JP2590068B2 - Automatic transaction equipment - Google Patents

Description

Description: BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus for performing transactions such as cash deposits and payments, and particularly to an apparatus suitable for unmanned operation.

[Conventional technology]

Japanese Patent Application Laid-Open No. Sho 60-72769 discloses a method for saving paper. In this case, it is necessary to keep the history of the transaction to avoid troubles after the transaction, so the record in the journal (stored at the financial institution) must be recorded in the same way as the record on the receipt (statement slip) passed to the customer, as well as the entire transaction information No. Also, since one transaction information is printed and imprinted on the journal and receipt, even if the customer specifies that the receipt is unnecessary (for example, if the transaction is made using a passbook, the receipt will not be released from the device). A receipt is created and issued, and the receipt is collected in a collection box in the apparatus. Also, after printing and imprinting, the journal and the receipt are separated and only the receipt is cut.

[Problems to be solved by the invention]

When operating the automatic teller machine unattended on holidays, etc.,
It is necessary to reduce the stoppage of the operation of the apparatus by requiring replenishment of paper. However, in the above-described conventional apparatus, a sheet of a predetermined size is required to record transaction information for each transaction, and thus there is a problem that the consumption of the sheet increases. Also,
Since there is a journal and receipt separating mechanism, the transport mechanism is complicated.

SUMMARY OF THE INVENTION An object of the present invention is to provide an automatic transaction apparatus suitable for unmanned operation that consumes a small amount of paper.

[Means for solving the problem]

An object of the present invention is to provide an automatic transaction apparatus for conducting transactions using a medium such as a card, by sequentially and successively recording transaction information associated with sequentially occurring transactions on an electronic journal and a journal sheet so that the transaction progress information is recorded on the electronic journal. And a recording unit for recording transaction information of each transaction on a receipt while recording the information on a journal sheet, and a control unit for controlling the operation of the recording unit. This is achieved by controlling the recording unit to sequentially and sequentially record the partial information of each transaction on the journal sheet.

According to a preferred embodiment of the present invention, the recording unit is configured to separately record the transaction information on the journal paper and the electronic journal.

Further, according to a preferred embodiment of the present invention, the recording unit is configured to record an emboss formed on the transaction medium on the journal sheet as partial information of the transaction information.

Further, according to a preferred embodiment of the present invention, the recording unit records, as the partial information of the transaction information, an emboss formed on the transaction medium and a search code specifying each transaction on the journal sheet. Configure.

Still further, according to a preferred embodiment of the present invention, the recording unit includes a journal recording unit that records transaction information on an electronic journal and a journal sheet, and a receipt issuing unit that records the transaction information on a receipt. Is configured to supply an operation signal only to the journal recording section in the receipt-less operation mode of the apparatus.

[Action]

With the above-described configuration, the number of record items of one transaction on the journal paper that retains the transaction history can be reduced, so that a larger number of transaction histories can be recorded on paper of the same size. Therefore, the apparatus can be operated continuously for a long time without replenishing paper in holiday operation or the like.

In the receipt-unnecessary mode, consumption of the receipt can be eliminated.

〔Example〕

Hereinafter, embodiments of the present invention will be described. FIG. 1 is an overall block diagram of an embodiment of the present invention. 1 is a read / write unit (card R / W) for reading and writing information on a magnetic card (or IC card, laser card) 8 as a transaction medium, and 2 is a journal. This is a recording unit including a recording unit 2a and a receipt issuing unit 3. The journal recording unit 2a includes a journal paper recording unit 2b for imprinting an emboss (certifying card use) formed on the card surface as partial information of transaction information for each transaction on journal paper for financial institution storage, and a device. The electronic journal recording unit 2c stores all transaction information necessary for the financial institution to be stored in an electronic journal, such as a floppy disk or an IC memory, inside or outside. Recording section
The information in 2c is stored at a prescribed institution and used for checking transactions.

The receipt issuing unit 3 prints and issues necessary transaction information (same as the recorded content of the electronic journal) on a receipt (detail slip) passed to the customer after the transaction.

Reference numeral 4 denotes a withdrawal / deposit unit, which is a unit comprising a mechanism for releasing or depositing cash in accordance with a transaction type (payment / deposit). Reference numeral 5 denotes a display unit for displaying transaction operation guidance and transaction information, etc., and 6 denotes an operation unit operated and input by the customer, and includes a switch for designating the necessity of issuing a receipt after the transaction depending on the transaction type, the amount, and the customer's request. .

