JP2017513139A - Electronic transaction promotion system and method - Google Patents

Abstract

A method for facilitating an electronic transaction comprising the steps of predefining a set of hashtags for the purpose of an electronic transaction and receiving a request for an electronic transaction. Includes at least one hash tag, verifies the request with a subscriber database, and upon successful completion, compares the request to the predefined set of hash tags and A method for promoting electronic transactions, comprising the step of matching with one hash tag from a tag, and processing said hash tag and realizing said transaction upon successful completion of matching. [Selection] Figure 2

Description

  The present invention relates to an electronic transaction promotion system and method. The present invention is particularly suitable for providing (but not limited to) providing or using services and is described in such a context.

  The following discussion of the background of the invention is intended only to facilitate an understanding of the invention. The discussion is that any document referred to was public, public knowledge, or partly common sense common to those skilled in the art, as of the priority date of the present invention, in any jurisdiction. It will be understood that it is not recognized or judged.

  A hash tag is a metadata identifier or tag used by social media platforms to function in various ways. Currently, the use of hashtags is particularly prevalent in social media platforms such as Twitter® for organizing, ie grouping, monitoring and linking social media content.

  The organizational capabilities of hashtags enable the use of hashtags in other applications, not just social media platforms.

  The present invention seeks to use hashtags, among other things, to facilitate transactions and build contract plans (prepaid or postpaid) with mobile operator subscribers.

  According to an aspect of the present invention, a method is provided for facilitating electronic trading, the method comprising pre-defining a set of hash tags for electronic trading and receiving a request for electronic trading. The request includes at least one hash tag, the request from the user is matched, the user is matched with a subscriber database, and when the matching is successfully completed, the request is defined in advance. And comparing with a set of hash tags and matching with one hash tag from the set of hash tags. When the matching is successfully completed, the hash tag is processed to realize the transaction.

  According to another aspect of the invention, a method is provided for providing goods or services, the method comprising pre-defining a set of metadata identifiers, wherein each metadata identifier is a product or service identifier. Receiving a request for goods or services, wherein the request includes at least one metadata identifier, matching the request with a subscriber database; When matching is complete, the request consists of comparing the request with the predefined set of metadata identifiers and matching with a single metadata identifier from the set of metadata identifiers. The metadata identifier is processed to provide the product or service.

  Preferably, the method further comprises registering a subscriber prior to the step of receiving the request for goods or services.

  The metadata identifier is preferably a hash tag. Each hash tag is preferably associated with at least one contract service plan of a voice call plan, a data contract plan, and a combination of voice call and data contract plan.

  According to another aspect of the invention, there is provided a system for providing goods or services with a central platform operated by a carrier, the central platform having a predefined set of metadata identifiers. Each metadata identifier is associated with a product or service type, and the carrier can receive a request for the product or service from a subscriber user of the carrier The request includes at least one metadata identifier, and the central platform compares the request with the predefined set of metadata identifiers, and a metadata from the set of metadata identifiers. Operates and matches successfully to match the identifier When finished, the central platform, providing the goods or services by processing the requested metadata identifier.

  The metadata identifier preferably comprises a hash tag.

  Preferably, the predefined set of metadata identifiers is held in a hashtag database.

  The central platform preferably comprises a user subscriber database for verifying the identity of the user subscriber.

  The carrier comprises a short message service (SMS) gateway, which sends an SMS message requesting confirmation of the provision of the goods or services to the user subscriber, from the user subscriber. Is preferably operable to receive.

  The request for goods or services is preferably sent via a social media platform.

  The product or service request is preferably sent via an SMS service.

  The hash tag database is preferably connected to the public API stream to add each hash tag to the public API stream filter parameters.

The present invention will now be described, by way of example only, with reference to the accompanying drawings.
3 is a flowchart of an electronic transaction promotion method according to at least one embodiment of the present invention. It is a system flow figure showing an end user using an electronic transaction promotion method of the present invention. Since other configurations of the present invention are possible, the accompanying drawings should not be understood to supersede the general concept of the description of the present invention.

