  FIG. 34 is a third display screen diagram displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 according to the present embodiment.

  FIG. 34A is a screen for informing the number of new messages in the electronic mail function of the mobile phone 100. Here, the display of “mail unread 001” indicates that there is one unread mail among newly arrived electronic mails.

  When “mail unread 001” is selected on the screen of FIG. 34A, the contents of the new mail sent from the electronic money management server 200 to the mobile phone 100 in step S208 as shown in FIG. 34B. Is displayed.

  In the e-mail in FIG. 34 (b), a text indicating that a registration URL to the web page for continuing the registration procedure is selected and the registration procedure to the electronic money game use service is continued, and the registration URL are described. Link is displayed.

  Returning to FIG. 10A, in step S105, the data processing unit 110 determines whether or not the link of the registration URL has been selected on the screen of FIG. If it is determined that the link of the registration URL has been selected (YES in step S105), in step S106, the data processing unit 110 accesses the registration URL and transmits the model information of the mobile phone 100 to the electronic money management server 200. To do.

  Returning to FIG. 8, in step S <b> 210, the data processing unit 210 determines whether the registration URL is accessed from the mobile phone 100 and the model information of the mobile phone 100 is received. When the registration URL is accessed and model information is received (YES in step S210), in step S211, the data processing unit 210 determines whether the transmitted model information indicates a model corresponding to the electronic money system 10. Determine whether.

  Proceeding to FIG. 34, FIG. 34 (c) is a non-compatible model notification screen transmitted to the mobile phone 100 in step S213. The screen in FIG. 34C is the same as the screen in FIG. 33A, and therefore description thereof will not be repeated.

  FIG. 34D is a usage agreement screen transmitted to the mobile phone 100 in step S212. In the screen of FIG. 34 (d), a note on registration to the electronic money game use service, “Read service agreement (required)” which is a link to the web page of the service agreement, and agree to the service agreement. “Consent and register”, which is a link for proceeding with the registration procedure, is displayed. Here, “Agree and register” is highlighted as a selection candidate.

  Returning to FIG. 10A, in step S107, the data processing unit 110 determines whether or not the link “Agree and register” is selected by the user on the screen of FIG. If it is determined that the “Agree and register” link has been selected (YES in step S107), in step S108, the data processing unit 110 identifies mobile terminal information (hereinafter referred to as mobile terminal information) for uniquely identifying the mobile phone 100. (Also referred to as “mobile ID”) to the electronic money management server 200.

  Returning to FIG. 8, in step S <b> 214, the data processing unit 210 determines whether mobile terminal information has been transmitted from the mobile phone 100. If it is determined that portable terminal information has not been transmitted (NO in step S214), data processing unit 210 advances the process to be executed to step S221.

  On the other hand, if it is determined that the mobile terminal information has been transmitted (YES in step S214), in step S215, the data processing unit 210 refers to the mobile terminal information and member ID in the user information DB 221 of FIG. Thus, it is determined whether or not the received mobile terminal information has been registered in the user information DB 221. If it is determined that there is a registration history of the received mobile terminal information (YES in step S215), in step S216, the data processing unit 210 displays the mobile terminal information and uncharged deletion counter in the user information DB 221 of FIG. By referring, it is determined whether or not the count value of the uncharge deletion counter corresponding to the mobile phone 100 indicated by the received mobile terminal information is 3 or more.

  If the count value of the uncharge deletion counter is 3 or more (YES in step S216), the data processing unit 210 transmits a registration count over screen to the mobile phone 100 in step S217. Thereafter, the data processing unit 210 returns the process to be executed to step S201. That is, in this case, the output of area securing information (see S236) for constructing a storage area for the electronic money game use service in the storage unit 192 of the mobile phone 100 is prohibited.

  FIG. 35 is a fourth display screen diagram displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 according to the present embodiment. FIG. 35A is a registration number over screen transmitted to the mobile phone 100 in step S217.

  In the screen of FIG. 35 (a), a text stating that the number of registrations has exceeded the limit, and a link to the top page of this site shown in FIG. 32 (d) is “to the top of this site”. Is displayed.

  Returning to FIG. 8, when it is determined that there is no registration history of the received mobile terminal information (NO in step S215), or when the count value of the uncharge deletion counter is less than 3 (NO in step S216). In step S218, the data processing unit 210 registers the received mobile terminal information in the user information DB 221. Next, in step S219, the data processing unit 210 transmits a financial institution selection screen, which is the first screen of a web page for selecting a financial institution, to the mobile phone 100. Thereafter, the data processing unit 210 advances the process to be executed to step S221.

  Proceeding to FIG. 35, the screen of FIG. 35B is a financial institution registration top screen transmitted to the mobile phone 100 in step S219. The screen of FIG. 35 (b) is a text indicating a method of using value in the electronic money game use service, a text prompting registration of the financial institution, and a link for proceeding to registration of the financial institution “here "From" and "Please select here if you want to skip financial institution registration" which is a link for skipping financial institution registration.

  Returning to FIG. 10A, in step S109, the data processing unit 110 determines whether or not the financial institution inquiry link “From here” has been selected on the screen in FIG. 35B. It is determined whether or not any financial institution inquiry link is selected on the screen, or whether or not any financial institution inquiry link is selected on the screen of FIG.

  If it is determined that a financial institution inquiry link has been selected (YES in step S109), in step S110, the data processing unit 110 transmits financial institution inquiry information corresponding to each link to the electronic money management server 200.

  Returning to FIG. 8, in step S <b> 221, the data processing unit 210 determines whether financial institution inquiry information has been received from the mobile phone 100. If it is determined that the financial institution inquiry information has been received (YES in step S221), the data processing unit 210 transmits a screen corresponding to the financial institution inquiry information to the mobile phone 100 in step S222.

  Proceeding to FIG. 35, the screen of FIG. 35C is a first financial institution selection screen corresponding to the financial institution inquiry information transmitted by selecting the “from here” link on the screen of FIG. 35B. is there. The screen shown in FIG. 35 (c) is a text prompting the financial institution to select a business type, “city bank” which is a link for selecting a city bank, and a link for selecting a local bank “ “Local Bank”, “Second Regional Bank” which is a link for selecting a second regional bank, “Labor Bank” which is a link for selecting a labor union, “Credit Bank” which is a link for selecting a credit union ”,“ Credit Union ”that is a link for selecting a credit union, and“ Other ”that is a link for selecting another financial institution. Here, a case will be described in which the “city bank” link is selected on the screen of FIG.

  The screen of FIG. 35D is a second financial institution selection screen corresponding to the financial institution inquiry information transmitted by selecting the “city bank” link on the screen of FIG. In the screen of FIG. 35 (d), “Yamato Bank”, “Mitomo Bank”, “Sentences” prompting the user to select a financial institution to be used, and links for selecting one of the city banks. “Diamond Bank” and “Riezon Bank” are displayed. Here, a case where the link “Yamato Bank” is selected on the screen of FIG.

  FIG. 9 is a financial institution setting screen for setting whether the financial institution supports direct payment or indirect payment in the electronic money management server 200 according to the present embodiment. Referring to FIG. 9, on the financial institution setting screen, a “direct / indirect payment support” input field for inputting the name of a financial institution that supports both direct payment and indirect payment, “Indirect payments only” input field for entering the name of the institution, “Direct payments only” input field for entering the name of the financial institution that supports direct payments, and financial institutions entered in each input field A move button for moving the name to another input field and an “end” button for ending the setting are displayed.

  In the financial institution setting screen of FIG. 9, for example, “Yamato Bank” in the “Direct / Indirect payment support” input field, “Diamond Bank”, “Riezon Bank”, “Direct” in the “Only indirect payments” input field. “Mitomo Bank” is entered in the “Only for payment” input field.

  When the end button is operated after a financial institution has been entered in each input field, the financial institution is associated with the financial institution name and the financial institution designation information of each financial institution, and the financial institution The type indicating whether the financial institution is also a financial institution that only supports direct settlement or a financial institution that only supports indirect settlement is stored and set. That is, the financial institution setting means of the present invention is configured by the financial institution setting screen shown in FIG.

  The data processing unit 210 of the electronic money management server 200 receives information indicating the selection result of the financial institution on the screen of FIG. 35D from the mobile phone 100, and the financial institution indicated by the received information is shown in FIG. Determine whether the financial institution setting screen is set as a financial institution that supports both direct payment and indirect payment, a financial institution that supports only direct payment, and a financial institution that supports only indirect payment. In response, one of the screens shown in FIGS. 36A, 36B, and 37A described later is transmitted to the mobile phone 100, respectively.

  FIG. 36 is a fifth display screen image displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 according to the present embodiment.

  When the financial institution selected on the screen of FIG. 35 (d) supports both direct payment and indirect payment, the screen of FIG. 36 (a) is displayed. The screen of FIG. 36A is a screen for confirming the settlement method in the financial institution corresponding to the financial institution inquiry information transmitted by selecting the “Yamato Bank” link on the screen of FIG. 35D.

  In the screen of FIG. 36A, a text indicating that the selected financial institution can select direct payment and indirect payment, and a radio button for selecting “direct payment” or “indirect payment”. , And “Send”, which is a link for instructing transmission of the selection result by the radio button, is displayed.

  When “direct payment” is selected on the screen of FIG. 36 (a), and when the financial institution selected on the screen of FIG. 35 (d) supports only direct payment, FIG. A screen is displayed.

  The screen of FIG. 36B is a screen for confirming the financial institution corresponding to the direct settlement selected in FIGS. 35D and 36A. The screen in FIG. 36 (b) shows Yamato Bank as the financial institution to be used, a sentence confirming that direct settlement is registered as the settlement method, and a link for confirming the registration and continuing the procedure. “Confirm”, and “Click here for correction” to return to the previous screen to correct the selected financial institution are displayed.

  When the “confirm” link is selected on the screen of FIG. 36B, the screen of FIG. 36C is displayed. The screen of FIG. 36C is a screen for requesting input of the account number of the financial institution confirmed in FIG. 36B and the password of the account. In the screen of FIG. 36 (c), the text prompting the input of the account number and the password, the account number input field for inputting the account number, the password input field for inputting the password, and the input “Send” which is a link for sending the account number and password to the electronic money management server 200 is displayed.

  When “indirect payment” is selected on the screen of FIG. 36 (a), and when the financial institution selected on the screen of FIG. 35 (d) supports only indirect payment, FIG. A screen is displayed.

  FIG. 37 is a sixth display screen displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 in the present embodiment.

  The screen in FIG. 37A is a screen for confirming the financial institution corresponding to the indirect settlement selected in FIG. 35D and FIG. The screen in FIG. 37 (a) shows Yamato Bank as the financial institution to be used, a text confirming that indirect settlement is registered as a settlement method, and a link for confirming registration and continuing the procedure. “Confirm”, and “Click here for correction” to return to the previous screen to correct the selected financial institution are displayed.

  Returning to FIG. 10A, in step S111, the data processing unit 110 determines whether the “Send” link is selected on the screen of FIG. 36C, or “ It is determined whether the “confirm” link has been selected. If it is determined that the “transmission” or “confirm” link has been selected (YES in step S111), in step S112, the data processing unit 110 causes the electronic money management server 200 to indicate the selected financial institution. The designation information and the mobile terminal information described above are transmitted. Further, in step S112, if the selected financial institution is a financial institution that supports direct payment, the data processing unit 110 uses the account number and password input on the screen of FIG. 200. In other words, in the case of financial institution designation information for identifying a financial institution designated by the user as a settlement processing institution used for the settlement processing for the payment for the value charge, and a financial institution that supports direct settlement Will send your account number and password.

  Returning to FIG. 8, in step S223, the data processing unit 210 determines whether or not the financial institution designation information and, in the case of a financial institution that supports direct settlement, an account number and a password have been received from the mobile phone 100. . If it is determined that it has not been received (NO in step S223), data processing unit 210 advances the process to be executed to step S226.

  On the other hand, if it is determined that the data has been received (YES in step S223), the data processing unit 210 is provisionally registered in the user information DB 221 in step S224, which is the same as the mobile terminal information received together with the financial institution designation information. The received financial institution designation information is provisionally registered in the user information DB 221 in correspondence with the mobile terminal information. Also, the received account number and password are provisionally registered in the user information DB 221 in association with the received mobile terminal information. It should be noted that the financial institution servers 500 and 500A may be inquired as to whether or not a designated account exists in the financial institution specified from the financial institution designation information, and if present, provisional registration may be performed.

  As described above, in step S223, the electronic money management server 200 provides the financial institution designation information that can identify the financial institution designated by the user as the financial institution used for the settlement of the charge amount among the plurality of financial institutions. The financial institution designation receiving means of the present invention is configured by step S223. Further, when the designated financial institution is a financial institution that supports direct settlement (second financial institution), the account number and password as account specifying information that can specify the account opened by the user in the financial institution are set as the above The information is received from the mobile phone 100 in step S223, and the account specifying information receiving means of the present invention is configured by the step S223.

  Then, the electronic money management server 200 determines whether the financial institution designated by each user is a financial institution that supports indirect payment (first financial institution) based on the registered contents of the user information DB 221 (a financial institution that supports direct payment ( It is possible to determine whether it is a second financial institution. Specifically, if only the financial institution designation information is stored in the user information DB 221, it is a financial institution that supports only indirect payment or a financial institution that supports both direct payment and indirect payment. If the user has specified an indirect payment and the account number and password are stored in addition to the financial institution specified information, the financial institution only supports direct payment, or both direct payment and indirect payment It can be determined that the corresponding financial institution is a financial institution in which the user has designated direct settlement.

  Note that there is no financial institution that supports both direct payment and indirect payment, and there is only one of the financial institution that supports only direct payment and the financial institution that supports only indirect payment. It is also possible to determine whether the financial institution designated by each user is a financial institution that supports indirect payments or a financial institution that supports direct payments, based on the financial institution specifying information stored in.

  Specifically, the financial institution designation information stored in the user information DB 221 and the setting contents set and stored in the financial institution setting screen of FIG. 9 (in a financial institution that supports indirect settlement in association with the financial institution designation information). Whether the financial institution specified by each user is a financial institution that supports indirect payments or a financial institution that supports direct payments. It is also possible to determine whether the financial institution supports both direct payment and indirect payment.

  Next, in step S <b> 225, the data processing unit 210 transmits a promotion mail reception availability setting screen to the mobile phone 100. Thereafter, the data processing unit 210 advances the process to be executed to step S226.

  Proceeding to FIG. 37, FIG. 37 (b) is a screen for setting whether or not to receive a promotional mail transmitted to the mobile phone 100 in step S225. In the screen of FIG. 37 (b), a text for confirming whether or not to receive a promotion mail, which is a notification mail of the latest information on electronic money, is selected, and “desired” or “not desired” is selected. Radio button, “Send” which is a link for instructing transmission of the selection result by the radio button, and “Top of this site” which is a link to the top page of this site shown in FIG. "" Is displayed.

  Returning to FIG. 10A, in step S113, the data processing unit 110 selects a radio button of “desired” or “not desired” on the screen of FIG. By selecting, it is determined whether or not the reception of the promotion mail is determined. In step S <b> 114, the data processing unit 110 transmits to the electronic money management server 200 promotion receipt permission / inhibition information indicating whether or not the promotion mail can be received.

  Returning to FIG. 8, in step S <b> 226, the data processing unit 210 determines whether or not the promotion receipt availability information has been received from the mobile phone 100. If it is determined that the promotion receipt permission / inhibition information has not been received (NO in step S226), data processing unit 210 advances the process to be executed to step S231. On the other hand, if it is determined that the promotion receipt information has been received (YES in step S226), in step S227, the data processing unit 210 issues a member ID, the member ID, the e-mail address received in step S207, The financial institution designation information and the promotion receipt availability information provisionally registered in step S224 are provisionally registered in association with the mobile terminal information of the mobile phone 100 that transmitted the promotion receipt availability information. If YES is determined in step S215, the already issued member ID may be provisionally registered without issuing a new member ID. Next, in step S 228, the data processing unit 210 transmits a screen for confirming the download of the electronic money application 111 to the mobile phone 100.

  Proceeding to FIG. 37, FIG. 37 (c) is a screen for confirming the download transmitted to the mobile phone 100 in step S228. In the screen of FIG. 37 (c), text on how to use the value, text that prompts the download of the electronic money application 111, “download start” that is a link for instructing the start of download, and electronic A text indicating the size of the money application 111 is displayed.

  Returning to FIG. 10A, in step S115, the data processing unit 110 determines whether or not download of the electronic money application 111 is requested by selecting “start download” on the screen of FIG. Determine whether. If it is determined that “start download” is selected (YES in step S115), in step S116, the data processing unit 110 displays application download request information, which is information indicating that the electronic money application 111 is requested to be downloaded, in electronic money. It transmits to the management server 200.

  Returning to FIG. 8, in step S <b> 231, the data processing unit 210 determines whether application download request information is received from the mobile phone 100. If it is determined that the application download request information has been received (YES in step S231), the electronic money application 111 is transmitted to the mobile phone 100 in step S232.

  37, when reception of the electronic money application 111 is started by the mobile phone 100, the screen of FIG. 37 (c) is in the state shown in FIG. 37 (d). That is, a display indicating that downloading is in progress is displayed on the screen of FIG.

  Returning to FIG. 10A, in step S116a, the data processing unit 110 determines whether or not the download of the electronic money application 111 is completed. That is, it is determined whether or not the electronic money application 111 is stored in the storage unit 120. If it is determined that the download has not ended (NO in step S116a), data processing unit 110 repeats the process in step S116a. On the other hand, if it is determined that the download is complete (YES in step S116a), the data processing unit 110 terminates the initial registration web process.

  As described above, in this embodiment, as registration request information for requesting registration for enjoying the electronic money game use service, registration request information in step S102, portable terminal information in step S108, and application download request in step S116 A plurality of information such as information is transmitted, but information transmitted to and received from the electronic money management server 200 at the time of initial registration is arbitrary, and at least registration request information for requesting registration may be transmitted once. .

  When the downloading of the electronic money application 111 is completed, the data processing unit 110 of the mobile phone 100 activates the electronic money application 111 stored in the storage unit 120.

  FIG. 38 is a seventh display screen view displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 in the present embodiment. FIG. 38A is a screen displayed while the electronic money application 111 is activated. On the screen of FIG. 38A, a graph indicating the outline of the ratio of the processes that have elapsed among all the activation processes, and the characters “electronic money application” that is the name of the application that is being activated are displayed.

  FIG. 11 is a flowchart showing a process flow of the electronic money application 111 executed by the mobile phone 100 according to the present embodiment. Referring to FIG. 11, when electronic money application 111 is activated, in step S120, data processing unit 110 determines whether or not it is the first activation after electronic money application 111 is downloaded. If it is determined that the activation is not the first time (NO in step S120), data processing unit 110 advances the process to be executed to step S180. On the other hand, if it is determined that the activation is the first time (YES in step S120), in step S1200, the data processing unit 110 executes the first activation process.

  FIG. 12 is a flowchart showing a flow of an initial activation process that is a subroutine of the electronic money application executed by the mobile phone in the present embodiment. With reference to FIG. 12, first, in step S <b> 121, the data processing unit 110 transmits mobile terminal information to the electronic money management server 200.

  Returning to FIG. 8, in step S233, the data processing unit 210 of the electronic money management server 200 receives the mobile terminal information from the mobile phone 100, and determines whether or not the received mobile terminal information is provisionally registered. . If it is determined that the mobile terminal information has not been provisionally registered (NO in step S233), the data processing unit 210 returns the process to be executed to step S201.

  On the other hand, if it is determined that the mobile terminal information is provisionally registered (YES in step S233), the data processing unit 210, in step S234, temporarily registers the member ID and mail that are associated with the mobile terminal information. The address, financial institution designation information, account number, password, and promotion receipt availability information are registered in the user information DB 221 in association with the mobile terminal information. In step S235, the data processing unit 210 adds 1 to the count value of the uncharged deletion counter corresponding to the registered mobile terminal 100. Note that the added uncharged deletion counter is held in the user information DB 221 even when the member withdraws from the member (when the storage area for the electronic money game use service is deleted).

  As described above, by adding the uncharge deletion counter in step S235, the storage area for the electronic money game use service corresponding to the area securing information (area construction information) transmitted in step S236 is contactless with the mobile phone 100. The number of constructions constructed in the storage unit 192 of the mold IC chip 190 is managed.

  Next, in step S236, the data processing unit 210 obtains area securing information (area building information) that is information for securing (constructing) the storage area for the electronic money game use service in the storage unit 192 of the mobile phone 100. Transmit to mobile phone 100.

  Note that, as described in step S234, in the present embodiment, a case where the mobile phone 100 is mobile terminal information is described as an example of identification information for enabling the mobile phone 100 to be distinguished from other mobile phones. The identification information is not limited to the information, but may be information such as a member ID that can identify the mobile phone 100 from other mobile phones. For example, in step S234, financial institution designation information or the like is registered in association with the member ID, and thereafter the mobile phone is identified based on the member ID transmitted from the mobile phone, and the financial institution designation information or the like is read out. It may be. In this case, the member ID may be transmitted and stored on the mobile phone 100 side after the main registration in step S234.

  Proceeding to FIG. 12, the data processing unit 110 determines whether or not the area securing information is received from the electronic money management server 200 in step S122. If it is determined that the area securing information has not been received (NO in step S122), data processing unit 110 repeats step S122. On the other hand, if it is determined that the area allocation information has been received (YES in step S122), in step S122a, the data processing unit 110 determines the processing status regarding the value in the mobile phone 100 stored and managed in the storage unit 120. Update area reservation information received. In step S122b, the data processing unit 110 transmits reception response information to the electronic money management server 200 to notify the electronic money management server 200 that the area reservation information has been received.

  Returning to FIG. 8, in step S <b> 237, the data processing unit 210 determines whether or not reception response information has been received from the mobile phone 100. If it is determined that reception response information has not been received (NO in step S237), data processing unit 210 returns the process to be executed to step S201. On the other hand, if it is determined that the reception response information has been received (YES in step S237), in step S238, the data processing unit 210 updates the processing status of the user information DB 221 shown in FIG. Thereafter, the data processing unit 210 returns the process to be executed to step S201.

  Proceeding to FIG. 12, next, in step S123, the data processing unit 110 requests an area securing process start request (area securing information) to request the start of the area securing process for securing the storage area for the electronic money game use service. A request to construct a storage area for the electronic money game use service indicated by (2) is transmitted to the remote issuing server 400. The area securing process start request includes mobile terminal information.

  When the remote issuing server 400 receives the area securing process start request from the mobile phone 100, the storage unit for use in the electronic money game use service in the non-contact type IC chip 190 of the mobile phone 100 that has transmitted the area securing process start request. The storage area 192 is allocated, and area allocation execution information for storing the member ID in the allocated storage area is transmitted to the mobile phone 100 that has transmitted the area allocation process start request.

  Returning to FIG. 12, the data processing unit 110 of the mobile phone 100 determines whether or not the area securing execution information is received from the remote issuing server 400 in step S <b> 124. If it is determined that the area allocation execution information has not been received (NO in step S124), data processing unit 110 repeats step S124.

  On the other hand, if it is determined that the area allocation execution information has been received (YES in step S124), the data processing unit 110 executes the area allocation process indicated by the area allocation execution information from the remote issuing server 400 in step S125. To do. In the area securing process, a storage area for the electronic money game use service is secured in the storage unit 192 of the non-contact type IC chip 190, the member ID is transmitted to the remote issuing server 400, and the secured storage area in the storage unit 192 is stored. This is a process for storing a value equivalent to 0 yen.

  Specifically, in this area securing process, the remote issuing server 400 secures a storage area for an electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 via the electronic money application 111. Using the electronic money application 111, the mobile phone 100 transmits a member ID and a value equivalent to 0 yen as write data to the remote issuing server 400. The remote issuing server 400 directly communicates with the non-contact type IC chip 190 without using the electronic money application 111, and stores the member ID and value received from the mobile phone 100 in the storage unit 192 of the non-contact type IC chip 190. Write. Then, when the storage area reservation and the writing of the member ID and the value are finished, the remote issuing server 400 transmits the area reservation end information to the mobile phone 100.

  Here, the remote issuing server 400 secures a storage area via the electronic money application 111. However, the present invention is not limited to this, and the remote issuing server 400 may directly exchange with the non-contact type IC chip 190 without using the electronic money application 111 to secure a storage area. Further, the remote issuing server 400 writes the member ID and value without using the electronic money application 111. However, the present invention is not limited to this, and the remote issue server 400 may write the member ID and value via the electronic money application 111.

  In addition, the remote issue server 400 secures a storage area for the electronic money game use service, and is transmitted from the mobile phone 100 in step S123 on the condition that a value equivalent to 0 yen is written in the storage area. In association with the mobile terminal information included in the area securing process start request, the processing status of the mobile terminal information with respect to the mobile phone 100 is stored as an area secured end indicating that the area securing process has been completed.

  Next, in step S126, the data processing unit 110 receives the area reservation end information from the remote issuing server 400, and determines whether the area reservation process has ended. If it is determined that the area securing process has been completed (YES in step S126), in step S127, the data processing unit 110 updates the processing status stored in the storage unit 120 to the area secured. Thereafter, the data processing unit 110 returns the process to be executed to the electronic money application 111 which is the process that is the caller of this process.

  Returning to FIG. 11, after executing the initial activation process in step S1200, the data processing unit 110 advances the process to be executed to step S192.

  In step S180, the data processing unit 110 determines whether the activation of the electronic money application 111 is activation from the non-contact type IC chip 190. From the non-contact type IC chip 390 of the ticket vending machine 300 in the ticketing process by the ticket vending machine 300 described later in FIG. 50, or from the non-contact type IC chip 690 of the card unit 600 in the ball lending process by the card unit 600 described later in FIG. When an application activation signal for activating the electronic money application 111 is transmitted to the non-contact IC chip 190 of the cellular phone 100, the cellular phone 100 activates the electronic money application 111 according to the application activation signal. The application activation signal will be described with reference to FIG. The case where it is determined that the activation of the electronic money application 111 is the activation from the non-contact type IC chip 190 (YES in step S180) will be described with reference to FIG.

  On the other hand, if it is determined that activation of the electronic money application 111 is not activation from the non-contact type IC chip 190 (NO in step S180), in step S1100, the data processing unit 110 causes the activation of the electronic money application 111 to be described later. It is determined whether or not the activation is from the error explanation screen. A case where it is determined that the start is from the error explanation screen (YES in step S1100) will be described later.

  On the other hand, if it is determined that the activation of the electronic money application 111 is not activation from the error explanation screen (NO in step S1100), in step S1110, the data processing unit 110 determines that the activation of the electronic money application 111 will be described later. It is determined whether the activation is from the completion mail. The case where it is determined that the activation is from the error handling completion mail (in the case of YES in step S1110) will be described later.

  On the other hand, if it is determined that the activation is not from the error handling completion mail (NO in step S1110), in step S191, the data processing unit 110 determines whether or not it is activation from the takeover information described later with reference to FIG. Judging. As will be described later, an e-mail with transfer information attached after purchase of value is transmitted to the mobile phone 100, the electronic money application 111 is activated by the transfer information, and the purchased value is charged to the mobile phone 100. . If it is determined that the activation is based on the takeover information (YES in step S191), the data processing unit 110 advances the process to be executed to step S150.

  On the other hand, if it is determined that the activation is not based on the takeover information (NO in step S191), in step S191a, the data processing unit 110 determines whether the activation is from a privilege notification mail described in FIG. to decide. As will be described later, a privilege notification email with a link for transmitting privilege issue request information is transmitted to the member's mobile phone 100 that has reached the criteria for issuing the privilege, and the privilege issue request information is transmitted. As a result, the privilege value which is the value as the privilege is charged to the mobile phone 100. If it is determined that the activation is from the privilege notification mail (YES in step S191a), the data processing unit 110 advances the process to be executed to step S190.

  On the other hand, if it is determined that the activation is not from the privilege notification mail (NO in step S191a), in step S198, the data processing unit 110 executes a processing status confirmation process.

  FIG. 14 is a flowchart showing a flow of processing status confirmation processing that is a subroutine of the electronic money application executed by the mobile phone in the present embodiment. Referring to FIG. 14, in step S1981, data processing unit 110 has received the area allocation information updated in step S122a of the initial activation process in FIG. 12 for the processing status managed in storage unit 120. Judge whether or not.

  If it is determined that the processing status has already received the area securing information (YES in step S1981), data processing unit 110 advances the process to be executed to step S123 of the initial activation process in FIG. As a result, the data processing unit 110 received the area allocation information in step S122. However, in the exchange with the remote issuing server 400 from step S123 to step S126, the data processing unit 110 creates a storage area for the electronic money game use service due to a communication failure or the like. If it cannot be secured, the area securing process start request is transmitted to the remote issuing server 400 in step S123 without transmitting the portable terminal information to the electronic money management server 200 again in step S121. For this reason, the electronic money management server 200 secures a storage area for the electronic money game use service again in spite of the fact that the processing status of the user information DB 221 shown in FIG. Mobile terminal information is transmitted from the mobile phone 100 to the electronic money management server 200, and the processing status managed on the electronic money management server 200 side has already been secured, so the request is not accepted and the area is secured. Can be prevented.

  On the other hand, if it is determined that the processing status has not been received, the data processing unit 110 advances the process to be executed to step S1982. The processing after step S1982 will be described later.

  Returning to FIG. 11, after executing the processing status confirmation processing in step S198, the data processing unit 110 advances the processing to be executed to step S192.

  In step S192, the data processing unit 110 acquires the value balance from the storage area for the electronic money game use service in the storage unit 192 of the contactless IC chip 190, and displays an initial screen when the electronic money application 111 is started up. 140 is displayed.

  Proceeding to FIG. 38, FIG. 38 (b) shows an initial screen at start-up displayed in step S192. In the screen of FIG. 38 (b), the chip ID given from the time of manufacture of the non-contact type IC chip 190 is 00002000012398, and the value stored in the non-contact type IC chip 190 acquired in step S192. Balance of 0 yen, “value purchase” which is a link to purchase value, and “link of purchase value to IC chip” which is a link to charge the purchased value to the non-contact type IC chip 190 `` Charge '', `` Value Deposit '' which is a link for depositing value to the server at the time of model change, `` Cash Value Return '' which is a link to receive return of value deposited to the server after model change, and privilege value The link for charging the contact type IC chip 190 is “the privilege value of the IC chip Yaji "is displayed.

(Description of value purchase in the electronic money system 10)
FIG. 39 is a first display screen diagram displayed on display unit 140 of mobile phone 100 when value is purchased with mobile phone 100 in electronic money system 10 according to the present embodiment.

  FIG. 39A is a software list screen that is first displayed on the display unit 140 of the mobile phone 100 when the application execution function is executed in the mobile phone 100. On the screen of FIG. 39A, “electronic money application” and “travel navigator” are displayed as links for executing application programs installed in the mobile phone 100. That is, it is shown that mobile phone 100 according to the present embodiment has electronic money application 111 and an application program named travel navigator installed therein.

  Returning to FIG. 11, when the link of “electronic money application” is selected on the screen of FIG. 39A and the electronic money application 111 is activated, it is not the first activation (in the case of NO in step S120), and the IC chip Is not activated from (if NO in step S180), is not activated from the error explanation screen (if NO in step S1100), is not activated from an error handling completion mail (if NO in step S1110), and is taken over Since it is not a start from information (in the case of NO in step S191), the processing status is not received in the processing status confirmation processing in step S198 described above (in the case of NO in step S1981), the processing status confirmation processing described later If NO in steps S1982 to S1984, the data is returned in step S192. Processing unit 110, the area for the electronic money game using the service of the storage unit 192 of the contactless IC chip 190 to obtain the value balance, displays the startup initial screen of the electronic money application 111.

  Proceeding to FIG. 39, the screen of FIG. 39B is an initial screen at the time of startup displayed in step S192. Since the screen of FIG. 39B is the same as the screen of FIG. 38B described above, the overlapping description will not be repeated. However, the value balance stored in the non-contact type IC chip 190 is 0 yen on the screen of FIG. 38B, whereas it is 1000 yen on the screen of FIG. 39B. In the screen of FIG. 39B, the “value purchase” link is shaded as a selection candidate.

  Returning to FIG. 11, in step S193, the data processing unit 110 determines whether or not value purchase is selected. When the “value purchase” link is selected on the screen of FIG. 39B, the data processing unit 110 determines that value purchase has been selected (YES in step S193), and in step S130, the value purchase processing is performed. Execute.

  FIG. 15 is a flowchart showing a flow of value purchase processing which is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. Referring to FIG. 15, first, in step S <b> 133, the data processing unit 110 transmits charge request information including a member ID, portable terminal information, and a value balance to the electronic money management server 200.

  FIG. 16 is a flowchart showing the flow of processing of the value purchase application program 212 executed by the electronic money management server 200 in the present embodiment. Referring to FIG. 16, first, in step S <b> 241, data processing unit 210 determines whether or not charge request information has been received from mobile phone 100. If it is determined that the charge request information has not been received (NO in step S241), data processing unit 210 advances the process to be executed to step S257.

  On the other hand, if it is determined that the charge request information has been received (YES in step S241), the data processing unit 210 registers the member ID and mobile terminal information included in the charge request information in the user information DB 221 in step S242. It is determined whether or not the mobile phone 100 can be used in the electronic money game use service. If it is determined that it is not usable (NO in step S242), in step S243, the data processing unit 210 transmits an unusable screen to the mobile phone 100, and returns the process to be executed to step S241.

  Proceeding to FIG. 39, FIG. 39 (c) shows the unusable screen transmitted in step S243. In the screen of FIG. 39C, “OK” which is a text indicating that the mobile phone 100 is not registered in the electronic money management server 200 and a link for confirming that and closing the electronic money application 111. Is displayed.

  Returning to FIG. 16, on the other hand, if it is determined that the data can be used (YES in step S242), in step S244, the data processing unit 210 has been purchased but not charged in the mobile phone 100. It is determined whether there is an uncharged value.

  Whether there is an uncharged value is determined as “unissued” as the processing status in the issue information DB 222 described with reference to FIG. 5 corresponding to the member ID and mobile terminal information included in the charge request information received in step S241. Judgment is made based on whether or not there is a stored value. In the present embodiment, when it is determined that there is a value stored as “unissued” as the processing status, the data processing unit 210 determines that there is an uncharged value.

  Note that the determination of whether there is an uncharged value is not limited to this. For example, the value charged and written in the mobile phone 100 may be deleted from the issue information DB 222. Whether or not there is an uncharged value may be determined based on whether or not an uncharged value is stored in the issue information DB 222.

  If it is determined that there is an uncharged value (YES in step S244), the data processing unit 210 transmits a charge induction screen to the mobile phone 100 in step S245, and executes processing to be described later in step S277 in FIG. Proceed to

  That is, the process proceeds to the value issuing process shown in FIG. 19 in order to issue the uncharged value without proceeding to step S256 described later, which is a step of transmitting balance information as charge acceptance information.

  Proceeding to FIG. 39, FIG. 39 (d) is a charge inducing screen displayed in step S245. Since there is an uncharged value on the screen shown in FIG. 39 (d), a text for prompting charging is displayed. After this screen is displayed, the process from step S277 of the value issuance AP 213 in FIG. 19 described later is executed, and the mobile phone 100 is charged with the uncharged value.

  Here, after the charge induction screen is displayed, the process automatically proceeds from step S277. However, the present invention is not limited to this, and after the confirmation operation from the user is performed on the charge induction screen, the process may proceed to step S277.

  On the other hand, if it is determined that there is no uncharged value (NO in step S244), data processing unit 210 advances the process to be executed to step S246.

  Next, in step S246, the data processing unit 210 retrieves the financial institution designation information corresponding to the mobile terminal information of the mobile phone 100 that has transmitted the charge request information received in step S241 from the user information DB 221 and reads it out. .

  In step S246a, the data processing unit 210 specifies whether the type of the mobile phone 100 indicated by the mobile terminal information included in the received charge request information is for test or normal use. Next, in step S247, the data processing unit 210 reads display amount list information corresponding to the specified type of the mobile phone 100.

  In the present embodiment, whether the mobile phone is for test or normal use is determined based on whether the mobile terminal information included in the charge request information is stored in the user information DB 221 for test use. It is done depending on whether it is stored for use. However, the present invention is not limited to this, and display amount list information stored in the user information DB 221 may be read for each mobile terminal information. Also, the type identification information indicating whether it is for test or normal use is received from the mobile phone 100, and the display stored in advance corresponding to each type according to the type indicated by the type identification information The amount list information may be read out.

  Display amount list information corresponding to the type is stored in advance in the storage unit 220 of the electronic money management server 200. The display amount list information is information indicating a list of value amounts that the user can select with the mobile phone 100. In the present embodiment, “1000 yen”, “5000 yen”, “ There is information indicating five amounts of “10000 yen”, “20000 yen”, and “30000 yen”, and “10000 yen”, “50000 yen”, “100,000 yen”, “300000 yen”, and “500000 yen” corresponding to the type of test. Information indicating the amount of money. The amount of value that can be selected is determined in advance by the provider of the electronic money game usage service based on the mobile retention limit and the daily purchase limit determined to prevent the user from getting into the game. .

  In step S250, the data processing unit 210 reads the portable retention limit and the daily purchase limit according to the type of the mobile phone 100 specified in step S246a.

  The portable holding limit amount and the daily purchase limit amount corresponding to the type are stored in advance in the storage unit 220 of the electronic money management server 200. Specifically, as described above with reference to FIG. 4, the information is stored in association with the mobile terminal information. In the present embodiment, the mobile holding limit and the daily purchase limit are information indicating the amounts of “30000 yen” and “30000 yen” corresponding to the normal type, respectively. Corresponding to “1000000 yen” and “500000 yen”.

  In the present embodiment, the user information DB 221 stores the type of test or normal use, the portable retention limit, and the daily purchase limit in association with the terminal terminal information. For this reason, from the portable terminal information included in the charge request information received in step S241, the type for test or normal use, the portable retention limit, and the daily purchase limit can be specified at a time.

  However, the present invention is not limited to this, and the portable retention limit and the daily purchase limit are stored in the first database corresponding to the test and normal types, respectively, and are also associated with the portable terminal information for the test. Alternatively, information indicating the normal type may be stored in the second database. Thereby, first, the second database is referred to from the mobile terminal information included in the charge request information received in step S241, and it is specified whether the type of mobile phone is for test or normal use. In addition, the first database is referred to, and the portable holding limit and the daily purchase limit are specified from the specified type.

  Different types of mobile terminal information are used for testing and normal use, and each type of mobile terminal information is associated with the type of mobile terminal in the first database (for example, mobile terminal information in K-*** is for normal use) , T-*** portable terminal information is stored in the test), and the respective mobile holding limit and daily purchase limit are stored in the second database corresponding to the test and normal types. You may do it. Thereby, first, the first database is referred to from the mobile terminal information included in the charge request information received in step S241, the type of the mobile terminal is specified, and then the second database is referred to from the specified type. You may make it specify the carrying amount limit and the daily purchase limit amount.

  In addition, the portable holding limit and the daily purchase limit are stored in the first database corresponding to the test type and the normal type, respectively, and the portable terminal information of the test mobile phone is stored in the second database. The mobile terminal information of the normal mobile phone may be stored in the third database. Thereby, first, the type of the mobile terminal is specified depending on whether the mobile terminal information included in the charge request information received in step S241 is included in the second database or the third database. Referring to the database, the mobile holding limit and the daily purchase limit are specified from the specified type.

  Further, the display amount list information, the portable holding limit amount, and the daily purchase limit amount are not limited to being stored corresponding to the two types of test and normal types, respectively, and there are three or more types. It may be stored corresponding to the type of mobile phone, or may be stored for each mobile phone. Further, the amount included in the displayed amount list information, the portable retention limit amount, and the daily purchase limit amount may be other amounts, and can be arbitrarily set.

  Next, in step S251, the data processing unit 210 adds, to the value balance charged in the mobile phone 100 included in the charge request information received in step S241, among the amounts indicated by the display amount list information read in step S247. Minimum purchase amount (the minimum amount that can be selected at the time of a charge request. In this embodiment, this is the minimum amount in the display amount list shown in FIGS. 41 (b) and 42, and is for the normal use in FIG. 41 (b). It is determined whether the sum of 1000 yen in the case of the display amount list of 10000 and 10000 yen in the case of the display amount list for the test is equal to or less than the portable holding limit amount read in step S250. That is, it is determined whether or not charging is permitted based on the value balance and the portable holding limit. If the amount obtained by adding the minimum purchase amount to the value balance is not less than or equal to the portable retention limit (NO in step S251), charging is not permitted and the data processing unit 210 purchases the portable retention limit in step S252. After the disabled screen is transmitted to the mobile phone 100, the process to be executed is returned to step S241.

  FIG. 40 is a second display screen diagram displayed on display unit 140 of mobile phone 100 when value is purchased with mobile phone 100 in electronic money system 10 according to the present embodiment. FIG. 40 (a) is a screen indicating that the mobile holding limit amount cannot be purchased, which is transmitted to the mobile phone 100 in step S252. In the screen of FIG. 40 (a), the sum of the minimum purchase amount and the value balance exceeds the retention limit on the mobile phone, so that the text indicating that the value cannot be purchased and the electronic money application 111 is confirmed by confirming that. “OK”, which is a link for ending, is displayed.

  Returning to FIG. 16, on the other hand, when the sum of the value balance and the minimum purchase amount is equal to or less than the portable retention limit (YES in step S251), in step S253, the data processing unit 210 issues the issue information DB 222. It is determined whether or not an amount obtained by adding the minimum purchase amount to the accumulated value on the day of the value purchased by the mobile phone 100 on that day stored in the table is equal to or less than the daily purchase limit amount. That is, it is determined whether or not charging is permitted based on the current day accumulated amount and the daily purchase limit amount. When the amount obtained by adding the minimum purchase amount to the accumulated amount on the day is not less than the daily purchase limit amount (in the case of NO in step S253), charging is not permitted, and in step S254, the data processing unit 210 determines the daily purchase limit amount. After the purchase impossible screen is transmitted to the mobile phone 100, the process to be executed is returned to step S241.

  Proceeding to FIG. 40, FIG. 40 (b) is a daily purchase limit purchase prohibition screen transmitted to the mobile phone 100 in step S254. In the screen of FIG. 40B, since the sum of the minimum purchase amount and the accumulated amount on the day exceeds the daily purchase limit, a statement that the value cannot be purchased and the electronic money application 111 confirming that fact. “OK”, which is a link for ending the message, is displayed.

