JP2016024628A - Cash processor - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide means for preventing the occurrence of misbehaviors during bill receiving transactions in an operation form of a customer operating system.SOLUTION: A cash processor including a bill receiving part for receiving the insertion of a bill from an operator comprises: wall parts erected at the back side and both sides of the periphery of a bill receiving port that is an opening of the bill receiving part; and an eaves part provided on the wall parts and covering an upper edge of a bill inserted into the bill receiving part.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a cash processing apparatus such as a banknote processing machine for a counter installed at a reception counter of a financial institution.

  A conventional banknote handling machine for a window includes a depositing unit for inserting banknotes, two withdrawal units for discharging banknotes, a display operation unit including a touch panel, and a plurality of operation buttons. It is installed between two tellers who perform duties at the reception desk, and various transactions such as depositing and dispensing banknotes are performed with customers by operations of the respective tellers (see, for example, Patent Document 1). ).

JP2013-117899A (paragraphs 0003, 0025-0029, 0136, 0137, FIG. 14)

In the following description, the front side that can correctly read the display contents of the display operation unit of the banknote handling machine is assumed to be the front, the opposite side is the rear, and the left and right sides viewed from the front are left and right, respectively. .
As shown in FIG. 11, the banknote handling machine 1 for a counter used in the operation mode of the teller operation method as in the above-mentioned Patent Document 1 has two counter staffs (referred to as tellers T1 and T2, which do not need to be distinguished. The case is referred to as Teller T), and is connected to the operation terminal 2 operated by Teller T1 and T2.

On the front side of the banknote handling machine 1, a depositing unit 3 that inserts banknotes P, two withdrawal units 4 and 5 that eject banknotes P, a display operation unit 6 including a touch panel, two operation buttons 7a, 7b.
Further, in the operation mode of the teller operation method at the reception desk, an area in which tellers T1 and T2 who are employees of financial institutions perform duties by the counter 8 installed between the teller T as an operator and the customer C (A lower side of the counter 8 in FIG. 11) is separated from an area (upper side of the counter 8 in FIG. 11) where the customers C1 and C2 (also referred to as the customer C) perform various transactions and procedures.

  The banknote handling machine 1 used in the operation mode of such a teller operation system has the rear side portion embedded in the lower part of the counter 8, and the depositing unit 3, the withdrawal unit 4 and the like arranged on the front side of the banknote handling machine 1. It is installed between the two tellers T1 and T2 while facing the teller T side. On the counter 8, the operation terminals 2 operated by the tellers T1 and T2 are installed at positions facing the tellers T1 and T2.

The lower part of the banknote handling machine 1 is a safe for storing the banknote cassette, and is configured such that a teller T or the like can pull out the safe from the front of the apparatus and insert or remove the banknote cassette. Further, the upper part of the banknote handling machine 1 is configured so that it can be pulled out when a failure such as banknote jam occurs and a recovery operation such as jam removal by the teller T or the like can be performed.
For this reason, the upper part of the banknote processing machine 1 can be pulled out to the teller T side (front side of the apparatus).
The operation mode by the teller operation method using the banknote handling machine 1 for the window as described above is common in Japan, but in some countries, the customer C uses the banknote handling machine 1 installed at the reception desk. In some cases, the counter transaction is operated by a customer operation method in which the banknote P is inserted into the depositing unit 3 or the banknote P is received from the withdrawal unit 4.

In such a customer operation method operating mode at the reception desk, as shown in FIG. 12, a teller who is a staff member of a financial institution is provided by a counter 8 installed between a teller T and a customer C as an operator. An area where T or the like performs duties (below the counter 8 in FIG. 12) is separated from an area where the customer C performs various transactions and procedures (above the counter 8 in FIG. 12).
In this operation mode, the banknote handling machine 1 causes the rear side portion to sink into the lower part of the counter 8, and the depositing unit 3 and the withdrawal unit 4 arranged on the front side of the banknote handling machine 1 are directed to the customer C side. Installed in a state. On the counter 8, the operation terminal 2 operated by the teller T is installed at a position facing the teller T.

