JP2021512435A - Online transaction information protection system and online transaction information protection method - Google Patents

Abstract

The electronic wallet module of the online transaction information protection system according to the present invention follows the input of a storage unit including a sub-account for storing dealing coin information owned by another person and a main account for storing dealing coin information owned by another person, and a user. , The transaction request information of the dealing coin that sells the dealing coin owned by the person is generated and transmitted to the dealing coin intermediary module, and the purchaser of the dealing coin deposits the cost from the dealing coin intermediary module. Receives and displays the payment confirmation request information asking whether or not, and according to the user's input, generates the payment result information, transmits it to the dealing coin intermediary module, and according to the request of the dealing coin intermediary module. Includes a first transaction processing unit that transmits dealing coin information stored in the main account to the dealing coin intermediary module. [Selection diagram] Fig. 3

Description

The present invention relates to the protection of online transaction information. More specifically, the present invention relates to an online transaction information protection system and an online transaction information protection method with enhanced protection so that virtual currency can be traded safely.

Recently, Internet virtual currency has been widely used. Virtual currency refers to digital currency or electronic money that is used electronically in a virtual space connected to a network without the actual thing such as banknotes and coins. According to definitions from the European Central Bank (ECB), the US Treasury Department, and the European Banking Authority, cryptocurrencies are a type of digital currency that is not controlled by the government and is issued and managed by developers and is a specific cryptocurrency. Refers to a payment method that is valid only in the community of. By this definition, most cryptocurrencies are digital currencies, but virtual currencies.

Bitcoin is an online cryptocurrency based on blockchain technology. There is no central bank, and it is designed so that individuals can freely make financial transactions such as remittances using the P2P method worldwide. Hacking is virtually impossible because the transaction books are distributed and stored on the servers of many users worldwide based on blockchain technology. A SHA-256 based cryptographic hash function is used.

Bitcoin is not a currency used in real life, but a virtual currency used in online transactions, and it is an operation method that is paid as a price when solving a very difficult mathematical problem presented by a computer. It was released as an open source under the license of MIT, and various altcoins such as Ethereum, Ethereum Classic, Ripple, Litecoin, A coin, Dash, Monero, Zet Cash, Quantum, etc. were produced. Bitcoin plays the role of a kind of key currency among many altcoins.

Generally, a Bitcoin account is referred to as an "electronic wallet". The electronic wallet gives a unique number of about 30 characters, which is a combination of numbers, lowercase letters of the English alphabet, and initial letters, and conducts transactions based on the cryptosystem of the Open Key Infrastructure for personal authentication and currency transactions. .. The open key infrastructure structure of the Internet virtual currency is configured as an open key for public purposes for transactions and a personal key subordinate to the open key. In addition, the open key corresponds to a kind of account number of Internet virtual currency.

In the past, points were given to members as bonuses based on transaction results or events by trading goods, selling, using services, etc. by companies that accumulate points such as Internet shopping sites, banks, card companies, etc., and members use points as cyber money. It can be exchanged and used, and from the standpoint of a trader, it is used to generate profits through transactions, sales, or use.

On the other hand, Korean Patent No. 10-2017-0142374 describes a remittance system and method using virtual currency. Bitcoin is used to transmit money to be sent to a third party, making it easier, faster, and safer than existing remittance methods. At the same time, after purchasing as money deposited for remittance, Bitcoin transactions are carried out in real time. This is a method of earning profits by searching for a place (remittance office) and selling the purchased Bitcoin at the exchange with the highest rate.

However, the interest in cryptocurrencies has increased recently, and hackers have hacked cryptocurrency exchanges (intermediaries), causing enormous damage and going bankrupt. As an example, in December 2017, South Korea's virtual currency exchange (intermediary) "Ubit" suffered a coin loss due to hacking and went into bankruptcy proceedings. Therefore, there is an increasing demand for protection technology that can safely trade virtual currencies even if hackers hack virtual currency exchanges (intermediaries).

The present invention has been proposed in the background as described above, and provides an online transaction information protection system and an online transaction information protection method with enhanced security so that virtual currency can be traded safely.

The online transaction information protection method according to the present invention for solving the above technical problem is an online transaction information protection method performed by a dealing coin intermediary module connected to terminals of a plurality of members equipped with a wallet module by an Internet network. As,

At the stage where the dealing coin intermediary module receives the dealing coin transaction request information for selling the dealing coin owned by the person from the terminal of the first member equipped with the first electronic wallet module and saves it in the database. When the dealing coin intermediary module receives the dealing coin transaction request information for purchasing dealing coins from the terminal of the second member equipped with the second electronic wallet module, the bank account stored in the database. The stage of transmitting the number and deposit cost information to the terminal of the second member equipped with the second electronic wallet module, and

When the dealing coin intermediary module transmits the payment confirmation request information to the terminal of the first member equipped with the first electronic wallet module and the payment confirmation information is input from the terminal of the first member as a response, the first member The stage of transmitting the information of the dealing coin to be sold by the terminal of one member to the terminal of the second member equipped with the second electronic wallet module, and the second electronic wallet module from the dealing coin intermediary module to the second. At the stage of having one member's terminal enter the dealing coin information to be sold and save it in the sub account,

The dealing coin intermediary module transmits authentication request information confirming whether the sale is made by a legitimate owner to the terminal of the first member who intends to sell the dealing coin information, and in response, the first member's When the authenticated information is received from the terminal, the dealing coin decryption information is transmitted to the terminal of the second member equipped with the second electronic wallet module that purchased the dealing coin information.