  Returning to FIG. 16, on the other hand, if the sum of the day's accumulated amount and the minimum purchase amount is equal to or less than the daily purchase limit amount (in the case of YES in step S253), in step S255, the data processing unit 210 sets the value balance And the amount that can be purchased is calculated from the amount accumulated on the day. Specifically, the data processing unit 210 can purchase the lower amount of the amount obtained by subtracting the value balance from the portable holding limit amount and the amount obtained by subtracting the daily accumulated amount from the daily purchase limit amount. Calculate as

  In this embodiment, it is determined whether or not value can be purchased based on the value balance and the portable retention limit, the current day accumulated amount and the daily purchase limit, and the purchaseable amount is calculated. I tried to do it. However, the present invention is not limited to this, and it is determined whether or not value can be purchased based on the value balance and the mobile holding limit, or the accumulated amount on the day and the daily purchase limit, and the purchaseable amount is calculated. You may do it.

  Next, in step S256, the data processing unit 210 receives the electronic mail address stored in the user information DB 221 corresponding to the mobile terminal information included in the charge request information received in step S241, and the financial data read in step S246. Institution-designated information (including information indicating whether the financial institution is a financial institution that supports direct payments or a financial institution that supports indirect payments), display of mobile terminal information read in step S247 according to the type of mobile phone Balance information (charge acceptance information indicating that the charge request information has been received), the amount list information, the portable holding limit read in step S250, the daily purchase limit, and the purchaseable amount information calculated in step S255. To the mobile phone 100.

  Returning to FIG. 15, in step S <b> 134, the data processing unit 110 determines whether or not balance information is received from the electronic money management server 200. If it is determined that the balance information has been received (YES in step S134), in step S135, the data processing unit 110 determines whether the email address included in the received balance information is correct as the email address used to purchase value. An address confirmation screen for confirming whether or not is displayed on the display unit 140. Thereafter, the data processing unit 110 advances the process to be executed to step S136.

  Proceeding to FIG. 40, FIG. 40C shows an address confirmation screen displayed in step S135. On the screen of FIG. 40 (c), text for explaining the method of charging value, the email address to be confirmed included in the balance information received in step S134, and the displayed email address are electronically displayed. “Confirmation”, which is a link for inputting confirmation that the mobile phone 100 used for the money game use service is correct as the e-mail address, and the displayed e-mail address used for the electronic money game use service A link to be selected when it is different from the e-mail address of the mobile phone 100 is displayed as “→ If the above address is different from the mobile phone address, click here”.

  Returning to FIG. 15, in step S <b> 136, the data processing unit 110 determines whether the e-mail address has been confirmed by the user by selecting the “confirm” link on the screen of FIG. 40C. . If it is determined that the address has been confirmed (YES in step S136), the data processing unit 110 causes the display unit 140 to display a financial institution confirmation screen in step S137.

  FIG. 41 is a third display screen diagram displayed on display unit 140 of mobile phone 100 when value is purchased with mobile phone 100 in electronic money system 10 according to the present embodiment.

  FIG. 41A is a financial institution confirmation screen displayed on the mobile phone 100 in step S137. In the screen of FIG. 41 (a), “confirmation” is a link for confirming the financial institution to be used, the name of the financial institution to be used, the link for confirming the financial institution to be used and continuing the procedure. , And a link for changing the financial institution, “Please select here if you want to change the financial institution” is displayed. As for the name of the financial institution, the financial institution designation information included in the received balance information is uniquely determined in advance corresponding to the name of the financial institution. For this reason, the name of the financial institution can be specified by the mobile phone 100 by receiving the balance information.

  Returning to FIG. 15, in step S138, the data processing unit 110 determines whether the financial institution to be used has been confirmed by the user by selecting the “confirm” link on the screen of FIG. To do.

  If it is determined that the financial institution has not been confirmed (NO in step S138), in step S140a, the data processing unit 110 determines whether or not a financial institution change has been selected. If it is determined that the financial institution change is not selected (NO in step S140a), the data processing unit 110 returns the process to be executed to the process in step S138.

  On the other hand, if it is determined that the financial institution change has been selected (YES in step S140a), the data processing unit 110 transmits the financial institution change inquiry information to the electronic money management server 200 in step S140b, and the electronic money in step S140d. A financial institution change process for changing the financial institution designation information registered in the user information DB 221 of the management server 200 in association with the mobile terminal information to another financial institution designation information is performed, and the process to be executed is performed in step S138. Return to processing. In the financial institution change processing, the financial institution designation information of the changed financial institution and the account number and the password of the account are transmitted if the financial institution is a financial institution that supports direct settlement.

  When the data processing unit 210 of the electronic money management server 200 receives the financial institution change inquiry information from the mobile phone 100, the screen corresponding to the financial institution change inquiry information (FIGS. 35C, 35D, and 36A). ), (B), (c), FIG. 37 (a), etc.) are transmitted to the mobile phone 100. When the data processing unit 210 of the electronic money management server 200 determines that the financial institution designation information (information for designating a financial institution that has received designation as a change destination) has been received from the mobile phone 100, the changed financial A process of registering the financial institution designation information of the institution in the user information DB 221 in correspondence with the mobile terminal information is performed. If it is determined that the account number and password have been received, the received account number and password are registered in the user information DB 221 in association with the mobile terminal information.

  Note that the registration process only needs to update the changed financial institution server so that it can be used for settlement. For example, the financial institution designation information before the change is deleted and the new It may be a process of registering the financial institution designation information of the financial institution. Further, it may be a process of newly registering the financial institution designation information after the change as a financial institution used for settlement without deleting the financial institution designation information before the change. In this case, the financial institution designated before the change may be used to change the financial institution used for settlement again to the pre-change financial institution.

  If it is determined that the financial institution has been confirmed (YES in step S138), the data processing unit 110, in step S139, displays the display amount list information included in the balance information, the portable retention limit, the daily purchase limit, and A purchase price selection screen is displayed on the display unit 140 in accordance with the display price list and the purchase price indicated by the purchase price information.

  Proceeding to FIG. 41, FIG. 41 (b) is a purchase amount selection screen displayed on the normal mobile phone 100 in step S139. In the screen of FIG. 41 (b), there is a text that prompts the user to select the amount of the value that he / she wishes to purchase and charge, a text indicating the daily purchase limit, a text regarding the mobile limit, and the desired purchase price. A radio button that is paired with this option and “Send”, which is a link for instructing to send the desired purchase price of the selected value, are displayed.

  The option of the desired purchase amount displayed on the purchase amount selection screen in FIG. 41 (b), the daily purchase limit amount, and the portable retention limit amount are respectively used by the mobile phone 100 for normal use by the electronic money management server 10. Display amount list information included in the balance information transmitted in response to the determination that the mobile phone is a mobile phone, a daily purchase limit, and a mobile retention limit, which are indicated by “1000 yen, 5000 yen”, respectively. , 10,000 yen, 20000 yen, 30000 yen, "30000 yen" and "30000 yen".

  Here, a radio button that is paired with an option of an amount exceeding the purchaseable amount indicated by the purchaseable amount information included in the balance information received in step S134 is displayed but cannot be selected. Also, the “Send” link cannot be selected unless one of the radio buttons that are paired with the choice of the desired purchase amount is selected. In the present embodiment, an example has been described in which a radio button that is paired with an option with an amount that exceeds the purchase amount is also described. It is possible to display only the radio buttons that make up, and not to display the radio buttons that make a pair with an option that exceeds the purchaseable amount. Moreover, you may make it not display the choice of the money amount exceeding a purchaseable money amount. That is, what is necessary is just to display in the display mode which can designate the choice of the charge amount below the amount which can be purchased.

  FIG. 42 is a fourth display screen view displayed on display unit 140 of mobile phone 100 when value is purchased with mobile phone 100 in electronic money system 10 according to the present embodiment. FIG. 42A is a purchase amount selection screen displayed on the test mobile phone 100 in step S139. The screen of FIG. 42A differs from the screen of FIG. 41B in the choice of desired purchase amount, the daily purchase limit, and the portable retention limit.

  The choice of desired purchase amount displayed on the purchase amount selection screen in FIG. 42 (a), the daily purchase limit amount, and the portable retention limit amount are respectively tested by the mobile phone 100 by the electronic money management server 10. Display amount list information included in the balance information transmitted in response to the determination that the mobile phone is a mobile phone, a daily purchase limit, and a mobile holding limit, which are indicated by “10000 yen, 50000 yen”, respectively. , 100,000 yen, 300,000 yen, 500,000 yen, "500,000 yen" and "1000000 yen".

  Returning to FIG. 15, when one of the radio buttons that make a pair with the desired purchase amount is selected on the screen of FIG. 41B or the screen of FIG. 42A, and the “Send” link is selected, In step S141, the data processing unit 110 of the mobile phone 100 determines whether or not the desired purchase amount has been selected by selecting the desired purchase amount radio button.

  If it is determined that the desired purchase amount has been selected (YES in step S141), in step S142, the data processing unit 110 includes first purchase request information including information indicating the desired purchase amount and the member ID received in step S142. Is transmitted to the electronic money management server 200.

  Proceeding to FIG. 16, in step S <b> 257, the data processing unit 210 determines whether or not the first account transfer request information has been received from the mobile phone 100. If it is determined that the first account transfer request information has not been received (NO in step S257), the data processing unit 210 advances the process to be executed to step S265.

  On the other hand, if it is determined that the first account transfer request information has been received (YES in step S257), in step S258, the data processing unit 210 counts the value purchases counted for each mobile phone 100 by the value purchase count counter. It is determined whether or not the number of times is zero. That is, it is determined whether or not the charge request is transmitted from the mobile phone 100 and YES is determined in step S241 after the area securing information is transmitted to the mobile phone 100 in step S236.

  If it is determined that the number of value purchases is zero (YES in step S258), the mobile phone 100 is the first purchase of value after being registered in the electronic money game use service, and therefore an initial registration fee is collected. There is a need. Therefore, in this case, in step S259, the data processing unit 210 calculates an initial registration fee and a charge fee.

  On the other hand, if it is determined that the number of value purchases is not zero (NO in step S258), the initial registration fee has already been collected, so the initial registration fee need not be collected. Therefore, in this case, in step S260, the data processing unit 210 calculates a charge fee.

  In this embodiment, the initial registration fee and the charge fee are calculated in steps S259 and S260, respectively. However, the present invention is not limited to this, and the initial registration fee and the charge fee are stored in the storage unit 220 in advance. In addition, the data may be read in steps S259 and S260, respectively.

  Next, in step S261, the data processing unit 210 issues a purchase number for distinguishing the current value purchase from other value purchases. In step S262, the data processing unit 210 indicates the first account transfer request information received in step S257. The total amount of the desired purchase amount and the fee calculated in step S259 or step S260 is calculated.

  Next, in step S263, the data processing unit 210 registers the total amount calculated in step S262, the purchase number issued in step S261, and the current time stamp in the issue information DB 222 in association with the member ID. To do. In step S264, the data processing unit 210 transmits to the mobile phone 100 total amount confirmation information for displaying a total amount confirmation screen for confirming the total amount to the user.

  Returning to FIG. 15, in step S <b> 143, the data processing unit 110 determines whether or not the total amount confirmation information is received from the electronic money management server 200. If it is determined that the total amount confirmation information has been received (YES in step S143), in step S144, the data processing unit 110 causes the display unit 140 to display a total amount confirmation screen based on the total amount confirmation information.

  Proceeding to FIG. 41, FIG. 41 (c) is a total amount confirmation screen displayed in step S144. In the screen of FIG. 41 (c), a text requesting confirmation of the total amount, “confirm” which is a link operated to indicate that the total amount has been confirmed, and the previous FIG. 41 (b). “Here.”, Which is a link for returning to the purchase price selection screen, is displayed.

  Returning to FIG. 15, in step S <b> 145, the data processing unit 110 determines whether the total amount has been confirmed by the user by selecting the “confirm” link on the screen of FIG. 41C. If it is determined that the total amount has been confirmed (YES in step S145), in step S147, the data processing unit 110 directly settles the information included in the financial institution designation information included in the balance information received in step S134. It is determined whether or not the financial institution is a financial institution corresponding to direct settlement by determining whether or not the financial institution corresponds to the above. If it is determined that the financial institution does not support direct payment (NO in step S147), a mobile banking confirmation screen is displayed (step S145a).

  Proceeding to FIG. 41, FIG. 41 (d) is a mobile banking confirmation screen displayed in step S145a. In the screen of FIG. 41 (d), a text indicating that the procedure is transferred to mobile banking, “confirmation” which is a link for inputting confirmation to that effect, and an initial screen at start-up of FIG. 39 (b) “Cancel procedure (return to app menu screen)”, which is a link for returning to, is displayed.

  Returning to FIG. 15, in step S145b, the data processing unit 110 determines whether or not the transition to mobile banking has been confirmed by the user by selecting the “confirm” link on the screen of FIG. 41 (d). To do. If it is determined that the transition to mobile banking has been confirmed (YES in step S145b), in step S146, the data processing unit 110 sends the second account transfer request information including information indicating the member ID to the electronic money management server 200. To complete the value purchase process. Thereafter, as described later, in response to the reception of the takeover screen information transmitted from the electronic money management server 200, the web processing at the time of takeover is executed.

  Proceeding to FIG. 16, in step S264a, it is determined whether or not the financial institution indicated by the financial institution designation information read in step S246 is a financial institution corresponding to the direct settlement set on the financial institution setting screen of FIG. As described above, the determination is made based on the registered contents of the user information DB 221. If it is determined that the financial institution does not support direct payment, that is, is a financial institution that supports indirect payment (NO in step S264a), the data processing unit 210 transfers the second account transfer from the mobile phone 100 in step S265. It is determined whether the request information has been received. If it is determined that the second account transfer request information has not been received (NO in step S265), the data processing unit 210 advances the process to be executed to step S269.

  On the other hand, if it is determined that the second account transfer request information has been received (YES in step S265), in step S266, the data processing unit 210 compares the time stamp registered in step S263 with the current time. A stamp check is executed to determine whether there is an abnormality. For example, it is determined that there is an abnormality when the difference between the time stamp and the current time is greater than or equal to a specified time.

  If it is determined that there is an abnormality (YES in step S266), the data processing unit 210 transmits a time stamp check error screen to the mobile phone 100 in step S267.

  Proceeding to FIG. 41, FIG. 41 (e) is a time stamp check error screen transmitted to the mobile phone 100 in step S267. In the screen of FIG. 41 (e), since a certain time has elapsed since the purchase desired amount has been selected, the text prompting the user to redo the procedure and the initial screen at the time of activation of FIG. 39 (b) are returned. “Cancel procedure (return to app menu screen)” is displayed.

  Returning to FIG. 16, if it is determined that there is no abnormality (NO in step S266), the data processing unit 210 transmits, to the mobile phone 100, takeover screen information for transitioning to mobile banking in step S268. To do. In the takeover screen information, at least Internet banking of the financial institution server 500 of the financial institution identified from the financial institution information registered in association with the mobile terminal information of the mobile phone 100 retrieved and read in step S246. URL as access information for accessing the system and transmitting a payment request (first payment request) is included.

  FIG. 10B is a flowchart showing the flow of the web processing at the time of takeover among the web processing. The takeover web process is executed in response to the receipt of the takeover screen information transmitted in step S268. With reference to FIG. 10B, in step S117, the data processing unit 110 determines whether or not the takeover screen information is received from the electronic money management server 200. If it is determined that the takeover screen information has been received (YES in step S117), in step S118, the data processing unit 110 notifies the mobile banking of the transition to mobile banking based on the takeover screen information. A confirmation screen is displayed on the display unit 140, and in step S118a, mobile banking processing for executing settlement processing for value purchase in mobile banking is executed. In the mobile banking process, information related to payment for value purchase is transmitted to the financial institution server 500 according to the operation, and when the payment is completed, the web process at the time of takeover is completed. Specifically, by accessing the Internet banking system of the financial institution server 500 indicated by the URL included in the transfer screen information, logging in to the mobile banking account registered in advance, and performing the transfer process in step S143. A settlement request (first settlement request) for the total amount specified from the received total amount confirmation information is transmitted to the financial institution server 500. At this time, since the total amount specified from the total amount confirmation information received in step S143 is also transmitted to the financial institution server 500, the input operation after login is reduced. Here, since this mobile banking process uses a mobile banking system currently provided by each financial institution, detailed description thereof will be omitted.

  As described above, in the present embodiment, payment processing is completed at the time of transfer processing by mobile banking by using mobile banking by a financial institution as a payment processing for payment for a value charge. However, the settlement process is not limited to the process in which the settlement is completed at the time of the process as described above. For example, the credit card providing institution is requested to pay for the charge for the charge to the server of the credit card providing institution. The server may perform payment by credit, and actual payment may be performed at a later date.

  Returning to FIG. 1, when the payment for the value purchase is completed, an application message indicating that the payment for the value purchase is completed is transmitted from the financial institution server 500 to the payment server 280 via the financial institution dedicated network 920.

  The settlement server 280 registers the received application message in the billing information DB 281. Then, the settlement server 280 transmits to the electronic money management server 200 a consumption breaking report (first settlement completion notification) corresponding to the received consumption message.

  Proceeding to FIG. 16, in step S <b> 269, the data processing unit 210 determines whether or not a breaking information has been received from the settlement server 280. If it is determined that the consumption bulletin has been received (YES in step S269), the data processing unit 210 executes a post value settlement process in step S270. The post value settlement processing will be described with reference to FIG. On the other hand, when it is determined that the consumption breaking news has not been received (NO in step S269), or after step S270, the data processing unit 210 returns the process to be executed to step S241.

  FIG. 17 is a flowchart showing a flow of post value settlement processing that is a subroutine of the value purchase application program 212 executed by the electronic money management server 200 in the present embodiment.

  Referring to FIG. 17, first, in step S2700, data processing unit 210 of electronic money management server 200 registers the purchase number indicated by the breaking report received from settlement server 280 in step S269 in issue information DB 222. Determine whether or not. If it is determined that the purchase number is not registered (NO in step S2700), in step S2701, the data processing unit 210 performs error processing. For example, an alarm is generated so that the administrator of the electronic money management server 200 can check. Then, after the confirmation operation, the data processing unit 210 returns the process to be executed to the value purchase AP 212 which is a process of calling this process.

  On the other hand, if it is determined that the purchase number is registered (YES in step S2700), in step S2702, the data processing unit 210 determines that the purchase of the value indicated by the purchase number corresponds to the mobile phone corresponding to the purchase number. It is determined whether or not it is the first purchase at 100. Specifically, it is determined whether or not the count value of the value purchase number counter corresponding to the mobile phone 100 is zero.

  If it is determined that the purchase is the first time (YES in step S2702), the data processing unit 210 sets the count value of the uncharged deletion counter to 0 in step S2703. When it is determined that the purchase is the first time, the data processing unit 210 may subtract 1 from the count value of the uncharged deletion counter. Thereafter, the data processing unit 210 advances the process to be executed to step S2704. On the other hand, if it is determined that the purchase is not the first time (NO in step S2702), data processing unit 210 advances the process to be executed to step S2704.

  Next, in step S2704, the data processing unit 210 updates the value purchase record corresponding to the member ID corresponding to the purchase number. Here, a process for setting the uncharged value to be present is performed. Specifically, the issue information DB 222 in FIG. 5 indicates information for specifying the amount of value (for example, “1000” when the purchase amount is 1000 yen) and indicates that the amount is uncharged. The processing status (for example, “unissued”) is associated and stored. Thereby, a value purchase record (identification information) for identifying the value corresponding to the charge request received by the determination in step S241 and the uncharged value that can be charged to the mobile phone 100 of the charge request source. Means for registering.

  Then, in step S2705, the data processing unit 210 adds 1 to the count value of the value purchase count counter, and in step S2706, adds the purchase amount to the current day sum corresponding to the mobile phone 100 to update the day sum. In step S2707, the purchase amount is added to the accumulated charge amount corresponding to the mobile phone 100, and the accumulated charge amount is updated and stored.

  Next, in step S2708, the data processing unit 210 transmits response information to the effect that the consumption breaking news received in step S2700 has been processed normally to the settlement server 280. In step S2709, the data processing unit 210 transmits the e-mail with the takeover information to the e-mail address of the member ID corresponding to the breaking news. Thereafter, the data processing unit 210 ends the process after value consideration settlement, and returns the process to be executed to the caller of this process.

  Link information is included as the takeover information. The link information in the present embodiment includes information for automatically starting an electronic money application 111 described later. When the electronic money application 111 is activated, it is activated from the takeover information (YES in step S191), so a value issuing process described later with reference to FIG. 18 is executed.

  As described above, the electronic money management server 200 sends a quick breaking report (first settlement completion notification) for the first settlement request transmitted from the mobile phone 100 to the financial institution server 500 via the financial institution dedicated network 920. On the condition that it has been received, as a first charge process for charging the value to the mobile phone 100, a link that notifies that the electronic money can be charged and is operated to charge the electronic money A process of transmitting an electronic mail including information to the mobile phone 100 is performed.

(Description of value charging in the electronic money system 10)
FIG. 44 is a first display screen diagram displayed on display unit 140 of mobile phone 100 when value is charged (written) to mobile phone 100 in electronic money system 10 according to the present embodiment.

  FIG. 44A is a screen showing the number of new messages in the e-mail function of the mobile phone 100. Here, the display of “mail unread 001” indicates that there is one unread mail among newly arrived electronic mails.

  When “mail unread 001” is selected on the screen of FIG. 44A, the contents of the new mail transmitted from the electronic money management server 200 to the mobile phone 100 in step S2709 as shown in FIG. 44B. Is displayed.

  In the e-mail in FIG. 44 (b), “Click here” is a link indicating that the purchased value has been registered in the electronic money management server 200, and as takeover information for charging the purchased value. Start the app and charge the IC chip. ”Is displayed. When this link is selected on the screen of FIG. 44B, the electronic money application 111 is activated.

  Returning to FIG. 11, when the link as the takeover information is selected on the screen of FIG. 44B and the electronic money application 111 is activated, the data processing unit 110 is activated by the activation from the takeover information in step S191. If it is determined that there is, the process to be executed proceeds to step S150.

  Further, in step S194, the data processing unit 110 selects the value of “Charge purchase value to IC chip (update latest balance)” on the startup initial screen described with reference to FIG. It is determined whether or not the issue is selected. If value issuance is selected (YES in step S194), data processing unit 110 advances the process to be executed to step S150.

  In step S150, the data processing unit 110 executes value issue processing described later with reference to FIG.

  In this embodiment, when a link as takeover information attached to an e-mail is selected, the electronic money application 111 is automatically activated, and a value issuance process is executed in step S150. However, the present invention is not limited to this, and when a link is selected, the electronic money application 111 is automatically activated, and the initial startup screen described with reference to FIG. 39B is displayed. The value issue process may be executed by selecting the value. When the link is selected, the screen described with reference to FIG. 39A is displayed, the electronic money application 111 is activated by the user, and the value issuance processing is executed by selecting the value charge link. You may make it do.

  FIG. 18 is a flowchart showing a flow of value issue processing that is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. With reference to FIG. 18, first, in step S151, the data processing unit 110 determines whether or not the processing status stored in the storage unit 120 has already been issued. As will be described later, the processing status is updated to have received the issue information in step S153a on condition that the value issue information is received from the electronic money management server 200 in step S153.

  If it is determined that the processing status is that the issue information has been received (YES in step S151), data processing unit 110 advances the process to be executed to step S154. On the other hand, when it is determined that the processing status is not the issue information received (NO in step S151), in step S152, the data processing unit 110 is information for requesting the charge (issuance) of value and the member ID And value issuance request information including mobile terminal information is transmitted to the electronic money management server 200.

  In other words, in the present embodiment, as an issue operation for requesting the issue of electronic money, an operation for selecting a link of “charge of purchased value to IC chip” on the startup initial screen of FIG. Specifically, on the condition that the operation of the link as the takeover information attached to the e-mail is accepted from the user, the issuance operation is accepted from the user, and the processing status stored in the storage unit 120 is issued. On the condition that the information has not been received, value issue request information for requesting issue of electronic money is transmitted to the electronic money management server 200.

  FIG. 19 is a flowchart showing the flow of processing of the value issuing application program 213 executed by the electronic money management server 200 in the present embodiment.

  Referring to FIG. 19, first, in step S <b> 271, data processing unit 210 determines whether or not there has been a value issue request by receiving value issue request information from mobile phone 100. If it is determined that there is no value issue request (NO in step S271), the data processing unit 210 returns the process to be executed to step S271.

  On the other hand, if it is determined that there has been a value issuance request (YES in step S271), in step S272, the data processing unit 210 uses the member ID and mobile terminal information included in the value issuance request information received in step S271. It is determined whether or not the information registered in the person information DB 211 is usable. If it is determined that it is not usable (NO in step S272), the data processing unit 210 transmits an unusable screen to the mobile phone 100 in step S273. The unusable screen is the same screen as the screen described in FIG.

  On the other hand, if it is determined that it can be used (YES in step S272), in step S274, the data processing unit 210 stores the member ID and the uncharged value corresponding to the mobile terminal information in the issue information DB 222. Judge whether or not. If it is determined that there is no uncharged value (NO in step S274), the data processing unit 210 transmits an uncharged value no screen to the mobile phone 100 in step S275. In addition, although the case where the process of step S274 and step S275 is executed in the value issuing AP 213 has been described, the present invention is not limited to this, and the value issuing AP 213 may not execute the process of step S274 and step S275. Good.

  Proceeding to FIG. 44, FIG. 44 (c) shows an uncharged value no-screen transmitted to the mobile phone 100 in step S275. On the screen of FIG. 44 (c), a text indicating that there is no unreceived value and “OK”, which is a link for confirming that and terminating the electronic money application 111, are displayed.

  Returning to FIG. 19, when it is determined that there is an uncharged value (YES in step S274), when it is determined that there is an uncharged value at the time of charge request (YES in step S244), and balance transfer described later If it is determined that there is an uncharged value at the time of the request (YES in step S2064), the data processing unit 210 obtains the value of the amount specified from the value purchase record of the uncharged value from the remote issue server 400 in step S277. Value issuance information for writing to the mobile phone 100 is transmitted to the mobile phone 100. The value issuance information includes at least a writable value.

  Thereby, on condition that the value issuance request is received by the determination in step S271, the value of the value managed in the value purchase record of the issuance information DB is further associated with the member ID included in the value issuance request information. On the condition that the processing status (issuance status) is not yet issued, an uncharged value identified from the value purchase record (identification information) corresponding to the member ID registered in the issuance information DB 222 is sent to the value issuance request. A means for outputting for transmission to the original mobile phone 100 is configured.

  Returning to FIG. 18, in step S <b> 153, the data processing unit 110 determines whether or not value issue information has been received from the electronic money management server 200. When it is determined that the value issue information has been received (YES in step S153), in step S153a, the data processing unit 110 indicates the processing status managed in the storage unit 120, and the issue information has been received (data received). Update to Since the processing status after the issue information has been received is before the processing status is updated to written in step S157a, which will be described later, this corresponds to the processing status where the value has not been written.

  In step S153b, the data processing unit 110 transmits reception response information for notifying the electronic money management server 200 that the value issue information has been received, to the electronic money management server 200.

  Proceeding to FIG. 19, in step S <b> 278, the data processing unit 210 determines whether or not reception response information has been received from the mobile phone 100. If it is determined that the reception response information has not been received (NO in step S278), data processing unit 210 repeats the process of step S278. On the other hand, if it is determined that the reception response information has been received (YES in step S278), in step S279, the data processing unit 210 updates the processing status of the issue information DB 222 in FIG. 5 to issued. That is, the processing status is updated to “issued” on condition that the value issuance information is transmitted in step S277. Thereafter, the data processing unit 210 returns the process to be executed to step S271.

  Returning to FIG. 18, next, in step S <b> 154, the data processing unit 110 stores the purchase value specified from the value issue information in the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190. The remote issuing server 400 receives the write processing start request information (write request information for requesting the writing of purchase value) including the value purchase number and the mobile terminal information. Send to.

  Returning to FIG. 1, the remote issuing server 400 transmits value write execution information to the mobile phone 100 indicated by the mobile terminal information included in the write process start request information. The value write execution information is stored in the storage area for the electronic money game use service in the storage unit 192 of the contactless IC chip 190 of the mobile phone 100 in the amount indicated by the value issue amount information included in the write process start request information. This is information for storing value.

  Specifically, the remote issuance server 400 includes a writing status storage unit that stores a writing status of value, and the writing status storage unit includes a purchase number and a mobile phone included in the write processing start request. Terminal information is stored in association with each other, and an area for storing a flag indicating whether or not the value has been written is provided.

  Then, when receiving the write process start request from the mobile phone 100, the remote issuing server 400 determines whether or not the purchase number and the mobile terminal information included in the write process start request are stored in the write status storage unit. In addition to the determination, if it is stored, it is further determined whether or not the corresponding flag has been written.

  In this determination, if it is determined that the purchase number and the mobile terminal information are not stored, or stored but the corresponding flag has not been written, that is, the writing status storage unit (writing status management means) If the management status in () is unwritten, value write execution information is transmitted to the mobile phone 100.

  On the other hand, when it is determined that the purchase number and the mobile terminal information are stored and the corresponding flag has been written, that is, the management status in the writing status storage unit (writing status management means) is written. If it has been completed, the value writing execution information is not transmitted. When it is determined that the purchase number and the mobile terminal information are not stored, the purchase number and the mobile terminal information are newly stored in the write status storage unit, and management of the write status is started.

  Proceeding to FIG. 18, the data processing unit 110 determines whether or not the value writing execution information is received from the remote issuing server 400 in step S155. If it is determined that the value writing execution information has been received (YES in step S155), in step S156, the data processing unit 110 performs the writing process indicated by the value writing execution information received from the remote issuing server 400. Run. In the writing process, the value indicated by the value issue amount information indicating the amount of value specified from the value issue information is written in the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190. It is processing of.

  Specifically, in this writing process, the mobile phone 100 transmits, to the remote issue server 400, the value of the amount indicated by the value issue amount information that is the write data by the electronic money application 111. The remote issuing server 400 directly communicates with the non-contact type IC chip 190 without using the electronic money application 111 and writes the value received from the mobile phone 100 into the storage unit 192 of the non-contact type IC chip 190. That is, the remote issuance server 400 indicates that the writing status in the writing status storage unit of the value corresponding to the write processing start request is unwritten (the purchase number or the like is not stored, or the flag is written The controller 191 of the non-contact type IC chip 190 is instructed to write the value (issued value) indicated in the value issue information (transmits the write instruction information). In response to this, the control unit 191 writes a value in the storage unit 192 of the non-contact type IC chip 190 (that is, the control unit 191 constitutes a data write execution unit). In this case, when the value has already been stored in the storage area for the electronic money game use service of the storage unit 192, a process of writing the value of the amount obtained by adding the issued value to the already stored value is performed. Such processing also corresponds to writing of issued value. When the value writing is completed, the remote issuing server 400 transmits the writing end information to the mobile phone 100.

  As described above, the present embodiment is configured such that the control unit 191 of the non-contact type IC chip 190 writes the issued value in accordance with an instruction from the remote issuing server 400 without using the electronic money application 111. However, the present invention is not limited to this, and the electronic money application 111 may instruct the control unit 191 to write the issued value in response to receiving the write instruction information from the remote issuing server 400.

  The remote issuing server 400 also purchases the value included in the write processing start request transmitted from the mobile phone 100 in step S154 on the condition that the value has been written in the storage area for the electronic money game use service. The processing status of the value is stored as having been written.

  That is, the remote issuance server 400 has the value for which writing is instructed by the write instruction information on condition that the write instruction information is transmitted to the mobile phone 100 (the control unit 191 of the non-contact type IC chip 190). The flag stored in the writing status storage unit in association with the purchase number is updated to a state indicating written.

  The data processing unit 110 transmits a write request signal to the control unit 191 of the non-contact type IC chip 190, and the control unit 191 writes the value in the storage area for the electronic money game use service in the storage unit 192. May be included. In this case, a process of transmitting a write request signal from the data processing unit 110 to the control unit 191 corresponds to a process for adding value.

  Further, the remote issuing server 400 and the control unit 191 of the non-contact type IC chip 190 communicate with each other via the antenna 194, and the control unit 191 writes the value in the area for the electronic money game use service in the storage unit 192. There may be. In this case, the process of transmitting the write process start request information from the data processing unit 110 to the remote issuing server 400 in step S154 corresponds to a process for adding value.

  Next, in step S157, the data processing unit 110 receives the write end information from the remote issuing server 400, and determines whether the write process has ended. If it is determined that the writing process has been completed (YES in step S157), in step S157a, the data processing unit 110 updates the processing status managed in the storage unit 120 to the written state.

  The data processing unit 110 is not limited to receiving the write end information from the remote issuing server 400 and updating the processing status in this way. For example, the data processing unit 110 receives the write end signal from the control unit 191 and The processing status may be updated based on the above. That is, the processing status may be updated to data written on condition that processing for writing electronic money (data) to the storage unit 192 of the non-contact type IC chip 190 is executed.

  Next, in step S158, the data processing unit 110 acquires the value balance from the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190, and displays the value issue completion screen on the display unit 140. Display.

  Proceeding to FIG. 44, the screen of FIG. 44D is a value issuance completion screen displayed in step S158. In the screen of FIG. 44 (d), the same chip ID as that of the screen of FIG. 38 (b), a sentence indicating that the charging of the value is completed, the current charge amount is 1000 yen, and the value balance after charging is displayed. It is 11000 yen, and precautions when using value are displayed.

  Returning to FIG. 18, in step S159a, the data processing unit 110 determines whether or not a confirmation operation has been performed on the value issuance completion screen. If it is determined that a confirmation operation has been performed (YES in step S159a), in step S159b, the data processing unit 110 causes the display unit 140 to display the startup initial screen described with reference to FIG. Thereafter, the data processing unit 110 returns the process to be executed to the caller process of this process.

  Returning to FIG. 14, in step S1982, the data processing unit 110 determines whether or not the processing status managed in the storage unit 120 has already been issued information updated in step S153a in FIG.

  If it is determined that the processing status is that the issue information has been received (YES in step S1982), data processing unit 110 advances the process to be executed to step S154 of the value issuance process in FIG. As a result, the data processing unit 110 receives the value issuance information in step S153, but if the value cannot be written due to a communication failure or the like in the exchange with the remote issuance server 400 from step S154 to step S157, the data processing unit 110 again Without sending the value issuance request information to the electronic money management server 200 in step S152, the write processing start request is sent to the remote issuance server 400 in step S154.

  Specifically, after updating the processing status managed in the storage unit 120 in step S153a to have been issued, the communication with the remote issuance server 400 is disconnected before the value writing is completed, and the user When the activation operation of the electronic money application 111 is performed from the screen shown in FIG. 39A, all of steps S120, S180, S1100, S1110, and S191 are performed in the processing of the electronic money application 111 shown in FIG. It is determined as NO, and the processing status confirmation processing in step S198 is executed.

  Then, in step S1982 of the processing status confirmation processing shown in FIG. 14, it is determined that the processing status managed in the storage unit 120 has already been issued, and the processing goes through step S152 (transmission of value issuance request information) in FIG. Without proceeding to step S154, a write processing start request (write request information) is transmitted to the remote issuing server 400. That is, in this case, accepting an activation operation of the electronic money application 111 from the user corresponds to accepting an issue operation for requesting the issue of electronic money.

  In addition, when communication with the remote issuing server 400 is disconnected as described above, and a link operation as takeover information attached to the e-mail is accepted from the user as the issuing operation, FIG. In the process of the electronic money application 111 shown, YES is determined in step S191, and the value issuance process in step S150 is executed.

  Then, in step S151 of the value issuance processing shown in FIG. 18, it is determined that the processing status managed by the storage unit 120 has already been issued, and the process goes through step S152 (transmission of value issuance request information). In step S154, the write processing start request (write request information) is transmitted to the remote issuing server 400.

  Thereby, in the electronic money management server 200, the value issue request information is transmitted again even though the processing status (issue status) of the issue information DB 222 is updated to issued in step S279, and the electronic money management server 200 Since the processing status in is already issued, it is possible to avoid the inconvenience that the issue request is not accepted, the subsequent write process cannot be performed, and the value cannot be written.

  On the other hand, if it is determined that the processing status is not the issue information has been received (NO in step S1982), data processing unit 110 advances the process to be executed to step S1983. The processing after step S1983 will be described later.

(Explanation of value settlement and charge when the settlement financial institution is direct settlement)
Returning to FIG. 15, in the mobile phone 100, when it is determined that the financial institution indicated by the financial institution designation information included in the balance information received in step S 134 is a financial institution that supports direct payment (in step S 147). In the case of YES), in step S148, the data processing unit 110 executes direct payment purchase processing.

  FIG. 20 is a flowchart showing the flow of direct payment purchase processing, which is a subroutine of value purchase processing executed by the mobile phone 100 in the present embodiment. Referring to FIG. 20, a confirmation notification indicating that the total amount has been confirmed by the user on the screen of FIG. 41 (c) is transmitted to electronic money management server 200.

  Returning to FIG. 16, in the electronic money management server 200, when it is determined that the financial institution indicated by the financial institution designation information read out in step S246 is a financial institution corresponding to direct payment (in the case of YES in step S264a). In step S264b, the data processing unit 210 executes a direct payment issuing process.

  FIG. 21 is a flowchart showing the flow of direct payment issuing processing that is a subroutine of the value purchase application program 212 executed by the electronic money management server 200 in the present embodiment. Referring to FIG. 21, first, in step S <b> 2641, data processing unit 210 determines whether or not a confirmation notification of the total amount has been received from mobile phone 100. If it is determined that a confirmation notification has not been received (NO in step S2641), data processing unit 210 repeats the process of step S2641.

  On the other hand, if it is determined that a confirmation notification has been received (YES in step S2641), in step S2642, the data processing unit 210 sends the data to the financial institution server 500A of the financial institution indicated by the financial institution designation information read in step S246. The payment request information for requesting the payment of the purchase value is transmitted. The payment request information includes the total amount calculated in step S262 and the account number and password registered in the user information DB 221.

  As described above, the electronic money management server 200 determines that the financial institution designated by the user and specified from the financial institution designation information stored in the user information DB 221 in step S264a in FIG. On the condition that it is determined to be a second financial institution), settlement request information (second settlement request) for requesting settlement of the charge amount is transmitted to the financial institution server 500A in step S2642, and in accordance with step S2642 The settlement request transmission means of the present invention is configured. Specifically, the user information DB 221 includes an account number and password stored in association with the mobile terminal information, and transmits settlement request information for requesting settlement from an account with the account number.

  The financial institution server 500A indicated by the financial institution designation information read in step S246 determines whether or not the password included in the payment request information received from the electronic money management server 200 is correct. If the password is correct, financial institution server 500A settles the total amount included in the settlement request information from the account indicated by the account number included in the settlement request information. After the settlement is completed, the financial institution server 500A transmits a settlement completion notification for notifying that the settlement is completed to the electronic money management server 200.

  In the electronic money management server 200, in step S2643, the data processing unit 210 determines whether or not a settlement completion notification has been received from the financial institution server 500A. If it is determined that a payment completion notification has not been received (NO in step S2643), data processing unit 210 repeats the process of step S2643.

  On the other hand, if it is determined that a payment completion notification has been received (YES in step S2643), in step S2651, the data processing unit 210 performs initial purchase of value on the mobile phone 100 that has transmitted the confirmation notification in step S2641. Judge whether there is. Since the processing from step S2651 to step 2655 is the same as the processing from step S2702 to step S2707 described above with reference to FIG. 17, overlapping description will not be repeated.

  After step S2655, the data processing unit 210 transmits value issue information to the mobile phone 100 in step S2656. Since the value issuance information has been described in step S277 in FIG. 19, the repeated description will not be repeated.

  Returning to FIG. 20, in the mobile phone 100, in step S 1472, the data processing unit 110 determines whether or not value issue information has been received from the electronic money management server 200. Since the processing from step S1472 to step S1474 is the same as the processing from step S153 to step S153b of FIG. 18 described above, the overlapping description will not be repeated.

  Proceeding to FIG. 21, in step S <b> 2657, in the electronic money management server 200, the data processing unit 210 determines whether reception response information has been received from the mobile phone 100. Since the processing from step S2657 to step S2658 is the same as the processing from step S278 to step S279 of FIG. 19 described above, repeated description will not be repeated. After step S2658, the data processing unit 210 returns the process to be executed to the value purchase AP 212 of the caller of the direct payment issue process. After returning the process to the AP 212 at the time of value purchase, the data processing unit 210 returns the process to be executed to the process of step S241.

  Returning to FIG. 20, next, in step S1481, the data processing unit 110 transmits the write processing start request information to the remote issuing server 400. Since the processing from step S1481 to step S1485 is the same as the processing from step S154 to step S157 of FIG. 18 described above, the overlapping description will not be repeated.

  FIG. 43 shows the first displayed on the display unit 140 of the mobile phone 100 when the electronic money system 10 according to the present embodiment performs payment at a financial institution that supports direct payment and charges the mobile phone 100 with value. It is a display screen figure.

  FIG. 43A shows that while the processing from step S1471 to step S1485 is being executed, that is, until the value is settled in the financial institution corresponding to the direct settlement and the value is charged to the mobile phone 100. It is a screen displayed on the display part 140 of the mobile telephone 100 between. On the screen of FIG. 43 (a), a text indicating that payment is being made at a financial institution, and a graph showing an outline of the proportion of processes that have passed out of all payment processes are displayed.

  Returning to FIG. 20, in the mobile phone 100, in step S1486, the data processing unit 110 acquires the value balance from the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190, A value issue completion screen is displayed on the display unit 140.

  Proceeding to FIG. 43, the screen of FIG. 43 (b) is the same as the value issuance completion screen of FIG. 44 (d) described above, and therefore, repeated description will not be repeated.

  Returning to FIG. 20, in step S <b> 1487, the data processing unit 110 determines whether a confirmation operation has been performed on the value issue completion screen. If it is determined that a confirmation operation has been performed (YES in step S1487), in step S1488, the data processing unit 110 causes the display unit 140 to display the startup initial screen described with reference to FIG. Thereafter, the data processing unit 110 returns the process to be executed to the caller process of this process.

  As described above, the electronic money management server 200 sends a settlement completion notification (second settlement completion notification) indicating settlement completion to the settlement request information (second settlement request) transmitted in step S2642 from the financial institution server 500A (financial As a second charging process for charging value to the mobile phone 100 on the condition that it has been received (without going through the institution-only network 920), a process of transmitting value issue information in step S2656, that is, the mobile phone 100 A process for charging electronic money is performed, and the charge processing means of the present invention is configured by step S2656.

  As described above, in this embodiment, the process for charging electronic money differs depending on whether the financial institution designated by the user is a financial institution that supports indirect payments or a financial institution that supports direct payments.

