JP2552188B2 - Card terminal - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION <Field of Industrial Application of the Present Invention> The present invention relates to a card terminal.

<Prior Art> When paying for shopping, etc., receive a scoring ticket corresponding to the amount of money from the store, collect the scoring tickets and affix them to a mount, etc. There has been a point system (for example, a blue chip or a green stamp) that gives an item according to the number of points.

<Problems to be solved> However, it is troublesome to properly collect the grading coupons to be received little by little when shopping, and it may be lost.

Also, the point member side is extremely complicated in sticking and sending the point ticket to the point company, and the point company must spend a huge amount of time in the process of confirming and collecting the point ticket.

For this reason, each point member owns their own point exclusive card, and when paying for shopping, etc., point information corresponding to the amount paid is sent to the point company to manage the points of each individual point member. It is possible to do it at the point company.

However, it is wasteful to use such point-use card terminals for each point-use subscribing store, depending on the frequency of use.

The present invention has been made in view of the circumstances as described above, and it is an object of the present invention to provide a card powder machine capable of performing this point business with a card terminal for a credit card used in a general store. Has an aim.

<Means for Solving the Problems> In order to solve the problems, the card terminal of the present invention uses the credit card to store the unique information read from the credit card by the card reading unit and the amount information input by the amount input unit. In a card terminal which is sent to a credit company and is approved for payment, a specific key for designating point processing, a conversion means for converting the amount of money input by the amount input means into points, and the card Card discriminating means for discriminating whether the card read by the reading means is a credit card or a point exclusive card, a memory for storing a plurality of point information, and a card discriminating for a card read while the specific key is not operated. When the card is determined to be a point-only card by the means, First point information storage means for storing unique information and point information obtained by the amount input operation of the amount input means in the memory as a set of point information, and a card read while the specific key is operated. Is stored in the memory as a set of point information, when the card determination unit determines that the credit card is a credit card, the unique information of the credit card and the point information obtained by the amount input operation of the amount input unit are stored in the memory. It is provided with point information storage means and point information transmission means for automatically transmitting the point information stored in the memory to a predetermined point company every predetermined period.

<Operation> Therefore, when the specific information is read from the credit card while the specific key is operated and the amount of money is input, the specific information and the converted point information are stored as the point information and the predetermined point company Sent to.

<Embodiment of the present invention> (Figs. 1 to 3) Hereinafter, an embodiment of the present invention will be described with reference to the drawings.

FIG. 2 is a view showing the outer appearance of the card terminal 10 of the embodiment.

In FIG. 2, 11 is a housing of the card terminal 10 and 12
Is a vertically elongated slide groove formed on the right end of the upper surface 11a of the housing 11, and a card reader provided inside by inserting a card into the rear side of the slide groove 12 and pulling it toward you.
At 23 (described later), the card information is read.

13 ..., 13 is 0 for inputting the amount of money and shortening code
Numerical keys up to 9; 14 is an * key; 15 is a # key for designating point processing by a credit card.

16 is a reset key for canceling terminal processing, 17 is a correction key for correcting entered information, 18 is an end / execute key for notifying that all information has been entered, and 19 sets input information (registration ) Is a set key, and 20 is a display for displaying input information and various messages.

Reference numeral 21 is a power switch of this card terminal provided on the side surface 11b of the housing 11, and 22 is a list memo of the card company.

It should be noted that, above the six numeric keys 1 to 6, ..., 13 are displayed a payment method display and a cancellation display.

FIG. 3 is a block diagram showing the electrical configuration of the card terminal 10.

In FIG. 3, 23 is a card reader and a slide groove.
12 Reads and outputs the magnetic information of the moving card.

The keys 13 to 19, the display 20 and the card reader 23 are connected to a control unit 25 having a microcomputer configuration.

The control unit 25 includes an input / output interface 26, a CPU 27, a ROM circuit 28, and a RAM circuit 29.
Control unit for executing credit business and point business
25 processing procedures are stored in advance.

Reference numeral 30 is a modem circuit for performing data communication via a telephone line, and 31 is a line interface.

Next, the processing procedure of the control unit 25 will be described with reference to the flowchart of FIG.

First, a normal credit card is inserted into the slide groove 12 and slid while the # key 15 is not turned on, and when the unique code of this card is read, this card is a credit card or a point-only membership card. Is determined (steps 1 to 5).

If it is determined that the product is a credit card, an instruction to enter the classification code of the product to be paid is displayed on the display 20, and the set key 19 is turned on with the classification code of the product being input without error. Then, this classification code is registered (steps 6 to 8).

