JP2019067321A - Advanced salary payment - Google Patents

Abstract

To solve problems associated with an existing need for application of an employee for advanced payment of salary as compensation for labor before a salary payment date, that the application not only requires approval of a boss, a human resources department, and the like, but also, in some cases, a part or all amount specified in the application may be disapproved, and, in addition, that a desire to specify an advanced payment transfer account which is different from a salary payment account is hardly approved, if any.SOLUTION: There is provided an advanced salary payment system for enabling confirmation of an amount of advanced payment usable by an employee of a company, as well as enabling specification of a transfer destination desired by the employee as welfare services provided by the company.SELECTED DRAWING: Figure 5

Description

  TECHNICAL FIELD The present invention relates to a technology for partially replacing a salary equivalent to employees of a contract enterprise.

  It is common for the company's salary rules to have a payroll period end date and a payroll date. This is a rule that payroll as compensation for labor is paid with a time lag for calculating overtime pay and deducting taxes and social insurance etc.

  On the other hand, employees and the like often used cashing of a credit card or a bank-based or consumer-financed card-based card loan, etc., as the immediate cashing. These are generally use-free small-lot loans, which can be borrowed with no application or a simple examination, and recently, full-time housewives, students, part-time workers, part-time employees have also come out with many application-free credit card loans. Because of the ease and ease of borrowing, the company has been reluctant to use its own ability to repay, and there are many cases in which it is difficult to repay.

  Therefore, if there is a pay-as-you-go payment system based on the equivalent amount of salary already fixed by labor, it is possible to cope with the immediate cashing without worrying about exceeding one's own ability to repay. For such purpose, there are the following prior patent documents that enable the devised pay-as-you-go.

  This is because, when a request for prepayment from an employee or an individual is received before the payday, the prepaid application amount is compared with the separately calculated available amount, and the prepaid application amount is equal to or less than the available amount. If there is a prepayment application amount to be transferred to an employee's account or the like, and if the prepayment application amount exceeds the available amount, it is configured to refuse a salary prepayment.

  Here, the available amount is obtained by multiplying a predetermined daily salary data for employees and other individuals by a fixed percentage from the accumulated amount from the predetermined start date to the input date of the prepaid salary request minus the amount already paid for salary prepayment. It is calculated.

  In addition, since the payroll advance is a transfer on a part of payday before pay, the transfer account is to use the payroll transfer account that transfers the remaining pay.

Patent No. 4395413

  However, there is a problem that the possibility of refusal of a request for prepaid salary application for employees who apply for prepaid salary, etc. becomes an obstacle to the preparation of a funding plan.

  In addition, due to various circumstances for employees and individuals, there is a problem that there is a problem that the convenience to accept flexible and diverse needs to make the transfer account for prepaid pay be a designated account separately desired is difficult.

  The present invention has the following configuration in order to solve the above problems, and as a benefit service provided by a company, it is possible to confirm the amount of money that can be redeemed by the employee etc. Provide a payroll payment system that enables you to specify the payee.

That is, a service bank account information holding unit for holding service bank account information, which is information on a service bank account which is a bank account in which funds for repayment payment are deposited, a user, etc., the user, etc. Employment-related information holding unit that holds employment-related information, which is information that associates employees who are paid salaries directly or indirectly from a company, and unpaid salaries such as employees for each employer etc. Unpaid Salary Receivable Information to acquire unpaid Salary Receivable Information between the Unpaid Salary Receivable Information Holding Unit that holds the Unpaid Salary Receivable Information shown and the employer etc. owned by the employee based on the employment relation information An acquiring unit, a reimbursable amount calculation rule holding unit that holds a reimbursable amount calculation rule, which is a rule for calculating the reimbursable amount for each employee based on the acquired unpaid salary receivables information, Advance payment Based on the available amount calculation rule and the acquired unpaid salary receivables information, the reimbursable amount calculation unit that calculates reimbursable amount for each employee etc., and the employee etc. within the calculated reimbursable amount And a reimbursement request receiving unit for receiving reimbursement requests including the reimbursement amount of the reimbursement amount, and calculating the payment amount as the reimbursement amount excluding the system usage fee etc from the charge amount, and calculating a predetermined account from the service bank account Transfer processing department that performs processing for transfer with information to the effect that it is transfer related to repayment, repayment payment as repayment in a predetermined period to the employees, etc. that the user employs for each user etc. The total amount of reimbursements, which is the total amount of money, is calculated by the user, etc., and the total reimbursement amount calculation part, the user, etc. directly or indirectly to the service bank account as compensation for the repayment. Transfer Comparison to output the comparison result in the amount comparison portion, which compares the amount to be acquired, the amount comparison part for acquiring the amount for reimbursement, and the total amount for reimbursement reimbursement. Result output unit,
It is a salary replacement payment system having

  Furthermore, based on the first payroll replacement system described above, the unpaid payroll claims information holding unit based on one or more of the advance payment, paid payroll information, and newly generated unpaid payroll claims information as new labor compensation. A second payback system is also provided, further comprising an unpaid payrolls information update unit for updating the unpaid payrolls information held in the.

  In addition, based on the above second payroll replacement system, the unpaid payrolls information update unit reports the current period payroll account during the current period, when the accrual payment accrual for updating the unpaid payroll claims information It is the period from the closing date to the current payroll date, and the amount of unpaid payrolls to be used for updating the unpaid payrolls information in this term is the amount of unpaid payrolls fixed at the closing date of the previous term payroll. Also provide a third payroll system.

  In addition, based on the above second payroll replacement system, the unpaid payrolls information update unit is used to record the payment for updating the unpaid payroll claims information for the current fiscal year. It is a period from this day until this period's payroll closing date, and the amount of unpaid payrolls used for updating the unpaid payrolls information of this term is the amount of unpaid payrolls fixed at the closing date of the previous year's payroll Unpaid salaries accumulated up to the date of the invoice, excluding the amount of unpaid receivables fixed on the previous year's payroll closing date It also provides a fourth payroll system, which is the amount of debt.

  Further, based on the fourth salary replacement payment system, the unpaid salary receivables information updating unit updates the unpaid salary receivables information so as to be targeted for repayment in order from the old unpaid paid receivables. It also provides a fifth payroll system.

  Furthermore, a sixth salary replacement payment system is also provided, which notifies the user etc. of the total amount of repayment payment per user etc. of the predetermined period.

  Specifically, based on the first salary replacement payment system, the total amount of replacement payments calculated by the total payment amount calculating unit for each user etc. in the predetermined period is sent to the user etc. The payroll payment system further having a notification part of the total payment amount to notify.

  In addition, based on the sixth salary replacement payment system based on the above third salary replacement payment system, the predetermined period is the period from the closing date of the previous period to the current period salary payment date. We also provide a reimbursement system.

  In addition, based on the sixth salary replacement payment system based on the fourth salary replacement payment system, the predetermined period is a period from the closing date of the previous fiscal year to the closing date of the current period. We also provide a reimbursement system.

  Further, based on the above first to eighth payroll repayment systems, the predetermined account also provides a ninth payroll repayment system, which is a payroll account for employees and the like.

  Further, based on the above first to eighth payroll replacement systems, the predetermined account also provides a tenth payback payment system, which is a management transfer account of a credit card company used by an employee or the like.

  In addition, based on the first to eighth payroll replacement systems described above, the predetermined account also provides a eleventh payroll replacement payment system that is a management transfer account of a payment agent company that performs payroll agency for employees etc. Do.

  In addition, based on the above-mentioned second to eleventh salary replacement system, the system further comprises an attendance management system used by employees, etc., and the unpaid salary receivables information updating unit The present invention also provides a twelfth payroll replacement payment system having means for acquiring information on newly generated unpaid unpaid salary receivables acquired from an attendance management system used by employees and the like.

  In addition, based on the above-described twelfth salary replacement payment system, the reserve payment amount calculation rule holding unit acquires attendance information acquisition means for acquiring attendance information from the attendance management system, and an employee acquired by the attendance information acquisition means There is also provided a thirteenth salary replacement payment system, comprising: a replaceable payment amount calculation rule changing means for changing a payment amount calculation rule to be applied to an employee etc. according to attendance information such as.

  The present invention also provides a fourteenth payback system having a payback amount output unit that outputs the calculated payback amount based on the first to thirteenth payback systems.

  The present invention also provides a fifteenth salary replacement payment system having a payout amount output unit that outputs the calculated payout amount based on the first to thirteenth salary replacement payment systems.

  The present invention having the above-described configuration provides a payback system based on the equivalent amount of salary already determined by labor, in contrast to the fact that the salary as compensation for labor of employees etc. is paid with a time lag. By doing this, it is possible to meet the immediate financial needs of employees etc.

  Furthermore, since the employee etc. can confirm the usable amount beforehand, there is no possibility that the request for the application for prepaid salary in the prior art will be rejected, making it easy and reliable to create a financial plan for the employee etc. applying for prepaid salary. It becomes.

  In addition, since it is possible to use a payroll prepayment transfer account as a separately designated designated account other than a payroll transfer account, it has flexibility to accommodate diverse needs from various circumstances for individuals such as employees. Sex is improved.

It is a figure for demonstrating the contract relationship of the salary replacement payment service providing company, the user, etc., and the employee etc. which concern on Example 1. FIG. FIG. 6 is a diagram for describing exchange of data with an external input / output communication system such as a smartphone according to the first embodiment. It is an example of the display screen of external input-output communication systems, such as a smart phone concerning Example 1. It is a figure for demonstrating the process which calculates the sum total of salary replacement payment amount for every user etc. which concern on Example 1. FIG. FIG. 1 is a functional block diagram of a salary replacement payment system according to a first embodiment. FIG. 7 is a diagram illustrating an example of employment-related information held by the employment-related information holding unit according to the first embodiment. It is a figure showing an example of the unpaid salary receivables information which is database-ized and accumulated in the unpaid salary receivables information holding part concerning Example 1. FIG. FIG. 6 is a diagram for explaining a reproducible payment amount calculation rule according to the first embodiment by using a coefficient table. FIG. 6 is a diagram illustrating an example of a system usage fee and the like according to the first embodiment. It is the figure which showed the salary replacement payment liquidation book as an example, in order to explain outputting the comparison result of the total amount of the repayment amount and the replacement payment value for each user etc. according to the first embodiment. FIG. 1 is an overall view of a hardware configuration of a salary replacement payment system according to a first embodiment. FIG. 7 is a diagram illustrating in detail the contents of the parts grouped into a section A and a section C in the overall diagram of the hardware configuration of the payroll replacement system according to the first embodiment. FIG. 8 is a diagram illustrating in detail the contents of the portions grouped with section B and section D in the overall diagram of the hardware configuration of the payroll replacement system according to the first embodiment. It is a processing flow figure of a salary substitution payment system concerning Example 1, and is a partial view concerning a claim for substitution payment by input operation by I / O by an employee etc. It is a processing flow figure of the salary substitution payment system concerning Example 1, and is a division figure concerning comparison execution of the amount of repayment payment amount for every user etc. and the amount of repayment payment vs. value. FIG. 7 is a functional block diagram of a payroll system according to a second embodiment. It is a figure for demonstrating the process which updates the unpaid salary receivables information which concerns on Example 2. FIG. FIG. 8 is an overall view of a hardware configuration of a payroll system according to a second embodiment. FIG. 13 is a diagram illustrating in detail the contents of the parts grouped into a section A and a section C in the overall diagram of the hardware configuration of the payroll replacement system according to the second embodiment. FIG. 16 is a diagram illustrating in detail the contents of the portions grouped with section B and section D in the overall diagram of the hardware configuration of the payroll replacement system according to the second embodiment. FIG. 7 is a processing flow diagram of a payroll system according to a second embodiment. It is a figure for demonstrating the payment payment period and the amount of unpaid salary receivables which concern on Example 3. FIG. FIG. 18 is a diagram for explaining a repayment payment recording period and the amount of unpaid salary receivables according to the fourth embodiment. FIG. 18 is a diagram for explaining a repayment payment period and an amount of unpaid salvage receivables (when not including the amount of unpaid paid-out receivables determined at the closing date of the previous year's salary) according to the fourth embodiment. FIG. 18 is a functional block diagram of a payroll system according to a fifth embodiment. FIG. 18 is an overall view of a hardware configuration of a payroll system according to a fifth embodiment. FIG. 21 is a diagram illustrating in detail the contents of the part grouped into a section A and a section C in the overall diagram of the hardware configuration of the pay-back system according to the fifth embodiment. FIG. 18 is a diagram illustrating in detail the contents of the portions grouped into section B and section D in the overall diagram of the hardware configuration of the payroll replacement system according to the fifth embodiment. FIG. 18 is a processing flow diagram of a payroll system according to a fifth embodiment. FIG. 17 is a diagram showing a salary replacement payment settlement sheet as an example for explaining outputting of the total amount of reimbursement payments, the amount of reimbursement payments, and the comparison result of each user and the like according to the fifth embodiment. FIG. 21 is a diagram for describing a predetermined period used to calculate the total amount of repayments paid by employees etc. for each user etc. according to the sixth embodiment. FIG. 21 is a diagram for describing a predetermined period used to calculate the total amount of reimbursements by employees etc. for each user etc. according to Embodiment 7. FIG. 21 is a view for explaining a time recorder which is an example of an attendance management system of a payroll system according to an eleventh embodiment; FIG. 21 is a functional block diagram of a payroll system according to an eleventh embodiment. FIG. 21 is a functional block diagram of a payroll system according to a twelfth embodiment. FIG. 21 is an overall view of a hardware configuration of a payroll repayment system according to a twelfth embodiment. FIG. 21 is a diagram illustrating in detail the contents of the part grouped into section A and section C in the overall diagram of the hardware configuration of the payroll replacement system according to the twelfth embodiment. FIG. 31 is a diagram illustrating in detail the contents of the portions grouped into section B and section D in the overall diagram of the hardware configuration of the payroll replacement system according to the twelfth embodiment. It is an example of the display screen of external input / output communication systems, such as a smart phone concerning Example 13. FIG. 21 is a functional block diagram of a payroll system according to a thirteenth embodiment. FIG. 21 is an overall view of a hardware configuration of a payroll system according to a thirteenth embodiment. FIG. 33 is a diagram illustrating in detail the contents of portions grouped into section A and section C in the overall diagram of the hardware configuration of the payroll replacement system according to the thirteenth embodiment. FIG. 33 is a diagram illustrating in detail the contents of the portions grouped into section B and section D in the overall diagram of the hardware configuration of the payroll replacement system according to the thirteenth embodiment. FIG. 26 is a processing flow diagram of a payroll system according to a thirteenth embodiment. It is an example of the display screen of external input / output communication systems, such as a smart phone etc. concerning Example 14. FIG. 21 is a functional block diagram of a payroll system according to a fourteenth embodiment. FIG. 24 is an overall view of a hardware configuration of a payroll repayment system according to a fourteenth embodiment. FIG. 31 is a diagram illustrating in detail the contents of portions grouped into section A and section C in the overall diagram of the hardware configuration of the payroll replacement system according to the fourteenth embodiment. FIG. 31 is a diagram illustrating in detail the contents of the portions grouped into section B and section D in the overall diagram of the hardware configuration of the payroll replacement system according to the fourteenth embodiment. FIG. 24 is a processing flow diagram of a payroll system according to a fourteenth embodiment.

