JP2016206847A - Automatic transaction device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide means for shortening transaction time by easily confirming the image of paper money displayed at an operation display part.SOLUTION: The automatic transaction device includes: a deposit/withdrawal slot 41 for depositing or withdrawing paper money; a discrimination part 42 for discriminating the paper money; a photographing part 43 for acquiring the image of the paper money; an operation display part 20 for displaying the image acquired by the photographing part 43; and a control part 10 for performing transaction processing on the basis of the operation of the operation display part 20 by a user. The control part 10 causes the operation display part 20 to display a paper money confirmation screen including the image of the paper money acquired by the photographing part 43 during counting processing for counting the paper money deposited by the user or the paper money withdrawn to the user by the discrimination part 42, and the paper money confirmation screen displays the image of the paper money for each denomination.SELECTED DRAWING: Figure 1

Description

  The present invention relates to an automatic transaction apparatus installed in a financial institution such as a bank or a convenience store.

  Conventional automatic transaction devices receive deposits of banknotes higher than 1,000 yen from users, and in the exchange transaction that withdraws 1,000 yen bills for the deposited amount, at the time of withdrawal of the exchange transaction, Photograph the prepared banknote, display the image of the taken withdrawal preparation banknote on the operation display unit, request the user to confirm the withdrawal banknote, and withdraw the withdrawal preparation banknote when the user confirm operation is accepted (For example, refer to Patent Document 1).

Japanese Patent Laying-Open No. 2015-26278

However, in the conventional technology, since only one denomination is displayed on the image of the banknote displayed on the operation display unit, the user needs a long time to check the image of the banknote, and the transaction time is long. There is a problem of becoming.
An object of the present invention is to solve such a problem, and an object of the present invention is to shorten a transaction time by making it possible to easily check an image of a banknote displayed on an operation display unit.

  Therefore, in the automatic transaction apparatus according to the present invention, a deposit / withdrawal port through which bills are inserted or ejected, a discrimination unit that discriminates the bills, an image acquisition unit that acquires an image of the bills, and the image acquisition unit An operation display unit that displays an image, and a control unit that performs transaction processing based on an operation of the operation display unit by a user, and the control unit discharges a bill inserted by a user or a user A bill confirmation screen including the image of the banknote acquired by the image acquisition unit is displayed on the operation display unit during the counting process of counting the banknote to be performed by the discrimination unit, and the banknote confirmation screen displays the image of the banknote. Displayed by denomination.

  According to the present invention thus configured, it is possible to easily confirm the image of the banknote displayed on the operation display unit, and the effect that the transaction time can be shortened is obtained.

The block diagram which shows the structure of the automatic transaction apparatus in an Example. External perspective view of automatic transaction apparatus in embodiment Explanatory drawing which shows the structure of the transaction history data in an Example The flowchart which shows the flow of the transaction processing in an Example Explanatory drawing of the deposit screen in the example Illustration of transaction details confirmation screen in the example Illustration of transaction continuation selection screen in the embodiment Explanatory drawing of screen during withdrawal preparation process in the embodiment Explanatory drawing of the banknote confirmation screen in an Example

  Embodiments of an automatic transaction apparatus according to the present invention will be described below with reference to the drawings.

FIG. 1 is a block diagram showing a configuration of an automatic transaction apparatus according to an embodiment. FIG. 2 is an external perspective view of the automatic transaction apparatus according to the embodiment.
The automatic transaction apparatus 1 is installed in a financial institution store or the like, and is an apparatus capable of at least depositing / withdrawing banknotes and changing transactions based on the operation of a user (customer). To do. The automatic transaction apparatus 1 may be operated by a staff member such as a financial institution managing the automatic transaction apparatus 1 or a maintenance staff in addition to the user (customer). Hereinafter, these users (customers), staff, maintenance personnel, etc. are also referred to as “users”.

The automatic transaction apparatus 1 includes a control unit 10, an operation display unit 20, a receipt printer 30, and a banknote deposit / withdrawal unit 40.
The control unit 10 has a function of controlling the operation of each unit in the automatic transaction apparatus 1 and includes a transaction processing unit 11 and a transaction history storage unit 12. The control unit 10 can be realized, for example, by installing the transaction program of the embodiment in the implementation configuration of the program including a processor, a memory, and the like. The control unit 10 performs transaction processing based on the operation of the operation display unit 20 by the user.

The receipt printer 30 prints a slip or the like on which transaction contents are printed and discharges (prints out) from the receipt discharge port 31. The receipt printer 30 can be the same as an existing ATM or currency exchange device, and therefore a detailed description thereof is omitted.
The operation display unit 20 has a function of an interface with a user who uses the automatic transaction apparatus 1. The type of device used for the interface with the user in the operation display unit 20 is not limited, but in this embodiment, a touch panel display 21 (for example, a liquid crystal display) is used as an example. . The operation display unit 20 is configured to be able to provide various operation screens to the user by the display 21. The operation display unit 20 displays an image acquired by the imaging unit 43.