A switch for specifying whether receipt is necessary or not is also provided for a staff member (not shown), and is appropriately operated when the apparatus is operated unattended outside business hours of the financial institution and on holidays.

 Reference numeral 7 denotes a control unit that controls the operation of each unit.

Next, the details of the recording section 2 will be described with reference to FIGS.

The journal paper recording unit 2b includes a journal hopper 20 that stores the journal paper 25 in a folded state, an imprint unit 21 that transfers a card emboss to the journal paper,
It comprises a roller 22 for winding the imprinted journal paper. The imprint unit 21 further includes a roller 24 for pressing and moving the card and the journal paper, and a head 23 for printing on the paper. The transport direction of the journal paper and the card is configured to be orthogonal.

The receipt issuing unit 3 includes a receipt hopper 30 that stores receipt paper 35 in a folded state, a print head 33 that prints transaction information on the receipt paper 35, a cutter 34 that cuts the printed receipt paper by one transaction, It comprises a transport path 31 (consisting of rollers and a belt) for sending the cut receipt to a receipt discharge port (also serving as a card insertion / discharge port) 7. Further, the issuance unit 3 has a collection box 32 for retrieving and storing the receipt from the discharge port 7 by reversely driving the transport path 31 when the customer forgets to receive the receipt. The gate leading to box 32.

Reference numeral 37 denotes a transport motor for feeding the receipt paper 35 to the print head, and reference numeral 39 denotes a drive motor for the transport path 31. In FIG.
27 is a drive motor for conveying the journal paper 25. In FIGS. 2 and 3, reference numeral 12 denotes a card frame section for transferring the card to the read / write section 1.

The operation of each unit in the above configuration will be described. The card 8 inserted by the customer from the card insertion slot 7 for the transaction has the necessary data read by the read / write unit 1 and is then sent to the imprint unit 21 where it waits in the form facing the journal paper. ing. When the transaction is established by the exchange of the apparatus with the customer, the roller 24 reciprocates in the direction of the arrow in the imprint unit 21 to press the card 8 against the journal paper 25, and transfer the emboss on the card to the journal paper. At the same time, the print head 23 prints partial information of the required minimum items of the transaction information. As the minimum reduction item, for example, the transaction number, account number, date and time, transaction amount are set as one set, or only the transaction number. In this case, the item may be any item (search code) that can specify one transaction information in the electronic journal, and is preferably small in terms of paper saving.

FIG. 5 shows an example of recorded journal paper of the embodiment of the present invention, and also shows the size of one transaction of the conventional journal paper. The partial information is printed in the area 41 for one transaction, and the emboss of the card is imprinted in the area 42. The embossed imprint is used to prove that the card has been used, and the transaction number is a search code to identify the relevant transaction in which the emboss was used. Item.

After the journal paper is printed and imprinted, it is wound up by the winding roller 22 for one transaction to prepare for the next transaction. In this case, the winding amount can be reduced to about 1/3 as compared with one conventional transaction.

At the same time, the e-journal recording unit 2c floppy records items such as account number, transaction date and time, dealer, machine number, card issue number, commission, transaction amount, transaction type, reception serial number, transaction number, banknote handled, and new balance as transaction information. Store and store on disk.

Further, when the operation of the apparatus is in the receipt issuing mode, the receipt sheet is issued in parallel with the imprinting and printing of the journal sheet. That is, the receipt paper 35 fed from the hopper 30 is printed by the print head 33, and then cut by the cutter 34 into receipts for one transaction. The cut receipt is sent to the discharge port 7 by the transport path 31. At this time, as shown in FIG. 2, the receipt is discharged to the discharge port 7 while overlapping the card 8. If the customer forgets to receive the receipt and the card, the sensor (not shown) provided at the discharge port 7 detects that the receipt and the card are not received within a predetermined time after the release, and collects the receipt and the card together. It is stored in a box 32.

Here, the content printed on the receipt is the same as the content of the electronic journal, an example of which is shown in FIG. In this figure, 43 is a use subject, 44 is a print column, and 45 is a comment column. In this drawing, reference numeral 42 denotes an embossed imprint field, which indicates a conventional receipt. As can be seen from this figure, in the embodiment, the length of the receipt can be shortened because the imprint column is not required for the receipt.