  Hereinafter, embodiments of the present invention will be described with reference to the drawings. The present invention is not limited to these embodiments at all, and can be implemented in various modes without departing from the scope of the invention.

  The first embodiment will mainly describe claims 1, 16, and 17.

  The second embodiment will mainly describe claim 2.

  The third embodiment will mainly describe claim 3.

  The fourth embodiment will mainly describe claims 4 and 5.

  The fifth embodiment will mainly describe claim 6.

  The sixth embodiment will mainly describe claim 7.

  The seventh embodiment will mainly describe claim 8.

  The eighth embodiment will mainly describe Claim 9.

  The ninth embodiment will mainly describe claim 10.

  The tenth embodiment will mainly describe Claim 11.

  The eleventh embodiment will mainly describe Claim 12.

  The twelfth embodiment will mainly describe Claim 13.

  The thirteenth embodiment will mainly describe Claim 14.

The fourteenth embodiment will mainly describe Claim 15.
Example 1
<Overview of Example 1>

  FIGS. 1, 2, 3 and 4 are diagrams for explaining an example of an outline of a payroll repayment system according to the first embodiment. Here, as shown in FIG. 1, for example, Hibiya Liquor Sales Service Co., Ltd. (0103), which has entered into a payroll exchange service offering contract (0102) with ABC Payroll Exchange Service Co., Ltd. (0101), has an employment relationship. As one of the welfare systems (0104) for employees, etc., it is known that employees such as Zhou Tanjin (0105) can use the salary replacement payment service of ABC salary replacement payment service, Inc.

  As shown in FIG. 2, Shu Tian Jin (0202) who is an employee etc. of Hibiya Sake Sales Service Co., Ltd. (0201) receives a salary of Example 1 of ABC Salary Repayment Service Co., Ltd. (0204) from a smartphone etc (0203). Connected to the payment system (0205).

  As shown in FIG. 3, from the computer system in which the salary replacement payment system of the first embodiment is incorporated, ABC salary replacement payment service, Inc. is based on the unpaid salary receivables information of Zhou Tanin and the amount-for-refundable amount calculation rule. Calculate the advance payment amount.

  For example, Zhou Danjin can be selected from the pull-down menu in increments of 1000 yen below the available payment amount, for example, from a smartphone etc. 0302) and, if necessary, specific account contents (0303) are input and transmitted to the payback system of the first embodiment.

  ABC Payroll Exchange Service, Inc. receives the reimbursement request amount sent by Zhu Danjin and the designated transfer designated account from the computer system incorporating the salary repayment payment system of the first embodiment, and the system from the reimbursement charge amount this time An instruction to the bank for transfer that calculates the payment amount that is the amount excluding the usage fee etc., sets the transfer source account as the service bank account, and sets the transfer destination account as the payroll transfer account or the desired transfer designated account, or Process for instruction.

  As shown in FIG. 4, after the predetermined period, ABC payroll replacement service, Inc. uses a computer system incorporating the payroll replacement system according to the first embodiment, so that employees etc. who have an employment relationship with Hibiya Liquor sales service. A totalized amount (0401) of repayment payment amount within a predetermined period is calculated by totaling the database-ized detailed list (0402) of the reimbursement payment amount within the predetermined period.

In addition, ABC Payroll Replacement Services Co., Ltd. uses the computer system incorporating the payroll replacement payment system of Example 1 to acquire replacement pay-to-values transferred from Hibiya Liquor Sales Service Co., Ltd. to a bank account for service, and replace it. Output the comparison result in comparison with the total payment amount.
<Configuration of Example 1>

  FIG. 5 is a diagram illustrating an example of a functional block diagram in the salary substitution payment system of the first embodiment. As shown in this figure, the payroll system (0500) according to the first embodiment includes a service bank account information holding unit (0501), an employment relation information holding unit (0502), and an unpaid salary receivables information holding unit ( 0503), Unpaid Salary and Claims Information Acquisition Unit (0504), Reimbursable Amount Calculating Rule Holding Unit (0505), Reimbursable Amount Calculation Unit (0506), Reimbursement Claim Receiving Unit (0507), Transfer processing unit (0508), total amount of repayment payment calculation unit (0509) for each user, etc., repayment payment value acquisition unit (0510), amount comparison unit (0511), comparison result output unit (0512) And.

  The functional blocks of the system described below can be realized as hardware, software, or both hardware and software. Specifically, if a computer is used, the CPU, main memory, bus, or secondary storage device (hard disk, non-volatile memory, storage medium such as CD-ROM, DVD-ROM, etc. and read drive of those media Etc.), hardware components such as printing devices, display devices, and other external peripheral devices, I / O ports for external peripheral devices, driver programs for controlling the hardware, and other application programs, and information input The user interface used etc. are mentioned.

In addition, these hardware and software perform arithmetic processing of the program developed in the main memory by the CPU, process data stored in the memory or hard disk, data input through the interface, etc., store and output It is used to process or control each hardware component. Further, the present invention can be realized not only as an apparatus but also as a method. In addition, a part of such an invention can be configured as software. Furthermore, software products used for causing a computer to execute such software, and recording media in which the products are fixed to recording media are naturally included in the technical scope of the present invention (the same applies throughout the present specification). Is).
<Description of Configuration of Example 1>
<Description of Configuration of Embodiment 1: Salary Replacement System>

It is a computer having the above configuration, and is a server.
<Description of Configuration of Embodiment 1: Bank Account Information Holding Unit for Service>

  The “Service Bank Account Information Holding Unit” (0501) is configured to hold service bank account information, which is information on a service bank account that is a bank account in which funds for repayment payment are deposited. .

  The bank account information for service, if the yen is handled by a domestic financial institution, is the name of the financial institution, branch name, deposit item, account number, account name, transfer deposit / withdrawal information, and the like. Further, the transfer deposit and withdrawal information includes information on the other party, the deposit and withdrawal date, and the deposit and withdrawal amount. However, handling in foreign currency and foreign financial institutions is not limited to this as it is in line with the circumstances of the country concerned.

  In addition, the service bank account is an account managed by a company providing a payroll payment service, and obtains a payback value from a user or the like as a transfer source account of payroll payment to employees etc. It is used as a payee account for

The service bank account information storage unit can be realized by, for example, a recording medium such as an HDD, a flash memory, or a portable recording disk.
<Description of the configuration of the first embodiment: Employment related information holding unit>

  “Employment-related information holding unit” (0502) holds employment-related information, which is information in which a user etc. is associated with an employee etc. who is a person who receives payment directly or indirectly from the user etc. It has a function, for example, realized by a combination of storage device, user interface such as graphical user interface (GUI) / command line user interface (CUI), input device, or input / output of communication network equipment etc. And the information for each item as shown in FIG. 6 is held.

FIG. 6 is a diagram showing an example of the employment relation information held by the employment relation information holding unit. As shown in this figure, the “employment-related information” includes information on users etc., information on employees etc., employment contracts / employment rules and the like. For example, the name (0601) of the user etc., the address or sales office (0602), the type of business (0603) such as the user, the job type (0604) assigned by the user etc. to the employee etc., the name (0605) of the employee etc. , Nationality (0606) of employee etc., employment form (0607), salary transfer date (0608), and overtime regulations (0609). Further, although not shown, information on the form of a company or a Japanese company or a foreign company may be held.
<Description of Configuration of First Embodiment: Unpaid Salary and Claims Information Holding Unit>

  The “Payable Payables Receivable Information Holding Department” (0503) has a function of holding unpaid payroll claims information indicating an unpaid payroll claim such as an employee for each user etc. For example, a storage device or GUI / CUI It can be realized by a user interface such as an input device or the like, or a combination of an input / output such as a communication network device, and the information for each item as shown in FIG. 7 is held.

FIG. 7 is a diagram showing an example of unpaid salary receivables information (including unpaid salary receivables amount, which is the same throughout the present specification) accumulated in a database by the unpaid salary receivables information holding unit. is there. As shown in this figure, the amount of unpaid receivables of Shutonin, who is an employee of Hibiya Shuka Chain Co., Ltd., is 180,000 yen (0701), and Jiro Marunouchi is 320,000 yen (0702), Makoto Shinbashi Is an example of 250,000 yen (0703).
<Description of Configuration of First Embodiment: Unpaid Salary and Claims Information Acquisition Department>

  The “Payable Payables Receivable Information Acquisition Department” (0504) has a function of acquiring unpaid payee receivables information with a user or the like possessed by the employee or the like based on employment-related information; for example, a storage device Or a combination of user interface such as GUI / CUI and input device, or input / output such as communication network equipment. This unit acquires unpaid payroll receivables information held in the unpaid paid receivables information holding unit in order to calculate the repayment amount.

For example, when Zhou Tanjin, who is the beneficiary of providing payroll replacement service, connects to the payroll replacement system of the first embodiment from a smartphone or the like, the employment relationship information is identified by the identification ID of the employee etc. included in the connection input information. From among the unpaid salary receivables information that is based on the unpaid salary receivables information holding unit in which the employee etc. is associated and the Hibiya Liquor Sales Service Co., Ltd. is associated, based on the unpaid salary receivables information holding unit The unpaid salary and claims information on is acquired.
<Description of the configuration of the first embodiment: Renewable payment amount calculation rule holding unit>

  The “repayment payment possible amount calculation rule holding unit” (0505) has a function of holding a rule for calculating the reimbursement possible amount for each employee etc. based on the acquired unpaid salary receivables information, for example, as described above In the same way as the employment relationship information storage unit of the above, arithmetic circuits such as CPU (central processing unit) and main memory, user interfaces such as storage devices, GUI / CUI and input devices, or inputs / outputs of communication network equipment etc. It can be realized by a combination.

  Further, the “repayment available amount calculation rule” held therein is a rule for calculating the available amount for repayment from the amount of unpaid salary receivable according to the attendance information and the like of the employee etc.