The banknote deposit / withdrawal unit 40 accepts the input of cash (banknotes in this embodiment) received from the user, and stores and withdraws (withdraws and discharges) the stored cash (banknote) to the user. It has a function.
As shown in FIG. 1, the banknote deposit / withdrawal unit 40 includes a deposit / withdrawal port 41, a discrimination unit 42, a photographing unit 43, a temporary storage unit 44, and five banknote cassettes 45 (45-0 to 45-4). ing. In addition, although illustration is abbreviate | omitted in FIG. 1, in the banknote depositing / withdrawing part 40, the conveyance path (conveying means) for conveying a banknote between each component is arrange | positioned.

The deposit / withdrawal port 41 is used to insert or eject banknotes, and has a function of accepting insertion of banknotes from a user and a function of dispensing (ejecting / dispensing) banknotes to a user.
In addition, the deposit / withdrawal port 41 is provided with a shutter 41a as an opening / closing body, and when the shutter 41a is in a closed state, accumulated banknotes (banknotes thrown in by a user or banknotes to be dispensed to a user) ) Can not be accessed by the user (cannot be taken out). In the deposit / withdrawal port 41, when the shutter 41a is in the open state, the accumulated banknotes are in a state accessible by the user (a state in which they can be taken out).

  The discrimination unit 42 has a function of discriminating banknotes deposited / withdrawn at the deposit / withdrawal port 41. The discrimination unit 42 performs discrimination such as denomination of banknotes, authenticity of banknotes, and the degree of pain of banknotes. In the following, a banknote in a state where the degree of pain is so large that it is not suitable for storage in the automatic transaction apparatus 1 will be referred to as “damaged ticket”, and a banknote in a state that can be stored in the automatic transaction apparatus 1 will be referred to as ".

The imaging unit 43 as an image acquisition unit acquires an image of a banknote, captures the appearance of the banknote identified by the discrimination unit 42, and outputs image data. As the photographing unit 43, for example, a digital camera capable of taking a close-up photograph of a banknote can be applied.
Moreover, since the image image | photographed with the imaging | photography part 43 is an image for showing to a user etc., it shall be set as the structure which irradiates visible light to a banknote (for example, irradiates with LED light etc.), and is taken as a structure. Is desirable. Hereinafter, an image obtained by photographing (capturing) a banknote by the photographing unit 43 is referred to as “banknote image” or “cash image”, and banknote image data is referred to as “banknote image data” or “cash image data”.

In the present embodiment, the imaging unit 43 is described as outputting banknote image data of a banknote image obtained by imaging both sides of a banknote, but it may be configured to output banknote image data of only one side. In the following description, the surface on which the banknote serial number and portrait are printed is referred to as a front surface, and the other surface is referred to as a back surface.
In addition, in the process of the discrimination process of the discrimination unit 42, when it is possible to take a banknote (taken using a visible light optical sensor) and hold image data, the function of the imaging unit 43 is changed to the discrimination. The unit 42 may be unified. Therefore, the position where the photographing unit 43 is disposed and the number of the photographing units 43 are not limited.

The temporary storage unit 44 has a function of temporarily storing banknotes to be deposited. In the present embodiment, the temporary holding unit 44 will be described on the assumption that only banknotes for which the discrimination result of the discrimination unit 42 is normal (a banknote corresponding to a genuine note) are temporarily held.
Moreover, in the automatic transaction apparatus 1, the banknotes drawn out from the banknote cassettes 45-1 to 45-4 are accumulated (held) at the deposit / withdrawal port 41, but are accumulated by initially closing the shutter 41a. The banknote that has been put on hold can be temporarily inaccessible from the user (pending state). That is, in the automatic transaction apparatus 1, the banknote to be withdrawn can be temporarily held by the deposit / withdrawal port 41 (shutter 41a).

The banknote cassettes 45-0 to 45-4 are for storing banknotes of respective denominations and reject banknotes that are inappropriate for withdrawal. In this embodiment, the banknote cassettes 45-1 to 45-4 are each assigned a 1,000 yen ticket, a 2,000 yen ticket, a 5,000 yen ticket, and a 10,000 yen ticket of Japan, and the banknote cassette 45-0. It is assumed that a reject banknote is assigned.
In addition, the combination of the banknote accommodated in the banknote depositing / withdrawing part 40 is not limited to the above-mentioned thing. In the present embodiment, the bill cassettes 45-1 to 45-4 each employ a method (banknote recirculation method) in which the bills inserted and stored by the user are recycled and used as they are for withdrawal to the user. However, it is also possible to separately provide a banknote part for banknotes (banknote cassette) and a storage part for banknotes (banknote cassette).

The transaction history storage unit 12 stores (holds) history data of transactions performed in the automatic transaction apparatus 1 (hereinafter referred to as “transaction history data”). In the present embodiment, the automatic transaction apparatus 1 itself is described as storing transaction history data, but it may be stored and held in an external apparatus (for example, an external host computer or a file server).
Further, in the transaction history storage unit 12, the transaction history data relating to a transaction involving withdrawal (for example, a currency exchange transaction) includes banknote image data of a banknote image obtained by photographing the dispensed banknote (a banknote image photographed by the photographing unit 43). Data).

  In the present embodiment, the process of transporting and storing the bills inserted into the deposit / withdrawal port 41 to the bill cassettes 45-1 to 45-4 is referred to as deposit processing (payment counting processing), and the bill cassettes 45-1 to 45-. The process of transporting the banknotes stored in 4 to the deposit / withdrawal port 41 and discharging it is referred to as a withdrawal process (withdrawal counting process). Accordingly, the deposit transaction is performed using the deposit process, the withdrawal transaction is performed using the withdrawal process, and the exchange transaction is performed using the deposit process and the withdrawal process.

