JP2016042313A - Authentication card for sales store use, and authentication card system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To solve the problem with the technique by which prepaid cards are sold in a store in a state of permitting no individual authentication and the cards are authenticated and activated when their respective holders pay the prices at the cash register that the system for using this technique costs too much for installation by small retailers, who are therefore obliged to substantially give up selling of prepaid cards or the like.SOLUTION: An authentication card for sales store use and an authentication card system make possible keeping of a prepaid card unable to be individually authenticated at the time of sale in store, require a buyer to acquire, at the time of having bought an article for sale, information paired with information recorded on the card, to make an input for authentication thereby to be permitted to effectively use the card. In this way, prepaid cards are enabled to circulate safely and activated, resulting in successful simultaneous achievement of two purposes, reducing the initial setting costs to retailers selling prepaid cards at their respective stores and shortening the required periods of installation.SELECTED DRAWING: Figure 1

Description

  The present invention relates to an authentication system for a card such as a prepaid card sold at a store.

  There are various techniques related to card authentication and activation.

Japanese Patent Application No.11-98608

  However, if the prepaid card is in a valid state at the time of shelves at the store, such as a telephone card, it can cause a great deal of damage if the card is stolen or lost. There was a product limitation that was difficult. Therefore, at the shelf sales stage at stores, etc., the card cannot be authenticated alone, and when the purchaser purchases the card and the payment is completed, the card is activated in conjunction with payment at the cash register. A system was developed. However, this method requires the introduction of a system that activates the card at the store where it is sold, so it is necessary to secure expensive system introduction costs, update costs, and installation periods. There was a problem that we had to give up selling prepaid cards.

  Therefore, the inventor of the present application makes a pair with the information recorded on the card at the time when the purchaser pays the price of the card while shelves are sold in a state where single authentication is not possible at the time of card sales. If the card purchaser inputs such information on his / her mobile terminal or personal computer on the authentication screen, and the set of information related to the input is correct, the shelf that permits the use of the card Invented the authentication card for sale and the authentication card system. This makes it possible to simultaneously achieve the objectives of prepaid card distribution safety, lower initial setting costs at retail stores that sell prepaid cards, and shorter installation periods.

  In order to solve the above-mentioned problem, as a first invention, an authentication card for shelf recording in which information for allowing an electronic computer to authenticate is recorded, and the first information acquired from a card seller at the time of card purchase And a second information that can be acquired from the shelf authentication card, and a shelf authentication card that records the second information that can be authenticated by the electronic computer based on two or more pieces of information.

  As 2nd invention, the authentication card system which consists of the 1st card | curd which recorded said 1st information and the authentication card | curd for shelf sale as described in 1st invention is provided.

  As 3rd invention, the authentication card system as described in 2nd invention by which the authentication information for shelves and the said 1st card are displaying the combination information which shows that it is the said combination which can be authenticated, respectively I will provide a.

  According to a fourth aspect of the invention, there is further provided an authentication electronic computer for executing an authentication process based on two or more pieces of information: first information obtainable from the first card and second information obtainable from the shelf authentication card. An authentication card system according to the second invention or the third invention subordinate to the second invention is provided.

  As 5th invention, the 2nd information which is information recorded on the authentication card for shelf sale which recorded the information for making an electronic computer authenticate, and the 1st information acquired from a card seller etc. at the time of card purchase And second information derived from the shelf authentication card that records the second information that can be authenticated to the electronic computer by two or more pieces of information, and first information derived from the first card that records the first information. An authentication information acquisition unit that acquires the authentication information, an authentication unit that executes authentication processing based on the first information and the second information acquired by the authentication information acquisition unit, and an authentication result output that outputs an authentication result in the authentication unit And an electronic computer.