  According to an embodiment of the present invention and referring to FIG. 1, there is a method 10 for providing or using a service. More specific examples include, but are not limited to, a communication contract plan such as, for example, one or more users / potential users of a communication network and / or a data contract plan (either prepaid or postpaid) Providing contract services including, but not limited to.

  Method 10 includes URL https: // dev. twitter. It may be deployed with the use of Twitter® Streaming Application Program Interface (API) available from com / docs / streaming-apis.

  In this regard, a set of predefined metadata identifiers, such as Twitter® hashtags, may be input to a platform managed by a host such as a carrier. The platform includes at least a database for correlating a set of predefined hashtags with a voice call and / or data contract plan.

Table 1 below summarizes examples (non-comprehensive examples) of predefined hashtags associated with a set of predefined hashtags for providing different types of contract plans or services. It is understood that different contract plans or services can be mixed.

  As soon as a predefined hashtag is entered into the platform, the platform is connected to a public stream (http://dev.twitter.com/docs/streaming-apis/streams/public) and predefined The hash tag thus added is added to the filter parameter for setting the filter level. Predefined hashtags may be added or added to the filter parameters via a program script or later by uploading the list to a program that updates the platform database.

  The method 10 includes receiving from a registered user a tweet contained in one of the predefined hash tags defined in the platform (eg, the hash tag defined in Table 1) (step 110); The processing step (step 120) comprises a step of detecting a hash tag and a step of processing a tweet including a step of matching the hash tag with a watch list.

  The watch list consists of selected words or phrases in the database that are matched with hashtags found on the social stream. These selected words will correspond to specific actions and are also defined on the platform.

  As an example of the matching process, the user's Twitter® account is the MSISDN or mobile phone number (MSISDN or mobile phone number that may be provided in advance by the user through the registration process prior to step 110), electronic It may be matched to another unique identifier of the user, such as an email address or credit / debit card membership number (PAN). If a match is found in the watch list, the system performing method 10 responds with 'Tweet Reply' while confirming the transaction. 'Tweet Reply' may be sent as either a 'tweet' or a general 'tweet' directly to the user, depending on the user's selection. If the user selects and approves the use of general 'tweets', general people consisting of unregistered users can view the general 'tweets'. General tweets can be searched by listing the user name of the user.

  After the matching process is performed, the platform informs the registered user that it has “successfully matched”. The platform prompts the user to confirm (via SMS or other messaging means) whether the user wishes to process.

  As soon as a notification (such as SMS) including confirmation from the user is received, the subscription process is activated (step 140). In this step, the platform issues a call instruction to the API on the network service provider with which the user has subscribed (possibly by the communications network) to generate a fee in conjunction with the amount charged. The network service provider then deducts the billing amount from the subscriber's funding source, such as the subscriber's electronic wallet account held or linked to the service provider. As soon as the billing amount is deducted, the user is registered in the optimal subscription package based on a predefined hash tag.

  After processing step 120, there is a post-processing step (step 130) that involves receiving payment or other feedback from the user.

  The platform is designed to be easily integrated with various networks or service providers such as communication networks. To some extent, its easy integration is due to the standardization of communication APIs.

  The platform provides the safety of any transaction while providing an alternative flow that allows easy use. This is achieved through a mobile MSISDN verification process. In this verification process, when the user registers, an access code is transmitted via SMS, and MSISDN (mobile device number) is verified against the user name and password. In this verification step, the mobile phone number is verified based on the registered owner account. Other types of matching using other types of identifiers may be used. Further, verification of an added floor such as a two-factor authentication method may be employed.

  The method 10 may include processing of other types of goods and / or services (step 150) in addition to or as an alternative to the subscription process (step 140).

  According to another embodiment of the present invention and with reference to FIG. 2, there is a system 20 for providing or using a service. More specific examples include contract services including, but not limited to, voice calls and / or data contract plans (either prepaid or postpaid) for one or more users / potential users of a host such as a communications network. It is to provide.