  Specifically, when a financial institution that supports indirect payment is designated, communication between the mobile phone 100 and the electronic money management server 200 is performed for the convenience of accessing the financial institution server 500 from the mobile phone 100 for payment. It will be divided once. Therefore, at the stage where the settlement at the financial institution server 500 is completed, the electronic money management server 200 is notified of the application breaking information, the value is registered in the issuance information DB 222 and is ready to be issued, the fact is recognized by the user. For this purpose, an e-mail is transmitted, and then the user performs an operation for issuance, whereby a value issuance process is performed, and the value is charged to the mobile phone 100.

  On the other hand, when a direct settlement-compatible financial institution is designated, the electronic money management server 200 and the financial institution server 500A directly perform transmission / reception of settlement request information and settlement completion notification. Communication with the management server 200 is not interrupted. Therefore, in response to the electronic money management server 200 receiving a payment completion notification from the financial institution server 500A, a value issuing process is continued and the value is charged to the mobile phone 100.

(Description of depositing value in the electronic money system 10)
FIG. 45 is a first display screen diagram displayed on the display unit of the mobile phone when depositing value from the mobile phone 100 to the electronic money management server 200 in the electronic money system 10 according to the present embodiment. The screen of FIG. 45A is an initial screen at the time of startup displayed in step S192 of FIG. The screen in FIG. 45A is the same as the screen in FIG. 39A described above, and therefore, repeated description will not be repeated. However, in the screen of FIG. 45A, the “value deposit” link is shaded and displayed as a selection candidate.

  Returning to FIG. 11, in step S195, the data processing unit 110 determines whether or not the value deposit is selected. When the “value deposit” link is selected on the screen of FIG. 45A, the data processing unit 110 determines that value deposit is selected (YES in step S195), and executes value deposit processing in step S160. To do.

  FIG. 22 is a flowchart showing the flow of value deposit processing that is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. With reference to FIG. 22, first, in step S <b> 1601, the data processing unit 110 acquires a value balance from the storage unit 192 of the non-contact type IC chip 190.

  Next, in step S1602, the data processing unit 110 transmits balance transfer request information including value balance information indicating the value balance acquired in step S1601, member ID, and mobile terminal information to the electronic money management server 200.

  FIG. 23 is a flowchart showing the flow of processing of the value deposit application program 215 executed by the electronic money management server 200 in the present embodiment. Referring to FIG. 23, first, in step S2061, data processing unit 210 determines whether or not balance transfer request information has been received from mobile phone 100. If it is determined that the balance transfer request information has not been received (NO in step S2061), data processing unit 210 advances the process to be executed to step S2161.

  On the other hand, if it is determined that the balance transfer request information has been received (YES in step S2061), the data processing unit 210 determines in step S2062 that the member ID and mobile terminal information included in the balance transfer request information are the user information DB 221. It is determined whether or not the mobile phone 100 can be used in the electronic money game use service. If it is determined that it is not usable (NO in step S2062), in step S2063, the data processing unit 210 transmits an unusable screen to the mobile phone 100, and advances the process to be executed to step S2161.

  Proceeding to FIG. 45, FIG. 45 (b) is an unusable screen transmitted in step S2063. The screen of FIG. 45 (b) is the same as the screen of FIG. 39 (c), and thus the overlapping description will not be repeated.

  Returning to FIG. 23, if it is determined that the data can be used (YES in step S2062), the data processing unit 210 deletes the processing status of the user information DB 221 shown in FIG. 4 in step S2064a. It is determined whether the response has been completed. As will be described later, the processing status is updated to “delete response” in step S2068 on condition that reception response information for the balance transfer response information transmitted in step S2066 is received from the mobile phone 100.

  If it is determined that the processing status is a deletion response (YES in step S2064a), data processing unit 210 returns the process to be executed to the process in step S2061 and does not accept a balance transfer request (deletion request). On the other hand, if it is determined that the processing status is not a deletion response (NO in step S2064a), in step S2064, the data processing unit 210 has an uncharged value that has been purchased but not charged to the mobile phone 100. Determine whether or not. Since the process of step S2064 is the same as the process of step S244 of FIG. 16, repeated description will not be repeated.

  If it is determined that there is an uncharged value (YES in step S2064), the data processing unit 210 transmits a charge induction screen to the mobile phone 100 in step S2065 and executes the process to be executed in step S277 of FIG. 19 described above. In step S277, the value issuance information corresponding to the uncharged value is transmitted.

  Proceeding to FIG. 45, FIG. 45 (c) is a charge inducing screen transmitted in step S2065. The screen shown in FIG. 45C is the same as the screen shown in FIG. 39D, and therefore, repeated description will not be repeated. After this screen is displayed, the above-described processing from step S277 of the AP 213 at the time of value issuance in FIG.

  On the other hand, if it is determined that there is no uncharged value (NO in step S2064), in step S2066, the data processing unit 210 includes portable terminal information included in the balance transfer request information received in step S2061. Is transmitted to the mobile phone 100 indicated by. The balance transfer response information includes the e-mail address stored in the user information DB 221 corresponding to the member ID and mobile terminal information included in the balance transfer request information received in step S2061, and processing start information. It is. The process start information is transmitted to the remote issuing server 400 to execute the area deletion process for deleting the storage area for the electronic money game use service reserved in the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100. Information. The balance transfer response information is transmitted on the condition that the processing status (deletion status) is not executed in the case of NO in step S2064a.

  Returning to FIG. 22, in step S <b> 1603, the data processing unit 110 determines whether or not balance transfer response information has been received from the electronic money management server 200. If it is determined that the balance transfer response information has been received (YES in step S1603), the data processing unit 110 causes the display unit 140 to display an address confirmation screen in step S1604.

  FIG. 46 is a second display screen diagram displayed on the display unit 140 of the mobile phone 100 when depositing value from the mobile phone 100 to the electronic money management server 200 in the electronic money system 10 according to the present embodiment. FIG. 46A shows an address confirmation screen displayed on the mobile phone 100 in step S1604. On the screen of FIG. 46A, the explanation text regarding the deposit of value, the e-mail address included in the balance transfer response information received in step S1603, and the mobile phone 100 used by the displayed e-mail address are displayed. Enter the link to change the email address if it is different from the email address “→ If the above address is different from the address of your mobile phone” and that the displayed email address is correct "Confirmation" is displayed as a link for

  Returning to FIG. 22, in step S <b> 1605, the data processing unit 110 determines whether or not confirmation has been input by selecting a “confirmation” link. If it is determined that a confirmation input has been made (YES in step S1605), the data processing unit 110 causes the display unit 140 to display a password input screen in step S1606.

  Proceeding to FIG. 46, FIG. 46B shows a password input screen displayed on the mobile phone 100 in step S1606. In the screen of FIG. 46 (b), a text prompting the user to input a password necessary for receiving the returned value, and a password input field for inputting a password decided by the user are entered. A password confirmation re-entry field for re-entering the password confirmation and a “confirm” which is a link for confirming and determining the entered password are displayed.

  Returning to FIG. 22, in step S <b> 1607, the data processing unit 110 determines whether or not confirmation has been input by selecting a “confirmation” link. If it is determined that there is a confirmation input (YES in step S1607), in step S1607a, the data processing unit 110 updates the processing status managed in the storage unit 120 to the balance transfer response received. In step S1607b, the data processing unit 110 transmits reception response information for notifying the electronic money management server 200 that the balance transfer response information has been received, to the electronic money management server 200.

  Proceeding to FIG. 23, in step S <b> 2067, the data processing unit 210 determines whether or not reception response information has been received from the mobile phone 100. If it is determined that the reception response information has not been received (NO in step S2067), data processing unit 210 repeats the process of step S2067. On the other hand, if it is determined that the reception response information has been received (YES in step S2067), in step S2068, the data processing unit 210 updates the processing status of the user information DB 221 shown in FIG.

  Returning to FIG. 22, next, in step S <b> 1611, the data processing unit 110 transmits an area deletion processing start request to the remote issuing server 400. The area deletion process start request includes parameters such as a process ID for executing the area deletion process created based on the process start information included in the balance transfer response information received in step S1603, and mobile terminal information. .

  Returning to FIG. 1, the remote issuing server 400 sets the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100 indicated by the mobile terminal information included in the area deletion start request. The area deletion execution information for deletion is transmitted to the mobile phone 100 indicated by the mobile terminal information.

  Proceeding to FIG. 22, the data processing unit 110 determines whether or not the region deletion execution information is received from the remote issuing server 400 in step S1612. If it is determined that the area deletion execution information has been received (YES in step S1612), in step S1613, the data processing unit 110 executes the area deletion process indicated by the area deletion execution information received from the remote issuing server 400. . The area deletion process is a process for deleting the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 indicated by the area deletion execution information.

  Specifically, in this area deletion process, the remote issuing server 400 deletes the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 via the electronic money application 111. Then, when the deletion of the storage area is completed, the remote issuing server 400 transmits area deletion end information to the mobile phone 100.

  Here, the remote issuing server 400 deletes the storage area via the electronic money application 111. However, the present invention is not limited to this, and the remote issuing server 400 may directly communicate with the non-contact type IC chip 190 without using the electronic money application 111 to delete the storage area.

  Also, the remote issue server 400 starts the area deletion process transmitted from the mobile phone 100 in step S1611 on the condition that the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 has been deleted. In association with the mobile terminal information included in the request, the processing status is stored as having been deleted.

  The data processing unit 110 transmits an area deletion request signal to the control unit 191 of the non-contact type IC chip 190 so that the control unit 191 deletes the storage area for the electronic money game use service in the storage unit 192. It may be.

  Next, in step S <b> 1614, the data processing unit 110 determines whether or not the region deletion processing has ended by receiving the region deletion end information from the remote issuing server 400. If it is determined that the area deletion process has ended (YES in step S1614), in step S1614a, the data processing unit 110 updates the processing status managed in the storage unit 120 to deleted. Next, in step S1615, the data processing unit 110 is a notification for notifying that the deletion of the storage area for the electronic money game use service has been completed, and includes the password and the mobile terminal information input in step S1607. Is transmitted to the electronic money management server 200.

  Proceeding to FIG. 23, in step S2161, the data processing unit 210 determines whether or not a migration completion notification has been received from the mobile phone 100. If it is determined that the migration completion notification has not been received (NO in step S2161), data processing unit 210 returns the process to be executed to step S2061.

  On the other hand, if it is determined that the migration completion notification has been received (YES in step S2161), data processing unit 210 receives the number assigned to the storage of the value from mobile phone 100 in step S2162. A number is issued, the deposit number issued in step S2163, the deposit balance that is the value balance indicated by the value balance information included in the balance shift request information received in step S2061, and the transfer completion notification received in step S2161 Are stored in the storage unit 220 in association with the mobile terminal information. That is, the storage number, deposit balance, and password stored in association with the mobile terminal information are stored in association with the processing status stored in the user information DB 221 in association with the mobile terminal information. Registered in the unit 220.

  In step S 2164, the data processing unit 210 transmits the custody number issued in step S 2162 to the mobile phone 100. In step S2165, the data processing unit 210 transmits a receipt number notification mail, which is an e-mail with the receipt number issued in step S2162, to the e-mail address of the mobile phone 100. Thereafter, the data processing unit 210 returns the process to be executed to step S2061.

  Returning to FIG. 22, in step S <b> 1616, the data processing unit 110 determines whether or not a deposit number has been received from the electronic money management server 200. If it is determined that the deposit number has been received (YES in step S1616), in step S1617, the data processing unit 110 causes the display unit 140 to display a balance transfer completion screen.

  Proceeding to FIG. 46, the screen of FIG. 46C is a balance transfer completion screen displayed in step S1617. On the screen of FIG. 46C, a text indicating that the deposit of the value has been completed, the deposit number received in step S1616, and a text describing the return of the deposited value are displayed.

  Returning to FIG. 22, in step S <b> 1618, the data processing unit 110 determines whether or not a confirmation operation has been performed on the balance transfer completion screen. If it is determined that a confirmation operation has been performed (YES in step S1618), in step S1619, the data processing unit 110 causes the display unit 140 to display the startup initial screen described with reference to FIG. Thereafter, the data processing unit 110 returns the process to be executed to the caller process of this process.

  As described above, in the value deposit process, not only the value deposit but also the deletion process of the storage area for the electronic money game use service constructed in the storage unit 192 of the non-contact type IC chip 190 is performed. The electronic money (value) as data stored in the storage unit 192 is also deleted by the processing.

  That is, since the electronic money stored in the storage unit 192 is deleted based on the selection of the “value deposit” menu on the screen shown in FIG. 45A, the “value deposit” is displayed on the same screen. Accepting a menu selection operation corresponds to accepting a deletion operation for requesting deletion of electronic money as data. Further, in response to the selection operation, transmitting balance transfer request information to the electronic money management server 200 in step S1602 of the value deposit process in FIG. 22 transmits deletion request information for requesting deletion of electronic money as data. It corresponds to doing.

  In addition, the electronic money management server 200 has executed the deletion process for deleting the electronic money in the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100 in the processing state of the user information DB 221 shown in FIG. It manages whether or not. Specifically, the electronic money management server 200 transmits balance transfer response information (deletion response information) in step S2066 shown in FIG. 23 as deletion processing, and performs reception processing in step S2067. Based on this, in order to update the item of the processing status to the deletion response completed, whether or not the deletion processing has been executed is indicated by whether or not the item of the processing status is a deletion response.

  Returning to FIG. 14, in step S1983, the data processing unit 110 determines whether or not the processing status managed in the storage unit 120 has been received the balance transfer response updated in step S1607a in FIG. .

  If it is determined that the processing status has already received the balance transfer response (YES in step S1983), data processing unit 110 advances the process to be executed to step S1611 of the value deposit process in FIG. Thereby, the data processing unit 110 receives the balance transfer response information in step S1603. However, in the exchange with the remote issuing server 400 from step S1611 to step S1614, the storage area for the electronic money game use service due to a communication failure or the like. In step S 1611, the area deletion processing start request is transmitted to the remote issuing server 400 without transmitting balance transfer request information to the electronic money management server 200 again in step S 1602.

  That is, after the processing status managed in the storage unit 120 in step S1607a is updated to the balance transfer response received (delete response information received), the deletion of the storage area (value) for the electronic money game use service is completed. Steps in the processing of the electronic money application 111 shown in FIG. 11 when the communication with the remote issuing server 400 is disconnected before the electronic money application 111 is started from the screen shown in FIG. S120, step S180, step S1100, step S1110, and step S191 are all determined to be NO, and the processing status confirmation processing of step S198 is executed.

  Then, in step S1983 of the processing information confirmation process shown in FIG. 14, it is determined that the processing status managed in the storage unit 120 has been received the balance transfer response, and step S1602 in FIG. 22 (balance transfer request as deletion request information) The process proceeds to step S1611 without going through (transmission of information), and a deletion process start request (deletion start request information) is transmitted to the remote issuing server 400.

  Thereby, in step S2068, the electronic money management server 200 re-balances the balance transfer request information even though the processing status (deletion status) of the user information DB 221 shown in FIG. Since (deletion request information) is transmitted and the processing status in the electronic money management server 200 has been deleted, the deletion request is not accepted, and the subsequent deletion processing cannot be performed, and the value (for electronic money game use service) The inconvenience that the (storage area) cannot be deleted (in other words, the value cannot be deposited) can be avoided.

  On the other hand, if it is determined that the processing status is not having received the balance transfer response (NO in step S1983), data processing unit 110 advances the process to be executed to step S1984. The processing after step S1984 will be described later.

(Description of return of value in the electronic money system 10)
FIG. 47 is a first display screen diagram displayed on the display unit 140 of the mobile phone 100 when receiving the return of the value deposited in the electronic money management server 200 in the electronic money system 10 according to the present embodiment. The screen in FIG. 47A is an initial screen at start-up displayed in step S192 in FIG. The screen in FIG. 47A is the same as the screen in FIG. 39A described above, and therefore, repeated description will not be repeated. However, in the screen of FIG. 47A, the “deposited value return” link is shaded and displayed as a selection candidate.

  Returning to FIG. 11, in step S196, the data processing unit 110 determines whether or not value return is selected. When the “deposited value return” link is selected on the screen of FIG. 47A, the data processing unit 110 determines that value return is selected (YES in step S196), and performs the value return process in step S170. Execute.

  FIG. 24 is a flowchart showing the flow of value return processing that is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. Referring to FIG. 24, first, in step S1701, the data processing unit 110 acquires a value balance from the storage unit 192 of the non-contact type IC chip 190.

  Next, in step S1702, the data processing unit 110 transmits balance return request information including value balance information indicating the value balance acquired in step S1701, member ID, and portable terminal information to the electronic money management server 200.

  FIG. 25 is a flowchart showing the flow of processing of the value return application program 216 executed by the electronic money management server 200 in the present embodiment. Referring to FIG. 25, first, in step S2071, data processing unit 210 determines whether or not balance return request information has been received from mobile phone 100. If it is determined that the balance return request information has not been received (NO in step S2071), the data processing unit 210 advances the process to be executed to step S2171.

  On the other hand, if it is determined that the balance return request information has been received (YES in step S2071), in step S2072, the data processing unit 210 receives the member ID and the mobile terminal information included in the balance return request information as the user information DB 221. It is determined whether or not the mobile phone 100 can be used in the electronic money game use service. If it is determined that it is not usable (NO in step S2072), in step S2063, the data processing unit 210 transmits an unusable screen to the mobile phone 100, and advances the process to be executed to step S2171.

  Proceeding to FIG. 47, FIG. 47B shows the unusable screen transmitted in step S2073. The screen in FIG. 47B is the same as the screen in FIG. 39C, and thus the repeated description will not be repeated.

  Returning to FIG. 25, if it is determined that the data can be used (YES in step S2072), in step S2074a, the data processing unit 210 returns the processing status (returned) of the user information DB 221 shown in FIG. It is determined whether or not (Situation) has been returned. As will be described later, the processing status is updated to “returned” in step S2274 on condition that reception response information for the value return information transmitted in step S2272 is received from the mobile phone 100.

  If it is determined that the processing status has been returned (YES in step S2074a), data processing unit 210 returns the process to be executed to the process in step S2071. On the other hand, if it is determined that the processing status has not been returned (NO in step S2074a), in step S2074, the data processing unit 210 has purchased but has an uncharged value that has not been charged to the mobile phone 100. Judge whether or not. Since the process of step S2074 is the same as the process of step S244 of FIG. 16, overlapping description will not be repeated.

  If it is determined that there is an uncharged value (YES in step S2074), in step S2075, the data processing unit 210 transmits a charge induction screen to the mobile phone 100 and executes the process to be executed in step S277 of FIG. 19 described above. Proceed to

  Proceeding to FIG. 47, FIG. 47 (c) shows the charge inducing screen transmitted in step S2075. The screen in FIG. 47C is the same as the screen in FIG. 39D, and thus the repeated description will not be repeated. After this screen is displayed, the above-described processing from step S277 of the AP 213 at the time of value issuance in FIG.

  Returning to FIG. 25, if it is determined that there is no uncharged value (NO in step S2074), in step S2076, the data processing unit 210 receives the balance return request information received in step S2071. Is transmitted to the mobile phone 100 indicated by the mobile terminal information included in. The number input instruction information is information that triggers the display of a number input screen described later on the mobile phone 100.

  Returning to FIG. 24, in step S <b> 1703, the data processing unit 110 determines whether the number input instruction information is received from the electronic money management server 200. If it is determined that the number input instruction information has been received (YES in step S1703), the data processing unit 110 causes the display unit 140 to display a number input screen in step S1704.

  FIG. 48 is a second display screen diagram displayed on the display unit 140 of the mobile phone 100 when receiving the return of the value deposited in the electronic money management server 200 in the electronic money system 10 according to the present embodiment. FIG. 48A shows a number input screen displayed on the mobile phone 100 in step S1704. In the screen of FIG. 48 (a), a text requesting input of a custody number issued when depositing a value and a password determined by the user, and a custody number input for entering the custody number are entered. Field, a password input field for inputting a password, and “confirmation” that is a link for confirming the entered deposit number and password and transmitting them to the electronic money management server 200 are displayed.

  Returning to FIG. 24, in step S1705, the data processing unit 110 determines whether or not a confirmation input has been made by selecting the “confirmation” link. If it is determined that the confirmation has been input (YES in step S1705), in step S1706, the data processing unit 110 receives the storage number and password and the storage number information including the mobile terminal information (remaining balance). Return request information) is transmitted to the electronic money management server 200.

  Proceeding to FIG. 25, in step S2171, the data processing unit 210 determines whether or not custody number information including a custody number, a password, and mobile terminal information has been received from the mobile phone 100. If it is determined that it has not been received (NO in step S2171), data processing unit 210 advances the process to be executed to step S2271. On the other hand, if it is determined that it has been received (YES in step S2171), in step S2172, the data processing unit 210 has the storage number and password included in the storage number information received in step S2171 in the storage unit 220. Determine whether or not.

  If it is determined that the deposit number and password do not exist (NO in step S2172), in step S2173, the data processing unit 210 displays a number error screen on the mobile phone 100 indicated by the mobile terminal information received in step S2171. The process of transmitting and executing proceeds to step S2271.

  Proceeding to FIG. 48, FIG. 48 (b) is a number error screen transmitted to the mobile phone 100 in step S2173. The screen shown in FIG. 48B displays a text indicating that the received custody number or password does not exist in the storage unit 220 and “OK”, which is a link for displaying the number input screen again. .

  Returning to FIG. 25, if it is determined that the custody number and password exist (YES in step S2172), in step S2174, the data processing unit 210 responds to the custody number and password received in step S2171. It is determined whether the mobile terminal information stored in storage unit 220 matches the mobile terminal information received in step S2171.

  If it is determined that the mobile terminal information matches (YES in step S2174), the mobile terminal information should be different because the mobile phone information should be different because the model has been changed, so there is some doubt of fraud. Therefore, without performing the value return process, in step S2175, the data processing unit 110 transmits the mobile terminal match error screen to the mobile phone 100, and advances the process to be executed to step S2271. In the mobile terminal matching error screen, instead of the document indicating that the storage number or password in the number error screen described in FIG. 48B does not exist in the storage unit 220, the mobile terminal information and the value A text indicating that the mobile terminal information about to be returned matches is displayed.

  On the other hand, if it is determined that the mobile terminal information does not match (NO in step S2174), in step S2176, the data processing unit 210 stores data in the storage unit 220 corresponding to the custody number and password received in step S2171. Read the stored balance.

  In step S2177, the data processing unit 210 adds the value balance indicated by the value balance information included in the balance return request information received in step S2071 and the deposit balance read in step S2176 to the mobile terminal. It is determined whether or not it is equal to or less than the portable retention limit stored in the user information DB 221 corresponding to the information. That is, it is determined whether or not to allow the return of the deposit balance based on the total amount of the deposit balance and the value balance and the portable holding limit.

  If it is determined that the amount is not less than the portable retention limit (NO in step S2176), in step S2178, the data processing unit 210 displays a portable retention limit non-returnable screen without performing a value return process. The process that is transmitted to 100 and executed is advanced to step S2271. In addition to the sentence indicating that the deposit number or password on the number error screen described in FIG. 48 (b) does not exist in the storage unit 220, the value balance and the deposit balance are added to the screen indicating that the maximum amount held on the mobile phone cannot be returned. A message is displayed to the effect that the balance cannot be returned because the amount of money that has been saved exceeds the amount held on the mobile phone.

  On the other hand, if it is determined that the amount is not more than the portable holding limit (YES in step S2176), in step S2179, the data processing unit 210 displays the deposit balance information indicating the deposit balance read in step S2176 in step S2171. The data is transmitted to the mobile phone 100 indicated by the received mobile terminal information.

  Returning to FIG. 24, in step S <b> 1711, the data processing unit 110 determines whether or not the deposit balance information is received from the electronic money management server 200. If it is determined that the deposit balance information has not been received (NO in step S 1711), in step S 1711 a, the data processing unit 110 has received from the electronic money management server 200 a portable holding limit amount non-returnable screen. Determine whether. If it is determined that the portable holding limit amount non-returnable screen has not been received (NO in step S1711a), the data processing unit 110 returns the process to be executed to the process in step S1711.

  On the other hand, if it is determined that the screen for holding the mobile limit amount cannot be returned (YES in step S1711a), the data processing unit 110 displays the screen for returning the mobile limit amount on the display unit 140 in step S1711b. Let Thereafter, the data processing unit 110 advances the process to be executed to step S1726.

  On the other hand, if it is determined that the deposit balance information has been received (YES in step S1711), in step S1712, the data processing unit 110 confirms the deposit balance return including the deposit balance indicated by the deposit balance information received in step S1711. The screen is displayed on the display unit 140.

  Proceeding to FIG. 48, FIG. 48 (c) is a deposit balance return confirmation screen displayed on the mobile phone 100 in step S1711. In the screen of FIG. 48, the deposit balance indicated by the deposit balance information received in step S1711, the value balance acquired in step S1701, a sentence confirming whether or not to return the value, and the value “Execute” which is a link for executing return is displayed.

  Returning to FIG. 24, in step S <b> 1713, the data processing unit 110 determines whether or not execution has been input by selecting the “execution” link. If it is determined that there is an execution input (YES in step S1713), the data processing unit 110 transmits return execution information to the electronic money management server 200 in step S1714. The return execution information is information for requesting transmission of value return information that triggers a process of storing the returned value in the storage unit 192 of the non-contact type IC chip 190, and includes portable terminal information.

  Proceeding to FIG. 25, in step S 2271, the data processing unit 210 determines whether or not return execution information has been received from the mobile phone 100. If it is determined that the return execution information has been received (YES in step S2271), in step S2272, the data processing unit 210 sends value return information to the mobile phone 100 indicated by the mobile terminal information included in the return execution information. Send.

  Returning to FIG. 24, in step S <b> 1715, the data processing unit 110 determines whether or not value return information has been received from the electronic money management server 200. If it is determined that value return information has been received (YES in step S1715), in step S1716, the data processing unit 110 updates the processing status managed in the storage unit 120 to return information received. In step S1717, the data processing unit 110 transmits reception response information for notifying the electronic money management server 200 that the value return information has been received, to the electronic money management server 200.

  Proceeding to FIG. 25, in step S <b> 2273, the data processing unit 210 determines whether or not reception response information has been received from the mobile phone 100. If it is determined that the reception response information has not been received (NO in step S2273), data processing unit 210 repeats the process of step S2273. On the other hand, if it is determined that the reception response information has been received (YES in step S2273), in step S2274, the data processing unit 210 updates the processing status of the user information DB in FIG. 4 to returned.

  Returning to FIG. 24, next, in step S1721, the data processing unit 110 indicates the deposit balance information received in step S1711 in the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190. Information for starting the return value writing process for storing the value of the deposit balance to be stored, and transmitting the value return process start request information including the deposit balance information and the portable terminal information to the remote issuing server 400.

  Returning to FIG. 1, the remote issue server 400 transmits the value return execution information to the mobile phone 100 indicated by the mobile terminal information included in the value return process start request information. The value return execution information is stored in the storage area for the electronic money game use service in the storage unit 192 of the contactless IC chip 190 of the mobile phone 100, and the value of the amount indicated by the deposit balance information included in the value return process start request information. Is information for storing.

  Proceeding to FIG. 24, the data processing unit 110 determines whether or not value return execution information has been received from the remote issuing server 400 in step S <b> 1722. If it is determined that the value return execution information has been received (YES in step S1722), in step S1723, the data processing unit 110 performs the return value writing process indicated by the value return execution information received from the remote issuing server 400. Run. The return value writing process is a process for writing the value indicated by the value return execution information in the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190.

  Specifically, in this return value writing process, the mobile phone 100 transmits the value of the amount indicated by the deposit balance information, which is write data, to the remote issuing server 400 by the electronic money application 111. The remote issuing server 400 directly communicates with the non-contact type IC chip 190 without using the electronic money application, and writes the value received from the mobile phone 100 into the storage unit 192 of the non-contact type IC chip 190. That is, the remote issuing server 400 instructs the control unit 191 of the non-contact type IC chip 190 to write the value (return value) of the amount indicated by the deposit balance information (sends return instruction information), and Accordingly, the control unit 191 writes a value in the storage unit 192 of the non-contact type IC chip 190 (that is, the control unit 191 constitutes a data return execution unit). In this case, when the value is already stored in the storage area for the electronic money game use service of the storage unit 192, a process of writing the value of the amount obtained by adding the return value to the already stored value is performed. Such processing also corresponds to writing return value. When the value writing ends, the remote issue server 400 transmits return value writing end information to the mobile phone 100.

  As described above, the present embodiment is configured such that the control unit 191 of the non-contact type IC chip 190 writes the return value in response to an instruction from the remote issuing server 400 without using the electronic money application 111. However, the present invention is not limited to this, and the electronic money application 111 may instruct the control unit 191 to write the return value in response to receiving the return instruction information from the remote issuing server 400.

  In addition, the remote issue server 400 has the mobile terminal information included in the value return process start request transmitted from the mobile phone 100 in step S1721 on the condition that the value is written in the storage area for the electronic money game use service. Correspondingly, the processing status of the value is stored as having been returned.

  The data processing unit 110 transmits a return value write request signal to the control unit 191 of the non-contact type IC chip 190, and the control unit 191 stores the value in the storage area for the electronic money game use service in the storage unit 192. May be written. In this case, the process of transmitting the return value write request signal from the data processing unit 110 to the control unit 191 corresponds to the process for adding value.

  Next, in step S <b> 1724, the data processing unit 110 determines whether or not the return value writing process has ended by receiving return value writing end information from the remote issuing server 400. If it is determined that the return value writing process has been completed (YES in step S1724), in step S1724a, the data processing unit 110 updates the processing status managed in the storage unit 120 to returned. Next, in step S1725, the data processing unit 110 acquires the value balance from the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190, and displays a return completion screen on the display unit 140. Let

  Proceeding to FIG. 48, the screen of FIG. 48D is the return completion screen displayed in step S1725. The screen of FIG. 48 (d) has the same chip ID as the screen of FIG. 38 (b), a sentence indicating that the return of the value is completed, the return amount is 1000 yen, and the balance of the value after the return. Is displayed as 1000 yen.

  Returning to FIG. 24, in step S1726, the data processing unit 110 determines whether or not a confirmation operation has been performed on the return completion screen. If it is determined that a confirmation operation has been performed (YES in step S1726), in step S1727, the data processing unit 110 causes the display unit 140 to display the startup initial screen described with reference to FIG. Thereafter, the data processing unit 110 returns the process to be executed to the caller process of this process.

  Returning to FIG. 14, in step S1984, the data processing unit 110 determines whether or not the processing status managed in the storage unit 120 has received the return information updated in step S1716 of FIG.

  If it is determined that the processing status is that the return information has been received (YES in step S1984), data processing unit 110 advances the process to be executed to step S1721 of the value return process in FIG. Thereby, the data processing unit 110 receives the value return information in step S1715. However, if the value cannot be returned due to a communication failure or the like in the exchange with the remote issuing server 400 from step S1721 to step S1724, the data processing unit 110 again. Without sending the balance return request information to the electronic money management server 200 in step S1702, a value return process start request is sent to the remote issuing server 400 in step S1721.

  Specifically, after updating the processing status managed in the storage unit 120 in step S1716 to have received the return information, communication with the remote issuing server 400 is disconnected before the return of the value is completed, and the user When the activation operation of the electronic money application 111 is performed from the screen shown in FIG. 39A, all of steps S120, S180, S1100, S1110, and S191 are performed in the processing of the electronic money application 111 shown in FIG. It is determined as NO, and the processing status confirmation processing in step S198 is executed.

  Then, in step S1984 of the processing status confirmation processing shown in FIG. 14, it is determined that the processing status managed by the storage unit 120 has already been received return information, and the processing goes through step S1714 (transmission of return execution information) in FIG. In step S1721, the value return process start request (return request information) is transmitted to the remote issuing server 400. That is, in this case, accepting an activation operation of the electronic money application 111 from the user corresponds to accepting a return operation for requesting the return of electronic money.

  Thereby, in the electronic money management server 200, the balance return request information is transmitted again in spite of the fact that the processing status (return status) of the user information DB 221 has been updated in step S2274, and the electronic money management server Since the processing status at 200 has already been returned, the balance return request is not accepted, the subsequent return value writing process cannot be performed, and the inconvenience that the return of value cannot be received can be avoided.

  On the other hand, if it is determined that the processing status is not the return information received (NO in step S1984), data processing unit 110 advances the process to be executed to step S1985. The processing after step S1985 will be described later.

  In the above-described processing related to depositing and returning values, the case where only the normal value balance exists in the mobile phone 100 has been described. You may make it deposit and return.

(Explanation of privilege value issuance in the electronic money system 10)
In the present embodiment, the privilege value is given to the mobile phone 100 that has performed the transaction processing as a privilege according to the transaction amount by the transaction processing of purchasing the prepaid card 371 using the value or lending the ball. The

  FIG. 28 is a privilege setting screen for setting a privilege granting method in electronic money management server 200 in the present embodiment. Referring to FIG. 28, on the privilege setting screen, a privilege granting store input column for inputting the name of a store to which a privilege is granted, a privilege granting group input column for inputting the name of a group to which the privilege is granted, a privilege A radio button for selecting whether to set a grant store or a privilege grant group, a group affiliate store input field for entering a store name belonging to the group when a privilege grant group is set, a privilege Enter the privilege standard amount input field for entering the privilege standard amount for granting, the unit benefit amount input field for entering the unit benefit amount for granting the privilege, and the store that can use the granted privilege can be used A privilege usable store input field for performing, a “next setting” button for proceeding to the next setting, and an “end” button for ending the setting are displayed.

  In the privilege setting screen of FIG. 28, for example, “D store” is input in the privilege grant store input field, and “abc group” is input in the privilege grant group input column. In addition, a radio button for selecting the setting of the privilege grant group is selected. In addition, “Store A” and “Store B” are entered in the group affiliation store input field. Further, a privilege setting in which a unit privilege amount “500 yen” is given for each privilege reference amount “10000” yen is input. In addition, it is shown that it is possible to select all member stores or grant stores / groups as stores that can use the benefits.

  As described above, the radio button corresponding to the store name of the store selected from the stores that can use the value issued by the electronic money management server 200 is input in the privilege granting store input field of the privilege setting screen shown in FIG. After selecting, the store input in the privilege grant store input field is set as a privilege grant target store to be a privilege grant for transaction processing by operating the next setting button or the end button, and the privilege grant setting screen Thus, the target store setting means of the present invention is configured. Then, every time the value usage amount (transaction amount) at the set privilege granting store reaches the privilege standard amount set on the privilege setting screen, the privilege of the unit privilege amount set on the privilege setting screen Value will be given.

  Also, by entering the group name in the privilege granting group input field on the privilege setting screen, selecting the corresponding radio button, entering multiple store names in the group belonging store input field, and then operating the next setting button or the end button A group to which the inputted plurality of stores belong is set, and the group setting means of the present invention is configured by the privilege grant setting screen. Then, every time the total amount of value used (transaction amount) in the stores belonging to the set group reaches the privilege reference amount set on the privilege setting screen, the unit privilege set on the privilege setting screen A bonus value of the amount will be given.

  Furthermore, on the privilege setting screen, it is possible to select stores that can use the privilege value. Specifically, in the privilege usable store input column, it can be used at all member stores, or granted stores / groups. It is possible to select whether or not it can be used only, and the available shop setting means of the present invention is configured by the privilege grant setting screen. When all member stores are selected and set, the privilege value can be used at all stores where the value issued by the electronic money management server 200 can be used. On the other hand, when the grant store / group is selected and set, the privilege value can be used at the store or group store in which the transaction that gave the privilege value is performed. For example, if the transaction value at D store reaches the privilege standard amount and is granted privilege value, it can be used only at D store, and the total transaction amount at stores belonging to the abc group reaches the privilege standard amount. If the privilege value is granted, it can be used only at the stores A and B belonging to the abc group.

  FIG. 29 is a diagram for explaining a privilege grant store database used when the electronic money management server 200 in the present embodiment grants a privilege. Referring to FIG. 29, in the privilege grant store DB, the privilege grant group, the privilege grant store, the privilege reference amount, the unit privilege amount, and the available store set in the privilege setting screen in FIG. 28 are stored in association with each other. Is done.

  In the column of privilege grant stores, when a privilege grant group is input, a group affiliated store included in the privilege grant group is stored. Further, when the available store is “1”, it indicates that the available store is a privilege-giving store / group, and when it is “0”, it indicates that the available store is all member stores.

  In FIG. 29, for example, “abc group” as the privilege granting group, “A” store and “B” store as the group affiliation store, “10000” yen as the privilege reference amount, “500” yen as the unit benefit amount, and available stores “1” is recorded. Further, “D” store is recorded as the privilege granting store, “5000” yen as the privilege reference amount, “300” yen as the unit privilege amount, and “0” as the usable store.

  FIG. 30 is a diagram for explaining a privilege database 223 used when the electronic money management server 200 in the present embodiment grants a privilege. Referring to FIG. 30, the privilege DB 223 stores a transaction store, a transaction amount after grant of the previous privilege, a total privilege balance, a store-specific privilege balance, and an available store in association with the member ID and the mobile terminal information. .

  The transaction store is a store where the user uses the value. The transaction amount after granting the last privilege is the transaction amount that the user traded at the transaction store using the value after granting the last privilege. The transaction amount after the last grant is added in S292 in FIG. 56, which will be described later, and the transaction amount included in the transaction information from the store is added, and in S2196 in FIG. . The usable store is a store where the privilege can be used. The store-specific privilege balance is a balance of privileges that can be used at the available stores that have been granted but not yet used. The total privilege balance is the total of the privilege balance by store.

  In FIG. 30, for example, “500” yen is stored as the total privilege balance in association with the member ID “1101” and the mobile terminal information “MN7RE”.

  Further, “abc group” and “D” stores are stored as transaction stores in association with the member ID “1101” and the mobile terminal information “MN7RE”. In the present embodiment, a transaction store is stored for each group or store where the transaction is performed, in association with the member ID and the mobile terminal information. Corresponding to each of the “abc group” and “D” stores as transaction stores, “13000” yen and “1000” yen are stored as transaction amounts after the last grant of benefits.

  Further, “500” yen is stored as the transaction balance for each store in association with the member ID “1101” and the mobile terminal information “MN7RE”. In the present embodiment, a store-specific transaction balance is stored for each usable store in association with the member ID and the mobile terminal information. Corresponding to “500” yen as the transaction balance by store, “abc group” is stored as an available store.

  FIG. 27 is a flowchart showing the flow of processing of the privilege notification application program and the privilege grant application program 217 executed by the electronic money management server 200 in the present embodiment. FIG. 27A is a flowchart showing a process flow of the privilege notification application program executed by the electronic money management server 200 in the present embodiment. With reference to Fig.27 (a), this privilege notification AP is performed for every predetermined period (for example, 1 month).

  First, in step S2091, the data processing unit 210 extracts the transaction store corresponding to the mobile terminal information of one mobile phone 100 and the transaction amount after granting the previous privilege from the privilege DB 223 of FIG. Then, in step S2092, the data processing unit 210 determines whether or not there is a transaction amount after grant of the previous privilege that has reached the privilege reference amount stored in the privilege grant store DB of FIG. 29 corresponding to the extracted transaction store. Judging.

  In the case of the mobile phone 100 with the mobile terminal information “MN7RE”, “abc group” and “D store” are extracted as transaction stores from the privilege DB 223 of FIG. 30, and each of the privilege grants of FIG. 29 is provided corresponding to the extracted transaction stores. It is determined whether or not the transaction amount after grant of the previous privilege that has reached the privilege reference amount “10000” yen and “5000” yen stored in the store DB is stored in the privilege DB 223 of FIG. 30. Here, the transaction amount after granting the previous privilege at “D store” is “1000” yen, and it is determined that the bonus standard amount of “D store” has not been reached, while the previous privilege grant at “abc group” It is determined that the post-transaction amount is “13000” yen and has reached the privilege standard amount “10000” yen of “abc group”.

  If it is determined that there is a transaction amount after grant of the previous privilege that has reached the privilege reference amount (YES in step S2092), in step S2093, the data processing unit 210 is provided with a link for starting the electronic money application 111. A privilege notification email indicating that the privilege can be granted is sent to the mobile phone 100 indicated by the mobile terminal information stored in the privilege DB 223 corresponding to the transaction amount after grant of the previous privilege. To do.

  When it is determined that there is no transaction amount after grant of the previous privilege that has reached the privilege standard amount (NO in step S2092), and after step S2093, in step S2094, the data processing unit 210 performs the processing for all mobile phones 100. It is determined whether or not the processing from step S2091 to step S2093 has been completed.

  If it is determined that there is an unfinished mobile phone 100 (NO in step S2094), the processes from step S2091 to step S2093 are executed for those mobile phones 100. On the other hand, if it is determined that the processing has been completed for all mobile phones (YES in step S2094), data processing unit 210 ends this privilege notification AP.

  FIG. 49 is a first display screen diagram displayed on display unit 140 of mobile phone 100 when a privilege is granted to mobile phone 100 in electronic money system 10 in the present embodiment.

  FIG. 49A is a screen showing the number of new messages in the electronic mail function of the mobile phone 100. Here, the display of “mail unread 001” indicates that there is one unread mail among newly arrived electronic mails.

  When “mail unread 001” is selected on the screen of FIG. 49A, as shown in FIG. 49B, the benefit notification mail transmitted from the electronic money management server 200 to the mobile phone 100 is displayed in step S2093. The contents are displayed.

  In the e-mail in FIG. 49 (b), “Click here to launch the app” is a link indicating that electronic money given as a privilege can be charged, and a link as takeover information for charging the privilege value. Then charge the IC chip. "Is displayed. When this link is selected on the screen of FIG. 49B, the electronic money application 111 is activated.

  Returning to FIG. 11, when the link as the takeover information is selected on the screen of FIG. 49B and the electronic money application 111 is activated, the data processing unit 110 is activated by the activation from the takeover information in step S191a. If it is determined that there is, the process to be executed proceeds to step S190.

  In step S197, the data processing unit 110 selects the privilege value issuance by selecting the link “Charge Value to IC Chip” on the startup initial screen described with reference to FIG. 39B. It is determined whether or not. When privilege value issuance is selected (YES in step S194a), data processing unit 110 advances the process to be executed to step S190.

  In step S190, the data processing unit 110 executes a privilege issuance process described in FIG.

  FIG. 26 is a flowchart showing a flow of privilege issue processing that is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. Referring to FIG. 26, first, in step S1901, the data processing unit 110 determines whether or not the processing status stored in the storage unit 120 has received privilege issue information. As will be described later, the processing status is updated to receive privilege issue information in step S1904 on condition that the privilege issue information is received from the electronic money management server 200 in step S1903.