Moreover, the lower part of the banknote processing machine 1 used as the safe which accommodates a banknote cassette is comprised so that teller T etc. can draw out a safe from the apparatus rear surface, and can insert and remove a banknote cassette.
Further, the upper portion of the banknote handling machine 1 is configured so that it can be pulled out when a failure such as a banknote jam occurs and a recovery operation such as jam removal by the teller T or the like can be performed. The upper part of the banknote handling machine 1 can be pulled out to the customer C side (the front side of the apparatus) so that the customer C can confirm that there is not.

By the way, in the operation mode of the above-described teller operation method, since the bill processing machine 1 is used by the teller T in an area where the customer C does not enter, the depositing unit 3 or the like is not provided with a closing device such as a shutter. The opening of the depositing unit 3 is opened to the outside of the banknote handling machine 1.
For this reason, when the banknote handling machine 1 for the counter used for the teller operation method is applied to the operation mode of the customer operation method as it is, the opening of the depositing unit 3 of the banknote handling machine 1 is opened to the lobby side, so that the deposit transaction is performed. There is a problem that the banknote P in the deposit transaction is seen by another person other than the customer C who is going to go, and the fraudulent act such as the other party taking out the banknote at the time of the deposit transaction may be performed during the deposit transaction by the customer C. is there.

For this reason, if the banknote handling machine 1 for a counter used for the customer operation method is provided with a shutter, the manufacturing cost of the banknote handling machine 1 increases, and the shutter becomes unnecessary when used for the teller operation method. is there.
The present invention has been made to solve the above problems, and an object of the present invention is to provide means for preventing the occurrence of fraud at the time of deposit transaction in the operation mode of the customer operation method.

  In order to solve the above-mentioned problems, the present invention provides a cash processing apparatus including a depositing unit that accepts the insertion of banknotes from an operator, and a rear side and a lateral side around a depositing port that is an opening of the depositing unit. And a hook part that is provided on the wall part and covers an upper end of a bill inserted into the deposit part.

  As a result, in the case of the customer-operated operation mode, the present invention makes it easy to insert banknotes from the front side of the apparatus with respect to the deposit port, and makes it difficult to grasp the banknotes P from the side or from the top. There is an effect that it is possible to prevent fraudulent acts such as another person pulling out the banknote P being traded.

Explanatory drawing which shows the external appearance of the banknote processing machine of Example 1. The block diagram which shows the banknote processing machine of Example 1. The schematic diagram which shows the internal structure of the banknote processing machine of Example 1. Explanatory drawing which shows the external appearance of the cover of Example 1. Explanatory drawing which shows the upper surface of the cover of Example 1. Explanatory drawing which shows the cross section along sectional line AA of FIG. Explanatory drawing which shows the front of the cover of Example 1. Explanatory drawing which shows the external appearance of the cover of Example 2. Explanatory drawing which shows the cross section along sectional line BB of FIG. Explanatory drawing which shows the insertion state of the banknote by the cover of Example 2. Top view showing the customer service counter in the Teller operation mode Top view showing the customer service counter in the customer operation method

  Hereinafter, embodiments of a cash processing apparatus according to the present invention will be described with reference to the drawings.

Below, the banknote processing machine of a present Example is demonstrated using FIG. 1 thru | or FIG.
In the following description, the banknote handling machine 1 will be described as the banknote handling machine 1 used in the operation mode of the customer operation method. Therefore, the operator described below is the customer C, and the banknote handling machine 1 is installed at the reception window in the state shown in FIG.
The banknote processing machine 1 as a cash processing apparatus of a present Example is what is called a teller machine installed in the reception counter of a financial institution, as shown in FIG. The banknote handling machine 1 is connected to an operation terminal 2 (see FIG. 12) and a host computer (not shown) via a network from a communication processing unit (not shown), and transmits and receives various information to and from the operation terminal 2 and the host computer. On the other hand, it is configured to execute the deposit / withdrawal processing of the banknote P based on the operation instruction from the operation terminal 2.