When the second electronic wallet module receives decryption information for the dealing coin information owned by the first member from the dealing coin intermediary module, the second electronic wallet module is connected to the dealing coin generating module and the dealing coin owned by the first member. At the stage of transmitting the dealing coin owner change request information including information and dealing coin decryption information, and the dealing coin information and dealing coin encryption owned by the person from the dealing coin generating module by the second electronic wallet module. Includes the step of having the information entered and saving it in the main account.

The online transaction information protection method according to the present invention is a database that attempts to transfer dealing coins from a first member terminal equipped with a first electronic wallet module to a second member terminal equipped with a second electronic wallet module. At the stage of receiving the ring coin remittance request information and saving it in the database,

After the dealing coin intermediary module transmits the dealing coin remittance request confirmation information to the terminal of the second member equipped with the second electronic wallet module, when the confirmation response information is input, the first electronic wallet module is installed. The stage where the dealing coin information is input from the terminal of the first member and transmitted to the terminal of the second member equipped with the second electronic wallet module, and the second electronic wallet module is the dealing coin intermediary module. The stage where the first member's terminal receives the input of the dealing coin information sent from and saves it in the sub-account,

The dealing coin intermediary module transmits authentication request information confirming whether the payment is made by a legitimate owner to the terminal of the first member who sent the dealing coin information, and in response, the terminal of the first member authenticates. When the completed information is received, the decryption information of the dealing coin is transmitted to the terminal of the second member mounted on the second electronic wallet module, and

When the second electronic wallet module receives decryption information for the dealing coin information owned by the first member from the dealing coin intermediary module, the second electronic wallet module is connected to the dealing coin generating module and the dealing coin owned by the first member. At the stage of transmitting the dealing coin owner change request information including information and dealing coin decryption information, and the dealing coin information and dealing coin encryption owned by the person from the dealing coin generating module by the second electronic wallet module. Includes the step of having the information entered and saving it in the main account.

The online transaction information protection system according to the present invention is an online transaction information protection system including an electronic wallet module executed from a user terminal and a dealing coin intermediary module executed from a server connected to the user terminal by an Internet network.

The electronic wallet module will sell personally owned dealing coins by user input, with a storage unit that includes a sub-account that stores personally owned dealing coin information and a main account that stores personally owned dealing coin information. The dealing coin transaction request information is generated, transmitted to the dealing coin intermediary module, and the payment confirmation request information asking whether the dealing coin purchaser has paid the expenses is received from the dealing coin intermediary module. Is displayed, the deposit result information is generated according to the user's input, the dealing coin intermediary module is transmitted, and the dealing coin information stored in the main account is transmitted according to the request of the dealing coin intermediary module. Includes the first transaction processing department that transmits to the dealing coin intermediary module.

The first transaction processing unit according to the present invention generates dealing coin transaction request information for purchasing a dealing coin owned by another person at the input of a user, transmits it to the dealing coin intermediary module, and transmits the dealing coin. When the decryption information for the dealing coin information owned by another person is input from the intermediary module, it connects to the dealing coin generation module and the dealing coin owner including the dealing coin information owned by another person and the dealing coin decryption information. It is characterized in that the change request information is transmitted, the dealing coin encryption information owned by the person is input from the dealing coin generation module, and the change request information is stored in the main account.

The electronic wallet module according to the present invention generates dealing coin remittance request information according to user input, transmits the dealing coin remittance request information to the dealing coin intermediary module, and the dealing coin remittance request confirmation information transmitted from the dealing coin intermediary module. Is received, displayed on the display, and when the user's confirmation response information is input according to the confirmation of the dealing coin remittance request, the remittance button is displayed on the display, and when the signal to press the remittance button is input, the user remits. It further includes a first remittance processing unit that transmits the dealing coin information to be attempted to the dealing coin intermediary module.

When the electronic wallet module according to the present invention receives authentication request information for confirming whether the dealing coin information is sold or remitted by a legitimate owner from the dealing coin intermediary module, the user is authenticated and the authentication result information is obtained. Is further included in the first authentication processing unit for transmitting the above to the dealing coin intermediary module.

The dealing coin intermediary module according to the present invention includes information on a member who intends to trade dealing coins, dealing coin transaction request information transmitted from the electronic wallet module, dealing coin transaction result information, and dealing coin remittance request. Upon receiving the dealing coin transaction request information for selling dealing coins from the database that stores the information or dealing coin transfer result information and the terminal of the first member equipped with the first electronic wallet module, the above When the dealing coin transaction request information saved in the database and trying to purchase the dealing coin of the first member is received from the terminal of the second member equipped with the second electronic wallet module, the first saved in the database The member's bank account number and deposit cost information are transmitted to the second member's terminal, the deposit confirmation request information is transmitted to the first member's terminal, and the deposit confirmation information is input from the first member's terminal as a response. And, the second transaction processing department which transmits the dealing coin information to be sold by the terminal of the first member to the terminal of the second member is included.

The dealing coin intermediary module according to the present invention is equipped with dealing coin remittance request information or a second electronic wallet module for remittance of dealing coins from a terminal of a first member equipped with the first electronic wallet module. Receive the D-Ringo coin remittance request information to have the dealing coin remitted from the second member terminal, save it in the above database, and save it.