  FIG. 8 is a conceptual diagram showing an example of the transferable payment amount calculation rule held in the transferable payment amount calculation rule holding unit. In this example, the repayment possibility amount calculation rule is held as a coefficient (0801) on the table according to the employment form and the rank of the attendance information.

The reimbursable payment amount calculation rule may be common to all users or the like, or may be separate for each user or the like. Further, the table is not limited to this FIG. 8, but may be a table adopting another element such as the type of industry of the user, etc., or a three-dimensional or more subdivided table, or a one-dimensional simple table. Good. The number of ranks of attendance information may also be two or more or one. In the latter case, it is identical to all employees.
<Description of Configuration of Embodiment 1: Reimbursable Payment Amount Calculation Unit>

  The “refundable amount calculation part” (0506) has a function of calculating the reimbursable amount for each employee etc. based on the reimbursable amount calculation rule and the acquired unpaid salary receivables information, for example, the CPU This can be realized by an arithmetic circuit such as a (central processing unit) or a main memory.

  Specifically, for example, the reimbursable payment amount calculation rule held by the tabulated coefficients as shown in FIG. 8 is matched with the rank of the employment form and the attendance information by the logical operation processing of the CPU or the like. The coefficient is determined by searching the coefficient in the table, and the condition is calculated as follows: Repayable amount = Unpaid Salary Receivable Amount x Coefficient.

For example, in the case of the repayment possible amount calculation rule as shown in FIG. 8, if the employment form of Zhu Danin is a regular full-time employee and attendance information is possible, the coefficient is 0.7 (0801). Since the amount of unpaid salary receivables is 180,000 yen (0701), it is possible to obtain 121,000 yen = 180,000 yen × 0.7 as the amount of possible repayment.
<Description of Configuration of First Embodiment: Recurring Payment Request Unit>

  The “reimbursement request receiving unit” (0507) receives reimbursement request information (including reimbursement request amount from the employee etc. within the calculated reimbursable amount), which is the same throughout the present specification. And a CPU (central processing unit), an arithmetic circuit such as a main memory, a storage device, a user interface such as a GUI / CUI or an input device, or a combination of an input / output such as a communication network device It can be realized.

For example, as shown in FIG. 3, the reimbursement payment amount (0301), the desired transfer designated account (0302), and the specific account contents (0303) as required, transmitted from a smartphone or the like of an employee etc. To receive. It should be noted that the reimbursement request amount may be selected, for example, from a pull-down menu in increments of 1000 yen, which is equal to or less than the reimbursable amount. In this example, 30,000 yen is selected from the pull-down menu as the reimbursement request amount.
<Description of Configuration of Embodiment 1: Transfer Processing Unit>

  The “Transfer Processing Department” (0508) calculates the payment amount, which is the amount obtained by excluding the system usage fee etc. from the amount of claim for replacement, sets the transfer source account as the service bank account, and transfers the transfer destination account to the payroll transfer account or hope Has a function of instructing a bank to transfer money as a specified transfer account, or processing for an instruction, for example, an arithmetic circuit such as a CPU (central processing unit) or main memory, a storage device, or a GUI / CUI It can be realized by a user interface such as an input device or an input device, or a combination of an input / output such as a communication network device.

  For example, as shown in FIG. 9, the system usage fee etc. is divided into a portion calculated at a fixed rate and a portion with a fixed amount in the amount of claim for replacement payment, and calculated as system usage fee = amount for claim for replacement fee × 6% + 291 yen. The amount paid out is 27,909 yen as the amount paid out.

The system usage fee or the like is not limited to this FIG. 9, and may be, for example, only a fixed rate portion or only a fixed amount portion, or may be a subdivided table by adopting an element such as a transfer destination account.
<Description of Configuration of First Embodiment: Total Reimbursement Amount Calculation Unit for Each User etc.>

  "Employee etc. Total Reimbursement Amount Total Calculation Department" (0509) is a total of the amount of reimbursement payment as reimbursement for the employee, etc. employed by the user etc. for each user etc. It has a function of calculating the total amount of money, and can be realized by an arithmetic circuit such as a CPU (central processing unit) or a main memory, for example.

  In addition, this predetermined period is set as a period suitable for service provision by a salary replacement payment service provider, and for example, as will be described later, an advance payment is recorded to update the unpaid salary receivables information of this period. It may be an accounting period.

After the predetermined period, based on the service bank account information, the total amount of reimbursements within the predetermined period is calculated for each user and the like.
<Description of the configuration of the first embodiment: Repayment payment vs. value acquisition unit>

  The “Repayments vs. Value Acquisition Department” (0510) has a function to obtain repayments vs. value transferred from the user etc. directly or indirectly to the service bank account as compensation for repayments one or more times. For example, it can be realized by a combination of a storage device, a user interface such as a GUI / CUI or an input device, or an input / output such as a communication network device.

After the end of the predetermined period, by the date of settlement, from the user's bank account information, the payment for the replacement payment made one or more times from the user etc. is obtained.
<Description of Configuration of Embodiment 1: Amount Comparison Unit>

  The “amount comparison section” (0511) is the total amount of reimbursement payments and the value of the reimbursed reimbursement price (the total amount if remittances have been made twice or more times. The same applies throughout the present specification) , And can be realized by, for example, an arithmetic circuit such as a CPU (central processing unit) or a main memory.

The difference between the total amount of reimbursements within the predetermined period and the reimbursement payment value is calculated for each user, etc., and the difference is calculated as the comparison result.
<Description of Configuration of Embodiment 1: Comparison Result Output Unit>

  The “comparison result output unit” (0512) has a function of outputting the comparison result in the amount comparing unit, and, for example, a storage device, a user interface such as GUI / CUI or input device, or an input / communication network device It can be realized by a combination of outputs and the like.

As shown in FIG. 10, the comparison result is, for example, the condition that the user is sent or electronically requested as a payroll settlement statement.
<Hardware Configuration of First Embodiment>

  FIG. 11 is a partial detail view thereof together with FIG. 11 (A. C) and FIG. 11 (B. D), in the pay-as-you-go payment system when the above-mentioned functional constituent requirements are realized as hardware. It is a schematic showing an example of composition. The operation of each hardware component in the payroll payment process will be described using these figures. Bank account information holding unit for service in payroll replacement payment system, employment related information holding unit, unpaid salary receivables information holding unit, unpaid salary receivables information acquiring unit, reimbursable amount calculation rule holding unit, repayment possible amount calculation unit The reimbursement request acceptance unit, the transfer processing unit, the user, etc., total reimbursement amount calculation unit, reimbursement payment value acquisition unit, amount comparison unit, and comparison result output unit are composed of the following hardware and programs: Ru. As shown in these figures, a CPU (central processing unit) (1101), a main memory (1102), a UI (user interface) (1103), and an I / O (input / output) (1104) And an HDD (1105). Then, they are mutually connected by a data communication path such as a system bus to perform transmission and reception of information and processing.

  Further, the main memory provides a work area which is a work area of the program at the same time as reading out in order to cause the CPU to execute a program for performing various processes. In addition, multiple addresses are assigned to this main memory and HDD, respectively, and the program executed by the CPU can exchange data and perform processing by specifying and accessing the address. It has become.

  Here, for example, a connection request from a dedicated application such as a smartphone or the like launched by an employee or the like to a server of a salary replacement service provider is received via I / O to establish communication. Furthermore, the identification ID etc. which specify the employee etc. from a smart phone etc. are received.

  Then, according to the service bank account information holding program, the service bank account information already stored in the HDD is read out to the work area of the main memory and stored in the address 1 of the main memory. Note that part of the service bank account information has already been read out to the work area of the main memory and is at address 1 of the main memory.

  Next, in accordance with the employment relation information holding program, the employment relation information already stored in the HDD is read out to the work area of the main memory and is stored in the address 2 of the main memory.

  Also, according to the unpaid payroll and claims information holding program, the unpaid payroll and claims information already stored in the HDD is read out to the work area of the main memory.

  Subsequently, according to the unpaid salary and claims information acquisition program, from the identification ID and the like identifying the employee etc. included in the input operation at this I / O, with the user etc. possessed by the employee etc. The unpaid salary receivables information during the period is acquired and stored in the address 3 of the main memory.

  Further, according to the repayable money amount calculation rule holding program, the repayable money amount calculation rule already stored in the HDD is read to the work area of the main memory and stored in the address 4 of the main memory.

  Next, according to the repayable amount calculation program, based on the repayable amount calculation rule stored in the address 4 of the main memory, repayment is made from unpaid salary receivables information stored in the address 3 of the main memory. The possible amount of money is calculated and stored in address 5 of the main memory.

  Subsequently, for example, upon receiving an input of the reimbursement payment information by a click operation or the like by an I / O by an employee or the like, reimbursement billing information is stored in the address 6 of the main memory according to the repayment billing acceptance program.

  Next, according to the transfer processing program, the payment amount is calculated by subtracting the system usage fee etc. from the replacement payment amount of the replacement payment information stored in address 6 of the main memory, and the payment amount is calculated. Store. Processing for transfer related to payment from this payment amount, the bank account for service stored in address 1 of the main memory, and the transfer designated account of payment request information stored in the address 6 of the main memory It is the condition of doing.

  In addition, for example, a payroll service provider provides a comparison between the total amount of repayment payment for each user etc. and the value for the repayment payment value, such as clicking on the execution button, such as a UI, I / O, Internet interface, dedicated communication line When accepted by the interface or the like, first, all or part of the programs stored in the HDD are read out to the work area of the main memory.

  Then, according to the service bank account information holding program, the service bank account information already stored in the HDD is read out to the work area of the main memory and stored in the address 1 of the main memory. Note that part of the service bank account information has already been read out to the work area of the main memory and is at address 1 of the main memory.

  Next, according to the total reimbursement total amount calculation program for each user etc., the total amount for the total repayment amount for each user etc is calculated from the service bank account information stored in address 1 of the main memory, and Store at address 8

  Similarly, according to the repayment payment value acquisition program, the repayment payment value for each user, etc. is obtained from the service bank account information stored in address 1 of the main memory, and the total amount is calculated, Store in address 9 of main memory.

  Next, according to the money comparison program, the total amount of reimbursement for each user etc. stored in address 8 of the main memory, and the reimbursement payment value for each user etc. stored in the address 9 of the main memory The comparison result is stored in address 10 of the main memory.

Subsequently, according to the comparison result output program, the comparison result stored in the address 10 of the main memory is displayed on a display (not shown) as a salary replacement payment amount settlement document to report to the user etc. It can be said that
<Flow of Process of Embodiment 1>

  12 and 13 are flowcharts showing an example of the flow of processing in the pay-as-you-go system of the first embodiment. Note that the steps shown below may be processing steps that are recorded on a medium and configure a program for controlling a computer.

  As shown in FIG. 12, first, an activation command of an application for reimbursement request is received by an input operation by an employee or the like at an I / O (step S1201).

  All or part of the items are read out from the service bank account information (step S1202).

  Next, all or part of the item is read out from the employment relation information (step S1203).

  Next, all or part of the item is read out from the unpaid salary and claims information (step S1204).

  Next, the employment relationship and unpaid salary receivables information are identified from the identification ID or the like identifying the employee (step S1205).

  The refundable amount calculation rule is read out (step S1206).

  Based on the read out available payment amount calculation rule, the available payment amount is calculated from the unpaid salary receivables information (step S1207).

  Subsequently, reimbursement payment information is received by an input operation at the I / O by an employee or the like (step S1208).

  A payout amount is calculated, which is the amount obtained by excluding the system usage fee and the like from the charge amount (step S1209).

  The transfer of the payment amount is instructed to the transfer designated account of the transfer payment request information (step S1210).

  As shown in FIG. 13, first, an input such as a click operation of a comparison execution button between the total amount of repayment payment amount for each user etc. and the repayment payment value is received by the UI or the like (step S1301).

  All or part of the items are read out from the service bank account information (step S1302).

  From the bank account information for service, the total amount of reimbursement for each user etc. is calculated (step S1303).

  Based on the service bank account information, a payment for each user etc. is acquired (step S1304).

  The total amount of reimbursement for each user, etc. is compared with the reimbursement price for each user, etc. (step S1305).

For example, as shown in FIG. 10, the comparison result is output as a payroll payment statement (step S1306).
Brief Description of Effects of Embodiment 1

  The present invention having the above-described configuration provides a payback system based on the equivalent amount of salary already determined by labor, in contrast to the fact that the salary as compensation for labor of employees etc. is paid with a time lag. By doing this, it is possible to meet the immediate financial needs of employees etc.

  Furthermore, since the amount of claims for reimbursement that the employee etc. can select is from the pull-down menu below the reimbursable amount, there is no possibility that the request for the prepaid salary application in the prior art will be rejected. It will be easy and reliable to create a funding plan.