If there is a complaint from the customer due to trouble at the time of the transaction, a financial institution clerk checks in the following manner. A collation button (not shown) of the operation unit 6 is operated to input a search code of a corresponding transaction in which a trouble has occurred. Along with this, the control unit 7 reads the transaction information of the corresponding transaction from the electronic journal recording unit 2c and displays it on the display unit. Here, the fact can be checked by comparing the customer's claim with the displayed transaction information.

Also, since the receipt and the journal paper are created independently, there is no need to print on the receipt paper when the receipt is not required. The case where a receipt is unnecessary is a case where a transaction is started using a passbook or a customer designates that a receipt is unnecessary. Furthermore, it can be applied to holiday operation. That is, in the holiday operation mode, the display unit 5 of the apparatus displays in advance that a receipt is not issued on a holiday and is issued on a weekday if necessary, and the control unit 7 issues the receipt in the receipt issuing unit 3. To stop.

In this way, the consumption of receipt paper can be significantly reduced, and in operation without attendants on holidays, operation of the equipment due to replenishment of receipt paper or operation due to trouble such as paper jam due to receipt issuance. Since the stop can be prevented, the continuous operation time of the device can be extended.

In the above-described embodiment, since the contents recorded on the journal paper are only the card emboss and the search code which are the minimum necessary, the consumption amount in the length direction of the paper can be greatly reduced. Also, since all transaction information is recorded in an electronic journal, there is no problem in inquiring about transactions. When the receipt is unnecessary, the consumption of the same sheet is eliminated, so that the consumption amount in the length direction of the receipt sheet can be significantly reduced.

Furthermore, since the emboss of the card is imprinted only on the journal paper, there is no need for a mechanism that overlaps the journal and the receipt as in the past, and then separates the two and cuts only the receipt. Become.

In the present embodiment, the description has been made with the paper having the same width as the conventional journal paper, but the width may be changed.

Further, as a means for displaying the transaction information in the electronic journal, the information is displayed on the display unit. However, another display method, for example, a special print on a receipt or a journal sheet may be used.

Further, at the time of holiday operation, a customer who does not issue a receipt may be made to select receipt issuance.

〔The invention's effect〕

According to the present invention, it is possible to reduce the consumption of paper per transaction by making only the necessary amount of recording on the journal paper, and to increase the number of transactions as compared with the related art. Therefore, the apparatus can be operated continuously for a long time without replenishing paper in holiday operation or the like.

[Brief description of the drawings]

FIG. 1 is an overall block diagram of an embodiment of the present invention, FIG. 2 is a perspective view of a recording unit, FIG. 3 is a mechanism diagram showing the configuration from the side, FIG. FIG. 6 is an explanatory diagram of printing on a journal sheet, and FIG. 6 is an explanatory diagram of printing for a receipt. 2: Recording unit, 2a: Journal recording unit, 3: Receipt issuing unit,
7: Control unit, 8: Card

Claims (5)

(57) [Claims] 1. An automatic transaction apparatus for conducting transactions using a medium such as a card, wherein transaction information accompanying a transaction which is sequentially generated is sequentially and continuously recorded on an electronic journal and a journal sheet so that transaction progress information is recorded on said electronic journal. A recording unit for recording transaction information of each transaction on a receipt while recording the information on a journal sheet; and a control unit for controlling the operation of the recording unit. And an automatic transaction apparatus configured to control the recording unit so as to sequentially and sequentially record the partial information of each transaction on the journal sheet. 2. The automatic transaction apparatus according to claim 1, wherein said recording section is configured to separately record transaction information on a journal sheet and an electronic journal. 3. The system according to claim 1, wherein the recording unit is configured to record, on the journal sheet, an emboss formed on the transaction medium as partial information of the transaction information.
Automatic transaction device described in the paragraph. 4. The recording unit according to claim 1, wherein said recording unit is configured to record, on said journal sheet, an emboss formed on said transaction medium and a search code for specifying each transaction as partial information of said transaction information. 2. The automatic transaction device according to claim 1. 5. The recording section comprises a journal recording section for recording transaction information on an electronic journal and a journal sheet, and a receipt issuing section for recording on a receipt. The control section is configured to control the journal in a receipt-less operation mode of the apparatus. 2. The automatic transaction apparatus according to claim 1, wherein the automatic transaction apparatus is configured to supply an operation signal only to a recording unit.