  FIG. 2 illustrates that the subscriber 202 of the host 204 in the form of a telco (“telco”) can use other types of transactions such as plans, promotions, subscriptions, or online purchases of goods. It shows how the method 10 can be utilized. In order to use the system 20, the subscriber also has a social media platform account such as a Twitter® account.

  Host 204 comprises a messaging gateway such as SMS gateway 206. The SMS gateway 206 facilitates receipt and transmission of registration / verification details and notifications. The system 20 also includes a central platform 210 that is operable to handle registration, linking, metrics, and reporting as well as requests for metadata identifiers / tags such as hashtags. Central platform 210 may generally be executed within a cloud server. The central platform 210 uses the communication gateway 204 as a means for verifying registration and linking of subscriber identifiers (eg, MSISDN or mobile phone number) against their Twitter account. In this regard, a registration and linking database 212 for registering and linking between a subscriber's telco account and a Twitter® account, and a user database 216 for detecting, comparing, and matching hashtags. And a hash tag database 214 linked to and a metrics and reporting database 218 for post-processing.

  The registration and verification process is performed through the SMS gateway 206 provided by the host carrier 204 and through the hash tag processing by the Twitter ™ API and the hash tag database 210.

  Next, the present invention will be described in relation to the purchase of the product X by the user.

  First, a user synchronizes his mobile phone number (MSISDN) with a Twitter (registered trademark) account in designated web information (for example, a URL linked to specific web information such as a server on the central platform 210). The URL specified at the time of synchronization is sync. #Commerce. com / twitter. When the user 202 wants to purchase a specific product X, the user sends a hashtag such as #BuyproductX that is sent via the Twitter® application 242 available on the smartphone (if the user is using it). Create As soon as the generated hashtag is received, the server (the server having the URL of @ # commerce) responds with a confirmation hashtag. The user will need to retweet the confirmation hashtag within a specified time, for example within 15 minutes, in order to confirm and complete the order.

In other embodiments, the present invention may be used when both User A and User B are network provider subscribers and to allow User A to send packages or replenish User B's prepaid contract account. Is done. For example, based on the following example:
i. User A tweeted “# heavyusagedataplan @ UserB”.
ii. Server platform 210: "@UserA please confirm by replying Yes"
iii. User A tweeted “Yes”.
This confirmation process by using tweets is performed via the Twitter channel. Further, the confirmation step may be performed by SMS via the SMS gateway.
iv. The platform 210 detects @ UserB's Mobile Number (MSISDN) or other identifier and applies the par value of the package to the large capacity data plan while subtracting the chargeable amount from User A's account.

In other embodiments, the present invention may be used to trigger online billing or store sales company transactions with operator billing or electronic wallets using electronic currency. As an example: i. Create your own predefined hashtags,
ii. A hash tag is assigned, or iii. Third party vendors who may use vendor keywords and convert them into hashtags may use the system.

  Illustratively, if the user tweeted #Donuts 50.00, the system matches the hashtag to the existing donut merchant and account user's mobile phone number. If a match is found, the system deducts an amount of 50.00 from the user's wallet account on the network and sends it to the merchant.

Of course, the following modifications may be made without departing from the scope of the present invention.
• Instead of “#” removing a word or phrase, the hashtag can be replaced with other symbols (ie * {} []). However, the symbol “#” is preferable for simplification, data processing efficiency and minimization of technical load.
The API may be modified to change the desired effect or action that is achieved as soon as the hashtag is detected. For example, if the hashtag #Travelto Manila from HongKong is tweeted by the user, the system will parse the next word and send it to the travel search API, resulting in a response that will allow airfare to be obtained for the search query. Integrate with Travel Search API as possible.
Instead of using a mobile phone number (MSISDN) for registration and / or linking purposes, a Facebook account, a FourSquare account, an American Express membership number, VISA (Registered trademark) or Mastercard (registered trademark) membership number, etc. may also be used to register and / or link other identifiers of users, including but not limited to social network accounts Good.