Next, the input instruction of the payment amount is displayed on the display 20,
When the amount of money is input by the number keys 13 and the set key 19 is turned on, the amount of money data is registered (steps 9 to 1).
1).

Next, a payment method input instruction is displayed, and among the number keys 1 to 5, the number key corresponding to the desired payment direction (lump sum payment, bonus payment, etc.) is turned on, and the set key 19 is pressed. When operated, this payment classification code is registered (steps 12-14).

When the end / execute key 18 is operated here, dialing is performed to the credit company corresponding to this credit card, and the unique code, product classification code, amount data and payment classification code of the credit card registered so far are displayed. Communication is performed as one credit information via the modem circuit 30 and the line interface 31 (step 1
5, 16).

By this communication process, when the approval message is received from the credit company, the approval number is displayed on the display unit 20, and when the non-approval message is received, the process according to this message (telephone contact or payment category) Is corrected (steps 17 to 19).

The above processing is the processing procedure of payment by credit card, and when # key 15 is turned on in step 1 (point processing by credit card), step 4
If the card is determined to be a point-only card, point processing described below is performed.

When the # key 15 is turned on in step 1, the point company is instructed to input the shortened code. When this set shortened code is input and the set key 19 is turned on, the point company dialing corresponding to this shortened code is dialed. The number is read from the table (steps 20-22).

Next, when the reading of the card is instructed and the unique code of the card is read by the same operation as described above, the unique code is registered (steps 23 to 25).

Next, when the input of the amount of money is instructed and the set key 19 is turned on, this amount of money is converted into points and the point data is registered (steps 26 to 29).

Here, when the execute / end key 18 is turned on, the registered unique code and point data are held (tanking) as one point data, and whether 20 point data for the same point company have been reached or not Is determined,
When the number reaches 20, the dialing corresponding to the shortened code is performed, this information is sent to the point company, and after confirming that the receipt message from the point company has been received, the reset key 16 is operated The process ends (steps 30 to 35).

When the number of points data is 20 or less, the process returns to step 1 and the same processing is performed until the number of points is 20.

Although not shown in this flowchart, conversion data required for score conversion (for example, 100 yen / point)
Is configured to be set and registered by reading a point setting exclusive card owned by the store.

In addition, the dial numbers of credit companies and point companies corresponding to credit cards are stored in advance in the storage table. In the case of credit business using credit cards and point business using point-only membership cards, the dial number is the card. It is automatically set according to the information, and in the case of point business using a credit card, the dialing number of the point company is set using the shortened code as described above.

<Other Embodiments of the Present Invention> In the above embodiment, when the point processing reaches 20 pieces of point data, this data is automatically transmitted, but this does not limit the present invention.
You may make it transmit collectively for every one month.

<Effects of the Present Invention> The card terminal of the present invention is capable of paying with a credit card and collecting points only for points as described above, and of course, it is possible to easily transmit point data using a credit card by operating a specific key. Since registration can be done, point members do not have to collect and attach voicing tickets, and those who have a credit card can pay and collect points with only one credit card.

In addition, the point company becomes extremely easy to calculate points, and the point service subscriber does not need to install a terminal dedicated to the point service.

[Brief description of drawings]

FIG. 1 is a flow chart showing the processing procedure of the main part of one embodiment of the present invention, FIG. 2 is a perspective view showing the appearance of one embodiment, and FIG. 3 is a block diagram showing the configuration of one embodiment. 10 …… Card terminal, 13 …… Numeric key, 15 …… # key,
20 …… Display unit, 23 …… Card reader, 25 …… Control unit, 30
…… Modem circuit, 31 …… Line interface.

Claims (1)

(57) [Claims] 1. A card terminal which receives the payment approval by transmitting the unique information read from the credit card by the card reading means and the amount information inputted by the amount input means to a credit company corresponding to the credit card. A specific key for designating point processing, a conversion unit for converting the amount of money input by the amount input unit into points, and a card determination for determining whether the card read by the card reading unit is a credit card or a point-only card. Means, a memory for storing a plurality of point information, and a unique information of the point dedicated card when the card read in a state where the specific key is not operated is determined to be the point dedicated card by the card determination means. Score information obtained by the amount input operation of the amount input means A first point information storage means for storing in the memory as a set of point information, and a card read when the specific key is operated is a credit card by the card determination means. Second point information storage means for storing the unique information of the card and the point information obtained by the amount input operation of the amount input means in the memory as a set of point information, and the point information stored in the memory is predetermined. A card terminal, comprising point information transmitting means for automatically transmitting information to a predetermined point company every period.