  As a sixth aspect of the invention, the second information recorded on the shelf authentication card in which the information to be authenticated by the computer is recorded, and the first information acquired from the card seller at the time of card purchase, Second information derived from an authentication card for shelf recording that records the second information that can be authenticated to the electronic computer by two or more information, and first information derived from the first card that records the first information, An authentication information acquisition step for acquiring, an authentication step for executing an authentication process based on the first information and the second information acquired by the authentication information acquisition unit, an authentication result output step for outputting an authentication result in the authentication unit, A method of operating an electronic computer that executes

  As a seventh invention, there is an authentication card for shelf sale recording information for authenticating the electronic computer, from the first information obtained from the card seller at the time of card purchase and the authentication card for shelf sale Second information from the shelf authentication card that records the second information that can be authenticated to the computer by two or more pieces of information that can be acquired, and the first information that records the first information An authentication information acquisition step for acquiring the first information derived from the card, an authentication step for executing an authentication process based on the first information and the second information acquired by the authentication information acquisition unit, and an authentication result by the authentication unit And an authentication result output step for outputting to the electronic computer.

  As an eighth invention, there is an authentication card for shelf sale in which information for causing an electronic computer to authenticate is recorded, from the first information obtained from a card seller at the time of card purchase, and the authentication card for shelf sale Second information from the shelf authentication card that records the second information that can be authenticated to the computer by two or more pieces of information that can be acquired, and the first information that records the first information An authentication information acquisition step for acquiring the first information derived from the card, an authentication step for executing an authentication process based on the first information and the second information acquired by the authentication information acquisition unit, and an authentication result by the authentication unit And an authentication result output step for outputting the program, and a recording medium recording a program that can be read and executed by an electronic computer.

  As a ninth invention, there is a shelf for displaying the shelf authentication card so that the purchaser can determine the item for the hand, and a counter where the first card in which the first information is recorded can be taken out only by the store clerk, , Provide a store.

  The shelf authentication card and the authentication card system according to the present invention allow the purchaser to acquire information enabling authentication after payment, while making the card incapable of single authentication at the store shelf stage. By requesting card authentication from the buyer using the information recorded on the sales authentication card, the card distribution is safe, the system introduction cost at the card store is reduced, the system introduction period is shortened, etc. It is possible to achieve the purpose.

Conceptual diagram of an authentication card for shelf sale and an authentication card system according to the first embodiment The figure which shows an example of the authentication card for shelf shelf sales of Embodiment 1. Conceptual diagram when the first information of Embodiment 1 is a QR code (registered trademark) Conceptual diagram when the first information of Embodiment 1 is information that can be received by a dedicated application The figure which shows an example of the 1st information of Embodiment 1, and 2nd information Functional block diagram of the electronic computer of the second embodiment Hardware conceptual diagram of Embodiment 2 The flowchart which shows an example of the process of Embodiment 2.

0100 Authentication card system 0101 Shelf authentication card 0102 Second information 0103 First card 0104 First information 0105 Authentication computer

  Embodiments of the present invention will be described below with reference to the drawings. The first embodiment relates to claims 1 to 4. Embodiment 2 relates to claims 5 to 8. The third embodiment relates to claim 9. In addition, this invention is not limited to these embodiments at all, and can be implemented in various modes without departing from the gist thereof. This authentication can be applied not only to prepaid cards but also to all cards, transactions, etc. that require authentication.

Embodiment 1

<Overview>
The present embodiment relates to a shelf authentication card and an authentication card system.

<Functional configuration>

  This embodiment will be described with reference to FIG. The “shelf authentication card” of the present embodiment records “second information” and is used for authentication together with the “first card” recorded “first information” (first invention). In addition, the authentication card system consists of a “first card” and an “authentication card for shelf sale” (second invention), in which “union information” is displayed (third invention), This comprises an “authentication electronic computer” (fourth invention).

<Description of each configuration>

(Authentication card for shelves)
The “shelf authentication card” (0101) is a card that forms part of a system that performs authentication based on first information and second information, which will be described later, which are two pieces of information with different physical acquisition routes, It is a card on which only the second information of the two pieces of information is recorded, and is sold on the shelf. FIG. 2 is a diagram illustrating an example of an authentication card for shelf sale. In this specification, “recording” includes not only electromagnetic recording on the card but also “description” or “printing” on the card surface.

  The method of recording the second information on the shelf authentication card is, for example, recorded on the back surface, etc., and the recording part is coated at the time of display at the store. The number information may be obtained by exposing the numbers, letters, symbols, etc. by scraping, etc., or the second information is exposed because it is impossible to independently authenticate only the shelf authentication card It may be a thing. Or when using the apparatus (card reader) which reads the record of the authentication card for shelf sales, you may record information on a card, without making 2nd information visible from the outside.