When the dealing coin transfer request confirmation information is transmitted to the terminal of the first member equipped with the first electronic wallet module or the terminal of the second member equipped with the second electronic wallet module, and then the confirmation response information is input. , The second remittance processing unit that asks the first member terminal equipped with the first electronic wallet module to input dealing coin information and transmits it to the second member terminal equipped with the second electronic wallet module. Further included.

The dealing coin intermediary module according to the present invention sends authentication request information for confirming whether the dealing coin information is sold or remitted to the terminal of the first member equipped with the first electronic wallet module by a legitimate owner of the dealing coin information. Further includes a second authentication processing unit that transmits and receives authentication result information from the terminal of the first member.

When the authenticated information of the first member who intends to remit the dealing coin is input from the second authentication processing unit, the second transmission processing unit remits the dealing coin with the decryption information of the dealing coin. It is characterized by transmitting to the terminal of the second member to be received.

According to the above configuration, if a hacker attempts to hack an intermediary and bring dealing coins of another owner into his or her electronic wallet module, they are first stored in a sub-account and the online transaction information of the present invention. According to the protection method, it cannot be transmitted to the main account of the electronic wallet module until the authentication procedure with the previous owner is completed. Therefore, the virtual currency exchange (intermediary) to which the online transaction information protection system and the online transaction information protection method are applied can trade the customer's virtual currency more safely.

The following drawings, which are attached to the present specification, exemplify desirable embodiments of the present invention, and serve to further clarify the technical idea of the present invention together with a detailed description of the invention described later. The invention is limited to the matters described in such drawings and should not be construed.

It is a conceptual diagram which illustrated the whole system which processes the online transaction information which concerns on this invention.

It is a block diagram which illustrated the main structure which processes the online transaction information which concerns on 1st Embodiment of this invention.

It is a block diagram which illustrated the structure of the dealing coin generation module and the electronic wallet module shown in FIG.

It is a flowchart for demonstrating the dealing coin transaction process of the dealing coin intermediary module illustrated in FIG.

It is a flowchart for demonstrating the dealing coin transaction process of the dealing coin intermediary module which concerns on this invention. It is a flowchart for demonstrating the dealing coin transaction process of the dealing coin intermediary module which concerns on this invention.

It is a flowchart for demonstrating the dealing coin remittance process of the dealing coin intermediary module which concerns on this invention. It is a flowchart for demonstrating the dealing coin remittance process of the dealing coin intermediary module which concerns on this invention.

The specific structural or technical description of an embodiment of the concept of the invention disclosed herein is merely exemplified for the purpose of explaining the embodiment of the concept of the present invention. The examples according to the concept of the invention can be implemented in various forms and are not limited to the examples described herein.

Hereinafter, the present invention will be described in detail so that those skilled in the art can easily understand and reproduce the present invention by means of the preferred embodiments described above with reference to the accompanying drawings and in which additional aspects are described.

Free coins in this specification are a kind of point given to members by holding a transaction record or event by trading or selling goods, using services, or by a trader such as an internet shopping site, a bank, or a card company. Dealing coin refers to a virtual currency that is traded based on the cryptosystem of the Public Key Interface for personal authentication and currency trading, such as Bitcoin.

As shown in FIG. 1, the entire system for processing online transaction information according to the present invention is an IDC connected to a terminal of a seller (110), a terminal of a purchaser (120), a financial server (130), and an Internet network. It is realized including the center (140).

In this specification, the terminal of the seller (110) and the terminal of the purchaser (120) are classified for convenience in order to explain the functions of selling and purchasing, and have an online transaction function capable of executing all remittance, selling and purchasing. It is a terminal to have. The terminal of the seller (110) and the terminal of the purchaser (120) can be realized by a smartphone, a tablet, a desktop personal computer, or the like. The financial server (130) processes remittances in real currency such as account transfers and remittances between the seller (110) terminal and the purchaser (120) terminal.

The IDC Center (140), that is, the Internet Data Center (IDC) is a facility that provides a server computer, a network line, and the like. The server in the IDC Center (140) stores a huge amount of information necessary for searching the Internet infrastructure, shopping, games, education, etc., and displays it on the website. Thousands or tens of thousands of server computers in one place. It is built and operated with the intention of collecting information and managing it in a stable manner. On the server in the IDC Center (140), the process and database for processing dealing coins store progress and result information regarding dealing coin transfers and transactions. On the other hand, such progress and result information regarding remittances and transactions can be obtained from one or more remote servers (not shown) connected to the IDC center (140) and / or the seller's terminal (110) and the purchaser's terminal (120). At that time, the terminal of the seller (110) and the terminal of the purchaser (120) can be realized by a plurality of terminals such as a smartphone, a tablet, or a desktop personal computer, respectively.

As shown in FIG. 2, the main configuration for processing the online transaction information according to the first embodiment of the present invention includes a dealing coin generation module (210) and a plurality of electronic wallet modules (221, 222, 223). Includes dealing coin mediation module (231) and database (232). The dealing coin in the present specification refers to a virtual currency applied within the scope of the present invention as a tradable virtual currency such as Bitcoin and Altcoin.