  If it is determined that the processing status has received the privilege issue information (YES in step S1901), data processing unit 110 advances the process to be executed to step S1911. On the other hand, if it is determined that the processing status has not been received with the privilege issue information (NO in step S1901), in step S1902, the data processing unit 110 is information for requesting the issue of the privilege value, the member ID and The privilege issue request information including the mobile terminal information is transmitted to the electronic money management server 200.

  In other words, in the present embodiment, as a privilege issuing operation for requesting the issuance of a privilege value, an operation for selecting a link of “Charge Value Value to IC Chip” on the initial screen at the time of activation in FIG. Or, on condition that the operation of the link attached to the privilege notification mail is accepted from the user, specifically, the privilege issue operation is accepted from the user, and the processing status stored in the storage unit 120 is the privilege issue On the condition that the information has not been received, privilege issue request information for requesting issue of the privilege value is transmitted to the electronic money management server 200.

  FIG. 27B is a flowchart showing the flow of processing of the privilege grant application program 217 executed by the electronic money management server 200 in the present embodiment. Referring to FIG. 27B, first, in step S 2191, the data processing unit 210 determines whether or not there is a privilege issue request by receiving privilege issue request information from the mobile phone 100. When it is determined that there is no privilege issue request (NO in step S2191), data processing unit 210 repeats the process in step S2191.

  On the other hand, if it is determined that there is a privilege issue request (YES in step S2191), in step S2192, the data processing unit 210 corresponds to the member ID included in the privilege issue request information received in step S2191. The transaction store and the transaction amount after grant of the previous privilege are extracted from the privilege DB 223.

  Next, in step S2193, the data processing unit 210 calculates a privilege amount to be granted for each store or group corresponding to the available store stored in the privilege grant store DB corresponding to the extracted transaction store. Specifically, the benefit amount this time is the unit stored in the privilege grant store DB in the integer part of the quotient obtained by dividing the previous transaction amount after grant grant by the privilege reference amount stored in the privilege grant store DB. It can be calculated as the amount multiplied by the amount of privilege.

  For example, since the available store stored in the privilege grant store DB corresponding to the transaction store “abc group” is “1”, that is, the grant store / group, the corresponding store or group is “abc group”. . And the privilege standard amount of "abc group" memorize | stored in privilege provision store DB is "10000" yen, and a unit privilege amount is "500" yen. Further, the transaction amount after granting the previous privilege of “abc group” stored in the privilege DB 223 is “13000” yen. Therefore, the benefit amount that can be used at the available store “abc group” is the integer part “1” of the quotient obtained by dividing the transaction amount “13000” yen after the last benefit grant by the benefit base amount “10000” yen. It can be calculated as an amount “500” yen obtained by multiplying the unit privilege amount “500” yen.

  The usable stores stored in the privilege grant store DB corresponding to the transaction store “D store” are “0”, that is, all member stores. And the privilege standard amount of "D store" memorize | stored in privilege grant store DB is "5000" yen, and a unit privilege amount is "300" yen. Further, the transaction amount after grant of the previous privilege of “D store” stored in the privilege DB 223 is “1000” yen. Therefore, the present benefit amount that can be used at the available store “all member stores” is the integer part “0” of the quotient obtained by dividing the transaction amount “1000” yen after the last benefit grant by the benefit reference amount “5000” yen. It can be calculated as an amount “0” yen obtained by multiplying the unit privilege amount “300” yen.

  As yet another example, for example, the available stores corresponding to the transaction stores “E store” and “F store” are all member stores, and the benefit amount of this time is calculated as “500” yen and “1000” yen, respectively. In this case, “1500” yen, which is the sum of those, is added to the per-store privilege balance of the available stores “all member stores”.

  In addition, when the grant privilege amount calculated in step S2193 is 0 yen, the mobile phone 100 is notified that there is no grant privilege amount.

  In next step S <b> 2194, the data processing unit 210 transmits privilege issue information including the calculated granted privilege amount and store identification information indicating an available store to the mobile phone 100. The privilege issue information is information for writing the value of the granted privilege amount from the remote issue server 400 to the mobile phone 100.

  Returning to FIG. 26, in step S <b> 1903, the data processing unit 110 determines whether or not privilege issue information has been received from the electronic money management server 200. If it is determined that the privilege issue information has been received (YES in step S1903), in step S1904, the data processing unit 110 updates the processing status managed in the storage unit 120 to the privilege issue information received.

  In step S1905, the data processing unit 110 transmits reception response information for notifying the electronic money management server 200 that the privilege issue information has been received, to the electronic money management server 200.

  Proceeding to FIG. 27 (b), in step S 2195, the data processing unit 210 determines whether or not reception response information has been received from the mobile phone 100. If it is determined that the reception response information has not been received (NO in step S2195), data processing unit 210 repeats the process of step S2195. On the other hand, if it is determined that the reception response information has been received (YES in step S2195), in step S2196, the data processing unit 210 calculates the target amount for the present benefit grant from the transaction amount after the last benefit grant in the privilege DB 223. Subtract. In the example described in step S2193, the transaction amount after grant of the current benefit is subtracted from the transaction amount after grant of the previous privilege “13000” yen, and the transaction amount after grant of the previous privilege is updated to “3000” yen. .

  In step S2197, the calculated grant privilege amount is added and updated to the store-specific privilege balance and the total privilege balance in the privilege DB 223. In the example described in step S2193, the per-store privilege balance usable in the abc group is updated by adding “500” yen, and the total bonus balance is updated by adding “500” yen.

  In step S2198, the data processing unit 210 adds and updates the granted privilege amount to the accumulated charge amount of the issue information DB 222. Thereafter, the data processing unit 210 returns the process to be executed to step S2191.

  Returning to FIG. 26, next, in step S 1911, the data processing unit 110 stores the privilege value specified from the privilege issue information in the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190. Is sent to the remote issuing server 400. The write processing start request information including the mobile terminal information (write request information for requesting writing of the privilege value) is transmitted to the remote issuing server 400. Since the processing from step S1911 to step S1915 is the same as the processing from step S154 to step S157a of FIG. 18 described above, the overlapping description will not be repeated.

  FIG. 31 is a diagram for explaining a database stored in the storage area for electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100 according to the present embodiment. Referring to FIG. 31, a member ID, portable terminal information, and a value balance are stored in the storage area for the electronic money game use service. Further, in the storage area for the electronic money game use service, store-specific privilege balances and stores that can use them are stored in association with each other. A plurality of sets of usable stores and store-specific privilege balances can be stored.

  In FIG. 31, “1101” is stored as a member ID, “MN7RE” is stored as mobile terminal information, and “11000” yen is stored as a value balance. Further, “abc group” is stored as an available store, and “500” yen is stored in association as a store-specific privilege balance. Moreover, in addition to the per-store privilege balance available at the “abc group”, if there is a per-store privilege benefit balance available at all member stores, it is used at all member stores in association with the usable store “all member stores”. If there is a per-store privilege balance that can be used and there is a per-store privilege balance that can be used at D store, the per-store privilege balance that can be used at D store is stored in association with the available store “D store”.

  Returning to FIG. 26, in step S1916, the data processing unit 110 acquires the value balance from the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190, and displays the privilege issue completion screen. Display on the unit 140.

  Proceeding to FIG. 49, the screen of FIG. 49C is a privilege issue completion screen displayed in step S <b> 1916. In the screen of FIG. 49 (c), the same chip ID as that of the screen of FIG. 38 (b), a sentence indicating that the charging of the bonus value has been completed, the charge amount of the bonus value this time is 500 yen, Is displayed, the value balance after charging is 11500 yen, and precautions when using the value. The normal value balance and the privilege value balance may be displayed separately, or the privilege value balance may be displayed for each available store.

  Returning to FIG. 26, in step S1917, the data processing unit 110 determines whether or not a confirmation operation has been performed on the privilege issue completion screen. If it is determined that a confirmation operation has been performed (YES in step S1917), in step S1918, the data processing unit 110 causes the display unit 140 to display the startup initial screen described with reference to FIG. Thereafter, the data processing unit 110 returns the process to be executed to the caller process of this process.

  Returning to FIG. 14, in step S1985, the data processing unit 110 determines whether or not the processing status managed in the storage unit 120 has received the privilege issue information updated in step S1904 of FIG. .

  If it is determined that the processing status has received the privilege issue information (YES in step S1985), data processing unit 110 advances the process to be executed to step S1911 of the value issue process in FIG. Thereby, the data processing unit 110 receives the privilege issue information in step S1903, but in the exchange with the remote issue server 400 from step S1911 to step S1914, the privilege value cannot be written due to a communication failure or the like. Again, without sending privilege issue request information to the electronic money management server 200 in step S1902, a write processing start request is sent to the remote issue server 400 in step S1911.

  Specifically, after updating the processing status managed in the storage unit 120 in step S1904 to receive privilege issue information, the communication with the remote issue server 400 is disconnected before the completion of writing the privilege value, When the user performs an activation operation of the electronic money application 111 from the screen shown in FIG. 39A, in the processing of the electronic money application 111 shown in FIG. 11, step S120, step S180, step S1100, step S1110, and step S191. Are all determined to be NO, and the processing status confirmation processing in step S198 is executed.

  Then, in step S1985 of the processing status confirmation processing shown in FIG. 14, it is determined that the processing status managed in the storage unit 120 has received the privilege issue information, and step S1902 (transmission of privilege issue request information) in FIG. 26 is executed. The process proceeds to step S 1911 without going through, and a write processing start request (write request information) is transmitted to the remote issuing server 400. In other words, in this case, accepting the activation operation of the electronic money application 111 from the user corresponds to accepting the privilege issue operation for requesting the issue of the privilege value.

  In addition, after the communication with the remote issue server 400 is disconnected as described above, when the operation of the link attached to the privilege notification mail is accepted from the user as the privilege issue operation, the electronic shown in FIG. In the process of the money application 111, YES is determined in step S191a, and the privilege issue process in step S190 is executed.

  Then, in step S1901 of the privilege issuance process shown in FIG. 26, it is determined that the processing status managed in the storage unit 120 has received the privilege issuance information, and the process goes through step S1902 (transmission of privilege issuance request information). In step S 1911, the write processing start request (write request information) is transmitted to the remote issuing server 400.

  On the other hand, if it is determined that the processing status has not been received the privilege issue information (NO in step S1985), the data processing unit 110 returns the process to be executed to the electronic money application 111 that is the process that called the process.

  As described above, in the electronic money management server 200, the issue information DB 222 shown in FIG. 5 aggregates and manages the transaction amount using the value in each store for each mobile phone 100, and also stores the value of each store. Of these, the total transaction amount at the store set as the privilege grant target store on the privilege grant setting screen shown in FIG. 28 and the transaction amount at the store belonging to the privilege grant target group is separately aggregated and managed for each mobile terminal in the privilege DB 223. Has been. Specifically, in the privilege DB 223, the transaction amount after grant of the previous privilege that is not the subject of privilege grant among the transaction amounts in each store or group is tabulated and managed.

  And in step S2193 of privilege provision AP217 shown in FIG.27 (b), privilege value amount is calculated according to the transaction amount after the last privilege provision managed for every store and every group by privilege DB223, and step S2194. Thus, the privilege issue information is transmitted to the mobile phone 100, whereby the privilege value is stored in the storage unit 120 of the mobile phone 100. That is, in step S2193 and step 2194, the privilege value is stored in the mobile phone 100 as a privilege grant process for granting a privilege according to the transaction amount at the privilege grant target store or the total transaction value at the store belonging to the privilege grant target group. The privilege provision means of this invention which performs the process for making it do is comprised.

  More specifically, in step S2193, a privilege value is calculated for each usable store, and in step S2194, privilege issue information that can identify each privilege value and the usable store is transmitted to the mobile phone 100. Stored in the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100 is stored in the store that can identify the privilege value and the store that can use the privilege value.

(Description of use of value in the electronic money system 10)
FIG. 50 is a flowchart showing the flow of the ticket issuing process executed by the ticket vending machine 300 in the present embodiment. With reference to FIG. 50, first, in step S310, the data processing unit 310 of the ticket vending machine 300 executes an unauthorized registration process.

  FIG. 51 is a flowchart showing the flow of unauthorized registration processing executed by the ticket vending machine 300 in the present embodiment. Referring to FIG. 51, the data processing unit 310 determines whether portable use prohibition information has been received from the electronic money management server 200 via the store server 800 in step S311.

  The portable use prohibition information is information for instructing to prohibit the use of value in all the mobile phones 100 in the game hall 30. The process of transmitting the portable use prohibition information will be described with reference to FIGS. 56 and 57 described later.

  If it is determined that the portable use prohibition information has been received (YES in step S311), the data processing unit 310 causes the storage unit 320 to store the portable use prohibition information in step S312. On the other hand, when it is determined that the portable use prohibition information has not been received (NO in step S311), or after step S312, the data processing unit 310 advances the process to be executed to step S313.

  In step S <b> 313, the data processing unit 310 determines whether unauthorized terminal information has been received from the electronic money management server 200 via the store server 800.

  The unauthorized terminal information is information for instructing to prohibit the use of the value in the mobile phone 100 including the mobile ID and indicated by the mobile ID. The process of transmitting unauthorized terminal information will be described with reference to FIGS. 56 and 57 described later.

  If it is determined that the unauthorized terminal information has been received (YES in step S313), the data processing unit 310 stores the unauthorized terminal information in the storage unit 320 in step S314. On the other hand, if it is determined that the unauthorized terminal information has not been received (NO in step S313), or after step S314, the data processing unit 310 performs the process to be executed by the process of the caller of this unauthorized registration process. Returning to the ticketing process of FIG.

  Returning to FIG. 50, in step S320, the data processing unit 310 determines whether or not a cash insertion signal indicating that cash has been inserted from the money handling machine 380 has been received.

  If it is determined that the cash input signal has been received (YES in step S320), in step S323, the data processing unit 310 receives the cash count signal from the money handling machine 380, and receives the cash indicated by the cash count signal. Set amount to cash input.

  In step S324, the data processing unit 310 determines whether or not additional cash has been input by determining whether or not the cash count signal has been received again. If it is determined that additional cash has been inserted (YES in step S324), data processing unit 310 adds the amount of cash indicated by the cash count signal received again to the amount of cash input.

  If it is determined that no additional cash has been input (NO in step S324), or after step S325, the data processing unit 310 controls the amount of money less than or equal to the amount of cash input. By executing the activation control, it is possible to effectively accept an operation on the amount button of the operation unit 330, and a lamp provided on the validated amount button is turned on.

  In step S327, the data processing unit 310 determines whether an operation signal indicating that the amount button activated in step S326 has been operated is received from the operation unit 330. That is, it is determined whether or not an amount button equal to or less than the cash input amount has been operated. If it is determined that the amount button equal to or less than the cash input amount has not been operated (NO in step S327), the data processing unit 310 returns the process to be executed to step S324.

  On the other hand, if it is determined that the validated amount button has been operated (YES in step S327), the data processing unit 310 sets the amount of the amount button indicated by the operation signal to the purchase amount in step S328. Thereafter, the data processing unit 310 advances the process to be executed to step S361.

  On the other hand, when it is determined that the cash input signal has not been received (NO in step S320), the data processing unit 310 indicates that the operation button operation of the operation unit 330 has been operated in step S321. Is received from the operation unit 330, it is determined whether or not the use button has been operated. The use button is a button operated by the user when using the value. If it is determined that the use button has not been operated (NO in step S321), data processing unit 310 returns the process to be executed to step S310.

  On the other hand, if it is determined that the use button has been operated (YES in step S321), the data processing unit 310 determines in step S322 whether the portable use prohibition information has been stored in the storage unit 320 in the unauthorized registration process of FIG. Determine whether. That is, it is determined whether or not the use of the value in all mobile phones 100 is prohibited.

  If it is determined that the use of value on all mobile phones 100 is not prohibited (NO in step S322), the data processing unit 310 controls to validate the amount button for all amounts in step S331. In step S <b> 332, the data processing unit 310 determines whether an operation signal indicating that the amount button whose activation is controlled in step S <b> 331 has been operated is received from the operation unit 330. That is, it is determined whether any amount button has been operated. If it is determined that none of the amount buttons have been operated (NO in step S331), data processing unit 310 repeats step S331.

  On the other hand, if it is determined that one of the amount buttons has been operated (YES in step S331), the data processing unit 310 sets the amount of the amount button indicated by the operation signal as the purchase amount in step S333.

  In step S341, the data processing unit 310 determines whether the chip reader / writer 390 has read the value balance, the usable store, and the store-specific privilege balance from the non-contact IC chip 190 of the mobile phone 100. The value balance is read as the value balance, and the store-specific privilege balance is read as the store-specific privilege balance. If it is determined that the data has not been read (NO in step S341), data processing unit 310 repeats the process in step S341. When it is determined that the value balance is not read for a certain time (for example, 30 seconds), the data processing unit 310 invalidates the amount button activated in step S331 and resets the purchase amount. May be.

  On the other hand, if it is determined that the value balance has been read from the mobile phone 100 (YES in step S341), the data processing unit 310 determines that the mobile ID read together with the value balance is the unauthorized registration process of FIG. 51 in step S342. It is determined whether or not the mobile ID is indicated by the unauthorized terminal information stored in the storage unit 320. That is, it is determined whether or not the mobile phone 100 is an unauthorized one.

  If it is determined that the mobile phone is an unauthorized mobile phone (YES in step S342), the data processing unit 310 reports an error in step S343. As the error notification, for example, a warning lamp blinks or a warning buzzer sounds. In step S344, the data processing unit 310 confirms whether the mobile phone is an unauthorized mobile phone by a staff member of the game hall 30, and determines whether a confirmation operation has been performed. If the confirmation operation has not been performed (NO in step S344), data processing unit 310 repeats step S344. On the other hand, if it is determined that a confirmation operation has been performed (YES in step S344), data processing unit 310 returns the process to be executed to step S310.

  If it is determined that the mobile phone is not an unauthorized mobile phone (NO in step S342), the data processing unit 310 determines in step S345 whether the mobile ID read together with the value balance is the mobile ID of the test mobile phone 100. Determine whether. That is, it is determined whether or not the mobile phone 100 into which the value balance has been read is for testing. The mobile ID of the test mobile phone 100 is stored in advance in the storage unit 320 of the ticket vending machine 300 by being input from the electronic money management server 200 via the store server 800 or directly to the ticket vending machine 300. .

  When it is determined that the mobile phone is a test mobile phone (YES in step S345), in step S346, the data processing unit 310 determines whether or not the setting for permitting the use of the test mobile phone is made. Whether or not to permit the use of the test mobile phone is preset in the ticket vending machine 300.

  In step S346, the data processing unit 310 makes an inquiry to the store server 800 so that the setting as to whether or not to permit the use of the test mobile phone is stored in the store server 800 in advance. It may be determined whether or not the setting for permitting use of the mobile phone is made.

  If it is determined that the use permission setting for the test mobile phone has not been set (NO in step S346), the data processing unit 310 reports an error in step S347 as in step S343. In step S348, the data processing unit 310 confirms whether the mobile phone is an unauthorized mobile phone by a staff member of the game hall 30, and determines whether a confirmation operation has been performed. If the confirmation operation has not been performed (NO in step S348), data processing unit 310 repeats step S348. On the other hand, if it is determined that a confirmation operation has been performed (YES in step S348), data processing unit 310 returns the process to be executed to step S310.

  On the other hand, if it is determined that the mobile terminal is not a test mobile terminal (NO in step S345), or if it is determined that use of the test mobile phone is set (YES in step S346), the data processing unit 310 advances the process to be executed to step S351.

  On the other hand, when it is determined that the use of value in all mobile phones 100 is prohibited (YES in step S322), data processing unit 310 returns the process to be executed to step S310.

  In the case of YES in step S342 and in the case of NO in step S346, the data processing unit 310 invalidates the amount button activated in step S331 and resets the purchase amount.

  In step S351, the data processing unit 310 determines whether or not the purchase amount is larger than an amount obtained by adding the remaining amount of privilege to the value remaining amount that can be used at the store. If it is determined that the purchase price is not larger than the value balance plus the bonus balance available at the store (in the case of NO in step S351), in step S356, the data processing unit 310 The chip reader / writer 390 is controlled to cause the mobile phone 100 to transmit a subtraction request signal for subtracting the purchase value and privilege value from the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100.

  Specifically, the data processing unit 310 includes electronic money identification information that designates a value as a deduction target among a plurality of types of electronic money, and subtraction amount information that indicates that the deduction amount is subtracted from the purchase value and privilege value. A subtraction control command for controlling the non-contact communication unit 393 is transmitted to the control unit 391 of the chip reader / writer 390 so as to transmit a subtraction request signal including store identification information for identifying the store to the mobile phone 100. . The control unit 391 of the chip reader / writer 390 controls the non-contact communication unit 393 so as to transmit a subtraction request signal to the mobile phone 100 in response to the subtraction control command.

  On the other hand, in the mobile phone 100 that has received the subtraction request signal, purchase is electronic money designated as a withdrawal target stored in an area secured in the storage unit 192 by the control unit 191 of the non-contact IC chip 190. The value corresponding to the withdrawal amount is subtracted from the value and the privilege value, and when the value subtraction is completed, a process of transmitting a subtraction end signal indicating that to the chip reader / writer 390 of the ticket vending machine 300 is performed. Here, since the store identification information is included in the subtraction request signal, if there is a store-specific privilege balance corresponding to the store indicated by the store identification information, the amount equivalent to the withdrawal amount is preferentially subtracted from the store-specific privilege balance. Is done. Next, the remaining amount corresponding to the withdrawal amount is subtracted from the value balance.

  Then, in step S357, the data processing unit 310 determines whether or not a subtraction end signal has been received from the mobile phone 100. Specifically, the control unit 391 of the chip reader / writer 390 transmits a subtraction end command indicating that the subtraction has been completed to the data processing unit 310 in response to the reception of the subtraction end signal from the mobile phone 100. When receiving the subtraction end command, the data processing unit 310 determines that the subtraction of the value corresponding to the deduction amount has ended. In step S357, data processing unit 310 repeatedly makes a determination until a subtraction end command is received. If a subtraction end command is not received before a predetermined condition (number of determinations, time, etc.) is satisfied, an error indicating that subtraction does not end may be notified on display unit 340.

  If it is determined that the subtraction end signal has been received (YES in step S357), in step S358, the data processing unit 310 subtracts the purchase amount from the value remaining amount plus the remaining benefit amount available at the store. It is determined whether the amount is equal to or less than a predetermined amount. When it is determined that the amount obtained by adding the remaining amount of benefits to the value remaining amount minus the purchase amount is equal to or less than the predetermined amount (YES in step S358), in step S359, the data processing unit 310 Then, the chip reader / writer 390 is controlled so as to transmit an application activation signal including a small amount of balance after subtraction to the non-contact type IC chip 190 of the mobile phone 100.

  The balance subtraction information after subtraction is information for transmitting to the mobile phone 100 that the amount of value stored in the mobile phone 100 is small after the value is subtracted. The application activation signal is a signal for activating the electronic money application 111 of the mobile phone 100 from the outside. The predetermined amount is, for example, an amount by which the minimum amount of prepaid card 371 can be purchased once, and is 1000 yen in the present embodiment. The predetermined amount may be another amount as long as it is a small amount.

  On the other hand, when it is determined that the amount obtained by subtracting the purchase amount from the value remaining amount plus the privilege remaining amount that can be used at the store is not equal to or less than the predetermined amount (NO in step S358), or after step S359, the data The processing unit 310 advances the process to be executed to step S361.

  On the other hand, if it is determined that the purchase amount is larger than the value remaining amount plus the remaining amount of privilege available at the store (YES in step S351), the data processing unit 310 performs subtraction in step S352. The chip reader / writer 390 is controlled so as to transmit an application activation signal including the previous balance shortage information to the non-contact type IC chip 190 of the mobile phone 100. The balance shortage information before subtraction is information for transmitting to the mobile phone 100 that the amount of value stored in the mobile phone 100 is insufficient before the value is subtracted. The application activation signal is the same as that described in step S359. Thereafter, the data processing unit 310 returns the process to be executed to step S310.

  In step S361, the data processing unit 310 determines the card ID of the prepaid card 371 to be issued, the cash amount used for purchase, the mobile phone ID of the mobile phone 100 used for purchase, and the purchase value and privilege value used for purchase. Transaction information including information specifying each (hereinafter also referred to as transaction amount) is transmitted to the store server 800.

  Next, in step S362, the data processing unit 310 controls the card reader / writer 370 to issue the prepaid card 371 for the purchase amount. When the cash input amount is larger than the purchase amount, the data processing unit 310 controls the money handling machine 380 so as to pay out a change obtained by subtracting the purchase amount from the cash input amount. In step S363, the data processing unit 310 resets the purchase amount, the value remaining amount, the privilege remaining amount, and the cash input amount, and returns the process to be performed to step S310.

  When the application activation signal transmitted from the ticket vending machine 300 is received by the non-contact type IC chip 190 by executing Step S359 or Step S352, the control unit 191 of the non-contact type IC chip 190 causes the electronic money application 111 to A command for starting up is output to the data processing unit 110. When receiving the command for starting the electronic money application 111, the data processing unit 110 starts the electronic money application 111.

  FIG. 52 is a first display screen diagram displayed on the display unit 140 of the mobile phone 100 when the electronic money application 111 of the mobile phone 100 is activated from the ticket vending machine 300 in the electronic money system 10 according to the present embodiment. is there. The screen in FIG. 52 (a) is the same as the screen in FIG. 38 (a), and therefore, repeated description will not be repeated.

  Returning to FIG. 11, in step S <b> 180 of the electronic money application 111, the data processing unit 110 determines whether the activation of the electronic money application 111 is activation from the non-contact type IC chip 190. If it is determined that the activation is from the non-contact type IC chip 190 (YES in step S180), the data processing unit 110 executes an IC chip activation process in step S1800.

  FIG. 13 is a flowchart showing a flow of an IC chip activation process that is a subroutine of the electronic money application executed by the mobile phone in the present embodiment. Referring to FIG. 13, first, in step S181, data processing unit 110 determines whether or not the balance shortage information before subtraction has been received. That is, it is determined whether or not the balance starting shortage information before subtraction is included in the application activation signal that activated the electronic money application 111. If it is determined that the balance shortage information before subtraction has not been received (NO in step S181), in step S182, the data processing unit 310 determines whether or not the balance shortage information after subtraction has been received. That is, it is determined whether or not the post-subtraction balance shortage information is included in the application activation signal that activated the electronic money application 111.

  If it is determined that the balance shortage information after subtraction has not been received (NO in step S182), in step S184, the data processing unit 310 indicates that the value balance stored in the mobile phone 100 is very small. Inform. In the present embodiment, the fact that the balance is small is displayed on display unit 140 to notify that the balance is small. However, the present invention is not limited to this. For example, the data processing unit 310 outputs a voice indicating that the balance is very small or generates a vibration indicating that the balance is small, thereby causing the balance to be small. You may make it alert | report.

  Proceeding to FIG. 52, FIG. 52 (b) is a display screen diagram showing that the balance is very small. The screen in FIG. 52B displays that the value balance stored in the mobile phone 100 is very small and that the process shifts to a value purchase process.

  Returning to FIG. 13, when it is determined that the balance shortage information before subtraction has been received (YES in step S181), or when it is determined that the balance shortage information after subtraction has been received (YES in step S182), In step S185, the data processing unit 310 notifies that the value balance stored in the mobile phone 100 is insufficient. In the present embodiment, the fact that the balance is insufficient is notified by displaying on the display unit 140 that the balance is insufficient. However, the present invention is not limited to this. For example, the data processing unit 310 outputs a voice indicating that the balance is insufficient or generates a vibration indicating that the balance is insufficient. You may make it alert | report that it is doing.

  Proceeding to FIG. 52, FIG. 52 (c) is a display screen diagram indicating that the balance is insufficient. The screen in FIG. 52 (c) displays that the value balance stored in the mobile phone 100 is insufficient, and that the process proceeds to processing for purchasing value.

  In the present embodiment, the application activation signal is transmitted from the ticket vending machine 300 to the mobile phone 100 by dividing that the balance of the value stored in the mobile phone 100 is very small and insufficient. In this way, the mobile phone 100 is notified. However, the present invention is not limited to this, and the mobile phone 100 may notify the user of the fact that the balance of the value is scarce and insufficient. In other words, when the value balance is equal to or less than a predetermined amount including when the value balance is 0 yen, balance shortage information indicating that the value balance is insufficient is transmitted from the ticket vending machine 300 to the mobile phone 100. The mobile phone 100 may notify that the balance is insufficient.

  Returning to FIG. 13, after step S184 or step S185, the data processing unit 110 returns the process to be executed to the electronic money application 111 which is the process of the caller of this process.

  Returning to FIG. 11, after the IC chip activation processing in step S1800, in step S130, the data processing unit 310 executes value purchase processing. By executing the value purchase process, the purchase amount selection screen is displayed in step S139 as described with reference to FIG. Thus, even if the user does not activate the electronic money application 111, the purchase amount selection screen can be automatically displayed.

  Note that, after the IC chip activation process in step S1800, the process proceeds to step S130. However, the present invention is not limited to this, and the process may proceed to step S192. Thus, the value purchase process can be executed by the user selecting value purchase on the startup initial screen.

  FIG. 53 is a flowchart showing the flow of the ball lending process executed by the card unit 600 in the present embodiment. Referring to FIG. 53, first, in step S610, data processing unit 610 of card unit 600 executes unit unauthorized registration processing.

  FIG. 55 is a flowchart showing a unit unauthorized registration process executed by the card unit 600 according to the present embodiment. Referring to FIG. 55, in step S601, data processing unit 610 determines whether or not portable use prohibition information has been received from electronic money management server 200 via store server 800. Since the portable use prohibition information has been described in step S311 of FIG. 51, the overlapping description will not be repeated.

  If it is determined that the portable use prohibition information has been received (YES in step S601), the data processing unit 610 causes the storage unit 620 to store the portable use prohibition information in step S602. On the other hand, if it is determined that portable use prohibition information has not been received (NO in step S601), or after step S602, data processing unit 610 advances the process to be executed to step S603.

  In step S <b> 603, the data processing unit 610 determines whether or not unauthorized terminal information has been received from the electronic money management server 200 via the store server 800. Since the unauthorized terminal information has been described in step S313 in FIG. 51, the repeated description will not be repeated.

  If it is determined that the unauthorized terminal information has been received (YES in step S603), the data processing unit 610 stores the unauthorized terminal information in the storage unit 620 in step S604. On the other hand, when it is determined that the unauthorized terminal information has not been received (NO in step S603), or after step S604, in step S605, the data processing unit 610 moves the store server 800 from the electronic money management server 200. It is determined whether or not an illegal card ID is received.

  The unauthorized card ID is an ID for identifying a prepaid card 371 purchased with an unauthorized mobile phone 100. The process of transmitting the unauthorized card ID will be described with reference to FIGS. 56 and 57 described later.

  If it is determined that the unauthorized card ID has been received (YES in step S605), the data processing unit 610 stores the unauthorized card ID in the storage unit 620 in step S606. If it is determined that an unauthorized card ID has not been received (NO in step S605), or after step S606, the data processing unit 610 executes the process to be executed by the caller of this unit unauthorized registration process. Returning to the ball lending process of FIG. On the other hand, if it is determined that the unauthorized card ID has not been received (NO in step S605), data processing unit 610 returns the process to be executed to the ball lending process in FIG.

  Returning to FIG. 53, in step S611, the data processing unit 610 determines whether or not an insertion signal indicating that the prepaid card 371 has been inserted is received from the card reader / writer 670.

  If it is determined that the insertion signal has been received (YES in step S611), the data processing unit 610 stores the card ID of the inserted prepaid card 371 from the card reader / writer 670 in the storage unit 620 in step S612. It is determined whether or not a fraudulent card signal indicating that the fraudulent card ID is the same is received.

  If it is determined that the card is not an unauthorized card (NO in step S612), data processing unit 610 advances the process to be executed to step S690. On the other hand, if it is determined that the card is an unauthorized card (YES in step S612), the data processing unit 610 notifies an error in step S671 that an unauthorized prepaid card has been inserted. The error notification is performed, for example, by blinking an alarm lamp or sounding an alarm buzzer. In step S <b> 672, the data processing unit 610 determines whether there has been a confirmation operation indicating that the error notification has been confirmed by the attendant of the game hall 30. If it is determined that there is no confirmation operation (NO in step S672), data processing unit 610 repeats the process in step S672. On the other hand, if it is determined that there has been a confirmation operation (YES in step S672), data processing unit 610 returns the process to be executed to step S610.

  On the other hand, if it is determined that the insertion signal has not been received (NO in step S611), the data processing unit 610 has received a cash insertion signal indicating that cash has been inserted from the money handling machine 680 in step S620. Determine whether or not.

  If it is determined that a cash insertion signal has been received (YES in step S620), in step S681, the data processing unit 610 identifies the card ID of the prepaid card 371 to be issued and the cash amount used for purchase. The transaction information including the information is transmitted to the store server 800.

  Next, in step S682, the data processing unit 610 issues a prepaid card 371, and the amount of cash input indicated by the cash count signal from the money handling machine 680 is stored in advance in the card reader / writer 670. The card reader / writer 670 is controlled to deposit the card 371. Here, after payment, the prepaid card 371 is held in the card unit 600 and is not discharged. Thereafter, the data processing unit 610 advances the process to be executed to step S690.

  In step S690, the data processing unit 610 executes a prepaid ball lending process. The prepaid ball lending process will be described later with reference to FIG.

  FIG. 54 is a flowchart showing a flow of prepaid ball lending processing executed by card unit 600 in the present embodiment.

  Referring to FIG. 54, in step S691, data processing unit 610 determines whether or not a cash insertion signal indicating that cash has been inserted is received from money handling machine 680. If it is determined that the cash input signal has been received (YES in step S691), in step S692, the data processing unit 610 receives the cash count signal from the money handling machine 680, and receives the cash indicated by the cash count signal. The card reader / writer 670 is controlled to add the amount to the prepaid card 371.

  On the other hand, if it is determined that the cash input signal has not been received (NO in step S691), or after step S692, the data processing unit 610 reads the prepaid card read by the card reader / writer 670 in step S613. The prepaid balance recorded in 371 is received from the card reader / writer 670.

  Next, in step S614, the data processing unit 610 determines whether the received balance is a value greater than 0, that is, whether the balance is not 0. If it is determined that the balance is not a value greater than 0 (NO in step S614), data processing unit 610 advances the process to be executed to step S632.

  On the other hand, if it is determined that the balance is greater than 0 (YES in step S614), data processing unit 610 determines in step S615 whether a ball lending operation signal has been received from ball lending button 631. To do. If it is determined that a ball lending operation signal has not been received (NO in step S615), data processing unit 610 advances the process to be executed to step S631.

  On the other hand, if it is determined that the ball lending operation signal has been received (YES in step S615), the data processing unit 610 subtracts the consideration equivalent to the predetermined lending from the balance of the prepaid card 371 in step S616. Next, in step S617, the data processing unit 610 controls the card reader / writer 670 to write the subtracted balance to the prepaid card 371.

  Next, in step S618, the data processing unit 610 transmits a ball lending signal for requesting the payout of a predetermined number of game balls to the pachinko gaming machine 700. In response to the ball lending signal, the pachinko gaming machine 700 pays out a predetermined number of game balls. The player can play a pachinko game using the paid out game balls. Note that the card unit 600 is not limited to the one that causes the pachinko gaming machine 700 to pay out the game ball by transmitting a ball lending signal, and may be one that pays out the game ball itself. That is, in step S618, a process of paying out game balls may be executed. Thereafter, the data processing unit 610 advances the process to be executed to step S631.

  In step S <b> 631, the data processing unit 610 determines whether a return operation signal is received from the return button 632. If it is determined that the return operation signal has not been received (NO in step S631), data processing unit 610 returns the process to be executed to step S691.

  On the other hand, if it is determined that a return operation signal has been received (YES in step S631), data processing unit 610 advances the process to be executed to step S632.

  In step S632, the data processing unit 610 resets the balance read from the prepaid card 371. Next, in step S633, the data processing unit 610 controls the card reader / writer 670 to return the prepaid card 371. Thereafter, the data processing unit 610 returns the process to be executed to the ball lending process of FIG. 53 which is the caller process of this prepaid ball lending process.

  Returning to FIG. 53, after the prepaid ball lending process is executed in step S690, the data processing unit 610 returns the process to be executed to step S610.

  On the other hand, if it is determined that the cash input signal has not been received (NO in step S620), the data processing unit 610 stores the portable use prohibition information in the storage unit 620 in step S622 in the unit unauthorized registration process of FIG. It is determined whether or not it has been stored. That is, it is determined whether or not the use of the value in all mobile phones 100 is prohibited. If it is determined that the use of value in all mobile phones 100 is prohibited (YES in step S622), data processing unit 610 returns the process to be executed to step S610.

  On the other hand, when it is determined that the use of the value in all the mobile phones 100 is not prohibited (NO in step S622), the data processing unit 610 executes processing from step S641 to step S648. The processing from step S641 to step S648 is the same as step S341 to step S348 of the ticketing processing described with reference to FIG. 50, and therefore description thereof will not be repeated.

  In step S651, the data processing unit 610 determines whether or not the sum of the value balance and the bonus remaining available at the store is 0 yen. If it is determined that the sum of the value remaining amount and the bonus amount available at the store is 0 yen (YES in step S651), in step S652, the data processing unit 610 performs the step of ticketing processing in FIG. The chip reader / writer 690 is controlled so that an application activation signal including the balance shortage information before subtraction similar to S352 is transmitted to the non-contact type IC chip 190 of the mobile phone 100. Thereafter, the data processing unit 610 returns the process to be executed to step S610.

  In the present embodiment, in step S651, it is determined whether or not the sum of the value balance and the bonus balance available at the store is 0 yen. This is because the value in this embodiment is used only for games and the value is deducted in units of 100 yen, which is the unit of ball rental, so it is possible to lend a ball by determining whether it is 0 yen This is because it can be determined whether or not there is any remaining value. However, if the value can be used in places other than the game hall 30, it is determined in step S651 whether the remaining value is less than 100 yen which is the minimum amount that can be used for ball rental. Also good.

  On the other hand, if it is determined that the value remaining plus the bonus remaining available at the store is not 0 yen (NO in step S651), the data processing unit 610 adds the value remaining to the value remaining in the store in step S653. It is determined whether or not the sum obtained by adding up the available bonus balance is 1000 yen or more. When it is determined that the value remaining amount plus the bonus amount available at the store is 1000 yen or more (YES in step S653), in step S654, the data processing unit 610 uses 1000 yen as the purchase amount. set. On the other hand, if it is determined that the value remaining plus the bonus remaining available at the store is less than 1000 yen (NO in step S653), in step S655, the data processing unit 610 determines the value remaining Set the amount of purchase plus the amount of bonus remaining available at the store.

  In step S653 and step S654, since it is 1000 yen, in step S662, which will be described later, a rental ball equivalent to 1000 yen is paid out. However, the present invention is not limited to this, and a rental ball equivalent to 500 yen may be paid out. In this case, in step S653, it is determined whether the value balance is 500 yen or more. In step S654, the data processing unit 610 sets 500 yen as the purchase amount.

  After step S654 or step S655, in step S656, the data processing unit 610 supplies the purchase value and privilege value for the purchase amount to the contactless IC chip 190 of the mobile phone 100 in the same manner as in step S356 of the ticketing process in FIG. The chip reader / writer 690 is controlled so that a subtraction request signal for subtraction from the storage unit 192 is transmitted to the mobile phone 100.

  Then, in step S657, the data processing unit 610 determines whether or not a subtraction end signal has been received from the mobile phone 100, as in step S357 of the ticketing process in FIG. If it is determined that the subtraction end signal has not been received (NO in step S657), data processing unit 610 repeats step S657.

  On the other hand, if it is determined that the subtraction end signal has been received (YES in step S657), in step S658, the data processing unit 610 adds the purchase amount from the value remaining amount plus the bonus amount available at the store. It is determined whether or not the subtracted amount is 0 yen. When it is determined that the amount obtained by subtracting the purchase amount from the value remaining amount plus the bonus amount available at the store is 0 yen (YES in step S658), in step S659, the data processing unit 610 The chip reader / writer 690 is controlled so as to transmit an application activation signal including post-subtraction balance shortage information to the non-contact type IC chip 190 of the mobile phone 100.

  The balance shortage information after subtraction is information for transmitting to the mobile phone 100 that the amount of value stored in the mobile phone 100 is insufficient after the value is subtracted. The application activation signal is the same as that described in step S359.

  As in step S651, it may be determined in step S658 whether the amount obtained by subtracting the purchase amount from the remaining value is less than 100 yen, which is the minimum amount that can be used for ball rental.

  Further, in addition to step S658, as in step S358 of the ticketing process in FIG. 50, it is determined whether or not the amount obtained by subtracting the purchase amount from the remaining value is equal to or less than a predetermined amount. In the same manner as described above, an application activation signal including the subtraction remaining amount information may be transmitted to the mobile phone 100.

  On the other hand, when it is determined that the amount obtained by adding the remaining amount of benefits to the value remaining amount and the purchase amount is not 0 yen (NO in step S658) or after step S659, data processing The unit 610 executes processing from step S661 to step S663. Since the processing from step S661 to step S663 is the same as the processing from step S361 to step S363 of the ticketing process in FIG. 50, the description will not be repeated. After step S663, the data processing unit 610 returns the process to be executed to step S610.

  Processing from step S181 to step S185 of the electronic money application 111 executed when the application activation signal transmitted from the card unit 600 is received by the non-contact type IC chip 190 by executing step S659 or step S652 Since has been described with reference to FIG. 11, the description thereof will not be repeated.

  As described above, the ticket vending machine 300 and the card unit 600 constituting the transaction apparatus of the present invention receive the privilege value together with the purchase value and the privilege value from the mobile phone 100 in step S341 of FIG. 50 or step S641 of FIG. An available usable store is acquired, and as shown in step S351 or step S653, among the privilege values, the privilege value (specifically, the store where the ticket vending machine 300 or the card unit 600 is installed is indicated as an available store (specifically). Specifically, transaction processing such as card issuance and ball lending processing is only possible for the store information acquired from the mobile phone 100 that is one of the stores, the group to which the store belongs, and all member stores. Have been used to.

  FIG. 56 is a flowchart showing the flow of processing of the balance management application program 214 executed by the electronic money management server 200 in the present embodiment.