  The control unit 10 of the automatic transaction apparatus 1 configured as described above is configured to process the banknotes acquired by the photographing unit 43 during the counting process in which the discrimination unit 42 counts the banknotes inserted by the user or the banknotes discharged to the user. A bill confirmation screen including an image is displayed on the operation display unit 20. Moreover, the banknote confirmation screen displayed on the operation display part 20 displays the image of a banknote by money type.

FIG. 3 is an explanatory diagram showing a configuration example of transaction history data stored in the transaction history storage unit 12.
In FIG. 3, the transaction history data of one transaction is shown as one table, but the specific data configuration is not limited. When a transaction is performed in the automatic transaction apparatus 1 of the present embodiment, a transaction number is given as identification information for each transaction. Here, each transaction will be described assuming that transaction numbers are given in ascending order in the order in which they were performed. In FIG. 3, the transaction history data of transactions with transaction numbers 1, 2, 3,... Are represented as D1, D2, D3,.

In the example of FIG. 3, transaction history data D1 of the exchange transaction includes items of transaction number, transaction date and time, transaction type, total deposit amount, number of deposited banknotes, total amount of withdrawal, number of dispensed banknotes, and banknote image data. It is composed of data.
The item “transaction date and time” represents the date and time when the transaction was performed (for example, the date and time when the transaction history data was registered).

“Transaction type” represents the name of the transaction. In this embodiment, only the exchange transaction related to the automatic transaction apparatus 1 will be described in order to simplify the description. However, the automatic transaction apparatus performs other transactions (for example, a deposit transaction to a bank account or a withdrawal transaction from a bank account). Of course, it may be made to correspond to (). Moreover, in FIG. 3, although only the transaction history data of exchange transaction is illustrated, the item which comprises the transaction history data of another transaction may be made to apply a different combination.
The item “total deposit amount” represents the total amount of cash deposited (input) by the user in the transaction (exchange transaction).

The item “number of deposited banknotes” represents the number of banknotes denominated for each type of banknote deposited (inserted) by the user during the transaction (exchange transaction). In FIG. 3, the item “number of deposited banknotes” includes items of the respective numbers of 1,000 yen, 2000 yen, 5000 yen and 10,000 yen.
“Total amount withdrawn” represents the total amount of cash withdrawn (discharged and paid out) by the user during the transaction (exchange transaction). In the case of a currency exchange transaction, since the deposit amount and the withdrawal amount are usually the same, the same value may be applied to the total deposit amount and the total withdrawal amount in one item.

The item “number of banknotes to be withdrawn” represents the number of banknotes denominated for each type of banknotes withdrawn by the user during the transaction (exchange transaction). In FIG. 3, the item “number of withdrawal banknotes” includes items of the respective numbers of 1,000 yen, 2000 yen, 5000 yen and 10,000 yen.
In the item “banknote image data”, banknote image data for each banknote dispensed by the user at the time of the transaction (exchange transaction) is set. In the transaction history data, the data structure for holding the banknote image data is not limited. However, in the transaction history data shown in FIG. 3, for the sake of simplicity, each denomination (1,000 yen, 2,000 yen The file name of the file (hereinafter referred to as “banknote image data file”) in which the banknote image data of the dispensed banknote is stored is described in “5,000 yen ticket and 10,000 yen ticket”.

  The entity (binary data) of the banknote image data file may be registered as it is in the transaction history data, for example, or may be stored in another link destination (for example, another data recording area). Also good. The data format of the banknote image data file is not limited, but in FIG. 3, all data is illustrated as JPEG format image data (file extension is JPG).

In the item of banknote image data, it is assumed that a management number (hereinafter referred to as a “banknote management number”) is assigned to each banknote in ascending order according to the order taken by the imaging unit 43. And the banknote management number shall be contained in the file name of each banknote image data. In the item of banknote image data shown in FIG. 3, “XS.jpg” (X is a banknote management number) indicates banknote image data on the surface of a banknote whose banknote management number is X, and “XB.jpg” (X Is the banknote image data on the back side of the banknote whose banknote management number is X.
In this embodiment, as described above, the bill management number of each banknote is inserted into the file name. However, the configuration for managing the banknote image data of each banknote is not limited.

The transaction processing unit 11 performs information processing related to transactions, control processing related to each component, and the like. In the present embodiment, it is assumed that the transaction processing unit 11 can perform a process of performing a currency exchange transaction at least on the user. In the present embodiment, in order to simplify the explanation, the transaction processing unit 11 receives a deposit of a banknote (2,000 yen, 5000 yen, 10,000 yen) higher than 1,000 yen from the user. Suppose that a currency exchange transaction is made to withdraw 1,000 yen vouchers for the amount deposited.
Moreover, the transaction processing part 11 performs the process which shows a user the banknote image of the banknote to withdraw, when withdrawing a banknote by exchange transaction. Further, when performing transaction processing, the transaction processing unit 11 generates transaction history data and registers the transaction history data in the transaction history storage unit 12.