The dealing coin generation module (210) converts the seller's or purchaser's free coins into dealing coins and stores them in the main account of the seller's or purchaser's electronic wallet module (221, 222, 223). The dealing coin generation module (210) can be built on a server in the IDC center (140). The plurality of electronic wallet modules (221, 222, 223) are executed from the terminal used by the seller or the purchaser, store the dealing coin information generated from the dealing coin generating module (210), and according to the user's request. The process of selling, purchasing, or transferring Dee Ringo coin information. The free coin, which is distinguished from the dealing coin in this specification, is a concept including various bonuses, coupons, etc. as a virtual coin issued in the process of using electronic commerce and provided to the purchaser free of charge, and dealing. Unlike coins, it is characterized in that it can be used only in electronic commerce within a predetermined open market. Free coins can generally be exchanged for other virtual currencies or real currencies as virtual currencies by being converted as dealing coins at a predetermined ratio or exchange rate.

The dealing coin mediation module (231) and database (232) are built on the server in the IDC center (140). The Dealing Coin Brokerage Module (231) mediates dealing coin transactions between sellers and buyers, mediates dealing coin transfers, and processes user authentication for secure dealing coin transactions and remittance processing. .. The dealing coin intermediary module (231) can share a part of the data of the dealing coin generating module (210), that is, member information.

The database (232) receives the dealing coin transaction request information transmitted from the plurality of electronic wallet modules (221, 222, 223) to the dealing coin intermediary module (231) from the dealing coin intermediary module (231). Save, save the dealing coin transaction result information, save the dealing coin remittance request information, and save the dealing coin remittance result information. Therefore, even if a hacker hacks the server in the IDC center (140), the dealing coin is not stolen by the hack because only the transaction information about the dealing coin is stored. On the other hand, although not shown, progress information and result information regarding such remittances and transactions are provided by one or more remote servers (not shown) connected to the IDC center (140) by the dealing coin intermediary module (231). -Or, it can be transmitted to the seller's terminal (110) and the purchaser's terminal (120) and saved. At that time, the seller's terminal (110) and the purchaser's terminal (120) are the smartphones, respectively. It can be realized on multiple terminals such as tablets or desktop personal computers. In such cases, portable terminals such as smartphones and tablets are mainly used to process transaction requests of sellers and purchasers, and desktop personal computers are mainly used to store transaction results. ..

Hereinafter, the dealing coin generating module, the electronic wallet module, and the dealing coin intermediary module will be described with reference to FIGS. 3 to 4.

As shown in FIG. 3, the dealing coin generation module (210) includes a member information storage unit (211), a free coin information processing unit (212), a free coin information storage unit (213), and a dealing coin information processing unit. This can be realized by including a unit (214) and a dealing coin information storage unit (215). The dealing coin generation module (210) can be installed, that is, on an Internet shopping server.

The member information storage unit (211) stores information on customers who have subscribed to Internet shopping. As an example, members are categorized by deposit or purchase record at multiple member levels, such as general members, premium members and VIP members. The customer information stores the identification information of the terminal used by the member, that is, the PC, the notebook personal computer, or the smartphone. In addition, customer information can store member names, dates of birth, bank account numbers, and more.

The free coin information processing department (212) generates free coins using the cost of goods purchased from Internet shopping by members or the record of purchasing products on a daily, weekly, or monthly basis, and the free coin information storage department (213). ) Can be realized. The free coin information processing unit (212) can be realized to generate free coins by additionally making a difference for each member according to the level of the member.

When information requesting that some or all of the member's free coins be converted as dealing coins is input, the dealing coin information processing unit (214) is saved in the member information storage unit (211). According to the level of the member, a preset conversion rate is applied, and free coins requested for conversion based on information such as conversion conditions or conversion rate given at the time of conversion are converted as dealing coins. The dealing coin information processing unit (214) can be realized by subtracting the amount of the free coins requested for conversion from the free coins stored in the free coin information storage unit (213). The dealing coin information processing unit (214) transmits the dealing coin information obtained by encrypting the dealing coin as an electronic wallet. The dealing coin's encrypted information includes the true owner information, that is, the member's name and date of birth. The dealing coin information storage unit (215) stores the decryption information of the dealing coin.

When the dealing coin information processing department (214) inputs the dealing coin owner change request information including the dealing coin information owned by another person and the dealing coin decryption information from the first electronic wallet, the dealing coin owner change request information is input. The ring coin information is decrypted and the dealing coin information encrypted in the name of the first electronic wallet member is transmitted to the first electronic wallet.

As shown in FIG. 3, the electronic wallet module (310) can be realized by including a storage unit (311), a transaction processing unit (312), a remittance processing unit (313), and an authentication processing unit (314). The electronic wallet module (310) can be realized from the terminal of the seller (110) and the terminal of the purchaser (120), that is, a smartphone, a tablet, or a desktop personal computer.

The storage unit (311) stores the execution program and data. The storage unit (311) stores information about the main account and the sub account. The sub-account stores dealing coin information whose owner's encrypted information has not been decrypted before. Dealing coin information with encrypted information owned by the person is stored in the main account. The electronic wallet module (310) first stores the dealing coin information owned by another person in the sub-account, and stores the dealing coin information owned by another person in the sub-account in the process in which the online transaction according to the present invention is normally performed. It can be realized so that it can be converted as dealing coin information having encrypted information owned by the person and stored in the main account.

The transaction processing unit (312) connects to the dealing coin intermediary module, transmits the dealing coin transaction request information, and performs the dealing coin transaction in conjunction with the dealing coin intermediary module. As an example, the dealing coin transaction request information may be either a dealing coin sale or a purchase. Dealing coin transaction request information related to sales may include dealing coin total amount and dealing coin seller information. Dealing coin transaction request information related to a purchase may include dealing coin information to be purchased and dealing coin purchaser information.