  Since the shelf authentication card is sold at a store, it is preferable that the incidental function and appearance have customer suction. For example, it is possible to print a picture or photograph of a landscape, a flower, a person, etc. on the card surface and record the second information on the back surface to provide an aesthetic appearance like a postcard. Further, the second information portion may be cut off by a cutting line or the like so that it can be actually used as a postcard, and the remaining information can be cut out so that it can be used as a postcard. Further, it is possible to add a function as an authentication card for shelf sale to the function of another prepaid card. For example, the second information may be recorded on a card that already has a function as a transportation card or a telephone card, and a function as an authentication card for shelf sale may be added. Further, the sales area of the shelf authentication card may be limited so that it can be used only in a specific area, such as a local currency, or can be used only for purchasing local special products. In addition to this, in the case of a hot spring resort, the second information may be recorded in a thing such as a “bath bill” that can be enjoyed by providing a service such as bathing in a certain area. The shape of the card is not limited to a piece of paper, and may be any shape as long as it can describe information such as a fan, handkerchief, ballpoint pen, or the like.

  When the purchaser pays the price and purchases the shelf authentication card, the purchaser acquires the first card in which the first information is recorded. The purchaser accesses the site where the shelf authentication card can be used from his / her mobile terminal or personal computer, etc., and enters the first information and the second information on the card authentication screen to perform the authentication process. Request authentication for the computer to be executed. Upon receiving the authentication request from the purchaser, the computer executes authentication processing to check whether the contents and combination of the first information and the second information unique to the card stored in advance are correct. The card is activated so that the card can be used immediately without sending back a message confirming the use of the card or returning a special message. The purchaser who is permitted to use the card can purchase goods and services according to the amount of the card that can be used. Purchases of goods may be mail order sales such as online shopping, or face-to-face sales, and the shelf authentication card may be used as a prepaid card. In the latter case, authentication information (to be described later) may be input at the store, or the information recorded on the card is electromagnetically stored by holding the shelf authentication card over a card reader installed at the store. Can be considered. If the input contents or combination of the first information and the second information is not correct as a result of the authentication process, an error message is displayed or the like, and the information input person is not permitted to use the card.

  As for the amount of the authentication card for shelves, the payment amount and the usable amount may be the same, but in view of being prepaid, the usable amount may be an amount equal to or more than the payment amount.

  Depending on the design, the selling price may not be limited to the shelf authentication card, and the purchaser may select the purchase price at the cash register. For example, when the authentication card for 1000 yen, 5000 yen, and 10000 yen is made available for purchase, and the purchaser selects the amount of money to purchase the card for 5000 yen, the cashier in charge It is good also as issuing the 1st card | curd in which the 1st information mentioned later corresponding to the purchase for 5000 yen of the said authentication cards for shelf sales was described. In this case, at the time of payment of 5000 yen, the cashier person in charge sends the purchase information for 5000 yen to the server, and the first information for 1000 yen and 10,000 yen that were not purchased is deleted. Will be.

(Second information)
“Second information” (0102) is information used for authentication in combination with first information to be described later, and is information recorded on the shelf authentication card. The first information and the second information are a unique set of information such as an identification number and a password, for example. The user of the shelf authentication card inputs the first information and the second information on the authentication screen. If the input information and combination of the first information and the second information are correct when an authentication request is made to the computer that executes the authentication process, the use of the shelf authentication card is valid. An authentication process is configured to be executed.

(First card)
The “first card” (0103) is a card on which first information described later is recorded. When a purchaser purchases an authentication card for shelf sale, the purchaser obtains the first card from a store clerk or from an automatic ticketing machine. The first card does not necessarily have a shape as a card. For example, it is sufficient that the first information is described in a receipt such as a receipt that can be received at the time of purchase of the authentication card for shelf sale. Or it is a seal | sticker shape and it is good also as affixing on the authentication card | curd for shelf sale.