Further, it is assumed that the control unit 10 can output the transaction history data stored (held) in the transaction history storage unit 12 in accordance with an operation of a staff member or a maintenance person.
The method by which the control unit 10 outputs the transaction history data is not limited. For example, printing output, display output, data recording to another data recording medium, and data output to an external device through communication are applied. be able to. Further, the data configuration when the control unit 10 outputs the transaction history data is not limited. Personnel, maintenance personnel, etc. can use the transaction history data by identifying and browsing the transaction history data related to the transaction performed by the user when there is an inquiry from the user based on the acquired transaction history data. It is possible to verify the contents of transactions performed by the person.

  As described above, in the automatic transaction apparatus 1, the cash storage means is realized by the banknote cassettes 45-1 to 45-4. Further, in the automatic transaction apparatus 1, transaction accepting means is realized by the control unit 10 (transaction processing unit 11) and the operation display unit 20. Further, in the automatic transaction apparatus 1, a cash holding means is realized by the banknote deposit / withdrawal unit 40 (temporary holding unit 44 and deposit / withdrawal port 41). Furthermore, in the automatic transaction apparatus 1, an image data holding unit is realized by the photographing unit 43 and the control unit 10 (transaction history storage unit 12). In the automatic transaction apparatus 1, a cash image confirmation accepting unit is realized by the control unit 10 (the transaction processing unit 11 and the transaction history storage unit 12) and the operation display unit 20. Furthermore, in the automatic transaction apparatus 1, the banknote depositing / withdrawing unit 40 realizes a cash processing means. Furthermore, in the automatic transaction apparatus 1, a transaction history data recording unit and a transaction history data output unit are realized using the control unit 10 (transaction history storage unit 12).

The operation of the above configuration will be described.
The transaction process performed by the automatic transaction apparatus 1 will be described with reference to FIG. 1, which is a step represented by S in the flowchart showing the transaction process flow in the embodiment of FIG. 4.
S101: First, it is assumed that the user operates the operation display unit 20 and selects a currency exchange transaction (for example, a currency exchange transaction is selected on an initial screen (transaction selection screen) (not shown) displayed on the display 21). Thereby, it is assumed that the processing of the exchange transaction is started in the control unit 10 (transaction processing unit 11). In addition, when the automatic transaction apparatus 1 supports only a currency exchange transaction, it may be configured to accept only a transaction start operation (for example, a touch operation on the display 21 by a user), or a transaction start operation procedure. It may be omitted.

S102: Next, the control unit 10 (transaction processing unit 11) requests the user to insert a banknote to be exchanged (hereinafter also referred to as “exchange currency banknote”) (for example, requests the display 21 to insert the banknote). It is assumed that the exchange source banknote is inserted into the deposit / withdrawal port 41 of the banknote deposit / withdrawal unit 40 by the user.
S103: The control part 10 (transaction processing part 11) controls the banknote depositing / withdrawing part 40, takes in and counts the banknote thrown into the deposit / withdrawal port 41, and performs the process which sets the content of an exchange transaction.

At this time, the banknote depositing / withdrawing unit 40 discriminates each of the banknotes inserted into the depositing / dispensing port 41 by the discrimination unit 42, photographs the banknotes with the photographing unit 43, and controls the banknote image data of each banknote to the control unit 10. (Transaction processing unit 11) is sequentially supplied.
Moreover, the banknote depositing / withdrawing part 40 conveys only the banknote discriminated as normal by the discrimination part 42 to the temporary storage part 44 and temporarily holds it.
In addition, when the banknote which is not normal here is detected, the banknote depositing / withdrawing part 40 does not convey the banknote (abnormal banknote) which is not normal to the temporary storage part 44, but is the depositing / withdrawing port 41 as a banknote to be returned. Transport to.

  The control unit 10 (the transaction processing unit 11) recognizes the front and back surfaces of the banknotes for each supplied banknote image data, and assigns and manages the banknote management number to the user. The banknote image is presented as a banknote confirmation screen, and the user is notified (notified) of the status of the deposited banknote. Specifically, the control unit 10 (transaction processing unit 11) displays a real-time display detail screen that displays the acceptance status of the received banknote in real time as the banknote confirmation screen from the operation display unit 20 (display 21). Is displayed with emphasis on the abnormal part so that the reason for the abnormality can be understood.

  Thus, the discrimination part 42 discriminate | determines the deposit banknote thrown into the deposit or withdrawal port 41 in the deposit transaction, and the control part 10 is returned to the banknote confirmation screen when the deposited banknote is identified from the banknote to be returned. The image of the banknote is displayed and the reason for return is notified to the user. In this embodiment, the image of the banknote to be returned is displayed on the banknote confirmation screen to notify the user of the reason for returning the deposited banknote, but the reason for return is notified to the user by voice guidance or the like. You may make it do.

  The real-time display detail screen of the acceptance status of the deposited banknote is, for example, a real-time display detail screen shown in FIG. This real-time display detail screen displays a field F1011 for displaying the number and image of each denomination of the exchange-source banknote during the deposit process, and the number and image of banknotes (returned banknotes) that are scheduled to be returned as an abnormal banknote upon deposit. There is a field F2011, and the display contents are sequentially updated during the deposit process.