Moreover, the banknote processing machine 1 is provided with the deposit part 3, the two withdrawal parts 4, 5, the display operation part 6, and the operation buttons 7a and 7b on the front side of the upper surface of the casing formed in a rectangular parallelepiped shape. ing.
The depositing unit 3 separates the banknotes P inserted by the operator (customer C in this description) from the depositing port 3a which is an opening at the mouth, and feeds them into the banknote handling machine 1 one by one. A bill press 3b is provided as a banknote presser for normally feeding the banknote P by pressing the inserted banknote P against the feeding mechanism arranged on the rear surface side when the banknote P is fed out.
The depth of the depositing unit 3 is formed such that the upper part of the bill P inserted into the depositing unit 3 protrudes from the depositing port 3a. As described above, a closing device such as a shutter is provided. It is not done.

The withdrawal units 4 and 5 have a function of accumulating the bills P conveyed from the inside of the bill processing machine 1 for withdrawal and delivering them to the operator from the respective withdrawal ports 4a and 5a. ing. Note that the dispensing units 4 and 5 are configured in the same manner.
The display operation unit 6 includes a so-called touch panel, which is a liquid crystal display in which a touch sensor is incorporated, and displays a menu screen, various transaction screens, a processing result screen, and the like to notify the operator of various information. In addition, it has a function of accepting an input operation from the operator.

The operation buttons 7a and 7b incorporate a light emitting element such as an LED (Light Emitting Diode), and are configured to light up or blink the entire operation buttons 7a and 7b by accepting or blinking the LED. And accepts an input from the operator by a pressing operation.
In FIG. 2, reference numeral 11 denotes a control unit of the banknote handling machine 1, which is configured around a CPU (Central Processing Unit) (not shown), and reads and executes a predetermined program from a ROM, flash memory, etc. (not shown). In addition, it has a function of executing transaction processing such as deposit processing and withdrawal processing.

In addition, the control unit 11 includes a storage unit 12 including a RAM (Random Access Memory), a hard disk drive, a flash memory, and the like, and various types of information are stored in the storage unit 12.
2 and 3, reference numeral 13 denotes a discrimination unit, which is disposed on the lower rear side of the depositing unit 3 in the housing of the banknote handling machine 1, and the denomination, authenticity, correctness, running state of the conveyed banknote P. A function for discriminating whether the banknote is a normal banknote that can be handled or a reject banknote that cannot be handled because it is a banknote P that should not be used, and sending the discrimination result to the control unit 11 Etc.

Reference numeral 14 denotes a temporary holding unit, which is disposed on the lower front side of the dispensing unit 5 and temporarily holds the banknotes P that have been transported therein and also transports the banknotes P that are being held one by one. 18 has a function of sending data to 18.
Reference numeral 15 denotes a bill storage unit, which is disposed at the lower part in the housing, the reject cassette 16 is disposed on the foremost side, and the bill cassettes 17a, 17b, 17c, and 17d are sequentially disposed on the rear side from the front to the rear. .
The reject cassette 16 is configured to accumulate and store reject banknotes conveyed therein.

Each of the banknote cassettes 17a to 17d is configured so as to be stored in a state in which banknotes P of a denomination set in advance are accumulated therein, and the banknotes P (normal banknotes) conveyed are stacked in the vertical direction. The banknotes P are stored one by one, and the stored banknotes P are fed out one by one and carried out.
The transport unit 18 includes a transport path 18a composed of a roller, a belt, and the like that connects the above-described units to transport bills, and a gear, a motor, and the like for driving the transport path. Is provided with a transport path switching mechanism (not shown).
In addition, the transport unit 18 has a function of transporting the banknote P along the transport path 18a based on a command from the control unit 11 and switching the transport destination of the banknote P by the transport path switching mechanism.