In addition, since it is possible to use a payroll prepayment transfer account as a separately designated designated account other than a payroll transfer account, it has flexibility to accommodate diverse needs from various circumstances for individuals such as employees. Sex is improved.
Example 2
<Overview of Example 2>

  The second embodiment is based on the above first embodiment, and further updates the unpaid salary receivable information based on one or more of the advance payment, paid salary information, and newly generated unpaid salary receivable information as new labor compensation. It is a salary replacement payment system characterized by having a function.

ABC Payroll Replacement Services, Inc. uses the computer system incorporating the payroll replacement system of Example 2 to receive claims for replacement payments, paid salary information (including paid salaries, and so forth throughout this specification. Unpaid receivables information at any time or / and by regular batch processing along with newly generated unpaid paid receivables information as new labor compensation). In addition, although it is the name of repayment, it may function as a prepaid salary system by satisfying a predetermined condition. An example of the predetermined condition is that the advance payment is transferred to the payroll transfer account.
<Configuration of Example 2>

  FIG. 14 is a diagram illustrating an example of a functional block diagram in the payroll system of the second embodiment. As shown in this figure, the payroll repayment system (1400) of the second embodiment is based on the above first embodiment, with the service bank account information holding unit (1401) and the employment related information holding unit (1402); Unpaid Salary Receivables Information Holding Unit (1403), Unpaid Payables Receivable Information Acquisition Unit (1404), Renewable Payment Amount Calculation Rule Holding Unit (1405), Repaymentable Amount Calculation Unit (1406), Repayment Billing acceptance unit (1407), Transfer processing unit (1408), Repayment payment total amount calculation unit (1409) for each user, etc., Repayment payment value acquisition unit (1410), Amount comparison unit (1411) , And a comparison result output unit (1412), and further includes an unpaid salary and receivable information information update unit (1413).

The bank account information holding unit for service, employment-related information holding unit, unpaid salary receivables information holding unit, unpaid paid receivables information acquiring unit, redemption possible amount calculation rule holding unit, redemption possible amount calculating unit, and redemption With regard to the claim acceptance unit, the transfer processing unit, the user, etc., with regard to the calculation unit for calculating the total amount of reimbursement payments, the reimbursement payment value acquisition unit, the amount comparison unit, and the comparison result output unit, Therefore, the explanation is omitted. The unpaid salary receivables information updating unit, which is a feature of the second embodiment, will be described below.
<Description of Configuration of Embodiment 2: Unpaid Salary and Claims Information Update Department>

  Based on the above-described first embodiment, the “unpaid salary and claims information update unit” (1413) is further based on one or more of the advance payment, the paid salary information, and the newly generated unpaid salary receivable information as the new labor compensation. Has a function to update the unpaid salary receivable held in the unpaid salary receivables information holding unit, for example, arithmetic circuit such as CPU (central processing unit) or main memory, storage device, GUI / CUI, input device, etc. It can be realized by a combination of input / output of a user interface of a communication network device or the like.

As shown in FIG. 15, the unpaid salary receivables information is stored as a database for each employee etc. by each employee etc., and the amount of the unpaid salary receivables after the update = the amount of the unpaid salary receivables before the update−the replacement The relationship between the amount paid-paid salary amount + the amount of newly generated unpaid salary receivables. In this example, the post-update unpaid salary receivables amount of 280,000 yen (1501) of Zhou Danin has been paid as repayment payment of 50,000 yen (1503) from the unpaid unpaid receivables amount before update of 300,000 yen (1502) The amount obtained by subtracting the amount of salary 100,000 yen (1504) and the amount of newly generated unpaid salary receivables amount 130,000 yen (1505) are added.
<Hardware Configuration of Embodiment 2>
FIG. 16 is a partial detail view thereof together with FIG. 16 (A. C) and FIG. 16 (B. D), in the pay-as-you-go payment system when the above-mentioned functional constituent requirements are realized as hardware. It is a schematic showing an example of composition. The operation of each hardware component in the payroll payment process will be described using these figures.

  The main memory provides a work area which is a work area of the program at the same time as reading out to cause the CPU to execute a program for performing various processes. In addition, multiple addresses are assigned to this main memory and HDD, respectively, and the program executed by the CPU can exchange data and perform processing by specifying and accessing the address. It has become.

  Here, for example, when an input such as a click operation of an execution button for updating unpaid payroll receivables information by a payback service providing company is received by the UI, I / O, Internet interface, dedicated communication line interface, etc. The unpaid salary receivables information update program stored in is read out to the work area of the main memory.

Then, according to the unpaid payroll claims information update program, unpaid payroll claims information already stored in the address 3 of the HDD, newly generated unpaid payroll claims information stored in the address 11, and the payments stored in the address 12 Read out the prepaid salary information and reimbursement billing information stored in address 6 in the work area of the main memory, accumulate it for each user etc., for each employee etc. and compare the difference as the unpaid salary receivables information after updating The condition is to store at address 3 of the memory and to record at address 3 of the HDD.
<Flow of Processing in Example 2>

  As shown in FIG. 17, first, an input such as a click operation of an execution button for updating unpaid salary and receivables information is received by the UI and the like (step S1701).

  The unpaid salary receivables information is read out to the main memory (step S1702).

  Newly accrued unpaid salary receivables information is read out to the main memory (step S1703).

  The reimbursement billing information is read out to the main memory (step S1704).

  The paid salary information is read out to the main memory (step S1705).

  The user etc. and employee etc. are accumulated, and the difference is calculated as the unpaid salary receivables information after update (step S1706).

The unpaid salary receivables information is updated with the calculated unpaid salary receivables information (step S1707).
Brief Description of Effects of Embodiment 2

According to the present invention having the above-described configuration, it is possible to update unpaid salary receivables information based on one or more of the advance payment, paid salary information, and newly generated unpaid paid receivables information as new labor compensation.
Example 3
<Outline of Example 3>

  The third embodiment is based on the above second embodiment, and further, the unpaid salary receivables information updating unit records an advance payment for updating the unpaid paid receivables information in the current period as the previous year's payroll accounting. It is the period from the closing date to the current payroll date, and the amount of unpaid payrolls to be used for updating the unpaid payrolls information in this term is the amount of unpaid payrolls fixed at the closing date of the previous term payroll. It is a salary substitution payment system characterized by being.

As illustrated in FIG. 18, the accounting period for recording the advance payment for updating the unpaid salary receivables information of this term is from the payroll closing date of the previous fiscal year (September 30) to the payroll date of this term (Oct. 25 days). The accrual period in this case may be selected as to whether or not to include the closing date of the previous period and / or this period. In addition, the amount of unpaid receivables newly accrued in the current fiscal year targeted for reimbursement claims is ¥ 300,000 as of the closing date of the previous term's payroll period (September 30). Further, in this example, since the repayment of 100,000 yen is made on the repayment claim date (October 10), the amount of unpaid receivables becomes 200,000 yen. After that, the paid salary amount on this day (October 25) is 200,000 yen, and the remaining amount of unpaid receivables is 0 yen. Thus, since the balance of unpaid loans receivable, which is the source of repayment, will be 0 yen on this payroll date, from this date onwards until the close of this payroll period (October 31). Although it is not possible to make a claim, the amount of unpaid salary receivables on the closing date of this term (October 31), which is the subject of the next year's repayment, will be accumulated separately.
<Configuration of Example 3>

The configuration of the third embodiment and its functional block diagram are basically the same as the configuration of the second embodiment and FIG. 14 which is a functional block diagram thereof. The difference is in the Unpaid Payables Renewal Department, and the accrual period when accruing accrual for updating accrual payables in this term is from the payroll closing date of the previous period to the payroll payment date of this term. And the amount of unpaid receivables used for updating the unpaid paid receivables information of this term is characterized by the amount of unpaid paid receivables determined on the closing date of the previous year's payroll.
<Hardware Configuration of Embodiment 3>

The hardware configuration of the third embodiment and the hardware configuration diagram thereof are the same as the hardware configuration of the second embodiment and the hardware configuration diagram of FIG. 16, FIG. 16 (A. C), FIG. In the same way. The difference lies in the program for updating information on unpaid salary receivables, and the accounting period for recording the advance payment for updating the unpaid payables for this period is from the payroll closing date of the previous fiscal period to the payroll payment date of this period. And the amount of unpaid receivables used for updating unpaid paid receivables information in this term is the amount of unpaid receivables that were settled on the closing date of the previous year's payroll, including a sub-program to realize There is.
<Flow of Processing in Example 3>

The process flow and process flow diagram of the third embodiment are basically the same as FIG. 17 which is the process flow and process flow diagram of the second embodiment. The difference lies in the step of updating the unpaid salary receivables information, and the accounting period when accruing accrual for updating the unpaid payables of this period is from the closing date of the previous fiscal year to the period from the payroll closing date to this period. And the sub-step to realize that the amount of unpaid receivables to be used for updating unpaid paid receivables information in this term is the amount of unpaid receivables settled on the closing date of the previous year's payroll There is.
Brief Description of Effects of Example 3

As described above, it is possible to improve the efficiency of accounting business of a company by limiting the amount of target unpaid payroll claims that is the source of repayment claims to the amount of unpaid payroll claims on the closing date of the previous term payroll period. .
Example 4
<Outline of Example 4>

  The fourth embodiment is based on the second embodiment, and further, the unpaid salary receivables information updating unit records an advance payment for updating the unpaid paid receivables information in the current period as the previous year's payroll accounting. The period from the closing date to the current fiscal year's payroll closing date, and the amount of unpaid receivables used to update the unpaid paid receivables information in the current fiscal year is the unpaid paid receivables fixed on the previous fiscal year's payroll closing date. Amount added to the amount of unpaid receivables accumulated up to the date of the invoice payment, or unpaid accumulated up to the date of claim not including the amount of unpaid receivables settled on the closing date of the previous year's payroll This is a payroll system, which is characterized by the amount of payroll claims.

  As illustrated in FIG. 19, the accounting period for recording the advance payment for updating the unpaid salary receivables information of this term is from the closing date of the previous fiscal year's payroll period (September 30) from It is a period until October 31). The accrual period in this case may or may not include the closing date of the previous period and / or the closing period of the current period. In addition, the amount of unpaid receivables subject to reimbursement claims is the amount of unpaid receivables of ¥ 300,000 determined on the closing date of the previous fiscal year (September 30) The amount of unpaid salary receivables accumulated up to ¥ 200,000 is ¥ 500,000. In this example, since the 230,000 yen advance payment request was made on October 20, the amount of unpaid receivables at the end of October 20 is 270,000 yen. Then, the amount of unpaid receivables will be 320,000 yen by adding the accumulated portion up to this term's salary payment date (October 25), but the paid salary amount of 70,000 yen will be subtracted, and the end of October 25 At that time, the amount of unpaid salary receivable will be 250,000 yen. Similarly, the amount of unpaid receivables is 280,000 yen by adding the accumulated portion up to the date of the invoice 2 (October 28), but since it was 100,000 yen, it was an overdraft. As of the end of October 28, the amount of unpaid receivables will be 180,000 yen. Furthermore, the amount of unpaid receivables will be 210,000 yen, adding the accumulated amount up to the closing date of this term (October 31).