  Referring to FIG. 56, first, in step S291, data processing unit 210 of electronic money management server 200 determines whether or not transaction information has been received from store server 800. As will be described later in step S814 of FIG. 57, this transaction information includes store identification information, and a purchase value transaction amount and a privilege value transaction amount for each mobile terminal information. When the transaction information is received (YES in step S291), the data processing unit 210 performs transaction from the value balance stored in the issue information DB 222 corresponding to the mobile terminal information included in the transaction information in step S292. The transaction value of purchase value included in the information is subtracted. The transaction value of the purchase value and the transaction value of the privilege value included in the transaction information are added to the transaction total amount stored in the issue information DB 222 corresponding to the mobile terminal information included in the transaction information. In addition, the transaction value of the purchase value included in the transaction information and the privilege value included in the transaction information stored in the issuance information DB 222 corresponding to the store indicated by the mobile terminal information and the store identification information included in the transaction information. Add the transaction amount. In addition, the transaction amount of the purchase value and the privilege value included in the transaction information are added to the transaction amount after the last privilege grant stored in the privilege DB 223 corresponding to the store indicated by the mobile terminal information and the store identification information included in the transaction information. Add the transaction amount. Moreover, the transaction amount of the privilege value included in the transaction information is subtracted from the total privilege balance stored in the privilege DB 223 corresponding to the mobile terminal information included in the transaction information. Further, the transaction amount of the privilege value included in the transaction information is subtracted from the store-specific privilege balance stored in the privilege DB 223 corresponding to the store indicated by the mobile terminal information and the store identification information included in the transaction information. Further, if there is a store-specific privilege balance stored in the privilege DB 223, the store-specific privilege balance and the data of usable stores are deleted.

  In addition, regarding the transaction amount for each store in the issuance information DB 222 and the transaction amount after grant of the previous privilege in the privilege DB 223, the transaction amount for the privilege value may not be added, but only the transaction value for the purchase value may be added. In this case, the transaction amount of the transaction using the purchase value is subject to privilege grant, but the transaction amount of the transaction using the privilege value is not subject to privilege grant. Further, in this embodiment, the bonus value grant amount is also added to the accumulated charge amount in the issuance information DB 222 in step S2198 in FIG. 27B, so that consistency in the determination in step S281 described later is ensured. Therefore, the transaction amount of the privilege value included in the transaction information is added to the total transaction amount in the issue information DB 222. However, the present invention is not limited to this. When the privilege value grant amount is not added to the accumulated charge amount, the transaction value of the privilege value may not be added to the transaction total amount.

  After step S292 or when it is determined that the transaction information has not been received (NO in step S291), the data processing unit 210 has a negative amount obtained by subtracting the total transaction amount from the accumulated charge amount in step S281. It is determined whether there is a member ID.

  If it is determined that there is a member ID having a minus amount obtained by subtracting the transaction total amount from the accumulated charge amount (in the case of YES in step S281), in step S282, the data processing unit 210 sets the number of illegal times of the member ID once. to add.

  After step S282, or when it is determined that there is no member ID with a minus amount obtained by subtracting the transaction total amount from the accumulated charge amount (NO in step S281), in step S283, the data processing unit 210 It is determined whether or not there is one member ID.

  If it is determined that there is a member ID with one fraud count (YES in step S283), in step S284, the data processing unit 210 purchases using the mobile phone value of the mobile ID corresponding to the member ID. The fact that the card ID of the prepaid card is registered in the unit and the illegal medium information including the portable ID are transmitted to the game hall 30 side.

  After step S284, or when it is determined that there is no member ID with one fraud count (NO in step S283), in step S285, the data processing unit 210 determines whether there is a member ID with two fraud times. Judge whether or not.

  If it is determined that there is a member ID with two fraud times (YES in step S285), in step S286, the data processing unit 210 registers the portable ID corresponding to the member ID in the ticket vending machine 300, and Then, the fraudulent terminal information including the mobile ID corresponding to the member ID is transmitted to the game hall 30 side where the fraud has occurred. In step S287, the data processing unit 210 also transmits the unauthorized terminal information to other game halls in the same trade area as the game hall 30 in which the fraud has occurred. It should be noted that the game arcade where the data processing unit 210 transmits the fraudulent terminal information is not limited to the game hall 30 in which the fraud has occurred or other game halls in the same trade area as the game hall 30 in which the fraud has occurred. It may be a playground, or may be a playground adjacent to the playground 30 where fraud has occurred.

  After step S287, or when it is determined that there is no member ID for the number of fraud times 2 (NO in step S285), in step S288, the data processing unit 210 determines that the number of frauds that occurred in game arcades nationwide is 3. It is determined whether or not the number of times has been exceeded.

  If it is determined that the number of frauds that have occurred at game arcades nationwide is 3 or more (in the case of YES in step S288), in step S289, the data processing unit 210 transmits portable use prohibition information to the game hall 30 side. . In step S290, the data processing unit 210 also transmits the portable use prohibition information to the game hall 30 where the fraud has occurred and the game hall nationwide. In addition, although the case where the data processing unit 210 transmits the portable use prohibition information to the game halls nationwide other than the game hall 30 in which fraud has occurred has been described, the present invention is not limited to this, and the game hall 30 in which fraud has occurred It may be transmitted to another game arcade in the same trade area, or a game arcade 30 where fraud has occurred and a neighboring game arcade. In this case, in step S288, it may be determined whether or not the number of frauds that have occurred in the game hall that is the transmission target of the portable use prohibition information is three or more. Thereafter, the data processing unit 210 returns the process to be executed to step S291.

  FIG. 57 is a flowchart showing a flow of store server processing executed by store server 800 in the present embodiment. Referring to FIG. 57, the data processing unit of store server 800 determines whether or not transaction information has been received from ticket vending machine 300 or card unit 600 in step S811.

  If it is determined that the transaction information has been received (YES in step S811), the data processing unit of the store server 800, in step S812, for each portable ID included in the transaction information, the card ID of the issued prepaid card 371, The cash amount used for ticketing and ball rental and the information for specifying the value amount used for ticketing and ball rental are stored in the storage unit in association with each other. The amount of value used for ticketing and ball rental is calculated and stored separately for a purchase value transaction amount and a privilege value transaction amount.

  After step S812 or when it is determined that transaction information has not been received (NO in step S811), the data processing unit of the store server 800 sends the transaction information to the electronic money management server 200 last time in step S813. It is determined whether or not a predetermined time has elapsed since the transmission. In the present embodiment, the predetermined time is 3 hours.

  If it is determined that a predetermined time has elapsed since the previous transmission of the transaction information (YES in step S813), the data processing unit of the store server 800 uses the mobile phone 100 after the previous transmission stored in the storage unit in step S814. Is sent to the electronic money management server 200. This transaction information includes a purchase value transaction amount and a privilege value transaction amount for each mobile terminal information, and store identification information for identifying a store.

  After step S814 or when it is determined that a predetermined time has not elapsed since the previous transmission of transaction information (NO in step S813), the data processing unit of the store server 800 obtains portable use prohibition information in step S821. It is determined whether it has been received from the electronic money management server 200.

  If it is determined that the portable use prohibition information has been received (YES in step S821), the data processing unit of the store server 800 sends the portable use prohibition information to all the ticket vending machines 300 and cards in the game hall 30 in step S822. Send to unit 600.

  After step S822, or when it is determined that the portable use prohibition information has not been received (NO in step S821), the data processing unit of the store server 800 acquires the unauthorized terminal information in step S823. It is determined whether or not the message is received from 200.

  If it is determined that the unauthorized terminal information has been received (YES in step S823), the data processing unit of the store server 800 transmits the unauthorized terminal information to all the ticket vending machines 300 and the card units 600 in the game hall 30 in step S824. Send to.

  After step S824 or when it is determined that fraudulent terminal information has not been received (NO in step S823), the data processing unit of the store server 800 obtains fraudulent medium information from the electronic money management server 200 in step S825. It is determined whether or not received from.

  If it is determined that the unauthorized medium information has been received (YES in step S825), the data processing unit of the store server 800 stores the portable ID included in the unauthorized medium information in the storage unit in step S826. Is transmitted to all the card units 600 in the game hall 30.

  After step S826 or when determining that the unauthorized medium information has not been received (NO in step S825), the data processing unit of the store server 800 returns the process to be executed to step S811.

(Explanation of error handling in the electronic money system 10)
As described in step S156 in FIG. 18 and step S1913 in FIG. 26, when the value writing process ends, the value processing state (writing state) in the remote issuing server 400 is determined to have been written. Further, as described in step S157a and step S1915 in FIG. 26, the value processing status in the mobile phone 100 is updated to written. However, if the mobile phone 100 fails to update the processing status in step S157a or step S1915 in FIG. 26, the processing status of the mobile phone 100 remains issued, that is, not yet written, while the remote issuing server 400 The processing status of is completed writing. In this way, a mismatch occurs between the processing states of the two, and inconvenience occurs in the subsequent processing.

  For example, in the case of the present embodiment, when the electronic money application 111 is activated on the mobile phone 100 with no match, the processing status is already received in step S1982 of the processing status confirmation processing in step S198, or step S1985. In step S154 in FIG. 18 or step S1911 in FIG. 26, the processing status is determined to have been received, and the process proceeds to step S1911 in FIG. Sent. However, in the remote issue server 400, the value of the purchase number included in the write process start request transmitted from the mobile phone 100 is already managed as having been written, so this write process start request is accepted. Absent.

  Therefore, the writing process start request is repeatedly transmitted from the mobile phone 100 every time the electronic money application 111 is activated, but cannot be received by the remote issuing server 400, and therefore other processes cannot be executed by the mobile phone 100. Problem occurs. Further, if the next charge request can be transmitted to the electronic money management server 200 on condition that the processing status managed in the storage unit 120 of the mobile phone 100 has been written, If the update of the status to the written state fails, there arises a problem that charging is impossible at all thereafter.

  When such a processing state mismatch error occurs, the user informs the operator of the provider of electronic money game use service that the above-described error has occurred by telephone or email. contact.

  When the operator of the electronic money game use service provider in the present embodiment receives an error inquiry from the user by telephone or e-mail, the operator inquires the user of the e-mail address of the mobile phone 100, and The e-mail address of the telephone 100 is acquired.

  Next, the operator transmits an error handling start mail to the acquired e-mail address of the user's mobile phone 100. An error explanation page URL describing the error is attached to the error handling start mail.

  When the link to the error explanation page included in the error handling start mail is operated, the data processing unit 110 acquires the error explanation screen of the URL linked to the error explanation page and displays it on the display unit 140. The error explanation screen includes an explanation about the error and includes link information operated to activate the electronic money application 111. By selecting the link information, the data processing unit 110 activates the electronic money application 111.

  Returning to FIG. 11, in step S <b> 1100, the data processing unit 110 determines that the electronic money application 111 is activated from the error explanation screen. In step S <b> 1101, the data processing unit 110 determines that the non-contact type IC chip 190 is active. The storage content such as the value balance of the storage area for the electronic money game use service in the storage unit 192 is acquired, and the acquired storage content and the processing status managed in the storage unit 120 are sent to the electronic money management server 200. Send. Thereafter, the data processing unit 110 ends the electronic money application 111.

  The electronic money management server 200 that has received the storage content and processing status of the storage unit 192 from the mobile phone 100 displays the received information on the display unit 240. That is, the electronic money management server 200 performs processing for displaying the acquired processing status on the display unit 240 as processing based on the processing status acquired from the mobile phone 100. The operator who confirms the display contents inquires the administrator of the remote issuing server 400 about the processing status (writing status) regarding the value of the mobile phone 100 in the remote issuing server 400.

  Then, for example, if the processing status acquired from the mobile phone 100 has been issued and the reply from the administrator of the remote issuing server 400 has been written, the operator can update the processing status on the mobile phone 100. Recognize that a failure has occurred. Further, when more careful is taken, it may be further confirmed whether or not the acquired value balance matches the value balance managed by the electronic money management server 200. If both value balances match, it can be confirmed that the value has been written in the mobile phone 100.

  After such confirmation, based on the operator's operation, the electronic money management server 200 transmits to the mobile phone 100 an electronic mail attached with link information operated to activate the electronic money application 111 and clear the processing status.

  As described above, in the present embodiment, an e-mail attached with the link information as described above is transmitted as update instruction information for updating the processing status stored in the storage unit 120 of the mobile phone 100. Although an example is shown, the present invention is not limited to this, and the electronic money management server 200 transmits update instruction information for instructing update of the processing status to the data processing unit 110 of the mobile phone 100, and a link by the user The processing status may be updated based on reception of the update instruction information without an operation or the like.

  When the link information attached to the e-mail is selected and operated in the mobile phone 100 that has received the e-mail, the electronic money application 111 is activated, and YES is determined in step S1110 of the process shown in FIG. Made.

  If YES is determined in step S <b> 1110, in step S <b> 1111, the data processing unit 110 determines whether or not the electronic money application 111 is activated for the first time by operating the link information of the error handling completion mail. Specifically, it is determined whether it is the first time by determining whether the state of the operation flag indicating whether the link information of the error handling completion mail has been operated is on or off. .

  If it is determined that the operation flag is on, that is, the activation from the error handling completion mail is not the first time (NO in step S1111), the data processing unit 110 ends the electronic money application 111. On the other hand, if it is determined that the operation flag is in an off state, that is, the activation from this error handling completion mail is the first time (YES in step S1111), in step S1112, the data processing unit 110 sets the operation flag. Turn on.

  In step S <b> 1113, the data processing unit 110 clears the processing status managed by the storage unit 120. The processing status is not limited to being cleared, and the processing status may be updated to written. As a result, the above-described problem that the write processing start request is continuously transmitted from the mobile phone 100 is solved.

  As described above, the data processing unit 110 receives the electronic mail that is the update instruction information in the present embodiment, and on the condition that the link information attached to the electronic mail is operated, the link information further The processing status forced update process for forcibly updating the processing status managed in the storage unit 120 is executed on the condition that this operation is the first time. Further, as described with reference to FIG. 11, this process status forced update process (step S <b> 1113) is performed on condition that the link information attached to the e-mail as the update instruction information is operated, and the electronic money application Since it cannot be executed from the initial screen 111, the processing status is not updated due to a user error or the like. Furthermore, since this process status forced update process is executed on the condition that the link operation is the first time, when the link information of the e-mail stored in the mobile phone 100 is operated a plurality of times due to a user error or the like In addition, there is no possibility that the processing status will be updated during the second and subsequent operations.

Next, main effects obtained by the first embodiment described above will be described.
(1-1) Conventionally, there has been a technique for issuing a game recording medium to be used for a game with electronic money and for making an additional payment to a game recording medium (for example, JP-A-2002-224423 (for example, paragraph 0035). )). This electronic money can be charged from the user's transaction financial institution. Then, the user purchases a game recording medium using the charged electronic money, or makes an additional payment to the game recording medium. However, according to such a technique, it is necessary to charge electronic money by connecting to a predetermined deposit machine in the game hall. For this reason, it was necessary to bother to go to the deposit machine to charge the electronic money. In addition, when the number of deposit machines is small, a state in which users wait in line to charge electronic money occurs, and the time spent on the game is reduced. For this reason, it is conceivable to increase the number of depositing machines. However, there is a limit to the space for installing the depositing machine and the capital investment cost is generated. In any case, since it is necessary to spend the time spent on the game out of the time that the player is in the game hall, there is a problem that the operation of the gaming machine is adversely affected.

  However, the present invention includes the following configuration. That is, a game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration for enabling to be sent to the server for service provision, and a financial institution used by a user for payment of a charge related to charging of the electronic money information Financial institution information output means for outputting financial institution information for specifying the information to transmit to the service providing server The service providing server includes a specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information transmitted from the registration request information output unit is received. On the condition that the specific program output means for outputting to the mobile terminal of the registration request information transmission source and the financial institution information transmitted from the mobile terminal side financial institution information output means have been received. Server-side financial institution information storage means for storing institution information in association with identification information for enabling identification of the mobile terminal of the financial institution information transmission source from other mobile terminals, the mobile terminal further comprising: Specific program storage means for storing the specific program transmitted from the specific program output means; and Charge request information output means for outputting charge request information for requesting charging of the electronic money information to the service providing server according to a processing procedure indicated by the specific program stored in the means, The service providing server further includes, from the financial institution information stored in the server-side financial institution information storage means, on the condition that the charge request information transmitted from the charge request information output means has been received. A financial institution information search means for searching for financial institution information stored in association with identification information for identifying a request source mobile terminal which is a mobile terminal of a charge request information transmission source, and the financial institution information search means The financial institution server specified from the financial institution information is designated as the communication destination for the settlement. Communication destination designation information output means for outputting communication destination designation information to the request source portable terminal, and the portable terminal further transmits the communication destination transmitted from the communication destination designation information output means Payment request information output means for outputting the payment request information for requesting payment to the financial institution server designated by the designation information; and the service providing server further includes the financial institution server. Provided that the electronic money information is output to transmit the electronic money information to the requesting mobile terminal on the condition that the payment is completed, and the mobile terminal is further stored in the specific program storage means In accordance with the processing procedure indicated by the specific program, the electronic money information stored in the electronic money information storage means is added to the electronic money information. Electronic money information processing execution means for executing processing for adding the electronic money information transmitted from the power means, and the game enabling processing means from the electronic money information stored in the electronic money information storage means Electronic money information subtracting means for subtracting the amount of electronic money information used when the game enabling process is executed. Since it is configured in this way, it is possible to reduce the trouble at the time of value charge.

  Specifically, the charge request information is transmitted from the mobile phone 100 to the electronic money management server 200 in step S133 in accordance with the value purchase process in FIG. 15, so that the takeover in step S268 is performed in accordance with the value purchase AP 212 in FIG. The screen information is transmitted from the electronic money management server 200 to the mobile phone 100. From the mobile phone 100 that has received the takeover screen information, in accordance with the web processing of FIG. 10, in step S118a, information related to the payment for the purchase of value is transmitted to the financial institution server 500, and the financial institution performs the settlement. The uncharged value is written in the storage unit 192 in accordance with the value issuing process. As a result, by sending charge request information from the mobile phone 100 to the electronic money management server 200, it is possible to charge value at any time and anywhere in advance or charge the value without leaving the seat even during a game. The adverse effects on the operation of the pachinko gaming machine 700 installed in the game hall 30 can be reduced.

  (1-2) In the conventional technology, the mobile phone 100 can access the electronic money management server 200 to purchase the value, and the payment can be made by accessing the financial institution server designated by the user. Even when using a mobile banking service, it is necessary to designate a financial institution to be used for depositing each time a value is to be purchased.

  However, the present invention includes the following configuration. That is, a game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration to be able to be transmitted to the service providing server, wherein the service providing server is transmitted from the registration request information output means. A specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information has been received. A specific program output means for outputting the registration request information to the portable terminal of the registration request information transmission source, and the portable terminal further stores the specific program transmitted from the specific program output means In accordance with a program storage means and a processing procedure indicated by the specific program stored in the specific program storage means, a process for accepting a designation of a financial institution to be used for settlement of a charge related to charging of the electronic money information from a user is executed. Financial institution designation processing means, portable terminal side financial institution information storage means for storing financial institution information for specifying the financial institution that has received designation by the financial institution designation processing means, and stored in the specific program storage means Request charging of the electronic money information according to the processing procedure indicated by the specific program. Charge request information output means for outputting the charge request information for transmitting to the service providing server, and the charge request information output means according to a processing procedure indicated by the specific program stored in the specific program storage means. The payment request information requesting the payment is transmitted to the financial institution server specified from the financial institution information stored in the mobile terminal side financial institution information storage means on condition that the charge request information is output. A payment request information output means for outputting the electronic money information from the charge request information output means on condition that the payment is completed at the financial institution server. The charge request information that has been sent is sent to the request source mobile terminal that is the source mobile terminal Electronic money information output means for output, and the portable terminal further includes the electronic money stored in the electronic money information storage means according to a processing procedure indicated by the specific program stored in the specific program storage means. From the electronic money information stored in the electronic money information storage means, electronic money information processing execution means for executing processing for adding the electronic money information transmitted from the electronic money information output means to information Electronic money information subtracting means for subtracting the amount of electronic money information used when the game enabling processing is executed by the game enabling processing means. Since it is configured in this way, it is possible to reduce the trouble at the time of value charge.

  Specifically, according to the initial registration AP in FIG. 8, in steps S219 to S224, the user selects a financial institution and registers it in the user information DB 221. The electronic money management server 200 receives the charge request information from the mobile phone 100, and in accordance with the value purchase AP 212 in FIG. 16, the financial institution registered in association with the mobile phone 100 in step S246 is obtained. Search is performed, and transfer screen information including communication destination designation information that enables access to the Internet banking system of the financial institution server 500 of the financial institution searched in step S268 is transmitted to the mobile phone 100. Then, according to the web process of FIG. 10, the mobile phone 100 can perform payment by transmitting information related to payment for value purchase to the designated financial institution server based on the transfer screen information in step S118a. For this reason, it is not necessary to designate a financial institution to be used for settlement each time a charge is requested, so that it is possible to reduce the trouble of charging value.

  (1-3) Further, the present invention may include the following configuration. That is, the information terminal further includes a financial institution change accepting unit that executes a process for accepting a change of a financial institution used for the settlement from a user, and a financial institution accepted by the financial institution change accepting unit for the settlement. Financial institution change request information output means for outputting financial institution change request information for requesting a change to be made to a financial institution to be transmitted to the server, the server further comprising the financial institution change request On the condition that the financial institution change request information transmitted from the information output means has been received, the server side financial institution information storage means stores the information in association with the identification information of the information terminal of the financial institution change request information transmission source. The updated financial institution information is updated to the financial institution information for identifying the financial institution to be changed in accordance with the financial institution change request information. Provided with a side financial institutions update means. Specifically, according to the value purchase process of FIG. 15, if it is determined that the financial institution change is selected in step S140a, the financial institution change inquiry information is transmitted from the mobile phone 100 to the electronic money management server 200. On the other hand, the electronic money management server 200 transmits a screen corresponding to the financial institution change inquiry information (see FIGS. 35 (c), (d), FIG. 37 (a), etc.) to the mobile phone 100. If it is determined that the institution designation information has been received, a process of registering the changed institution designation information of the financial institution in the user information DB 221 in association with the mobile terminal information is performed. Thereby, since the financial institution utilized for payment can be changed, a user's convenience can be improved.

  (1-4) In order to solve the problem described in (1-1), for example, it is possible to purchase the value by accessing the electronic money management server 200 from the mobile phone 100 and specify the user for the payment of the price. It is conceivable to settle the value purchase amount using the mobile banking service by accessing the financial institution server 500. However, in actual value purchase, since the connection between the mobile phone 100 and the electronic money management server 200 is disconnected to connect to the financial institution server 500, the communication with the electronic money management server 200 is maintained and a series of operations are performed. The value cannot be charged by the operation. That is, the connection with the electronic money management server 200 is temporarily disconnected, the connection with the financial institution server 500 is completed, and the purchase of the value purchase is completed, and then the connection with the electronic money management server 200 is performed again to charge the mobile phone 100 with the value. Work becomes essential. For this reason, the operation for charging the value becomes complicated, resulting in a disadvantage that the operation burden on the user increases.

  However, the present invention includes the following configuration. That is, a game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration to be able to be transmitted to the service providing server, wherein the service providing server is transmitted from the registration request information output means. A specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information has been received. A specific program output means for outputting the registration request information to the portable terminal of the registration request information transmission source, and the portable terminal further stores the specific program transmitted from the specific program output means According to a processing procedure indicated by the specific program stored in the specific program storage unit and the specific program storage unit, charge request information for requesting charging of the electronic money information is output for transmission to the service providing server. Charge request information output means, payment request information output means for outputting payment request information for requesting payment for compensation relating to the charge of the electronic money information to a server of a financial institution, and stored in the specific program storage means In accordance with the processing procedure indicated by the specific program, Electronic money information transmission request output means for outputting an electronic money information transmission request for requesting transmission of money information to the service providing server, the service providing server further comprising a server of the financial institution On the condition that the payment in the electronic money information transmission request has been received and the electronic money information transmission request transmitted from the electronic money information transmission request output means has been received. Electronic money information output means for outputting for transmission to a terminal, the portable terminal is further stored in the electronic money information storage means according to a processing procedure indicated by the specific program stored in the specific program storage means The electronic money transmitted from the electronic money information output means to the electronic money information. The game enabling processing is executed by the game enabling processing means from the electronic money information processing executing means for executing processing for adding information and the electronic money information stored in the electronic money information storage means. Electronic money information subtraction means for subtracting the amount of electronic money information used sometimes, and the service providing server further includes the electronic money information transmission request on the condition that the settlement of the financial institution server is completed. An e-mail output to send an e-mail attached with link information operated to output the e-money information transmission request by an output means to a request source portable terminal which is the portable terminal of the charge request information transmission source Output means are provided. Since it comprises in this way, it is possible to reduce a user's operation burden.

  Specifically, when the electronic money management server 200 receives the breaking news from the financial institution server 500, in accordance with the value purchase AP shown in FIG. 16, the processing after the value consideration settlement is performed in step S270, and step S2709 in FIG. The e-mail with the takeover information is transmitted to the mobile phone 100. When the hand-over information attached to the mail from the electronic money management server 200 is selected in the mobile phone 100, YES is determined in step S191 in FIG. 11, and uncharged according to the value issuance process in FIG. The value is written in the storage unit 192. Therefore, the user can recognize that the value can be charged by receiving the mail. Moreover, the operation burden for charging the value can be reduced.

  (1-5) Further, the present invention may include the following configuration. That is, the portable terminal further includes an operation time starting means for starting the specific program stored in the specific program storage means on condition that the link information is operated, and the electronic money information transmission request output The means outputs the electronic money information transmission request to the service providing server in accordance with a processing procedure indicated by the specific program activated by the operation time activation means. Specifically, by operating the takeover information attached to the e-mail, the value issuance processing in FIG. 18 is started, and the value issuance request information is transmitted to the electronic money management server 200 in step S152. The operation burden for charging can be further reduced.

  (1-6) In addition to the problem described in (1-4), there is a further problem that it is not possible to confirm whether or not the value has been purchased and can be charged. For this reason, due to a user error or the like, in spite of the fact that the uncharged value exists in the electronic money management server, there arises a disadvantage that the charge is repeatedly requested and the value is purchased.

  However, the present invention includes the following configuration. That is, a game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration to be able to be transmitted to the service providing server, wherein the service providing server is transmitted from the registration request information output means. A specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information has been received. A specific program output means for outputting the registration request information to the portable terminal of the registration request information transmission source, and the portable terminal further stores the specific program transmitted from the specific program output means According to a processing procedure indicated by the specific program stored in the specific program storage unit and the specific program storage unit, charge request information for requesting charging of the electronic money information is output for transmission to the service providing server. Charge request information output means, and the service providing server further indicates that the charge request information has been received on condition that the charge request information transmitted from the charge request information output means has been received. The charge acceptance information shown is the mobile terminal of the charge request information sender Charge reception information output means for outputting to the requesting mobile terminal, the mobile terminal further, on condition that the charge reception information transmitted from the charge reception information output means has been received, Payment request information output means for outputting payment request information for requesting payment for compensation relating to charging of electronic money information to a server of a financial institution, and a processing procedure indicated by the specific program stored in the specific program storage means An electronic money information transmission request output means for outputting an electronic money information transmission request for requesting transmission of electronic money information for which payment has been completed to the service providing server, wherein the service providing server comprises: Further, on the condition that the settlement at the financial institution server ends, the request source mobile A specification information registration means for registering specification information for specifying the electronic money information that can be charged to the terminal, and the electronic money information transmission request transmitted from the electronic money information transmission request output means. Electronic money information output for outputting electronic money information specified from the specifying information registered by the specifying information registration means to be transmitted to the mobile terminal that is the request source of the electronic money information on the condition that it has been received And the information for specifying for specifying the electronic money information on the condition that the electronic money information is transmitted to the portable terminal of the electronic money information transmission request source by the electronic money information output means A transmitted state update unit that updates a registration state in the information registration unit for specifying to a transmitted state, and the portable terminal further includes: The electronic money information transmitted from the electronic money information output means is added to the electronic money information stored in the electronic money information storage means according to the processing procedure indicated by the specific program stored in the fixed program storage means. Used when the game enabling process is executed by the game enabling processing means from the electronic money information executing means for executing the processing for performing the processing, and the electronic money information stored in the electronic money information storage means Electronic money information subtracting means for subtracting a predetermined amount of electronic money information, and the service providing server further transmits the charge request information on condition that the charge request information is transmitted from the charge request information output means. The identification information whose registration status has not been updated to the transmitted status by the completed status update means is the request A registration determination unit configured to determine whether or not the mobile terminal is registered in the identification information registration unit; and the charge acceptance information output unit includes a registration state updated to a transmitted state by the transmitted state update unit. The charge acceptance information is not output on condition that the registration determination unit determines that the specific information is not registered in the specification information registration unit. With this configuration, it is possible to prevent inconveniences caused by user errors and the like.

  Specifically, even when the electronic money management server 200 receives the charge request information from the mobile phone 100, the processing status of the issue information DB 222 in FIG. 5 in step S244 according to the value purchase AP in FIG. If the value purchase record that has not been updated to the state where “Issued” is stored is registered and it is determined YES, the balance information in step S256, the total amount confirmation information in step S264, and the step S268 Since the transfer screen information in step S118a is not transmitted, it is possible to prevent the information relating to the payment for the purchase of value from being transmitted to the financial institution server 500 in step S118a. Therefore, although there is an uncharged value in a state where “unissued” is stored as the processing status of the issue information DB 222 in FIG. It is possible to prevent the occurrence of inconvenience that the value is purchased.

  (1-7) Further, the present invention may include the following configuration. In other words, the service providing server further includes the registration determining unit when the identifying information whose registration state has not been updated to the transmitted state by the transmitted state updating unit is registered in the identifying information registering unit. Provided that the electronic money information specified from the specifying information is output to transmit to the requesting mobile terminal, the electronic money information output unit at the time of charge request, and the transmitted state update Means for specifying the information for specifying for specifying the electronic money information on condition that the electronic money information is transmitted to the requesting portable terminal by the electronic money information output means at the time of charge request The registration status in the information registration means is updated to the transmitted status. Specifically, in the electronic money management server 200, the value purchase record that has not been updated to the state in which “issued” is stored as the processing status of the issue information DB 222 in FIG. If it is determined, after the charge induction screen is transmitted to the mobile phone 100 in step S245, in accordance with the value issuance processing AP in FIG. 19, the processing status of the issuance information DB 222 in FIG. Value issuance information for writing the amount of value specified from the value purchase record in the state where “is stored” is transmitted to the mobile phone 100. For this reason, the operation for charging the uncharged value can be omitted, and the convenience for the user can be improved.

  (1-8) Further, the present invention may include the following configuration. In other words, the electronic money information output means, on the condition that a plurality of the specific information whose registration status has not been updated to the transmitted status by the transmitted status update means is registered in the specific information registration means. The electronic money information identified from the plurality of identification information is output for transmission to the portable terminal that is the electronic money information transmission request source. Specifically, when the electronic money management server 200 receives new charge request information in step S241 until it receives the consumption breaking information from the financial institution server 500 in step S269, the issue information DB 222 in FIG. A plurality of value purchase records in which “unissued” is stored as the processing status are stored. In such a state, when charge request information is further received in step S241 and when value issue request information is received in step S271, a plurality of processes stored in issue information DB 222 in steps 276 to S277 Value issue information for writing the value of the amount specified from the value purchase record in a state where “unissued” is stored as the situation is transmitted to the mobile phone 100. That is, it is possible to charge values in a lump and improve user convenience.

  (1-9) Further, the present invention may include the following configuration. That is, the portable terminal further transmits an electronic money information transmission request for requesting transmission of the electronic money information to the service providing server according to a processing procedure indicated by the specific program stored in the specific program storage unit. Electronic money information transmission request output means for output, and the service providing server further charges the request source portable terminal on the condition that the charge permission determination means determines that charging is permitted. A specifying information registering unit for registering specifying information for specifying the enabled electronic money information, wherein the electronic money information output unit transmits the electronic money transmitted from the electronic money information transmission request output unit; Registered by the specific information registration means on condition that an information transmission request is received The electronic money information specified from the fixed information is output for transmission to the mobile terminal that is the electronic money information transmission request source, and the service providing server further outputs the electronic money information by the electronic money information output means. On the condition that the electronic money information is transmitted to the portable terminal that is the transmission request source, the registration state in the identification information registration unit for identifying information for identifying the electronic money information is updated to the transmitted state The specified state in which the registered state is not updated to the transmitted state by the transmitted state update unit on condition that the stored request information is transmitted from the transmitted state update unit and the storage request information output unit. Registration determination means for determining whether or not information is registered in the specifying information registration means for the requesting mobile terminal, The remaining amount registration means is determined by the registration determination means that the identification information whose registration status has not been updated to the transmitted status by the transmitted status update means is not registered in the identification information registration means. The custody process is performed on the condition of Specifically, even if it is determined in step S2061 that the balance transfer request information has been received from the mobile phone 100, if it is determined in step S2064 that there is an uncharged value, subsequent value storage processing is performed. You can prevent it from happening. For this reason, it is possible to prevent the model change of the mobile phone 100 from being performed due to a user error or the like even though the value that can be added to the mobile phone 100 exists in the electronic money management server 200.

  In addition, even when the electronic money management server 200 receives the balance transfer request information from the mobile phone 100 in step S2061, the electronic money management server 200 determines that there is an uncharged value that is not set to issued in step S2064. As described in Steps S2065 and S277, the uncharged value can be output to the mobile phone 100 that is the transmission source of the balance transfer request information. For this reason, when depositing the value balance in the electronic money management server 200, an operation for adding the uncharged value can be omitted. As a result, user convenience can be improved.

  (1-10) As the timing for collecting the initial registration fee described in step S259, it is conceivable that the area reservation information is transmitted to the mobile phone 100 after the initial registration fee is settled. However, in this case, there is a problem that it takes time and trouble to make a settlement with the financial institution servers 500 and 500A for a small initial registration fee. In order to save this trouble, it may be possible to settle the initial registration fee together with the initial charge fee. However, if a customer repeatedly withdraws from the electronic money game use service and registers again with the electronic money game use service without charging the value, the electronic money game use service is provided. However, although the providing organization pays the service providing area management organization for the storage of the storage area for the electronic money game use service, there is a problem that the initial registration fee for the reservation cannot be settled from the user.

  However, the present invention includes the following configuration. That is, a process for constructing and deleting a service providing area according to a service provided by each service providing organization on the storage medium and a portable terminal equipped with a storage medium that can be used by a plurality of service providing organizations And registering with a service providing area management organization that operates a service providing area management server that performs billing management for each service providing organization in order to charge for the construction of the service providing area. Service providing server, a service providing server provided in an electronic money service providing organization that provides an electronic money service as a provided service, and a gaming machine installed in a game arcade using electronic money information stored in the storage medium Game enabling processing means for executing a game enabling process for enabling a game in the game The mobile terminal is provided with registration request information output means for outputting registration request information for requesting registration for enabling the enjoyment of the electronic money service to be transmitted to the service providing server. The service providing server registers a specific program indicating a processing procedure for receiving the electronic money service on the condition that the registration request information transmitted from the registration request information output unit is received. The electronic money information is stored on condition that the specific program output means for outputting to the portable terminal of the request information transmission source and the registration request information transmitted from the registration request information output means are received. An electronic money service providing area, which is a service providing area for the mobile terminal, built in the storage medium of the portable terminal Region construction information output means for outputting region construction information for transmission to the portable terminal, and the portable terminal further stores the specific program transmitted from the specific program output means The area construction information according to the processing procedure indicated by the specific program stored in the specific program storage means on condition that the area construction information transmitted from the program storage means and the area construction information output means is received. The construction request output means for outputting the construction request for the electronic money service provision area shown in FIG. 4 to be transmitted to the service provision area management server, and the service provision according to the construction request output by the construction request output means The area for providing the electronic money service is constructed in the storage medium by the area management server On the condition that, according to the processing procedure indicated by the specific program stored in the specific program storage means, charge request information for requesting charging of the electronic money information is output for transmission to the service providing server. Charge request information output means, wherein the service providing server further sends the electronic money information corresponding to the charge request information transmitted from the charge request information output means to the mobile terminal of the charge request information transmission source The electronic money information output means for outputting to the requesting mobile terminal, and the mobile terminal further includes the electronic money information according to a processing procedure indicated by the specific program stored in the specific program storage means. The electronic money information transmitted from the output means is converted into the electronic money manager. From the electronic money information execution means for executing processing for adding to the electronic money information stored in the service providing area, and the electronic money information stored in the electronic money service providing area, enabling the game Electronic money information subtracting means for subtracting the amount of electronic money information used when the game enabling process is executed by the processing means, and the service providing server further includes the charge request information output means from the charge request information output means. The charge request information has been transmitted, the area construction information output means comprises an initial charge request determination means for determining whether or not it is the first time since the area construction information is output to the requesting mobile terminal, When the electronic money information output means determines that the initial charge request determination means is not the first time, the electronic money information output means Output the electronic money information on the condition that settlement of charge consideration relating to the charge of the electronic money information corresponding to the charge request information transmitted from the charge request information output means is completed, and the initial charge request determination means When it is determined to be the first time, the total amount of the charge consideration and the area construction consideration relating to the construction of the electronic money service providing area corresponding to the area construction information output by the area construction information output means The electronic money information is output on the condition that settlement ends, and the service providing server further constructs the electronic money service providing area corresponding to the area construction information output by the area construction information output means Construction frequency management for managing at least the number of times of the mobile terminal for which the area construction consideration is not yet settled And when the registration request information transmitted from the registration request information output means is received, the number of constructions of the portable terminal that is the registration request information transmission source managed by the construction number management means is predetermined. And a region construction information output prohibiting unit that prohibits the region construction information output unit from outputting the region construction information to the portable terminal on condition that the number of times has been reached. With this configuration, it is possible to reduce the user's operational burden for payment of the compensation for securing the storage area for the electronic money game use service, while reducing the unsettled initial registration fee. is there.

  Specifically, the electronic money management server 200 receives charge request information from the mobile phone 100 for the first time after the area reservation information is transmitted to the mobile phone 100 that is the source of the charge request information. Transmits the value issuance information to the mobile phone 100 that is the transmission source of the charge request information on condition that the settlement of the total amount of the charge fee and the initial registration fee is completed. That is, when the value is charged for the first time, the initial registration fee is settled together with the charge fee. On the other hand, the electronic money management server 200 sets the area reservation information on the condition that the count value of the uncharge deletion counter corresponding to the registration request from the mobile phone 100 has reached a predetermined number (three times in the present embodiment). Prohibit transmission. As a result, the area reservation information of the storage area for the electronic money game use service is not transmitted to the remote issue server 400 of the service use area management organization, so that the remote issue server 400 does not charge the initial registration fee. As a result, the user's operational burden for the settlement of the initial registration fee can be reduced, while the unpaid amount generated by repeatedly securing the storage area for the electronic money game use service without purchasing value. It is possible to reduce the initial registration fee, that is, the damage caused to the provider of the electronic money game use service.

  (1-11) Further, the present invention may include the following configuration. That is, the service providing server further sets the number of times the mobile terminal has completed settlement of the area construction consideration managed by the construction number management means on the condition that the settlement of area construction consideration has been completed. The construction number subtraction means for subtracting. Specifically, as described in step S2703, the count value of the uncharged deletion counter is subtracted on the condition that the initial registration fee has been settled. For this reason, if you have to re-register multiple times unavoidably, the initial registration fee is settled at the first charge after registration, but the count value of the uncharged deletion counter exceeds the specified number of times, It is possible to prevent the inconvenience that the storage area for the electronic money game use service cannot be secured.

  (1-12) Further, the present invention may include the following configuration. That is, the construction number management means manages information indicating whether or not settlement of the area construction consideration has been completed as the construction number, and the area construction information output prohibiting means is managed by the construction number management means. The region construction information output means to the mobile terminal by the region construction information output means on the condition that the information indicating that the region construction consideration of the mobile terminal of the registration request information transmission source is unsettled Prohibit output. Specifically, as described above, the predetermined number of times (1-11) may be one. In that case, even if the count value of the uncharged deletion counter is not managed, the information indicating whether or not the initial registration fee has been settled is managed, so that the electronic money game use service can be performed without purchasing value. Therefore, it is possible to reduce an unsettled initial registration fee caused by repeatedly securing a storage area for use.

  (1-13) Conventionally, there is a mobile phone in which a charge request amount is input and transmitted to the server, and the electronic money management server transmits the requested amount of value to the mobile phone to charge (for example, special features). No. 2004-272560, paragraphs 0125 to 0129, FIG. 11 and FIG. 14). According to such a system, the value can be easily charged. In this case, the user's value consumption is not particularly limited. In addition, since convenience is improved, there may be a problem that the player is absorbed in the game. Furthermore, when the value can be charged without going to the deposit machine, the convenience is further improved, and the player is more likely to get into the game.

  However, the present invention includes the following configuration. That is, a game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration to be able to be transmitted to the service providing server, wherein the service providing server is transmitted from the registration request information output means. A specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information has been received. A specific program output means for outputting the registration request information to the portable terminal of the registration request information transmission source, and the portable terminal further stores the specific program transmitted from the specific program output means According to a processing procedure indicated by the specific program stored in the specific program storage unit and the specific program storage unit, charge request information for requesting charging of the electronic money information is output for transmission to the service providing server. Charge request information output means, and the service providing server is further provided that the payment for the charge related to the charge of the electronic money information corresponding to the charge request information transmitted from the charge request information output means is completed. The electronic money information is transferred to the charge request information sender. Electronic money information output means for outputting to the requesting portable terminal, which is a terminal, and the portable terminal further includes the electronic money according to a processing procedure indicated by the specific program stored in the specific program storage means. Electronic money information processing execution means for executing processing for adding the electronic money information transmitted from the information output means to the electronic money information stored in the electronic money information storage means; and the electronic money information storage Electronic money information subtracting means for subtracting the amount of electronic money information used when the game enabling processing is executed by the game enabling processing means from the electronic money information stored in the means, The providing server further includes a cumulative amount of electronic money information for which payment of the consideration has been completed within a predetermined period, or a predetermined period. The accumulated amount management means for managing the accumulated amount of the electronic money information output by the electronic money information output means for each portable terminal, and the charge request information transmitted from the charge request information output means Whether or not to permit charging of electronic money information based on the accumulated amount managed by the accumulated amount management means for the request source mobile terminal and a predetermined upper limit for the accumulated amount The electronic money information output means transmits the electronic money information to the request source mobile terminal on the condition that the charge permission determination means determines that charging is permitted. To output. Since it comprises in this way, it is possible to prevent the excessive penetration to a game.