On the upper surface of the banknote handling machine 1 of the present embodiment, as shown in FIG. 1, a withdrawal unit 5, a withdrawal unit 4, a deposit unit 3, and a display operation unit 6 are arranged in this order from the front side to the rear side. An operation button 7a is arranged on the left of the display operation unit 6, and an operation button 7b is arranged on the right.
Further, in the depositing unit 3 of the present embodiment, the periphery of the depositing port 3a that is an opening thereof is made so that it is difficult for others other than the operator (customer C in this description) who wants to perform a depositing transaction to see the bills P. A cover 20 is provided to cover the top surface of the banknote handling machine 1 with fixing means such as screwing or adhesion.

As shown in FIG. 4, the cover 20 is provided with wall portions 21 on three sides of the deposit port 3 a other than the operator side (the front side of the apparatus) that is to perform a deposit transaction. More specifically, from a rear wall portion 21a made of a plate-like member standing near the rear side of the deposit port 3a, and a plate-like member standing near the left and right sides of the deposit port 3a. Side wall portions 21b and 21c are provided. The height of the wall portion 21 is formed to be higher than the upper end of the banknote P in a state of being inserted into the depositing portion 3.
Further, as shown in FIG. 5, the upper end portion of the rear wall portion 21a of the cover 20 has a banknote P in a state of being pressed by the bill press 3b when the deposit port 3a is viewed from above. A collar portion 23 is provided so that part of the side end portions on both sides overlap.

Furthermore, as shown in FIGS. 6 and 7, the rear wall portion 21 a facing the operator is a portion corresponding to the display operation portion 6 in order to ensure the visibility of the display operation portion 6 (in this embodiment, the rear wall A concave portion 24 is provided in which the central portion of the portion 21a is lower than the adjacent portion. The height of the position closest to the deposit port 3 a in the recess 24 is formed higher than the upper end of the banknote P inserted into the deposit unit 3. Moreover, the height of side parts other than the recessed part 24 is formed in the height which can ensure the clearance gap which enables insertion / extraction of the finger from the front side between the upper ends of the banknote P. FIG.
Thereby, the visibility of the display operation part 6 of the banknote P and the insertion ease of the banknote P are ensured with respect to the operator who stands in front of the banknote processing machine 1.

When executing the withdrawal process with the above-described configuration, when the control unit 11 of the banknote handling machine 1 accepts an instruction for the withdrawal amount, the banknote of the denomination and the number of bills according to the withdrawal amount is received from the bill cassettes 17a to 17d. P is sequentially fed to the transport path 18a, and the fed banknote P is transported to the discrimination unit 13 by the transport path 18a. The discrimination unit 13 discriminates the denominations and correctness of the transported banknote P one by one. The discrimination result is sent to the control unit 11.
At this time, the control part 11 determines the conveyance destination of the said banknote based on whether it is the discrimination result acquired from the discrimination part 13, ie, the normal banknote which can be withdrawn, or the reject banknote which is unsuitable for withdrawal. When the result is a normal banknote, it is transported to the withdrawal unit 4 or the withdrawal unit 5 through the transport path 18a, accumulated inside, and delivered to the operator.

When the discrimination result is a reject banknote, it is transported and stored in the reject cassette 16 by the transport path 18a.
When executing the deposit process, the control unit 11 of the banknote handling machine 1 separates the banknotes P one by one and sequentially feeds them to the transport path 18a when the operator inserts the banknotes P into the deposit unit 3 from the deposit port 3a. The bill P is fed to the discrimination unit 13 by the transport path 18a, and the discrimination unit 13 discriminates the authenticity and correctness of the fed bill P one by one, and the discrimination result is controlled by the control unit. 11 to send.

  At this time, the control unit 11 determines the transport destination of the banknote based on the discrimination result acquired from the discrimination unit 13, that is, whether the banknote is a normal bankable banknote or a reject banknote such as a fake banknote or a foreign banknote. If the result is a normal banknote, it is transported to the temporary storage unit 14 by the transport path 18a and temporarily stored, and then transported to the discrimination unit 13 again to determine the denomination, and any banknote cassette corresponding to the denomination It conveys to 17a-17d and stores.

  Moreover, when a discrimination result is a reject banknote, it conveys to the withdrawal part 4 or the withdrawal part 5 by the conveyance path 18a, accumulates inside, and returns to an operator.