As illustrated in FIG. 20, the accounting period for recording the advance payment for updating the unpaid salary receivables information of this term is from the closing date of the previous fiscal year's payroll period (September 30) from It is a period until October 31). The accrual period in this case may or may not include the closing date of the previous period and / or the closing period of the current period. In addition, the amount of unpaid salary receivables to be subject to reimbursement claims is the amount of unpaid salary receivables amounted to 150,000 yen accumulated up to the date of repayment claims 1 (Oct. 15). In this example, since the payment of 30,000 yen for claims on October 15 was made, the amount of unpaid receivables at the end of October 15 is 120,000 yen. After that, the amount of unpaid receivables will be 190,000 yen by adding the accumulated amount up to the claim date for repayment 2 (October 22), but since the repayment of 40,000 yen was made, October 22 At the end of the day, the amount of unpaid salary receivables will be 150,000 yen. Furthermore, the amount of unpaid receivables will be 240,000 yen by adding the accumulated amount up to the closing date of this term (October 31). The amount of 240,000 yen of the unpaid salary receivable is the planned amount of salary payment on the next salary payment date (November 25).
<Configuration of Example 4>

The configuration of the fourth embodiment and the functional block diagram thereof are basically the same as the configuration of the second embodiment and FIG. 14 which is a functional block diagram thereof. The difference is in the Unpaid Payables Renewal Department, and the accounting period for posting reimbursement for renewing unpaid payables in this term is from the payroll closing date of the previous period to the payroll closing date of this term. It is a period, and the amount of unpaid receivables used for updating the unpaid paid receivables information in this term is the amount of unpaid receivables accumulated on the date of the invoice payment date fixed on the closing date of the previous year's payroll. It is characterized in that it is an amount obtained by adding the amount of paid receivables or an amount of unpaid paid receivables accumulated up to the date of claim for replacement, which does not include the amount of unpaid paid receivables fixed on the closing date of the previous fiscal year.
<Hardware Configuration of Embodiment 4>

The hardware configuration of the fourth embodiment and the hardware configuration diagram thereof are the same as the hardware configuration of the second embodiment and the hardware configuration diagram of FIG. 16, FIG. 16 (AC), FIG. 16 (BD) and FIG. In the same way. The difference lies in the program for updating information on unpaid salary receivables, and the accounting period for accruing accrual for updating payment payable information for this period is from the closing date of the previous period to the closing date of the current period. It is a period, and the amount of unpaid receivables used for updating the unpaid paid receivables information in this term is the amount of unpaid receivables accumulated on the date of the invoice payment date fixed on the closing date of the previous year's payroll. Subprogram to realize that the amount of the amount of paid receivables added or the amount of unpaid receivables accumulated up to the date of the replacement claim excluding the amount of unpaid receivables fixed on the closing date of the previous fiscal year Contains.
<Flow of Processing in Example 4>

The process flow and process flow diagram of the fourth embodiment are basically the same as FIG. 17 which is the process flow and process flow diagram of the second embodiment. The difference lies in the Unpaid Payables Renewal Step, and the accounting period for accruing accrual for updating paid payables in this term is from the payroll closing date in the previous period to the payroll closing date in the current period. It is a period, and the amount of unpaid receivables used for updating the unpaid paid receivables information in this term is the amount of unpaid receivables accumulated on the date of the invoice payment date fixed on the closing date of the previous year's payroll. Substep to realize that it is the amount to which the amount of paid salary receivables is added or the amount of unpaid paid receivables accumulated up to the date of the invoice for replacement that does not include the amount of paid receivables fixed on the closing date of the previous fiscal year Contains.
Brief Description of Effects of Example 4

As described above, the payment of the advance payment is from the closing date of the previous fiscal year to the closing date of the current fiscal year. In other words, it is possible to make payment at any time, which is convenient for employees etc. high.
Example 5
<Outline of Example 5>

  In the fifth embodiment, based on the first embodiment, the total amount of reimbursement payments calculated by the total reimbursement amount calculation unit for each user etc. in the predetermined period is further notified to the user etc. It is a salary replacement payment system characterized by having a function.

FIG. 24 displays the total amount of reimbursement payments (2401), the amount of reimbursement payments (2402), and the difference (2403) as the breakdown of the comparison result in the example of the above-described salary replacement payment amount settlement book of FIG. Example. As shown in this figure, ABC payroll substitution service Ltd. is in the condition of notifying Hibiya Sake Sales Chain Co., Ltd. of a more detailed report.
<Configuration of Example 5>

  FIG. 21 is a diagram illustrating an example of a functional block diagram in the payroll system of the fifth embodiment. As shown in this figure, the pay-as-you-go payment system (2100) of the fifth embodiment is based on the above first embodiment, with the service bank account information holding unit (2101) and the employment relation information holding unit (2202). Unpaid Salary Receivables Information Holding Unit (2103), Unpaid Payables Receivable Information Acquisition Unit (2104), Renewable Payment Amount Calculation Rule Holding Unit (2105), Repaymentable Amount Calculation Unit (2106), Repayment Billing acceptance unit (2107), Remittance processing unit (2108), Repayment payment total amount calculation unit (2109) for each user etc., Repayment payment value acquisition unit (2110), Amount comparison unit (2111) , And a comparison result output unit (2112), and the user etc. further includes a total replacement payment amount notification unit (2114).

The bank account information holding unit for service, employment-related information holding unit, unpaid salary receivables information holding unit, unpaid paid receivables information acquiring unit, redemption possible amount calculation rule holding unit, redemption possible amount calculating unit, and redemption With regard to the claim acceptance unit, the transfer processing unit, the user, etc., with regard to the calculation unit for calculating the total amount of reimbursement payments, the reimbursement payment value acquisition unit, the amount comparison unit, and the comparison result output unit, Therefore, the explanation is omitted. The user, etc., which is a feature point of the fifth embodiment, will be described below with respect to the total payment amount for the amount of money paid by the user.
<Description of the configuration of the fifth embodiment: The user, etc., total payment amount for the amount of notification of the amount of replacement payment>

Based on the above-described first embodiment, the “repayment amount total notification portion for each user, etc.” (2114) is, for example, the difference between the total amount of repayment amounts for each user, etc. When the comparison result is output to the user etc., it has a function of simultaneously notifying the total amount of reimbursed payment amount together with the user etc. together or separately, similarly to the above-mentioned comparison result output unit, for example, storage device Or a combination of user interface such as GUI / CUI and input device, or input / output such as communication network equipment.
<Hardware Configuration of Embodiment 5>
FIG. 22 is combined with FIG. 22 (A. C) and FIG. 22 (B. D), which are partial detailed views thereof, in the pay-as-you-go payment system when the above-mentioned functional constituent requirements are realized as hardware. It is a schematic showing an example of composition. The functions of the respective hardware components in the notification processing of the total amount of reimbursement for each user etc. will be described using these figures.

  As shown in these figures, based on the first embodiment, this payroll replacement system is based on the CPU (2201) and the main memory (2202), the UI (2203), the I / O (2204), and the HDD (2205). ) And connected by a system bus etc. The CPU and the main memory in this embodiment have a hardware configuration that further realizes a total payment amount notifying unit for each user and the like.

Here, for example, an input such as a click operation of the execution button by comparison of the total amount of reimbursement for each user etc. and reimbursement payment value by the payroll repayment service provider, such as UI, I / O, Internet interface, dedicated communication When a line interface or the like receives it, first, the total payment amount for notification of the amount of replacement payment stored in the HDD is read out to the work area of the main memory. Then, according to the repayment payment total amount notification program, the user or the like stored in the HDD reads out the total repayment amount to the address 8 of the main memory and displays it on a "display" (not shown), etc. It can be notified as a report to etc.
<Flow of Processing of Example 5>

  FIG. 23 is a flow chart showing an example of the flow of processing in the payroll system of this embodiment. Note that the steps shown below may be processing steps that are recorded on a medium and configure a program for controlling a computer.

  As shown in FIG. 23, first, an input such as a click operation of a comparison execution button between the total amount of repayment payment for each user etc and the repayment payment value is received on the UI (step S2301).

  All or part of the items are read out from the service bank account information (step S2302).

  From the bank account information for service, the total amount of reimbursement for each user etc. is calculated (step S2303).

  Based on the service bank account information, the reimbursement payment value for each user, etc. is acquired (step S2304).

  The total amount of reimbursement for each user, etc. is compared with the amount of reimbursement for each user, etc. (step S2305).

The comparison result and the total amount of reimbursement for each user, etc., are output, for example, as a salary replacement reimbursement statement (step S2306).
Brief Description of Effects of Example 5

As described above, when outputting the comparison result which is the difference between the total amount of reimbursement for each user, etc. and the reimbursement price to the user, the total amount of repayment for each user, etc. is also notified Thus, the convenience of the user etc. can be improved.
Example 6
<Outline of Example 6>

  The sixth embodiment is based on the fifth embodiment based on the third embodiment, and further, the predetermined period is a period from the closing date of the previous period to the current period pay date. It is a repayment system.

As shown in FIG. 25, the predetermined period of the current period of Hibiya Shukasho Co., Ltd. is from the closing date of the previous term's payroll (Sept. 30) to the date of the term's pay (Oct. 25). In addition, the reimbursement paid by employees of Hibiya Sake Sales Chain Co., Ltd. during this period is 50,000 yen (October 1), 30,000 yen (October 3), and 100,000 yen (October 3). From October 6) to ..., 30,000 yen (October 23), the total amount of reimbursements will be 500,000 yen. ABC payroll replacement service, Inc. notifies Hibiya Liquor Sales Chain Co., Ltd. that the total amount of repayments is 500,000 yen. Hibiya Shuka Chain Co., Ltd. transfers the same amount as clearing of the reimbursement amount to the service bank account which is a bank account in which funds for repayment payment are deposited.
<Configuration of Example 6>

The configuration of the sixth embodiment and the functional block diagram thereof are basically the same as the configuration of the fifth embodiment and FIG. 21 which is a functional block diagram thereof. The difference is that the predetermined period is a period from the closing date of the previous term payroll period to the current term pay date.
<Hardware Configuration of Embodiment 6>

The hardware configuration of the sixth embodiment and the hardware configuration diagram thereof are the same as the hardware configuration of the fifth embodiment and the hardware configuration diagram of FIG. 22, FIG. 22 (AC) and FIG. 22 (BD). In the same way. The difference includes a sub-program that realizes that the predetermined period is a period from the closing date of the previous period to the current period of pay date.
<Flow of Processing in Example 6>

The process flow and process flow diagram of the sixth embodiment are basically the same as FIG. 23 which is the process flow and process flow diagram of the fifth embodiment. The difference includes the substep of realizing that the predetermined period is a period from the closing date of the previous period to the current period of pay date.
Brief Description of Effects of Embodiment 6

As described above, by limiting the predetermined period to the period from the closing date of the previous period to the current period, it is possible to improve the efficiency of the accounting operation of a company.
Example 7
<Outline of Example 7>

  The seventh embodiment is based on the fifth embodiment based on the fourth embodiment, and further, the predetermined period is a period from the closing date of the previous period to the closing period of the current period. It is a repayment system.

As shown in FIG. 26, the predetermined period of the current period of Hibiya Shukasho Co., Ltd. is from the closing date of the previous fiscal year (Sept. 30) to the closing date of the current period (Oct. 31). In addition, the reimbursement paid by employees of Hibiya Sake Sales Chain Co., Ltd. during this period is 50,000 yen (October 1), 30,000 yen (October 3), and 100,000 yen (October 3). October 6), ..., 30,000 yen (October 23), ..., 70,000 yen (October 28), the total amount of repayments is 600,000 It will be a circle. ABC payroll replacement service, Inc. notifies Hibiya Liquor Sales Chain Co., Ltd. that the total amount of repayments is ¥ 600,000. Hibiya Shuka Chain Co., Ltd. transfers the same amount as clearing of the reimbursement amount to the service bank account which is a bank account in which funds for repayment payment are deposited.
<Configuration of Example 7>

The configuration of the seventh embodiment and the functional block diagram thereof are basically the same as the configuration of the fifth embodiment and FIG. 21 which is a functional block diagram thereof. The difference is that the predetermined period is a period from the closing date of the previous period to the closing period of the current period.
<Hardware Configuration of Embodiment 7>

The hardware configuration of the seventh embodiment and the hardware configuration diagram thereof are the same as the hardware configuration of the fifth embodiment and the hardware configuration diagram of FIG. 22, FIG. 22 (AC) and FIG. 22 (BD). In the same way. The difference includes a sub-program that realizes that the predetermined period is a period from the closing date of the previous period to the closing period of the current period.
<Flow of Processing of Example 7>

The process flow and process flow diagram of the seventh embodiment are basically the same as the process flow and process flow diagram of the fifth embodiment shown in FIG. The difference includes the substep of realizing that the predetermined period is a period from the closing date of the previous period to the current period of pay date.
Brief Description of Effects of Embodiment 7

As described above, since the predetermined period is from the payroll closing date to the payroll closing date after the closing date of the previous fiscal period, the payback period matches the payrolling period, so that it is possible for employees etc. Convenience is high.
Example 8
<Outline of Example 8>

  The eighth embodiment is a pay-as-you-go system on the basis of the first to seventh embodiments described above, and further wherein the predetermined account is a payroll account of an employee or the like.