The updated display contents are the number and image of each banknote deposited, but different banknotes, such as updating only the image of the banknote serial number, because it is an image update during high-speed deposit processing. As long as the progress is being sequentially processed, the content can be understood by the user.
In addition, the image of the banknote scheduled to be returned displayed in the field F2011 emphasizes the portion of the banknote that has caused the return (for example, in the case of a folded banknote, a red oblique thick line is added to the image of the banknote at the folded portion. In the case of an added or dirty banknote, it is desirable to make the user understand the return factor of the banknote by adding a shaded display, a circular display, etc. to the image of the banknote of the dirty part.

  Next, the banknote deposit / withdrawal unit 40, which takes in and counts all the banknotes inserted into the deposit / withdrawal port 41, sets the number of denominations of the banknotes held in the temporary storage unit 44 for each denomination. ) And the control part 10 (transaction processing part 11) sets (determines) the content of a currency exchange transaction based on the report from the banknote depositing / withdrawing part 40. FIG. As described above, the automatic transaction apparatus 1 receives deposits of banknotes higher than 1,000 yen from the user, and conducts a currency exchange transaction for withdrawing 1,000 yen coupons for the deposited amount. By simply counting, the contents of the exchange transaction can be set (the number of 1,000 yen coupons to be withdrawn is determined).

S104: Next, the control unit 10 (transaction processing unit 11) requests the user to confirm the contents of the exchange transaction set in S103 described above. Specifically, the control unit 10 (transaction processing unit 11) has buttons for accepting the contents of the exchange transaction and confirming the exchange transaction with the contents to the operation display unit 20 (display 21). The displayed operation screen (hereinafter referred to as “exchange transaction content confirmation screen”) is displayed, and the confirmation of the content of the exchange transaction is received from the user on the operation screen.
As the exchange transaction content confirmation screen, for example, an operation screen as shown in FIGS. 6A and 6B can be applied. This exchange transaction content confirmation screen is also a bill confirmation screen.

The exchange transaction content confirmation screen shown in FIG. 6A is a display screen in a state where the deposit operation is finished and the banknote in which an abnormality is detected is returned.
In the exchange transaction content confirmation screen shown in FIG. 6A, the number of denominations of the original banknotes and the field F101 for displaying the image, and the number of denominations of the banknotes to be withdrawn (banknotes after exchange) are displayed. A field F102, a confirmation button B101 for accepting the exchange transaction continuation, and a cancel button B102 for accepting the exchange transaction cancellation are arranged. Further, the number and image of the returned banknotes are displayed in the field F201.

In the fields F101 and F201, banknote images are displayed. However, when the number of banknote images is large and all of them cannot be displayed, the image of the banknotes is displayed with buttons such as “next page” and “previous page”. It can be switched.
The exchange transaction content confirmation screen shown in FIG. 6A shows an exchange transaction in which eight thousand yen coupons are withdrawn for four deposits of two thousand yen coupons.
On the other hand, in the exchange transaction content confirmation screen shown in FIG. 6 (b), the user pulls out the returned banknotes, replaces broken or dirty banknotes with normal banknotes, re-inserts the banknotes, and re-pays processing. (S103) is a display screen in a state in which the depositing operation is completed and there is no banknote in which an abnormality has been detected and all banknotes have been deposited.

In FIG. 6B, the field F101 displays "the customer's deposit amount is as follows. Five thousand yen coupons and one 5,000 yen coupon". In FIG. 6B, the field F102 displays “The withdrawal is 15 thousand yen tickets”. That is, the exchange transaction content confirmation screen shown in FIG. 6 (b) shows the exchange transaction in which 15 pieces of 1000 yen tickets are withdrawn for 5 pieces of 2000 yen and 1 piece of 5000 yen. Yes.
When the confirmation button B101 indicating continuation of the exchange transaction is pressed on the exchange transaction content confirmation screen, the control unit 10 (transaction processing unit 11) operates from S105 described later, and the cancel button B102 indicating the cancellation of the exchange transaction is pressed. If so, the operation starts from S117 described later.

  S105: When the transaction is continued in S104 described above (when confirmation button B101 indicating transaction continuation is pressed on the exchange transaction content confirmation screen), control unit 10 (transaction processing unit 11) performs bill cassette 45-1. ~ 45-4, the temporary storage unit 44, the photographing unit 43, etc. are controlled to perform the banknote withdrawal preparation process. Specifically, the control unit 10 (transaction processing unit 11) controls the banknote cassettes 45-1 to 45-4 and the like to feed out the banknotes to be withdrawn, and the deposit / withdrawal port 41 (the shutter 41a is in a closed state). To temporarily hold. Hereinafter, the banknote temporarily held in the deposit / withdrawal port 41 (the shutter 41a is closed) at the time of withdrawal is also referred to as a “withdrawal preparation banknote”.

At this time, the banknote deposit / withdrawal unit 40 captures each withdrawal preparation banknote with the photographing unit 43 and holds the banknote image data before holding the withdrawal preparation banknote in the deposit / withdrawal port 41, and stores each banknote image data. Data is supplied to the control unit 10 (transaction processing unit 11). At this time, the control unit 10 (transaction processing unit 11) recognizes the front and back of each banknote image data and assigns and manages the banknote management number.
Moreover, the control part 10 (transaction processing part 11) is real-time which presents each image of a payment preparation banknote to a user in real time from the operation display part 20 (display 21) about each supplied banknote image data. The display details screen is displayed as a bill confirmation screen so that the preparation status of the withdrawal bill can be understood.