Since the front side of the cover 20 provided around the deposit port 3a of the present embodiment is opened when the bill P is inserted in the deposit process, the operator (customer C) who intends to perform a deposit transaction The banknote P can be easily inserted into the depositing unit 3 from the front surface of the processing machine 1.
Moreover, the cover 20 of a present Example made only the banknote P because the height of the rear wall part 21a was made higher than the upper end of the banknote P pressed against the back of the deposit port 3a by the bill press 3b during a money_receiving | payment process. It is difficult to grasp. In addition, the visibility of the display operation unit 6 is ensured by forming the recess 24 in the rear wall portion 21 a at a position corresponding to the display operation unit 6.

Furthermore, in the cover 20 of this embodiment, the left and right side wall portions 21b and 21c make it difficult for others to see the banknotes P inserted into the depositing portion 3, and also from the side of the deposit port 3a. It is hard to put in.
Furthermore, the cover 23 covers the upper side of the bill P pressed against the back of the deposit port 3a by the bill press 3b during the deposit process, so that the bill P and the bill P can be inserted into the deposit port 3a from above. It is difficult to put a finger between the rear wall portion 21a.

By doing this, when a hand is taken to remove the banknote P from a direction other than the front surface, the banknote P and the cover 20 are gripped, making it difficult to grip only the banknote P, and the banknote P is pulled out during the deposit transaction. It can prevent fraudulent acts.
Moreover, even if only the banknote P can be grasped, since the banknote P is caught by the collar part 23 at the time of extraction, it becomes difficult to extract the banknote P, and an illegal act of extracting the banknote P at the time of deposit transaction is prevented. (See FIG. 6).

In addition, although the present Example demonstrated the banknote processing machine 1 used for the operation form of a customer operation system, when using it as the banknote processing machine 1 used for the operation mode of a teller operation system, an operator can be read as Teller T. That's fine. In this case, the cover 20 may be attached as it is or may be removed.
Further, in the present embodiment, it has been described that the flange portion 23 is provided over the entire width direction of the rear wall portion 21a. However, in order to ensure the visibility of the display operation portion 6, the flange portion 23 is formed at a portion where the rear wall portion 21a is lowered. The portion 23 may not be provided.

  As described above, in this embodiment, the deposit opening is provided with a cover having a wall portion standing on the rear side and both sides thereof, and a collar portion that covers the upper end of the bill inserted into the deposit portion. Thus, it is easy to insert the banknote P from the front side of the apparatus with respect to the deposit port, it is difficult to grasp the banknote P from the side or from the upper side, and fraudulent acts such as another person withdrawing the banknote P during the deposit transaction. Can be prevented.

Moreover, since the banknote P inserted into the depositing part is difficult to see due to the presence of the cover and it is possible to visually show that it is difficult to withdraw, it is possible to produce an effect of suppressing fraud at the time of deposit transaction.
Furthermore, since the cover of the present embodiment can be manufactured at a lower cost than the installation of a shutter or the like, the banknote handling machine (teller machine) used for the operation mode of the teller operation method is used for the bank operation method of the customer operation method. It can be diverted inexpensively as a processing machine.

Below, the banknote processing machine of a present Example is demonstrated using FIG. 8 thru | or FIG. Note that parts similar to those in the first embodiment are denoted by the same reference numerals, and description thereof is omitted.
As shown in FIGS. 8 and 9, the cover 20 of this embodiment has a retractable structure at the side end portions on both sides of the flange portion 23. The retractable collar 25 is formed separately from the cover 20 and is rotatably supported by a fulcrum shaft 26 provided at a joint portion with the rear wall 21 a of the cover 20.