(First information)
“First information” (0104) is information used for authentication as a pair with the second information. The information is recorded on the first card, or by an electromagnetic method without using the card. May be provided. As what is provided without using a card, for example, as shown in the conceptual diagram of FIG. 3, it is conceivable to provide an image such as a QR code (registered trademark) that can be read by a mobile terminal or the like. Specifically, it is a method of providing first information by causing a purchaser's mobile terminal to read a QR code (registered trademark) displayed on a tablet terminal or the like installed in a store. As another method of providing images, a barcode that can be read by a barcode reader may be used. As another method, as shown in the conceptual diagram of FIG. 4, information readable by a dedicated application may be used. This is, for example, a method provided by transmitting first information from a reader / writer installed in a store or the like to a purchaser's mobile terminal using short-range radio such as NFC or FeliCa (registered trademark). is there. Alternatively, as another providing method, a method using voice, Bluetooth (registered trademark), or WiFi is also conceivable.

  As specific examples of the first information and the second information, for example, combinations of numbers, characters, and symbols that can be input with a keyboard can be considered. These are not easily conceivable from the viewpoint of preventing unauthorized use, and are preferably a complex combination of a plurality of numbers, letters, symbols, and the like as long as the purchaser of the shelf authentication card can input. . Furthermore, the receipt number of the cash register may be used. In this case, a method of acquiring the first information from the electronic computer when the authentication card for shelf sale is sold, or the cash register generates the first information and receives the receipt. And a method of transmitting the first information to an electronic computer that executes an authentication process. The electronic computer that executes the authentication process compares the contents of the first information and the second information with the correct combination when there is an authentication request from the shelf authentication card user. When generating the first information, it is necessary to transmit the information to the electronic computer that executes the authentication process.

  FIG. 5 is a conceptual diagram of an authentication information table in which examples of the first information and the second information are described. For example, the first information “g6J8Q2r6” and the second information “895464-5468” paired with this, the first information “5P8r62Mr” and the second information “613057-9157” paired with this, the first information “e5Ubm2fk” The second information “108480-7266” paired with this, the second information “548645-0123” paired with the first information “2htsY31j”, the second information paired with the first information “O51bg82y” Information "738409-8946", first information "gT9s61Xf" and second information "972183-1685" paired with this, first information "3Wy7v34a" and second information "271825-4739" paired with this, first information One information “d4H5e4g2” and the second information “216903-8129” paired therewith, the first information “6J2zN9f5” and the second information “181694-5006” paired therewith, and the like may be set.

  When authenticating, authentication can be performed using only information such as numbers, characters, and symbols that have been set in advance, so that the information can be made more anonymous than authentication that uses personal information, personal email addresses, passwords, etc. It has an excellent property that information management becomes simpler by not managing personal information while reducing the resistance of buyers who input information.

  Depending on the design, one or more information may be added to the first information and the second information. Since a plurality of pieces of information are required for authentication, the authentication procedure becomes more complicated. Therefore, it is possible to improve security such as confidentiality of information and prevention of unauthorized acquisition. A specific example of one or more information is a password set by the purchaser himself / herself. In addition to entering the first information and the second information at the time of authentication, the password is set and entered, and the first information For example, a method of associating the second information with the password and then inputting three types of information can be considered.

(Authentication card system)
The “authentication card system” of the present embodiment is composed of the aforementioned “first card” and “shelf selling authentication card”.

(Union information)
“Union information” is information that indicates that the first card in which the first information is recorded and the shelf authentication card in which the second information is recorded are one set. Information unique to each of the first card and the authentication card for shelf sale. For example, if the unique information “A012345” is printed on both the first card and the shelf authentication card, it can be seen that both cards record a set of first information and second information. Say. By printing “union information” on a set of cards, it is possible to easily search for the first card corresponding to the authentication card for shelving at a cash register that sells the card, and to sell multiple shelves. The purchaser who purchased the authentication card can also visually recognize the correspondence of the set of cards from the outside. The association information may be any description as long as it can be determined from the outside that the first card and the authentication card for shelf sale record a set of information, but the first card at the store It is preferable to use letters / numbers and a notation method so as not to make a mistake in the delivery.

(Electronic computer for authentication)
The “authentication computer” (0105) is configured to execute an authentication process based on two pieces of information: a first information obtainable from the first card and a second card obtainable from the shelf authentication card. It is an electronic computer. Details of this electronic computer will be described in detail in a second embodiment.