The effects of the present invention are as follows.
The present invention may be used to manage and utilize subscriptions or packages in connection with non-Telco ecosystems, such as virtual goods or virtual credits from gaming platforms.
Application of mobile phone numbers may be exploited in combination with social networking (SN) profiles (user accounts).
Mobile phone numbers and SN accounts are used to set up subscribers and communication packages for use with mobile phone numbers.
Usage verification-the ability to ask the user for a response to proceed with the transaction for transaction security Automatic usage-the authenticated SN account directly associated with the invention of the platform for direct use Upon addressing, the user skips usage verification and is automatically offered a subscription package.
Operator billing-Utilizing the capabilities of a network provider to increase a user's purchasing power. This may be accomplished through Telco's operator billing API.
Another example of such a service would be the purchase of goods and services.

  Those skilled in the art will appreciate that variations and combinations of the features described above may be combined to form additional embodiments within the intended scope of the invention rather than being replaced or replaced. Let's go.

Method 10 predefined hash tags defined in the platform (e.g., a hash tag defined in Table 1) a step of receiving the Discover contained in one of the registered user (step 110) (its Discovered The tweet request is compared with a predefined set of hashtags to determine if it is included in one of the predefined hashtags defined in the platform, and a predefined set of hashtags A tweet processing step comprising: a step of processing a tweet (step 120), the step of detecting the hash tag and the step of matching the hash tag with a watch list; Consists of.

The registration and verification process is performed through the SMS gateway 206 provided by the host carrier 204 and through hash tag processing by the Twitter ™ API 230 and the hash tag database 210.

In other embodiments, to allow for replenishment of the user A and subscriber cases of both the network provider of the user B, the prepaid subscription account of the user A package transmissions by or user B, the present invention is utilized Is done. For example, based on the following example:
i. User A tweeted “# heavyusagedataplan @ UserB”.
ii. Server platform 210: "@UserA please confirm by replying Yes"
iii. User A tweeted “Yes”.
This confirmation process by using tweets is performed via the Twitter channel. Further, the confirmation step may be performed by SMS via the SMS gateway.
iv. The platform 210 detects @ UserB's Mobile Number (MSISDN) or other identifier and applies the par value of the package to the large capacity data plan while subtracting the chargeable amount from User A's account.

Claims (12)

A method for providing goods or services comprising:
Pre-defining a set of metadata identifiers, each metadata identifier being associated with a product or service type;
Receiving a request for goods or services, the request including at least one metadata identifier;
Matching the request against a subscriber database;
Upon successful verification, the request comprises comparing the request with the predefined set of metadata identifiers and matching with one metadata identifier from the set of metadata identifiers;
A method of processing the metadata identifier to realize provision of the product or service when matching is successfully completed.   The method of claim 1, further comprising registering a subscriber prior to the step of receiving the request for goods or services.   The method of claim 1, wherein the metadata identifier is a hash tag.   4. The method of claim 3, wherein each hashtag is associated with at least one contract service plan of a voice call plan, a data plan, and a combination of voice call and data plan. A system for providing goods or services,
A central platform operated by a carrier and operable to hold a predefined set of metadata identifiers, each metadata identifier associated with a product or service type;
The carrier is operable to receive a request for goods or services from a subscriber user of the carrier, the request including at least one metadata identifier;
The central platform is operable to compare the request with the predefined set of metadata identifiers and match a single metadata identifier from the set of metadata identifiers, and the matching is successfully completed. The central platform then processes the requested metadata identifier to provide the goods or services.   The system of claim 5, wherein the metadata identifier comprises a hash tag.   The system of claim 6, wherein the predefined set of metadata identifiers is maintained in a hashtag database.   The system of claim 7, wherein the central platform comprises a user subscriber database for verifying the identity of the user subscriber.   The carrier comprises a short message service (SMS) gateway, which sends an SMS message requesting confirmation of the provision of the goods or services to the user subscriber, from the user subscriber. The system of claim 5, wherein the system is operable to receive   The system of claim 5, wherein the request for goods or services is transmitted via a social media platform.   The system of claim 5, wherein the request for goods or services is transmitted via an SMS service.   The system of claim 5, wherein the hash tag database is connected to the public API stream to add each hash tag to a public API stream filter parameter.

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