The flange 25 is a spring member such as a torsion spring (not shown) and is biased in a direction away from the deposit port 3a, and is separated from the deposit port 3a by a locking portion 27 formed on the rear wall portion 21a. Rotation in the direction to be engaged is locked, and at the locking position, side end portions on both sides of the flange portion 23 are configured (see FIG. 9).
If it does in this way, as shown in FIG. 10, when the operator (customer C) who is going to perform a deposit | payment transaction inserts the banknote P from the deposit port 3a, the banknote P and a hand will contact the collar part 25 from upper direction. Even if it does, the collar part 25 will resist the urging | biasing force by a spring member, and will rotate to the direction which approaches the deposit slot 3a centering on the support shaft 26, and the slot at the time of the insertion of the banknote P will expand.
In addition, after the banknote P is inserted into the deposit port 3a, when the hand or the banknote P no longer comes into contact with the collar portion 25, it returns to the locking position shown in FIG. 9 by the urging force of the spring member.

As described above, in this embodiment, the cover 20 is provided with the flange portion 25 that is rotatably supported, and the spring member that biases the flange portion 25 in the direction away from the deposit port 3a, and the spring member. Since the locking portion 27 that locks the rotation of the hook portion 25 is provided to restrict the upward rotation of the collar portion 25, the difficulty in removing when the other person pulls out the banknote P is the same as in the case of the first embodiment. In addition, the brim portion 25 can be retracted when the bill P is inserted, and the entrance to the deposit port 3a can be enlarged, so that the bill P can be inserted more easily.
In each of the above embodiments, the rear wall portion of the cover has been described as being provided with a recess in the corresponding portion to ensure the visibility of the display operation portion, but the display operation portion is on the front side or side of the deposit port. When it exists, you may make it the height equivalent to the height of the side part of both sides, without providing a recessed part.

In each of the above embodiments, the description has been made assuming that the wall portion is not provided on the front side of the cover, but the wall portion may be provided on a part or all of the front side. In this case, the wall portion provided on the front side may be formed in a shape that does not hinder the insertion and removal of the operator's hand.
Further, the cover wall portion shown in each of the above embodiments has been described as being formed of a plate-like member. However, a hole may be formed in the wall portion, or a frame having only a wall portion outer shape may be used. In short, even if another person can touch the banknote P through the opening provided in the wall, the banknote P cannot be extracted as it is (the banknote P cannot be extracted without removing the finger from the opening). This does not impair the effect of preventing the banknote P from being removed.

DESCRIPTION OF SYMBOLS 1 Banknote processing machine 2 Operation terminal 3 Depositing part 3a Depositing port 3b Bill press 4 Withdrawal unit 4a Withdrawing port 5 Withdrawing unit 5a Withdrawing port 6 Display operation unit 7a, 7b Operation button 8 Counter 11 Control unit 12 Storage unit 13 Identification part 14 Temporary holding part 15 Banknote storage part 16 Reject cassette 17a-17d Banknote cassette 18 Conveyance part 18a Conveyance path 20 Cover 21 Wall part 21a Rear wall part 21b, 21c Side wall part 23, 25 Eighth part 24 Recessed part 26 Support point axis 27 Engagement Stop

Claims (5)

In a cash processing apparatus having a depositing unit that accepts the insertion of banknotes from an operator,
A wall portion erected on the rear side and both sides of the periphery of the deposit opening which is an opening of the deposit portion;
A cash processing apparatus comprising: a hook provided on the wall and covering an upper end of a bill inserted into the depositing unit. The cash processing apparatus according to claim 1,
The cash processing apparatus according to claim 1, wherein an upper end of the wall portion is located above an upper end of a bill inserted into the depositing unit. In the cash processing apparatus according to claim 1 or 2,
The said hook part covers at least one part of the side edge part of the both sides of the upper end of the banknote thrown into the said deposit part, The cash processing apparatus characterized by the above-mentioned. In the cash processing apparatus according to any one of claims 1 to 3,
Having a recess in the rear wall that is the rear wall around the deposit port;
The cash processing apparatus, wherein the recess is provided with a height from the deposit port lower than a portion of the rear wall adjacent to the recess. In the cash processing apparatus according to any one of claims 1 to 4,
The heel portion is rotatably supported by the wall portion,
A cash processing apparatus, comprising: a spring member that urges the collar part in a direction away from the deposit port; and a latch part that latches rotation of the collar part by the spring member.

Images