  The real-time display detail screen in the withdrawal preparation process is, for example, the real-time display detail screen shown in FIG. This real-time display detail screen has a field F710 that displays an image of a banknote that is ready for withdrawal, and a field F711 that displays an image of a banknote that is ready for withdrawal, during the withdrawal preparation process. The display contents are updated sequentially.

In the field F710, images of banknotes are additionally displayed sequentially. In this embodiment, when 10 banknotes are displayed, the image of banknotes in the field F710 is cleared and newly added in order to display the image of banknotes. And Also, when the denomination of the banknote to be prepared for withdrawal changes, the banknote image in the field F710 is cleared and newly added sequentially to display the banknote image.
In the field F711, the number of banknotes ready for withdrawal is displayed for each denomination (displayed every few so that the user can check), and the part displayed in the field F710 is highlighted.

S106: Next, the control part 10 (transaction processing part 11) presents a banknote image to a user, and requests | requires confirmation of a payment | withdrawal banknote from a user. Specifically, the control unit 10 (transaction processing unit 11) displays an operation screen (hereinafter, referred to as a “banknote confirmation screen”) displaying each image of the withdrawal preparation banknote from the operation display unit 20 (display 21). Is requested to the user to select whether the exchange of banknotes is necessary and whether to continue the exchange transaction or cancel the exchange transaction.
As the bill confirmation screen, for example, an operation screen as shown in FIG. 9A and FIG. 9B can be applied. In addition, FIG.9 (b) is a banknote confirmation screen displayed when the banknote detail (enlargement) button is selected in Fig.9 (a).

  On the banknote confirmation screen, as shown in FIG. 9A, a field F720 for displaying a banknote image of each withdrawal preparation banknote, a confirmation button B701 for accepting the exchange transaction continuation, and accepting the cancellation of the exchange transaction Cancel button B702 and buttons for switching display contents of field F720 (denomination switching buttons B710 to B740 (bundle switching buttons B710-1 to B740-1 and B710-2 to B740-2 in the denomination), banknote details (Enlargement) switching buttons B760-1 to B760-10) are arranged. Further, as shown in FIG. 9B, a field F730 for displaying enlarged images of the front and back of one banknote, a button B705 for returning to the entire display, and a button B706 for exchanging banknotes are arranged.

In the field F720 of FIG. 9A, ten (2 vertical × 5 horizontal) banknote images (images of banknote image data on the surface) are displayed. Further, in the field F720, each banknote image is appended with a banknote management number of the withdrawal preparation banknote (a banknote management number in banknote image data constituting the banknote image data file).
The banknotes displayed in the field F720 are switched using denomination switching buttons B710 to B740 (bundle switching buttons B710-1 to B740-1 and B710-2 to B740-2 in the denomination).

On the banknote confirmation screen, the banknote image displayed in the field F720 is enlarged and displayed, and one banknote is selected with the banknote details (enlargement) buttons B760-1 to B760-10 for confirming the details, and the image of the selected banknote is selected. Is displayed in a field F730 shown in FIG.
In the field F730, the front and back of the selected one banknote are enlarged and displayed. Also, a button B705 for returning to the display of the original field F720 and a button B706 for exchanging bills as a result of confirming the details are arranged.

S107: When the button B706 for exchanging banknotes is selected on the banknote confirmation screen, the control unit 10 (transaction processing unit 11) operates from S108 described later, and the previous one without exchanging banknotes on the banknote confirmation screen. When the button B705 for returning to the screen is selected, the operation starts from S109 described later.
S108: When the button B706 for exchanging bills is selected, bill exchange processing for exchanging the corresponding bill for another bill is performed. During the banknote exchange, the real-time display detail screen shown in FIG. 8 is displayed, and when the exchange is completed, the banknote confirmation screen shown in FIG. 9B after the exchange is displayed.

  Specifically, when banknote exchange is selected by the user on the banknote confirmation screen (the banknote confirmation screen shown in FIG. 9B), the control unit 10 (transaction processing unit 11) 40 is controlled, and the withdrawal ready banknotes of the deposit / withdrawal port 41 are sequentially photographed again by the photographing unit 43 and returned to the deposit / withdrawal port 41 as the withdrawal ready banknotes. Instead, the banknotes to be exchanged are photographed by the photographing unit 43 and conveyed to the deposit / withdrawal port 41 from the target banknote cassettes (45-1 to 45-4) to be used as the withdrawal preparation banknotes.

  In this embodiment, the banknotes to be exchanged are described as being stored in the banknote cassette 45-0. However, the banknotes to be exchanged are once accumulated (held) in the temporary holding unit 44, and instead the target banknotes are stored. From the banknote cassette (45-1 to 45-4), the banknote to be exchanged is photographed by the photographing unit 43 and conveyed to the deposit / withdrawal port 41 to be a withdrawal ready banknote, which is then accumulated (held) in the temporary storage unit 44. You may make it return the banknote of the exchange object set to the banknote cassette (45-1 to 45-4) as a recycling store. Although the said banknote of exchange object was selected as the banknote of exchange object by the said user, since it is a banknote discriminated that it can be used for a withdrawal banknote in the discrimination part 42, it is not necessarily a banknote of exchange object for other users. Is not always selected. Therefore, by returning the banknote to be exchanged to the banknote cassette (45-1 to 45-4) as a recycle box, the banknote to be exchanged can be used again as a withdrawal preparation banknote. Recycling efficiency can be improved.