  Specifically, as described in step S253, electronic money management server 200 accumulates money within a predetermined period (the current day in the present embodiment) managed for mobile phone 100 that is the transmission source of charge request information. It is determined whether or not to allow the purchase of value based on the current day accumulated amount and the daily purchase limit amount (30000 yen in the present embodiment) determined in advance for the day accumulated amount. On condition that the determination is made, as described in step S277, the value issue information is transmitted to the mobile phone 100 that is the transmission source of the charge request information. For this reason, since it is determined whether or not value purchase is permitted based on the current day accumulated amount and the daily purchase limit amount, the charge amount within a predetermined period can be limited. As a result, it is possible to prevent the player who uses the mobile phone 100 as the transmission source of the charge request information from being excessively involved in the game.

  (1-14) Further, the present invention may include the following configuration. That is, when the charge permission determination means receives the charge request information, the remaining amount of the electronic money information stored in the electronic money information storage means of the requesting portable terminal and a predetermined upper limit for the remaining amount Based on the above, it is determined whether or not charging of electronic money information is permitted. Specifically, as described in step S251, the electronic money management server 200 is predetermined with respect to the value balance and the value balance, which are the remaining value stored in the mobile phone 100 that is the transmission source of the charge request information. It is determined whether or not the purchase of the value is permitted based on the portable holding limit, and on the condition that it is determined that the purchase is permitted, as described in step S277, the value issuance information is transmitted from the charge request information transmission source. To the mobile phone 100. For this reason, it is further determined whether or not the purchase of the value is allowed based on the value balance stored in the mobile phone 100 and the mobile holding limit, so that the value balance stored in the mobile phone 100 can be determined. Can be limited. As a result, it is possible to prevent the mobile phone 100 from accumulating value within the range of the daily purchase limit on the day when the game hall 30 is not visited, so the mobile phone 100 that is the source of the charge request information is used. It is possible to further prevent excessive immersing in the player's game.

  (1-15) Conventionally, there has been a system in which a value is temporarily stored in a server when a model of a mobile phone is changed and is returned after the model is changed (for example, paragraphs 0074 to 0090 of JP 2004-272717 A, And FIG. 10 to FIG. 12). According to such a mobile phone, it is not necessary to use up or abandon the value when changing models. However, as in the technique disclosed in Japanese Patent Application Laid-Open No. 2004-272717, the value is stored in the server before the model change, after the model is changed and the value is purchased and issued, the returned value is stored. When received, the value balance stored in the mobile phone exceeds the mobile limit. As a result, the problem of promoting excessive consumption by the user may occur.

  However, the present invention includes the following configuration. That is, a game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration to be able to be transmitted to the service providing server, wherein the service providing server is transmitted from the registration request information output means. A specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information has been received. A specific program output means for outputting the registration request information to the portable terminal of the registration request information transmission source, and the portable terminal further stores the specific program transmitted from the specific program output means According to a processing procedure indicated by the specific program stored in the specific program storage unit and the specific program storage unit, charge request information for requesting charging of the electronic money information is output for transmission to the service providing server. Charge request information output means, and the service providing server is a portable terminal that is the source of charge request information when receiving the charge request information transmitted from the charge request information output means Electronic money information stored in the electronic money information storage means of the requesting mobile terminal A charge allowance determining means for determining whether to permit charging of electronic money information based on the remaining amount of the electronic money information and an upper limit amount of the electronic money information that can be stored in the electronic money information storage means, and the charge permission determining means Electronic money information output means for outputting the electronic money information to be transmitted to the requesting mobile terminal on condition that it is determined that charging is permitted, and the mobile terminal further includes the specific program storage means A process for adding the electronic money information transmitted from the electronic money information output means to the electronic money information stored in the electronic money information storage means according to the processing procedure indicated by the specific program stored in the electronic money Electronic money information processing executing means for executing the electronic money, and the electronic money stored in the electronic money information storage means -Electronic money information subtracting means for subtracting the amount of electronic money information used when the game enabling processing is executed by the game enabling processing means from the information; and the specific program stored in the specific program storage means Custody request information output for sending custody request information for requesting custody of the remaining amount of electronic money information stored in the electronic money information storage means to be transmitted to the service providing server in accordance with the processing procedure indicated by the program And the service providing server further identifies the deposit balance with the balance of the electronic money information specified from the deposit request information transmitted from the deposit request information output means as a deposit balance. A deposit balance registration means is provided for performing deposit processing in association with the deposit balance identification information. The portable terminal further provides the remaining balance return request information for requesting the return of the deposit balance including the deposit balance identification information in accordance with the processing procedure indicated by the specific program stored in the specific program storage means. A deposit balance return request information output means for outputting to the server, wherein the service providing server further includes a deposit included in the deposit balance return request information transmitted from the deposit balance return request information output means; Corresponding to the balance identification information, the deposit balance registered in the deposit balance registration means and the balance of the electronic money information stored in the deposit information return request information mobile terminal electronic money information storage means Judge whether to allow return of the deposit balance based on the total amount and the upper limit The electronic money information of the balance remaining money is transmitted to the portable terminal of the deposit balance return request information transmission source on the condition that the balance balance return allowance judgment means and the deposit balance return allowance judgment means determine that the return is permitted. Return request time electronic money information output means for output, the electronic money information processing execution means stores the electronic money information transmitted from the return request time electronic money information output means in the electronic money information storage A process for adding to the electronic money information stored in the means is executed. Since it comprises in this way, it can prevent that a user consumes excessively.

  Specifically, as described in step S2177, the electronic money management server 200 has the deposit balance and the mobile phone 100 that is the transmission source of the deposit number information registered corresponding to the deposit number included in the deposit number information. On the basis of the total amount of the value balance stored in the mobile phone 100 and the mobile holding limit, which is the upper limit of the value that can be stored in the mobile phone 100, and determines whether or not to allow the return of the deposit balance. Then, on the condition that it is determined, as described in steps S2179 and S2272, the balance information and value return information for returning the deposit balance are transmitted to the mobile phone that is the source of the deposit number information. For this reason, since it is determined whether to allow the return of the deposit balance based on the total amount of the deposit balance and the value balance stored in the mobile phone 100 and the portable retention limit, the deposit balance is returned. Sometimes, the value balance stored in the mobile phone 100 can be limited. As a result, after the purchase and issuance of the value is performed with the mobile phone 100 after the model change, the value exceeding the mobile holding limit is stored in the mobile phone 100 by receiving the return of the balance, so that the user can It is possible to prevent excessive consumption.

  (1-16) As described in (1-13), when the value charged in the mobile phone is used in the game, the charge to the mobile phone is prevented in order to prevent the user from consuming excessively. It is desirable to set an upper limit on the amount that can be stored in the mobile phone or the amount that can be charged in the mobile phone per day. However, if such an upper limit is set, when testing a device that uses value to conduct a transaction, the upper limit of the value that can be used with just one mobile phone will be exceeded immediately. There was a problem that it was necessary to use a mobile phone, which was inconvenient. In addition, it is conceivable that the test mobile phone can be charged with value without going through the server. However, if this is done, if it is pretending to be a mobile phone for testing, the value can be charged free of charge, which is a problem in terms of security.

  However, the present invention includes the following configuration. That is, a game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration to be able to be transmitted to the service providing server, wherein the service providing server is transmitted from the registration request information output means. A specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information has been received. A specific program output means for outputting the registration request information to the portable terminal of the registration request information transmission source, and the portable terminal further stores the specific program transmitted from the specific program output means According to a processing procedure indicated by the specific program stored in the specific program storage unit and the specific program storage unit, charge request information for requesting charging of the electronic money information is output for transmission to the service providing server. Charge request information output means, wherein the service providing server further includes an accumulated amount management means for managing an accumulated amount of electronic money information charged in each portable terminal within a predetermined period, and the charge request information transmission source Cumulative managed by the cumulative amount management means for the requesting mobile terminal that is the mobile terminal Charge permission determination means for determining whether to permit charging of electronic money information based on a determination target amount and an upper limit amount of electronic money information that can be charged within the predetermined period, and the charge permission determination Electronic money information output means for outputting the electronic money information to be transmitted to the requesting portable terminal on condition that charging is permitted by the means, and the portable terminal further includes the specific program In order to add the electronic money information transmitted from the electronic money information output means to the electronic money information stored in the electronic money information storage means according to the processing procedure indicated by the specific program stored in the storage means Electronic money information processing execution means for executing the processing of the electronic money stored in the electronic money information storage means -Electronic money information subtraction means for subtracting the amount of electronic money information used when the game enabling processing is executed by the game enabling processing means from the information, the service providing server further comprises: As the upper limit, a normal upper limit for a normal mobile terminal used by a general user to enjoy the electronic money service, and a test used for testing whether or not the electronic money service is properly provided An upper limit setting means for setting a test upper limit higher than the normal upper limit for the mobile terminal, and whether the request source mobile terminal is the normal mobile terminal or the test mobile terminal Mobile terminal specifying means, and when the charge permission determining means is specified as the normal mobile terminal by the mobile terminal specifying means It is determined whether to allow the charge based on the determination target amount and the normal upper limit amount set by the upper limit amount setting unit, and the portable terminal specifying unit is the test portable terminal. If specified, it is determined whether or not to allow the charge based on the determination target amount and the test upper limit amount set by the upper limit amount setting means.

  A game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration to be able to be transmitted to the service providing server, wherein the service providing server is transmitted from the registration request information output means. A specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information has been received. Is output to transmit the registration request information to the mobile terminal that is the transmission source of the registration request information, and the mobile terminal further stores the specific program transmitted from the specific program output means A storage unit and a charge output for transmitting charge request information for requesting charging of the electronic money information to the service providing server in accordance with a processing procedure indicated by the specific program stored in the specific program storage unit Request information output means, and the service providing server further includes a balance of electronic money information stored in the electronic money information storage means of the request source mobile terminal which is the mobile terminal of the charge request information transmission source. A certain amount to be judged and the upper limit of electronic money information that can be stored in the electronic money storage means Based on the above, the charge permission determination means for determining whether to permit charging of the electronic money information, and the request for the electronic money information on the condition that the charge permission determination means determines that charging is permitted Electronic money information output means for outputting to the original portable terminal, and the portable terminal further outputs the electronic money information output means according to a processing procedure indicated by the specific program stored in the specific program storage means Electronic money information processing execution means for executing processing for adding the electronic money information transmitted from the electronic money information storage means to the electronic money information storage means; and storing the electronic money information storage means in the electronic money information storage means When the game enabling processing is executed by the game enabling processing means from the electronic money information Electronic money information subtracting means for subtracting the amount of electronic money information used at the time, and the service providing server further uses, as the upper limit amount, a normal user used to enjoy the electronic money service by the general user An upper limit for setting a normal upper limit for the mobile terminal and a test upper limit higher than the normal upper limit for the test mobile terminal used for testing whether the electronic money service is properly provided. Forehead setting means, and mobile terminal specifying means for specifying whether the requesting mobile terminal is the normal mobile terminal or the test mobile terminal, and the charge admission determining means is the mobile terminal specifying means When the normal mobile terminal is identified by the above, the determination target amount and the normal upper limit amount set by the upper limit amount setting means Based on whether or not the charge is permitted, and when the mobile terminal specifying means specifies the test mobile terminal, the determination target amount and the upper limit amount setting means set the Whether or not charging of electronic money information is allowed is determined based on the test upper limit. Since it comprises in this way, while preventing excessive consumption of a user, security can be ensured, eliminating the inconvenience at the time of testing electronic money system 10.

  Specifically, as described in Steps S246a to S253, for the test mobile phone, the test mobile phone holding limit and the test mobile phone holding limit higher than the normal daily mobile phone limit and 1 It is determined whether or not charging is permitted based on the daily purchase limit. For this reason, when using a test mobile phone as compared to using a normal mobile phone, it is possible to charge more than the normal amount, eliminating the inconvenience of testing the system can do.

  In addition, as described in steps S246a to S253, charging is allowed in the same manner by simply changing the mobile holding limit and the daily purchase limit between a normal mobile phone and a test mobile phone. It is determined whether or not. For this reason, for example, in order to eliminate the restriction on the test mobile phone based on the upper limit, the security hole is less than the system that allows charging without going through the electronic money management server 200. The risk of occurrence can be reduced.

  (1-17) Conventionally, when charging a value, there has been a case in which a numeric input field for inputting a charge amount is displayed on the mobile phone 100 and a user is requested to input a desired purchase amount. However, since the user can freely input the amount of money, there is a problem that if the amount of input exceeds the upper limit, it is necessary to prompt the user to input again, and the user is troubled. For this reason, it is conceivable that options for the charge amount of the value within the upper limit amount are incorporated in the electronic money application in advance and selected from the options. In this case, in order to change the option of the charge amount in accordance with the change of the charge upper limit amount, it is necessary to introduce the electronic money application purposely.

  However, the present invention includes the following configuration. That is, a game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration to be able to be transmitted to the service providing server, wherein the service providing server is transmitted from the registration request information output means. A specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information has been received. A specific program output means for outputting the registration request information to the portable terminal of the registration request information transmission source, and the portable terminal further stores the specific program transmitted from the specific program output means According to a processing procedure indicated by the specific program stored in the specific program storage unit and the specific program storage unit, charge request information for requesting charging of the electronic money information is output for transmission to the service providing server. A charge request information output means, a charge amount reception means for displaying a plurality of types of charge amount options according to the processing procedure indicated by the specific program, and accepting designation of a charge amount desired by the user from among the options, According to the processing procedure indicated by the specific program, the charge amount acceptance means Charge amount information output means for outputting charge amount information indicating the amount of charge accepted to the service providing server, and the service providing server is further charged to each mobile terminal within a predetermined period. A cumulative amount management means for managing the cumulative amount of electronic money information, and a cumulative amount managed by the cumulative amount management means for the request source mobile terminal that is the mobile terminal that is the transmission source of the charge request information. Based on the upper limit amount, charge permission determination means for determining whether or not to permit charging of electronic money information, and determination that charge is permitted by the charge permission determination means and transmission from the charge amount information output means On the condition that the charge amount indicated by the charge amount information has been settled Electronic money information output means for outputting to the requesting mobile terminal, and the mobile terminal further includes the electronic money information according to a processing procedure indicated by the specific program stored in the specific program storage means. Electronic money information processing execution means for executing processing for adding the electronic money information transmitted from the output means to the electronic money information stored in the electronic money information storage means; and the electronic money information storage means Electronic money information subtracting means for subtracting the amount of electronic money information used when the game enabling processing means is executed from the electronic money information stored in the game enabling processing means, and providing the service The server further receives the charge request information transmitted from the charge request information output means And a selection amount information output means for outputting selection amount information indicating options of the plurality of types of charge amounts to the request source mobile terminal, and the charge amount reception means includes the selection amount information. A plurality of types of charge amount options indicated by the selection amount information transmitted from the output means are displayed.

  A game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration to be able to be transmitted to the service providing server, wherein the service providing server is transmitted from the registration request information output means. A specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information has been received. Is output to transmit the registration request information to the mobile terminal that is the transmission source of the registration request information, and the mobile terminal further stores the specific program transmitted from the specific program output means A storage unit and a charge output for transmitting charge request information for requesting charging of the electronic money information to the service providing server in accordance with a processing procedure indicated by the specific program stored in the specific program storage unit A request information output means, a charge amount acceptance means for displaying a plurality of types of charge amount options according to the processing procedure indicated by the specific program, and accepting designation of a charge amount desired by the user from among the options, and the specific Designated by the charge amount acceptance means according to the processing procedure indicated by the program Charge amount information output means for outputting charge amount information indicating the received charge amount to the service providing server, wherein the service providing server is further a portable terminal that is the transmission source of the charge request information. Charge permission for determining whether to allow charging of electronic money information based on the remaining amount of electronic money information stored in the electronic money information storage means of the request source portable terminal and a predetermined upper limit amount On the condition that the charge amount indicated by the charge amount information transmitted from the charge amount information output unit is determined to be permitted by the determination unit and the charge permission determination unit, and the charge amount Electronic money information output means for outputting electronic money information to transmit to the requesting mobile terminal, and The portable terminal further stores the electronic money information transmitted from the electronic money information output means in the electronic money information storage means according to the processing procedure indicated by the specific program stored in the specific program storage means. From the electronic money information stored in the electronic money information storage means, the game enabling process is executed by the game enabling processing means from the electronic money information execution means for executing a process for addition to the electronic money information. Electronic money information subtracting means for subtracting the amount of electronic money information used when the service request is executed, and the service providing server further includes the charge request information transmitted from the charge request information output means. On the condition that it has been received, the request for selected amount information indicating options of the plurality of types of charge amounts A selection amount information output means for outputting to a portable terminal is provided, and the charge amount reception means displays a plurality of types of charge amount options indicated by the selection amount information transmitted from the selection amount information output means. . Since it comprises in this way, it is possible to make a user select the appropriate charge amount efficiently.

  Specifically, as described in step S256, balance information including the display amount list information read in step S247 is transmitted to the mobile phone 100. Therefore, in the electronic money management server 200, even when the mobile holding limit or the daily purchase limit is changed, the display amount list information is changed in the electronic money management server 200 without changing the electronic money application. By doing so, the option of the charge amount displayed on the mobile phone 100 can be changed.

  (1-18) Further, the present invention may include the following configuration. That is, the service providing server further includes a chargeable amount indicating a chargeable amount that is an amount obtained by subtracting the accumulated amount from the upper limit amount when the selected amount information is output by the selected amount information output unit. Chargeable amount information output means for outputting information to transmit the information to the mobile terminal, wherein the charge amount acceptance means is the chargeable amount information output means among a plurality of types of charge amounts indicated by the selected amount information Is displayed in a form indicating that it is possible to specify a charge amount equal to or less than the chargeable amount indicated by the chargeable amount information transmitted from.

  The service providing server further includes chargeable amount information indicating a chargeable amount that is an amount obtained by subtracting the remaining amount from the upper limit when the selected amount information is output by the selected amount information output unit. The chargeable amount information output means for outputting the information to the portable terminal, the charge amount reception means from the chargeable amount information output means among a plurality of types of charge amounts indicated by the selected amount information It is displayed in a form indicating that a charge amount equal to or less than the chargeable amount indicated by the transmitted chargeable amount information can be specified. Specifically, as described with reference to FIG. 41 (b), the purchase can be calculated in step S255, in which the daily amount is subtracted from the daily purchase limit among a plurality of types of amounts included in the displayed amount list information. It is possible to make the user recognize that it is possible to specify an option of an amount that is equal to or less than the amount of money and less than or equal to the purchaseable amount calculated in step S255 obtained by subtracting the value balance from the portable holding limit amount. In other words, among the multiple types of amounts included in the displayed amount list information, it is possible to specify options for the amount within the range of the difference between the daily purchase limit and the accumulated amount on the day, and the difference between the mobile holding limit and the value balance. It can be made to recognize that it is. As a result, it is possible to prevent the user from performing a useless operation that causes the user to select an option that cannot be purchased.

  (1-19) Further, the present invention may include the following configuration. In other words, the portable terminal further displays charge amount options of a plurality of types according to the processing procedure indicated by the specific program, and charge amount accepting means for accepting designation of the charge amount desired by the user from among the options. Charge amount information output means for outputting charge amount information indicating the charge amount accepted by the charge amount acceptance means to the service providing server according to the processing procedure indicated by the specific program, The service providing server further manages normal selection amount information for the normal mobile terminal and test selection amount information for the test mobile terminal as selection amount information indicating the options of the plurality of types of charge amounts. The selected amount information managing means, and the charge transmitted from the charge request information output means On the condition that the request information is received, when the mobile terminal specifying means specifies the normal mobile terminal, the request for the normal selection amount information managed by the selection amount information management means is requested. When the mobile terminal specifying means outputs the data for transmission to the original mobile terminal and is specified as the test mobile terminal, the test selection amount information managed by the selection amount information management means is A selection amount information output means for outputting to the requesting mobile terminal, and the charge amount reception means has a plurality of types of charge amount options indicated by the selection amount information transmitted from the selection amount information output means The electronic money information output means displays the electronic money information of the charge amount indicated by the charge amount information transmitted from the charge amount information output means To send. Specifically, as described in step S256, a plurality of types of desired purchase price options depending on whether the mobile phone from which the charge request information is transmitted is a normal mobile phone or a test mobile phone. The display amount list information indicating the display amount list is transmitted to the mobile phone that is the source of the charge request information, and a plurality of types of purchase desired amount options indicated by the transmitted display amount list information are displayed on the display unit of the mobile phone Is done. Therefore, it is possible to provide the user with a choice of an appropriate purchase amount even when the mobile holding limit or the daily purchase limit is changed, and whether the mobile phone from which the charge request information is transmitted is for normal use. Appropriate options for the desired purchase amount can be applied depending on whether it is for testing.

  (1-20) Further, the present invention may include the following configuration. That is, the custody request information output means outputs the custody request information including mobile terminal identification information for identifying the mobile terminal, and the custody balance registration means includes the custody balance in the custody request information. The custody processing for further registration with the mobile terminal identification information is performed, the custody balance return request information output means outputs the custody balance return request information further including the mobile terminal identification information, and provides the service The server further includes the mobile terminal identification registered in the deposit balance registration means corresponding to the deposit balance identification information included in the deposit balance return request information transmitted from the deposit balance return request information output means Information and the deposit balance return request information output from the deposit balance return request information output means. Mobile terminal identification information determination means for determining whether or not the mobile terminal identification information matches, and the return request time electronic money information output means matches the mobile terminal identification information by the mobile terminal identification information determination means The electronic money information of the remaining balance is output on the condition that it is determined not to do so. Specifically, as described in steps S2179 and S2272, on the condition that it is determined in step S2174 that the mobile terminal information included in the balance transfer request information does not match the mobile terminal information included in the deposit number information, The deposit balance information and return execution information for returning the value of the deposit balance are output. For this reason, when a model change is performed in which the mobile phone of the balance transfer request information is the same as the mobile phone of the deposit number information, a situation that cannot occur, that is, suspected fraud, etc. Under certain circumstances, it is possible to prevent the return of the value of the deposit balance.

  (1-21) Further, the present invention may include the following configuration. That is, the mobile terminal further outputs the type specifying information that can specify whether the mobile terminal is the normal mobile terminal or the test mobile terminal for transmission to the game enabling processing means. A type specifying information output means, wherein the game enabling processing means includes a test portable terminal availability setting means for presetting whether to permit use of the test portable terminal; When the type specifying information transmitted from the output means specifies that the portable terminal that is the transmission source of the type specifying information is the test portable terminal, the test portable terminal availability setting means sets the test Stored in the electronic money information storage means of the mobile terminal that is the transmission source of the type specifying information on the condition that the use of the mobile terminal is permitted. Executing said game enabling processing using electronic money information. Specifically, as described in step S345 and step S346, when the test mobile phone is stolen or the like, the use of the stolen test mobile phone is not permitted. Thus, it is possible to prevent the prepaid card 371 from being issued using the value stored in the stolen mobile phone. For this reason, when the test mobile phone is stolen, the use of the stolen test mobile phone can be prevented.

  (1-22) Further, the present invention may include the following configuration. That is, the game enabling processing means transmits to the portable terminal type designation information that designates a specific type of electronic money information added by the process executed by the electronic money information processing execution means. The electronic money information subtracting means outputs the specific type of the specific type designated as a target to be subtracted based on the type designation information transmitted from the type designation information output means. Subtract electronic money information. Specifically, in accordance with the ticketing process in FIG. 50 and the ball lending process in FIG. 53, a subtraction request signal including electronic money identification information that designates a value that is a specific type of electronic money as a withdrawal target in steps S356 and S656, respectively. However, since the prepaid card 371 can be purchased or lent by using only the value specified by the electronic money identification information transmitted from the ticket vending machine 300 or the card unit 600 to a different type of value. Can be used to prevent the purchase or ball lending of the prepaid card 371.

  (1-23) Further, the present invention may include the following configuration. That is, the gaming electronic money system further includes subtraction amount specifying information capable of specifying the amount of the subtracted electronic money information used for the game enabling processing by the game enabling processing means in the game hall. And subtraction electronic money information storage means for storing the identification information of the portable terminal from which the electronic money information has been subtracted in association with each other, the subtraction amount specifying information stored in the subtraction electronic money information storage means, and the subtraction amount Subtracted electronic money information output means for outputting transaction information including the identification information corresponding to specific information from the game arcade to the service providing server every predetermined time, and the service providing server includes: Furthermore, transmission amount specifying information capable of specifying the amount of the electronic money information output by the electronic money information output means, and the request source mobile terminal Transmission electronic money information storage means for storing the identification information in association with each other, the transaction information transmitted from the subtraction electronic money information output means, and the transmission electronic money information storage means corresponding to the identification information Based on the stored information, the remaining amount of the electronic money information is managed for each identification information, and the fraudulent transaction determining means for determining whether or not there has been an unauthorized transaction exceeding the remaining amount; An unauthorized transaction identification information output means for outputting identification information corresponding to the transaction information determined to be the unauthorized transaction to be transmitted to the game arcade where the unauthorized transaction has occurred, on the condition that it is determined that there is And the gaming electronic money system further stores the identification information transmitted from the unauthorized transaction identification information output means in the game hall. A mobile terminal used for the game enabling process by the game enabling processing means in the game field is an unauthorized mobile terminal indicated by the identification information stored in the unauthorized transaction identification information storing means. Unauthorized portable terminal determination means for determining whether or not there is, and the gaming enabling processing means for the unauthorized portable terminal on condition that the unauthorized portable terminal determination means determines that it is the unauthorized portable terminal And unauthorized mobile terminal use stopping means for stopping the game enabling process. Specifically, in step S812, the value amount used for the purchase or ball lending process of the prepaid card 371 and the mobile ID of the mobile phone 100 used for the purchase or ball lending are associated with each other and stored in the store server 800. Is done. If it is determined in step S813 that the predetermined time has elapsed, the information stored in the store server 800 in step S814 is transmitted to the electronic money management server 200 as transaction information. On the other hand, in step S2707, the accumulated charge amount and the mobile ID are associated with each other and stored in the issuance information DB 222. In step S292, the transaction amount included in the transaction information is subtracted from the accumulated charge amount of the member ID corresponding to the mobile ID included in the transaction information. It is determined whether or not there has been an illegal transaction. If there is a fraudulent transaction, the fraudulent terminal information is transmitted to the game hall 30 where the fraudulent transaction has occurred in step S286.

  In the game hall 30 that has received the unauthorized terminal information, the unauthorized terminal information is stored in steps S314 and S604, and when the prepaid card 371 is purchased with the value and used for the ball lending process, the mobile ID of the mobile phone 100 is It is determined whether or not the information matches the illegal terminal information. If the information matches, processing for not setting the balance to the value balance, that is, use stop processing is performed. As a result, it is possible to minimize damage when fraud exceeding the remaining amount is performed.

  (1-24) Further, the present invention may include the following configuration. That is, the service providing server further includes a fraudulent transaction frequency measuring unit that measures the frequency at which the fraudulent transaction determining unit determines that the fraudulent transaction is determined, and a frequency measured by the fraudulent transaction frequency measuring unit. And fraudulent transaction occurrence information output means for outputting fraudulent transaction occurrence information indicating that the fraudulent transaction has occurred to be transmitted to the amusement hall side where the fraudulent transaction has occurred. And outputting the identification information according to the frequency measured by the fraudulent transaction frequency measuring means, and the gaming electronic money system further includes the fraudulent transaction occurrence information output means from the fraudulent transaction occurrence information output means in the game hall. On the condition that the game enabling process is stopped by all the game enabling processing means in the game hall. -Information use stopping means and the fraudulent transaction frequency measuring means, the fraudulent mobile terminal use stopping means or the electronic money information use stopping means is selected according to the frequency measured, and the stop processing by the selected means Selection execution means for executing Specifically, when there is an unauthorized transaction in step S281, the number of frauds is incremented by 1 in step S282, and the frequency of the unauthorized transaction is measured. If the number of frauds is 1, illegal media information is transmitted to the game hall 30 where the fraudulent transaction has occurred in step S284, and ball rental with a prepaid card used for fraudulent transactions is prohibited. If the number of frauds is two times, the fraudulent terminal information is transmitted to the game hall 30 where the fraudulent transaction has occurred and other game arcades in the same trade area as the game hall 30 in step S286 and step S287, and used for fraudulent transactions. The purchase of the prepaid card 317 and the ball rental by the mobile phone 100 are prohibited.

  Furthermore, when the number of frauds is 3, in step S289 and step S290, the portable use prohibition information is transmitted to the game hall 30 where the fraudulent transaction has occurred and to game halls nationwide. Then, in the game hall that has received the portable use prohibition information, the portable use prohibition information is stored in steps S312 and S602, respectively, and in steps S322 and S622, the value is used for all mobile phones. The process of prohibiting the purchase of the prepaid card 371 and ball lending is performed. As described above, since the prohibited content is selected and executed according to the frequency of fraudulent transactions, it is possible to minimize damage caused when fraud is performed more effectively.

  (1-25) Some mobile phones having a non-contact IC chip communicate with an electronic money terminal or server to add and subtract values (for example, paragraph 0016 of JP-A-2005-38209, (See paragraphs 0017, 0049 to 0055, 0111 to 0114, 0136, and 0138). In the application unit of the mobile phone, a terminal ID for specifying an electronic money terminal to be settled, a business operator code, an operation parameter, and an operation file are stored in association with each other.

  When the mobile phone is used for payment with an electronic money terminal, a terminal ID and a payment amount value are subtracted from the electronic money terminal, a subtraction completion notification is transmitted, and an operator code is sent from the terminal ID. , An operation parameter and an operation file are specified, and a predetermined operation is executed using the operation file. In addition, if the log confirmation unit is provided in the mobile phone and the confirmation amount is set in advance in the application unit, the log confirmation unit periodically checks the remaining amount of value, and if the confirmation amount falls below the confirmation amount, the application unit The user is prompted to charge the electronic money by issuing an alarm with an image or sound as a predetermined operation using the operation file. However, according to the technique disclosed in Japanese Patent Application Laid-Open No. 2005-38209, the operation file that can be executed by the mobile phone is one file for each business operator code corresponding to the terminal ID, and thus the operation that is executed. Is limited to an operation that is executed each time a settlement process with an electronic money terminal is performed. In addition, since the mobile phone actively executes the operation file, the lack of value balance is confirmed as described above. For this reason, even if the value balance exceeds the amount of confirmation, there is a problem in that useless processing of confirming the value balance at a predetermined regular interval occurs. In addition, even if the balance of the value is less than the confirmation amount, if the determined regular interval is a long interval (for example, 1 hour), before the user is prompted to charge the value, The original purpose of the technique disclosed in Japanese Patent Laid-Open No. 2005-38209 is to execute a process in which the user recognizes a shortage of balance when the value is subtracted by the server and prompts the user to charge. Can not be achieved. For this reason, it is necessary to shorten the periodic interval for checking the balance of the value (for example, 1 minute or 30 seconds) in order to prompt charging of the value before the user recognizes that the balance is insufficient. is there. For this reason, a wasteful process of checking the value balance must be frequently executed, which is inefficient and affects the duration of the battery of the mobile phone.

  However, the present invention includes the following configuration. That is, a game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration to be able to be transmitted to the service providing server, wherein the service providing server is transmitted from the registration request information output means. A specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information has been received. A specific program output means for outputting the registration request information to the portable terminal of the registration request information transmission source, and the portable terminal further stores the specific program transmitted from the specific program output means According to a processing procedure indicated by the specific program stored in the specific program storage unit and the specific program storage unit, charge request information for requesting charging of the electronic money information is output for transmission to the service providing server. Charge request information output means, and the service providing server further transmits the electronic money information to the charge request information on condition that the charge request information transmitted from the charge request information output means is received. The power output for transmission to the requesting mobile terminal that is the original mobile terminal. Money information output means, the portable terminal further, the electronic money information transmitted from the electronic money information output means according to the processing procedure indicated by the specific program stored in the specific program storage means, From the electronic money information processing means for executing processing for addition to the electronic money information stored in the electronic money information storage means, and the game enabling from the electronic money information stored in the electronic money information storage means Electronic money information subtracting means for subtracting the amount of electronic money information used when the game enabling process is executed by the processing means, and the remaining amount of electronic money information stored in the electronic money information storage means can be specified And a remaining amount specifying information output means for outputting the remaining amount specifying information to transmit to the game enabling processing means, The game enabling processing means is configured such that the remaining amount of the electronic money information specified by the remaining amount specifying information transmitted from the remaining amount specifying information output means is insufficient for an amount used when the game enabling process is executed. On the condition that the remaining amount shortage determining unit for determining whether or not the remaining amount shortage determining unit determines that the remaining amount is insufficient, the remaining amount shortage information indicating that the remaining amount is insufficient is included in the remaining amount specifying information. A balance shortage information output means for outputting to the transmission source portable terminal, and the portable terminal further receives the balance shortage information from the balance shortage information output means, on the condition that the specific program In accordance with a processing procedure indicated by the specific program stored in the storage unit, a remaining amount shortage notifying unit for notifying that the remaining amount is insufficient is provided. Since it comprises in this way, it can make a user recognize efficiently and accurately that there is little remaining value.

  Specifically, the value balance is transmitted to the ticket vending machine 300 or the card unit 600 by the function of the non-contact type IC chip 190 of the mobile phone 100. Further, as described in step S351, it is determined that the value balance stored in the mobile phone 100 by the ticket vending machine 300 is insufficient for the purchase amount of the prepaid card 371, and as described in step S352, before subtraction. Balance shortage information is transmitted to the mobile phone 100. Further, as described in step S651 and step S658, it is determined that the value balance stored in mobile phone 100 by card unit 600 is insufficient for the minimum amount that can be lent (in this embodiment, It is determined whether or not the value balance is 0 yen. If the value can be used outside the amusement hall 30, it is determined whether or not the value balance is less than 100 yen, which is the minimum amount that can be lent to a ball), and step S652 As described in step S659, the balance shortage information before subtraction or the balance shortage information after subtraction is transmitted to the mobile phone 100, respectively. Then, as described in step S185, the mobile phone 100 notifies that the value balance is insufficient. That is, when the value is used, the mobile phone 100 is passively notified that the value balance is insufficient. As a result, it is possible to make the user recognize efficiently and accurately that the value balance is small.

  (1-26) Further, the present invention may include the following configuration. That is, a game hall using a service providing server for providing an electronic money service, a portable terminal provided with electronic money information storage means for storing electronic money information, and electronic money information stored in the electronic money information storage means A game enabling processing means for executing a game enabling process for enabling a game on a gaming machine installed in the game machine, wherein the mobile terminal enjoys the electronic money service Registration request information output means for outputting registration request information for requesting registration to be able to be transmitted to the service providing server, wherein the service providing server is transmitted from the registration request information output means. A specific program indicating a processing procedure for enjoying the electronic money service on the condition that the registration request information has been received. A specific program output means for outputting the registration request information to the portable terminal of the registration request information transmission source, and the portable terminal further stores the specific program transmitted from the specific program output means According to a processing procedure indicated by the specific program stored in the specific program storage unit and the specific program storage unit, charge request information for requesting charging of the electronic money information is output for transmission to the service providing server. Charge request information output means, and the service providing server further transmits the electronic money information to the charge request information on condition that the charge request information transmitted from the charge request information output means is received. The power output for transmission to the requesting mobile terminal that is the original mobile terminal. Money information output means, the portable terminal further, the electronic money information transmitted from the electronic money information output means according to the processing procedure indicated by the specific program stored in the specific program storage means, From the electronic money information processing means for executing processing for addition to the electronic money information stored in the electronic money information storage means, and the game enabling from the electronic money information stored in the electronic money information storage means Electronic money information subtracting means for subtracting the amount of electronic money information used when the game enabling process is executed by the processing means, and the remaining amount of electronic money information stored in the electronic money information storage means can be specified And a remaining amount specifying information output means for outputting the remaining amount specifying information to transmit to the game enabling processing means, The game enabling processing means has an amount obtained by subtracting an amount used when the game enabling processing is executed from the remaining amount of the electronic money information specified by the remaining amount specifying information transmitted from the remaining amount specifying information output means. A shortage of remaining amount indicating that the remaining amount is less than or equal to a predetermined amount on condition that the remaining amount is determined to be less than or equal to the predetermined amount by the remaining amount shortage determining unit; A balance shortage information output means for outputting information to transmit to the portable terminal that is the transmission source of the balance identification information, and the portable terminal further receives the balance shortage information from the balance shortage information output means In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, the remaining amount is informed that the remaining amount is equal to or less than the predetermined amount. Comprising a notification means. Specifically, the value balance is transmitted to the ticket vending machine 300 by the function of the contactless IC chip 190 of the mobile phone 100, and the value balance stored in the mobile phone 100 by the ticket vending machine 300 as described in step S358. It is determined that the amount obtained by subtracting the purchase amount of the prepaid card 371 from is less than or equal to the predetermined amount, and as described in step S359, the post-subtraction balance information is transmitted to the mobile phone 100, and as described in step S184, The mobile phone 100 notifies that the value balance is equal to or less than a predetermined amount. The same applies to the card unit 600. That is, when the value is used, the mobile phone 100 is passively notified that the value balance is equal to or less than the predetermined amount. As a result, it is possible to make the user recognize efficiently and accurately that the value balance is small.

  (1-27) Further, the present invention may include the following configuration. That is, the portable terminal further charges the electronic money information according to the processing procedure indicated by the specific program stored in the specific program storage unit when the shortage information is received from the shortage information output unit. Charge request process execution means for executing a charge request process for requesting the charge request, and the charge request information output means outputs the charge request information after the charge request process is executed by the charge request process execution means. To do. Specifically, the value purchase processing is executed when the shortage information before subtraction, the shortage information after subtraction, or the shortage information after subtraction is received in step S181 or S182, as described in step S133. In addition, since the charge request information is automatically transmitted after the execution of the value purchase process, the user need not actively execute the value purchase process. For this reason, it is possible to prevent the user from having to perform the process of executing value purchase processing. Further, since the value purchase process is immediately executed, the time required for the value purchase is shortened, and the operating rate of the gaming machine such as the pachinko gaming machine 700 and the slot machine in the game hall 30 can be improved.

  (1-28) Further, the present invention may include the following configuration. That is, the charge request processing execution means displays a plurality of types of charge amount options according to the processing procedure indicated by the specific program stored in the specific program storage means, and the charge desired by the user is selected from the options. Charge amount acceptance means for accepting designation of the amount is included. Specifically, as the value purchase process, the option of the desired purchase price is displayed in step S139, and the selection of the desired purchase price is accepted in step S141. Therefore, the user actively executes the value purchase process to purchase. It is not necessary to display the choice of the desired amount. For this reason, it is possible to prevent the user from having to execute the process at the time of value purchase and display the option of the desired purchase amount. In addition, since the value purchase process is immediately executed and options for the desired purchase amount are displayed, the time required for the value purchase is shortened, and the operation rate of gaming machines such as pachinko gaming machines 700 and slot machines in the game hall 30 is reduced. Can be improved.

  (2-1) Conventionally, there has been an electronic charge for electronic money. The net charge means that the server charges electronic money to the portable terminal via a network such as the Internet in response to a request for charging from the portable terminal to the server. In this case, the portable terminal updates the log along with the writing of the electronic money and transmits the writing completion to the electronic money server. Further, the electronic money server also updates the transaction log (for example, Japanese Patent Application Laid-Open No. 2004-272560). However, in such a technique, if the log update in the mobile terminal fails, the management status on the mobile terminal side is unwritten, while the management status on the server side is already written. For this reason, there is a problem in that inconsistency occurs between the management statuses of the two, causing inconvenience in subsequent processing.

  However, the present invention includes the following configuration. That is, a portable terminal provided with a storage means for writing data desired by the user, an issuing process for issuing the data to the portable terminal, and a writing for writing the issued data to the storage means A data issuance / writing system comprising an issuance / writing process server for performing processing, wherein the portable terminal is managed by the processing status management means for managing the processing status of the data and the processing status management means. Write request output means for outputting write request information for requesting writing of the data to the issuing write processing server on condition that the processing status is unwritten, The issue / write processing server is transmitted from the write status management means for managing the write status indicating whether or not the data to be written to the portable terminal has been written, and the write request output means. Previous Write instruction information for instructing writing of the data to the storage means on condition that the writing status managed by the writing status management means of the data corresponding to the write request information is unwritten Is output to transmit to the request source mobile terminal that is the transmission source mobile terminal of the write request information, and the write instruction output means outputs the write instruction information. And a writing status update unit that updates the writing status managed by the writing status management unit of the data instructed to be written by the writing instruction information to the written state, The terminal further executes a process for writing the data instructed to be written by the write instruction information to the storage means on condition that the write instruction information is received from the write instruction output means. data The processing status managed by the processing status management means for the data is written on the condition that the processing for writing the data is executed by the writing execution means and the writing processing execution means. Processing status update means for updating the processing status, and the issuance / write processing server further transmits update instruction information for updating the processing status managed by the processing status management means to the portable terminal. An update instruction output means for outputting, and the mobile terminal updates the process status managed by the process status management means based on the reception of the update instruction information from the update instruction output means A process status forced update means for executing the process is provided. Since it comprises in this way, the mismatch of the situation managed with the portable terminal and the server regarding the writing of data can be eliminated, and the inconvenience of subsequent processing can be eliminated.

  Specifically, the data issuing / writing system (for example, the electronic money system 10) is a storage unit (for example, a non-contact type IC chip 190) in which data desired by the user (for example, electronic money information such as value) is written. A storage unit 192), a issuing process for issuing the data to the mobile terminal, and a writing process for writing the issued data into the storage unit And an issue / write processing server (for example, electronic money management server 200, settlement server 280, remote issue server 400). As described in steps S122a, S127, S153a, S157a, S1607a, S1614a, S1716, and S1724a, the data processing status (for example, processing status) is managed by the portable terminal. As described in step S154, a write request for requesting data writing on condition that the processing status managed by the mobile terminal is unwritten (eg, YES in step S151). Information (eg, a write process start request) is output for transmission to the issuing write process server. As described in the issue information DB 222 in FIG. 5, a write status (for example, processing) indicating whether or not the data to be written to the mobile terminal has been written (for example, issued) by the issue / write processing server. Situation) is managed. Write that instructs writing of the data on condition that the managed write status of the data corresponding to the transmitted write request information is unwritten (for example, in the case of YES in step S274) The instruction information (for example, write execution information) is output for transmission to the request source mobile terminal that is the source mobile terminal of the write request information (for example, the write execution information of the remote issuing server 400) Send). The write status in which the data instructed to be written by the write instruction information is managed on condition that the write instruction information is output (for example, write execution is transmitted by the remote issuing server 400) Is updated to written (for example, writing completed) (for example, updating of the processing status by the remote issuing server 400 to completion of writing, or step S2796). As described in step S156, on the condition that the writing instruction information is received by the portable terminal (for example, YES in step S155), in order to write the data instructed to write by the writing instruction information (For example, writing processing) is executed. As described in step S157a, the processing status in which the data is managed on condition that the process for writing data is executed by the portable terminal (for example, in the case of YES in step S157 or step S157b) Is updated to data written (for example, written). As described in step S2918, the issuance / write processing server outputs update instruction information (for example, error handling completion mail) for updating the managed processing status to be transmitted to the mobile terminal. As described in S1113, the managed processing status is updated by the mobile terminal based on the reception of the update instruction information (for example, on condition that the electronic money application 111 is activated from the error handling completion mail). Processing status forced update processing is executed. As a result, normally, the issue / write processing server updates the write status to “written” on condition that the write instruction information is output, and the mobile terminal stores the data instructed to write by the write instruction information. The processing status is updated to data written on condition that the processing for writing is executed. However, even if the mobile terminal fails to update the processing status to data written when the data is written, the processing status is forcibly updated by an instruction from the issuing / writing processing server. The As a result, it is possible to eliminate the inconsistency between the processing status in the portable terminal and the writing status in the issue writing processing server with respect to data writing, and the inconvenience of the subsequent processing can be eliminated.