As shown in FIG. 3, for example, from a smartphone or the like of an employee etc., a payroll transfer account of an employee etc. is input as a desired transfer designated account (0302) and transmitted to the payback system of the first embodiment. And so on.
<Configuration of Example 8>

The configuration of the eighth embodiment and the functional block diagram thereof are basically the same as the configuration of the first embodiment and FIG. 5 which is a functional block diagram thereof. The difference is that the predetermined account is a payroll transfer account of an employee or the like.
<Hardware Configuration of Embodiment 8>

The hardware configuration of the eighth embodiment and the hardware configuration diagram thereof are the same as the hardware configuration of the first embodiment and the hardware configuration diagram of FIG. 11, FIG. 11 (AC), FIG. 11 (BD) and FIG. In the same way. The difference is that the predetermined account includes a sub program that realizes that the predetermined account is a payroll account of an employee or the like.
<Flow of Processing of Example 8>

The process flow and process flow diagram of the eighth embodiment are basically the same as the process flow and process flow diagram of the first embodiment shown in FIG. The difference is that the predetermined account is a sub-step of realizing that it is a payroll account of an employee or the like.
Brief Description of Effects of Example 8

As described above, since the predetermined account is a payroll transfer account of an employee or the like, flexible diversification of the transfer destination account can be achieved, and the convenience of the employee can be secured.
Example 9
<Outline of Example 9>

  The ninth embodiment is based on the first to seventh embodiments described above, and further, the predetermined account is a management transfer account of a credit card company used by an employee or the like. It is a system.

As shown in FIG. 3, for example, from a smartphone or the like of an employee, etc., a management transfer account of a credit card company to be used by an employee as a desired transfer designated account (0302) and specific account contents (if necessary) 0303) is input and sent to the payroll system of the first embodiment.
<Configuration of Example 9>

The configuration of the ninth embodiment and the functional block diagram thereof are basically the same as the configuration of the first embodiment and FIG. 5 which is a functional block diagram thereof. The difference is that the predetermined account is a managed transfer account of a credit card company used by an employee or the like.
<Hardware Configuration of Embodiment 9>

The hardware configuration of the ninth embodiment and the hardware configuration diagram thereof are the same as the hardware configuration of the first embodiment and the hardware configuration diagram of FIG. 11, FIG. 11 (AC), FIG. 11 (BD) and FIG. In the same way. The difference is that the predetermined account includes a sub program that realizes that the predetermined account is a managed transfer account of a credit card company used by an employee or the like.
<Flow of Processing of Example 9>

The process flow and process flow diagram of the ninth embodiment are basically the same as the process flow and process flow diagram of the first embodiment shown in FIG. The difference lies in the substep of realizing that the predetermined account is a managed transfer account of a credit card company used by an employee or the like.
Brief Description of Effects of Example 9

As described above, since the predetermined account is a managed transfer account of a credit card company used by an employee etc., flexible diversification of the transfer destination account can be achieved, and the convenience of the employee can be secured. .
Example 10
<Outline of Example 10>

  The tenth embodiment is characterized based on the first to seventh embodiments described above, and further, the predetermined account is a management transfer account of a payment agent company that performs payroll agency for employees etc. It is a payroll payment system.

As shown in FIG. 3, for example, from a smartphone or the like of an employee etc., a management transfer account of a payment agent company that pays and pays employees etc. as a desired transfer designated account (0302) and specifics as needed The account contents (0303) are input and sent to the payroll system of the first embodiment.
<Configuration of Example 10>

The configuration of the ninth embodiment and the functional block diagram thereof are basically the same as the configuration of the first embodiment and FIG. 5 which is a functional block diagram thereof. The difference is that the predetermined account is a management transfer account of a payment agent company that performs payroll agency for employees and the like.
<Hardware Configuration of Embodiment 10>

The hardware configuration of the tenth embodiment and the hardware configuration diagram thereof are the same as the hardware configuration of the first embodiment and the hardware configuration diagram of FIG. 11, FIG. 11A, FIG. 11B, and FIG. In the same way. The difference is that the predetermined account includes a sub-program that realizes that the predetermined account is a managed transfer account of a payment agent company that performs payroll agency for employees and the like.
<Flow of Processing of Example 10>

The process flow and process flow diagram of the tenth embodiment are basically the same as the process flow and process flow diagram of the first embodiment shown in FIG. The difference is that the predetermined account includes a sub-step of realizing that the predetermined account is a managed transfer account of a payment agent company that performs payroll agency for employees and the like.
Brief Description of Effects of Example 10

As described above, the predetermined account is a management transfer account of a payment agent company that performs payroll agency for employees etc., thereby flexibly diversifying the transfer destination account and securing the convenience of the employee. Can.
Example 11
<Outline of Example 11>

  The eleventh embodiment further has an attendance management system used by an employee or the like based on the second to tenth embodiments described above, and the unpaid salary receivables information updating unit generates an employee's newly generated unpaid salary receivable information. It is a salary replacement payment system characterized by being provided with a function having means for acquiring newly generated unpaid unpaid salary receivables information acquired from an attendance management system to be used by the company.

  The attendance management system used by the employees, etc. manages the working hours by recording the date when the employees etc. go to work, the time when they go to work, the time of leaving, etc., and automatically manages the newly generated unpaid payroll claims information as new labor compensation. It shall be calculated. If necessary, it may reflect the status of regular overtime pay and payroll deductions such as absence, lateness, and early leave, and also the status of holiday work and holiday work allowance or daytime leave acquisition and paid leave.

FIG. 27 shows a typical example of an attendance management system, in which a paper time card is inserted into the time recorder, and when the button for going to work, leaving work, going out, or returning is pressed, the inserted time is on the spot. It is printed and records the time of attendance, leaving work, going out, returning, etc. In addition, instead of time cards, IC cards, biometric devices such as fingerprints and finger veins, and time management using personal computers, and further, branch offices and factories located at remote locations using the Internet cloud. There is a wide variety of things such as time management such as one-time management at the head office.
<Configuration of Example 11>

  FIG. 28 is a diagram illustrating an example of a functional block diagram in a salary substitution payment system of the eleventh embodiment. As shown in this figure, the payroll system (2800) of the eleventh embodiment is based on the above second embodiment, with the service bank account information holding unit (2801) and the employment relationship information holding unit (2802); Unpaid Salary Receivables Information Holding Department (2803), Unpaid Payables Receivable Information Acquisition Department (2804), Repaymentable Amount Calculation Rule Holding Part (2805), Repaymentable Amount Calculation Part (2806), Repayment Billing acceptance unit (2807), Transfer processing unit (2808), Total payment amount calculation unit (2809) for each user etc., Repayment payment value acquisition unit (2810), Price comparison unit (2811), , And a comparison result output unit (2812) and an unpaid salary and claims information update unit (2813), and an attendance management system (2815) and a newly generated unpaid salary and claims within the unpaid salary and claims information update unit Information acquisition means and Further includes a.

The bank account information holding unit for service, employment-related information holding unit, unpaid salary receivables information holding unit, unpaid paid receivables information acquiring unit, redemption possible amount calculation rule holding unit, redemption possible amount calculating unit, and redemption With regard to the claim acceptance unit, the transfer processing unit, the user, etc., regarding the total reimbursement amount calculation unit, the reimbursement payment value acquisition unit, the amount comparison unit, the comparison result output unit, and the unpaid salary receivables information update unit, Since the description has already been made in the second embodiment, the description thereof is omitted. The attendance management system and the newly generated unpaid unpaid salary receivables information acquiring means, which are characteristic points of the eleventh embodiment, will be described below.
<Description of Configuration of Embodiment 11: Time Management System>

Based on the above-mentioned second embodiment, the “time management system” further manages the working hours by recording the date when employees, etc. go to work, the time when they go to work, the time of leaving work, etc. In addition to the function of automatically calculating paid salary receivables information, it has a function of automatically determining the evaluation of time information. If necessary, it may reflect the status of regular overtime pay and payroll deductions such as absence, lateness, and early leave, and also the status of holiday work and holiday work allowance or daytime leave acquisition and paid leave. For example, it can be realized by a combination of an arithmetic circuit such as a CPU (central processing unit) or a main memory, a storage device, a user interface such as a GUI / CUI or an input device, or an input / output of a communication network device.
<Description of Configuration of Embodiment 11: Newly Generated Unpaid Payables Debt Information Acquisition Means>

The “newly accrued unpaid salary receivables information acquiring means” has a function of acquiring newly newly accrued unpaid salary receivables information from an attendance management system used by an employee, etc. based on the second embodiment described above, As explained in the paid salary receivables information update section, CPU (central processing unit), arithmetic circuit such as main memory, storage device, user interface such as GUI / CUI, input device, or input / output of communication network equipment etc. It can be realized by the combination of
<Hardware Configuration of Embodiment 11>

The hardware configuration of the eleventh embodiment and the hardware configuration diagram thereof are the same as the hardware configuration of the second embodiment and the hardware configuration diagram of FIG. 16, FIG. 16 (AC), FIG. 16 (BD) and FIG. In the same way. The differences include a sub-program that realizes acquisition of newly generated unpaid payroll receivables information from an attendance management system used by an employee or the like.
<Flow of Processing of Example 11>

The process flow and process flow diagram of the eleventh embodiment are basically the same as the process flow and process flow diagram of the second embodiment shown in FIG. The difference includes a substep of realizing acquisition of newly generated unpaid payroll receivables information from an attendance management system used by an employee or the like.
Brief Description of Effects of Example 11

As described above, the system further includes an attendance management system used by employees, etc., and the unpaid salary receivables information updating unit acquires newly generated accrued payables information from the attendance management system used by employees etc. By having an unpaid salary and claims information acquisition means, operations integrated with the attendance management system can be planned, and the company's business can be streamlined.
Example 12
<Outline of Example 12>

  In the twelfth embodiment, based on the above eleventh embodiment, the repayable amount calculation amount holding unit holds attendance information acquiring means for acquiring attendance information from the attendance management system, and an employee etc. acquired by the attendance information acquiring means. It is a salary replacement payment system characterized by having a function having a repayment possibility amount calculation rule changing means for changing a repayment possibility amount calculation rule to be applied to the employee etc. according to attendance information.

The attendance management system used by employees etc. records working date, attendance time, attendance time, etc. of employees etc., manages working hours, and automatically judges evaluation of attendance information. If necessary, it may reflect the status of regular overtime pay and payroll deductions such as absence, lateness, and early leave, and also the status of holiday work and holiday work allowance or daytime leave acquisition and paid leave.
<Configuration of Example 12>

  FIG. 29 is a diagram illustrating an example of a functional block diagram in a payroll system of the twelfth embodiment. As shown in this figure, the pay-as-you-go system (2900) of the twelfth embodiment is based on the above second embodiment, with the service bank account information holding unit (2901) and the employment related information holding unit (2902). Unpaid Salary Receivables Information Holding Department (2903), Unpaid Payables Receivable Information Acquisition Department (2904), Renewable Payment Amount Calculation Rule Holding Department (2905), Repaymentable Amount Calculation Department (2906), Repayment Billing acceptance unit (2907), Transfer processing unit (2908), Total payment amount calculation unit (2909) for each user etc., Repayment payment value acquisition unit (2910), Price comparison unit (2911) , A comparison result output unit (2912), an unpaid salary and claims information update unit (2913), and an attendance management system (2915) Payable In addition it has a forehead calculation rule change means.

The bank account information holding unit for service, employment-related information holding unit, unpaid salary receivables information holding unit, unpaid paid receivables information acquiring unit, redemption possible amount calculation rule holding unit, redemption possible amount calculating unit, and redemption Payment acceptance unit, Transfer processing unit, Users, etc. Repayment amount total amount calculation unit, Reimbursement payment value acquisition unit, Amount comparison unit, Comparison result output unit, Unpaid salary receivables information update unit, Time management system, Since the above has already been described in the eleventh embodiment, the description thereof will be omitted. The attendance information acquisition means, which is a feature of the twelfth embodiment, and the repayment payment possible amount calculation rule changing means will be described below.
<Description of Configuration of Embodiment 12: Time Information Acquisition Means>

The "time information acquisition means" further has a function of acquiring time information from the time management system used by employees etc. based on the above-mentioned eleventh embodiment, and has been described in the repayment possibility amount calculation rule holding unit It can be realized by a combination of an arithmetic circuit such as a CPU (central processing unit) or a main memory, a storage device, a user interface such as a GUI / CUI or an input device, or an input / output of a communication network device.
<Description of Configuration of Embodiment 12: Renewable Payment Possible Amount Calculating Rule Changing Means>

Based on Example 11 above, the “repayment possibility amount calculation rule changing means” further determines the diligence degree of the employee etc. according to the attendance information of the employee etc. acquired by the attendance information acquiring means Has a function to change the reimbursable amount calculation rule applied to the employee etc., and as explained in the reimbursable amount calculation rule holding unit, arithmetic circuits such as CPU (central processing unit) and main memory, storage It can be realized by a combination of a device, a user interface such as a GUI / CUI or an input device, or an input / output such as a communication network device.
<Hardware Configuration of Embodiment 12>
FIG. 30 is combined with FIG. 30 (AC) and FIG. 30 (BD), which are the detailed portions thereof, in the pay-as-you-go payment system when the above-mentioned functional constituent requirements are realized as hardware. It is a schematic showing an example of composition. The operation of each hardware component in the payroll payment process will be described using these figures.