When the transaction processing department (312) carries out the process of selling the dealing coin owned by the person, the dealing coin transaction request information is transmitted to the dealing coin intermediary module, and then the dealing coin purchaser from the dealing coin intermediary module. Receives payment confirmation request information and displays it on the display. The transaction processing unit (312) transmits the deposit result information to the dealing coin intermediary module according to the input of the user. The transaction processing unit (312) transmits the dealing coin information stored in the main account to the dealing coin intermediary module in response to the request of the dealing coin intermediary module.

On the other hand, when the transaction processing department (312) performs the process of purchasing dealing coins owned by others, it asks the dealing coin intermediary module to input the dealing coin information owned by others and saves it in the sub-account. When decryption information for dealing coin information owned by another person is input from the ring coin intermediary module, it connects to the dealing coin generation module (210) and includes dealing coin information owned by another person and dealing coin decryption information. Distribute dealing coin owner change request information. The transaction processing unit (312) receives the dealing coin information owned by the person and the dealing coin encryption information from the dealing coin generation module (210) and stores them in the main account.

The remittance processing unit (313) connects to the dealing coin intermediary module, transmits the dealing coin remittance request information, and processes the dealing coin remittance in conjunction with the dealing coin intermediary module. Usually, the remittance is done with the agreement of the person who gives the dealing coin and the person who receives it in advance. The dealing coin remittance request information can include, for example, the total amount of dealing coins to be remitted, the information of the person receiving the remittance, and the information of the sender to remit the dealing coins. As another example, the dealing coin remittance request information can include the total amount of dealing coins to be remitted, the sender information to remit the dealing coins, and the remittance recipient information.

The remittance processing unit (313) receives the dealing coin remittance request confirmation information transmitted from the dealing coin intermediary module and outputs it to the display. The dealing coin remittance request confirmation information may be, for example, information for confirming whether or not the sender A is suitable for sending the dealing coin. As another example, the dealing coin remittance request confirmation information may be information for confirming whether or not the recipient, B, requests the dealing coin remittance. The remittance processing unit (313) can be realized so as to transmit the confirmation response information to the dealing coin intermediary module when the response information is input according to the operation input of the user.

When the remittance processing unit (313) performs the process of remittance of dealing coins, as an example, the remittance button generation control information transmitted from the dealing coin intermediary module can be received and output to the display. As another example, the remittance processing unit (313) can realize that the remittance button can be output to the display when the confirmation response information of the user who follows the dealing coin remittance request confirmation is input. When the signal for pressing the remittance button is input, the remittance processing unit (313) transmits the total amount of dealing coins input by the user and the recipient information for receiving the remittance to the dealing coin intermediary module.

When performing the process of having the dealing coins sent, the remittance processing department (313) asks the dealing coin brokerage module to enter the dealing coin information owned by another person, saves it in the sub-account, and brokers the dealing coins. When the decryption information for the dealing coin information owned by another person is input from the module, it connects to the dealing coin generation module (210) and the dealing coin including the dealing coin information owned by another person and the dealing coin decryption information. Transmit owner change request information. The remittance processing unit (313) receives the dealing coin information and the dealing coin encryption information owned by the person from the dealing coin generation module (210) and stores them in the main account.

When performing the process of selling or remittance of dealing coins, the authentication processing unit (314) can be realized to confirm whether the dealing coins are sold or remitted by a legitimate owner. As an example, the authentication processing unit (314) has at least two or more of the authentication using the e-mail address entered at the time of member registration, mobile phone identity verification, resident registration authentication, i-pin authentication, and biometric information authentication method. It can be realized so that the authentication methods are mixed and used.

As shown in FIG. 4, the dealing coin intermediary module (231) can be realized by including a transaction processing unit (2311), a remittance processing unit (2312), and an authentication processing unit (2313). The dealing coin mediation module (231) is installed in the IDC center and works with the database (232) to sell, purchase or remit dealing coins.

The data stored in the database (232) stores the information of the member who intends to trade dealing coins. Member information may include name, age, date of birth, terminal identification information, member original number issued at the time of member registration, bank account number, connection information (ID and password), email address, member level information, etc. it can. Such member information can be obtained from the server of the Internet shopping site or the financial institution with which the business contract is concluded with the consent of the member. The data stored in the database (232) includes dealing coin transaction request information, dealing coin transaction result information, dealing coin remittance request information, which are transmitted from a plurality of electronic wallet modules (221, 222, 223). Includes dealing coin transfer result information.

The transaction processing unit (2311) receives, for example, the dealing coin transaction request information for selling the dealing coin transmitted from the terminal of the A member equipped with the first electronic wallet module, and receives the database (232). Save in the "waiting for transaction" state. When the transaction processing unit (2311) receives, for example, the dealing coin transaction request information for purchasing the dealing coin of the A member from the terminal of the B member equipped with the second electronic wallet module, it is stored in the database (232). After updating and saving the dealing coin transaction request information to the "transaction in progress" state, the bank account number and the deposit cost are transmitted to the terminal of the B member.