Thus, the control part 10 receives selection of the necessity for banknote exchange execution to a user with a banknote confirmation screen, and when the banknote exchange execution necessity is selected, it performs the exchange process which replaces the selected banknote.
S109: When the exchange transaction continuation is selected by the user on the banknote confirmation screen in S106 described above, the control unit 10 (transaction processing unit 11) operates from S110 described later, and the exchange transaction cancellation is selected. In this case, the operation starts from S114 described later.

S110: In the banknote confirmation screen of S106 described above, when the user selects to continue the exchange transaction, the control unit 10 (transaction processing unit 11) controls the banknote deposit / withdrawal unit 40 to temporarily hold the unit 44. Are stored in corresponding banknote cassettes 45 respectively.
S111: Moreover, the control part 10 (transaction processing part 11) controls the banknote depositing / withdrawing part 40, makes the shutter 41a of the depositing / withdrawing port 41 into an open state, and withdraws (discharges, pays out) the banknotes with which it was hold | maintained. .

S112: Furthermore, the control unit 10 (transaction processing unit 11) performs transaction history data (in FIG. 3 described above) based on data (payment amount, withdrawal amount, banknote image data, etc.) acquired in the process of the current exchange transaction. Transaction history data D1) to be shown is created and additionally registered in the transaction history storage unit 12.
At this time, the control unit 10 (transaction processing unit 11) controls the receipt printer 30 to discharge the receipt (slip) on which the contents of the current transaction are printed on the paper from the receipt discharge port 31. In addition, it is desirable that the receipt includes identification information (for example, transaction date and time, transaction number, etc.) that constitutes transaction history data of the transaction.

S113: Next, the control unit 10 (transaction processing unit 11) determines whether or not to continue the transaction in the automatic transaction apparatus 1 from the operation display unit 20 (display 21) (whether to continue another transaction). An operation screen (hereinafter referred to as “transaction continuation selection screen”) requesting selection of “whether or not” is presented to the user.
As the transaction continuation selection screen, for example, an operation screen as shown in FIG. 7 can be applied.

In the transaction continuation selection screen shown in FIG. 7, a message “Do you want to cancel the transaction?”, A transaction continuation button B201 for continuing the transaction (continuing another exchange transaction), and ending the transaction (transaction For example, a transaction end button B202 for transitioning to the initial screen) is arranged.
When the transaction end button B202 is pressed on the transaction continuation selection screen, the control unit 10 (transaction processing unit 11) ends the exchange transaction, and when the transaction continuation button B201 is pressed, the control unit 10 (transaction processing unit 11) returns to the above-described S101 and returns to the above. Transition to the transaction selection process.

S114: When the exchange transaction cancellation is selected on the banknote confirmation screen of S106 described above, the control unit 10 (transaction processing unit 11) controls the banknote deposit / withdrawal unit 40 and is temporarily held in the deposit / withdrawal port 41. Each withdrawal preparation banknote is stored in the corresponding banknote cassette 45.
S115: Moreover, the control part 10 (transaction processing part 11) controls the banknote depositing / withdrawing part 40, discharges the exchange original banknote temporarily hold | maintained at the temporary storage part 44 from the banknote depositing / withdrawing part 40, and returns. Let

S116: The control part 10 (transaction processing part 11) requests | requires the selection from the operation display part 20 (display 21) whether the transaction in the said automatic transaction apparatus 1 is continued, The transaction continuation selection screen (in FIG. 7). The transaction continuation selection screen shown) is presented to the user.
When the transaction end button B202 is pressed on the transaction continuation selection screen, the control unit 10 (transaction processing unit 11) ends the exchange transaction, and when the transaction continuation button B201 is pressed, the control unit 10 (transaction processing unit 11) returns to the above-described S101 and returns to the above. Transition to the transaction selection process.

S117: On the other hand, when the exchange transaction is canceled in S104 described above (when the cancel button B102 indicating the end of the transaction is pressed on the exchange transaction content confirmation screen), the control unit 10 (transaction processing unit 11) The money part 40 is controlled, and the exchange banknote temporarily held in the temporary holding part 44 is discharged from the banknote depositing / withdrawing part 40 and returned.
The control part 10 (transaction processing part 11) transfers to the process of S116, and the transaction continuation selection which requests | requires selection of whether the transaction in the said automatic transaction apparatus 1 is continued from the operation display part 20 (display 21). A screen (transaction continuation selection screen shown in FIG. 7) is presented to the user.

When the transaction end button B202 is pressed on the transaction continuation selection screen, the control unit 10 (transaction processing unit 11) ends the exchange transaction, and when the transaction continuation button B201 is pressed, the control unit 10 (transaction processing unit 11) returns to the above-described S101 and returns to the above. Transition to the transaction selection process.
Thus, the control part 10 of the automatic transaction apparatus 1 of a present Example acquired the imaging | photography part 43 during the counting process which counts the banknote thrown in by the user, or the banknote discharged | emitted to a user by the discrimination part 42. By displaying the banknote confirmation screen including the image of the banknote and displaying the image of the banknote in denomination on the operation display unit 20 (display 21), the user can display the banknote displayed on the operation display unit 20. The image can be easily confirmed, and the transaction time can be shortened.