  (2-2) Further, the present invention may include the following configuration. That is, the issuing / writing processing server further includes a processing status acquisition unit that acquires a processing status from the portable terminal, and an acquisition status processing execution unit that executes a process based on the processing status acquired by the processing status acquisition unit. With. Specifically, as described in step S2914, the processing status is acquired from the portable terminal by the issuing and writing processing server. As described in steps S2916 to S2918, the issuing and writing processing server executes processing based on the acquired processing status. Thereby, processing based on the processing status acquired by the issuing / writing processing server is executed. Therefore, necessary processing can be executed after the processing status is confirmed by the issuing / writing processing server.

  (2-3) Further, the present invention may include the following configuration. That is, the acquisition status process execution means determines whether the processing status acquired by the processing status acquisition means matches the writing status managed by the writing status management means, and the update The instruction output means outputs the update instruction information on condition that the acquisition status processing means determines that they do not match. Specifically, as described in step S2916 and step S2917a, the issued write processing server determines whether or not the acquired processing status matches the managed writing status. As described in step S2918, the update instruction information is output on condition that the issue / write processing server determines that they do not match (for example, YES in step S2917a). As a result, it is possible to save troubles such as confirmation work by the operator.

  (2-4) Further, the present invention may include the following configuration. That is, the update instruction output means outputs an e-mail attached with link information to be operated to execute the processing status forced update process as the update instruction information and is transmitted from the update instruction output means. On the condition that the link information attached to the e-mail is operated, the process status forced update means executes the process status forced update process. Specifically, as described in step S2918, an e-mail (for example, error handling completion e-mail) attached with link information that is operated by the issuing / writing processing server to execute the process status forced update process is attached. Is output as update instruction information. As described in step S1113, the processing status forced update process is executed on the condition that the link information attached to the transmitted e-mail is operated by the mobile terminal (for example, in the case of YES in step S1110). Is done. As a result, the processing on the issue / write processing server side is completed, and the user can be surely recognized that the processing status can be updated, and the operation burden on the user for updating can be reduced. Can do. In addition, since it is possible to prevent the processing status forced update process from being performed without outputting the update instruction information from the issue / write processing server, the processing status is not forcibly updated due to a user's erroneous operation or misuse. can do.

  (2-5) Further, the present invention may include the following configuration. In other words, the portable terminal further includes a link operation determination unit that determines whether or not the link information operation is the first time, and the processing status forced update unit is configured such that the link operation determination unit performs the link information operation for the first time. The process status forced update process is executed on the condition that it is determined that. Specifically, as described in step S <b> 1111, the mobile terminal determines whether or not the link information operation is the first time. As described in step S1113, the processing status forced update process is executed on the condition that the portable terminal determines that the operation of the link information is the first time (for example, YES in step S1111). Thereby, even if the link information is operated a plurality of times due to a user error or the like, the processing status can be prevented from being updated each time.

  (3-1) Conventionally, there has been a system in which an issuance processing server that issues data and a writing processing server that performs data writing processing for writing issued data to a mobile terminal are provided separately (for example, stocks) Company NTT Docomo Tokai, a new mobile phone utilization example "i-mode (registered trademark) Felica (registered trademark)", [online], [December 9, 2005], Internet <URL: http: // www.docomo-tokai.co.jp/businesshub/bh/felica/donyu.html>). However, according to such a technique, when communication with the write processing server is disconnected in the data write processing after receiving data issuance from the issue processing server, the processing for data issuance is performed again. When the issuance process is performed again and the issuance request is transmitted to the issuance processing server, since the issuance processing server has already issued the data, there is a problem that the issuance request is not accepted and the data cannot be written.

  However, the present invention includes the following configuration. That is, a portable terminal provided with a storage means to which the data is written based on an instruction from a writing processing server that performs a writing process of data desired by the user, and issuance for issuing the data to the portable terminal A data issuing system comprising a processing server, wherein the portable terminal receives an issuing operation for accepting an issuance operation for requesting the issuance of data from a user, and the issuing operation is accepted by the issuing operation accepting unit. Issuance request output means for outputting issuance request information for requesting issuance of the data to the issuance processing server, the issuance processing server to the portable terminal. Issuance status management means for managing the issuance status indicating whether or not the data to be issued has been issued, and the issue request transmitted from the issue request output means On the condition that the issue status managed by the issue status management means of the data corresponding to the information is not issued, the data is transferred to the request source mobile terminal that is the mobile terminal that is the transmission source of the issue request information. A data output means that outputs data for transmission, and an issuance that updates the issuance status managed by the issuance status management means for the data to issued, on condition that the data is output by the data output means The mobile terminal further includes a processing status management unit that manages the processing status of the data, and the data received on the condition that the data transmitted from the data output unit is received. From the processing status update means for updating the processing status managed by the processing status management means to data received, and the data output means Write request output means for outputting write request information for requesting writing of the data to the storage means to be transmitted to the write processing server on condition that the received data has been received. Data write execution means for writing the data to the storage means on condition that the write instruction information for instructing writing of the data to the storage means is received from the write processing server, The processing status update unit updates the processing status managed by the processing status management unit of the data to the data written on condition that the data has been written by the data writing execution unit, In the portable terminal, when the issuing operation is accepted by the issuing operation accepting unit, the processing status managed by the processing status managing unit has been received. A request to execute the output of the write request information to the write processing server by the write request output means without executing the output of the issue request information by the issue request output means on the condition that Output execution control means is provided. With this configuration, even when communication with the write processing server is disconnected, data can be reliably written based on the issuance operation performed again.

  Specifically, the data issuing system (electronic money system 10) is from a writing processing server (for example, remote issuing server 400) that performs writing processing of data desired by the user (for example, electronic money information such as value). And a portable terminal (for example, the cellular phone 100) provided with a storage means (for example, the storage unit 192 of the non-contact type IC chip 190) to which data is written based on the instruction, and issues data to the portable terminal An issue processing server (for example, an electronic money management server 200, a settlement server 280). As described in Step S194 or Step S191, the mobile terminal issues an issuance operation for requesting the issuance of data (for example, “Charge Value Purchased to IC Chip” with a circled number 2 on the screen of FIG. 28B). Is selected from the user, or is selected from the screen shown in FIG. 33B. As described in step S152, the issue request information for requesting data issuance (for example, for example, in the case of YES in step S194 or step S191) (for example, in the case of YES in step S194 or step S191) by the mobile terminal. Value issue request information) is output for transmission to the issue processing server. As described in the issue information DB 222 in FIG. 5, an issue status (for example, indicating whether the data to be issued to the mobile terminal has been issued (for example, issued) or not (for example, not issued) by the issue processing server (for example, , Processing status) is managed. As described in step S277, it is a condition that the issuance status of the data corresponding to the issuance request information transmitted by the issuance processing server is unissued (for example, YES in step S274). The data (for example, value issuance information) is output for transmission to the requesting mobile terminal that is the transmitting mobile terminal of the issuing request information. As described in step S279, on the condition that data is output (for example, in the case of YES in step S278), the issuance status managed for the data is updated to issued. As described in steps S122a, S127, S153a, S157a, S1607a, S1614a, S1716, and S1724a, the data processing status is managed by the portable terminal. As described in step S153a, on the condition that the transmitted data is received by the mobile terminal (for example, in the case of YES in step S153), the processing status managed for the data is the data received ( For example, issuance information has been received). As described in step S154, write request information (for example, write request) that requests writing of the data on condition that the transmitted data is received by the mobile terminal (for example, YES in step S153). Is output for transmission to the write processing server. As described in step S156, the data is written on the condition that the mobile terminal has received the write instruction information instructing to write data from the write processing server (for example, YES in step S155). . As described in step S157a, on the condition that data has been written by the mobile terminal (for example, in the case of YES in step S157), the processing status managed for the data is data written (for example, , Written). As described in step S154, when the issue operation is accepted by the mobile terminal, the issue request is made on condition that the managed processing status is data reception (for example, YES in step S151). The output of the write request information to the write processing server is executed without outputting the information (for example, without sending the value issuance request information in step S152). Thereby, after the data is transmitted by the issuance processing server and the issuance status is updated to issued, the communication with the writing processing server by the portable terminal for writing the data received by the portable terminal is disconnected. Even if there is, the processing status is updated to data received by the mobile terminal, so when the issuance operation is accepted again, the issuance request information is not sent to the issuance processing server again, and the data is written. A request is sent to the write processing server. For this reason, it is possible to prevent the issue processing server from receiving the issue request information transmitted from the portable terminal again for the data already issued by the issue processing server. As a result, even when communication with the write processing server is disconnected, data can be reliably written based on the issuance operation performed again.

  (4-1) Conventionally, there has been a system in which points are managed in association with card IDs at a server, and points are given according to product purchase prices at each store (for example, JP 2005-433 A (No. Paragraphs 0025, 0026, 0030 and 0038)). However, in such a technique, since a privilege (for example, points) is uniformly given to purchases of goods at any store, the granting of the privilege cannot be used for improving the number of customers at a specific store. There was a problem.

  However, the present invention includes the following configuration. That is, a transaction apparatus that is installed in a plurality of stores and executes transaction processing using the transaction value stored in the mobile terminal, and a transaction amount that is the amount of the transaction value used in the transaction processing is set for each mobile terminal A transaction system including a transaction management device having a transaction amount management unit that aggregates and manages every transaction amount management unit, which aggregates and manages the transaction amount of each mobile terminal for each store, The transaction management device includes a target store setting unit that sets a privilege grant target store that is a target of privilege grant for the transaction process, and a transaction amount that is managed by the transaction amount management unit. Among these, a privilege granting unit for executing a privilege granting process for granting the privilege according to a transaction amount in the privilege grant target store set by the target store setting unit is included. Since it comprises in this way, it is possible to contribute to the improvement of the customer attraction to a specific store.

  Specifically, the transaction system (for example, the electronic money system 10) is installed in a plurality of stores (for example, the game hall 30), and the transaction value (for example, the mobile phone 100) is stored in the transaction value (for example, the cellular phone 100). Value) and a transaction device (for example, ticket vending machine 300, card unit 600) that executes transaction processing (for example, ticketing processing of prepaid card 371, ball rental processing of game balls) and transaction value used for the transaction processing Management device having transaction amount management means (for example, data processing unit 210, storage unit 220, communication unit 260, issue information DB 222, balance management AP 214) that collects and manages the transaction amount that is the amount of money for each portable terminal (For example, electronic money management server 200). As described in the issue information DB 222 in FIG. 5, the transaction amount management unit collects and manages the transaction amount of each mobile terminal for each store. As described in the privilege setting screen in FIG. 28 and the privilege grant store DB in FIG. 29, the transaction management device sets a privilege grant target store as a target of privilege grant for transaction processing from among a plurality of stores. As described in step S2192 to step S2198 of the privilege granting AP 217 in FIG. 27B, among the transaction amounts managed by the transaction management device, the privilege is given according to the transaction amount set in the privilege grant target store. A privilege grant process for granting is executed. Thereby, since a privilege is provided according to the transaction amount in the privilege grant target store managed by the transaction management device, it is possible to give motivation for transaction processing in the privilege grant target store. As a result, it is possible to contribute to improvement in attracting customers to specific stores by granting privileges according to the transaction amount at the specific stores.

  (4-2) The present invention may include the following configuration. In other words, the transaction management device further includes group setting means for setting a group to which a plurality of stores belong, and the privilege granting means includes the group setting means among the transaction amounts managed by the transaction amount management means. The privilege granting process is executed according to the total amount of the transaction amount in the store included in the group set by. Specifically, as described in the privilege setting screen in FIG. 28 and the privilege grant store DB in FIG. 29, a group to which a plurality of stores belong is set by the transaction management device. As described in step S2192 to step S2198 of the privilege granting AP 217 in FIG. 27B, among the transaction amounts managed by the transaction management device, the total transaction amount in the stores included in the set group is set. A privilege grant process is executed accordingly. Thereby, since a privilege is given according to the total amount of the transaction amount in the store included in the set group, it is possible to give motivation for transaction processing in the store included in the group. As a result, it is possible to contribute to the improvement of attracting customers to the stores included in the specific group by granting benefits according to the transaction amount in the stores included in the specific group such as chain stores.

  (4-3) Further, the present invention may include the following configuration. That is, the privilege granting unit executes, as the privilege grant process, a process for causing the portable terminal to store a grant transaction value that is a transaction value corresponding to the transaction amount. Specifically, as described in step S2194 of the privilege granting AP 217 in FIG. 27 (b), the transaction management device stores the granted transaction value, which is the transaction value of the amount corresponding to the transaction amount, in the mobile terminal. The process is executed as a privilege grant process. Thus, the granted transaction value assigned according to the transaction amount is stored in the mobile terminal. As a result, it is possible to eliminate the need to separately prepare a medium for providing the granted transaction value to the user.

  (4-4) Further, the present invention may include the following configuration. That is, the transaction management apparatus further includes an available store setting unit that sets an available store that can use the granted transaction value, and the privilege granting unit has a transaction value according to payment of consideration by the user, Along with the process for storing the granted transaction value in the mobile terminal in distinction, the available transaction information indicating the available store set by the available store setting means for the given transaction value is given in the given transaction. The processing for causing the portable terminal to store the value corresponding to the value is executed as the privilege granting process, and the transaction device is an available store indicated by the usable store information acquired from the portable terminal. Using the grant transaction value stored in the mobile terminal in correspondence with the usable store information, provided that the store is installed To run the serial transaction processing. Specifically, as described in the privilege setting screen of FIG. 28, an available store that can use the granted transaction value is set by the transaction management device. As described in step S2194 of the privilege grant AP 217 in FIG. 27B, the grant transaction value is distinguished from the transaction value according to the payment of the consideration by the user (for example, the non-contact IC chip of the mobile phone 100). In addition to the processing for storing in the storage area 192 of the electronic money game use service in the storage unit 192 of 190, usable store information indicating usable stores set for the grant transaction value is associated with the grant transaction value. Then, the process for storing in the mobile terminal (for example, the electronic money game use service storage area of the storage unit 192 of the non-contact IC chip 190 of the mobile phone 100) is executed as the privilege grant process. As described in step S341, step S356, and step S362 in FIG. 50, and step S641, step S656, and step S662 in FIG. 53, the usable store indicated by the usable store information acquired from the mobile terminal by the transaction device is displayed. On the condition that the transaction apparatus is installed, transaction processing is executed using the granted transaction value stored in the mobile terminal in association with the usable store information. As described above, since the granted transaction value can be used only in the usable store, it is possible to provide motivation for transaction processing in the usable store. As a result, it is possible to more reliably contribute to attracting customers to a specific store by granting a privilege that can be used at the specific store.

  (5-1) Conventionally, when electronic money is net-charged, a financial institution server is accessed from a mobile terminal, settlement of the charge amount is performed using mobile banking, and when the settlement is completed, the financial institution server is There has been an electronic money system that sends a consumption breaking report to an electronic money server via a dedicated financial institution network, thereby enabling electronic money to be charged (for example, Japanese Patent Laid-Open No. 2006-215747 (paragraph 0066, From the 0224th paragraph to the 0237th paragraph))). However, according to the technology disclosed in Patent Document 1, since only financial institutions that are members of a dedicated financial institution network can be used for settlement, there is a problem that user convenience is low and the spread of electronic money cannot be promoted. there were.

  However, the present invention includes the following configuration. In other words, an electronic money server that executes processing for charging electronic money corresponding to the charge amount to the user's mobile terminal by performing settlement of the charge amount using the balance of the account opened by the user in the financial institution Each of the plurality of financial institutions is a financial institution that is a member of a dedicated network, and receives a first settlement request that requests settlement of the charge amount from the mobile terminal, and the first settlement A first financial institution that is a financial institution provided with a first financial institution server for notifying the electronic money server via the dedicated network of a first settlement completion notification for notifying that settlement for the request has been completed; Accepting a second settlement request for settlement of the charge amount from the electronic money server and responding to the second settlement request A financial institution that sets which of the second financial institutions is a financial institution in which a second financial institution server that notifies the electronic money server of a second settlement completion notification for notifying that the settlement has been completed In response to a charge request for requesting charging of electronic money, a setting means, a financial institution designation receiving means for accepting designation of a financial institution to be used for settlement of the charge amount from the mobile terminal among the plurality of financial institutions , Financial institution determination means for determining whether the financial institution designated by the financial institution designation receiving means is the first financial institution or the second financial institution, and the first financial institution by the financial institution determination means Access information for accessing the first financial institution server from the portable terminal and transmitting the first settlement request on the condition that it is determined that The second settlement request is transmitted to the second financial institution server on the condition that the second financial institution is determined by the access information transmitting means for transmitting to the portable terminal and the financial institution determining means. A payment request transmitting means and a first charging process for charging the mobile terminal with electronic money are executed on condition that the first payment completion notification for the first payment request is received via the dedicated network. On the other hand, on the condition that the second settlement completion notification for the second settlement request is received from the second financial institution server, charge processing means for executing a second charge process for charging the mobile terminal with electronic money With. Since it comprises in this way, a user's convenience can be improved and the spread of electronic money can be promoted.

  Specifically, the electronic money server (for example, the electronic money management server 200, the payment server 280) uses the balance of the account opened by the user to settle the charge amount, thereby obtaining the charge amount. Processing for charging the corresponding electronic money (for example, value) to the user's mobile terminal (for example, the mobile phone 100) is executed.

  The first financial institution server (eg, financial institution server 500) is installed in a financial institution that is a member of a dedicated network (eg, financial institution dedicated network 920). As described in step S118a, the first financial institution server accepts a first settlement request (for example, a settlement request for mobile banking) that requests settlement of the charge amount from the mobile terminal. As described in step S269, the first financial institution server sends a first settlement completion notification (for example, an application message, an application breaking news) for notifying that the settlement for the first settlement request has been completed. To the electronic money server. As described in step S2642, the second financial institution server (for example, financial institution server 500A) accepts the second settlement request (for example, settlement request information) for requesting the settlement of the charge amount from the electronic money server. As described in step S2643, the second financial institution server notifies the electronic money server of a second settlement completion notification (for example, a settlement completion notification) for notifying that the settlement for the second settlement request has been completed. The

  As described in the financial institution setting screen in FIG. 9, the electronic money server allows each of the plurality of financial institutions to be a first financial institution that is a financial institution in which the first financial institution server is installed (for example, compatible with indirect settlement). (Financial institution) or a second financial institution (for example, a financial institution that supports direct settlement) that is a financial institution in which the second financial institution server is installed is set. As described in step S223, the electronic money server accepts the designation of the financial institution used for the settlement of the charge amount from the mobile terminal among the plurality of financial institutions. As described in step S241 and step S264a, whether or not the designated financial institution is the first financial institution in response to a charge request (for example, a charge request) for requesting charging of electronic money by the electronic money server. It is determined whether or not it is a financial institution. As explained in step S268, the electronic money server accesses the first financial institution server from the portable terminal on the condition that it is determined that the electronic financial server is the first financial institution (eg, NO in step S264a). Access information (for example, takeover screen information) for transmitting the first settlement request is transmitted to the mobile terminal. As described in step S2642, the second settlement request is transmitted to the second financial institution server on condition that the electronic money server determines that the electronic financial server is the second financial institution (eg, YES in step S264a). Is done. As described in steps S270, S2709 and steps S271 to S279, the electronic money server has received the first settlement completion notification for the first settlement request via the dedicated network (for example, YES in step S269). The first charge process for charging the electronic money to the portable terminal is executed on the condition of On the other hand, as described in steps S2651 to S2658, on the condition that the second payment completion notification for the second payment request is received from the second financial institution server by the electronic money server, the electronic money is transferred to the portable terminal. A second charge process for charging is executed.

  In this way, not only financial institutions that are affiliated with a dedicated network but also financial institutions that are not affiliated with a dedicated network can be used for the settlement of the charge amount of electronic money. As a result, user convenience can be improved and the spread of electronic money can be promoted.

  In the present embodiment, the first settlement request is transmitted directly from the mobile terminal to the first financial institution server. However, the present invention is not limited to this and is relayed by the relay server. Also good. Further, the format of the first settlement request may be changed at the relay server. In the present embodiment, the first charge process and the second charge process are different processes. However, the present invention is not limited to this, and the same process may be used.

  (5-2) Further, the present invention may include the following configuration. In other words, when the financial institution designated by the financial institution designation accepting means is the second financial institution, the account identification for accepting from the portable terminal account identification information that allows the user to identify the account opened in the financial institution. For the information receiving means and each portable terminal, information that can identify the financial institution designated by the financial institution designation accepting means is stored, and the account specifying information received by the account specifying information receiving means is stored. Financial institution storage means, wherein the access information transmission means includes information indicating the first financial institution server of the financial institution identified from the stored information in the financial institution storage means as the communication destination of the first settlement request. The access information is transmitted to the portable terminal, and the settlement request transmission means is the account stored in the financial institution storage means. Transmitting the second payment request for settlement from the account specified from the constant information. Specifically, as described in step S223, when the designated financial institution is the second financial institution by the electronic money server, the account specifying information that allows the user to specify the account opened in the financial institution (For example, an account number) is received from the portable terminal. As described in the user information DB 221 of FIG. 4 and step S224, the electronic money server stores information (for example, financial institution designation information) that can specify the designated financial institution for each mobile terminal, The accepted account identification information is stored. As described in step S268, information indicating the first financial institution server of the financial institution identified from the stored information by the electronic money server as the communication destination of the first settlement request (for example, in the Internet banking system of the financial institution server 500) URL which becomes accessible) is transmitted to the portable terminal as access information. As described in step S2642, the electronic money server transmits a second settlement request for requesting settlement from an account identified from stored account identification information. As described above, regardless of whether the designated financial institution is the first financial institution or the second financial institution, settlement is performed using information or account specifying information that can be stored in advance. . As a result, it is possible to save the trouble of inputting information for payment for each payment of the charge amount of electronic money, so that convenience for the user can be improved.

  (5-3) Further, the present invention may include the following configuration. That is, the charge processing means transmits, as the first charge process, a notification mail, which is an e-mail notifying that the electronic money can be charged, to the portable terminal, and as the second charge process, A process of charging electronic money to the portable terminal is executed. Specifically, as described in step S2709, as the first charge process, the electronic money server notifies the electronic mail that it is possible to charge the electronic money (for example, the transfer information is attached). Email) is transmitted to the mobile terminal. As described in step S2656, the electronic money server executes a process of charging electronic money to the mobile terminal as the second charge process (for example, value issue information is transmitted to the mobile phone 100 in step S2656). As a result, the value is immediately written from the remote issuing server 400 to the mobile phone 100 in steps S1481 to S1484). In this way, the user who has designated the first financial institution can be surely recognized that charging has become possible, and the user who has designated the second financial institution can be promptly transferred to the mobile terminal. You can charge electronic money.

  (5-4) Further, the present invention may include the following configuration. That is, the charge processing means transmits the notification mail including link information operated for charging electronic money as the first charge processing, and the mobile phone is operated based on the operation of the link information. A process of charging electronic money to the terminal is executed. Specifically, as described in step S2709, a notification mail including link information (for example, takeover information) operated for charging electronic money is transmitted as the first charging process by the electronic money server. . As described in steps S271 to S279, a process of charging the mobile terminal with electronic money based on the fact that the link information has been operated by the electronic money server (for example, YES in step S191). Executed. As described above, the user who designates the first financial institution only operates the link information included in the notification mail, and the electronic money is charged to the portable terminal. As a result, it is possible to reduce the operation burden for charging the electronic money of the user who designates the first financial institution.

  (5-5) Further, the present invention may include the following configuration. In other words, the access information further comprises uncharged electronic money determination means for determining whether or not there is uncharged electronic money that is electronic money that has received the first settlement completion notification but has not yet been charged in the mobile terminal. The transmission means does not transmit the access information to the portable terminal on condition that the uncharged electronic money determination means determines that there is uncharged electronic money. Specifically, as described in step S244, uncharged electronic money (for example, uncharged value), which is electronic money that has been received by the electronic money server but has not yet been charged in the mobile terminal, is received. It is determined whether or not there is. Access information is not transmitted to the mobile terminal on the condition that it is determined that there is uncharged electronic money (for example, YES in step S244) (for example, the process proceeds to step S270 and the takeover information is added in step S2709). The electronic mail is not transmitted to the mobile phone 100, but proceeds from step S245 to step S277, and the value issue information is transmitted to the mobile phone 100). As described above, when there is uncharged electronic money, the access information is not transmitted to the mobile terminal, so that while the uncharged electronic money is present, it is possible to make it impossible to newly settle the charge amount of the electronic money. . As a result, erroneous charging of electronic money by the user can be prevented.

[Second Embodiment]
In the first embodiment, the case where the electronic money management server 200 and the remote issue server 400 are provided in different vendors has been described. In the second embodiment, a case where the electronic money management server 200 and the remote issue server 400 are provided in the same vendor will be described.

  In the second embodiment, a case where the remote issue server 400 is included in the electronic money management server 200, that is, the electronic money management server 200 and the remote issue server 400 are configured by one computer will be described. (In this case, the one computer constitutes the issue / write processing server of the present invention), but is not limited to this, and is remotely issued to the user information DB 221 and issue information DB 222 of the electronic money management server 200 If the electronic money management server 200 and the remote issuance server 400 can share a DB related to electronic money, for example, the server 400 can be directly accessed, the electronic money management server 200 and the remote issuance server 400 are configured by separate computers. May be.

  When the electronic money management server 200 and the remote issuance server 400 are configured integrally as in the second embodiment, the initial activation process shown in FIG. 12 of the first embodiment is shown in FIG. In the value issuing process shown, the value deposit process shown in FIG. 22, and the value return process shown in FIG. 23, a storage area for an electronic money game use service is built in the storage unit 192 of the non-contact type IC chip 190. The processing performed between the mobile phone 100 and the remote issuing server 400 in order to write the value or delete the storage area for the electronic money game use service is all performed with the electronic money management server 200. Will be held between. In the following, processing at the time of value issuance that is particularly relevant to the present invention and error handling processing when the update of the processing status managed in the storage unit 120 of the mobile phone 100 fails will be described.

  FIG. 59 is a flowchart showing a flow of value issue processing that is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the second embodiment.

  Referring to FIG. 59, in step S152, data processing unit 110 transmits value issue request information to electronic money management server 200. Here, unlike FIG. 18, the value issuance request information is information for requesting charge (issuance) of value, and in the storage area for electronic money game use service in the storage unit 192 of the non-contact type IC chip 190. This is information for starting a writing process for writing a value, and is information including a member ID and portable terminal information. That is, the value issuance request information in FIG. 59 includes the value issuance request information (issue request information for requesting value issuance) and write processing start request information (write request information for requesting value writing) in FIG. It is information including.

  FIG. 60 is a flowchart showing a flow of processing of a value issuing application program executed by the electronic money management server 200 according to the second embodiment.

  Referring to FIG. 60, first, in step S271, the data processing unit 210 determines whether or not there has been a value issue request by receiving value issue request information from the mobile phone 100. If it is determined that there is no value issue request (NO in step S271), the data processing unit 210 returns the process to be executed to step S271.

  On the other hand, if it is determined that there has been a value issuance request (YES in step S271), in step S272, the data processing unit 210 uses the member ID and mobile terminal information included in the value issuance request information received in step S271. It is determined whether or not the information registered in the person information DB 211 is usable. If it is determined that it is not usable (NO in step S272), the data processing unit 210 transmits an unusable screen to the mobile phone 100 in step S273. The unusable screen is the same screen as the screen described in FIG.

  On the other hand, if it is determined that it can be used (YES in step S272), in step S274, the data processing unit 210 stores the member ID and the uncharged value corresponding to the mobile terminal information in the issue information DB 222. Judge whether or not. If it is determined that there is no uncharged value (NO in step S274), the data processing unit 210 transmits an uncharged value no screen to the mobile phone 100 in step S275. Since the uncharged value non-screen has been described with reference to FIG. 44C, the overlapping description will not be repeated.

  When it is determined that there is an uncharged value (in the case of YES in step S274), when it is determined that there is an uncharged value at the time of charge request (in the case of YES in step S274), and there is an uncharged value at the time of balance transfer request (YES in step S2064), in step S2793, data processing unit 210 executes a writing process.

  Specifically, the data processing unit 210 directly communicates with the non-contact type IC chip 190 of the mobile phone 100 indicated by the mobile terminal information included in the value issuance request without using the electronic money application 111 to perform non-contact. The uncharged value stored in the issue information DB 222 is written in the storage unit 192 of the type IC chip 190.

  That is, the electronic money management server 200 instructs the control unit 191 of the non-contact type IC chip 190 to write an uncharged value (issued value) (sends write instruction information), and controls according to this. The unit 191 writes a value in the storage unit 192 of the non-contact type IC chip 190 (that is, the control unit 191 constitutes a data write execution unit). In this case, when the value has already been stored in the storage area for the electronic money game use service of the storage unit 192, a process of writing the value of the amount obtained by adding the issued value to the already stored value is performed. Such processing also corresponds to writing of issued value.

  That is, in the second embodiment, the mobile phone 100 has the value issuance request information that serves as both the value issuance request information for requesting value issuance and the value write request information for requesting writing of value in step S152 of FIG. Is transmitted to the electronic money management server 200, the electronic money management server 200 performs a process of issuing (transmitting) a value to the mobile phone 100 in step S2793 in FIG. A process of transmitting write instruction information for writing the value into the storage unit 192 of the non-contact type IC chip 190 is also performed.

  As described above, in the present embodiment, the control unit 191 of the non-contact type IC chip 190 writes the issued value in response to an instruction from the electronic money management server 200 without using the electronic money application 111. However, the present invention is not limited to this, and the electronic money application 111 may instruct the control unit 191 to write the issued value in response to receiving the write instruction information from the electronic money management server 200.

  In step S2794, the data processing unit 210 determines whether or not the value writing is completed. If it is determined that the processing has not ended (NO in step S2794), data processing unit 210 repeats the process of step S2794. On the other hand, if it is determined that the processing has been completed (YES in step S2794), data processing unit 210 transmits write completion information to mobile phone 100 in step S2795.

  In step S2796, the data processing unit 210 sets the processing status (writing status) of the value stored in the issuance information DB 222 shown in FIG. Update. Thereafter, the data processing unit 210 returns the process to be executed to the process of step S271.

  Returning to FIG. 59, in step S157b, the data processing unit 110 determines whether or not the writing process is ended by receiving the writing end information from the electronic money management server 200. If it is determined that the writing process has been completed (YES in step S157b), in step S157a, the data processing unit 110 updates the processing status managed in the storage unit 120 to the written state. Since the processing after step S157a has been described with reference to FIG. 18, overlapping description will not be repeated.

  FIG. 61 is a flowchart showing the flow of direct payment purchase processing, which is a subroutine of value purchase processing executed by the mobile phone 100 in the second embodiment. Referring to FIG. 61, a confirmation notification indicating that the total amount has been confirmed by the user on the screen of FIG. 41 (c) is transmitted to electronic money management server 200.

  Returning to FIG. 16, in the electronic money management server 200, when it is determined that the financial institution indicated by the financial institution designation information read out in step S246 is a financial institution corresponding to direct payment (in the case of YES in step S264a). In step S264b, the data processing unit 210 executes a direct payment issuing process.

  FIG. 62 is a flowchart showing the flow of direct payment issue processing that is a subroutine of the value purchase application program 212 executed by the electronic money management server 200 in the second embodiment. Referring to FIG. 62, first, in step S2641, data processing unit 210 determines whether or not a confirmation notification of the total amount has been received from mobile phone 100. If it is determined that a confirmation notification has not been received (NO in step S2641), data processing unit 210 repeats the process of step S2641.

  On the other hand, if it is determined that a confirmation notification has been received (YES in step S2641), in step S2642, the data processing unit 210 sends the data to the financial institution server 500A of the financial institution indicated by the financial institution designation information read in step S246. The payment request information for requesting the payment of the purchase value is transmitted. The payment request information includes the total amount calculated in step S262 and the account number and password registered in the user information DB 221.

  The financial institution server 500A indicated by the financial institution designation information read in step S246 determines whether or not the password included in the payment request information received from the electronic money management server 200 is correct. If the password is correct, financial institution server 500A settles the total amount included in the settlement request information from the account indicated by the account number included in the settlement request information. After the settlement is completed, the financial institution server 500A transmits a settlement completion notification for notifying that the settlement is completed to the electronic money management server 200.

  In the electronic money management server 200, in step S2643, the data processing unit 210 determines whether or not a settlement completion notification has been received from the financial institution server 500A. If it is determined that a payment completion notification has not been received (NO in step S2643), data processing unit 210 repeats the process of step S2643.

  On the other hand, if it is determined that a payment completion notification has been received (YES in step S2643), in step S2651, the data processing unit 210 performs initial purchase of value on the mobile phone 100 that has transmitted the confirmation notification in step S2641. Judge whether there is. Since the processing from step S2651 to step 2655 is the same as the processing from step S2702 to step S2707 described above with reference to FIG. 17, overlapping description will not be repeated.

  After step S2655, in step S2646, the data processing unit 210 executes a writing process. Since the processing from step S2646 to step S2649 is the same as the processing from step S2793 to step S2796 of FIG. 60, overlapping description will not be repeated. After step S2649, the data processing unit 210 returns the process to be executed to the caller process of this process.

  Returning to FIG. 61, in step S1484a, the data processing unit 110 determines whether or not the writing process is ended by receiving the writing end information from the electronic money management server 200. Since the processing from step S1484a to step S1488 is the same as the processing from step S157b to step S159b of FIG. 59, the overlapping description will not be repeated.

  FIG. 63 is a flowchart showing a flow of privilege issue processing which is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the second embodiment. Referring to FIG. 63, first, in step S1902, the data processing unit 110 obtains privilege issuance request information that is information for requesting issuance of a privilege value and includes a member ID and mobile terminal information, as an electronic money management server. 200.

  FIG. 64 is a flowchart showing a flow of processing of the privilege grant application program 217 executed by the electronic money management server 200 in the second embodiment. Referring to FIG. 64, the processing from step S2191 to step S2193 is similar to the processing described in FIG.

  Next, in step S 2291, the data processing unit executes a writing process of the granted privilege amount calculated in step S 2193 and store identification information indicating a store where the granted privilege amount can be used. Specifically, the granted privilege amount and the store identification information are written in the storage unit 192 of the non-contact type IC chip 190 by the same method as described in step S2793 of FIG.

  Since the processing from step S2292 to step S2293 is the same as the processing from step S2794 to step S2795 in FIG. 60, the overlapping description will not be repeated. Since the processing from step S2196 to step S2198 is the same as the processing of FIG. 27B, the overlapping description will not be repeated.

  Returning to FIG. 63, the processing from step S1914a to step S1918 is similar to the processing of FIG.

  FIG. 65 is a flowchart showing a flow of error handling processing executed by the electronic money management server 200 in the second embodiment. Referring to FIG. 65, in the first embodiment, the operator performs the processing corresponding to the error in the processing status mismatch. In the second embodiment, a case will be described in which the electronic money management server 200 performs processing corresponding to an error of processing state mismatch as error handling processing. The error handling process is not limited to being executed by the electronic money management server 200 as long as the error handling process is executed by the server of the provider of the electronic money game use service.

  Referring to FIG. 65, first, when an operator of a provider of an electronic money game use service receives an error query from a user by telephone or email, the operator queries the email address of the mobile phone 100, The e-mail address of the user's mobile phone 100 is acquired.

  Next, the operator operates the electronic money management server 200 so as to transmit an error handling start mail to the e-mail address of the acquired user's mobile phone 100.

  In response to this operation, the data processing unit 210 of the electronic money management server 200 transmits an error handling start mail to the e-mail address of the user's mobile phone 100 in step S2911. An error explanation page URL describing the error is attached to the error handling start mail.

  When the link to the error explanation page included in the error handling start mail is operated, the data processing unit 110 acquires an error explanation screen in the electronic money management server 200 indicated by the URL linked to the error explanation page. An error explanation screen acquisition request is sent.

  In step S2912, the data processing unit 210 of the electronic money management server 200 determines whether an error explanation screen acquisition request has been received from the mobile phone 100. If it is determined that an error explanation screen acquisition request has not been received (NO in step S2912), data processing unit 210 repeats the process of step S2912. On the other hand, if it is determined that an error explanation screen acquisition request has been received (YES in step S2912), in step S2913, data processing unit 210 transmits the error explanation screen to mobile phone 100 that is the source of the error explanation screen acquisition request. .

  The data processing unit 100 of the mobile phone 100 acquires an error explanation screen from the electronic money management server 200 and displays it on the display unit 140. The error explanation screen includes an explanation about the error and includes link information operated to activate the electronic money application 111. By selecting the link information, the data processing unit 110 activates the electronic money application 111. 11 is executed, the storage contents of the storage unit 192 of the non-contact type IC chip 190 such as a value balance and the processing status managed by the storage unit 120 are managed by electronic money management. It is transmitted to the server 200.

  In step S <b> 2914, the data processing unit 210 of the electronic money management server 200 determines whether the storage contents and processing status of the non-contact type IC chip 190 are received from the user's mobile phone 100. If it is determined that the storage content and processing status of non-contact type IC chip 190 have not been received (NO in step S2914), data processing unit 210 repeats the process of step S2914.

  On the other hand, if it is determined that the storage content of the non-contact type IC chip 190 has been received (YES in step S2914), in step S2916, the data processing unit 210 stores the storage unit of the user's mobile phone 100 received in step S2914. The processing status managed in 120 and the value balance that is the stored content of the non-contact type IC chip 190, the processing status of the value written in the mobile phone 100 stored in the issue information DB 222, and the issue information DB 222 in FIG. Is compared with the value balance stored in. If it is determined that the processing status is not inconsistent (NO in step S2917a), the data processing unit 210 returns the processing to be executed to the processing in step S2911, because there is no need to perform processing for the processing status inconsistency.

  If the processing statuses do not match (YES in step S2917a) and it is determined that the value balances do not match (NO in step S2917b), the value may not be written, and the operator Since it is necessary to deal with the error, in step S2917c, the data processing unit 210 displays on the display unit 240 that the processing status and the value balance are inconsistent between the mobile phone 100 and the electronic money management server 200. Notify the operator.

  In step S2917d, the data processing unit 210 determines whether a confirmation operation has been input from the data input unit 230 by the operator. If it is determined that there is no confirmation operation (NO in step S2917d), data processing unit 210 repeats the process of step S2917d. On the other hand, if it is determined that there has been a confirmation operation (YES in step S2917d), data processing unit 210 returns the process to be executed to the process in step S2911.

  If the processing statuses do not match (YES in step S2917a) and it is determined that the value balances match (YES in step S2917b), the value is written but the processing status is updated to written In step S2918, the data processing unit 210 transmits an error handling completion mail to the user's mobile phone 100 in order to forcibly update the processing status. A link for starting the electronic money application 111 and clearing the processing status is attached to the error handling completion mail. After step S2918, the data processing unit 210 returns the process to be executed to the process of step S2911.

  Although the value processing status and the value balance are compared here, the present invention is not limited to this, and only the value processing status may be compared without comparing the value balance.

  When the link information attached to the error handling completion mail is selected on the mobile phone 100 that has received the error handling completion mail, the electronic money application 111 is activated, and in step S1110 of the process shown in FIG. A determination of YES is made, the processing after step S1111 is executed, and the processing status of the storage unit 120 is cleared. Since the processing from step S111 has been described with reference to FIG. 11 described above, redundant description will not be repeated.

  As described above, the data processing unit 110 receives the error handling completion mail that is the update instruction information in the present embodiment, and further, on condition that the link information attached to the error handling completion mail is operated. Executes a process status forced update process for forcibly updating the process status managed in the storage unit 120 on the condition that the operation of the link information is the first time. Further, as described with reference to FIG. 11, this process status forced update process (step S1113) is performed on condition that the link information attached to the error handling completion mail as the update instruction information is operated, and the electronic Since it cannot be executed from the initial screen or the like of the money application 111, there is no possibility that the processing status is updated due to an error of the user. Furthermore, since this process status forced update process is executed on the condition that the link operation is the first time, when the link information of the e-mail stored in the mobile phone 100 is operated a plurality of times due to a user error or the like In addition, there is no possibility that the processing status will be updated during the second and subsequent operations.

  Further, in the electronic money management server 200, as described in step S2796, the processing status is updated to the completion of writing on condition that the writing process ends, and in the mobile phone 100, as described in step S157a, The processing status is updated to “written” on condition that the writing process is executed. However, even when the mobile phone 100 fails to update the processing status to the written state when the value is written, as described in steps S2918 and S1113, the electronic money management server 200 The processing status is forcibly updated by the instruction. As a result, it is possible to eliminate the inconsistency between the processing statuses of the mobile phone 100 and the electronic money management server 200 with respect to the value writing, and to eliminate the inconvenience of the subsequent processing.

  As described in steps S2914 to S2918, the electronic money management server 200 executes processing based on the processing status acquired from the mobile phone 100. For this reason, it is possible to execute necessary processing after the processing status is confirmed by the electronic money management server 200.

  Further, as described in steps S2916 to S2918, the electronic money management server 200 determines whether or not the processing statuses of the mobile phone 100 and the electronic money management server 200 match, and determines that they do not match. On this condition, an error handling completion mail for clearing the processing status of the mobile phone 100 is transmitted. For this reason, it is possible to save time and labor for confirmation by the operator.

  Further, as described in steps S2918, S1110, and step S1113, on condition that the error handling completion mail is transmitted by the electronic money management server 200 and the link information attached to the error handling completion mail is operated. Since the processing status is cleared, the processing on the electronic money management server 200 side is completed, and the user can be surely recognized that the processing status can be updated, and the processing status can be updated. The operation burden on the user can be reduced. In addition, since it is possible to prevent the processing status from being updated on the mobile phone 100 without sending an error handling completion mail from the electronic money management server 200, the processing status is compulsory due to user's misoperation or misuse. It can be prevented from being updated.