<Effect>
By using the shelf authentication card and the authentication system having the above-described configuration, information that enables authentication after payment is made to the buyer while the card cannot be independently authenticated at the store shelf stage. By acquiring and requesting authentication from the purchaser, it is possible to achieve the objectives such as the safety of card distribution, lower costs at card dealers, and shorter system introduction periods, and further improve the security of authentication. Can be achieved.

<< Embodiment 2 >>

<Overview>
FIG. 6 is a conceptual diagram of the electronic computer according to the present embodiment.

<Functional configuration>

  The electronic computer according to the present embodiment includes an “authentication information acquisition unit”, an “authentication unit”, and an “authentication result output unit”.

<Description of each configuration>
(Authentication information acquisition unit)
The “authentication information acquisition unit” (0601) includes two types of information: first information (0604) acquired from a card seller or the like when purchasing a card, and second information (0605) that can be acquired from an authentication card for shelf sale. Configuration to obtain second information derived from an authentication card for shelf recording that records the second information that can be authenticated to the electronic computer by information, and first information derived from the first card that records the first information Is done.

(Authentication Department)
The “authentication unit” (0602) is configured to execute an authentication process based on the first information and the second information acquired by the authentication information acquisition unit. The authentication process in the authentication unit includes a holding unit that holds the correct combination of the first information and the second information corresponding to the first information in the electronic computer, acquires the input information, and determines whether or not this is the correct combination. Is configured to execute the authentication process in contrast to the combination information held by the user.

(Authentication result output part)
The “authentication result output unit” (0603) is configured to authenticate the information acquired by the authentication information acquisition unit by the authentication unit and output the result. By outputting the authentication result, it is displayed to the outside whether the card use of the card user is valid.

<Description of hardware>
FIG. 7 is a schematic diagram illustrating an example of a configuration when each functional configuration of the electronic computer according to the present embodiment is realized as hardware. As shown in this figure, the electronic computer of this embodiment has a “CPU” (0701) for executing various arithmetic processes. The “storage device” (0702) includes an “authentication information acquisition program” (0711), an “authentication program” (0712), an “authentication result output program” (0713), a “first information” (0714), Second information "(0715). Furthermore, a “main memory” (0703) for reading each program, a “communication interface” (0704), and an “I / O” (0705) are provided. For example, a “touch panel” (0707) is provided via the I / O. , Send / receive information to / from external peripheral devices such as “keyboard” (0708) and recording device (0709). In addition, information is transmitted / received to / from the “server device” (0706) via the communication interface. A specific mode of this communication interface can be provided regardless of wired or wireless. The storage device stores various programs as described below, and the CPU reads these various programs into the work area of the main memory, and develops and executes them. These components are connected to each other via a data communication path such as a “system bus” (0710), and perform transmission / reception and processing of information.

(Hardware operation)
The CPU reads the “authentication information acquisition program” (0711) from the storage device and executes it, and acquires the first information (0714) and the second information (0715).

  The CPU reads the “authentication program” (0712) from the storage device to the main memory and executes it, and authenticates whether the user's use of the card is legitimate against the stored data. Process.

  The CPU reads out and executes an “authentication result output program” (0713) from the storage device to the main memory, and performs an authentication result output process. As a result of authentication, if it is determined that the user's card use is valid, the process proceeds to the subsequent shopping screen, etc., but if it is determined that the use is not valid, an error message is displayed. I do.

<Process flow>
FIG. 8 is a diagram illustrating an example of a processing flow in the present embodiment. The flow of processing in the figure consists of the following steps. First, the “authentication information acquisition unit” acquires first information and second information (authentication information acquisition step S0801). The acquired information is compared with the data stored in the server, and authentication processing is executed to determine whether the contents and combination of the first information and the second information are correct (authentication processing step S0802). If the contents and combination are correct, the authentication result output unit outputs an authentication result assuming that the card use is valid or valid, and if the combination is not correct, the card use is invalid. Is output (authentication result output step S0803).

<Effect>
By using the electronic computer having the above configuration, it is not possible to perform single authentication of the card at the store shelves stage, but after the payment is made, the purchaser obtains information that enables authentication, and from the buyer By making an authentication request, it is possible to achieve the objectives such as safety of card distribution, cost reduction at a card store, and shortening of the system introduction period.

<< Embodiment 3 >>

<Overview>
The present embodiment relates to a store that sells an authentication card for shelf sale.