Moreover, when the deposit | paying banknote is discriminate | determined by the discrimination | determination part 42 with the banknote for return, the control part 10 displayed the image of the banknote for return on a banknote confirmation screen, and notified the reason for return to a user. Thus, when a banknote including abnormal banknotes such as dirt, breakage, and tearing of the banknote is inserted in the deposit process, the user can know the banknote to be returned and the reason for the return during the deposit process.
Therefore, the user can prepare for re-insertion in advance, such as preparing another banknote, and can make a clear response such as correcting the folding of the banknote according to the return reason for the returned banknote. It is possible to prevent repeated payment processing by inserting the same banknote and shorten the transaction time.

  Further, the control unit 10 updates and displays the image of the banknote displayed on the banknote confirmation screen in the deposit process and the withdrawal process sequentially during the counting process of the banknote, so that the user can safely perform the transaction process. Can wait for completion. Also, in the withdrawal process, the image of the withdrawal banknote can be confirmed, and if there is an undesired banknote in the withdrawal banknote, the banknote to be exchanged is selected without canceling the transaction, and only the selected banknote is selected. Can be exchanged for other banknotes.

Further, in the withdrawal process, the user can confirm the image of the banknote to be dispensed and is aware that the image data of the banknote is held in the storage unit. We can expect trouble prevention effect.
Furthermore, even if the user replaces the dispensed banknote with another counterfeit banknote, etc., and makes a false complaint, the transaction history data is verified (for example, verification of the serial number) It is possible to verify the replacement.

As described above, in this embodiment, the user can easily confirm the image of the banknote displayed on the operation display unit, and the effect that the transaction time can be shortened can be obtained.
In addition, when there is a return banknote, the user can prepare for re-insertion in advance, such as preparing another banknote, and it is possible to make a clear response such as correcting the folding of the banknote according to the return reason for the returned banknote Thus, it is possible to prevent repeated payment processing by inserting the same banknote many times and to shorten the transaction time.

  Furthermore, since the image of the banknote displayed on the banknote confirmation screen is sequentially updated during the banknote counting process, an effect that the user can wait for the completion of the transaction process with peace of mind is obtained. If there is an undesired banknote, the banknote to be exchanged is selected without canceling the transaction, and only the selected banknote can be exchanged for another banknote.

Moreover, the effect that the trouble suppression effect by the user after dealings can be expected is obtained. Furthermore, the effect that the replacement of bills and the like can be verified is obtained.
In the present embodiment, the automatic transaction apparatus has been described as an apparatus that performs currency exchange transactions of banknotes, but is not limited thereto, and is an apparatus that performs banknote exchange, deposit, withdrawal, etc., and handles banknotes. An automatic teller machine, a cash processing machine, a currency exchange machine, an automatic ticket vending machine, etc. may be used.

DESCRIPTION OF SYMBOLS 1 Automatic transaction apparatus 10 Control part 11 Transaction processing part 12 Transaction history memory | storage part 20 Operation display part 21 Display 30 Receipt printer 31 Receipt discharge port 40 Banknote depositing / withdrawing part 41 Deposit / withdrawal port 41a Shutter 42 Discrimination part 43 Image | photographing part 44 Temporary reservation part 45 (45-0 to 45-4) bill cassette

Claims (7)

A deposit / withdrawal port through which bills are inserted or ejected;
A discrimination section for discriminating the banknotes;
An image acquisition unit for acquiring an image of the banknote;
An operation display unit for displaying an image acquired by the image acquisition unit;
A control unit that performs transaction processing based on an operation of the operation display unit by a user;
Have
The control unit operates the banknote confirmation screen including the image of the banknote acquired by the image acquisition unit during the counting process of counting the banknote inserted by the user or banknote discharged to the user by the discrimination unit. Display on the display,
The said banknote confirmation screen displays the image of the said banknote by money type, The automatic transaction apparatus characterized by the above-mentioned. The automatic transaction apparatus according to claim 1,
The said discrimination part discriminates the deposit banknote thrown into the said deposit / withdrawal port in deposit transaction,
The control unit automatically displays an image of the banknote to be returned on the banknote confirmation screen and notifies the user of the reason for return when the deposited banknote is identified from the banknote to be returned. Trading device. In the automatic transaction apparatus according to claim 1 or claim 2,
The said control part receives selection of the necessity of banknote exchange execution to a user on the said banknote confirmation screen, and when the said banknote exchange execution necessity is selected, it performs the exchange process which replaces the selected banknote, It is characterized by the above-mentioned. Automatic transaction device. In the automatic transaction apparatus in any one of Claims 1-3,
The said banknote confirmation screen updates and displays the image of the said banknote sequentially during a counting process, The automatic transaction apparatus characterized by the above-mentioned. The automatic transaction apparatus according to claim 2,
The banknote confirmation screen is an automatic transaction apparatus characterized in that the reason for return is highlighted. In the automatic transaction apparatus in any one of Claims 1-5,
The said banknote confirmation screen has a button which switches the image of the said banknote to display, The automatic transaction apparatus characterized by the above-mentioned. In the automatic transaction apparatus in any one of Claims 1-6,
The automatic transaction apparatus, wherein the image of the banknote includes an image of a serial number.

Images