  Further, as described in step S1111 and step S1113, it is determined by the mobile phone 100 whether or not the link information operation is the first time, and the processing status is cleared on the condition that it is determined that the operation is the first time. Therefore, even if the link information is operated a plurality of times due to a user error or the like, the processing status can be prevented from being updated each time.

Next, a modification of the above-described embodiment will be described.
(1) In the above-described embodiment, the electronic money management server 200 determines that the payment for the value purchase is completed, on the condition that the consumption breaking news is received from the payment server 280 in step S269, and the step The value issuing information is transmitted to the mobile phone 100 in S277. That is, as an example of the settlement process, the process for performing the settlement of the value for the purchase of the value from the financial institution has been described as an example.

  However, the processing for settlement is not limited to this. For example, the settlement process may be a process for obtaining a credit approval result in the determination of whether or not credit is possible for settlement of value for purchase of value to a credit card provider. Specifically, the value can be purchased with credit card credit, and the value issuance information may be transmitted to the mobile phone 100 even if the actual settlement has not been completed. In the value purchase process, the electronic money management server 200 or the mobile phone 100 stores the credit card provider, the card number, etc., and the electronic money management server 200 reads the credit card provider, the card number, etc. Obtained from the mobile phone 100, inquires of the provider whether the credit is acceptable, and if there is a reply of credit approval, performs the processing after value consideration settlement shown in FIG. 17, and registers the uncharged value etc. in the issue information DB 222 You should do it.

  (2) In the embodiment described above, transaction information is transmitted from the ticket vending machine 300 to the electronic money management server 200 via the store server 800 every predetermined time. For this reason, the value balance of the mobile phone 100 managed by the electronic money management server 200 is not always accurate. Therefore, when the value is deposited from the mobile phone 100 to the electronic money management server 200, the value balance is transmitted from the mobile phone 100 to the electronic money management server 200 in step S1602. The electronic money management server 200 stores the value balance transmitted from the mobile phone 100 in step S2163 as a deposit balance.

  However, the present invention is not limited to this. When value is deposited from the mobile phone 100 to the electronic money management server 200 so that transaction information is transmitted from the ticket vending machine 300 to the electronic money management server 200 in real time, the electronic money management is performed. The value balance of the mobile phone 100 managed by the server 200 may be stored as a deposit balance. In this case, the balance return request information transmitted in step S1702 may not include the value balance. Similarly, in step S251, the portable holding limit is determined based on the value balance included in the charge request information transmitted in step S133, but the transaction information is transmitted to the electronic money management server 200 in real time. In this case, in step S133, it may be transmitted to the charge request information not including the value balance.

  (3) In the above-described embodiment, the balance return request information not including the deposit number is transmitted in step S1702, and the deposit number is transmitted in step S1706. However, the present invention is not limited to this, and the balance request information including the deposit number may be transmitted in step S1706 without transmitting the balance return request information in step S1702.

  (4) In the embodiment described above, if there is an uncharged value when the value is deposited from the mobile phone 100 to the electronic money management server 200 (YES in step S2064), the uncharged value is temporarily stored. After the mobile phone 100 is charged, the value balance of the mobile phone 100 is stored as a deposit balance.

  However, the present invention is not limited to this, and when the value is deposited from the mobile phone 100 to the electronic money management server 200, the electronic money management server 200 adds the value balance received from the mobile phone 100 and the amount of uncharged value. Then, the added amount may be stored as a deposit balance.

  (5) In the above-described embodiment, if it is determined in step S2177 that the sum of the value balance and the deposit balance is larger than the portable retention limit, a portable retention limit return impossible screen is displayed in step S2178. Sent to not return the deposit balance. However, the present invention is not limited to this, and it is possible to return the amount of the balance to be added to the value balance that does not exceed the carry-on retention limit amount and set the remaining amount as the uncharged value.

  (6) In the present embodiment, the area reservation information is transmitted to the mobile phone 100 in step S236 of the initial registration AP 211 shown in FIG. Since the storage area of the mobile phone 100 is constructed (reserved), the uncharge deletion counter is incremented by 1 in step S235 prior to the transmission of the area reservation information, so that the storage unit 192 of the mobile phone 100 uses the electronic money game usage service In step S216, it is determined whether or not the value of the uncharge deletion counter has reached 3, and if so, transmission of the area construction information is prohibited. However, the present invention is not limited to this. For example, when the number of times to be determined in step S216 is one, Instead of counting the number of times in the page deletion counter, a flag indicating that the area has been constructed is set in association with the transmission of the area construction information in step S236, and step S2703 of the post-value value settlement processing shown in FIG. In step S216, it is determined whether or not the settlement of the area construction consideration has been completed. In step S216, it is determined whether or not the flag is set. Transmission of the area construction information may be prohibited on the assumption that the settlement has not been completed.

  In this embodiment, the uncharge deletion counter is managed for all mobile phones 100, but a database for registering only the mobile terminal information of mobile phones 100 for which the settlement processing for area construction consideration has not been completed is provided. It may be provided separately and the uncharge deletion counter may be managed in the database.

  (7) In the embodiment described above, the electronic money management server 200 and the settlement server 280 have been described as examples of the service providing server. However, it is not limited to a server, but may be a grid computing system that is a computer that is virtually constructed by connecting a plurality of computers via a network.

  (8) In the first embodiment described above, the data processing unit of the electronic money management server 200 displays the mobile banking transition confirmation screen for confirming with the user whether or not to take over to mobile banking in step S268 of FIG. The transfer screen information for display is transmitted to the mobile phone 100, and the data processing unit 110 of the mobile phone 100 receives the transfer screen information from the electronic money management server 200 in step S117 of FIG. Accordingly, in steps S118 and S118a, a transition is made to mobile banking, mobile banking processing is performed, and settlement is performed. That is, the connection between the mobile phone 100 and the electronic money management server 200 is temporarily disconnected, the mobile phone 100 accesses the financial institution server 500 for settlement, and then the electronic money management server 200 is accessed again to access the electronic money. The information was written.

  However, the present invention is not limited to this. Instead of transmitting the takeover screen information in step S268 by the electronic money management server 200, payment can be made at the financial institution server from the mobile phone 100 via the electronic money management server 200. You may make it do. By doing so, exchange of payment is performed while the connection between the mobile phone 100 and the electronic money management server 200 that is divided when the mobile phone 100 and the financial institution server exchange payments. The subsequent processing up to the writing of electronic money information to the mobile phone 100 can be performed as a series of processing.

  (9) In the above-described embodiment, the electronic money system 10 includes the device installed in the game hall 30, the mobile phone 100, the electronic money management server 200, the payment server 280, the remote issuing server 400, and the financial institution server. It was made to consist of 500,500A.

  However, the electronic money management server 200 includes all or part of the functions of the settlement server 280, the remote issuing server 400, and the financial institution servers 500 and 500A. However, it may be configured by a device installed in the game hall 30, the mobile phone 100, and the electronic money management server 200.

  (10) In the above-described embodiment, the electronic money system 10 has been described. However, the present invention is not limited to this, and can be understood as an invention of the devices of the mobile phone 100, the electronic money management server 200, the settlement server 280, the ticket vending machine 300, the card unit 600, and the store server 800.

  Further, the present invention is regarded as a program invention of the electronic money application 111, the initial registration AP 211, the value purchase AP 212, the value issue AP 213, the balance management AP 214, the value deposit AP 215, the value return AP 216, the privilege grant AP 217, and the privilege notification AP. Can do.

  Furthermore, the processes performed by the devices of the mobile phone 100, the electronic money management server 200, the payment server 280, the ticket vending machine 300, the card unit 600, and the store server 800 can be considered as the invention of the processing method.

  (11) In the above-described embodiment, the financial institution servers 500 and 500A are provided for each financial institution as a server of the financial institution used by the user to pay the electronic money game use service provider. An example was described. However, the present invention is not limited to this, and the financial institution server used by the user may be a common financial institution server provided for a group of a plurality of financial institutions. In this case, when using financial institutions belonging to the same group, even if different financial institutions are used, communication is made with a common financial institution server provided for the group and payment is made. Further, the server used for paying the compensation is not limited to the server of the financial institution, but may be a server of an agency that communicates with the financial institution server registered by the user and performs payment of the compensation. That is, these cases are also included in the financial institution server.

  (12) In the first embodiment described above, the data processing of the electronic money management server 200 is performed in response to the financial institution designation information being transmitted in step S112 of FIG. The financial institution designation information is registered in the user information DB 221 by the unit 210 in step S224 of FIG.

  However, the financial institution designation information is not limited to being registered at the time of new member registration, and may be registered at another timing. For example, the value may be registered at the time of the initial purchase, or a menu for registering a financial institution is provided in the main menu of the electronic money application, and registration of financial institution designation information from the mobile phone 100 of the player is performed. It may be registered when there is a request.

  The same applies to the timing when the financial institution change process is performed. In the embodiment described above, the example in which the financial institution change process is performed in the value purchase process, that is, the financial institution can be changed at the time of value purchase has been described. It may be changed at another timing, or a menu for changing the financial institution is provided in the main menu of the electronic money application, and a request for changing the financial institution designation information from the mobile phone 100 of the player is made. It may be changed when it occurs.

  (13) In the above-described embodiment, information indicating the remaining amount is recorded on the prepaid card 371. However, the present invention is not limited to this. Only the card ID is recorded in the prepaid card 371, and information indicating the remaining amount is managed in correspondence with the card ID in a server such as the store server 800, and the prepaid card 371 is issued. Or when the remaining amount is subtracted from the prepaid card 371, the store server 800 may be exchanged.

  (14) In the above-described embodiment, the mobile phone 100 has been described as an example of the information terminal. However, the present invention is not limited to this, and any information terminal that is operated by the user may be used. For example, the information terminal may be a PDA (Personal Digital Assistance), a personal computer, a television receiver, a car navigation system, or the like. In addition, as an example of the transaction, the value purchase record is updated in step S2704 by the post-value-payment settlement processing (that is, purchase of value). However, the present invention is not limited to this. The payment may be made for a part or all of the amount charged for the delivery. In other words, when an action for buying and selling is established, it may be anything as long as a part or all of the billing amount generated in the buying and selling action is paid. In this case, for example, the transaction request information output from the information terminal corresponds to information indicating that delivery of goods or stocks is desired. When the information terminal outputs the information to the server, the information terminal receives the communication destination designation information. Further, the information terminal transmits settlement request information for requesting settlement of an amount necessary for receiving delivery of goods, stocks, etc., to a financial institution server designated by the communication destination designation information. Then, the server performs, as a transaction process, a process of recording that the amount charged for the delivery of goods, stocks, etc. has been paid on the condition that the settlement of the settlement is completed at the financial institution server that has received the settlement request information. After such transaction processing is performed, an attendant or the like confirms the recorded contents of the server and ships goods.

  (15) Backing up the value balance stored in the storage unit 192 of the non-contact type IC chip 190 when the non-contact type IC chip 190 of the mobile phone 100 is charged and when the value subtraction is completed. May be stored in the storage unit 120.

  Further, backup may be performed when the mobile phone 100 receives an input of a backup operation from the user.

  Alternatively, the backup may be performed every time a predetermined period (for example, 3 hours, 1 day, etc.) has elapsed since the previous backup was performed by the mobile phone 100.

  (16) In the embodiment described above, the integrated value of the value purchased on the day is integrated as the integrated value on the day. However, the present invention is not limited to this, and the accumulated amount of value purchased during a predetermined period (for example, a period from 6 am to 6 am on the next day) may be accumulated. That is, the predetermined period may be changed as appropriate according to the situation.

  (17) In the above-described embodiment, the balance management AP 214 in FIG. 56 performs fraud processing according to the frequency of fraud for each member ID. However, the present invention is not limited to this, and processing for fraud may be performed according to the frequency of the total number of frauds in all mobile phones.

  (18) As described in step S281, the occurrence of an illegal transaction is determined based on whether or not the transaction amount exceeds the accumulated charge amount. As described above, an electronic money system that prohibits the use of a prepaid card 371 purchased by an unauthorized mobile phone 100 having a mobile ID of a member ID that has performed an illegal transaction may be used.

  In addition, as described in step S281, the occurrence of fraudulent transactions is determined based on whether or not the transaction amount exceeds the accumulated charge amount. If there is an unauthorized transaction that exceeds the accumulated charge amount, it is described in step S286. As described above, an electronic money system that prohibits the use of the unauthorized mobile phone 100 value of the mobile ID of the member ID that performed the illegal transaction may be used.

  In addition, as described in step S281, the occurrence of fraudulent transactions is determined based on whether or not the transaction amount exceeds the accumulated charge amount. If there is an unauthorized transaction that exceeds the accumulated charge amount, it is described in step S289. Thus, an electronic money system that prohibits the use of value on all mobile phones in a hall (amusement hall) where an illegal transaction has occurred may be used.

  (19) In the embodiment described above, based on the portable use prohibition information and the illegal terminal storage information transmitted from the balance management AP 214 of the electronic money management server 200 via the store server 800, the data processing unit 310 of the ticket vending machine 300. Stores the portable use prohibition information and the illegal terminal information in the storage unit 320. In the ticket vending machine 300, the portable ID of the mobile phone 100 used to purchase the prepaid card 371 is not the unauthorized terminal information stored in the storage unit 310, or the portable use prohibition information is stored in the storage unit 310. It is judged whether or not it is stored, and when it is memorized, the transaction is disabled. That is, in the above-described embodiment, an example in which it is determined whether or not the ticket vending machine 300 is an illegal transaction, and control is performed to disable the transaction when it is determined to be an illegal transaction has been described.

  However, the present invention is not limited to this, and the store server 800 determines whether or not the transaction is fraudulent. When the fraudulent transaction is determined, the store server 800 transmits a transaction impossibility signal indicating that the transaction is impossible to the ticket vending machine 300, When the ticket vending machine 300 receives a transaction impossible signal, control may be performed to disable the transaction. For example, the data processing unit of the store server 800 stores portable use prohibition information and unauthorized terminal storage information from the balance management AP 214 of the electronic money management server 200 in the storage unit of the store server 800. On the other hand, every time a transaction is performed, the data processing unit 310 of the ticket vending machine 300 transmits the mobile ID of the mobile phone 100 used for the transaction to the store server 800. The data processing unit of the store server 800 determines whether the transmitted mobile ID is not the illegal terminal information stored in the storage unit or whether the mobile use prohibition information is stored in the storage unit, and is stored. A transaction impossible signal indicating that the transaction is disabled when the customer is present is transmitted to the ticket vending machine 300. The data processing unit 310 of the ticket vending machine 300 controls to disable the transaction based on the transaction disable signal.

  Further, based on the unauthorized medium information transmitted from the balance management AP 214 of the electronic money management server 200 to the store server 800, the data processing unit of the store server 800 stores a storage unit corresponding to the mobile ID included in the unauthorized medium information. Is transmitted to the card unit 600 as an unauthorized card ID and stored in the storage unit 620 of the card unit 600. Then, in the card unit 600, it is determined whether or not the card ID of the prepaid card used for ball rental is an illegal card ID stored in the storage unit 620, and if the card ID is an illegal card ID, the ball rental is disabled. That is, in the above-described embodiment, the card unit 600 determines whether or not the transaction is an illegal transaction, and the example of performing the control to disable the ball lending when it is determined that the transaction is an illegal transaction has been described.

  However, the present invention is not limited to this, and the store server 800 determines whether or not the transaction is an illegal transaction. Then, when the card unit 600 receives a ball lending impossible signal, control to disable ball lending may be performed. For example, the data processing unit of the store server 800 is a storage unit corresponding to the mobile ID included in the unauthorized medium information based on the unauthorized medium information transmitted from the balance management AP 214 of the electronic money management server 200 to the store server 800. Is stored in the storage unit of the store server 800 as an illegal card ID. On the other hand, the data processing unit 610 of the card unit 600 transmits the card ID of the prepaid card used for ball lending to the store server 800 every time ball lending is performed. The data processing unit of the store server 800 determines whether or not the transmitted card ID is an unauthorized card ID stored in the storage unit, and indicates that the ball cannot be loaned when stored. A signal is transmitted to the card unit 600. The data processing unit 610 of the card unit 600 performs control to disable ball lending based on the ball lend-unavailable signal.

  (20) The settlement processing for the settlement of the compensation related to the charge of electronic money is not limited to the transfer processing using the financial institution servers 500 and 500A or the processing by credit provided by the credit card institution server. Processing in which payment is made using electronic money or the like different from the value provided by the electronic money management server 200 in the embodiment may be used. In the present embodiment, the settlement processing is performed by communication between the mobile phone 100 and the financial institution server 500. However, the present invention is not limited to the use of the mobile phone 100, and the user provides electronic money. Payment may be made by making a cash transfer to the institution's account, and the electronic money management server 200 may be notified of a withdrawal quick report from the financial institution server where the transfer has been made.

  (21) In the value purchase processing in the first embodiment, before accepting the purchase desired amount from the user, the total amount of the value balance and the minimum purchase amount is obtained in step S251 of the value purchase AP 212 shown in FIG. It is determined whether or not the amount is less than the carrying limit, and in step S253, it is determined whether or not the sum of the same day accumulated amount and the minimum purchase amount is less than or equal to the daily purchase limit. By calculating the purchaseable amount and transmitting it to the mobile phone 100 together with the display amount list information, the mobile phone 100 is displayed in a manner in which only the options below the purchaseable amount in the display amount list can be specified. . This is preferable because it does not cause the user to perform useless selection operations that exceed the limit amount, but is not limited to this, and the user is allowed to select the desired purchase amount first, and the desired purchase amount is determined. It is transmitted to the electronic money management server 200, and it is determined whether or not the total amount of the value balance and the desired purchase amount is less than or equal to the mobile holding limit, and the total amount of the current day and the desired purchase amount is the daily purchase limit You may make it determine whether it is below an amount.

  (22) In the present embodiment, the accumulated amount on the day is added and updated in the processing after value consideration settlement shown in FIG. The amount of electronic money determined to be less than the amount and allowed to be charged is managed by adding to the accumulated amount on the day. However, the present invention is not limited to this. In other words, the value amount for which the value issuance information is transmitted to the mobile phone 100 may be added to the accumulated amount on the day for management.

  (23) In the present embodiment, two types of identification information, that is, a deposit number issued on the electronic money management server 200 side and a password that accepts input from the player, are stored as the remaining balance identification information for identifying the remaining balance. However, the present invention is not limited to this, and only one of them may be used. Moreover, it is not limited to a deposit number or a password, and any format may be used as long as it is identification information that can identify the deposit balance.

  (24) In the present embodiment, as a transaction means (transaction apparatus) that performs transaction processing using the value stored in the mobile phone 100, a ticket issuing machine 300 that performs processing for issuing a prepaid card 371 and ball rental processing. However, the transaction processing means (transaction apparatus) is not limited to an apparatus installed in such a game arcade, and for example, an item or item using a value stored in the mobile phone 100 is used. It may be a vending machine that performs transaction processing for paying out tickets, etc., and when using value as consideration for a product purchased by a user in Internet shopping, etc., for collecting value as the consideration The shopping site management server that performs processing constitutes transaction processing means (transaction apparatus).

  (25) In the present embodiment, in the initial registration process, the value purchase process, the value issue process, the value deposit process, and the value return process, various information is divided into a plurality of times and the mobile phone 100 and the electronic money management server 200. However, the number of times each piece of information is divided and transmitted is not limited to the embodiment, and can be changed as appropriate.

  For example, in the value purchase process, charge request information, first account transfer request information, and second account transfer request information are transmitted from the mobile phone 100 to the electronic money management server 200. When accepting, it is only necessary to send charge request information including the desired purchase amount without sending the first account transfer request information, and when not accepting the confirmation of the total amount, the second account transfer request is sent. You may make it return reply screen information with respect to 1st account transfer request information, without transmitting information. On the other hand, balance information including a display amount list and the like is returned as charge acceptance information from the electronic money management server 200 to the mobile phone 100, and total amount confirmation information and transfer screen information are transmitted. Charge acceptance information may be transmitted separately from a list or the like, or takeover screen information may be transmitted without transmitting total amount confirmation information.

  (26) In the present embodiment, member registration is performed for mobile terminal information (mobile ID) and electronic money game use service that are previously assigned to mobile phone 100 as identification information for individually identifying mobile phone 100. However, the present invention is not limited to this, and only one of the IDs may be used, or the ID to be used may be properly used depending on the type.

  (27) In the cellular phone 100 according to the present embodiment, the processing status in the initial registration process, the value issuance process, the value deposit process, and the value return process is the same for each process. Updated. However, the present invention is not limited to this. For example, when values can be purchased in duplicate, the processing status (issue status) is managed for each value shown in FIG. The processing status in the processing and the value return processing is not shown, but may be stored and managed separately from the issuing status. The DB shown in FIG. 58 stores the value purchase number, the amount of value purchased, and the processing status in association with each other. For example, the value amounts with purchase numbers “90010801” and “90005587” are “1000” yen and “5000” yen, respectively, and the processing statuses are “issued information received” and “written”, respectively. is there.

  (28) In the present embodiment, electronic money has been described as an example of data. However, the type of data is not particularly limited. For example, the data is issued from an issuing processing server by performing predetermined member registration. The member ID may be written as data in the storage unit of the portable terminal, or the point information issued from the issue processing server may be written as data.

  (29) In this embodiment, in the deletion process, the electronic money storage area is deleted together with the electronic money (data). However, the present invention is not limited to this, and the electronic money storage area is deleted. Alternatively, only electronic money may be deleted.

  (30) In the present embodiment, the processing status is cleared and updated in step S1113 of FIG. 11, but the present invention is not limited to this, and the corresponding processing, such as writing the processing status, has been completed. It may be updated to a state indicating.

  (31) In the present embodiment, the example in which deletion of electronic money (electronic money storage area) is performed in the value deposit process has been described. However, the present invention is not limited to this. A “delete” menu may be provided, and only the process of deleting an area (data) may be performed by operating the menu.

  (32) In the first embodiment, the operator compares the processing status in the mobile phone 100 and the writing status in the remote issue server 400, but the present invention is not limited to this, and the electronic money management server 200 issues the remote issue. The writing status may be acquired from the server 400 and compared with the processing status acquired from the mobile phone 100.

  (33) In the first embodiment, as described with reference to FIGS. 26 and 27, the privilege value is net-charged in the same manner as the value purchase. However, the present invention is not limited thereto, and a privilege granting device for granting a privilege to the mobile phone may be installed in the store, and the privilege may be given to the mobile phone 100 by the privilege granting device.

  Specifically, the privilege granting device can be configured by a ticket vending machine 300 or a card unit 600 of the game hall 30, or may be provided as a device separate from the ticket vending machine 300 or the card unit 600. Hereinafter, processing until the privilege value is charged to the mobile phone 100 in the present embodiment will be described.

  In the present embodiment, when the link “Charge Value to IC Chip” is selected on the startup initial screen of FIG. 66A, the mobile phone 100 sends the mobile phone 100 to the electronic money management server 200. A privilege grant request including the mobile terminal information is transmitted. In the electronic money management server 200 that has received the privilege grant request, the transaction store and the transaction amount after the last privilege grant stored in the privilege DB 223 in association with the mobile terminal information included in the privilege grant request are extracted. As in step S2193 of (b), a privilege grant amount is calculated for each usable store. Then, if there is no transaction amount after grant of the previous privilege that has reached the privilege standard amount, the fact is returned to the mobile phone 100. On the other hand, if the granted privilege amount is calculated, The mobile phone 100 returns the receivable store information indicating the store that is the source of the store or the store that belongs to the group that is the source of the calculation.

  In the mobile phone 100 that has received the receivable store information, the privilege receiving store selection screen shown in FIG. 66 (b) is displayed on the display unit 140. On the privilege receiving store selection screen, a text for prompting selection of a store that receives the privilege value, each store indicated by the store information that can be received, and a radio for selecting a store that receives the privilege from the stores A button and “Send” which is a link for sending store identification information indicating the selected store to the electronic money management server 200 are displayed.

  In this privilege receiving store selection screen, a store that receives the privilege is selected, and the link of “transmission” is operated, whereby the privilege receiving store selection completion screen of FIG. 66 (c) is displayed on the display unit 140 of the mobile phone 100. Is displayed. On the privilege receiving store selection completion screen, a privilege value is received by holding a text indicating that the privilege receiving store has been selected, information indicating the selected store, and holding the mobile phone 100 over the card unit 600 of the game hall 30. A sentence for explaining this is displayed. In addition, store selection information that can identify the selected store is transmitted to the electronic money management server 200.

  In the electronic money management server 200 that has received the store selection information, the mobile terminal information for identifying the privilege value of the calculated granted privilege amount and the target mobile phone 100 to the store server 800 of the selected game hall 30. Further, usable store information that can use the privilege value is transmitted.

  The store server 800 transmits the received privilege value, portable terminal information, and usable store information to the privilege granting device in the game hall 30. And when the privilege grant apparatus receives the mobile phone 100, it acquires the mobile terminal information from the received mobile phone 100, and matches the acquired mobile terminal information in the mobile terminal information received from the store server 800. It is determined whether there is something to do. If there is a match, the mobile phone 100 receives a write command for writing the privilege value and usable store information corresponding to the mobile terminal information into the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100. By transmitting, the privilege value and the usable store information are stored in the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100.

  The store that receives the privilege is not limited to the store from which the privilege value is calculated, but may be selected from all member stores. Moreover, you may make it transmit to the store server 800 of all the stores from which calculation of privilege value was received, or all member stores, without receiving selection from a user. However, in this case, when a privilege value is granted by a privilege granting device at a certain store, a notification of completion of grant including mobile terminal information is sent from the privilege granting device to the electronic money management server 200, and electronic money is managed. The management server 200 transmits a deletion instruction including mobile terminal information to the store server 800 of another store, deletes the mobile terminal information and the privilege value stored in the privilege granting device, and the privilege value is charged redundantly. Need to be prevented.

  That is, the electronic money system 10 is further installed in a plurality of stores (for example, the game hall 30), and a privilege granting device (for example, for example) that performs a process of granting a privilege to a mobile terminal (for example, the mobile phone 100). Card unit 600). The transaction management device (for example, the electronic money management server 200) transmits information indicating the privilege and portable terminal identification information (for example, portable terminal information) for identifying the portable terminal to which the privilege is granted to the privilege granting device. The process is executed as a privilege grant process. The mobile terminal is received by the privilege granting device, and it is determined whether or not the mobile terminal identification information of the received mobile terminal matches the mobile terminal identification information transmitted from the transaction management device. On the condition that the privilege shown by the information transmitted from the transaction management apparatus together with the mobile terminal identification information is given to the mobile terminal that has been accepted. Thus, a privilege is provided to a portable terminal by the privilege provision apparatus installed in the store. As a result, since privilege grant is implemented in a store, the customer attraction to the store can be improved more reliably.

  (34) In this embodiment, in S2093 of the privilege notification AP in FIG. 27 (a), the grant privilege amount is not calculated on condition that the transaction amount after grant of the previous privilege has reached the privilege reference amount. The privilege notification email is sent to the mobile phone 100. Then, by operating the link of the privilege notification mail, the privilege issue request information is received in step S2191 of the privilege grant AP 217, and then the grant privilege amount is calculated in step S2193.

  However, the present invention is not limited to this. In step S2092 of the privilege notification AP in FIG. 27A, the amount of privilege granted is calculated for each available store in the same manner as in step S2193 in FIG. 27B. Registering the granted privilege amount and usable store information in the privilege DB 223 or the issue information DB 222 and charging the registered privilege value to the mobile phone 100 in response to receiving the privilege issue request information from the mobile phone 100 Processing may be performed. In this case, the amount of privilege value for each available store may be included in the privilege notification email transmitted in step S2093 of FIG.

  In the embodiment, the mobile terminal is the mobile phone 100. However, the present invention is not limited to this, and it is only necessary that the user is portable and can store electronic money as a transaction value. A recording medium such as

  In the embodiment, the transaction value is assumed to be electronic money. However, the value is not limited to this, and any value may be used as long as the value is used for the transaction. Information indicating the number of balls may be used.

  In the embodiment, the privilege given according to the transaction amount is electronic money, but it is not limited to this, and it may be anything as long as it is profitable for the user. Alternatively, it may be a coupon for receiving discounts or crude goods at a store.

  In the embodiment, management of the transaction amount in each store is performed by both the issue information DB 222 and the privilege DB 223, but the present invention is not limited to this, and may be performed by any one of the DBs.

  In the embodiment, the purchase value purchased by the user and the privilege value are distinguished and managed by the electronic money management server 200 or stored in the mobile phone 100. However, the present invention is not limited to this. The privilege value may not be distinguished from each other and may be managed together or stored. Further, among the privilege values, those that can be used by all the affiliated stores may be managed together with the purchase value or stored.

  In the embodiment, it was possible to select all member stores or grant stores / groups as usable stores on the privilege setting screen shown in FIG. 28, but the present invention is not limited to this, and is set as a privilege grant target store. All the stores that have been set may be set as usable stores, or stores that are arbitrarily input may be set as usable stores.

  In the embodiment, the designation of the financial institution is accepted at the time of initial registration. However, the timing for accepting the designation is not limited to this. For example, the designation of the financial institution in the value purchase AP 212 shown in FIG. Alternatively, an account number and a password may be input and registered in the user information DB 221. In addition, the designated financial institution, account number, etc. may be accepted each time value purchase without registering in the user information DB 221.

  In the embodiment, in the value purchase AP 212 shown in FIG. 16, regardless of whether the financial institution registered in the user information DB 221 is a financial institution that supports indirect payments or a financial institution that supports direct payments, it is not yet determined in step S244. The presence or absence of the charge value has been checked, but the present invention is not limited to this. In the case of a financial institution that supports direct payment, the uncharged value cannot remain in the electronic money management server 200. There is no need to check for charge value.

  In the embodiment, regardless of whether the financial institution registered in the user information DB 221 in the value purchase AP 212 shown in FIG. 16 is a financial institution that supports indirect payment or a financial institution that supports direct payment, FIG. The e-mail address confirmation screen shown in (2) is displayed, but this is not restrictive. In the case of a financial institution that supports direct payment, an e-mail containing transfer information is not sent. It may be.

  (35) The embodiment disclosed this time should be considered as illustrative in all points and not restrictive. The scope of the present invention is defined by the terms of the claims, rather than the description above, and is intended to include any modifications within the scope and meaning equivalent to the terms of the claims.

It is a block diagram which shows an example of a structure of the electronic money system which concerns on this invention. It is a block diagram which shows an example of a structure of the mobile telephone which concerns on this invention. It is a block diagram which shows an example of a structure of the electronic money management server which concerns on this invention. It is a figure for demonstrating the user information database used when the electronic money management server in this Embodiment provides an electronic money game use service. It is a figure for demonstrating the issue information database used when the electronic money management server in this Embodiment provides an electronic money game use service. It is a block diagram which shows an example of a structure of the ticket vending machine which concerns on this invention. It is a block diagram which shows an example of a structure of the card unit in this Embodiment. It is a flowchart which shows the flow of a process of the application program at the time of the initial registration performed by the electronic money management server in this Embodiment. It is a financial institution setting screen for setting whether the financial institution supports direct payment or indirect payment in the electronic money management server in the present embodiment. It is a flowchart which shows the flow of the web process performed by the web browser function of the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of the first time starting process which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of the IC chip starting process which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of the process condition confirmation process which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of the process at the time of value purchase which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the application program at the time of value purchase performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the process after value consideration payment which is a subroutine of the application program at the time of value purchase performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the process at the time of value issuing which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the application program at the time of value issuing performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the direct payment purchase process which is a subroutine of the process at the time of value purchase performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of the direct payment issue process which is a subroutine of the application program at the time of value purchase performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the value deposit process which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the value custody application program performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the value return process which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the value return application program performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the process at the time of the privilege issue which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the privilege notification application program and privilege provision application program which are performed by the electronic money management server in this Embodiment. It is a privilege setting screen for setting the provision method of a privilege with the electronic money management server in this Embodiment. It is a figure for demonstrating the privilege provision store database used when the electronic money management server in this Embodiment provides a privilege. It is a figure for demonstrating the privilege database used when the electronic money management server in this Embodiment provides a privilege. It is a figure for demonstrating the database memorize | stored in the memory area for electronic money game use services of the memory | storage part of the non-contact-type IC chip of the mobile phone of this Embodiment. FIG. 6 is a first display screen diagram displayed on the display unit of the mobile phone when the mobile phone is initially registered in the electronic money system in the present embodiment. It is a 2nd display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 3rd display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 4th display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 5th display screen figure displayed on the display part of a mobile telephone when carrying out initial registration to the electronic money system in this Embodiment. It is a 6th display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 7th display screen figure displayed on the display part of a mobile telephone when carrying out initial registration to the electronic money system in this Embodiment. It is a 1st display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. It is a 2nd display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. It is a 3rd display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. It is a 4th display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. FIG. 10 is a first display screen diagram displayed on a display unit of a mobile phone when payment is made at a financial institution that supports direct payment and the mobile phone is charged with value in the electronic money system in the present embodiment. FIG. 10 is a first display screen diagram displayed on the display unit of the mobile phone when the mobile phone is charged with value in the electronic money system in the present embodiment. It is a 1st display screen figure displayed on the display part of a mobile telephone when depositing value from a mobile telephone to an electronic money management server in the electronic money system in this Embodiment. It is a 2nd display screen figure displayed on the display part of a mobile telephone when depositing value from a mobile telephone to an electronic money management server in the electronic money system in this Embodiment. It is a 1st display screen figure displayed on the display part of a mobile telephone when receiving the return of the value deposited with the electronic money management server in the electronic money system in this Embodiment. It is a 2nd display screen figure displayed on the display part of a mobile telephone when receiving the return of the value deposited with the electronic money management server in the electronic money system in this Embodiment. It is a 1st display screen figure displayed on the display part of a mobile telephone when a privilege is provided to a mobile telephone in the electronic money system in this Embodiment. It is a flowchart which shows the flow of the ticketing process performed with the ticket vending machine in this Embodiment. It is a flowchart which shows the flow of the unauthorized registration process performed with the ticket vending machine in this Embodiment. It is a 1st display screen figure displayed on the display part of a mobile telephone when the electronic money application of a mobile telephone is started from a ticket machine in the electronic money system in this Embodiment. It is a flowchart which shows the flow of the ball lending process performed with the card unit in this Embodiment. It is a flowchart which shows the flow of the prepaid ball lending process performed with the card unit in this Embodiment. It is a flowchart which shows the flow of the unit unauthorized registration process performed with the card unit in this Embodiment. It is a flowchart which shows the flow of a process of the balance management application program performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the shop server process performed with the shop server in this Embodiment. It is a figure for demonstrating the database memorize | stored in the memory | storage part of the mobile telephone in the modification of this Embodiment. It is a flowchart which shows the flow of the process at the time of value issuing which is a subroutine of the electronic money application performed with the mobile telephone in 2nd Embodiment. It is a flowchart which shows the flow of a process of the application program at the time of value issue performed by the electronic money management server in 2nd Embodiment. It is a flowchart which shows the flow of the direct payment purchase process which is a subroutine of the process at the time of value purchase performed with the mobile telephone in 2nd Embodiment. It is a flowchart which shows the flow of the direct payment issue process which is a subroutine of the application program at the time of value purchase performed by the electronic money management server in 2nd Embodiment. It is a flowchart which shows the flow of the process at the time of the privilege issue which is a subroutine of the electronic money application performed with the mobile telephone in 2nd Embodiment. It is a flowchart which shows the flow of a process of the privilege provision application program performed by the electronic money management server in 2nd Embodiment. It is a flowchart which shows the flow of the error handling process performed by the electronic money management server in 2nd Embodiment. It is a 1st display screen figure displayed on the display part of a mobile telephone when a privilege is provided to a mobile telephone in the electronic money system in the modification of this Embodiment.

Explanation of symbols

  10 electronic money system, 30 game hall, 100 mobile phone, 110 data processing unit, 111 electronic money application, 120 storage unit, 130 data input unit, 140 display unit, 150 voice input / output unit, 160 wireless communication unit, 161 antenna, 190 contactless IC chip, 191 control unit, 192 storage unit, 193 contactless communication unit, 194 antenna, 200 electronic money management server, 210 data processing unit, 211 initial registration AP, 212 value purchase AP, 213 value issue Time AP, 214 Balance management AP, 215 Value storage AP, 216 Value return AP, 217 Benefit granting AP, 220 Storage unit, 221 User information DB, 222 Issuance information DB, 223 Benefit DB, 230 Data input unit, 240 Display unit 260 communication unit 28 0 payment server, 300 ticket vending machine, 310 data processing unit, 320 storage unit, 330 operation unit, 340 display unit, 360 communication unit, 370 card reader / writer, 371 prepaid card, 380 money processing machine, 390 chip reader / writer, 391 control Part, 392 storage part, 393 contactless communication part, 394 antenna, 400 remote issuing server, 500, 500A financial institution server, 600 card unit, 610 data processing part, 620 storage part, 631 ball rental button, 632 return button, 640 Display unit, 660 communication unit, 670 card reader / writer, 680 money handling machine, 690 chip reader / writer, 691 control unit, 692 storage unit, 693 non-contact communication unit, 694 antenna, 700 pachinko machine, 800 store server.

Claims (6)

An electronic money server that executes processing for charging electronic money corresponding to a charge amount to a user's mobile terminal by performing settlement of the charge amount using a balance of an account opened at a financial institution by a user. And
Each of the plurality of financial institutions is a financial institution that is a member of a dedicated network, and receives a first settlement request for requesting settlement of the charge amount from the mobile terminal, and settlement for the first settlement request is performed. A first financial institution that is a financial institution provided with a first financial institution server for notifying the electronic money server of a first settlement completion notification for notifying completion, and the charge amount A second financial request that receives from the electronic money server a second payment request that requests a payment of the second payment, and notifies the electronic money server of a second payment completion notification for notifying that the payment for the second payment request has been completed. A financial institution setting means for setting which is a second financial institution which is a financial institution in which an institution server is installed;
A financial institution designation accepting unit that accepts designation of a financial institution used for the settlement of the charge amount from the mobile terminal among the plurality of financial institutions;
Financial institution determination means for determining whether the financial institution designated by the financial institution designation receiving means is the first financial institution or the second financial institution in response to a charge request for charging electronic money; ,
Access information for accessing the first financial institution server from the mobile terminal and transmitting the first settlement request on the condition that the financial institution determining means determines that the first financial institution is the first financial institution, Access information transmitting means for transmitting to the mobile terminal;
Payment request transmission means for transmitting the second payment request to the second financial institution server on condition that the financial institution determination means determines that the second financial institution is the second financial institution;
On the condition that the first payment completion notification for the first payment request is received via the dedicated network, a first charging process for charging the mobile terminal with electronic money is performed, while the second payment is performed. Charge processing means for executing a second charge process for charging the mobile terminal with electronic money on the condition that the second settlement completion notification for the request is received from the second financial institution server. An electronic money server. When the financial institution designated by the financial institution designation accepting means is the second financial institution, the account specifying information acceptance for accepting from the portable terminal account specifying information that allows the user to specify an account opened in the financial institution Means,
For each mobile terminal, a financial institution storage means for storing information that can identify the financial institution designated by the financial institution designation accepting means, and storing the account specifying information accepted by the account specifying information accepting means; Further comprising
The access information transmitting means transmits information indicating the first financial institution server of the financial institution specified from the stored information of the financial institution storage means as the communication destination of the first settlement request to the portable terminal as the access information. ,
2. The settlement request transmitting unit transmits the second settlement request for requesting settlement from an account specified from the account specifying information stored in the financial institution storage unit. The electronic money server described.   The charge processing means transmits, as the first charge process, a notification mail, which is an e-mail notifying that the electronic money can be charged, to the portable terminal, and as the second charge process, the portable terminal The electronic money server according to claim 1, wherein a process of charging electronic money is executed.   The charge processing means transmits, as the first charge processing, the notification mail including link information operated for charging electronic money, and based on the link information being operated, The electronic money server according to claim 3, wherein a process for charging electronic money is executed. Further comprising uncharged electronic money determination means for determining whether or not there is uncharged electronic money that is electronic money that has received the first settlement completion notification but has not yet been charged to the mobile terminal;
The access information transmitting means does not transmit the access information to the portable terminal on condition that the uncharged electronic money determining means determines that there is uncharged electronic money. The electronic money server according to claim 4. An electronic money server that executes processing for charging electronic money corresponding to the charge amount to the user's mobile terminal by performing settlement of the charge amount using a balance of an account opened by the user in the financial institution; An electronic money system including the portable terminal,
The electronic money server is
Each of the plurality of financial institutions is a financial institution that is a member of a dedicated network, and receives a first settlement request for requesting settlement of the charge amount from the mobile terminal, and settlement for the first settlement request is performed. A first financial institution that is a financial institution provided with a first financial institution server for notifying the electronic money server of a first settlement completion notification for notifying completion, and the charge amount A second financial request that receives from the electronic money server a second payment request that requests a payment of the second payment, and notifies the electronic money server of a second payment completion notification for notifying that the payment for the second payment request has been completed. A financial institution setting means for setting which of the second financial institution is a financial institution where the institution server is installed;
The portable terminal is
Financial institution information transmitting means for transmitting, to the electronic money server, financial institution information indicating a financial institution designated by a user as a financial institution used for the settlement of the charge amount from the plurality of financial institutions;
Charge request transmission means for transmitting a charge request for charging electronic money to the electronic money server,
The electronic money server further includes:
In response to the charge request transmitted from the charge request transmitting means, the financial institution indicated by the financial institution information transmitted from the financial institution information transmitting means is the first financial institution or the second financial institution. Financial institution judging means for judging whether it is an institution;
Access information for accessing the first financial institution server from the mobile terminal and transmitting the first settlement request on the condition that the financial institution determining means determines that the first financial institution is the first financial institution, Access information transmitting means for transmitting to the portable terminal,
The mobile terminal further includes:
In accordance with the access information transmitted from the access information transmitting means, the first settlement request transmitting means for transmitting the first settlement request to the first financial institution server,
The electronic money server further includes:
Second settlement request transmission means for transmitting the second settlement request to the second financial institution server on condition that the financial institution determination means determines that the second financial institution is the second financial institution;
On the condition that the first payment completion notification for the first payment request is received via the dedicated network, a first charging process for charging the mobile terminal with electronic money is performed, while the second payment is performed. And charge processing means for executing a second charge process for charging the mobile terminal with electronic money on condition that the second settlement completion notification for the request is received from the second financial institution server. Electronic money system.

Images