<Functional configuration>

  The store of the present embodiment is composed of a “stock shelf” and a “counter”.

  The “product shelf” is characterized in that the shelf authentication card described in the first embodiment is displayed so that the buyer can determine the product for the hand.

  The “counter” is characterized in that the first card described in the first embodiment in which the first information is recorded is placed so that only the store clerk can take it out. The purchaser presents the shelf authentication card he / she wishes to purchase from the fixed shelf to the account, pays the predetermined amount, and records the first information from the cashier in charge of the account, for example. You can receive a card. Alternatively, the purchaser inspects a sample of the shelf authentication card to be purchased on the fixed shelf, and then purchases the same type of sample card as desired for purchase, such as an IC card reader of a vending machine installed at the counter. It is also possible to purchase the shelf authentication card and the corresponding first card together by holding the card over the reader and inserting the price.

<Effect>
By the store having the above configuration, the purchaser obtains the shelf authentication card describing the second information and the first card recording the first information corresponding thereto, and the first information is displayed on the predetermined authentication screen. And the second information can be inputted to make an authentication request to the electronic computer, and the shelf authentication card and the authentication card system can be used.

Claims (9)

An authentication card for shelves recording information for authenticating the electronic computer,
First information acquired from card sellers when purchasing a card,
Second information that can be obtained from the shelf authentication card,
An authentication card for shelf sale in which the second information that can be authenticated by the electronic computer by two or more pieces of information is recorded. A first card recording the first information;
An authentication card for shelf sales according to claim 1;
An authentication card system consisting of   The authentication card system according to claim 2, wherein combination information indicating that the combination is authenticable is displayed on each of the shelf authentication card and the first card. Furthermore, first information obtainable from the first card,
The authentication card system according to claim 2 or claim 3 dependent on claim 2, further comprising an authentication electronic computer that executes an authentication process based on two or more pieces of information that can be acquired from the shelf authentication card. . Second information that is information recorded on the shelf authentication card that records information for causing the electronic computer to authenticate,
First information acquired from card sellers when purchasing a card,
The second information derived from the shelf authentication card that records the second information that can be authenticated to the electronic computer by two or more information, the first information derived from the first card that records the first information, An authentication information acquisition unit for acquiring
An authentication unit that executes an authentication process based on the first information and the second information acquired by the authentication information acquisition unit;
An authentication result output unit for outputting an authentication result in the authentication unit;
Having an electronic calculator. Second information recorded on the shelf authentication card that records information for causing the electronic computer to authenticate,
First information acquired from card sellers when purchasing a card,
The second information derived from the shelf authentication card that records the second information that can be authenticated to the electronic computer by two or more information, the first information derived from the first card that records the first information, Authentication information acquisition step for acquiring,
An authentication step for executing an authentication process based on the first information and the second information acquired by the authentication information acquisition unit;
An authentication result output step for outputting an authentication result in the authentication unit;
The operation method of the electronic computer to execute. An authentication card for shelves recording information for authenticating the electronic computer,
First information acquired from card sellers when purchasing a card,
Second information that can be obtained from the shelf authentication card,
The second information derived from the shelf authentication card that records the second information that can be authenticated to the electronic computer by two or more information, the first information derived from the first card that records the first information, Authentication information acquisition step for acquiring,
An authentication step for executing an authentication process based on the first information and the second information acquired by the authentication information acquisition unit;
An authentication result output step for outputting an authentication result in the authentication unit;
That can be read and executed by an electronic computer. An authentication card for shelves recording information for authenticating the electronic computer,
First information acquired from card sellers when purchasing a card,
Second information that can be obtained from the shelf authentication card,
The second information derived from the shelf authentication card that records the second information that can be authenticated to the electronic computer by two or more information, the first information derived from the first card that records the first information, Authentication information acquisition step for acquiring,
An authentication step for executing an authentication process based on the first information and the second information acquired by the authentication information acquisition unit;
An authentication result output step for outputting an authentication result in the authentication unit;
A recording medium that records a program that can be read and executed by an electronic computer. An inventory shelf that displays the authentication card for shelving so that the buyer can determine the item for the hand,
An account where the first card recording the first information is placed so that only the store clerk can take it out,
Having a store.

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