The transaction processing department (2311) transmits the payment confirmation request information to the terminal of the A member who intends to sell the dealing coin, and when the information that the payment has not been made from the terminal of the A member is input in response, the transaction is executed. Cancel and update the dealing coin transaction request information in the "trading" state to the "waiting for transaction" state and save it. On the other hand, when the payment confirmation information is input from the terminal of the A member, the transaction processing unit (2311) requests the dealing coin information to be sold to the terminal of the A member and transmits it to the terminal of the B member. When the transaction processing department (2311) inputs the authenticated information of the A member who intends to sell the dealing coin from the authentication processing department (2313), the B member who purchased the dealing coin decryption information is used. After transmitting to the terminal of, the dealing coin request information in the "transaction in progress" state is updated to the "transaction completed" state and saved.

The remittance processing unit (2312) is asked to input the dealing coin remittance request information transmitted from the electronic wallet, and processes the dealing coin remittance. Usually, the remittance is done with the agreement of the person who gives the dealing coin and the person who receives it in advance. As an example, dealing coin remittance request information may include information on the total amount of dealing coins to be sent and the recipient to receive the remittance. As another example, the dealing coin remittance request information may include the total amount of the dealing coin and the sender information for remittance of the dealing coin.

The remittance processing unit (2312) transmits the dealing coin remittance request confirmation information to the electronic wallet module. The dealing coin remittance request confirmation information may be, for example, information for confirming whether the information is correct when the sender named A tries to remit the dealing coin. As another example, the dealing coin remittance request confirmation information may be information for confirming whether the information is correct when the recipient named B requests the remittance. As an example, the remittance processing unit (2312) can realize that the remittance button generation control information is transmitted to the electronic wallet module when the remittance request information is present.

If the remittance request information is correct, the remittance processing unit (2312), for example, asks the recipient to input the dealing coin remittance request confirmation information from the electronic wallet module of the sender who sends the remittance, and the recipient who receives the dealing coin. Remit to the electronic wallet module.

The authentication processing unit (2313) can be realized to confirm whether the remittance is made by a legitimate owner of the dealing coin. When the remittance processing unit (2312) inputs the authenticated information of the sender who intends to remit the dealing coin from the authentication processing unit (2313), the remittance processing unit (2312) receives the dealing coin decryption information from the recipient who receives the dealing coin. After transmitting to the terminal, the remittance result information is saved.

5 and 6 are illustrations for explaining the dealing coin transaction process of the dealing coin intermediary module according to the present invention, and FIGS. 7 and 8 are the dee of the dealing coin intermediary module according to the present invention. It is explanatory drawing for demonstrating the ring coin remittance process.

First, the transaction process of dealing coins will be described with reference to FIGS. 5 and 6. In the following description, it is assumed that the first electronic wallet module sells dealing coins and the second electronic wallet module buys dealing coins. Further, it is assumed that the terminal of the A member is a terminal equipped with the first electronic wallet module, and the terminal of the B member is a terminal equipped with the second electronic wallet module.

The dealing coin intermediary module (310) receives the dealing coin transaction request information (sales) transmitted from the first electronic wallet module and stores it in the database in a "waiting for transaction" state (S511, S512).

When the dealing coin intermediary module (310) receives the dealing coin transaction request information for purchasing the dealing coin of the first electronic wallet module from the second electronic wallet module (S513), the dealing coin transaction is stored in the database. After updating the request information to the "transaction in progress" state and saving it, the bank account number and the deposit cost are transmitted to the terminal of the B member (S514, S515).

The terminal of the B member equipped with the second electronic wallet module can transfer the deposit cost to the bank account and process it by remittance or credit card payment method by the user's operation. The A member terminal equipped with the first electronic wallet module receives the payment notification information transmitted from the financial server and displays it on the display.

The dealing coin intermediary module (310) transmits the payment confirmation request information to the terminal of the A member who intends to sell the dealing coin (S516), and in response, inputs the payment result information from the terminal of the A member. Get (S517). The dealing coin intermediary module (310) cancels the transaction (S519) when the confirmation result (S518) of the deposit result information and the information that has not been deposited is input from the terminal of the A member, and is in the "trading" state. Update the dealing coin transaction request information in "Waiting for transaction" and save it. On the other hand, when the payment confirmation information is input from the A member's terminal, the dealing coin intermediary module (310) requests the dealing coin information to be sold to the A member's terminal and transmits it to the B member's terminal. (S520).

The second electronic wallet module installed in the B member's terminal receives the dealing coin information and saves it in the sub-account. As an example, the second electronic wallet module can be executed so that if the dealing coin information is owned by another person, it is automatically stored in the sub-account.

With reference to FIG. 6, the dealing coin intermediary module (310) processes the authentication for the dealing coin sale to the A member who intends to sell the dealing coin (S521). The dealing coin intermediary module (310) determines whether the A member has been authenticated (S522), and when the determination result authentication is completed, the dealing coin decryption information is sent to the terminal of the B member who purchased the dealing coin. After transmission, the dealing coin transaction request information in the "transaction in progress" state is updated to the "transaction end" state and saved (S523, S524).

The second electronic wallet module mounted on the terminal of the B member receives the dealing coin generation module (210) when the decryption information for the dealing coin information owned by the A member is input from the dealing coin intermediary module (310). To transmit dealing coin owner change request information including dealing coin information owned by A member and dealing coin decryption information. The second electronic wallet module mounted on the terminal of the B member receives the dealing coin information and the dealing coin encryption information owned by the person from the dealing coin generating module (210) and stores them in the main account.