  As shown in these figures, based on the eleventh embodiment, this salary replacement system is based on the CPU (3001) and the main memory (3002), the UI (3003), the I / O (3004), and the HDD (3005). ) And connected by a system bus etc. In the present embodiment, the CPU and the main memory are sub-programs for realizing acquisition of attendance information from the attendance management system used by the employee etc., and the employee according to the acquired attendance information of the employee etc. Hardware configuration that includes a sub program that implements changing the reimbursable payment amount calculation rule applied to members and the like.

  Here, for example, when an input such as a click operation of a button for changing a reimbursable repayment amount calculation rule by a payroll repayment service provider is accepted by the UI, I / O, Internet interface, dedicated communication line interface, etc., first, The transferable amount calculation rule holding program stored in the HDD is read out to the work area of the main memory. Then, according to the reimbursement possible amount calculation rule holding program, a sub program for acquiring attendance information from an attendance management system used by an employee etc. is operated to acquire attendance information and stored in the address 13 of the main memory.

Furthermore, the sub program for changing the reimbursable reimbursable amount calculation rule to be applied to the employee etc. in accordance with the obtained attendance information of the employee etc. is activated, and within the reimbursable amount calculation rule at address 4 of the main memory It is possible to obtain a coefficient to be applied to the corresponding time information in.
<Flow of Processing of Example 12>

The process flow and process flow diagram of the twelfth embodiment are basically the same as the process flow and process flow diagram of the first embodiment shown in FIG. The difference lies in the sub-step of realizing acquisition of attendance information from the attendance management system used by employees etc. Furthermore, according to the acquired attendance information of employees etc., the reimbursable amount applicable to the employees etc. It includes a sub-step for realizing acquisition of a reimbursable payment amount calculation rule for realizing change of calculation rule from an attendance management system used by an employee or the like.
Brief Description of Effects of Example 12

As described above, the reimbursable amount calculation amount holding unit holds the employee according to the attendance information acquisition means for acquiring attendance information from the attendance management system and the attendance information of the employee etc. acquired by the attendance information acquisition means. The company has an operation integrated with the attendance management system that determines the diligence degree of the employee etc. by having the reimbursable amount calculation rule change means for changing the reimbursable amount calculation rule applied to etc. Risk can be reduced.
Example 13
<Outline of Example 13>

  The thirteenth embodiment is a pay-as-you-go payment system characterized by further having a function of outputting the calculated repayable amount on the basis of the first to twelfth embodiments.

As shown in FIG. 31, the payback system according to the thirteenth embodiment, which is connected from a smartphone or the like of an employee or the like, executes payback based on the information on the unpaid salary receivables of the employee or the like and the refundable amount calculation rule. The possible amount of money is calculated, and the possible amount of money available for repayment (3101) is output from the portion for possible payment of reimbursable money to a smartphone or the like of Zhou Tanin. The employee or the like enters the amount of claim for repayment (3102) within the range not exceeding the reimbursable amount.
<Configuration of Example 13>

  FIG. 32 is a diagram illustrating an example of a functional block diagram in a payroll system of the thirteenth embodiment. As shown in this figure, the pay-as-you-go system (3200) of the thirteenth embodiment is based on the first embodiment described above, with the service bank account information holding unit (3201) and the employment relationship information holding unit (3202). Unpaid Salary Receivables Information Holding Department (3203), Unpaid Payables Receivable Information Acquisition Department (3204), Renewable Payment Amount Calculation Rule Holding Department (3205), Renewable Payment Possible Amount Calculation Department (3206), Repayment Billing acceptance unit (3207), Transfer processing unit (3208), Repayment payment total amount calculation unit (3209) for each user, etc., Repayment payment value acquisition unit (3210), Amount comparison unit (3211) , And a comparison result output unit (3212), and further includes a repayment payment possible money output unit (3216).

The bank account information holding unit for service, employment-related information holding unit, unpaid salary receivables information holding unit, unpaid paid receivables information acquiring unit, redemption possible amount calculation rule holding unit, redemption possible amount calculating unit, and redemption With regard to the claim acceptance unit, the transfer processing unit, the user, etc., with regard to the calculation unit for calculating the total amount of reimbursement payments, the reimbursement payment value acquisition unit, the amount comparison unit, and the comparison result output unit, Therefore, the explanation is omitted. The part of the thirteenth embodiment, which is a salient feature of the thirteenth embodiment, will be described.
<Description of Configuration of Embodiment 13: Repayable Amount Possible Output Unit>

The "repayment payment possible amount output unit" (3216) further has a function of outputting the calculated repayment possible payment amount based on the first embodiment, and, for example, a CPU (central processing unit), a main memory, etc. It can be realized by a combination of an arithmetic circuit, a storage device, a user interface such as a GUI / CUI or an input device, or an input / output such as a communication network device.
<Hardware Configuration of Embodiment 13>
FIG. 33 is a partial detail view thereof together with FIG. 33 (AC) and FIG. 33 (BD), in the pay-as-you-go payment system when the above-mentioned functional constituent requirements are realized as hardware. It is a schematic showing an example of composition. The operation of each hardware component in the payroll payment process will be described using these figures.

  As shown in these figures, based on the first embodiment, this payroll replacement system is based on the CPU (3301) and the main memory (3302), the UI (3303), the I / O (3304), and the HDD (3305). ) And connected by a system bus etc. The main memory provides a work area which is a work area of the program at the same time as reading out to cause the CPU to execute a program for performing various processes. In addition, multiple addresses are assigned to this main memory and HDD, respectively, and the program executed by the CPU can exchange data and perform processing by specifying and accessing the address. It has become.

  Here, for example, a connection request from a dedicated application such as a smartphone or the like launched by an employee or the like to a server of a payback service provider is received via I / O, and communication is established. Furthermore, the identification ID etc. which specify the employee etc. from a smart phone etc. are received.

  Then, according to the service bank account information holding program, the service bank account information already stored in the HDD is read out to the work area of the main memory and stored in the address 1 of the main memory. Note that part of the service bank account information has already been read out to the work area of the main memory and is at address 1 of the main memory.

  Next, in accordance with the employment relation information holding program, the employment relation information already stored in the HDD is read out to the work area of the main memory and is stored in the address 2 of the main memory.

  Also, according to the unpaid payroll and claims information holding program, the unpaid payroll and claims information already stored in the HDD is read out to the work area of the main memory.

  Subsequently, according to the unpaid salary and claims information acquisition program, from the identification ID and the like identifying the employee etc. included in the input operation at this I / O, with the user etc. possessed by the employee etc. The unpaid salary receivables information during the period is acquired and stored in the address 3 of the main memory.

  Further, according to the repayable money amount calculation rule holding program, the repayable money amount calculation rule already stored in the HDD is read to the work area of the main memory and stored in the address 4 of the main memory.

  Next, according to the repayable amount calculation program, based on the repayable amount calculation rule stored in the address 4 of the main memory, repayment is made from unpaid salary receivables information stored in the address 3 of the main memory. The possible amount of money is calculated and stored in address 5 of the main memory.

  Next, according to the repayable money amount output program, the repayable money amount stored in the address 5 of the main memory is output to the screen of a dedicated application such as a smartphone or the like launched by an employee or the like.

  Subsequently, for example, upon receiving an input of the reimbursement payment information by a click operation or the like by an I / O by an employee or the like, reimbursement billing information is stored in the address 6 of the main memory according to the repayment billing acceptance program.

Next, according to the transfer processing program, the payment amount is calculated by subtracting the system usage fee etc. from the replacement payment amount of the replacement payment information stored in address 6 of the main memory, and the payment amount is calculated. Store. From the payment amount, the bank account information for service stored in address 1 of the main memory, and the transfer designated account of the reimbursement billing information stored in the address 6 of the main memory, for remittance related to the repayment It is the condition of processing.
<Flow of Process of Example 13>

  FIG. 34 is a flow chart showing an example of the flow of processing in the salary substitution payment system of the thirteenth embodiment. Note that the steps shown below may be processing steps that are recorded on a medium and configure a program for controlling a computer.

  As shown in FIG. 34, first, an application start instruction for an exchange payment request is received by an input operation by an employee or the like at the I / O (step S3401).

  All or part of the items are read out from the service bank account information (step S3402).

  Next, all or part of the item is read out from the employment relation information (step S3403).

  Next, all or part of the item is read out from the unpaid salary and claims information (step S3404).

  Next, the employment relationship and the unpaid salary receivables information are specified from the identification ID etc. specifying the employee etc. (step S3405).

  The refundable amount calculation rule is read out (step S3406).

  Based on the read out available payment amount calculation rule, the available payment amount is calculated from the unpaid salary receivables information (step S3407).

  The reimbursable amount is output to a smartphone or the like of the employee (step S3408).

  Subsequently, reimbursement payment information including the amount of reimbursement payment is received through an input operation at the I / O by an employee or the like (step S3409).

  A payout amount is calculated, which is the amount obtained by excluding the system usage fee and the like from the charge amount (step S3410).

The transfer of the payment amount is instructed to the transfer designated account of the reimbursement charge request information (step S3411).
Brief Description of Effects of Example 13

As described above, the reimbursable amount output unit outputs the calculated reimbursable amount to a smartphone or the like of an employee, thereby facilitating the determination of the amount for reimbursement, and improving the convenience of the employee, etc. can do.
Example 14
<Outline of Example 14>

  A fourteenth embodiment is a pay-as-you-go payment system characterized by further having a function of outputting the calculated payout amount based on the first to twelfth embodiments.

As shown in FIG. 35, the salary replacement payment system of the fourteenth embodiment connected from a smartphone or the like of an employee or the like outputs the payout amount (3504) from the payout amount output unit to the smartphone or the like of Zhou Tanin.
<Structure of Example 14>

  FIG. 36 is a diagram illustrating an example of a functional block diagram in a salary substitution payment system of the fourteenth embodiment. As shown in this figure, the pay-as-you-go payment system (3600) of the fourteenth embodiment is based on the first embodiment described above in the service bank account information holding unit (3601) and the employment relation information holding unit (3602). Unpaid Salary Receivables Information Holding Unit (3603), Unpaid Payables Receivable Information Acquisition Unit (3604), Renewable Payment Amount Calculation Rule Holding Unit (3605), Repaymentable Amount Calculation Unit (3606), Repayment Billing acceptance unit (3607), Transfer processing unit (3608), Repayment payment total amount calculation unit (3609) for each user, etc., Repayment payment value acquisition unit (3610), Amount comparison unit (3611) , And a comparison result output unit (3612), and further includes a payout amount output unit (3616).

The bank account information holding unit for service, employment-related information holding unit, unpaid salary receivables information holding unit, unpaid paid receivables information acquiring unit, redemption possible amount calculation rule holding unit, redemption possible amount calculating unit, and redemption With regard to the claim acceptance unit, the transfer processing unit, the user, etc., with regard to the calculation unit for calculating the total amount of reimbursement payments, the reimbursement payment value acquisition unit, the amount comparison unit, and the comparison result output unit, Therefore, the explanation is omitted. The payout amount output unit, which is a feature of the fourteenth embodiment, will be described below.
<Description of Configuration of Embodiment 14: Repayable Amount Possible Output Unit>

The “payment amount output unit” (3616) further has a function of outputting the calculated payment amount based on the first embodiment, and, for example, an arithmetic circuit such as a CPU (central processing unit) or a main memory, This can be realized by a combination of a storage device, a user interface such as a GUI / CUI or an input device, or an input / output such as a communication network device.
<Hardware Configuration of Embodiment 14>
FIG. 37 is a partial detail view thereof together with FIG. 37 (AC) and FIG. 37 (BD), in the pay-as-you-go payment system when the above-mentioned functional constituent requirements are realized as hardware. It is a schematic showing an example of composition. The operation of each hardware component in the payroll payment process will be described using these figures.

  As shown in these figures, based on the first embodiment, this payroll replacement system is based on the CPU (3701) and the main memory (3702), the UI (3703), the I / O (3704), and the HDD (3705). ) And connected by a system bus etc. The main memory provides a work area which is a work area of the program at the same time as reading out to cause the CPU to execute a program for performing various processes. In addition, multiple addresses are assigned to this main memory and HDD, respectively, and the program executed by the CPU can exchange data and perform processing by specifying and accessing the address. It has become.

  Here, for example, a connection request from a dedicated application such as a smartphone or the like launched by an employee or the like to a server of a payback service provider is received via I / O, and communication is established. Furthermore, the identification ID etc. which specify the employee etc. from a smart phone etc. are received.