From now on, the process of remittance of dealing coins will be described with reference to FIGS. 7 and 8. In the following description, it is assumed that the first electronic wallet module receives dealing coins and the second electronic wallet module remits dealing coins. Further, it is assumed that the terminal of the A member is a terminal equipped with the first electronic wallet module, and the terminal of the B member is a terminal equipped with the second electronic wallet module.

The dealing coin intermediary module (310) receives the dealing coin remittance request information transmitted from the first electronic wallet module, stores it in the database in the "waiting for remittance" state, and deals with the second electronic wallet module. The coin remittance request confirmation information is transmitted (S711, S712). As an example, the dealing coin remittance request confirmation information may be information for confirming whether the information is correct when the sender A requests to remit the dealing coin.

The dealing coin intermediary module (310) receives confirmation response information from the second electronic wallet module (S713) and confirms whether the remittance request is correct (S714). As a result of checking, if the remittance request does not match, the information saved in the database in the "waiting for remittance" state is deleted. On the other hand, if the confirmation result remittance request information is correct, the remittance button generation control information is transmitted to the second electronic wallet module as an example (S715). As another example, the dealing coin intermediary module (310) asks the second electronic wallet module to input the dealing coin information to be remitted when the remittance request information is correct, and transmits the remittance coin information to the first electronic wallet module. (S716).

The first electronic wallet module installed in the A member's terminal receives the dealing coin information and saves it in the sub-account. As an example, the first electronic wallet module can be realized so that when dealing coin information is owned by another person, it is automatically saved in a sub-account.

With reference to FIG. 8, the dealing coin intermediary module (310) processes the authentication for the dealing coin remittance to the B member (second electronic wallet module) who intends to remit the dealing coin (S717). The dealing coin mediation module (310) determines whether the B member has been authenticated (S718), and if the determination result authentication fails, deletes the information stored in the database in the "waiting for remittance" state (S719). ). On the other hand, when the determination result authentication is completed, the dealing coin decryption information is transmitted to the terminal of the A member (S720).

The first electronic wallet module mounted on the A member's terminal receives the dealing coin generation module (210) when the decryption information for the dealing coin information owned by the B member is input from the dealing coin intermediary module (310). After transmitting the dealing coin owner change request information including the dealing coin information owned by the B member and the dealing coin decryption information, the dealing coin generation module (210) owns the dealing coin information. And the dealing coin encryption information is input and saved in the main account (S721). The dealing coin mediation module (310) stores the remittance result information in the database (S722).

The present invention described above is not limited to the above-described embodiment and the accompanying drawings, and various replacements, modifications, and changes can be made within a range that does not deviate from the technical idea of the present invention. This will be clearer to those who have ordinary knowledge in the technical field to which the present invention belongs. Therefore, the true technical protection of the present invention should be defined only in the appended claims.

Claims (9)