  Then, according to the service bank account information holding program, the service bank account information already stored in the HDD is read out to the work area of the main memory and stored in the address 1 of the main memory. Note that part of the service bank account information has already been read out to the work area of the main memory and is at address 1 of the main memory.

  Next, in accordance with the employment relation information holding program, the employment relation information already stored in the HDD is read out to the work area of the main memory and is stored in the address 2 of the main memory.

  Also, according to the unpaid payroll and claims information holding program, the unpaid payroll and claims information already stored in the HDD is read out to the work area of the main memory.

  Subsequently, according to the unpaid salary and claims information acquisition program, from the identification ID and the like identifying the employee etc. included in the input operation at this I / O, with the user etc. possessed by the employee etc. The unpaid salary receivables information during the period is acquired and stored in the address 3 of the main memory.

  Further, according to the repayable money amount calculation rule holding program, the repayable money amount calculation rule already stored in the HDD is read to the work area of the main memory and stored in the address 4 of the main memory.

  Next, according to the repayable amount calculation program, based on the repayable amount calculation rule stored in the address 4 of the main memory, repayment is made from unpaid salary receivables information stored in the address 3 of the main memory. The possible amount of money is calculated and stored in address 5 of the main memory.

  Subsequently, for example, upon receiving an input of the reimbursement payment information by a click operation or the like by an I / O by an employee or the like, reimbursement billing information is stored in the address 6 of the main memory according to the repayment billing acceptance program.

  Next, according to the transfer processing program, the payment amount is calculated by subtracting the system usage fee etc. from the replacement payment amount of the replacement payment information stored in address 6 of the main memory, and the payment amount is calculated. Store. From the payment amount, the bank account information for service stored in address 1 of the main memory, and the transfer designated account of the reimbursement billing information stored in the address 6 of the main memory, for remittance related to the repayment Do the processing.

Next, the payment amount stored in the address 7 of the main memory is output to the screen of a dedicated application such as a smartphone or the like launched by an employee or the like in accordance with the repayable money amount output program.
<Flow of Processing of Example 14>

  FIG. 38 is a flow chart showing an example of the flow of processing in the salary substitution payment system of the fourteenth embodiment. Note that the steps shown below may be processing steps that are recorded on a medium and configure a program for controlling a computer.

  As shown in FIG. 38, first, an application start instruction for an exchange payment request is received by an input operation by an employee or the like at the I / O (step S3801).

  All or part of the items are read out from the service bank account information (step S3802).

  Next, all or part of the item is read out from the employment relation information (step S3803).

  Next, all or part of the item is read out from the unpaid salary and claims information (step S3804).

  Next, the employment relationship and the unpaid salary receivables information are specified from the identification ID etc. specifying the employee etc. (step S3805).

  The refundable amount calculation rule is read out (step S3806).

  Based on the read out available payment amount calculation rule, the available payment amount is calculated from the unpaid salary receivables information (step S3807).

  Subsequently, reimbursement payment information is received by an input operation at the I / O by an employee or the like (step S3808).

  A payout amount is calculated, which is the amount obtained by excluding the system usage fee and the like from the charge amount (step S3809).

  The transfer of the payment amount is instructed to the transfer designated account of the transfer payment request information (step S3810).

The payment amount is output to a smartphone or the like of an employee (step S3811).
Brief Description of Effects of Example 14

  As described above, the payout amount output unit outputs the calculated payout amount to a smartphone or the like of an employee or the like, whereby the convenience of the employee or the like can be improved.

0500 Payout Refund System 0501 Service Bank Account Information Holding Part 0502 Employment Related Information Holding Part 0503 Unpaid Payables Receivable Information Holding Part 0504 Unpaid Payables Receivable Information Acquisition Part 0505 Renewable Payment Available Amount Calculation Rule Holding Part 0506 Refundable Available Amount Calculation Dept. 0507 Reimbursement request acceptance unit 0508 Remittance processing unit 0509 Total reimbursement amount calculation unit for each user, etc. 0510 Reimbursement payment value acquisition unit 0511 Amount comparison unit 0512 Comparison result output unit

Claims (17)

A service bank account information holding unit for holding service bank account information, which is information on a service bank account which is a bank account in which funds for repayment payment are deposited;
An employment-related information holding unit that holds employment-related information, which is information in which an employer or the like is associated with an employee who is directly or indirectly paid a salary from the employer or the like;
Unpaid Salary Receivables Information Holding Department, which holds unpaid Salary Receivables information that indicates unpaid salaries such as employees for each employer etc.,
An unpaid salary receivables information acquisition unit for acquiring unpaid salary receivables information between the employee or the like owned by the employee based on employment related information;
Refundable amount calculation rule holding unit that holds a reimbursable amount calculation rule, which is a rule for calculating the reimbursable amount for each employee based on the acquired unpaid salary receivables information,
A replacable amount calculation unit that calculates a reimbursable amount for each employee based on the reimbursable amount calculation rule and the acquired unpaid salary receivables information;
A reimbursement request receiving unit that receives a reimbursement request including an invoice amount of a reimbursement payment from an employee or the like within the calculated reimbursement possible amount;
The payment amount is calculated by subtracting the system usage fee etc. from the billed amount as the repayment payment, and the processing for the transfer with the information to the effect that the remittance payment is from the service bank account to the predetermined account is performed. Transfer processing department,
Total Reimbursement Total Amount Calculation Department calculating the total amount of reimbursement payments, which is the total amount of reimbursements paid as reimbursements for employees who will be employed by the users etc. ,
The Reimbursement Pays vs. Value Acquisition Department which acquires reimbursement pay vs. value which is transferred from the user etc. to the service bank account directly or indirectly one or more times as compensation for the reimbursement,
An amount comparison unit that compares the acquired amount of reimbursement payment with the total amount of reimbursement reimbursement,
A comparison result output unit that outputs the comparison result in the money amount comparison unit;
Have a payroll system. An unpaid payroll claim that updates the unpaid payroll claims information held in the unpaid payroll claims information holding section based on one or more of the advance payment, the paid payroll information, and the newly generated unpaid payroll claims information as new labor compensation Information updating department,
The salary replacement payment system according to claim 1, comprising: The unpaid salary and claims information update unit
The period of accounting for the payment of the advance payment for updating the unpaid salary receivables information for this term is from the payroll closing date of the previous year to the payroll payment date of this term,
The salary replacement payment system according to claim 2, wherein the unpaid salary receivable amount used for updating the unpaid salary receivables information of this term is the unpaid salary receivable amount determined on the closing date of the previous year's salary accounting. The unpaid salary and claims information update unit
The period of accounting for the payment of the advance payment to update the unpaid salaries information in this term is from the closing date of the previous term to the closing date of this term,
The amount of unpaid accounts receivable used for updating unpaid accounts receivable information of this term is the amount of unpaid accounts receivable accumulated up to the date of claim for repayment on the amount of unpaid accounts receivable settled on the closing date of the previous year's payroll date. The salary replacement payment system according to claim 2, which is an amount obtained by adding the amount of unpaid salvage receivables accumulated up to the date of the invoice for claims not including the amount of unpaid receivables settled on the closing date of the previous fiscal year. The unpaid salary and claims information update unit
The salary replacement system according to claim 4, wherein the information on the unpaid salary receivables is updated so as to be targeted for reimbursements in order from the old accumulated salary payables.   The system according to claim 1, further comprising: a total replacement payment amount notification unit for notifying the user of the total amount of replacement payment calculated by the total payment amount calculation unit for each user and the like during the predetermined period. Payroll payment system.   The salary replacement payment system according to claim 6, wherein the predetermined period is a period from the closing date of the previous period to the current period of pay payment date.   The payback system according to claim 6, wherein the predetermined period is a period from the closing date of the previous term to the closing date of the current term.   The payback system according to any one of claims 1 to 8, wherein the predetermined account is a payroll transfer account of an employee or the like.   The payback system according to any one of claims 1 to 8, wherein the predetermined account is a managed transfer account of a credit card company used by an employee or the like.   9. The payback system according to any one of claims 1 to 8, wherein the predetermined account is a management transfer account of a payment agent company that performs payroll agency for employees and the like. Have a time management system that employees use, etc.
12. The non-paid salary receivables information updating unit according to any one of claims 2 to 11, further comprising: newly occurring unpaid paid receivables information acquiring means for acquiring newly incurred unpaid paid receivables information from an attendance management system using employees etc. Salary replacement system described in one. Recurring payment possible amount calculation rule holding unit, the attendance information acquisition means for acquiring attendance information from attendance management system,
Reimbursable amount calculation rule changing means for changing the reimbursable reimbursable amount calculation rule applied to the employee etc. according to the time information of the employee etc. acquired by the time information acquisition means;
13. The payroll system according to claim 12, comprising:   14. The payroll system according to any one of claims 1 to 13, further comprising a payback amount output unit that outputs the calculated payback amount.   The salary replacement payment system according to any one of claims 1 to 13, further comprising a payout amount output unit that outputs the calculated payout amount. A service bank account information holding unit for holding service bank account information, which is information on a service bank account which is a bank account in which funds for repayment payment are deposited;
An employment-related information holding unit that holds employment-related information, which is information in which an employer or the like is associated with an employee who is directly or indirectly paid a salary from the employer or the like;
Unpaid Salary Receivables Information Holding Department, which holds unpaid Salary Receivables information that indicates unpaid salaries such as employees for each employer etc.,
Refundable amount calculation rule holding unit that holds a reimbursable amount calculation rule, which is a rule for calculating the reimbursable amount for each employee based on the acquired unpaid salary receivables information,
The method of operation of a payroll payment system having
An unpaid salary receivables information acquiring step of acquiring unpaid salary receivables information between the employee or the like possessed by the employee or the like based on employment related information;
A replacable amount calculation step of calculating a reimbursable amount for each employee based on the reimbursable amount calculation rule and the acquired unpaid salary receivables information;
A reimbursement request accepting step of accepting a reimbursement claim including an invoice amount of a reimbursement from an employee etc. within the calculated reimbursement possible amount;
The payment amount is calculated by subtracting the system usage fee etc. from the billed amount as the repayment payment, and the processing for the transfer with the information to the effect that the remittance payment is from the service bank account to the predetermined account is performed. A transfer process step,
Calculating the total amount of reimbursement for each user etc. which calculates the total amount of reimbursement payments, which is the total of the amount of reimbursement paid as reimbursement during a predetermined period to the employees employed by the user etc. ,
A replacement payment value acquisition step for acquiring a replacement payment value which is directly or indirectly transferred to the service bank account as compensation for the replacement payment from the user etc. directly or indirectly one or more times;
An amount comparison step of comparing the acquired value of the proceeds with respect to the total amount of repayments,
A comparison result output step for outputting the comparison result in the money amount comparison unit;
How the payroll system works with. A service bank account information holding unit for holding service bank account information, which is information on a service bank account which is a bank account in which funds for repayment payment are deposited;
An employment-related information holding unit that holds employment-related information, which is information in which an employer or the like is associated with an employee who is directly or indirectly paid a salary from the employer or the like;
Unpaid Salary Receivables Information Holding Department, which holds unpaid Salary Receivables information that indicates unpaid salaries such as employees for each employer etc.,
Refundable amount calculation rule holding unit that holds a reimbursable amount calculation rule, which is a rule for calculating the reimbursable amount for each employee based on the acquired unpaid salary receivables information,
An operating program of a payroll system, which is a computer having
An unpaid salary receivables information acquiring step of acquiring unpaid salary receivables information between the employee or the like possessed by the employee or the like based on employment related information;
A replacable amount calculation step of calculating a reimbursable amount for each employee based on the reimbursable amount calculation rule and the acquired unpaid salary receivables information;
A reimbursement request accepting step of accepting a reimbursement claim including an invoice amount of a reimbursement from an employee etc. within the calculated reimbursement possible amount;
The payment amount is calculated by subtracting the system usage fee etc. from the billed amount as the repayment payment, and the processing for the transfer with the information to the effect that the remittance payment is from the service bank account to the predetermined account is performed. A transfer process step,
Calculating the total amount of reimbursement for each user etc. which calculates the total amount of reimbursement payments, which is the total of the amount of reimbursement paid as reimbursement during a predetermined period to the employees employed by the user etc. ,
A replacement payment value acquisition step for acquiring a replacement payment value which is directly or indirectly transferred to the service bank account as compensation for the replacement payment from the user etc. directly or indirectly one or more times;
An amount comparison step of comparing the acquired value of the proceeds with respect to the total amount of repayments,
A comparison result output step for outputting the comparison result in the money amount comparison unit;
The operation program of the payroll system, which is described in a readable and executable manner in the payroll system, which is a computer having a.

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