As a method of protecting online transaction information executed in a dealing coin intermediary module that connects multiple member terminals equipped with an electronic wallet module via the Internet network.
The stage where the dealing coin intermediary module receives the dealing coin transaction request information for selling the dealing coin owned by the person from the terminal of the first member equipped with the first electronic wallet module and saves it in the database. When,
When the dealing coin intermediary module receives the dealing coin transaction request information for purchasing dealing coins from the terminal of the second member equipped with the second electronic wallet module, the bank account number stored in the database. And the stage of transmitting the deposit cost information to the terminal of the second member equipped with the second electronic wallet module,
When the dealing coin intermediary module transmits the payment confirmation request information to the terminal of the first member equipped with the first electronic wallet module and the payment confirmation information is input from the terminal of the first member as a response, At the stage of transmitting the dealing coin information that the first member's terminal intends to sell to the second member's terminal equipped with the second electronic wallet module,
The stage where the second electronic wallet module receives the unencrypted dealing coin information that the terminal of the first member intends to sell from the dealing coin intermediary module and saves it in the sub-account.
The dealing coin intermediary module transmits authentication request information confirming whether the sale is made by a legitimate owner to the terminal of the first member who intends to sell the dealing coin information, and in response, the first member's When the authenticated information is received from the terminal, the dealing coin decryption information is transmitted to the terminal of the second member equipped with the second electronic wallet module that purchased the dealing coin information.
When the second electronic wallet module receives decryption information for the dealing coin information owned by the first member from the dealing coin intermediary module, the second electronic wallet module connects to the dealing coin generating module and deals owned by the first member. At the stage of transmitting dealing coin owner change request information including coin information and dealing coin decryption information,
The second electronic wallet module includes a step of receiving input of dealing coin information and dealing coin encryption information owned by a second member from the dealing coin generating module and storing them in the main account. How to protect online transaction information. Upon receiving the dealing coin remittance request information for sending a dealing coin from the terminal of the first member equipped with the first electronic wallet module to the terminal of the second member equipped with the second electronic wallet module, the above The stage of saving to the database and
After the dealing coin intermediary module transmits the dealing coin remittance request confirmation information to the terminal of the second member equipped with the second electronic wallet module, when the confirmation response information is input, the first electronic wallet module is installed. At the stage of receiving the input of dealing coin information from the terminal of the first member and transmitting it to the terminal of the second member equipped with the second electronic wallet module,
The stage where the second electronic wallet module receives the dealing coin information sent by the terminal of the first member from the dealing coin intermediary module and saves it in the sub-account.
The dealing coin intermediary module transmits authentication request information confirming whether the transfer is made by a legitimate owner to the terminal of the first member who sent the dealing coin information, and in response, the terminal of the first member sends the information. When the authenticated information is received, the dealing coin decryption information is transmitted to the terminal of the second member equipped with the second electronic wallet module, and
When the second electronic wallet module receives the decryption information for the dealing coin information owned by the first member from the dealing coin intermediary module, the second electronic wallet module is connected to the dealing coin generating module and the first member owns the dee. The stage of transmitting ring coin information and dealing coin owner change request information including dealing coin decryption information,
A claim characterized in that the second electronic wallet module includes a step of having a dealing coin generating module input a dealing coin information owned by the person and a dealing coin encryption information and storing the information in the main account. The online transaction information protection method described in 1. As an online transaction information protection system including an electronic wallet module executed from the user's terminal and a dealing coin intermediary module executed from the server connected to the user's terminal by the Internet network.
The electronic wallet module
A sub-account that stores dealing coin information owned by others, a storage unit that includes a main account that stores dealing coin information owned by the person,
According to the user's input, the dealing coin transaction request information for selling the dealing coin owned by the user is generated and transmitted to the dealing coin intermediary module, and the dealing coin purchaser from the dealing coin intermediary module Receives and displays payment confirmation request information asking whether the cost has been paid, generates payment result information according to the user's input, transmits it to the dealing coin intermediary module, and follows the request of the dealing coin intermediary module. Including the first transaction processing unit that transmits the dealing coin information stored in the main account to the dealing coin intermediary module.
The first transaction processing department
According to the input of the user, the dealing coin transaction request information for purchasing the dealing coin owned by another person is generated, transmitted to the dealing coin intermediary module, and the dealing coin owned by another person is transmitted from the dealing coin intermediary module. When the decryption information for the information is input, it connects to the dealing coin generation module and transmits the dealing coin information owned by another person and the dealing coin owner change request information including the dealing coin decryption information. An online transaction information protection system characterized in that a dealing coin information owned by the person and a dealing coin encryption information are input from the ring coin generation module and stored in the main account. The electronic wallet module
According to the user's input, the dealing coin remittance request information is generated, transmitted to the dealing coin intermediary module, and the dealing coin remittance request confirmation information transmitted from the dealing coin intermediary module is received and displayed on the display. Then, when the user's confirmation response information by confirming the dealing coin remittance request is input, the remittance button is displayed on the display, and when the signal to press the remittance button is input, the dealing coin information that the user intends to remit. The online transaction information protection system according to claim 3, further comprising a first remittance processing unit that transmits the above to the dealing coin intermediary module. The first remittance processing unit
Have someone else enter the dealing coin information owned by another person from the dealing coin intermediary module, save it in the sub account, and save it.
When decryption information for a dealing coin owned by another person is input from the dealing coin intermediary module, it connects to the dealing coin generation module and includes the dealing coin information owned by another person and the dealing coin decryption information. Transmit the ring coin owner change request information,
The online transaction information protection system according to claim 4, wherein the dealing coin information and the dealing coin encryption information owned by the person are input from the dealing coin generation module and stored in the main account. The electronic wallet module
When the authentication request information for confirming whether the dealing coin information is sold or remitted by a legitimate owner is received from the dealing coin intermediary module, user authentication is performed and the authentication result information is transmitted to the dealing coin intermediary module. The online transaction information protection system according to claim 4, further comprising a first-person authentication processing unit. The dealing coin mediation module is
Database to save information of members who are going to trade dealing coins and dealing coin transaction request information, dealing coin transaction result information, dealing coin remittance request information or dealing coin remittance result information transmitted from the electronic wallet module. When,
Receive the dealing coin transaction request information for selling dealing coins from the terminal of the first member equipped with the first electronic wallet module, save it in the database, and save it.
When the dealing coin transaction request information for purchasing the dealing coin of the first member is received from the terminal of the second member equipped with the second electronic wallet module, the bank account number of the first member stored in the database is received. And the deposit cost information is transmitted to the terminal of the second member,
When the payment confirmation request information is transmitted to the terminal of the first member and the payment confirmation information is input from the terminal of the first member in the response, the dealing coin information to be sold by the terminal of the first member is second. The online transaction information protection system according to claim 3, further comprising a second transaction processing unit that transmits to a member's terminal. The dealing coin mediation module is
Remittance of dealing coins from the terminal of the first member equipped with the first electronic wallet module Dealing coin remittance request information or remittance of dealing coins from the terminal of the second member equipped with the second electronic wallet module Receive the dealing coin remittance request information you want to have, save it in the above database,
When the dealing coin transfer request confirmation information is transmitted to the terminal of the first member equipped with the first electronic wallet module or the terminal of the second member equipped with the second electronic wallet module, and then the confirmation response information is input. , The second remittance processing unit that receives the dealing coin information from the terminal of the first member equipped with the first electronic wallet module and transmits it to the terminal of the second member equipped with the second electronic wallet module. The online transaction information protection system according to claim 7, further comprising. The dealing coin mediation module is
The authentication request information for confirming whether the dealing coin information is sold or remitted by a legitimate owner is transmitted to the terminal of the first member equipped with the first electronic wallet module, and the terminal of the first member authenticates. Including a second authentication processing unit that receives result information,
When the authenticated information of the first member who intends to transfer the dealing coin is input from the second authentication processing unit, the second remittance processing unit remits the dealing coin with the decryption information of the dealing coin. The online transaction information protection system according to claim 8, wherein the information is transmitted to the terminal of the second member to be received.

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